{"id":870571,"date":"2020-07-28T16:35:27","date_gmt":"2020-07-28T20:35:27","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=870571"},"modified":"2026-03-23T15:44:28","modified_gmt":"2026-03-23T19:44:28","slug":"best-bad-credit-personal-loans","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/personal-loans\/bad-credit-personal-loans\/best-bad-credit-personal-loans","title":{"rendered":"10 Best Loans for Bad Credit in Canada (2026)"},"content":{"rendered":"<p>If you have bad credit, there are lots of online and alternative lenders available to you, and you don\u2019t need a guarantor.<\/p><p>The catch? Be prepared to pay more interest. The maximum rate lenders are allowed to charge you is 35% APR. This is a big reduction from the previous maximum of 47% APR. But if you\u2019re ready for financing, this guide covers some of the best bad credit loans in Canada.<\/p>\n    \n\n<style>\n#toppicks { overflow-x: auto; }\n.table-expander__content { margin-left: 0.5rem; line-height: normal; }\n.pro-section { line-height: 1.35rem; text-align: left; }\n\n.topPicksF1 .card-topText {\n    font-weight: 800;\n    height: 50px;\n    font-style: italic;\n    align-content: space-around;\n}\n\n.topPicksF1 .zoom:hover {\n    box-shadow: 4px 6px 0 0 #232320;\n}\n\n.topPicksF1 .topPicks__deal {\n    color: #232021;\n    background-color: #F7F6EC;\n}\n\n.container-threepc.threepc-flex::-webkit-scrollbar { display: none; }\n.gx-badge__body.awards-badge__body.hasPopover.threepc-award { margin-top: 0; }\n.topPicks__card-card figure.award { padding: 0px 10px 20px 10px; margin: -3px auto 3px; width: 130px; }\n.topPicks__card-card figure.noward { padding: 10px; width: 130px; }\n.award-wrapper { height: 0px; display: block; margin: -23px auto 23px; }\n.award-bnt { padding-top: 0.5em; padding-bottom: 0.5em; }\n.award-pad { padding-top: 0.5rem; margin-bottom: 0.55rem; }\n.luna-card__block { padding: 1.25rem; }\n.ratings-w { width: 42%; margin: auto; margin-bottom: 1rem; }\n.cleanMastHead { display: block; }\n.standardMasthead.standardMasthead--widget { overflow: visible; }\n.standardMasthead__widgetSection__content { overflow: visible; }\n.popover.fade.bottom.in { overflow: visible; }\n\n.cardColoured-banner {\n    width: 100%;\n    border-radius: 0.7em 0.7em 0 0;\n    background-color: #e5f7ff;\n}\n\n.cardPros-text {\n    font-size: 0.8em;\n}\n\n.cardData-header {\n    margin: 0;\n    font-size: 0.77em;\n    white-space: normal;\n    color: #6c7881;\n}\n\n.cardProductname-header {\n    font-size: 0.77em;\n    white-space: normal;\n    color: #6c7881;\n    font-weight: 600;\n    margin-bottom: 0.5rem;\n    margin-top: 0.5rem;\n}\n\n.cardProductname-header-fsa {\n    margin-top: 2rem;\n    margin-bottom: 0.7rem;\n}\n\n.cardData-text {\n    margin: 0;\n    font-size: 0.9em;\n    font-weight: 700;\n    text-align: right;\n    white-space: normal;\n}\n\n.card-topText {\n    text-align: center;\n    margin: 0.5em;\n    font-weight: 500;\n    white-space: normal;\n}\n\n.container-threepc .luna-card {\n    overflow: visible;\n}\n\n.popover.top {\n    overflow: visible;\n}\n\n.pick {\n    margin-top: 0.3em;\n    margin-bottom: 0.3em;\n}\n\n.luna-card__topPick {\n   padding: 0.5em;\n}\n\n.best-pagePromoted-span {\n    font-size: 0.7em;\n    font-weight: 700;\n    background-color: #f6c744;\n    border-radius: 1em;\n    padding: 0.4em 0.8em;\n}\n\n.container-threepc {\n    width: 100%;\n    height: auto;\n    white-space: nowrap;\n    padding-top: 10px;\n    padding-bottom: 10px;\n}\n\n.threepc-flex {\n    display: flex;\n    flex-wrap: unset;\n        overflow: visible;\n    }\n\n.threepc-flex-item {\n    flex: 0 0 auto;\n}\n\n.zoom {\n    transition: transform .2s;\n    margin: 0 auto;\n}\n\n.zoom:hover {\n    transform: scale(1.015);\n    box-shadow: 1px 1px 19px -9px rgba(168,176,183,0.81);\n}\n\n.mastheadPick-item {\n    margin: 5px;\n    width: calc(96% \/ 3);\n    border-radius: 0.7em;\n}\n\n.luna-author {\n    padding: 20px;\n}\n\n.standardMasthead__widgetSection {\n    margin-bottom: 8%;\n}\n\n.topPicks__deal {\n    color: #014BB2;\n    font-weight: 600;\n    background-color: #ebf3fc;\n    padding: 0.5em 0.65em 0.6em;\n    width: auto;\n    border-radius: 16px;\n    font-size: 0.875rem;\n    line-height: 17px;\n    margin: 1.2rem 0.7rem;\n    text-wrap: wrap;\n}\n\n.topPicks__deal span.table-popover::before {\n    background-image: url(\"data:image\/svg+xml,%3Csvg%20viewBox%3D%220%200%2024%2024%22%20id%3D%22info-circle%22%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%3E%3Cpath%20d%3D%22M11%2017h2v-6h-2v6zm1-15C6.48%202%202%206.48%202%2012s4.48%2010%2010%2010%2010-4.48%2010-10S17.52%202%2012%202zm0%2018.75c-4.823%200-8.75-3.927-8.75-8.75S7.177%203.25%2012%203.25s8.75%203.927%208.75%208.75-3.927%208.75-8.75%208.75zM11%209h2V7h-2v2z%22%20fill%3D%22%23232021%22%3E%3C%2Fpath%3E%3C%2Fsvg%3E\");\n    margin: -2px 0px -1px 0px;\n}\n\n@media (max-width: 1920px) {\n    .pro-section {\n        max-height: fit-content;\n    }\n}\n\n@media (max-width:801px) {\n    .topPicksF1 .card-topText {\n        font-size: 1.3em;\n    }\n\n    .mastheadPick-item {\n        margin: 5px;\n        width: 80%;\n    }\n\n    .standardMasthead__widgetSection {\n        margin-bottom: 0;\n    }\n\n    .standardMasthead.standardMasthead--widget {\n        overflow: auto;\n    }\n\n    .container-threepc .popover.fade.bottom.in {\n        overflow: visible;\n        left: 2rem;\n        top: 0;\n    }\n}\n\n@media (max-width:481px) {\n    .topPicksF1 .cardColoured-banner {\n        font-size: 0.8rem;\n        background-color: #e5f7ff;\n    }\n\n    .award-w-btn { padding-top: 0.25rem }\n    .ratings-w { width: 52%; }\n    .award-wrapper { height: 0px; display: block; }\n    .cardProductname-header { margin-top: 2.2rem; }\n\n    .mastheadPick-item {\n        margin: 5px;\n        width: 80%;\n    }\n\n    .standardMasthead__widgetSection {\n        margin-bottom: 0;\n    }\n\n    .cardColoured-banner {\n        font-size: 0.9rem;\n        background-color: #e5f7ff;\n    }\n}\n<\/style>\n\n<style>\n       .icondeal > use { fill: #232320 !important }\n    .icondeal { width: 1rem !important; height: 1rem !important; vertical-align: \/*middle;*\/ vertical-align: bottom !important;}\n  .best-page-offer-text-rib {  border-radius: 16px !important;  background-color: #F7F6EC; padding: 0.5rem; display: inline-block;}\n  .threepc-page-offer-text-rib { padding: 0.3em !important }\n  td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; } td.comparison-table__feature--longtext .has-margin-bottom-xsmall { border-radius: 3px; }\n<\/style> \n\n    \n\n\n                        \n\n\n\n\n\n\n    \n                <div class=\"container-threepc threepc-flex topPicksF1\" id=\"toppicks\">\n\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"93a41e3b-0889-4fb6-8474-4a164deb7b8a\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Access a Large Network\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/loans-canada-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2293a41e3b-0889-4fb6-8474-4a164deb7b8a%22%2C%22product_name%22%3A%22Loans%2BCanada%2BPersonal%2BLoan%22%2C%22offer_id%22%3A%2217711%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22position%22%3A%221%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22870571%22%2C%22post_path%22%3A%22personal-loans%252Fbad-credit-personal-loans%252Fbest-bad-credit-personal-loans%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to Loans Canada\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png\" loading=\"lazy\" alt=\"Loans Canada logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                        <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"93a41e3b-0889-4fb6-8474-4a164deb7b8a\" data-product-name=\"Loans Canada Personal Loan\" data-niche=\"Personal Loans\" data-provider-name=\"Loans Canada\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--fluid  \" style=\"text-wrap: wrap;\" title=\"Go to Loans Canada\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/loans-canada-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2293a41e3b-0889-4fb6-8474-4a164deb7b8a%22%2C%22product_name%22%3A%22Loans%2BCanada%2BPersonal%2BLoan%22%2C%22offer_id%22%3A%2217711%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22position%22%3A%221%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22870571%22%2C%22post_path%22%3A%22personal-loans%252Fbad-credit-personal-loans%252Fbest-bad-credit-personal-loans%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n\n                        \n                    <\/div>\n\n                    <div class=\"text-center\"> <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">93a41e3b-0889-4fb6-8474-4a164deb7b8a-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Accepts bad credit borrowers<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Easy online application<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Quotes from multiple lenders<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Access cash within 1-3 business days<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"7fd7d7fc-e864-45a9-b585-bfadfd222da4\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Get Multiple Offers\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/loanconnect-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%227fd7d7fc-e864-45a9-b585-bfadfd222da4%22%2C%22product_name%22%3A%22LoanConnect%2BPersonal%2BLoan%22%2C%22offer_id%22%3A%2215388%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22position%22%3A%222%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22870571%22%2C%22post_path%22%3A%22personal-loans%252Fbad-credit-personal-loans%252Fbest-bad-credit-personal-loans%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to LoanConnect\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png\" loading=\"lazy\" alt=\"LoanConnect logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                        <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"7fd7d7fc-e864-45a9-b585-bfadfd222da4\" data-product-name=\"LoanConnect Personal Loan\" data-niche=\"Personal Loans\" data-provider-name=\"LoanConnect\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--fluid  \" style=\"text-wrap: wrap;\" title=\"Go to LoanConnect\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/loanconnect-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%227fd7d7fc-e864-45a9-b585-bfadfd222da4%22%2C%22product_name%22%3A%22LoanConnect%2BPersonal%2BLoan%22%2C%22offer_id%22%3A%2215388%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22position%22%3A%222%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22870571%22%2C%22post_path%22%3A%22personal-loans%252Fbad-credit-personal-loans%252Fbest-bad-credit-personal-loans%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n\n                        \n                    <\/div>\n\n                    <div class=\"text-center\"> <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">7fd7d7fc-e864-45a9-b585-bfadfd222da4-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Accepts bad credit borrowers<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Quotes from multiple lenders<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Pre-approval in 5 minutes<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Funds in as little as 24 hours<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Fast Financing\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/spring-financial-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7%22%2C%22product_name%22%3A%22Spring%2BFinancial%2BPersonal%2BLoan%22%2C%22offer_id%22%3A%2219898%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22position%22%3A%223%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22870571%22%2C%22post_path%22%3A%22personal-loans%252Fbad-credit-personal-loans%252Fbest-bad-credit-personal-loans%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to Spring Financial\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/68557d968728e.png\" loading=\"lazy\" alt=\"Spring Financial logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68557d968728e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68557d968728e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68557d968728e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/68557d968728e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/68557d968728e.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/68557d968728e.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                        <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7\" data-product-name=\"Spring Financial Personal Loan\" data-niche=\"Personal Loans\" data-provider-name=\"Spring Financial\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--fluid  \" style=\"text-wrap: wrap;\" title=\"Go to Spring Financial\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/spring-financial-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7%22%2C%22product_name%22%3A%22Spring%2BFinancial%2BPersonal%2BLoan%22%2C%22offer_id%22%3A%2219898%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22position%22%3A%223%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22870571%22%2C%22post_path%22%3A%22personal-loans%252Fbad-credit-personal-loans%252Fbest-bad-credit-personal-loans%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n\n                        \n                    <\/div>\n\n                    <div class=\"text-center\"> <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Accepts bad credit borrowers<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Same day funding<\/li>\r\n            \r\n         \r\n            \r\n                 <li>100% online<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No prepayment fees<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n            <\/div>\n\n    \n<h3>Summary: Best bad credit loans in Canada<\/h3><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"width: 33%; text-align: left;\" scope=\"col\">Best for<\/th><th style=\"width: 33%; text-align: left;\" scope=\"col\">Lender<\/th><th style=\"width: 33%; text-align: left;\" scope=\"col\">Alternative<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><strong>Extremely bad credit<\/strong><\/td><td><a href=\"#loans-canada\">Loans Canada<\/a><\/td><td><a href=\"#loanconnect\">LoanConnect<\/a><\/td><\/tr><tr><td><strong>Same-day funding<\/strong><\/td><td><a href=\"#easyfinancial\">easyfinancial<\/a><\/td><td><a href=\"#spring\">Spring Financial<\/a><\/td><\/tr><tr><td><strong>No credit check<\/strong><\/td><td><a href=\"#green\">Green Loans<\/a><\/td><td><a href=\"#helium\">Helium Loans<\/a><\/td><\/tr><tr><td><strong>Line of credit<\/strong><\/td><td><a href=\"#mogo\">Mogo<\/a><\/td><td><a href=\"#nyble\">Nyble<\/a><\/td><\/tr><tr><td><strong>Small bad credit loan<\/strong><\/td><td><a href=\"#bree\">Bree<\/a><\/td><td><a href=\"#24cash\">24Cash<\/a><\/td><\/tr><tr><td><strong>Flexible repayment<\/strong><\/td><td><a href=\"#aar\">AAR Financial<\/a><\/td><td><a href=\"#koho\">KOHO<\/a><\/td><\/tr><tr><td><strong>Non-employment incomes<\/strong><\/td><td><a href=\"#magical\">Magical Credit<\/a><\/td><td><a href=\"#money-mart\">Money Mart<\/a><\/td><\/tr><tr><td><strong>Lesser-known brand<\/strong><\/td><td><a href=\"#blue-copper\">Blue Copper Capital<\/a><\/td><td><a href=\"#lm-credit\">LM Credit<\/a><\/td><\/tr><tr><td><strong>Car title loans<\/strong><\/td><td><a href=\"#prudent\">Prudent Financial<\/a><\/td><td><a href=\"#title-loans\">Title Loans Online<\/a><\/td><\/tr><tr><td><strong>Traditional lenders for almost good credit<\/strong><\/td><td><a href=\"#vancity\">Vancity (Fair and Fast Loan)<\/a><\/td><td><a href=\"#innovation\">Innovation Federal Credit Union<\/a><\/td><\/tr><\/tbody><\/table><h3>Best loans for extremely bad credit<\/h3><p>If your credit history isn\u2019t great, the best way to find a bad credit loan is to use a loan search platform. These sites offer access to dozens of lending partners, including those that work with people who have poor credit.<\/p><p>All you have to do is complete a single application, and you can then compare offers from multiple lenders that are willing to provide funding. This makes it quicker and easier for you to find suitable lenders, but you\u2019ll need to watch out for high rates and fees when taking out a loan.<\/p><h4 id=\"loans-canada\">Winner: Loans Canada<\/h4><article class=\"luna-card luna-card--border\">\r\n    <div class=\"luna-card__block\">\r\n    <div class=\"has-margin-bottom\">\r\n    <p style=\"font-size: 20px; font-weight: 600; margin-bottom: 0px;\"><\/p>\r\n    <\/div>\r\n    <div class=\"u-grid u-grid--alignTop\">\r\n    \r\n    <div class=\"u-grid__col u-1\/4@s no-padding-bottom\">\r\n    <center>\r\n    \r\n<img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5f874e3f26d59.jpg\" class=\"lazy-load has-margin-bottom-small\" alt=\"Loans Canada Personal Loan\" src=\"https:\/\/www.finder.com\/niche-builder\/5f874e3f26d59.jpg\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f874e3f26d59.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f874e3f26d59.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f874e3f26d59.jpg?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><br>\r\n\r\n\r\n      \r\n      \r\n      \r\n   \r\n \r\n\r\n\r\n<div class=\"detail-info 93a41e3b-0889-4fb6-8474-4a164deb7b8a\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">8.6<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>     \r\n      \r\n<a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/loans-canada-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2293a41e3b-0889-4fb6-8474-4a164deb7b8a%22%2C%22product_name%22%3A%22Loans%2BCanada%2BPersonal%2BLoan%22%2C%22offer_id%22%3A%2217711%22%2C%22decorator%22%3A%22CAFPL.PRODUCT.HERO_FLEXIBLE_BEST_PRODUCT%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22post_id%22%3A%22870571%22%2C%22post_path%22%3A%22personal-loans%252Fbad-credit-personal-loans%252Fbest-bad-credit-personal-loans%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n   \r\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/loans-canada-personal-loan-review\" role=\"button\">Read review<\/a>\r\n         \r\n\r\n<\/center><\/div>\r\n      \r\n    \r\n    <div class=\"u-grid__col u-3\/4@s no-padding-bottom\">\r\n    <div class=\"u-grid u-grid--gutterSmall u-grid--alignTop text-center has-margin-bottom-small has-padding-top-xsmall\">\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">$500 \u2013 $35,000\r\n      <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Loan Amount<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">9.99% \u2013 35%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates displayed are expressed as Annual Percentage Rates (APR). Interest rates are provided by lenders and brokers and are not guaranteed or enforced by Finder. Interest rates will vary depending on the applicants location, credit history, debt level and other circumstances.\" title=\"\" data-original-title=\"More info\">\r\n      <\/span><\/p>\r\n    <p class=\"fin-text-grey text-x-small\">APR<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">\r\n  6 - 60 months\r\n<\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Term<\/p>\r\n    <\/div>\r\n    <\/div>\r\n    \r\n    \r\n    <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n    <li class=\"active luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname0-93a41e3b-0889-4fb6-8474-4a164deb7b8a\" data-toggle=\"tab\">Info<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname1-93a41e3b-0889-4fb6-8474-4a164deb7b8a\" data-toggle=\"tab\">Pros\/cons<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname2-93a41e3b-0889-4fb6-8474-4a164deb7b8a\" data-toggle=\"tab\">Details<\/a>\r\n    <\/li>\r\n    <\/ul>\r\n    \r\n    <div class=\"tab-content\">\r\n    <div class=\"tab-pane active\" id=\"pb-tabname0-93a41e3b-0889-4fb6-8474-4a164deb7b8a\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n    <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p><strong>Large network of lenders.<\/strong> Loans Canada is an online loan search platform that provides access to a network of 60+ lenders, including lenders that work with all types of credit.<\/p><p><strong>Free and fast comparison.<\/strong> You can fill out one application with Loans Canada and compare multiple loan offers for free.<\/p><p><strong>Get funded fast.<\/strong> It's possible to get your loan on the same day or the next day, so Loans Canada is a solid option if you need money fast.<\/p><h4>Will I get approved?<\/h4><p>If you have a bad credit score or low income, there's still a chance to find a lender willing to finance you, given the size of Loans Canada's database. Having a large database of lenders increases your odds of getting approved for a loan.<br><\/p><\/div>\r\n    <\/div>\r\n    <\/div> \r\n    \r\n            \r\n    <div class=\"tab-pane\" id=\"pb-tabname1-93a41e3b-0889-4fb6-8474-4a164deb7b8a\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Easy online application<\/li>\r\n                \r\n                  <li>Quick deposits<\/li>\r\n                \r\n                  <li>High loan amounts<\/li>\r\n                \r\n                  <li>No collateral required<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>High rates for bad credit<\/li>\r\n                \r\n                  <li>No online quotes provided<\/li>\r\n                \r\n                  <li>Limited to its network<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n    <\/div>\r\n          \r\n    \r\n    <div class=\"tab-pane\" id=\"pb-tabname2-93a41e3b-0889-4fb6-8474-4a164deb7b8a\">\r\n     <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$500 \u2013 $35,000\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">APR Range<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">9.99% \u2013 35%\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">6 - 60 months<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces\/Territories<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">All of Canada<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Turnaround Time<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Receive funds in as little as 24 hours.<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Min. Credit Score<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">300<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n   \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Fees<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">No application, origination or brokerage fees<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Requirements<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Canadian resident, age of majority in your province of residence<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n    <\/div>   \r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/article>\r\n  \r\n  \r\n  \r\n  \r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h4 id=\"loanconnect\">Runner-up: LoanConnect<\/h4><article class=\"luna-card luna-card--border\">\r\n    <div class=\"luna-card__block\">\r\n    <div class=\"has-margin-bottom\">\r\n    <p style=\"font-size: 20px; font-weight: 600; margin-bottom: 0px;\"><\/p>\r\n    <\/div>\r\n    <div class=\"u-grid u-grid--alignTop\">\r\n    \r\n    <div class=\"u-grid__col u-1\/4@s no-padding-bottom\">\r\n    <center>\r\n    \r\n<img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/67f6e86b2dcdd.png\" class=\"lazy-load has-margin-bottom-small\" alt=\"LoanConnect Personal Loan\" src=\"https:\/\/www.finder.com\/niche-builder\/67f6e86b2dcdd.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67f6e86b2dcdd.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67f6e86b2dcdd.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67f6e86b2dcdd.