{"id":892342,"date":"2020-12-01T14:27:45","date_gmt":"2020-12-01T19:27:45","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=892342"},"modified":"2026-01-20T15:28:56","modified_gmt":"2026-01-20T20:28:56","slug":"scotiabank-scotia-us-dollar-daily-interest-account-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\/scotiabank-scotia-us-dollar-daily-interest-account-review","title":{"rendered":"Scotia U.S. Dollar Daily Interest Account review"},"content":{"rendered":"<p>The Scotiabank USD account is a cross-border account that lets you earn a tiered interest rate on your US dollar savings. You\u2019ll pay a monthly fee of $1 USD to maintain your account (though waived with a $200+ USD daily balance or the Seniors Discount). In return, you\u2019ll get 2 free debits per month and you\u2019ll enjoy competitive exchange rates on transfers.<\/p><h4>Scotiabank USD account interest rates<\/h4><p>The interest rates you\u2019ll earn on your Scotiabank USD account are outlined below. These rates are paid on the portion of the balance within each tier.<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Balance (USD)<\/th><th>Annual interest rate<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>$10,000 or more<\/td><td>0.05%<\/td><\/tr><tr><td>$5,000 \u2013 $9,999<\/td><td>0.025%<\/td><\/tr><tr><td>$1,000 \u2013 $4,999<\/td><td>0.01%<\/td><\/tr><tr><td>Up to $999<\/td><td>0%<\/td><\/tr><\/tbody><\/table><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\" style=\"text-decoration:underline; font-size:0.9em;\">Explore more Scotiabank savings accounts<\/a>\n<\/div>\n<\/article><h3>What are the benefits of the Scotiabank USD account?<\/h3><p>The Scotia U.S. Dollar Daily Interest Account comes with several benefits:<\/p><ul class=\"list-1\"><li><strong>Low monthly fees.<\/strong> You\u2019ll only pay $1 USD per month to maintain this account, which is waived with a $200+ USD daily balance or the Seniors Discount.<\/li><li><strong>Earn interest in US dollars.<\/strong> You\u2019ll earn tiered interest rates in US dollars, which will amount to more money if you decide to transfer your funds into Canadian dollars.<\/li><li><strong>Two free debits per month.<\/strong> You\u2019ll get 2 free debits per month, which can include cheques, bill payments, cash withdrawals and account transfers.<\/li><li><strong>No minimum deposits.<\/strong> You won\u2019t need to keep a minimum balance in your Scotiabank USD account to ensure that it remains active.<\/li><li><strong>Free US drafts.<\/strong> There\u2019s no fee for US dollar drafts purchased from this account.<\/li><li><strong>Automatic deposits.<\/strong> You can have your pay cheque or pension automatically deposited into your account.<\/li><\/ul><h3>What should I look out for?<\/h3><p>The Scotiabank US dollar account comes with a couple of drawbacks:<\/p><ul class=\"list-3\"><li><strong>No online application.<\/strong> You can only sign up for this account if you call in or sign up by booking an appointment at a branch.<\/li><li><strong>No interest under $1,000 USD.<\/strong> You won\u2019t earn any interest on any balance that you hold that sits under $1,000 USD.<\/li><li><strong>Currency exchange rates.<\/strong> You might spend a significant amount on foreign exchange rates if you regularly transfer funds between your US and Canadian account.<\/li><li><strong>Limited transactions.<\/strong> You\u2019ll only get two free debits per month and after that you\u2019ll be required to pay $1.25 USD per transaction.<\/li><li><strong>No ATM withdrawals.<\/strong> Only teller-assisted debits are allowed on this account, so it\u2019s not possible to <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/atm-near-me\">make ATM withdrawals<\/a> or debit purchases.