{"id":887217,"date":"2020-10-30T13:10:06","date_gmt":"2020-10-30T17:10:06","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=887217"},"modified":"2026-01-20T16:15:56","modified_gmt":"2026-01-20T21:15:56","slug":"td-epremium-savings-account-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\/td-epremium-savings-account-review","title":{"rendered":"TD ePremium Savings Account Review"},"content":{"rendered":"<h3>How does the TD ePremium Savings Account account work?<\/h3><p class=\"p1\">The TD ePremium Savings Account is typically added on to a TD chequing account. It\u2019s a no-fee account that lets you earn interest on deposits over $10,000. This account also discourages withdrawals and charges a fee of $5 for debits. That said, you can transfer money out of this account to your other TD accounts for free.<\/p><p class=\"p1\">While the TD ePremium Savings Account might offer a decent return on interest, it\u2019s important to note that it won\u2019t be much use to you if you regularly dip into your savings or can\u2019t keep a $10,000 balance consistently. This account also offers a lower return on interest than many other<a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/best-high-interest-savings-accounts\" rel=\"noopener noreferrer\"> high-interest savings accounts<\/a> that don\u2019t require you to keep a minimum balance (such as those on offer from several online banks).<\/p><h3>What are the benefits of the TD ePremium Savings Account?<\/h3><p class=\"p1\">The TD ePremium Savings Account comes with the following benefits:<\/p><ul class=\"list-4\"><li class=\"p1\"><strong>No monthly fees.<\/strong> You won\u2019t be required to pay a monthly fee to use this account.<\/li><li class=\"p1\"><strong>Earn interest on your savings.<\/strong> You\u2019ll earn 0.45% interest on any savings over $10,000.<\/li><li class=\"p1\"><strong>No minimum deposits.<\/strong> You won\u2019t need to worry about keeping a minimum balance in your account to keep it active.<\/li><li class=\"p1\"><strong>Unlimited transfers to other TD accounts.<\/strong> You can send money to your other TD accounts as much as you want at no extra cost.<\/li><li class=\"p1\"><strong>Automated savings.<\/strong> You can set up automatic withdrawals from your other TD accounts to feed regular deposits into your TD ePremium Savings Account.<\/li><li class=\"p1\"><strong>Easy mobile banking.<\/strong> It\u2019s easy to sign up for TD\u2019s mobile app to send money and manage your transactions on the go.<\/li><\/ul><h3>What should I look out for?<\/h3><p class=\"p1\">There are a handful of drawbacks that you should keep an eye out for with this account:<\/p><ul class=\"list-13\"><li class=\"p1\"><strong>No interest below $10,000.<\/strong> You won\u2019t earn interest on any amount below $10,000, and this applies even if your account is $1 short.<\/li><li class=\"p1\"><strong>Transaction fees.<\/strong> You won\u2019t get any free debits (except internal transfers) with this account, which means you\u2019ll pay $5 every time that you dip into your savings.<\/li><li class=\"p1\"><strong>ATM fees.<\/strong> You\u2019ll pay an additional charge of $2 to withdraw money at non-TD ATMs (plus $3 from US\/Mexico ATMs and $5 from <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/atm-near-me\">international ATMs<\/a>).<\/li><li class=\"p1\"><strong>Very few additional benefits.<\/strong> This account doesn\u2019t come with extras such as unlimited free withdrawals or credit card rebates.