{"id":869329,"date":"2020-07-23T12:20:38","date_gmt":"2020-07-23T16:20:38","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=869329"},"modified":"2026-03-09T18:29:49","modified_gmt":"2026-03-09T22:29:49","slug":"tiny-house-financing","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/personal-loans\/tiny-house-financing","title":{"rendered":"How to finance a tiny home"},"content":{"rendered":"<p>They\u2019re economical, environmentally friendly, energy efficient, and they encourage you to stick to a minimalist lifestyle \u2013 it\u2019s no wonder you may be considering joining the tiny house movement.<\/p><p>Financing is likely on your cards to help bring your dream home to life. Here\u2019s a comprehensive list of the various options you have on the table to help you finance your tiny home.<\/p><h3 id=\"learn\">7 tiny house financing options<\/h3><p>If you\u2019re buying a standard sized home, a mortgage is the traditional route you\u2019d take to help you with your milestone purchase. Tiny homes, on the other hand, don\u2019t work in the same way, usually because tiny homes cost far less than their full-sized counterparts.<\/p><p>With this difference in mind, here are the most conventional options you have to help you build or buy your tiny house:<\/p><h4>1. Unsecured personal loan<\/h4><h5><strong>How it works<\/strong><\/h5><p>If you\u2019re looking to buy a tiny house with a solid foundation or want to build your own RV, you might want to consider taking out an unsecured personal loan. A personal loan is provided as a lump sum which you\u2019ll repay over the course of a few years. You can typically use these term loans for any legitimate purpose and don\u2019t have to put your home up as collateral.<\/p><h5><strong>Benefits<\/strong><\/h5><ul class=\"list-1\"><li>Flexibility to use your funds, from buying a tiny home outright to purchasing a piece of land where your tiny house will go.<\/li><li>Long-term financing options of up to 10 years, which may mean lower monthly payments.<\/li><li>Quick turnaround on approvals and issuing your loan once you\u2019ve qualified.<\/li><\/ul><h5><strong>What to watch out for<\/strong><\/h5><ul class=\"list-12\"><li>Potential for high interest rates, especially if you have less-than-perfect credit.<\/li><li>Potential for extra charges, from origination fees, administrative fees, prepayment fees, late fees and other charges, which may drive up the cost of your loan.<\/li><\/ul>\n    \n\n<style>\n#toppicks { overflow-x: auto; }\n.table-expander__content { margin-left: 0.5rem; line-height: normal; }\n.pro-section { line-height: 1.35rem; 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margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"7fd7d7fc-e864-45a9-b585-bfadfd222da4\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Get Multiple Offers\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/loanconnect-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%227fd7d7fc-e864-45a9-b585-bfadfd222da4%22%2C%22product_name%22%3A%22LoanConnect%2BPersonal%2BLoan%22%2C%22offer_id%22%3A%2215388%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22position%22%3A%222%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22869329%22%2C%22post_path%22%3A%22personal-loans%252Ftiny-house-financing%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to LoanConnect\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png\" loading=\"lazy\" alt=\"LoanConnect logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\"text-center\"> <\/div>\n\n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                       <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/loanconnect-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFPL%22%2C%22offer_id%22%3A%2215388%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22product_id%22%3A%227fd7d7fc-e864-45a9-b585-bfadfd222da4%22%2C%22product_name%22%3A%22LoanConnect%2BPersonal%2BLoan%22%2C%22provider_id%22%3A%22a95b0463-1871-4f05-98ce-2bd750cc8d80%22%2C%22provider_name%22%3A%22LoanConnect%22%2C%22post_id%22%3A%22869329%22%2C%22post_path%22%3A%22personal-loans%252Ftiny-house-financing%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success\">GO TO SITE<\/a>\n\n\n                        \n                    <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">7fd7d7fc-e864-45a9-b585-bfadfd222da4-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Accepts bad credit borrowers<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Quotes from multiple lenders<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Pre-approval in 5 minutes<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Funds in as little as 24 hours<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n                                <article class=\"luna-card luna-card--shadow luna-card--stretch mastheadPick-item threepc-flex-item zoom topPicks__card-card\">\n                <div class=\"cardColoured-banner\" style=\"background-color: \" data-nbid=\"eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7\">\n\n                                        \n                    <p class=\"card-topText\" style=\"height:fit-content\">\n                                                    Fast Financing\n                                            <\/p>\n                <\/div>\n\n                                \n                <div class=\"luna-card__block luna-card__topPick\">\n                    <figure style=\"margin: auto;\" class=\"noward\">\n                        <a rel=\"nofollow\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/spring-financial-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7%22%2C%22product_name%22%3A%22Spring%2BFinancial%2BPersonal%2BLoan%22%2C%22offer_id%22%3A%2219898%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_IMAGE%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22position%22%3A%223%22%2C%22top_picks_lock_order%22%3A%220%22%2C%22post_id%22%3A%22869329%22%2C%22post_path%22%3A%22personal-loans%252Ftiny-house-financing%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" style=\"margin-bottom: 10px;\" title=\"Go to Spring Financial\">\r\n\r\n  \r\n  \r\n\r\n<img decoding=\"async\" src=\"https:\/\/www.finder.com\/niche-builder\/68557d968728e.png\" loading=\"lazy\" alt=\"Spring Financial logo\" class=\"luna-image compare-logo no-lazyload \" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68557d968728e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68557d968728e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68557d968728e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/68557d968728e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/68557d968728e.png?fit=1200 1200w, https:\/\/www.finder.com\/niche-builder\/68557d968728e.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\">\r\n<\/a>\n                    <\/figure>\n\n                    \n                    \n                    \n                    \n                                            <span class=\"best-pagePromoted-span\" style=\"display: none; background-color: #FFF;\"><\/span>\n                    \n                    \n                    <div class=\"text-center\"> <\/div>\n\n                    <div class=\" has-padding-bottom-xsmall has-padding-top-small \" style=\"border-radius: 0.2em;\">\n                       <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/spring-financial-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%22%2C%22title%22%3A%22GO%2BTO%2BSITE%22%2C%22site%22%3A%22CAFPL%22%2C%22offer_id%22%3A%2219898%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22product_id%22%3A%22eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7%22%2C%22product_name%22%3A%22Spring%2BFinancial%2BPersonal%2BLoan%22%2C%22provider_id%22%3A%22cc20aa09-5252-4493-895e-a57261c5361b%22%2C%22provider_name%22%3A%22Spring%2BFinancial%22%2C%22post_id%22%3A%22869329%22%2C%22post_path%22%3A%22personal-loans%252Ftiny-house-financing%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1730639%2C%22name%22%3A%22threepc%22%2C%22country%22%3A%22us%22%7D%7D\" class=\"luna-button luna-button--fluid luna-button--success\">GO TO SITE<\/a>\n\n\n                        \n                    <\/div>\n\n                    \n                    \n\n                       <div style=\"display: none\">eaaf66e3-6e5c-4fe3-a7f7-76f5e7410de7-<\/div>\n\n\n                    \n\n\n\n\n\n                                            <div class=\"cardPros-text  pros-no-blue-lozenge \">\n                            <style>\r\n.list-1 li {\r\noverflow-wrap: break-word;\r\nwhite-space: normal;\r\npadding-bottom: 10px;\r\n}\r\n  \r\n.pro-engine { \r\nmin-height: 100px;\r\nmargin-top: 15px;\r\n}\r\n  \r\n@media (max-width:1001px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n@media (max-width:1920px) { \r\n.pro-section{\r\n\r\n\r\n}\r\n}\r\n  \r\n.pro-section-2 {\r\n\r\n}\r\n<\/style>\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n<div class=\"pro-section\">\r\n    <ul class=\"list-1 pros-a\" id=\"pros\">\r\n        \r\n            \r\n                 <li>Accepts bad credit borrowers<\/li>\r\n            \r\n         \r\n            \r\n                 <li>Same day funding<\/li>\r\n            \r\n         \r\n            \r\n                 <li>100% online<\/li>\r\n            \r\n         \r\n            \r\n                 <li>No prepayment fees<\/li>\r\n            \r\n         \r\n    <\/ul>\r\n<\/div>\n                        <\/div>\n                                    <\/div>\n\n                <div style=\"margin-top: 1rem; margin-right: 0.7rem;\">\n                    \n                <\/div>\n            <\/article>\n            <\/div>\n\n    \n<h4>2. RV loans<\/h4><h5><strong>How it works<\/strong><\/h5><p>Many tiny houses are on wheels. If that\u2019s what you\u2019re looking for, <a href=\"https:\/\/www.finder.com\/ca\/car-loans\/rv-loans\">RV loans could help you with funding.