{"id":889307,"date":"2020-11-20T11:24:04","date_gmt":"2020-11-20T16:24:04","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=889307"},"modified":"2025-06-02T14:57:12","modified_gmt":"2025-06-02T18:57:12","slug":"cibc-smart-for-students-account-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/chequing-accounts\/cibc-chequing\/cibc-smart-for-students-account-review","title":{"rendered":"CIBC Smart for Students Account review"},"content":{"rendered":"<p>Students are often looking for low cost banking options. The CIBC Smart for Students account has no monthly fee and unlimited transactions. Other banking services are available with this account, but come with a price.<\/p><h4>30-second take<\/h4><ul class=\"list-1\"><li>Unlimited transactions with no monthly fee or per transaction charges.<\/li><\/ul><ul class=\"list-12\"><li>Other banking services are available with an extra cost.<\/li><\/ul><ul class=\"list-2\"><li>There is no minimum income requirement to be eligible.<\/li><\/ul><h3>What are the benefits of the CIBC Smart for Students Account?<\/h3><p>Since students are at a point in their life where they\u2019re spending and not earning money, student bank accounts have unique benefits. Below is a list of perks that come with the CIBC Smart for Students Account:<\/p><ul class=\"list-1\"><li><strong>No monthly fee.<\/strong> The account is free for students to use.<\/li><li><strong>Unlimited transactions.<\/strong> Pay for your tuition, textbooks, education supplies and entertainment without having to worry about transaction limits.<\/li><li><strong>Free Interac e-Transfers.<\/strong> Students don\u2019t have to pay the $1.50 Interac e-Transfer fee.<\/li><\/ul><h3>What should I look out for?<\/h3><ul class=\"list-3\"><li><strong>Fees for other banking services.<\/strong> Non-CIBC ATM withdrawals, insufficient funds, wire payments, stop payments and other banking services are not free.<\/li><li><strong>Overdraft protection qualification.<\/strong> CIBC clients must be approved for overdraft protection. Income, outstanding debt and credit will be considered in the approval process. Students may not be eligible.<\/li><\/ul><h3 id=\"product-comparison-box\">Compare with other student accounts<\/h3>\n    \n\n<style>\n#toppicks { overflow-x: auto; }\n.table-expander__content { margin-left: 0.5rem; line-height: normal; }\n.pro-section { line-height: 1.35rem; text-align: left; }\n\n.topPicksF1 .card-topText {\n    font-weight: 800;\n    height: 50px;\n    font-style: italic;\n    align-content: space-around;\n}\n\n.topPicksF1 .zoom:hover {\n    box-shadow: 4px 6px 0 0 #232320;\n}\n\n.topPicksF1 .topPicks__deal {\n    color: #232021;\n    background-color: #F7F6EC;\n}\n\n.container-threepc.threepc-flex::-webkit-scrollbar { display: none; }\n.gx-badge__body.awards-badge__body.hasPopover.threepc-award { margin-top: 0; }\n.topPicks__card-card figure.award { padding: 0px 10px 20px 10px; margin: -3px auto 3px; width: 130px; }\n.topPicks__card-card figure.noward { padding: 10px; width: 130px; }\n.award-wrapper { height: 0px; display: block; margin: -23px auto 23px; }\n.award-bnt { padding-top: 0.5em; 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}\n    .award-wrapper { height: 0px; display: block; }\n    .cardProductname-header { margin-top: 2.2rem; }\n\n    .mastheadPick-item {\n        margin: 5px;\n        width: 80%;\n    }\n\n    .standardMasthead__widgetSection {\n        margin-bottom: 0;\n    }\n\n    .cardColoured-banner {\n        font-size: 0.9rem;\n        background-color: #e5f7ff;\n    }\n}\n<\/style>\n\n<style>\n       .icondeal > use { fill: #232320 !important }\n    .icondeal { width: 1rem !important; height: 1rem !important; vertical-align: \/*middle;*\/ vertical-align: bottom !important;}\n  .best-page-offer-text-rib {  border-radius: 16px !important;  background-color: #F7F6EC; padding: 0.5rem; display: inline-block;}\n  .threepc-page-offer-text-rib { padding: 0.3em !important }\n  td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; } td.comparison-table__feature--longtext .has-margin-bottom-xsmall { border-radius: 3px; }\n<\/style> \n\n    \n\n\n                        \n\n\n\n\n\n\n    \n                <div class=\"container-threepc threepc-flex topPicksF1\" id=\"toppicks\">\n\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"bffd0c48-dbf8-4ec5-aedf-a9eeb532406b\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Earn Interest\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/eqbank-personal-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bffd0c48-dbf8-4ec5-aedf-a9eeb532406b%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22offer_id%22%3A%2222475%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%221%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22889307%22%2C%22post_path%22%3A%22chequing-accounts%252Fcibc-chequing%252Fcibc-smart-for-students-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to EQ Bank\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg\" loading=\"lazy\" alt=\"EQ Bank logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                        <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"bffd0c48-dbf8-4ec5-aedf-a9eeb532406b\" data-product-name=\"EQ Bank Personal Account\" data-niche=\"Chequing Accounts\" data-provider-name=\"EQ Bank\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--fluid  \" style=\"text-wrap: wrap;\" title=\"Go to EQ Bank\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/eqbank-personal-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bffd0c48-dbf8-4ec5-aedf-a9eeb532406b%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22offer_id%22%3A%2222475%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%221%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22889307%22%2C%22post_path%22%3A%22chequing-accounts%252Fcibc-chequing%252Fcibc-smart-for-students-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n\n                        \n                    <\/div>\n\n                    <div class=\"text-center\"> <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">bffd0c48-dbf8-4ec5-aedf-a9eeb532406b-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li><b>Earn 2.75% interest for 12 months<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 2.75% interest on your money with qualifying direct deposits of $2,000\/month, and 1.00% otherwise.