{"id":888709,"date":"2020-11-12T13:41:43","date_gmt":"2020-11-12T18:41:43","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=888709"},"modified":"2026-03-24T21:14:08","modified_gmt":"2026-03-25T01:14:08","slug":"bmo-eclipse-visa-infinite-privilege-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-eclipse-visa-infinite-privilege-review","title":{"rendered":"BMO eclipse Visa Infinite Privilege review"},"content":{"rendered":"<h3>The basics<\/h3><p>The BMO eclipse Visa Infinite Privilege Card offers a number of exclusive benefits to cardholders, including:<\/p><ul><li><strong>5X the points.<\/strong> Earn 5x the BMO Points for every $1 spent on groceries, dining in and out, drugstore, gas and travel purchases. You'll earn 1 point per $1 spent on everything else.<\/li><li><strong>Welcome bonus. <\/strong>Get up to 200,000 welcome points, Visa Airport Companion Program membership & 6 Complimentary Lounge Passes, NEXUS Statement Credit, $200 Statement Credit and earn 25% more points when you add another cardholder. That's up to $2,300 in value.<br \/>Plus, get 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee.<\/li><li><strong>Anniversary lifestyle credit.<\/strong> You&#8217;ll get a $200 anniversary lifestyle credit to spend however you like.<\/li><li><strong>Airport perks.<\/strong> Enroll in the Visa Airport Companion program, and get six free airport lounge visits annually. Enjoy discounts on Priority Security Lane, airport parking and valet services at eligible Canadian airports.<\/li><li><strong>Special benefits.<\/strong> Take advantage of hotel benefits, complimentary concierge services, wine &amp; dining events and discounted access to golf clubs around the world.<\/li><li><strong>Mobile device insurance.<\/strong> Cash in on $1000 worth of coverage to help replace your mobile phone if it gets lost, stolen or accidentally damaged (conditions apply).<\/li><li><strong>Purchase protection.<\/strong> Take advantage of 90-day purchase protection, or extend your manufacturer&#8217;s warranty for up to one year total when you fully purchase items with your card.<\/li><li><strong>Several forms of travel insurance.<\/strong> Enjoy multiple forms of travel insurance, including travel medical, trip interruption\/cancellation, flight delay and baggage coverage.<\/li><\/ul><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th>Category<\/th><th>Coverage<\/th><\/tr><\/thead><tbody><tr><td>Travel medical<\/td><td>Up to $5 million for 22 consecutive days if you're under 65 years old (three days if you're 65 or older).<\/td><\/tr><tr><td>Trip cancellation<\/td><td>Up to $2,500 per passenger per incident (or $5,000 for all insured people combined)<\/td><\/tr><tr><td>Trip interruption or delay<\/td><td>Up to $5,000 per passenger per incident (or $25,000 for all insured people combined)<\/td><\/tr><tr><td>Flight and baggage delay<\/td><td>Up to $1,000 for all passengers combined per trip<\/td><\/tr><tr><td>Baggage theft, loss or damage<\/td><td>Up to $1,000 per trip ($2,500 per trip for all insured people combined)<\/td><\/tr><tr><td>Hotel burglary<\/td><td>Up to $2,500 per occurrence<\/td><\/tr><tr><td>Car rental theft or damage<\/td><td>Up to 48 days of consecutive coverage for vehicles with an MSRP of up to $85,000<\/td><\/tr><tr><td>Common carrier (plane, train, ship or bus)<\/td><td>Up to $500,000 per insured person (up to a maximum of $1,500,000 for all insured people)<\/td><\/tr><\/tbody><\/table><h3>The perks<\/h3><ul class=\"list-1\"><li><strong>Extra points for additional users.<\/strong> Primary cardholders that add a supplementary card to their account will receive a 25% bonus earn rate.<\/li><li><strong>Easy points system.<\/strong> Use the points you earn to pay off your balance, book a getaway or treat yourself to something special.<\/li><li><strong>Fraud protection.<\/strong> Relax knowing that your account is protected with encryption and other security features like chip technology for online purchases. Lock\/unlock your card, report it as stolen\/missing or request a new card through BMO&#8217;s online or mobile apps.