<\/li><\/ul><h3 id=\"product-comparison-box\">Compare TD with other savings accounts<\/h3><p class=\"p1\">\n    \n\n<style>\n#toppicks { overflow-x: auto; }\n.table-expander__content { margin-left: 0.5rem; line-height: normal; }\n.pro-section { line-height: 1.35rem; text-align: left; }\n\n.topPicksF1 .card-topText {\n    font-weight: 800;\n    height: 50px;\n    font-style: italic;\n    align-content: space-around;\n}\n\n.topPicksF1 .zoom:hover {\n    box-shadow: 4px 6px 0 0 #232320;\n}\n\n.topPicksF1 .topPicks__deal {\n    color: #232021;\n    background-color: #F7F6EC;\n}\n\n.container-threepc.threepc-flex::-webkit-scrollbar { display: none; }\n.gx-badge__body.awards-badge__body.hasPopover.threepc-award { margin-top: 0; }\n.topPicks__card-card figure.award { padding: 0px 10px 20px 10px; margin: -3px auto 3px; width: 130px; }\n.topPicks__card-card figure.noward { padding: 10px; width: 130px; }\n.award-wrapper { height: 0px; display: block; margin: -23px auto 23px; }\n.award-bnt { padding-top: 0.5em; padding-bottom: 0.5em; }\n.award-pad { padding-top: 0.5rem; margin-bottom: 0.55rem; }\n.luna-card__block { padding: 1.25rem; }\n.ratings-w { width: 42%; 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}\n    .award-wrapper { height: 0px; display: block; }\n    .cardProductname-header { margin-top: 2.2rem; }\n\n    .mastheadPick-item {\n        margin: 5px;\n        width: 80%;\n    }\n\n    .standardMasthead__widgetSection {\n        margin-bottom: 0;\n    }\n\n    .cardColoured-banner {\n        font-size: 0.9rem;\n        background-color: #e5f7ff;\n    }\n}\n<\/style>\n\n<style>\n       .icondeal > use { fill: #232320 !important }\n    .icondeal { width: 1rem !important; height: 1rem !important; vertical-align: \/*middle;*\/ vertical-align: bottom !important;}\n  .best-page-offer-text-rib {  border-radius: 16px !important;  background-color: #F7F6EC; padding: 0.5rem; display: inline-block;}\n  .threepc-page-offer-text-rib { padding: 0.3em !important }\n  td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; } td.comparison-table__feature--longtext .has-margin-bottom-xsmall { border-radius: 3px; }\n<\/style> \n\n    \n\n\n                        \n\n\n\n\n\n\n    \n                <\/p><div class=\"container-threepc threepc-flex topPicksF1\" id=\"toppicks\">\n\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"8e951949-63cf-45fa-87c1-10b3c829d73a\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Longest Promotional Offer\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/eqbank-personal-account-ca-savings-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%228e951949-63cf-45fa-87c1-10b3c829d73a%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22offer_id%22%3A%2222475%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22position%22%3A%221%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22887217%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-epremium-savings-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to EQ Bank\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/67ab80c3a09f2.png\" loading=\"lazy\" alt=\"EQ Bank logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67ab80c3a09f2.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67ab80c3a09f2.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67ab80c3a09f2.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67ab80c3a09f2.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67ab80c3a09f2.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/67ab80c3a09f2.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                       <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/eqbank-personal-account-ca-savings-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA%22%2C%22offer_id%22%3A%2222475%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22product_id%22%3A%228e951949-63cf-45fa-87c1-10b3c829d73a%22%2C%22product_name%22%3A%22EQ%2BBank%2BPersonal%2BAccount%22%2C%22provider_id%22%3A%22d29ad16f-cea3-44be-a5c3-2d5d39907c2e%22%2C%22provider_name%22%3A%22EQ%2BBank%22%2C%22post_id%22%3A%22887217%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-epremium-savings-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success\">GO