{"id":995733,"date":"2022-10-12T13:39:51","date_gmt":"2022-10-12T17:39:51","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=995733"},"modified":"2026-05-01T09:33:20","modified_gmt":"2026-05-01T13:33:20","slug":"payday-loans-edmonton","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/payday-loans\/payday-loans-edmonton","title":{"rendered":"11 Payday Loans &#038; Cash Advances in Edmonton"},"content":{"rendered":"<p>Cash advance apps and payday loans in Edmonton provide quick access to cash when unexpected expenses arise. While convenient, these options can be expensive and should only be used as a short-term solution. This guide compares licensed payday lenders and cash advance apps in Edmonton, Alberta, to help you find the right fit for your financial situation.<\/p><div class=\"box\">\r\n  <h5 class=\"box-title\" id=\"financial-hardship\">\u26a0\ufe0f  Warning: Be cautious with payday loans<\/h5>\n<span style=\"font-size: 11pt\">High-cost payday loans are unsustainable for long-term use, with up to $14 charged per $100 borrowed. If you're experiencing financial hardship, call <a href=\"https:\/\/nomoredebts.org\">Credit Counselling Society<\/a> for free financial counselling (Mon\u2013Fri, 8am\u20135pm at 1-888-527-8999). Also consider <a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/payday-loan-alternatives\" target=\"_blank\" rel=\"noopener\">payday loan alternatives<\/a>.<\/span>\r\n<\/div><h3>Compare cash advance apps and payday loans in Edmonton<\/h3><h3><img decoding=\"async\" class=\"alignnone wp-image-1025100\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/10\/iCashLogo_Supplied_300x129.png\" alt=\"icash\" width=\"188\" height=\"81\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/10\/iCashLogo_Supplied_300x129.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/10\/iCashLogo_Supplied_300x129.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/10\/iCashLogo_Supplied_300x129.png?fit=564 564w\" sizes=\"(max-width: 564px) 100vw, 564px\" loading=\"lazy\"><\/h3><h4>1. iCash<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review\">iCash<\/a> provides flexible payday loans in Edmonton. It\u2019s a member of the Canadian Consumer Finance Association (CCFA) and has provided loans to more than one million customers across Canada since 2014.<\/p><div class=\"box\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Loan amount:<\/strong> $100 \u2013 $1,500<\/li><li><strong>Loan term:<\/strong> 7 - 62 days<\/li><li><strong>APR:<\/strong> $14 per $100 borrowed<span class=\"table-popover\" rel=\"popover\" data-content=\"The total cost of borrowing is expressed per $100 borrowed. In provinces with payday lending regulations, the Criminal Interest Rate Regulations limit the cost of borrowing to $14 per $100 borrowed. Lenders may also charge a one-time fee of up to $20 for dishonoured payment instruments.\" title=\"\" data-original-title=\"\"><\/span><\/li><li><strong>Eligibility requirements:<\/strong> $800 min. monthly income<\/li><li><strong>Incomes it accepts (besides employment):<\/strong> Many types, including EI, child tax, ODSP, AISH, provincial disability, CPP, OAS and social assistance<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Requires credit check: <\/strong>Yes, only for first-time borrowers<\/li><li><strong>Where to apply:<\/strong> Online<\/li><li><strong>Licence number in Alberta:<\/strong> 341941<\/li><li><strong>What customers say about iCash:<\/strong> Many customers agree that the service is fast, reliable and easy to use. Some customers are frustrated by the lack of customer service, especially when trying to reach a real person over the phone or by email.<\/li><\/ul><\/div><\/div><p style=\"text-align: center;\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/payday-loans\/icash-ca-payday-loans-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22CAFSL%22%2C%22class%22%3A%22luna-button%2Bluna-button--large%2Bluna-button--success%2B%22%2C%22offer_id%22%3A%2218691%22%2C%22niche_code%22%3A%22CAFSL%22%2C%22product_id%22%3A%22a7a72c04-1457-4a88-9c8c-39ec48a66f0e%22%2C%22product_name%22%3A%22iCash%2BPayday%2BLoan%22%2C%22provider_id%22%3A%22b72326b8-640c-4a4e-909c-27101362afed%22%2C%22provider_name%22%3A%22iCash%22%2C%22post_id%22%3A%22995733%22%2C%22post_path%22%3A%22payday-loans%252Fpayday-loans-edmonton%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--large luna-button--success \">Go to site<\/a><\/p><\/div><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Pros and cons of iCash loans<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: center; width: 50%;\" scope=\"col\">Pros<\/th><th style=\"text-align: center; width: 50%;\" scope=\"col\">Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>Instant approval<\/li><li>Fast funding in one hour or less<\/li><li>Bad credit or no credit doesn\u2019t matter<\/li><li>Flexible repayments may let you split your loan into two or three installments<\/li><li>Earn up to 12% cashback for every loan you repay on time<\/li><li>Free app available for iOS and Android<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Very high interest rate<\/li><li>Short repayment term<\/li><li>Customers indicate it can be difficult to reach the company by email or phone<\/li><\/ul><\/td><\/tr><\/tbody><\/table><\/div>\n  <\/div>\n<\/li><\/ul><p><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/KOHO_Supplied_450x250-1.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1046375\" title=\"Image: Koho\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/KOHO_Supplied_450x250-1.jpg\" alt=\"Koho\" width=\"148\" height=\"82\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/KOHO_Supplied_450x250-1.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/KOHO_Supplied_450x250-1.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/KOHO_Supplied_450x250-1.jpg?fit=444 444w\" sizes=\"(max-width: 444px) 100vw, 444px\" loading=\"lazy\"><\/a><\/p><h4>2. KOHO<\/h4><p>The <a href=\"https:\/\/www.finder.com\/ca\/banking\/koho\">KOHO<\/a> app offers a cash-advance feature called KOHO Cover, which allows account holders to access up to $250. You won\u2019t be charged interest, but you will have to pay a monthly subscription fee and account fees.<\/p><div class=\"box\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Loan amount: <\/strong>$20 \u2013 $250<\/li><li><strong>Loan term:<\/strong> Flexible \u2014 your cash advance will automatically get replenished by your next deposit<\/li><li><strong>APR:<\/strong> 0%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span><\/li><li><strong>Eligibility requirements: <\/strong>KOHO account\u2014access higher loan amounts over time by using KOHO for everyday spending, repaying your monthly fees and using its other services<\/li><li><strong>Funding time: <\/strong>Immediately<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Requires credit check: <\/strong>No<\/li><li><strong>Where to apply:<\/strong> Download the app or apply on the website<\/li><li><strong>Other costs: <\/strong>Subscription fee from $2 and $0\u2013$22 a month for a KOHO account<\/li><li><strong>What customers say about KOHO: <\/strong>Reviews of KOHO Cover are mostly positive, with users appreciating the quick cash access, no credit check and seamless integration with their KOHO account. However, some customers criticize the monthly subscription fee and limited flexibility in how funds can be used.