{"id":888687,"date":"2020-11-10T11:47:24","date_gmt":"2020-11-10T16:47:24","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=888687"},"modified":"2026-02-11T08:23:01","modified_gmt":"2026-02-11T13:23:01","slug":"bmo-performance-chequing-account-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review","title":{"rendered":"BMO Performance Chequing Account review"},"content":{"rendered":"<h3>What are the benefits of the BMO Performance Chequing Account?<\/h3><p class=\"p1\">The BMO Performance Chequing Account is a mid-level account that offers a number of benefits. These include the following:<\/p><ul class=\"list-4\"><li class=\"p1\"><strong>Monthly fee can be waived.<\/strong> The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000.<\/li><li class=\"p1\"><strong>Unlimited free transactions.<\/strong> You can carry out as many transactions as you like with the BMO Performance plan without limit, including bill payments, debit purchases and <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/atm-near-me\">ATM withdrawals<\/a>.<\/li><li class=\"p1\"><strong>Free Interac e-Transfers.<\/strong> You\u2019ll be able to send money to family and friends at no extra charge with unlimited free Interac e-Transfers.<\/li><li class=\"p1\"><strong>Welcome bonus.<\/strong> <b>Earn up to $800.<\/b> Earn up to an $800 cash bonus with the BMO Performance Chequing Account. Plus, get a Walmart Delivery Pass subscription for up to 12 months. <b>Valid until June 1, 2026.<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to $800.&lt;\/b&gt; Earn $500 when you open and fund a new BMO Performance Chequing Account by June 1, 2026 and complete two qualifying tasks by July 31, 2026. Earn $100 when you set up a recurring direct deposit of $500 or more by July 31, 2026 and maintain if for one year. Plus, get a Walmart Delivery Pass subscription for up to 12 months* when you open a new Savings Amplifier Account by June 1, 2026, and sign up for or update your existing Walmart Delivery Pass by July 31, 2026 by selecting Debit Mastercard as the payment option for the monthly transaction fee. Earn $150* when you deposit a total of $10,000 or more in to your Savings Amplifier Account and maintain a daily closing balance of $10,000 or more within 30 days of opening and maintain that balance for 3 months. Earn $50* when you create one goal and apply one strategy in My Financial Progress Plan by July 31, 2026. *Terms apply.\" title=\"\" data-original-title=\"More info\"><\/span><\/li><li class=\"p1\"><strong>Eligible for a family bundle.<\/strong> Your family members won\u2019t have to pay if they open a BMO Performance Chequing Account under the umbrella of your account.<\/li><li class=\"p1\"><strong>Special discounts.<\/strong> You may qualify to get your monthly fees waived or discounted if you\u2019re a youth, student, senior or recent graduate.<\/li><li><strong>No Fee Global Money Transfer:<\/strong> Send funds quickly and securely to up to 50 countries (regions) in multiple currencies.<\/li><li class=\"p1\"><strong>Annual credit card rebate.<\/strong> You\u2019ll get a rebate of $40 on the annual fee that\u2019s associated with your BMO Mastercard when you sign up for this account.<\/li><\/ul><h3>What should I look out for?<\/h3><p class=\"p1\">While this performance plan from BMO comes with a number of benefits, there are also a couple of drawbacks you should keep in mind before signing up:<\/p><ul class=\"list-13\"><li class=\"p1\"><strong>Monthly fee.<\/strong> You\u2019ll have to pay a monthly fee of $17.95 to keep this account active unless you hold a balance of $4,000.<\/li><li class=\"p1\"><strong>No interest on savings.<\/strong> You won\u2019t earn interest on the money you hold in your account.<\/li><li class=\"p1\"><strong>Fee for overdraft protection.<\/strong> You\u2019ll have to pay $5 per month to get overdraft protection if you dip into a negative balance.<\/li><li class=\"p1\"><strong>Fee for paper statement.<\/strong> You\u2019ll pay an additional $2.25 per month to have a paper statement mailed to you.<\/li><li class=\"p1\"><strong>Non-BMO ATMs cost money.<\/strong> It will cost you an extra fee to take money out at non-BMO ATMs (though you\u2019ll get one free non-BMO withdrawal within Canada per month).<\/li><\/ul><h3>BMO Performance Chequing Account\u2018s ATM network and fees<\/h3><p class=\"p1\">The BMO Performance Chequing Account comes with a monthly fee of $17.95. This works out to $215.40 per year if you do the math, which is a lot to pay for a bank account. That said, you may be able to get a discounted rate for being in a certain demographic. The monthly account fee is waived if you maintain a minimum daily balance of at least $4,000.<\/p><p class=\"p1\">One of the main benefits associated with the BMO Performance plan is that you\u2019ll get free unlimited BMO ATM withdrawals. That said, you may have to pay a fee to withdraw money using a non-BMO ATM. This is why you should be careful about where you take money out to avoid having to pay extra fees for domestic and international withdrawals.<\/p><h3>What other chequing account options does BMO offer?