{"id":903149,"date":"2021-03-03T11:04:46","date_gmt":"2021-03-03T16:04:46","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=903149"},"modified":"2025-04-15T02:25:42","modified_gmt":"2025-04-15T06:25:42","slug":"cibc-select-visa-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\/cibc-select-visa-review","title":{"rendered":"CIBC Select Visa Review"},"content":{"rendered":"<p>The CIBC Select Visa offers a low 13.99% interest rate for purchases and cash advances. It also comes with a 0% balance transfer rate so you can save money by moving your outstanding balance over from a high-interest card. The downside of this card is that it comes with relatively few benefits and you won&#8217;t earn points or cashback when you spend money.<\/p><h4>30-second take<\/h4><ul class=\"list-1\"><li>Get this card if you&#8217;re looking to save money on interest or you want a low introductory balance transfer rate.<\/li><\/ul><ul class=\"list-12\"><li>Choose something else if you would like to earn rewards or you&#8217;d rather not pay an annual fee.<\/li><\/ul><ul class=\"list-2\"><li>This card requires you to make a minimum household income of $15,000.<\/li><\/ul><h3>The basics<\/h3><p>If you&#8217;re looking to get a low interest rate on purchases and balance transfers, then the CIBC Select Visa could be a good fit for you.<\/p><ul class=\"list-10\"><li><strong>Low interest rate.<\/strong> You&#8217;ll only have to pay 13.99% interest for purchases and cash advances (which is about 6% lower than with an average card).<\/li><li><strong>Low introductory balance rate.<\/strong> You can qualify for a 0% introductory interest rate on balance transfers in your first 10 months (with a 1% transfer fee).<\/li><li><strong>Common carrier insurance.<\/strong> You&#8217;ll be able to take advantage of up to $100,000 in accident coverage when you travel on buses, planes, ferries and trains.<\/li><li><strong>Free additional cards.<\/strong> You can enjoy up to three extra cards on your account for no annual additional fee.<\/li><\/ul><h3>The perks<\/h3><ul class=\"list-1\"><li><strong>First annual fee waiver.<\/strong> Get your first annual fee for this card waived and pay only $29 per year in subsequent years to maintain your card.<\/li><li><strong>Car rental discounts.<\/strong> Save up to 25% at participating Avis and Budget locations in Canada and the US when you pay for your rental with your CIBC Select Visa.<\/li><li><strong>Fraud alerts.<\/strong> Get instant notifications if suspicious activity is detected on your account.<\/li><li><strong>24\/7 support.<\/strong> Call CIBC at any time of day or night to troubleshoot issues with your account.<\/li><li><strong>Easy to qualify.<\/strong> You&#8217;ll only need to make an annual household income of $15,000 and be a resident of Canada over the age of majority in your province to qualify for this card.<\/li><li><strong>Optional benefits.<\/strong> Pay an additional fee to get travel medical insurance or payment protection added to your plan.<\/li><\/ul><h3>What to watch out for<\/h3><ul class=\"list-3\"><li><strong>Annual fee.<\/strong> You&#8217;ll have to pay $29 per year to maintain this card.<\/li><li><strong>No rewards or cashback.<\/strong> You won&#8217;t earn any rewards or cashback when you spend money on your CIBC Select Visa.<\/li><li><strong>No basic insurance.<\/strong> You won&#8217;t get basic insurance such as purchase protection or extended warranty coverage included with this card.<\/li><li><strong>No extra perks.<\/strong> You won&#8217;t get extra benefits such as travel insurance, roadside assistance or mobile device protection when you sign up for the CIBC Select Visa.<\/li><li><strong>Limits on balance transfers.<\/strong> You can only transfer up to 50% of your assigned credit limit on your CIBC Select Visa when you bring a secondary balance over.<\/li><\/ul><h3>CIBC Select Visa interest rates<\/h3><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"width: 50%; text-align: left;\" scope=\"col\"><b>Interest Type<\/b><\/th><th style=\"width: 50%; text-align: left;\" scope=\"col\"><b>Interest Rate<\/b><\/th><\/tr><\/thead><tbody><tr><td>Purchase interest rate<\/td><td>13.99%<\/td><\/tr><tr><td>Cash advance rate<\/td><td>13.99%<\/td><\/tr><tr><td>Standard balance transfer rate<\/td><td>13.99%<\/td><\/tr><\/tbody><\/table><h3>What should I know before I apply?<\/h3><h4>Eligibility requirements<\/h4><p>To apply for a CIBC Select Visa, you will need to meet the following criteria:<\/p><ul class=\"list-7\"><li>Be a Canadian citizen or permanent resident who is at least 18 years old (19 in some provinces)<\/li><li>Have an annual household income of $15,000<\/li><\/ul><p>You will also need to provide the following documents and information:<\/p><ul class=\"list-7\"><li>Your name, residential status and contact information<\/li><li>Your Social Insurance Number (<a href=\"https:\/\/www.canada.ca\/en\/employment-social-development\/services\/sin.html?utm_campaign=not-applicable&amp;utm_medium=vanity-url&amp;utm_source=canada-ca_social-insurance-number\" target=\"_blank\" rel=\"noopener\">SIN<\/a>) and date of birth<\/li><li>Your email address and phone number<\/li><\/ul><h3>How to apply<\/h3><ol><li>Click &#8220;Go to Site&#8221; on this page to be directed to your CIBC Select Visa application.