{"id":887217,"date":"2020-10-30T13:10:06","date_gmt":"2020-10-30T17:10:06","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=887217"},"modified":"2026-09-02T10:38:29","modified_gmt":"2026-09-02T14:38:29","slug":"td-epremium-savings-account-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-epremium-savings-account-review","title":{"rendered":"TD ePremium Savings Account Review"},"content":{"rendered":"<h3>How does the TD ePremium Savings Account account work?<\/h3><p class=\"p1\">The TD ePremium Savings Account is typically added on to a TD chequing account. It\u2019s a no-fee account that lets you earn interest on deposits over $10,000. This account also discourages withdrawals and charges a fee of $5 for debits. That said, you can transfer money out of this account to your other TD accounts for free.<\/p><p class=\"p1\">While the TD ePremium Savings Account might offer a decent return on interest, it\u2019s important to note that it won\u2019t be much use to you if you regularly dip into your savings or can\u2019t keep a $10,000 balance consistently. This account also offers a lower return on interest than many other<a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/best-high-interest-savings-accounts\" rel=\"noopener noreferrer\"> high-interest savings accounts<\/a> that don\u2019t require you to keep a minimum balance (such as those on offer from several online banks).<\/p><h3>What are the benefits of the TD ePremium Savings Account?<\/h3><p class=\"p1\">The TD ePremium Savings Account comes with the following benefits:<\/p><ul class=\"list-4\"><li class=\"p1\"><strong>No monthly fees.<\/strong> You won\u2019t be required to pay a monthly fee to use this account.<\/li><li class=\"p1\"><strong>Earn interest on your savings.<\/strong> You\u2019ll earn 0.45% interest on any savings over $10,000.<\/li><li class=\"p1\"><strong>No minimum deposits.<\/strong> You won\u2019t need to worry about keeping a minimum balance in your account to keep it active.<\/li><li class=\"p1\"><strong>Unlimited transfers to other TD accounts.<\/strong> You can send money to your other TD accounts as much as you want at no extra cost.<\/li><li class=\"p1\"><strong>Automated savings.<\/strong> You can set up automatic withdrawals from your other TD accounts to feed regular deposits into your TD ePremium Savings Account.<\/li><li class=\"p1\"><strong>Easy mobile banking.<\/strong> It\u2019s easy to sign up for TD\u2019s mobile app to send money and manage your transactions on the go.<\/li><\/ul><h3>What should I look out for?<\/h3><p class=\"p1\">There are a handful of drawbacks that you should keep an eye out for with this account:<\/p><ul class=\"list-13\"><li class=\"p1\"><strong>No interest below $10,000.<\/strong> You won\u2019t earn interest on any amount below $10,000, and this applies even if your account is $1 short.<\/li><li class=\"p1\"><strong>Transaction fees.<\/strong> You won\u2019t get any free debits (except internal transfers) with this account, which means you\u2019ll pay $5 every time that you dip into your savings.<\/li><li class=\"p1\"><strong>ATM fees.<\/strong> You\u2019ll pay an additional charge of $2 to withdraw money at non-TD ATMs (plus $3 from US\/Mexico ATMs and $5 from <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/atm-near-me\">international ATMs<\/a>).<\/li><li class=\"p1\"><strong>Very few additional benefits.<\/strong> This account doesn\u2019t come with extras such as unlimited free withdrawals or credit card rebates.<\/li><\/ul><h3 id=\"product-comparison-box\">Compare TD with other savings accounts<\/h3><script id=\"toppicks-datalayer\">\n  window.dataLayerState = [{\"TopPicksData_cardCategory\":\"High Ongoing Rate\",\"TopPicksData_providerLabel\":\"Neo Financial\",\"TopPicksData_primaryCta\":\"true\",\"TopPicksData_hasReward\":\"true\",\"TopPicksData_position\":1},{\"TopPicksData_cardCategory\":\"Cashback \\u0026 Interest\",\"TopPicksData_providerLabel\":\"KOHO\",\"TopPicksData_primaryCta\":\"true\",\"TopPicksData_hasReward\":\"false\",\"TopPicksData_position\":2},{\"TopPicksData_cardCategory\":\"No-Fee Account\",\"TopPicksData_providerLabel\":\"Simplii Financial\",\"TopPicksData_primaryCta\":\"true\",\"TopPicksData_hasReward\":\"false\",\"TopPicksData_position\":3}];\n<\/script>\n\n  <script>\n    window.rewardsConfigs = window.rewardsConfigs || {};\n          window.rewardsConfigs[\"neo|savings|sep-2026~cafsa\"] = {\"startDate\":\"2026-09-04T10:00:00.000Z\",\"endDate\":\"2026-10-31T20:59:59.000Z\",\"showVisaLogo\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"isTieredReward\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $80 from Finder\",\"titleHighlight\":\"$80\",\"copyText\":\"Become a Finder Member & open a <b>Neo Financial Chequing or Savings Account<\\\/b> online through Finder and make a total minimum deposit of $50 to get an <b>$80 digital Visa card<\\\/b>. 