{"id":824366,"date":"2019-12-19T13:13:59","date_gmt":"2019-12-19T18:13:59","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=824366"},"modified":"2025-07-27T00:51:35","modified_gmt":"2025-07-27T04:51:35","slug":"top-mobile-banking-apps","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/banking\/top-mobile-banking-apps","title":{"rendered":"Best free mobile banking in Canada"},"content":{"rendered":"<p>Mobile banking makes it easier than ever to manage money. Pay bills, send e-Transfers, deposit cheques and track spending any time of day or night, all from your smartphone or tablet.<\/p><p>But which bank offers the best mobile banking in Canada? To help you compare your options, we\u2019ve rounded up the top banking apps available in Canada today, including apps from the big six banks, like RBC mobile banking and BMO banking app, as well as offerings from digital banks, such as Simplii and Tangerine.<\/p><p>Keep reading to find out which bank has the best mobile app in Canada, and learn about the advantages and disadvantages of mobile banking using an app.<article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Must read: <\/span><a href=\"https:\/\/www.finder.com\/ca\/banking\/open-bank-account-online\" style=\"text-decoration:underline; font-size:0.9em;\">How to open a bank account<\/a>\n<\/div>\n<\/article><\/p><h3 id=\"best\">Find the best banking app in Canada<\/h3><article class=\"luna-card luna-card--shadow\"><div class=\"luna-card__block\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s u-1\/1\" style=\"padding-bottom: 0px;\"><p><img decoding=\"async\" class=\"aligncenter size-full wp-image-819976\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/ScotiabankLogo_Supplied_450x250.jpg\" alt=\"Scotiabank logo\" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/ScotiabankLogo_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/ScotiabankLogo_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/ScotiabankLogo_Supplied_450x250.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/ScotiabankLogo_Supplied_450x250.jpg?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/ScotiabankLogo_Supplied_450x250.jpg?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/ScotiabankLogo_Supplied_450x250.jpg?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\" loading=\"lazy\"><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/scotiabank-chequing\" target=\"_blank\" rel=\"noopener noreferrer\"><button class=\"btn btn-success\">Scotiabank chequing accounts review<\/button><\/a><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/scotiabank-savings\" target=\"_blank\" rel=\"noopener noreferrer\"><button class=\"btn btn-success\">Scotiabank savings accounts review<\/button><\/a><\/p><\/div><div class=\"u-grid__col u-2\/3@s u-1\/1\"><h4 id=\"1\" class=\"luna-sectionTitle\">#1 Scotiabank Mobile Banking<\/h4><p>Scotiabank\u2019s award-winning mobile app is easily accessible, user friendly and secure. It has a full range of money management features and even gives you access to your TransUnion credit score. Data encryption and two-step verification ensure the security of your money, while key features like mobile cheque deposits, budgeting insights and advisor access are also included.<\/p><h5>Ratings<\/h5><ul class=\"list-9\"><li>Apple App Store rating: \n\n\n\n\n\n\n\n\n    \n    \n<strong>4.7<\/strong> \u2013 \n<span class=\"luna-stars luna-stars__fill--95 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><br>\n967K reviews\n<span class=\"table-popover\" rel=\"popover\" data-content=\"Ratings for the Scotiabank app on the Apple App Store were last verified on January 07, 2026.\" title=\"\" data-original-title=\"More info\"><\/span>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"MobileApplication\",\n  \"name\": \"Scotiabank\",\n  \"applicationCategory\": \"FinanceApplication\",\n  \"operatingSystem\": \"iOS\",\n  \"offers\": {\n    \"@type\": \"Offer\",\n    \"price\": \"0.00\",\n    \"priceCurrency\": \"CAD\"\n  },\n  \"aggregateRating\": {\n    \"@type\": \"AggregateRating\",\n    \"ratingValue\": \"4.7\",\n    \"bestRating\": \"5\",\n    \"worstRating\": \"1\",\n    \"reviewCount\": 967000\n  }\n}\n<\/script>\n<\/li><li>Google Play Store rating: \n\n\n\n\n\n\n\n\n    \n    \n<strong>4.8<\/strong> \u2013 \n<span class=\"luna-stars luna-stars__fill--95 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><br>\n241K reviews\n<span class=\"table-popover\" rel=\"popover\" data-content=\"Ratings for the Scotiabank app on the Google Play Store were last verified on January 07, 2026.