{"id":883155,"date":"2020-10-09T13:54:42","date_gmt":"2020-10-09T17:54:42","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=883155"},"modified":"2025-08-18T04:48:11","modified_gmt":"2025-08-18T08:48:11","slug":"rbc-signature-no-limit-banking-account-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/chequing-accounts\/rbc-chequing\/rbc-signature-no-limit-banking-account-review","title":{"rendered":"RBC Signature No Limit Banking Account Review"},"content":{"rendered":"<h3>What are the benefits of the RBC Signature No Limit Banking Account?<\/h3><p class=\"p1\">The RBC Signature No Limit Banking Account is a good fit for customers who want a wide array of products and services included in their monthly account fee. These include the following:<\/p><ul class=\"list-4\"><li class=\"p1\"><strong>Unlimited debit transactions.<\/strong> Make as many transfers, purchases and bill payments as you want in Canada with no associated fees.<\/li><li><strong>Welcome offer.<\/strong> <b>Get an Apple Watch Series 11 GPS<\/b> when you open your first RBC Signature No Limit Banking Account, plus get Apple Music and Apple Fitness+ at no cost for 3 months with your new Apple Watch. <b>Apply by June 1, 2026.<\/b><\/li><li><strong>RBC Avion points.<\/strong> Enrol your account in the Value Program to get a minimum of 1 RBC Rewards point for every $10 you spend in-store and online using your enrolled account.<\/li><li class=\"p1\"><strong>Free Interac e-Transfers.<\/strong> Send money to family and friends for no additional fee with unlimited Interac e-Transfers.<\/li><li class=\"p1\"><strong>Non-RBC ATM rebates.<\/strong> Get your RBC ATM fees waived when you take money out of non-RBC ATMs (up to three withdrawals waived per month).<\/li><li class=\"p1\"><strong>Special rebates.<\/strong> Save up to $10.95 each month if you hold multiple RBC accounts or $12.95 if you qualify for a senior\u2019s discount.<\/li><li class=\"p1\"><strong>Free bank drafts.<\/strong> Get up to six free bank drafts per year included with this account.<\/li><li class=\"p1\"><strong>Free cross-border debits.<\/strong> Take advantage of five cross-border debits per month (and pay one dollar per debit once you exceed this amount).<\/li><li class=\"p1\"><strong>Credit card fee waivers.<\/strong> Save up to $48 per year on the annual fee when you sign up for an eligible credit card. <\/li><li class=\"p1\"><strong>Free cheque book.<\/strong> Receive one free cheque book at no cost. Fees apply for any additional cheque books you may require.<\/li><li class=\"p1\"><strong>Overdraft protection.<\/strong> Protect yourself from non-sufficient funds (NSF) charges on your account if your balance dips below zero with complimentary overdraft protection.<\/li><li class=\"p1\"><strong>Fuel savings at Petro-Canada.<\/strong> Link your card to Petro-Canada and instantly save 3\u00a2 per litre on fuel and earn 20% more Petro-Points.<\/li><\/ul><h3>What should I look out for?<\/h3><p class=\"p1\">While the RBC Signature No Limit Banking Account is well-known for offering a host of benefits, it also comes with a few drawbacks:<\/p><ul class=\"list-13\"><li class=\"p1\"><strong>Monthly fee.<\/strong> The monthly fee for this account is $16.95, which works out to $191.40 per year if you don\u2019t factor in any discounts like the RBC Value Program Rebate.<\/li><li class=\"p1\"><strong>Caps on certain perks.<\/strong> Certain benefits aren\u2019t unlimited and will be capped when you reach a specified amount.<\/li><li class=\"p1\"><strong>Only beneficial if you use all the perks.<\/strong> This account will likely only be worth the money if you plan to take advantage of all of its perks and benefits.<\/li><\/ul><h3>RBC Signature No Limit Banking Account\u2018s ATM network and fees<\/h3><p class=\"p1\">You can expect to pay a monthly fee of $16.95 per month with the RBC Signature No Limit Banking Account. This adds up to $191.40 per year, which may not be worth the return you get in benefits. That\u2019s why it\u2019s important to weigh the costs of the free services you\u2019ll receive against how much you need to pay to keep your account active. (An ATM operator surcharge, also called convenience fee, may be charged by other ATM operators. The convenience fee is not a Royal Bank fee. It is added directly to the amount of your cash withdrawal. All clients who use non-RBC ATMs may be charged a convenience fee regardless of the type of RBC account they hold.)