<\/h3><p class=\"p1\">Besides the BMO Performance plan, <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\">BMO also has several chequing accounts<\/a> to choose from, so it should be easy to find a good match based on the exact specifications you\u2019re looking for. You can easily compare features of BMO chequing accounts below.<\/p><ul class=\"list-10\"><li class=\"p1\"><strong><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-practical-chequing-account-review\" rel=\"noopener noreferrer\">BMO Practical Chequing Account<\/a>.<\/strong> This simple and inexpensive account comes with 12 free transactions per month. It costs $4 to maintain, and will only be a good fit if you don\u2019t use your chequing account on a day-to-day basis.<\/li><li class=\"p1\"><strong><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-plus-chequing-account-review\" rel=\"noopener noreferrer\">BMO Plus Chequing Account<\/a>.<\/strong> The BMO Plus Chequing Account comes with a price tag of $12.95 per month. It offers a generous welcome bonus, unlimited free Interac e-Transfers and 25 free transactions each month.<\/li><li class=\"p1\"><strong><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-premium-chequing-account-review\" rel=\"noopener noreferrer\">BMO Premium Plan Chequing Account<\/a>.<\/strong> This account is a step up from the BMO Performance Chequing Account. It costs $30.95 per month and comes with unlimited free transactions, a sizable welcome bonus and a premium credit card fee waiver.<\/li><\/ul><h3>How do I open a BMO Performance Chequing Account<\/h3><h4 class=\"p1\">BMO Performance Chequing Account eligibility requirements<\/h4><p class=\"p1\">To apply for a BMO Performance Chequing Account, you need to meet the following criteria: Must be 18 or older (or the age of majority), have a SIN and a Canadian address. To qualify for the NewStart Program, you must be a permanent resident or foreign worker who arrived in Canada within the last five years.<\/p><h4 class=\"p1\">Required documents and information<\/h4><p>You\u2019ll likely need to provide the following information when signing up for the BMO Performance Chequing Account:<\/p><ul class=\"list-7\"><li class=\"p1\">Your name, residential status and contact information<\/li><li class=\"p1\">Your Social Insurance Number and date of birth<\/li><li class=\"p1\">Your email address and phone number<\/li><\/ul><article class=\"luna-card--border\">\n<div class=\"luna-card__block\">\n<div class=\"u-grid\">\n<div class=\"u-grid__col u-1\/4@s u-1\/1\" style=\"padding-bottom: 0px; place-self: center;\">\n<img decoding=\"async\" class=\"alignnone size-full wp-image-1039990\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png\" alt=\"BMO\" width=\"1800\" height=\"625\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/BMO-Logo-2_Supplied_1800x625.png?fit=5400 5400w\" sizes=\"(max-width: 5400px) 100vw, 5400px\" loading=\"lazy\">\n<\/div>\n<div class=\"u-grid__col u-1\/2@s u-1\/1\">\n<p style=\"font-size:130%;\">BMO Performance Chequing Account<\/p>\n<ul class=\"list-1\">\n<li>Earn up to an <b>$800 bonus<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to $800.&lt;\/b&gt; Earn $500 when you open and fund a new BMO Performance Chequing Account by June 1, 2026 and complete two qualifying tasks by July 31, 2026. Earn $100 when you set up a recurring direct deposit of $500 or more by July 31, 2026 and maintain if for one year. Plus, get a Walmart Delivery Pass subscription for up to 12 months* when you open a new Savings Amplifier Account by June 1, 2026, and sign up for or update your existing Walmart Delivery Pass by July 31, 2026 by selecting Debit Mastercard as the payment option for the monthly transaction fee. Earn $150* when you deposit a total of $10,000 or more in to your Savings Amplifier Account and maintain a daily closing balance of $10,000 or more within 30 days of opening and maintain that balance for 3 months. Earn $50* when you create one goal and apply one strategy in My Financial Progress Plan by July 31, 2026. *Terms apply.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\n<li><span style=\"color:#DB2420\"><b>Exclusive:<\/b><\/span> Get an extra <b>$175 reward<\/b> from Finder<span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Exclusive offer:&lt;\/b&gt; Become a Finder member and receive a $175 digital Visa card when you open a BMO Performance Chequing Account online through Finder. Offer ends June 30, 2026. Terms and conditions apply.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\n<li>Enjoy up to 4.50% promo interest<span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to 4.50%&lt;\/b&gt; interest when you open both a BMO Performance Chequing Account and a BMO Savings Amplifier Account. Earn 0.70% thereafter.