<\/li><li><strong>Tap and pay.<\/strong> Download the app for easy, contactless payment on your phone.<\/li><li><strong>Visa Secure.<\/strong> Enjoy peace of mind knowing that you won&#8217;t be charged for fraudulent activity on your account (conditions apply).<\/li><li><strong>Customer support.<\/strong> Reach out to BMO for help via phone, the bank&#8217;s online support tool or by visiting a nearby branch in person.<\/li><li><strong>Visa Infinite benefits.<\/strong> Connect to Visa Infinite Privilege Concierge services to get help with your travel plans, and get special offers for hotels, golf trips and wine &amp; dining experiences.<\/li><li><strong>Save on groceries.<\/strong> Get six months of Instacart+ and a $10 monthly Instacart credit.<\/li><\/ul><h3>What to watch out for<\/h3><ul class=\"list-3\"><li><strong>Very high annual fee.<\/strong> You&#8217;ll have to pay $599 per year to keep this card active, and there&#8217;s no first year fee waiver.<\/li><li><strong>Strict income requirements.<\/strong> You must have an individual income of $150,000 or a household income of $200,000 to apply for this credit card.<\/li><li><strong>Earn limits are capped.<\/strong> You can only earn accelerated points on the first $15,000 to $25,000 of spending per year (depending on the category) before you go back to earning 1 point per $1 on all categories.<\/li><\/ul><p><a class=\"more-link-arrow\" title=\"Learn more\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/what-is-the-most-prestigious-credit-card\">What is the most prestigious credit card in Canada?<\/a><\/p><h3>BMO eclipse Visa Infinite Privilege interest rates<\/h3><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"width: 50%; text-align: left;\" scope=\"col\"><b>Interest type<\/b><\/th><th style=\"width: 50%; text-align: left;\" scope=\"col\"><b>Interest rate<\/b><\/th><\/tr><\/thead><tbody><tr><td>Purchase interest rate<\/td><td>21.99%<\/td><\/tr><tr><td>Cash advance rate<\/td><td>23.99% (21.99% for Quebec residents)<\/td><\/tr><tr><td>Standard balance transfer rate<\/td><td>23.99% (21.99% for Quebec residents)<\/td><\/tr><\/tbody><\/table><h3>What should I know before I apply?<\/h3><h4>Eligibility requirements<\/h4><p>To apply for a BMO eclipse Visa Infinite Privilege, you&#8217;ll need to meet the following criteria:<\/p><ul class=\"list-7\"><li>Be a Canadian citizen or permanent resident<\/li><li>Be at least the age of majority in your province or territory (18 or 19)<\/li><li>Earn a minimum individual income of $150,000 or a minimum household income of $200,000<\/li><li>Have no bankruptcies on record for the past seven years<\/li><\/ul><p>Besides providing an explanation for what you plan to use the credit account for, you will need to provide the following documents and information:<\/p><ul class=\"list-7\"><li>Your name and contact information<\/li><li>Your Social Insurance Number (SIN) and date of birth<\/li><li>Basic financial and employment status information<\/li><\/ul><h3>How to apply<\/h3><ol><li><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-eclipse-visa-infinite-privilege-ca-credit-card-secure.html?nb=1&src_country=ca&redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Visit%2BBMO%2527s%2Bwebsite%22%2C%22site%22%3A%22CACCF%22%2C%22offer_id%22%3A%2221488%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%227556fabe-2ef6-470d-9787-6787bcc464f7%22%2C%22product_name%22%3A%22BMO%2Beclipse%2BVisa%2BInfinite%2BPrivilege%22%2C%22provider_id%22%3A%22d2c47712-e4ff-4630-af29-f39e3997f320%22%2C%22provider_name%22%3A%22BMO%22%2C%22post_id%22%3A%22888709%22%2C%22post_path%22%3A%22credit-cards%252Fbmo-credit-cards%252Fbmo-eclipse-visa-infinite-privilege-review%22%2C%22post_country%22%3A%22ca%22%7D\">Visit BMO's website<\/a>.<\/li><li>Select <strong>Apply now<\/strong> and complete the application, which includes providing your name, email address, Social Insurance Number and birth date.<\/li><li>Review and submit your application.<\/li><\/ol><h3>Is there a BMO eclipse Visa Infinite Privilege welcome bonus?