{"id":838871,"date":"2020-03-26T13:46:32","date_gmt":"2020-03-26T17:46:32","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=838871"},"modified":"2026-03-24T14:13:41","modified_gmt":"2026-03-24T18:13:41","slug":"icash-payday-loans-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review","title":{"rendered":"iCash Review: A Convenient 24\/7 Payday Loan, But Expensive"},"content":{"rendered":"<h3>What is iCash?<\/h3><p>iCash Canada is a licensed direct lender that offers payday loans in several provinces. It has offices in Ontario, BC, Alberta, New Brunswick and Nova Scotia, but loan applications are online only. It\u2019s one of the most well-known payday lenders in Canada.<\/p><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/best-payday-loans\" style=\"text-decoration:underline; font-size:0.9em;\">Best payday loans in Canada<\/a>\n<\/div>\n<\/article><h3>Is iCash legit?<\/h3><p>Yes. iCash is a licensed payday lender. It\u2019s also a member of the Canadian Consumer Finance Association (CCFA) and has served over half a million customers since 2016.<\/p><h4>iCash displays its payday loan licences and expiry dates on its website<\/h4><ul><li>License #341941\u2014Alberta, Oct 31, 2026<\/li><li>License #4733142\u2014Ontario, March 17, 2026<\/li><li>License #67639\u2014British Columbia, Oct 31, 2026<\/li><li>License #74162\u2014Manitoba, May 3, 2026<\/li><li>License #180004440\u2014New Brunswick, May 3, 2026<\/li><li>License #242535468\u2014Nova Scotia, July 31, 2026<\/li><li>License #40955\u2014Prince Edward Island, March 23, 2026<\/li><\/ul><p>As of January 27, 2026.<\/p><h3>iCash loan features<\/h3><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"width: 30%; text-align: left;\" scope=\"col\">Feature<\/th><th style=\"width: 70%; text-align: left;\" scope=\"col\">Details<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><strong>Loan amount<\/strong><\/td><td>$100 \u2013 $1,500<\/td><\/tr><tr><td><strong>Loan term<\/strong><\/td><td>7 - 62 days<\/td><\/tr><tr><td><strong>Where is it available?<\/strong><\/td><td>AB, BC, MB, NB, NS, ON, PEI<\/td><\/tr><tr><td><b>APR<\/b><\/td><td>$14 per $100 borrowed<span class=\"table-popover\" rel=\"popover\" data-content=\"The total cost of borrowing is expressed per $100 borrowed. In provinces with payday lending regulations, the Criminal Interest Rate Regulations limit the cost of borrowing to $14 per $100 borrowed. Lenders may also charge a one-time fee of up to $20 for dishonoured payment instruments.\" title=\"\" data-original-title=\"\"><\/span><\/td><\/tr><tr><td><strong>Repayments<\/strong><\/td><td>Make one to three equal payments depending on the province<\/td><\/tr><tr><td><strong>Fees<\/strong><\/td><td>If a loan goes into default, NSF and late fees may apply<\/td><\/tr><tr><td><strong>Basic eligibility requirements<\/strong><\/td><td><ul><li>Be at least 18 years old (for applicants in Alberta, Manitoba, Ontario and PEI) or be at least 19 years old (for applicants in British Columbia, New Brunswick and Nova Scotia).<\/li><li>$800 minimum income<\/li><\/ul><\/td><\/tr><tr><td><strong>Types of income it accepts<\/strong><\/td><td>Many types, including employment, EI, child tax, ODSP, AISH, provincial disability, CPP, OAS and social assistance<\/td><\/tr><\/tbody><\/table><p style=\"text-align: center;\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/payday-loans\/icash-ca-payday-loans-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22CAFSL%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%2B%22%2C%22offer_id%22%3A%2218691%22%2C%22niche_code%22%3A%22CAFSL%22%2C%22product_id%22%3A%22a7a72c04-1457-4a88-9c8c-39ec48a66f0e%22%2C%22product_name%22%3A%22iCash%2BPayday%2BLoan%22%2C%22provider_id%22%3A%22b72326b8-640c-4a4e-909c-27101362afed%22%2C%22provider_name%22%3A%22iCash%22%2C%22post_id%22%3A%22838871%22%2C%22post_path%22%3A%22payday-loans%252Ficash-payday-loans-review%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success \">Go to site<\/a><\/p><h3>How long does iCash take?<\/h3><p>In our experience, iCash Canada provides instant approval for most applicants. Once the contract is signed, funds can be sent in as little as 2 minutes via Interac e-Transfer.<\/p><p>We found that applications requiring manual review, such as those with recent address or employment changes, can take a few extra hours to process.<\/p><h3>What we like about the iCash loan<\/h3><ul class=\"list-1\"><li class=\"p1\"><strong>Easy application.<\/strong> When we tested it, iCash\u2019s online application took less than 10 minutes to complete and returned a decision almost instantly.<\/li><li><strong>E-Transfer 24\/7.<\/strong> We like that funds can be sent almost immediately after signing the contract, even outside regular business hours, provided Interac e-Transfer is set up.<\/li><li><strong>Accepts many types of income.<\/strong> iCash is flexible in the types of income it accepts. Many types qualify, including EI, child tax, ODSP, AISH, provincial disability, CPP, OAS and social assistance.<\/li><li class=\"p1\"><strong>Unsecured loans.<\/strong> No collateral is required for a payday loan from iCash.<\/li><li class=\"p1\"><strong>Bad credit or no credit doesn\u2019t matter.<\/strong> As a payday lender, iCash has flexible requirements and will consider any application regardless of credit.<\/li><li><strong>24\/7 customer support<\/strong>. iCash reviews applications 24\/7 and provides prompt decisions. We\u2019ve found that this perk isn\u2019t common among payday lenders in Canada.<\/li><li class=\"p1\">No fee for early repayment. Loans can be repaid early without any penalties, but this isn\u2019t a perk exclusive to iCash.<\/li><li><strong>Grace period.<\/strong> We like that iCash offers a five-day grace period for repayment, giving borrowers extra time to repay without penalties, which is another perk that other payday lenders don\u2019t offer.<\/li><li><strong>Secure.<\/strong> iCash says it uses bank-level security to keep clients\u2019 information secure.<\/li><li><strong>Repay in installments. <\/strong>iCash offers a repayment plan called Flexpay, allowing repayment in two or three equal payments. But this feature comes with a few restrictions and isn\u2019t available in every province.<\/li><li class=\"p1\"><strong>Cashback program.<\/strong> Eligible borrowers may receive up to 12% of the borrowing fee back after full repayment. This program isn\u2019t available to customers in Manitoba and New Brunswick.<\/li><\/ul><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Flexpay details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>iCash\u2019s installment repayment plan comes with a few restrictions:<\/p><ul><li>This is available to residents of Manitoba, BC, New Brunswick, Alberta and PEI, but not Ontario or Nova Scotia.<\/li><li>Two-payment loans are only available to borrowers who are paid weekly, bi-weekly, twice a month or who receive two forms of monthly government income.<\/li><li>Three-payment loans are only available to borrowers who are paid weekly, bi-weekly or twice a month from the same income.<\/li><\/ul><p>When payment is due, iCash will automatically withdraw payment from the linked bank account.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Cashback program details<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>There are several eligibility requirements to receive cashback. This list isn\u2019t exhaustive, so be sure to visit iCash\u2018s terms and conditions page to get more details.<\/p><ul class=\"list-9\"><li>Must not have paid off your loan early<\/li><li>Must not be in bankruptcy, a consumer proposal or a debt consolidation program<\/li><li>Must not have any current or previous loans written off with iCash<\/li><li>iCash account must not be fraudulent and must be in good standing<\/li><li>Must have a minimum of $20 available in cashback to redeem<\/li><\/ul><\/div>\n  <\/div>\n<\/li><\/ul><h3>What to watch out for<\/h3><ul class=\"list-12\"><li><strong>Extremely high rate.<\/strong> We want to be clear that payday loans are one of the most expensive ways to borrow money, and iCash Canada is no exception. Consider alternatives like an installment loan or cash advance before getting a payday loan.<\/li><li><strong>Short repayment term.<\/strong> Since repayment is usually required in full by the next payday, we recommend making sure you have enough income left to cover other debts or expenses after repayment. Otherwise, another loan may be needed, furthering the cycle of debt.<\/li><li><strong>Payday loan regulations vary by province.<\/strong> Provinces have different rules regarding loan amounts, fees, extensions and cancellation periods, so it\u2019s important to research specific provincial regulations.<\/li><li><strong>Doesn\u2019t accept KOHO.<\/strong> We reached out to iCash and confirmed that they don\u2019t accept KOHO. This is because iCash requires instant bank verification, which currently doesn\u2019t support KOHO. <a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/loans-that-accept-koho\">Learn more about loans that accept KOHO.<\/a><\/li><\/ul><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/loans-like-icash\" style=\"text-decoration:underline; font-size:0.9em;\">iCash alternatives<\/a>\n<\/div>\n<\/article><h3>Summary of iCash reviews<\/h3><p>Based on what we\u2019ve seen in customer feedback, iCash reviews are largely positive, with many borrowers highlighting how fast and straightforward the application process is. On the downside, we also came across complaints about customer support delays when issues arise, with some users reporting long resolution times. Here\u2019s an overview of iCash\u2019s ratings:<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"width: 30%; text-align: left;\" scope=\"col\">Feature<\/th><th style=\"width: 70%; text-align: left;\" scope=\"col\">Details<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>BBB accredited<\/td><td>No<\/td><\/tr><tr><td>BBB rating<\/td><td>B-<\/td><\/tr><tr><td>BBB customer reviews<\/td><td>N\/A<\/td><\/tr><tr><td>Trustpilot score<\/td><td>4.7\/5 stars based on 3,000+ reviews<\/td><\/tr><tr><td>iOS iCash app<\/td><td>4.8\/5 stars based on 23,000+ reviews<\/td><\/tr><tr><td>Android iCash app<\/td><td>4.8\/5 stars based on 36,000+ reviews<\/td><\/tr><\/tbody><\/table><p><small>Customer reviews verified as of January 26, 2026.<\/small><\/p><h3>How much can I borrow with an iCash loan?<\/h3><ul><li>Ontario or BC residents can borrow up to $1,500 or up to 50% of their net income, whichever is less.<\/li><li>Manitoba or New Brunswick residents can borrow up to $1,500 or up to 30% of their net income, whichever is less.<\/li><li>Alberta, PEI or Nova Scotia residents can borrow up to $1,500.<\/li><\/ul><h3>How much will an iCash loan cost?<\/h3><p>Payday lenders can charge a maximum of $14 per $100 borrowed<span class=\"table-popover\" rel=\"popover\" data-content=\"The total cost of borrowing is expressed per $100 borrowed. In provinces with payday lending regulations, the Criminal Interest Rate Regulations limit the cost of borrowing to $14 per $100 borrowed. Lenders may also charge a one-time fee of up to $20 for dishonoured payment instruments.\" title=\"\" data-original-title=\"\"><\/span>, which means the overall cost of a payday loan depends on the amount borrowed. For example, <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/500-loans\">borrowing $500<\/a> in Ontario over 14 days results in $70 in fees ($14 for every $100 borrowed), which works out to an APR of 365%.<\/p><h3>Am I eligible for an iCash loan?<\/h3><p class=\"p1\">Requirements for an iCash loan include the following:<\/p>- At least 18 years old (for applicants in Alberta, Manitoba, Ontario and PEI)<br>- At least 19 years old (for applicants in British Columbia, New Brunswick and Nova Scotia)<br>- Canadian resident in a province that iCASH services<br>- Valid cell phone number, address and email address<br>- Net income of at least $800\/month deposited into bank account <br>- Receiving the same source of income for the past 3 months<br>- Have a Canadian bank account that's been open for at least 3 months with online banking<h4 class=\"p1\">What documents do I need to apply?<\/h4><p>iCash doesn\u2019t require any documents. However, information provided in the application will be used to verify identity and income, and to obtain a credit report for first-time customers.<\/p><h3>Can I get an iCash loan with bad credit?<\/h3><p>Yes, iCash specifically states that it accepts customers with all types of credit scores, including bad credit. While a credit check is performed for first-time applicants, greater emphasis is placed on other factors, such as income. According to iCash, more than 90% of its applicants are instantly approved, and most complete the whole process in 30 to 60 minutes.<\/p><h3>How do I apply for an iCash loan?<\/h3><p>Applying for an iCash payday loan is similar to applying for other payday loans, and it only took us less than 10 minutes to complete the entire application. Follow these steps to get your own payday loan from iCash:<\/p><ol><li class=\"p1\">Head over to the iCash Canada website.<\/li><li class=\"p1\">Register for an account by entering your first and last name, province of residence and a password.<\/li><li>Confirm your email address and select <strong>Apply now <\/strong>to start the application.<\/li><li>Enter the desired loan amount and repayment dates (for applicants in Manitoba, BC, New Brunswick, Alberta or PEI).<\/li><li>Enter a mobile number and the provided verification code.<\/li><li class=\"p1\">Provide details like full name, Social Insurance Number, date of birth, marital status and level of education.<\/li><li>Provide residence details, including address, rent\/mortgage payments and the number of years at the address.<\/li><li>Provide employment status and income information.<\/li><li>Provide details about the purpose of the loan and an estimated credit score.<\/li><li>Link a bank account to verify identity and finances.<\/li><li class=\"p1\">Agree to the terms and conditions and submit the application.<\/li><\/ol><h3>iCash application preview<\/h3><p>iCash\u2019s application is user-friendly, completely online and quick to fill out. Here\u2019s how:<\/p><div class=\"fin-carousels \" id=\"fin-carousel0000000000\" data-items-in-view=\"1\" style=\"--items-in-view: 1\">\n    <div class=\"fin-carousels__container\">\n        <div class=\"fin-carousels__slides\">\n            <div class=\"fin-carousel-item\">\n    <div><p><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114612.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1071340\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114612.png\" alt=\"iCash application\" width=\"860\" height=\"540\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114612.