<\/a> Just like securing financing for a regular-sized vehicle, RV loans provide you with the funds to help you purchase a new or used recreational vehicle, including motor homes, travel trailers, toy haulers and campers.<\/p><h5><strong>Benefits <\/strong><\/h5><ul class=\"list-1\"><li>Can be provided via an unsecured or secured loan using your RV as collateral.<\/li><li>Long-term financing of up to 10 years, which may mean lower monthly payments.<\/li><li>Variety of options for providers, from online lenders, to banks, credit unions and RV dealerships.<\/li><\/ul><h5><strong>What to watch out for<\/strong><\/h5><ul class=\"list-12\"><li>RVs can range in price from as low as $10,000 up to $150,000. You may not be able to secure enough financing to cover the entire cost of a high-end RV.<\/li><li>If you need to make renovations to your RV to bring it to your tiny house living standards, these upgrades may not be covered in your RV loan.<\/li><li>Potential for high interest rates, especially if you have less-than-perfect credit.<\/li><\/ul><h4>3. Personal line of credit<\/h4><h5><strong>How it works<\/strong><\/h5><p>If you\u2019re building your home, you might want to consider <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/line-of-credit\">taking out a line of credit<\/a>. It works almost like a credit card, giving you a specified credit limit to use how you like. While personal loans give you a lump sum of funding you need to repay within a fixed amount of time, a line of credit stays open as long as you keep up with payments. Once you repay what\u2019s withdrawn, you can re-access the money. Access to a line of credit can prepare you for unexpected expenses that don\u2019t factor into your initial calculations.<\/p><h5><strong>Benefits <\/strong><\/h5><ul class=\"list-1\"><li>No locked in terms. As long as you\u2019re making repayments, your account stays open so you have access to cash any time you need it while only paying interest on the amount you withdraw.<\/li><\/ul><h5><strong>What to watch out for<\/strong><\/h5><ul class=\"list-12\"><li>Your line of credit may not be enough to cover off the majority of your financing for your tiny home. However, it can be used to supplement your purchase or to withdraw funds as needed as you pay for renovations and other expenses.<\/li><\/ul><h4>4. Chattel mortgages<\/h4><h5><strong>How it works<\/strong><\/h5><p>While your tiny home likely won\u2019t be eligible for a traditional mortgage, you may still be able to qualify for a chattel mortgage. A chattel mortgage is a mortgage for movable personal property, unlike a regular home. These work more like car loans than mortgages; your lender will technically own your home until you finish paying off the loan.<\/p><p>They tend to have lower interest rates than personal loans and may have less strict eligibility criteria than other financing options.<\/p><h5><strong>Benefits <\/strong><\/h5><ul class=\"list-1\"><li>Chattel mortgages can be especially helpful if you park your tiny home on leased land or intend on moving frequently.<\/li><li>These niche mortgages typically come with shorter and more flexible repayment terms.<\/li><li>They also tend to have lower interest rates compared to personal loans and less strict eligibility requirements than other financing options.<\/li><\/ul><h5><strong>What to watch out for<\/strong><\/h5><ul class=\"list-12\"><li>Because these are unique mortgages, they may be a harder loan product to find with major banks and online lenders.<\/li><li>These mortgages are limited to movable personal property.<\/li><\/ul><h4>5. Tiny house builder<\/h4><h5><strong>How it works<\/strong><\/h5><p>When homebuyers purchase a traditional house, they often seek out financing through a lender that\u2019s partnered with the homebuilder. In this same way, tiny house buyers can link up with a lender affiliated with the builder constructing their new property. Your builder may even recommend this option for financing your construction and offer incentives to take up their offer.<\/p><h5><strong>Benefits <\/strong><\/h5><ul class=\"list-1\"><li>Builder-recommended financing can come with low interest rates and long loan terms, similar to a conventional home mortgage.<\/li><li>Your builder may offer incentives, such as home upgrades or help with closing costs, to persuade you to work with their affiliated lender.<\/li><\/ul><h5><strong>What to watch out for<\/strong><\/h5><ul class=\"list-12\"><li>Even with perks in hand, double check to make sure you\u2019re happy with the loan\u2019s terms and interest rates.<\/li><li>This option may require you to provide a down payment of up to 20%, similar to what\u2019s needed for a conventional mortgage.<\/li><\/ul><h4>6. Home equity loans<\/h4><h5><strong>How it works<\/strong><\/h5><p>If you already own a home and want to build or buy a second tiny house, you can leverage the equity you\u2019ve built up in your first home to finance your next property purchase. Keep in mind, you\u2019re using your home equity as collateral.