<\/li><\/ul><\/div><\/div><div class=\"rewards-banner-container\n   rewards--container   \" data-campaign-name=\"koho|cover|may-2026~cafsl\" data-end-soon-date=\"2026-06-24T03:59:59.000Z\" data-niche=\"CAFPL-CAA\" data-rewards-component=\"banner\">\n  <div class=\"rewards-banner\">\n    <div class=\"rewards-banner__top\">\n      <div class=\"rewards-banner__badge\">\n        FINDER REWARDS EXCLUSIVE\n      <\/div>\n    <\/div>\n    <div class=\"rewards-banner__content\">\n      <div class=\"rewards-banner__logo-and-share\">\n                  <div class=\"rewards-banner__logo-wrapper\">\n            <img decoding=\"async\" src=\"https:\/\/www.finder.com\/ca\/svg-image\/rewards-logo-koho\" class=\"rewards-banner__logo\" alt=\"KOHO logo\" loading=\"lazy\">\n          <\/div>\n        \n        <button class=\"rewards-banner__share-btn rewards-banner__share-btn--mobile\" type=\"button\" disabled aria-label=\"Share deal link\" data-share-url=\"https:\/\/www.finder.com\/ca\/cash-advance-apps\/koho-may-2026-promotion\">\n          <span class=\"rewards-banner__share-text\">Share<\/span>\n          <span class=\"rewards-banner__share-success\" style=\"display: none;\">Copied!<\/span>\n        <\/button>\n      <\/div>\n      <div class=\"rewards-banner__main-content\">\n        <div class=\"rewards-banner__text-content\">\n          <div class=\"rewards-banner__badges\">\n                                    <div class=\"rewards-banner__ends-soon\">\n              <svg class=\"luna-icon rewards-banner__ends-soon-icon\" style=\"--fill: var(--color-foreground-main)\">\n                <use href=\"#lightning\"><\/use>\n              <\/svg>\n              ENDS SOON\n            <\/div>\n                      <\/div>\n          <div class=\"rewards-banner__title-and-copy\">\n            <div class=\"rewards-banner__title\">\n                              Get <span class=\"rewards-banner__title-highlight\">$75<\/span> from Finder\n                          <\/div>\n            <div class=\"rewards-banner__copy\">\n        <span class=\"rewards-banner__copy-text\">\n          Become a Finder Member &amp; open and fund a <b>KOHO account<\/b> through Finder to receive a <b>$75 digital Visa card<\/b>. Offer ends June 30, 2026.\n        <\/span>\n              <a href=\"https:\/\/www.finder.com\/ca\/finder-rewards\/finder-koho-promotion-terms-and-conditions-may-2026\" class=\"rewards-banner__terms-link\" target=\"_blank\" rel=\"noopener noreferrer\">\n                Separate T&amp;Cs apply.\n              <\/a>\n            <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n      <div class=\"rewards-banner__cta-wrapper\">\n                              <link rel=\"preload\" href=\"https:\/\/www.finder.com\/ca\/svg-image\/rewards-logo-koho\" as=\"image\" type=\"image\/svg+xml\">\n     <script>window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"koho|cover|may-2026~cafsl\"] = {\"startDate\":\"2026-05-01T08:00:00.000Z\",\"endDate\":\"2026-07-01T03:59:59.000Z\",\"showVisaLogo\":true,\"minimalUx\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $75 from Finder\",\"titleHighlight\":\"$75\",\"copyText\":\"Become a Finder Member \\u0026 open and fund a \\u003Cb\\u003EKOHO account\\u003C\\\/b\\u003E through Finder to receive a \\u003Cb\\u003E$75 digital Visa card\\u003C\\\/b\\u003E. Offer ends June 30, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"iconUrl\":\"https:\\\/\\\/www.finder.com.au\\\/parent-theme\\\/members\\\/prod\\\/images\\\/rewards-icon.d44fdf8dde3fe4daca8c6a17d56489ca.svg\",\"nicheText\":\"\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"f256ae15-efed-4744-b404-5007adc7d719\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-koho\",\"nicheCode\":\"CAFPL-CAA\",\"value\":\"75\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/cash-advance-apps\\\/koho-may-2026-promotion\",\"validationDate\":\"2026-07-31T17:00:00.000Z\",\"fulfillmentDate\":\"2026-08-15T17:00:00.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-koho-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"},\"modalConfig\":{\"requireName\":true,\"title\":\"Get $75 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new KOHO account\",\"items\":[{\"icon\":\"user\",\"text\":\"Become a Finder Member for free in seconds\"},{\"icon\":\"shopping-bag\",\"text\":\"Open and fund a KOHO account within the promotion period\"},{\"icon\":\"confetti\",\"text\":\"Receive your digital Visa card from Finder on or before August 15, 2026\"}],\"heading\":\"Get $75 from Finder\",\"membersHeading\":\"Get $75 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Become a Finder Member for free in seconds\\n* Open and fund a \\u003Cb\\u003EKOHO account\\u003C\\\/b\\u003E within the promotion period\\n* Receive your digital Visa card from Finder on or before August 15, 2026\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open and fund a \\u003Cb\\u003EKOHO account\\u003C\\\/b\\u003E within the promotion period\\n* Receive your digital Visa card from Finder on or before August 15, 2026\",\"emailCaption\":\"Your Visa card will be delivered here. Your details must match your new Koho account\",\"continueText\":\"GET $75 REWARD\",\"abortText\":\"SKIP REWARD, CONTINUE TO KOHO\",\"copyText\":\"Ends on June 30, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-koho\",\"nicheCode\":\"CAFPL-CAA\",\"value\":\"75\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/cash-advance-apps\\\/koho-may-2026-promotion\",\"validationDate\":\"2026-07-31T17:00:00.000Z\",\"fulfillmentDate\":\"2026-08-15T17:00:00.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-koho-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"}};<\/script>\n          <a type=\"button\" class=\"rewards-banner__cta rewards--cta rewards--element-container\" data-product-id=\"f256ae15-efed-4744-b404-5007adc7d719\" data-product-name=\"KOHO Cover\" data-offer-id=\"24890\" data-provider-name=\"KOHO\" data-provider-id=\"e32c50f7-c28d-4e2e-b914-e27d6a80ac43\" data-rewards-campaign-name=\"koho|cover|may-2026~cafsl\" data-redirect-url=\"https:\/\/www.finder.com\/redirect\/ca\/cash-advance-apps\/koho-cover-ca-overdraft-protection-secure.html?nb=1&amp;src_country=ca\">\n            GET DEAL\n          <\/a>\n                <button class=\"rewards-banner__share-btn rewards-banner__share-btn--desktop\" type=\"button\" disabled aria-label=\"Share deal link\" data-share-url=\"https:\/\/www.finder.com\/ca\/cash-advance-apps\/koho-may-2026-promotion\">\n          <span class=\"rewards-banner__share-text\">Share<\/span>\n          <span class=\"rewards-banner__share-success\" style=\"display: none;\">Copied!