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"u-grid__col u-1\/4@s u-1\/1\" style=\"padding-bottom: 0px; place-self: center;\">\n<div class=\"rewards--element-container rewards--container\" data-product-id=\"b01ef1f7-4690-430e-890a-bde8c7186248\" data-niche=\"CAFSA-CHQ\" data-product-name=\"BMO Performance Chequing Account\" data-provider-name=\"BMO\" data-rewards-campaign-name=\"bmo|performance|may-2026~cafsa\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"bmo|performance|may-2026~cafsa\"] = {\"startDate\":\"2026-05-01T08:00:00.000Z\",\"endDate\":\"2026-07-01T03:59:59.000Z\",\"showVisaLogo\":true,\"minimalUx\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $175 from Finder\",\"titleHighlight\":\"$175\",\"copyText\":\"Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder and receive a \\u003Cb\\u003E$175 digital Visa card + earn up to $800\\u003C\\\/b\\u003E in welcome bonuses from BMO. Offer ends June 30, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"iconUrl\":\"https:\\\/\\\/www.finder.com.au\\\/parent-theme\\\/members\\\/prod\\\/images\\\/rewards-icon.d44fdf8dde3fe4daca8c6a17d56489ca.svg\",\"nicheText\":\"\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"b01ef1f7-4690-430e-890a-bde8c7186248\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-bmo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"175\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/bmo-performance-chequing-account-may-2026-promotion\",\"validationDate\":\"2026-07-30T23:59:59.000Z\",\"fulfillmentDate\":\"2026-08-14T23:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"},\"modalConfig\":{\"requireName\":true,\"title\":\"Get $175 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new BMO account\",\"items\":[{\"icon\":\"user\",\"text\":\"Create a Finder account for free in under 1 minute\"},{\"icon\":\"shopping-bag\",\"text\":\"Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\"},{\"icon\":\"confetti\",\"text\":\"Receive your $175 digital Visa card from Finder on or before August 14, 2026\"}],\"heading\":\"Get $175 from Finder\",\"membersHeading\":\"Get $175 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Create a Finder account for free in under 1 minute\\n* Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $175 digital Visa card from Finder on or before August 14, 2026\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $175 digital Visa card from Finder on or before August 14, 2026\",\"emailCaption\":\"Your Visa card will be delivered here. Your details must match your new BMO account\",\"continueText\":\"GET $175 REWARD\",\"abortText\":\"SKIP REWARD, CONTINUE TO BMO\",\"copyText\":\"Ends on June 30, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-bmo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"175\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/bmo-performance-chequing-account-may-2026-promotion\",\"validationDate\":\"2026-07-30T23:59:59.000Z\",\"fulfillmentDate\":\"2026-08-14T23:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"}};<\/script> <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/bmo-performance-chequing-account-review-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-small%22%2C%22offer_id%22%3A%2222439%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%22b01ef1f7-4690-430e-890a-bde8c7186248%22%2C%22product_name%22%3A%22BMO%2BPerformance%2BChequing%2BAccount%22%2C%22provider_id%22%3A%2217ec4faf-007c-4695-8db1-58ffc0fdcac9%22%2C%22provider_name%22%3A%22BMO%22%2C%22post_id%22%3A%22888687%22%2C%22post_path%22%3A%22chequing-accounts%252Fbmo-chequing%252Fbmo-performance-chequing-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1060519%2C%22name%22%3A%22bmo-rebate-narrow-hero%22%2C%22country%22%3A%22ca%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success luna-button--fluid has-margin-top-small rewards--cta\">Go to site<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article><h3>How do I deposit or withdraw my money?<\/h3><p class=\"p1\">You can easily take money out of your BMO Performance plan account at an ATM or by visiting a branch in person. It\u2019s also possible to transfer money out of your account using an internal BMO transfer, or by sending money to an external bank account.<\/p><p class=\"p1\">To deposit funds, all you need to do is cash a cheque or deposit cash at an ATM or in a branch. You can also set up a direct deposit from your payroll or send a transfer in from a BMO account or an external bank account.<\/p><h3>Expert BMO Performance Chequing Account review<\/h3><p class=\"p1\">The BMO Performance Chequing Account offers unlimited transactions and top-tier benefits for a reasonable monthly fee. These benefits include free Interac e-Transfers, a decent annual credit card rebate and a generous welcome bonus. This account might work well for you if you make a significant number of withdrawals each month and you\u2019d like to pay a reasonable fee.<\/p><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">Can I get my monthly fee waived for the BMO Performance Chequing Account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You can get your monthly fee waived for the BMO Performance Chequing Account if you maintain a minimum daily balance of at least $4,000. You may also be eligible for discounts if you meet certain criteria.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">What is the minimum balance for the BMO Performance plan?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>There is a $0 minimum balance requirement to operate the BMO Performance plan. However, if you would like the annual fee waived, than you must keep a daily balance of at least $4,000.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">What if I want a no-fee account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You could look into a very basic account with a <a href=\"https:\/\/www.finder.com\/ca\/banking\/big-five-banks\">Big Five bank<\/a> such as BMO. That said, your best bet to get unlimited transactions and extra benefits might be to check out which accounts are on offer with some of Canada's most popular <a href=\"https:\/\/www.finder.com\/ca\/digital-banking\" rel=\"noopener noreferrer\">digital banks<\/a>.