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114612.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114612.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114612.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114612.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114612.png?fit=2580 2580w\" sizes=\"(max-width: 2580px) 100vw, 2580px\" loading=\"lazy\"><\/a><\/p><h4>Step 1<\/h4><p>Enter an email address and province of residence to create an iCash account.<\/p><\/div>\n<\/div>\n<div class=\"fin-carousel-item\">\n    <div><p><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114633.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1071341\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114633.png\" alt=\"iCash application\" width=\"860\" height=\"540\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114633.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114633.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114633.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114633.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114633.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114633.png?fit=2580 2580w\" sizes=\"(max-width: 2580px) 100vw, 2580px\" loading=\"lazy\"><\/a><\/p><h4>Step 2<\/h4><p>Enter a first and last name and province of residence and choose a strong password.<\/p><\/div>\n<\/div>\n<div class=\"fin-carousel-item\">\n    <div><p><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114756.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1071343\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114756.png\" alt=\"iCash application\" width=\"860\" height=\"540\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114756.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114756.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114756.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114756.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114756.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114756.png?fit=2580 2580w\" sizes=\"(max-width: 2580px) 100vw, 2580px\" loading=\"lazy\"><\/a><\/p><h4>Step 3<\/h4><p>Once the account is set up, select <strong>Apply now <\/strong>to start the payday loan application.<\/p><\/div>\n<\/div>\n<div class=\"fin-carousel-item\">\n    <div><p><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114827.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1071344\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114827.png\" alt=\"iCash application\" width=\"860\" height=\"540\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114827.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114827.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114827.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114827.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114827.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114827.png?fit=2580 2580w\" sizes=\"(max-width: 2580px) 100vw, 2580px\" loading=\"lazy\"><\/a><\/p><h4>Step 4<\/h4><p>Select the loan amount and repayment schedule (for residents in Manitoba, BC, New Brunswick, Alberta or PEI).<\/p><\/div>\n<\/div>\n<div class=\"fin-carousel-item\">\n    <div><p><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114842.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1071345\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114842.png\" alt=\"iCash application\" width=\"860\" height=\"540\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114842.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114842.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114842.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114842.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114842.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-114842.png?fit=2580 2580w\" sizes=\"(max-width: 2580px) 100vw, 2580px\" loading=\"lazy\"><\/a><\/p><h4>Step 5<\/h4><p>Enter a mobile number, select <strong>Send verification code<\/strong> and enter the code received via text message.<\/p><\/div>\n<\/div>\n<div class=\"fin-carousel-item\">\n    <div><p><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115028.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1071346\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115028.png\" alt=\"iCash application\" width=\"860\" height=\"540\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115028.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115028.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115028.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115028.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115028.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115028.png?fit=2580 2580w\" sizes=\"(max-width: 2580px) 100vw, 2580px\" loading=\"lazy\"><\/a><\/p><h4>Step 6<\/h4><p>Enter personal details like full name, birthdate, marital status and level of education achieved.<\/p><\/div>\n<\/div>\n<div class=\"fin-carousel-item\">\n    <div><p><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115148.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1071347\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115148.png\" alt=\"iCash application\" width=\"860\" height=\"540\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115148.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115148.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115148.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115148.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115148.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115148.png?fit=2580 2580w\" sizes=\"(max-width: 2580px) 100vw, 2580px\" loading=\"lazy\"><\/a><\/p><h4>Step 7<\/h4><p>Provide residence details, including full address, ownership status and years living at the provided address.<\/p><\/div>\n<\/div>\n<div class=\"fin-carousel-item\">\n    <div><p><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115220.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1071348\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115220.png\" alt=\"iCash application\" width=\"860\" height=\"540\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115220.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115220.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115220.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115220.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115220.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115220.png?fit=2580 2580w\" sizes=\"(max-width: 2580px) 100vw, 2580px\" loading=\"lazy\"><\/a><\/p><h4>Step 8<\/h4><p>Select employment status.<\/p><\/div>\n<\/div>\n<div class=\"fin-carousel-item\">\n    <div><p><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115410.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1071349\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115410.png\" alt=\"iCash application\" width=\"860\" height=\"540\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115410.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115410.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115410.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115410.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115410.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115410.png?fit=2580 2580w\" sizes=\"(max-width: 2580px) 100vw, 2580px\" loading=\"lazy\"><\/a><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115427.