<\/span>\n        <\/button>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n<\/div><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Pros and cons of KOHO Cover<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: center; width: 50%;\" scope=\"col\">Pros<\/th><th style=\"text-align: center; width: 50%;\" scope=\"col\">Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>No interest<\/li><li>No penalties for late payments<\/li><li>No credit check<\/li><li>Free credit report and financial coaching<\/li><li>Instant access to funds<\/li><li>Flexible repayment terms<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>A KOHO account is necessary<\/li><li>Monthly subscription fee<\/li><li>Low loan amount<\/li><li>Can\u2019t be used to send e-Transfers or earn interest<\/li><\/ul><\/td><\/tr><\/tbody><\/table><\/div>\n  <\/div>\n<\/li><\/ul><p><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/07\/Nyble_Suppied_450x250.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1042397\" title=\"Image: Nyble\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/07\/Nyble_Suppied_450x250.jpg\" alt=\"Nyble\" width=\"174\" height=\"97\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/07\/Nyble_Suppied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/07\/Nyble_Suppied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/07\/Nyble_Suppied_450x250.jpg?fit=522 522w\" sizes=\"(max-width: 522px) 100vw, 522px\" loading=\"lazy\"><\/a><\/p><h4>3. Nyble<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/cash-advance-apps\/nyble-review\">Nyble<\/a> is a Canadian fintech app that offers a credit-building line of credit designed for people with little or no credit history. If you repay the loan on time each month, you could raise your credit score by an average of 36 points in 3 months.<\/p><div class=\"box\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Loan amount: <\/strong>$30\u2013$250<\/li><li><strong>Loan term: <\/strong>31 days, extendable<\/li><li><strong>APR:<\/strong> 0%<span class=\"table-popover\" rel=\"popover\" data-content=\"No interest or fees are charged to access a cash advance, but there is an optional $11.99\/month fee for membership to get premium services such as instant funding. Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span><\/li><li><strong>Eligibility requirements: <\/strong>You must be 18 years or older and have a minimum monthly income of $1,000.<\/li><li><strong>Funding time: <\/strong>Instantly with a paid membership, or 0\u20133 business days<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Requires credit check: <\/strong>No<\/li><li><strong>Where to apply:<\/strong> Download the app or apply on the website<\/li><li><strong>Other costs: <\/strong>Optional $11.99 membership for additional benefits like instant payments, balance protection insurance and identity theft coverage<\/li><li><strong>What customers say about Nyble: <\/strong>Reviews of Nyble are generally positive, with users praising its easy application process, quick access to funds and usefulness for improving credit. However, some note that their credit score didn\u2019t change or increased very slowly.<\/li><\/ul><\/div><\/div><p style=\"text-align: center;\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/cash-advance-apps\/nyble-pay-advance-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22CAFPL-CAA%22%2C%22class%22%3A%22luna-button%2Bluna-button--large%2Bluna-button--success%2B%22%2C%22offer_id%22%3A%2223215%22%2C%22niche_code%22%3A%22CAFPL-CAA%22%2C%22product_id%22%3A%2267d91ad3-fadc-4803-bce1-ea50a0b9761f%22%2C%22product_name%22%3A%22Nyble%2BCredit%2BLine%22%2C%22provider_id%22%3A%22ebeeeb79-83ef-4800-894b-85bc38778e7c%22%2C%22provider_name%22%3A%22Nyble%22%2C%22post_id%22%3A%22995733%22%2C%22post_path%22%3A%22payday-loans%252Fpayday-loans-edmonton%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--large luna-button--success \">Go to site<\/a><\/p><\/div><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Pros and cons of Nyble<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: center; width: 50%;\" scope=\"col\">Pros<\/th><th style=\"text-align: center; width: 50%;\" scope=\"col\">Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>No penalties for late payments<\/li><li>No interest<\/li><li>Helps build credit<\/li><li>No credit check<\/li><li>Earn rewards for on-time payments that you can redeem for gifts<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Small loan amount<\/li><li>Membership fee for instant payments<\/li><li>Reports both on-time and late payments<\/li><\/ul><\/td><\/tr><\/tbody><\/table><\/div>\n  <\/div>\n<\/li><\/ul><p><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2023\/05\/Bree-Logo-2_Supplied_1800x1000.jpg\"><img decoding=\"async\" class=\"alignnone wp-image-1030354\" title=\"Image: Bree\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/05\/Bree-Logo-2_Supplied_1800x1000.jpg\" alt=\"Bree\" width=\"183\" height=\"102\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/05\/Bree-Logo-2_Supplied_1800x1000.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/05\/Bree-Logo-2_Supplied_1800x1000.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/05\/Bree-Logo-2_Supplied_1800x1000.jpg?fit=549 549w\" sizes=\"(max-width: 549px) 100vw, 549px\" loading=\"lazy\"><\/a><\/p><h4>4. Bree<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/cash-advance-apps\/bree-review\">Bree<\/a> is a Canadian cash advance app offering interest-free advances up to $750. Cash advances are free if you opt for standard funding. Instant funding requires a membership.<\/p><div class=\"box\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Loan amount: <\/strong>Up to $750<\/li><li><strong>Loan term: <\/strong>Next pay cycle (90 days max)<\/li><li><strong>APR:<\/strong> 0%<span class=\"table-popover\" rel=\"popover\" data-content=\"No interest or fees are charged to access a cash advance, but there is an optional transfer fee of  $2.99 \u2013 $45.99 to access instant funding. Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span><\/li><li><strong>Eligibility requirements: <\/strong>You must have a bank account with regular income deposits and a Visa or Mastercard debit card with a CVV<\/li><li><strong>Funding time:<\/strong> Receive funds within 5 minutes with express delivery (the fee is based on the advance amount) and within 1 to 3 business days for standard delivery.<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Requires credit check: <\/strong>No<\/li><li><strong>Where to apply:<\/strong> Download the app or apply on the website<\/li><li><strong>Other costs: <\/strong>Instant funding requires a $2.99 membership fee, plus a fee per transfer<\/li><li><strong>What customers say about Bree: <\/strong>Many users praise Bree\u2019s quick and easy access to funds, transparent terms and helpful customer support, but some users note that initial loan amounts can be small.