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><br>\r\n\r\n\r\n      \r\n      \r\n      \r\n   \r\n \r\n\r\n\r\n<div class=\"detail-info 7fd7d7fc-e864-45a9-b585-bfadfd222da4\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">8.8<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>     \r\n      \r\n<a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/loanconnect-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%227fd7d7fc-e864-45a9-b585-bfadfd222da4%22%2C%22product_name%22%3A%22LoanConnect%2BPersonal%2BLoan%22%2C%22offer_id%22%3A%2215388%22%2C%22decorator%22%3A%22CAFPL.PRODUCT.HERO_FLEXIBLE_BEST_PRODUCT%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22post_id%22%3A%22870571%22%2C%22post_path%22%3A%22personal-loans%252Fbad-credit-personal-loans%252Fbest-bad-credit-personal-loans%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n   \r\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/loanconnect-personal-loan\" role=\"button\">Read review<\/a>\r\n         \r\n\r\n<\/center><\/div>\r\n      \r\n    \r\n    <div class=\"u-grid__col u-3\/4@s no-padding-bottom\">\r\n    <div class=\"u-grid u-grid--gutterSmall u-grid--alignTop text-center has-margin-bottom-small has-padding-top-xsmall\">\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">$500 \u2013 $60,000\r\n      <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Loan Amount<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">8.99% \u2013 35%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates displayed are expressed as Annual Percentage Rates (APR). Interest rates are provided by lenders and brokers and are not guaranteed or enforced by Finder. Interest rates will vary depending on the applicants location, credit history, debt level and other circumstances.\" title=\"\" data-original-title=\"More info\">\r\n      <\/span><\/p>\r\n    <p class=\"fin-text-grey text-x-small\">APR<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">\r\n  3 - 120 months\r\n<\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Term<\/p>\r\n    <\/div>\r\n    <\/div>\r\n    \r\n    \r\n    <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n    <li class=\"active luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname0-7fd7d7fc-e864-45a9-b585-bfadfd222da4\" data-toggle=\"tab\">Info<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname1-7fd7d7fc-e864-45a9-b585-bfadfd222da4\" data-toggle=\"tab\">Pros\/cons<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname2-7fd7d7fc-e864-45a9-b585-bfadfd222da4\" data-toggle=\"tab\">Details<\/a>\r\n    <\/li>\r\n    <\/ul>\r\n    \r\n    <div class=\"tab-content\">\r\n    <div class=\"tab-pane active\" id=\"pb-tabname0-7fd7d7fc-e864-45a9-b585-bfadfd222da4\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n    <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p>LoanConnect is a loan search platform that maintains a large database of lenders and matches you with bad credit loan offers based on your unique profile. All you have to do is fill out one application to get matched with suitable lenders, and you can see your loan offers in as little as a minute. Unsecured loans of up to $60,000 are available, and you can apply without hurting your credit score.<br><\/p><\/div>\r\n    <\/div>\r\n    <\/div> \r\n    \r\n            \r\n    <div class=\"tab-pane\" id=\"pb-tabname1-7fd7d7fc-e864-45a9-b585-bfadfd222da4\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Free to use<\/li>\r\n                \r\n                  <li>Find lenders who work with bad credit<\/li>\r\n                \r\n                  <li>Fast pre-approvals<\/li>\r\n                \r\n                  <li>Easy to compare multiple lenders<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>Not a direct lender<\/li>\r\n                \r\n                  <li>You're limited to offers from LoanConnect's partner lenders<\/li>\r\n                \r\n                  <li>High APRs if you have bad credit<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n    <\/div>\r\n          \r\n    \r\n    <div class=\"tab-pane\" id=\"pb-tabname2-7fd7d7fc-e864-45a9-b585-bfadfd222da4\">\r\n     <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$500 \u2013 $60,000\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">APR Range<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">8.99% \u2013 35%\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">3 - 120 months<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces\/Territories<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">All provinces<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Turnaround Time<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Receive funds in as little as 24 hours.<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Min. Credit Score<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">300<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n   \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Fees<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">No application, origination or brokerage fees<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Requirements<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Canadian citizen or permanent resident, age of majority in your province of residence, current debts must total less than 60% of your income<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n    <\/div>   \r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/article>\r\n  \r\n  \r\n  \r\n  \r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h3>Best online same-day bad credit loans<\/h3><p>Need money fast? Some online lenders offer bad credit loans with same-day funding. These lenders offer fast applications and lenient eligibility criteria, and they use instant bank verification to speed up the approval process.<\/p><p>You\u2019ll need to meet an income requirement to qualify. If approved, funds are sent out immediately via e-Transfer.<\/p><h4 id=\"easyfinancial\">Winner: easyfinancial<\/h4><article class=\"luna-card luna-card--border\">\r\n    <div class=\"luna-card__block\">\r\n    <div class=\"has-margin-bottom\">\r\n    <p style=\"font-size: 20px; font-weight: 600; margin-bottom: 0px;\"><\/p>\r\n    <\/div>\r\n    <div class=\"u-grid u-grid--alignTop\">\r\n    \r\n    <div class=\"u-grid__col u-1\/4@s no-padding-bottom\">\r\n    <center>\r\n    \r\n<img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5fd29e01bcf5b.png\" class=\"lazy-load has-margin-bottom-small\" alt=\"easyfinancial Personal Loan\" src=\"https:\/\/www.finder.com\/niche-builder\/5fd29e01bcf5b.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5fd29e01bcf5b.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5fd29e01bcf5b.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5fd29e01bcf5b.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><br>\r\n\r\n\r\n      \r\n      \r\n      \r\n   \r\n \r\n\r\n\r\n<div class=\"detail-info 74ff3552-c0de-422f-8508-75f9f428f7ed\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">8.6<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>     \r\n      \r\n\r\n   \r\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/easy-financial\" role=\"button\">Read review<\/a>\r\n         \r\n\r\n<\/center><\/div>\r\n      \r\n    \r\n    <div class=\"u-grid__col u-3\/4@s no-padding-bottom\">\r\n    <div class=\"u-grid u-grid--gutterSmall u-grid--alignTop text-center has-margin-bottom-small has-padding-top-xsmall\">\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">$500 \u2013 $150,000\r\n      <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Loan Amount<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">9.99% \u2013 35%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates displayed are expressed as Annual Percentage Rates (APR). Interest rates are provided by lenders and brokers and are not guaranteed or enforced by Finder. Interest rates will vary depending on the applicants location, credit history, debt level and other circumstances.\" title=\"\" data-original-title=\"More info\">\r\n      <\/span><\/p>\r\n    <p class=\"fin-text-grey text-x-small\">APR<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">\r\n  9 - 240 months\r\n<\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Term<\/p>\r\n    <\/div>\r\n    <\/div>\r\n    \r\n    \r\n    <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n    <li class=\"active luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname0-74ff3552-c0de-422f-8508-75f9f428f7ed\" data-toggle=\"tab\">Info<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname1-74ff3552-c0de-422f-8508-75f9f428f7ed\" data-toggle=\"tab\">Pros\/cons<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname2-74ff3552-c0de-422f-8508-75f9f428f7ed\" data-toggle=\"tab\">Details<\/a>\r\n    <\/li>\r\n    <\/ul>\r\n    \r\n    <div class=\"tab-content\">\r\n    <div class=\"tab-pane active\" id=\"pb-tabname0-74ff3552-c0de-422f-8508-75f9f428f7ed\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n    <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p><strong>Any credit is OK.<\/strong> easyfinancial helps Canadians access financing when their credit scores are low, and banks aren't an option.<\/p><p><strong>Fast approval and funding.<\/strong> You can apply for an easyfinancial loan and get approved within minutes, with loan amounts sent out as soon as the same day.<\/p><p><strong>Improve your credit score.<\/strong> easyfinancial reports your loan activity to the credit bureaus, so making on-time payments could help boost your credit score.<\/p><h4>Will I get approved?<\/h4><p>easyfinancial's loans offer plenty of flexibility. It's possible to get approved when your financial situation isn't the best, but be prepared to be offered a lower amount and a higher rate. You can increase your chances of approval and even get a rate reduction if you apply with a co-applicant who's in a stronger financial position than you.<\/p><\/div>\r\n    <\/div>\r\n    <\/div> \r\n    \r\n            \r\n    <div class=\"tab-pane\" id=\"pb-tabname1-74ff3552-c0de-422f-8508-75f9f428f7ed\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Secured and unsecured loan options<\/li>\r\n                \r\n                  <li>2% rate reduction with a co-applicant<\/li>\r\n                \r\n                  <li>BBB-accredited with an A+ rating<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>Steep rates for bad credit<\/li>\r\n                \r\n                  <li>Many negative customer reviews<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n    <\/div>\r\n          \r\n    \r\n    <div class=\"tab-pane\" id=\"pb-tabname2-74ff3552-c0de-422f-8508-75f9f428f7ed\">\r\n     <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$500 \u2013 $150,000\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">APR Range<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">9.99% \u2013 35%\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">9 - 240 months<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces\/Territories<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">All provinces<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Turnaround Time<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Approval within 30 minutes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Min. Credit Score<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">300<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n   \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Fees<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Potential NSF fee, late payment fee, Credit Optimizer fee<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Requirements<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Min. monthly income of $1,200, min. credit score of 300<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n    <\/div>   \r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/article>\r\n  \r\n  \r\n  \r\n  \r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h4 id=\"spring\">Runner-up: Spring Financial<\/h4><article class=\"luna-card luna-card--border\">\r\n    <div class=\"luna-card__block\">\r\n    <div class=\"has-margin-bottom\">\r\n    <p style=\"font-size: 20px; font-weight: 600; margin-bottom: 0px;\"><\/p>\r\n    <\/div>\r\n    <div class=\"u-grid u-grid--alignTop\">\r\n    \r\n    <div class=\"u-grid__col u-1\/4@s no-padding-bottom\">\r\n    <center>\r\n    \r\n<img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/68557d96640cf.png\" class=\"lazy-load has-margin-bottom-small\" alt=\"Spring Financial Personal Loan\" src=\"https:\/\/www.finder.com\/niche-builder\/68557d96640cf.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68557d96640cf.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68557d96640cf.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68557d96640cf.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><br>\r\n\r\n\r\n      \r\n      \r\n      \r\n   \r\n \r\n\r\n\r\n<div class=\"detail-info eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">8.5<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>     \r\n      \r\n<a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/spring-financial-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7%22%2C%22product_name%22%3A%22Spring%2BFinancial%2BPersonal%2BLoan%22%2C%22offer_id%22%3A%2219898%22%2C%22decorator%22%3A%22CAFPL.PRODUCT.HERO_FLEXIBLE_BEST_PRODUCT%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22post_id%22%3A%22870571%22%2C%22post_path%22%3A%22personal-loans%252Fbad-credit-personal-loans%252Fbest-bad-credit-personal-loans%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n   \r\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/spring-financial-personal-loan-review\" role=\"button\">Read review<\/a>\r\n         \r\n\r\n<\/center><\/div>\r\n      \r\n    \r\n    <div class=\"u-grid__col u-3\/4@s no-padding-bottom\">\r\n    <div class=\"u-grid u-grid--gutterSmall u-grid--alignTop text-center has-margin-bottom-small has-padding-top-xsmall\">\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">$500 \u2013 $35,000\r\n      <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Loan Amount<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">9.99% \u2013 34.95%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates displayed are expressed as Annual Percentage Rates (APR). Interest rates are provided by lenders and brokers and are not guaranteed or enforced by Finder. Interest rates will vary depending on the applicants location, credit history, debt level and other circumstances.\" title=\"\" data-original-title=\"More info\">\r\n      <\/span><\/p>\r\n    <p class=\"fin-text-grey text-x-small\">APR<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">\r\n  6 - 84 months\r\n<\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Term<\/p>\r\n    <\/div>\r\n    <\/div>\r\n    \r\n    \r\n    <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n    <li class=\"active luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname0-eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7\" data-toggle=\"tab\">Info<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname1-eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7\" data-toggle=\"tab\">Pros\/cons<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname2-eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7\" data-toggle=\"tab\">Details<\/a>\r\n    <\/li>\r\n    <\/ul>\r\n    \r\n    <div class=\"tab-content\">\r\n    <div class=\"tab-pane active\" id=\"pb-tabname0-eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n    <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p>Spring Financial offers fast bad credit personal loans online. Loans of up to $35,000 are available, and it's possible to get approved and funded the very same day. Spring Financial also has an average rating of 4.6\/5 stars based on 19,700+ Trustpilot reviews, so it's well worth checking out for anyone searching for the best bad credit loans.<\/p><\/div>\r\n    <\/div>\r\n    <\/div> \r\n    \r\n            \r\n    <div class=\"tab-pane\" id=\"pb-tabname1-eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Established lender<\/li>\r\n                \r\n                  <li>Apply online in minutes<\/li>\r\n                \r\n                  <li>No prepayment penalty<\/li>\r\n                \r\n                  <li>Loans available across Canada<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>High rates for bad credit<\/li>\r\n                \r\n                  <li>You might get approved for a credit builder loan instead<\/li>\r\n                \r\n                  <li>Low BBB rating<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n    <\/div>\r\n          \r\n    \r\n    <div class=\"tab-pane\" id=\"pb-tabname2-eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7\">\r\n     <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$500 \u2013 $35,000\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">APR Range<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">9.99% \u2013 34.95%\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">6 - 84 months<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces\/Territories<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">All of Canada<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Turnaround Time<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Within 24 hours<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Min. Credit Score<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">550<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n   \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Fees<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">No fees except a $30 NSF fee<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Requirements<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Min. income of $2,000, min. credit score of 550, 3+ months employed<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n    <\/div>   \r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/article>\r\n  \r\n  \r\n  \r\n  \r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/same-day-loans\" style=\"text-decoration:underline; font-size:0.9em;\">Same-day loans in Canada<\/a>\n<\/div>\n<\/article><h3>Best no credit check installment loans for low credit<\/h3><p>Some lenders offer installment loans with no credit check. Instead of checking your credit score, they will ask you to complete instant bank verification (<a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/bank-verification-loans\">IBV<\/a>) to confirm your income.<\/p><p>If you have enough income to meet repayments and you satisfy the lender\u2019s other criteria, you can get approved and funded as soon as the same day. The downside is that high APRs of up to 35% apply, and you may need to pay a broker or surety fee in the hundreds.<\/p><h4 id=\"green\">Winner: Green Loans<\/h4><article class=\"luna-card luna-card--border\">\r\n    <div class=\"luna-card__block\">\r\n    <div class=\"has-margin-bottom\">\r\n    <p style=\"font-size: 20px; font-weight: 600; margin-bottom: 0px;\"><\/p>\r\n    <\/div>\r\n    <div class=\"u-grid u-grid--alignTop\">\r\n    \r\n    <div class=\"u-grid__col u-1\/4@s no-padding-bottom\">\r\n    <center>\r\n    \r\n<img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/68d42f05118b7.png\" class=\"lazy-load has-margin-bottom-small\" alt=\"Green Loans\" src=\"https:\/\/www.finder.com\/niche-builder\/68d42f05118b7.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68d42f05118b7.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68d42f05118b7.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68d42f05118b7.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><br>\r\n\r\n\r\n      \r\n      \r\n      \r\n   \r\n \r\n\r\n\r\n<div class=\"detail-info 3ef639da-29ec-4373-b8aa-6573bdfec450\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">7.9<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>     \r\n      \r\n<a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/green-loans-personal-loans-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%223ef639da-29ec-4373-b8aa-6573bdfec450%22%2C%22product_name%22%3A%22Green%2BLoans%22%2C%22offer_id%22%3A%2226576%22%2C%22decorator%22%3A%22CAFPL.PRODUCT.HERO_FLEXIBLE_BEST_PRODUCT%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22post_id%22%3A%22870571%22%2C%22post_path%22%3A%22personal-loans%252Fbad-credit-personal-loans%252Fbest-bad-credit-personal-loans%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n   \r\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/green-loans-review\" role=\"button\">Read review<\/a>\r\n         \r\n\r\n<\/center><\/div>\r\n      \r\n    \r\n    <div class=\"u-grid__col u-3\/4@s no-padding-bottom\">\r\n    <div class=\"u-grid u-grid--gutterSmall u-grid--alignTop text-center has-margin-bottom-small has-padding-top-xsmall\">\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">$300 \u2013 $1,000\r\n      <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Loan Amount<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">22% \u2013 35%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates displayed are expressed as Annual Percentage Rates (APR). Interest rates are provided by lenders and brokers and are not guaranteed or enforced by Finder. Interest rates will vary depending on the applicants location, credit history, debt level and other circumstances.\" title=\"\" data-original-title=\"More info\">\r\n      <\/span><\/p>\r\n    <p class=\"fin-text-grey text-x-small\">APR<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">\r\n  3 - 12 months\r\n<\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Term<\/p>\r\n    <\/div>\r\n    <\/div>\r\n    \r\n    \r\n    <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n    <li class=\"active luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname0-3ef639da-29ec-4373-b8aa-6573bdfec450\" data-toggle=\"tab\">Info<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname1-3ef639da-29ec-4373-b8aa-6573bdfec450\" data-toggle=\"tab\">Pros\/cons<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname2-3ef639da-29ec-4373-b8aa-6573bdfec450\" data-toggle=\"tab\">Details<\/a>\r\n    <\/li>\r\n    <\/ul>\r\n    \r\n    <div class=\"tab-content\">\r\n    <div class=\"tab-pane active\" id=\"pb-tabname0-3ef639da-29ec-4373-b8aa-6573bdfec450\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n    <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p><strong>Specializes in bad credit.<\/strong> Green Loans is a broker that specializes in helping borrowers with poor credit find a loan, so your credit history won't stop you from getting funded.<\/p><p><strong>Non-employment income accepted.<\/strong> There are no credit checks when you apply with Green Loans, and government disability, CPP and a wide range of income types are accepted.<\/p><p><strong>Fast funding.<\/strong> If your application is approved, you will typically receive your loan funds within 24 hours.<\/p><h4>Will I get approved?<\/h4><p>You will need to receive at least $1,200 net income monthly in order to qualify for a loan. Green Loans also accepts applications from borrowers with all types of credit, so you still have a chance of getting funded even if you have poor credit.