{"id":866200,"date":"2020-07-06T14:37:27","date_gmt":"2020-07-06T18:37:27","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=866200"},"modified":"2026-01-21T22:30:30","modified_gmt":"2026-01-22T03:30:30","slug":"rbc-small-business-loan-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/business-loans\/rbc-small-business-loan-review","title":{"rendered":"RBC business loans review"},"content":{"rendered":"<h3>What is RBC?<\/h3><p class=\"p1\">RBC (also known as the Royal Bank of Canada) is Canada\u2019s largest multinational bank. It serves over 16 million clients and is recognized as an industry leader in the financial sector. It provides small business financing to millions of Canadians, with a focus on long-term and government-backed loans.<\/p><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/business-loans\/best\" style=\"text-decoration:underline; font-size:0.9em;\">Best business loans<\/a>\n<\/div>\n<\/article><h3>What types of business loans are available through RBC?<\/h3><p class=\"p1\">There are two main types of business loans available through RBC:<\/p><ol><li><strong>Short-term and operating loans.<\/strong> These are suited for businesses with everyday borrowing needs \u2013 for example, if you want to cover short-term gaps in your cash flow, make large purchases or improvements to your business, or get easy access to operating funds.<\/li><li><strong>Mid-term and long-term loans.<\/strong> These are suited for businesses with significant financing needs \u2013 for example, if you want to buy equipment or property, expand your operations, or set up a new company or location.<\/li><\/ol><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Short-term and operating loans<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p class=\"p1\">These loans can help to cover gaps in your cash flow and give you the money you need to purchase equipment, materials or inventory when you need them.<\/p><p class=\"p1\"><strong>1. Overdraft protection.<\/strong> RBC\u2019s overdraft protection allows you to dip below zero and avoid paying non-sufficient fund (NSF) fees for negative balances.<\/p><ul class=\"list-1\"><li class=\"p1\">Overdraft limit available up to $10,000 on most Business Deposit Accounts<\/li><\/ul><p class=\"p1\"><strong>2. Royal Business Operating Line.<\/strong> This line of credit automatically injects money into your account when there\u2019s a shortfall and takes the money back when there\u2019s a surplus.<\/p><ul class=\"list-1\"><li class=\"p1\">Credit lines start at $10,000<\/li><\/ul><p class=\"p1\"><strong>3. CreditLine for Small Business.<\/strong> This type of financing lets you spend money on your line of credit as if it were a credit card.<\/p><ul class=\"list-1\"><li>No annual fee<\/li><li>Competitive interest rates<\/li><li>Earn 1 Avion point for every $2 you spend on your card<\/li><li>Use points to make purchases for your business, reward yourself or incentivize your employees<\/li><\/ul><p class=\"p1\"><strong>4. Asset-based lending.<\/strong> Asset-based lending allows you to use the assets in your business or personal life to secure financing for higher amounts of money.<\/p><ul class=\"list-1\"><li>Committed financing for two to five years with no annual renegotiation of terms and conditions<\/li><li>Asset-based lending starts at $2 million<\/li><\/ul><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Mid-term and long-term loans<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p class=\"p1\">Long-term loans are usually for large one-off purchases and can be for much bigger amounts than short-term loans. They\u2019re typically used to purchase equipment or real estate or to pay for renovations or other forms of business expansion.<\/p><p class=\"p1\"><strong>1. Term loans.<\/strong> Term loans let you borrow large amounts of cash that you\u2019ll then need to pay back in regular installments. These loans are typically <a href=\"https:\/\/www.finder.com\/ca\/business-loans\/secured-business-loans\">secured business loans<\/a>.<\/p><ul class=\"list-1\"><li>Available at fixed or variable annual interest rates<\/li><li>Fixed loans started at $10,000, while variable loans start at $5,000<\/li><li>Amortization or the term of your loan is in line with the life of the asset<\/li><li>Term up to 7 years, up to 25 when financing real estate<\/li><\/ul><p class=\"p1\"><strong>2. Equipment leasing.<\/strong> Gives you the liquidity you need to upgrade your equipment, purchase an asset or perform maintenance at a moment\u2019s notice.<\/p><ul class=\"list-1\"><li>Get up to 100% financing for the equipment your business needs<\/li><li>Financing for equipment includes taxes and installation<\/li><li>Lease payments can be tax deductible<\/li><\/ul><p class=\"p1\"><strong>3. Equipment PurchaseLine.