{"id":970982,"date":"2022-01-19T16:49:29","date_gmt":"2022-01-19T21:49:29","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=970982"},"modified":"2025-04-15T02:18:04","modified_gmt":"2025-04-15T06:18:04","slug":"wise-card-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/wise-card-review","title":{"rendered":"Wise Card review"},"content":{"rendered":"<h4>30-second take<\/h4><ul class=\"list-1\"><li>Think about the Wise Card if you want to save money when you shop overseas and you&#8217;re prepared to sign up for a <a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/wise\">Wise multi-currency account<\/a>.<\/li><\/ul><ul class=\"list-12\"><li>Choose something else if you need access to credit or you would like standard bank protection for your deposits (such as CDIC insurance).<\/li><\/ul><ul class=\"list-2\"><li>You won&#8217;t need to carry a minimum balance or earn a minimum income to qualify for the Wise debit card.<\/li><\/ul><h3>How the Wise Card works in Canada<\/h3><p>The Wise (formerly TransferWise) Virtual Debit Card lets you spend money overseas for less. It offers no foreign transaction fees, competitive exchange rates and free overseas cash withdrawals.<\/p><p>The Wise travel card gives you 2 free withdrawals of up to $350 per month (with a 1.75% fee of any amount over $350), then a $1.50 fee per subsequent withdrawal (plus a 1.75% fee of any amount over $350).<\/p><p>Besides offering fee-free withdrawals from <a href=\"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/debit-card-best-to-use-overseas\">any international ATM<\/a>, the Wise Card comes linked to your Wise multi-currency account, which lets you spend money in 40 currencies.<\/p><div class=\"content-area-light-blue has-padding-small has-padding-top-large\"><h4>What is Wise?<\/h4><p>Wise is an online money transfer provider and multi-currency financial platform. It lets you send cheap money transfers, spend in 160 countries and convert and hold 40 currencies, with no hidden fees.<\/p><p>You can request a Wise Card and once you add money to your Wise account, you can make purchases and withdraw cash internationally in multiple currencies.<\/p><\/div><h3>The basics<\/h3><p>Take advantage of no foreign transaction fees as well as competitive exchange rates when you spend money or withdraw cash overseas with this multi-currency Visa debit card.<\/p><ul><li><strong>No foreign transaction fees.<\/strong> This card charges no foreign transaction fees.<\/li><li><strong>No minimum balance requirements.<\/strong> Get started with as little as $1.<\/li><li><strong>Free ATM withdrawals.<\/strong> Get free ATM withdrawals, as long as the total amount you withdraw is under $350 per month.<\/li><li><strong>Multiple currencies.<\/strong> Spend money in 160 countries, convert and hold 40 currencies and receive payments with your Wise Card.<\/li><li><strong>Low-cost transfers.<\/strong> Get big savings when you transfer money overseas.<\/li><\/ul><h3>The perks<\/h3><ul class=\"list-1\"><li><strong>Auto-convert any currency.<\/strong> Convert to any eligible currency at the lowest price automatically when you pay for products overseas using your Wise travel card.<\/li><li><strong>Low conversion fee.<\/strong> Only pay a very small conversion fee when you convert your money through your online Wise account \u2013 typically between 0.35% and 2.22%.<\/li><li><strong>Special discounts.<\/strong> Enjoy up to 12% off when you use your Wise Card to make reservations on Booking.com.<\/li><li><strong>Security measures.<\/strong> Freeze your card from the app or call in to cancel it if you think your card has been stolen or compromised.<\/li><li><strong>Works worldwide.<\/strong> Use your card in 160 countries and withdraw money from 2.3 million ATMs.<\/li><\/ul><h3>What to watch out for<\/h3><ul class=\"list-3\"><li><strong>Some fees.<\/strong> You&#8217;ll still need to pay fees and currency exchange rates when you spend and transfer money in many cases \u2013 they&#8217;ll just be lower.<\/li><li><strong>No access to credit.<\/strong> You won&#8217;t be able to spend any money on your Wise Card that isn&#8217;t already in your account.<\/li><li><strong>No deposit protection.<\/strong> Unlike with big banks, your deposits won&#8217;t be protected by the Canada Deposit Insurance Corporation (CDIC) if Wise goes bankrupt.<\/li><li><strong>Expensive ATM fees.<\/strong> You&#8217;ll have to pay 1.75% in fees on any ATM withdrawal you make over $350 per month, along with a $1.50 fee per withdrawal after the first two free withdrawals.<\/li><li><strong>No Canadian ATM withdrawals.<\/strong> You can&#8217;t use your Wise travel card to take money out of Canadian ATMs (only international).<\/li><li><strong>Interest does not apply.<\/strong> The money you hold in your Wise account won&#8217;t be eligible to collect interest.