{"id":988415,"date":"2022-06-20T11:08:19","date_gmt":"2022-06-20T15:08:19","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=988415"},"modified":"2026-03-09T18:26:32","modified_gmt":"2026-03-09T22:26:32","slug":"free-canadian-government-grants-pay-off-debt","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/personal-loans\/debt-management\/free-canadian-government-grants-pay-off-debt","title":{"rendered":"Are there free Canadian government grants to pay off debt?"},"content":{"rendered":"<p>In a time of rising inflation, it can be difficult to pay off your debt on top of managing your regular expenses. Sadly, there are no free Canadian government grants to pay off debt unless you own a business. However, you might be able to get a better handle on your debt with some of the credit counselling companies and financial strategies listed below.<\/p><ul class=\"list-1\"><li><a href=\"#counselling\">Credit counselling companies<\/a><\/li><li><a href=\"#other\">Other ways to pay off debt<\/a><\/li><\/ul><h3>Are there free Canadian government grants to pay off debt?<\/h3><p>Finding free Canadian government grants to pay off debt isn\u2019t possible for personal debt unless you qualified for COVID-19 funding. This exceptional funding may be issued on a federal or provincial basis and you\u2019ll need to meet eligibility requirements to qualify. In most cases, free Canadian government grants to pay off debt are reserved for businesses.<\/p><h3 id=\"counselling\">Free resources to help you pay off debt<\/h3><p>You may be able to access the following services to manage your finances instead of searching for free Canadian government grants to pay off debt:<\/p><p><img decoding=\"async\" class=\" size-full wp-image-988419\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/CreditCounsellingCanada_Supplied_350x73.jpg\" alt=\"Credit Counselling Canada\" width=\"350\" height=\"73\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/CreditCounsellingCanada_Supplied_350x73.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/CreditCounsellingCanada_Supplied_350x73.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/CreditCounsellingCanada_Supplied_350x73.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/CreditCounsellingCanada_Supplied_350x73.jpg?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/CreditCounsellingCanada_Supplied_350x73.jpg?fit=1050 1050w\" sizes=\"(max-width: 1050px) 100vw, 1050px\" loading=\"lazy\"><\/p><h4>Credit Counselling Canada<\/h4><ul><li><strong>What is it?<\/strong> Credit Counselling Canada is an umbrella agency that provides accreditation for non-profit credit counselling agencies.<\/li><li><strong>How can it help?<\/strong> Member organizations (several listed below) can help you explore your debt management options by laying out your choices and providing pros and cons for each. It can also help with financial literacy and budgeting.<\/li><li><strong>Where is it available?<\/strong> Available across Canada with member organizations in most big cities. <a href=\"https:\/\/creditcounsellingcanada.ca\/locate-a-counsellor\/?cc=ON\" target=\"_blank\" rel=\"noopener\">Consult a detailed list of provinces and cities where Credit Counselling Canada is available<\/a>.<\/li><\/ul><h4><img decoding=\"async\" class=\" wp-image-988420\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/CreditCanada_Supplied_350x100.jpg\" alt=\"Credit Canada\" width=\"298\" height=\"85\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/CreditCanada_Supplied_350x100.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/CreditCanada_Supplied_350x100.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/CreditCanada_Supplied_350x100.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/CreditCanada_Supplied_350x100.jpg?fit=894 894w\" sizes=\"(max-width: 894px) 100vw, 894px\" loading=\"lazy\"><\/h4><h4>Credit Canada<\/h4><ul><li><strong>What is it?<\/strong> Credit Canada is a non-profit credit counselling agency that\u2019s accredited by Credit Counselling Canada. It offers debt management and consolidation services to clients struggling with their finances.<\/li><li><strong>How can it help?<\/strong> Access the service if you need help managing your money, paying off debt or improving your credit rating. You can also participate in debt assessments, educational seminars, budgeting and goal setting.<\/li><li><strong>Where is it available?<\/strong> Operates primarily in Ontario, but has a few locations in Alberta and BC as well. <a href=\"https:\/\/www.creditcanada.com\/contact-us\" target=\"_blank\" rel=\"noopener\">Find out which cities Credit Canada works in here<\/a>.<\/li><\/ul><h4><img decoding=\"async\" class=\" size-full wp-image-988421\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/CreditCounsellingSociety_Supplied_250x100.jpg\" alt=\"CreditCanada\" width=\"250\" height=\"100\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/CreditCounsellingSociety_Supplied_250x100.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/CreditCounsellingSociety_Supplied_250x100.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/CreditCounsellingSociety_Supplied_250x100.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/CreditCounsellingSociety_Supplied_250x100.jpg?fit=750 750w\" sizes=\"(max-width: 750px) 100vw, 750px\" loading=\"lazy\"><\/h4><h4>Credit Counselling Society<\/h4><ul><li><strong>What is it?