{"id":887494,"date":"2020-10-30T14:10:24","date_gmt":"2020-10-30T18:10:24","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=887494"},"modified":"2026-07-17T18:44:44","modified_gmt":"2026-07-17T22:44:44","slug":"td-every-day-savings-account-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review","title":{"rendered":"TD Every Day Savings Account review"},"content":{"rendered":"<p>The TD Every Day Savings Account comes with no monthly fees and lets you earn 0.01% interest on every dollar you hold in your account. You\u2019ll also get unlimited free transfers to your other TD accounts so that you can easily move your money back and forth. Learn more about how you can benefit from the TD Every Day Savings Account and sign up today to get started.<\/p><h3>What are the benefits of the TD Every Day Savings Account?<\/h3><p>The TD Every Day Savings Account comes with a number of benefits:<\/p><ul class=\"list-1\"><li><strong>No monthly fees.<\/strong> There are no monthly fees eating away at your savings balance.<\/li><li><strong>Earn interest on every dollar.<\/strong> There are no minimum balance thresholds that you\u2019ll need to meet before you start earning interest on your savings.<\/li><li><strong>Unlimited transfers to other TD accounts.<\/strong> It\u2019s possible to send funds between your TD accounts as much as you want for no additional fee.<\/li><li><strong>One free debit per month.<\/strong> You\u2019ll get one debit transaction per month, which can include bill payments, <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/atm-near-me\">ATM withdrawals<\/a> or debit purchases.<\/li><li><strong>Automated savings.<\/strong> It\u2019s easy to set up automatic withdrawals from your other TD accounts to feed regular deposits into your TD Every Day Savings Account.<\/li><li><strong>Easy mobile banking.<\/strong> TD offers a comprehensive mobile banking app to help you manage your savings on the go.<\/li><li><strong>Apply online.<\/strong> You can apply to open a TD Every Day Savings Account online in a matter of minutes.<\/li><\/ul><h3>What should I look out for with the TD Every Day Savings Account?<\/h3><p>There are some drawbacks with the TD Every Day Savings Account you may want to keep in mind:<\/p><ul class=\"list-3\"><li><strong>Low interest rates.<\/strong> You\u2019ll only earn an interest rate of 0.01% on your savings, which is quite low by industry standards.<\/li><li><strong>Transaction fees.<\/strong> You\u2019ll only qualify for one free withdrawal per month before you incur a $3 fee per additional debit.<\/li><li><strong>ATM fees.<\/strong> You\u2019ll have to pay an additional charge of $2 to withdraw money at non-TD ATMs (or $3 from US and Mexico ATMs and $5 from international ATMs).<\/li><li><strong>Very few additional benefits.<\/strong> This is a bare bones account that includes relatively few benefits such as free cheques, unlimited transactions or credit card rebates.<\/li><\/ul><h3 id=\"product-comparison-box\">Compare with other savings accounts<\/h3>\n    \n\n<style>\n#toppicks, #toppicks-mobile { overflow-x: auto; }\n.table-expander__content { margin-left: 0.5rem; line-height: normal; }\n.pro-section { line-height: 1.35rem; text-align: left; }\n\n.topPicksF1 .card-topText {\n    font-weight: 800;\n    height: 50px;\n    font-style: italic;\n    align-content: space-around;\n}\n\n.topPicksF1 .zoom:hover {\n    box-shadow: 4px 6px 0 0 #232320;\n}\n\n.topPicksF1 .topPicks__deal {\n    color: #232021;\n    background-color: #F7F6EC;\n}\n\n.container-threepc.threepc-flex::-webkit-scrollbar { display: none; }\n.gx-badge__body.awards-badge__body.hasPopover.threepc-award { margin-top: 0; }\n.topPicks__card-card figure.award { padding: 0px 10px 20px 10px; margin: -3px auto 3px; width: 130px; }\n.topPicks__card-card figure.noward { padding: 10px; width: 130px; }\n.award-wrapper { height: 0px; display: block; margin: -23px auto 23px; }\n\n.threepc-rewards-pill-wrapper { display: flex; justify-content: center; margin: 0 0.7rem; }\n.threepc-rewards-pill-wrapper .rewards-pill-wrapper { margin: 0; display: flex; justify-content: center; }\n.rewards--container figure.noward, .rewards--container figure.award { padding-bottom: 0; }\n.container-threepc:has(.rewards-pill) .luna-button--success { margin-top: 8px; }\n.container-threepc:has(.rewards-pill) .has-padding-top-small { padding-top: 14px; }\n.award-bnt { padding-top: 0.5em; padding-bottom: 0.5em; }\n.award-pad { padding-top: 0.5rem; margin-bottom: 0.55rem; }\n.luna-card__block { padding: 1.25rem; }\n.ratings-w { width: 42%; margin: auto; margin-bottom: 1rem; }\n.cleanMastHead { display: block; }\n.standardMasthead.standardMasthead--widget { overflow: visible; }\n.standardMasthead__widgetSection__content { overflow: visible; }\n.popover.fade.bottom.in { overflow: visible; }\n\n.cardColoured-banner {\n    width: 100%;\n    border-radius: 0.7em 0.7em 0 0;\n    background-color: #e5f7ff;\n}\n\n.cardPros-text {\n    font-size: 0.8em;\n}\n\n.cardData-header {\n    margin: 0;\n    font-size: 0.77em;\n    white-space: normal;\n    color: #6c7881;\n}\n\n.cardProductname-header {\n    font-size: 0.77em;\n    white-space: normal;\n    color: #6c7881;\n    font-weight: 600;\n    margin-bottom: 0.5rem;\n    margin-top: 0.5rem;\n}\n\n.cardProductname-header-fsa {\n    margin-top: 2rem;\n    margin-bottom: 0.7rem;\n}\n\n.cardData-text {\n    margin: 0;\n    font-size: 0.9em;\n    font-weight: 700;\n    text-align: right;\n    white-space: normal;\n}\n\n.card-topText {\n    text-align: center;\n    margin: 0.5em;\n    font-weight: 500;\n    white-space: normal;\n}\n\n.container-threepc .luna-card {\n    overflow: visible;\n}\n\n.popover.top {\n    overflow: visible;\n}\n\n.pick {\n    margin-top: 0.3em;\n    margin-bottom: 0.3em;\n}\n\n.luna-card__topPick {\n   padding: 0.5em;\n}\n\n.best-pagePromoted-span {\n    font-size: 0.7em;\n    font-weight: 700;\n    background-color: #f6c744;\n    border-radius: 1em;\n    padding: 0.4em 0.8em;\n}\n\n.container-threepc {\n    width: 100%;\n    height: auto;\n    white-space: nowrap;\n    padding-top: 10px;\n    padding-bottom: 10px;\n}\n\n\/* Dual product-set visibility. When only one set is rendered it has no\n   visibility class and shows everywhere (current behaviour). When a mobile\n   set is supplied, the desktop set shows >801px and the mobile set <=801px. *\/\n.container-threepc.threepc-desktop-only { display: flex; }\n.container-threepc.threepc-mobile-only { display: none; }\n@media (max-width: 801px) {\n    .container-threepc.threepc-desktop-only { display: none; }\n    .container-threepc.threepc-mobile-only { display: flex; }\n}\n\n.threepc-flex {\n    display: flex;\n    flex-wrap: unset;\n        overflow: visible;\n    }\n\n.threepc-flex-item {\n    flex: 0 0 auto;\n}\n\n.zoom {\n    transition: transform .2s;\n    margin: 0 auto;\n}\n\n.zoom:hover {\n    transform: scale(1.015);\n    box-shadow: 1px 1px 19px -9px rgba(168,176,183,0.81);\n}\n\n.mastheadPick-item {\n    margin: 5px;\n    width: calc(96% \/ 3);\n    border-radius: 0.7em;\n}\n\n.luna-author {\n    padding: 20px;\n}\n\n.standardMasthead__widgetSection {\n    margin-bottom: 8%;\n}\n\n.topPicks__deal {\n    color: #014BB2;\n    font-weight: 600;\n    background-color: #ebf3fc;\n    padding: 0.5em 0.65em 0.6em;\n    width: auto;\n    border-radius: 16px;\n    font-size: 0.875rem;\n    line-height: 17px;\n    margin: 1.2rem 0.7rem;\n    text-wrap: wrap;\n}\n\n.topPicks__deal span.table-popover::before {\n    background-image: url(\"data:image\/svg+xml,%3Csvg%20viewBox%3D%220%200%2024%2024%22%20id%3D%22info-circle%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cpath%20d%3D%22M11%2017h2v-6h-2v6zm1-15C6.48%202%202%206.48%202%2012s4.48%2010%2010%2010%2010-4.48%2010-10S17.52%202%2012%202zm0%2018.75c-4.823%200-8.75-3.927-8.75-8.75S7.177%203.25%2012%203.25s8.75%203.927%208.75%208.75-3.927%208.75-8.75%208.75zM11%209h2V7h-2v2z%22%20fill%3D%22%23232021%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E\");\n    margin: -2px 0px -1px 0px;\n}\n\n@media (max-width: 1920px) {\n    .pro-section {\n        max-height: fit-content;\n    }\n}\n\n@media (max-width:801px) {\n    .topPicksF1 .card-topText {\n        font-size: 1.3em;\n    }\n\n    .mastheadPick-item {\n        margin: 5px;\n        width: 80%;\n    }\n\n    .standardMasthead__widgetSection {\n        margin-bottom: 0;\n    }\n\n    .standardMasthead.standardMasthead--widget {\n        overflow: auto;\n    }\n\n    .container-threepc .popover.fade.bottom.in {\n        overflow: visible;\n        left: 2rem;\n        top: 0;\n    }\n}\n\n@media (max-width:481px) {\n    .topPicksF1 .cardColoured-banner {\n        font-size: 0.8rem;\n        background-color: #e5f7ff;\n    }\n\n    .award-w-btn { padding-top: 0.25rem }\n    .ratings-w { width: 52%; }\n    .award-wrapper { height: 0px; display: block; }\n    .cardProductname-header { margin-top: 2.2rem; }\n\n    .mastheadPick-item {\n        margin: 5px;\n        width: 80%;\n    }\n\n    .standardMasthead__widgetSection {\n        margin-bottom: 0;\n    }\n\n    .cardColoured-banner {\n        font-size: 0.9rem;\n        background-color: #e5f7ff;\n    }\n}\n<\/style>\n\n<style>\n       .icondeal > use { fill: #232320 !important }\n    .icondeal { width: 1rem !important; height: 1rem !important; vertical-align: \/*middle;*\/ vertical-align: bottom !important;}\n  .best-page-offer-text-rib {  border-radius: 16px !important;  background-color: #F7F6EC; padding: 0.5rem; display: inline-block;}\n  .threepc-page-offer-text-rib { padding: 0.3em !important }\n  td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; } td.comparison-table__feature--longtext .has-margin-bottom-xsmall { border-radius: 3px; }\n<\/style> \n\n    \n\n\n                        \n\n\n\n\n\n\n\n    \n            \n                \n        <div class=\"container-threepc threepc-flex topPicksF1 \" id=\"toppicks\">\n\n                                                                                                                                                                                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"0b4f0b20-d534-4e79-936c-6ffe0021ea2b\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Easy Signup\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/neo-savings-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%220b4f0b20-d534-4e79-936c-6ffe0021ea2b%22%2C%22product_name%22%3A%22Neo%2BSavings%2BAccount%22%2C%22offer_id%22%3A%2227131%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22position%22%3A%221%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22887494%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-every-day-savings-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to