<\/li><\/ul><h3>Compare Scotiabank with other savings accounts<\/h3>\n    \n\n<style>\n#toppicks { overflow-x: auto; }\n.table-expander__content { margin-left: 0.5rem; line-height: normal; }\n.pro-section { line-height: 1.35rem; text-align: left; }\n\n.topPicksF1 .card-topText {\n    font-weight: 800;\n    height: 50px;\n    font-style: italic;\n    align-content: space-around;\n}\n\n.topPicksF1 .zoom:hover {\n    box-shadow: 4px 6px 0 0 #232320;\n}\n\n.topPicksF1 .topPicks__deal {\n    color: #232021;\n    background-color: #F7F6EC;\n}\n\n.container-threepc.threepc-flex::-webkit-scrollbar { display: none; }\n.gx-badge__body.awards-badge__body.hasPopover.threepc-award { margin-top: 0; }\n.topPicks__card-card figure.award { padding: 0px 10px 20px 10px; margin: -3px auto 3px; width: 130px; }\n.topPicks__card-card figure.noward { padding: 10px; width: 130px; }\n.award-wrapper { height: 0px; display: block; margin: -23px auto 23px; }\n.award-bnt { padding-top: 0.5em; padding-bottom: 0.5em; }\n.award-pad { padding-top: 0.5rem; margin-bottom: 0.55rem; }\n.luna-card__block { padding: 1.25rem; }\n.ratings-w { width: 42%; 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}\n    .award-wrapper { height: 0px; display: block; }\n    .cardProductname-header { margin-top: 2.2rem; }\n\n    .mastheadPick-item {\n        margin: 5px;\n        width: 80%;\n    }\n\n    .standardMasthead__widgetSection {\n        margin-bottom: 0;\n    }\n\n    .cardColoured-banner {\n        font-size: 0.9rem;\n        background-color: #e5f7ff;\n    }\n}\n<\/style>\n\n<style>\n       .icondeal > use { fill: #232320 !important }\n    .icondeal { width: 1rem !important; height: 1rem !important; vertical-align: \/*middle;*\/ vertical-align: bottom !important;}\n  .best-page-offer-text-rib {  border-radius: 16px !important;  background-color: #F7F6EC; padding: 0.5rem; display: inline-block;}\n  .threepc-page-offer-text-rib { padding: 0.3em !important }\n  td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; } td.comparison-table__feature--longtext .has-margin-bottom-xsmall { border-radius: 3px; }\n<\/style> \n\n    \n\n\n                        \n\n\n\n\n\n\n    \n                <div class=\"container-threepc threepc-flex topPicksF1\" id=\"toppicks\">\n\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"8e951949-63cf-45fa-87c1-10b3c829d73a\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Longest Promotional Offer\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/eqbank-personal-account-ca-savings-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%228e951949-63cf-45fa-87c1-10b3c829d73a%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22offer_id%22%3A%2222475%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22position%22%3A%221%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22892342%22%2C%22post_path%22%3A%22savings-accounts%252Fscotiabank-savings%252Fscotiabank-scotia-us-dollar-daily-interest-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to EQ Bank\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/67ab80c3a09f2.png\" loading=\"lazy\" alt=\"EQ Bank logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67ab80c3a09f2.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67ab80c3a09f2.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67ab80c3a09f2.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67ab80c3a09f2.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67ab80c3a09f2.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/67ab80c3a09f2.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                        <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"8e951949-63cf-45fa-87c1-10b3c829d73a\" data-product-name=\"EQ Bank Personal Account\" data-niche=\"Savings Accounts\" data-provider-name=\"EQ Bank\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--fluid  \" style=\"text-wrap: wrap;\" title=\"Go to EQ Bank\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/eqbank-personal-account-ca-savings-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%228e951949-63cf-45fa-87c1-10b3c829d73a%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22offer_id%22%3A%2222475%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22position%22%3A%221%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22892342%22%2C%22post_path%22%3A%22savings-accounts%252Fscotiabank-savings%252Fscotiabank-scotia-us-dollar-daily-interest-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n\n                        \n                    <\/div>\n\n                    <div class=\"text-center\"> <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">8e951949-63cf-45fa-87c1-10b3c829d73a-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Earn up to 