<\/strong> This revolving line of credit automatically regenerates funds when you make payments.<\/p><ul class=\"list-1\"><li>Both lease and term borrowing options are available<\/li><li>Continue to purchase equipment as your line of credit is paid down<\/li><li>Flexibility to move from a variable to fixed rate at your discretion<\/li><\/ul><p class=\"p1\"><strong>4. Agricultural loans.<\/strong> These are term loans, lines of credit and commercial mortgages dedicated specifically to farmers.<\/p><ul class=\"list-1\"><li>Select a combination of financing loan products that are best suited to the needs of your farm<\/li><\/ul><p class=\"p1\"><strong>5. Commercial mortgage.<\/strong> You can use this type of loan to lease or purchase multi-residential, industrial, office or retail properties.<\/p><ul class=\"list-1\"><li>Financing available for real estate properties over $1,000,000<\/li><li>Variable-rate and fixed-rate options<\/li><\/ul><p class=\"p1\"><strong>6. <a href=\"https:\/\/www.finder.com\/ca\/business-loans\/canada-small-business-financing-program-loans\">Canada Small Business Financing Loan.<\/a><\/strong> These loans are backed by the Canadian government, and you can borrow up to $1 million to purchase or improve business assets.<\/p><ul class=\"list-1\"><li>Purchases made within the past 365 days are eligible for financing<\/li><li>85% of the loan is guaranteed by the federal government<\/li><li>Maximum loan of $1,150,000 (or $500,000 for equipment and leasehold improvements).<\/li><\/ul><\/div>\n  <\/div>\n<\/li><\/ul><div class=\"content-area-light-blue has-padding-small has-padding-top-large\"><h3 class=\"p1\">What is the CSBFP loan?<\/h3><p class=\"p1\">With a CSBFP loan, you can borrow money that\u2019s secured by the Canadian government to grow your business. These loans may allow you to qualify for up to $1,150,000 if you want to purchase business real estate, or up to $500,000 for leasehold improvements and equipment.<\/p><p class=\"p1\">You\u2019ll face a 2% registration fee, plus the lender may charge any fees normally charged for a similar business loan. You may have to personally guarantee a portion of the amount you borrow. You\u2019ll also only be eligible to apply if your business makes less than $10 million in gross annual revenue.<\/p><\/div><h3>What are the benefits of an RBC business loan?<\/h3><ul class=\"list-1\"><li class=\"p1\"><strong>Fixed or variable interest rates.<\/strong> You can choose a fixed-rate or variable-rate loan, depending on your preferences.<\/li><li><strong>Competitive rates.<\/strong> As a big bank, RBC can offer some of the lowest rates available in Canada. <a href=\"https:\/\/www.finder.com\/ca\/business-loans\/how-much-business-loan-can-i-get\">Learn more about business loan rates.<\/a><\/li><li class=\"p1\"><strong>Easy prepayment.<\/strong> You\u2019ll be able to prepay your loan without penalty if you have a floating rate or a prepayment of up to 10% per year if you have a fixed rate.<\/li><li class=\"p1\"><strong>Low minimum amounts.<\/strong> You\u2019ll be able to take out a variable-rate business loan for as little as $5,000 (which is low by industry standards).<\/li><li class=\"p1\"><strong>Convenient service.<\/strong> You can go into one of thousands of RBC branches to speak to an advisor directly about your loan.<\/li><li class=\"p1\"><strong>Many financing options.<\/strong> You\u2019ll be able to finance your business using a business loan, line of credit or overdraft protection.<\/li><\/ul><h3>What to watch out for<\/h3><ul class=\"list-3\"><li class=\"p1\"><strong>No online application.<\/strong> There\u2019s no option to apply online so you\u2019ll have to book an appointment at a branch to determine your eligibility.<\/li><li class=\"p1\"><strong>Interest rates aren\u2019t listed online.<\/strong> There are no interest rates listed online which makes it difficult to compare quotes from several providers.<\/li><li class=\"p1\"><strong>Loan may need to be secured.<\/strong> You may need to put up your home, vehicle or business assets to secure financing.<\/li><li class=\"p1\"><strong>Bad credit not accepted.<\/strong> You likely won\u2019t be accepted if you have bad credit unless you can secure your loan or get a guarantor. <a href=\"https:\/\/www.finder.com\/ca\/business-loans\/bad-credit-business-loans\">Learn more about bad credit business loans.