TO SITE<\/a>\n\n\n                        \n                    <\/div>\n\n                    <div class=\"text-center\"> <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">8e951949-63cf-45fa-87c1-10b3c829d73a-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Earn up to 2.75% interest<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Unlimited free transactions<\/li>\r\n            \r\n         \r\n            \r\n                 <li>$0 account fee<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Zero everyday banking fees<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No min. balance required<\/li>\r\n            \r\n         \r\n            \r\n                 <li>CDIC protection for balances up to $100,000<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"0b4f0b20-d534-4e79-936c-6ffe0021ea2b\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Easy Signup\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/neo-savings-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%220b4f0b20-d534-4e79-936c-6ffe0021ea2b%22%2C%22product_name%22%3A%22Neo%2BSavings%2BAccount%22%2C%22offer_id%22%3A%2227131%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22position%22%3A%222%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22887217%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-epremium-savings-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to Neo Financial\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png\" loading=\"lazy\" alt=\"Neo Financial logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/63ff53b675a44.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                       <div class=\"rewards--element-container rewards--container\" data-product-id=\"0b4f0b20-d534-4e79-936c-6ffe0021ea2b\" data-niche=\"CAFSA\" data-product-name=\"Neo Savings Account\" data-provider-name=\"Neo Financial\" data-rewards-campaign-name=\"neo_savings_cafsa_april_2026\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"neo_savings_cafsa_april_2026\"] = {\"startDate\":\"2026-04-15T08:00:00.000Z\",\"endDate\":\"2026-06-16T04:59:59.000Z\",\"showVisaLogo\":true,\"minimalUx\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $80 from Finder\",\"titleHighlight\":\"$80\",\"copyText\":\"Become a Finder Member \\u0026 open a \\u003Cb\\u003ENeo Financial Savings Account\\u003C\\\/b\\u003E online through Finder to receive a \\u003Cb\\u003E$80 digital Visa card\\u003C\\\/b\\u003E. Offer ends June 15, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"iconUrl\":\"https:\\\/\\\/www.finder.com.au\\\/parent-theme\\\/members\\\/prod\\\/images\\\/rewards-icon.d44fdf8dde3fe4daca8c6a17d56489ca.svg\",\"nicheText\":\"\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"0b4f0b20-d534-4e79-936c-6ffe0021ea2b\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-neo\",\"nicheCode\":\"CAFSA\",\"value\":\"80\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/neo-savings-account-80-gift-card-reward-april-2026\",\"validationDate\":\"2026-07-15T17:00:00.000Z\",\"fulfillmentDate\":\"2026-07-30T17:00:00.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/neo-savings-account-promotion-terms-and-conditions-april-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"},\"modalConfig\":{\"requireName\":true,\"title\":\"Get $80 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new Neo Financial account\",\"items\":[{\"icon\":\"user\",\"text\":\"Become a Finder Member for free in under 1 minute\"},{\"icon\":\"shopping-bag\",\"text\":\"Open a Neo Financial Savings Account online through Finder\"},{\"icon\":\"confetti\",\"text\":\"Receive your $80 digital Visa card from Finder on or before July 30, 2026\"}],\"heading\":\"Get $80 from Finder\",\"membersHeading\":\"Get $80 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Become