{"id":945806,"date":"2021-10-05T11:21:00","date_gmt":"2021-10-05T15:21:00","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=945806"},"modified":"2025-08-19T08:52:37","modified_gmt":"2025-08-19T12:52:37","slug":"payday-loans-with-government-benefits","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/payday-loans\/payday-loans-with-government-benefits","title":{"rendered":"Payday loans that accept government benefits\u2014plus alternatives"},"content":{"rendered":"

If you receive government benefits as your main source of income, you may find your options are limited if you need a loan. But some payday lenders accept government benefits as valid income. As long as it\u2019s regularly paid into your bank account, there\u2019s a chance of getting approved.<\/p>

Use this guide to find out where to apply for payday loans with government benefits (plus your alternatives).<\/p>

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\u26a0\ufe0f Warning: Be cautious with payday loans<\/h5>\nHigh-cost payday loans are unsustainable for long-term use, with up to $14 charged per $100 borrowed. If you're experiencing financial hardship, call Credit Counselling Society<\/a> for free financial counselling (Mon\u2013Fri, 8am\u20135pm at 1-888-527-8999). Also consider payday loan alternatives<\/a>.<\/span>\r\n<\/div>

Payday loans for government benefits in Canada<\/h3>
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5 of 9 results<\/span><\/small><\/div><\/div><\/div>
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\n Cost\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Loan Amount\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Loan Term\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Non-employment income accepted\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th><\/tr><\/thead>\"iCash<\/a>
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iCash Payday Loan<\/a><\/span><\/div><\/td>
$14 per $100 borrowed<\/span><\/span><\/div><\/td>
$100 - $1,500<\/span><\/div><\/td>
7 - 62 days<\/span><\/div><\/td>
Many incomes accepted, such as EI, child tax, ODSP, AISH, provincial disability, CPP, OAS and social assistance.<\/b><\/div><\/td>
Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
Compare product selection<\/legend>
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\"Cashco<\/a>
<\/div>
Cashco Financial Payday Loans<\/a><\/span><\/div><\/td>
$14 per $100 borrowed<\/span><\/span><\/div><\/td>
$50 - $1,500<\/span><\/div><\/td>
Up to 62 days<\/span><\/div><\/td>
\n Many incomes accepted, such as government disability, private disability, private pension, CPP, OAS, CCB and workers' compensation.\n <\/div><\/td>
<\/use><\/svg>View details<\/span><\/a>
Compare product selection<\/legend>
<\/div>
\"Money<\/a>
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Money Mart Payday Loan<\/a><\/span><\/div><\/td>
$14 per $100 borrowed<\/span><\/span><\/div><\/td>
$100 - $1,500<\/span><\/div><\/td>
1 - 62 days<\/span><\/div><\/td>
Key features: Many incomes accepted, such as child tax credit, EI, disability and pensions.<\/b><\/div><\/td>
<\/use><\/svg>View details<\/span><\/a>
Compare product selection<\/legend>
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\"Cash<\/a>
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Cash Money Payday Loan<\/a><\/span><\/div><\/td>
$14 per $100 borrowed<\/span><\/span><\/div><\/td>
$100 - $1,500<\/span><\/div><\/td>
5 - 40 days<\/span><\/div><\/td>
Key features: Various incomes accepted, such as CPP, child tax credit, unemployment and disability.<\/b><\/div><\/td>
<\/use><\/svg>View details<\/span><\/a>
Compare product selection<\/legend>
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\"Loan<\/a>
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Loan Express Payday Loan<\/a><\/span><\/div><\/td>
$14 per $100 borrowed<\/span><\/span><\/div><\/td>
$100 - $1,500<\/span><\/div><\/td>
Up to 62 days<\/span><\/div><\/td>
Key features: Several incomes accepted, such as CCB, CPP, private pension and disability income (does not accept EI).<\/b><\/div><\/td>
<\/use><\/svg>View details<\/span><\/a>
Compare product selection<\/legend>
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