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">How is my money protected with the BMO Performance Chequing Account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>BMO has mechanisms in place to safeguard your personal and financial information. It's also a member of the Canada Deposit Insurance Corporation (CDIC). This means that any money you put into your BMO Performance plan account will be protected up to $100,000 in the unlikely event that BMO goes bankrupt.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">Can I manage my BMO Performance Chequing Account with a mobile banking app? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You absolutely can. BMO has a very highly-rated mobile app for both iOS and Android. On the Google Play Store the app has a rating of 4.2 stars out of 5 (based on 78.1K reviews), while reviewers on the Apple App Store gave it 4.6 stars out of 5 (based on 109.9K reviews). Through the BMO app, you can send and receive money into your Performance account, as well as view account details, pay bills, find BMO branches and more.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">Can I apply for the BMO Performance Chequing Account online?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, you can apply by clicking on the Go to Site button at the top, or by visiting the BMO website.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3><div class=\"sources sources__f1\">\n    <link rel=\"stylesheet\" href=\"https:\/\/www.finder.com\/parent-theme\/shortcodes\/article-source\/prod\/article-source.87684078d471e76125dd.css\">\n    \n  <ul class=\"luna-accordionGroup accordionGroup\">\n    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n      <div class=\"luna-accordion__summary\">\n        <h3 class=\"luna-accordion__heading\">\n          <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"sources_2111681425\" data-toggle=\"collapse\" data-target=\"#sources_2111681425\">\n            <span class=\"luna-accordion__title u-text--lg u-font--bold\">Sources<\/span>\n            <svg class=\"luna-icon\" aria-hidden=\"true\">\n              <use href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n              <use href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n            <\/svg>\n          <\/button>\n        <\/h3>\n      <\/div>\n      <div class=\"luna-accordion__details collapse \" aria-hidden=\"true\" id=\"sources_2111681425\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n          <p class=\"sources__description\">Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are <a href=\"https:\/\/www.finder.com\/ca\/why-trust-us\">fact checked<\/a> in line with our <a href=\"https:\/\/www.finder.com\/ca\/editorial-guidelines\">editorial guidelines<\/a>.<\/p>\n          <ol class=\"u-pl--0 u-text--lg u-font--medium\">\n                                          <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.bmo.com\/en-ca\/main\/personal\/bank-accounts\/chequing-accounts\/performance\" target=\"_blank\">BMO: Performance Chequing Account, Accessed March 12, 2024<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.bmo.com\/main\/personal\/bank-accounts\/chequing-accounts\" target=\"_blank\">BMO: Chequing accounts, Accessed March 12, 2024<\/a><\/li>\n                                    <\/ol>\n        <\/div>\n      <\/div>\n    <\/li>\n  <\/ul>\n    <script defer src=\"https:\/\/www.finder.com\/parent-theme\/shortcodes\/article-source\/prod\/article-source.de087a0da9824e407767.js\"><\/script>\n  <\/div><\/div><style>\n  \/* Modal Container *\/\n  .fenceModal {\n      justify-content: center;\n      outline: 0;\n      position: absolute;\n      z-index: 81;\n      width: 100%;\n      display: none;\n  }\n  \n  \/* Modal Content *\/\n  .fenceModal-content {\n      display: -webkit-box;\n      display: -webkit-flex;\n      display: -ms-flexbox;\n      display: flex;\n      -webkit-box-orient: vertical;\n      -webkit-box-direction: normal;\n      -webkit-flex-direction: column;\n      -ms-flex-direction: column;\n      flex-direction: column;\n      margin: 1rem;\n      max-height: 100%\n  }\n  \n  .fenceModal-buttonText {\n      font-weight: bold;\n      font-size: 18px;\n  }\n  \n  .blurred {\n    filter: blur(5px) !important;\n    pointer-events: none;\n    background: rgba(0,0,0,0.5);\n  }\n  \n  .geoDisclaimer {\n    display: none;\n    }\n  \n  #default-section {\n    display: block;\n  }\n  \n  #alt-section {\n    display: none;\n  }\n  \n  .standardMasthead__widgetSection {\n    height: auto !important;\n  }\n  <\/style>\n  \n        \n    \n      \n  \n    \n        \n        \n    \n    \n              \n              \n    \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          \n          <span id=\"objectHolder\" objectdata=\"[]\"><\/span>\n                        \n    \n    \n    \n    <script>\n    document.addEventListener(\"DOMContentLoaded\", function() {\n      \n    \/\/ Finds user location and applies alt table if user is detected outside of US\n    var response;\n    var xhr = new XMLHttpRequest();\n    