{"id":887296,"date":"2020-10-30T17:04:09","date_gmt":"2020-10-30T21:04:09","guid":{"rendered":""},"modified":"2026-01-20T15:36:03","modified_gmt":"2026-01-20T20:36:03","slug":"td-us-daily-interest-chequing-account-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/chequing-accounts\/td-chequing\/td-us-daily-interest-chequing-account-review","title":{"rendered":"TD U.S. Daily Interest Chequing Account review"},"content":{"rendered":"<p>The TD U.S. Daily Interest Chequing Account is a cross-border account that offers a 0.01% interest rate on every dollar you put away. You won\u2019t have to pay monthly account fees and you can seamlessly transfer funds between your Canadian and US accounts. Just be aware that you'll have to pay US$1.25 for every transfer you make from this account unless you hold a minimum daily balance of US$1,500.<\/p><h4>30-second take<\/h4><ul class=\"list-1\"><li>Think about this account if you want to earn interest in US dollars and you don\u2019t mind paying currency conversion fees.<\/li><\/ul><ul class=\"list-12\"><li>Choose something else if you\u2019d prefer to <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/atm-near-me\">make ATM withdrawals<\/a>, bill payments or debit purchases using your US dollar account.<\/li><\/ul><h3>What are the benefits of the TD U.S. Daily Interest Chequing Account?<\/h3><p>The TD U.S. Daily Interest Chequing Account comes with a number of benefits:<\/p><ul class=\"list-1\"><li><strong>No monthly fees.<\/strong> You won't have to pay monthly fees and you can get your transaction fees waived if you keep a minimum balance of US$1,500 in your account.<\/li><li><strong>Earn interest in US dollars.<\/strong> You\u2019ll earn a flat rate of 0.01% interest in US dollars.<\/li><li><strong>Quick internal transfers.<\/strong> You can easily transfer funds between your US and Canadian TD accounts.<\/li><li><strong>No minimum deposits.<\/strong> You won\u2019t be obligated to keep a minimum balance in your account (though you may want to for transfer fee rebates).<\/li><li><strong>Mobile banking.<\/strong> You\u2019ll be able to manage your transactions and banking details hassle-free using the TD Mobile Banking app.<\/li><li><strong>Foreign currency services.<\/strong> You can access competitive exchange rates on US dollars and over 50 foreign currencies.<\/li><\/ul><h3>What should I look out for?<\/h3><p>The TD U.S. Daily Interest Chequing Account has a handful of drawbacks that you may want to consider before you sign up:<\/p><ul class=\"list-3\"><li><strong>Fees in US dollars.<\/strong> You\u2019ll have to pay transaction fees in US dollars, which can cut into your budget more than anticipated.<\/li><li><strong>Currency exchange rates.<\/strong> You might spend a significant amount on foreign exchange rates if you regularly transfer funds between your US and Canadian account.<\/li><li><strong>No bill payments.<\/strong> You won\u2019t be able to pay bills, authorize cheques or set up pre-authorized payments using this account.<\/li><li><strong>Debit purchases aren\u2019t allowed.<\/strong> It\u2019s not possible to make point-of-sale transactions or Interac online purchases using your debit card.<\/li><li><strong>No ATM withdrawals.<\/strong> You won\u2019t be able to withdraw cash using an ATM or debit card with this account.<\/li><li><strong>No Interac e-Transfers.<\/strong> You can\u2019t send money to family or friends using Interac e-Transfers with the TD U.S. Daily Interest Chequing Account.<\/li><\/ul><h3>Compare TD with other savings accounts<\/h3>\n    \n\n<style>\n#toppicks { overflow-x: auto; }\n.table-expander__content { margin-left: 0.5rem; line-height: normal; }\n.pro-section { line-height: 1.35rem; text-align: left; }\n\n.topPicksF1 .card-topText {\n    font-weight: 800;\n    height: 50px;\n    font-style: italic;\n    align-content: space-around;\n}\n\n.topPicksF1 .zoom:hover {\n    box-shadow: 4px 6px 0 0 #232320;\n}\n\n.topPicksF1 .topPicks__deal {\n    color: #232021;\n    background-color: #F7F6EC;\n}\n\n.container-threepc.threepc-flex::-webkit-scrollbar { display: none; }\n.gx-badge__body.awards-badge__body.hasPopover.threepc-award { margin-top: 0; }\n.topPicks__card-card figure.award { padding: 0px 10px 20px 10px; margin: -3px auto 3px; width: 130px; }\n.topPicks__card-card figure.noward { padding: 10px; width: 130px; }\n.award-wrapper { height: 0px; display: block; margin: -23px auto 23px; }\n.award-bnt { padding-top: 0.5em; padding-bottom: 0.5em; }\n.award-pad { padding-top: 0.5rem; margin-bottom: 