<\/a><\/li><\/ul><h3 id=\"product-comparison-box\">Compare other business loans<\/h3>    <style>\n.popover.fade.bottom.in { overflow: visible !important;}\n.table-popover { overflow: visible !important; }\n.luna-card.luna-card--border.luna-card--stretch.comparisonPick-item.flex-item-1 { border-radius: 0; overflow: visible !important; margin: 0 !important;}\n#product-comparison-box { overflow: visible; }\n.aligncenter { max-height: fit-content !important; max-width: fit-content !important;}\n@media (max-width: 960px) {\n    .outer-container {\n        display: flex;\n        justify-content: center;\n    }\n}\n\n.i-1 {\n  z-index: 1;\n  background-color: #F5F4EF;\n  \/* margin-left: 0.5em !important; *\/\n  box-shadow: 4px 6px 0 0 #232320;\n  border: 2px 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}\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n<\/center>\n                    \n                                                            \n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">APR<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                Starting at 8.00%\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Amount<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                        $10,000 - $1,000,000\n                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Term<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                3 months - 24 months\n                                                                                                                                                                                                                        \n                                                    <\/p>\n                                        \n                <\/div>\n            <\/article>\n                    \n            \n<article class=\"luna-card luna-card--shadow luna-card--stretch comparisonPick-item flex-item-1 i-2\">\n\n\n\n\n                \n                <div class=\"luna-card__block luna-card__topPick\">\n                                        <img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png\" style=\"height: 90px !important; width: auto; margin-top:0 !important; margin-bottom:0 !important\" alt=\"Logo\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n                    \n                   \n                    \n                    <div class=\"u-grid__col u-1\/1@s u-1\/1\" style=\"z-index: 100; padding-bottom: 0\">\n                        <span class=\"aligncenter\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><style>\n\ntable div[class*=\"methodology-partial\"] {\n    display:none;\n}\n\n\n.scoreCombined {\n  text-decoration: none;\n}\n\n.scoreCombined.finder-score::before {\n  display: none;\n}\n\na.scoreCombined,\na.scoreCombined:hover {\n  text-decoration: none;\n  white-space: nowrap;\n}\n\n.score__container {\n  display: flex;\n  width: 100%;\n  flex-flow: column nowrap;\n  align-items: center;\n  justify-content: center;\n  font-size: 20px;\n  gap: 4px;\n}\n\n.score__badge {\n  border-radius: 2px 24px 24px 24px;\n  border: none;\n  display: flex;\n  justify-content: center;\n  align-items: center;\n  height: 2.5rem;\n  width: 2.5rem;\n  background-image: linear-gradient(\n    45deg,\n    transparent 25%,\n    rgba(255, 255, 255, 0.2) 50%,\n    transparent 75%,\n    transparent 100%\n  );\n  background-size:\n    250% 250%,\n    100% 100%;\n  background-position:\n    -100% 0,\n    0 0;\n  background-repeat: no-repeat;\n  position: relative;\n}\n\n.score__badge--excellent {\n  background-color: #1d53ff;\n}\n\n.score__badge--great {\n  background-color: #008024;\n}\n\n.score__badge--standard {\n  background-color: #ffd23b;\n\n  .score__value {\n    color: #232320;\n  }\n}\n\n.score__badge--basic {\n  background-color: #db2420;\n}\n\n.score__badge:hover {\n  animation: shine-effect 1.5s ease;\n}\n\n.score__value {\n  color: #fff;\n  font-weight: 800;\n  font-size: 20px;\n  line-height: 1.25;\n  letter-spacing: -0.025em;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.score__text-wrapper {\n  border: none;\n  display: flex;\n  align-items: center;\n  top: -4px;\n  width: auto;\n}\n\n.score__text-wrapper.score__text {\n  background: none;\n}\n\n.score__text {\n  font-weight: 800;\n  font-size: 16px;\n  line-height: 1.25;\n  color: #232320;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.finder-score__text {\n  text-align: left;\n  text-wrap-mode: nowrap;\n  margin-left: 10px;\n  text-decoration: underline;\n}\n<\/style>\n\n\n\n\n<div class=\"detail-info 924ee0a8-1bae-4e5e-b6b0-ecc89834c285\" style=\"z-index: 1;position: relative; margin-bottom: 1rem\">\n  \n                  <p class=\"scoreCombined score__container finder-score\">\n      <span class=\"score__badge score__badge--great\">\n        <span class=\"score__value\">8.1<\/span>\n      <\/span>\n      <span