<\/p><h5><strong>Benefits<\/strong><\/h5><ul class=\"list-1\"><li>With your home equity as collateral, you can secure low rates and long repayment terms, which may lead to lower monthly repayments.<\/li><li>Flexibility to use your home equity loan as needed, from buying your tiny home to covering off repairs, upgrades and other expenses.<\/li><\/ul><h5><strong>What to watch out for<\/strong><\/h5><ul class=\"list-12\"><li>Your loan amount is determined by a home appraisal from your lending institution. Make sure your home is in tip-top shape before your appraisal so it\u2019s garnering a fair market value.<\/li><li>You\u2019re putting your home equity on the line to qualify, so you can lose your primary home if you can\u2019t keep up with payments.<\/li><\/ul><h4>7. Home equity lines of credit<\/h4><p>While home equity loans provide borrowers with a single lump sum of cash that\u2019s repaid with set terms, a home equity line of credit (HELOC) allows homeowners access to funds as needed, just like a regular line of credit. Once again, you\u2019re using your home equity to qualify for this account.<\/p><h5><strong>Benefits <\/strong><\/h5><ul class=\"list-1\"><li>HELOCs are flexible, open-ended accounts without set terms. Borrowers can take out cash from their HELOC on an ongoing basis and only need to pay what they use.<\/li><li>With your equity on the line, lenders will offer you lower interest rates on your HELOC.<\/li><\/ul><h5><strong>What to watch out for<\/strong><\/h5><ul class=\"list-12\"><li>You\u2019re putting your home equity on the line to qualify, so you can lose your primary home if you can\u2019t keep up with payments.<\/li><li>HELOCs come with a variable interest rate, so when you take out cash from this account, your repayments may fluctuate depending on your lender\u2019s prime rate.<\/li><\/ul><h3>Can a traditional mortgage lender finance a tiny house?<\/h3><p>Not necessarily. You may need an unconventional form of financing for your unconventional home. For starters, it may be difficult to find mortgage lenders that market tiny house mortgages because they\u2019re so niche. Most mortgages tend to come with minimum limits on how much you can borrow, with tiny houses being on the lower end of the price range. Other lenders may explicitly state that their home loans apply only to properties fixed on a solid foundation, which may exclude tiny houses that are designed to be portable.<\/p><p>With these limitations at hand, your best bet is to consider chattel mortgages, RV loans and personal loan products to finance your tiny house. It\u2019s worth checking with your current lender though, to see if your tiny home fits the building code requirements to qualify as a conventional property<\/p><h3>How to choose the right tiny home financing option<\/h3><p>With tiny homes still being a novelty in Canada, make sure you do some comparison shopping with your financing options and take stock of what you need from your tiny house loan. Here are the key determining factors to consider:<\/p><ul class=\"list-1\"><li><strong>Decide on what you need.<\/strong> Are you working with a tiny house builder to design the home of your dreams or are you buying an RV you plan on renovating? When you have your end goal in mind, it\u2019ll be much easier to refine your list of financing options so you can zero in on chattel mortgages, RV loans, or working with your builder for financing as needed. Make sure the loan product you want provides enough to finance your purchase and any other related expenses.<\/li><li><strong>Consider your priorities.<\/strong> Create your tiny home financing wishlist. Do you need the lowest interest rate possible, lengthy terms, or a large personal loan you may need to provide security on? Do you have home equity you\u2019d like to put to use? After you\u2019ve determined which loan best suits your needs, figure out your priorities.<\/li><li><strong>Shop around for interest rates.<\/strong> Second to your priorities are annual percentage rates, or APRs, which will dictate how much you\u2019ll spend to take out your loan. Compare interest rates between lenders to make sure you\u2019re securing a loan at a competitive rate.<\/li><li><strong>Check that you are eligible.<\/strong> Tiny homes may be the exception to some lenders, so make sure that your tiny home purchase fits within your lender\u2019s eligibility criteria. You also need to make sure you meet the requirements too. Some lenders only provide loans in certain provinces, while others won\u2019t work with self-employed applicants or anyone relying solely on government assistance, for example.<\/li><li><strong>Determine terms and repayment options that fit your budget.