a Finder Member for free in under 1 minute\\n* Open a \\u003Cb\\u003ENeo Financial Savings Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $80 digital Visa card from Finder on or before July 30, 2026\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open a \\u003Cb\\u003ENeo Financial Savings Account\\u003C\\\/b\\u003E online through Finder\\n* Receive your $80 digital Visa card from Finder on or before July 30, 2026\",\"emailCaption\":\"Your Visa card will be delivered here. Your details must match your new Neo Financial account\",\"continueText\":\"GET $80 REWARD\",\"abortText\":\"SKIP REWARD, CONTINUE TO NEO FINANCIAL\",\"copyText\":\"Ends on June 15, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-neo\",\"nicheCode\":\"CAFSA\",\"value\":\"80\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/neo-savings-account-80-gift-card-reward-april-2026\",\"validationDate\":\"2026-07-15T17:00:00.000Z\",\"fulfillmentDate\":\"2026-07-30T17:00:00.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/neo-savings-account-promotion-terms-and-conditions-april-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"}};<\/script> <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/neo-savings-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA%22%2C%22offer_id%22%3A%2227131%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22product_id%22%3A%220b4f0b20-d534-4e79-936c-6ffe0021ea2b%22%2C%22product_name%22%3A%22Neo%2BSavings%2BAccount%22%2C%22provider_id%22%3A%22527000d2-f183-4ae1-848a-6dd199a98cae%22%2C%22provider_name%22%3A%22Neo%2BFinancial%22%2C%22post_id%22%3A%22887217%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-epremium-savings-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success rewards--cta\">GO TO SITE<\/a><\/div>\n\n\n                        \n                    <\/div>\n\n                    <div class=\"text-center\"> <style>\r\n\t\t.deals--container {\r\n\t\t\tdisplay: flex;\r\n\t\t\tflex-direction: column;\r\n\t\t\ttext-align: left;\r\n\t\t\tpadding: 0 0 8px;\r\n\t\t}\r\n\t\t.deals--rewards-container {\r\n\t\t\tmargin-bottom: 16px;\r\n\t\t}\r\n\t\t\/* FIX: dot added before .pill-rewards *\/\r\n\t\t.deals--rewards,\r\n\t\t.pill-rewards {\r\n\t\t\tbackground-color: #0a41ee;\r\n\t\t\tborder-radius: 12px;\r\n\t\t\tpadding: 12px !important;\r\n\t\t\tcolor: white;\r\n\t\t\tmargin: 0 10px !important;\r\n\t\t\tbox-sizing: border-box;\r\n\t\t}\r\n\t\t.deals--rewards-tag {\r\n\t\t\tdisplay: inline-block;\r\n\t\t\tbackground-color: white;\r\n\t\t\tcolor: #1d53ff;\r\n\t\t\tborder-radius: 999px;\r\n\t\t\tfont-weight: 900;\r\n\t\t\tfont-size: 12px;\r\n\t\t\ttext-transform: uppercase;\r\n\t\t\tmargin-bottom: 8px;\r\n\t\t\tpadding: 3px 8px 1px;\r\n\t\t}\r\n\t\t.deals--rewards span {\r\n\t\t\tfont-size: 14px !important;\r\n\t\t\tfont-weight: 400;\r\n\t\t\tline-height: 1.5;\r\n\t\t}\r\n\t\t.pill-rewards {\r\n\t\t\tdisplay: block !important;\r\n\t\t\twhite-space: normal;\r\n\t\t}\r\n\t\t.popover-wrapper {\r\n\t\t\tdisplay: inline-flex;\r\n\t\t\talign-items: center;\r\n\t\t\tgap: 6px;\r\n\t\t\tposition: relative;\r\n\t\t}\r\n\t\t.info-icon {\r\n\t\t\twidth: 18px;\r\n\t\t\theight: 18px;\r\n\t\t\tdisplay: inline-block !important;\r\n\t\t\tbackground-size: contain;\r\n\t\t\tbackground-repeat: no-repeat;\r\n\t\t\tcursor: pointer;\r\n\t\t\tmargin-left: 0.3rem;\r\n\t\t}\r\n\t\t.info-icon::before {\r\n\t\t\tcontent: \"\";\r\n\t\t\tdisplay: block;\r\n\t\t\twidth: 100%;\r\n\t\t\theight: 100%;\r\n\t\t\tbackground-image: url(\"data:image\/svg+xml, %3Csvg%20viewBox='0%200%2024%2024'%20xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath%20fill='%23ffffff'%20d='M11 17h2v-6h-2v6zm1-15C6.48 2 2 6.48 2 12s4.48 10 10 10 10-4.48 10-10S17.52 2 12 2zm0 18.75c-4.823 0-8.75-3.927-8.75-8.75S7.177 3.25 12 3.25s8.75 3.927 8.75 8.75-3.927 8.75-8.75 8.75zM11 