<\/p><\/div>\r\n    <\/div>\r\n    <\/div> \r\n    \r\n            \r\n    <div class=\"tab-pane\" id=\"pb-tabname1-3ef639da-29ec-4373-b8aa-6573bdfec450\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Accepts bad credit<\/li>\r\n                \r\n                  <li>Fast funding<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>High rates and fees apply<\/li>\r\n                \r\n                  <li>Broker fee included in payments<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n    <\/div>\r\n          \r\n    \r\n    <div class=\"tab-pane\" id=\"pb-tabname2-3ef639da-29ec-4373-b8aa-6573bdfec450\">\r\n     <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$300 \u2013 $1,000\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">APR Range<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">22% \u2013 35%\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">3 - 12 months<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces\/Territories<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">all provinces except Manitoba and Alberta<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Turnaround Time<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">within 24 hours<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Min. Credit Score<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">300<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n   \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Fees<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">2.66% late fee<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Requirements<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">\u2022 Share banking access via our secure IBV system (Instant Banking Verification) <br>\u2022 Have a Canadian bank account open for 90+ days with online access <br>\u2022 Be a Canadian citizen or permanent resident with a job <br>\u2022 Be 18 or older (or provincial age of majority) <br>\u2022 Earn at least $1,200 monthly in net income <br>\u2022 Provide a valid phone number, email, and home address <br>\u2022 You must not be in a bankruptcy or a consumer proposal. <br>\u2022 You must not be planning to declare bankruptcy or a consumer proposal.<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n    <\/div>   \r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/article>\r\n  \r\n  \r\n  \r\n  \r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h3 id=\"helium\">Runner-up: Helium Loans<\/h3><article class=\"luna-card luna-card--border\">\r\n    <div class=\"luna-card__block\">\r\n    <div class=\"has-margin-bottom\">\r\n    <p style=\"font-size: 20px; font-weight: 600; margin-bottom: 0px;\"><\/p>\r\n    <\/div>\r\n    <div class=\"u-grid u-grid--alignTop\">\r\n    \r\n    <div class=\"u-grid__col u-1\/4@s no-padding-bottom\">\r\n    <center>\r\n    \r\n<img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/67abcd2d01646.png\" class=\"lazy-load has-margin-bottom-small\" alt=\"Helium Loans Personal Loans\" src=\"https:\/\/www.finder.com\/niche-builder\/67abcd2d01646.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67abcd2d01646.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67abcd2d01646.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67abcd2d01646.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><br>\r\n\r\n\r\n      \r\n      \r\n      \r\n   \r\n \r\n\r\n\r\n<div class=\"detail-info 820f5507-4cc8-48a1-be7b-9d4b57a43645\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">7.8<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>     \r\n      \r\n\r\n        \r\n\r\n<\/center><\/div>\r\n      \r\n    \r\n    <div class=\"u-grid__col u-3\/4@s no-padding-bottom\">\r\n    <div class=\"u-grid u-grid--gutterSmall u-grid--alignTop text-center has-margin-bottom-small has-padding-top-xsmall\">\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">$1,000 \u2013 $5,000\r\n      <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Loan Amount<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">\r\n      Undisclosed\r\n<\/p>\r\n    <p class=\"fin-text-grey text-x-small\">APR<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">\r\n  1 - 3 years\r\n<\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Term<\/p>\r\n    <\/div>\r\n    <\/div>\r\n    \r\n    \r\n    <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n    <li class=\"active luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname0-820f5507-4cc8-48a1-be7b-9d4b57a43645\" data-toggle=\"tab\">Info<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname1-820f5507-4cc8-48a1-be7b-9d4b57a43645\" data-toggle=\"tab\">Pros\/cons<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname2-820f5507-4cc8-48a1-be7b-9d4b57a43645\" data-toggle=\"tab\">Details<\/a>\r\n    <\/li>\r\n    <\/ul>\r\n    \r\n    <div class=\"tab-content\">\r\n    <div class=\"tab-pane active\" id=\"pb-tabname0-820f5507-4cc8-48a1-be7b-9d4b57a43645\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n    <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p>Helium Loans is an online private lender specializing in loans for non-prime borrowers. You can apply online to borrow up to $5,000 with a Personal Loan, or up to $2,000 with a Coffee Cup Loan. Helium Loans offers an automated approval system, and you can get your money quickly via e-Transfer. Helium Loans also reports your loan payments to the credit bureaus, so making on-time payments could improve your credit score.<\/p><\/div>\r\n    <\/div>\r\n    <\/div> \r\n    \r\n            \r\n    <div class=\"tab-pane\" id=\"pb-tabname1-820f5507-4cc8-48a1-be7b-9d4b57a43645\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Apply online in minutes<\/li>\r\n                \r\n                  <li>Get a decision straight away<\/li>\r\n                \r\n                  <li>Fast access to funds<\/li>\r\n                \r\n                  <li>No prepayment fees<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>Must have a credit score above 600<\/li>\r\n                \r\n                  <li>High rates<\/li>\r\n                \r\n                  <li>Must have after-tax income of at least $2,000 per month<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n    <\/div>\r\n          \r\n    \r\n    <div class=\"tab-pane\" id=\"pb-tabname2-820f5507-4cc8-48a1-be7b-9d4b57a43645\">\r\n     <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$1,000 \u2013 $5,000\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">APR Range<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">\r\n      Undisclosed\r\n<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">1 - 3 years<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces\/Territories<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">All of Canada (excluding Quebec)<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Min. Credit Score<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">600<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n   \r\n\r\n    \r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n    <\/div>   \r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/article>\r\n  \r\n  \r\n  \r\n  \r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/no-credit-check-loans\" style=\"text-decoration:underline; font-size:0.9em;\">Compare no credit check loans<\/a>\n<\/div>\n<\/article><h3>Best lines of credit for bad credit<\/h3><p>Some online lenders also offer <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/lines-of-credit-bad-credit\">lines of credit for bad credit<\/a>. Lenders will assess your income to determine if you can afford to borrow money, and you can access funds up to your approved credit limit at any time. You only pay interest on the money you actually use, but a high APR of up to 35% will apply.<\/p><h4 id=\"mogo\">Winner: MogoMini<\/h4><article class=\"luna-card luna-card--border\">\r\n    <div class=\"luna-card__block\">\r\n    <div class=\"has-margin-bottom\">\r\n    <p style=\"font-size: 20px; font-weight: 600; margin-bottom: 0px;\"><\/p>\r\n    <\/div>\r\n    <div class=\"u-grid u-grid--alignTop\">\r\n    \r\n    <div class=\"u-grid__col u-1\/4@s no-padding-bottom\">\r\n    <center>\r\n    \r\n<img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5c2474ada1020.png\" class=\"lazy-load has-margin-bottom-small\" alt=\"MogoMini Line of Credit\" src=\"https:\/\/www.finder.com\/niche-builder\/5c2474ada1020.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5c2474ada1020.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5c2474ada1020.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5c2474ada1020.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><br>\r\n\r\n\r\n      \r\n      \r\n      \r\n   \r\n \r\n\r\n\r\n<div class=\"detail-info 1d5d26e7-fda6-4288-8997-708c5a760c0a\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">7.1<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>     \r\n      \r\n<a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/mogo-mini-line-of-credit-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%221d5d26e7-fda6-4288-8997-708c5a760c0a%22%2C%22product_name%22%3A%22MogoMini%2BLine%2Bof%2BCredit%22%2C%22offer_id%22%3A%2220446%22%2C%22decorator%22%3A%22CAFPL.PRODUCT.HERO_FLEXIBLE_BEST_PRODUCT%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22post_id%22%3A%22870571%22%2C%22post_path%22%3A%22personal-loans%252Fbad-credit-personal-loans%252Fbest-bad-credit-personal-loans%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n   \r\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/mogo-mini-line-of-credit-review\" role=\"button\">Read review<\/a>\r\n         \r\n\r\n<\/center><\/div>\r\n      \r\n    \r\n    <div class=\"u-grid__col u-3\/4@s no-padding-bottom\">\r\n    <div class=\"u-grid u-grid--gutterSmall u-grid--alignTop text-center has-margin-bottom-small has-padding-top-xsmall\">\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">$300 \u2013 $5,000\r\n      <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Loan Amount<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">Up to 34.36%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates displayed are expressed as Annual Percentage Rates (APR). Interest rates are provided by lenders and brokers and are not guaranteed or enforced by Finder. Interest rates will vary depending on the applicants location, credit history, debt level and other circumstances.\" title=\"\" data-original-title=\"More info\">\r\n<\/span><\/p>\r\n    <p class=\"fin-text-grey text-x-small\">APR<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">\r\n  Open\r\n<\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Term<\/p>\r\n    <\/div>\r\n    <\/div>\r\n    \r\n    \r\n    <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n    <li class=\"active luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname0-1d5d26e7-fda6-4288-8997-708c5a760c0a\" data-toggle=\"tab\">Info<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname1-1d5d26e7-fda6-4288-8997-708c5a760c0a\" data-toggle=\"tab\">Pros\/cons<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname2-1d5d26e7-fda6-4288-8997-708c5a760c0a\" data-toggle=\"tab\">Details<\/a>\r\n    <\/li>\r\n    <\/ul>\r\n    \r\n    <div class=\"tab-content\">\r\n    <div class=\"tab-pane active\" id=\"pb-tabname0-1d5d26e7-fda6-4288-8997-708c5a760c0a\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n    <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p><strong>Fast pre-approval.<\/strong> You can apply for a MogoMini line of credit online and get no-obligation pre-approval in just a few minutes.<\/p><p><strong>Funding options.<\/strong> You can get your line of credit funds by e-Transfer or direct deposit to your bank account.<\/p><p><strong>No early payment penalty.<\/strong> You can repay what you borrow ahead of schedule at any time without penalty.<\/p><h4>Will I get approved?<\/h4><p>You'll need to undergo a hard credit check when you complete your application for MogoMini, but it's still possible to qualify with poor credit. You may also need a net annual income of at least $35,000\/year<br>and a steady income for 30 days to be eligible for funding.<\/p><\/div>\r\n    <\/div>\r\n    <\/div> \r\n    \r\n            \r\n    <div class=\"tab-pane\" id=\"pb-tabname1-1d5d26e7-fda6-4288-8997-708c5a760c0a\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>No prepayment penalties<\/li>\r\n                \r\n                  <li>Bank-level security<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>High rates for bad credit<\/li>\r\n                \r\n                  <li>Some negative Mogo reviews online<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n    <\/div>\r\n          \r\n    \r\n    <div class=\"tab-pane\" id=\"pb-tabname2-1d5d26e7-fda6-4288-8997-708c5a760c0a\">\r\n     <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$300 \u2013 $5,000\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">APR Range<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Up to 34.36%\r\n<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Open<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces\/Territories<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">BC, AB, SK, MB, ON, NB, NS, NF, PEI, NU, NT<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Min. Credit Score<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">600<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n   \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Fees<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">None<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Requirements<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Canadian resident, age of majority in your province of residence, annual net income of $35,000<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n    <\/div>   \r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/article>\r\n  \r\n  \r\n  \r\n  \r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h4 id=\"nyble\">Alternative: Nyble<\/h4><article class=\"luna-card luna-card--border\">\r\n<div class=\"luna-card__block\">\r\n   \r\n  \t\r\n  \t\r\n    \r\n\r\n<div class=\"u-grid u-grid--alignTop\">\r\n      <div class=\"u-grid__col u-1\/4@m \" style=\"padding-bottom: 0px;\" data-product-id=\"67d91ad3-fadc-4803-bce1-ea50a0b9761f\" data-product-name=\"Nyble Credit Line\" data-niche=\"Cash Advance Apps\" data-provider-name=\"Nyble\" data-rewards-campaign-name=\"\">\r\n <center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/66981ad691ad1.png\" class=\"lazy-load\" alt=\"Nyble Credit Line\" src=\"https:\/\/www.finder.com\/niche-builder\/66981ad691ad1.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66981ad691ad1.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66981ad691ad1.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66981ad691ad1.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n    \r\n              \r\n<center>\r\n<div class=\"detail-info 67d91ad3-fadc-4803-bce1-ea50a0b9761f\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--excellent\">\r\n        <span class=\"score__value\">9.3<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--excellent\">\r\n        Excellent\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>    \r\n  <\/center>\r\n  \r\n  \r\n  \r\n<a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall rewards--cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/cash-advance-apps\/nyble-pay-advance-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2267d91ad3-fadc-4803-bce1-ea50a0b9761f%22%2C%22product_name%22%3A%22Nyble%2BCredit%2BLine%22%2C%22offer_id%22%3A%2223215%22%2C%22decorator%22%3A%22CAFPL-CAA.PRODUCT.MISC_CAFPL_CAA_PRODUCT_DISPLAY%22%2C%22niche_code%22%3A%22CAFPL-CAA%22%2C%22post_id%22%3A%22870571%22%2C%22post_path%22%3A%22personal-loans%252Fbad-credit-personal-loans%252Fbest-bad-credit-personal-loans%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n<a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/ca\/cash-advance-apps\/nyble-review\" role=\"button\">Read review<\/a>\r\n<\/div>\r\n<div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n   <div class=\"has-padding-xxsmall\"><\/div>  \r\n<h4 id=\"67d91ad3-fadc-4803-bce1-ea50a0b9761f\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\">Nyble Credit Line<\/h4>\r\n\r\n\r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 20px; font-weight: 900; color: #1D53FF;\">$30 \u2013 $250\r\n\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Loan amount<\/span>\r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 20px; font-weight: 900; color: #1D53FF;\">Starting at 0%\r\n    \r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">APR<\/span>\r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 20px; font-weight: 900; color: #1D53FF;\">31 days, extendable\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Term<\/span>\r\n  <\/div>\r\n<\/div>  \r\n\r\n\r\n\r\n      <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n        <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-67d91ad3-fadc-4803-bce1-ea50a0b9761f-1\" data-toggle=\"tab\">Info<\/a><\/li>\r\n      \r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-67d91ad3-fadc-4803-bce1-ea50a0b9761f-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n\r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-67d91ad3-fadc-4803-bce1-ea50a0b9761f-1\" data-toggle=\"tab\">Details<\/a><\/li>\r\n    <\/ul>\r\n     \r\n      <div class=\"tab-content\">\r\n      \r\n        <div class=\"tab-pane active\" id=\"pb-tabname0-67d91ad3-fadc-4803-bce1-ea50a0b9761f-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                                 <div class=\"has-padding-xsmall\"><\/div>\r\n      \r\n              <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p>Nyble offers an affordable, interest-free alternative if you only need to borrow a small amount. You can apply online with no credit checks and get a credit line of up to $250, and you won't pay interest charges or late fees. Best of all, Nyble reports your payments to the credit bureau, so you can use your line of credit to improve your credit score.<\/p><\/div>\r\n            <\/div>\r\n        <\/div>\r\n      \r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname1-67d91ad3-fadc-4803-bce1-ea50a0b9761f-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Bad credit or no credit is OK<\/li>\r\n                \r\n                  <li>You can get funded for free<\/li>\r\n                \r\n                  <li>Apply in minutes<\/li>\r\n                \r\n                  <li>4.8\/5 stars based on 8,600+ Trustpilot reviews<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>$11.99 monthly membership fee if you want instant funding<\/li>\r\n                \r\n                  <li>Small loan maximum of $250<\/li>\r\n                \r\n                  <li>Making late payments could hurt your credit score<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname2-67d91ad3-fadc-4803-bce1-ea50a0b9761f-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">    \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Costs<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">0%<span class=\"table-popover\" rel=\"popover\" data-content=\"No interest or fees are charged to access a cash advance, but there is an optional $11.99\/month fee for membership to get premium services such as instant funding. Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span><\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$30 \u2013 $250\r\n<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">31 days, extendable<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Credit Check<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">No<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Turnaround Time<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">1-30 minutes with a paid membership or 1-3 business days with a free membership.<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Requirements<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">You must be 18 years or older and have a minimum monthly income of $1,000.<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n        \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">All provinces and territories<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Apple App Store Rating<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">4.8<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Google Play Rating<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">4.8<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div>       \r\n<\/div>\r\n<\/div>\r\n\r\n  <\/div>\r\n  <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n\r\n\r\n\r\n<style>\r\n  .no-cta-button {\r\n    font-weight: bold;\r\n    font-size: 18px;\r\n    color: #00ba9c;\r\n    text-decoration: underline;\r\n    text-align: center;\r\n    margin-top: 0 !important;\r\n    width: 100%;\r\n  }\r\n\r\n  .no-cta-button:hover {\r\n    color: #4dceb9;\r\n  }\r\n<\/style>\r\n\r\n<style>\r\n  .scoreCombined.finder-score::before {\r\n    display: none;\r\n  }\r\n\r\n  .score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n  }\r\n\r\n  .score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%);\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n  }\r\n\r\n  .score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n  }\r\n\r\n  @keyframes shine-effect {\r\n    0% {\r\n      background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n      background-position: 200% 0, 0 0;\r\n    }\r\n  }\r\n\r\n  .score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n  }\r\n\r\n  .score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n  }\r\n\r\n  .score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\n    white-space: nowrap;\r\n  }\r\n\r\n  .scoreCombined {\r\n    text-decoration: none;\r\n  }\r\n\r\n  a.scoreCombined,\r\n  a.scoreCombined:hover {\r\n    text-decoration: none;\r\n  }\r\n\r\n  .score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n  }\r\n\r\n  .score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n  }\r\n\r\n  .score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  .score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  table div[class*=\"methodology-partial\"] {\r\n    display: none;\r\n  }\r\n<\/style>\r\n<style>\r\n  .deals--container {\r\n    display: flex;\r\n    flex-direction: column;\r\n    text-align: left;\r\n    padding: 0px 0px 8px 0px;\r\n  }\r\n  \r\n  .deals--rewards-container{\r\n    margin-bottom: 16px;\r\n  }\r\n\r\n  .deals--rewards {\r\n    background-color: #0a41ee;\r\n    border-radius: 12px;\r\n    padding: 12px;\r\n    color: white;\r\n    margin: 0 10px;\r\n    box-sizing: border-box;\r\n    p {\r\n          margin: 0;\r\n        }\r\n  }\r\n\r\n  .deals--rewards-tag {\r\n    display: inline-block;\r\n    background-color: white;\r\n    color: #1d53ff;\r\n    border-radius: 999px;\r\n    font-weight: 900;\r\n    font-size: 12px;\r\n    text-transform: uppercase;\r\n    margin-bottom: 8px;\r\n    box-sizing: border-box;\r\n    vertical-align: middle;\r\n    line-height: 1;\r\n    padding: 3px 8px 1px 8px;\r\n  }\r\n\r\n  .deals--rewards a:hover { color: unset; }\r\n  \r\n  .deals--rewards span {\r\n    font-size: 14px !important;\r\n    font-weight: 400;\r\n    line-height: 1.5;\r\n    color: white;\r\n    display: block;\r\n  }\r\n\r\n  .deals--rewards span b {\r\n    font-size: 14px !important;\r\n    font-weight: 800;\r\n    display: block;\r\n    line-height: 1.2;\r\n    margin-bottom: 4px;\r\n  }\r\n\r\n  .deals--rewards-terms {\r\n    font-size: 14px;\r\n    color: #232320;\r\n    margin-left: 10px;\r\n    margin-right: 10px;\r\n    margin-top: -2px;\r\n    font-weight: 400;\r\n    text-decoration: underline;\r\n    font-variant-numeric: lining-nums tabular-nums;\r\n  }\r\n<\/style><h3>Best bad credit small loans<\/h3><p>If you only need a small amount of money to help you get through to your next payday, there\u2019s more than one option to consider. You could go with a conventional personal loan from an online lender, which comes with lenient eligibility criteria but potentially high rates and fees.<\/p><p>Alternatively, for a more affordable option, you could choose a cash advance app, allowing you to avoid paying interest on the money you borrow.