{"id":941424,"date":"2021-09-14T13:27:44","date_gmt":"2021-09-14T17:27:44","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=941424"},"modified":"2026-01-13T14:50:41","modified_gmt":"2026-01-13T19:50:41","slug":"clutch-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review","title":{"rendered":"Clutch review: Car purchase and financing platform"},"content":{"rendered":"<p style=\"text-align: center;\"><a class=\"luna-button luna-button--primary luna-button--ghost scroll \" role=\"button\" href=\"#compare\" rel=\"nofollow noopener\">Alternatives if Clutch isn\u2019t in your region<\/a><\/p><h3>What is Clutch.ca?<\/h3><p>Founded in 2016, Clutch claims to be Canada\u2019s first online car retailer that delivers cars to your doorstep so you can test drive them on your own time. Unlike other car-buying sites online, Clutch owns its inventory\u2014it doesn\u2019t connect you to a third-party dealer that has the car you want. It\u2019s <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/companies-like-carvana-canada\">similar to Carvana<\/a> in the US and <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/canada-drives-review\">Canada Drives<\/a>. Currently, Clutch only operates in Ontario and Nova Scotia.<\/p><p>Overall, Clutch aims to provide customers with a better experience than traditional in-person dealerships through an easy, transparent car-buying process that you can do completely online.<\/p><h3>Is Clutch legit?<\/h3><p>Yes, Clutch.ca is a legitimate car-buying platform. This reliable company is BBB-accredited with an B+ rating.<\/p><p>Clutch has also been featured in the news such as CBC and The Globe and Mail, and it currently has a multi-year partnership with the National Hockey League as the Official Online Pre-Owned Car Retailer of the NHL.<\/p><h3>Summary of Clutch cars and financing<\/h3><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"width: 30%; text-align: left;\" scope=\"col\">Feature<\/th><th style=\"width: 70%; text-align: left;\" scope=\"col\">Details<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>Trial period<\/td><td>10 days\/750 km<\/td><\/tr><tr><td>Exchange policy<\/td><td>Exchanges can be made within the trial period<\/td><\/tr><tr><td>Warranty<\/td><td>90 days\/6,000 km<\/td><\/tr><tr><td>Negotiable prices<\/td><td>No<\/td><\/tr><tr><td>Loan amount<\/td><td><ul><li>Minimum $7,500<\/li><li>No maximum<\/li><\/ul><\/td><\/tr><tr><td>Loan term<\/td><td>24 - 96 months<\/td><\/tr><tr><td>Interest rate<\/td><td>From 7.99%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span><\/td><\/tr><tr><td>Fees<\/td><td>Service fees will apply depending on where you live: $899 in Nova Scotia<\/td><\/tr><tr><td>Eligibility requirements<\/td><td>3+ months employed; maximum 1 bankruptcy; only available in Ontario, New Brunswick and Nova Scotia, Min. 580 credit score<\/td><\/tr><tr><td>Serviced provinces<\/td><td>ON, NS and NB<\/td><\/tr><\/tbody><\/table><p style=\"text-align: center;\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/car-loans\/clutch-car-financing-ca-car-loans-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22CAFCL%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2Bhas-margin-top-small%22%2C%22offer_id%22%3A%2221758%22%2C%22niche_code%22%3A%22CAFCL%22%2C%22product_id%22%3A%22de1c9023-15d0-4348-91ea-3fc9fa05ca59%22%2C%22product_name%22%3A%22Clutch%2BCar%2BLoans%22%2C%22provider_id%22%3A%2264f3760a-9630-4758-a75f-5f8b97ee3ef1%22%2C%22provider_name%22%3A%22Clutch%22%2C%22post_id%22%3A%22941424%22%2C%22post_path%22%3A%22car-loans%252Fonline-car-dealers-canada%252Fclutch-review%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success has-margin-top-small\">Go to site<\/a><\/p><h3>What we like about Clutch.ca<\/h3><h4>Easy and convenient<\/h4><p>Clutch.ca is a one-stop shop, and it\u2019s all done online. You can apply for financing, shop for a vehicle and have it delivered for a test drive without ever leaving your home. Clutch provides contactless delivery so you can test out your purchase on your own time.<\/p><h4>Competitive prices<\/h4>Clutch sources its inventory from auctions, trade-ins and partnerships with manufacturers. This removes the overhead cost of showrooms and salespeople, so Clutch is able to provide competitive prices to its customers.<h4>Money-back guarantee<\/h4><p>You have 10 days\/750 km to give your purchase a whirl. If you\u2019re unhappy, you can request a full refund or an exchange.<\/p><h4>Large inventory<\/h4><p>You can choose from more than 1000 pre-owned cars, trucks, SUVs and minivans on offer from Clutch\u2018s inventory.<\/p><h4>High-quality vehicles<\/h4><p>All Clutch cars go through a 210-point inspection and come with a free CARFAX report.<\/p><h4>Cross-province purchases (but limited)<\/h4><p>You can pay an extra fee to get vehicles shipped between provinces in which Clutch operates. For example, if you live in Nova Scotia or New Brunswick, you can have a car shipped from Ontario for a fee.<\/p><h4>Open-ended terms<\/h4><p>If you opt to finance your car, the loan is open-ended and can be paid off at any time without prepayment penalties. You are free to put as much money down on the loan as you\u2019d like. You can also ask to increase your payments to any amount to pay off your loan faster. However, you cannot reduce your payments.<\/p><h4>Usually no down payment required<\/h4><p>In most cases, you can get a car loan through Clutch without paying any money out of pocket to secure your vehicle. However, in some cases, a down payment may be required.<\/p><h4>Flexible payment schedules<\/h4><p>You can opt into bi-weekly or monthly payments. Your first payment must be at least 14 days from your contract date, but you can change your payment date after your first payment comes out.<\/p><h4>Trade-ins accepted<\/h4>Clutch offers the option of trading in your current vehicle to apply as credit towards your next purchase.<h4>Sell your car<\/h4><p>You can sell your car to Clutch even if you don\u2019t intend to buy a car from them. Clutch accepts cars 2000 or newer with no limit to the amount of kilometres on the odometer.<\/p><h4>Special promotions<\/h4><p>Keep an eye out for offers on the Clutch website. Past offers include \u201cNo pay for 90 days\u201d in certain provinces and \u201c$2,000 off select cars\u201d on Black Friday.<\/p><h3>What to watch out for<\/h3><h4>Non-negotiable prices<\/h4><p>Clutch already prices its cars competitively, so you cannot negotiate for a lower price. This is a perk if you don\u2019t want the stress of dealing with a salesperson, but if you want to be able to negotiate, then Clutch may not be for you.<\/p><h4>Not available in all of Canada<\/h4><p>Clutch has recently shifted its focus on ON, NB, PEI, BC and NS (no trade-in option in BC).<\/p><h4>Only used cars available<\/h4>Clutch only has an inventory of pre-owned cars to choose from. Many of their cars are on the newer side, so if you\u2019re looking for older, cheaper cars, you may need to look elsewhere.<h4>Fees<\/h4><p>Clutch will charge a service fee if you live in Nova Scotia.<\/p><h4>Money-back guarantee limits<\/h4><p>Clutch will not accept a return if the car has been modified, in an accident or damaged. If you decide to exchange your car, you have up to three cars to test own in a 30-day period. However, the third car will not have a money-back guarantee.<\/p><h3>What do Clutch reviews say about the company?<\/h3><p>Clutch is BBB accredited with an B+ rating. Here\u2019s a summary of Clutch reviews online:<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"width: 40%; text-align: left;\" scope=\"col\">Site<\/th><th style=\"width: 30%; text-align: left;\" scope=\"col\">Clutch review<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>Better Business Bureau<\/td><td>1.86\u2013<span class=\"luna-stars luna-stars__fill--35 luna-stars--primary\"> \u2605\u2605\u2605\u2605\u2605<\/span> (18 reviews)<\/td><\/tr><tr><td>Trustpilot<\/td><td>4.2\u2013<span class=\"luna-stars luna-stars__fill--85 luna-stars--primary\"> \u2605\u2605\u2605\u2605\u2605<\/span> (14 reviews)<\/td><\/tr><tr><td>Google (Etobicoke, ON location)<\/td><td>4.8\u2013<span class=\"luna-stars luna-stars__fill--95 luna-stars--primary\"> \u2605\u2605\u2605\u2605\u2605<\/span> (2,460 reviews)<\/td><\/tr><tr><td>Google (Bedford, NS location)<\/td><td>4.8\u2013<span class=\"luna-stars luna-stars__fill--90 luna-stars--primary\"> \u2605\u2605\u2605\u2605\u2605<\/span> (463 reviews)<\/td><\/tr><tr><td>Facebook<\/td><td>3.8\u2013<span class=\"luna-stars luna-stars__fill--75 luna-stars--primary\"> \u2605\u2605\u2605\u2605\u2605<\/span> (205 reviews)<\/td><\/tr><\/tbody><\/table><p><small><em>Customer reviews were verified on February 21, 2025.<\/em><\/small><\/p><h4>Summary of positive Clutch.ca reviews<\/h4><p>Positive Clutch reviews typically discuss how seamless the process was to buy a car online through Clutch. They also talk about how Clutch\u2019s customer support representatives were very helpful and worked closely with customers throughout the entire car buying process. Some positive Clutch.ca reviews also discuss how the cars people bought were in great condition.<\/p><p>Clutch auto reviews that discuss selling or trading in a car on the platform are also largely positive, with people praising the easy process, accurate car appraisal price and quick payment process.<\/p><h4>Summary of negative Clutch reviews<\/h4><p>Some buyers who left negative Clutch reviews mention markups and costly add-ons that creep in during the purchase process. Some sellers who left negative reviews mention under-assessed values compared to selling their vehicles privately or through other avenues. Additionally, some customers noted difficulties in getting Clutch customer service to resolve post-transaction issues.<\/p><h4>Summary of Clutch.ca Reddit reviews<\/h4><p>Many prospective Clutch customers have turned to subreddits like r\/PersonalFinanceCanada, r\/halifax or r\/ontario to learn if Clutch is legit and about previous customers\u2019 experience. Based on what we\u2019ve seen in these threads, the Clutch reviews on Reddit are mixed, with some customers praising the smooth, easy car-buying process, while others report discovering problems with their vehicles after purchasing.<\/p><h3 id=\"locations\">Where are Clutch\u2019s car centres located?<\/h3><p>Clutch has locations in the following cities. Here you can pick up (if you\u2019re buying) or drop off (if you\u2019re selling) your car. You won\u2019t be allowed to visit these locations to view cars before buying.<\/p><ul><li><strong>Ontario:<\/strong> Toronto (223 Evans Ave), Toronto (60 Adelaide Street East), Mississauga (3350 Wolfedale Road)<\/li><li><strong>Nova Scotia:<\/strong> Bedford (20 Duke St)<\/li><\/ul><h3>What types of vehicles can you buy through Clutch.ca?<\/h3><p>Browse through over 1000 used cars, including sedans, SUVs, trucks and vans. You will also have a selection of various makes and models from manufacturers such as GMC, Dodge, Ford, Honda, Hyundai, Chevrolet, Nissan and more.