<\/li><li>Complete the application, which includes providing your name, email address, Social Insurance Number and birth date.<\/li><li>Review and submit your application.<\/li><\/ol><h3>Bottom line<\/h3><p>The CIBC Select Visa is a low-interest card that could be a good fit for you if you want to save money on interest instead of earning rewards. It comes with a 13.99% interest rate and a 0% introductory balance rate. Just be aware that this card offers very few benefits and you&#8217;ll have to pay an annual fee of $29 to keep your account active.<\/p><h3>Frequently asked questions about the CIBC Select Visa<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Does the CIBC Select Visa have a welcome offer?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Sort of. You won&#8217;t get a return on rewards or cashback, but you can take advantage of a 0% introductory balance transfer rate in your first 10 months. Just be prepared to pay a 1% fee and keep in mind that you can only transfer up to 50% of your CIBC Select Visa credit limit.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Does the same low interest rate apply to cash advances?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes. You&#8217;ll only have to pay 13.99% interest on cash advances (which is around 9% less than what you would pay with other cards).<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Can I get my CIBC Select Visa annual fee waived?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You will likely be able to get your first annual fee waived in the year you sign up. This only applies to your card since any additional cards on your account are already free.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">How much can the CIBC Select Visa save me?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>It can save you a decent amount of money over time. For example, let&#8217;s say you have an outstanding credit card balance of $3,000 that you want to pay off in 12 months. With a standard card, you&#8217;ll pay 19.99% interest which amounts to $334.67 in interest for the year. With the CIBC Select Visa, you would pay 13.99% interest or $232.17 for the year. This amounts to a total savings of over $100.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Can I apply online?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes, you can apply online. Just go to the CIBC website or click &#8220;Go to Site&#8221; in the table above to be redirected to an application.<\/p><\/div>\n  <\/div>\n<\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>Searching for a low-interest credit card? Save money on your outstanding balance with the CIBC Select Visa.<\/p>\n","protected":false},"author":474,"featured_media":945255,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"CIBC Select Visa","_yoast_wpseo_title":"CIBC Select Visa Review | Finder Canada","_yoast_wpseo_metadesc":"Get an exceptionally low everyday interest rate and a 0% balance transfer rate with the low-fee CIBC Select Visa.","_yoast_wpseo_meta-robots-noindex":"1","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":null,"post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":null,"post_editor":"-1","post_editor_date":null,"post_author_date":"","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2021-03-03 16:04:47\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"\"}","feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":""},"categories":[100012],"tags":[],"asset_tag":[],"class_list":["post-903149","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cibc-credit-cards"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>CIBC Select Visa Review | Finder Canada<\/title>\n<meta name=\"description\" content=\"Get an exceptionally low everyday interest rate and a 0% balance transfer rate with the low-fee CIBC Select Visa.\" \/>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CIBC Select Visa Review\" \/>\n<meta property=\"og:description\" content=\"Get an exceptionally low everyday interest rate and a 0% balance transfer rate with the low-fee CIBC Select Visa.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\/cibc-select-visa-review\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2021-03-03T16:04:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2021\/03\/CIBCSelect_Supplied_250x250.