Neo Financial\">\r\n\r\n\r\n\r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png\" loading=\"lazy\" alt=\"Neo Financial logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    \n                    <div>\n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small\" style=\"border-radius: 0.2em;\">\n                       <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/neo-savings-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA%22%2C%22offer_id%22%3A%2227131%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22product_id%22%3A%220b4f0b20-d534-4e79-936c-6ffe0021ea2b%22%2C%22product_name%22%3A%22Neo%2BSavings%2BAccount%22%2C%22provider_id%22%3A%22527000d2-f183-4ae1-848a-6dd199a98cae%22%2C%22provider_name%22%3A%22Neo%2BFinancial%22%2C%22post_id%22%3A%22887494%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-every-day-savings-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success\">GO TO SITE<\/a>\n\n\n                        \n                    <\/div>\n                    <\/div>\n                    \n                    \n\n                       <div style=\"display: none\">0b4f0b20-d534-4e79-936c-6ffe0021ea2b-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Earn up to 2.75%<span class=\"table-popover\" rel=\"popover\" data-content=\"{{RATES.INTEREST_RATE_TOOLTIP}}\" title=\"\" data-original-title=\"More info\"> interest on savings<\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>Open an account instantly<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No monthly account fee<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No minimum account balance to start earning interest<\/li>\r\n            \r\n         \r\n            \r\n                 <li>CDIC protection for balances up to $100,000<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                                                                                                                                                                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"bda4c8f7-5608-4c54-8eb0-27ec10413c06\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Earn Interest &amp; Cashback\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/koho-everything-plan-ca-savings-account-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bda4c8f7-5608-4c54-8eb0-27ec10413c06%22%2C%22product_name%22%3A%22KOHO%2BEverything%2BPlan%22%2C%22offer_id%22%3A%2227061%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22position%22%3A%222%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22887494%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-every-day-savings-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to KOHO\">\r\n\r\n\r\n\r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/671030f92318e.png\" loading=\"lazy\" alt=\"KOHO logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    \n                    <div>\n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small\" style=\"border-radius: 0.2em;\">\n                       <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/koho-everything-plan-ca-savings-account-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA%22%2C%22offer_id%22%3A%2227061%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22product_id%22%3A%22bda4c8f7-5608-4c54-8eb0-27ec10413c06%22%2C%22product_name%22%3A%22KOHO%2BEverything%2BPlan%22%2C%22provider_id%22%3A%22cc53d1c3-c4ec-461a-bce0-4235a11de0a2%22%2C%22provider_name%22%3A%22KOHO%22%2C%22post_id%22%3A%22887494%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-every-day-savings-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success\">GO TO SITE<\/a>\n\n\n                        \n                    <\/div>\n                    <\/div>\n                    \n                    \n\n                       <div style=\"display: none\">bda4c8f7-5608-4c54-8eb0-27ec10413c06-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Earn up to 3.50% interest<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Earn 2% cash back on groceries, transportation, eating and drinking<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Earn 0.5% cash back on all other spending<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Monthly fee of $14.75<span class=\"table-popover\" rel=\"popover\" data-content=\"This account is $14.75 per month if billed yearly or $22.00 per month if billed monthly.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>CDIC protection for balances up to $100,000<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                                                                                                                                                                                                            <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"784d7307-f7d0-47ba-8b65-f6db8d03436d\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    No Fees and High Interest\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/simplii-high-interest-savings-account-ca-savings-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22784d7307-f7d0-47ba-8b65-f6db8d03436d%22%2C%22product_name%22%3A%22Simplii%2BHigh%2BInterest%2BSavings%2BAccount%22%2C%22offer_id%22%3A%2221491%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22position%22%3A%223%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22887494%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-every-day-savings-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to