{"id":985321,"date":"2022-06-30T14:23:27","date_gmt":"2022-06-30T18:23:27","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=985321"},"modified":"2026-01-20T12:34:53","modified_gmt":"2026-01-20T17:34:53","slug":"better-than-the-bank-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/payday-loans\/better-than-the-bank-review","title":{"rendered":"Better Than the Bank review"},"content":{"rendered":"

What is Better Than the Bank?<\/h3>Better Than the Bank is not a lender, but a broker connecting you with partnered lending institutions that issue bad credit loans<\/a>, payday loans and installment loans. It calls itself an \u201cunderwriting provider,\u201d conducting the underwriting process before lenders make the final decision on lending you money. You can only apply for up to $1,500<\/strong> and you have between 60 and 180 days<\/strong> to repay your funding. Do not apply if you don\u2019t want your information shared with third-party lenders.

Is Better Than the Bank legitimate?<\/h3>

We\u2019re not giving it our full sign-off on legitimacy. We like that it lists office addresses in the 3 provinces where it operates, along with a phone number and email address. We also like that it clearly lists interest rate ranges, APRs and a cost breakdown.<\/p>

But Better Than the Bank doesn\u2019t include its terms and conditions or privacy policy on its website. It\u2019s also not accredited by the Better Business Bureau, where it has 2 stars out of 5.<\/p>

Information above is as of June 30, 2022<\/em><\/p>

Features of Better Than the Bank loans<\/h3>Better Than the Bank comes with these key features that may be beneficial to some borrowers: