{"id":834231,"date":"2020-02-18T14:36:43","date_gmt":"2020-02-18T19:36:43","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=834231"},"modified":"2025-04-15T02:46:14","modified_gmt":"2025-04-15T06:46:14","slug":"scotiabank-basic-plus-bank-account-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-basic-plus-bank-account-review","title":{"rendered":"Scotiabank Basic Plus Bank Account review"},"content":{"rendered":"<h3>The basics<\/h3><p class=\"p1\">If you want a no-frills account that doesn&#8217;t require you to pay for features you won&#8217;t use, the Scotiabank Basic Plus Bank Account could be a good fit for you.<\/p><ul class=\"list-10\"><li class=\"p1\"><strong>Low monthly fee.<\/strong> Pay a $11.95 fee per month to maintain your account unless you meet the minimum balance requirement.<\/li><li class=\"p1\"><strong>Exclusive rewards.<\/strong> Choose between the SCENE and Scotia Rewards reward programs whenever you spend money on your card.<\/li><li class=\"p1\"><strong>Free transactions.<\/strong> Get 25\/month free debit transactions and $0 Interac transfers per month.<\/li><li class=\"p1\"><strong>Fee waiver on account.<\/strong> Pay no monthly account fee by maintaining a minimum daily closing balance of $3,000 for the entire month.<\/li><li class=\"p1\"><strong>Free credit check.<\/strong> Get a free credit check sponsored by Scotiabank using TransUnion&#8217;s special CreditView service.<\/li><\/ul><h3>The perks<\/h3><p class=\"p1\">On top of the basic benefits you&#8217;ll receive with the Scotiabank Basic Plus Bank Account, you&#8217;ll also get a number of additional perks:<\/p><ul class=\"list-1\"><li class=\"p1\"><strong>Online and mobile banking.<\/strong> You can manage your account online or over your mobile phone quickly and easily.<\/li><li class=\"p1\"><strong>Mobile cheque deposit.<\/strong> It&#8217;s easy to deposit your cheques through Scotiabank&#8216;s mobile app without having to visit a branch.<\/li><li class=\"p1\"><strong>Contactless payment.<\/strong> You can pay by swiping your phone at the till if you link your Basic Plus account to Apple Pay, Google Pay or <a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/samsung-pay\" rel=\"noopener noreferrer\">Samsung Pay<\/a>.<\/li><li class=\"p1\"><strong>Senior discounts.<\/strong> You&#8217;ll be able to save money on your monthly account fees if you&#8217;re over the age of 60.<\/li><\/ul><h3>What to watch out for<\/h3><p class=\"p1\">While this account offers a number of benefits, there are also a couple of drawbacks to watch out for:<\/p><ul class=\"list-3\"><li class=\"p1\"><strong>No exclusive rates.<\/strong> This account doesn&#8217;t offer preferential rates for your savings accounts or GICs.<\/li><li class=\"p1\"><strong>No bonus offer.<\/strong> You won&#8217;t earn bonus <a href=\"https:\/\/www.scene.ca\/\" target=\"_blank\" rel=\"noopener noreferrer\">Scene+<\/a> points when you sign up like you will with more premium accounts.<\/li><li class=\"p1\"><strong>Few benefits.<\/strong> You&#8217;ll get far fewer benefits with this account than you will with Scotiabank&#8216;s Preferred or Ultimate accounts.<\/li><li class=\"p1\"><strong>Charges for non-Scotiabank ABMs.<\/strong> You&#8217;ll have to pay a fee to withdraw money from non-Scotiabank ABMs.<\/li><\/ul><h3>What should I know before I apply?<\/h3><p class=\"p1\">To open a Scotiabank Basic Plus Bank Account, you&#8217;ll need to meet the following criteria:<\/p><ul class=\"list-7\"><li class=\"p1\">Be a resident of Canada with a valid social insurance number<\/li><li class=\"p1\">Be 16 years of age or older<\/li><li class=\"p1\">Have an email account<\/li><\/ul><h3>How do I open a Scotiabank Basic Plus Bank Account?<\/h3><p class=\"p1\">To open a Scotiabank Basic Plus Bank Account, you&#8217;ll need to fill out a quick and easy online application. Follow these steps to get started:<\/p><ol><li class=\"p1\">Click on this secure <a href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/scotiabank-basic-plus-bank-account-ca-secure.html\">Scotiabank Basic Plus Bank Account link<\/a> or the &#8220;Go to Site&#8221;button on this page to get started with your application.<\/li><li class=\"p1\">Complete the application, which includes providing your name, email address, social insurance number (<a href=\"https:\/\/www.canada.ca\/en\/employment-social-development\/services\/sin.html\" target=\"_blank\" rel=\"noopener\">SIN<\/a>) and birth date.<\/li><li class=\"p1\">Review the details of your account and apply quickly and easily with the click of a mouse.<\/li><\/ol><h3>Bottom line<\/h3><p class=\"p1\">Scotiabank is one of the top banks in Canada and offers a full suite of financial products to millions of clients each year. The Scotiabank Basic Plus Bank Account offers a number of value-added features for a low monthly fee. Find out what you need to qualify for this type of account and learn how you can apply online today.