0.55rem; }\n.luna-card__block { padding: 1.25rem; }\n.ratings-w { width: 42%; margin: auto; margin-bottom: 1rem; }\n.cleanMastHead { display: block; }\n.standardMasthead.standardMasthead--widget { overflow: visible; }\n.standardMasthead__widgetSection__content { overflow: visible; }\n.popover.fade.bottom.in { overflow: visible; }\n\n.cardColoured-banner {\n    width: 100%;\n    border-radius: 0.7em 0.7em 0 0;\n    background-color: #e5f7ff;\n}\n\n.cardPros-text {\n    font-size: 0.8em;\n}\n\n.cardData-header {\n    margin: 0;\n    font-size: 0.77em;\n    white-space: normal;\n    color: #6c7881;\n}\n\n.cardProductname-header {\n    font-size: 0.77em;\n    white-space: normal;\n    color: #6c7881;\n    font-weight: 600;\n    margin-bottom: 0.5rem;\n    margin-top: 0.5rem;\n}\n\n.cardProductname-header-fsa {\n    margin-top: 2rem;\n    margin-bottom: 0.7rem;\n}\n\n.cardData-text {\n    margin: 0;\n    font-size: 0.9em;\n    font-weight: 700;\n    text-align: right;\n    white-space: normal;\n}\n\n.card-topText {\n    text-align: center;\n    margin: 0.5em;\n    font-weight: 500;\n    white-space: normal;\n}\n\n.container-threepc .luna-card {\n    overflow: visible;\n}\n\n.popover.top {\n    overflow: visible;\n}\n\n.pick {\n    margin-top: 0.3em;\n    margin-bottom: 0.3em;\n}\n\n.luna-card__topPick {\n   padding: 0.5em;\n}\n\n.best-pagePromoted-span {\n    font-size: 0.7em;\n    font-weight: 700;\n    background-color: #f6c744;\n    border-radius: 1em;\n    padding: 0.4em 0.8em;\n}\n\n.container-threepc {\n    width: 100%;\n    height: auto;\n    white-space: nowrap;\n    padding-top: 10px;\n    padding-bottom: 10px;\n}\n\n.threepc-flex {\n    display: flex;\n    flex-wrap: unset;\n        overflow: visible;\n    }\n\n.threepc-flex-item {\n    flex: 0 0 auto;\n}\n\n.zoom {\n    transition: transform .2s;\n    margin: 0 auto;\n}\n\n.zoom:hover {\n    transform: scale(1.015);\n    box-shadow: 1px 1px 19px -9px rgba(168,176,183,0.81);\n}\n\n.mastheadPick-item {\n    margin: 5px;\n    width: calc(96% \/ 3);\n    border-radius: 0.7em;\n}\n\n.luna-author {\n    padding: 20px;\n}\n\n.standardMasthead__widgetSection {\n    margin-bottom: 8%;\n}\n\n.topPicks__deal {\n    color: #014BB2;\n    font-weight: 600;\n    background-color: #ebf3fc;\n    padding: 0.5em 0.65em 0.6em;\n    width: auto;\n    border-radius: 16px;\n    font-size: 0.875rem;\n    line-height: 17px;\n    margin: 1.2rem 0.7rem;\n    text-wrap: wrap;\n}\n\n.topPicks__deal span.table-popover::before {\n    background-image: url(\"data:image\/svg+xml,%3Csvg%20viewBox%3D%220%200%2024%2024%22%20id%3D%22info-circle%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cpath%20d%3D%22M11%2017h2v-6h-2v6zm1-15C6.48%202%202%206.48%202%2012s4.48%2010%2010%2010%2010-4.48%2010-10S17.52%202%2012%202zm0%2018.75c-4.823%200-8.75-3.927-8.75-8.75S7.177%203.25%2012%203.25s8.75%203.927%208.75%208.75-3.927%208.75-8.75%208.75zM11%209h2V7h-2v2z%22%20fill%3D%22%23232021%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E\");\n    margin: -2px 0px -1px 0px;\n}\n\n@media (max-width: 1920px) {\n    .pro-section {\n        max-height: fit-content;\n    }\n}\n\n@media (max-width:801px) {\n    .topPicksF1 .card-topText {\n        font-size: 1.3em;\n    }\n\n    .mastheadPick-item {\n        margin: 5px;\n        width: 80%;\n    }\n\n    .standardMasthead__widgetSection {\n        margin-bottom: 0;\n    }\n\n    .standardMasthead.standardMasthead--widget {\n        overflow: auto;\n    }\n\n    .container-threepc .popover.fade.bottom.in {\n        overflow: visible;\n        left: 2rem;\n        top: 0;\n    }\n}\n\n@media (max-width:481px) {\n    .topPicksF1 .cardColoured-banner {\n        font-size: 0.8rem;\n        background-color: #e5f7ff;\n    }\n\n    .award-w-btn { padding-top: 0.25rem }\n    .ratings-w { width: 52%; }\n    .award-wrapper { height: 0px; display: block; }\n    .cardProductname-header { margin-top: 2.2rem; }\n\n    .mastheadPick-item {\n        margin: 5px;\n        width: 80%;\n    }\n\n    .standardMasthead__widgetSection {\n        margin-bottom: 0;\n    }\n\n    .cardColoured-banner {\n        font-size: 0.9rem;\n        background-color: #e5f7ff;\n    }\n}\n<\/style>\n\n<style>\n       .icondeal > use { fill: #232320 !important }\n    .icondeal { width: 1rem !important; height: 1rem !important; vertical-align: \/*middle;*\/ vertical-align: bottom !important;}\n  .best-page-offer-text-rib {  border-radius: 16px !important;  background-color: #F7F6EC; padding: 0.5rem; display: inline-block;}\n  .threepc-page-offer-text-rib { padding: 0.3em !important }\n  td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; } td.comparison-table__feature--longtext .has-margin-bottom-xsmall { border-radius: 3px; }\n<\/style> \n\n    \n\n\n                        \n\n\n\n\n\n\n    \n                <div class=\"container-threepc threepc-flex topPicksF1\" id=\"toppicks\">\n\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"bffd0c48-dbf8-4ec5-aedf-a9eeb532406b\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Earn Interest\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/eqbank-personal-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22bffd0c48-dbf8-4ec5-aedf-a9eeb532406b%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22offer_id%22%3A%2222475%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%221%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22887296%22%2C%22post_path%22%3A%22chequing-accounts%252Ftd-chequing%252Ftd-us-daily-interest-chequing-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to EQ Bank\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg\" loading=\"lazy\" alt=\"EQ Bank logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/667c6ce57aefe.jpg?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\"text-center\"> <\/div>\n\n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                       <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/eqbank-personal-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22offer_id%22%3A%2222475%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%22bffd0c48-dbf8-4ec5-aedf-a9eeb532406b%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22provider_id%22%3A%225e5bd9bf-b394-4422-97dc-7e9052c4f642%22%2C%22provider_name%22%3A%22EQ%2BBank%22%2C%22post_id%22%3A%22887296%22%2C%22post_path%22%3A%22chequing-accounts%252Ftd-chequing%252Ftd-us-daily-interest-chequing-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success\">GO TO SITE<\/a>\n\n\n                        \n                    <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">bffd0c48-dbf8-4ec5-aedf-a9eeb532406b-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li><b>Earn 2.75% interest for 12 months<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 2.75% interest on your money with qualifying direct deposits of $2,000\/month, and 1.00% otherwise.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>No monthly account fee<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Free ATM withdrawals across Canada<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No transaction fees<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No e-Transfer fees<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"b01ef1f7-4690-430e-890a-bde8c7186248\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Sign-up Offer\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/bmo-performance-chequing-account-review-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22b01ef1f7-4690-430e-890a-bde8c7186248%22%2C%22product_name%22%3A%22BMO%2BPerformance%2BChequing%2BAccount%22%2C%22offer_id%22%3A%2222439%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%222%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22887296%22%2C%22post_path%22%3A%22chequing-accounts%252Ftd-chequing%252Ftd-us-daily-interest-chequing-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to BMO\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png\" loading=\"lazy\" alt=\"BMO logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/61a07389a0135.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\"text-center\"> <style>\r\n\t\t.rewards-pill { display: inline-flex; align-items: center; gap: 6px; background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); border: 1px solid #E6B40F; border-radius: 4px 20px 20px 20px; padding: 0 8px 0 2px; cursor: pointer; position: relative; overflow: visible; transition: filter 0.15s ease; height: 24px; box-sizing: border-box; }\r\n\t\t@media (max-width: 600px) { .rewards-pill { box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75); } }\r\n\t\t.rewards-pill__shimmer { position: absolute; top: 0; left: 0; right: 0; width: 100%; height: 100%; border-radius: 4px 20px 20px 20px; overflow: hidden; pointer-events: none; }\r\n\t\t.rewards-pill__shimmer::after { content: ''; position: absolute; top: 0; width: 50%; height: 100%; background: linear-gradient(90deg, transparent 0%, rgba(255,255,255,0.5) 50%, transparent 100%); animation: rewards-pill-shimmer 4s infinite; }\r\n\t\t.rewards-pill__icon { z-index: 2; display: flex; align-items: center; flex-shrink: 0; position: relative; }\r\n\t\t.rewards-pill__icon-svg { width: 44px; height: 27.75px; overflow: visible; }\r\n\t\t.rewards-pill__star { position: absolute; z-index: 4; opacity: 0; pointer-events: none; width: 22px; height: 22px; top: 50%; left: 50%; margin-top: -19px; margin-left: -6px; animation: rewards-pill-star-rotate 4s infinite; }\r\n\t\t.rewards-pill__text { font-size: 16px; font-style: italic; font-weight: 900; text-transform: uppercase; letter-spacing: 0; color: #092673; z-index: 1; line-height: 24px; white-space: nowrap; }\r\n\t\t@keyframes rewards-pill-shimmer { 0% { transform: translateX(100%); } 20% { transform: translateX(-100%); } 100% { transform: translateX(-100%); } }\r\n\t\t@keyframes rewards-pill-star-rotate { 0% { opacity: 0; transform: rotate(0deg) scale(0); } 5% { opacity: 1; transform: rotate(45deg) 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3.81098 8.10642 3.84845 8.1072C4.11477 8.11293 4.31578 7.87863 4.24425 7.6037C4.22237 7.51915 4.17432 7.46748 4.11887 7.4137C4.09177 7.38751 4.09235 7.34295 4.12129 7.31862C4.43226 7.05598 4.80699 7.17962 5.0534 7.48366C5.35552 7.85645 5.45033 8.47863 5.26756 8.92324C5.01157 9.54525 4.4019 9.56804 4.03353 9.02905C3.86288 8.77909 3.7891 8.475 3.78163 8.17475L3.78134 8.17453Z\" fill=\"#232021\"><\/path><path d=\"M39.3595 21.3505C40.1366 21.2413 40.8577 21.7847 40.9669 22.5618C41.0761 23.3389 40.5327 24.0599 39.7556 24.1691L39.7554 24.1692C39.4489 24.2122 39.1363 24.1537 38.8669 24.004C38.649 24.2221 38.3649 24.3646 38.0584 24.4077C37.2813 24.5169 36.5602 23.9735 36.451 23.1964L36.2529 21.7871L39.3595 21.3505ZM38.7838 22.344C38.608 22.1271 38.3407 22.0389 38.1188 22.2263C38.0982 22.2436 38.0978 22.2754 38.1171 22.2941C38.1567 22.3325 38.1909 22.3693 38.2065 22.4297C38.2576 22.6258 38.1142 22.793 37.9242 22.7889C37.8974 22.7883 37.8756 22.8102 37.8763 22.8369L37.8765 22.8371C37.8818 23.0513 37.9345 23.2682 38.0562 23.4466C38.319 23.8311 38.754 23.8148 38.9366 23.3711C39.067 23.0539 38.9994 22.61 38.7838 22.344ZM40.5056 22.1021C40.3298 21.8851 40.0624 21.7969 39.8406 21.9843C39.8199 22.0017 39.8195 22.0334 39.8388 22.0521C39.8784 22.0905 39.9127 22.1274 39.9283 22.1877C39.9793 22.3838 39.8359 22.551 39.6459 22.5469C39.6192 22.5463 39.5973 22.5682 39.598 22.5949L39.5982 22.5951C39.6036 22.8093 39.6562 23.0263 39.7779 23.2046C40.0408 23.5891 40.4757 23.5729 40.6584 23.1291C40.7888 22.8119 40.7211 22.368 40.5056 22.1021Z\" fill=\"url(#pill_paint1_pill_135584983)\"><\/path><\/g><defs><lineargradient id=\"pill_paint0_pill_135584983\" x1=\"25.2019\" y1=\"2.56791\" x2=\"36.7429\" y2=\"9.19153\" gradientunits=\"userSpaceOnUse\"><stop offset=\"0.18\" stop-color=\"#FFD23B\"><\/stop><stop offset=\"0.24\" stop-color=\"#FFD835\"><\/stop><stop offset=\"0.29\" stop-color=\"#FEDA3D\"><\/stop><stop offset=\"0.36\" stop-color=\"#FEE053\"><\/stop><stop offset=\"0.45\" stop-color=\"#FEEA77\"><\/stop><stop offset=\"0.55\" stop-color=\"#FDF7A9\"><\/stop><stop offset=\"0.6\" stop-color=\"#FDFFC4\"><\/stop><stop offset=\"0.62\" stop-color=\"#FDF8AC\"><\/stop><stop offset=\"0.65\" stop-color=\"#FDEE88\"><\/stop><stop offset=\"0.68\" stop-color=\"#FEE669\"><\/stop><stop offset=\"0.71\" stop-color=\"#FEE052\"><\/stop><stop offset=\"0.75\" stop-color=\"#FEDB41\"><\/stop><stop offset=\"0.79\" stop-color=\"#FED838\"><\/stop><stop offset=\"0.84\" stop-color=\"#FFD835\"><\/stop><stop offset=\"0.9\" stop-color=\"#FFD23B\"><\/stop><\/lineargradient><radialgradient id=\"pill_paint1_pill_135584983\" cx=\"0\" cy=\"0\" r=\"1\" gradientunits=\"userSpaceOnUse\" gradienttransform=\"translate(40.4043 24.2693) rotate(-172.006) scale(4.25594 5.99724)\"><stop offset=\"0.4\" stop-color=\"#EDEEF8\"><\/stop><stop offset=\"0.45\" stop-color=\"#F5F2E1\"><\/stop><stop offset=\"0.5\" stop-color=\"#F9CBD3\"><\/stop><stop offset=\"0.6\" stop-color=\"#DCECF6\"><\/stop><stop offset=\"0.7\" stop-color=\"#CAC5FE\"><\/stop><stop offset=\"0.9\" stop-color=\"#CBE9F3\"><\/stop><stop offset=\"1\" stop-color=\"#F9E9D0\"><\/stop><\/radialgradient><clippath id=\"pill_clip0_pill_135584983\"><rect y=\"5.56738\" width=\"40\" height=\"25.2248\" rx=\"1.61564\" transform=\"rotate(-8 0 5.56738)\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg>\r\n\t\t\t\t<\/span>\r\n\t\t\t\t<span class=\"rewards-pill__text\">$175 REWARD<\/span>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t<\/div>\r\n\r\n\t<script>\r\n\t(function () {\r\n\t\tif (window.__topPicksRewardsPillInit) return;\r\n\t\twindow.