{"id":887494,"date":"2020-10-30T14:10:24","date_gmt":"2020-10-30T18:10:24","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=887494"},"modified":"2025-06-12T17:09:14","modified_gmt":"2025-06-12T21:09:14","slug":"td-every-day-savings-account-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review","title":{"rendered":"TD Every Day Savings Account review"},"content":{"rendered":"<p>The TD Every Day Savings Account comes with no monthly fees and lets you earn 0.01% interest on every dollar you hold in your account. You\u2019ll also get unlimited free transfers to your other TD accounts so that you can easily move your money back and forth. Learn more about how you can benefit from the TD Every Day Savings Account and sign up today to get started.<\/p><h3>What are the benefits of the TD Every Day Savings Account?<\/h3><p>The TD Every Day Savings Account comes with a number of benefits:<\/p><ul class=\"list-1\"><li><strong>No monthly fees.<\/strong> There are no monthly fees eating away at your savings balance.<\/li><li><strong>Earn interest on every dollar.<\/strong> There are no minimum balance thresholds that you\u2019ll need to meet before you start earning interest on your savings.<\/li><li><strong>Unlimited transfers to other TD accounts.<\/strong> It\u2019s possible to send funds between your TD accounts as much as you want for no additional fee.<\/li><li><strong>One free debit per month.<\/strong> You\u2019ll get one debit transaction per month, which can include bill payments, <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/atm-near-me\">ATM withdrawals<\/a> or debit purchases.<\/li><li><strong>Automated savings.<\/strong> It\u2019s easy to set up automatic withdrawals from your other TD accounts to feed regular deposits into your TD Every Day Savings Account.<\/li><li><strong>Easy mobile banking.<\/strong> TD offers a comprehensive mobile banking app to help you manage your savings on the go.<\/li><li><strong>Apply online.<\/strong> You can apply to open a TD Every Day Savings Account online in a matter of minutes.<\/li><\/ul><h3>What should I look out for with the TD Every Day Savings Account?<\/h3><p>There are some drawbacks with the TD Every Day Savings Account you may want to keep in mind:<\/p><ul class=\"list-3\"><li><strong>Low interest rates.<\/strong> You\u2019ll only earn an interest rate of 0.01% on your savings, which is quite low by industry standards.<\/li><li><strong>Transaction fees.<\/strong> You\u2019ll only qualify for one free withdrawal per month before you incur a $3 fee per additional debit.<\/li><li><strong>ATM fees.<\/strong> You\u2019ll have to pay an additional charge of $2 to withdraw money at non-TD ATMs (or $3 from US and Mexico ATMs and $5 from international ATMs).<\/li><li><strong>Very few additional benefits.<\/strong> This is a bare bones account that includes relatively few benefits such as free cheques, unlimited transactions or credit card rebates.<\/li><\/ul><h3 id=\"product-comparison-box\">Compare with other savings accounts<\/h3>\n    \n\n<style>\n#toppicks { overflow-x: auto; }\n.table-expander__content { margin-left: 0.5rem; line-height: normal; }\n.pro-section { line-height: 1.35rem; text-align: left; }\n\n.topPicksF1 .card-topText {\n    font-weight: 800;\n    height: 50px;\n    font-style: italic;\n    align-content: space-around;\n}\n\n.topPicksF1 .zoom:hover {\n    box-shadow: 4px 6px 0 0 #232320;\n}\n\n.topPicksF1 .topPicks__deal {\n    color: #232021;\n    background-color: #F7F6EC;\n}\n\n.container-threepc.threepc-flex::-webkit-scrollbar { display: none; 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           <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/neo-savings-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%220b4f0b20-d534-4e79-936c-6ffe0021ea2b%22%2C%22product_name%22%3A%22Neo%2BSavings%2BAccount%22%2C%22offer_id%22%3A%2227131%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22position%22%3A%221%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22887494%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-every-day-savings-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to Neo Financial\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png\" loading=\"lazy\" alt=\"Neo Financial logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; 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22.2436 38.0978 22.2754 38.1171 22.2941C38.1567 22.3325 38.1909 22.3693 38.2065 22.4297C38.2576 22.6258 38.1142 22.793 37.9242 22.7889C37.8974 22.7883 37.8756 22.8102 37.8763 22.8369L37.8765 22.8371C37.8818 23.0513 37.9345 23.2682 38.0562 23.4466C38.319 23.8311 38.754 23.8148 38.9366 23.3711C39.067 23.0539 38.9994 22.61 38.7838 22.344ZM40.5056 22.1021C40.3298 21.8851 40.0624 21.7969 39.8406 21.9843C39.8199 22.0017 39.8195 22.0334 39.8388 22.0521C39.8784 22.0905 39.9127 22.1274 39.9283 22.1877C39.9793 22.3838 39.8359 22.551 39.6459 22.5469C39.6192 22.5463 39.5973 22.5682 39.598 22.5949L39.5982 22.5951C39.6036 22.8093 39.6562 23.0263 39.7779 23.2046C40.0408 23.5891 40.4757 23.5729 40.6584 23.1291C40.7888 22.8119 40.7211 22.368 40.5056 22.1021Z\" fill=\"url(#pill_paint1_pill_135584983)\"><\/path><\/g><defs><lineargradient id=\"pill_paint0_pill_135584983\" x1=\"25.2019\" y1=\"2.56791\" x2=\"36.7429\" y2=\"9.19153\" gradientunits=\"userSpaceOnUse\"><stop offset=\"0.18\" stop-color=\"#FFD23B\"><\/stop><stop offset=\"0.24\" stop-color=\"#FFD835\"><\/stop><stop offset=\"0.29\" stop-color=\"#FEDA3D\"><\/stop><stop offset=\"0.36\" stop-color=\"#FEE053\"><\/stop><stop offset=\"0.45\" stop-color=\"#FEEA77\"><\/stop><stop