Simplii Financial\">\r\n\r\n\r\n\r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png\" loading=\"lazy\" alt=\"Simplii Financial logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    \n                    <div>\n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small\" style=\"border-radius: 0.2em;\">\n                       <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/simplii-high-interest-savings-account-ca-savings-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA%22%2C%22offer_id%22%3A%2221491%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22product_id%22%3A%22784d7307-f7d0-47ba-8b65-f6db8d03436d%22%2C%22product_name%22%3A%22Simplii%2BHigh%2BInterest%2BSavings%2BAccount%22%2C%22provider_id%22%3A%2296092938-0048-41cc-a426-40c7fcee917a%22%2C%22provider_name%22%3A%22Simplii%2BFinancial%22%2C%22post_id%22%3A%22887494%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-every-day-savings-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success\">GO TO SITE<\/a>\n\n\n                        \n                    <\/div>\n                    <\/div>\n                    \n                    \n\n                       <div style=\"display: none\">784d7307-f7d0-47ba-8b65-f6db8d03436d-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Earn up to 4.60% interest<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No monthly fees<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Unlimited transactions and Interac e-Transfers<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No min. balance required<\/li>\r\n            \r\n         \r\n            \r\n                 <li>CDIC protection up to $100,000<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n            <\/div>\n    \n    \n<h3>How do I open a TD Every Day Savings Account?<\/h3><p>You can follow these steps to sign up for a TD Every Day Savings Account:<\/p><ol><li>Visit TD\u2019s main website and hover over the <strong>Products<\/strong> tab at the top of the page.<\/li><li>Select <strong>Bank accounts<\/strong> from the dropdown list and then <strong>Savings accounts<\/strong> from the following page.<\/li><li>When the next page loads, you can select the <strong>TD Every Day Savings Account<\/strong> and then <strong>Open account<\/strong>.<\/li><li>Enter your personal information such as your full name, date of birth, Social Insurance Number, employment information and email address.<\/li><li>Double-check your information and click submit.<\/li><\/ol><h4>Eligibility requirements<\/h4><p>To apply for a TD Every Day Savings Account, you need to meet the following criteria:<\/p><ul class=\"list-7\"><li>Be a Canadian citizen or resident who is at least 18 years old (19 in some provinces)<\/li><li>Be opening a sole account in your name<\/li><\/ul><h4>Required documents and information<\/h4><ul class=\"list-7\"><li>Your name, residential status and contact information<\/li><li>Your <a href=\"https:\/\/www.canada.ca\/en\/employment-social-development\/services\/sin.html\" target=\"_blank\" rel=\"noopener noreferrer\">Social Insurance Number<\/a> (optional) and date of birth<\/li><li>Your email address and phone number<\/li><\/ul><h3>How do I deposit or withdraw my money from the TD Every Day Savings Account?<\/h3><p>You\u2019ll want to avoid withdrawing money on this account as every transaction beyond your first monthly debit will cost you $3. This money can add up fast if you\u2019re regularly using your debit card to make purchases or withdraw cash. That said, you can use these methods as needed if you\u2019re willing to incur a fee. You can also transfer money out of this account into your TD chequing account for free if you want easier access to it.<\/p><p>To put funds into your account, you can deposit a cheque or bring cash into an ATM or a branch location. You\u2019ll also be able to transfer money in from your other TD accounts, which includes setting up automatic withdrawals from your chequing accounts. It\u2019s also easy to move your money around using the TD mobile app.<\/p><h3>How can I get in touch with customer service?<\/h3><p>You\u2019ll be able to contact TD through a number of channels:<\/p><ul class=\"list-10\"><li><strong>By phone<\/strong>. You can get in touch with a TD customer service agent over the phone.<\/li><li><strong>In person.<\/strong> It\u2019s possible to visit a TD branch in person if you want to speak to an agent directly about your account.<\/li><li><strong>By mail.<\/strong> If you have a non-urgent request, you may want to send your inquiry via the post to TD headquarters in Toronto or to a local branch if this makes more sense.<\/li><li><strong>By email.<\/strong> You can easily send a secure message through your online banking or email TD\u2019s customer support inbox.<\/li><\/ul><h3>Saving is a priority for Canadians in 2026<\/h3><p>More Canadians plan to open a savings account than any other type of bank account in 2026, according to the <em>Finder: Consumer Sentiment Survey March 2026<\/em>.<\/p><p>Over one in six people plan to open a savings account (17.82%) or chequing account (16.29), while just under one in seven plan to open a TFSA (14.11%). GICs are the fourth most preferred option among those who plan to open an account (9.89%).