<\/p><p class=\"p1\">One of the main benefits of this account is that it offers 3 non-RBC ATM fees waived per month across the country.<\/p><h3>What other chequing options does RBC offer?<\/h3><p class=\"p1\">RBC offers a number of other chequing accounts depending on your preferences. These include the following:<\/p><ul class=\"list-10\"><li class=\"p1\"><strong><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/rbc-chequing\/rbc-vip-banking-account-review\" rel=\"noopener noreferrer\">RBC VIP Banking Account<\/a>.<\/strong> This account offers unlimited transactions, <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/atm-near-me\">free ATM withdrawals<\/a>, premium credit card rebates (up to $120) and free overdraft protection. It comes with a monthly fee of $30.<\/li><li class=\"p1\"><strong><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/rbc-chequing\/rbc-day-to-day-banking-account-review\" rel=\"noopener noreferrer\">RBC Day to Day Banking Account<\/a>.<\/strong> This is RBC\u2019s bare-bones account. It includes 12 free monthly debits and costs only $4 per month to activate. That said, it doesn\u2019t provide many benefits and may not be the best fit if you have complex banking needs.<\/li><\/ul><h3>How does this account compare to alternatives?<\/h3>\nWhile there are many comparable accounts on the Canadian landscape, the best alternative is the BMO Performance Chequing Account. It is the highest-rated Big Five Bank chequing account on <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/best-chequing-accounts\">our list of the best chequing accounts in Canada<\/a>.\n<div class=\"has-padding-xsmall\"><\/div>\n\nBesides offering top features, widespread ATM access and unlimited transactions, for a limited time when you sign up for the BMO Performance Chequing Account through Finder, you'll get an exclusive offer.\n<div class=\"has-padding-xsmall\"><\/div>\n<article class=\"luna-card luna-card--border\">\r\n  <div class=\"luna-card__block\">\r\n    \r\n  \t\r\n  \t\r\n    \r\n    \r\n    <div class=\"u-grid u-grid--alignTop\">\r\n      <div class=\"u-grid__col u-1\/4@m  rewards--element-container rewards--container \" style=\"padding-bottom: 0px;\" data-product-id=\"b01ef1f7-4690-430e-890a-bde8c7186248\" data-product-name=\"BMO Performance Chequing Account\" data-niche=\"Chequing Accounts\" data-provider-name=\"BMO\" data-rewards-campaign-name=\"bmo|performance|may-2026~cafsa\">\r\n        <center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/61a073898f68c.png\" class=\"lazy-load\" alt=\"BMO Performance Chequing Account\" src=\"https:\/\/www.finder.com\/niche-builder\/61a073898f68c.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61a073898f68c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61a073898f68c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61a073898f68c.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n        <div class=\"has-padding-xsmall\"><\/div>\r\n\r\n        \r\n        <center>\r\n          <div class=\"detail-info b01ef1f7-4690-430e-890a-bde8c7186248\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n            \r\n\r\n            \r\n            \r\n            \r\n            <a class=\"scoreCombined score__container finder-score\">\r\n              <span class=\"score__badge score__badge--great\">\r\n                <span class=\"score__value\">8.7<\/span>\r\n              <\/span>\r\n              <span class=\"score__text-wrapper score__text score__text--great\">\r\n                Great\r\n              <\/span>\r\n            <\/a>\r\n            \r\n          <\/div>\r\n        <\/center>\r\n\r\n\r\n        <a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall rewards--cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/bmo-performance-chequing-account-review-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22b01ef1f7-4690-430e-890a-bde8c7186248%22%2C%22product_name%22%3A%22BMO%2BPerformance%2BChequing%2BAccount%22%2C%22offer_id%22%3A%2222439%22%2C%22decorator%22%3A%22CAFSA-CHQ.PRODUCT.MISC_PRODUCT_DISPLAY_V2%22%2C%22niche_code%22%3A%22CAFSA-CHQ%22%2C%22post_id%22%3A%22883155%22%2C%22post_path%22%3A%22chequing-accounts%252Frbc-chequing%252Frbc-signature-no-limit-banking-account-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1060528%2C%22name%22%3A%22bmo-rebate-decorator%22%2C%22country%22%3A%22ca%22%7D%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n        <a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-performance-chequing-account-review\" role=\"button\">Read review<\/a>\r\n      <\/div>\r\n      <div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n        <div class=\"\u201chas-padding-xsmall\u201d\"><\/div>\r\n        <h4 id=\"b01ef1f7-4690-430e-890a-bde8c7186248\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\"><b>BMO Performance Chequing Account<\/b><\/h4>\r\n\r\n        \r\n        <div class=\"u-grid u-grid--alignMiddle\">\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\"><b>Earn up to $800<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to $800.&lt;\/b&gt;&lt;br \/&gt;&lt;br \/&gt;Earn $500 when you open and fund a new BMO Performance Chequing Account by June 1, 2026 and complete two qualifying tasks by July 31, 2026.&lt;br \/&gt;&lt;br \/&gt;Earn $100 when you set up a recurring direct deposit of $500 or more by July 31, 2026 and maintain if for one year.&lt;br \/&gt;&lt;br \/&gt;Plus, get a Walmart Delivery Pass subscription for up to 12 months* when you open a new Savings Amplifier Account by June 1, 2026, and sign up for or update your existing Walmart Delivery Pass by July 31, 2026 by selecting Debit Mastercard as the payment option for the monthly transaction fee.&lt;br \/&gt;&lt;br \/&gt;Earn $150* when you deposit a total of $10,000 or more in to your Savings Amplifier Account and maintain a daily closing balance of $10,000 or more within 30 days of opening and maintain that balance for 3 months.&lt;br \/&gt;&lt;br \/&gt;Earn $50* when you create one goal and apply one strategy in My Financial Progress Plan by July 31, 2026.&lt;br \/&gt;&lt;br \/&gt;*Terms apply.\" title=\"\" data-original-title=\"More info\">\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Bonus\r\n              Offer<\/span>\r\n\r\n          <\/span><\/div>\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">$17.95\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Monthly\r\n              Account Fee<\/span>\r\n\r\n          <\/div>\r\n          <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n            <span style=\"font-size: 25px; font-weight: 900; color: #1D53FF;\">unlimited\r\n              \r\n            <\/span>\r\n            <br>\r\n            <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Free\r\n              Transactions<\/span>\r\n\r\n          <\/div>\r\n        <\/div>\r\n\r\n        \r\n\r\n        <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n          <ul class=\"luna-tabs__list\">\r\n            <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-b01ef1f7-4690-430e-890a-bde8c7186248-1\" data-toggle=\"tab\">Info<\/a><\/li>\r\n            \r\n            <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-b01ef1f7-4690-430e-890a-bde8c7186248-1\" data-toggle=\"tab\">More Details<\/a><\/li>\r\n          <\/ul>\r\n\r\n          <div class=\"tab-content\">\r\n            \r\n            <div class=\"tab-pane active\" id=\"pb-tabname0-b01ef1f7-4690-430e-890a-bde8c7186248-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                \r\n                <div class=\"u-grid__col u-1\/1 deals--container\">\r\n                  <div class=\"deals--rewards-container\">\r\n                    <div class=\"deals--container\">\r\n                      <div class=\"deals--rewards\">\r\n                        <h1 class=\"deals--rewards-tag\">Finder Reward<\/h1>\r\n                        <span><b>Get a $175 digital Visa gift card from Finder.<\/b> Become a Finder Member and open a BMO Performance Chequing Account through Finder.<\/span>\r\n                      <\/div>\r\n                    <\/div>\r\n                    \r\n                      <a href=\"\/ca\/finder-rewards\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions-may-2026\" class=\"deals--rewards-terms\" target=\"_blank\" rel=\"noopener noreferrer\">T&amp;Cs apply.<\/a>\r\n                    \r\n                  <\/div>\r\n                <\/div>\r\n                \r\n                <div class=\"has-padding-xsmall\"><\/div>\r\n                The BMO Performance Chequing Account offers unlimited free transactions and e-Transfers, and a generous welcome bonus.