{"id":879175,"date":"2020-09-17T10:45:08","date_gmt":"2020-09-17T14:45:08","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?page_id=879175"},"modified":"2026-04-09T11:45:49","modified_gmt":"2026-04-09T15:45:49","slug":"chase-bank-wire-transfers","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/international-money-transfers\/chase-bank-wire-transfers","title":{"rendered":"Chase Bank wire transfer review"},"content":{"rendered":"

Chase offers the convenience of sending secure international wire transfers online or at a local bank branch (available in the US only) \u2014 but watch out for member requirements and high fees.<\/p>

How do I send money overseas with Chase?<\/h3>

Chase Bank does not operate in Canada. To send an international wire transfer with Chase, you first need to open a US chequing account. Once you\u2019ve set up your account, take these steps to transfer money online:<\/p>

  1. Add a wire recipient to your account.<\/li>
  2. Click Make a Wire Transfer<\/strong> and enter your transfer details.<\/li>
  3. Review your transaction details and send your funds.<\/li><\/ol>

    Chase bank wire fees<\/h3>

    Chase Bank\u2019s transfer fees depend on how you\u2019re sending the transfer and whether you\u2019re sending or receiving an international wire transfer:<\/p>
    <\/th>Outgoing (from online)<\/th>Outgoing (from a Chase branch)<\/th>Incoming<\/th>Between Chase accounts<\/th><\/tr><\/thead>
    Domestic wire transfer<\/strong><\/td>$25<\/td>$35<\/td>$15<\/td>$0<\/td><\/tr>
    International wire transfer<\/strong><\/td>$40<\/td>$50<\/td>$15<\/td>$0<\/td><\/tr>
    International wire transfer (in foreign currency)<\/strong><\/td>$5<\/td>$50<\/td>$15<\/td>$0<\/td><\/tr><\/tbody><\/table>

    Note: Wire transfer fees are in USD from March 2020 for Chase Total Chequing accounts.<\/p>

    Chase offers lower fees when transferring using its foreign currency exchange option, but keep in mind that the exchange rate offered by Chase may be far weaker than money transfer competitors. Because of this the bottom option, International wire transfer (in foreign currency)<\/strong>, may seem far cheaper than the other options until you take into account the exchange rate attached to it.<\/p>

    How are Chase\u2019s exchange rates?<\/h3>

    Like any large bank, Chase updates its rates regularly in line with global currency market fluctuations. Its exchange rates are similar to those offered by other large US banks but not as attractive as the rates you\u2019ll get by using an independent money transfer specialist.<\/p>

    MUST READ: Who charges less?<\/h4>

    <\/i> Independent transfer services usually win out over banks when it comes to fees. There are several providers who will send a transfer for free with competitive exchange rates.<\/p>