<\/p><h4 id=\"bree\">Winner: Bree<\/h4><article class=\"luna-card luna-card--border\">\r\n<div class=\"luna-card__block\">\r\n   \r\n  \t\r\n  \t\r\n    \r\n\r\n<div class=\"u-grid u-grid--alignTop\">\r\n      <div class=\"u-grid__col u-1\/4@m \" style=\"padding-bottom: 0px;\" data-product-id=\"09a8b8bb-ef71-4a58-a987-6c0b694b0e55\" data-product-name=\"Bree Early Pay\" data-niche=\"Cash Advance Apps\" data-provider-name=\"Bree\" data-rewards-campaign-name=\"\">\r\n <center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/63854cb489b7f.png\" class=\"lazy-load\" alt=\"Bree Early Pay\" src=\"https:\/\/www.finder.com\/niche-builder\/63854cb489b7f.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/63854cb489b7f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/63854cb489b7f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/63854cb489b7f.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n    \r\n              \r\n<center>\r\n<div class=\"detail-info 09a8b8bb-ef71-4a58-a987-6c0b694b0e55\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">8.8<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>    \r\n  <\/center>\r\n  \r\n  \r\n  \r\n<a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall rewards--cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/cash-advance-apps\/bree-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%2209a8b8bb-ef71-4a58-a987-6c0b694b0e55%22%2C%22product_name%22%3A%22Bree%2BEarly%2BPay%22%2C%22offer_id%22%3A%2223342%22%2C%22decorator%22%3A%22CAFPL-CAA.PRODUCT.MISC_CAFPL_CAA_PRODUCT_DISPLAY%22%2C%22niche_code%22%3A%22CAFPL-CAA%22%2C%22post_id%22%3A%22870571%22%2C%22post_path%22%3A%22personal-loans%252Fbad-credit-personal-loans%252Fbest-bad-credit-personal-loans%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n<a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/ca\/cash-advance-apps\/bree-review\" role=\"button\">Read review<\/a>\r\n<\/div>\r\n<div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n   <div class=\"has-padding-xxsmall\"><\/div>  \r\n<h4 id=\"09a8b8bb-ef71-4a58-a987-6c0b694b0e55\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\">Bree Early Pay<\/h4>\r\n\r\n\r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 20px; font-weight: 900; color: #1D53FF;\">$20 \u2013 $750\r\n\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Loan amount<\/span>\r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 20px; font-weight: 900; color: #1D53FF;\">Starting at 0%\r\n    \r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">APR<\/span>\r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 20px; font-weight: 900; color: #1D53FF;\">Next pay cycle (90 days max)\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Term<\/span>\r\n  <\/div>\r\n<\/div>  \r\n\r\n\r\n\r\n      <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n        <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-09a8b8bb-ef71-4a58-a987-6c0b694b0e55-1\" data-toggle=\"tab\">Info<\/a><\/li>\r\n      \r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-09a8b8bb-ef71-4a58-a987-6c0b694b0e55-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n\r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-09a8b8bb-ef71-4a58-a987-6c0b694b0e55-1\" data-toggle=\"tab\">Details<\/a><\/li>\r\n    <\/ul>\r\n     \r\n      <div class=\"tab-content\">\r\n      \r\n        <div class=\"tab-pane active\" id=\"pb-tabname0-09a8b8bb-ef71-4a58-a987-6c0b694b0e55-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                                 <div class=\"has-padding-xsmall\"><\/div>\r\n      \r\n              <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p><strong>Get up to $750 interest-free.<\/strong> Bree offers cash advances of up to $750, and there are no interest charges or mandatory fees to worry about.<\/p><p><strong>Fast funding available.<\/strong> Bree offers instant decisions 24\/7, and you can get the money within minutes if you're willing to pay a small subscription fee and transfer fee.<\/p><p><strong>Positive reviews.<\/strong> Bree has earned an average rating of 4.8\/5 based on 7,300+ Trustpilot reviews.<\/p><h4>Will I get approved?<\/h4><p>You don't need to complete a credit check to qualify for funding, so bad credit or no credit won't stop you from getting a cash advance. You will need to connect your chequing account to Bree so that the lender can confirm that you receive consistent and sufficient income to afford to repay what you borrow.<\/p><\/div>\r\n            <\/div>\r\n        <\/div>\r\n      \r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname1-09a8b8bb-ef71-4a58-a987-6c0b694b0e55-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>No interest<\/li>\r\n                \r\n                  <li>No fees for standard funding<\/li>\r\n                \r\n                  <li>No credit check required<\/li>\r\n                \r\n                  <li>Instant funding available<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>Free standard advances take a few business days<\/li>\r\n                \r\n                  <li>Small loan amounts<\/li>\r\n                \r\n                  <li>Does not improve credit score<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname2-09a8b8bb-ef71-4a58-a987-6c0b694b0e55-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">    \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Costs<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">0%<span class=\"table-popover\" rel=\"popover\" data-content=\"No interest or fees are charged to access a cash advance, but there is an optional transfer fee of  $2.99 \u2013 $45.99 to access instant funding. Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span><\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$20 \u2013 $750\r\n<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Next pay cycle (90 days max)<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Credit Check<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">No<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Turnaround Time<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Receive funds within 5 minutes with express delivery (the fee is based on the advance amount) and within 1 to 3 business days for standard delivery.<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Requirements<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">You must have a bank account with regular income deposits and a Visa or Mastercard debit card with a CVV<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n        \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">All provinces and territories<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Apple App Store Rating<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">4.9<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Google Play Rating<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">4.8<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div>       \r\n<\/div>\r\n<\/div>\r\n\r\n  <\/div>\r\n  <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n\r\n\r\n\r\n<style>\r\n  .no-cta-button {\r\n    font-weight: bold;\r\n    font-size: 18px;\r\n    color: #00ba9c;\r\n    text-decoration: underline;\r\n    text-align: center;\r\n    margin-top: 0 !important;\r\n    width: 100%;\r\n  }\r\n\r\n  .no-cta-button:hover {\r\n    color: #4dceb9;\r\n  }\r\n<\/style>\r\n\r\n<style>\r\n  .scoreCombined.finder-score::before {\r\n    display: none;\r\n  }\r\n\r\n  .score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n  }\r\n\r\n  .score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%);\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n  }\r\n\r\n  .score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n  }\r\n\r\n  @keyframes shine-effect {\r\n    0% {\r\n      background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n      background-position: 200% 0, 0 0;\r\n    }\r\n  }\r\n\r\n  .score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n  }\r\n\r\n  .score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n  }\r\n\r\n  .score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\n    white-space: nowrap;\r\n  }\r\n\r\n  .scoreCombined {\r\n    text-decoration: none;\r\n  }\r\n\r\n  a.scoreCombined,\r\n  a.scoreCombined:hover {\r\n    text-decoration: none;\r\n  }\r\n\r\n  .score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n  }\r\n\r\n  .score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n  }\r\n\r\n  .score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  .score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  table div[class*=\"methodology-partial\"] {\r\n    display: none;\r\n  }\r\n<\/style>\r\n<style>\r\n  .deals--container {\r\n    display: flex;\r\n    flex-direction: column;\r\n    text-align: left;\r\n    padding: 0px 0px 8px 0px;\r\n  }\r\n  \r\n  .deals--rewards-container{\r\n    margin-bottom: 16px;\r\n  }\r\n\r\n  .deals--rewards {\r\n    background-color: #0a41ee;\r\n    border-radius: 12px;\r\n    padding: 12px;\r\n    color: white;\r\n    margin: 0 10px;\r\n    box-sizing: border-box;\r\n    p {\r\n          margin: 0;\r\n        }\r\n  }\r\n\r\n  .deals--rewards-tag {\r\n    display: inline-block;\r\n    background-color: white;\r\n    color: #1d53ff;\r\n    border-radius: 999px;\r\n    font-weight: 900;\r\n    font-size: 12px;\r\n    text-transform: uppercase;\r\n    margin-bottom: 8px;\r\n    box-sizing: border-box;\r\n    vertical-align: middle;\r\n    line-height: 1;\r\n    padding: 3px 8px 1px 8px;\r\n  }\r\n\r\n  .deals--rewards a:hover { color: unset; }\r\n  \r\n  .deals--rewards span {\r\n    font-size: 14px !important;\r\n    font-weight: 400;\r\n    line-height: 1.5;\r\n    color: white;\r\n    display: block;\r\n  }\r\n\r\n  .deals--rewards span b {\r\n    font-size: 14px !important;\r\n    font-weight: 800;\r\n    display: block;\r\n    line-height: 1.2;\r\n    margin-bottom: 4px;\r\n  }\r\n\r\n  .deals--rewards-terms {\r\n    font-size: 14px;\r\n    color: #232320;\r\n    margin-left: 10px;\r\n    margin-right: 10px;\r\n    margin-top: -2px;\r\n    font-weight: 400;\r\n    text-decoration: underline;\r\n    font-variant-numeric: lining-nums tabular-nums;\r\n  }\r\n<\/style><h4 id=\"24cash\">Alternative: 24Cash<\/h4><article class=\"luna-card luna-card--border\">\r\n    <div class=\"luna-card__block\">\r\n    <div class=\"has-margin-bottom\">\r\n    <p style=\"font-size: 20px; font-weight: 600; margin-bottom: 0px;\"><\/p>\r\n    <\/div>\r\n    <div class=\"u-grid u-grid--alignTop\">\r\n    \r\n    <div class=\"u-grid__col u-1\/4@s no-padding-bottom\">\r\n    <center>\r\n    \r\n<img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6351bca950360.png\" class=\"lazy-load has-margin-bottom-small\" alt=\"24Cash Installment Loan\" src=\"https:\/\/www.finder.com\/niche-builder\/6351bca950360.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6351bca950360.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6351bca950360.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6351bca950360.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><br>\r\n\r\n\r\n      \r\n      \r\n      \r\n   \r\n \r\n\r\n\r\n<div class=\"detail-info 6f91852c-68b9-4714-b23d-67afacd520bb\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">7.1<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>     \r\n      \r\n\r\n   \r\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/24cash-review\" role=\"button\">Read review<\/a>\r\n         \r\n\r\n<\/center><\/div>\r\n      \r\n    \r\n    <div class=\"u-grid__col u-3\/4@s no-padding-bottom\">\r\n    <div class=\"u-grid u-grid--gutterSmall u-grid--alignTop text-center has-margin-bottom-small has-padding-top-xsmall\">\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">$500 \u2013 $850\r\n      <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Loan Amount<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">Starting at 22%\r\n    <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">APR<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">\r\n  90 - 120 days\r\n<\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Term<\/p>\r\n    <\/div>\r\n    <\/div>\r\n    \r\n    \r\n    <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n    <li class=\"active luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname0-6f91852c-68b9-4714-b23d-67afacd520bb\" data-toggle=\"tab\">Info<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname1-6f91852c-68b9-4714-b23d-67afacd520bb\" data-toggle=\"tab\">Pros\/cons<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname2-6f91852c-68b9-4714-b23d-67afacd520bb\" data-toggle=\"tab\">Details<\/a>\r\n    <\/li>\r\n    <\/ul>\r\n    \r\n    <div class=\"tab-content\">\r\n    <div class=\"tab-pane active\" id=\"pb-tabname0-6f91852c-68b9-4714-b23d-67afacd520bb\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n    <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p>24Cash offers short-term loans of up to $850, which are designed to be repaid over up to 120 days. You won't need to pass a credit check or provide any documents to apply, so you can complete the online application in a matter of minutes. If you're approved, you'll get the money the same day.<\/p><\/div>\r\n    <\/div>\r\n    <\/div> \r\n    \r\n            \r\n    <div class=\"tab-pane\" id=\"pb-tabname1-6f91852c-68b9-4714-b23d-67afacd520bb\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Fast access to funds<\/li>\r\n                \r\n                  <li>Bad credit is OK<\/li>\r\n                \r\n                  <li>Longer repayment period than a payday loan<\/li>\r\n                \r\n                  <li>4.6\/5 stars based on 2,900+ Trustpilot reviews<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>High APR plus a broker fee applies<\/li>\r\n                \r\n                  <li>First-time borrowers are limited to a maximum of $500<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n    <\/div>\r\n          \r\n    \r\n    <div class=\"tab-pane\" id=\"pb-tabname2-6f91852c-68b9-4714-b23d-67afacd520bb\">\r\n     <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$500 \u2013 $850\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">APR Range<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Starting at 22%\r\n    <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">90 - 120 days<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces\/Territories<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">All of Canada (excluding MB, QC, SK)<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Turnaround Time<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Within 24 hours<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Min. Credit Score<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">300<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n   \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Fees<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">broker fee of up to $225<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Requirements<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Be at least 18 years old, Canadian citizen, 3+ months employed, $1,200 monthly income, Canadian bank account with direct deposits for 3+ months, low short term debt ratio, no active or plans for bankruptcy<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n    <\/div>   \r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/article>\r\n  \r\n  \r\n  \r\n  \r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/small-loans\" style=\"text-decoration:underline; font-size:0.9em;\">Explore small loans in Canada<\/a>\n<\/div>\n<\/article><h3>Best bad credit loans with flexible repayments<\/h3><p>If your income fluctuates and you\u2019d like the opportunity to pay extra off your loan whenever you come into some extra cash, look for lenders with flexible repayment plans. These lenders will allow you to tailor a repayment schedule that suits your income frequency, and you will also be able to make extra repayments at any time without penalty.<\/p><h4 id=\"aar\">Winner: AAR Financial<\/h4><article class=\"luna-card luna-card--border\">\r\n    <div class=\"luna-card__block\">\r\n    <div class=\"has-margin-bottom\">\r\n    <p style=\"font-size: 20px; font-weight: 600; margin-bottom: 0px;\"><\/p>\r\n    <\/div>\r\n    <div class=\"u-grid u-grid--alignTop\">\r\n    \r\n    <div class=\"u-grid__col u-1\/4@s no-padding-bottom\">\r\n    <center>\r\n    \r\n<img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/618d393d245dd.png\" class=\"lazy-load has-margin-bottom-small\" alt=\"AAR Financial Personal Loan\" src=\"https:\/\/www.finder.com\/niche-builder\/618d393d245dd.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/618d393d245dd.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/618d393d245dd.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/618d393d245dd.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><br>\r\n\r\n\r\n      \r\n      \r\n      \r\n   \r\n \r\n\r\n\r\n<div class=\"detail-info 225aefdc-868b-43a9-b909-5dbbbbf97db1\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">7.7<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>     \r\n      \r\n\r\n   \r\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/aar-financial-personal-loans-review\" role=\"button\">Read review<\/a>\r\n         \r\n\r\n<\/center><\/div>\r\n      \r\n    \r\n    <div class=\"u-grid__col u-3\/4@s no-padding-bottom\">\r\n    <div class=\"u-grid u-grid--gutterSmall u-grid--alignTop text-center has-margin-bottom-small has-padding-top-xsmall\">\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">$1,000 \u2013 $50,000\r\n      <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Loan Amount<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">14.9% \u2013 35%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates displayed are expressed as Annual Percentage Rates (APR). Interest rates are provided by lenders and brokers and are not guaranteed or enforced by Finder. Interest rates will vary depending on the applicants location, credit history, debt level and other circumstances.\" title=\"\" data-original-title=\"More info\">\r\n      <\/span><\/p>\r\n    <p class=\"fin-text-grey text-x-small\">APR<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">\r\n  24 - 120 months\r\n<\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Term<\/p>\r\n    <\/div>\r\n    <\/div>\r\n    \r\n    \r\n    <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n    <li class=\"active luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname0-225aefdc-868b-43a9-b909-5dbbbbf97db1\" data-toggle=\"tab\">Info<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname1-225aefdc-868b-43a9-b909-5dbbbbf97db1\" data-toggle=\"tab\">Pros\/cons<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname2-225aefdc-868b-43a9-b909-5dbbbbf97db1\" data-toggle=\"tab\">Details<\/a>\r\n    <\/li>\r\n    <\/ul>\r\n    \r\n    <div class=\"tab-content\">\r\n    <div class=\"tab-pane active\" id=\"pb-tabname0-225aefdc-868b-43a9-b909-5dbbbbf97db1\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n    <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p><strong>Large loan amounts.<\/strong> AAR Financial offers unsecured personal loans of up to $50,000.<\/p><p><strong>Flexible loan terms. <\/strong>Loan terms range from 2 to 10 years with AAR Financial, so you can tailor a repayment plan to suit your budget.<\/p><p><strong>Early repayment allowed.<\/strong> You can pay back your AAR Financial loan ahead of time without penalty.<\/p><h4>Will I get approved?<\/h4><p>AAR Financial personal loans are only available in AB, BC, MB, ON and SK, so you'll need to consider other options if you live elsewhere. The lender says your credit score is just one of several factors it considers when assessing your application, so bad credit or no credit won't necessarily stop you from getting funded. AAR Financial also says it has a 99% approval rate, but whether or not you qualify will depend on your financial situation.<\/p><\/div>\r\n    <\/div>\r\n    <\/div> \r\n    \r\n            \r\n    <div class=\"tab-pane\" id=\"pb-tabname1-225aefdc-868b-43a9-b909-5dbbbbf97db1\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Flexible loan amounts<\/li>\r\n                \r\n                  <li>No prepayment penalties for unsecured loans<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>High rates<\/li>\r\n                \r\n                  <li>Fees not clearly disclosed online<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n    <\/div>\r\n          \r\n    \r\n    <div class=\"tab-pane\" id=\"pb-tabname2-225aefdc-868b-43a9-b909-5dbbbbf97db1\">\r\n     <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$1,000 \u2013 $50,000\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">APR Range<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">14.9% \u2013 35%\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">24 - 120 months<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces\/Territories<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">AB, BC, MB, ON and SK<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Turnaround Time<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Within 24 hours<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Min. Credit Score<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">550<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n   \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Fees<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Fees may include insurance fees, administration fees and NSF\/late payment fees.<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Requirements<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Must be the age of majority in your province, have an active bank account and provide proof of employment as well as three pieces of ID.<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n    <\/div>   \r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/article>\r\n  \r\n  \r\n  \r\n  \r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h4 id=\"koho\">Alternative: KOHO<\/h4><article class=\"luna-card luna-card--border\">\r\n<div class=\"luna-card__block\">\r\n   \r\n  \t\r\n  \t\r\n    \r\n\r\n<div class=\"u-grid u-grid--alignTop\">\r\n      <div class=\"u-grid__col u-1\/4@m  rewards--element-container rewards--container \" style=\"padding-bottom: 0px;\" data-product-id=\"f256ae15-efed-4744-b404-5007adc7d719\" data-product-name=\"KOHO Cover\" data-niche=\"Cash Advance Apps\" data-provider-name=\"KOHO\" data-rewards-campaign-name=\"koho|cover|may-2026~cafsl\">\r\n <center><img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6711273374aa5.png\" class=\"lazy-load\" alt=\"KOHO Cover\" src=\"https:\/\/www.finder.com\/niche-builder\/6711273374aa5.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6711273374aa5.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6711273374aa5.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6711273374aa5.