2.75% interest<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Unlimited free transactions<\/li>\r\n            \r\n         \r\n            \r\n                 <li>$0 account fee<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Zero everyday banking fees<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No min. balance required<\/li>\r\n            \r\n         \r\n            \r\n                 <li>CDIC protection for balances up to $100,000<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"0b4f0b20-d534-4e79-936c-6ffe0021ea2b\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Easy Signup\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/neo-savings-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%220b4f0b20-d534-4e79-936c-6ffe0021ea2b%22%2C%22product_name%22%3A%22Neo%2BSavings%2BAccount%22%2C%22offer_id%22%3A%2227131%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22position%22%3A%222%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22892342%22%2C%22post_path%22%3A%22savings-accounts%252Fscotiabank-savings%252Fscotiabank-scotia-us-dollar-daily-interest-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to Neo Financial\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png\" loading=\"lazy\" alt=\"Neo Financial logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                        <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"0b4f0b20-d534-4e79-936c-6ffe0021ea2b\" data-product-name=\"Neo Savings Account\" data-niche=\"Savings Accounts\" data-provider-name=\"Neo Financial\" data-rewards-campaign-name=\"neo_savings_cafsa_april_2026\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"rewards--cta  luna-button luna-button--success  luna-button--fluid  \" style=\"text-wrap: wrap;\" title=\"Go to Neo Financial\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/neo-savings-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%220b4f0b20-d534-4e79-936c-6ffe0021ea2b%22%2C%22product_name%22%3A%22Neo%2BSavings%2BAccount%22%2C%22offer_id%22%3A%2227131%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22position%22%3A%222%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22892342%22%2C%22post_path%22%3A%22savings-accounts%252Fscotiabank-savings%252Fscotiabank-scotia-us-dollar-daily-interest-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n<script src=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/rewards.482ec4183795d5e069d4.js\" type=\"text\/javascript\" defer><\/script>\n        <script src=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/loyalty-rewards.a32ff1e0871b1229ec30.js\" type=\"text\/javascript\" defer><\/script>\n<link rel=\"stylesheet\" href=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/rewards.4ac86867ae4423a808cc.css\" type=\"text\/css\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"neo_savings_cafsa_april_2026\"] = {\"startDate\":\"2026-04-15T08:00:00.000Z\",\"endDate\":\"2026-06-16T04:59:59.000Z\",\"showVisaLogo\":true,\"minimalUx\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $80 from Finder\",\"titleHighlight\":\"$80\",\"copyText\":\"Become a Finder Member \\u0026 open a \\u003Cb\\u003ENeo Financial Savings Account\\u003C\\\/b\\u003E online through Finder to receive a \\u003Cb\\u003E$80 digital Visa card\\u003C\\\/b\\u003E. Offer ends June 15, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"iconUrl\":\"https:\\\/\\\/www.finder.com.au\\\/parent-theme\\\/members\\\/prod\\\/images\\\/rewards-icon.d44fdf8dde3fe4daca8c6a17d56489ca.svg\",\"nicheText\":\"\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"0b4f0b20-d534-4e79-936c-6ffe0021ea2b\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-neo\",\"nicheCode\":\"CAFSA\",\"value\":\"80\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/neo-savings-account-80-gift-card-reward-april-2026\",\"validationDate\":\"2026-07-15T17:00:00.000Z\",\"fulfillmentDate\":\"2026-07-30T17:00:00.