<\/li><\/ul><\/div><\/div><p style=\"text-align: center;\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/cash-advance-apps\/bree-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22CAFPL-CAA%22%2C%22class%22%3A%22luna-button%2Bluna-button--large%2Bluna-button--success%2B%22%2C%22offer_id%22%3A%2223342%22%2C%22niche_code%22%3A%22CAFPL-CAA%22%2C%22product_id%22%3A%2209a8b8bb-ef71-4a58-a987-6c0b694b0e55%22%2C%22product_name%22%3A%22Bree%2BEarly%2BPay%22%2C%22provider_id%22%3A%224e4ab891-7bbb-4486-ab5c-34b55900e6c3%22%2C%22provider_name%22%3A%22Bree%22%2C%22post_id%22%3A%22995733%22%2C%22post_path%22%3A%22payday-loans%252Fpayday-loans-edmonton%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--large luna-button--success \">Go to site<\/a><\/p><\/div><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Pros and cons of Bree<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: center; width: 50%;\" scope=\"col\">Pros<\/th><th style=\"text-align: center; width: 50%;\" scope=\"col\">Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>No interest<\/li><li>No credit check<\/li><li>Higher loan amount than other cash advance apps<\/li><li>Free one-month trial<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Monthly membership fee<\/li><li>Instant funding costs extra<\/li><li>Doesn\u2019t build your credit<\/li><\/ul><\/td><\/tr><\/tbody><\/table><\/div>\n  <\/div>\n<\/li><\/ul><p><img decoding=\"async\" class=\"alignnone wp-image-982181\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/01\/GoDayLogo_Supplied_488x182.png\" alt=\"GoDay\" width=\"217\" height=\"81\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/01\/GoDayLogo_Supplied_488x182.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/01\/GoDayLogo_Supplied_488x182.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/01\/GoDayLogo_Supplied_488x182.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/01\/GoDayLogo_Supplied_488x182.png?fit=651 651w\" sizes=\"(max-width: 651px) 100vw, 651px\" loading=\"lazy\"><\/p><h4>5. GoDay<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/goday-review\">GoDay<\/a> is an online payday lender that provides fast payday loans in Edmonton. It\u2019s a member of the CCFA and accredited by the Better Business Bureau (BBB) with an A- rating.<\/p><div class=\"box\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Loan amount:<\/strong> $100 \u2013 $1,500<\/li><li><strong>Loan term:<\/strong> Up to 62 days<\/li><li><strong>APR:<\/strong> $14 per $100 borrowed<span class=\"table-popover\" rel=\"popover\" data-content=\"The total cost of borrowing is expressed per $100 borrowed. In provinces with payday lending regulations, the Criminal Interest Rate Regulations limit the cost of borrowing to $14 per $100 borrowed. Lenders may also charge a one-time fee of up to $20 for dishonoured payment instruments.\" title=\"\" data-original-title=\"\"><\/span><\/li><li><strong>Eligibility requirements:<\/strong>  min. monthly income<\/li><li><strong>Incomes it accepts (besides employment):<\/strong> Many types, including CCB, disability tax credit, OAS, CPP and private pensions<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Requires credit check: <\/strong>Yes<\/li><li><strong>Where to apply:<\/strong> Online<\/li><li><strong>Licence number in Alberta:<\/strong> 347297<\/li><li><strong>What customers say about GoDay:<\/strong> GoDay has been praised for its quick service, but some customers are frustrated by the lack of customer service and being approved for lower amounts than expected.<\/li><\/ul><\/div><\/div><p style=\"text-align: center;\"><\/p><\/div><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Pros and cons of GoDay loans<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: center; width: 50%;\" scope=\"col\">Pros<\/th><th style=\"text-align: center; width: 50%;\" scope=\"col\">Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>Instant approval<\/li><li>Fast funding in one hour or less<\/li><li>All credit scores are okay<\/li><li>No documents required<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Very high interest rate<\/li><li>Short repayment term<\/li><li>Customers indicate it can be difficult to reach the company by email or phone<\/li><\/ul><\/td><\/tr><\/tbody><\/table><\/div>\n  <\/div>\n<\/li><\/ul><p>\u00a0<\/p><p><img decoding=\"async\" class=\"alignnone wp-image-971002\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/01\/FocusCashLoans_Supplied_450x250.jpg\" alt=\"Focus Cash Loans\" width=\"187\" height=\"104\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/01\/FocusCashLoans_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/01\/FocusCashLoans_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/01\/FocusCashLoans_Supplied_450x250.jpg?fit=561 561w\" sizes=\"(max-width: 561px) 100vw, 561px\" loading=\"lazy\"><\/p><h4>6. Focus Cash Loans<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/focus-cash-loans-review\">Focus Cash Loans<\/a> has been operating since 2008. It doesn\u2019t have any store locations in Edmonton, but you can easily apply online.<\/p><div class=\"box\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Loan amount:<\/strong> $100 \u2013 $1,500<\/li><li><strong>Loan term:<\/strong> Up to 62 days<\/li><li><strong>APR:<\/strong> $15 per $100 borrowed<span class=\"table-popover\" rel=\"popover\" data-content=\"The total cost of borrowing is expressed per $100 borrowed. In provinces with payday lending regulations, the Criminal Interest Rate Regulations limit the cost of borrowing to $14 per $100 borrowed. Lenders may also charge a one-time fee of up to $20 for dishonoured payment instruments.\" title=\"\" data-original-title=\"\"><\/span><\/li><li><strong>Eligibility requirements:<\/strong> At least 18 or 19 years old, with an active bank account and a net income of $1,200 per month.<\/li><li><strong>Incomes it accepts (besides employment):<\/strong> CPP, private pension, EI, WCB, child tax credit, non-government disability benefits (government disability income not accepted)<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Requires credit check: <\/strong>No<\/li><li><strong>Where to apply:<\/strong> Online<\/li><li><strong>Licence number in Alberta:<\/strong> 327008<\/li><li><strong>What customers say about Focus Cash Loans:<\/strong> Customers indicate that Focus Cash Loans provides fast and efficient service. Some complain that the company doesn\u2019t live up to its claims of approving funds within 30 minutes during business hours.<\/li><\/ul><\/div><\/div><\/div><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">Pros and cons of Focus Cash Loans<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: center; width: 50%;\" scope=\"col\">Pros<\/th><th style=\"text-align: center; width: 50%;\" scope=\"col\">Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>Five-minute application<\/li><li>Apply online 24\/7<\/li><li>Fast approval during business hours<\/li><li>Funds transferred in under 30 minutes<\/li><li>Good option for bad credit<\/li><li>Accepts different forms of income<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Very high interest rate<\/li><li>Short repayment term<\/li><li>Net monthly income of at least $1,200 is required<\/li><li>First-time customers can only get $500<\/li><li>Two references required<\/li><\/ul><\/td><\/tr><\/tbody><\/table><\/div>\n  <\/div>\n<\/li><\/ul><p><img decoding=\"async\" class=\"alignnone wp-image-858764\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/05\/Mr.Payday_Supplie_450x250.jpg\" alt=\"Mr. Payday\" width=\"248\" height=\"138\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/05\/Mr.Payday_Supplie_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/05\/Mr.Payday_Supplie_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/05\/Mr.Payday_Supplie_450x250.