9h2V7h-2v2z'\/%3E%3C\/svg%3E\");\r\n\t\t}\r\n\r\n\t\t\/* Tooltip *\/\r\n\t\t.popover-box-rewards {\r\n\t\t\tposition: absolute;\r\n\t\t\ttop: 100%;\r\n\t\t\tleft: 50%;\r\n\t\t\ttransform: translateX(-50%) translateY(0);\r\n\t\t\tmargin-top: 6px;\r\n\t\t\tbackground: #fff;\r\n\t\t\tborder: 1px solid #0a41ee;\r\n\t\t\tborder-radius: 6px;\r\n\t\t\tpadding: 0.5rem 0.75rem;\r\n\t\t\tbox-shadow: 0 4px 10px rgba(0, 0, 0, 0.15);\r\n\t\t\tfont-size: 12px;\r\n\t\t\tmin-width: 150px;\r\n\t\t\tmax-width: 180px;\r\n\t\t\tline-height: 1.4;\r\n\t\t\twhite-space: normal;\r\n\t\t\topacity: 0;\r\n\t\t\tpointer-events: none;\r\n\t\t\tz-index: 1000;\r\n\t\t\ttransition: opacity 0.25s ease, transform 0.25s ease;\r\n\t\t}\r\n\r\n\t\t\/* Force tooltip text to black (override .deals--rewards { color: white }) *\/\r\n\t\t.deals--rewards .popover-box-rewards,\r\n\t\t.deals--rewards .popover-box-rewards * {\r\n\t\t\tcolor: #000 !important;\r\n\t\t}\r\n\r\n\t\t\/* Link style inside tooltip *\/\r\n\t\t.deals--rewards .popover-box-rewards a {\r\n\t\t\tcolor: #0a41ee !important;\r\n\t\t\ttext-decoration: underline;\r\n\t\t\tfont-size: 12px;\r\n\t\t}\r\n\t\t.deals--rewards span b {\r\n\t\t\tdisplay: inline-block !important;\r\n\t\t}\r\n\r\n      .deals--rewards-terms { margin-left: 0 !Important; }\r\n\t\t\/* Responsive *\/\r\n\t\t@media screen and(max-width: 768px) {\r\n\t\t\t.popover-box-rewards {\r\n\t\t\t\tmin-width: 120px;\r\n\t\t\t\tmax-width: 160px;\r\n\t\t\t\tfont-size: 11px;\r\n\t\t\t}\r\n\t\t\t.info-icon {\r\n\t\t\t\twidth: 16px;\r\n\t\t\t\theight: 16px;\r\n\t\t\t}\r\n\t\t}\r\n\t\t@media screen and(max-width: 601px) {\r\n\t\t\t.popover-box-rewards {\r\n\t\t\t\tmin-width: 160px;\r\n\t\t\t\tmax-width: 200px;\r\n\t\t\t\tfont-size: 11px;\r\n\t\t\t}\r\n\t\t\t.info-icon {\r\n\t\t\t\twidth: 16px;\r\n\t\t\t\theight: 16px;\r\n\t\t\t}\r\n                \r\n\t\t}\r\n.popover-box-rewards br:not(:first-of-type) {\r\n  display: none !important;\r\n}\r\n\r\n\t<\/style>\r\n\r\n\t<div class=\"u-grid__col u-1\/1 deals--container\">\r\n\t\t\r\n\t\t\t<div class=\"deals--rewards-container\">\r\n\t\t\t\t<div class=\"deals--container\">\r\n\t\t\t\t\t<div class=\"deals--rewards pill-rewards\">\r\n\t\t\t\t\t\t<h1 class=\"deals--rewards-tag\" style=\"display: inline-block;\">Finder Reward<\/h1>\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t\r\n\t\t\t\t\t\t<span class=\"popover-wrapper\">\r\n\t\t\t\t\t\t\t<b>Finder Members get a $80 digital Visa gift card.<\/b>\r\n\t\t\t\t\t\t<span class=\"info-icon\"><\/span>\r\n\t\t\t\t\t\t<div class=\"popover-box-rewards\">\r\n\t\t\t\t\t\t\t Become a Finder Member &amp; open a Neo Savings Account.\r\n\t\t\t\t\t\t\t\t<br>\r\n\t\t\t\t\t\t\t\t<a href=\"\/ca\/finder-rewards\/neo-savings-account-promotion-terms-and-conditions-april-2026\" class=\"deals--rewards-terms\" target=\"_blank\" rel=\"noopener noreferrer\">\r\n\t\t\t\t\t\t\t\t\tT&amp;Cs apply.\r\n\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/span>\r\n\t\t\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t\r\n<\/div>\r\n\r\n<script>\r\n\tdocument.querySelectorAll('.popover-wrapper').forEach(wrapper => {\r\nconst icon = wrapper.querySelector('.info-icon');\r\nconst tooltip = wrapper.querySelector('.popover-box-rewards');\r\nlet timeout;\r\n\r\nconst showTooltip = () => {\r\nclearTimeout(timeout);\r\ntooltip.style.opacity = 1;\r\ntooltip.style.pointerEvents = 'auto';\r\ntooltip.style.transform = 'translateX(-50%) translateY(3px)';\r\n};\r\n\r\nconst hideTooltip = () => {\r\ntimeout = setTimeout(() => {\r\ntooltip.style.opacity = 0;\r\ntooltip.style.pointerEvents = 'none';\r\ntooltip.style.transform = 'translateX(-50%) translateY(0)';\r\n}, 