__topPicksRewardsPillInit = true;\r\n\r\n\t\tfunction getLinkParams(anchor) {\r\n\t\t\tvar redirectUrl = anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\r\n\t\t\ttry {\r\n\t\t\t\tvar url = new URL(redirectUrl);\r\n\t\t\t\tvar rawParams = url.searchParams.get(\"redirect_tracking_params\");\r\n\t\t\t\tif (!rawParams) return { redirectUrl: redirectUrl };\r\n\t\t\t\tvar parsed = JSON.parse(decodeURIComponent(rawParams));\r\n\t\t\t\treturn {\r\n\t\t\t\t\tredirectUrl: redirectUrl,\r\n\t\t\t\t\tofferId: parsed.offer_id,\r\n\t\t\t\t\tniche: parsed.niche_code || parsed.site,\r\n\t\t\t\t\tproductName: parsed.product_name,\r\n\t\t\t\t\tproductId: parsed.product_id,\r\n\t\t\t\t};\r\n\t\t\t} catch (e) {\r\n\t\t\t\treturn { redirectUrl: redirectUrl };\r\n\t\t\t}\r\n\t\t}\r\n\r\n\t\tfunction openModalForCard(card, pill, sourceComponent) {\r\n\t\t\tvar cta = card.querySelector('a.rewards--cta, a.luna-button--success, a.luna-button');\r\n\t\t\tif (!cta) return;\r\n\t\t\tvar linkParams = getLinkParams(cta);\r\n\t\t\tvar modalParams = {\r\n\t\t\t\tproductId: linkParams.productId,\r\n\t\t\t\tcampaignName: pill.dataset.campaignName || \"\",\r\n\t\t\t\tredirectUrl: linkParams.redirectUrl,\r\n\t\t\t\tproductName: linkParams.productName,\r\n\t\t\t\tproviderName: \"\",\r\n\t\t\t\tniche: linkParams.niche,\r\n\t\t\t\tofferId: linkParams.offerId,\r\n\t\t\t\tcomponent: sourceComponent,\r\n\t\t\t};\r\n\t\t\tif (window.rewards && typeof window.rewards.displayModal === \"function\") {\r\n\t\t\t\twindow.rewards.displayModal(modalParams, false, cta);\r\n\t\t\t}\r\n\t\t}\r\n\r\n\t\tfunction bindTopPicksPills() {\r\n\t\t\tvar pills = document.querySelectorAll('.rewards-pill[data-rewards-pill=\"true\"]');\r\n\t\t\tpills.forEach(function (pill) {\r\n\t\t\t\tif (pill.dataset.topPicksBound === \"true\") return;\r\n\t\t\t\tif (pill.closest('tr[data-product-id]')) return;\r\n\r\n\t\t\t\tpill.dataset.topPicksBound = \"true\";\r\n\t\t\t\tpill.addEventListener(\"click\", function () {\r\n\t\t\t\t\tvar card = pill.closest('article, .luna-card, .mastheadPick-item, .threepc-flex-item, .promos-item');\r\n\t\t\t\t\tif (!card) return;\r\n\t\t\t\t\topenModalForCard(card, pill, \"topPicks\");\r\n\t\t\t\t});\r\n\t\t\t});\r\n\t\t}\r\n\r\n\t\tfunction bindCardBypassLinks() {\r\n\t\t\tvar pills = document.querySelectorAll('.rewards-pill[data-rewards-pill=\"true\"]');\r\n\t\t\tpills.forEach(function (pill) {\r\n\t\t\t\tif (pill.closest('tr[data-product-id]')) return;\r\n\t\t\t\tvar card = pill.closest('article, .luna-card, .mastheadPick-item, .threepc-flex-item, .promos-item');\r\n\t\t\t\tif (!card) return;\r\n\r\n\t\t\t\t\/\/ Intercept logo and product-name anchors &mdash; anything in the card that links\r\n\t\t\t\t\/\/ to the partner but ISN'T the CTA. The CTA keeps its existing flow.\r\n\t\t\t\tvar anchors = card.querySelectorAll('figure a[href], .cardProductname-header a[href], .promos-item__title a[href], .tagged-content-title');\r\n\t\t\t\tanchors.forEach(function (anchor) {\r\n\t\t\t\t\tif (anchor.dataset.topPicksBypassBound === \"true\") return;\r\n\t\t\t\t\tif (anchor.classList.contains('luna-button--success') || anchor.classList.contains('rewards--cta')) return;\r\n\r\n\t\t\t\t\tanchor.dataset.topPicksBypassBound = \"true\";\r\n\t\t\t\t\tanchor.addEventListener(\"click\", function (e) {\r\n\t\t\t\t\t\tif (!window.rewards || typeof window.rewards.displayModal !== \"function\") return;\r\n\t\t\t\t\t\te.preventDefault();\r\n\t\t\t\t\t\te.stopPropagation();\r\n\t\t\t\t\t\topenModalForCard(card, pill, \"topPicksBypass\");\r\n\t\t\t\t\t});\r\n\t\t\t\t});\r\n\t\t\t});\r\n\t\t}\r\n\r\n\t\tfunction bindAll() {\r\n\t\t\tbindTopPicksPills();\r\n\t\t\tbindCardBypassLinks();\r\n\t\t}\r\n\r\n\t\tif (document.readyState === \"loading\") {\r\n\t\t\tdocument.addEventListener(\"DOMContentLoaded\", bindAll);\r\n\t\t} else {\r\n\t\t\tbindAll();\r\n\t\t}\r\n\t})();\r\n\t<\/script><\/div>\n\n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                       <div class=\"rewards--element-container rewards--container\" data-product-id=\"b01ef1f7-4690-430e-890a-bde8c7186248\" data-niche=\"CAFSA-CHQ\" data-product-name=\"BMO Performance Chequing Account\" data-provider-name=\"BMO\" data-rewards-campaign-name=\"bmo|performance|may-2026~cafsa\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"bmo|performance|may-2026~cafsa\"] = {\"startDate\":\"2026-05-01T08:00:00.000Z\",\"endDate\":\"2026-06-30T20:59:59.000Z\",\"showVisaLogo\":true,\"minimalUx\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $175 from Finder\",\"titleHighlight\":\"$175\",\"copyText\":\"Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder and receive a \\u003Cb\\u003E$175 digital Visa card + earn up to $800\\u003C\\\/b\\u003E in welcome bonuses from BMO. Offer ends June 30, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"iconUrl\":\"https:\\\/\\\/www.finder.com.au\\\/parent-theme\\\/members\\\/prod\\\/images\\\/rewards-icon.d44fdf8dde3fe4daca8c6a17d56489ca.svg\",\"nicheText\":\"\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"b01ef1f7-4690-430e-890a-bde8c7186248\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-bmo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"175\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/bmo-performance-chequing-account-may-2026-promotion\",\"validationDate\":\"2026-07-30T23:59:59.000Z\",\"fulfillmentDate\":\"2026-08-14T23:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"},\"modalConfig\":{\"requireName\":true,\"title\":\"Get $175 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new BMO account\",\"items\":[{\"icon\":\"user\",\"text\":\"Create a Finder account for free in under 1 minute\"},{\"icon\":\"shopping-bag\",\"text\":\"Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\"},{\"icon\":\"confetti\",\"text\":\"Receive your $175 digital Visa card from Finder on or before August 14, 2026\"}],\"heading\":\"Get $175 from Finder\",\"membersHeading\":\"Get $175 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Create a Finder account for free in under 1 minute\\n* Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $175 digital Visa card from Finder on or before August 14, 2026\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $175 digital Visa card from Finder on or before August 14, 2026\",\"emailCaption\":\"Your Visa card will be delivered here. Your details must match your new BMO account\",\"continueText\":\"GET $175 REWARD\",\"abortText\":\"SKIP REWARD, CONTINUE TO BMO\",\"copyText\":\"Ends on June 30, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-bmo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"175\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/bmo-performance-chequing-account-may-2026-promotion\",\"validationDate\":\"2026-07-30T23:59:59.000Z\",\"fulfillmentDate\":\"2026-08-14T23:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"}};<\/script> <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/bmo-performance-chequing-account-review-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22offer_id%22%3A%2222439%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%22b01ef1f7-4690-430e-890a-bde8c7186248%22%2C%22product_name%22%3A%22BMO%2BPerformance%2BChequing%2BAccount%22%2C%22provider_id%22%3A%2217ec4faf-007c-4695-8db1-58ffc0fdcac9%22%2C%22provider_name%22%3A%22BMO%22%2C%22post_id%22%3A%22887296%22%2C%22post_path%22%3A%22chequing-accounts%252Ftd-chequing%252Ftd-us-daily-interest-chequing-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success rewards--cta\">GO TO SITE<\/a><\/div>\n\n\n                        \n                    <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">b01ef1f7-4690-430e-890a-bde8c7186248-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li><b>Earn an $800 welcome bonus<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to $800.&lt;\/b&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;Earn $500 when you open and fund a new BMO Performance Chequing Account by June 1, 2026 and complete two qualifying tasks by July 31, 2026.&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;Earn $100 when you set up a recurring direct deposit of $500 or more by July 31, 2026 and maintain if for one year.&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;Plus, get a Walmart Delivery Pass subscription for up to 12 months* when you open a new Savings Amplifier Account by June 1, 2026, and sign up for or update your existing Walmart Delivery Pass by July 31, 2026 by selecting Debit Mastercard as the payment option for the monthly transaction fee.&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;Earn $150* when you deposit a total of $10,000 or more in to your Savings Amplifier Account and maintain a daily closing balance of $10,000 or more within 30 days of opening and maintain that balance for 3 months.&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;Earn $50* when you create one goal and apply one strategy in My Financial Progress Plan by July 31, 2026.&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;&lt;\/li&gt;\r\n            \r\n         \r\n            \r\n                 &lt;li&gt;*Terms apply.