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/05\/Mr.Payday_Supplie_450x250.jpg?fit=744 744w\" sizes=\"(max-width: 744px) 100vw, 744px\" loading=\"lazy\"><\/p><h4>7. Mr. Payday<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/mr-payday-loans-review\">Mr. Payday<\/a> has been in business since 2002. It has only one in-person location (which is in Vancouver), so you can only access payday loans in Edmonton by applying online.<\/p><div class=\"box\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Loan amount:<\/strong> $100 \u2013 $1,500<\/li><li><strong>Loan term:<\/strong> Up to 62 days<\/li><li><strong>APR:<\/strong> $14 per $100 borrowed<\/li><li><strong>Eligibility requirements:<\/strong> $1,100 min. monthly income<\/li><li><strong>Incomes it accepts (besides employment):<\/strong> CPP, private pension, EI, WCB and private disability benefits<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Requires credit check: <\/strong>No<\/li><li><strong>Where to apply:<\/strong> Online<\/li><li><strong>Licence number in Alberta:<\/strong> 326997<\/li><li><strong>What customers say about Mr. Payday:<\/strong> Many customers indicate that agents are knowledgeable and helpful. Others complain that the process is slow and loans are denied for unknown reasons.<\/li><\/ul><\/div><\/div><\/div><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000006\" data-toggle=\"collapse\" data-target=\"#accordion0000000006\">\n        <span class=\"luna-accordion__title\">Pros and cons of Mr. Payday loans<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000006\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: center; width: 50%;\" scope=\"col\">Pros<\/th><th style=\"text-align: center; width: 50%;\" scope=\"col\">Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>Simple application<\/li><li>Quick approval and transfer of funds<\/li><li>24\/7 customer support<\/li><li>Bad credit and past bankruptcies accepted<\/li><li>Accepts different forms of income<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Very high interest rate<\/li><li>Short repayment term<\/li><li>Loans only approved during business hours<\/li><li>Two references required if applying online<\/li><\/ul><\/td><\/tr><\/tbody><\/table><\/div>\n  <\/div>\n<\/li><\/ul><p><img decoding=\"async\" class=\"alignnone wp-image-995745\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/BlueCopperCapital_Supplied_190x218.jpg\" alt=\"Blue Copper Capital\" width=\"102\" height=\"117\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/BlueCopperCapital_Supplied_190x218.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/BlueCopperCapital_Supplied_190x218.jpg?fit=306 306w\" sizes=\"(max-width: 306px) 100vw, 306px\" loading=\"lazy\"><\/p><h4>8. Blue Copper Capital<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/blue-copper-capital-review\">Blue Copper Capital<\/a> opened its doors in 2006. It offers payday loans in Edmonton, along with other forms of financing, including personal loans, business loans and lines of credit.<\/p><div class=\"box\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Loan amount:<\/strong> $500 \u2013 $1,500<\/li><li><strong>Loan term:<\/strong> 42-62 days<\/li><li><strong>APR:<\/strong> $14 per $100 borrowed<span class=\"table-popover\" rel=\"popover\" data-content=\"The total cost of borrowing is expressed per $100 borrowed. In provinces with payday lending regulations, the Criminal Interest Rate Regulations limit the cost of borrowing to $14 per $100 borrowed. Lenders may also charge a one-time fee of up to $20 for dishonoured payment instruments.\" title=\"\" data-original-title=\"\"><\/span><\/li><li><strong>Eligibility requirements:<\/strong> Employed at least three months<\/li><li><strong>Incomes it accepts (besides employment):<\/strong> Private disability<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Requires credit check: <\/strong>No<\/li><li><strong>Where to apply:<\/strong> Online or in store<\/li><li><strong>Licence number in Alberta:<\/strong> 330628<\/li><li><strong>What customers say about Blue Copper:<\/strong> Customers like the friendly and compassionate service as well as the easy application process. There are no negative reviews online.<\/li><\/ul><\/div><\/div><\/div><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000007\" data-toggle=\"collapse\" data-target=\"#accordion0000000007\">\n        <span class=\"luna-accordion__title\">Pros and cons of Blue Copper Capital loans<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000007\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: center; width: 50%;\" scope=\"col\">Pros<\/th><th style=\"text-align: center; width: 50%;\" scope=\"col\">Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>Simple application<\/li><li>Get approved in as little as 20 minutes<\/li><li>In-person or online service<\/li><li>Bad credit doesn\u2019t matter<\/li><li>Join the Blue Copper Club to get discounts and flexible terms on payday loans<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Very high interest rate<\/li><li>Short repayment term<\/li><li>First-time customers can only get up to $500<\/li><li>90 days of consistent employment with the same job required<\/li><li>Three character references required<\/li><li>Short hours on Saturdays and closed on Sundays<\/li><\/ul><\/td><\/tr><\/tbody><\/table><\/div>\n  <\/div>\n<\/li><\/ul><p><img decoding=\"async\" class=\"alignnone wp-image-995748\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/SpeedyCash_Supplied_250x40.jpg\" alt=\"Speedy Cash\" width=\"288\" height=\"46\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/SpeedyCash_Supplied_250x40.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/SpeedyCash_Supplied_250x40.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/SpeedyCash_Supplied_250x40.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/SpeedyCash_Supplied_250x40.jpg?fit=864 864w\" sizes=\"(max-width: 864px) 100vw, 864px\" loading=\"lazy\"><\/p><h4>9. Speedy Cash<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/speedy-cash-payday-loans\">Speedy Cash<\/a> was founded in 1998 and operates over 19 branch locations across Canada. There are no branch locations in Edmonton, so the company only offers online payday loans in Edmonton at this time.<\/p><div class=\"box\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Loan amount:<\/strong> $200 \u2013 $1,500<\/li><li><strong>Loan term:<\/strong> Up to 62 days<\/li><li><strong>APR:<\/strong> $14 per $100 borrowed<\/li><li><strong>Eligibility requirements:<\/strong> Steady source of income<\/li><li><strong>Incomes it accepts (besides employment): <\/strong>EI, CPP, private pension, child tax credit<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Requires credit check: <\/strong>No<\/li><li><strong>Where to apply:<\/strong> Online<\/li><li><strong>Licence number in Alberta:<\/strong> 326989<\/li><li><strong>What customers say about Speedy Cash:<\/strong> Customers are happy with the speed of payment and the level of customer service on offer. They complain about the level of information required to qualify.