<\/p><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/canada-drives-vs-clutch-vs-cardoor\" style=\"text-decoration:underline; font-size:0.9em;\">Online car dealers: Canada Drives vs Clutch vs CarDoor<\/a>\n<\/div>\n<\/article><h3>Are Clutch cars high quality?<\/h3><p>All Clutch cars go through 210-point inspection and reconditioning to ensure they\u2019re safe and clean. They all come with a free CARFAX report, which allows you to review the vehicle\u2019s history, such as accident\/damage records, previous registrations, stolen status and service history.<\/p><p>Clutch also offers a complimentary warranty of 90 days\/6,000 km, which covers the following:<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><ul class=\"list-1\"><li>Engine<\/li><li>Transmission<\/li><li>Drive axle<\/li><li>Suspension<\/li><li>Electrical components<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><ul class=\"list-1\"><li>Brakes<\/li><li>Fuel system<\/li><li>Sensors and wiring<\/li><li>Heating &amp; air conditioning<\/li><li>Steering<\/li><\/ul><\/div><\/div><h3>How does buying a car through Clutch.ca work?<\/h3><p>With Clutch, the entire car-buying process is done online. To start, comb through Clutch\u2018s inventory of used cars.<\/p><h4>Reserve the car you want<\/h4><p>Once you find a car you like, select <strong>Get Started<\/strong> to reserve it for a limited time and fill out the contact information form. You\u2019ll need to pay a $100 refundable deposit. A Clutch customer advisor will contact you to help you finalize your paperwork online and arrange for delivery to your home. You\u2019re responsible for handling insurance for your new car, and you must upload a copy of it to your Clutch profile.<\/p><h4>Test own for up to 10 days\/750 km<\/h4><p>After your car is delivered, you have a full money-back guarantee for up to 10 days\/750 km so you can \u201ctest own\u201d your vehicle. If you change your mind during this timeframe, contact Clutch to request a full refund or exchange. The car must not be modified, in an accident or damaged.<\/p><p>You\u2019ll be refunded the amount you paid for the vehicle minus government fees and third party fees (if you chose to get financing through a third party partner).<\/p><h3>How does financing a car through Clutch work?<\/h3><p>Financing with Clutch is similar to buying. After you\u2019ve selected your car, you\u2019ll need to submit a credit application, which takes about 10 minutes to complete. Clutch will submit the application to the bank to determine what interest rate you qualify for. Interest rates start at 7.99%, but they will vary depending on your situation.<\/p>Clutch\u2018s auto loans are open-ended loans that can be paid off at any time without penalty. You are also free to put as much money down on the loan as you\u2019d like. You can even contact Clutch to increase your payments to any amount to pay off your loan faster. However, you can\u2019t reduce your payments.<h3>Am I eligible for a loan?<\/h3><p>To be eligible for financing via Clutch, you\u2019ll need to meet the following criteria:<\/p><ul><li>Be employed for more than three months<\/li><li>Have a minimum credit score of 580<\/li><li>Be a Canadian resident with a valid Canadian address<\/li><li>Have a valid driver\u2019s licence and be the age of majority in the province you live in<\/li><li>Have a valid Canadian bank account<\/li><li>Have a maximum of one bankruptcy<\/li><\/ul><p>When your vehicle is delivered to your home, you\u2019ll also need to provide the following:<\/p><ul><li>A valid driver\u2019s licence<\/li><li>Proof of ownership or title for the vehicle<\/li><li>A void cheque or direct deposit form for the bank account you want your payments to come from<\/li><li>Loan payout statement if you financed your vehicle<\/li><li>A copy of your new insurance uploaded to your Clutch profile<\/li><\/ul><h3>How to apply for Clutch.ca in 8 steps<\/h3><p>If you\u2019re ready to apply for Clutch Car Loans, follow these steps:<\/p><ol><li>Head to the Clutch homepage to start your application. Select the province you live in to proceed.<\/li><\/ol><ol start=\"2\"><li>Search through Clutch\u2018s inventory of vehicles to zero in on the car you\u2019d like to buy or finance. Clutch lists its overview, pricing, features and specs. You can read through Clutch\u2018s inspection report for a detailed look at the car\u2019s condition. Clutch also lists what financing would look like. Select either <strong>Get Started<\/strong> or <strong>Apply for Financing<\/strong>.<\/li><\/ol><ol start=\"3\"><li>Start your application by plugging in details, such as your trade-in value if you have a car you\u2019d like to trade in, your down payment and your ideal loan length. Select <strong>Continue with these terms<\/strong>.<\/li><\/ol><ol start=\"4\"><li>Answer if you\u2019re applying on your own or with a co-applicant. Select <strong>Continue<\/strong>.<\/li><\/ol><ol start=\"5\"><li>Provide your full name, email, phone number and date of birth. Select <strong>Continue<\/strong>.<\/li><\/ol><ol start=\"6\"><li>Provide identity verification with your social insurance number (optional), your driver\u2019s licence number, your driver\u2019s licence expiry and the issuing province. Select <strong>Continue<\/strong>.<\/li><\/ol><ol start=\"7\"><li>Read through your application submission and then hit <strong>Submit<\/strong>.<\/li><\/ol><ol start=\"8\"><li>You should receive a phone call from a loan specialist who will help you with the next steps for your loan application.<\/li><\/ol><h3>How do I sell a car to Clutch?<\/h3><p>If you want to sell your car to Clutch, you\u2019ll need to complete the following steps:<\/p><ol><li>Head to the <strong>Sell or Trade<\/strong> section of the Clutch website to select your province and enter your car\u2019s VIN.<\/li><li>Provide details about your car including its make, model, mileage, features and any cosmetic damage.<\/li><li>Upload documents including your driver\u2019s licence, proof of ownership or title for the vehicle, void cheque or direct deposit form, and a loan payout statement (if you still owe money on your vehicle.<\/li><li>Receive an online quote from Clutch to buy your vehicle.<\/li><li>If you\u2019re happy with the quote, arrange a date to have your vehicle picked up from you or to drop it off at your nearest Clutch facility.<\/li><li>Attend the car-selling appointment (either at your home or at a Clutch facility) where a Clutch representative will spend approximately 15 minutes inspecting your vehicle to make sure it matches the details you provided online.<\/li><li>Sign a Bill of Sale prepared by Clutch.<\/li><li>Get paid via electronic funds transfer.<\/li><\/ol><p>The entire sale process can be completed in as little as 48 hours.<\/p><h3>Clutch vs marketplaces like AutoTrader, Facebook and Kijiji<\/h3><p>Clutch and other online car dealers aren\u2019t your only options when shopping for a car online. You can also browse vehicles on marketplaces like AutoTrader, Facebook Marketplace and Kijiji Autos.<\/p><p>However, unlike Clutch, these marketplaces don\u2019t have their own inventory of vehicles. Instead, dealerships and private owners can list cars for sale on each platform, and you can then get in touch with the seller directly to arrange an inspection or test drive. In some cases, you can also arrange to have the car delivered to your door.<\/p><p>When you shop on these marketplaces, you also won\u2019t get the same 10 days\/750 km trial period on Clutch. Any terms and conditions that apply will vary depending on the dealer that\u2019s selling the vehicle.<\/p><h3>How much will a car loan from Clutch cost?<\/h3><p>The cost of your auto loan will depend on your interest rate (which is decided based on personal and financial factors), loan amount and loan term. As an example, a $20,000 Clutch.ca auto loan with a 6.15% APR and loan term of 60 months (5 years) will have a monthly payment of $388.05 and a total loan cost of $23,283.15, which includes $3,283.15 paid towards interest alone.<\/p><div class=\"monthlyRepayment_calculator_wrapper\">\n\t<div class=\"calc-header-outer\">\n\t<div class=\"calc-header-container\">\n\t\t<h3 class=\"calc-header\">Car loan calculator<\/h3>\n\t\t<span>Calculate how much you could expect to pay each month on a Clutch.ca car loan<\/span>\n\t<\/div>\n\t<\/div>\n\t<div class=\"u-grid\">\n\t\t<div class=\"u-grid__col u-grid__col u-1\/2@s calc-separator\">\n\t\t\t<table class=\"monthlyRepayment_calc-table\">\n\t\t\t\t<thead>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th scope=\"col\" class=\"calc-subheader\">\n\t\t\t\t\t\t\t<div class=\"calc-subheader-text\">Your loan<\/div>\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t<\/tr>\n\t\t\t\t<\/thead>\n\t\t\t\t<tbody>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th scope=\"col\" class=\"padding-top-small\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tLoan amount\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t<\/tr>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t<div class=\"luna-affix affix-padded\">\n\t\t\t\t\t\t\t\t<span class=\"luna-affix__label\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input data-id=\"0000000000\" type=\"number\" min=\"0\" class=\"luna-input calc-input monthlyLoan_amount\" title=\"Enter the loan amount you want to borrow\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th scope=\"col\">Loan terms (in years)<\/th>\n\t\t\t\t\t<\/tr>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t<div class=\"luna-affix affix-padded\">\n\t\t\t\t\t\t\t\t<input data-id=\"0000000000\" type=\"number\" min=\"0\" class=\"luna-input calc-input monthlyLoan_term\" title=\"Enter the number of years of your loan\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th scope=\"col\">Interest rate<\/th>\n\t\t\t\t\t<\/tr>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t<div class=\"luna-affix affix-padded\">\n\t\t\t\t\t\t\t\t<input data-id=\"0000000000\" type=\"number\" min=\"0\" step=\"0.1\" class=\"luna-input calc-input monthlyLoan_interest\" title=\"Enter the annual interest rate of your loan\">\n\t\t\t\t\t\t\t\t<span class=\"luna-affix__label\">%<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\n\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n\t\t\t<div class=\"button_wrapper\">\n\t\t\t\t<a class=\"luna-button luna-button--primary calc-button\" data-id=\"0000000000\" data-variant=\"loanAmount\">Calculate<\/a>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<div class=\"u-grid__col u-grid__col u-1\/2@s\">\n\t\t\t<div class=\"monthlyRepayment_directions\" data-id=\"0000000000\">\n\t\t\t\t<h4 class=\"directions\">Fill out the form and click on \u201cCalculate\u201d to see your\n\t\t\t\t\t\t\t\t\t\t\t<strong>estimated monthly payment.