offset=\"0.55\" stop-color=\"#FDF7A9\"><\/stop><stop offset=\"0.6\" stop-color=\"#FDFFC4\"><\/stop><stop offset=\"0.62\" stop-color=\"#FDF8AC\"><\/stop><stop offset=\"0.65\" stop-color=\"#FDEE88\"><\/stop><stop offset=\"0.68\" stop-color=\"#FEE669\"><\/stop><stop offset=\"0.71\" stop-color=\"#FEE052\"><\/stop><stop offset=\"0.75\" stop-color=\"#FEDB41\"><\/stop><stop offset=\"0.79\" stop-color=\"#FED838\"><\/stop><stop offset=\"0.84\" stop-color=\"#FFD835\"><\/stop><stop offset=\"0.9\" stop-color=\"#FFD23B\"><\/stop><\/lineargradient><radialgradient id=\"pill_paint1_pill_135584983\" cx=\"0\" cy=\"0\" r=\"1\" gradientunits=\"userSpaceOnUse\" gradienttransform=\"translate(40.4043 24.2693) rotate(-172.006) scale(4.25594 5.99724)\"><stop offset=\"0.4\" stop-color=\"#EDEEF8\"><\/stop><stop offset=\"0.45\" stop-color=\"#F5F2E1\"><\/stop><stop offset=\"0.5\" stop-color=\"#F9CBD3\"><\/stop><stop offset=\"0.6\" stop-color=\"#DCECF6\"><\/stop><stop offset=\"0.7\" stop-color=\"#CAC5FE\"><\/stop><stop offset=\"0.9\" stop-color=\"#CBE9F3\"><\/stop><stop offset=\"1\" stop-color=\"#F9E9D0\"><\/stop><\/radialgradient><clippath id=\"pill_clip0_pill_135584983\"><rect y=\"5.56738\" width=\"40\" height=\"25.2248\" rx=\"1.61564\" transform=\"rotate(-8 0 5.56738)\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg>\r\n\t\t\t\t<\/span>\r\n\t\t\t\t<span class=\"rewards-pill__text\">$80 REWARD<\/span>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n\r\n\t<script>\r\n\t(function () {\r\n\t\tif (window.__topPicksRewardsPillInit) return;\r\n\t\twindow.__topPicksRewardsPillInit = true;\r\n\r\n\t\tfunction getLinkParams(anchor) {\r\n\t\t\tvar redirectUrl = anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\r\n\t\t\ttry {\r\n\t\t\t\tvar url = new URL(redirectUrl);\r\n\t\t\t\tvar rawParams = url.searchParams.get(\"redirect_tracking_params\");\r\n\t\t\t\tif (!rawParams) return { redirectUrl: redirectUrl };\r\n\t\t\t\tvar parsed = JSON.parse(decodeURIComponent(rawParams));\r\n\t\t\t\treturn {\r\n\t\t\t\t\tredirectUrl: redirectUrl,\r\n\t\t\t\t\tofferId: parsed.offer_id,\r\n\t\t\t\t\tniche: parsed.niche_code || parsed.site,\r\n\t\t\t\t\tproductName: parsed.product_name,\r\n\t\t\t\t\tproductId: parsed.product_id,\r\n\t\t\t\t};\r\n\t\t\t} catch (e) {\r\n\t\t\t\treturn { redirectUrl: redirectUrl };\r\n\t\t\t}\r\n\t\t}\r\n\r\n\t\tfunction openModalForCard(card, pill, sourceComponent) {\r\n\t\t\tvar cta = card.querySelector('a.rewards--cta, a.luna-button--success, a.luna-button');\r\n\t\t\tif (!cta) return;\r\n\t\t\tvar linkParams = getLinkParams(cta);\r\n\t\t\tvar modalParams = {\r\n\t\t\t\tproductId: linkParams.productId,\r\n\t\t\t\tcampaignName: pill.dataset.campaignName || \"\",\r\n\t\t\t\tredirectUrl: linkParams.redirectUrl,\r\n\t\t\t\tproductName: linkParams.productName,\r\n\t\t\t\tproviderName: \"\",\r\n\t\t\t\tniche: linkParams.niche,\r\n\t\t\t\tofferId: linkParams.offerId,\r\n\t\t\t\tcomponent: sourceComponent,\r\n\t\t\t};\r\n\t\t\tif (window.rewards && typeof window.rewards.displayModal === \"function\") {\r\n\t\t\t\twindow.rewards.displayModal(modalParams, false, cta);\r\n\t\t\t}\r\n\t\t}\r\n\r\n\t\tfunction bindTopPicksPills() {\r\n\t\t\tvar pills = document.querySelectorAll('.rewards-pill[data-rewards-pill=\"true\"]');\r\n\t\t\tpills.forEach(function (pill) {\r\n\t\t\t\tif (pill.dataset.topPicksBound === \"true\") return;\r\n\t\t\t\tif (pill.closest('tr[data-product-id]')) return;\r\n\r\n\t\t\t\tpill.dataset.topPicksBound = \"true\";\r\n\t\t\t\tpill.addEventListener(\"click\", function () {\r\n\t\t\t\t\tvar card = pill.closest('article, .luna-card, .mastheadPick-item, .threepc-flex-item, .promos-item');\r\n\t\t\t\t\tif (!card) return;\r\n\t\t\t\t\topenModalForCard(card, pill, \"topPicks\");\r\n\t\t\t\t});\r\n\t\t\t});\r\n\t\t}\r\n\r\n\t\tfunction bindCardBypassLinks() {\r\n\t\t\tvar pills = document.querySelectorAll('.rewards-pill[data-rewards-pill=\"true\"]');\r\n\t\t\tpills.forEach(function (pill) {\r\n\t\t\t\tif (pill.closest('tr[data-product-id]')) return;\r\n\t\t\t\tvar card = pill.closest('article, .luna-card, .mastheadPick-item, .threepc-flex-item, .promos-item');\r\n\t\t\t\tif (!card) return;\r\n\r\n\t\t\t\t\/\/ Intercept logo and product-name anchors &mdash; anything in the card that links\r\n\t\t\t\t\/\/ to the partner but ISN'T the CTA. The CTA keeps its existing flow.\r\n\t\t\t\tvar anchors = card.querySelectorAll('figure a[href], .cardProductname-header a[href], .promos-item__title a[href], .tagged-content-title');\r\n\t\t\t\tanchors.forEach(function (anchor) {\r\n\t\t\t\t\tif (anchor.dataset.topPicksBypassBound === \"true\") return;\r\n\t\t\t\t\tif (anchor.classList.contains('luna-button--success') || anchor.classList.contains('rewards--cta')) return;\r\n\r\n\t\t\t\t\tanchor.dataset.topPicksBypassBound = \"true\";\r\n\t\t\t\t\tanchor.addEventListener(\"click\", function (e) {\r\n\t\t\t\t\t\tif (!window.rewards || typeof window.rewards.displayModal !