<\/li><\/ul><\/div><\/div><\/div><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000008\" data-toggle=\"collapse\" data-target=\"#accordion0000000008\">\n        <span class=\"luna-accordion__title\">Pros and cons of Speedy Cash loans<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000008\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: center; width: 50%;\" scope=\"col\">Pros<\/th><th style=\"text-align: center; width: 50%;\" scope=\"col\">Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>Fast application and approval<\/li><li>Bad credit or no credit doesn\u2019t matter<\/li><li>Accepts different forms of income<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Very high interest rate<\/li><li>Short repayment term<\/li><li>No in-person location in Edmonton<\/li><\/ul><\/td><\/tr><\/tbody><\/table><\/div>\n  <\/div>\n<\/li><\/ul><p><img decoding=\"async\" class=\"alignnone wp-image-976389\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/02\/LoanExpressLogo_Supplied_473x139.png\" alt=\"Loan Express\" width=\"252\" height=\"74\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/02\/LoanExpressLogo_Supplied_473x139.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/02\/LoanExpressLogo_Supplied_473x139.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/02\/LoanExpressLogo_Supplied_473x139.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/02\/LoanExpressLogo_Supplied_473x139.png?fit=756 756w\" sizes=\"(max-width: 756px) 100vw, 756px\" loading=\"lazy\"><\/p><h4>10. Loan Express<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/loan-express-payday-loan-review\">Loan Express<\/a> has been offering online payday loans in Edmonton since 2005. It accepts applications 24\/7, so you can apply whenever you need funds.<\/p><div class=\"box\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Loan amount:<\/strong> $100 \u2013 $1,500<\/li><li><strong>Loan term:<\/strong> Up to 62 days<\/li><li><strong>APR:<\/strong> $14 per $100 borrowed<span class=\"table-popover\" rel=\"popover\" data-content=\"The total cost of borrowing is expressed per $100 borrowed. In provinces with payday lending regulations, the Criminal Interest Rate Regulations limit the cost of borrowing to $14 per $100 borrowed. Lenders may also charge a one-time fee of up to $20 for dishonoured payment instruments.\" title=\"\" data-original-title=\"\"><\/span><\/li><li><strong>Eligibility requirements:<\/strong> Steady source of income<\/li><li><strong>Incomes it accepts (besides employment):<\/strong> Many types, including pension, disability, child tax credit and most other government benefits paid regularly<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Requires credit check: <\/strong>No<\/li><li><strong>Where to apply:<\/strong> Online<\/li><li><strong>Licence number in Alberta:<\/strong> 327001<\/li><li><strong>What customers say about Loan Express:<\/strong> Customers indicate that the service is fast, professional and easy to use. Some complain that the company is less flexible about offering solutions if you can\u2019t make your payments on time.<\/li><\/ul><\/div><\/div><p style=\"text-align: center;\"><\/p><\/div><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000009\" data-toggle=\"collapse\" data-target=\"#accordion0000000009\">\n        <span class=\"luna-accordion__title\">Pros and cons of Loan Express loans<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000009\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: center; width: 50%;\" scope=\"col\">Pros<\/th><th style=\"text-align: center; width: 50%;\" scope=\"col\">Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>Apply online with quick approval<\/li><li>Get your funds in under five minutes<\/li><li>Good option for bad credit<\/li><li>Accepts different forms of income<\/li><li>Secure service with bank-level encryption<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Very high interest rate<\/li><li>Short repayment term<\/li><li>Requires you to be paid by direct deposit to qualify<\/li><li>Inflexible repayment terms<\/li><\/ul><\/td><\/tr><\/tbody><\/table><\/div>\n  <\/div>\n<\/li><\/ul><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/CashcoLogo_Supplied_300x100.png\"><img decoding=\"async\" class=\"alignnone wp-image-1060088\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/CashcoLogo_Supplied_300x100.png\" alt=\"Cashco\" width=\"219\" height=\"73\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/CashcoLogo_Supplied_300x100.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/CashcoLogo_Supplied_300x100.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/CashcoLogo_Supplied_300x100.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/CashcoLogo_Supplied_300x100.png?fit=657 657w\" sizes=\"(max-width: 657px) 100vw, 657px\" loading=\"lazy\"><\/a><h4>11. Cashco<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/cashco-payday-loans-review\">Cashco<\/a> is an alternative lender that offers both payday loans and flex loans to borrowers who may not qualify for standard financing. Its head office is located in Edmonton, so you can apply for your payday loan in person or online, but you\u2019ll have to complete a phone verification for digital applications.<\/p><div class=\"box\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Loan amount:<\/strong> $50\u2013$1,500<\/li><li><strong>Loan term: <\/strong>Up to 62 days<\/li><li><strong>APR:<\/strong> $14 per $100 borrowed<span class=\"table-popover\" rel=\"popover\" data-content=\"The total cost of borrowing is expressed per $100 borrowed. In provinces with payday lending regulations, the Criminal Interest Rate Regulations limit the cost of borrowing to $14 per $100 borrowed. Lenders may also charge a one-time fee of up to $20 for dishonoured payment instruments.\" title=\"\" data-original-title=\"\"><\/span><\/li><li><strong>Eligibility requirements: <\/strong>Must be 18 or older, a Canadian resident, have a Canadian bank account and a steady stream of income<\/li><li><strong>Incomes it accepts:<\/strong> Various types, such as employment, government disability, private disability, private pension, CPP, OAS, CCB, workers' compensation<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><ul><li><strong>Requires credit check: <\/strong>No<\/li><li><strong>Where to apply: <\/strong>Online or in person<\/li><li><strong>Licence number in Alberta: <\/strong>328515<\/li><li><strong>What customers say about Cashco: <\/strong>Customers appreciate the quick application process and the variety of accepted income types. However, some report issues with unauthorized charges, poor customer service and high fees.<\/li><\/ul><\/div><\/div><p style=\"text-align: center;\"><\/p><\/div><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000010\" data-toggle=\"collapse\" data-target=\"#accordion0000000010\">\n        <span class=\"luna-accordion__title\">Pros and cons of Cashco loans<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000010\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: center; width: 50%;\" scope=\"col\">Pros<\/th><th style=\"text-align: center; width: 50%;\" scope=\"col\">Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>No credit check required<\/li><li>Accepts different forms of income<\/li><li>Fast approval process<\/li><li>Apply in person or online<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Very high interest rate<\/li><li>Short repayment term<\/li><li>Phone verification needed for online applications<\/li><\/ul><\/td><\/tr><\/tbody><\/table><\/div>\n  <\/div>\n<\/li><\/ul><h3>Payday loan regulations in Edmonton<\/h3><p>Protect yourself as a borrower by knowing your rights when taking out payday loans in Edmonton. Below is a summary of payday loan regulations in Alberta. <a href=\"https:\/\/www.alberta.ca\/payday-loans.aspx\" target=\"_blank\" rel=\"noopener\">Visit the government website<\/a> for more details.