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/neo-savings-account-promotion-terms-and-conditions-april-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"},\"modalConfig\":{\"requireName\":true,\"title\":\"Get $80 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new Neo Financial account\",\"items\":[{\"icon\":\"user\",\"text\":\"Become a Finder Member for free in under 1 minute\"},{\"icon\":\"shopping-bag\",\"text\":\"Open a Neo Financial Savings Account online through Finder\"},{\"icon\":\"confetti\",\"text\":\"Receive your $80 digital Visa card from Finder on or before July 30, 2026\"}],\"heading\":\"Get $80 from Finder\",\"membersHeading\":\"Get $80 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Become a Finder Member for free in under 1 minute\\n* Open a \\u003Cb\\u003ENeo Financial Savings Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $80 digital Visa card from Finder on or before July 30, 2026\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open a \\u003Cb\\u003ENeo Financial Savings Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $80 digital Visa card from Finder on or before July 30, 2026\",\"emailCaption\":\"Your Visa card will be delivered here. Your details must match your new Neo Financial account\",\"continueText\":\"GET $80 REWARD\",\"abortText\":\"SKIP REWARD, CONTINUE TO NEO FINANCIAL\",\"copyText\":\"Ends on June 15, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-neo\",\"nicheCode\":\"CAFSA\",\"value\":\"80\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/neo-savings-account-80-gift-card-reward-april-2026\",\"validationDate\":\"2026-07-15T17:00:00.000Z\",\"fulfillmentDate\":\"2026-07-30T17:00:00.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/neo-savings-account-promotion-terms-and-conditions-april-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"}};<\/script>\n                        \n                    <\/div>\n\n                    <div class=\"text-center\"> <style>\r\n\t\t.deals--container {\r\n\t\t\tdisplay: flex;\r\n\t\t\tflex-direction: column;\r\n\t\t\ttext-align: left;\r\n\t\t\tpadding: 0 0 8px;\r\n\t\t}\r\n\t\t.deals--rewards-container {\r\n\t\t\tmargin-bottom: 16px;\r\n\t\t}\r\n\t\t\/* FIX: dot added before .pill-rewards *\/\r\n\t\t.deals--rewards,\r\n\t\t.pill-rewards {\r\n\t\t\tbackground-color: #0a41ee;\r\n\t\t\tborder-radius: 12px;\r\n\t\t\tpadding: 12px !important;\r\n\t\t\tcolor: white;\r\n\t\t\tmargin: 0 10px !important;\r\n\t\t\tbox-sizing: border-box;\r\n\t\t}\r\n\t\t.deals--rewards-tag {\r\n\t\t\tdisplay: inline-block;\r\n\t\t\tbackground-color: white;\r\n\t\t\tcolor: #1d53ff;\r\n\t\t\tborder-radius: 999px;\r\n\t\t\tfont-weight: 900;\r\n\t\t\tfont-size: 12px;\r\n\t\t\ttext-transform: uppercase;\r\n\t\t\tmargin-bottom: 8px;\r\n\t\t\tpadding: 3px 8px 1px;\r\n\t\t}\r\n\t\t.deals--rewards span {\r\n\t\t\tfont-size: 14px !important;\r\n\t\t\tfont-weight: 400;\r\n\t\t\tline-height: 1.5;\r\n\t\t}\r\n\t\t.pill-rewards {\r\n\t\t\tdisplay: block !important;\r\n\t\t\twhite-space: normal;\r\n\t\t}\r\n\t\t.popover-wrapper {\r\n\t\t\tdisplay: inline-flex;\r\n\t\t\talign-items: center;\r\n\t\t\tgap: 6px;\r\n\t\t\tposition: relative;\r\n\t\t}\r\n\t\t.info-icon {\r\n\t\t\twidth: 18px;\r\n\t\t\theight: 18px;\r\n\t\t\tdisplay: inline-block !important;\r\n\t\t\tbackground-size: contain;\r\n\t\t\tbackground-repeat: no-repeat;\r\n\t\t\tcursor: pointer;\r\n\t\t\tmargin-left: 0.3rem;\r\n\t\t}\r\n\t\t.info-icon::before {\r\n\t\t\tcontent: \"\";\r\n\t\t\tdisplay: block;\r\n\t\t\twidth: 100%;\r\n\t\t\theight: 100%;\r\n\t\t\tbackground-image: url(\"data:image\/svg+xml, %3Csvg%20viewBox='0%200%2024%2024'%20xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath%20fill='%23ffffff'%20d='M11 17h2v-6h-2v6zm1-15C6.48 2 2 6.48 2 12s4.48 10 10 10 10-4.48 10-10S17.52 2 12 2zm0 18.75c-4.823 0-8.75-3.927-8.75-8.75S7.177 3.25 12 3.25s8.75 3.927 8.75 8.75-3.927 8.75-8.75 8.75zM11 9h2V7h-2v2z'\/%3E%3C\/svg%3E\");\r\n\t\t}\r\n\r\n\t\t\/* Tooltip *\/\r\n\t\t.popover-box-rewards {\r\n\t\t\tposition: absolute;\r\n\t\t\ttop: 100%;\r\n\t\t\tleft: 50%;\r\n\t\t\ttransform: translateX(-50%) translateY(0);\r\n\t\t\tmargin-top: 6px;\r\n\t\t\tbackground: #fff;\r\n\t\t\tborder: 1px solid #0a41ee;\r\n\t\t\tborder-radius: 6px;\r\n\t\t\tpadding: 0.5rem 0.75rem;\r\n\t\t\tbox-shadow: 0 4px 10px rgba(0, 0, 0, 0.15);\r\n\t\t\tfont-size: 12px;\r\n\t\t\tmin-width: 150px;\r\n\t\t\tmax-width: 180px;\r\n\t\t\tline-height: 1.4;\r\n\t\t\twhite-space: normal;\r\n\t\t\topacity: 0;\r\n\t\t\tpointer-events: none;\r\n\t\t\tz-index: 1000;\r\n\t\t\ttransition: opacity 0.25s ease, transform 0.25s