150);\r\n};\r\n\r\nicon.addEventListener('mouseenter', showTooltip);\r\nicon.addEventListener('mouseleave', hideTooltip);\r\ntooltip.addEventListener('mouseenter', showTooltip);\r\ntooltip.addEventListener('mouseleave', hideTooltip);\r\n});\r\n<\/script><\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">0b4f0b20-d534-4e79-936c-6ffe0021ea2b-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Earn up to 3.00%<span class=\"table-popover\" rel=\"popover\" data-content=\"{{RATES.INTEREST_RATE_TOOLTIP}}\" title=\"\" data-original-title=\"More info\"> interest on savings<\/span><\/li>\r\n            \r\n         \r\n            \r\n                 <li>Open an account instantly<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No minimum account balance to start earning interest<\/li>\r\n            \r\n         \r\n            \r\n                 <li>CDIC protection for balances up to $100,000<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"b018d030-a7af-47a6-ae85-84ed4c42f7cb\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Bonus Interest Rate\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/tangerine-savings-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22b018d030-a7af-47a6-ae85-84ed4c42f7cb%22%2C%22product_name%22%3A%22Tangerine%2BSavings%2BAccount%22%2C%22offer_id%22%3A%2226269%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22position%22%3A%223%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22887217%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-epremium-savings-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to Tangerine\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png\" loading=\"lazy\" alt=\"Tangerine logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/641a6cf0d62fb.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                       <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/savings-accounts\/tangerine-savings-account-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFSA%22%2C%22offer_id%22%3A%2226269%22%2C%22niche_code%22%3A%22CAFSA%22%2C%22product_id%22%3A%22b018d030-a7af-47a6-ae85-84ed4c42f7cb%22%2C%22product_name%22%3A%22Tangerine%2BSavings%2BAccount%22%2C%22provider_id%22%3A%22884584ff-2a94-4480-a089-a7daf6023d33%22%2C%22provider_name%22%3A%22Tangerine%22%2C%22post_id%22%3A%22887217%22%2C%22post_path%22%3A%22savings-accounts%252Ftd-savings%252Ftd-epremium-savings-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success\">GO TO SITE<\/a>\n\n\n                        \n                    <\/div>\n\n                    <div class=\"text-center\"> <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">b018d030-a7af-47a6-ae85-84ed4c42f7cb-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Earn 4.50% for 5 months, then 0.30% thereafter<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No monthly account fee<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Automatic savings option<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Free access to Scotiabank ABM network<\/li>\r\n            \r\n         \r\n            \r\n                 <li>CDIC Deposit insurance up to $100,000<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n            <\/div>\n\n    \n<h3>How do I open a TD ePremium Savings Account?<\/h3><p class=\"p1\">You can follow these steps to sign up for a TD ePremium Savings Account:<\/p><ol><li class=\"p1\">Visit TD\u2019s main website and hover over the \u201cProducts\u201d tab at the top of the page.<\/li><li class=\"p1\">Select \u201cBank accounts\u201d from the dropdown list and then select \u201cSavings accounts\u201d from the page that populates.<\/li><li class=\"p1\">When the next page loads, you can select the TD ePremium Savings Account and click \u201cOpen account\u201d.<\/li><li class=\"p1\">Enter your personal information such as your full name, date of birth, Social Insurance Number, employment information and email address.<\/li><li class=\"p1\">Double-check your information and click submit.