<\/p><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">Do I have to pay a monthly fee with the Scotiabank Basic Plus Bank Account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. You'll pay $11.95 per month to maintain this account. To get the annual fee waived, you'll need to keep a minimum balance of $3,000 in your account at all times.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">Can I manage my Scotiabank Basic Plus Bank Account through mobile banking? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Of course. You can manage your bank account online as well as through mobile banking. You just need to download the mobile app which allows you to carry out banking activities like depositing cheques, paying bills, transferring between your accounts and sending e-Transfers.<\/p><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">Will my money be protected? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. Your deposits are protected by the <a href=\"https:\/\/www.cdic.ca\/\" target=\"_blank\" rel=\"noopener noreferrer\">Canadian Deposit Insurance Corporation (CDIC)<\/a> so you can rest assured that any money you deposit will be protected.<\/p><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Who can I contact if I have questions about my Scotiabank Basic Plus Bank Account? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You can easily get in touch with Scotiabank's customer support team at 1-800-472-6842. You can also visit a branch during business hours or send a tweet to @ScotiabankHelps for more information.<\/p><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">Can I apply for a Scotiabank Basic Plus account online? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, you can apply online. Just go to this secure <a href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/scotiabank-basic-plus-bank-account-ca-secure.html\">Scotiabank Basic Plus Bank Account link<\/a> or click \"Go to Site\" in the table above to be redirected to an application.<\/p><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">What other Scotiabank chequing accounts exist? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Scotiabank has a range of both chequing accounts and <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\" rel=\"noopener noreferrer\">savings accounts<\/a> for a variety of budgets and banking needs.<\/p><p><a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\">Finder's guide to Scotiabank's chequing accounts<\/a><\/p><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Pay a low monthly fee to take advantage of value-added features with this no-frills account.\u00a0<\/p>\n","protected":false},"author":474,"featured_media":819977,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"Scotiabank Basic Plus","_yoast_wpseo_title":"Scotiabank Basic Plus Bank Account Review | Finder Canada","_yoast_wpseo_metadesc":"Earn points on every purchase and enjoy a selection of basic features for a low monthly fee with the Scotiabank Basic Plus Bank Account.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":null,"post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":null,"post_editor":"-1","post_editor_date":null,"post_author_date":"","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2023-10-17 22:36:50\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"Updated page to provide users better access to information about this product and brand.\"}","_last_major_update":"","feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":""},"categories":[101382],"tags":[],"asset_tag":[],"class_list":["post-834231","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-scotiabank-chequing"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Scotiabank Basic Plus Bank Account Review | Finder Canada<\/title>\n<meta name=\"description\" content=\"Earn points on every purchase and enjoy a selection of basic features for a low monthly fee with the Scotiabank Basic Plus Bank Account.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-basic-plus-bank-account-review\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Scotiabank Basic Plus Bank Account review\" \/>\n<meta property=\"og:description\" content=\"Earn points on every purchase and enjoy a selection of basic features for a low monthly fee with the Scotiabank Basic Plus Bank Account.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-basic-plus-bank-account-review\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2020-02-18T19:36:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/ScotiabankLogo_Supplied_250x250.