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Claire Horwood\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Claire Horwood\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/cibc-credit-cards\\\/cibc-select-visa-review#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/cibc-credit-cards\\\/cibc-select-visa-review\"},\"author\":{\"name\":\"Claire Horwood\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/person\\\/252a43e10a819c05764a610c2b59e414\"},\"headline\":\"CIBC Select Visa Review\",\"datePublished\":\"2021-03-03T16:04:46+00:00\",\"dateModified\":\"2021-03-03T11:04:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/cibc-credit-cards\\\/cibc-select-visa-review\"},\"wordCount\":1970,\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/cibc-credit-cards\\\/cibc-select-visa-review#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2021\\\/03\\\/CIBCSelect_Supplied_250x250.jpg\",\"articleSection\":[\"CIBC Credit Cards\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/cibc-credit-cards\\\/cibc-select-visa-review\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/cibc-credit-cards\\\/cibc-select-visa-review\",\"name\":\"CIBC Select Visa Review | Finder Canada\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/cibc-credit-cards\\\/cibc-select-visa-review#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/cibc-credit-cards\\\/cibc-select-visa-review#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2021\\\/03\\\/CIBCSelect_Supplied_250x250.jpg\",\"datePublished\":\"2021-03-03T16:04:46+00:00\",\"dateModified\":\"2021-03-03T11:04:47+00:00\",\"description\":\"Get an exceptionally low everyday interest rate and a 0% balance transfer rate with the low-fee CIBC Select Visa.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/cibc-credit-cards\\\/cibc-select-visa-review#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/cibc-credit-cards\\\/cibc-select-visa-review\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/cibc-credit-cards\\\/cibc-select-visa-review#primaryimage\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2021\\\/03\\\/CIBCSelect_Supplied_250x250.jpg\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2021\\\/03\\\/CIBCSelect_Supplied_250x250.jpg\",\"width\":250,\"height\":250},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/cibc-credit-cards\\\/cibc-select-visa-review#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"CA\",\"item\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Credit Cards\",\"item\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"CIBC Credit Cards\",\"item\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/cibc-credit-cards\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"CIBC Select Visa Review\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#website\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/\",\"name\":\"Finder Canada\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\",\"name\":\"Finder\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/person\\\/252a43e10a819c05764a610c2b59e414\",\"name\":\"Claire Horwood\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/ClaireHorwoodF1_Finder_600x600.png\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/ClaireHorwoodF1_Finder_600x600.png\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/ClaireHorwoodF1_Finder_600x600.png\",\"caption\":\"Claire Horwood\"},\"description\":\"Claire Horwood was a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate\u2019s Degree in Science from Camosun College. Much of Claire\u2019s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee.\",\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/clairehorwood\\\/\"],\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/author\\\/clairehorwood\",\"jobTitle\":\"Associate editor\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Banking\"},{\"@type\":\"Thing\",\"name\":\"Personal Loans\"},{\"@type\":\"Thing\",\"name\":\"Car Loans\"},{\"@type\":\"Thing\",\"name\":\"Business Loans\"},{\"@type\":\"Thing\",\"name\":\"Credit Cards\"}],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\",\"name\":\"Finder\"}}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2021-03-03T11:04:47+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"CIBC Select Visa Review | Finder Canada","description":"Get an exceptionally low everyday interest rate and a 0% balance transfer rate with the low-fee CIBC Select Visa.","robots":{"index":"noindex","follow":"follow"},"og_locale":"en_US","og_type":"article","og_title":"CIBC Select Visa Review","og_description":"Get an exceptionally low everyday interest rate and a 0% balance transfer rate with the low-fee CIBC Select Visa.","og_url":"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\/cibc-select-visa-review","og_site_name":"Finder Canada","article_published_time":"2021-03-03T16:04:46+00:00","og_image":[{"width":250,"height":250,"url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2021\/03\/CIBCSelect_Supplied_250x250.jpg","type":"image\/jpeg"}],"author":"Claire Horwood","twitter_misc":{"Written by":"Claire