<\/strong> <a href=\"https:\/\/nomoredebts.org\/home-2\" target=\"_blank\" rel=\"noopener\">Credit Counselling Society<\/a> is a non-profit credit counselling and debt management agency that works across several regions in Canada. It is accredited by Credit Counselling Canada.<\/li><li><strong>How can it help?<\/strong> Get expert advice on how to manage, consolidate or settle your debt. This agency also helps with referrals for bankruptcies and consumer proposals, along with dealing with debt collection agencies.<\/li><li><strong>Where is it available?<\/strong> Visit an office in person in BC, Alberta, Saskatchewan, Manitoba and Ontario. Access phone service only in Yukon, Northwest Territories and Nunavut.<\/li><\/ul><h4><img decoding=\"async\" class=\" wp-image-988422\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/MoneyMentors_Supplied_350x160.jpg\" alt=\"Money Mentors\" width=\"278\" height=\"127\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/MoneyMentors_Supplied_350x160.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/MoneyMentors_Supplied_350x160.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/MoneyMentors_Supplied_350x160.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/MoneyMentors_Supplied_350x160.jpg?fit=834 834w\" sizes=\"(max-width: 834px) 100vw, 834px\" loading=\"lazy\"><\/h4><h4>Money Mentors<\/h4><ul><li><strong>What is it?<\/strong> <a href=\"https:\/\/moneymentors.ca\/\" target=\"_blank\" rel=\"noopener\">Money Mentors<\/a> is an Alberta-based, non-profit debt relief and financial education company. Its credit counsellors offer in-person and online support, along with delivering special financial literacy programs for schools and workplaces.<\/li><li><strong>How can it help?<\/strong> Consolidate your debts or get set up with an Orderly Payment of Debts (OPD) program to get lower interest rates. You can also access credit counselling, financial education, budgeting tools and other financial resources.<\/li><li><strong>Where is it available?<\/strong> Available in Alberta \u2013 specifically in large cities such as Calgary, Edmonton, Grande Prairie, Lethbridge, Medicine Hat and Red Deer.<\/li><\/ul><h4><img decoding=\"async\" class=\" wp-image-988423\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/SolveYourDebts_Supplied_373x130.jpg\" alt=\"Solve your debts\" width=\"246\" height=\"89\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/SolveYourDebts_Supplied_373x130.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/SolveYourDebts_Supplied_373x130.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/SolveYourDebts_Supplied_373x130.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2022\/06\/SolveYourDebts_Supplied_373x130.jpg?fit=738 738w\" sizes=\"(max-width: 738px) 100vw, 738px\" loading=\"lazy\"><\/h4><h4>Solve Your Debts<\/h4><ul><li><strong>What is it?<\/strong> <a href=\"https:\/\/www.solveyourdebts.com\/\" target=\"_blank\" rel=\"noopener\">Solve Your Debts<\/a> is a non-profit credit counselling and debt management company that works in the Eastern provinces, including Quebec. It is also accredited by Credit Counselling Canada.<\/li><li><strong>How can it help?<\/strong> Use the agency\u2019s services to learn more about your options and create a customized plan to deal with your debt. You can also get trusted referrals to partner organizations for bankruptcy or consumer proposal proceedings.<\/li><li><strong>Where is it available?<\/strong> Visit an office in Newfoundland, Nova Scotia, New Brunswick, PEI or Quebec.<\/li><\/ul><h3 id=\"other\">4 other ways to pay off your debt<\/h3><p>Think about the following financial solutions instead of trying to find free Canadian government grants to pay off debt:<\/p><h4>1. Debt consolidation loan<\/h4><p>Debt consolidation loans let you take out an overarching loan to pay off all your other debts. You\u2019ll usually get a lower interest rate and a longer term, which means you get lower monthly payments and can pay more towards your principal.<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Pros<\/th><th>Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>Usually lower interest rates<\/li><li>Reduces monthly payments<\/li><li>One loan payment to track<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Loans may come with fees<\/li><li>Rates may go up with bad credit<\/li><li>Can take longer to repay<\/li><\/ul><\/td><\/tr><\/tbody><\/table><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Must read: <\/span><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/debt-consolidation-loans\/best-debt-consolidation-loans\" style=\"text-decoration:underline; font-size:0.9em;\">Best debt consolidation loans in Canada<\/a>\n<\/div>\n<\/article><h4>2. Debt relief company<\/h4><p>Debt relief companies are usually for-profit companies that help you settle your debt for less than what you truly owe. These companies negotiate on your behalf with your creditors to get them to reduce how much you owe in exchange for guaranteed payment.