== \"function\") return;\r\n\t\t\t\t\t\te.preventDefault();\r\n\t\t\t\t\t\te.stopPropagation();\r\n\t\t\t\t\t\topenModalForCard(card, pill, \"topPicksBypass\");\r\n\t\t\t\t\t});\r\n\t\t\t\t});\r\n\t\t\t});\r\n\t\t}\r\n\r\n\t\tfunction bindAll() {\r\n\t\t\tbindTopPicksPills();\r\n\t\t\tbindCardBypassLinks();\r\n\t\t}\r\n\r\n\t\tif (document.readyState === \"loading\") {\r\n\t\t\tdocument.addEventListener(\"DOMContentLoaded\", bindAll);\r\n\t\t} else {\r\n\t\t\tbindAll();\r\n\t\t}\r\n\t})();\r\n\t<\/script><\/div>\n\n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                       <div class=\"rewards--element-container rewards--container\" data-product-id=\"0b4f0b20-d534-4e79-936c-6ffe0021ea2b\" data-niche=\"CAFSA\" data-product-name=\"Neo Savings Account\" data-provider-name=\"Neo Financial\" data-rewards-campaign-name=\"neo_savings_cafsa_april_2026\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"neo_savings_cafsa_april_2026\"] = {\"startDate\":\"2026-04-15T08:00:00.000Z\",\"endDate\":\"2026-06-15T20:59:59.000Z\",\"showVisaLogo\":true,\"minimalUx\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $80 from Finder\",\"titleHighlight\":\"$80\",\"copyText\":\"Become a Finder Member \\u0026 open a \\u003Cb\\u003ENeo Financial Savings Account\\u003C\\\/b\\u003E online through Finder to receive a \\u003Cb\\u003E$80 digital Visa card\\u003C\\\/b\\u003E. Offer ends June 15, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"iconUrl\":\"https:\\\/\\\/www.finder.com.au\\\/parent-theme\\\/members\\\/prod\\\/images\\\/rewards-icon.d44fdf8dde3fe4daca8c6a17d56489ca.svg\",\"nicheText\":\"\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"0b4f0b20-d534-4e79-936c-6ffe0021ea2b\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-neo\",\"nicheCode\":\"CAFSA\",\"value\":\"80\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/neo-savings-account-80-gift-card-reward-april-2026\",\"validationDate\":\"2026-07-15T17:00:00.000Z\",\"fulfillmentDate\":\"2026-07-30T17:00:00.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/neo-savings-account-promotion-terms-and-conditions-april-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"},\"modalConfig\":{\"requireName\":true,\"title\":\"Get $80 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new Neo Financial account\",\"items\":[{\"icon\":\"user\",\"text\":\"Become a Finder Member for free in under 1 minute\"},{\"icon\":\"shopping-bag\",\"text\":\"Open a Neo Financial Savings Account online through Finder\"},{\"icon\":\"confetti\",\"text\":\"Receive your $80 digital Visa card from Finder on or before July 30, 2026\"}],\"heading\":\"Get $80 from Finder\",\"membersHeading\":\"Get $80 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Become a Finder Member for free in under 1 minute\\n* Open a \\u003Cb\\u003ENeo Financial Savings Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $80 digital Visa card from Finder on or before July 30, 2026\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open a \\u003Cb\\u003ENeo Financial Savings Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $80 digital Visa card from Finder on or before July 30, 2026\",\"emailCaption\":\"Your Visa card will be delivered here. Your details must match your new Neo Financial account\",\"continueText\":\"GET $80 REWARD\",\"abortText\":\"SKIP REWARD, CONTINUE TO NEO FINANCIAL\",\"copyText\":\"Ends on June 15, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-neo\",\"nicheCode\":\"CAFSA\",\"value\":\"80\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/neo-savings-account-80-gift-card-reward-april-2026\",\"validationDate\":\"2026-07-15T17:00:00.000Z\",\"fulfillmentDate\":\"2026-07-30T17:00:00.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/neo-savings-account-promotion-terms-and-conditions-april-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"}};<\/script> <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/neo-savings-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA%22%2C%22offer_id%22%3A%2227131%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22product_id%22%3A%220b4f0b20-d534-4e79-936c-6ffe0021ea2b%22%2C%22product_name%22%3A%22Neo%2BSavings%2BAccount%22%2C%22provider_id%22%3A%22527000d2-f183-4ae1-848a-6dd199a98cae%22%2C%22provider_name%22%3A%22Neo%2BFinancial%22%2C%22post_id%22%3A%22887494%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-every-day-savings-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success rewards--cta\">GO TO SITE<\/a><\/div>\n\n\n                        \n                    <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">0b4f0b20-d534-4e79-936c-6ffe0021ea2b-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Earn up to 3.00%<span class=\"table-popover\" rel=\"popover\" data-content=\"{{RATES.INTEREST_RATE_TOOLTIP}}\" title=\"\" data-original-title=\"More info\"> interest on savings<\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>Open an account instantly<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No monthly account fee<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No minimum account balance to start earning interest<\/li>\r\n            \r\n         \r\n            \r\n                 <li>CDIC protection for balances up to $100,000<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"bda4c8f7-5608-4c54-8eb0-27ec10413c06\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Earn Interest &amp; Cashback\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/koho-everything-plan-ca-savings-account-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bda4c8f7-5608-4c54-8eb0-27ec10413c06%22%2C%22product_name%22%3A%22KOHO%2BEverything%2BPlan%22%2C%22offer_id%22%3A%2227061%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22position%22%3A%222%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22887494%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-every-day-savings-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to KOHO\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/671030f92318e.png\" loading=\"lazy\" alt=\"KOHO logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/671030f92318e.