<\/p><div style=\"margin:24px 0\">\n  <iframe src=\"https:\/\/www.only-finders.com\/embed\/4e507f4d-3271-4130-9b77-b5eb73be4586\" width=\"100%\" height=\"450\" frameborder=\"0\" style=\"border:0;border-radius:8px\" loading=\"lazy\" data-finder-embed=\"4e507f4d-3271-4130-9b77-b5eb73be4586\" title=\"Finder Data Visualisation\"><\/iframe>\n<\/div>\n<script>\n(function(){\n  if (window.__finderEmbedResizeBound) return;\n  window.__finderEmbedResizeBound = true;\n  var ALLOWED = ['https:\/\/www.finderops.ai', 'https:\/\/www.only-finders.com'];\n  window.addEventListener('message', function(e){\n    if (ALLOWED.indexOf(e.origin) === -1) return;\n    var d = e.data;\n    if (!d || d.type !== 'finder-embed-resize' || !d.height) return;\n    var frames = document.querySelectorAll('iframe[data-finder-embed]');\n    for (var i = 0; i < frames.length; i++){\n      var f = frames[i];\n      if (d.shareToken && f.src.indexOf(d.shareToken) !== -1){\n        f.style.height = d.height + 'px';\n        f.setAttribute('height', d.height);\n      }\n    }\n  });\n})();\n<\/script>\n<ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">Will I get a promotional interest rate when I sign up?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Unfortunately, TD doesn't offer a promotional interest rate with this account. You'll get a flat interest rate of 0.01% on all of the money you invest as soon as you sign up. This will remain the same for the duration of your account ownership, unless TD lowers or increases its interest rates across the board.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">Do I need to pay fees with this account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>This account doesn't come with any monthly account maintenance fees, and you won't need to hold a minimum balance to keep it active. That said, you will be required to pay a fee of $3 every time you exceed your withdrawal limit each month. You'll also have to pay an additional fee for taking money out at a non-TD ATM.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">Is my money safe with TD?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Your money is definitely safe with TD. This is because it's one of Canada's largest banks and a member of the Canada Deposit Insurance Corporation (<a href=\"http:\/\/CDIC.ca\" target=\"_blank\" rel=\"noopener noreferrer\">CDIC<\/a>). This means that any money you put into your account will be protected up to $100,000 if TD goes bankrupt.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Can I apply online?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. You can apply by filling out an application on TD's website. You can also call in or visit a branch in person to get help with setting up your account.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">Can I withdraw from a TD savings account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. You can take advantage of unlimited free transfers to your other TD deposit accounts, while you also get one free debit transaction per month. However, subsequent debits will incur a $3 fee.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">What type of savings accounts does TD Bank offer?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>In addition to the TD Every Day Savings Account, TD also offers its High Interest Savings Account and ePremium Savings Account. Find out more about the features of these accounts in <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\">our guide to TD savings accounts<\/a>.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n\n<div class=\"contentFeed contentFeed--relatedPosts\">\n            <h3 class=\"contentFeed__title\">More banking guides from our experts<\/h3>\n        <div class=\"contentFeed__carousel\" data-post-count=\"3\">\n                                    <div class=\"fin-carousels fin-carousels--multiple-items-in-view\" id=\"fin-carousel0000000000\" data-items-in-view=\"3\" style=\"--items-in-view: 3\">\n    <div class=\"fin-carousels__container\">\n        <div class=\"fin-carousels__slides\">\n                                <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/banking\/banking-statistics\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/banking\/banking-statistics\">Banking statistics and trends in Canada for 2025<\/a>            <\/p>        <\/header>        <p>Explore key banking statistics and figures from the Finder: Consumer Sentiment Survey January 2025.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/best-no-fee-chequing-accounts\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Chequing Accounts<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/best-no-fee-chequing-accounts\">Best free (no-fee) chequing accounts in Canada for 2026<\/a>            <\/p>        <\/header>        <p>Compare the features of 8 of the best no-fee chequing accounts in Canada, and find out how to avoid transaction fees.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers\">15 best new bank account offers for August 2026<\/a>            <\/p>        <\/header>        <p>Earn cash, rewards points, bonus interest rates and more with these new bank account offers and promotions.