<\/li><\/ol><h4>Eligibility requirements<\/h4><p class=\"p1\">To apply for a TD ePremium Savings Account, you need to meet the following criteria:<\/p><ul class=\"list-7\"><li class=\"p1\">Be a Canadian citizen or resident who is at least 18 years old (19 in some provinces)<\/li><li class=\"p1\">Be opening a sole account in your name<\/li><\/ul><h4 class=\"p1\">Required documents and information<\/h4><ul class=\"list-7\"><li class=\"p1\">Your name, residential status and contact information<\/li><li class=\"p1\">Your <a href=\"https:\/\/www.canada.ca\/en\/employment-social-development\/services\/sin.html\" target=\"_blank\" rel=\"noopener noreferrer\">Social Insurance Number<\/a> (optional) and date of birth<\/li><li class=\"p1\">Your email address and phone number<\/li><\/ul><h3>How do I deposit or withdraw my money?<\/h3><p class=\"p1\">You can easily transfer between your TD accounts to send and receive funds. For example, you can send money from your TD chequing to your TD ePremium Savings Account, and vice versa. You won\u2019t be able to withdraw money in other ways without incurring a $5 fee every time.<\/p><p class=\"p1\">To deposit funds, you can cash a cheque or deposit cash into your savings account by visiting a TD branch. You can also carry out a number of transactions and move your money around using the TD mobile app.<\/p><h3>How can I get in touch with customer service?<\/h3><p class=\"p1\">You\u2019ll be able to contact TD through a number of channels:<\/p><ul class=\"list-10\"><li class=\"p1\"><strong>By phone.<\/strong> Call in to speak to a TD customer service agent over the phone.<\/li><li class=\"p1\">In person. Visit a TD branch to get assistance with your account in person.<\/li><li class=\"p1\"><strong>By mail.<\/strong> Send mail to TD headquarters in Toronto or to a local branch if this makes more sense.<\/li><li class=\"p1\"><strong>By email.<\/strong> Send a secure message through your online banking or email TD\u2019s customer support inbox.<\/li><\/ul><h3>Frequently asked questions about the TD ePremium Savings Account<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Do I need to pay fees with this account? <\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\">No. You won\u2019t be required to pay monthly fees to maintain this account. However, you will be required to pay $5 every time that you carry out transactions on your account. These include ATM withdrawals, bill payments and debit purchases.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Is my money safe with TD?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Most definitely. TD is one of Canada\u2019s largest banks and has many safeguards in place to protect your money and personal information. It\u2019s also a member of the Canada Deposit Insurance Corporation (<a href=\"http:\/\/CDIC.ca\" target=\"_blank\" rel=\"noopener noreferrer\">CDIC<\/a>). This means that any money you put into your account will be protected up to $100,000 if TD goes bankrupt.<\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Can I apply online?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\">Definitely. You can apply by filling out an application on TD\u2019s website. You can also call in or visit a branch in person to get help with setting up your account.<\/div>\n  <\/div>\n<\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>Our TD ePremium Savings Account review tells you how you can earn high interest on your savings for no monthly fee with this online TD bank account.\u00a0<\/p>\n","protected":false},"author":474,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[100870],"tags":[],"asset_tag":[],"class_list":["post-887217","post","type-post","status-publish","format-standard","hentry","category-td-savings"],"apple_news_notices":[],"yoast_head":"<!-- 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