\n<h4><\/h4>\nGet up to $800 in cash bonuses. You can also get a Walmart Delivery Pass Subscription for up to 12 months with qualifying actions. <b>Valid until June 1, 2026.<\/b> Plus, earn a 4.50% promo interest rate when you open a Performance Chequing Account with a Savings Amplifier Account.\n<h4><\/h4>\nPlus, get more when you sign up through Finder. <b>Exclusive offer:<\/b> Become a Finder member and receive a <b>$175 digital Visa card<\/b> from Finder when you open a BMO Performance Chequing Account through Finder. Offer ends June 30, 2026. T&amp;Cs apply.\r\n              <\/div>\r\n            <\/div>\r\n\r\n            \r\n            \r\n\r\n            \r\n            <div class=\"tab-pane\" id=\"pb-tabname2-b01ef1f7-4690-430e-890a-bde8c7186248-1\">\r\n              <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n                \r\n <table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Monthly Account Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$17.95<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    \r\n        \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Free Transactions<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">unlimited<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n        \r\n            \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Interac e-Transfer Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n            \r\n                \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">In-Network ATM Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$0<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                \r\n                \r\n                    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Foreign Transaction Fee<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">2.5%<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                        \r\n                    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">CDIC Deposit Insurance<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$100,000<\/span>\r\n      <\/td>\r\n  <\/tr>\r\n                            \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Bonus Offer<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\"><b>Earn up to $800<\/b><span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Earn up to $800.&lt;\/b&gt;&lt;br \/&gt;&lt;br \/&gt;Earn $500 when you open and fund a new BMO Performance Chequing Account by June 1, 2026 and complete two qualifying tasks by July 31, 2026.&lt;br \/&gt;&lt;br \/&gt;Earn $100 when you set up a recurring direct deposit of $500 or more by July 31, 2026 and maintain if for one year.&lt;br \/&gt;&lt;br \/&gt;Plus, get a Walmart Delivery Pass subscription for up to 12 months* when you open a new Savings Amplifier Account by June 1, 2026, and sign up for or update your existing Walmart Delivery Pass by July 31, 2026 by selecting Debit Mastercard as the payment option for the monthly transaction fee.&lt;br \/&gt;&lt;br \/&gt;Earn $150* when you deposit a total of $10,000 or more in to your Savings Amplifier Account and maintain a daily closing balance of $10,000 or more within 30 days of opening and maintain that balance for 3 months.&lt;br \/&gt;&lt;br \/&gt;Earn $50* when you create one goal and apply one strategy in My Financial Progress Plan by July 31, 2026.&lt;br \/&gt;&lt;br \/&gt;*Terms apply.\" title=\"\" data-original-title=\"More info\">\r\n               <\/span>\r\n      <\/span><\/td>\r\n  <\/tr>\r\n  <\/tbody>\r\n<\/table>               \r\n                \r\n    <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/article>\r\n\r\n\r\n<script src=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/rewards.482ec4183795d5e069d4.js\" type=\"text\/javascript\" defer><\/script>\n        <script src=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/loyalty-rewards.a32ff1e0871b1229ec30.js\" type=\"text\/javascript\" defer><\/script>\n<link rel=\"stylesheet\" href=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/rewards.4ac86867ae4423a808cc.css\" type=\"text\/css\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"bmo|performance|may-2026~cafsa\"] = {\"startDate\":\"2026-05-01T08:00:00.000Z\",\"endDate\":\"2026-07-01T03:59:59.000Z\",\"showVisaLogo\":true,\"minimalUx\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $175 from Finder\",\"titleHighlight\":\"$175\",\"copyText\":\"Open