<\/h3><p>Yes, the BMO eclipse Visa Infinite Privilege comes with a sizeable welcome bonus (<a href=\"https:\/\/www.finder.com\/ca\/banking\/bmo-offers\">check out other BMO offers here<\/a>).<\/p>Get up to 200,000 welcome points, Visa Airport Companion Program membership & 6 Complimentary Lounge Passes, NEXUS Statement Credit, $200 Statement Credit and earn 25% more points when you add another cardholder. That's up to $2,300 in value.<br \/>Plus, get 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee.<h3>Bottom line<\/h3><p>The BMO eclipse Visa Infinite Privilege Card is designed for high-income earners with an appetite for travel. It lets you earn accelerated rewards whenever you spend money on daily essentials like gas, groceries, dining, travel or drugstore purchases. It also comes with a generous welcome bonus, an anniversary lifestyle credit and tons of exclusive perks and benefits when you sign up.<\/p><p><a class=\"more-link-arrow\" title=\"Learn more\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rewards-credit-cards\">Explore the best rewards credit cards in Canada<\/a><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">What's the difference between the BMO eclipse Visa Infinite and the eclipse Visa Infinite Privilege?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The BMO eclipse Visa Infinite card comes with a $120 annual fee and requires a minimum individual income of $60,000 (or $100,000 household) to qualify. In contrast, the BMO eclipse Visa Infinite Privilege charges a hefty $599 annually and requires a much higher minimum income of $150,000 (or $200,000 household).<\/p><p>Both cards have similar (but not identical) rewards points structures and complimentary perks like travel medical insurance and mobile device protection. But you'll get more rewards with the BMO eclipse Visa Infinite Privilege card.<\/p><p>Unlike its scaled-down counterpart, the eclipse Visa Infinite Privilege lets you earn 5 points per $1 spent on drugstore and travel purchases and comes with complimentary insurance for trip cancellations\/interruptions, flight delays and baggage loss\/theft\/damage\/delays.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">Is the BMO eclipse Visa Infinite Privilege Card good for travellers?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>It definitely is. This card offers a number of travel benefits like accelerated points when you spend on travel, dining and gas. It also comes with comprehensive travel insurance, airport lounge access and Visa Infinite Privilege Concierge services. Golf enthusiasts can enjoy discounts at golf clubs around the world and access to select private clubs in the US.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">Can I apply for the BMO eclipse Visa Infinite Privilege card online?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, you can apply for the BMO eclipse Visa Infinite Privilege by <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-eclipse-visa-infinite-privilege-ca-credit-card-secure.html?nb=1&src_country=ca&redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22visiting%2BBMO%2527s%2Bwebsite%22%2C%22site%22%3A%22CACCF%22%2C%22offer_id%22%3A%2221488%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%227556fabe-2ef6-470d-9787-6787bcc464f7%22%2C%22product_name%22%3A%22BMO%2Beclipse%2BVisa%2BInfinite%2BPrivilege%22%2C%22provider_id%22%3A%22d2c47712-e4ff-4630-af29-f39e3997f320%22%2C%22provider_name%22%3A%22BMO%22%2C%22post_id%22%3A%22888709%22%2C%22post_path%22%3A%22credit-cards%252Fbmo-credit-cards%252Fbmo-eclipse-visa-infinite-privilege-review%22%2C%22post_country%22%3A%22ca%22%7D\">visiting BMO's website<\/a>.