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5.567)\"><\/rect><\/clippath><\/defs><\/symbol><\/defs><\/svg>\n        <div class=\"topPicks__list\">\n      <div class=\"u-grid u-grid--alignStretch\">\n                  <div class=\"u-grid__col topPicks__col u-3\/4 u-5\/12@s u-1\/3@l\">\n            <article class=\"topPicks__card luna-card luna-card--stretch rewards--element-container\" data-niche=\"CAFSA\" data-product-id=\"0b4f0b20-d534-4e79-936c-6ffe0021ea2b\" data-provider-id=\"527000d2-f183-4ae1-848a-6dd199a98cae\" data-product-name=\"Neo Savings Account\" data-provider-name=\"Neo Financial\" data-rewards-campaign-name=\"neo|savings|sep-2026~cafsa\">\n\n              <header class=\"topPicks__header\">\n                <p class=\"topPicks__category\">High Ongoing Rate<\/p>\n              <\/header>\n\n              <div class=\"topPicks__body\">\n                \n                <div class=\"topPicks__nameRow\">\n                                                            <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/neo-financial-high-interest-savings-account-review\" class=\"topPicks__productName\">Neo Savings Account<\/a>\n                                                      <\/div>\n\n                <figure class=\"topPicks__figure\">\n                                                        <img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png\" srcset=\"https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png\" class=\"topPicks__image\" alt=\"Neo Financial logo\" loading=\"lazy\">\n                                  <\/figure>\n\n                                <div class=\"topPicks__rewardRow\">\n                                                                <a href=\"https:\/\/www.finder.com\/ca\/finder-rewards\/finder-x-neo-reward-offer\" class=\"topPicks__lozenge topPicks__lozenge--reward\"><svg width=\"44\" height=\"31\" viewbox=\"0 0 44 31\" fill=\"none\" class=\"topPicks__rewardIcon\" aria-hidden=\"true\" focusable=\"false\"><use href=\"#tpReward-top-picks-0000000000\"><\/use><text x=\"3\" y=\"28\" fill=\"#fff\" font-family=\"'Modern Era', Arial, Helvetica, sans-serif\" font-weight=\"900\" font-style=\"italic\" font-size=\"10\" letter-spacing=\"0\" transform=\"rotate(-8 0 5.567)\">$80<\/text><\/svg><span>$80 Reward<\/span><span class=\"topPicks__rewardShimmer\" aria-hidden=\"true\"><\/span><\/a>\n                                                      <\/div>\n                \n                <div class=\"topPicks__ctaRow\">\n                                      <a class=\"luna-button luna-button--success luna-button--fluid topPicks__cta topPicks__cta--reward rewards--cta\" href=\"#\" data-redirect-url=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/neo-savings-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22top_picks%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22product_id%22%3A%220b4f0b20-d534-4e79-936c-6ffe0021ea2b%22%2C%22product_name%22%3A%22Neo%2BSavings%2BAccount%22%2C%22provider_id%22%3A%22527000d2-f183-4ae1-848a-6dd199a98cae%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2227131%22%2C%22post_id%22%3A%22887217%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-epremium-savings-account-review%22%2C%22post_country%22%3A%22ca%22%7D\" data-card-position=\"1\">Go to site<\/a>\n                                  <\/div>\n\n                <div class=\"topPicks__disclaimerRow\">\n                                      <p class=\"topPicks__ctaDisclaimer\"><a href=\"https:\/\/www.finder.com\/ca\/finder-rewards\/neo-x-finder-promotion-terms-and-conditions\" target=\"_blank\" rel=\"noopener\">T&amp;Cs apply<\/a><\/p>\n                                  <\/div>\n\n                \n                \n                                  <div class=\"topPicks__descriptionRow\">\n                                          <ul class=\"topPicks__features\">\n                                                                              <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Earn 2.00% - 2.75% interest on savings<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Open an account instantly<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>No minimum account balance to start earning interest<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>CDIC protection for balances up to $100,000<\/span><\/li>\n                                                                        <\/ul>\n                                      <\/div>\n                              <\/div>\n\n            <\/article>\n\n                      <\/div>\n                  <div class=\"u-grid__col topPicks__col u-3\/4 u-5\/12@s u-1\/3@l\">\n            <article class=\"topPicks__card luna-card luna-card--stretch\">\n\n              <header class=\"topPicks__header\">\n                <p class=\"topPicks__category\">Cashback &amp; Interest<\/p>\n              <\/header>\n\n              <div class=\"topPicks__body\">\n                \n                <div class=\"topPicks__nameRow\">\n                                                            <a href=\"https:\/\/www.finder.com\/ca\/banking\/koho\/koho-save-review\" class=\"topPicks__productName\">KOHO Everything Plan<\/a>\n                                                      <\/div>\n\n                <figure class=\"topPicks__figure\">\n                                                        <img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/671030f92318e.png\" srcset=\"https:\/\/www.finder.com\/niche-builder\/671030f92318e.png\" class=\"topPicks__image\" alt=\"KOHO logo\" loading=\"lazy\">\n                                  <\/figure>\n\n                                <div class=\"topPicks__rewardRow\">\n                                  <\/div>\n                \n                <div class=\"topPicks__ctaRow\">\n                                      <a class=\"luna-button luna-button--success luna-button--fluid