ease;\r\n\t\t}\r\n\r\n\t\t\/* Force tooltip text to black (override .deals--rewards { color: white }) *\/\r\n\t\t.deals--rewards .popover-box-rewards,\r\n\t\t.deals--rewards .popover-box-rewards * {\r\n\t\t\tcolor: #000 !important;\r\n\t\t}\r\n\r\n\t\t\/* Link style inside tooltip *\/\r\n\t\t.deals--rewards .popover-box-rewards a {\r\n\t\t\tcolor: #0a41ee !important;\r\n\t\t\ttext-decoration: underline;\r\n\t\t\tfont-size: 12px;\r\n\t\t}\r\n\t\t.deals--rewards span b {\r\n\t\t\tdisplay: inline-block !important;\r\n\t\t}\r\n\r\n      .deals--rewards-terms { margin-left: 0 !Important; }\r\n\t\t\/* Responsive *\/\r\n\t\t@media screen and(max-width: 768px) {\r\n\t\t\t.popover-box-rewards {\r\n\t\t\t\tmin-width: 120px;\r\n\t\t\t\tmax-width: 160px;\r\n\t\t\t\tfont-size: 11px;\r\n\t\t\t}\r\n\t\t\t.info-icon {\r\n\t\t\t\twidth: 16px;\r\n\t\t\t\theight: 16px;\r\n\t\t\t}\r\n\t\t}\r\n\t\t@media screen and(max-width: 601px) {\r\n\t\t\t.popover-box-rewards {\r\n\t\t\t\tmin-width: 160px;\r\n\t\t\t\tmax-width: 200px;\r\n\t\t\t\tfont-size: 11px;\r\n\t\t\t}\r\n\t\t\t.info-icon {\r\n\t\t\t\twidth: 16px;\r\n\t\t\t\theight: 16px;\r\n\t\t\t}\r\n                \r\n\t\t}\r\n.popover-box-rewards br:not(:first-of-type) {\r\n  display: none !important;\r\n}\r\n\r\n\t<\/style>\r\n\r\n\t<div class=\"u-grid__col u-1\/1 deals--container\">\r\n\t\t\r\n\t\t\t<div class=\"deals--rewards-container\">\r\n\t\t\t\t<div class=\"deals--container\">\r\n\t\t\t\t\t<div class=\"deals--rewards pill-rewards\">\r\n\t\t\t\t\t\t<h1 class=\"deals--rewards-tag\" style=\"display: inline-block;\">Finder Reward<\/h1>\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t<span class=\"popover-wrapper\">\r\n\t\t\t\t\t\t\t<b>Finder Members get a $80 digital Visa gift card.<\/b>\r\n\t\t\t\t\t\t<span class=\"info-icon\"><\/span>\r\n\t\t\t\t\t\t<div class=\"popover-box-rewards\">\r\n\t\t\t\t\t\t\t Become a Finder Member &amp; open a Neo Savings Account.\r\n\t\t\t\t\t\t\t\t<br>\r\n\t\t\t\t\t\t\t\t<a href=\"\/ca\/finder-rewards\/neo-savings-account-promotion-terms-and-conditions-april-2026\" class=\"deals--rewards-terms\" target=\"_blank\" rel=\"noopener noreferrer\">\r\n\t\t\t\t\t\t\t\t\tT&amp;Cs apply.\r\n\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/span>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t\r\n<\/div>\r\n\r\n<script>\r\n\tdocument.querySelectorAll('.popover-wrapper').forEach(wrapper => {\r\nconst icon = wrapper.querySelector('.info-icon');\r\nconst tooltip = wrapper.querySelector('.popover-box-rewards');\r\nlet timeout;\r\n\r\nconst showTooltip = () => {\r\nclearTimeout(timeout);\r\ntooltip.style.opacity = 1;\r\ntooltip.style.pointerEvents = 'auto';\r\ntooltip.style.transform = 'translateX(-50%) translateY(3px)';\r\n};\r\n\r\nconst hideTooltip = () => {\r\ntimeout = setTimeout(() => {\r\ntooltip.style.opacity = 0;\r\ntooltip.style.pointerEvents = 'none';\r\ntooltip.style.transform = 'translateX(-50%) translateY(0)';\r\n}, 150);\r\n};\r\n\r\nicon.addEventListener('mouseenter', showTooltip);\r\nicon.addEventListener('mouseleave', hideTooltip);\r\ntooltip.addEventListener('mouseenter', showTooltip);\r\ntooltip.addEventListener('mouseleave', hideTooltip);\r\n});\r\n<\/script><\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">0b4f0b20-d534-4e79-936c-6ffe0021ea2b-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Earn up to 3.00%<span class=\"table-popover\" rel=\"popover\" data-content=\"{{RATES.INTEREST_RATE_TOOLTIP}}\" title=\"\" data-original-title=\"More info\"> interest on savings<\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>Open an account instantly<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No minimum account balance to start earning interest<\/li>\r\n            \r\n         \r\n            \r\n                 <li>CDIC protection for balances up to $100,000<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"b018d030-a7af-47a6-ae85-84ed4c42f7cb\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Bonus Interest