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3><div class=\"sources sources__f1\" >\n    <link rel=\"stylesheet\" href=\"https:\/\/www.finder.com\/parent-theme\/shortcodes\/article-source\/prod\/article-source.87684078d471e76125dd.css\">\n    \n  <ul class=\"luna-accordionGroup accordionGroup\">\n    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n      <div class=\"luna-accordion__summary\">\n        <h3 class=\"luna-accordion__heading\">\n          <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"sources_602433131\" data-toggle=\"collapse\" data-target=\"#sources_602433131\">\n            <span class=\"luna-accordion__title u-text--lg u-font--bold\">Sources<\/span>\n            <svg class=\"luna-icon\" aria-hidden=\"true\">\n              <use href=\"#chevron-down\" data-accordion-icon=\"show\" ><\/use>\n              <use href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n            <\/svg>\n          <\/button>\n        <\/h3>\n      <\/div>\n      <div class=\"luna-accordion__details collapse \" aria-hidden=\"true\" id=\"sources_602433131\" data-accordion=\"details\" >\n        <div class=\"accordionContent\">\n          <p class=\"sources__description\">Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are <a href=\"https:\/\/www.finder.com\/ca\/why-trust-us\">fact checked<\/a> in line with our <a href=\"https:\/\/www.finder.com\/ca\/editorial-guidelines\">editorial guidelines<\/a>.<\/p>\n          <ol class=\"u-pl--0 u-text--lg u-font--medium\">\n                                          <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.bmo.com\/main\/personal\/credit-cards\/bmo-eclipse-visa-infinite-privilege\/\" target=\"_blank\">BMO: BMO eclipse Visa Infinite Privilege Card<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.bmo.com\/popups\/main\/personal\/credit-cards\/terms-and-conditions-en.html\" target=\"_blank\">BMO: Terms &amp; Conditions<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.bmo.com\/pdf\/PDF_MC%207613%20COB_insert_E.pdf\" target=\"_blank\">BMO: Important information about BMO Credit Cards<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.bmo.com\/pdf\/bmo-eclipse-visa-infinite-privilege-certificate-of-insurance-en.pdf\" target=\"_blank\">BMO: BMO eclipse Visa Infinite Privilege Card Certificates of Insurance<\/a><\/li>\n                                    <\/ol>\n        <\/div>\n      <\/div>\n    <\/li>\n  <\/ul>\n    <script defer src=\"https:\/\/www.finder.com\/parent-theme\/shortcodes\/article-source\/prod\/article-source.de087a0da9824e407767.js\"><\/script>\n  <\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Enjoy plenty of unique benefits and earn 5X the points when you spend money on travel and daily essentials with this card.<\/p>\n","protected":false},"author":474,"featured_media":1048628,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[5988],"tags":[],"asset_tag":[],"class_list":["post-888709","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bmo-credit-cards"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BMO eclipse Visa Infinite Privilege Review 2026: Pros &amp; Cons<\/title>\n<meta name=\"description\" content=\"Enjoy a sweet welcome bonus and exclusive travel perks with the high-end BMO eclipse Visa Infinite Privilege Card. Learn more in our review.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-eclipse-visa-infinite-privilege-review\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BMO eclipse Visa Infinite Privilege Review: Pros &amp; Cons\" \/>\n<meta property=\"og:description\" content=\"Enjoy a sweet welcome bonus and exclusive travel perks with the high-end BMO eclipse Visa Infinite Privilege Card. Learn more in our review.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-eclipse-visa-infinite-privilege-review\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2020-11-12T18:41:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/11\/BMOeclipseVisaInfinitePrivilege_Supplied_1800x1000.