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\"text-center\"> <style>\r\n\t\t.rewards-pill { display: inline-flex; align-items: center; gap: 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38.0562 23.4466C38.319 23.8311 38.754 23.8148 38.9366 23.3711C39.067 23.0539 38.9994 22.61 38.7838 22.344ZM40.5056 22.1021C40.3298 21.8851 40.0624 21.7969 39.8406 21.9843C39.8199 22.0017 39.8195 22.0334 39.8388 22.0521C39.8784 22.0905 39.9127 22.1274 39.9283 22.1877C39.9793 22.3838 39.8359 22.551 39.6459 22.5469C39.6192 22.5463 39.5973 22.5682 39.598 22.5949L39.5982 22.5951C39.6036 22.8093 39.6562 23.0263 39.7779 23.2046C40.0408 23.5891 40.4757 23.5729 40.6584 23.1291C40.7888 22.8119 40.7211 22.368 40.5056 22.1021Z\" fill=\"url(#pill_paint1_pill_135584983)\"><\/path><\/g><defs><lineargradient id=\"pill_paint0_pill_135584983\" x1=\"25.2019\" y1=\"2.56791\" x2=\"36.7429\" y2=\"9.19153\" gradientunits=\"userSpaceOnUse\"><stop offset=\"0.18\" stop-color=\"#FFD23B\"><\/stop><stop offset=\"0.24\" stop-color=\"#FFD835\"><\/stop><stop offset=\"0.29\" stop-color=\"#FEDA3D\"><\/stop><stop offset=\"0.36\" stop-color=\"#FEE053\"><\/stop><stop offset=\"0.45\" stop-color=\"#FEEA77\"><\/stop><stop offset=\"0.55\" stop-color=\"#FDF7A9\"><\/stop><stop offset=\"0.6\" stop-color=\"#FDFFC4\"><\/stop><stop offset=\"0.62\" stop-color=\"#FDF8AC\"><\/stop><stop offset=\"0.65\" stop-color=\"#FDEE88\"><\/stop><stop offset=\"0.68\" stop-color=\"#FEE669\"><\/stop><stop offset=\"0.71\" stop-color=\"#FEE052\"><\/stop><stop offset=\"0.75\" stop-color=\"#FEDB41\"><\/stop><stop offset=\"0.79\" stop-color=\"#FED838\"><\/stop><stop offset=\"0.84\" stop-color=\"#FFD835\"><\/stop><stop offset=\"0.9\" stop-color=\"#FFD23B\"><\/stop><\/lineargradient><radialgradient id=\"pill_paint1_pill_135584983\" cx=\"0\" cy=\"0\" r=\"1\" gradientunits=\"userSpaceOnUse\" gradienttransform=\"translate(40.4043 24.2693) rotate(-172.006) scale(4.25594 5.99724)\"><stop offset=\"0.4\" stop-color=\"#EDEEF8\"><\/stop><stop offset=\"0.45\" stop-color=\"#F5F2E1\"><\/stop><stop offset=\"0.5\" stop-color=\"#F9CBD3\"><\/stop><stop offset=\"0.6\" stop-color=\"#DCECF6\"><\/stop><stop offset=\"0.7\" stop-color=\"#CAC5FE\"><\/stop><stop offset=\"0.9\" stop-color=\"#CBE9F3\"><\/stop><stop offset=\"1\" stop-color=\"#F9E9D0\"><\/stop><\/radialgradient><clippath id=\"pill_clip0_pill_135584983\"><rect y=\"5.56738\" width=\"40\" height=\"25.2248\" rx=\"1.61564\" transform=\"rotate(-8 0 5.56738)\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg>\r\n\t\t\t\t<\/span>\r\n\t\t\t\t<span class=\"rewards-pill__text\">$75 REWARD<\/span>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n\r\n\t<script>\r\n\t(function () {\r\n\t\tif (window.__topPicksRewardsPillInit) return;\r\n\t\twindow.__topPicksRewardsPillInit = true;\r\n\r\n\t\tfunction getLinkParams(anchor) {\r\n\t\t\tvar redirectUrl = anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\r\n\t\t\ttry {\r\n\t\t\t\tvar url = new URL(redirectUrl);\r\n\t\t\t\tvar rawParams = url.searchParams.get(\"redirect_tracking_params\");\r\n\t\t\t\tif (!rawParams) return { redirectUrl: redirectUrl };\r\n\t\t\t\tvar parsed = JSON.parse(decodeURIComponent(rawParams));\r\n\t\t\t\treturn {\r\n\t\t\t\t\tredirectUrl: redirectUrl,\r\n\t\t\t\t\tofferId: parsed.offer_id,\r\n\t\t\t\t\tniche: parsed.niche_code || parsed.site,\r\n\t\t\t\t\tproductName: parsed.product_name,\r\n\t\t\t\t\tproductId: parsed.product_id,\r\n\t\t\t\t};\r\n\t\t\t} catch (e) {\r\n\t\t\t\treturn { redirectUrl: redirectUrl };\r\n\t\t\t}\r\n\t\t}\r\n\r\n\t\tfunction openModalForCard(card, pill, sourceComponent) {\r\n\t\t\tvar cta = card.querySelector('a.rewards--cta, a.luna-button--success, a.luna-button');\r\n\t\t\tif (!cta) return;\r\n\t\t\tvar linkParams = getLinkParams(cta);\r\n\t\t\tvar modalParams = {\r\n\t\t\t\tproductId: linkParams.productId,\r\n\t\t\t\tcampaignName: pill.dataset.campaignName || \"\",\r\n\t\t\t\tredirectUrl: linkParams.redirectUrl,\r\n\t\t\t\tproductName: linkParams.productName,\r\n\t\t\t\tproviderName: \"\",\r\n\t\t\t\tniche: linkParams.niche,\r\n\t\t\t\tofferId: linkParams.offerId,\r\n\t\t\t\tcomponent: sourceComponent,\r\n\t\t\t};\r\n\t\t\tif (window.rewards && typeof window.rewards.displayModal === \"function\") {\r\n\t\t\t\twindow.rewards.displayModal(modalParams, false, cta);\r\n\t\t\t}\r\n\t\t}\r\n\r\n\t\tfunction bindTopPicksPills() {\r\n\t\t\tvar pills = document.querySelectorAll('.rewards-pill[data-rewards-pill=\"true\"]');\r\n\t\t\tpills.forEach(function (pill) {\r\n\t\t\t\tif (pill.dataset.topPicksBound === \"true\") return;\r\n\t\t\t\tif (pill.closest('tr[data-product-id]')) return;\r\n\r\n\t\t\t\tpill.dataset.topPicksBound = \"true\";\r\n\t\t\t\tpill.addEventListener(\"click\", function () {\r\n\t\t\t\t\tvar card = pill.closest('article, .luna-card, .mastheadPick-item, .threepc-flex-item, .promos-item');\r\n\t\t\t\t\tif (!card) return;\r\n\t\t\t\t\topenModalForCard(card, pill, \"topPicks\");\r\n\t\t\t\t});\r\n\t\t\t});\r\n\t\t}\r\n\r\n\t\tfunction bindCardBypassLinks() {\r\n\t\t\tvar pills = document.querySelectorAll('.rewards-pill[data-rewards-pill=\"true\"]');\r\n\t\t\tpills.forEach(function (pill) {\r\n\t\t\t\tif (pill.closest('tr[data-product-id]')) return;\r\n\t\t\t\tvar card = pill.closest('article, .luna-card, .mastheadPick-item, .threepc-flex-item, .promos-item');\r\n\t\t\t\tif (!card) return;\r\n\r\n\t\t\t\t\/\/ Intercept logo and product-name anchors &mdash; anything in the card that links\r\n\t\t\t\t\/\/ to the partner but ISN'T the CTA. The CTA keeps its existing flow.