{"id":870282,"date":"2020-07-27T14:43:24","date_gmt":"2020-07-27T18:43:24","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=870282"},"modified":"2026-10-15T15:35:20","modified_gmt":"2026-10-15T19:35:20","slug":"how-to-pay-for-an-iphone","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/personal-loans\/store-financing\/how-to-pay-for-an-iphone","title":{"rendered":"5 Ways to Finance an iPhone"},"content":{"rendered":"

With Apple having the largest mobile phone market share in Canada at 64.85% as of September 2026, it looks like many Canadians are finding a way around Apple\u2019s steep price tag to get that user-friendly iOS. If you don\u2019t have the cash to buy an iPhone, there are many options for iPhone financing in Canada, whether you have good or bad credit.<\/p>

From Apple Canada financing to personal loans and credit cards, we\u2019ve outlined various types of iPhone financing here, plus tips to help you save when you buy your next iPhone.<\/p>

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Key takeaways<\/h3>\n <\/div>\n\n
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  • Apple Canada offers 0% APR financing on iPhones over 24 months through Affirm, on purchases over $99. Financing is subject to approval.<\/li>\n
  • Trading in your old phone through Apple lowers the price of a new iPhone, which also lowers how much you need to finance.<\/li>\n
  • Paying for an iPhone with a credit card you can\u2019t pay off quickly can cost you more in interest than a 0% financing plan.<\/li>\n <\/ul>\n\n \n <\/div>\n

    How can I finance an iPhone in Canada?<\/h3>

    As one of the bestselling items in the world, lenders aren\u2019t newcomers to customers asking for a loan to finance the latest model Apple iPhones. See your iPhone financing options in Canada below.<\/p>