<\/strong>\n\t\t\t\t\t\t\t\t\t<\/h4>\n\t\t\t\t<p class=\"margin-top-small\">or<\/p>\n\t\t\t\t<a class=\"luna-button luna-button--action luna-button--large\" href=\"#compare\" target=\"_self\" rel=\"noopener\">Compare car loans now<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"savings-div monthlyRepayment_savings-div\" data-id=\"0000000000\">\n\t\t\t\t\t\t\t\t\tYou can expect to pay back\n\t\t\t\t\t<span class=\"monthlyCost_value\">\n\t\t\t\t\t\t$<span class=\"monthlyCost_cost\" data-id=\"0000000000\"><\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\tper month\n\t\t\t\t\n\t\t\t\t<h5>Based on your loan terms<\/h5>\n\t\t\t\t<table class=\"luna-table monthlyCost_breakdown\">\n\t\t\t\t\t<tbody class=\"luna-table__body\">\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th scope=\"row\">Principal<\/th>\n\t\t\t\t\t\t\t<td class=\"luna-table__numeric\">$<span class=\"monthlyCost_loanAmount\" data-id=\"0000000000\"><\/span>\n\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th scope=\"row\">Interest<\/th>\n\t\t\t\t\t\t\t<td class=\"luna-table__numeric\">$<span class=\"monthlyCost_interest\" data-id=\"0000000000\"><\/span>\n\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th scope=\"row\">Total Cost<\/th>\n\t\t\t\t\t\t\t<td class=\"luna-table__numeric\">$<span class=\"monthlyCost_totalCost\" data-id=\"0000000000\"><\/span>\n\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tbody>\n\t\t\t\t<\/table>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">How to use this car loan monthly payment calculator<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><ol><li>Enter the amount you want to borrow to buy a car under <strong>Loan amount<\/strong>. This might not be the same as the cost of your car when you add sales tax and minus the amount of your down payment.<\/li><li>Write the amount of time you have to pay off your car loan under <strong>Loan terms (in years)<\/strong>. If your loan term is in months, divide it by 12 first.<\/li><li>Enter the interest rate you expect to pay on a car loan under <strong>Interest rate<\/strong>. If your car loan comes with fees, enter the annual percentage rate (APR) instead.<\/li><li>Click <strong>Calculate<\/strong>.<\/li><\/ol><\/div>\n  <\/div>\n<\/li><\/ul><h3>How does Clutch\u2019s money-back guarantee work?<\/h3><p>Clutch\u2019s money-back guarantee means you get to drive the vehicle you purchase for up to 10 days\/750 km, whichever comes first. If you decide it\u2019s not the right car for you, simply contact Clutch via phone or email to arrange a return or exchange.<\/p><p>The vehicle must be in the same condition as when it was delivered to you. You can make up to two vehicle exchanges in a 30-day period, but the 10-day money-back guarantee will not apply to your third vehicle.<\/p><p>Financing fees, government charges and any other third-party fees will not be refunded. It\u2019s also worth remembering that if you traded in your old car when buying a new one, you won\u2019t get your old car back but will be reimbursed for the trade-in value. It may take up to 15 business days to be refunded after you return the vehicle.<\/p><h3>Bottom line<\/h3>Clutch offers a modern type of car shopping and buying experience that you can complete from beginning to end\u2014all from the comfort of your home. You can apply for financing, have the vehicle delivered directly to your door and even exchange or return your car for a full refund. Look elsewhere if you prefer to view cars in person and test drive multiple vehicles before settling on one you like.<h3 id=\"compare\">Compare other car loan options<\/h3>    <style>\n.popover.fade.bottom.in { overflow: visible !important;}\n.table-popover { overflow: visible !important; }\n.luna-card.luna-card--border.luna-card--stretch.comparisonPick-item.flex-item-1 { border-radius: 0; overflow: visible !important; margin: 0 !important;}\n#product-comparison-box { overflow: visible; }\n.aligncenter { max-height: fit-content !important; max-width: fit-content !important;}\n@media (max-width: 960px) {\n    .outer-container {\n        display: flex;\n        justify-content: center;\n    }\n}\n\n.i-1 {\n  z-index: 1;\n  background-color: #F5F4EF;\n  \/* margin-left: 0.5em !important; *\/\n  box-shadow: 4px 6px 0 0 #232320;\n  border: 2px solid #232320;\n \n}\n\n\/* @media (min-width: 768px) {\n  .i-1 { transform: scale(1.026); }\n} *\/\n\n\n.i-2 {\n  border-right: 0;\n  border-top-right-radius: 0;\n  border-bottom-right-radius: 0;\n}\n\n.i-3 {\n  border-left: 0;\n  border-top-left-radius: 0;\n  border-bottom-left-radius: 0;\n}\n\n #product-comparison-box {\n        border: 2px solid #232320;\n        box-shadow: 4px 6px 0 0 #232320;\n        border-radius: 1rem;\n        margin-bottom: 16px;\n        width: 99%;\n  }\n\n@media (max-width: 800px) {\n   #product-comparison-box {\n        flex-direction: column;\n        align-items: center;\n        border: 2px solid #232320;\n        box-shadow: 4px 6px 0 0 #232320;\n        border-radius: 1rem;\n        width: 85% !important;\n        padding: 0 0 10px 0 !important;\n        \n  }\n\n  .luna-card--shadow {\n      margin-right: 0;\n  }\n \n\n  .comparisonPick-item {\n    width: 100% !important;\n    border:none;\n    box-shadow:none;\n    border-bottom-left-radius: 1rem;\n    border-bottom-right-radius: 1rem;\n\n  }\n  .container-reviewComparison {\n    padding: 0 !important;\n    }\n\n  .i-1{\n    box-shadow: 4px 6px 0 0 #232320;\n    border-bottom: 1px solid #232320;\n  }\n\n  \/* Reset desktop connected-card styles *\/\n  \/* .i-1 {\n    background-color: #fff;\n    margin-left: 0 !important;\n  } *\/\n\n  .i-2 {\n    border-right: revert;\n    border-top-right-radius: revert;\n    border-bottom: 1px solid #232320;\n  }\n\n  .i-3 {\n    border-left: revert;\n    border-top-left-radius: revert;\n    border-bottom-left-radius: revert;\n  }\n}\n\n\np {\n white-space:normal\n}\n\n.pick {\n    margin-top: 0.3em;\n    margin-bottom: 0.3em;\n}\n\n.luna-card__topPick {\npadding-top: 0.5em !important;\npadding-bottom: 0.5em !important;\npadding-left: 0.5em !important;\npadding-right: 0.5em !important;\n  overflow: visible !important;\n\n}\n\n.container-reviewComparison {\n  width: 100%;\n  height: auto;\n  white-space: nowrap;\n\n}\n\n.flex-object {\n  display: flex;\n  flex-wrap: nowrap; \n  overflow: auto;\n}\n\n.flex-item-1 {\n  flex: 0 0 auto;\n}\n@media (min-width: 801px) {\n  .comparisonPick-item {\n    \/\/margin: 0px !important; \n    width: calc(96% \/ 3) !important;\n    overflow: visible !important;\n  } \n\n  .i-1 {\n  box-shadow: 4px 6px 0 0 #232320 !important;\n  border: 2px solid #232320 !important;\n  border-left: 0 !important;\n  border-top: 0 !important;\n}\n  .luna-card{\n    margin-bottom: 0;}\n  .luna-card--shadow {\n    border: none;\n    box-shadow:none;\n\n}\n\n}\n\n\n\/* @media (max-width:801px)  { \n.comparisonPick-item {\n  margin: 0px !important; \n  width: 70% !important;\n}\n} *\/\n\n\/* @media (max-width:481px)  { \n.comparisonPick-item {\n  margin: 0px !important; \n  width: 85% !important;\n} *\/\n\n#product-comparison-box { overflow: visible; }\n.outer-container { overflow: auto; }\n\n}\n<\/style>\n \n\n    \n  \n    \n\n\n        \n            \n    \n                    \n                                        \n                                                                                                    \n                                \n                                                                                                    \n                                \n                                                                        \n        \n                        \n                                        \n                                \n                                                                    \n                    \n                                        \n                                                                                                    \n                                \n                                                                                                    \n                                \n                                                                        \n        \n                        \n                                        \n                                \n                                                                    \n                    \n                                        \n                                                                                                    \n                                \n                                                                                                    \n                                \n                                                                        \n        \n                        \n                                        \n                                \n                                                                    \n                    \n                                        \n                                                                        \n        \n                        \n        \n                \n        \n            \n            \n    \n                    \n                                        \n                                                                                                    \n                                \n                                                                                                    \n                                \n                                                                        \n        \n                        \n                                        \n                                \n                                        \n                    \n                                        \n                                                                                                    \n                                \n                                                                                                    \n                                \n                                                                        \n        \n                        \n                                        \n                                \n                                        \n                    \n                                        \n                                                                                                    \n                                \n                                                                                                    \n                                \n                                                                        \n        \n                        \n                                        \n                                \n                                        \n                    \n                                        \n                                                                        \n        \n                        \n        \n                \n        \n            \n            \n    \n                    \n                                        \n                                                                                                    \n                                \n                                                                                                    \n                                \n                                                                        \n        \n                        \n                                        \n                                \n                                        \n                    \n                                        \n                                                                                                    \n                                \n                                                                                                    \n                                \n                                                                        \n        \n                        \n                                        \n                                \n                                        \n                    \n                                        \n                                                                                                    \n                                \n                                                                                                    \n                                \n                                                                        \n        \n                        \n                                        \n                                \n                                        \n                    \n                                        \n                                                                        \n        \n                        \n        \n                \n        \n    \n\n<div class=\"outer-container\">\n    <div id=\"product-comparison-box\" class=\"container-reviewComparison flex-object\">\n                    \n            \n<article class=\"luna-card luna-card--shadow luna-card--stretch comparisonPick-item flex-item-1 i-1\">\n\n\n\n\n                \n                <div class=\"luna-card__block luna-card__topPick\">\n                                        <img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.finder.com\/niche-builder\/67c8b89a3e503.png\" style=\"height: 90px !important; width: auto; margin-top:0 !important; margin-bottom:0 !important\" alt=\"Logo\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67c8b89a3e503.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67c8b89a3e503.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67c8b89a3e503.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67c8b89a3e503.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67c8b89a3e503.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n                    \n                   \n                    \n                    <div class=\"u-grid__col u-1\/1@s u-1\/1\" style=\"z-index: 100; padding-bottom: 0\">\n                        <span class=\"aligncenter\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><style>\n\ntable div[class*=\"methodology-partial\"] {\n    display:none;\n}\n\n\n.scoreCombined {\n  text-decoration: none;\n}\n\n.scoreCombined.finder-score::before {\n  display: none;\n}\n\na.scoreCombined,\na.scoreCombined:hover {\n  text-decoration: none;\n  white-space: nowrap;\n}\n\n.score__container {\n  display: flex;\n  width: 100%;\n  flex-flow: column nowrap;\n  align-items: center;\n  justify-content: center;\n  font-size: 20px;\n  gap: 4px;\n}\n\n.score__badge {\n  border-radius: 2px 24px 24px 24px;\n  border: none;\n  display: flex;\n  justify-content: center;\n  align-items: center;\n  height: 2.5rem;\n  width: 2.5rem;\n  background-image: linear-gradient(\n    45deg,\n    transparent 25%,\n    rgba(255, 255, 255, 0.2) 50%,\n    transparent 75%,\n    transparent 100%\n  );\n  background-size:\n    250% 250%,\n    100% 100%;\n  background-position:\n    -100% 0,\n    0 0;\n  background-repeat: no-repeat;\n  position: relative;\n}\n\n.score__badge--excellent {\n  background-color: #1d53ff;\n}\n\n.score__badge--great {\n  background-color: #008024;\n}\n\n.score__badge--standard {\n  background-color: #ffd23b;\n\n  .score__value {\n    color: #232320;\n  }\n}\n\n.score__badge--basic {\n  background-color: #db2420;\n}\n\n.score__badge:hover {\n  animation: shine-effect 1.5s ease;\n}\n\n.score__value {\n  color: #fff;\n  font-weight: 800;\n  font-size: 20px;\n  line-height: 1.25;\n  letter-spacing: -0.025em;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.score__text-wrapper {\n  border: none;\n  display: flex;\n  align-items: center;\n  top: -4px;\n  width: auto;\n}\n\n.score__text-wrapper.score__text {\n  background: none;\n}\n\n.score__text {\n  font-weight: 800;\n  font-size: 16px;\n  line-height: 1.25;\n  color: #232320;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.finder-score__text {\n  text-align: left;\n  text-wrap-mode: nowrap;\n  margin-left: 10px;\n  text-decoration: underline;\n}\n<\/style>\n\n\n\n\n<div class=\"detail-info 5ba47813-dec4-4734-8778-bfa4edb45aab\" style=\"z-index: 1;position: relative; margin-bottom: 1rem\">\n  \n                  <p class=\"scoreCombined score__container finder-score\">\n      <span class=\"score__badge score__badge--great\">\n        <span class=\"score__value\">8.8<\/span>\n      <\/span>\n      <span class=\"score__text-wrapper score__text score__text--great\">\n        Great\n      <\/span>\n    <\/p>\n  <\/div><\/span>\n                    <\/div>\n\n                    <p style=\"margin: 0;\"><\/p><center>\n                    <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"5ba47813-dec4-4734-8778-bfa4edb45aab\" data-product-name=\"CarsFast Car Loans\" data-niche=\"Car Loans\" data-provider-name=\"CarsFast\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--large \" style=\"text-wrap: wrap;\" title=\"Go to CarsFast\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/car-loans\/carsfast-lendingarch-ca-car-loan-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%225ba47813-dec4-4734-8778-bfa4edb45aab%22%2C%22product_name%22%3A%22CarsFast%2BCar%2BLoans%22%2C%22offer_id%22%3A%2216112%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFCL%22%2C%22post_id%22%3A%22941424%22%2C%22post_path%22%3A%22car-loans%252Fonline-car-dealers-canada%252Fclutch-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1725634%2C%22name%22%3A%22usfin-review-comparison-cards%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n<\/center>\n                    \n                                                            \n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Amount<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                $500 - $75,000\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Term<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                        12 - 96 months\n                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">APR Range<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                3.90% - 29.90%\n                                                                                                                                                                                                                        \n                                                    <\/p>\n                                        \n                <\/div>\n            <\/article>\n                    \n            \n<article class=\"luna-card luna-card--shadow luna-card--stretch comparisonPick-item flex-item-1 i-2\">\n\n\n\n\n                \n                <div class=\"luna-card__block luna-card__topPick\">\n                                        <img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png\" style=\"height: 90px !important; width: auto; margin-top:0 !important; margin-bottom:0 !important\" alt=\"Logo\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n                    \n                   \n                    \n                    <div class=\"u-grid__col u-1\/1@s u-1\/1\" style=\"z-index: 100; padding-bottom: 0\">\n                        <span class=\"aligncenter\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><style>\n\ntable div[class*=\"methodology-partial\"] {\n    display:none;\n}\n\n\n.scoreCombined {\n  text-decoration: none;\n}\n\n.scoreCombined.finder-score::before {\n  display: none;\n}\n\na.scoreCombined,\na.scoreCombined:hover {\n  text-decoration: none;\n  white-space: nowrap;\n}\n\n.score__container {\n  display: flex;\n  width: 100%;\n  flex-flow: column nowrap;\n  align-items: center;\n  justify-content: center;\n  font-size: 20px;\n  gap: 4px;\n}\n\n.score__badge {\n  border-radius: 2px 24px 24px 24px;\n  border: none;\n  display: flex;\n  justify-content: center;\n  align-items: center;\n  height: 2.5rem;\n  width: 2.5rem;\n  background-image: linear-gradient(\n    45deg,\n    transparent 25%,\n    rgba(255, 255, 255, 0.2) 50%,\n    transparent 75%,\n    transparent 100%\n  );\n  background-size:\n    250% 250%,\n    100% 100%;\n  background-position:\n    -100% 0,\n    0 0;\n  background-repeat: no-repeat;\n  position: relative;\n}\n\n.score__badge--excellent {\n  background-color: #1d53ff;\n}\n\n.score__badge--great {\n  background-color: #008024;\n}\n\n.score__badge--standard {\n  background-color: #ffd23b;\n\n  .score__value {\n    color: #232320;\n  }\n}\n\n.score__badge--basic {\n  background-color: #db2420;\n}\n\n.score__badge:hover {\n  animation: shine-effect 1.5s ease;\n}\n\n.score__value {\n  color: #fff;\n  font-weight: 800;\n  font-size: 20px;\n  line-height: 1.25;\n  letter-spacing: -0.025em;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.score__text-wrapper {\n  border: none;\n  display: flex;\n  align-items: center;\n  top: -4px;\n  width: auto;\n}\n\n.score__text-wrapper.score__text {\n  background: none;\n}\n\n.score__text {\n  font-weight: 800;\n  font-size: 16px;\n  line-height: 1.25;\n  color: #232320;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.finder-score__text {\n  text-align: left;\n  text-wrap-mode: nowrap;\n  margin-left: 10px;\n  text-decoration: underline;\n}\n<\/style>\n\n\n\n\n<div class=\"detail-info  98559dd6-c17b-40fb-a619-3014d270fc9d\" style=\"z-index: 1;position: relative; margin-bottom: 1rem\">\n  \n                  <p class=\"scoreCombined score__container finder-score\">\n      <span class=\"score__badge score__badge--excellent\">\n        <span class=\"score__value\">9<\/span>\n      <\/span>\n      <span class=\"score__text-wrapper score__text score__text--excellent\">\n        Excellent\n      <\/span>\n    <\/p>\n  <\/div><\/span>\n                    <\/div>\n\n                    <p style=\"margin: 0;\"><\/p><center>\n                    <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"98559dd6-c17b-40fb-a619-3014d270fc9d\" data-product-name=\"Loans Canada Car Loans\" data-niche=\"Car Loans\" data-provider-name=\"Loans Canada\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--large \" style=\"text-wrap: wrap;\" title=\"Go to Loans Canada\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/car-loans\/loans-canada-car-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22%2B98559dd6-c17b-40fb-a619-3014d270fc9d%22%2C%22product_name%22%3A%22Loans%2BCanada%2BCar%2BLoans%22%2C%22offer_id%22%3A%2217709%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFCL%22%2C%22post_id%22%3A%22941424%22%2C%22post_path%22%3A%22car-loans%252Fonline-car-dealers-canada%252Fclutch-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1725634%2C%22name%22%3A%22usfin-review-comparison-cards%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n<\/center>\n                    \n                                                            \n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Amount<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                $3,000 - $50,000\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Term<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                        3-60 months\n                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">APR Range<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                0% - 35.00%\n                                                                                                                                                                                                                        \n                                                    <\/p>\n                                        \n                <\/div>\n            <\/article>\n                    \n            \n<article class=\"luna-card luna-card--shadow luna-card--stretch comparisonPick-item flex-item-1 i-3\">\n\n\n\n\n                \n                <div class=\"luna-card__block luna-card__topPick\">\n                                        <img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.finder.com\/niche-builder\/6557c868de3ac.png\" style=\"height: 90px !important; width: auto; margin-top:0 !important; margin-bottom:0 !important\" alt=\"Logo\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6557c868de3ac.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6557c868de3ac.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6557c868de3ac.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6557c868de3ac.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6557c868de3ac.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n                    \n                   \n                    \n                    <div class=\"u-grid__col u-1\/1@s u-1\/1\" style=\"z-index: 100; padding-bottom: 0\">\n                        <span class=\"aligncenter\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><style>\n\ntable div[class*=\"methodology-partial\"] {\n    display:none;\n}\n\n\n.scoreCombined {\n  text-decoration: none;\n}\n\n.scoreCombined.finder-score::before {\n  display: none;\n}\n\na.scoreCombined,\na.scoreCombined:hover {\n  text-decoration: none;\n  white-space: nowrap;\n}\n\n.score__container {\n  display: flex;\n  width: 100%;\n  flex-flow: column nowrap;\n  align-items: center;\n  justify-content: center;\n  font-size: 20px;\n  gap: 4px;\n}\n\n.score__badge {\n  border-radius: 2px 24px 24px 24px;\n  border: none;\n  display: flex;\n  justify-content: center;\n  align-items: center;\n  height: 2.5rem;\n  width: 2.5rem;\n  background-image: linear-gradient(\n    45deg,\n    transparent 25%,\n    rgba(255, 255, 255, 0.2) 50%,\n    transparent 75%,\n    transparent 100%\n  );\n  background-size:\n    250% 250%,\n    100% 100%;\n  background-position:\n    -100% 0,\n    0 0;\n  background-repeat: no-repeat;\n  position: relative;\n}\n\n.score__badge--excellent {\n  background-color: #1d53ff;\n}\n\n.score__badge--great {\n  background-color: #008024;\n}\n\n.score__badge--standard {\n  background-color: #ffd23b;\n\n  .score__value {\n    color: #232320;\n  }\n}\n\n.score__badge--basic {\n  background-color: #db2420;\n}\n\n.score__badge:hover {\n  animation: shine-effect 1.5s ease;\n}\n\n.score__value {\n  color: #fff;\n  font-weight: 800;\n  font-size: 20px;\n  line-height: 1.25;\n  letter-spacing: -0.025em;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.score__text-wrapper {\n  border: none;\n  display: flex;\n  align-items: center;\n  top: -4px;\n  width: auto;\n}\n\n.score__text-wrapper.score__text {\n  background: none;\n}\n\n.score__text {\n  font-weight: 800;\n  font-size: 16px;\n  line-height: 1.25;\n  color: #232320;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.finder-score__text {\n  text-align: left;\n  text-wrap-mode: nowrap;\n  margin-left: 10px;\n  text-decoration: underline;\n}\n<\/style>\n\n\n\n\n<div class=\"detail-info  5ff9ec80-8880-41f8-a26e-1982911f2f73\" style=\"z-index: 1;position: relative; margin-bottom: 1rem\">\n  \n                  <p class=\"scoreCombined score__container finder-score\">\n      <span class=\"score__badge score__badge--great\">\n        <span class=\"score__value\">8.4<\/span>\n      <\/span>\n      <span class=\"score__text-wrapper score__text score__text--great\">\n        Great\n      <\/span>\n    <\/p>\n  <\/div><\/span>\n                    <\/div>\n\n                    <p style=\"margin: 0;\"><\/p><center>\n                    <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"5ff9ec80-8880-41f8-a26e-1982911f2f73\" data-product-name=\"Dealerhop Car Loans\" data-niche=\"Car Loans\" data-provider-name=\"Dealerhop\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--large \" style=\"text-wrap: wrap;\" title=\"Go to Dealerhop\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/car-loans\/dealerhop-car-loans-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22%2B5ff9ec80-8880-41f8-a26e-1982911f2f73%22%2C%22product_name%22%3A%22Dealerhop%2BCar%2BLoans%22%2C%22offer_id%22%3A%2224159%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFCL%22%2C%22post_id%22%3A%22941424%22%2C%22post_path%22%3A%22car-loans%252Fonline-car-dealers-canada%252Fclutch-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1725634%2C%22name%22%3A%22usfin-review-comparison-cards%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n<\/center>\n                    \n                                                            \n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Amount<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                $7,000 - $50,000\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Term<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                        12 - 96 months\n                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">APR Range<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                6.99% - 35.00%\n                                                                                                                                                                                                                        \n                                                    <\/p>\n                                        \n                <\/div>\n            <\/article>\n            <\/div>\n<\/div><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">What is the minimum amount I can finance through Clutch.ca?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The minimum amount you can finance is $7,500 after taxes.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">Do I need car insurance for my car from Clutch.ca?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, you will need to upload proof of insurance for your new car to your Clutch profile. You can date the policy to take effect on the date of your delivery appointment.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">What if I don't like my car from Clutch.ca?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Clutch offers a 10-day money back guarantee. If you decide you don't like the car during your 10-day test drive, contact Clutch to set up a return or exchange. If you get a refund, you'll receive the amount paid for the vehicle minus government fees and third party financing fees (if applicable).<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">Can you negotiate on Clutch.ca?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>No, Clutch.ca does not offer any features that let you negotiate a vehicle's price. Instead the company is committed to pricing the vehicles in its inventory \"as competitively as possible,\" so, in theory, you shouldn't have to worry about getting a good deal.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">Who are Clutch Canada competitors?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Online car dealerships and financing websites like Clutch in Canada include <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/canada-drives-review\">Canada Drives<\/a>, DriveAxis (the direct-to-consumer portal of <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/axis-auto-finance-review\">Axis Auto Finance<\/a>), <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/cardoor-review\">CarDoor<\/a> and <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/carsfast-car-loan\">CarsFast<\/a>. Compare a range of options to find the right online auto financing solution for your needs.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000006\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000006\">\n                <span class=\"luna-accordion__title\">Where does Clutch get its cars?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000006\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Clutch says it gets most of its vehicles from customers who sell their cars to Clutch. However, it also sources vehicles from auctions, trade-ins, partners and manufacturers. All cars must pass Clutch's 210-point inspection process before being listed for sale.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000007\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000007\">\n                <span class=\"luna-accordion__title\">Is Clutch reliable?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000007\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Clutch was established in 2016 and is one of the largest car buying platforms in Canada. It has been BBB accredited since 2017 and offers handy features like a trial period for 10 days\/750 km. At the time of writing, the BBB had closed five complaints against Clutch Canada in the previous several years, but the business has an B+ rating from the BBB.