a \\u003Cb\\u003EBMO Performance Chequing Account\\u003C\\\/b\\u003E online through Finder and receive a \\u003Cb\\u003E$175 digital Visa card + earn up to $800\\u003C\\\/b\\u003E in welcome bonuses from BMO. Offer ends June 30, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"iconUrl\":\"https:\\\/\\\/www.finder.com.au\\\/parent-theme\\\/members\\\/prod\\\/images\\\/rewards-icon.d44fdf8dde3fe4daca8c6a17d56489ca.svg\",\"nicheText\":\"\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"b01ef1f7-4690-430e-890a-bde8c7186248\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-bmo\",\"nicheCode\":\"CAFSA-CHQ\",\"value\":\"175\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/bmo-performance-chequing-account-may-2026-promotion\",\"validationDate\":\"2026-07-31T23:59:59.000Z\",\"fulfillmentDate\":\"2026-08-14T23:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-bmo-performance-chequing-account-reward-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"},\"modalConfig\":{\"requireName\":true,\"title\":\"Get $175 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. 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div[class*=\"methodology-partial\"] {\r\n    display: none;\r\n  }\r\n<\/style>\r\n<style>\r\n  .deals--container {\r\n    display: flex;\r\n    flex-direction: column;\r\n    text-align: left;\r\n    padding: 0px 0px 8px 0px;\r\n  }\r\n  \r\n  .deals--rewards-container{\r\n    margin-bottom: 16px;\r\n  }\r\n\r\n  .deals--rewards {\r\n    background-color: #0a41ee;\r\n    border-radius: 12px;\r\n    padding: 12px;\r\n    color: white;\r\n    margin: 0 10px;\r\n    box-sizing: border-box;\r\n    p {\r\n          margin: 0;\r\n        }\r\n  }\r\n\r\n  .deals--rewards-tag {\r\n    display: inline-block;\r\n    background-color: white;\r\n    color: #1d53ff;\r\n    border-radius: 999px;\r\n    font-weight: 900;\r\n    font-size: 12px;\r\n    text-transform: uppercase;\r\n    margin-bottom: 8px;\r\n    box-sizing: border-box;\r\n    vertical-align: middle;\r\n    line-height: 1;\r\n    padding: 3px 8px 1px 8px;\r\n  }\r\n\r\n  .deals--rewards a:hover { color: unset; }\r\n  \r\n  .deals--rewards span {\r\n    font-size: 14px !important;\r\n    font-weight: 400;\r\n    line-height: 1.5;\r\n    color: white;\r\n    display: block;\r\n  }\r\n\r\n  .deals--rewards span b {\r\n    font-size: 14px !important;\r\n    font-weight: 800;\r\n    display: block;\r\n    line-height: 1.2;\r\n    margin-bottom: 4px;\r\n  }\r\n\r\n  .deals--rewards-terms {\r\n    font-size: 14px;\r\n    color: #232320;\r\n    margin-left: 10px;\r\n    margin-right: 10px;\r\n    margin-top: -2px;\r\n    font-weight: 400;\r\n    text-decoration: underline;\r\n    font-variant-numeric: lining-nums tabular-nums;\r\n  }\r\n<\/style><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/banking\/rbc-review\/rbc-new-account-offer\" style=\"text-decoration:underline; font-size:0.9em;\">RBC new account offers and promotions on now<\/a>\n<\/div>\n<\/article><h3>How do I open an RBC Signature No Limit Banking Account?<\/h3><h4 class=\"p1\">Eligibility requirements<\/h4><p class=\"p1\">To apply for an RBC Signature No Limit Banking Account, you need to meet the following criteria:<\/p><ul class=\"list-7\"><li>Be a Canadian citizen or permanent resident who is at least 18 years old (19 in some provinces). Or you can be a non-resident living in Canada or planning to move to Canada<\/li><\/ul><h4 class=\"p1\">Required documents and information<\/h4><ul class=\"list-7\"><li class=\"p1\">Your name, residential status and contact information<\/li><li class=\"p1\">Your Social Insurance Number (optional) and date of birth<\/li><li class=\"p1\">Your email address and phone number<\/li><li class=\"p1\">Proof of ID: for example, a driver\u2019s licence or passport<\/li><\/ul><h3>How do I deposit or withdraw my money?<\/h3><p class=\"p1\">You can easily take money out of your account using your debit card or by visiting a branch in person to speak to a teller. You\u2019ll also be able to make free transfers between accounts or send money back and forth using unlimited free Interac e-Transfers.<\/p><p class=\"p1\">To put money into your account, you\u2019ll need to deposit a cheque or a lump sum of cash. You may also want to transfer money in from an external account to load up your RBC Signature No Limit Banking Account with funds.