{"id":889307,"date":"2020-11-20T11:24:04","date_gmt":"2020-11-20T16:24:04","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=889307"},"modified":"2026-09-07T07:06:08","modified_gmt":"2026-09-07T11:06:08","slug":"cibc-smart-for-students-account-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/chequing-accounts\/cibc-chequing\/cibc-smart-for-students-account-review","title":{"rendered":"CIBC Smart for Students Account review"},"content":{"rendered":"<p>Students are often looking for low cost banking options. The CIBC Smart for Students account has no monthly fee and unlimited transactions. Other banking services are available with this account, but come with a price.<\/p><h4>30-second take<\/h4><ul class=\"list-1\"><li>Unlimited transactions with no monthly fee or per transaction charges.<\/li><\/ul><ul class=\"list-12\"><li>Other banking services are available with an extra cost.<\/li><\/ul><ul class=\"list-2\"><li>There is no minimum income requirement to be eligible.<\/li><\/ul><h3>What are the benefits of the CIBC Smart for Students Account?<\/h3><p>Since students are at a point in their life where they\u2019re spending and not earning money, student bank accounts have unique benefits. Below is a list of perks that come with the CIBC Smart for Students Account:<\/p><ul class=\"list-1\"><li><strong>No monthly fee.<\/strong> The account is free for students to use.<\/li><li><strong>Unlimited transactions.<\/strong> Pay for your tuition, textbooks, education supplies and entertainment without having to worry about transaction limits.<\/li><li><strong>Free Interac e-Transfers.<\/strong> Students don\u2019t have to pay the $1.50 Interac e-Transfer fee.<\/li><\/ul><h3>What should I look out for?<\/h3><ul class=\"list-3\"><li><strong>Fees for other banking services.<\/strong> Non-CIBC ATM withdrawals, insufficient funds, wire payments, stop payments and other banking services are not free.<\/li><li><strong>Overdraft protection qualification.<\/strong> CIBC clients must be approved for overdraft protection. Income, outstanding debt and credit will be considered in the approval process. Students may not be eligible.<\/li><\/ul><h3 id=\"product-comparison-box\">Compare with other student accounts<\/h3><script id=\"toppicks-datalayer\">\n  window.dataLayerState = [{\"TopPicksData_cardCategory\":\"Earn Interest\",\"TopPicksData_providerLabel\":\"EQ Bank\",\"TopPicksData_primaryCta\":\"true\",\"TopPicksData_hasReward\":\"false\",\"TopPicksData_position\":1},{\"TopPicksData_cardCategory\":\"Student Chequing Account\",\"TopPicksData_providerLabel\":\"BMO\",\"TopPicksData_primaryCta\":\"true\",\"TopPicksData_hasReward\":\"false\",\"TopPicksData_position\":2},{\"TopPicksData_cardCategory\":\"No-Fee Account\",\"TopPicksData_providerLabel\":\"Tangerine\",\"TopPicksData_primaryCta\":\"true\",\"TopPicksData_hasReward\":\"false\",\"TopPicksData_position\":3}];\n<\/script>\n\n\n  <div id=\"toppicks\" class=\"topPicks rewards--container topPicksF1\" data-count-items=\"3\" data-desktop-count=\"3\" data-niche=\"CAFSA-CHQ\" data-rewards-component=\"top-picks\">\n        <div class=\"topPicks__list\">\n      <div class=\"u-grid u-grid--alignStretch\">\n                  <div class=\"u-grid__col topPicks__col u-3\/4 u-5\/12@s u-1\/3@l\">\n            <article class=\"topPicks__card luna-card luna-card--stretch\">\n\n              <header class=\"topPicks__header\">\n                <p class=\"topPicks__category\">Earn Interest<\/p>\n              <\/header>\n\n              <div class=\"topPicks__body\">\n                \n                <div class=\"topPicks__nameRow\">\n                                                            <a href=\"https:\/\/www.finder.com\/ca\/banking\/eq-bank-review\/eq-bank-personal-account-review\" class=\"topPicks__productName\">EQ Bank Personal Account<\/a>\n                                                      <\/div>\n\n                <figure class=\"topPicks__figure\">\n                                                        <img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg\" srcset=\"https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg\" class=\"topPicks__image\" alt=\"EQ Bank logo\" loading=\"lazy\">\n                                  <\/figure>\n\n                \n                <div class=\"topPicks__ctaRow\">\n                                      <a class=\"luna-button luna-button--success luna-button--fluid