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3><div class=\"sources sources__f1\">\n    <link rel=\"stylesheet\" href=\"https:\/\/www.finder.com\/parent-theme\/shortcodes\/article-source\/prod\/article-source.87684078d471e76125dd.css\">\n    \n  <ul class=\"luna-accordionGroup accordionGroup\">\n    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n      <div class=\"luna-accordion__summary\">\n        <h3 class=\"luna-accordion__heading\">\n          <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"sources_1730240683\" data-toggle=\"collapse\" data-target=\"#sources_1730240683\">\n            <span class=\"luna-accordion__title u-text--lg u-font--bold\">Sources<\/span>\n            <svg class=\"luna-icon\" aria-hidden=\"true\">\n              <use href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n              <use href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n            <\/svg>\n          <\/button>\n        <\/h3>\n      <\/div>\n      <div class=\"luna-accordion__details collapse \" aria-hidden=\"true\" id=\"sources_1730240683\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n          <p class=\"sources__description\">Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are <a href=\"https:\/\/www.finder.com\/ca\/why-trust-us\">fact checked<\/a> in line with our <a href=\"https:\/\/www.finder.com\/ca\/editorial-guidelines\">editorial guidelines<\/a>.<\/p>\n          <ol class=\"u-pl--0 u-text--lg u-font--medium\">\n                                          <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.theglobeandmail.com\/drive\/article-ford-general-motors-used-car-sales\" target=\"_blank\">The Globe and Mail: Some manufacturers weigh their digital options as online-only used-car retailers gain traction, April 27, 2022<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.cbc.ca\/news\/business\/used-car-website-plans-national-expansion-1.4978970\" target=\"_blank\">CBC: Virtual dealership promises no used car salesmen, January 19, 2019<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.bbb.org\/ca\/ns\/bedford\/profile\/used-car-dealers\/clutch-canada-0087-42661\" target=\"_blank\">BBB: Clutch Canada, Accessed February 21, 2025<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/ca.trustpilot.com\/review\/clutch.ca\" target=\"_blank\">Trustpilot: Clutch, Accessed February 21, 2025<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.clutch.ca\/blog\/posts\/clutch-partners-with-the-nhl\" target=\"_blank\">Clutch: Clutch and The National Hockey League Announce Multiyear Canadian Partnership, April 6, 2022<\/a><\/li>\n                                    <\/ol>\n        <\/div>\n      <\/div>\n    <\/li>\n  <\/ul>\n    <script defer src=\"https:\/\/www.finder.com\/parent-theme\/shortcodes\/article-source\/prod\/article-source.de087a0da9824e407767.js\"><\/script>\n  <\/div><\/div><style>\n  \/* Modal Container *\/\n  .fenceModal {\n      justify-content: center;\n      outline: 0;\n      position: absolute;\n      z-index: 81;\n      width: 100%;\n      display: none;\n  }\n  \n  \/* Modal Content *\/\n  .fenceModal-content {\n      display: -webkit-box;\n      display: -webkit-flex;\n      display: -ms-flexbox;\n      display: flex;\n      -webkit-box-orient: vertical;\n      -webkit-box-direction: normal;\n      -webkit-flex-direction: column;\n      -ms-flex-direction: column;\n      flex-direction: column;\n      margin: 1rem;\n      max-height: 100%\n  }\n  \n  .fenceModal-buttonText {\n      font-weight: bold;\n      font-size: 18px;\n  }\n  \n  .blurred {\n    filter: blur(5px) !important;\n    pointer-events: none;\n    background: rgba(0,0,0,0.5);\n  }\n  \n  .geoDisclaimer {\n    display: none;\n    }\n  \n  #default-section {\n    display: block;\n  }\n  \n  #alt-section {\n    display: none;\n  }\n  \n  .standardMasthead__widgetSection {\n    height: auto !important;\n  }\n  <\/style>\n  \n        \n    \n      \n  \n    \n        \n        \n    \n    \n              \n              \n    \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    \n                      \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                                                                                  \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                      \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    \n                                                                                                                          \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            \n                      \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                                                                                  \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                      \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    \n                                                                                                                                              \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      \n                      \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          \n                                                                                              \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            \n                      \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                                                                                                                                                      \n          <span id=\"objectHolder\" objectdata=\"{'clutch-sell-or-trade-your-car-ca-car-loans-secure':['British Columbia','New Brunswick','Nova Scotia','Ontario','Prince Edward Island'],'carsfast-lendingarch-ca-car-loan-secure':['Alberta','British Columbia','Ontario'],'approval-genie-ca-car-loans-secure':['Ontario'],'clutch-car-financing-ca-car-loans-secure':['New Brunswick','Nova Scotia','Ontario'],'dealerhop-car-loans-ca-secure':['Alberta','British Columbia','New Brunswick','Newfoundland and Labrador','Nova Scotia','Ontario','Prince Edward Island','Saskatchewan'],'cardoor-car-loans-ca-secure':['Ontario']}\"><\/span>\n                        \n    \n    \n    \n    <script>\n    document.addEventListener(\"DOMContentLoaded\", function() {\n      \n    \/\/ Finds user location and applies alt table if user is detected outside of US\n    var response;\n    var xhr = new XMLHttpRequest();\n    xhr.withCredentials = true;\n    xhr.addEventListener(\"readystatechange\", function() {\n      if(this.readyState === 4) {\n        response = JSON.parse(this.responseText);\n        callback(response);\n      }\n    });\n    xhr.open(\"POST\", \"https:\/\/www.finder.com\/wp-json\/finder\/v1\/geoip\/fetch\");\n    xhr.send();\n    function callback(response) {\n        \n            runGeofencing(response);\n      \n      function runGeofencing(response){\n      if (!response.subdivisions[0]) {\n        var responseLocation = [response.country.code];\n      } else {\n                  if (response.country.code != 'MX') {\n            var responseLocation = [response.subdivisions[0].name, response.subdivisions[0].code, response.country.code];\n          } else {\n            var responseLocation = [response.country.code];\n          }\n              }\n        var bannedHolder = JSON.parse(document.getElementById(\"objectHolder\").getAttribute(\"objectData\").replaceAll('\\'','\"')); \n        var bannedListPostGeoCheck = [];\n        var buttonArray = document.querySelectorAll(\".luna-button\"); \n        var linkList = document.links;\n        var regex = \/<a[\\s\\S]*?a>\/\n        var regExtra = \/<a[\\s\\S]*?center>\/\n        var regImage = \/<img[\\s\\S]*?>\/\n        \n                for (let i = 0; i < Object.keys(bannedHolder).length; i++) {\n          const bannedValues = Object.values(bannedHolder)[i];\n          \/\/ Check if any element in responseLocation is NOT included in bannedValues\n          if (!responseLocation.some(location => bannedValues.includes(location))) {\n            bannedListPostGeoCheck.push(Object.keys(bannedHolder)[i]);\n          }\n        }\n                if (bannedListPostGeoCheck.length > 0) {\n            for (let i = 0; i < buttonArray.length; i++){ \n              const button = buttonArray[i];\n                if (button.href !== undefined) {\n                    if (bannedListPostGeoCheck.some(k => button.href.includes(k))) {\n                        if (button.parentElement.innerHTML.includes('secure site')) {\n                            button.parentElement.innerHTML = button.parentElement.innerHTML.replace(regExtra,\"\");\n                        } else {\n                            button.parentElement.innerHTML = button.parentElement.innerHTML.replace(regex,\"\");\n                        }\n                    }\n                }\n            }\n            for (let i = 0; i < linkList.length; i++) {\n              const link = linkList[i];\n              if (bannedListPostGeoCheck.some(k => link.getAttribute('href').includes(k))) {\n                link.href = '';\n              }\n            }\n        }\n      }\n          }\n    \n  });\n\n  function reassignSourceCountry(country){\n    var newRedirectCountry = 'src_country=' + country.toLowerCase() + '&';\n    var regexCountry = \/src_country=.*?&{1}\/;\n    var links = document.querySelectorAll('a')\n    links.forEach((item) => {\n      if(item.href.includes('src_country=')){\n          item.href = item.href.replace(regexCountry,newRedirectCountry);\n      }\n    })\n  };\n  <\/script>","protected":false},"excerpt":{"rendered":"<p>Buy a car completely online through Clutch, a car-buying platform with a wide range of used vehicles.<\/p>\n","protected":false},"author":987,"featured_media":1028828,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[107110],"tags":[],"asset_tag":[],"class_list":["post-941424","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-online-car-dealers-canada"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Clutch.ca Review: Car Purchase &amp; Financing Platform<\/title>\n<meta name=\"description\" content=\"Easily buy or sell a car online with Clutch.ca. Find out what this online dealer offers, including car types, trial periods and warranties.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Clutch.ca Review: Car Purchase &amp; Financing Platform\" \/>\n<meta property=\"og:description\" content=\"Easily buy or sell a car online with Clutch.ca. Find out what this online dealer offers, including car types, trial periods and warranties.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2021-09-14T17:27:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2021\/09\/Clutch-logo_Supplied_1800x1000.