<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Pros<\/th><th>Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>Reduces your debt<\/li><li>Saves you money in the long term<\/li><li>Creditors may ease off<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Can be expensive<\/li><li>May damage your credit<\/li><li>Creditors might not cooperate<\/li><\/ul><\/td><\/tr><\/tbody><\/table><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Must read: <\/span><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/debt-consolidation-loans\/debt-relief-companies\" style=\"text-decoration:underline; font-size:0.9em;\">Debt relief companies in Canada<\/a>\n<\/div>\n<\/article><h4>3. Consumer proposal<\/h4><p>Consumer proposals are formal and legally binding repayment agreements administered by a Licensed Insolvency Trustee (LIT). You develop a proposal which gets submitted to your creditors, who then vote to accept or reject your proposed repayment plan.<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Pros<\/th><th>Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>Reduces your debt or extends your payment period<\/li><li>Repay the LIT instead of the creditors<\/li><li>Creditors must ease off<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>Costs around $1,500<\/li><li>Can be rejected<\/li><li>Proposal annulled with 3 missed payments<\/li><li>Debts over $250,000 not eligible (excluding mortgage)<\/li><\/ul><\/td><\/tr><\/tbody><\/table><h4>4. Balance transfer credit card<\/h4><p>Transfer your debts from several credit cards onto a single card with a promotional balance transfer rate (usually 0% interest in your first 3\u201312 months, depending on the card). After that time elapses, you\u2019ll pay a normal interest rate.<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Pros<\/th><th>Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-1\"><li>Low interest if you qualify<\/li><li>One easy payment<\/li><\/ul><\/td><td><ul class=\"list-12\"><li>May come with a fee of 3\u20135%<\/li><li>You may need excellent credit to qualify for promotional 0% rate<\/li><\/ul><\/td><\/tr><\/tbody><\/table><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/balance-transfer-credit-cards\">Guide to balance transfer cards<\/a><\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Can I get free Canadian government grants to pay off debt in my province? <\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>There are no free provincial government grants to help you deal with personal debt. Available grants seem to be reserved for businesses in Canada struggling to make ends meet. However, you may be eligible for certain grants if you\u2019re a student or have been affected by COVID. Check with your province to see what\u2019s available.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Is there a government debt relief program in Canada?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>There\u2019s no federal government debt relief program outside of filing for consumer proposals or bankruptcy. The only 2 provinces that seem to offer provincial debt relief programs are Alberta (through its Orderly Payment of Debts program) and Quebec (through its Voluntary Deposit Service).<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">What is the fastest way to get out of debt in Canada? <\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>The fastest way to get out of debt is to create a debt management plan and a monthly budget. You should track every dollar you spend to make sure you know where your extra funds are going. You\u2019ll also want to have a list of your debts and know when payments are due. If it\u2019s difficult to track, you may want to consider getting a debt consolidation loan.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Is there a debt forgiveness program in Ontario?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>There is no provincial debt forgiveness program available in Ontario. The best you can do is access a consumer proposal, file for bankruptcy or work with a debt settlement company to resolve your debts. You can also explore your debt relief options with a credit counselling service in your local area.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">How do I save money to get out of debt? <\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Save money by only spending on what you absolutely need. Design a budget and stick to it. Cut out unnecessary purchases such as monthly subscriptions, entertainment, dining out and travel until you\u2019re in a better financial position. Ask for a raise at work or look for a second job to start saving a bit more. Be kind to yourself, but stay disciplined with how much you spend.<\/p><\/div>\n  <\/div>\n<\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>Find out what free resources are available to help you pay off your debt and learn about your financing options.<\/p>\n","protected":false},"author":474,"featured_media":747942,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[105406],"tags":[3065],"asset_tag":[],"class_list":["post-988415","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-debt-management","tag-money"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Are There Free Canadian Government Grants to Pay Off Debt?<\/title>\n<meta name=\"description\" content=\"Find out what free resources are available to help you pay off your debt in Canada. Plus, learn about your financing options.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/debt-management\/free-canadian-government-grants-pay-off-debt\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Are there free Canadian government grants to pay off debt?\" \/>\n<meta property=\"og:description\" content=\"Find out what free resources are available to help you pay off your debt in Canada. 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