class=\"score__text-wrapper score__text score__text--great\">\n        Great\n      <\/span>\n    <\/p>\n  <\/div><\/span>\n                    <\/div>\n\n                    <p style=\"margin: 0;\"><\/p><center>\n                    <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"924ee0a8-1bae-4e5e-b6b0-ecc89834c285\" data-product-name=\"Loans Canada Business Loan\" data-niche=\"Business Loans\" data-provider-name=\"Loans Canada\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--large \" style=\"text-wrap: wrap;\" title=\"Go to Loans Canada\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/business-loans\/loans-canada-business-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22924ee0a8-1bae-4e5e-b6b0-ecc89834c285%22%2C%22product_name%22%3A%22Loans%2BCanada%2BBusiness%2BLoan%22%2C%22offer_id%22%3A%2217710%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFBL%22%2C%22post_id%22%3A%22866200%22%2C%22post_path%22%3A%22business-loans%252Frbc-small-business-loan-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1725634%2C%22name%22%3A%22usfin-review-comparison-cards%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n<\/center>\n                    \n                                                            \n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">APR<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                8.99% - 35.00%\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Amount<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                        $500 - $50,000\n                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Term<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                4 months - 5 years\n                                                                                                                                                                                                                        \n                                                    <\/p>\n                                        \n                <\/div>\n            <\/article>\n                    \n            \n<article class=\"luna-card luna-card--shadow luna-card--stretch comparisonPick-item flex-item-1 i-3\">\n\n\n\n\n                \n                <div class=\"luna-card__block luna-card__topPick\">\n                                        <img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/www.finder.com\/niche-builder\/660ad4984d01d.png\" style=\"height: 90px !important; width: auto; margin-top:0 !important; margin-bottom:0 !important\" alt=\"Logo\" srcset=\"https:\/\/www.finder.com\/niche-builder\/660ad4984d01d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/660ad4984d01d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/660ad4984d01d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/660ad4984d01d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/660ad4984d01d.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\">\n                    \n                   \n                    \n                    <div class=\"u-grid__col u-1\/1@s u-1\/1\" style=\"z-index: 100; padding-bottom: 0\">\n                        <span class=\"aligncenter\" style=\"font-weight: 1000; color:#000; font-size: 1.6em;\"><style>\n\ntable div[class*=\"methodology-partial\"] {\n    display:none;\n}\n\n\n.scoreCombined {\n  text-decoration: none;\n}\n\n.scoreCombined.finder-score::before {\n  display: none;\n}\n\na.scoreCombined,\na.scoreCombined:hover {\n  text-decoration: none;\n  white-space: nowrap;\n}\n\n.score__container {\n  display: flex;\n  width: 100%;\n  flex-flow: column nowrap;\n  align-items: center;\n  justify-content: center;\n  font-size: 20px;\n  gap: 4px;\n}\n\n.score__badge {\n  border-radius: 2px 24px 24px 24px;\n  border: none;\n  display: flex;\n  justify-content: center;\n  align-items: center;\n  height: 2.5rem;\n  width: 2.5rem;\n  background-image: linear-gradient(\n    45deg,\n    transparent 25%,\n    rgba(255, 255, 255, 0.2) 50%,\n    transparent 75%,\n    transparent 100%\n  );\n  background-size:\n    250% 250%,\n    100% 100%;\n  background-position:\n    -100% 0,\n    0 0;\n  background-repeat: no-repeat;\n  position: relative;\n}\n\n.score__badge--excellent {\n  background-color: #1d53ff;\n}\n\n.score__badge--great {\n  background-color: #008024;\n}\n\n.score__badge--standard {\n  background-color: #ffd23b;\n\n  .score__value {\n    color: #232320;\n  }\n}\n\n.score__badge--basic {\n  background-color: #db2420;\n}\n\n.score__badge:hover {\n  animation: shine-effect 1.5s ease;\n}\n\n.score__value {\n  color: #fff;\n  font-weight: 800;\n  font-size: 20px;\n  line-height: 1.25;\n  letter-spacing: -0.025em;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.score__text-wrapper {\n  border: none;\n  display: flex;\n  align-items: center;\n  top: -4px;\n  width: auto;\n}\n\n.score__text-wrapper.score__text {\n  background: none;\n}\n\n.score__text {\n  font-weight: 800;\n  font-size: 16px;\n  line-height: 1.25;\n  color: #232320;\n  font-variant-numeric: lining-nums tabular-nums;\n}\n\n.finder-score__text {\n  text-align: left;\n  text-wrap-mode: nowrap;\n  margin-left: 10px;\n  text-decoration: underline;\n}\n<\/style>\n\n\n\n\n<div class=\"detail-info d4f15fa7-db41-4077-a6a1-72672a9fa2a1\" style=\"z-index: 1;position: relative; margin-bottom: 1rem\">\n  \n                  <p class=\"scoreCombined score__container finder-score\">\n      <span class=\"score__badge score__badge--great\">\n        <span class=\"score__value\">8.6<\/span>\n      <\/span>\n      <span class=\"score__text-wrapper score__text score__text--great\">\n        Great\n      <\/span>\n    <\/p>\n  <\/div><\/span>\n                    <\/div>\n\n                    <p style=\"margin: 0;\"><\/p><center>\n                    <style>\r\n.table--success { width: max-content !important; }\r\n<\/style>\r\n\r\n\r\n<div aria-hidden=\"false\" class=\"rewards--element-container rewards--container sticky-cta \" data-product-id=\"d4f15fa7-db41-4077-a6a1-72672a9fa2a1\" data-product-name=\"Journey Capital Business Loan\" data-niche=\"Business Loans\" data-provider-name=\"Journey Capital\" data-rewards-campaign-name=\"\">\r\n\r\n\r\n\r\n\r\n\r\n\r\n    \r\n\t\t\t<a class=\"  luna-button luna-button--success  luna-button--large \" style=\"text-wrap: wrap;\" title=\"Go to Journey Capital\" rel=\"sponsored\" target=\"_blank\" href=\"https:\/\/www.finder.com\/redirect\/ca\/business-loans\/journey-capital-business-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22d4f15fa7-db41-4077-a6a1-72672a9fa2a1%22%2C%22product_name%22%3A%22Journey%2BCapital%2BBusiness%2BLoan%22%2C%22offer_id%22%3A%2225005%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.USFIN_REDIRECT_BUTTON%22%2C%22niche_code%22%3A%22CAFBL%22%2C%22post_id%22%3A%22866200%22%2C%22post_path%22%3A%22business-loans%252Frbc-small-business-loan-review%22%2C%22post_country%22%3A%22ca%22%2C%22partial%22%3A%7B%22id%22%3A1725634%2C%22name%22%3A%22usfin-review-comparison-cards%22%2C%22country%22%3A%22us%22%7D%7D\"> \r\n\t\t\t\t\r\n\t\t\t\t\tGo to site\r\n\t\t\t\t\r\n\t\t\t<\/a>\r\n\t\r\n\r\n  \r\n\r\n\r\n\r\n\r\n      \r\n \r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n\r\n  \r\n\r\n\r\n\r\n  \r\n \r\n\r\n\r\n\r\n \r\n\r\n  <\/div>\r\n<style>\r\n.hidden-temp {  overflow: visible; }\r\n.back-cover { display:none; width: 100vw; height: 100vh; background-color:rgba(0,0,0,.5); position: fixed !important; z-index: 10; top:0; left: 0; }  \r\n.card-t { position: fixed !important; z-index: 11; text-align: justify; display: flex; justify-content: center; width: 100%; top: 50%; left: 50%;  transform: translate(-50%, -50%); }\r\n.terms-c { color: #0271e1; z-index:3; } \r\n.terms-c:hover { color: #1591fe; cursor: pointer;}\r\n.terms-card-r { border-radius: 14px; }\r\n\r\n\r\n  \r\n@media (max-width:481px)  { \r\n\/* .card-t { position: fixed; width: 80%; text-align: justify;  top: 30vw; left: 5vh; }\r\n .card-t { position: fixed; z-index: 11; text-align: justify;  }*\/\r\n }\r\n<\/style>\r\n  \r\n\r\n  \r\n<script>\r\ndocument.addEventListener(\"DOMContentLoaded\", function() {\r\n    document.addEventListener(\"click\", function(event) {\r\n        const sendDataButton = document.getElementById(\"sendDataButton\");\r\n\r\n        \/\/ Check if the click was on the sendDataButton\r\n        if (event.target && event.target.id === \"sendDataButton\") {\r\n            event.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n            \/\/ Ensure the button exists\r\n            if (sendDataButton) {\r\n                \/\/ Use dataset to get the data attributes\r\n                const nicheData = sendDataButton.dataset.nicheData || ''; \/\/ Fallback to empty string\r\n                const productData = sendDataButton.dataset.productData || ''; \/\/ Fallback to empty string\r\n                const fiUri = sendDataButton.dataset.fiUri || ''; \/\/ Access fiUri in camelCase\r\n                const psUri = sendDataButton.dataset.psUri || ''; \/\/ Access psUri in camelCase\r\n                const psGn = sendDataButton.dataset.psGn || ''; \/\/ Access psGn in camelCase\r\n                const tc = sendDataButton.dataset.tc || ''; \/\/ Access data-tc attribute\r\n\r\n                \/\/ Extract the category from the current URL\r\n                const currentUrl = window.location.href;\r\n                const urlParts = currentUrl.split('\/');\r\n                