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Claire Horwood\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Claire Horwood\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/scotiabank-chequing\\\/scotiabank-basic-plus-bank-account-review#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/scotiabank-chequing\\\/scotiabank-basic-plus-bank-account-review\"},\"author\":{\"name\":\"Claire Horwood\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/person\\\/252a43e10a819c05764a610c2b59e414\"},\"headline\":\"Scotiabank Basic Plus Bank Account review\",\"datePublished\":\"2020-02-18T19:36:43+00:00\",\"dateModified\":\"2023-10-17T18:36:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/scotiabank-chequing\\\/scotiabank-basic-plus-bank-account-review\"},\"wordCount\":1372,\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/scotiabank-chequing\\\/scotiabank-basic-plus-bank-account-review#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2019\\\/12\\\/ScotiabankLogo_Supplied_250x250.jpg\",\"articleSection\":[\"Scotiabank Chequing Accounts\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/scotiabank-chequing\\\/scotiabank-basic-plus-bank-account-review\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/scotiabank-chequing\\\/scotiabank-basic-plus-bank-account-review\",\"name\":\"Scotiabank Basic Plus Bank Account Review | Finder Canada\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/scotiabank-chequing\\\/scotiabank-basic-plus-bank-account-review#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/scotiabank-chequing\\\/scotiabank-basic-plus-bank-account-review#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2019\\\/12\\\/ScotiabankLogo_Supplied_250x250.jpg\",\"datePublished\":\"2020-02-18T19:36:43+00:00\",\"dateModified\":\"2023-10-17T18:36:50+00:00\",\"description\":\"Earn points on every purchase and enjoy a selection of basic features for a low monthly fee with the Scotiabank Basic Plus Bank Account.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/scotiabank-chequing\\\/scotiabank-basic-plus-bank-account-review#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/scotiabank-chequing\\\/scotiabank-basic-plus-bank-account-review\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/scotiabank-chequing\\\/scotiabank-basic-plus-bank-account-review#primaryimage\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2019\\\/12\\\/ScotiabankLogo_Supplied_250x250.jpg\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2019\\\/12\\\/ScotiabankLogo_Supplied_250x250.jpg\",\"width\":250,\"height\":250},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/scotiabank-chequing\\\/scotiabank-basic-plus-bank-account-review#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"CA\",\"item\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Chequing Accounts\",\"item\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Scotiabank Chequing Accounts\",\"item\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/scotiabank-chequing\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Scotiabank Basic Plus Bank Account review\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#website\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/\",\"name\":\"Finder Canada\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\",\"name\":\"Finder\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/person\\\/252a43e10a819c05764a610c2b59e414\",\"name\":\"Claire Horwood\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/ClaireHorwoodF1_Finder_600x600.png\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/ClaireHorwoodF1_Finder_600x600.png\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/11\\\/ClaireHorwoodF1_Finder_600x600.png\",\"caption\":\"Claire Horwood\"},\"description\":\"Claire Horwood was a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate\u2019s Degree in Science from Camosun College. Much of Claire\u2019s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee.\",\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/in\\\/clairehorwood\\\/\"],\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/author\\\/clairehorwood\",\"jobTitle\":\"Associate editor\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Banking\"},{\"@type\":\"Thing\",\"name\":\"Personal Loans\"},{\"@type\":\"Thing\",\"name\":\"Car Loans\"},{\"@type\":\"Thing\",\"name\":\"Business Loans\"},{\"@type\":\"Thing\",\"name\":\"Credit Cards\"}],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\",\"name\":\"Finder\"}},{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"name\":\"Frequently Asked Questions\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Do I have to pay a monthly fee with the Scotiabank Basic Plus Bank Account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rYes. You'll pay $11.95 per month to maintain this account. To get the annual fee waived, you'll need to keep a minimum balance of $3,000 in your account at all times.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Can I manage my Scotiabank Basic Plus Bank Account through mobile banking? \",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rOf course. You can manage your bank account online as well as through mobile banking. You just need to download the mobile app which allows you to carry out banking activities like depositing cheques, paying bills, transferring between your accounts and sending e-Transfers.