Rate\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/tangerine-savings-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22b018d030-a7af-47a6-ae85-84ed4c42f7cb%22%2C%22product_name%22%3A%22Tangerine%2BSavings%2BAccount%22%2C%22offer_id%22%3A%2226269%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22position%22%3A%223%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22892342%22%2C%22post_path%22%3A%22savings-accounts%252Fscotiabank-savings%252Fscotiabank-scotia-us-dollar-daily-interest-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to Tangerine\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png\" loading=\"lazy\" alt=\"Tangerine logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                        <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"b018d030-a7af-47a6-ae85-84ed4c42f7cb\" data-product-name=\"Tangerine Savings Account\" data-niche=\"Savings Accounts\" data-provider-name=\"Tangerine\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--fluid  \" style=\"text-wrap: wrap;\" title=\"Go to Tangerine\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/tangerine-savings-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22b018d030-a7af-47a6-ae85-84ed4c42f7cb%22%2C%22product_name%22%3A%22Tangerine%2BSavings%2BAccount%22%2C%22offer_id%22%3A%2226269%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22position%22%3A%223%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22892342%22%2C%22post_path%22%3A%22savings-accounts%252Fscotiabank-savings%252Fscotiabank-scotia-us-dollar-daily-interest-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n\n                        \n                    <\/div>\n\n                    <div class=\"text-center\"> <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">b018d030-a7af-47a6-ae85-84ed4c42f7cb-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Earn 4.50% for 5 months, then 0.30% thereafter<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No monthly account fee<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Automatic savings option<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Free access to Scotiabank ABM network<\/li>\r\n            \r\n         \r\n            \r\n                 <li>CDIC Deposit insurance up to $100,000<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n            <\/div>\n\n    \n<article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Must read: <\/span><a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers#best-savings\" style=\"text-decoration:underline; font-size:0.9em;\">View the best new savings account offers in Canada<\/a>\n<\/div>\n<\/article><h3>How do I open a Scotiabank USD account?<\/h3><p>Follow these steps to open a Scotiabank US dollar account online:<\/p><ol><li>Go to Scotiabank\u2019s website and find the page for the Scotia U.S. Dollar Daily Interest Account.<\/li><li>Select <strong>Book appointment<\/strong> or call the toll-free number listed at the bottom of the page.<\/li><li>Gather information to bring to your appointment. Be prepared to submit personal details like your name, address, SIN and government-issued ID to verify your identity.<\/li><\/ol><h3>Eligibility requirements<\/h3><p>To apply for a Scotiabank US dollar account, you need to meet the following criteria:<\/p><ul><li>Be a Canadian resident<\/li><li>Be at least the age of majority in your province or territory (18 or 19)<\/li><li>Be opening a sole account in your name<\/li><\/ul><h4>Required documents and information<\/h4><ul><li>Your name, residential status and contact information<\/li><li>Your Social Insurance Number (optional) and date of birth<\/li><li>Your email address and phone number<\/li><\/ul><h3>How do I deposit or withdraw my money?<\/h3><p>Once you put money into your Scotiabank USD account, you can easily transfer it out by visiting a branch in person. You can also transfer your money using an online transfer. You won\u2019t have access to ATM withdrawals, debit purchases or Interac e-Transfers with this account.<\/p><p>You\u2019ll be able to deposit funds into this account by sending them to yourself from your other Scotiabank accounts. You can also sign up for direct payroll or pension deposits. It\u2019s also possible to deposit a cheque into this account or put money in by visiting a branch in person.<\/p><h3>How can I get in touch with customer service?<\/h3><p>You have a few options available to connect with Scotiabank customer service:<\/p><ul><li>By phone. Call Scotiabank\u2019s toll-free number to speak with an agent at any time of day or night.