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><\/center>\r\n    \r\n              \r\n<center>\r\n<div class=\"detail-info f256ae15-efed-4744-b404-5007adc7d719\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">8.7<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>    \r\n  <\/center>\r\n  \r\n  \r\n  \r\n<a class=\"luna-button luna-button--success luna-button--fluid has-margin-top-xsmall rewards--cta\" href=\"https:\/\/www.finder.com\/redirect\/ca\/cash-advance-apps\/koho-cover-ca-overdraft-protection-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22f256ae15-efed-4744-b404-5007adc7d719%22%2C%22product_name%22%3A%22KOHO%2BCover%22%2C%22offer_id%22%3A%2224890%22%2C%22decorator%22%3A%22CAFPL-CAA.PRODUCT.MISC_CAFPL_CAA_PRODUCT_DISPLAY%22%2C%22niche_code%22%3A%22CAFPL-CAA%22%2C%22post_id%22%3A%22870571%22%2C%22post_path%22%3A%22personal-loans%252Fbad-credit-personal-loans%252Fbest-bad-credit-personal-loans%22%2C%22post_country%22%3A%22ca%22%7D\" target=\"_blank\" type=\"button\">Go to site<\/a>\r\n<a class=\"luna-button luna-button--action luna-button--ghost luna-button--fluid has-margin-bottom-xsmall\" href=\"https:\/\/www.finder.com\/ca\/cash-advance-apps\/koho-cover-review\" role=\"button\">Read review<\/a>\r\n<\/div>\r\n<div class=\"u-grid__col u-3\/4@m\" style=\"padding-bottom: 0px;\">\r\n   <div class=\"has-padding-xxsmall\"><\/div>  \r\n<h4 id=\"f256ae15-efed-4744-b404-5007adc7d719\" class=\"luna-card__title\" style=\"padding-bottom: 10px; font-size: 20px;\">KOHO Cover<\/h4>\r\n\r\n\r\n<div class=\"u-grid u-grid--alignMiddle\">\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 20px; font-weight: 900; color: #1D53FF;\">$20 \u2013 $250\r\n\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Loan amount<\/span>\r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 20px; font-weight: 900; color: #1D53FF;\">Starting at 0%\r\n    \r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">APR<\/span>\r\n  <\/div>\r\n  <div class=\"u-grid__col u-1\/3@m u-1\/2\" style=\"padding-bottom: 0px;\">\r\n    <span style=\"font-size: 20px; font-weight: 900; color: #1D53FF;\">Flexible\r\n\r\n    <\/span>\r\n    <br>\r\n    <span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative; top: -8px;\">Term<\/span>\r\n  <\/div>\r\n<\/div>  \r\n\r\n\r\n\r\n      <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n        <li class=\"active luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname0-f256ae15-efed-4744-b404-5007adc7d719-1\" data-toggle=\"tab\">Info<\/a><\/li>\r\n      \r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname1-f256ae15-efed-4744-b404-5007adc7d719-1\" data-toggle=\"tab\">Pros + Cons<\/a><\/li>\r\n\r\n        <li class=\"luna-tab\"><a class=\"luna-tab__action\" href=\"#pb-tabname2-f256ae15-efed-4744-b404-5007adc7d719-1\" data-toggle=\"tab\">Details<\/a><\/li>\r\n    <\/ul>\r\n     \r\n      <div class=\"tab-content\">\r\n      \r\n        <div class=\"tab-pane active\" id=\"pb-tabname0-f256ae15-efed-4744-b404-5007adc7d719-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n                                 <div class=\"has-padding-xsmall\"><\/div>\r\n      \r\n                <div class=\"u-grid__col u-1\/1 deals--container\">\r\n                  <div class=\"deals--rewards-container\">\r\n                    <div class=\"deals--container\">\r\n                      <div class=\"deals--rewards\">\r\n                        <h1 class=\"deals--rewards-tag\">Finder Reward<\/h1>\r\n                        <span><b>Finder Members get a $75 digital Visa gift card.<\/b> Become a Finder Member &amp; open and fund a KOHO account.<\/span> <a href=\"\/ca\/finder-rewards\/finder-koho-promotion-terms-and-conditions-may-2026\" class=\"deals--rewards-terms\" target=\"_blank\" rel=\"noopener noreferrer\">T&amp;Cs apply.<\/a>\r\n                      <\/div>\r\n                    <\/div>\r\n                  <\/div>\r\n                <\/div>\r\n                \r\n              <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p>If you have a KOHO plan and you subscribe to KOHO Cover, you can access an interest-free cash advance of up to $250. You can apply without a credit check, and you can get the money instantly through the KOHO app. Best of all, the repayment period is flexible, so you get the freedom to repay your advance at any time. That's why it's one of the best bad credit loans in Canada.<\/p><\/div>\r\n            <\/div>\r\n        <\/div>\r\n      \r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname1-f256ae15-efed-4744-b404-5007adc7d719-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Pay 0% interest on the money you borrow<\/li>\r\n                \r\n                  <li>No minimum income requirement<\/li>\r\n                \r\n                  <li>Repay when it suits you<\/li>\r\n                \r\n                  <li>Fast access to funds<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>Monthly KOHO Cover fee<\/li>\r\n                \r\n                  <li>You may also have to pay a KOHO plan monthly fee<\/li>\r\n                \r\n                  <li>You can only borrow up to $250<\/li>\r\n                \r\n                  <li>Won't help you improve your credit score<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n        <\/div>\r\n\r\n      \r\n        <div class=\"tab-pane\" id=\"pb-tabname2-f256ae15-efed-4744-b404-5007adc7d719-1\">\r\n            <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">    \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Costs<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">0%<span class=\"table-popover\" rel=\"popover\" data-content=\"No interest is charged to access a cash advance, however a fee is charged monthly (from as little as $2.00\/month). Interest rates displayed are Annual Percentage Rates (APRs) and are provided by our lending partners or obtained on the brand's website. The rates are not guaranteed and should be used for general information purposes only. Interest rates will depend on your location, the lender\u2019s assessment of your credit profile and other circumstances. All loan applications are subject to the lender\u2019s credit criteria, approval and terms and conditions.\" title=\"\" data-original-title=\"\"><\/span> + monthly fee from $2<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$20 \u2013 $250\r\n<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Flexible<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Credit Check<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">No<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Turnaround Time<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Immediately<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Requirements<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">KOHO account\u2014access higher loan amounts over time by using KOHO for everyday spending, repaying your monthly fees and using its other services<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n        \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">All provinces and territories<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Apple App Store Rating<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">4.8<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Google Play Rating<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">4.3<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div>       \r\n<\/div>\r\n<\/div>\r\n\r\n  <\/div>\r\n  <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n\r\n<script src=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/rewards.482ec4183795d5e069d4.js\" type=\"text\/javascript\" defer><\/script>\n        <script src=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/loyalty-rewards.a32ff1e0871b1229ec30.js\" type=\"text\/javascript\" defer><\/script>\n<link rel=\"stylesheet\" href=\"https:\/\/www.finder.com\/parent-theme\/members\/prod\/rewards.4ac86867ae4423a808cc.css\" type=\"text\/css\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"koho|cover|may-2026~cafsl\"] = {\"startDate\":\"2026-05-01T08:00:00.000Z\",\"endDate\":\"2026-07-01T03:59:59.000Z\",\"showVisaLogo\":true,\"minimalUx\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get $75 from Finder\",\"titleHighlight\":\"$75\",\"copyText\":\"Become a Finder Member \\u0026 open and fund a \\u003Cb\\u003EKOHO account\\u003C\\\/b\\u003E through Finder to receive a \\u003Cb\\u003E$75 digital Visa card\\u003C\\\/b\\u003E. Offer ends June 30, 2026.\",\"termsText\":\"Separate T\\u0026Cs apply.\",\"ctaText\":\"GET DEAL\",\"iconUrl\":\"https:\\\/\\\/www.finder.com.au\\\/parent-theme\\\/members\\\/prod\\\/images\\\/rewards-icon.d44fdf8dde3fe4daca8c6a17d56489ca.svg\",\"nicheText\":\"\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"f256ae15-efed-4744-b404-5007adc7d719\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-koho\",\"nicheCode\":\"CAFPL-CAA\",\"value\":\"75\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/cash-advance-apps\\\/koho-may-2026-promotion\",\"validationDate\":\"2026-07-31T17:00:00.000Z\",\"fulfillmentDate\":\"2026-08-15T17:00:00.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-koho-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"},\"modalConfig\":{\"requireName\":true,\"title\":\"Get $75 from Finder\",\"subtitleText\":\"Your Visa card will be delivered here. Your details must match your new KOHO account\",\"items\":[{\"icon\":\"user\",\"text\":\"Become a Finder Member for free in seconds\"},{\"icon\":\"shopping-bag\",\"text\":\"Open and fund a KOHO account within the promotion period\"},{\"icon\":\"confetti\",\"text\":\"Receive your digital Visa card from Finder on or before August 15, 2026\"}],\"heading\":\"Get $75 from Finder\",\"membersHeading\":\"Get $75 from Finder\",\"text\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Become a Finder Member for free in seconds\\n* Open and fund a \\u003Cb\\u003EKOHO account\\u003C\\\/b\\u003E within the promotion period\\n* Receive your digital Visa card from Finder on or before August 15, 2026\",\"membersText\":\"\\u003Cb\\u003EHow it works\\u003C\\\/b\\u003E\\n* Open and fund a \\u003Cb\\u003EKOHO account\\u003C\\\/b\\u003E within the promotion period\\n* Receive your digital Visa card from Finder on or before August 15, 2026\",\"emailCaption\":\"Your Visa card will be delivered here. Your details must match your new Koho account\",\"continueText\":\"GET $75 REWARD\",\"abortText\":\"SKIP REWARD, CONTINUE TO KOHO\",\"copyText\":\"Ends on June 30, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/svg-image\\\/rewards-logo-koho\",\"nicheCode\":\"CAFPL-CAA\",\"value\":\"75\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/cash-advance-apps\\\/koho-may-2026-promotion\",\"validationDate\":\"2026-07-31T17:00:00.000Z\",\"fulfillmentDate\":\"2026-08-15T17:00:00.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-koho-promotion-terms-and-conditions-may-2026\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\"}};<\/script>\r\n\r\n<style>\r\n  .no-cta-button {\r\n    font-weight: bold;\r\n    font-size: 18px;\r\n    color: #00ba9c;\r\n    text-decoration: underline;\r\n    text-align: center;\r\n    margin-top: 0 !important;\r\n    width: 100%;\r\n  }\r\n\r\n  .no-cta-button:hover {\r\n    color: #4dceb9;\r\n  }\r\n<\/style>\r\n\r\n<style>\r\n  .scoreCombined.finder-score::before {\r\n    display: none;\r\n  }\r\n\r\n  .score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n  }\r\n\r\n  .score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%);\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n  }\r\n\r\n  .score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 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0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n      rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n      rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n      rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n      rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n  }\r\n\r\n  .score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n  }\r\n\r\n  @keyframes shine-effect {\r\n    0% {\r\n      background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n      background-position: 200% 0, 0 0;\r\n    }\r\n  }\r\n\r\n  .score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n  }\r\n\r\n  .score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n  }\r\n\r\n  .score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\n    white-space: nowrap;\r\n  }\r\n\r\n  .scoreCombined {\r\n    text-decoration: none;\r\n  }\r\n\r\n  a.scoreCombined,\r\n  a.scoreCombined:hover {\r\n    text-decoration: none;\r\n  }\r\n\r\n  .score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n  }\r\n\r\n  .score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n  }\r\n\r\n  .score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  .score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n  }\r\n\r\n  table div[class*=\"methodology-partial\"] {\r\n    display: none;\r\n  }\r\n<\/style>\r\n<style>\r\n  .deals--container {\r\n    display: flex;\r\n    flex-direction: column;\r\n    text-align: left;\r\n    padding: 0px 0px 8px 0px;\r\n  }\r\n  \r\n  .deals--rewards-container{\r\n    margin-bottom: 16px;\r\n  }\r\n\r\n  .deals--rewards {\r\n    background-color: #0a41ee;\r\n    border-radius: 12px;\r\n    padding: 12px;\r\n    color: white;\r\n    margin: 0 10px;\r\n    box-sizing: border-box;\r\n    p {\r\n          margin: 0;\r\n        }\r\n  }\r\n\r\n  .deals--rewards-tag {\r\n    display: inline-block;\r\n    background-color: white;\r\n    color: #1d53ff;\r\n    border-radius: 999px;\r\n    font-weight: 900;\r\n    font-size: 12px;\r\n    text-transform: uppercase;\r\n    margin-bottom: 8px;\r\n    box-sizing: border-box;\r\n    vertical-align: middle;\r\n    line-height: 1;\r\n    padding: 3px 8px 1px 8px;\r\n  }\r\n\r\n  .deals--rewards a:hover { color: unset; }\r\n  \r\n  .deals--rewards span {\r\n    font-size: 14px !important;\r\n    font-weight: 400;\r\n    line-height: 1.5;\r\n    color: white;\r\n    display: block;\r\n  }\r\n\r\n  .deals--rewards span b {\r\n    font-size: 14px !important;\r\n    font-weight: 800;\r\n    display: block;\r\n    line-height: 1.2;\r\n    margin-bottom: 4px;\r\n  }\r\n\r\n  .deals--rewards-terms {\r\n    font-size: 14px;\r\n    color: #232320;\r\n    margin-left: 10px;\r\n    margin-right: 10px;\r\n    margin-top: -2px;\r\n    font-weight: 400;\r\n    text-decoration: underline;\r\n    font-variant-numeric: lining-nums tabular-nums;\r\n  }\r\n<\/style><h3>Best bad credit loans for non-employment incomes<\/h3><p>Many lenders require you to earn employment income to qualify for a loan. But if you receive income from government benefits, a pension or some other source, some lenders will still offer you a loan.<\/p><p>When you apply, these lenders will verify your income to make sure you can afford to repay your loan. Bad credit is OK too, but these lenient eligibility criteria come at a cost: you can expect to pay a high APR of up to 35%.<\/p><h4 id=\"magical\">Winner: Magical Credit<\/h4><article class=\"luna-card luna-card--border\">\r\n    <div class=\"luna-card__block\">\r\n    <div class=\"has-margin-bottom\">\r\n    <p style=\"font-size: 20px; font-weight: 600; margin-bottom: 0px;\"><\/p>\r\n    <\/div>\r\n    <div class=\"u-grid u-grid--alignTop\">\r\n    \r\n    <div class=\"u-grid__col u-1\/4@s no-padding-bottom\">\r\n    <center>\r\n    \r\n<img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5de68ba620ae6.png\" class=\"lazy-load has-margin-bottom-small\" alt=\"Magical Credit Installment Loan\" src=\"https:\/\/www.finder.com\/niche-builder\/5de68ba620ae6.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5de68ba620ae6.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5de68ba620ae6.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5de68ba620ae6.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><br>\r\n\r\n\r\n      \r\n      \r\n      \r\n   \r\n \r\n\r\n\r\n<div class=\"detail-info e08cc04b-46b3-4497-ad48-db1146936b64\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">7.4<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>     \r\n      \r\n\r\n   \r\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/magical-credit\" role=\"button\">Read review<\/a>\r\n         \r\n\r\n<\/center><\/div>\r\n      \r\n    \r\n    <div class=\"u-grid__col u-3\/4@s no-padding-bottom\">\r\n    <div class=\"u-grid u-grid--gutterSmall u-grid--alignTop text-center has-margin-bottom-small has-padding-top-xsmall\">\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">$1,500 \u2013 $20,000\r\n      <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Loan Amount<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">19.99% \u2013 35%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates displayed are expressed as Annual Percentage Rates (APR). Interest rates are provided by lenders and brokers and are not guaranteed or enforced by Finder. Interest rates will vary depending on the applicants location, credit history, debt level and other circumstances.\" title=\"\" data-original-title=\"More info\">\r\n      <\/span><\/p>\r\n    <p class=\"fin-text-grey text-x-small\">APR<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">\r\n  12 - 60 months\r\n<\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Term<\/p>\r\n    <\/div>\r\n    <\/div>\r\n    \r\n    \r\n    <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n    <li class=\"active luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname0-e08cc04b-46b3-4497-ad48-db1146936b64\" data-toggle=\"tab\">Info<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname1-e08cc04b-46b3-4497-ad48-db1146936b64\" data-toggle=\"tab\">Pros\/cons<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname2-e08cc04b-46b3-4497-ad48-db1146936b64\" data-toggle=\"tab\">Details<\/a>\r\n    <\/li>\r\n    <\/ul>\r\n    \r\n    <div class=\"tab-content\">\r\n    <div class=\"tab-pane active\" id=\"pb-tabname0-e08cc04b-46b3-4497-ad48-db1146936b64\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n    <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p><strong>Get a fast loan. <\/strong>Apply online and validate your information with instant bank verification to get a fast loan decision (with funds sent within 24 hours).<\/p><p><strong>Rebuild your credit. <\/strong>Magical Credit reports on-time payments to the credit bureaus to increase your credit score.<\/p><p><strong>Use non-employment income to qualify.<\/strong> Magical Credit accepts many types of income, such as most government benefits, private pensions and maternity benefits.<\/p><h4>Will I get approved?<\/h4><p>You'll need to have been employed for at least six months and have your income directly deposited into your account to qualify for a short-term loan from Magical Credit. This lender specializes in loans for bad credit and low-income earners, so these flexible eligibility criteria make it easier to get funded. However, Magical Credit does not approve everyone; for example, applicants with loans in collections or those in a consumer proposal or bankruptcy may be declined.<\/p><\/div>\r\n    <\/div>\r\n    <\/div> \r\n    \r\n            \r\n    <div class=\"tab-pane\" id=\"pb-tabname1-e08cc04b-46b3-4497-ad48-db1146936b64\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Automated process with bank verification<\/li>\r\n                \r\n                  <li>Easy application<\/li>\r\n                \r\n                  <li>Funding as soon as same day<\/li>\r\n                \r\n                  <li>Many types of income are okay<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>High rates for bad credit<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n    <\/div>\r\n          \r\n    \r\n    <div class=\"tab-pane\" id=\"pb-tabname2-e08cc04b-46b3-4497-ad48-db1146936b64\">\r\n     <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$1,500 \u2013 $20,000\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">APR Range<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">19.99% \u2013 35%\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">12 - 60 months<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces\/Territories<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">All of Canada (excluding MB, SK and QC)<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Turnaround Time<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Receive funds within as little as 24 hours<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Min. Credit Score<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">300<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n   \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Fees<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">A single administration fee of $194<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Requirements<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Canadian citizen or resident, age of majority in province of residence, receiving employment or child tax income, no outstanding loans with other lenders<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n    <\/div>   \r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/article>\r\n  \r\n  \r\n  \r\n  \r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h4 id=\"money-mart\">Runner-up: Money Mart<\/h4><article class=\"luna-card luna-card--border\">\r\n    <div class=\"luna-card__block\">\r\n    <div class=\"has-margin-bottom\">\r\n    <p style=\"font-size: 20px; font-weight: 600; margin-bottom: 0px;\"><\/p>\r\n    <\/div>\r\n    <div class=\"u-grid u-grid--alignTop\">\r\n    \r\n    <div class=\"u-grid__col u-1\/4@s no-padding-bottom\">\r\n    <center>\r\n    \r\n<img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/61831c82c7688.png\" class=\"lazy-load has-margin-bottom-small\" alt=\"Money Mart Installment Loan\" src=\"https:\/\/www.finder.com\/niche-builder\/61831c82c7688.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61831c82c7688.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61831c82c7688.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61831c82c7688.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><br>\r\n\r\n\r\n      \r\n      \r\n      \r\n   \r\n \r\n\r\n\r\n<div class=\"detail-info 6f0b9280-8655-4382-9ac3-6ba904006a95\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">7.8<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>     \r\n      \r\n\r\n   \r\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/payday-loans\/money-mart\" role=\"button\">Read review<\/a>\r\n         \r\n\r\n<\/center><\/div>\r\n      \r\n    \r\n    <div class=\"u-grid__col u-3\/4@s no-padding-bottom\">\r\n    <div class=\"u-grid u-grid--gutterSmall u-grid--alignTop text-center has-margin-bottom-small has-padding-top-xsmall\">\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">$500 \u2013 $25,000\r\n      <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Loan Amount<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">34.56% \u2013 34.95%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates displayed are expressed as Annual Percentage Rates (APR). Interest rates are provided by lenders and brokers and are not guaranteed or enforced by Finder. Interest rates will vary depending on the applicants location, credit history, debt level and other circumstances.\" title=\"\" data-original-title=\"More info\">\r\n      <\/span><\/p>\r\n    <p class=\"fin-text-grey text-x-small\">APR<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">\r\n  12 - 84 months\r\n<\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Term<\/p>\r\n    <\/div>\r\n    <\/div>\r\n    \r\n    \r\n    <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n    <li class=\"active luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname0-6f0b9280-8655-4382-9ac3-6ba904006a95\" data-toggle=\"tab\">Info<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname1-6f0b9280-8655-4382-9ac3-6ba904006a95\" data-toggle=\"tab\">Pros\/cons<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname2-6f0b9280-8655-4382-9ac3-6ba904006a95\" data-toggle=\"tab\">Details<\/a>\r\n    <\/li>\r\n    <\/ul>\r\n    \r\n    <div class=\"tab-content\">\r\n    <div class=\"tab-pane active\" id=\"pb-tabname0-6f0b9280-8655-4382-9ac3-6ba904006a95\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n    <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p>Money Mart offers installment loans and payday loans to people with bad credit. It's been in business for over 40 years and is one of the largest alternative lenders in Canada. You can apply online or in-store, and if approved, you can get funded in a matter of minutes.