Which stores offer discounts on gift cards?<\/strong><\/p>National Bank\u2018s Allure Mastercard is partnered with reputable stores like Banana Republic, Gap, Amerispa, HomeSense and Old Navy.<\/p><\/div>
The perks<\/h3>- Zero-liability coverage.<\/strong> Protect against fraudulent charges on your account with zero-liability coverage.<\/li>
- Instant pay.<\/strong> Speed up your purchases with easy tap-and-go contactless payments.<\/li>
- Enhanced security.<\/strong> Rest easy when you make purchases online with identity verification through Mastercard ID check.<\/li>
- Low minimum credit limit.<\/strong> Get a credit limit as low as $500 to avoid going over your monthly budget.<\/li>
- No income requirements.<\/strong> There are no minimum income requirements you need to meet to qualify for this card.<\/li><\/ul>
What to watch out for<\/h3>- Low return.<\/strong> Earn 1 point for every $2 spent on eligible purchases.<\/li>
- High interest.<\/strong> You\u2019ll have to pay 20.99% interest on outstanding balances and 22.49% on cash advances.<\/li>
- Points are given as cash back.<\/strong> Your points can only be used for cash back. Earn a return of $10 for every 1,000 points you cash in (or $2,000 you spend).<\/li>
- Few benefits.<\/strong> There are no added benefits that come with this card, such as mobile device protection or roadside assistance.<\/li>
- No travel insurance.<\/strong> You won\u2019t get free travel medical insurance or other travel perks with this card.<\/li><\/ul>
National Bank Allure Mastercard interest rates<\/h3>