{"id":958199,"date":"2021-12-03T17:24:27","date_gmt":"2021-12-03T22:24:27","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=958199"},"modified":"2026-03-09T18:27:09","modified_gmt":"2026-03-09T22:27:09","slug":"buying-used-car-alberta","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/car-loans\/used-car-sites\/buying-used-car-alberta","title":{"rendered":"How to buy a used car in Alberta"},"content":{"rendered":"<p>Alberta has its own set of rules and regulations for how to buy a used car. Find out more about how to navigate the used-car buying process in Alberta and get province-specific information all in one place so that you don\u2019t miss out on any important details.<\/p><h3>What should I know about buying a used car in Alberta?<\/h3><p>The documents required when buying a used car in Alberta varies between private sellers and dealerships.<\/p><h4>Buying a used car in Alberta from a private seller<\/h4><p>You\u2019ll need a standard <a href=\"https:\/\/formsmgmt.gov.ab.ca\/Public\/REG3126.xdp\" target=\"_blank\" rel=\"noopener\">bill of sale<\/a>, which is an original document that certifies the transfer of property. The bill of sale <strong>must<\/strong> include:<\/p><ul class=\"list-1\"><li>Both the seller and buyer\u2019s full name and address<\/li><li>Vehicle identification number (VIN)<\/li><li>The vehicle\u2019s make, model, series, style, colour and year<\/li><li>How much the vehicle costs<\/li><li>The date of purchase and date of agreement<\/li><li>Both the seller and buyer\u2019s signatures<\/li><\/ul><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Optional information on the bill of sale<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><ul class=\"list-1\"><li>Odometer reading at the time of sale<\/li><li>Contact information (phone or email, etc.) for all people involved<\/li><li>Any liens currently on the vehicle<\/li><li>Payment method (cash, bank transfer, cheque, money order, etc.) and<\/li><li>Any payment terms and whether or not the vehicle was paid for in full at the time of selling<\/li><li>Where the vehicle was most recently registered<\/li><li>Signatures of witnesses to the sale<\/li><li>Any special conditions of the sale<\/li><\/ul><\/div>\n  <\/div>\n<\/li><\/ul><h4>Other documents and steps to consider when buying a used car from a private seller<\/h4><ul class=\"list-1\"><li>Check their ID and vehicle registration certificate, which is proof that they own the car.<\/li><li>Get a vehicle information report from Alberta Motor Association (AMA). This contains information such as registration dates and locations, odometer reading and number of liens in Alberta.<\/li><li>Search the <a href=\"https:\/\/www.alberta.ca\/find-personal-property-registration.aspx\" target=\"_blank\" rel=\"noopener\">Personal Property Registry<\/a> if you want details on the liens in Alberta.<\/li><li>Get a CARFAX report, which details the vehicle\u2019s history. This contains information such as liens, service records, odometer reading and accident history. (A CARFAX report checks for <strong>liens<\/strong> <strong>nationwide<\/strong> within the past year. An AMA report checks for <strong>number<\/strong> <strong>of liens in Alberta<\/strong>, while a Personal Property Registry report gives <strong>detailed information on the liens in Alberta<\/strong>.)<\/li><li>Get a safety inspection from a Motor Vehicle Inspection facility if it\u2019s a salvage or out-of-province vehicle.<\/li><li>Get an inspection done by a trusted mechanic.<\/li><li>Check if the car was reported as stolen by visiting the <a href=\"https:\/\/www.cpic-cipc.ca\/sve-rve-eng.htm\" target=\"_blank\" rel=\"noopener\">Canadian Police Information Centre database<\/a>.<\/li><\/ul><h4>Buying a used car from a dealer<\/h4><p>If you\u2019re buying a used car from a dealer in Alberta, you\u2019ll need the following:<\/p><ul><li style=\"padding-bottom: 14px;\"><strong>Comprehensive bill of sale.<\/strong> This provides details about the car and sales agreement to protect you from unauthorized, surprise costs. All fees and charges must be included on this. It should include buyer\/seller information, vehicle information, payment information, vehicle history (which includes car inspection) and trade-in information.<\/li><li style=\"padding-bottom: 14px;\"><strong>Deposit agreement.<\/strong> This contains details about the deposit, down payment or partial payment you paid.<\/li><li style=\"padding-bottom: 14px;\"><strong>Consent to start work. <\/strong>If applicable, you\u2019ll need to give consent via an email, phone call or text message before the dealership does any work on the car.<\/li><\/ul><h4>Used car tax in Alberta<\/h4><p>If you\u2019re buying a used car from a private seller, you do not pay any tax. If you\u2019re buying a used car from a dealership, you\u2019ll pay 5% GST.