<\/p><\/div>\r\n    <\/div>\r\n    <\/div> \r\n    \r\n            \r\n    <div class=\"tab-pane\" id=\"pb-tabname1-6f0b9280-8655-4382-9ac3-6ba904006a95\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Accepts a variety of income types<\/li>\r\n                \r\n                  <li>Fast access to funds<\/li>\r\n                \r\n                  <li>Loans of up to$25,000 available<\/li>\r\n                \r\n                  <li>Peace of mind in dealing with an established lender<\/li>\r\n                \r\n                  <li>No fee for early repayment<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>Watch out for high APRs<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n    <\/div>\r\n          \r\n    \r\n    <div class=\"tab-pane\" id=\"pb-tabname2-6f0b9280-8655-4382-9ac3-6ba904006a95\">\r\n     <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$500 \u2013 $25,000\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">APR Range<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">34.56% \u2013 34.95%\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">12 - 84 months<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces\/Territories<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">AB, BC, MB, NS, NT, ON, PEI, SK, YT<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Turnaround Time<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Less than 1 day<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Min. Credit Score<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">300<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n   \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Fees<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">None<br><\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Requirements<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">- Be at least 19 years of age<br>- Have an active chequing account<br>- Have a steady source of income<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n    <\/div>   \r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/article>\r\n  \r\n  \r\n  \r\n  \r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/unemployed-loans\" style=\"text-decoration:underline; font-size:0.9em;\">Loans for the unemployed in Canada<\/a>\n<\/div>\n<\/article><h3>Best lesser-known bad credit loans<\/h3><p>While there are plenty of well-known bad credit lenders across Canada, others sneak under the radar a little bit. This can sometimes be because they haven\u2019t been around as long as bigger lenders, or simply because they only offer loans in selected provinces.<\/p><p>Whatever the case may be, these lesser-known lenders are worth comparing if you\u2019re searching for the best bad credit loans in Canada.<\/p><h4 id=\"blue-copper\">Winner: Blue Copper Capital<\/h4><article class=\"luna-card luna-card--border\">\r\n    <div class=\"luna-card__block\">\r\n    <div class=\"has-margin-bottom\">\r\n    <p style=\"font-size: 20px; font-weight: 600; margin-bottom: 0px;\"><\/p>\r\n    <\/div>\r\n    <div class=\"u-grid u-grid--alignTop\">\r\n    \r\n    <div class=\"u-grid__col u-1\/4@s no-padding-bottom\">\r\n    <center>\r\n    \r\n<img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/632a7996b8f9f.png\" class=\"lazy-load has-margin-bottom-small\" alt=\"Blue Copper Capital Personal Loan\" src=\"https:\/\/www.finder.com\/niche-builder\/632a7996b8f9f.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/632a7996b8f9f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/632a7996b8f9f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/632a7996b8f9f.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><br>\r\n\r\n\r\n      \r\n      \r\n      \r\n   \r\n \r\n\r\n\r\n<div class=\"detail-info 161d7518-0c19-4d32-9a35-e9a2eb3fd966\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">8<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>     \r\n      \r\n\r\n   \r\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/blue-copper-capital-review\" role=\"button\">Read review<\/a>\r\n         \r\n\r\n<\/center><\/div>\r\n      \r\n    \r\n    <div class=\"u-grid__col u-3\/4@s no-padding-bottom\">\r\n    <div class=\"u-grid u-grid--gutterSmall u-grid--alignTop text-center has-margin-bottom-small has-padding-top-xsmall\">\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">$1,000 \u2013 $100,000\r\n      <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Loan Amount<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">16% \u2013 35%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates displayed are expressed as Annual Percentage Rates (APR). Interest rates are provided by lenders and brokers and are not guaranteed or enforced by Finder. Interest rates will vary depending on the applicants location, credit history, debt level and other circumstances.\" title=\"\" data-original-title=\"More info\">\r\n      <\/span><\/p>\r\n    <p class=\"fin-text-grey text-x-small\">APR<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">\r\n  6 - 84 months\r\n<\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Term<\/p>\r\n    <\/div>\r\n    <\/div>\r\n    \r\n    \r\n    <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n    <li class=\"active luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname0-161d7518-0c19-4d32-9a35-e9a2eb3fd966\" data-toggle=\"tab\">Info<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname1-161d7518-0c19-4d32-9a35-e9a2eb3fd966\" data-toggle=\"tab\">Pros\/cons<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname2-161d7518-0c19-4d32-9a35-e9a2eb3fd966\" data-toggle=\"tab\">Details<\/a>\r\n    <\/li>\r\n    <\/ul>\r\n    \r\n    <div class=\"tab-content\">\r\n    <div class=\"tab-pane active\" id=\"pb-tabname0-161d7518-0c19-4d32-9a35-e9a2eb3fd966\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n    <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p><strong>Choice of loan options.<\/strong> Blue Copper Capital offers installment loans, lines of credit and payday loans (Alberta only).<\/p><p><strong>Apply online or in-store.<\/strong> You can apply for a Blue Copper Capital loan online or by visiting one of its locations in BC and AB.<\/p><p><strong>You can apply with bad credit.<\/strong> Blue Copper Capital says it won't reject your loan application just because you have bad credit.<\/p><h4>Will I get approved?<\/h4><p>Blue Copper Capital only offers loans in BC and AB, so you'll need to consider other options if you live elsewhere. You will also need to receive employment income or income from private disability insurance to qualify for a loan, as several types of non-employment income are not accepted by this lender. It's also worth noting that you will be asked to supply the details of three references during the application process.<\/p><\/div>\r\n    <\/div>\r\n    <\/div> \r\n    \r\n            \r\n    <div class=\"tab-pane\" id=\"pb-tabname1-161d7518-0c19-4d32-9a35-e9a2eb3fd966\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Apply online or in person<\/li>\r\n                \r\n                  <li>Wide range of borrowing options<\/li>\r\n                \r\n                  <li>Could improve your credit score<\/li>\r\n                \r\n                  <li>Repay your loan early without penalty<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>High loan APRs<\/li>\r\n                \r\n                  <li>Only in BC and AB<\/li>\r\n                \r\n                  <li>Many income types not accepted<\/li>\r\n                \r\n                  <li>You'll need to provide three references to apply<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n    <\/div>\r\n          \r\n    \r\n    <div class=\"tab-pane\" id=\"pb-tabname2-161d7518-0c19-4d32-9a35-e9a2eb3fd966\">\r\n     <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$1,000 \u2013 $100,000\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">APR Range<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">16% \u2013 35%\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">6 - 84 months<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces\/Territories<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">BC and AB<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Turnaround Time<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Varies<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n   \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Fees<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$6 per month<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Requirements<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">3+ months employed, active bank account, resident of AB or BC, at least 18 years of age<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n    <\/div>   \r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/article>\r\n  \r\n  \r\n  \r\n  \r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h4 id=\"lm-credit\">Runner-up: LM Credit<\/h4><article class=\"luna-card luna-card--border\">\r\n    <div class=\"luna-card__block\">\r\n    <div class=\"has-margin-bottom\">\r\n    <p style=\"font-size: 20px; font-weight: 600; margin-bottom: 0px;\"><\/p>\r\n    <\/div>\r\n    <div class=\"u-grid u-grid--alignTop\">\r\n    \r\n    <div class=\"u-grid__col u-1\/4@s no-padding-bottom\">\r\n    <center>\r\n    \r\n<img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/67991031bae23.png\" class=\"lazy-load has-margin-bottom-small\" alt=\"LM Credit Personal Loan\" src=\"https:\/\/www.finder.com\/niche-builder\/67991031bae23.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67991031bae23.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67991031bae23.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67991031bae23.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><br>\r\n\r\n\r\n      \r\n      \r\n      \r\n   \r\n \r\n\r\n\r\n<div class=\"detail-info e72cad16-a71a-4e84-a93c-58d4c1e5ed67\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">7.9<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>     \r\n      \r\n\r\n   \r\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/lm-credit-review\" role=\"button\">Read review<\/a>\r\n         \r\n\r\n<\/center><\/div>\r\n      \r\n    \r\n    <div class=\"u-grid__col u-3\/4@s no-padding-bottom\">\r\n    <div class=\"u-grid u-grid--gutterSmall u-grid--alignTop text-center has-margin-bottom-small has-padding-top-xsmall\">\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">$500 \u2013 $15,000\r\n      <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Loan Amount<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">10.99% \u2013 34.99%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates displayed are expressed as Annual Percentage Rates (APR). Interest rates are provided by lenders and brokers and are not guaranteed or enforced by Finder. Interest rates will vary depending on the applicants location, credit history, debt level and other circumstances.\" title=\"\" data-original-title=\"More info\">\r\n      <\/span><\/p>\r\n    <p class=\"fin-text-grey text-x-small\">APR<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">\r\n  9-60 months\r\n<\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Term<\/p>\r\n    <\/div>\r\n    <\/div>\r\n    \r\n    \r\n    <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n    <li class=\"active luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname0-e72cad16-a71a-4e84-a93c-58d4c1e5ed67\" data-toggle=\"tab\">Info<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname1-e72cad16-a71a-4e84-a93c-58d4c1e5ed67\" data-toggle=\"tab\">Pros\/cons<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname2-e72cad16-a71a-4e84-a93c-58d4c1e5ed67\" data-toggle=\"tab\">Details<\/a>\r\n    <\/li>\r\n    <\/ul>\r\n    \r\n    <div class=\"tab-content\">\r\n    <div class=\"tab-pane active\" id=\"pb-tabname0-e72cad16-a71a-4e84-a93c-58d4c1e5ed67\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n    <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p>Ontario-based LM Credit offers unsecured loans of up to $15,000. You can apply and get pre-approved online in minutes, and it's still possible to qualify for a loan if you receive income from non-employment sources. Loan terms range from 9-60 months and LM Credit also reports your payments to the credit bureaus to help you rebuild credit.<\/p><\/div>\r\n    <\/div>\r\n    <\/div> \r\n    \r\n            \r\n    <div class=\"tab-pane\" id=\"pb-tabname1-e72cad16-a71a-4e84-a93c-58d4c1e5ed67\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Could help improve your credit score<\/li>\r\n                \r\n                  <li>No collateral required<\/li>\r\n                \r\n                  <li>Early repayment allowed<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>High interest rates<\/li>\r\n                \r\n                  <li>Not available in Quebec<\/li>\r\n                \r\n                  <li>Approval could take up to 2 business days<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n    <\/div>\r\n          \r\n    \r\n    <div class=\"tab-pane\" id=\"pb-tabname2-e72cad16-a71a-4e84-a93c-58d4c1e5ed67\">\r\n     <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$500 \u2013 $15,000\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">APR Range<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">10.99% \u2013 34.99%\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">9-60 months<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces\/Territories<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">All provinces (excluding Quebec)<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Turnaround Time<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">as little as 30 minutes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Min. Credit Score<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">550<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n   \r\n\r\n    \r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n    <\/div>   \r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/article>\r\n  \r\n  \r\n  \r\n  \r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h3>Best car title loans for bad credit<\/h3><p>A <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/car-title-loans\">car title loan<\/a> is secured by the title to your vehicle, allowing you to borrow up to 50% of your vehicle\u2019s market value. By providing your car as collateral, you reduce risk for the lender and increase your chances of getting approved. This means you can qualify if you have bad credit, but you risk losing your car if you can\u2019t repay the loan. High interest rates also apply.<\/p><h4 id=\"prudent\">Winner: Prudent Financial<\/h4><article class=\"luna-card luna-card--border\">\r\n    <div class=\"luna-card__block\">\r\n    <div class=\"has-margin-bottom\">\r\n    <p style=\"font-size: 20px; font-weight: 600; margin-bottom: 0px;\"><\/p>\r\n    <\/div>\r\n    <div class=\"u-grid u-grid--alignTop\">\r\n    \r\n    <div class=\"u-grid__col u-1\/4@s no-padding-bottom\">\r\n    <center>\r\n    \r\n<img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/672d27cb7d459.png\" class=\"lazy-load has-margin-bottom-small\" alt=\"Prudent Financial Personal Loan\" src=\"https:\/\/www.finder.com\/niche-builder\/672d27cb7d459.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/672d27cb7d459.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/672d27cb7d459.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/672d27cb7d459.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><br>\r\n\r\n\r\n      \r\n      \r\n      \r\n   \r\n \r\n\r\n\r\n<div class=\"detail-info 09198faa-fd46-408c-92f0-2d3c6ab1f623\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">7.5<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>     \r\n      \r\n\r\n   \r\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/prudent-financial-review\" role=\"button\">Read review<\/a>\r\n         \r\n\r\n<\/center><\/div>\r\n      \r\n    \r\n    <div class=\"u-grid__col u-3\/4@s no-padding-bottom\">\r\n    <div class=\"u-grid u-grid--gutterSmall u-grid--alignTop text-center has-margin-bottom-small has-padding-top-xsmall\">\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">$5,000 \u2013 $500,000\r\n      <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Loan Amount<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">19.99% \u2013 34.99%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates displayed are expressed as Annual Percentage Rates (APR). Interest rates are provided by lenders and brokers and are not guaranteed or enforced by Finder. Interest rates will vary depending on the applicants location, credit history, debt level and other circumstances.\" title=\"\" data-original-title=\"More info\">\r\n      <\/span><\/p>\r\n    <p class=\"fin-text-grey text-x-small\">APR<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">\r\n  6 - 48 months\r\n<\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Term<\/p>\r\n    <\/div>\r\n    <\/div>\r\n    \r\n    \r\n    <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n    <li class=\"active luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname0-09198faa-fd46-408c-92f0-2d3c6ab1f623\" data-toggle=\"tab\">Info<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname1-09198faa-fd46-408c-92f0-2d3c6ab1f623\" data-toggle=\"tab\">Pros\/cons<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname2-09198faa-fd46-408c-92f0-2d3c6ab1f623\" data-toggle=\"tab\">Details<\/a>\r\n    <\/li>\r\n    <\/ul>\r\n    \r\n    <div class=\"tab-content\">\r\n    <div class=\"tab-pane active\" id=\"pb-tabname0-09198faa-fd46-408c-92f0-2d3c6ab1f623\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n    <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p><strong>Same-day loans.<\/strong> Prudent Financial Services offers 30-minute car title loan approvals and can fund your loan on the same business day.<\/p><p><strong>Bad credit is not a problem.<\/strong> A poor credit score or a past bankruptcy or consumer proposal won't stop you from qualifying for a loan.<\/p><p><strong>Early repayment allowed.<\/strong> You have the flexibility to pay your loan back early without penalty.<\/p><h4>Will I get approved?<\/h4><p>You must be a resident of ON to qualify for a car title loan from Prudent Financial. Your car must have no liens, no leases and be fully insured. During the application process, you will be asked to provide proof of insurance, proof of ownership, your driver's licence, a void cheque and two references. However, provided your vehicle is eligible, providing it as collateral will give you a good chance of getting a loan.<\/p><\/div>\r\n    <\/div>\r\n    <\/div> \r\n    \r\n            \r\n    <div class=\"tab-pane\" id=\"pb-tabname1-09198faa-fd46-408c-92f0-2d3c6ab1f623\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Established lender<\/li>\r\n                \r\n                  <li>Fast approvals<\/li>\r\n                \r\n                  <li>Bad credit is OK<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>Unclear loan features<\/li>\r\n                \r\n                  <li>High APRs<\/li>\r\n                \r\n                  <li>Make sure you're aware of the loan fees that apply<\/li>\r\n                \r\n                  <li>Only available in ON<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n    <\/div>\r\n          \r\n    \r\n    <div class=\"tab-pane\" id=\"pb-tabname2-09198faa-fd46-408c-92f0-2d3c6ab1f623\">\r\n     <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$5,000 \u2013 $500,000\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">APR Range<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">19.99% \u2013 34.99%\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">6 - 48 months<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces\/Territories<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">ON<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Turnaround Time<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">as little as 30 minutes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n   \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Fees<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Unknown<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Requirements<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">have 50% equity in your home<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n    <\/div>   \r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/article>\r\n  \r\n  \r\n  \r\n  \r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h4 id=\"title-loans\">Runner-up: Title Loans Online<\/h4><article class=\"luna-card luna-card--border\">\r\n    <div class=\"luna-card__block\">\r\n    <div class=\"has-margin-bottom\">\r\n    <p style=\"font-size: 20px; font-weight: 600; margin-bottom: 0px;\"><\/p>\r\n    <\/div>\r\n    <div class=\"u-grid u-grid--alignTop\">\r\n    \r\n    <div class=\"u-grid__col u-1\/4@s no-padding-bottom\">\r\n    <center>\r\n    \r\n<img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6553d2b0929e6.png\" class=\"lazy-load has-margin-bottom-small\" alt=\"Title Loans Online\" src=\"https:\/\/www.finder.com\/niche-builder\/6553d2b0929e6.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6553d2b0929e6.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6553d2b0929e6.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6553d2b0929e6.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><br>\r\n\r\n\r\n      \r\n      \r\n      \r\n   \r\n \r\n\r\n\r\n<div class=\"detail-info 8f79e65f-23f0-4259-8176-67ecf1e3a17c\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n<\/div>     \r\n      \r\n\r\n        \r\n\r\n<\/center><\/div>\r\n      \r\n    \r\n    <div class=\"u-grid__col u-3\/4@s no-padding-bottom\">\r\n    <div class=\"u-grid u-grid--gutterSmall u-grid--alignTop text-center has-margin-bottom-small has-padding-top-xsmall\">\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">$4,000 \u2013 $25,000\r\n      <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Loan Amount<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">19% \u2013 34.9%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates displayed are expressed as Annual Percentage Rates (APR). Interest rates are provided by lenders and brokers and are not guaranteed or enforced by Finder. Interest rates will vary depending on the applicants location, credit history, debt level and other circumstances.\" title=\"\" data-original-title=\"More info\">\r\n      <\/span><\/p>\r\n    <p class=\"fin-text-grey text-x-small\">APR<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">\r\n  24 - 60 months\r\n<\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Term<\/p>\r\n    <\/div>\r\n    <\/div>\r\n    \r\n    \r\n    <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n    <li class=\"active luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname0-8f79e65f-23f0-4259-8176-67ecf1e3a17c\" data-toggle=\"tab\">Info<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname1-8f79e65f-23f0-4259-8176-67ecf1e3a17c\" data-toggle=\"tab\">Pros\/cons<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname2-8f79e65f-23f0-4259-8176-67ecf1e3a17c\" data-toggle=\"tab\">Details<\/a>\r\n    <\/li>\r\n    <\/ul>\r\n    \r\n    <div class=\"tab-content\">\r\n    <div class=\"tab-pane active\" id=\"pb-tabname0-8f79e65f-23f0-4259-8176-67ecf1e3a17c\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n    <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p>Title Loans Online offers car title loans of up to $25,000 across Canada. You can apply without a credit check and get approved as quickly as an hour. Loan terms of up to 60 months are available, and you can get funded the same day.