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1071350\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115427.png\" alt=\"iCash application\" width=\"860\" height=\"540\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115427.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115427.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115427.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115427.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115427.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115427.png?fit=2580 2580w\" sizes=\"(max-width: 2580px) 100vw, 2580px\" loading=\"lazy\"><\/a><\/p><h4>Step 9<\/h4><p>Enter the amount and frequency of pay, as well as the dates of the last and next paycheque.<\/p><\/div>\n<\/div>\n<div class=\"fin-carousel-item\">\n    <div><p><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115555.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1071351\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115555.png\" alt=\"iCash application\" width=\"860\" height=\"540\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115555.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115555.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115555.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115555.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115555.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115555.png?fit=2580 2580w\" sizes=\"(max-width: 2580px) 100vw, 2580px\" loading=\"lazy\"><\/a><\/p><h4>Step 10<\/h4><p>Select a reason for applying for the loan and an estimated credit score.<\/p><\/div>\n<\/div>\n<div class=\"fin-carousel-item\">\n    <div><p><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115700.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1071352\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115700.png\" alt=\"iCash application\" width=\"860\" height=\"540\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115700.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115700.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115700.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115700.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115700.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-115700.png?fit=2580 2580w\" sizes=\"(max-width: 2580px) 100vw, 2580px\" loading=\"lazy\"><\/a><\/p><h4>Step 11<\/h4><p>Select <strong>Continue <\/strong>to connect a bank account.<\/p><\/div>\n<\/div>\n<div class=\"fin-carousel-item\">\n    <div><p><a href=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-121006.png\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1071353\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-121006.png\" alt=\"iCash application\" width=\"860\" height=\"540\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-121006.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-121006.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-121006.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-121006.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-121006.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/01\/Screenshot-2026-01-27-121006.png?fit=2580 2580w\" sizes=\"(max-width: 2580px) 100vw, 2580px\" loading=\"lazy\"><\/a><\/p><h4>Step 12<\/h4><p>Search for a bank and log in securely to verify identity and financial details before submitting the payday loan application.<\/p><\/div>\n<\/div>\n\n        <\/div>\n    <\/div>\n    <div class=\"fin-carousels__controls\">\n        <button class=\"fin-carousels__nav fin-carousels__nav--prev fin-carousels__nav--disabled\" aria-label=\"Previous slide\">\n            <svg class=\"luna-icon\" style=\"--fill: var(--color-background-main)\">\n                <use href=\"#chevron-left\"><\/use>\n            <\/svg>\n        <\/button>\n        <button class=\"fin-carousels__nav fin-carousels__nav--next fin-carousels__nav--disabled\" aria-label=\"Next slide\">\n            <svg class=\"luna-icon\" style=\"--fill: var(--color-background-main)\">\n                <use href=\"#chevron-right\"><\/use>\n            <\/svg>\n        <\/button>\n    <\/div>\n\n    <div class=\"fin-carousels__dots\" role=\"tablist\" aria-label=\"Carousel navigation\"><!-- Dots will be generated by JavaScript -->\n    <\/div>\n<\/div>\n<h3>Bottom line<\/h3><p>Based on our findings, iCash is one of the standout <a href=\"https:\/\/www.finder.com\/ca\/payday-loans\">payday lenders<\/a> in Canada, offering speed, availability and ease of use with access to funds in as little as one hour or less, 24\/7. However, just like all other payday loans, we believe iCash loans should only be a last resort because they\u2019re extremely expensive. Payday loans aren\u2019t designed to solve long-term financial problems and can create ongoing debt if used repeatedly. It\u2019s also important to avoid taking out a payday loan if there won\u2019t be enough income available to cover other expenses after the loan is repaid. Instead, we recommend cheaper alternatives like <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/best-installment-loans\">installment loans<\/a> or <a href=\"https:\/\/www.finder.com\/ca\/cash-advance-apps\">cash advance apps<\/a>.<\/p><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">Where is iCash available? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>iCash is available in AB, BC, MB, NB, NS, ON, PEI.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">Is iCash safe?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>iCash says it uses a 256-bit SSL-encoded bank-level security system to ensure its customers' information is protected and stays private.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">Does iCash call employers?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>iCash may call an employer to verify current job status. They won't reveal to your employer that you're applying for a loan.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Is iCash a scam?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>No, iCash isn't a scam. It's a legitimate lender that's licensed to operate in AB, BC, MB, NB, NS, ON, PEI. However, watch out for scammers posing as iCash. <a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/payday-loan-scams\">Learn more about payday loan scams.<\/a><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3><div class=\"sources sources__f1\">\n    <link rel=\"stylesheet\" href=\"https:\/\/www.finder.com\/parent-theme\/shortcodes\/article-source\/prod\/article-source.87684078d471e76125dd.css\">\n    \n  <ul class=\"luna-accordionGroup accordionGroup\">\n    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n      <div class=\"luna-accordion__summary\">\n        <h3 class=\"luna-accordion__heading\">\n          <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"sources_158329717\" data-toggle=\"collapse\" data-target=\"#sources_158329717\">\n            <span class=\"luna-accordion__title u-text--lg u-font--bold\">Sources<\/span>\n            <svg class=\"luna-icon\" aria-hidden=\"true\">\n              <use href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n              <use href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n            <\/svg>\n          <\/button>\n        <\/h3>\n      <\/div>\n      <div class=\"luna-accordion__details collapse \" aria-hidden=\"true\" id=\"sources_158329717\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n          <p class=\"sources__description\">Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are <a href=\"https:\/\/www.finder.com\/ca\/why-trust-us\">fact checked<\/a> in line with our <a href=\"https:\/\/www.finder.com\/ca\/editorial-guidelines\">editorial guidelines<\/a>.