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Claire Horwood\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Claire Horwood\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-eclipse-visa-infinite-privilege-review#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-eclipse-visa-infinite-privilege-review\"},\"author\":[{\"name\":\"Claire Horwood\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414\"},{\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/784654a651a2874261e8007614422c55\"}],\"headline\":\"BMO eclipse Visa Infinite Privilege review\",\"datePublished\":\"2020-11-12T18:41:43+00:00\",\"dateModified\":\"2026-03-24T21:02:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-eclipse-visa-infinite-privilege-review\"},\"wordCount\":2035,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-eclipse-visa-infinite-privilege-review#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/11\/BMOeclipseVisaInfinitePrivilege_Supplied_1800x1000.jpg\",\"articleSection\":[\"BMO Credit Cards\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"citation\":[{\"@type\":\"CreativeWork\",\"name\":\"BMO: BMO eclipse Visa Infinite Privilege Card\",\"url\":\"https:\/\/www.bmo.com\/main\/personal\/credit-cards\/bmo-eclipse-visa-infinite-privilege\/\"},{\"@type\":\"CreativeWork\",\"name\":\"BMO: Terms &amp; Conditions\",\"url\":\"https:\/\/www.bmo.com\/popups\/main\/personal\/credit-cards\/terms-and-conditions-en.html\"},{\"@type\":\"CreativeWork\",\"name\":\"BMO: Important information about BMO Credit Cards\",\"url\":\"https:\/\/www.bmo.com\/pdf\/PDF_MC%207613%20COB_insert_E.pdf\"},{\"@type\":\"CreativeWork\",\"name\":\"BMO: BMO eclipse Visa Infinite Privilege Card Certificates of Insurance\",\"url\":\"https:\/\/www.bmo.com\/pdf\/bmo-eclipse-visa-infinite-privilege-certificate-of-insurance-en.pdf\"}],\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-eclipse-visa-infinite-privilege-review\",\"url\":\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-eclipse-visa-infinite-privilege-review\",\"name\":\"BMO eclipse Visa Infinite Privilege Review 2026: Pros & Cons\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-eclipse-visa-infinite-privilege-review#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-eclipse-visa-infinite-privilege-review#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/11\/BMOeclipseVisaInfinitePrivilege_Supplied_1800x1000.jpg\",\"datePublished\":\"2020-11-12T18:41:43+00:00\",\"dateModified\":\"2026-03-24T21:02:51+00:00\",\"description\":\"Enjoy a sweet welcome bonus and exclusive travel perks with the high-end BMO eclipse Visa Infinite Privilege Card. 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In contrast, the BMO eclipse Visa Infinite Privilege charges a hefty $599 annually and requires a much higher minimum income of $150,000 (or $200,000 household).\\r\\rBoth cards have similar (but not identical) rewards points structures and complimentary perks like travel medical insurance and mobile device protection. But you'll get more rewards with the BMO eclipse Visa Infinite Privilege card.\\r\\rUnlike its scaled-down counterpart, the eclipse Visa Infinite Privilege lets you earn 5 points per $1 spent on drugstore and travel purchases and comes with complimentary insurance for trip cancellations\/interruptions, flight delays and baggage loss\/theft\/damage\/delays.\\r\"}},{\"@type\":\"Question\",\"name\":\"Is the BMO eclipse Visa Infinite Privilege Card good for travellers?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rIt definitely is. This card offers a number of travel benefits like accelerated points when you spend on travel, dining and gas. It also comes with comprehensive travel insurance, airport lounge access and Visa Infinite Privilege Concierge services. Golf enthusiasts can enjoy discounts at golf clubs around the world and access to select private clubs in the US.\\r\"}},{\"@type\":\"Question\",\"name\":\"Can I apply for the BMO eclipse Visa Infinite Privilege card online?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rYes, you can apply for the BMO eclipse Visa Infinite Privilege by <a target=\\\"_blank\\\" rel=\\\"sponsored\\\" href=\\\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-eclipse-visa-infinite-privilege-ca-credit-card-secure.html?nb=1&src_country=ca&redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22visiting%2BBMO%2527s%2Bwebsite%22%2C%22site%22%3A%22CACCF%22%2C%22offer_id%22%3A%2221488%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%227556fabe-2ef6-470d-9787-6787bcc464f7%22%2C%22product_name%22%3A%22BMO%2Beclipse%2BVisa%2BInfinite%2BPrivilege%22%2C%22provider_id%22%3A%22d2c47712-e4ff-4630-af29-f39e3997f320%22%2C%22provider_name%22%3A%22BMO%22%2C%22post_id%22%3A%22888709%22%2C%22post_path%22%3A%22credit-cards%252Fbmo-credit-cards%252Fbmo-eclipse-visa-infinite-privilege-review%22%2C%22post_country%22%3A%22ca%22%7D\\\">visiting BMO's website<\/a>.