<\/p><h4>Registering a used car in Alberta<\/h4><p>Visit a registry agent to register your used car. You\u2019ll need the following:<\/p><ul class=\"list-1\"><li>Bill of sale<\/li><li>Proof of insurance<\/li><li>ID, such as your driver\u2019s licence<\/li><li>Inspection report if it\u2019s a salvage car or out-of-province car<\/li><\/ul><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Must read: <\/span><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/used-car\" style=\"text-decoration:underline; font-size:0.9em;\">Car loans to finance a used car<\/a>\n<\/div>\n<\/article><h3>Steps to follow before buying a used car in Alberta<\/h3><h4>1. Settle on a budget<\/h4><p>Decide how much you can reasonably afford to spend on a car <em>before<\/em> you start shopping. On top of how much the car you want costs, you should think about <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/buying-a-car\/after-purchase-car-costs\">additional car expenses<\/a> such as interest, sales tax, insurance, registration, maintenance and gas costs. You may want to aim to spend less than 10% to 15% of your income on buying a used car in Alberta.<\/p><p><strong>Expenses to consider when buying a used car in Alberta<\/strong><\/p><p>Consult the table below to make sure you can afford the cost of buying a used car in Alberta:<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Expense<\/th><th>Typical cost in Alberta<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>Purchase price<\/td><td>$1,000 to $40,000<\/td><\/tr><tr><td>Interest rates<\/td><td>APR typically between 8% and 10%<\/td><\/tr><tr><td>Sales tax<\/td><td>5% at dealerships, 0% for private sales<\/td><\/tr><tr><td>Car insurance<\/td><td>$700 to $2,000 per year<\/td><\/tr><tr><td>Scheduled maintenance<\/td><td>$500 to $700 per year<\/td><\/tr><tr><td>Emergency repairs<\/td><td>$50 to $6,000<\/td><\/tr><tr><td>Gas<\/td><td>$50 to $200 per month<\/td><\/tr><tr><td>Registration<\/td><td>Around $90 per year<\/td><\/tr><tr><td colspan=\"2\"><em>Actual costs will vary based on your driving record and what type of car you have<\/em><\/td><\/tr><\/tbody><\/table><h4>2. Decide where to buy your car<\/h4><p>You can buy a used car from a dealership, private seller or online broker in Alberta. The provider you go with will affect the process you need to follow to carry out your purchase.<\/p><ul><li><strong>Dealer.<\/strong> You\u2019ll usually pay more if you shop with a dealer because there\u2019s less risk involved and it can be more convenient.<\/li><li><strong>Private seller.<\/strong> You may pay less with a private seller, but it can take more time to compare cars and there\u2019s a higher chance that you\u2019ll end up with a lemon.<\/li><li><strong>Broker.<\/strong> You can easily compare prices with an online broker, but it may be more difficult to know if you\u2019re shopping with a legitimate seller when you settle on a price.<\/li><\/ul><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Where to buy a used car in Alberta<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Seller<\/th><th>Where to find<\/th><th>Pros<\/th><th>Cons<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>Private seller<\/td><td>Sites like Craigslist, Kijiji or Facebook Marketplace<\/td><td><ul><li>Cheaper<\/li><li>Large inventory<\/li><\/ul><\/td><td><ul><li>Higher risk of fraud or of buying a defective vehicle<\/li><li>More work to shop around<\/li><li>Difficult to get financing<\/li><\/ul><\/td><\/tr><tr><td>In-person dealership<\/td><td>Find a dealership near your location in Alberta<\/td><td><ul><li>Lower risk of fraud with legitimate dealers<\/li><li>Dealership may provide financing<\/li><li>Test drive several cars at once<\/li><\/ul><\/td><td><ul><li>More expensive<\/li><li>Limited inventory (only what\u2019s on the lot)<\/li><\/ul><\/td><\/tr><tr><td>Online car broker<\/td><td>Sites such as Auto Trader, Canadian Black Book and Carpages.ca<\/td><td><ul><li>Large inventory<\/li><li>Easier to get financing<\/li><li>Easy to compare cars<\/li><\/ul><\/td><td><ul><li>Potential for hidden fees<\/li><li>Greater chance of fraud with online dealers<\/li><\/ul><\/td><\/tr><tr><td>Online dealer<\/td><td>Sites like Canada Drives<\/td><td><ul><li>Browse used cars online and get your chosen car delivered to your door<\/li><li>\u201cTest own\u201d for 1 to 2 weeks<\/li><li>Potentially lower vehicle prices than in-person dealerships<\/li><\/ul><\/td><td><ul><li>Prices are usually non-negotiable<\/li><li>Limited to the dealer\u2019s own inventory<\/li><\/ul><\/td><\/tr><\/tbody><\/table><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Must read: <\/span><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/used-car-sites\" style=\"text-decoration:underline; font-size:0.9em;\">Compare the best used car websites in Canada<\/a>\n<\/div>\n<\/article><\/div>\n  <\/div>\n<\/li><\/ul><h4>3. Decide how to pay for your used car in Alberta<\/h4><p>Think about whether you want to get financing or use your own savings to pay for a car. Be aware that you can usually only get financing when you shop with a dealership or auto broker (and not typically with a private seller). If you go the financing route, you may want to get pre-approved for a loan before you start shopping so you know how much you\u2019ll have to spend.