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Will my money be protected? \",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rYes. Your deposits are protected by the <a href=\\\"https:\\\/\\\/www.cdic.ca\\\/\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">Canadian Deposit Insurance Corporation (CDIC)<\\\/a> so you can rest assured that any money you deposit will be protected.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Who can I contact if I have questions about my Scotiabank Basic Plus Bank Account? \",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rYou can easily get in touch with Scotiabank's customer support team at 1-800-472-6842. You can also visit a branch during business hours or send a tweet to @ScotiabankHelps for more information.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Can I apply for a Scotiabank Basic Plus account online? \",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rYes, you can apply online. Just go to this secure <a href=\\\"https:\\\/\\\/www.finder.com\\\/redirect\\\/ca\\\/chequing-accounts\\\/scotiabank-basic-plus-bank-account-ca-secure.html\\\">Scotiabank Basic Plus Bank Account link<\\\/a> or click \\\"Go to Site\\\" in the table above to be redirected to an application.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"What other Scotiabank chequing accounts exist? \",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\rScotiabank has a range of both chequing accounts and <a href=\\\"https:\\\/\\\/www.finder.com\\\/ca\\\/savings-accounts\\\/scotiabank-savings\\\" rel=\\\"noopener noreferrer\\\">savings accounts<\\\/a> for a variety of budgets and banking needs.\\r\\r<a class=\\\"more-link-arrow\\\" href=\\\"https:\\\/\\\/www.finder.com\\\/ca\\\/chequing-accounts\\\/scotiabank-chequing\\\">Finder's guide to Scotiabank's chequing accounts<\\\/a>\\r\\r\"}}]}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2023-10-17T18:36:50+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Scotiabank Basic Plus Bank Account Review | Finder Canada","description":"Earn points on every purchase and enjoy a selection of basic features for a low monthly fee with the Scotiabank Basic Plus Bank Account.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-basic-plus-bank-account-review","og_locale":"en_US","og_type":"article","og_title":"Scotiabank Basic Plus Bank Account review","og_description":"Earn points on every purchase and enjoy a selection of basic features for a low monthly fee with the Scotiabank Basic Plus Bank Account.","og_url":"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-basic-plus-bank-account-review","og_site_name":"Finder Canada","article_published_time":"2020-02-18T19:36:43+00:00","og_image":[{"width":250,"height":250,"url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/ScotiabankLogo_Supplied_250x250.jpg","type":"image\/jpeg"}],"author":"Claire Horwood","twitter_misc":{"Written by":"Claire Horwood","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-basic-plus-bank-account-review#article","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-basic-plus-bank-account-review"},"author":{"name":"Claire Horwood","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414"},"headline":"Scotiabank Basic Plus Bank Account review","datePublished":"2020-02-18T19:36:43+00:00","dateModified":"2023-10-17T18:36:50+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-basic-plus-bank-account-review"},"wordCount":1372,"publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-basic-plus-bank-account-review#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/ScotiabankLogo_Supplied_250x250.jpg","articleSection":["Scotiabank Chequing Accounts"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"commentCount":0},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-basic-plus-bank-account-review","url":"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-basic-plus-bank-account-review","name":"Scotiabank Basic Plus Bank Account Review | Finder Canada","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-basic-plus-bank-account-review#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-basic-plus-bank-account-review#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/ScotiabankLogo_Supplied_250x250.jpg","datePublished":"2020-02-18T19:36:43+00:00","dateModified":"2023-10-17T18:36:50+00:00","description":"Earn points on every purchase and enjoy a selection of basic features for a low monthly fee with the Scotiabank Basic Plus Bank Account.","breadcrumb":{"@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-basic-plus-bank-account-review#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-basic-plus-bank-account-review"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-basic-plus-bank-account-review#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/ScotiabankLogo_Supplied_250x250.jpg","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/ScotiabankLogo_Supplied_250x250.jpg","width":250,"height":250},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\/scotiabank-basic-plus-bank-account-review#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"CA","item":"https:\/\/www.finder.com\/ca\/"},{"@type":"ListItem","position":2,"name":"Chequing