<\/p><ul><li><strong>Maximum loan amount:<\/strong> $1,500<\/li><li><strong>Minimum loan term:<\/strong> 42 days<\/li><li><strong>Maximum loan term:<\/strong> 62 days<\/li><li><strong>Maximum fee:<\/strong> $14 for every $100 borrowed<\/li><li><strong>Cancellation policy:<\/strong> Two days to cancel without facing a penalty<\/li><li><strong>Loan repayments.<\/strong> Repay early with no penalty or in two to three installments.<\/li><li><strong>Rollovers.<\/strong> Rollovers aren\u2019t allowed. Your existing payday loan must be paid off before you can take out a new one.<\/li><\/ul><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/payday-loans-alberta\" style=\"text-decoration:underline; font-size:0.9em;\">Compare e-Transfer payday loans in Alberta<\/a>\n<\/div>\n<\/article><h3>What happens if I default on my loan?<\/h3><p>If you think you might default on your loan, you should contact your lender as soon as possible to avoid the following penalties:<\/p><ul><li><strong>Insufficient funds fees.<\/strong> Lenders may charge up to $20 if you miss a payment (plus any NSF fees your bank charges).<\/li><li><strong>Interest.<\/strong> Your lender can add 2.5% per month if you miss payments.<\/li><li><strong>Collection calls.<\/strong> A lender can persistently contact you to reclaim funds or turn your account over to a collection agency, which can damage your credit score.<\/li><li><strong>Legal action.<\/strong> Lenders can try processing your pre-authorized debit once and sue you for the amount owed plus interest and any related court fees.<\/li><\/ul><h3>Why are payday loans risky?<\/h3><p>Payday loans are risky for the following reasons:<\/p><ul class=\"list-3\"><li><strong>Very expensive.<\/strong> These loans come with extremely high interest rates, and you\u2019ll pay additional fees for late payments or insufficient funds for payment.<\/li><li><strong>Easy to get stuck.<\/strong> Due to high rates and short terms, many borrowers struggle to have enough money left once they repay their loans. This means they may need to take out another payday loan to pay for their expenses, leading to a cycle of debt that\u2019s difficult to get out of.<\/li><li><strong>Can damage credit score.<\/strong> If you default on your loan, your credit score will go down.<\/li><\/ul><h3>How are cash advance apps different?<\/h3><p>Cash advance apps and payday loans both offer quick access to money, but they differ in cost and flexibility. Payday loans in Edmonton charge $14 for every $100 borrowed and must be repaid in 42 - 62 days. APRs are over 100%.<\/p><p>Cash advance apps like KOHO, Nyble and Bree, on the other hand, typically charge no interest and allow payment extensions. Some even report payments to credit bureaus, helping you build credit, while payday loans do not. However, cash advance apps only offer up to $750, while payday loans can provide up to $1,500.<\/p><h3>Am I better off getting a cash advance app?<\/h3><p>Whether a cash advance app is better for you depends on your financial habits, borrowing needs and how quickly you need cash. If you only need a few hundred to cover short-term expenses, cash advance apps are generally cheaper and more flexible than payday loans.<\/p><p>Payday loans can provide larger sums, but they\u2019re best used as a last resort due to high costs and strict repayment terms.<\/p><h3>Cash advance apps are disrupting the payday loan space<\/h3><p>With flexible repayments, flexible income requirements, no credit checks, no interest and potentially no mandatory fees, it\u2019s no wonder cash advance apps are disrupting the payday loan market. According to the <em>Finder: Consumer Sentiment Survey March 2026<\/em>, <strong>10%<\/strong> of Canadians reported getting a cash advance in the last year, while <strong>8%<\/strong> reported getting a payday loan.<\/p><iframe id=\"datawrapper-chart-PzAH6\/1\/\" title=\"Which loans did Canadians take out in the past 12 months?\" width=\"100%\" scrolling=\"no\" src=\"https:\/\/datawrapper.dwcdn.net\/PzAH6\/1\/\" loading=\"lazy\"><\/iframe><div class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><h4>You might also like<\/h4><ul><li><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/child-tax-loans-alberta\">Child tax loans in Alberta<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/payday-loans-with-government-benefits\">Payday loans with government benefits<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/personal-loans-edmonton\">Personal loans in Edmonton<\/a><\/li><\/ul><\/div><\/div><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">What documents do I need to get a payday loan in Edmonton?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>This depends on the lender. No documents are needed if you apply for a loan through an instant bank verification. You'll need to supply information such as your ID, bank statements or pay stubs if you go with manual verification.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">How do I get a cash advance in Edmonton?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Nyble, Bree and KOHO each have their own application process, but you typically need to create an account, link your bank account for income verification and apply for your cash advance.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">What are the eligibility requirements for payday loans and cash advances in Edmonton?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Requirements vary by lender. Most payday loans and cash advances don't require a credit check, so your credit score won't be as important. You'll usually need to meet residency, income and employment requirements and not have an existing payday loan to qualify.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Are there 24\/7 payday loans in Edmonton?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, there are <a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/e-transfer-payday-loans\">payday lenders that offer 24\/7 loans<\/a> in Edmonton if you apply online or at a store that's open 24 hours. That said, your bank may have processing limitations that can delay funding.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">How long does it take to get a cash advance?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Most cash advance apps offer instant funding for an additional fee. Otherwise, you'll have to wait one to three business days to receive your cash advance once you're approved.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">Can I get a payday loan or cash advance in Edmonton with no credit check?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. The majority of payday loans and cash advances in Edmonton come with no credit check. This means you can apply with bad credit and get approved as long as you meet other eligibility requirements.