\r\n\t\t\t\tvar anchors = card.querySelectorAll('figure a[href], .cardProductname-header a[href], .promos-item__title a[href], .tagged-content-title');\r\n\t\t\t\tanchors.forEach(function (anchor) {\r\n\t\t\t\t\tif (anchor.dataset.topPicksBypassBound === \"true\") return;\r\n\t\t\t\t\tif (anchor.classList.contains('luna-button--success') || anchor.classList.contains('rewards--cta')) return;\r\n\r\n\t\t\t\t\tanchor.dataset.topPicksBypassBound = \"true\";\r\n\t\t\t\t\tanchor.addEventListener(\"click\", function (e) {\r\n\t\t\t\t\t\tif (!window.rewards || typeof window.rewards.displayModal !== \"function\") return;\r\n\t\t\t\t\t\te.preventDefault();\r\n\t\t\t\t\t\te.stopPropagation();\r\n\t\t\t\t\t\topenModalForCard(card, pill, \"topPicksBypass\");\r\n\t\t\t\t\t});\r\n\t\t\t\t});\r\n\t\t\t});\r\n\t\t}\r\n\r\n\t\tfunction bindAll() {\r\n\t\t\tbindTopPicksPills();\r\n\t\t\tbindCardBypassLinks();\r\n\t\t}\r\n\r\n\t\tif (document.readyState === \"loading\") {\r\n\t\t\tdocument.addEventListener(\"DOMContentLoaded\", bindAll);\r\n\t\t} else {\r\n\t\t\tbindAll();\r\n\t\t}\r\n\t})();\r\n\t<\/script><\/div>\n\n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                       <div class=\"rewards--element-container rewards--container\" data-product-id=\"bda4c8f7-5608-4c54-8eb0-27ec10413c06\" data-niche=\"CAFSA\" data-product-name=\"KOHO Everything Plan\" data-provider-name=\"KOHO\" data-rewards-campaign-name=\"koho|everything|may-2026~cafsa\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"koho|everything|may-2026~cafsa\"] = {\"startDate\":\"2026-05-01T08:00:00.000Z\",\"endDate\":\"2026-06-30T20:59:59.000Z\",\"showVisaLogo\":true,\"minimalUx\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $75 from Finder\",\"titleHighlight\":\"$75\",\"copyText\":\"Become a Finder Member \\u0026 open and fund the \\u003Cb\\u003EKOHO Everything Plan\\u003C\\\/b\\u003E through Finder to receive a \\u003Cb\\u003E$75 digital Visa card\\u003C\\\/b\\u003E. Offer ends June 30, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"iconUrl\":\"https:\\\/\\\/www.finder.com.au\\\/parent-theme\\\/members\\\/prod\\\/images\\\/rewards-icon.d44fdf8dde3fe4daca8c6a17d56489ca.svg\",\"nicheText\":\"\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"bda4c8f7-5608-4c54-8eb0-27ec10413c06\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-koho\",\"nicheCode\":\"CAFSA\",\"value\":\"75\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/cash-advance-apps\\\/koho-may-2026-promotion\",\"validationDate\":\"2026-07-30T17:00:00.000Z\",\"fulfillmentDate\":\"2026-08-14T17:00:00.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-koho-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"},\"modalConfig\":{\"requireName\":true,\"title\":\"Get $75 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new KOHO account\",\"items\":[{\"icon\":\"user\",\"text\":\"Become a Finder Member for free in seconds\"},{\"icon\":\"shopping-bag\",\"text\":\"Open and fund the KOHO Everything Plan within the promotion period\"},{\"icon\":\"confetti\",\"text\":\"Receive your digital Visa card from Finder on or before August 14, 2026\"}],\"heading\":\"Get $75 from Finder\",\"membersHeading\":\"Get $75 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Become a Finder Member for free in seconds\\n* Open the \\u003Cb\\u003EKOHO Everything Plan\\u003C\\\/b\\u003E through Finder and fund the account within the promotion period\\n* Receive your digital Visa card from Finder on or before August 14, 2026\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open the \\u003Cb\\u003EKOHO Everything Plan\\u003C\\\/b\\u003E through Finder and fund the account within the promotion period\\n* Receive your digital Visa card from Finder on or before August 14, 2026\",\"emailCaption\":\"Your Visa card will be delivered here. Your details must match your new KOHO account\",\"continueText\":\"GET $75 REWARD\",\"abortText\":\"SKIP REWARD, CONTINUE TO KOHO\",\"copyText\":\"Ends on June 30, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-koho\",\"nicheCode\":\"CAFSA\",\"value\":\"75\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/cash-advance-apps\\\/koho-may-2026-promotion\",\"validationDate\":\"2026-07-30T17:00:00.000Z\",\"fulfillmentDate\":\"2026-08-14T17:00:00.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-koho-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"}};<\/script> <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/koho-everything-plan-ca-savings-account-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA%22%2C%22offer_id%22%3A%2227061%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22product_id%22%3A%22bda4c8f7-5608-4c54-8eb0-27ec10413c06%22%2C%22product_name%22%3A%22KOHO%2BEverything%2BPlan%22%2C%22provider_id%22%3A%22cc53d1c3-c4ec-461a-bce0-4235a11de0a2%22%2C%22provider_name%22%3A%22KOHO%22%2C%22post_id%22%3A%22887494%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-every-day-savings-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success rewards--cta\">GO TO SITE<\/a><\/div>\n\n\n                        \n                    <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">bda4c8f7-5608-4c54-8eb0-27ec10413c06-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Earn up to 3.50% interest<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Earn 2% cash back on groceries, transportation, eating and drinking<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Earn 0.5% cash back on all other spending<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Monthly fee of $14.75<span class=\"table-popover\" rel=\"popover\" data-content=\"This account is $14.75 per month if billed yearly or $22.00 per month if billed monthly.