Accounts","item":"https:\/\/www.finder.com\/ca\/chequing-accounts"},{"@type":"ListItem","position":3,"name":"Scotiabank Chequing Accounts","item":"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing"},{"@type":"ListItem","position":4,"name":"Scotiabank Basic Plus Bank Account review"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/ca\/#website","url":"https:\/\/www.finder.com\/ca\/","name":"Finder Canada","description":"","publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/ca\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414","name":"Claire Horwood","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png","caption":"Claire Horwood"},"description":"Claire Horwood was a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate\u2019s Degree in Science from Camosun College. Much of Claire\u2019s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee.","sameAs":["https:\/\/www.linkedin.com\/in\/clairehorwood\/"],"url":"https:\/\/www.finder.com\/ca\/author\/clairehorwood","jobTitle":"Associate editor","knowsAbout":[{"@type":"Thing","name":"Banking"},{"@type":"Thing","name":"Personal Loans"},{"@type":"Thing","name":"Car Loans"},{"@type":"Thing","name":"Business Loans"},{"@type":"Thing","name":"Credit Cards"}],"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder"}},{"@context":"https:\/\/schema.org","@type":"FAQPage","name":"Frequently Asked Questions","mainEntity":[{"@type":"Question","name":"Do I have to pay a monthly fee with the Scotiabank Basic Plus Bank Account?","acceptedAnswer":{"@type":"Answer","text":"\rYes. You'll pay $11.95 per month to maintain this account. To get the annual fee waived, you'll need to keep a minimum balance of $3,000 in your account at all times.\r\r"}},{"@type":"Question","name":"Can I manage my Scotiabank Basic Plus Bank Account through mobile banking? ","acceptedAnswer":{"@type":"Answer","text":"\rOf course. You can manage your bank account online as well as through mobile banking. You just need to download the mobile app which allows you to carry out banking activities like depositing cheques, paying bills, transferring between your accounts and sending e-Transfers.\r\r"}},{"@type":"Question","name":"Will my money be protected? ","acceptedAnswer":{"@type":"Answer","text":"\rYes. Your deposits are protected by the <a href=\"https:\/\/www.cdic.ca\/\" target=\"_blank\" rel=\"noopener noreferrer\">Canadian Deposit Insurance Corporation (CDIC)<\/a> so you can rest assured that any money you deposit will be protected.\r\r"}},{"@type":"Question","name":"Who can I contact if I have questions about my Scotiabank Basic Plus Bank Account? ","acceptedAnswer":{"@type":"Answer","text":"\rYou can easily get in touch with Scotiabank's customer support team at 1-800-472-6842. You can also visit a branch during business hours or send a tweet to @ScotiabankHelps for more information.\r\r"}},{"@type":"Question","name":"Can I apply for a Scotiabank Basic Plus account online? ","acceptedAnswer":{"@type":"Answer","text":"\rYes, you can apply online. Just go to this secure <a href=\"https:\/\/www.finder.com\/redirect\/ca\/chequing-accounts\/scotiabank-basic-plus-bank-account-ca-secure.html\">Scotiabank Basic Plus Bank Account link<\/a> or click \"Go to Site\" in the table above to be redirected to an application.\r\r"}},{"@type":"Question","name":"What other Scotiabank chequing accounts exist? ","acceptedAnswer":{"@type":"Answer","text":"\rScotiabank has a range of both chequing accounts and <a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\" rel=\"noopener noreferrer\">savings accounts<\/a> for a variety of budgets and banking needs.\r\r<a class=\"more-link-arrow\" href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\">Finder's guide to Scotiabank's chequing accounts<\/a>\r\r"}}]}]},"article_modified_time":"2023-10-17T18:36:50+00:00"},"custom_fields":{"_masthead_subheading":["{\"text\":\"Earn points on every purchase and enjoy a selection of basic account features for a low monthly fee.&nbsp;\"}"],"_content_type":["niche-content\/information\/product-rates-and-fees"],"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\"}"],"custom_post_template":["single-product-review.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/834231","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/users\/474"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/comments?post=834231"}],"version-history":[{"count":10,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/834231\/revisions"}],"predecessor-version":[{"id":1056890,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/834231\/revisions\/1056890"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media\/819977"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media?parent=834231"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/categories?post=834231"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/tags?post=834231"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/asset_tag?post=834231"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}