xhr.withCredentials = true;\n    xhr.addEventListener(\"readystatechange\", function() {\n      if(this.readyState === 4) {\n        response = JSON.parse(this.responseText);\n        callback(response);\n      }\n    });\n    xhr.open(\"POST\", \"https:\/\/www.finder.com\/wp-json\/finder\/v1\/geoip\/fetch\");\n    xhr.send();\n    function callback(response) {\n        \n            runGeofencing(response);\n      \n      function runGeofencing(response){\n      if (!response.subdivisions[0]) {\n        var responseLocation = [response.country.code];\n      } else {\n                  if (response.country.code != 'MX') {\n            var responseLocation = [response.subdivisions[0].name, response.subdivisions[0].code, response.country.code];\n          } else {\n            var responseLocation = [response.country.code];\n          }\n              }\n        var bannedHolder = JSON.parse(document.getElementById(\"objectHolder\").getAttribute(\"objectData\").replaceAll('\\'','\"')); \n        var bannedListPostGeoCheck = [];\n        var buttonArray = document.querySelectorAll(\".luna-button\"); \n        var linkList = document.links;\n        var regex = \/<a[\\s\\S]*?a>\/\n        var regExtra = \/<a[\\s\\S]*?center>\/\n        var regImage = \/<img[\\s\\S]*?>\/\n        \n                for (let i = 0; i < Object.keys(bannedHolder).length; i++) {\n          const bannedValues = Object.values(bannedHolder)[i];\n          \/\/ Check if any element in responseLocation is NOT included in bannedValues\n          if (!responseLocation.some(location => bannedValues.includes(location))) {\n            bannedListPostGeoCheck.push(Object.keys(bannedHolder)[i]);\n          }\n        }\n                if (bannedListPostGeoCheck.length > 0) {\n            for (let i = 0; i < buttonArray.length; i++){ \n              const button = buttonArray[i];\n                if (button.href !== undefined) {\n                    if (bannedListPostGeoCheck.some(k => button.href.includes(k))) {\n                        if (button.parentElement.innerHTML.includes('secure site')) {\n                            button.parentElement.innerHTML = button.parentElement.innerHTML.replace(regExtra,\"\");\n                        } else {\n                            button.parentElement.innerHTML = button.parentElement.innerHTML.replace(regex,\"\");\n                        }\n                    }\n                }\n            }\n            for (let i = 0; i < linkList.length; i++) {\n              const link = linkList[i];\n              if (bannedListPostGeoCheck.some(k => link.getAttribute('href').includes(k))) {\n                link.href = '';\n              }\n            }\n        }\n      }\n          }\n    \n  });\n\n  function reassignSourceCountry(country){\n    var newRedirectCountry = 'src_country=' + country.toLowerCase() + '&';\n    var regexCountry = \/src_country=.*?&{1}\/;\n    var links = document.querySelectorAll('a')\n    links.forEach((item) => {\n      if(item.href.includes('src_country=')){\n          item.href = item.href.replace(regexCountry,newRedirectCountry);\n      }\n    })\n  };\n  <\/script>\n  \n<div class=\"contentFeed contentFeed--relatedPosts\">\n            <h3 class=\"contentFeed__title\">More banking guides from our experts<\/h3>\n        <div class=\"contentFeed__carousel\" data-post-count=\"3\">\n                                    <div class=\"fin-carousels fin-carousels--multiple-items-in-view\" id=\"fin-carousel0000000000\" data-items-in-view=\"3\" style=\"--items-in-view: 3\">\n    <div class=\"fin-carousels__container\">\n        <div class=\"fin-carousels__slides\">\n                                <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/banking\/banking-statistics\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"Bank Canada. Banking statistics in Canada.\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/banking\/banking-statistics\">Banking statistics and trends in Canada for 2025<\/a>            <\/p>        <\/header>        <p>Explore key banking statistics and figures from the Finder: Consumer Sentiment Survey January 2025.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/best-no-fee-chequing-accounts\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Chequing Accounts<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/best-no-fee-chequing-accounts\">Best free (no-fee) chequing accounts in Canada for 2026<\/a>            <\/p>        <\/header>        <p>Compare the features of 8 of the best no-fee chequing accounts in Canada, and find out how to avoid transaction fees.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"Best new bank account offers\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers\">17 best new bank account offers for May 2026<\/a>            <\/p>        <\/header>        <p>Earn cash, rewards points, bonus interest rates and more with these new bank account offers and promotions.