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                \n        <\/div>\n    <\/div>\n    <div class=\"fin-carousels__controls\">\n        <button class=\"fin-carousels__nav fin-carousels__nav--prev fin-carousels__nav--disabled\" aria-label=\"Previous slide\">\n            <svg class=\"luna-icon\" style=\"--fill: var(--color-background-main)\">\n                <use href=\"#chevron-left\"><\/use>\n            <\/svg>\n        <\/button>\n        <button class=\"fin-carousels__nav fin-carousels__nav--next fin-carousels__nav--disabled\" aria-label=\"Next slide\">\n            <svg class=\"luna-icon\" style=\"--fill: var(--color-background-main)\">\n                <use href=\"#chevron-right\"><\/use>\n            <\/svg>\n        <\/button>\n    <\/div>\n\n    <div class=\"fin-carousels__dots\" role=\"tablist\" aria-label=\"Carousel navigation\"><!-- Dots will be generated by JavaScript -->\n    <\/div>\n<\/div>\n\n    <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Earn interest on your savings and get unlimited free transfers between your TD accounts with this basic savings account.<\/p>\n","protected":false},"author":474,"featured_media":1023134,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"TD Every Day Savings","_yoast_wpseo_title":"TD Every Day Savings Account Review | Finder Canada","_yoast_wpseo_metadesc":"Pay no monthly fees and save for the future with the TD Every Day Savings Account. Learn how to apply in this TD Every Day Savings review.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"TD Every Day Savings Account Review | Finder Canada","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":"false","post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":"false","post_editor":"-1","post_editor_date":null,"post_author_date":"","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2026-07-17 22:24:46\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We added information on the types of bank accounts Canadians plan to open based on the Finder: Consumer Sentiment Survey March 2026.\"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":""},"categories":[100870],"tags":[107302],"asset_tag":[],"class_list":["post-887494","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-td-savings","tag-cst-research"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>TD Every Day Savings Account Review | Finder Canada<\/title>\n<meta name=\"description\" content=\"Pay no monthly fees and save for the future with the TD Every Day Savings Account. Learn how to apply in this TD Every Day Savings review.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"TD Every Day Savings Account Review | Finder Canada\" \/>\n<meta property=\"og:description\" content=\"Pay no monthly fees and save for the future with the TD Every Day Savings Account. Learn how to apply in this TD Every Day Savings review.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2020-10-30T18:10:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/10\/TD-Logo_Supplied_1800x1000.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Claire Horwood\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Claire Horwood\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review\"},\"author\":{\"name\":\"Claire Horwood\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/person\\\/252a43e10a819c05764a610c2b59e414\"},\"headline\":\"TD Every Day Savings Account review\",\"datePublished\":\"2020-10-30T18:10:24+00:00\",\"dateModified\":\"2026-07-17T18:24:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review\"},\"wordCount\":1900,\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2020\\\/10\\\/TD-Logo_Supplied_1800x1000.jpg\",\"articleSection\":[\"TD Savings Accounts\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review\",\"name\":\"TD Every Day Savings Account Review | Finder Canada\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2020\\\/10\\\/TD-Logo_Supplied_1800x1000.jpg\",\"datePublished\":\"2020-10-30T18:10:24+00:00\",\"dateModified\":\"2026-07-17T18:24:46+00:00\",\"description\":\"Pay no monthly fees and save for the future with the TD Every Day Savings Account. Learn how to apply in this TD Every Day Savings review.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review#primaryimage\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2020\\\/10\\\/TD-Logo_Supplied_1800x1000.jpg\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2020\\\/10\\\/TD-Logo_Supplied_1800x1000.jpg\",\"width\":1800,\"height\":1000},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"CA\",\"item\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Savings Accounts\",\"item\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"TD Savings Accounts\",\"item\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"TD Every Day Savings Account review\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#website\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/\",\"name\":\"Finder Canada\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\",\"name\":\"Finder\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/person\\\/252a43e10a819c05764a610c2b59e414\",\"name\":\"Claire Horwood\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/ClaireHorwoodF1_Finder_600x600.png\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/ClaireHorwoodF1_Finder_600x600.png\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/ClaireHorwoodF1_Finder_600x600.png\",\"caption\":\"Claire Horwood\"},\"description\":\"Claire Horwood was a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate\u2019s Degree in Science from Camosun College. Much of Claire\u2019s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee.\",\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/clairehorwood\\\/\"],\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/author\\\/clairehorwood\",\"jobTitle\":\"Associate editor\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Banking\"},{\"@type\":\"Thing\",\"name\":\"Personal Loans\"},{\"@type\":\"Thing\",\"name\":\"Car Loans\"},{\"@type\":\"Thing\",\"name\":\"Business Loans\"},{\"@type\":\"Thing\",\"name\":\"Credit Cards\"}],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\",\"name\":\"Finder\"}},{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"name\":\"Frequently Asked Questions\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Will I get a promotional interest rate when I sign up?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rUnfortunately, TD doesn't offer a promotional interest rate with this account. You'll get a flat interest rate of 0.01% on all of the money you invest as soon as you sign up. This will remain the same for the duration of your account ownership, unless TD lowers or increases its interest rates across the board.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Do I need to pay fees with this account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rThis account doesn't come with any monthly account maintenance fees, and you won't need to hold a minimum balance to keep it active. That said, you will be required to pay a fee of $3 every time you exceed your withdrawal limit each month. You'll also have to pay an additional fee for taking money out at a non-TD ATM.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Is my money safe with TD?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rYour money is definitely safe with TD. This is because it's one of Canada's largest banks and a member of the Canada Deposit Insurance Corporation (<a href=\\\"http:\\\/\\\/CDIC.ca\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CDIC<\\\/a>). This means that any money you put into your account will be protected up to $100,000 if TD goes bankrupt.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Can I apply online?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rYes. You can apply by filling out an application on TD's website. You can also call in or visit a branch in person to get help with setting up your account.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Can I withdraw from a TD savings account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rYes. You can take advantage of unlimited free transfers to your other TD deposit accounts, while you also get one free debit transaction per month. However, subsequent debits will incur a $3 fee.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"What type of savings accounts does TD Bank offer?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rIn addition to the TD Every Day Savings Account, TD also offers its High Interest Savings Account and ePremium Savings Account. Find out more about the features of these accounts in <a href=\\\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\">our guide to TD savings accounts<\\\/a>.\\r\\r\"}}]}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2026-07-17T18:24:46+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"TD Every Day Savings Account Review | Finder Canada","description":"Pay no monthly fees and save for the future with the TD Every Day Savings Account. Learn how to apply in this TD Every Day Savings review.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review","og_locale":"en_US","og_type":"article","og_title":"TD Every Day Savings Account Review | Finder Canada","og_description":"Pay no monthly fees and save for the future with the TD Every Day Savings Account. Learn how to apply in this TD Every Day Savings review.","og_url":"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review","og_site_name":"Finder Canada","article_published_time":"2020-10-30T18:10:24+00:00","og_image":[{"width":1800,"height":1000,"url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/10\/TD-Logo_Supplied_1800x1000.jpg","type":"image\/jpeg"}],"author":"Claire Horwood","twitter_misc":{"Written by":"Claire Horwood","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review#article","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review"},"author":{"name":"Claire Horwood","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414"},"headline":"TD Every Day Savings Account review","datePublished":"2020-10-30T18:10:24+00:00","dateModified":"2026-07-17T18:24:46+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review"},"wordCount":1900,"publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/10\/TD-Logo_Supplied_1800x1000.jpg","articleSection":["TD Savings Accounts"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"commentCount":0},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review","url":"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review","name":"TD Every Day Savings Account Review | Finder Canada","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/10\/TD-Logo_Supplied_1800x1000.jpg","datePublished":"2020-10-30T18:10:24+00:00","dateModified":"2026-07-17T18:24:46+00:00","description":"Pay no monthly fees and save for the future with the TD Every Day Savings Account. Learn how