topPicks__cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/koho-everything-plan-ca-savings-account-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22top_picks%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22product_id%22%3A%22bda4c8f7-5608-4c54-8eb0-27ec10413c06%22%2C%22product_name%22%3A%22KOHO%2BEverything%2BPlan%22%2C%22provider_id%22%3A%22cc53d1c3-c4ec-461a-bce0-4235a11de0a2%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2227061%22%2C%22post_id%22%3A%22887217%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-epremium-savings-account-review%22%2C%22post_country%22%3A%22ca%22%7D\" rel=\"sponsored\" target=\"_blank\" data-card-position=\"2\">Go to site<\/a>\n                                  <\/div>\n\n                <div class=\"topPicks__disclaimerRow\">\n                                  <\/div>\n\n                \n                \n                                  <div class=\"topPicks__descriptionRow\">\n                                          <ul class=\"topPicks__features\">\n                                                                              <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Earn up to 3.50% interest<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Earn 2% cash back on groceries, transportation, eating and drinking<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Earn 0.5% cash back on all other spending<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Monthly fee of $14.75 if billed yearly or $22.00 per month if billed monthly<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>CDIC protection for balances up to $100,000<\/span><\/li>\n                                                                        <\/ul>\n                                      <\/div>\n                              <\/div>\n\n            <\/article>\n\n                      <\/div>\n                  <div class=\"u-grid__col topPicks__col u-3\/4 u-5\/12@s u-1\/3@l\">\n            <article class=\"topPicks__card luna-card luna-card--stretch\">\n\n              <header class=\"topPicks__header\">\n                <p class=\"topPicks__category\">No-Fee Account<\/p>\n              <\/header>\n\n              <div class=\"topPicks__body\">\n                \n                <div class=\"topPicks__nameRow\">\n                                                            <a href=\"https:\/\/www.finder.com\/ca\/banking\/simplii-financial-review\/simplii-financial-high-interest-savings-account-review\" class=\"topPicks__productName\">Simplii High Interest Savings Account<\/a>\n                                                      <\/div>\n\n                <figure class=\"topPicks__figure\">\n                                                        <img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png\" srcset=\"https:\/\/www.finder.com\/niche-builder\/648fb6a2b788d.png\" class=\"topPicks__image\" alt=\"Simplii Financial logo\" loading=\"lazy\">\n                                  <\/figure>\n\n                                <div class=\"topPicks__rewardRow\">\n                                  <\/div>\n                \n                <div class=\"topPicks__ctaRow\">\n                                      <a class=\"luna-button luna-button--success luna-button--fluid topPicks__cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/simplii-high-interest-savings-account-ca-savings-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22top_picks%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22product_id%22%3A%22784d7307-f7d0-47ba-8b65-f6db8d03436d%22%2C%22product_name%22%3A%22Simplii%2BHigh%2BInterest%2BSavings%2BAccount%22%2C%22provider_id%22%3A%2296092938-0048-41cc-a426-40c7fcee917a%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2221491%22%2C%22post_id%22%3A%22887217%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-epremium-savings-account-review%22%2C%22post_country%22%3A%22ca%22%7D\" rel=\"sponsored\" target=\"_blank\" data-card-position=\"3\">Go to site<\/a>\n                                  <\/div>\n\n                <div class=\"topPicks__disclaimerRow\">\n                                  <\/div>\n\n                \n                \n                                  <div class=\"topPicks__descriptionRow\">\n                                          <ul class=\"topPicks__features\">\n                                                                              <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Earn up to 4.60% interest<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>No monthly fees<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>Unlimited transactions and Interac e-Transfers<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>No min. balance required<\/span><\/li>\n                                                                                                        <li><svg class=\"topPicks__featureIcon luna-icon\" width=\"18\" height=\"18\" style=\"--fill: #008024\" aria-hidden=\"true\" focusable=\"false\"><use xlink:href=\"#check-circle-fill\"><\/use><\/svg><span>CDIC protection up to $100,000<\/span><\/li>\n                                                                        <\/ul>\n                                      <\/div>\n                              <\/div>\n\n            <\/article>\n\n                      <\/div>\n              <\/div>\n    <\/div>\n  <\/div>\n<h3>How do I open a TD ePremium Savings Account?