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Carmen Chai\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Carmen Chai\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"17 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review\"},\"author\":[{\"name\":\"Carmen Chai\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/81e3c60fa5300ab5768a1c2999a5edd7\"},{\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/9d47eeda06b879b07a813536f2068c72\"}],\"headline\":\"Clutch review: Car purchase and financing platform\",\"datePublished\":\"2021-09-14T17:27:44+00:00\",\"dateModified\":\"2025-02-21T22:34:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review\"},\"wordCount\":5069,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2021\/09\/Clutch-logo_Supplied_1800x1000.jpg\",\"articleSection\":[\"Buy a Car Online\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"editor\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/784654a651a2874261e8007614422c55\"},\"citation\":[{\"@type\":\"CreativeWork\",\"name\":\"The Globe and Mail: Some manufacturers weigh their digital options as online-only used-car retailers gain traction, April 27, 2022\",\"url\":\"https:\/\/www.theglobeandmail.com\/drive\/article-ford-general-motors-used-car-sales\"},{\"@type\":\"CreativeWork\",\"name\":\"CBC: Virtual dealership promises no used car salesmen, January 19, 2019\",\"url\":\"https:\/\/www.cbc.ca\/news\/business\/used-car-website-plans-national-expansion-1.4978970\"},{\"@type\":\"CreativeWork\",\"name\":\"BBB: Clutch Canada, Accessed February 21, 2025\",\"url\":\"https:\/\/www.bbb.org\/ca\/ns\/bedford\/profile\/used-car-dealers\/clutch-canada-0087-42661\"},{\"@type\":\"CreativeWork\",\"name\":\"Trustpilot: Clutch, Accessed February 21, 2025\",\"url\":\"https:\/\/ca.trustpilot.com\/review\/clutch.ca\"},{\"@type\":\"CreativeWork\",\"name\":\"Clutch: Clutch and The National Hockey League Announce Multiyear Canadian Partnership, April 6, 2022\",\"url\":\"https:\/\/www.clutch.ca\/blog\/posts\/clutch-partners-with-the-nhl\"}],\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review\",\"url\":\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review\",\"name\":\"Clutch.ca Review: Car Purchase & Financing Platform\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2021\/09\/Clutch-logo_Supplied_1800x1000.jpg\",\"datePublished\":\"2021-09-14T17:27:44+00:00\",\"dateModified\":\"2025-02-21T22:34:45+00:00\",\"description\":\"Easily buy or sell a car online with Clutch.ca. Find out what this online dealer offers, including car types, trial periods and warranties.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review#primaryimage\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2021\/09\/Clutch-logo_Supplied_1800x1000.jpg\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2021\/09\/Clutch-logo_Supplied_1800x1000.jpg\",\"width\":1800,\"height\":1000},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"CA\",\"item\":\"https:\/\/www.finder.com\/ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Car Loans\",\"item\":\"https:\/\/www.finder.com\/ca\/car-loans\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Buy a Car Online\",\"item\":\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Clutch review: Car purchase and financing platform\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finder.com\/ca\/#website\",\"url\":\"https:\/\/www.finder.com\/ca\/\",\"name\":\"Finder Canada\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finder.com\/ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/ca\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/81e3c60fa5300ab5768a1c2999a5edd7\",\"name\":\"Carmen Chai\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2022\/07\/CarmenChai_Supplied_150x150.jpg\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2022\/07\/CarmenChai_Supplied_150x150.jpg\",\"caption\":\"Carmen Chai\"},\"description\":\"Carmen Chai is a freelance writer at Finder, specializing in financial products. She is an award-winning Canadian journalist who has lived and reported from major cities such as Vancouver, Toronto, London and Paris. She has reported on personal finance, mortgages, and banking products for nearly a decade.\",\"url\":\"https:\/\/www.finder.com\/ca\/author\/carmenchai\",\"jobTitle\":\"Writer\",\"sameAs\":[],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\",\"name\":\"Finder\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/9d47eeda06b879b07a813536f2068c72\",\"name\":\"Leanne Escobal\",\"description\":\"Leanne Escobal is a senior publisher at Finder with more than 13 years of experience in financial products and services, with a focus on content strategy and marketing. She has completed the Canadian Securities Course (CSC\u00ae) as well as the Personal Lending and Mortgages course through the Canadian Securities Institute. Leanne holds a Bachelor of Arts (Honours) in English literature and creative writing from Western University.\",\"jobTitle\":\"Senior Publisher\",\"url\":\"https:\/\/www.finder.com\/ca\/author\/leanneescobal\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/leanne-escobal\/\"],\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Personal Loans\"},{\"@type\":\"Thing\",\"name\":\"Car Loans\"},{\"@type\":\"Thing\",\"name\":\"Business Loans\"},{\"@type\":\"Thing\",\"name\":\"Short-Term Loans\"},{\"@type\":\"Thing\",\"name\":\"International Money Transfers\"},{\"@type\":\"Thing\",\"name\":\"Make Money Online\"}],\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/\/9d47eeda06b879b07a813536f2068c72\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/LeanneEscobalF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/LeanneEscobalF1_Finder_600x600.png\",\"caption\":\"Leanne Escobal\"},\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\",\"name\":\"Finder\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/784654a651a2874261e8007614422c55\",\"name\":\"Stacie Hurst\",\"description\":\"Stacie Hurst is an editor at Finder, specializing in loans, banking, investing and money transfers. She has a Bachelor of Arts in Psychology and Writing, and she has completed FP Canada Institute's Financial Management Course. Before working in the publishing industry, Stacie completed one year of law school in the United States. When not working, she can usually be found watching K-dramas or playing games with her friends and family.\",\"jobTitle\":\"Associate editor\",\"url\":\"https:\/\/www.finder.com\/ca\/author\/staciehurst\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/stacie-hurst\"],\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Banking\"},{\"@type\":\"Thing\",\"name\":\"Stock Trading\"},{\"@type\":\"Thing\",\"name\":\"Cryptocurrency\"},{\"@type\":\"Thing\",\"name\":\"Personal Loans\"},{\"@type\":\"Thing\",\"name\":\"Car Loans\"},{\"@type\":\"Thing\",\"name\":\"Credit Cards\"}],\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/\/784654a651a2874261e8007614422c55\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/StacieHurstF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/StacieHurstF1_Finder_600x600.png\",\"caption\":\"Stacie Hurst\"},\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\",\"name\":\"Finder\"}},{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"name\":\"Frequently Asked Questions\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the minimum amount I can finance through Clutch.ca?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rThe minimum amount you can finance is $7,500 after taxes.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Do I need car insurance for my car from Clutch.ca?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rYes, you will need to upload proof of insurance for your new car to your Clutch profile. You can date the policy to take effect on the date of your delivery appointment.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"What if I don't like my car from Clutch.ca?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rClutch offers a 10-day money back guarantee. If you decide you don't like the car during your 10-day test drive, contact Clutch to set up a return or exchange. If you get a refund, you'll receive the amount paid for the vehicle minus government fees and third party financing fees (if applicable).\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Can you negotiate on Clutch.ca?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rNo, Clutch.ca does not offer any features that let you negotiate a vehicle's price. Instead the company is committed to pricing the vehicles in its inventory \\\"as competitively as possible,\\\" so, in theory, you shouldn't have to worry about getting a good deal.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Who are Clutch Canada competitors?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rOnline car dealerships and financing websites like Clutch in Canada include <a href=\\\"https:\/\/www.finder.com\/ca\/car-loans\/canada-drives-review\\\">Canada Drives<\/a>, DriveAxis (the direct-to-consumer portal of <a href=\\\"https:\/\/www.finder.com\/ca\/car-loans\/axis-auto-finance-review\\\">Axis Auto Finance<\/a>), <a href=\\\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/cardoor-review\\\">CarDoor<\/a> and <a href=\\\"https:\/\/www.finder.com\/ca\/car-loans\/carsfast-car-loan\\\">CarsFast<\/a>. Compare a range of options to find the right online auto financing solution for your needs.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Where does Clutch get its cars?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rClutch says it gets most of its vehicles from customers who sell their cars to Clutch. However, it also sources vehicles from auctions, trade-ins, partners and manufacturers. All cars must pass Clutch's 210-point inspection process before being listed for sale.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Is Clutch reliable?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rClutch was established in 2016 and is one of the largest car buying platforms in Canada. It has been BBB accredited since 2017 and offers handy features like a trial period for 10 days\/750 km. At the time of writing, the BBB had closed five complaints against Clutch Canada in the previous several years, but the business has an B+ rating from the BBB.\\r\\r\"}}]}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2025-02-21T22:34:45+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Clutch.ca Review: Car Purchase & Financing Platform","description":"Easily buy or sell a car online with Clutch.ca. Find out what this online dealer offers, including car types, trial periods and warranties.