const category = urlParts.length > 4 ? urlParts[3] : ''; \/\/ Get the category from the URL\r\n\r\n                \/\/ Construct the new URL with query parameters, encoding each value\r\n                const newUrl = `https:\/\/www.finder.com\/about-us\/product-lander-test?niche_data=${encodeURIComponent(nicheData)}&product_data=${encodeURIComponent(productData)}&fi_uri=${encodeURIComponent(fiUri)}&ps_uri=${encodeURIComponent(psUri)}&ps_gn=${encodeURIComponent(psGn)}&category=${encodeURIComponent(category)}&tc=${encodeURIComponent(tc)}`;\r\n                \r\n                \/\/ Perform the redirect with the updated URL\r\n                window.location.href = newUrl;\r\n            }\r\n        }\r\n    });\r\n});\r\n<\/script>\r\n\r\n  \r\n<\/center>\n                    \n                                                            \n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">APR<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                8% - 29%\n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Amount<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                        $10,000 - $500,000\n                                                                                                                                                                                                                                                                                                                                                                                                                \n                                                    <\/p>\n                                            <hr style=\"margin: 0.75em;\">\n                        <p class=\"aligncenter\" style=\"font-weight:700;\">Loan Term<\/p>\n                        <p class=\"aligncenter\" style=\"font-size:0.9em;\">\n                            \n                                                        \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                4 months - 24 months\n                                                                                                                                                                                                                        \n                                                    <\/p>\n                                        \n                <\/div>\n            <\/article>\n            <\/div>\n<\/div><h3>How much will my loan cost me?<\/h3><p class=\"p1\">The cost of your loan will depend on a number of different factors. These can include your personal credit score, the term of your loan, the type of loan you take out and the type of interest rates you choose (fixed or variable).<\/p><p class=\"p1\">RBC doesn\u2019t list its interest rates on its website which can make it difficult to estimate how much you\u2019ll have to pay over the course of your loan. Your best bet would be to book an appointment with an RBC advisor to find out more about your potential costs.<\/p><h4 class=\"p1\">Applicable fees<\/h4><p class=\"p1\">You\u2019ll likely need to pay certain fees to set up a business loan with RBC. This is because there are overhead costs that the bank needs to pay to get your loan up and running (which are then passed on to you).<\/p><p class=\"p1\">That said, these fees aren\u2019t outlined transparently on the RBC website. You\u2019ll likely want to book an appointment with an RBC advisor to get a better understanding about any extra costs that may be associated with your loan.<\/p><h3>Do I qualify for an RBC business loan?<\/h3><p class=\"p1\">Though it\u2019s not listed on the RBC website, you may need to meet certain requirements for your business to be eligible for an RBC business loan. Before you apply, you should make sure that you have a good to excellent credit score. It\u2019s also important that your business be owned and operated in Canada.<\/p><p class=\"p1\">RBC will also likely require you to show that you earn enough money to be able to pay your loan back on time. You may also need to meet additional eligibility based on the amount you plan to borrow and how you intend to use your funds. You should speak with an RBC advisor to find out more about what you\u2019ll need to qualify.<\/p><h3>How do I apply for an RBC business loan?<\/h3><p class=\"p1\">If you\u2019re interested in applying for an RBC business loan, you\u2019ll need to book an appointment to speak to an advisor in person. At this appointment, you\u2019ll be required to show documentation that proves your eligibility for a loan. This can include paperwork that highlights how long you\u2019ve been in business, how much your company makes, how you intend to spend the money you borrow and what your credit score looks like.