<\/p>\n          <ol class=\"u-pl--0 u-text--lg u-font--medium\">\n                                          <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/canadiancfa.com\/ccfa-members\/\" target=\"_blank\">CCFA: CCFA Members<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.ontario.ca\/page\/payday-loan-your-rights\" target=\"_blank\">Government of Ontario: Payday loan\u2014your rights<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www2.gov.bc.ca\/gov\/content\/family-social-supports\/borrowing-money\/expensive-loans\/payday-loans\" target=\"_blank\">Government of British Columbia: Payday loans<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.gov.mb.ca\/cp\/cpo\/info\/payday.html\" target=\"_blank\">Government of Manitoba: Payday Loans<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/laws.gnb.ca\/en\/showfulldoc\/cr\/2017-23\/#anchorse:3\" target=\"_blank\">Government of New Brunswick: 2017-23\u2014Payday Lending<\/a><\/li>\n                                    <\/ol>\n        <\/div>\n      <\/div>\n    <\/li>\n  <\/ul>\n    <script defer src=\"https:\/\/www.finder.com\/parent-theme\/shortcodes\/article-source\/prod\/article-source.de087a0da9824e407767.js\"><\/script>\n  <\/div><\/div><style>\n  \/* Modal Container *\/\n  .fenceModal {\n      justify-content: center;\n      outline: 0;\n      position: absolute;\n      z-index: 81;\n      width: 100%;\n      display: none;\n  }\n  \n  \/* Modal Content *\/\n  .fenceModal-content {\n      display: -webkit-box;\n      display: -webkit-flex;\n      display: -ms-flexbox;\n      display: flex;\n      -webkit-box-orient: vertical;\n      -webkit-box-direction: normal;\n      -webkit-flex-direction: column;\n      -ms-flex-direction: column;\n      flex-direction: column;\n      margin: 1rem;\n      max-height: 100%\n  }\n  \n  .fenceModal-buttonText {\n      font-weight: bold;\n      font-size: 18px;\n  }\n  \n  .blurred {\n    filter: blur(5px) !important;\n    pointer-events: none;\n    background: rgba(0,0,0,0.5);\n  }\n  \n  .geoDisclaimer {\n    display: none;\n    }\n  \n  #default-section {\n    display: block;\n  }\n  \n  #alt-section {\n    display: none;\n  }\n  \n  .standardMasthead__widgetSection {\n    height: auto !important;\n  }\n  <\/style>\n  \n        \n    \n      \n  \n    \n        \n        \n    \n    \n              \n              \n    \n                                                                                      \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  \n                      \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      \n                                                                                                                  \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                      \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    \n                                                                                              \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            \n                      \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                                                                                  \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                      \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    \n                                                                                              \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            \n                      \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                                                                                  \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          \n                      \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              \n                                                                                                                  \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  \n                      \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      \n                                                                                                                  \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          \n                      \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              \n                                                                                                                                                                                                                                  \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      \n                      \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          \n                                                                                                                                                                                                                                                                                                                              \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            \n                      \n                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        \n                                                                      \n          <span id=\"objectHolder\" objectdata=\"{'wagepay-wage-advance-ca-payday-loans-secure':['British Columbia','Ontario'],'icash-ca-payday-loans-secure':['Alberta','British Columbia','Manitoba','New Brunswick','Northwest Territories','Nova Scotia','Nunavut','Ontario','Prince Edward Island','Saskatchewan','Yukon'],'venue-financial-ca-payday-loans-secure':['British Columbia'],'cashco-financial-ca-payday-loans-secure':['Alberta','British Columbia','Saskatchewan'],'lenditt-payday-loan-ca-secure':['Ontario'],'money-mart-ca-payday-loan-secure':['Alberta','British Columbia','Manitoba','Nova Scotia','Ontario','Saskatchewan'],'goday-payday-loan-secure-ca':['Alberta','British Columbia','Manitoba','New Brunswick','Northwest Territories','Nova Scotia','Nunavut','Ontario','Prince Edward Island','Yukon'],'cash-money-payday-loans-secure':['British Columbia','Manitoba','Newfoundland and Labrador','Nova Scotia','Ontario','Saskatchewan'],'speedy-cash-payday-loans-secure':['Alberta','British Columbia','Manitoba','New Brunswick','Newfoundland and Labrador','Nova Scotia','Ontario','Saskatchewan'],'money-direct-payday-loan-ca-secure':['Ontario']}\"><\/span>\n                        \n    \n    \n    \n    <script>\n    document.addEventListener(\"DOMContentLoaded\", function() {\n      \n    \/\/ Finds user location and applies alt table if user is detected outside of US\n    var response;\n    var xhr = new XMLHttpRequest();\n    xhr.withCredentials = true;\n    xhr.addEventListener(\"readystatechange\", function() {\n      if(this.readyState === 4) {\n        response = JSON.parse(this.responseText);\n        callback(response);\n      }\n    });\n    xhr.open(\"POST\", \"https:\/\/www.finder.com\/wp-json\/finder\/v1\/geoip\/fetch\");\n    xhr.send();\n    function callback(response) {\n        \n            runGeofencing(response);\n      \n      function runGeofencing(response){\n      if (!response.subdivisions[0]) {\n        var responseLocation = [response.country.code];\n      } else {\n                  if (response.country.code != 'MX') {\n            var responseLocation = [response.subdivisions[0].name, response.subdivisions[0].code, response.country.code];\n          } else {\n            var responseLocation = [response.country.code];\n          }\n              }\n        var bannedHolder = JSON.parse(document.getElementById(\"objectHolder\").getAttribute(\"objectData\").replaceAll('\\'','\"')); \n        var bannedListPostGeoCheck = [];\n        var buttonArray = document.querySelectorAll(\".luna-button\"); \n        var linkList = document.links;\n        var regex = \/<a[\\s\\S]*?a>\/\n        var regExtra = \/<a[\\s\\S]*?center>\/\n        var regImage = \/<img[\\s\\S]*?