\" title=\"\" data-original-title=\"More info\"><\/span>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"MobileApplication\",\n  \"name\": \"Scotiabank\",\n  \"applicationCategory\": \"FinanceApplication\",\n  \"operatingSystem\": \"Android\",\n  \"offers\": {\n    \"@type\": \"Offer\",\n    \"price\": \"0.00\",\n    \"priceCurrency\": \"CAD\"\n  },\n  \"aggregateRating\": {\n    \"@type\": \"AggregateRating\",\n    \"ratingValue\": \"4.8\",\n    \"bestRating\": \"5\",\n    \"worstRating\": \"1\",\n    \"reviewCount\": 241000\n  }\n}\n<\/script>\n<\/li><\/ul><\/div><\/div><\/div><\/article><article class=\"luna-card luna-card--shadow\"><div class=\"luna-card__block\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@m\"><p><img decoding=\"async\" class=\"aligncenter wp-image-865089 size-full\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/06\/Tangerinebanklogo_Supplied_450x250.jpg\" alt=\"Tangerine logo\" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/06\/Tangerinebanklogo_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/06\/Tangerinebanklogo_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/06\/Tangerinebanklogo_Supplied_450x250.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/06\/Tangerinebanklogo_Supplied_450x250.jpg?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/06\/Tangerinebanklogo_Supplied_450x250.jpg?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/06\/Tangerinebanklogo_Supplied_450x250.jpg?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\" loading=\"lazy\"><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/banking\/tangerine-bank-review\/tangerine-bank-chequing-account\" target=\"_blank\" rel=\"noopener noreferrer\"><button class=\"btn btn-success\">Tangerine chequing account review<\/button><\/a><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/banking\/tangerine-bank-review\/tangerine-savings-account\" target=\"_blank\" rel=\"noopener noreferrer\"><button class=\"btn btn-success\">Tangerine savings account review<\/button><\/a><\/p><\/div><div class=\"u-grid__col u-2\/3@m\"><h4 id=\"2\" class=\"luna-sectionTitle\">#2 Tangerine Mobile Banking<\/h4><p>The Tangerine Mobile Banking app is secure and easy to use. Tangerine\u2019s mobile banking app offers a simple and straightforward user-interface that lets you check your account balances, review transactions, send transfers and locate your nearest automated bank machine (ABM). A full suite of money management tools can help you reach savings goals and improve your spending habits, while other features include mobile cheque deposits, biometric identification, and alerts and notifications to let you know when your money is on the move.<\/p><h5>Ratings<\/h5><ul class=\"list-9\"><li>Apple App Store rating: \n\n\n\n\n\n\n\n\n    \n    \n<strong>4.7<\/strong> \u2013 \n<span class=\"luna-stars luna-stars__fill--95 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><br>\n76K reviews\n<span class=\"table-popover\" rel=\"popover\" data-content=\"Ratings for the Tangerine app on the Apple App Store were last verified on January 07, 2026.\" title=\"\" data-original-title=\"More info\"><\/span>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"MobileApplication\",\n  \"name\": \"Tangerine\",\n  \"applicationCategory\": \"FinanceApplication\",\n  \"operatingSystem\": \"iOS\",\n  \"offers\": {\n    \"@type\": \"Offer\",\n    \"price\": \"0.00\",\n    \"priceCurrency\": \"CAD\"\n  },\n  \"aggregateRating\": {\n    \"@type\": \"AggregateRating\",\n    \"ratingValue\": \"4.7\",\n    \"bestRating\": \"5\",\n    \"worstRating\": \"1\",\n    \"reviewCount\": 76000\n  }\n}\n<\/script>\n<\/li><li>Google Play Store rating: \n\n\n\n\n\n\n\n\n    \n    \n<strong>4.3<\/strong> \u2013 \n<span class=\"luna-stars luna-stars__fill--85 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><br>\n48.8K reviews\n<span class=\"table-popover\" rel=\"popover\" data-content=\"Ratings for the Tangerine app on the Google Play Store were last verified on January 07, 2026.