<\/p><h3>What happens after I apply?<\/h3><p class=\"p1\">RBC will review your application and make a decision. Since it doesn\u2019t accept online applications, it may take multiple weeks for RBC to fully process your information.<\/p><h3>Is RBC legit?<\/h3><p class=\"p1\">RBC is an industry leader in the banking industry and it has a wealth of experience dealing with clients from all around the world. As a client, you\u2019ll benefit from well-established systems that allow you to open accounts or qualify for financing with as little hassle as possible. You can also rest assured that you\u2019ll pay reasonable interest rates, and your personal data and accounts will be protected from fraudulent activity using advanced security measures.<\/p><h3>I got the RBC business loan. Now what?<\/h3><p class=\"p1\">You can use your loan to purchase just about anything you need for your business. From there, you\u2019ll have to start paying back your loan with monthly payments. You may also be eligible to prepay your loan early without penalty, depending on what type of loan you have.<\/p><p class=\"p1\">Once you decide how long you want to take your loan out for, you\u2019ll make your repayments using automatic withdrawals from your bank account. You should be sure to factor your interest rates and additional fees into your total amount to make sure you can budget appropriately when this time comes.<\/p><h3>Bottom line<\/h3><p>RBC is a strong contender if you\u2019re looking for competitive interest rates and loan flexibility that only a major bank can offer. RBC doesn\u2019t publish its rates online so you\u2019ll need to fill out its application to find out what rates you qualify for. Before signing on the dotted line, be sure to <a href=\"https:\/\/www.finder.com\/ca\/business-loans\">compare business loans<\/a> to find the right financing for your business.<\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">Why doesn't RBC post its interest rates on its website?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>RBC likely doesn't post its interest rates on its website because they often depend on personal variables unique to your loan decision. These can include what your credit score looks like, how long you take to repay your loan, how much income you make and how much debt you already have.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">What does RBC base its variable rate on?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The floating interest rate is based on the RBC prime rate, which is the bank's lending rate that's based on the prime rate of Canada.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">What's the difference between a fixed-rate and variable-rate loan?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The main difference between a fixed-rate and variable-rate loan boils down to predictability. A fixed-rate loan has a more stable payment schedule. This means your interest rates and loan repayment amounts won't fluctuate month-to-month, so you can easily fit your payments into a budget. A variable-rate loan is less stable, but it also allows you to take advantage of better interest rates when the prime rate goes down.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Can I apply for an RBC small business loan online?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Unfortunately, you won't be able to apply for an RBC business loan online. To fill out an application, you'll have to book an appointment with a loan advisor at the bank. From there, they'll assess your financial situation and help you fill out your application if they believe you might qualify.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3><div class=\"sources sources__f1\">\n    <link rel=\"stylesheet\" href=\"https:\/\/www.finder.com\/parent-theme\/shortcodes\/article-source\/prod\/article-source.87684078d471e76125dd.css\">\n    \n  <ul class=\"luna-accordionGroup accordionGroup\">\n    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n      <div class=\"luna-accordion__summary\">\n        <h3 class=\"luna-accordion__heading\">\n          <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"sources_1634110937\" data-toggle=\"collapse\" data-target=\"#sources_1634110937\">\n            <span class=\"luna-accordion__title u-text--lg u-font--bold\">Sources<\/span>\n            <svg class=\"luna-icon\" aria-hidden=\"true\">\n              <use href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n              <use href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n            <\/svg>\n          <\/button>\n        <\/h3>\n      <\/div>\n      <div class=\"luna-accordion__details collapse \" aria-hidden=\"true\" id=\"sources_1634110937\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n          <p class=\"sources__description\">Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are <a href=\"https:\/\/www.finder.com\/ca\/why-trust-us\">fact checked<\/a> in line with our <a href=\"https:\/\/www.finder.com\/ca\/editorial-guidelines\">editorial guidelines<\/a>.