<\/strong> Your tiny home is, essentially, a smaller scale mortgage. How long do you intend to take to pay off your tiny home financing and how much of your budget can you allocate to it? Make sure the lender you want to work with provides loan terms that suit your needs. Most will offer flexibility in your repayment plan, providing you with the option to make payments weekly, fortnightly or monthly.<\/li><\/ul><h3>How else can I pay for a tiny house?<\/h3><ul class=\"list-1\"><li><strong>Save up.<\/strong> Tiny houses are inexpensive enough to realistically save up for the basic expenses. Selling some of your belongings \u2014 which you\u2019re going to have to get rid of anyway \u2014 might help speed the process along.<\/li><li><strong>Crowdfund.<\/strong> Reach out to your social network by setting up a crowdfunding campaign. Be sure to set a goal high enough to cover the cost of your tiny house after paying platform fees.<\/li><li><strong>Friends and family.<\/strong> Ask for donations toward your tiny house fund in lieu of gifts, or just flat out ask a relative to borrow money to finance your tiny house. You might not have to pay interest, but be prepared for a damaged relationship if you\u2019re unable to pay it back.<\/li><li><strong>Credit cards.<\/strong> In a pinch, you can use a credit card to finance parts of your tiny house expenses. Just be aware that these typically have higher interest rates than personal loans, so only use it when absolutely necessary.<\/li><\/ul><h3>The financial risks of a tiny house<\/h3><p>With any milestone purchase, consumers need to consider the risks involved, and tiny homes are no exception. While they may come with lower operating costs and less upkeep, there are some financial red flags to be wary of too.<\/p><ul class=\"list-3\"><li><strong>Initial upfront costs.<\/strong> If you\u2019re building your own tiny home, don\u2019t forget that you\u2019ll need to save up to purchase land or lease a lot on top of buying materials and hiring contractors to construct your home.<\/li><li><strong>Parking fees and fuel.<\/strong> If you\u2019re taking your tiny home on the road, you\u2019ll need to factor in the costs for parking your tiny home, buying gas and covering off maintenance and repairs.<\/li><li><strong>Insurance and taxes.<\/strong> Whether your tiny home is an RV or it\u2019s a fixed property, you need to keep your investment insured. In some cases, you may need to buy homeowner\u2019s insurance, car insurance, and cover off property taxes and permit fees.<\/li><li><strong>Appliances and utilities.<\/strong> Your tiny home needs to be fitted with gas, electricity, and maybe even heating and cooling. You\u2019ll also need to fit your tiny home with appliances, which may be trickier to do compared to conventionally sized homes.<\/li><li><strong>Resale value.<\/strong> It\u2019s important to note that tiny homes don\u2019t have the same resale appeal as full-sized homes because they\u2019re so niche. If you\u2019re thinking of buying a tiny home to flip or resell in a few years, keep this caveat in mind. Renting a tiny home may be a better option.<\/li><\/ul><article class=\"luna-card luna-card--alt\"><\/article><article class=\"luna-card luna-card--primary\"><div class=\"luna-card__block\"><h4>Amelia buys a prebuilt tiny home<\/h4><p>Imagine this scenario: Amelia recently graduated from university and was loaded with student debt. Owning a home was always a dream of hers, but getting there seemed impossible with her monthly student loan payments and entry-level job. A tiny house, however seemed like a possibility \u2014 which became a reality when she found a pre-built RV house for $68,000 through a tiny house manufacturer.<\/p><p>Here\u2019s how the costs broke down:<\/p><ul class=\"list-10\"><li>Cost of house: $62,950<\/li><li>Exterior steps: $229<\/li><li>Shipping to Ontario: $4,000<\/li><li>Other fees: $499<\/li><li>Total: $67,678<\/li><\/ul><p>She looked around for different personal loans and decided to finance directly through the manufacturer \u2014 it was easier and the rates weren\u2019t that different from what other lenders were offering. She got a 15-year loan with a 5.59% interest rate and a 20% down payment of $13,535.60 \u2014 which her parents loaned her without interest. This meant that she had 15 years of monthly repayments of $445.<\/p><p>Other costs included a $97.02 annual registration fee for a 9,000-pound trailer and a $950 monthly rental fee for an RV spot with electricity and water included.<\/p><p><strong>Her total housing costs added up to about $1403.08 per month.<\/strong><\/p><\/div><\/article><p>\u00a0<\/p><div class=\"content-area-light-blue has-padding-small has-padding-top-large\"><h4><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2018\/02\/tiny-house-at-night_getty_450x250.jpg\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" class=\"size-full wp-image-869335 alignright\" title=\"Image: Getty Images\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/02\/tiny-house-at-night_getty_450x250.jpg\" alt=\"A tiny house lit up at night\" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/02\/tiny-house-at-night_getty_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/02\/tiny-house-at-night_getty_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/02\/tiny-house-at-night_getty_450x250.