<\/li><li>In person. Visit a branch in person to speak to an agent about your banking needs.<\/li><li>By email. Send inquiries by email to Scotiabank\u2019s generic email inbox or send a secure message through your online account.<\/li><li>Through social media. Use Facebook or Twitter to ask any questions you may have about the Scotiabank US dollar account.<\/li><\/ul><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\" style=\"text-decoration:underline; font-size:0.9em;\">Learn more about Scotiabank chequing accounts<\/a>\n<\/div>\n<\/article><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">Is there a monthly fee for the Scotiabank USD account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Your monthly fee for this account will be $1 USD, which is very low for a savings account. You can get waived with a $200+ USD daily balance or the Seniors Discount at all times.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">How many free transactions come with the Scotiabank US dollar account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You can only make 2 free withdrawals on this account per month. After this, you'll have to pay a fee of $1.25 USD for every transaction you carry out, including cashing cheques, paying bills, withdrawing cash or making account transfers.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">Is there a currency exchange fee when I transfer in and out of the Scotiabank USD account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. You'll have to pay currency exchange rates to transfer money from Canadian dollars into US dollars, and vice versa. You can find out more about how much you'll have to pay by checking out Scotiabank's exchange rate on its website.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Is my money safe with Scotiabank?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>It sure is. Scotiabank is a member of the Canada Deposit Insurance Corporation, which means that any money you put into your account will be protected up to $100,000 CAD in the very unlikely event that Scotiabank becomes insolvent.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">Can I apply for the Scotiabank USD account online?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Unfortunately, no. The only way you'll be able to sign up for this account in person is if you make an appointment to visit a branch or you call in over the phone.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3><div class=\"sources sources__f1\">\n    <link rel=\"stylesheet\" href=\"https:\/\/www.finder.com\/parent-theme\/shortcodes\/article-source\/prod\/article-source.87684078d471e76125dd.css\">\n    \n  <ul class=\"luna-accordionGroup accordionGroup\">\n    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n      <div class=\"luna-accordion__summary\">\n        <h3 class=\"luna-accordion__heading\">\n          <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"sources_560990170\" data-toggle=\"collapse\" data-target=\"#sources_560990170\">\n            <span class=\"luna-accordion__title u-text--lg u-font--bold\">Sources<\/span>\n            <svg class=\"luna-icon\" aria-hidden=\"true\">\n              <use href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n              <use href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n            <\/svg>\n          <\/button>\n        <\/h3>\n      <\/div>\n      <div class=\"luna-accordion__details collapse \" aria-hidden=\"true\" id=\"sources_560990170\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n          <p class=\"sources__description\">Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are <a href=\"https:\/\/www.finder.com\/ca\/why-trust-us\">fact checked<\/a> in line with our <a href=\"https:\/\/www.finder.com\/ca\/editorial-guidelines\">editorial guidelines<\/a>.