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                \n        <\/div>\n    <\/div>\n    <div class=\"fin-carousels__controls\">\n        <button class=\"fin-carousels__nav fin-carousels__nav--prev fin-carousels__nav--disabled\" aria-label=\"Previous slide\">\n            <svg class=\"luna-icon\" style=\"--fill: var(--color-background-main)\">\n                <use href=\"#chevron-left\"><\/use>\n            <\/svg>\n        <\/button>\n        <button class=\"fin-carousels__nav fin-carousels__nav--next fin-carousels__nav--disabled\" aria-label=\"Next slide\">\n            <svg class=\"luna-icon\" style=\"--fill: var(--color-background-main)\">\n                <use href=\"#chevron-right\"><\/use>\n            <\/svg>\n        <\/button>\n    <\/div>\n\n    <div class=\"fin-carousels__dots\" role=\"tablist\" aria-label=\"Carousel navigation\"><!-- Dots will be generated by JavaScript -->\n    <\/div>\n<\/div>\n\n    <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Get unlimited transactions and a generous welcome bonus when you sign up for this mid-level chequing account.\u00a0<\/p>\n","protected":false},"author":474,"featured_media":1030474,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[101385],"tags":[],"asset_tag":[],"class_list":["post-888687","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bmo-chequing"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>BMO Performance Chequing Account Plan Review | Finder Canada<\/title>\n<meta name=\"description\" content=\"The BMO Performance Chequing Account gives you a generous welcome bonus and unlimited free transactions. Read more in our review.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BMO Performance Chequing Account Review | Finder Canada\" \/>\n<meta property=\"og:description\" content=\"The BMO Performance Chequing Account gives you a generous welcome bonus and unlimited free transactions. Read more in our review.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2020-11-10T16:47:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/11\/BMO-Logo_Supplied_1800x1000.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Claire Horwood\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Claire Horwood\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review\"},\"author\":{\"name\":\"Claire Horwood\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414\"},\"headline\":\"BMO Performance Chequing Account review\",\"datePublished\":\"2020-11-10T16:47:24+00:00\",\"dateModified\":\"2026-01-19T18:48:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review\"},\"wordCount\":2026,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/11\/BMO-Logo_Supplied_1800x1000.jpg\",\"articleSection\":[\"BMO Chequing Accounts\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"citation\":[{\"@type\":\"CreativeWork\",\"name\":\"BMO: Performance Chequing Account, Accessed March 12, 2024\",\"url\":\"https:\/\/www.bmo.com\/en-ca\/main\/personal\/bank-accounts\/chequing-accounts\/performance\"},{\"@type\":\"CreativeWork\",\"name\":\"BMO: Chequing accounts, Accessed March 12, 2024\",\"url\":\"https:\/\/www.bmo.com\/main\/personal\/bank-accounts\/chequing-accounts\"}],\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review\",\"url\":\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review\",\"name\":\"BMO Performance Chequing Account Plan Review | Finder Canada\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/11\/BMO-Logo_Supplied_1800x1000.jpg\",\"datePublished\":\"2020-11-10T16:47:24+00:00\",\"dateModified\":\"2026-01-19T18:48:22+00:00\",\"description\":\"The BMO Performance Chequing Account gives you a generous welcome bonus and unlimited free transactions. Read more in our review.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review#primaryimage\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/11\/BMO-Logo_Supplied_1800x1000.jpg\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/11\/BMO-Logo_Supplied_1800x1000.jpg\",\"width\":1800,\"height\":1000},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"CA\",\"item\":\"https:\/\/www.finder.com\/ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Chequing Accounts\",\"item\":\"https:\/\/www.finder.com\/ca\/chequing-accounts\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"BMO Chequing Accounts\",\"item\":\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"BMO Performance Chequing Account review\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finder.com\/ca\/#website\",\"url\":\"https:\/\/www.finder.com\/ca\/\",\"name\":\"Finder Canada\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finder.com\/ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/ca\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414\",\"name\":\"Claire Horwood\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png\",\"caption\":\"Claire Horwood\"},\"description\":\"Claire Horwood was a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate\u2019s Degree in Science from Camosun College. Much of Claire\u2019s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/clairehorwood\/\"],\"url\":\"https:\/\/www.finder.com\/ca\/author\/clairehorwood\",\"jobTitle\":\"Associate editor\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Banking\"},{\"@type\":\"Thing\",\"name\":\"Personal Loans\"},{\"@type\":\"Thing\",\"name\":\"Car Loans\"},{\"@type\":\"Thing\",\"name\":\"Business Loans\"},{\"@type\":\"Thing\",\"name\":\"Credit Cards\"}],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\",\"name\":\"Finder\"}},{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"name\":\"Frequently Asked Questions\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Can I get my monthly fee waived for the BMO Performance Chequing Account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rYou can get your monthly fee waived for the BMO Performance Chequing Account if you maintain a minimum daily balance of at least $4,000. You may also be eligible for discounts if you meet certain criteria.