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>CDIC protection for balances up to $100,000<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"7b85006b-0d70-490f-890d-b1fcf03bbcd4\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    High Promo Rate\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\/scotia-high-interest-savings-account-review\" title=\"Read Scotia High Interest Savings Account review\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/67102995de036.png\" loading=\"lazy\" alt=\"Scotiabank logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67102995de036.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67102995de036.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67102995de036.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67102995de036.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67102995de036.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/67102995de036.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\"text-center\"> <\/div>\n\n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                       \n\n\n                        \n                    <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">7b85006b-0d70-490f-890d-b1fcf03bbcd4-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Earn up to 5% promo rate<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Competitive ongoing rate (if conditions are met)<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No monthly fees<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Unlimited self-service transfers between your Scotiabank accounts<\/li>\r\n            \r\n         \r\n            \r\n                 <li>CDIC protection on balances up to $100,000<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n            <\/div>\n\n    \n<h3>How do I open a TD Every Day Savings Account?<\/h3><p>You can follow these steps to sign up for a TD Every Day Savings Account:<\/p><ol><li>Visit TD\u2019s main website and hover over the <strong>Products<\/strong> tab at the top of the page.<\/li><li>Select <strong>Bank accounts<\/strong> from the dropdown list and then <strong>Savings accounts<\/strong> from the following page.<\/li><li>When the next page loads, you can select the <strong>TD Every Day Savings Account<\/strong> and then <strong>Open account<\/strong>.<\/li><li>Enter your personal information such as your full name, date of birth, Social Insurance Number, employment information and email address.<\/li><li>Double-check your information and click submit.<\/li><\/ol><h4>Eligibility requirements<\/h4><p>To apply for a TD Every Day Savings Account, you need to meet the following criteria:<\/p><ul class=\"list-7\"><li>Be a Canadian citizen or resident who is at least 18 years old (19 in some provinces)<\/li><li>Be opening a sole account in your name<\/li><\/ul><h4>Required documents and information<\/h4><ul class=\"list-7\"><li>Your name, residential status and contact information<\/li><li>Your <a href=\"https:\/\/www.canada.ca\/en\/employment-social-development\/services\/sin.html\" target=\"_blank\" rel=\"noopener noreferrer\">Social Insurance Number<\/a> (optional) and date of birth<\/li><li>Your email address and phone number<\/li><\/ul><h3>How do I deposit or withdraw my money from the TD Every Day Savings Account?<\/h3><p>You\u2019ll want to avoid withdrawing money on this account as every transaction beyond your first monthly debit will cost you $3. This money can add up fast if you\u2019re regularly using your debit card to make purchases or withdraw cash. That said, you can use these methods as needed if you\u2019re willing to incur a fee. You can also transfer money out of this account into your TD chequing account for free if you want easier access to it.<\/p><p>To put funds into your account, you can deposit a cheque or bring cash into an ATM or a branch location. You\u2019ll also be able to transfer money in from your other TD accounts, which includes setting up automatic withdrawals from your chequing accounts. It\u2019s also easy to move your money around using the TD mobile app.<\/p><h3>How can I get in touch with customer service?<\/h3><p>You\u2019ll be able to contact TD through a number of channels:<\/p><ul class=\"list-10\"><li><strong>By phone<\/strong>. You can get in touch with a TD customer service agent over the phone.<\/li><li><strong>In person.<\/strong> It\u2019s possible to visit a TD branch in person if you want to speak to an agent directly about your account.<\/li><li><strong>By mail.<\/strong> If you have a non-urgent request, you may want to send your inquiry via the post to TD headquarters in Toronto or to a local branch if this makes more sense.<\/li><li><strong>By email.<\/strong> You can easily send a secure message through your online banking or email TD\u2019s customer support inbox.<\/li><\/ul><h3>Saving is a priority for Canadians in 2025<\/h3><p>More Canadians plan to open a savings account than any other type of bank account in 2025, according to the <em>Finder: Consumer Sentiment Survey January 2025<\/em>. Over one in five people plan to open a savings account (21.88%), while just under one in five plan to open a TFSA (18.98%). GICs are the third most preferred option among those who plan to open an account (16.68%).<\/p><iframe id=\"datawrapper-chart-F7JW3\" title=\"What types of bank accounts do you plan to open in 2025?\" width=\"100%\" height=\"444\" scrolling=\"yes\" aria-label=\"Bar Chart\" src=\"https:\/\/datawrapper.dwcdn.net\/F7JW3\/1\/\" style=\"border: none;\" loading=\"lazy\"><\/iframe><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">Will I get a promotional interest rate when I sign up?