<\/p>\n          <ol class=\"u-pl--0 u-text--lg u-font--medium\">\n                                          <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.scotiabank.com\/ca\/en\/personal\/bank-accounts\/savings-accounts\/us-dollar-interest-account.html\" target=\"_blank\">Scotiabank: Scotia U.S. Dollar Daily Interest Account, Accessed April 25, 2024<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.cdic.ca\/your-coverage\/list-of-member-institutions\" target=\"_blank\">CDIC: List of Members, Accessed April 25, 2024<\/a><\/li>\n                                    <\/ol>\n        <\/div>\n      <\/div>\n    <\/li>\n  <\/ul>\n    <script defer src=\"https:\/\/www.finder.com\/parent-theme\/shortcodes\/article-source\/prod\/article-source.de087a0da9824e407767.js\"><\/script>\n  <\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Earn interest when you deposit your savings in US dollars with this cross-border account. <\/p>\n","protected":false},"author":474,"featured_media":1037080,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[100871],"tags":[],"asset_tag":[],"class_list":["post-892342","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-scotiabank-savings"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Scotiabank USD Account Review: Pros &amp; Cons | Finder CA<\/title>\n<meta name=\"description\" content=\"The Scotiabank US dollar account pays interest on your USD and has low or no monthly fees. Learn more in our Scotiabank USD account review.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\/scotiabank-scotia-us-dollar-daily-interest-account-review\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Scotia U.S. Dollar Daily Interest Account review\" \/>\n<meta property=\"og:description\" content=\"The Scotiabank US dollar account pays interest on your USD and has low or no monthly fees. Learn more in our Scotiabank USD account review.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\/scotiabank-scotia-us-dollar-daily-interest-account-review\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-01T19:27:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Scotiabank_Supplied_1800x1000.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Claire Horwood\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Claire Horwood\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\/scotiabank-scotia-us-dollar-daily-interest-account-review#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\/scotiabank-scotia-us-dollar-daily-interest-account-review\"},\"author\":{\"name\":\"Claire Horwood\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414\"},\"headline\":\"Scotia U.S. Dollar Daily Interest Account review\",\"datePublished\":\"2020-12-01T19:27:45+00:00\",\"dateModified\":\"2024-04-25T19:04:10+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\/scotiabank-scotia-us-dollar-daily-interest-account-review\"},\"wordCount\":1824,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\/scotiabank-scotia-us-dollar-daily-interest-account-review#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Scotiabank_Supplied_1800x1000.jpg\",\"articleSection\":[\"Scotiabank Savings Accounts\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"editor\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/784654a651a2874261e8007614422c55\"},\"citation\":[{\"@type\":\"CreativeWork\",\"name\":\"Scotiabank: Scotia U.S. Dollar Daily Interest Account, Accessed April 25, 2024\",\"url\":\"https:\/\/www.scotiabank.com\/ca\/en\/personal\/bank-accounts\/savings-accounts\/us-dollar-interest-account.html\"},{\"@type\":\"CreativeWork\",\"name\":\"CDIC: List of Members, Accessed April 25, 2024\",\"url\":\"https:\/\/www.cdic.ca\/your-coverage\/list-of-member-institutions\"}],\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\/scotiabank-scotia-us-dollar-daily-interest-account-review\",\"url\":\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\/scotiabank-scotia-us-dollar-daily-interest-account-review\",\"name\":\"Scotiabank USD Account Review: Pros & Cons | Finder CA\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\/scotiabank-scotia-us-dollar-daily-interest-account-review#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\/scotiabank-scotia-us-dollar-daily-interest-account-review#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Scotiabank_Supplied_1800x1000.jpg\",\"datePublished\":\"2020-12-01T19:27:45+00:00\",\"dateModified\":\"2024-04-25T19:04:10+00:00\",\"description\":\"The Scotiabank US dollar account pays interest on your USD and has low or no monthly fees. 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