<\/p><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Different ways to pay when buying a used car in Alberta<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You can pay for your used car in Alberta with the following types of financing:<\/p><ul><li><strong>Pay with your own savings.<\/strong> Use your savings to pay for your car so that you don\u2019t have to pay interest on a loan.<\/li><li><strong>Take out an auto loan.<\/strong> Apply for financing with the bank or a private lender and pay it back over a set term with interest.<\/li><li><strong>Apply for dealership financing.<\/strong> Get financing directly from the dealership if you want the convenience and don\u2019t mind paying higher interest rates.<\/li><\/ul><\/div>\n  <\/div>\n<\/li><\/ul><h5>Financing options for buying a used car in Alberta:<\/h5>    <style>\n.popover.fade.bottom.in { overflow: visible !important;}\n.table-popover { overflow: visible !important; }\n.luna-card.luna-card--border.luna-card--stretch.comparisonPick-item.flex-item-1 { border-radius: 0; 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animation: shine-effect 1.5s ease;\n}\n\n.score__value {\n  color: #fff;\n  font-weight: 800;\n  font-size: 20px;\n  line-height: 1.25;\n  letter-spacing: -0.025em;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.score__text-wrapper {\n  border: none;\n  display: flex;\n  align-items: center;\n  top: -4px;\n  width: auto;\n}\n\n.score__text-wrapper.score__text {\n  background: none;\n}\n\n.score__text {\n  font-weight: 800;\n  font-size: 16px;\n  line-height: 1.25;\n  color: #232320;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.finder-score__text {\n  text-align: left;\n  text-wrap-mode: nowrap;\n  margin-left: 10px;\n  text-decoration: underline;\n}\n<\/style>\n\n\n\n\n<div class=\"detail-info 98559dd6-c17b-40fb-a619-3014d270fc9d\" style=\"z-index: 1;position: relative; margin-bottom: 1rem\">\n  \n                  <p class=\"scoreCombined score__container finder-score\">\n      <span class=\"score__badge score__badge--excellent\">\n        <span class=\"score__value\">9<\/span>\n      <\/span>\n      <span class=\"score__text-wrapper score__text score__text--excellent\">\n        Excellent\n      <\/span>\n    <\/p>\n  <\/div><\/span>\n                    <\/div>\n\n                    <p style=\"margin: 0;\"><\/p><center>\n                    <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"98559dd6-c17b-40fb-a619-3014d270fc9d\" data-product-name=\"Loans Canada Car Loans\" data-niche=\"Car Loans\" data-provider-name=\"Loans Canada\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--large \" style=\"text-wrap: wrap;\" title=\"Go to Loans Canada\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/car-loans\/loans-canada-car-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2298559dd6-c17b-40fb-a619-3014d270fc9d%22%2C%22product_name%22%3A%22Loans%2BCanada%2BCar%2BLoans%22%2C%22offer_id%22%3A%2217709%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFCL%22%2C%22post_id%22%3A%22958199%22%2C%22post_path%22%3A%22car-loans%252Fused-car-sites%252Fbuying-used-car-alberta%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1725634%2C%22name%22%3A%22usfin-review-comparison-cards%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n<\/center>\n                    \n                                                            \n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Amount<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                $3,000 - $50,000\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Term<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                        3-60 months\n                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">APR Range<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                0% - 35.00%\n                                                                                                                                                                                                                        \n                                                    <\/p>\n                                        \n                <\/div>\n            <\/article>\n                    \n            \n<article class=\"luna-card luna-card--shadow luna-card--stretch comparisonPick-item flex-item-1 i-2\">\n\n\n\n\n                \n                <div class=\"luna-card__block luna-card__topPick\">\n                                        <img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.finder.com\/niche-builder\/67c8b89a3e503.png\" style=\"height: 90px !important; width: auto; margin-top:0 !important; margin-bottom:0 !important\" alt=\"Logo\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67c8b89a3e503.