topPicks__cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/eqbank-personal-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22top_picks%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%22bffd0c48-dbf8-4ec5-aedf-a9eeb532406b%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22provider_id%22%3A%225e5bd9bf-b394-4422-97dc-7e9052c4f642%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2222475%22%2C%22post_id%22%3A%22889307%22%2C%22post_path%22%3A%22chequing-accounts%252Fcibc-chequing%252Fcibc-smart-for-students-account-review%22%2C%22post_country%22%3A%22ca%22%7D\" rel=\"sponsored\" target=\"_blank\" data-card-position=\"1\">Go to site<\/a>\n                                  <\/div>\n\n                <div class=\"topPicks__disclaimerRow\">\n                                  <\/div>\n\n                \n                \n                                  <div class=\"topPicks__descriptionRow\">\n                                          <ul class=\"topPicks__features\">\n                                                                              <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span><b>Earn 2.75% interest for 12 months<\/b><\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>No monthly account fee<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Free ATM withdrawals across Canada<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>No transaction fees<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>No e-Transfer fees<\/span><\/li>\n                                                                        <\/ul>\n                                      <\/div>\n                              <\/div>\n\n            <\/article>\n\n                      <\/div>\n                  <div class=\"u-grid__col topPicks__col u-3\/4 u-5\/12@s u-1\/3@l\">\n            <article class=\"topPicks__card luna-card luna-card--stretch\">\n\n              <header class=\"topPicks__header\">\n                <p class=\"topPicks__category\">Student Chequing Account<\/p>\n              <\/header>\n\n              <div class=\"topPicks__body\">\n                \n                <div class=\"topPicks__nameRow\">\n                                                            <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review\" class=\"topPicks__productName\">BMO Performance Student Chequing Account<\/a>\n                                                      <\/div>\n\n                <figure class=\"topPicks__figure\">\n                                                        <img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png\" class=\"topPicks__image\" alt=\"BMO logo\" loading=\"lazy\">\n                                  <\/figure>\n\n                \n                <div class=\"topPicks__ctaRow\">\n                                      <a class=\"luna-button luna-button--success luna-button--fluid topPicks__cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/bmo-student-performance-chequing-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22top_picks%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%22e6617d89-e52f-4a76-845d-0fea1a167d23%22%2C%22product_name%22%3A%22BMO%2BPerformance%2BStudent%2BChequing%2BAccount%22%2C%22provider_id%22%3A%2217ec4faf-007c-4695-8db1-58ffc0fdcac9%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2223100%22%2C%22post_id%22%3A%22889307%22%2C%22post_path%22%3A%22chequing-accounts%252Fcibc-chequing%252Fcibc-smart-for-students-account-review%22%2C%22post_country%22%3A%22ca%22%7D\" rel=\"sponsored\" target=\"_blank\" data-card-position=\"2\">Go to site<\/a>\n                                  <\/div>\n\n                <div class=\"topPicks__disclaimerRow\">\n                                  <\/div>\n\n                \n                \n                                  <div class=\"topPicks__descriptionRow\">\n                                          <ul class=\"topPicks__features\">\n                                                                              <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span><b>Get up to $800<\/b><\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>No monthly account fee<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Unlimited transactions per month<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Unlimited Interac e-transfers<\/span><\/li>\n                                                                        <\/ul>\n                                      <\/div>\n                              <\/div>\n\n            <\/article>\n\n                      <\/div>\n                  <div class=\"u-grid__col topPicks__col u-3\/4 u-5\/12@s u-1\/3@l\">\n            <article class=\"topPicks__card luna-card luna-card--stretch\">\n\n              <header class=\"topPicks__header\">\n                <p class=\"topPicks__category\">No-Fee Account<\/p>\n              <\/header>\n\n              <div class=\"topPicks__body\">\n                \n                <div class=\"topPicks__nameRow\">\n                                                            <a href=\"https:\/\/www.finder.com\/ca\/banking\/tangerine-bank-review\/tangerine-bank-chequing-account\" class=\"topPicks__productName\">Tangerine No-Fee Daily Chequing Account<\/a>\n                                                      <\/div>\n\n                <figure class=\"topPicks__figure\">\n                                                        <img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6a87338db118a.png\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6a87338db118a.png\" class=\"topPicks__image\" alt=\"Tangerine logo\" loading=\"lazy\">\n                                  <\/figure>\n\n                \n                <div class=\"topPicks__ctaRow\">\n                                      <a class=\"luna-button luna-button--success luna-button--fluid topPicks__cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/tangerine-chequing-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22top_picks%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%229a3738f9-8b59-40df-afb9-0892ea7f99a5%22%2C%22product_name%22%3A%22Tangerine%2BNo-Fee%2BDaily%2BChequing%2BAccount%22%2C%22provider_id%22%3A%22a546451c-cb2b-4f70-be3f-9cb35ba81aeb%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2226268%22%2C%22post_id%22%3A%22889307%22%2C%22post_path%22%3A%22chequing-accounts%252Fcibc-chequing%252Fcibc-smart-for-students-account-review%22%2C%22post_country%22%3A%22ca%22%7D\" rel=\"sponsored\" target=\"_blank\" data-card-position=\"3\">Go to site<\/a>\n                                  <\/div>\n\n                <div class=\"topPicks__disclaimerRow\">\n                                  <\/div>\n\n                \n                \n                                  <div class=\"topPicks__descriptionRow\">\n                                          <ul class=\"topPicks__features\">\n                                                                              <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span><b>Earn up to $250<\/b><\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Unlimited day-to-day transactions<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Free Interac e-Transfers<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>No monthly fee or minimum balance requirement<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>First chequebook is free<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Fee-free access to over 3,500 Scotiabank ATMs<\/span><\/li>\n                                                                        <\/ul>\n                                      <\/div>\n                              <\/div>\n\n            <\/article>\n\n                      <\/div>\n              <\/div>\n    <\/div>\n  <\/div>\n<h3>CIBC\u2019s ATM network and fees<\/h3><p>Accessing CIBC ATMs is convenient because the bank has over 1,000 locations across Canada. In addition to withdrawing and depositing cash, Smart for Students account holders can view recent transactions, access debit and credit account balances and receive paperless receipts using CIBC ATMs.<\/p><p>Students do not have to pay ATM fees when using a CIBC ATM. When using a non-CIBC <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/atm-near-me\">ATM in Canada<\/a>, a $2 fee per transaction is applicable. ATM withdrawals made in the US cost $3 each plus a 2.5% administrative fee. ATM withdrawals made outside of Canada and the US cost $5 each plus a 2.5% administrative fee. External fees may apply on ATM withdrawals as well.<\/p><h3>How do I open a CIBC Smart for Students Account?<\/h3><ol><li>From CIBC\u2019s website, click Bank Accounts, then Students under Offers and Bundles.<\/li><li>Click Apply now.<\/li><li>Provide CIBC with the necessary information, including your full name, date of birth, address, residential status and contact information. After entering each piece of information, click Next.<\/li><li>Indicate how you intend to use the Smart for Students Account. Click Next.<\/li><li>Review the information you entered and click Next.<\/li><\/ol><h4>Eligibility<\/h4><p>To be eligible for the CIBC Smart for Students Account, you must meet the following criteria:<\/p><ul class=\"list-7\"><li>Be a Canadian resident<\/li><li>Be at least the age of majority in your province or territory.<\/li><li>Reside at a valid Canadian residential address<\/li><\/ul><h4>Required information<\/h4><p>During the application process, you will be asked to provide the following information:<\/p><ul class=\"list-7\"><li>Full name<\/li><li>Date of birth<\/li><li>Address, residential status and length of time at that residence<\/li><li>Phone number<\/li><li>Email address<\/li><li>Proof of student status<\/li><li>The same information for a co-applicant, if applicable<\/li><\/ul><h3>How do I deposit or withdraw my money?