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/02\/tiny-house-at-night_getty_450x250.jpg?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/02\/tiny-house-at-night_getty_450x250.jpg?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/02\/tiny-house-at-night_getty_450x250.jpg?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\" loading=\"lazy\"><\/a>What is a tiny house?<\/h4><p>A tiny house is a residential building that is no more than 400 to 600 square feet in size. Think of RVs converted into miniature, portable homes or tiny cabins, containers or loft-style properties in which every inch is put to use strategically. These tiny homes can range from bare bones Spartan, to rustic to futuristic, and even completely green-friendly with solar panels, a rainwater catch, filtration system and a composting toilet so you can live off of the grid.<\/p><\/div><h3>How much does a tiny house cost?<\/h3><p>Tiny houses are most often defined as residential buildings less than 500 square feet \u2014 though sometimes anything less than 1,000 square feet is considered a tiny house. They tend to cost a fraction of a regular home, which can come with thousands of square footage. But that doesn\u2019t mean it\u2019s cheap. How much you can expect to pay depends on whether you plan on buying a tiny house or building one.<\/p><p>It also depends on your area\u2019s regulations. Some local governments require homes with a foundation to be a certain square footage. Others have restrictions to camping on private land \u2014 which applies to your home if it\u2019s classified as an RV. Make sure you know your local laws before deciding where or what to build.<\/p><h4>Buying a prebuilt tiny house<\/h4><p>This can be the easiest way to do things, but there are still several costs to consider, especially if it\u2019s an RV. If your home is built on solid foundations, your main costs are the home itself and the land.<\/p><p>If you\u2019re buying an RV, you can either buy land, park it on private property belonging to friends or family, rent a long-term RV spot or move it around public land. But you\u2019ll also pay for a trailer license, yearly RV registration fees \u2014 not to mention having a car strong enough to drive it around.<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Expense<\/th><th scope=\"col\">Typical cost<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td data-title=\"Expense\">Tiny house or RV, including extras and shipping fees<\/td><td data-title=\"Typical cost\">$70,000\u2013$500,000<\/td><\/tr><tr><td data-title=\"Expense\">Buying land<\/td><td data-title=\"Typical cost\">Over $200,000 (plus property taxes), depending on location<\/td><\/tr><tr><td data-title=\"Expense\">Renting an RV spot<\/td><td data-title=\"Typical cost\">$500 per month plus water and electricity hookup fees (around $450 per month)<\/td><\/tr><tr><td data-title=\"Expense\">RV registration fee<\/td><td data-title=\"Typical cost\">$20\u2013$200 a year, depending on regulations<\/td><\/tr><\/tbody><\/table><h4>Building a tiny house from scratch<\/h4><p>Building a tiny house, is usually cheaper than buying one, with costs typically adding up to between $10,000 to $40,000. But they can take a long time to build \u2014 sometimes even years. On top of the expenses like buying land and getting a trailer license listed above, here are some of the main expenses you can expect to come across when building your new home:<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">Expense<\/th><th scope=\"col\">Price range<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td data-title=\"Expense\">Trailer<\/td><td data-title=\"Price range\">$10,000\u2013$35,000<\/td><\/tr><tr><td data-title=\"Expense\">Doors and windows<\/td><td data-title=\"Price range\">$1,000\u2013$3,000<\/td><\/tr><tr><td data-title=\"Expense\">Lumber<\/td><td data-title=\"Price range\">$3,000\u2013$10,000<\/td><\/tr><tr><td data-title=\"Expense\">Insulation<\/td><td data-title=\"Price range\">$500\u2013$2,000<\/td><\/tr><tr><td data-title=\"Expense\">Roofing<\/td><td data-title=\"Price range\">$500\u2013$1,000<\/td><\/tr><tr><td data-title=\"Expense\">Siding<\/td><td data-title=\"Price range\">$1,500\u2013$3,000<\/td><\/tr><tr><td data-title=\"Expense\">Wall paneling<\/td><td data-title=\"Price range\">$500\u2013$2,000<\/td><\/tr><tr><td data-title=\"Expense\">Flooring<\/td><td data-title=\"Price range\">$300\u2013$2,000<\/td><\/tr><tr><td data-title=\"Expense\">Light fixtures<\/td><td data-title=\"Price range\">$200\u2013$800<\/td><\/tr><tr><td data-title=\"Expense\">Hiring an electrician<\/td><td data-title=\"Price range\">$1,500\u2013$3,000<\/td><\/tr><tr><td data-title=\"Expense\">Water heater<\/td><td data-title=\"Price