<\/p><\/div>\r\n    <\/div>\r\n    <\/div> \r\n    \r\n            \r\n    <div class=\"tab-pane\" id=\"pb-tabname1-8f79e65f-23f0-4259-8176-67ecf1e3a17c\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Fast approvals and funding<\/li>\r\n                \r\n                  <li>Bad credit or no credit won't stop you from getting a loan<\/li>\r\n                \r\n                  <li>No upfront fees<\/li>\r\n                \r\n                  <li>Repay your loan early without penalty<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>Only in AB, BC, SK and ON<\/li>\r\n                \r\n                  <li>Your car must be a 2017 model or newer<\/li>\r\n                \r\n                  <li>Vehicle must be fully paid off and insured<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n    <\/div>\r\n          \r\n    \r\n    <div class=\"tab-pane\" id=\"pb-tabname2-8f79e65f-23f0-4259-8176-67ecf1e3a17c\">\r\n     <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$4,000 \u2013 $25,000\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">APR Range<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">19% \u2013 34.9%\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">24 - 60 months<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces\/Territories<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">AB, BC, SK and ON<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Turnaround Time<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">24 hours<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n   \r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Requirements<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Vehicles 2013 and newer with less than 200,000km. Vehicle must be fully paid for, registered in your name and have a full coverage insurance policy. Rebuilt or repaired vehicles not accepted.<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n    <\/div>   \r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/article>\r\n  \r\n  \r\n  \r\n  \r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h3>Best traditional lenders for almost good credit<\/h3><p>Traditional lenders like the Big Five banks have strict eligibility criteria, so their loans are usually out of reach if you have bad credit. But some traditional lenders, typically credit unions, offer loans designed for people with less than perfect credit.<\/p><p>These loans are intended as payday loan alternatives or loans to help you rebuild your credit. Check if you\u2019re eligible for funding before applying.<\/p><h4 id=\"vancity\">Winner: Vancity Fair &amp; Fast Loan<\/h4><article class=\"luna-card luna-card--border\">\r\n    <div class=\"luna-card__block\">\r\n    <div class=\"has-margin-bottom\">\r\n    <p style=\"font-size: 20px; font-weight: 600; margin-bottom: 0px;\"><\/p>\r\n    <\/div>\r\n    <div class=\"u-grid u-grid--alignTop\">\r\n    \r\n    <div class=\"u-grid__col u-1\/4@s no-padding-bottom\">\r\n    <center>\r\n    \r\n<img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/64beba7d690c0.png\" class=\"lazy-load has-margin-bottom-small\" alt=\"Vancity Fair and Fast Loan\" src=\"https:\/\/www.finder.com\/niche-builder\/64beba7d690c0.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/64beba7d690c0.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/64beba7d690c0.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/64beba7d690c0.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><br>\r\n\r\n\r\n      \r\n      \r\n      \r\n   \r\n \r\n\r\n\r\n<div class=\"detail-info ba0faf1f-c70b-4326-bdb0-b53518798e3d\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">7.8<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>     \r\n      \r\n\r\n   \r\n<a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/vancity-personal-loans-review\" role=\"button\">Read review<\/a>\r\n         \r\n\r\n<\/center><\/div>\r\n      \r\n    \r\n    <div class=\"u-grid__col u-3\/4@s no-padding-bottom\">\r\n    <div class=\"u-grid u-grid--gutterSmall u-grid--alignTop text-center has-margin-bottom-small has-padding-top-xsmall\">\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">$100 \u2013 $2,500\r\n      <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Loan Amount<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">Starting at 19%\r\n    <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">APR<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">\r\n  12 - 24 months\r\n<\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Term<\/p>\r\n    <\/div>\r\n    <\/div>\r\n    \r\n    \r\n    <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n    <li class=\"active luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname0-ba0faf1f-c70b-4326-bdb0-b53518798e3d\" data-toggle=\"tab\">Info<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname1-ba0faf1f-c70b-4326-bdb0-b53518798e3d\" data-toggle=\"tab\">Pros\/cons<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname2-ba0faf1f-c70b-4326-bdb0-b53518798e3d\" data-toggle=\"tab\">Details<\/a>\r\n    <\/li>\r\n    <\/ul>\r\n    \r\n    <div class=\"tab-content\">\r\n    <div class=\"tab-pane active\" id=\"pb-tabname0-ba0faf1f-c70b-4326-bdb0-b53518798e3d\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n    <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p><strong>Fixed interest rate.<\/strong> You can borrow up to $2,500 with this loan, and you get the peace of mind of predictable payments thanks to a fixed interest rate of 19.00%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span>.<\/p><p><strong>Fast access to funds.<\/strong> You can apply for the Fair &amp; Fast Loan online and get funded in as little as 10 minutes.<\/p><p><strong>Early repayment allowed.<\/strong> If you want to pay your loan off early, you can make extra repayments without penalty.<\/p><h4>Will I get approved?<\/h4><p>You don't need to pass a credit check to qualify for this loan. Eligibility for the Fair &amp; Fast Loan is based on your income, debts and expenses rather than your credit history.<\/p><p>However, you will need to be a BC resident, have a regular source of income and become a Vancity member to qualify. You also must not have an undischarged bankruptcy or outstanding consumer proposals, or any unpaid collection items (unless the loan will be used to pay them off).<\/p><\/div>\r\n    <\/div>\r\n    <\/div> \r\n    \r\n            \r\n    <div class=\"tab-pane\" id=\"pb-tabname1-ba0faf1f-c70b-4326-bdb0-b53518798e3d\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Established lender and the largest credit union in Canada<\/li>\r\n                \r\n                  <li>Loans to suit a variety of borrowing needs<\/li>\r\n                \r\n                  <li>Flexible loan terms<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>ou can't apply for all loans online<\/li>\r\n                \r\n                  <li>Only for BC residents<\/li>\r\n                \r\n                  <li>Limited loan information available online<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n    <\/div>\r\n          \r\n    \r\n    <div class=\"tab-pane\" id=\"pb-tabname2-ba0faf1f-c70b-4326-bdb0-b53518798e3d\">\r\n     <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$100 \u2013 $2,500\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">APR Range<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Starting at 19%\r\n    <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">12 - 24 months<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces\/Territories<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">BC<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Turnaround Time<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Within 10 minutes<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n   \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Fees<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">No prepayment fees<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Requirements<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Unknown<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n    <\/div>   \r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/article>\r\n  \r\n  \r\n  \r\n  \r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><h4 id=\"innovation\">Runner-up: Innovation Federal Credit Union Fresh Start Loan<\/h4><article class=\"luna-card luna-card--border\">\r\n    <div class=\"luna-card__block\">\r\n    <div class=\"has-margin-bottom\">\r\n    <p style=\"font-size: 20px; font-weight: 600; margin-bottom: 0px;\"><\/p>\r\n    <\/div>\r\n    <div class=\"u-grid u-grid--alignTop\">\r\n    \r\n    <div class=\"u-grid__col u-1\/4@s no-padding-bottom\">\r\n    <center>\r\n    \r\n<img decoding=\"async\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6824f1b4682da.png\" class=\"lazy-load has-margin-bottom-small\" alt=\"Innovation Federal Credit Union Line of Credit\" src=\"https:\/\/www.finder.com\/niche-builder\/6824f1b4682da.png\" style=\"width: 100%; max-width: 200px;\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6824f1b4682da.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6824f1b4682da.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6824f1b4682da.png?fit=600 600w\" sizes=\"(max-width: 600px) 100vw, 600px\" loading=\"lazy\"><br>\r\n\r\n\r\n      \r\n      \r\n      \r\n   \r\n \r\n\r\n\r\n<div class=\"detail-info fbb475a2-2e7b-4e1a-83c3-27401bbd0b58\" style=\"cursor: pointer; z-index: 1;position: relative; margin-bottom: 1rem; display: inline-flex;\">\r\n  \r\n\r\n    \r\n      \r\n    \r\n    <a class=\"scoreCombined score__container finder-score\">\r\n      <span class=\"score__badge score__badge--great\">\r\n        <span class=\"score__value\">7.7<\/span>\r\n      <\/span>\r\n      <span class=\"score__text-wrapper score__text score__text--great\">\r\n        Great\r\n      <\/span>\r\n    <\/a>\r\n  \r\n<\/div>     \r\n      \r\n\r\n        \r\n\r\n<\/center><\/div>\r\n      \r\n    \r\n    <div class=\"u-grid__col u-3\/4@s no-padding-bottom\">\r\n    <div class=\"u-grid u-grid--gutterSmall u-grid--alignTop text-center has-margin-bottom-small has-padding-top-xsmall\">\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">$5,000 \u2013 $50,000\r\n      <\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Loan Amount<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">5.95% \u2013 14.99%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates displayed are expressed as Annual Percentage Rates (APR). Interest rates are provided by lenders and brokers and are not guaranteed or enforced by Finder. Interest rates will vary depending on the applicants location, credit history, debt level and other circumstances.\" title=\"\" data-original-title=\"More info\">\r\n      <\/span><\/p>\r\n    <p class=\"fin-text-grey text-x-small\">APR<\/p>\r\n    <\/div>\r\n    <div class=\"u-grid__col u-1\/3\" style=\"padding-bottom: 0px;\">\r\n    <p class=\"fin-text-dark-blue text-xx-large no-margin-bottom\" style=\"font-weight: 700;\">\r\n  12 - 120 months\r\n<\/p>\r\n    <p class=\"fin-text-grey text-x-small\">Term<\/p>\r\n    <\/div>\r\n    <\/div>\r\n    \r\n    \r\n    <div class=\"has-overflow-auto luna-tabs\" style=\"margin: 0rem;\">\r\n    <ul class=\"luna-tabs__list\">\r\n    <li class=\"active luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname0-fbb475a2-2e7b-4e1a-83c3-27401bbd0b58\" data-toggle=\"tab\">Info<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname1-fbb475a2-2e7b-4e1a-83c3-27401bbd0b58\" data-toggle=\"tab\">Pros\/cons<\/a>\r\n    <\/li>\r\n    <li class=\"luna-tab\">\r\n    <a class=\"luna-tab__action\" href=\"#pb-tabname2-fbb475a2-2e7b-4e1a-83c3-27401bbd0b58\" data-toggle=\"tab\">Details<\/a>\r\n    <\/li>\r\n    <\/ul>\r\n    \r\n    <div class=\"tab-content\">\r\n    <div class=\"tab-pane active\" id=\"pb-tabname0-fbb475a2-2e7b-4e1a-83c3-27401bbd0b58\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n    <div class=\"has-padding-top-small has-padding-bottom-small\"><h4>Why we like it<\/h4><p>Innovation's Fresh Start Loan is designed to help you improve your credit score. You can borrow up to $5,000 over a term of up to 2 years, with a fixed interest rate of 14.99%. Innovation Federal Credit Union invests your loan amount into a GIC, so you can use your loan payments to build credit and the GIC investment to provide you with interest income.<\/p><\/div>\r\n    <\/div>\r\n    <\/div> \r\n    \r\n            \r\n    <div class=\"tab-pane\" id=\"pb-tabname1-fbb475a2-2e7b-4e1a-83c3-27401bbd0b58\">\r\n    <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n              <div class=\"has-padding-xsmall\"><\/div>\r\n              <div class=\"u-grid u-grid--gutterCollapse\" style=\"margin: 0px;\">\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n                \r\n                <ul class=\"list-1\">\r\n                \r\n                  <li>Helps build credit<\/li>\r\n                \r\n                  <li>Less than perfect credit is OK<\/li>\r\n                \r\n                  <li>You get the peace of mind of a fixed interest rate<\/li>\r\n                \r\n                  <li>You earn investment income<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <div class=\"u-grid__col u-1\/2@m\">\r\n              \r\n                <ul class=\"list-12\">\r\n                \r\n                  <li>Minimum credit score of 541 or no credit required to qualify<\/li>\r\n                \r\n                  <li>You must also open a No-Fee Bank Account<\/li>\r\n                \r\n                <\/ul>\r\n              \r\n                <\/div>\r\n              <\/div>\r\n            <\/div>\r\n    <\/div>\r\n          \r\n    \r\n    <div class=\"tab-pane\" id=\"pb-tabname2-fbb475a2-2e7b-4e1a-83c3-27401bbd0b58\">\r\n     <div data-category=\"\" data-niche=\"\" data-fieldset=\"default\" class=\" default\">\r\n\r\n<table class=\"luna-table\" style=\"border: 0px;\">\r\n  <tbody class=\"luna-table__body\">\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Amount<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$5,000 \u2013 $50,000\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">APR Range<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">5.95% \u2013 14.99%\r\n      <\/span>\r\n    <\/td>\r\n  <\/tr>\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Loan Term<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">12 - 120 months<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n       \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Serviced Provinces\/Territories<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">All provinces (excluding Quebec)<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Turnaround Time<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">Approval in one business day<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Min. Credit Score<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">541<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n   \r\n\r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Fees<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">$10 - $25<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n    \r\n    <tr>\r\n     <th class=\"u-1\/3@m\"><span style=\"font-size: 15px; font-weight: 500; color: #6c7881; position: relative;\">Requirements<\/span><\/th>\r\n     <td class=\"i_infobox_data product_infobox_data\"><span style=\"font-size: 15px; font-weight: 600; position: relative;\">18 years of age and a Canadian resident<\/span>\r\n    <\/td>\r\n  <\/tr>\r\n\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n    <\/div>   \r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/div>\r\n    <\/article>\r\n  \r\n  \r\n  \r\n  \r\n<style>\r\n.no-cta-button {\r\n  font-weight: bold;\r\n  font-size: 18px;\r\n  color: #00ba9c;\r\n  text-decoration: underline;\r\n  text-align: center;\r\n  margin-top: 0 !important;\r\n  width: 100%;\r\n}\r\n\r\n.no-cta-button:hover {\r\n  color: #4dceb9;\r\n}\r\n<\/style>\r\n\r\n\r\n  \r\n<style>\r\n.scoreCombined.finder-score::before {\r\n  display: none;\r\n}\r\n\r\n.score__container {\r\n    display: flex;\r\n    width: 100%;\r\n    flex-direction: column;\r\n    flex-flow: nowrap;\r\n    font-size: 18px;\r\n}\r\n\r\n.score__badge {\r\n    border-radius: 100px 16px 100px 100px;\r\n    border: none;\r\n    display: flex;\r\n    justify-content: center;\r\n    align-items: center;\r\n    height: 2.2rem;\r\n    width: 2.2rem;\r\n    background-image: linear-gradient(\r\n        45deg,\r\n        transparent 25%,\r\n        rgba(255, 255, 255, 0.2) 50%,\r\n        transparent 75%,\r\n        transparent 100%\r\n    );\r\n    background-size: 250% 250%, 100% 100%;\r\n    background-position: -100% 0, 0 0;\r\n    background-repeat: no-repeat;\r\n}\r\n\r\n.score__badge--excellent {\r\n    background-color: rgb(25, 105, 232);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(25, 105, 232) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--great {\r\n    background-color: rgb(0, 120, 40);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(0, 120, 40) 0px -2.25px 0px 0px inset;\r\n}\r\n\r\n.score__badge--standard {\r\n    background-color: rgb(231, 185, 11);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(231, 185, 11) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge--basic {\r\n    background-color: rgb(240, 88, 0);\r\n    box-shadow: rgba(18, 85, 208, 0.3) 0px 1.125px 6.75px 0px,\r\n        rgba(255, 255, 255, 0.25) 0px 4.5px 4.5px 0px inset,\r\n        rgba(255, 255, 255, 0.25) 0px 2.25px 0px 0px inset,\r\n        rgba(0, 0, 0, 0.2) 0px 0px 0px 1.125px inset,\r\n        rgb(240, 88, 0) 0px -2.25px 0px 0px inset;\r\n}\r\n.score__badge:hover {\r\n    animation: shine-effect 1.5s ease;\r\n}\r\n\r\n@keyframes shine-effect {\r\n    0% {\r\n        background-position: -100% 0, 0 0;\r\n    }\r\n\r\n    100% {\r\n        background-position: 200% 0, 0 0;\r\n    }\r\n}\r\n\r\n.score__value {\r\n    color: white;\r\n    font-weight: 700;\r\n}\r\n\r\n.score__text-wrapper-cards {\r\n    border: none;\r\n    align-items: center;\r\n    display: flex;\r\n    background-color: rgb(240 247 255);\r\n    padding: 0.25rem 0 0.25rem 0.875rem;\r\n    border-radius: 0 999px 999px 0;\r\n    margin-left: -0.375rem;\r\n    top: -4px;\r\n    width: 100%;\r\n    width: auto;\r\n    padding-right: 15px !important;\r\n}\r\n\r\n.score__text {\r\n    font-weight: 500;\r\n    font-size: 16px;\r\nwhite-space: nowrap;\r\n}\r\n.scoreCombined {\r\n    text-decoration: none;\r\n}\r\na.scoreCombined,\r\na.scoreCombined:hover {\r\n    text-decoration: none;\r\n}\r\n.score__text--excellent {\r\n    background-color: rgb(240 247 255);\r\n    color: rgb(18 85 208);\r\n}\r\n.score__text--great {\r\n    background-color: rgb(240 251 246);\r\n    color: rgb(0 120 40);\r\n}\r\n.score__text--standard {\r\n    background-color: rgb(255 251 227);\r\n    color: rgb(161 98 7);\r\n    padding-right: 0px;\r\n}\r\n.score__text--basic {\r\n    background-color: rgb(255, 234, 227);\r\n    color: rgb(240, 88, 0);\r\n    padding-right: 0px;\r\n}\r\n\r\ntable div[class*=\"methodology-partial\"] {\r\n    display:none;\r\n}\r\n\r\n<\/style><div class=\"box\">\n<h4>How we found the best loans\n\n<\/h4><p>Finder experts collected 11 points of data for more than 50 lenders operating in Canada. Finder used this data to create a proprietary weighting formula that scores each lender based on rates, fees, terms, loan amounts, application process, funding speed, customer support, and reputation, among other features. The providers shown on the best list are those who scored highest based on this data-driven methodology. They are providers that are available and not available through Finder. While we aimed to review a wide range of lenders, the loans listed do not reflect the entire market. Read more about the <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/personal-loans-rating-methodology\">Finder personal loan ratings and review methodology<\/a>.<\/p>\n\n<\/div>\n\n<h3>How much do bad credit personal loans cost?<\/h3><p>Bad credit personal loans come with APRs ranging from 18% - 35%. Lenders charge high interest rates on bad credit loans because there\u2019s a greater chance that borrowers won\u2019t pay the money back.<\/p><p>The rate you get will be determined based on factors such as:<\/p><ul><li>Your credit score<\/li><li>Your income<\/li><li>Your employment situation<\/li><li>How much you borrow<\/li><li>Whether your loan is secured or unsecured<\/li><\/ul><h4>Cost example: A $5,000 loan over 3 years<\/h4><p>Let\u2019s take a look at how much it will cost you to repay a <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/5000-loans\">$5,000 loan<\/a> over 3 years with an 18% APR compared to a 35% APR.<\/p><p>As you can see in the table below, a 35% APR means your monthly repayment will cost $45 more compared to an 18% APR. Over the life of your loan, the higher APR will see you pay $1,635 more in interest.<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"width: 33%; text-align: left;\" scope=\"col\"><\/th><th style=\"width: 33%; text-align: left;\" scope=\"col\">Loan A<\/th><th style=\"width: 33%; text-align: left;\" scope=\"col\">Loan B<\/th><\/tr><\/thead><tbody><tr><td>APR<\/td><td>18%<\/td><td>35%<\/td><\/tr><tr><td>Loan amount<\/td><td>$5,000<\/td><td>$5,000<\/td><\/tr><tr><td>Repayment term<\/td><td>3 years<\/td><td>3 years<\/td><\/tr><tr><td>Monthly repayment<\/td><td>$181 per month<\/td><td>$226<\/td><\/tr><tr><td>Total cost to repay<\/td><td>$6,507<\/td><td>$8,142<\/td><\/tr><tr><td>Difference over the life of the loan<\/td><td>\u2013<\/td><td>$1,635 more<\/td><\/tr><\/tbody><\/table><h3>Tips to get approved when you have bad credit<\/h3><p>Boost your chances of getting funded with these simple tips:<\/p><ul><li><strong>No short-term loan debt.<\/strong> Having an active payday loan or other short-term loan debts will lower your chances of approval on a bad credit loan, so try to pay these off before applying.<\/li><li><strong>No NSF transactions.<\/strong> It\u2019s best to wait until you have no NSF transactions in your credit history in the last 60 to 90 days. A few NSF charges may be acceptable to some lenders.<\/li><li><strong>Opt for a secured loan.<\/strong> Offering collateral, such as your house or car, reduces the risk for the lender and increases your chances of getting approved. You could lose your asset if you default, so make sure you can manage the payments.<\/li><li><strong>Hold down a job.<\/strong> Providing proof of steady employment will help show the lender that you are likely to be able to continue receiving enough income to afford loan repayments.<\/li><li><strong>Rebuild your credit first.<\/strong> If you can wait at least six months, improve your credit score first by making on-time payments for your other bills and debts.<\/li><\/ul><h3>What transactions in a bank account would increase an applicant\u2019s chances of approval?