<\/li><\/ul><h3>What currencies does the Wise Card support?<\/h3><p>The Wise Card lets you hold the currencies from your Wise account in 40+ currencies.<\/p><h3>What should I know before I apply?<\/h3><p>It&#8217;s fairly easy to qualify for the Wise Card. You&#8217;ll need to meet the following basic criteria to begin the process.<\/p><h4>Eligibility requirements<\/h4><p>To apply for the Wise Card, you must:<\/p><ul><li>Be a Canadian citizen or permanent resident who is at least 18 years old.<\/li><li>Have a working bank account in Canada.<\/li><\/ul><p>Required documents and information:<\/p><ul><li>Your name, residential status and contact information<\/li><li>Your Social Insurance Number (SIN) and date of birth<\/li><li>Your email address and phone number<\/li><\/ul><h3>How to apply for a new Wise travel card and account<\/h3><ol><li style=\"padding-bottom: 14px;\">If you already have a Wise account, just log in to order your card online or in the app by clicking on the Debit card tab of the website or the Account tab in the app. From there, you&#8217;ll see an option to order the card.<\/li><li style=\"padding-bottom: 14px;\">If you don&#8217;t have a Wise account, you can sign up for free by visiting the <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/wise-virtual-debit-card-ca-secure.html?nb=1&src_country=ca&redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Wise%2Bhomepage%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22offer_id%22%3A%2214677%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%2247a35aa3-b338-4051-846c-5e32fd1b8cc6%22%2C%22product_name%22%3A%22Wise%2BVirtual%2BDebit%2BCard%22%2C%22provider_id%22%3A%22e825b85e-dc53-495a-8240-e4d94452af02%22%2C%22provider_name%22%3A%22Wise%22%2C%22post_id%22%3A%22970982%22%2C%22post_path%22%3A%22banking%252Fdebit-cards%252Fwise-card-review%22%2C%22post_country%22%3A%22ca%22%7D\">Wise homepage<\/a>.<\/li><li style=\"padding-bottom: 14px;\">Just click on the blue [Register] icon in the top right-hand corner of the page to get started.<\/li><li style=\"padding-bottom: 14px;\">Complete the application with details that include your name, email address, Social Insurance Number and birth date.<\/li><li style=\"padding-bottom: 14px;\">Review and submit your application and wait for approval (and don&#8217;t forget to order your Wise Card once your account is up and running).<\/li><\/ol><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">How much will a Wise Card and account cost me?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p><p>Signing up for a Wise Card and account is free. You may have to pay small fees for using certain services, which should be outlined in your service agreement.<\/p><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">Is the Wise Card a Visa or MasterCard?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p><p>The Wise Card is not co-branded with either Visa or MasterCard. That said, you can use the Wise travel card anywhere Visa and MasterCard are accepted, including at ATMs.<\/p><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">Will I save money with the Wise Card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p><p>In most cases, yes. You'll save money with a Wise Card because your exchange rates will be lower and you'll pay no foreign transaction fees.<\/p>[\/fin_accordion]<p>Yes. You'll need to sign up for a Wise account before you can request a Wise Card (instructions for how to sign up for an account and card are outlined above).<\/p><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Can I access credit on my Wise debit card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p><p>No. Your Wise Card is a debit card, so you'll only be able to use it to access money that you already have in your Wise account.<\/p><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">Is the Wise Card different from the TransferWise card? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p><p>The Wise Card is simply a rebranded version of the TransferWise card since the company changed its name to Wise in 2021.<\/p><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Get competitive exchange rates and pay no foreign transaction fees when you spend money internationally with this fee-free debit card. <\/p>\n","protected":false},"author":474,"featured_media":1029333,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"Wise Card Review","_yoast_wpseo_title":"Wise Card Review | Pros, Cons & Fees | Finder Canada","_yoast_wpseo_metadesc":"Spend and withdraw money overseas for less with the multi-currency Wise Card, linked to your Wise multi-currency account.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":null,"post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":null,"post_editor":"-1","post_editor_date":null,"post_author_date":"","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2024-04-16 18:47:25\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We updated and verified information throughout this review.