\\r\"}}]}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2026-03-24T21:02:51+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"BMO eclipse Visa Infinite Privilege Review 2026: Pros & Cons","description":"Enjoy a sweet welcome bonus and exclusive travel perks with the high-end BMO eclipse Visa Infinite Privilege Card. 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In contrast, the BMO eclipse Visa Infinite Privilege charges a hefty $599 annually and requires a much higher minimum income of $150,000 (or $200,000 household).\r\rBoth cards have similar (but not identical) rewards points structures and complimentary perks like travel medical insurance and mobile device protection. But you'll get more rewards with the BMO eclipse Visa Infinite Privilege card.\r\rUnlike its scaled-down counterpart, the eclipse Visa Infinite Privilege lets you earn 5 points per $1 spent on drugstore and travel purchases and comes with complimentary insurance for trip cancellations\/interruptions, flight delays and baggage loss\/theft\/damage\/delays.\r"}},{"@type":"Question","name":"Is the BMO eclipse Visa Infinite Privilege Card good for travellers?","acceptedAnswer":{"@type":"Answer","text":"\rIt definitely is. This card offers a number of travel benefits like accelerated points when you spend on travel, dining and gas. It also comes with comprehensive travel insurance, airport lounge access and Visa Infinite Privilege Concierge services. Golf enthusiasts can enjoy discounts at golf clubs around the world and access to select private clubs in the US.\r"}},{"@type":"Question","name":"Can I apply for the BMO eclipse Visa Infinite Privilege card online?","acceptedAnswer":{"@type":"Answer","text":"\rYes, you can apply for the BMO eclipse Visa Infinite Privilege by <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-eclipse-visa-infinite-privilege-ca-credit-card-secure.html?nb=1&src_country=ca&redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22visiting%2BBMO%2527s%2Bwebsite%22%2C%22site%22%3A%22CACCF%22%2C%22offer_id%22%3A%2221488%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%227556fabe-2ef6-470d-9787-6787bcc464f7%22%2C%22product_name%22%3A%22BMO%2Beclipse%2BVisa%2BInfinite%2BPrivilege%22%2C%22provider_id%22%3A%22d2c47712-e4ff-4630-af29-f39e3997f320%22%2C%22provider_name%22%3A%22BMO%22%2C%22post_id%22%3A%22888709%22%2C%22post_path%22%3A%22credit-cards%252Fbmo-credit-cards%252Fbmo-eclipse-visa-infinite-privilege-review%22%2C%22post_country%22%3A%22ca%22%7D\">visiting BMO's website<\/a>.\r"}}]}]},"article_modified_time":"2026-03-24T21:02:51+00:00"},"custom_fields":{"_masthead_subheading":["{\"text\":\"Earn accelerated rewards and enjoy exclusive travel perks with this high-end credit card.\"}"],"_content_type":["niche-content\/recommendation\/product-review"],"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"custom_post_template":["single-product-review.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/888709"}],"collection":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/users\/474"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/comments?post=888709"}],"version-history":[{"count":8,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/888709\/revisions"}],"predecessor-version":[{"id":1074587,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/888709\/revisions\/1074587"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media\/1048628"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media?parent=888709"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/categories?post=888709"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/tags?post=888709"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/asset_tag?post=888709"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}