\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>Unlimited free transactions<\/li>\r\n            \r\n         \r\n            \r\n                 <li>$0 Interac e-Transfers<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Monthly fee waived on $4,000+ balance<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"34e22551-d045-4451-8495-3962ed302fb2\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Big Five Bank\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/scotiabank-preferred-package-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2234e22551-d045-4451-8495-3962ed302fb2%22%2C%22product_name%22%3A%22Scotiabank%2BPreferred%2BPackage%22%2C%22offer_id%22%3A%2224036%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22position%22%3A%223%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22887296%22%2C%22post_path%22%3A%22chequing-accounts%252Ftd-chequing%252Ftd-us-daily-interest-chequing-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to Scotiabank\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/6709955f948ad.png\" loading=\"lazy\" alt=\"Scotiabank logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6709955f948ad.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6709955f948ad.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6709955f948ad.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6709955f948ad.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6709955f948ad.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/6709955f948ad.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\"text-center\"> <\/div>\n\n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                       <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/scotiabank-preferred-package-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA-CHQ%22%2C%22offer_id%22%3A%2224036%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22product_id%22%3A%2234e22551-d045-4451-8495-3962ed302fb2%22%2C%22product_name%22%3A%22Scotiabank%2BPreferred%2BPackage%22%2C%22provider_id%22%3A%222237afce-e1d0-48c8-91bf-b10ba8201a29%22%2C%22provider_name%22%3A%22Scotiabank%22%2C%22post_id%22%3A%22887296%22%2C%22post_path%22%3A%22chequing-accounts%252Ftd-chequing%252Ftd-us-daily-interest-chequing-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success\">GO TO SITE<\/a>\n\n\n                        \n                    <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">34e22551-d045-4451-8495-3962ed302fb2-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li><b>Earn a $700 bonus<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to $700 when you bundle a Preferred Package, savings account, and registered account. &lt;b&gt;Valid until July 2, 2026.&lt;\/b&gt;\" title=\"\" data-original-title=\"More info\"><\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>Earn up to 0.90% interest on qualifying savings accounts<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Unlimited free transactions<\/li>\r\n            \r\n         \r\n            \r\n                 <li>$0 Interac e-Transfers<\/li>\r\n            \r\n         \r\n            \r\n                 <li>$16.95 monthly fee waived on $4,000+ balances<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n            <\/div>\n\n    \n<h3>How do I open a TD U.S. Daily Interest Chequing Account?<\/h3><p>Follow these steps to open a TD U.S. Daily Interest Chequing Account online:<\/p><ol><li>Go to TD\u2019s website and click \u201cU.S. Dollar Accounts\u201d under the tab \u201cBank Accounts\u201d.<\/li><li>Select the TD U.S. Daily Interest Chequing Account and click \u201cOpen Account\u201d.<\/li><li>Enter your personal information such as your full name, date of birth, Social Insurance Number (<a href=\"https:\/\/www.canada.ca\/en\/employment-social-development\/services\/sin.html\" target=\"_blank\" rel=\"noopener noreferrer\">SIN<\/a>) and email address.<\/li><li>Submit your application and sign up for an online TD account with your new banking information.<\/li><\/ol><h4>Eligibility requirements<\/h4><p>To apply for a TD U.S. Daily Interest Chequing Account, you need to meet the following criteria:<\/p><ul class=\"list-7\"><li>Be a Canadian citizen or resident who is at least 18 years old (19 in some provinces)<\/li><li>Be opening a sole account in your name<\/li><\/ul><h4>Required documents and information<\/h4><ul class=\"list-7\"><li>Your name, residential status and contact information<\/li><li>Your Social Insurance Number (optional) and date of birth<\/li><li>Your email address and phone number<\/li><\/ul><h3>How do I deposit or withdraw my money?