\"}","_last_major_update":"","feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":""},"categories":[5885],"tags":[],"asset_tag":[],"class_list":["post-970982","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-debit-cards"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Wise Card Review | Pros, Cons &amp; Fees | Finder Canada<\/title>\n<meta name=\"description\" content=\"Spend and withdraw money overseas for less with the multi-currency Wise Card, linked to your Wise multi-currency account.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/wise-card-review\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Wise Card review\" \/>\n<meta property=\"og:description\" content=\"Spend and withdraw money overseas for less with the multi-currency Wise Card, linked to your Wise multi-currency account.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/wise-card-review\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2022-01-19T21:49:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2014\/09\/Wise-TransferWise-Logo-2_Supplied_1800x1000.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Claire Horwood\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Claire Horwood\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/banking\\\/debit-cards\\\/wise-card-review#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/banking\\\/debit-cards\\\/wise-card-review\"},\"author\":{\"name\":\"Claire Horwood\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/person\\\/252a43e10a819c05764a610c2b59e414\"},\"headline\":\"Wise Card review\",\"datePublished\":\"2022-01-19T21:49:29+00:00\",\"dateModified\":\"2024-04-16T14:47:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/banking\\\/debit-cards\\\/wise-card-review\"},\"wordCount\":1128,\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/banking\\\/debit-cards\\\/wise-card-review#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2014\\\/09\\\/Wise-TransferWise-Logo-2_Supplied_1800x1000.jpg\",\"articleSection\":[\"Debit Cards\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/banking\\\/debit-cards\\\/wise-card-review\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/banking\\\/debit-cards\\\/wise-card-review\",\"name\":\"Wise Card Review | Pros, Cons & Fees | Finder Canada\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/banking\\\/debit-cards\\\/wise-card-review#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/banking\\\/debit-cards\\\/wise-card-review#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2014\\\/09\\\/Wise-TransferWise-Logo-2_Supplied_1800x1000.jpg\",\"datePublished\":\"2022-01-19T21:49:29+00:00\",\"dateModified\":\"2024-04-16T14:47:25+00:00\",\"description\":\"Spend and withdraw money overseas for less with the multi-currency Wise Card, linked to your Wise multi-currency account.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/banking\\\/debit-cards\\\/wise-card-review#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.finder.com\\\/ca\\\/banking\\\/debit-cards\\\/wise-card-review\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/banking\\\/debit-cards\\\/wise-card-review#primaryimage\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2014\\\/09\\\/Wise-TransferWise-Logo-2_Supplied_1800x1000.jpg\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2014\\\/09\\\/Wise-TransferWise-Logo-2_Supplied_1800x1000.jpg\",\"width\":1800,\"height\":1000},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/banking\\\/debit-cards\\\/wise-card-review#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"CA\",\"item\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Banking\",\"item\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/banking\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Debit Cards\",\"item\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/banking\\\/debit-cards\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Wise Card review\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#website\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/\",\"name\":\"Finder Canada\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\",\"name\":\"Finder\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/person\\\/252a43e10a819c05764a610c2b59e414\",\"name\":\"Claire Horwood\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/ClaireHorwoodF1_Finder_600x600.png\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/ClaireHorwoodF1_Finder_600x600.png\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/ClaireHorwoodF1_Finder_600x600.png\",\"caption\":\"Claire Horwood\"},\"description\":\"Claire Horwood was a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate\u2019s Degree in Science from Camosun College. Much of Claire\u2019s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee.\",\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/clairehorwood\\\/\"],\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/author\\\/clairehorwood\",\"jobTitle\":\"Associate editor\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Banking\"},{\"@type\":\"Thing\",\"name\":\"Personal Loans\"},{\"@type\":\"Thing\",\"name\":\"Car Loans\"},{\"@type\":\"Thing\",\"name\":\"Business Loans\"},{\"@type\":\"Thing\",\"name\":\"Credit Cards\"}],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\",\"name\":\"Finder\"}},{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"name\":\"Frequently Asked Questions\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How much will a Wise Card and account cost me?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rSigning up for a Wise Card and account is free. You may have to pay small fees for using certain services, which should be outlined in your service agreement.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Is the Wise Card a Visa or MasterCard?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rThe Wise Card is not co-branded with either Visa or MasterCard. That said, you can use the Wise travel card anywhere Visa and MasterCard are accepted, including at ATMs.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Will I save money with the Wise Card?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rIn most cases, yes. You'll save money with a Wise Card because your exchange rates will be lower and you'll pay no foreign transaction fees.\\r\\r[\\\/fin_accordion]\\r\\r\\r\\rYes. You'll need to sign up for a Wise account before you can request a Wise Card (instructions for how to sign up for an account and card are outlined above).\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Can I access credit on my Wise debit card?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rNo. Your Wise Card is a debit card, so you'll only be able to use it to access money that you already have in your Wise account.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Is the Wise Card different from the TransferWise card? \",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rThe Wise Card is simply a rebranded version of the TransferWise card since the company changed its name to Wise in 2021.\\r\\r\"}}]}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2024-04-16T14:47:25+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Wise Card Review | Pros, Cons & Fees | Finder Canada","description":"Spend and withdraw money overseas for less with the multi-currency Wise Card, linked to your Wise multi-currency account.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/wise-card-review","og_locale":"en_US","og_type":"article","og_title":"Wise Card review","og_description":"Spend and withdraw money overseas for less with the multi-currency Wise Card, linked to your Wise multi-currency account.","og_url":"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/wise-card-review","og_site_name":"Finder Canada","article_published_time":"2022-01-19T21:49:29+00:00","og_image":[{"width":1800,"height":1000,"url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2014\/09\/Wise-TransferWise-Logo-2_Supplied_1800x1000.jpg","type":"image\/jpeg"}],"author":"Claire Horwood","twitter_misc":{"Written by":"Claire Horwood","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/wise-card-review#article","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/wise-card-review"},"author":{"name":"Claire Horwood","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414"},"headline":"Wise Card review","datePublished":"2022-01-19T21:49:29+00:00","dateModified":"2024-04-16T14:47:25+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/wise-card-review"},"wordCount":1128,"publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/wise-card-review#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2014\/09\/Wise-TransferWise-Logo-2_Supplied_1800x1000.jpg","articleSection":["Debit Cards"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"commentCount":0},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/wise-card-review","url":"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/wise-card-review","name":"Wise Card Review | Pros, Cons & Fees | Finder Canada","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/wise-card-review#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/wise-card-review#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2014\/09\/Wise-TransferWise-Logo-2_Supplied_1800x1000.jpg","datePublished":"2022-01-19T21:49:29+00:00","dateModified":"2024-04-16T14:47:25+00:00","description":"Spend and withdraw money overseas for less with the multi-currency Wise Card, linked to your Wise multi-currency