\\r\"}},{\"@type\":\"Question\",\"name\":\"What is the minimum balance for the BMO Performance plan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rThere is a $0 minimum balance requirement to operate the BMO Performance plan. However, if you would like the annual fee waived, than you must keep a daily balance of at least $4,000.\\r\"}},{\"@type\":\"Question\",\"name\":\"What if I want a no-fee account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rYou could look into a very basic account with a <a href=\\\"https:\/\/www.finder.com\/ca\/banking\/big-five-banks\\\">Big Five bank<\/a> such as BMO. That said, your best bet to get unlimited transactions and extra benefits might be to check out which accounts are on offer with some of Canada's most popular <a href=\\\"https:\/\/www.finder.com\/ca\/digital-banking\\\" rel=\\\"noopener noreferrer\\\">digital banks<\/a>.\\r\"}},{\"@type\":\"Question\",\"name\":\"How is my money protected with the BMO Performance Chequing Account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rBMO has mechanisms in place to safeguard your personal and financial information. It's also a member of the Canada Deposit Insurance Corporation (CDIC). This means that any money you put into your BMO Performance plan account will be protected up to $100,000 in the unlikely event that BMO goes bankrupt.\\r\"}},{\"@type\":\"Question\",\"name\":\"Can I manage my BMO Performance Chequing Account with a mobile banking app? \",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rYou absolutely can. BMO has a very highly-rated mobile app for both iOS and Android. On the Google Play Store the app has a rating of 4.2 stars out of 5 (based on 78.1K reviews), while reviewers on the Apple App Store gave it 4.6 stars out of 5 (based on 109.9K reviews). Through the BMO app, you can send and receive money into your Performance account, as well as view account details, pay bills, find BMO branches and more.\\r\"}},{\"@type\":\"Question\",\"name\":\"Can I apply for the BMO Performance Chequing Account online?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rYes, you can apply by clicking on the Go to Site button at the top, or by visiting the BMO website.\\r\"}}]}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2026-01-19T18:48:22+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"BMO Performance Chequing Account Plan Review | Finder Canada","description":"The BMO Performance Chequing Account gives you a generous welcome bonus and unlimited free transactions. Read more in our review.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review","og_locale":"en_US","og_type":"article","og_title":"BMO Performance Chequing Account Review | Finder Canada","og_description":"The BMO Performance Chequing Account gives you a generous welcome bonus and unlimited free transactions. Read more in our review.","og_url":"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review","og_site_name":"Finder Canada","article_published_time":"2020-11-10T16:47:24+00:00","og_image":[{"width":1800,"height":1000,"url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/11\/BMO-Logo_Supplied_1800x1000.jpg","type":"image\/jpeg"}],"author":"Claire Horwood","twitter_misc":{"Written by":"Claire Horwood","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review#article","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review"},"author":{"name":"Claire Horwood","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414"},"headline":"BMO Performance Chequing Account review","datePublished":"2020-11-10T16:47:24+00:00","dateModified":"2026-01-19T18:48:22+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review"},"wordCount":2026,"publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/11\/BMO-Logo_Supplied_1800x1000.jpg","articleSection":["BMO Chequing Accounts"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"citation":[{"@type":"CreativeWork","name":"BMO: Performance Chequing Account, Accessed March 12, 2024","url":"https:\/\/www.bmo.com\/en-ca\/main\/personal\/bank-accounts\/chequing-accounts\/performance"},{"@type":"CreativeWork","name":"BMO: Chequing accounts, Accessed March 12, 2024","url":"https:\/\/www.bmo.com\/main\/personal\/bank-accounts\/chequing-accounts"}],"commentCount":0},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review","url":"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review","name":"BMO Performance Chequing Account Plan Review | Finder Canada","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/11\/BMO-Logo_Supplied_1800x1000.jpg","datePublished":"2020-11-10T16:47:24+00:00","dateModified":"2026-01-19T18:48:22+00:00","description":"The BMO Performance Chequing Account gives you a generous welcome bonus and unlimited free transactions. Read more in our review.","breadcrumb":{"@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/11\/BMO-Logo_Supplied_1800x1000.jpg","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/11\/BMO-Logo_Supplied_1800x1000.jpg","width":1800,"height":1000},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"CA","item":"https:\/\/www.finder.com\/ca\/"},{"@type":"ListItem","position":2,"name":"Chequing