<\/h3><p>The only way to withdraw funds from this account is to transfer your money from your TD U.S. Daily Interest Chequing Account to your Canadian account. To deposit funds, you\u2019ll typically need to transfer them into your US account from your Canadian chequing or savings account.<\/p><h3>How can I get in touch with customer service?<\/h3><p>It\u2019s easy to get in touch with TD\u2019s customer service team using a variety of methods:<\/p><ul class=\"list-10\"><li><strong>By phone.<\/strong> You can call into TD\u2019s customer service hotline to get help from an agent over the phone.<\/li><li><strong>In person.<\/strong> If you\u2019d prefer to deal with your account in person, you can choose to visit a branch to speak to a TD agent.<\/li><li><strong>By mail.<\/strong> It\u2019s possible to send inquiries or documents to TD\u2019s head office in Toronto.<\/li><li><strong>By email.<\/strong> You\u2019ll be able to send secure messages from your online account to make inquiries about your TD U.S. Daily Interest Chequing Account.<\/li><\/ul><h3>Frequently asked questions about the TD U.S. Daily Interest Chequing Account<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Do I need to pay fees for this account?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>There are no monthly fees with this account but you will have to pay fees if you make transfers. That said, you should be able to get these fees waived if you keep a minimum balance of US$1,500 in your account at all times.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">How many withdrawals can I make on this account each month?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>You won\u2019t be able to make any free withdrawals on this account unless you have a minimum balance of US$1,500. In this case, your transfer fees will be waived and you can make as many transactions as you want for no additional fee.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Can I send Interac e-Transfers with this account?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Unfortunately, no. You won\u2019t be able to send Interac e-Transfers using this account. However, you can transfer money to your Canadian chequing account and then e-Transfer it from there.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Will I need to pay currency exchange rates when I make transfers?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes. You\u2019ll pay an additional rate every time that you transfer Canadian dollars into US dollars or vice versa. You can find out more about how much you\u2019ll have to pay by checking out TD\u2019s exchange rate on its website.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Is my money safe with TD?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>It sure is. TD is a member of the Canada Deposit Insurance Corporation (<a href=\"http:\/\/CDIC.ca\" target=\"_blank\" rel=\"noopener noreferrer\">CDIC<\/a>), which means that any money you put into your account will be protected up to $100,000 in the very unlikely event that TD becomes insolvent.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">Can I apply online?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Yes, you can apply by visiting TD\u2019s website and filling out an application or you can visit a branch in person to sign up for an account. It\u2019s also possible to call TD\u2019s phone hotline to get started.<\/p><\/div>\n  <\/div>\n<\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>Earn interest on the balance you hold in US dollars with this cross-border chequing account. <\/p>\n","protected":false},"author":474,"featured_media":804906,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[101383],"tags":[],"asset_tag":[],"class_list":["post-887296","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-td-chequing"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>TD US Daily Interest Chequing Account Review | Finder Canada<\/title>\n<meta name=\"description\" content=\"Get a small return on interest whenever you build up your USD balance with the innovative cross-border TD US Daily Interest Chequing Account.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/td-chequing\/td-us-daily-interest-chequing-account-review\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"TD U.S. Daily Interest Chequing Account review\" \/>\n<meta property=\"og:description\" content=\"Get a small return on interest whenever you build up your USD balance with the innovative 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