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000006\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000006\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Need quick cash? Compare payday loans and cash advance apps in Edmonton.<\/p>\n","protected":false},"author":1000,"featured_media":1074641,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[5506],"tags":[],"asset_tag":[],"class_list":["post-995733","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-payday-loans"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>11 Payday Loans &amp; Cash Advance Apps in Edmonton<\/title>\n<meta name=\"description\" content=\"Discover online payday loans and cash advance apps that provide instant funding in Edmonton, as well as no credit check options.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/payday-loans\/payday-loans-edmonton\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"11 Payday Loans &amp; Cash Advances in Edmonton\" \/>\n<meta property=\"og:description\" content=\"Discover online payday loans and cash advance apps that provide instant funding in Edmonton, as well as no credit check options.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/payday-loans\/payday-loans-edmonton\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2022-10-12T17:39:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/EdmontonSkyline_Envato_1800x1000.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Leanne Escobal\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Leanne Escobal\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"13 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/ca\/payday-loans\/payday-loans-edmonton#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/payday-loans\/payday-loans-edmonton\"},\"author\":[{\"name\":\"Leanne Escobal\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/9d47eeda06b879b07a813536f2068c72\"},{\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/dac978d814ec5930cc37687e07dc2c41\"}],\"headline\":\"11 Payday Loans &#038; 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We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/9d47eeda06b879b07a813536f2068c72\",\"name\":\"Leanne Escobal\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/LeanneEscobalF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/LeanneEscobalF1_Finder_600x600.png\",\"caption\":\"Leanne Escobal\"},\"description\":\"Leanne Escobal is a senior publisher at Finder with more than 13 years of experience in financial products and services, with a focus on content strategy and marketing. She has completed the Canadian Securities Course (CSC\u00ae) as well as the Personal Lending and Mortgages course through the Canadian Securities Institute. Leanne holds a Bachelor of Arts (Honours) in English literature and creative writing from Western University.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/leanne-escobal\/\"],\"url\":\"https:\/\/www.finder.com\/ca\/author\/leanneescobal\",\"jobTitle\":\"Senior Publisher\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Personal Loans\"},{\"@type\":\"Thing\",\"name\":\"Car Loans\"},{\"@type\":\"Thing\",\"name\":\"Business Loans\"},{\"@type\":\"Thing\",\"name\":\"Short-Term Loans\"},{\"@type\":\"Thing\",\"name\":\"International Money Transfers\"},{\"@type\":\"Thing\",\"name\":\"Make Money Online\"}],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\",\"name\":\"Finder\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/dac978d814ec5930cc37687e07dc2c41\",\"name\":\"Rebecca Low\",\"description\":\"Rebecca Low is a writer for Finder. 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No documents are needed if you apply for a loan through an instant bank verification. You'll need to supply information such as your ID, bank statements or pay stubs if you go with manual verification.\\r\"}},{\"@type\":\"Question\",\"name\":\"How do I get a cash advance in Edmonton?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rNyble, Bree and KOHO each have their own application process, but you typically need to create an account, link your bank account for income verification and apply for your cash advance.\\r\"}},{\"@type\":\"Question\",\"name\":\"What are the eligibility requirements for payday loans and cash advances in Edmonton?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rRequirements vary by lender. Most payday loans and cash advances don't require a credit check, so your credit score won't be as important. You'll usually need to meet residency, income and employment requirements and not have an existing payday loan to qualify.\\r\"}},{\"@type\":\"Question\",\"name\":\"Are there 24\/7 payday loans in Edmonton?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rYes, there are <a href=\\\"https:\/\/www.finder.com\/ca\/payday-loans\/e-transfer-payday-loans\\\">payday lenders that offer 24\/7 loans<\/a> in Edmonton if you apply online or at a store that's open 24 hours. That said, your bank may have processing limitations that can delay funding.\\r\"}},{\"@type\":\"Question\",\"name\":\"How long does it take to get a cash advance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rMost cash advance apps offer instant funding for an additional fee. Otherwise, you'll have to wait one to three business days to receive your cash advance once you're approved.\\r\"}},{\"@type\":\"Question\",\"name\":\"Can I get a payday loan or cash advance in Edmonton with no credit check?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rYes. The majority of payday loans and cash advances in Edmonton come with no credit check. This means you can apply with bad credit and get approved as long as you meet other eligibility requirements.\\r\"}}]}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2026-03-25T14:57:49+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"11 Payday Loans & Cash Advance Apps in Edmonton","description":"Discover online payday loans and cash advance apps that provide instant funding in Edmonton, as well as no credit check options.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/ca\/payday-loans\/payday-loans-edmonton","og_locale":"en_US","og_type":"article","og_title":"11 Payday Loans & Cash Advances in Edmonton","og_description":"Discover online payday loans and cash advance apps that provide instant funding in Edmonton, as well as no credit check options.","og_url":"https:\/\/www.finder.com\/ca\/payday-loans\/payday-loans-edmonton","og_site_name":"Finder Canada","article_published_time":"2022-10-12T17:39:51+00:00","og_image":[{"width":1800,"height":1000,"url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2022\/10\/EdmontonSkyline_Envato_1800x1000.jpg","type":"image\/jpeg"}],"author":"Leanne Escobal","twitter_misc":{"Written by":"Leanne Escobal","Est. reading time":"13 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/ca\/payday-loans\/payday-loans-edmonton#article","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/payday-loans\/payday-loans-edmonton"},"author":[{"name":"Leanne Escobal","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/9d47eeda06b879b07a813536f2068c72"},{"@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/dac978d814ec5930cc37687e07dc2c41"}],"headline":"11 Payday Loans &#038; 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