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67c8b89a3e503.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67c8b89a3e503.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67c8b89a3e503.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67c8b89a3e503.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n                    \n                   \n                    \n                    <div class=\"u-grid__col u-1\/1@s u-1\/1\" style=\"z-index: 100; padding-bottom: 0\">\n                        <span class=\"aligncenter\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><style>\n\ntable div[class*=\"methodology-partial\"] {\n    display:none;\n}\n\n\n.scoreCombined {\n  text-decoration: none;\n}\n\n.scoreCombined.finder-score::before {\n  display: none;\n}\n\na.scoreCombined,\na.scoreCombined:hover {\n  text-decoration: none;\n  white-space: nowrap;\n}\n\n.score__container {\n  display: flex;\n  width: 100%;\n  flex-flow: column nowrap;\n  align-items: center;\n  justify-content: center;\n  font-size: 20px;\n  gap: 4px;\n}\n\n.score__badge {\n  border-radius: 2px 24px 24px 24px;\n  border: none;\n  display: flex;\n  justify-content: center;\n  align-items: center;\n  height: 2.5rem;\n  width: 2.5rem;\n  background-image: linear-gradient(\n    45deg,\n    transparent 25%,\n    rgba(255, 255, 255, 0.2) 50%,\n    transparent 75%,\n    transparent 100%\n  );\n  background-size:\n    250% 250%,\n    100% 100%;\n  background-position:\n    -100% 0,\n    0 0;\n  background-repeat: no-repeat;\n  position: relative;\n}\n\n.score__badge--excellent {\n  background-color: #1d53ff;\n}\n\n.score__badge--great {\n  background-color: #008024;\n}\n\n.score__badge--standard {\n  background-color: #ffd23b;\n\n  .score__value {\n    color: #232320;\n  }\n}\n\n.score__badge--basic {\n  background-color: #db2420;\n}\n\n.score__badge:hover {\n  animation: shine-effect 1.5s ease;\n}\n\n.score__value {\n  color: #fff;\n  font-weight: 800;\n  font-size: 20px;\n  line-height: 1.25;\n  letter-spacing: -0.025em;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.score__text-wrapper {\n  border: none;\n  display: flex;\n  align-items: center;\n  top: -4px;\n  width: auto;\n}\n\n.score__text-wrapper.score__text {\n  background: none;\n}\n\n.score__text {\n  font-weight: 800;\n  font-size: 16px;\n  line-height: 1.25;\n  color: #232320;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.finder-score__text {\n  text-align: left;\n  text-wrap-mode: nowrap;\n  margin-left: 10px;\n  text-decoration: underline;\n}\n<\/style>\n\n\n\n\n<div class=\"detail-info  5ba47813-dec4-4734-8778-bfa4edb45aab\" style=\"z-index: 1;position: relative; margin-bottom: 1rem\">\n  \n                  <p class=\"scoreCombined score__container finder-score\">\n      <span class=\"score__badge score__badge--great\">\n        <span class=\"score__value\">8.8<\/span>\n      <\/span>\n      <span class=\"score__text-wrapper score__text score__text--great\">\n        Great\n      <\/span>\n    <\/p>\n  <\/div><\/span>\n                    <\/div>\n\n                    <p style=\"margin: 0;\"><\/p><center>\n                    <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"5ba47813-dec4-4734-8778-bfa4edb45aab\" data-product-name=\"CarsFast Car Loans\" data-niche=\"Car Loans\" data-provider-name=\"CarsFast\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--large \" style=\"text-wrap: wrap;\" title=\"Go to CarsFast\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/car-loans\/carsfast-lendingarch-ca-car-loan-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22%2B5ba47813-dec4-4734-8778-bfa4edb45aab%22%2C%22product_name%22%3A%22CarsFast%2BCar%2BLoans%22%2C%22offer_id%22%3A%2216112%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFCL%22%2C%22post_id%22%3A%22958199%22%2C%22post_path%22%3A%22car-loans%252Fused-car-sites%252Fbuying-used-car-alberta%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1725634%2C%22name%22%3A%22usfin-review-comparison-cards%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n<\/center>\n                    \n                                                            \n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Amount<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                $500 - $75,000\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Term<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                        12 - 96 months\n                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">APR Range<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                3.90% - 29.90%\n                                                                                                                                                                                                                        \n                                                    <\/p>\n                                        \n                <\/div>\n            <\/article>\n                    \n            \n<article class=\"luna-card luna-card--shadow luna-card--stretch comparisonPick-item flex-item-1 i-3\">\n\n\n\n\n                \n                <div class=\"luna-card__block luna-card__topPick\">\n                                        <img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.finder.com\/niche-builder\/6557c868de3ac.png\" style=\"height: 90px !important; width: auto; margin-top:0 !important; margin-bottom:0 !important\" alt=\"Logo\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6557c868de3ac.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6557c868de3ac.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6557c868de3ac.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6557c868de3ac.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6557c868de3ac.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n                    \n                   \n                    \n                    <div class=\"u-grid__col u-1\/1@s u-1\/1\" style=\"z-index: 100; padding-bottom: 0\">\n                        <span class=\"aligncenter\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><style>\n\ntable div[class*=\"methodology-partial\"] {\n    display:none;\n}\n\n\n.scoreCombined {\n  text-decoration: none;\n}\n\n.scoreCombined.finder-score::before {\n  display: none;\n}\n\na.scoreCombined,\na.scoreCombined:hover {\n  text-decoration: none;\n  white-space: nowrap;\n}\n\n.score__container {\n  display: flex;\n  width: 100%;\n  flex-flow: column nowrap;\n  align-items: center;\n  justify-content: center;\n  font-size: 20px;\n  gap: 4px;\n}\n\n.score__badge {\n  border-radius: 2px 24px 24px 24px;\n  border: none;\n  display: flex;\n  justify-content: center;\n  align-items: center;\n  height: 2.5rem;\n  width: 2.5rem;\n  background-image: linear-gradient(\n    45deg,\n    transparent 25%,\n    rgba(255, 255, 255, 0.2) 50%,\n    transparent 75%,\n    transparent 100%\n  );\n  background-size:\n    250% 250%,\n    100% 100%;\n  background-position:\n    -100% 0,\n    0 0;\n  background-repeat: no-repeat;\n  position: relative;\n}\n\n.score__badge--excellent {\n  background-color: #1d53ff;\n}\n\n.score__badge--great {\n  background-color: #008024;\n}\n\n.score__badge--standard {\n  background-color: #ffd23b;\n\n  .score__value {\n    color: #232320;\n  }\n}\n\n.score__badge--basic {\n  background-color: #db2420;\n}\n\n.score__badge:hover {\n  animation: shine-effect 1.5s ease;\n}\n\n.score__value {\n  color: #fff;\n  font-weight: 800;\n  font-size: 20px;\n  line-height: 1.25;\n  letter-spacing: -0.025em;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.score__text-wrapper {\n  border: none;\n  display: flex;\n  align-items: center;\n  top: -4px;\n  width: auto;\n}\n\n.score__text-wrapper.score__text {\n  background: none;\n}\n\n.score__text {\n  font-weight: 800;\n  font-size: 16px;\n  line-height: 1.25;\n  color: #232320;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.finder-score__text {\n  text-align: left;\n  text-wrap-mode: nowrap;\n  margin-left: 10px;\n  text-decoration: underline;\n}\n<\/style>\n\n\n\n\n<div class=\"detail-info  5ff9ec80-8880-41f8-a26e-1982911f2f73\" style=\"z-index: 1;position: relative; margin-bottom: 1rem\">\n  \n                  <p class=\"scoreCombined score__container finder-score\">\n      <span class=\"score__badge score__badge--great\">\n        <span class=\"score__value\">8.4<\/span>\n      <\/span>\n      <span class=\"score__text-wrapper score__text score__text--great\">\n        Great\n      <\/span>\n    <\/p>\n  <\/div><\/span>\n                    <\/div>\n\n                    <p style=\"margin: 0;\"><\/p><center>\n                    <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"5ff9ec80-8880-41f8-a26e-1982911f2f73\" data-product-name=\"Dealerhop Car Loans\" data-niche=\"Car Loans\" data-provider-name=\"Dealerhop\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--large \" style=\"text-wrap: wrap;\" title=\"Go to