range\">$500\u2013$1,000<\/td><\/tr><tr><td data-title=\"Expense\">Shower tile<\/td><td data-title=\"Price range\">$300\u2013$1,000<\/td><\/tr><tr><td data-title=\"Expense\">Toilet<\/td><td data-title=\"Price range\">$800\u2013$1,500<\/td><\/tr><tr><td data-title=\"Expense\">Other bathroom fixtures and plumbing<\/td><td data-title=\"Price range\">$600\u2013$2,000<\/td><\/tr><tr><td data-title=\"Expense\">Space heater<\/td><td data-title=\"Price range\">$200\u2013$800<\/td><\/tr><tr><td data-title=\"Expense\">Cabinets (storage and kitchen)<\/td><td data-title=\"Price range\">$1,500\u2013$5,000<\/td><\/tr><tr><td data-title=\"Expense\">Kitchen counter<\/td><td data-title=\"Price range\">$300\u2013$2,000<\/td><\/tr><tr><td data-title=\"Expense\">Kitchen appliances<\/td><td data-title=\"Price range\">$1,000\u2013$3,000<\/td><\/tr><tr><td data-title=\"Expense\">Screws, nails etc.<\/td><td data-title=\"Price range\">$500<\/td><\/tr><tr><td data-title=\"Expense\">Paint<\/td><td data-title=\"Price range\">$50\u2013$200<\/td><\/tr><tr><td data-title=\"Expense\">Your time<\/td><td data-title=\"Price range\">400\u2013600 work hours<\/td><\/tr><\/tbody><\/table><p>\u00a0<\/p><p>Don\u2019t have the time \u2014 or skills \u2014 to do all that work? Some manufacturers can meet halfway with a tiny house shell. All the basics are pre-installed like water lines, electricity and sewage systems, but you can still customize it to your liking. These typically cost between $10,000 and $35,000.<\/p><p>Or you can buy a prefab tiny house kit, which you can put together yourself for less than $10,000 or hire someone to do the work for you.<\/p><h3>6 tips to enjoy living in a tiny house<\/h3><ol><li><strong>Splurge a little.<\/strong> Tiny houses are all about quality, not quantity. Getting those Italian bathroom tiles you\u2019ve been lusting over since your 20s might not be that unaffordable since your living space just got a lot smaller. Make it a space you truly want to spend time in.<\/li><li><strong>Take advantage of outdoor space.<\/strong> Whether it\u2019s building a tiny roof patio or a front porch, using your outdoor space can make your home feel larger than it is and provide some much-needed change during the days you spend mostly at home.<\/li><li><strong>Make your furniture multitask.<\/strong> With minimal space, it doesn\u2019t make sense to own anything with just one purpose \u2014 especially not furniture. Get a sofa, or armchair, that doubles as a bed. Find a table that also acts as storage space.<\/li><li><strong>Keep colors light and simple.<\/strong> Light colors can make rooms feel larger than they are and dark colors have the opposite effect. Don\u2019t get too busy with the color schemes to keep yourself from feeling claustrophobic (or if you do, make it something you can easily change).<\/li><li><strong>Become a strategic shopper.<\/strong> Limited storage space means everything you own needs to have meaning. The same applies to groceries. If you plan on cooking at home a lot, coordinate your meals around what you have. That way, you won\u2019t end up with a fridge full of expired yogurt. Sticking to a shopping list is essential.<\/li><li><strong>Stay tidy.<\/strong> Making your bed in the morning and cleaning up after meals can make all the difference when living in a space where you have to look at your bed and kitchen sink all the time. Mess tends to make spaces look cluttered, which can make your home seem smaller than it actually is.<\/li><\/ol><h3 id=\"five\">When buying a tiny house is a bad idea<\/h3><p>Tiny houses may be trendy now, but they might not be worth it if\u2026<\/p><ul class=\"list-12\"><li><strong>You want to invest in real estate.<\/strong> At this point, tiny houses aren\u2019t much more than a fad. It\u2019s a niche market, meaning that finding a buyer is going to be a lot more difficult than other types of real estate. There\u2019s also a chance people will lose interest before you\u2019re ready to sell.<\/li><li><strong>Your family (or roommates) aren\u2019t 100% on board.<\/strong> Living in a tiny house is a commitment that involves everyone and small living spaces can exacerbate conflict. If you live with someone that\u2019s claustrophobic or isn\u2019t interested in parting ways with their belongings, you might want to rethink buying a tiny house.<\/li><\/ul><h3 data-toc=\"false\">Bottom line<\/h3><p>Tiny house living is a lifestyle that\u2019s not for everyone. While it\u2019s cheaper than buying a house, you probably won\u2019t be able to sell it for a profit like other types of real estate. Make sure everyone\u2019s onboard before you buy one and also be aware that life changes \u2014 like an unexpected pregnancy \u2014 have made many families reevaluate their decision.<\/p><p>If you\u2019re sure it\u2019s the right thing for you, you might want to start by <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\" rel=\"noopener noreferrer\">comparing personal loans<\/a> to get an idea of how much it\u2019s going to cost you on a monthly basis and in the long run.