to apply in this TD Every Day Savings review.","breadcrumb":{"@id":"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/10\/TD-Logo_Supplied_1800x1000.jpg","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/10\/TD-Logo_Supplied_1800x1000.jpg","width":1800,"height":1000},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"CA","item":"https:\/\/www.finder.com\/ca\/"},{"@type":"ListItem","position":2,"name":"Savings Accounts","item":"https:\/\/www.finder.com\/ca\/savings-accounts"},{"@type":"ListItem","position":3,"name":"TD Savings Accounts","item":"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings"},{"@type":"ListItem","position":4,"name":"TD Every Day Savings Account review"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/ca\/#website","url":"https:\/\/www.finder.com\/ca\/","name":"Finder Canada","description":"","publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/ca\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414","name":"Claire Horwood","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png","caption":"Claire Horwood"},"description":"Claire Horwood was a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate\u2019s Degree in Science from Camosun College. Much of Claire\u2019s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee.","sameAs":["https:\/\/www.linkedin.com\/in\/clairehorwood\/"],"url":"https:\/\/www.finder.com\/ca\/author\/clairehorwood","jobTitle":"Associate editor","knowsAbout":[{"@type":"Thing","name":"Banking"},{"@type":"Thing","name":"Personal Loans"},{"@type":"Thing","name":"Car Loans"},{"@type":"Thing","name":"Business Loans"},{"@type":"Thing","name":"Credit Cards"}],"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder"}},{"@context":"https:\/\/schema.org","@type":"FAQPage","name":"Frequently Asked Questions","mainEntity":[{"@type":"Question","name":"Will I get a promotional interest rate when I sign up?","acceptedAnswer":{"@type":"Answer","text":"\r\rUnfortunately, TD doesn't offer a promotional interest rate with this account. You'll get a flat interest rate of 0.01% on all of the money you invest as soon as you sign up. This will remain the same for the duration of your account ownership, unless TD lowers or increases its interest rates across the board.\r\r"}},{"@type":"Question","name":"Do I need to pay fees with this account?","acceptedAnswer":{"@type":"Answer","text":"\r\rThis account doesn't come with any monthly account maintenance fees, and you won't need to hold a minimum balance to keep it active. That said, you will be required to pay a fee of $3 every time you exceed your withdrawal limit each month. You'll also have to pay an additional fee for taking money out at a non-TD ATM.\r\r"}},{"@type":"Question","name":"Is my money safe with TD?","acceptedAnswer":{"@type":"Answer","text":"\r\rYour money is definitely safe with TD. This is because it's one of Canada's largest banks and a member of the Canada Deposit Insurance Corporation (<a href=\"http:\/\/CDIC.ca\" target=\"_blank\" rel=\"noopener noreferrer\">CDIC<\/a>). This means that any money you put into your account will be protected up to $100,000 if TD goes bankrupt.\r\r"}},{"@type":"Question","name":"Can I apply online?","acceptedAnswer":{"@type":"Answer","text":"\r\rYes. You can apply by filling out an application on TD's website. You can also call in or visit a branch in person to get help with setting up your account.\r\r"}},{"@type":"Question","name":"Can I withdraw from a TD savings account?","acceptedAnswer":{"@type":"Answer","text":"\r\rYes. You can take advantage of unlimited free transfers to your other TD deposit accounts, while you also get one free debit transaction per month. However, subsequent debits will incur a $3 fee.\r\r"}},{"@type":"Question","name":"What type of savings accounts does TD Bank offer?","acceptedAnswer":{"@type":"Answer","text":"\r\rIn addition to the TD Every Day Savings Account, TD also offers its High Interest Savings Account and ePremium Savings Account. Find out more about the features of these accounts in <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\">our guide to TD savings accounts<\/a>.\r\r"}}]}]},"article_modified_time":"2026-07-17T18:24:46+00:00"},"custom_fields":{"_masthead_subheading":["{\"text\":\"Pay no monthly fees to earn interest on every dollar you hold in the basic TD Every Day Savings Account.\"}"],"_content_type":["niche-content\/recommendation\/product-review"],"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"custom_post_template":["single-product-review.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/887494","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/users\/474"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/comments?post=887494"}],"version-history":[{"count":11,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/887494\/revisions"}],"predecessor-version":[{"id":1081216,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/887494\/revisions\/1081216"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media\/1023134"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media?parent=887494"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/categories?post=887494"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/tags?post=887494"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/asset_tag?post=887494"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}