Dealerhop\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/car-loans\/dealerhop-car-loans-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22%2B5ff9ec80-8880-41f8-a26e-1982911f2f73%22%2C%22product_name%22%3A%22Dealerhop%2BCar%2BLoans%22%2C%22offer_id%22%3A%2224159%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFCL%22%2C%22post_id%22%3A%22958199%22%2C%22post_path%22%3A%22car-loans%252Fused-car-sites%252Fbuying-used-car-alberta%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1725634%2C%22name%22%3A%22usfin-review-comparison-cards%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if 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<hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Amount<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                $7,000 - $50,000\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Term<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                        12 - 96 months\n                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">APR Range<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                6.99% - 35.00%\n                                                                                                                                                                                                                        \n                                                    <\/p>\n                                        \n                <\/div>\n            <\/article>\n            <\/div>\n<\/div><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/car-loans-alberta\" style=\"text-decoration:underline; font-size:0.9em;\">Compare car loans in Alberta<\/a>\n<\/div>\n<\/article><h3>Steps to follow when buying a used car in Alberta<\/h3><h4>4. Compare your options and negotiate prices<\/h4><p>Compare car listings online and reach out to private sellers and dealerships to see if they\u2019re willing to negotiate on price. You may be able to ask your seller to price match with similar cars (same mileage\/condition) by sending them ads you find online. Follow these tips to negotiate used car prices in Alberta.<\/p><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Tips to negotiate used car prices<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><ul class=\"list-1\"><li><strong>Price match in advance.<\/strong> Get prices for similar cars online and see if your seller will price match a better deal elsewhere.<\/li><li><strong>Get pre-approved for financing.<\/strong> Apply for financing before you shop and get pre-approved so that you know how much you have to spend.<\/li><li><strong>Know when to walk away.<\/strong> Decide how much you\u2019re willing to spend and don\u2019t be afraid to keep shopping if the seller won\u2019t compromise on price.<\/li><\/ul><\/div>\n  <\/div>\n<\/li><\/ul><h4>5. Schedule test drives and inspections<\/h4><p>Test drive and inspect your used car to make sure it\u2019s in good working order. This can involve checking essential components such as the engine, tires, steering and electrical systems.<\/p><p>You may also want to schedule an inspection with a licensed mechanic, <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/used-car-sites\/car-vehicle-history\">check the vehicle identification number (VIN)<\/a> and\/or <a href=\"https:\/\/www.alberta.ca\/vehicle-information-report.aspx\" target=\"_blank\" rel=\"noopener\">request a vehicle inspection report<\/a> before buying a used car in Alberta.<\/p><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Mandatory used car inspections in Alberta<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Most car inspections are voluntary in Alberta, but you\u2019ll be required to get an inspection in the following situations:<\/p><ul><li><strong>Out-of-province vehicle inspection.<\/strong> You\u2019ll need to get this type of inspection if you\u2019re registering an out-of-province vehicle for the first time in Alberta.<\/li><li><strong>Salvage vehicle inspection.<\/strong> You need to get this type of inspection if the used car you want to register in Alberta was previously written off by an insurance company.<\/li><\/ul><p>If a vehicle is designated as non-repairable, it can\u2019t be registered and can only be sold as scrap or dismantled for parts.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><div class=\"content-area-light-blue has-padding-small has-padding-top-large\"><h4>Used car checklist: What to look for when inspecting a used car in Alberta<\/h4><p>Learn what to look for when buying a used car by consulting this inspection checklist:<\/p><ul class=\"list-1\"><li><strong>Body of the car.<\/strong> Check for dents, dings, scratches and other physical damage.<\/li><li><strong>Vehicle interior.<\/strong> Look for damage to the upholstery, manifolds and dash.<\/li><li><strong>Vehicle undercarriage.