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>No monthly account fee<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Free ATM withdrawals across Canada<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No transaction fees<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No e-Transfer fees<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"e6617d89-e52f-4a76-845d-0fea1a167d23\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Student chequing account\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/bmo-student-performance-chequing-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22e6617d89-e52f-4a76-845d-0fea1a167d23%22%2C%22product_name%22%3A%22BMO%2BPerformance%2BStudent%2BChequing%2BAccount%22%2C%22offer_id%22%3A%2223100%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%222%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22889307%22%2C%22post_path%22%3A%22chequing-accounts%252Fcibc-chequing%252Fcibc-smart-for-students-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to BMO\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png\" loading=\"lazy\" alt=\"BMO logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                        <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"e6617d89-e52f-4a76-845d-0fea1a167d23\" data-product-name=\"BMO Performance Student Chequing Account\" data-niche=\"Chequing Accounts\" data-provider-name=\"BMO\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--fluid  \" style=\"text-wrap: wrap;\" title=\"Go to BMO\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/bmo-student-performance-chequing-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22e6617d89-e52f-4a76-845d-0fea1a167d23%22%2C%22product_name%22%3A%22BMO%2BPerformance%2BStudent%2BChequing%2BAccount%22%2C%22offer_id%22%3A%2223100%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%222%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22889307%22%2C%22post_path%22%3A%22chequing-accounts%252Fcibc-chequing%252Fcibc-smart-for-students-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n\n                        \n                    <\/div>\n\n                    <div class=\"text-center\"> <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">e6617d89-e52f-4a76-845d-0fea1a167d23-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li><b>Get up to $175<\/b><\/li>\r\n            \r\n         \r\n            \r\n                 <li>No monthly account fee<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Unlimited transactions per month<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Unlimited Interac e-transfers<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"9a3738f9-8b59-40df-afb9-0892ea7f99a5\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Digital Bank\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/tangerine-chequing-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%229a3738f9-8b59-40df-afb9-0892ea7f99a5%22%2C%22product_name%22%3A%22Tangerine%2BNo-Fee%2BDaily%2BChequing%2BAccount%22%2C%22offer_id%22%3A%2226268%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%223%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22889307%22%2C%22post_path%22%3A%22chequing-accounts%252Fcibc-chequing%252Fcibc-smart-for-students-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to Tangerine\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png\" loading=\"lazy\" alt=\"Tangerine logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                        <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"9a3738f9-8b59-40df-afb9-0892ea7f99a5\" data-product-name=\"Tangerine No-Fee Daily Chequing Account\" data-niche=\"Chequing Accounts\" data-provider-name=\"Tangerine\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--fluid  \" style=\"text-wrap: wrap;\" title=\"Go to Tangerine\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/tangerine-chequing-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%229a3738f9-8b59-40df-afb9-0892ea7f99a5%22%2C%22product_name%22%3A%22Tangerine%2BNo-Fee%2BDaily%2BChequing%2BAccount%22%2C%22offer_id%22%3A%2226268%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%223%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22889307%22%2C%22post_path%22%3A%22chequing-accounts%252Fcibc-chequing%252Fcibc-smart-for-students-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n\n                        \n                    <\/div>\n\n                    <div class=\"text-center\"> <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">9a3738f9-8b59-40df-afb9-0892ea7f99a5-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li><b>Earn up to $250<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to $250.&lt;\/b&gt; Earn up to $250 when you open a No-Fee Daily Chequing Account and move your pay. &lt;b&gt;Valid until October 31, 2026.