>\/\n        \n                for (let i = 0; i < Object.keys(bannedHolder).length; i++) {\n          const bannedValues = Object.values(bannedHolder)[i];\n          \/\/ Check if any element in responseLocation is NOT included in bannedValues\n          if (!responseLocation.some(location => bannedValues.includes(location))) {\n            bannedListPostGeoCheck.push(Object.keys(bannedHolder)[i]);\n          }\n        }\n                if (bannedListPostGeoCheck.length > 0) {\n            for (let i = 0; i < buttonArray.length; i++){ \n              const button = buttonArray[i];\n                if (button.href !== undefined) {\n                    if (bannedListPostGeoCheck.some(k => button.href.includes(k))) {\n                        if (button.parentElement.innerHTML.includes('secure site')) {\n                            button.parentElement.innerHTML = button.parentElement.innerHTML.replace(regExtra,\"\");\n                        } else {\n                            button.parentElement.innerHTML = button.parentElement.innerHTML.replace(regex,\"\");\n                        }\n                    }\n                }\n            }\n            for (let i = 0; i < linkList.length; i++) {\n              const link = linkList[i];\n              if (bannedListPostGeoCheck.some(k => link.getAttribute('href').includes(k))) {\n                link.href = '';\n              }\n            }\n        }\n      }\n          }\n    \n  });\n\n  function reassignSourceCountry(country){\n    var newRedirectCountry = 'src_country=' + country.toLowerCase() + '&';\n    var regexCountry = \/src_country=.*?&{1}\/;\n    var links = document.querySelectorAll('a')\n    links.forEach((item) => {\n      if(item.href.includes('src_country=')){\n          item.href = item.href.replace(regexCountry,newRedirectCountry);\n      }\n    })\n  };\n  <\/script>","protected":false},"excerpt":{"rendered":"<p>Get an instant decision and funding 24\/7 with an iCash payday loan.<\/p>\n","protected":false},"author":1000,"featured_media":1030622,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[5506],"tags":[],"asset_tag":[],"class_list":["post-838871","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-payday-loans"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>iCash Review: A Convenient 24\/7 Payday Loan, But Expensive<\/title>\n<meta name=\"description\" content=\"iCash is an online direct lender offering payday loans 24\/7. It&#039;s quick to get, but there are some real downsides. Learn more in this review.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"iCash Review: A Convenient 24\/7 Payday Loan, But Expensive\" \/>\n<meta property=\"og:description\" content=\"iCash is an online direct lender offering payday loans 24\/7. It&#039;s quick to get, but there are some real downsides. Learn more in this review.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2020-03-26T17:46:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/03\/iCash_Supplied_1800x1000.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Leanne Escobal\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Leanne Escobal\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review\"},\"author\":[{\"name\":\"Leanne Escobal\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/9d47eeda06b879b07a813536f2068c72\"},{\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/dac978d814ec5930cc37687e07dc2c41\"}],\"headline\":\"iCash Review: A Convenient 24\/7 Payday Loan, But Expensive\",\"datePublished\":\"2020-03-26T17:46:32+00:00\",\"dateModified\":\"2026-02-06T16:40:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review\"},\"wordCount\":2786,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/03\/iCash_Supplied_1800x1000.jpg\",\"articleSection\":[\"Payday Loans\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"editor\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/784654a651a2874261e8007614422c55\"},\"citation\":[{\"@type\":\"CreativeWork\",\"name\":\"CCFA: CCFA Members\",\"url\":\"https:\/\/canadiancfa.com\/ccfa-members\/\"},{\"@type\":\"CreativeWork\",\"name\":\"Government of Ontario: Payday loan\u2014your rights\",\"url\":\"https:\/\/www.ontario.ca\/page\/payday-loan-your-rights\"},{\"@type\":\"CreativeWork\",\"name\":\"Government of British Columbia: Payday loans\",\"url\":\"https:\/\/www2.gov.bc.ca\/gov\/content\/family-social-supports\/borrowing-money\/expensive-loans\/payday-loans\"},{\"@type\":\"CreativeWork\",\"name\":\"Government of Manitoba: Payday Loans\",\"url\":\"https:\/\/www.gov.mb.ca\/cp\/cpo\/info\/payday.html\"},{\"@type\":\"CreativeWork\",\"name\":\"Government of New Brunswick: 2017-23\u2014Payday Lending\",\"url\":\"https:\/\/laws.gnb.ca\/en\/showfulldoc\/cr\/2017-23\/#anchorse:3\"}],\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review\",\"url\":\"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review\",\"name\":\"iCash Review: A Convenient 24\/7 Payday Loan, But Expensive\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/03\/iCash_Supplied_1800x1000.jpg\",\"datePublished\":\"2020-03-26T17:46:32+00:00\",\"dateModified\":\"2026-02-06T16:40:32+00:00\",\"description\":\"iCash is an online direct lender offering payday loans 24\/7. It's quick to get, but there are some real downsides. Learn more in this review.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review#primaryimage\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/03\/iCash_Supplied_1800x1000.jpg\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/03\/iCash_Supplied_1800x1000.jpg\",\"width\":1800,\"height\":1000},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"CA\",\"item\":\"https:\/\/www.finder.com\/ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Payday Loans\",\"item\":\"https:\/\/www.finder.com\/ca\/payday-loans\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"iCash Review: A Convenient 24\/7 Payday Loan, But Expensive\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finder.com\/ca\/#website\",\"url\":\"https:\/\/www.finder.com\/ca\/\",\"name\":\"Finder Canada\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finder.com\/ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/ca\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/9d47eeda06b879b07a813536f2068c72\",\"name\":\"Leanne Escobal\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/LeanneEscobalF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/LeanneEscobalF1_Finder_600x600.png\",\"caption\":\"Leanne Escobal\"},\"description\":\"Leanne Escobal is a senior publisher at Finder with more than 13 years of experience in financial products and services, with a focus on content strategy and marketing. She has completed the Canadian Securities Course (CSC\u00ae) as well as the Personal Lending and Mortgages course through the Canadian Securities Institute. Leanne holds a Bachelor of Arts (Honours) in English literature and creative writing from Western University.