account.","breadcrumb":{"@id":"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/wise-card-review#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/ca\/banking\/debit-cards\/wise-card-review"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/wise-card-review#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2014\/09\/Wise-TransferWise-Logo-2_Supplied_1800x1000.jpg","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2014\/09\/Wise-TransferWise-Logo-2_Supplied_1800x1000.jpg","width":1800,"height":1000},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/wise-card-review#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"CA","item":"https:\/\/www.finder.com\/ca\/"},{"@type":"ListItem","position":2,"name":"Banking","item":"https:\/\/www.finder.com\/ca\/banking"},{"@type":"ListItem","position":3,"name":"Debit Cards","item":"https:\/\/www.finder.com\/ca\/banking\/debit-cards"},{"@type":"ListItem","position":4,"name":"Wise Card review"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/ca\/#website","url":"https:\/\/www.finder.com\/ca\/","name":"Finder Canada","description":"","publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/ca\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414","name":"Claire Horwood","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png","caption":"Claire Horwood"},"description":"Claire Horwood was a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate\u2019s Degree in Science from Camosun College. Much of Claire\u2019s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee.","sameAs":["https:\/\/www.linkedin.com\/in\/clairehorwood\/"],"url":"https:\/\/www.finder.com\/ca\/author\/clairehorwood","jobTitle":"Associate editor","knowsAbout":[{"@type":"Thing","name":"Banking"},{"@type":"Thing","name":"Personal Loans"},{"@type":"Thing","name":"Car Loans"},{"@type":"Thing","name":"Business Loans"},{"@type":"Thing","name":"Credit Cards"}],"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder"}},{"@context":"https:\/\/schema.org","@type":"FAQPage","name":"Frequently Asked Questions","mainEntity":[{"@type":"Question","name":"How much will a Wise Card and account cost me?","acceptedAnswer":{"@type":"Answer","text":"\r\rSigning up for a Wise Card and account is free. You may have to pay small fees for using certain services, which should be outlined in your service agreement.\r\r"}},{"@type":"Question","name":"Is the Wise Card a Visa or MasterCard?","acceptedAnswer":{"@type":"Answer","text":"\r\rThe Wise Card is not co-branded with either Visa or MasterCard. That said, you can use the Wise travel card anywhere Visa and MasterCard are accepted, including at ATMs.\r\r"}},{"@type":"Question","name":"Will I save money with the Wise Card?","acceptedAnswer":{"@type":"Answer","text":"\r\rIn most cases, yes. You'll save money with a Wise Card because your exchange rates will be lower and you'll pay no foreign transaction fees.\r\r[\/fin_accordion]\r\r\r\rYes. You'll need to sign up for a Wise account before you can request a Wise Card (instructions for how to sign up for an account and card are outlined above).\r\r"}},{"@type":"Question","name":"Can I access credit on my Wise debit card?","acceptedAnswer":{"@type":"Answer","text":"\r\rNo. Your Wise Card is a debit card, so you'll only be able to use it to access money that you already have in your Wise account.\r\r"}},{"@type":"Question","name":"Is the Wise Card different from the TransferWise card? ","acceptedAnswer":{"@type":"Answer","text":"\r\rThe Wise Card is simply a rebranded version of the TransferWise card since the company changed its name to Wise in 2021.\r\r"}}]}]},"article_modified_time":"2024-04-16T14:47:25+00:00"},"custom_fields":{"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\"}"],"_masthead_subheading":["{\"text\":\"Enjoy market-leading exchange rates when you spend money abroad with the multi-currency Wise travel card.\"}"],"_content_type":["niche-content\/information\/product-rates-and-fees"],"custom_post_template":["single-product-review.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/970982","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/users\/474"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/comments?post=970982"}],"version-history":[{"count":9,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/970982\/revisions"}],"predecessor-version":[{"id":1036476,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/970982\/revisions\/1036476"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media\/1029333"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media?parent=970982"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/categories?post=970982"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/tags?post=970982"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/asset_tag?post=970982"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}