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review","og_locale":"en_US","og_type":"article","og_title":"Clutch.ca Review: Car Purchase & Financing Platform","og_description":"Easily buy or sell a car online with Clutch.ca. Find out what this online dealer offers, including car types, trial periods and warranties.","og_url":"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review","og_site_name":"Finder Canada","article_published_time":"2021-09-14T17:27:44+00:00","og_image":[{"width":1800,"height":1000,"url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2021\/09\/Clutch-logo_Supplied_1800x1000.jpg","type":"image\/jpeg"}],"author":"Carmen Chai","twitter_misc":{"Written by":"Carmen Chai","Est. reading time":"17 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review#article","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review"},"author":[{"name":"Carmen Chai","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/81e3c60fa5300ab5768a1c2999a5edd7"},{"@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/9d47eeda06b879b07a813536f2068c72"}],"headline":"Clutch review: Car purchase and financing platform","datePublished":"2021-09-14T17:27:44+00:00","dateModified":"2025-02-21T22:34:45+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review"},"wordCount":5069,"publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2021\/09\/Clutch-logo_Supplied_1800x1000.jpg","articleSection":["Buy a Car Online"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"editor":{"@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/784654a651a2874261e8007614422c55"},"citation":[{"@type":"CreativeWork","name":"The Globe and Mail: Some manufacturers weigh their digital options as online-only used-car retailers gain traction, April 27, 2022","url":"https:\/\/www.theglobeandmail.com\/drive\/article-ford-general-motors-used-car-sales"},{"@type":"CreativeWork","name":"CBC: Virtual dealership promises no used car salesmen, January 19, 2019","url":"https:\/\/www.cbc.ca\/news\/business\/used-car-website-plans-national-expansion-1.4978970"},{"@type":"CreativeWork","name":"BBB: Clutch Canada, Accessed February 21, 2025","url":"https:\/\/www.bbb.org\/ca\/ns\/bedford\/profile\/used-car-dealers\/clutch-canada-0087-42661"},{"@type":"CreativeWork","name":"Trustpilot: Clutch, Accessed February 21, 2025","url":"https:\/\/ca.trustpilot.com\/review\/clutch.ca"},{"@type":"CreativeWork","name":"Clutch: Clutch and The National Hockey League Announce Multiyear Canadian Partnership, April 6, 2022","url":"https:\/\/www.clutch.ca\/blog\/posts\/clutch-partners-with-the-nhl"}],"commentCount":0},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review","url":"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review","name":"Clutch.ca Review: Car Purchase & Financing Platform","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2021\/09\/Clutch-logo_Supplied_1800x1000.jpg","datePublished":"2021-09-14T17:27:44+00:00","dateModified":"2025-02-21T22:34:45+00:00","description":"Easily buy or sell a car online with Clutch.ca. Find out what this online dealer offers, including car types, trial periods and warranties.","breadcrumb":{"@id":"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2021\/09\/Clutch-logo_Supplied_1800x1000.jpg","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2021\/09\/Clutch-logo_Supplied_1800x1000.jpg","width":1800,"height":1000},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/clutch-review#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"CA","item":"https:\/\/www.finder.com\/ca\/"},{"@type":"ListItem","position":2,"name":"Car Loans","item":"https:\/\/www.finder.com\/ca\/car-loans"},{"@type":"ListItem","position":3,"name":"Buy a Car Online","item":"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada"},{"@type":"ListItem","position":4,"name":"Clutch review: Car purchase and financing platform"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/ca\/#website","url":"https:\/\/www.finder.com\/ca\/","name":"Finder Canada","description":"","publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/ca\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/81e3c60fa5300ab5768a1c2999a5edd7","name":"Carmen Chai","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2022\/07\/CarmenChai_Supplied_150x150.jpg","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2022\/07\/CarmenChai_Supplied_150x150.jpg","caption":"Carmen Chai"},"description":"Carmen Chai is a freelance writer at Finder, specializing in financial products. She is an award-winning Canadian journalist who has lived and reported from major cities such as Vancouver, Toronto, London and Paris. She has reported on personal finance, mortgages, and banking products for nearly a decade.","url":"https:\/\/www.finder.com\/ca\/author\/carmenchai","jobTitle":"Writer","sameAs":[],"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/9d47eeda06b879b07a813536f2068c72","name":"Leanne Escobal","description":"Leanne Escobal is a senior publisher at Finder with more than 13 years of experience in financial products and services, with a focus on content strategy and marketing. She has completed the Canadian Securities Course (CSC\u00ae) as well as the Personal Lending and Mortgages course through the Canadian Securities Institute. Leanne holds a Bachelor of Arts (Honours) in English literature and creative writing from Western University.","jobTitle":"Senior Publisher","url":"https:\/\/www.finder.com\/ca\/author\/leanneescobal","sameAs":["https:\/\/www.linkedin.com\/in\/leanne-escobal\/"],"knowsAbout":[{"@type":"Thing","name":"Personal Loans"},{"@type":"Thing","name":"Car Loans"},{"@type":"Thing","name":"Business Loans"},{"@type":"Thing","name":"Short-Term Loans"},{"@type":"Thing","name":"International Money Transfers"},{"@type":"Thing","name":"Make Money Online"}],"image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/\/9d47eeda06b879b07a813536f2068c72","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/LeanneEscobalF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/LeanneEscobalF1_Finder_600x600.png","caption":"Leanne Escobal"},"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/784654a651a2874261e8007614422c55","name":"Stacie Hurst","description":"Stacie Hurst is an editor at Finder, specializing in loans, banking, investing and money transfers. She has a Bachelor of Arts in Psychology and Writing, and she has completed FP Canada Institute's Financial Management Course. Before working in the publishing industry, Stacie completed one year of law school in the United States. When not working, she can usually be found watching K-dramas or playing games with her friends and family.","jobTitle":"Associate editor","url":"https:\/\/www.finder.com\/ca\/author\/staciehurst","sameAs":["https:\/\/www.linkedin.com\/in\/stacie-hurst"],"knowsAbout":[{"@type":"Thing","name":"Banking"},{"@type":"Thing","name":"Stock Trading"},{"@type":"Thing","name":"Cryptocurrency"},{"@type":"Thing","name":"Personal Loans"},{"@type":"Thing","name":"Car Loans"},{"@type":"Thing","name":"Credit Cards"}],"image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/\/784654a651a2874261e8007614422c55","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/StacieHurstF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/StacieHurstF1_Finder_600x600.png","caption":"Stacie Hurst"},"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder"}},{"@context":"https:\/\/schema.org","@type":"FAQPage","name":"Frequently Asked Questions","mainEntity":[{"@type":"Question","name":"What is the minimum amount I can finance through Clutch.ca?","acceptedAnswer":{"@type":"Answer","text":"\r\rThe minimum amount you can finance is $7,500 after taxes.\r\r"}},{"@type":"Question","name":"Do I need car insurance for my car from Clutch.ca?","acceptedAnswer":{"@type":"Answer","text":"\r\rYes, you will need to upload proof of insurance for your new car to your Clutch profile. You can date the policy to take effect on the date of your delivery appointment.\r\r"}},{"@type":"Question","name":"What if I don't like my car from Clutch.ca?","acceptedAnswer":{"@type":"Answer","text":"\r\rClutch offers a 10-day money back guarantee. If you decide you don't like the car during your 10-day test drive, contact Clutch to set up a return or exchange. If you get a refund, you'll receive the amount paid for the vehicle minus government fees and third party financing fees (if applicable).\r\r"}},{"@type":"Question","name":"Can you negotiate on Clutch.ca?","acceptedAnswer":{"@type":"Answer","text":"\r\rNo, Clutch.ca does not offer any features that let you negotiate a vehicle's price. Instead the company is committed to pricing the vehicles in its inventory \"as competitively as possible,\" so, in theory, you shouldn't have to worry about getting a good deal.\r\r"}},{"@type":"Question","name":"Who are Clutch Canada competitors?","acceptedAnswer":{"@type":"Answer","text":"\r\rOnline car dealerships and financing websites like Clutch in Canada include <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/canada-drives-review\">Canada Drives<\/a>, DriveAxis (the direct-to-consumer portal of <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/axis-auto-finance-review\">Axis Auto Finance<\/a>), <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/online-car-dealers-canada\/cardoor-review\">CarDoor<\/a> and <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/carsfast-car-loan\">CarsFast<\/a>. Compare a range of options to find the right online auto financing solution for your needs.\r\r"}},{"@type":"Question","name":"Where does Clutch get its cars?","acceptedAnswer":{"@type":"Answer","text":"\r\rClutch says it gets most of its vehicles from customers who sell their cars to Clutch. However, it also sources vehicles from auctions, trade-ins, partners and manufacturers. All cars must pass Clutch's 210-point inspection process before being listed for sale.\r\r"}},{"@type":"Question","name":"Is Clutch reliable?","acceptedAnswer":{"@type":"Answer","text":"\r\rClutch was established in 2016 and is one of the largest car buying platforms in Canada. It has been BBB accredited since 2017 and offers handy features like a trial period for 10 days\/750 km. At the time of writing, the BBB had closed five complaints against Clutch Canada in the previous several years, but the business has an B+ rating from the BBB.\r\r"}}]}]},"article_modified_time":"2025-02-21T22:34:45+00:00"},"custom_fields":{"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"_masthead_subheading":["{\"text\":\"Buy or sell your car completely online. But Clutch only works in [nb:value niche_code=&quot;CAFCL&quot; record_type=&quot;PRODUCT&quot; record_id=&quot;de1c9023-15d0-4348-91ea-3fc9fa05ca59&quot; field=&quot;DETAILS.SERVICED_PROVINCES_TERRITORIES&quot; decorator=&quot;GLOBAL.VALUE.TEXT&quot;].\"}"],"_content_type":["niche-content\/information\/product-rates-and-fees"],"custom_post_template":["single-product-review.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/941424"}],"collection":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/users\/987"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/comments?post=941424"}],"version-history":[{"count":11,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/941424\/revisions"}],"predecessor-version":[{"id":1070474,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/941424\/revisions\/1070474"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media\/1028828"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media?parent=941424"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/categories?post=941424"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/tags?post=941424"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/asset_tag?post=941424"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}