<\/strong> Inspect for leaks or rust under the car.<\/li><li><strong>Tires.<\/strong> Make sure the tires have tread and are in good condition.<\/li><li><strong>Engine, brakes and steering function.<\/strong> Check that the engine runs smoothly and the car brakes and turns easily.<\/li><li><strong>Electrical systems.<\/strong> Make sure all of the electrical systems are working properly, including lights, power windows, sunroof, heated seats, power locks and more.<\/li><li><strong>Heating\/cooling systems.<\/strong> Verify that air conditioning and cooling systems work.<\/li><li><strong>Miscellaneous parts.<\/strong> Confirm that miscellaneous parts are in good working order including wipers, gauges, speedometer, odometer and radio.<\/li><\/ul><\/div><h3>Steps to follow after buying a used car in Alberta<\/h3><h4>6. Pay for your car<\/h4><p>You\u2019ll need to pay for your vehicle with your savings or with financing. For savings, you\u2019ll usually pay in cash or with an Interac e-Transfer or bank transfer. For financing, your bank or lender will deposit the money into your account and you\u2019ll use this to pay for your car. You\u2019ll then need to repay your loan with regular monthly payments over an agreed-upon term (usually 3-5 years).<\/p><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">Tax considerations for used cars in Alberta<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You won\u2019t need to factor in tax when buying a used car in Alberta except for when you buy from dealerships (which charge 5% GST). Unlike other provinces, you won\u2019t have to pay taxes when buying used cars from private sellers in Alberta.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><h4>7. Get your car registered<\/h4><p>Registration in Alberta currently costs around $90. To register a used car in Alberta, you\u2019ll have to go to a <a href=\"http:\/\/www.servicealberta.gov.ab.ca\/find-a-registry-agent.cfm\" target=\"_blank\" rel=\"noopener\">registry agent near you<\/a> with the following documents:<\/p><ul><li><strong>Government-issued ID.<\/strong> Show your licence or other government-issued ID.<\/li><li><strong>Proof of ownership.<\/strong> Present proof of ownership such as a lease, bill of sale, probated will or letter of administration.<\/li><li><strong>Proof of insurance.<\/strong> Submit proof of valid insurance for the vehicle that includes the name of the person requesting the registration.<\/li><li><strong>Mandatory inspections (as required).<\/strong> You\u2019ll need to submit any mandatory inspections such as out-of-province or salvage vehicle inspections.<\/li><\/ul><h4>8. Organize insurance<\/h4><p>The average cost of car insurance in Alberta is $1,316, but you could pay anywhere from $700 to $2,000 per year to insure your car. You\u2019ll need the following documents to get insurance:<\/p><ul><li><strong>Government-issued ID.<\/strong> Show your licence or other government-issued ID.<\/li><li><strong>Proof of ownership.<\/strong> Present proof of ownership such as a lease or bill of sale.<\/li><\/ul><div class=\"content-area-light-blue has-padding-small has-padding-top-large\"><h4>Where can I buy car insurance in Alberta?<\/h4><p>There are a number of different private car insurance companies in Alberta to choose from. These include The Co-operators, Allstate, AMA, belairdirect, Aviva and many other providers. You can also apply for insurance from many of <a href=\"https:\/\/www.finder.com\/ca\/banking\/big-five-banks\">Canada\u2019s Big Five banks<\/a> \u2013 though you may need to deal with salespeople to get the right deal.<\/p><\/div><h3>How to choose a used car that fits your needs<\/h3><p>Look for a car with the following features to make sure you get a vehicle that fits your needs:<\/p><ul><li><strong>Fit for purpose.<\/strong> Buy a car that makes sense for your budget and lifestyle and that will accommodate your passenger and storage needs.<\/li><li><strong>Low mileage.<\/strong> Make sure your used car has low mileage (usually 120,000km or less) to avoid getting stuck with large maintenance bills.<\/li><li><strong>Spotless vehicle inspection.<\/strong> Get an inspection and ask for old maintenance records to make sure your used car is in good condition and was well taken care of.<\/li><li><strong>Priced to sell.<\/strong> Check sites like Kelley Blue Book and Canadian Black Book to figure out how much your car should cost and don\u2019t pay more than that.<\/li><li><strong>Passes a VIN check.<\/strong> Use a site like CarMax to check the vehicle identification number for the car you want to buy to make sure the sale is legitimate.<\/li><li><strong>Eligible for financing.<\/strong> Double-check that the car you want to buy is eligible for financing if you plan to borrow money for buying a used car in Alberta.