<\/p><h3>Expert review<\/h3><p class=\"p1\">The RBC Signature No Limit Banking Account is a mid-level chequing account that offers a nice array of benefits. It\u2019s best-suited for customers who do a fair amount of banking and want free unlimited withdrawals, credit card rebates and other exclusive perks. Just be aware that this account comes with a monthly fee of $16.95, which can put a dent in your pocketbook unnecessarily if you don\u2019t plan to use all of its benefits.<\/p><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">Why do I need to pay a monthly fee for my banking? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>RBC charges a monthly fee to offer you a package of free services. It seems a bit counterintuitive, but it can end up saving you money in the long run. That said, this type of account might only be a good fit for you if you have more complex banking needs. If you just want a simple <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\">chequing account<\/a>, it could make more sense to sign up with a <a href=\"https:\/\/www.finder.com\/ca\/digital-banking\" rel=\"noopener noreferrer\">fee-free digital bank<\/a> .<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">How can I bring my fees down? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You'll pay fewer fees on your account if you qualify for discounts like the RBC Value Program Rebate. These include discounts for holding multiple accounts with RBC or for being a senior.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">Is my money safe with RBC? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes! RBC is one of <a href=\"https:\/\/www.finder.com\/ca\/banking\/big-five-banks\">Canada's Big Five banks<\/a>, and it's a member of the <a href=\"http:\/\/cdic.ca\" target=\"_blank\" rel=\"noopener noreferrer\">Canada Deposit Insurance Corporation<\/a>. This means any deposit you make will be protected up to $100,000 in the very unlikely event that RBC were ever to become insolvent.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Can I manage my RBC Signature No Limit Banking account through mobile banking? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You definitely can. All you need to do is download the RBC Mobile app on your phone using either Google Play or the Apple store. Then you can sign up for an online account and manage your transactions from there.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">Can I apply for RBC Signature No Limit Banking online?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, you can apply by visiting RBC's website to fill out an application or you can visit a branch in person to sign up for an account. It's also possible to call into RBC's phone hotline to set up an account.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Get a number of perks and executive banking services with this everyday account for a reasonable monthly fee.\u00a0<\/p>\n","protected":false},"author":474,"featured_media":820480,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[107156],"tags":[],"asset_tag":[],"class_list":["post-883155","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rbc-chequing"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>RBC Signature No Limit Banking Review | Finder Canada<\/title>\n<meta name=\"description\" content=\"Save money on bank services and transactions when you sign up for the everyday RBC Signature No Limit Banking chequing account.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/rbc-chequing\/rbc-signature-no-limit-banking-account-review\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RBC Signature No Limit Banking Account Review\" \/>\n<meta property=\"og:description\" content=\"Save money on bank services and transactions when you sign up for the everyday RBC Signature No Limit Banking chequing account.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/rbc-chequing\/rbc-signature-no-limit-banking-account-review\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2020-10-09T17:54:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/RBCLogo_Supplied_250x2501.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Claire Horwood\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Claire Horwood\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" 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