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Unfortunately, TD doesn't offer a promotional interest rate with this account. You'll get a flat interest rate of 0.01% on all of the money you invest as soon as you sign up. This will remain the same for the duration of your account ownership, unless TD lowers or increases its interest rates across the board.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">Do I need to pay fees with this account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>This account doesn't come with any monthly account maintenance fees, and you won't need to hold a minimum balance to keep it active. That said, you will be required to pay a fee of $3 every time you exceed your withdrawal limit each month. You'll also have to pay an additional fee for taking money out at a non-TD ATM.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">Is my money safe with TD?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Your money is definitely safe with TD. This is because it's one of Canada's largest banks and a member of the Canada Deposit Insurance Corporation (<a href=\"http:\/\/CDIC.ca\" target=\"_blank\" rel=\"noopener noreferrer\">CDIC<\/a>). This means that any money you put into your account will be protected up to $100,000 if TD goes bankrupt.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Can I apply online?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. You can apply by filling out an application on TD's website. You can also call in or visit a branch in person to get help with setting up your account.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">Can I withdraw from a TD savings account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. You can take advantage of unlimited free transfers to your other TD deposit accounts, while you also get one free debit transaction per month. However, subsequent debits will incur a $3 fee.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">What type of savings accounts does TD Bank offer?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>In addition to the TD Every Day Savings Account, TD also offers its High Interest Savings Account and ePremium Savings Account. Find out more about the features of these accounts in <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\">our guide to TD savings accounts<\/a>.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n\n<div class=\"contentFeed contentFeed--relatedPosts\">\n            <h3 class=\"contentFeed__title\">More banking guides from our experts<\/h3>\n        <div class=\"contentFeed__carousel\" data-post-count=\"3\">\n                                    <div class=\"fin-carousels fin-carousels--multiple-items-in-view\" id=\"fin-carousel0000000000\" data-items-in-view=\"3\" style=\"--items-in-view: 3\">\n    <div class=\"fin-carousels__container\">\n        <div class=\"fin-carousels__slides\">\n                                <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/banking\/banking-statistics\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/03\/Bank-Canada_Finder_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/banking\/banking-statistics\">Banking statistics and trends in Canada for 2025<\/a>            <\/p>        <\/header>        <p>Explore key banking statistics and figures from the Finder: Consumer Sentiment Survey January 2025.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/best-no-fee-chequing-accounts\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/04\/Best-No-Fee-Chequing-Accounts-4_Finder_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Chequing Accounts<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/best-no-fee-chequing-accounts\">Best free (no-fee) chequing accounts in Canada for 2026<\/a>            <\/p>        <\/header>        <p>Compare the features of 8 of the best no-fee chequing accounts in Canada, and find out how to avoid transaction fees.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/03\/Bestnewbankaccountoffers2_Supplied_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/banking\/new-bank-account-offers\">17 best new bank account offers for May 2026<\/a>            <\/p>        <\/header>        <p>Earn cash, rewards points, bonus interest rates and more with these new bank account offers and promotions.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                \n        <\/div>\n    <\/div>\n    <div class=\"fin-carousels__controls\">\n        <button class=\"fin-carousels__nav fin-carousels__nav--prev fin-carousels__nav--disabled\" aria-label=\"Previous slide\">\n            <svg class=\"luna-icon\" style=\"--fill: var(--color-background-main)\">\n                <use href=\"#chevron-left\"><\/use>\n            <\/svg>\n        <\/button>\n        <button class=\"fin-carousels__nav fin-carousels__nav--next fin-carousels__nav--disabled\" aria-label=\"Next slide\">\n            <svg class=\"luna-icon\" style=\"--fill: var(--color-background-main)\">\n                <use href=\"#chevron-right\"><\/use>\n            <\/svg>\n        <\/button>\n    <\/div>\n\n    <div class=\"fin-carousels__dots\" role=\"tablist\" aria-label=\"Carousel navigation\"><!-- Dots will be generated by JavaScript -->\n    <\/div>\n<\/div>\n\n    <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Earn interest on your savings and get unlimited free transfers between your TD accounts with this basic savings account.