&lt;\/b&gt;\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>Unlimited free transactions<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Free Interac e-Transfers<\/li>\r\n            \r\n         \r\n            \r\n                 <li>First chequebook is free<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Free withdrawals at Scotiabank ABMs<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n            <\/div>\n\n    \n<h3>CIBC\u2019s ATM network and fees<\/h3><p>Accessing CIBC ATMs is convenient because the bank has over 1,000 locations across Canada. In addition to withdrawing and depositing cash, Smart for Students account holders can view recent transactions, access debit and credit account balances and receive paperless receipts using CIBC ATMs.<\/p><p>Students do not have to pay ATM fees when using a CIBC ATM. When using a non-CIBC <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/atm-near-me\">ATM in Canada<\/a>, a $2 fee per transaction is applicable. ATM withdrawals made in the US cost $3 each plus a 2.5% administrative fee. ATM withdrawals made outside of Canada and the US cost $5 each plus a 2.5% administrative fee. External fees may apply on ATM withdrawals as well.<\/p><h3>How do I open a CIBC Smart for Students Account?<\/h3><ol><li>From CIBC\u2019s website, click Bank Accounts, then Students under Offers and Bundles.<\/li><li>Click Apply now.<\/li><li>Provide CIBC with the necessary information, including your full name, date of birth, address, residential status and contact information. After entering each piece of information, click Next.<\/li><li>Indicate how you intend to use the Smart for Students Account. Click Next.<\/li><li>Review the information you entered and click Next.<\/li><\/ol><h4>Eligibility<\/h4><p>To be eligible for the CIBC Smart for Students Account, you must meet the following criteria:<\/p><ul class=\"list-7\"><li>Be a Canadian resident<\/li><li>Be at least the age of majority in your province or territory.<\/li><li>Reside at a valid Canadian residential address<\/li><\/ul><h4>Required information<\/h4><p>During the application process, you will be asked to provide the following information:<\/p><ul class=\"list-7\"><li>Full name<\/li><li>Date of birth<\/li><li>Address, residential status and length of time at that residence<\/li><li>Phone number<\/li><li>Email address<\/li><li>Proof of student status<\/li><li>The same information for a co-applicant, if applicable<\/li><\/ul><h3>How do I deposit or withdraw my money?<\/h3><p>CIBC offers a plethora of ways to bank because it\u2019s one of Canada\u2019s biggest financial institutions. Cheque deposits can be performed at a branch or ATM, or from a mobile device, tablet or web browser. Cash can be deposited at a branch or CIBC ATM. Withdrawals are available at a branch or an ATM using your debit card.<\/p><h3>What other student banking options does CIBC offer?<\/h3><ul class=\"list-10\"><li><strong>Aventura Visa for Students.<\/strong> This student credit card has no annual fee. While spending on gas, grocery, pharmacy and travel through the CIBC Rewards Centre, cardholders earn 1 Aventura point. All other purchases yield 1 point for every $2 spent.<\/li><li><strong>Aero Platinum Visa for Students.<\/strong> The annual fee for this credit card is $39. Cardholders earn 1 mile for every $1.50 spent on the card.<\/li><li><strong>Dividend Visa for Students.<\/strong> Earn cashback rewards when spending with this credit card. There is no annual fee.<\/li><li><strong>CIBC Education Line of Credit.<\/strong> Obtain revolving, flexible credit of $5,000 or more to finance a portion of your education.<\/li><\/ul><h3>Expert review<\/h3><p>Students who only require a basic chequing account will benefit from the CIBC Smart for Students Account. Individuals that require more banking services while they\u2019re in school may need to <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\" rel=\"noopener noreferrer\">research other chequing account options<\/a>.<\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">What are pre-authorized payments?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Pre-authorized payments are a convenient way to pay your monthly obligations. Under this payment method, owed amounts are withdrawn from your account automatically at a time of your choice. Payment amounts can be fixed or variable.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">How do I stop a payment?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><ol><li>Stop payments can be performed on cheques or upcoming pre-authorized debits. Sign in to CIBC Online Banking and follow the below instructions:<\/li><li>Select Customer Services.<\/li><li>Select Stop Payments.<\/li><li>Review the Terms and Conditions and select I Agree to accept them.<\/li><li>Select Stop a Payment on a Cheque or Stop a Pre-Authorized Debit, whichever is applicable.<\/li><li>Enter the payee and payment amount for a cheque or select the pre-authorized payment you want to stop.<\/li><li>Select the account the payment will be withdrawn from.<\/li><li>Select an account that you want the service fee to be paid from and click Next.<\/li><li>Review the information and select Stop payment to complete the request.<\/li><\/ol><\/div>\n  <\/div>\n<\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>Students who only require a basic chequing account will benefit from the CIBC Smart for Students Account. <\/p>\n","protected":false},"author":986,"featured_media":1037114,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[101386],"tags":[],"asset_tag":[],"class_list":["post-889307","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cibc-chequing"],"apple_news_notices":[],"yoast_head":"<!-- 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