\" title=\"\" data-original-title=\"More info\"><\/span>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"MobileApplication\",\n  \"name\": \"Tangerine\",\n  \"applicationCategory\": \"FinanceApplication\",\n  \"operatingSystem\": \"Android\",\n  \"offers\": {\n    \"@type\": \"Offer\",\n    \"price\": \"0.00\",\n    \"priceCurrency\": \"CAD\"\n  },\n  \"aggregateRating\": {\n    \"@type\": \"AggregateRating\",\n    \"ratingValue\": \"4.3\",\n    \"bestRating\": \"5\",\n    \"worstRating\": \"1\",\n    \"reviewCount\": 48800\n  }\n}\n<\/script>\n<\/li><\/ul><\/div><\/div><\/div><\/article><article class=\"luna-card luna-card--shadow\"><div class=\"luna-card__block\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@m\"><p style=\"text-align: center;\"><img decoding=\"async\" class=\"alignnone wp-image-949082 size-full\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/TDLogo_Supplied_450x253.png\" alt=\"TD logo\" width=\"450\" height=\"253\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/TDLogo_Supplied_450x253.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/TDLogo_Supplied_450x253.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/TDLogo_Supplied_450x253.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/TDLogo_Supplied_450x253.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/TDLogo_Supplied_450x253.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/01\/TDLogo_Supplied_450x253.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\" loading=\"lazy\"><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/td-chequing\" target=\"_blank\" rel=\"noopener noreferrer\"><button class=\"btn btn-success\">TD chequing account review<\/button><\/a><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/td-savings\" target=\"_blank\" rel=\"noopener noreferrer\"><button class=\"btn btn-success\">TD savings account review<\/button><\/a><\/p><\/div><div class=\"u-grid__col u-2\/3@m\"><h4 id=\"2\" class=\"luna-sectionTitle\">#3 TD app<\/h4><p>The TD mobile banking app is another highly-rated app among Canadian consumers. Designed to make it easy to manage your money 24\/7, the TD app features two-factor authentication for security and an AI chatbot for fast customer service. You can use the app to check balances, pay bills and send money domestically and to over 200 countries around the world. You can also make mobile cheque deposits, plus monitor your spending and receive real-time notifications with TD MySpend, making this a highly competitive mobile banking solution.<\/p><h5>Ratings<\/h5><ul class=\"list-9\"><li>Apple App Store rating: \n\n\n\n\n\n\n\n\n    \n    \n<strong>4.5<\/strong> \u2013 \n<span class=\"luna-stars luna-stars__fill--90 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><br>\n85K reviews\n<span class=\"table-popover\" rel=\"popover\" data-content=\"Ratings for the TD Bank app on the Apple App Store were last verified on January 07, 2026.\" title=\"\" data-original-title=\"More info\"><\/span>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"MobileApplication\",\n  \"name\": \"TD Bank\",\n  \"applicationCategory\": \"FinanceApplication\",\n  \"operatingSystem\": \"iOS\",\n  \"offers\": {\n    \"@type\": \"Offer\",\n    \"price\": \"0.00\",\n    \"priceCurrency\": \"CAD\"\n  },\n  \"aggregateRating\": {\n    \"@type\": \"AggregateRating\",\n    \"ratingValue\": \"4.5\",\n    \"bestRating\": \"5\",\n    \"worstRating\": \"1\",\n    \"reviewCount\": 85000\n  }\n}\n<\/script>\n<\/li><li>Google Play Store rating: \n\n\n\n\n\n\n\n\n    \n    \n<strong>4.8<\/strong> \u2013 \n<span class=\"luna-stars luna-stars__fill--95 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><br>\n150K reviews\n<span class=\"table-popover\" rel=\"popover\" data-content=\"Ratings for the TD Bank app on the Google Play Store were last verified on January 07, 2026.