<\/p>\n","protected":false},"author":474,"featured_media":1023134,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":null,"post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":null,"post_editor":"-1","post_editor_date":null,"post_author_date":"","post_author_manual_date_checked":"false","footnotes":""},"categories":[100870],"tags":[107302],"asset_tag":[],"class_list":["post-887494","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-td-savings","tag-cst-research"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>TD Every Day Savings Account Review | Finder Canada<\/title>\n<meta name=\"description\" content=\"Pay no monthly fees and save for the future with the TD Every Day Savings Account. Learn how to apply in this TD Every Day Savings review.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"TD Every Day Savings Account Review | Finder Canada\" \/>\n<meta property=\"og:description\" content=\"Pay no monthly fees and save for the future with the TD Every Day Savings Account. Learn how to apply in this TD Every Day Savings review.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-every-day-savings-account-review\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2020-10-30T18:10:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/10\/TD-Logo_Supplied_1800x1000.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Claire Horwood\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Claire Horwood\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review\"},\"author\":{\"name\":\"Claire Horwood\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/person\\\/252a43e10a819c05764a610c2b59e414\"},\"headline\":\"TD Every Day Savings Account review\",\"datePublished\":\"2020-10-30T18:10:24+00:00\",\"dateModified\":\"2025-06-12T16:58:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review\"},\"wordCount\":1916,\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2020\\\/10\\\/TD-Logo_Supplied_1800x1000.jpg\",\"articleSection\":[\"TD Savings Accounts\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review\",\"name\":\"TD Every Day Savings Account Review | Finder Canada\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/td-savings\\\/td-every-day-savings-account-review#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2020\\\/10\\\/TD-Logo_Supplied_1800x1000.jpg\",\"datePublished\":\"2020-10-30T18:10:24+00:00\",\"dateModified\":\"2025-06-12T16:58:06+00:00\",\"description\":\"Pay no monthly fees and save for the future with the TD Every Day Savings Account. 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She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate\u2019s Degree in Science from Camosun College. Much of Claire\u2019s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. 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You'll get a flat interest rate of 0.01% on all of the money you invest as soon as you sign up. This will remain the same for the duration of your account ownership, unless TD lowers or increases its interest rates across the board.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Do I need to pay fees with this account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rThis account doesn't come with any monthly account maintenance fees, and you won't need to hold a minimum balance to keep it active. That said, you will be required to pay a fee of $3 every time you exceed your withdrawal limit each month. You'll also have to pay an additional fee for taking money out at a non-TD ATM.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Is my money safe with TD?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rYour money is definitely safe with TD. This is because it's one of Canada's largest banks and a member of the Canada Deposit Insurance Corporation (<a href=\\\"http:\\\/\\\/CDIC.ca\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">CDIC<\\\/a>). This means that any money you put into your account will be protected up to $100,000 if TD goes bankrupt.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Can I apply online?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rYes. You can apply by filling out an application on TD's website. You can also call in or visit a branch in person to get help with setting up your account.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Can I withdraw from a TD savings account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rYes. You can take advantage of unlimited free transfers to your other TD deposit accounts, while you also get one free debit transaction per month. 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This will remain the same for the duration of your account ownership, unless TD lowers or increases its interest rates across the board.\r\r"}},{"@type":"Question","name":"Do I need to pay fees with this account?","acceptedAnswer":{"@type":"Answer","text":"\r\rThis account doesn't come with any monthly account maintenance fees, and you won't need to hold a minimum balance to keep it active. That said, you will be required to pay a fee of $3 every time you exceed your withdrawal limit each month. You'll also have to pay an additional fee for taking money out at a non-TD ATM.\r\r"}},{"@type":"Question","name":"Is my money safe with TD?","acceptedAnswer":{"@type":"Answer","text":"\r\rYour money is definitely safe with TD. This is because it's one of Canada's largest banks and a member of the Canada Deposit Insurance Corporation (<a href=\"http:\/\/CDIC.ca\" target=\"_blank\" rel=\"noopener noreferrer\">CDIC<\/a>). 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