<\/p>\n          <ol class=\"u-pl--0 u-text--lg u-font--medium\">\n                                          <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/ised-isde.canada.ca\/site\/canada-small-business-financing-program\/en\/find-loan-your-small-business\/helping-small-businesses-get-loans\" target=\"_blank\">Government of Canada: Helping small businesses get loans<\/a><\/li>\n                                    <\/ol>\n        <\/div>\n      <\/div>\n    <\/li>\n  <\/ul>\n    <script defer src=\"https:\/\/www.finder.com\/parent-theme\/shortcodes\/article-source\/prod\/article-source.de087a0da9824e407767.js\"><\/script>\n  <\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Get the money you need to grow your business with a small business loan from this major Canadian bank.\u00a0<\/p>\n","protected":false},"author":474,"featured_media":828560,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[5740],"tags":[1669,75821,3951,3953],"asset_tag":[],"class_list":["post-866200","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-loans","tag-business-loans-2","tag-rbc","tag-small-business-2","tag-small-business-loans-inquiry"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>RBC Business Loan Review | Finder Canada<\/title>\n<meta name=\"description\" content=\"RBC offers different types of business loans for Canadian small businesses. Find out what your options are and what to watch out for.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/business-loans\/rbc-small-business-loan-review\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RBC Small Business Loan Review | Finder Canada\" \/>\n<meta property=\"og:description\" content=\"RBC offers different types of business loans for Canadian small businesses. Find out what your options are and what to watch out for.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/business-loans\/rbc-small-business-loan-review\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2020-07-06T18:37:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/01\/RBCLogo_Supplied_250x250.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Claire Horwood\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Claire Horwood\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"11 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/ca\/business-loans\/rbc-small-business-loan-review#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/business-loans\/rbc-small-business-loan-review\"},\"author\":{\"name\":\"Claire Horwood\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414\"},\"headline\":\"RBC business loans review\",\"datePublished\":\"2020-07-06T18:37:27+00:00\",\"dateModified\":\"2024-09-09T13:49:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/business-loans\/rbc-small-business-loan-review\"},\"wordCount\":2689,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/business-loans\/rbc-small-business-loan-review#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/01\/RBCLogo_Supplied_250x250.jpg\",\"articleSection\":[\"Business Loans\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"editor\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/9d47eeda06b879b07a813536f2068c72\"},\"citation\":[{\"@type\":\"CreativeWork\",\"name\":\"Government of Canada: Helping small businesses get loans\",\"url\":\"https:\/\/ised-isde.canada.ca\/site\/canada-small-business-financing-program\/en\/find-loan-your-small-business\/helping-small-businesses-get-loans\"}],\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/ca\/business-loans\/rbc-small-business-loan-review\",\"url\":\"https:\/\/www.finder.com\/ca\/business-loans\/rbc-small-business-loan-review\",\"name\":\"RBC Business Loan Review | Finder Canada\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/business-loans\/rbc-small-business-loan-review#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/business-loans\/rbc-small-business-loan-review#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/01\/RBCLogo_Supplied_250x250.jpg\",\"datePublished\":\"2020-07-06T18:37:27+00:00\",\"dateModified\":\"2024-09-09T13:49:49+00:00\",\"description\":\"RBC offers different types of business loans for Canadian small businesses. 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