Accounts","item":"https:\/\/www.finder.com\/ca\/chequing-accounts"},{"@type":"ListItem","position":3,"name":"BMO Chequing Accounts","item":"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing"},{"@type":"ListItem","position":4,"name":"BMO Performance Chequing Account review"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/ca\/#website","url":"https:\/\/www.finder.com\/ca\/","name":"Finder Canada","description":"","publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/ca\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414","name":"Claire Horwood","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png","caption":"Claire Horwood"},"description":"Claire Horwood was a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate\u2019s Degree in Science from Camosun College. Much of Claire\u2019s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee.","sameAs":["https:\/\/www.linkedin.com\/in\/clairehorwood\/"],"url":"https:\/\/www.finder.com\/ca\/author\/clairehorwood","jobTitle":"Associate editor","knowsAbout":[{"@type":"Thing","name":"Banking"},{"@type":"Thing","name":"Personal Loans"},{"@type":"Thing","name":"Car Loans"},{"@type":"Thing","name":"Business Loans"},{"@type":"Thing","name":"Credit Cards"}],"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder"}},{"@context":"https:\/\/schema.org","@type":"FAQPage","name":"Frequently Asked Questions","mainEntity":[{"@type":"Question","name":"Can I get my monthly fee waived for the BMO Performance Chequing Account?","acceptedAnswer":{"@type":"Answer","text":"\rYou can get your monthly fee waived for the BMO Performance Chequing Account if you maintain a minimum daily balance of at least $4,000. You may also be eligible for discounts if you meet certain criteria.\r"}},{"@type":"Question","name":"What is the minimum balance for the BMO Performance plan?","acceptedAnswer":{"@type":"Answer","text":"\rThere is a $0 minimum balance requirement to operate the BMO Performance plan. However, if you would like the annual fee waived, than you must keep a daily balance of at least $4,000.\r"}},{"@type":"Question","name":"What if I want a no-fee account?","acceptedAnswer":{"@type":"Answer","text":"\rYou could look into a very basic account with a <a href=\"https:\/\/www.finder.com\/ca\/banking\/big-five-banks\">Big Five bank<\/a> such as BMO. That said, your best bet to get unlimited transactions and extra benefits might be to check out which accounts are on offer with some of Canada's most popular <a href=\"https:\/\/www.finder.com\/ca\/digital-banking\" rel=\"noopener noreferrer\">digital banks<\/a>.\r"}},{"@type":"Question","name":"How is my money protected with the BMO Performance Chequing Account?","acceptedAnswer":{"@type":"Answer","text":"\rBMO has mechanisms in place to safeguard your personal and financial information. It's also a member of the Canada Deposit Insurance Corporation (CDIC). This means that any money you put into your BMO Performance plan account will be protected up to $100,000 in the unlikely event that BMO goes bankrupt.\r"}},{"@type":"Question","name":"Can I manage my BMO Performance Chequing Account with a mobile banking app? ","acceptedAnswer":{"@type":"Answer","text":"\rYou absolutely can. BMO has a very highly-rated mobile app for both iOS and Android. On the Google Play Store the app has a rating of 4.2 stars out of 5 (based on 78.1K reviews), while reviewers on the Apple App Store gave it 4.6 stars out of 5 (based on 109.9K reviews). Through the BMO app, you can send and receive money into your Performance account, as well as view account details, pay bills, find BMO branches and more.\r"}},{"@type":"Question","name":"Can I apply for the BMO Performance Chequing Account online?","acceptedAnswer":{"@type":"Answer","text":"\rYes, you can apply by clicking on the Go to Site button at the top, or by visiting the BMO website.\r"}}]}]},"article_modified_time":"2026-01-19T18:48:22+00:00"},"custom_fields":{"_masthead_subheading":["{\"text\":\"Enjoy a generous welcome bonus and get unlimited free transactions with the affordable chequing account.&nbsp;\"}"],"_content_type":["niche-content\/information\/product-rates-and-fees"],"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"custom_post_template":["single-product-review.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/888687"}],"collection":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/users\/474"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/comments?post=888687"}],"version-history":[{"count":10,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/888687\/revisions"}],"predecessor-version":[{"id":1006734,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/888687\/revisions\/1006734"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media\/1030474"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media?parent=888687"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/categories?post=888687"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/tags?post=888687"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/asset_tag?post=888687"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}