<\/li><\/ul><h3>How to buy a used car in Alberta if you live out of province<\/h3><p>You\u2019ll need to follow some additional steps if you\u2019re from another province but want to buy a used car in Alberta.<\/p><ul><li><strong>Get an out-of-province inspection.<\/strong> You\u2019ll usually need to get an out-of-province inspection for any used car you bring into your province from Alberta.<\/li><li><strong>Fix identified issues.<\/strong> You\u2019ll typically have to pay to fix any issues flagged in the inspection before you can register your used car in your province.<\/li><li><strong>Provide paperwork.<\/strong> Present proof of ID and ownership (such as a bill of sale) to register your vehicle in your own province.<\/li><li><strong>Pay taxes<\/strong>. Pay the taxes required by your province to import a vehicle from Alberta (usually between 5% and 15%, depending on the province).<\/li><\/ul><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/buying-a-car\/interprovincial-car-purchase\" style=\"text-decoration:underline; font-size:0.9em;\">Buying a car out of province<\/a>\n<\/div>\n<\/article><h3>Bottom line<\/h3><p>Learn more about the steps you should take before, during and after buying a used car in Alberta. Learn where to buy a car, how to secure financing, what to consider when you\u2019re ready to buy and how to lock in registration\/insurance in Alberta. You can also consult our used car checklists to make sure you have everything you need to get the car you want.<\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000006\" data-toggle=\"collapse\" data-target=\"#accordion0000000006\">\n        <span class=\"luna-accordion__title\">Should I put a deposit on a used car in Alberta?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000006\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You can, but it\u2019s not advisable. This is because sellers in Alberta aren\u2019t required by law to return your deposit if you decide not to purchase a used vehicle. However, you can ask your seller to provide you with a formal document that says the deposit is refundable if you want cover against any losses.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000007\" data-toggle=\"collapse\" data-target=\"#accordion0000000007\">\n        <span class=\"luna-accordion__title\">What is the best time of year for buying a used car in Alberta?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000007\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You may be able to find good deals on used cars at the end of the year, on Black Friday and around May long weekend in Alberta.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000008\" data-toggle=\"collapse\" data-target=\"#accordion0000000008\">\n        <span class=\"luna-accordion__title\">How much tax will I need to pay for a used car in Alberta?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000008\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You\u2019ll need to pay 5% tax if you purchase a used car from a dealership. Your purchase will be tax-free if you buy a used car from a private seller.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000009\" data-toggle=\"collapse\" data-target=\"#accordion0000000009\">\n        <span class=\"luna-accordion__title\">Do I need insurance before buying a used car in Alberta?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000009\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You don\u2019t need insurance to buy a used car in Alberta, but you will need it to drive your car home. For this reason, you may want to ask someone to drive you to the insurance bureau so you can get all of your paperwork in order before you drive the used car you buy. You may also be able to arrange temporary insurance with some insurers in advance.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000010\" data-toggle=\"collapse\" data-target=\"#accordion0000000010\">\n        <span class=\"luna-accordion__title\">What is a curbsider and how do I avoid them?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000010\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Curbsiders are non-registered car sales businesses that don\u2019t have an Alberta Motor Vehicle Industry Council licence. You won\u2019t get consumer protection if you buy a vehicle from a curbsider so it\u2019s best to avoid them. You can usually spot them if they post multiple ads for different vehicles as a private seller.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000000\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000000\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Get information on province-specific rules and requirements when buying a used car in 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