<\/p><h3 data-toc=\"false\">Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">How long does it take to build a tiny house?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>It depends on who\u2019s doing the building. For a professional, it can take around 120 hours of work. If you want to do it yourself, it can take between 400 and 600 hours, however \u2014 between 1.5 and 2.5 months of a full-time job.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">What\u2019s the maximum height for a tiny house?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The legal height of your tiny house varies by province and whether or not it is mobile or not \u2014 check with your local provincial service centre if it\u2019s an RV. Typically, your home can be about 13.5 feet tall.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">What type of vehicle do I need to tow my tiny house?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>It depends on how heavy it is. Tiny houses can range from 7,000 to 15,000 pounds. Typically a \u00be or one-ton diesel truck works best. You can also rent a truck to tow your tiny house if you don\u2019t plan on moving it around often.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Can I take out a loan to buy a mobile home?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. Many lenders offer mobile home financing. You may want to learn more about your options for financing a mobile home since there are multiple types of loans you could apply for.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000004\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000004\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Learn about costs, financing options and how to make the most of tiny living.<\/p>\n","protected":false},"author":987,"featured_media":1035731,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[407],"tags":[5439,3343],"asset_tag":[],"class_list":["post-869329","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-loans","tag-latest-3","tag-personal-loans-2"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>7 Ways to Finance a Tiny Home | Finder Canada<\/title>\n<meta name=\"description\" content=\"Thinking of embracing a minimalist lifestyle? Here&#039;s what you need to know about financing a tiny house, from the costs to making it a home.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/tiny-house-financing\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to finance a tiny home\" \/>\n<meta property=\"og:description\" content=\"Thinking of embracing a minimalist lifestyle? Here&#039;s what you need to know about financing a tiny house, from the costs to making it a home.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/personal-loans\/tiny-house-financing\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2020-07-23T16:20:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/TinyHome_Supplied_1800x1000.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Carmen Chai\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Carmen Chai\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"17 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/ca\/personal-loans\/tiny-house-financing#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/personal-loans\/tiny-house-financing\"},\"author\":{\"name\":\"Carmen Chai\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/81e3c60fa5300ab5768a1c2999a5edd7\"},\"headline\":\"How to finance a tiny home\",\"datePublished\":\"2020-07-23T16:20:38+00:00\",\"dateModified\":\"2024-04-04T16:01:12+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/personal-loans\/tiny-house-financing\"},\"wordCount\":3839,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/personal-loans\/tiny-house-financing#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/TinyHome_Supplied_1800x1000.jpg\",\"articleSection\":[\"Personal Loans\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.finder.com\/ca\/personal-loans\/tiny-house-financing#respond\"]}],\"citation\":[{\"@type\":\"CreativeWork\",\"name\":\"CRVA: RV types, (accessed 4 April 2024)\",\"url\":\"https:\/\/crva.ca\/find-your-rv\/rv-types\/\"}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/ca\/personal-loans\/tiny-house-financing\",\"url\":\"https:\/\/www.finder.com\/ca\/personal-loans\/tiny-house-financing\",\"name\":\"7 Ways to Finance a Tiny Home | Finder Canada\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/personal-loans\/tiny-house-financing#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/personal-loans\/tiny-house-financing#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/07\/TinyHome_Supplied_1800x1000.jpg\",\"datePublished\":\"2020-07-23T16:20:38+00:00\",\"dateModified\":\"2024-04-04T16:01:12+00:00\",\"description\":\"Thinking of embracing a minimalist lifestyle? 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