<\/h3><p class=\"p1\">You can follow these steps to sign up for a TD ePremium Savings Account:<\/p><ol><li class=\"p1\">Visit TD\u2019s main website and hover over the \u201cProducts\u201d tab at the top of the page.<\/li><li class=\"p1\">Select \u201cBank accounts\u201d from the dropdown list and then select \u201cSavings accounts\u201d from the page that populates.<\/li><li class=\"p1\">When the next page loads, you can select the TD ePremium Savings Account and click \u201cOpen account\u201d.<\/li><li class=\"p1\">Enter your personal information such as your full name, date of birth, Social Insurance Number, employment information and email address.<\/li><li class=\"p1\">Double-check your information and click submit.<\/li><\/ol><h4>Eligibility requirements<\/h4><p class=\"p1\">To apply for a TD ePremium Savings Account, you need to meet the following criteria:<\/p><ul class=\"list-7\"><li class=\"p1\">Be a Canadian citizen or resident who is at least 18 years old (19 in some provinces)<\/li><li class=\"p1\">Be opening a sole account in your name<\/li><\/ul><h4 class=\"p1\">Required documents and information<\/h4><ul class=\"list-7\"><li class=\"p1\">Your name, residential status and contact information<\/li><li class=\"p1\">Your <a href=\"https:\/\/www.canada.ca\/en\/employment-social-development\/services\/sin.html\" target=\"_blank\" rel=\"noopener noreferrer\">Social Insurance Number<\/a> (optional) and date of birth<\/li><li class=\"p1\">Your email address and phone number<\/li><\/ul><h3>How do I deposit or withdraw my money?<\/h3><p class=\"p1\">You can easily transfer between your TD accounts to send and receive funds. For example, you can send money from your TD chequing to your TD ePremium Savings Account, and vice versa. You won\u2019t be able to withdraw money in other ways without incurring a $5 fee every time.<\/p><p class=\"p1\">To deposit funds, you can cash a cheque or deposit cash into your savings account by visiting a TD branch. You can also carry out a number of transactions and move your money around using the TD mobile app.<\/p><h3>How can I get in touch with customer service?<\/h3><p class=\"p1\">You\u2019ll be able to contact TD through a number of channels:<\/p><ul class=\"list-10\"><li class=\"p1\"><strong>By phone.<\/strong> Call in to speak to a TD customer service agent over the phone.<\/li><li class=\"p1\">In person. Visit a TD branch to get assistance with your account in person.<\/li><li class=\"p1\"><strong>By mail.<\/strong> Send mail to TD headquarters in Toronto or to a local branch if this makes more sense.<\/li><li class=\"p1\"><strong>By email.<\/strong> Send a secure message through your online banking or email TD\u2019s customer support inbox.<\/li><\/ul><h3>Frequently asked questions about the TD ePremium Savings Account<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Do I need to pay fees with this account? <\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">No. You won\u2019t be required to pay monthly fees to maintain this account. However, you will be required to pay $5 every time that you carry out transactions on your account. These include ATM withdrawals, bill payments and debit purchases.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Is my money safe with TD?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Most definitely. TD is one of Canada\u2019s largest banks and has many safeguards in place to protect your money and personal information. It\u2019s also a member of the Canada Deposit Insurance Corporation (<a href=\"http:\/\/CDIC.ca\" target=\"_blank\" rel=\"noopener noreferrer\">CDIC<\/a>). This means that any money you put into your account will be protected up to $100,000 if TD goes bankrupt.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Can I apply online?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Definitely. You can apply by filling out an application on TD\u2019s website. You can also call in or visit a branch in person to get help with setting up your account.<\/div>\n  <\/div>\n<\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>Our TD ePremium Savings Account review tells you how you can earn high interest on your savings for no monthly fee with this online TD bank account.\u00a0<\/p>\n","protected":false},"author":474,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"TD ePremium Savings","_yoast_wpseo_title":"TD ePremium Savings Account Review | Finder Canada","_yoast_wpseo_metadesc":"Our TD ePremium Savings Account review shows you how to earn a high interest rate on your savings over $10,000 with no monthly fee.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":"false","post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":"false","post_editor":"-1","post_editor_date":null,"post_author_date":"","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2026-08-13 11:03:05\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We verified and updated information throughout this guide.\"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":""},"categories":[100870],"tags":[],"asset_tag":[],"class_list":["post-887217","post","type-post","status-publish","format-standard","hentry","category-td-savings"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>TD ePremium Savings Account Review | Finder Canada<\/title>\n<meta name=\"description\" content=\"Our TD ePremium Savings Account review shows 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