Horwood","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\/cibc-select-visa-review#article","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\/cibc-select-visa-review"},"author":{"name":"Claire Horwood","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414"},"headline":"CIBC Select Visa Review","datePublished":"2021-03-03T16:04:46+00:00","dateModified":"2021-03-03T11:04:47+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\/cibc-select-visa-review"},"wordCount":1970,"publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\/cibc-select-visa-review#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2021\/03\/CIBCSelect_Supplied_250x250.jpg","articleSection":["CIBC Credit Cards"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"commentCount":0},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\/cibc-select-visa-review","url":"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\/cibc-select-visa-review","name":"CIBC Select Visa Review | Finder Canada","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\/cibc-select-visa-review#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\/cibc-select-visa-review#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2021\/03\/CIBCSelect_Supplied_250x250.jpg","datePublished":"2021-03-03T16:04:46+00:00","dateModified":"2021-03-03T11:04:47+00:00","description":"Get an exceptionally low everyday interest rate and a 0% balance transfer rate with the low-fee CIBC Select Visa.","breadcrumb":{"@id":"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\/cibc-select-visa-review#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\/cibc-select-visa-review"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\/cibc-select-visa-review#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2021\/03\/CIBCSelect_Supplied_250x250.jpg","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2021\/03\/CIBCSelect_Supplied_250x250.jpg","width":250,"height":250},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\/cibc-select-visa-review#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"CA","item":"https:\/\/www.finder.com\/ca\/"},{"@type":"ListItem","position":2,"name":"Credit Cards","item":"https:\/\/www.finder.com\/ca\/credit-cards"},{"@type":"ListItem","position":3,"name":"CIBC Credit Cards","item":"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards"},{"@type":"ListItem","position":4,"name":"CIBC Select Visa Review"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/ca\/#website","url":"https:\/\/www.finder.com\/ca\/","name":"Finder Canada","description":"","publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/ca\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414","name":"Claire Horwood","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png","caption":"Claire Horwood"},"description":"Claire Horwood was a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate\u2019s Degree in Science from Camosun College. Much of Claire\u2019s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee.","sameAs":["https:\/\/www.linkedin.com\/in\/clairehorwood\/"],"url":"https:\/\/www.finder.com\/ca\/author\/clairehorwood","jobTitle":"Associate editor","knowsAbout":[{"@type":"Thing","name":"Banking"},{"@type":"Thing","name":"Personal Loans"},{"@type":"Thing","name":"Car Loans"},{"@type":"Thing","name":"Business Loans"},{"@type":"Thing","name":"Credit Cards"}],"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder"}}]},"article_modified_time":"2021-03-03T11:04:47+00:00"},"custom_fields":{"_masthead_subheading":["{\"text\":\"Get an exceptionally low everyday interest rate and a [nb:value niche_code=&quot;CACCF&quot; record_type=&quot;PRODUCT&quot; record_id=&quot;ef464fb7-bc1e-4b2b-87bf-783a2e8ac697&quot; field=&quot;BALANCE_TRANSFER.RATE_BAL_TRANSFER_INTRO&quot; decorator=&quot;GLOBAL.VALUE.PERCENTAGE&quot;] balance transfer rate with this low-fee credit card. \"}"],"_content_type":["niche-content\/information\/product-rates-and-fees"],"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\"}"],"custom_post_template":["single-product-review.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/903149","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/users\/474"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/comments?post=903149"}],"version-history":[{"count":6,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/903149\/revisions"}],"predecessor-version":[{"id":1026535,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/903149\/revisions\/1026535"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media\/945255"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media?parent=903149"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/categories?post=903149"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/tags?post=903149"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/asset_tag?post=903149"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}