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/leanne-escobal\/\"],\"url\":\"https:\/\/www.finder.com\/ca\/author\/leanneescobal\",\"jobTitle\":\"Senior Publisher\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Personal Loans\"},{\"@type\":\"Thing\",\"name\":\"Car Loans\"},{\"@type\":\"Thing\",\"name\":\"Business Loans\"},{\"@type\":\"Thing\",\"name\":\"Short-Term Loans\"},{\"@type\":\"Thing\",\"name\":\"International Money Transfers\"},{\"@type\":\"Thing\",\"name\":\"Make Money Online\"}],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\",\"name\":\"Finder\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/dac978d814ec5930cc37687e07dc2c41\",\"name\":\"Rebecca Low\",\"description\":\"Rebecca Low is a writer for Finder. She has contributed to a range of digital publications, including income.ca, Indeed, and Expatden, writing on topics like personal finance, career development, and travel. Rebecca also brings a strong editorial background to her work, as she\u2019s an experienced non-fiction book editor with the Ultimate 48 Hour Author.\\r\\nShe holds an Honours Bachelor of Arts in English, linguistics, and book & media studies from Canada\u2019s top university, the University of Toronto.\\r\\nShe\u2019s passionate about crafting content that informs and inspires readers, and when she\u2019s not writing, she\u2019s usually abroad or planning her next trip!\",\"jobTitle\":\"Writer\",\"url\":\"https:\/\/www.finder.com\/ca\/author\/rebeccalow\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/\/dac978d814ec5930cc37687e07dc2c41\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/04\/RebeccaLow_Suppplied_600x600.jpg\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/04\/RebeccaLow_Suppplied_600x600.jpg\",\"caption\":\"Rebecca Low\"},\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\",\"name\":\"Finder\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/784654a651a2874261e8007614422c55\",\"name\":\"Stacie Hurst\",\"description\":\"Stacie Hurst is an editor at Finder, specializing in loans, banking, investing and money transfers. She has a Bachelor of Arts in Psychology and Writing, and she has completed FP Canada Institute's Financial Management Course. Before working in the publishing industry, Stacie completed one year of law school in the United States. When not working, she can usually be found watching K-dramas or playing games with her friends and family.\",\"jobTitle\":\"Associate editor\",\"url\":\"https:\/\/www.finder.com\/ca\/author\/staciehurst\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/stacie-hurst\"],\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Banking\"},{\"@type\":\"Thing\",\"name\":\"Stock Trading\"},{\"@type\":\"Thing\",\"name\":\"Cryptocurrency\"},{\"@type\":\"Thing\",\"name\":\"Personal Loans\"},{\"@type\":\"Thing\",\"name\":\"Car Loans\"},{\"@type\":\"Thing\",\"name\":\"Credit Cards\"}],\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/\/784654a651a2874261e8007614422c55\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/StacieHurstF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/StacieHurstF1_Finder_600x600.png\",\"caption\":\"Stacie Hurst\"},\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\",\"name\":\"Finder\"}},{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"name\":\"Frequently Asked Questions\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Where is iCash available? \",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\riCash is available in AB, BC, MB, NB, NS, ON, PEI.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Is iCash safe?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\riCash says it uses a 256-bit SSL-encoded bank-level security system to ensure its customers' information is protected and stays private.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Does iCash call employers?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\riCash may call an employer to verify current job status. They won't reveal to your employer that you're applying for a loan.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Is iCash a scam?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rNo, iCash isn't a scam. It's a legitimate lender that's licensed to operate in AB, BC, MB, NB, NS, ON, PEI. However, watch out for scammers posing as iCash. <a href=\\\"https:\/\/www.finder.com\/ca\/payday-loans\/payday-loan-scams\\\">Learn more about payday loan scams.<\/a>\\r\\r\"}}]}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2026-02-06T16:40:32+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"iCash Review: A Convenient 24\/7 Payday Loan, But Expensive","description":"iCash is an online direct lender offering payday loans 24\/7. It's quick to get, but there are some real downsides. Learn more in this review.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review","og_locale":"en_US","og_type":"article","og_title":"iCash Review: A Convenient 24\/7 Payday Loan, But Expensive","og_description":"iCash is an online direct lender offering payday loans 24\/7. It's quick to get, but there are some real downsides. Learn more in this review.","og_url":"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review","og_site_name":"Finder Canada","article_published_time":"2020-03-26T17:46:32+00:00","og_image":[{"width":1800,"height":1000,"url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/03\/iCash_Supplied_1800x1000.jpg","type":"image\/jpeg"}],"author":"Leanne Escobal","twitter_misc":{"Written by":"Leanne Escobal","Est. reading time":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review#article","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review"},"author":[{"name":"Leanne Escobal","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/9d47eeda06b879b07a813536f2068c72"},{"@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/dac978d814ec5930cc37687e07dc2c41"}],"headline":"iCash Review: A Convenient 24\/7 Payday Loan, But Expensive","datePublished":"2020-03-26T17:46:32+00:00","dateModified":"2026-02-06T16:40:32+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review"},"wordCount":2786,"publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/03\/iCash_Supplied_1800x1000.jpg","articleSection":["Payday Loans"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"editor":{"@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/784654a651a2874261e8007614422c55"},"citation":[{"@type":"CreativeWork","name":"CCFA: CCFA Members","url":"https:\/\/canadiancfa.com\/ccfa-members\/"},{"@type":"CreativeWork","name":"Government of Ontario: Payday loan\u2014your rights","url":"https:\/\/www.ontario.ca\/page\/payday-loan-your-rights"},{"@type":"CreativeWork","name":"Government of British Columbia: Payday loans","url":"https:\/\/www2.gov.bc.ca\/gov\/content\/family-social-supports\/borrowing-money\/expensive-loans\/payday-loans"},{"@type":"CreativeWork","name":"Government of Manitoba: Payday Loans","url":"https:\/\/www.gov.mb.ca\/cp\/cpo\/info\/payday.html"},{"@type":"CreativeWork","name":"Government of New Brunswick: 2017-23\u2014Payday