<\/h3><p>We asked Trust Science, a Canadian company specializing in AI tech that helps lenders assess an application, to share their insights into what would help someone with bad credit get approved for a loan. Here\u2019s what they had to say:<\/p><div class=\"eeQuote box u-rounded--lg source-external type-expert eeQuote--noPhoto\">\n    <div class=\"eeQuote__gridContainer\">\n        <div class=\"eeQuote__photoContainer\">\n            <div class=\"eeQuote__startQuoteIcon\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"36\" viewbox=\"0 0 32 28\" fill=\"none\">\n  <path d=\"M13.1114 3.54845C12.05 5.01898 11.1447 6.64935 10.3955 8.43956C9.64624 10.2298 9.24041 11.8282 9.17798 13.2348C10.7389 13.8102 11.9563 14.6733 12.8304 15.8242C13.767 16.975 14.2352 18.3816 14.2352 20.044C14.2352 22.0899 13.5484 23.8482 12.1749 25.3187C10.8637 26.7253 9.2092 27.4286 7.21127 27.4286C5.15091 27.4286 3.43394 26.7253 2.06036 25.3187C0.686788 23.9121 0 21.8661 0 19.1808C0 16.3037 0.749223 13.043 2.24767 9.3986C3.74611 5.75424 5.83769 2.62138 8.52241 0L13.1114 3.54845ZM30.8762 3.54845C29.8148 5.01898 28.9095 6.64935 28.1602 8.43956C27.411 10.2298 27.0052 11.8282 26.9428 13.2348C28.5036 13.8102 29.7211 14.6733 30.5952 15.8242C31.5317 16.975 32 18.3816 32 20.044C32 22.0899 31.3132 23.8482 29.9396 25.3187C28.6285 26.7253 26.974 27.4286 24.976 27.4286C22.9157 27.4286 21.1987 26.7253 19.8251 25.3187C18.4516 23.9121 17.7648 21.8661 17.7648 19.1808C17.7648 16.3037 18.514 13.043 20.0124 9.3986C21.5109 5.75424 23.6025 2.62138 26.2872 0L30.8762 3.54845Z\" fill=\"#232320\"><\/path>\n<\/svg>\n            <\/div>\n\n                    <\/div>\n\n        <div class=\"eeQuote__contentContainer noAvatarPadding\">\n            <div class=\"eeQuote__content\">\n                                    <div class=\"eeQuote__heading\">Expert insight<\/div>\n                                <div class=\"eeQuote__quote\">\n                    <p>\"As a general rule, demonstrating consistent income to your account from stable employment sources is a benefit, as are regular outflows that can be identified as regular bill payments. Similarly, debts that you may have taken on that are not reported to the bureau may arise in your historical banking data: showing that you consistently repaid these debts can work in your favour. Having savings available, or having more cash inflows than outflows is always a good sign.\"<\/p>\n\n                <\/div>\n            <\/div>\n\n                            <div class=\"eeQuote__authorInfo\">\n                                        <div class=\"eeQuote__authorDetails\">\n                                                    <a class=\"eeQuote__authorName\" href=\"https:\/\/www.trustscience.com\/\" itemprop=\"url\" target=\"_blank\">\n                                Trust Science\n                            <\/a>\n                                                                            <div class=\"eeQuote__authorTitle\">AI credit reporting agency<\/div>\n                                            <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n<h3>Can I get a loan with bad credit and no guarantor?<\/h3><p>Yes. If you have poor credit and no guarantor, you can still get a loan. Many alternative lenders specialize in secured or unsecured bad credit loans in Canada with no guarantor needed, and it\u2019s possible to get funded as soon as the same day. But be prepared to pay more in interest and to get approved for lower loan amounts.<\/p><p>The lenders included in our list (above) do not require a guarantor to be approved for a bad credit loan.<\/p><h3>How do I compare personal loans for bad credit?<\/h3><p>Compare the following factors when shopping around to find the best bad credit loan for you.<\/p><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Eligibility requirements<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Check what criteria you will need to meet to qualify for a loan from each lender. For example:<\/p><ul><li>Is there any minimum credit score requirement?<\/li><li>Is there a minimum monthly income requirement?<\/li><li>Does the lender accept employment income only, or do they also accept self-employment income, government benefit and other types of income?<\/li><li>Do you need to have been employed in the same job for a minimum period?<\/li><\/ul><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Interest rates and fees<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>If you can get pre-approved without hurting your credit score, check what interest rate you will be able to qualify for. Loan fees apply too, so check each loan\u2019s APR (annual percentage rate) to get a better idea of the total cost to repay.<\/p><p>Bad credit personal loans in Canada have a maximum APR of 35%.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">Loan amounts<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>How much can you borrow? Does the lender\u2019s maximum loan amount suit your needs?<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">Loan terms<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Get the shortest loan term possible with payments that you can still manage. The longer the loan term, the more you\u2019ll pay in interest.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000004\" data-toggle=\"collapse\" data-target=\"#accordion0000000004\">\n        <span class=\"luna-accordion__title\">Funding time<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000004\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>How quickly will you be able to access the loan? Some lenders offer same-day funding, sometimes in as little as a matter of minutes. In other cases, it could take one to three business days or longer to get the money.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000005\" data-toggle=\"collapse\" data-target=\"#accordion0000000005\">\n        <span class=\"luna-accordion__title\">Repayment schedule and flexibility<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000005\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Check whether you can make loan repayments based on how often you receive your income\u2014weekly, fortnightly or monthly. It\u2019s also important to check if you can make extra payments towards your loan at any time, and if you can pay the loan back early without penalty.<\/p><\/div>\n  <\/div>\n<\/li><\/ul><h3>What should I watch out for?<\/h3><ul class=\"list-3\"><li><strong>Promises of guaranteed approval.<\/strong> Responsible lenders will check your income to work out whether you can afford a loan before they approve your application. So if a lender advertises guaranteed loan approval, be careful: it could be a sign of a scam.<\/li><li><strong>Upfront fees.<\/strong> If a lender requires you to pay a fee to get your application approved, walk away.<\/li><li><strong>Hidden fees<\/strong>. Check the fine print of the loan contract for any hidden fees that may apply. These could include origination, late payment and NSF fees.<\/li><li><strong>No contact details.<\/strong> Be wary of lenders that don\u2019t list any phone contact details or a physical address on their website. Research the lender thoroughly to make sure they\u2019re legit.<\/li><li><strong>Loan insurance requirement.<\/strong> Lenders in Canada cannot require or insist that you pay for insurance to get a bad credit loan. Insurance is 100% optional and will add to the cost of your loan.<\/li><li><strong>High-pressure sales tactics.<\/strong> Watch out for \u201curgent\u201d or limited-time offers designed to pressure you into signing a loan agreement. If you feel like a lender is trying to force your hand, consider other options.<\/li><\/ul><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/personal-loan-scams\" style=\"text-decoration:underline; font-size:0.9em;\">Personal loan scams<\/a>\n<\/div>\n<\/article><div class=\"did-you-know u-bg--sky-subtle u-rounded--lg\" data-component=\"did-you-know\">\n        <div class=\"did-you-know__block\">\n        <h4 class=\"did-you-know__title\">\n            <span class=\"did-you-know__title-icon\">\n                <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <circle cx=\"16\" cy=\"16\" r=\"12\" fill=\"#00B2FF\"><\/circle>\n                    <path d=\"M17.5 22.5C17.5 22.7967 17.412 23.0867 17.2472 23.3334C17.0824 23.58 16.8481 23.7723 16.574 23.8858C16.2999 23.9993 15.9983 24.0291 15.7074 23.9712C15.4164 23.9133 15.1491 23.7704 14.9393 23.5607C14.7296 23.3509 14.5867 23.0836 14.5288 22.7926C14.471 22.5017 14.5007 22.2001 14.6142 21.926C14.7277 21.6519 14.92 21.4176 15.1667 21.2528C15.4133 21.088 15.7033 21 16 21C16.3978 21 16.7794 21.158 17.0607 21.4393C17.342 21.7206 17.5 22.1022 17.5 22.5ZM16 9C13.2425 9 11 11.0188 11 13.5V14C11 14.2652 11.1054 14.5196 11.2929 14.7071C11.4804 14.8946 11.7348 15 12 15C12.2652 15 12.5196 14.8946 12.7071 14.7071C12.8946 14.5196 13 14.2652 13 14V13.5C13 12.125 14.3463 11 16 11C17.6538 11 19 12.125 19 13.5C19 14.875 17.6538 16 16 16C15.7348 16 15.4804 16.1054 15.2929 16.2929C15.1054 16.4804 15 16.7348 15 17V18C15 18.2652 15.1054 18.5196 15.2929 18.7071C15.4804 18.8946 15.7348 19 16 19C16.2652 19 16.5196 18.8946 16.7071 18.7071C16.8946 18.5196 17 18.2652 17 18V17.91C19.28 17.4913 21 15.6725 21 13.5C21 11.0188 18.7575 9 16 9ZM29 16C29 18.5712 28.2376 21.0846 26.8091 23.2224C25.3807 25.3603 23.3503 27.0265 20.9749 28.0104C18.5995 28.9944 15.9856 29.2518 13.4638 28.7502C10.9421 28.2486 8.6257 27.0105 6.80762 25.1924C4.98953 23.3743 3.75141 21.0579 3.2498 18.5362C2.74819 16.0144 3.00563 13.4006 3.98957 11.0251C4.97351 8.64968 6.63975 6.61935 8.77759 5.1909C10.9154 3.76244 13.4288 3 16 3C19.4467 3.00364 22.7512 4.37445 25.1884 6.81163C27.6256 9.24882 28.9964 12.5533 29 16ZM27 16C27 13.8244 26.3549 11.6977 25.1462 9.88873C23.9375 8.07979 22.2195 6.66989 20.2095 5.83733C18.1995 5.00476 15.9878 4.78692 13.854 5.21136C11.7202 5.6358 9.76021 6.68345 8.22183 8.22183C6.68345 9.7602 5.63581 11.7202 5.21137 13.854C4.78693 15.9878 5.00477 18.1995 5.83733 20.2095C6.66989 22.2195 8.07979 23.9375 9.88873 25.1462C11.6977 26.3549 13.8244 27 16 27C18.9164 26.9967 21.7123 25.8367 23.7745 23.7745C25.8367 21.7123 26.9967 18.9164 27 16Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n            <\/span>\n            <span class=\"did-you-know__title-text\">Bad credit personal loan in 2026 and beyond<\/span>\n        <\/h4>\n        <div class=\"did-you-know__content\">\n            <p>On January 1, 2025, the maximum personal loan rate allowed in Canada dropped from 47% APR to 35% APR. This is particularly relevant if you have bad credit because applicants with the riskiest profiles are charged the highest rates. Lowering the maximum rate allowed means you could save on interest. However, according to experts in non-prime lending, this drop will also cause lenders to be more selective with their approvals, which means fewer people with bad credit will be able to get a personal loan.<\/p><p>Once the maximum rate is lowered, the following years will help the government and participants of the lending market evaluate whether 47% APR was the appropriate rate charged because of the actual credit risk of the borrower or whether it was the rate charged because it was the maximum that was allowed. We\u2019ll be keeping an eye on this.\n        <\/p><\/div>\n    <\/div>\n<\/div>\n<h3>Other loans for bad credit<\/h3><p>If you can\u2019t find a bad credit personal loan for your needs, there are other online options to consider.<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"width: 20%; text-align: left;\" scope=\"col\">Loan<\/th><th style=\"width: 40%; text-align: left;\" scope=\"col\">How it works<\/th><th style=\"width: 40%; text-align: left;\" scope=\"col\">How it compares to bad credit personal loans<\/th><th style=\"width: 40%; text-align: left;\" scope=\"col\"><\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><strong>Payday loan<\/strong><\/td><td>Borrow up to $1,500 and repay by your next day<\/td><td>Faster, easier to qualify, much more expensive<\/td><td><a class=\"luna-button luna-button--ghost luna-button--fluid\" role=\"button\" href=\"https:\/\/www.finder.com\/ca\/payday-loans\/best-payday-loans\">Learn more<\/a><\/td><\/tr><tr><td><strong>Pay advance app<\/strong><\/td><td>Borrow up to $750 and repay by your next payday<\/td><td>Smaller loan amounts, often no credit check required, pay a fee for express service<\/td><td><a class=\"luna-button luna-button--ghost luna-button--fluid\" role=\"button\" href=\"https:\/\/www.finder.com\/ca\/cash-advance-apps\">Learn more<\/a><\/td><\/tr><tr><td><strong>Line of credit<\/strong><\/td><td>Borrow up to a limit, pay the interest and repay the balance any time<\/td><td>Can be harder to qualify for, open loan term requires discipline in repayments and spending<\/td><td><a class=\"luna-button luna-button--ghost luna-button--fluid\" role=\"button\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/lines-of-credit-bad-credit\">Learn more<\/a><\/td><\/tr><tr><td><strong>Cash-secured credit card<\/strong><\/td><td>Works like a standard credit card, but you\u2019ll pay a cash deposit for collateral<\/td><td>Lower rates, cash collateral required<\/td><td><a class=\"luna-button luna-button--ghost luna-button--fluid\" role=\"button\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/secured-credit-cards\">Learn more<\/a><\/td><\/tr><\/tbody><\/table><h3>Alternatives that don\u2019t involve taking on more debt<\/h3><ul><li><strong>Credit counselling.<\/strong> There are non-profit agencies that provide credit counselling in Canada. A counsellor can meet with you in a confidential session to discuss your financial situation and come up with a plan to help you take control of your debt. Learn more in <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/debt-management\/free-help-for-debt-management\">our guide to free credit counselling in Canada<\/a>.<\/li><li><strong>Negotiating with creditors.<\/strong> If you sign up for a debt management plan through a credit counselling agency, a counsellor can contact creditors on your behalf. They will negotiate with your creditors to try to reduce the interest rate or fees that apply to your debt or arrange a longer repayment period.<\/li><li><strong>Taking on a side hustle.<\/strong> Instead of borrowing money, make money. From completing surveys and playing games to working as a freelancer or a food delivery driver, there are lots of ways you can boost your income. If you need some inspiration, check out <a href=\"https:\/\/www.finder.com\/ca\/make-money-online\/side-hustles-canada\">our guide to 30+ online and offline side hustles<\/a>.<\/li><\/ul><div class=\"signpost-cta type-default u-bg--lime-500\" data-component=\"signpost-cta\" data-component-type=\"default\" data-component-placement=\"in-content\" data-click-target=\"https:\/\/www.finder.com\/ca\/make-money-online\/free-money-canada\">\n\n    <div class=\"signpost-cta__content\">\n\n        <div class=\"signpost-cta__display-col\">\n                            <svg class=\"signpost-cta__icon\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"64\" height=\"42\" viewbox=\"0 0 314.16 201.03\" fill=\"none\">\n                    <path d=\"M212.32,190.62c-19.66,0-38.8-6.44-54.42-18.24-15.63,11.79-34.77,18.24-54.42,18.24-49.84,0-90.39-40.55-90.39-90.39V9.83h199.24c49.84,0,90.39,40.55,90.39,90.39s-40.55,90.39-90.39,90.39Z\" fill=\"white\"><\/path>\n                    <path d=\"M212.32,15.9c46.57,0,84.33,37.75,84.33,84.33h0c0,46.57-37.75,84.33-84.33,84.33h0c-20.75,0-39.74-7.51-54.42-19.94-14.69,12.43-33.68,19.94-54.42,19.94h0c-46.57,0-84.33-37.75-84.33-84.33V15.9h193.18M212.32,3.76H7.01v96.46c0,53.19,43.27,96.46,96.46,96.46,19.47,0,38.46-5.92,54.43-16.84,15.96,10.91,34.95,16.84,54.42,16.84,53.19,0,96.46-43.27,96.46-96.46S265.51,3.76,212.32,3.76h0Z\" fill=\"#232320\"><\/path>\n                    <path d=\"M216.34,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n                    <path d=\"M105.92,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n                    <\/div>\n\n        <div class=\"signpost-cta__text\">\n    <p class=\"signpost-cta__heading\">Don't Leave Money on the Table<\/p>\n            <p class=\"signpost-cta__description\">40 ways to get 'free' money in Canada through rebates, bonuses and money strategies<\/p>\n    <\/div>\n\n    <\/div>\n\n    <div class=\"signpost-cta__action\">\n            <a href=\"https:\/\/www.finder.com\/ca\/make-money-online\/free-money-canada\" class=\"luna-button luna-button--primary signpost-cta__button\" data-tracking=\"signpost-cta-click\">Let's go<\/a>\n        <\/div>\n<\/div>\n\n<h3>Are Canadians in a stronger financial position now?<\/h3><p>More Canadians are feeling the pinch. In 2024, <strong>27%<\/strong> of the population reported they were <em>not<\/em> in a stronger financial position than the year before; by 2026, that number surged to <strong>37%<\/strong>, reflecting a deepening sense of economic insecurity.<\/p><iframe id=\"datawrapper-chart-Qi1MR\/1\/\" title=\"Are Canadians in a stronger financial position now than 12 months ago?\" width=\"100%\" scrolling=\"no\" src=\"https:\/\/datawrapper.dwcdn.net\/Qi1MR\/1\/\" loading=\"lazy\"><\/iframe><h3>Bottom line<\/h3><p>If you need a loan, bad credit isn\u2019t the end of the world. There are plenty of lenders out there who are willing to lend money if you have enough income to afford repayments, but you\u2019ll need to watch out for high rates and fees, as well as small loan amounts. If you\u2019re ready to borrow, compare the best bad credit loans before deciding where to apply.<\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">Are there loans where everyone's approved?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Not really. Legitimate lenders will first review your finances before approving. Be wary of websites in Canada offering guaranteed approval loans for low credit scores because this could be a scam. That's because all lenders are regulated to confirm details before offering a loan \u2014 and the very process of confirming details means guaranteed approval is impossible. <a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/everyone-approved-loans-canada\">Learn more in our everyone approved loans guide<\/a>.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">What do I do if my personal loan application was denied?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You can apply with another lender or wait to reapply with the lender that rejected you. We have a <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/avoid-personal-loan-rejection\">guide on how to handle a personal loan denial<\/a> to help you make your next step.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">Can I get a personal loan with no credit?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, you can. There are several ways to <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/how-to-get-a-loan-with-no-credit-score\">get a loan with no credit history<\/a>.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Can I get bad credit loans if I have extremely bad credit?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>If you have extremely bad credit, some lenders of bad credit personal loans may not approve you. You could check out cash advance apps, which offer small loans with no credit check. Another alternative is to apply for payday loans, which have smaller loan amounts and easier eligibility requirements. But they are also very expensive. <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/bad-credit-personal-loans\/loans-500-credit-score\">Learn more about loans for credit scores under 500.<\/a><\/p><p>If you're facing financial hardship and struggling to keep up with your debts, you may want to look into <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/debt-consolidation-loans\/debt-relief-companies\">debt relief options<\/a>, such as credit counselling or a debt management program.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">Where can I get a fast bad credit loan?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Lenders of bad credit loans are generally quick to give approval and funding. You can get a personal loan within 24 to 48 hours. If you can wait 24 hours, head over to our <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/emergency-loans\">emergency loans guide<\/a>. But if this is still too long of a wait for you and you need a loan right now with bad credit, check out <a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/instant-loans-canada\">our best instant loans guide<\/a>.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000005\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000005\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Compare the best bad credit loans in Canada. Apply online and get your loan within 24 to 48 hours.<\/p>\n","protected":false},"author":1000,"featured_media":1051910,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[104985],"tags":[107302,107180],"asset_tag":[],"class_list":["post-870571","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bad-credit-personal-loans","tag-cst-research","tag-fast-bad-credit-loans"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>10 Best Loans for Bad Credit in Canada (2026) | Finder Canada<\/title>\n<meta name=\"description\" content=\"Here are the best bad credit loans based on ease of approval, rates, speed, reputation and more. Find loans for extremely bad credit, too.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/bad-credit-personal-loans\/best-bad-credit-personal-loans\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"10 Best Loans for Bad Credit in Canada (2026)\" \/>\n<meta property=\"og:description\" content=\"Here are the best bad credit loans based on ease of approval, rates, speed, reputation and more. 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Legitimate lenders will first review your finances before approving. Be wary of websites in Canada offering guaranteed approval loans for low credit scores because this could be a scam. That's because all lenders are regulated to confirm details before offering a loan \u2014 and the very process of confirming details means guaranteed approval is impossible. <a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/everyone-approved-loans-canada\">Learn more in our everyone approved loans guide<\/a>.\r"}},{"@type":"Question","name":"What do I do if my personal loan application was denied?","acceptedAnswer":{"@type":"Answer","text":"\rYou can apply with another lender or wait to reapply with the lender that rejected you. We have a <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/avoid-personal-loan-rejection\">guide on how to handle a personal loan denial<\/a> to help you make your next step.\r"}},{"@type":"Question","name":"Can I get a personal loan with no credit?","acceptedAnswer":{"@type":"Answer","text":"\rYes, you can. There are several ways to <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/how-to-get-a-loan-with-no-credit-score\">get a loan with no credit history<\/a>.\r"}},{"@type":"Question","name":"Can I get bad credit loans if I have extremely bad credit?","acceptedAnswer":{"@type":"Answer","text":"\r\rIf you have extremely bad credit, some lenders of bad credit personal loans may not approve you. You could check out cash advance apps, which offer small loans with no credit check. Another alternative is to apply for payday loans, which have smaller loan amounts and easier eligibility requirements. But they are also very expensive. <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/bad-credit-personal-loans\/loans-500-credit-score\">Learn more about loans for credit scores under 500.<\/a>\r\rIf you're facing financial hardship and struggling to keep up with your debts, you may want to look into <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/debt-consolidation-loans\/debt-relief-companies\">debt relief options<\/a>, such as credit counselling or a debt management program.\r"}},{"@type":"Question","name":"Where can I get a fast bad credit loan?","acceptedAnswer":{"@type":"Answer","text":"\rLenders of bad credit loans are generally quick to give approval and funding. You can get a personal loan within 24 to 48 hours. If you can wait 24 hours, head over to our <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/emergency-loans\">emergency loans guide<\/a>. 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