<\/h3><p>CIBC offers a plethora of ways to bank because it\u2019s one of Canada\u2019s biggest financial institutions. Cheque deposits can be performed at a branch or ATM, or from a mobile device, tablet or web browser. Cash can be deposited at a branch or CIBC ATM. Withdrawals are available at a branch or an ATM using your debit card.<\/p><h3>What other student banking options does CIBC offer?<\/h3><ul class=\"list-10\"><li><strong>Aventura Visa for Students.<\/strong> This student credit card has no annual fee. While spending on gas, grocery, pharmacy and travel through the CIBC Rewards Centre, cardholders earn 1 Aventura point. All other purchases yield 1 point for every $2 spent.<\/li><li><strong>Aero Platinum Visa for Students.<\/strong> The annual fee for this credit card is $39. Cardholders earn 1 mile for every $1.50 spent on the card.<\/li><li><strong>Dividend Visa for Students.<\/strong> Earn cashback rewards when spending with this credit card. There is no annual fee.<\/li><li><strong>CIBC Education Line of Credit.<\/strong> Obtain revolving, flexible credit of $5,000 or more to finance a portion of your education.<\/li><\/ul><h3>Expert review<\/h3><p>Students who only require a basic chequing account will benefit from the CIBC Smart for Students Account. Individuals that require more banking services while they\u2019re in school may need to <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\" rel=\"noopener noreferrer\">research other chequing account options<\/a>.<\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">What are pre-authorized payments?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Pre-authorized payments are a convenient way to pay your monthly obligations. Under this payment method, owed amounts are withdrawn from your account automatically at a time of your choice. Payment amounts can be fixed or variable.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">How do I stop a payment?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><ol><li>Stop payments can be performed on cheques or upcoming pre-authorized debits. Sign in to CIBC Online Banking and follow the below instructions:<\/li><li>Select Customer Services.<\/li><li>Select Stop Payments.<\/li><li>Review the Terms and Conditions and select I Agree to accept them.<\/li><li>Select Stop a Payment on a Cheque or Stop a Pre-Authorized Debit, whichever is applicable.<\/li><li>Enter the payee and payment amount for a cheque or select the pre-authorized payment you want to stop.<\/li><li>Select the account the payment will be withdrawn from.<\/li><li>Select an account that you want the service fee to be paid from and click Next.<\/li><li>Review the information and select Stop payment to complete the request.<\/li><\/ol><\/div>\n  <\/div>\n<\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>Students who only require a basic chequing account will benefit from the CIBC Smart for Students Account. <\/p>\n","protected":false},"author":986,"featured_media":1037114,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"CIBC Smart for Students Account","_yoast_wpseo_title":"CIBC Smart for Students Account Review | Finder Canada","_yoast_wpseo_metadesc":"The CIBC Smart for Students account has no monthly fee and unlimited transactions.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":"false","post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":"false","post_editor":"-1","post_editor_date":null,"post_author_date":"","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2025-06-02 18:50:12\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We made sure information throughout this review is up to date, and updated our list of alternative student accounts.\"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":""},"categories":[101386],"tags":[],"asset_tag":[],"class_list":["post-889307","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cibc-chequing"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>CIBC Smart for Students Account Review | Finder Canada<\/title>\n<meta name=\"description\" content=\"The CIBC Smart for Students account has no monthly fee and unlimited transactions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/cibc-chequing\/cibc-smart-for-students-account-review\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CIBC Smart for Students Account review\" \/>\n<meta property=\"og:description\" content=\"The CIBC Smart for Students account has no monthly fee and unlimited transactions.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/cibc-chequing\/cibc-smart-for-students-account-review\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" 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