Lending","url":"https:\/\/laws.gnb.ca\/en\/showfulldoc\/cr\/2017-23\/#anchorse:3"}],"commentCount":0},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review","url":"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review","name":"iCash Review: A Convenient 24\/7 Payday Loan, But Expensive","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/03\/iCash_Supplied_1800x1000.jpg","datePublished":"2020-03-26T17:46:32+00:00","dateModified":"2026-02-06T16:40:32+00:00","description":"iCash is an online direct lender offering payday loans 24\/7. It's quick to get, but there are some real downsides. Learn more in this review.","breadcrumb":{"@id":"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/03\/iCash_Supplied_1800x1000.jpg","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2020\/03\/iCash_Supplied_1800x1000.jpg","width":1800,"height":1000},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/ca\/payday-loans\/icash-payday-loans-review#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"CA","item":"https:\/\/www.finder.com\/ca\/"},{"@type":"ListItem","position":2,"name":"Payday Loans","item":"https:\/\/www.finder.com\/ca\/payday-loans"},{"@type":"ListItem","position":3,"name":"iCash Review: A Convenient 24\/7 Payday Loan, But Expensive"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/ca\/#website","url":"https:\/\/www.finder.com\/ca\/","name":"Finder Canada","description":"","publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/ca\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/9d47eeda06b879b07a813536f2068c72","name":"Leanne Escobal","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/LeanneEscobalF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/LeanneEscobalF1_Finder_600x600.png","caption":"Leanne Escobal"},"description":"Leanne Escobal is a senior publisher at Finder with more than 13 years of experience in financial products and services, with a focus on content strategy and marketing. She has completed the Canadian Securities Course (CSC\u00ae) as well as the Personal Lending and Mortgages course through the Canadian Securities Institute. Leanne holds a Bachelor of Arts (Honours) in English literature and creative writing from Western University.","sameAs":["https:\/\/www.linkedin.com\/in\/leanne-escobal\/"],"url":"https:\/\/www.finder.com\/ca\/author\/leanneescobal","jobTitle":"Senior Publisher","knowsAbout":[{"@type":"Thing","name":"Personal Loans"},{"@type":"Thing","name":"Car Loans"},{"@type":"Thing","name":"Business Loans"},{"@type":"Thing","name":"Short-Term Loans"},{"@type":"Thing","name":"International Money Transfers"},{"@type":"Thing","name":"Make Money Online"}],"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/dac978d814ec5930cc37687e07dc2c41","name":"Rebecca Low","description":"Rebecca Low is a writer for Finder. She has contributed to a range of digital publications, including income.ca, Indeed, and Expatden, writing on topics like personal finance, career development, and travel. Rebecca also brings a strong editorial background to her work, as she\u2019s an experienced non-fiction book editor with the Ultimate 48 Hour Author.\r\nShe holds an Honours Bachelor of Arts in English, linguistics, and book & media studies from Canada\u2019s top university, the University of Toronto.\r\nShe\u2019s passionate about crafting content that informs and inspires readers, and when she\u2019s not writing, she\u2019s usually abroad or planning her next trip!","jobTitle":"Writer","url":"https:\/\/www.finder.com\/ca\/author\/rebeccalow","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/\/dac978d814ec5930cc37687e07dc2c41","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/04\/RebeccaLow_Suppplied_600x600.jpg","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/04\/RebeccaLow_Suppplied_600x600.jpg","caption":"Rebecca Low"},"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/784654a651a2874261e8007614422c55","name":"Stacie Hurst","description":"Stacie Hurst is an editor at Finder, specializing in loans, banking, investing and money transfers. She has a Bachelor of Arts in Psychology and Writing, and she has completed FP Canada Institute's Financial Management Course. Before working in the publishing industry, Stacie completed one year of law school in the United States. When not working, she can usually be found watching K-dramas or playing games with her friends and family.","jobTitle":"Associate editor","url":"https:\/\/www.finder.com\/ca\/author\/staciehurst","sameAs":["https:\/\/www.linkedin.com\/in\/stacie-hurst"],"knowsAbout":[{"@type":"Thing","name":"Banking"},{"@type":"Thing","name":"Stock Trading"},{"@type":"Thing","name":"Cryptocurrency"},{"@type":"Thing","name":"Personal Loans"},{"@type":"Thing","name":"Car Loans"},{"@type":"Thing","name":"Credit Cards"}],"image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/\/784654a651a2874261e8007614422c55","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/StacieHurstF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/StacieHurstF1_Finder_600x600.png","caption":"Stacie Hurst"},"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder"}},{"@context":"https:\/\/schema.org","@type":"FAQPage","name":"Frequently Asked Questions","mainEntity":[{"@type":"Question","name":"Where is iCash available? ","acceptedAnswer":{"@type":"Answer","text":"\r\riCash is available in AB, BC, MB, NB, NS, ON, PEI.\r\r"}},{"@type":"Question","name":"Is iCash safe?","acceptedAnswer":{"@type":"Answer","text":"\r\riCash says it uses a 256-bit SSL-encoded bank-level security system to ensure its customers' information is protected and stays private.\r\r"}},{"@type":"Question","name":"Does iCash call employers?","acceptedAnswer":{"@type":"Answer","text":"\r\riCash may call an employer to verify current job status. They won't reveal to your employer that you're applying for a loan.\r\r"}},{"@type":"Question","name":"Is iCash a scam?","acceptedAnswer":{"@type":"Answer","text":"\r\rNo, iCash isn't a scam. It's a legitimate lender that's licensed to operate in AB, BC, MB, NB, NS, ON, PEI. However, watch out for scammers posing as iCash. <a href=\"https:\/\/www.finder.com\/ca\/payday-loans\/payday-loan-scams\">Learn more about payday loan scams.<\/a>\r\r"}}]}]},"article_modified_time":"2026-02-06T16:40:32+00:00"},"custom_fields":{"_masthead_subheading":["{\"text\":\"iCash provides instant, 24\/7 funding for financial emergencies, but its fees are extremely high.\"}"],"_content_type":["niche-content\/recommendation\/provider-review"],"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"custom_post_template":["single-product-review.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/838871"}],"collection":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/users\/1000"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/comments?post=838871"}],"version-history":[{"count":13,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/838871\/revisions"}],"predecessor-version":[{"id":1074562,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/838871\/revisions\/1074562"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media\/1030622"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media?parent=838871"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/categories?post=838871"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/tags?post=838871"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/asset_tag?post=838871"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}