\" title=\"\" data-original-title=\"More info\"><\/span>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"MobileApplication\",\n  \"name\": \"TD Bank\",\n  \"applicationCategory\": \"FinanceApplication\",\n  \"operatingSystem\": \"Android\",\n  \"offers\": {\n    \"@type\": \"Offer\",\n    \"price\": \"0.00\",\n    \"priceCurrency\": \"CAD\"\n  },\n  \"aggregateRating\": {\n    \"@type\": \"AggregateRating\",\n    \"ratingValue\": \"4.8\",\n    \"bestRating\": \"5\",\n    \"worstRating\": \"1\",\n    \"reviewCount\": 150000\n  }\n}\n<\/script>\n<\/li><\/ul><\/div><\/div><\/div><\/article><article class=\"luna-card luna-card--shadow\"><div class=\"luna-card__block\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@m\"><p><img decoding=\"async\" class=\"aligncenter wp-image-769357\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/BMOLogo_Supplied_450x250.jpg\" alt=\"BMO logo\" width=\"360\" height=\"200\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/BMOLogo_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/BMOLogo_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/BMOLogo_Supplied_450x250.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/BMOLogo_Supplied_450x250.jpg?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/BMOLogo_Supplied_450x250.jpg?fit=1080 1080w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" loading=\"lazy\"><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\" target=\"_blank\" rel=\"noopener noreferrer\"><button class=\"btn btn-success\">BMO chequing accounts review<\/button><\/a><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/bmo-savings\" target=\"_blank\" rel=\"noopener noreferrer\"><button class=\"btn btn-success\">BMO savings accounts review<\/button><\/a><\/p><\/div><div class=\"u-grid__col u-2\/3@m\"><h4 id=\"1\" class=\"luna-sectionTitle\">#4 BMO Mobile Banking<\/h4><p>BMO\u2019s user-friendly mobile banking app lets you deposit cheques using your phone, view your accounts, pay bills and transfer money. You can also view detailed account information, book appointments, and locate your nearest branch or ATM. And all of this is backed by the BMO Electronic Banking Guarantee, which ensures that you\u2019ll be fully reimbursed for any losses caused by unauthorized transactions through BMO Mobile Banking.<\/p><h5>Ratings<\/h5><ul class=\"list-9\"><li>Apple App Store rating: \n\n\n\n\n\n\n\n\n    \n    \n<strong>4.6<\/strong> \u2013 \n<span class=\"luna-stars luna-stars__fill--90 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><br>\n113K reviews\n<span class=\"table-popover\" rel=\"popover\" data-content=\"Ratings for the BMO app on the Apple App Store were last verified on January 07, 2026.\" title=\"\" data-original-title=\"More info\"><\/span>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"MobileApplication\",\n  \"name\": \"BMO\",\n  \"applicationCategory\": \"FinanceApplication\",\n  \"operatingSystem\": \"iOS\",\n  \"offers\": {\n    \"@type\": \"Offer\",\n    \"price\": \"0.00\",\n    \"priceCurrency\": \"CAD\"\n  },\n  \"aggregateRating\": {\n    \"@type\": \"AggregateRating\",\n    \"ratingValue\": \"4.6\",\n    \"bestRating\": \"5\",\n    \"worstRating\": \"1\",\n    \"reviewCount\": 113000\n  }\n}\n<\/script>\n<\/li><li>Google Play Store rating: \n\n\n\n\n\n\n\n\n    \n    \n<strong>4.7<\/strong> \u2013 \n<span class=\"luna-stars luna-stars__fill--95 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><br>\n98.4K reviews\n<span class=\"table-popover\" rel=\"popover\" data-content=\"Ratings for the BMO app on the Google Play Store were last verified on January 07, 2026.\" title=\"\" data-original-title=\"More info\"><\/span>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"MobileApplication\",\n  \"name\": \"BMO\",\n  \"applicationCategory\": \"FinanceApplication\",\n  \"operatingSystem\": \"Android\",\n  \"offers\": {\n    \"@type\": \"Offer\",\n    \"price\": \"0.00\",\n    \"priceCurrency\": \"CAD\"\n  },\n  \"aggregateRating\": {\n    \"@type\": \"AggregateRating\",\n    \"ratingValue\": \"4.7\",\n    \"bestRating\": \"5\",\n    \"worstRating\": \"1\",\n    \"reviewCount\": 98400\n  }\n}\n<\/script>\n<\/li><\/ul><\/div><\/div><\/div><\/article><article class=\"luna-card luna-card--shadow\"><div class=\"luna-card__block\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@m\"><p><img decoding=\"async\" class=\"aligncenter wp-image-769357\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/03\/CIBCLogo_Supplied_450x250.png\" alt=\"CIBC logo\" width=\"360\" height=\"200\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/03\/CIBCLogo_Supplied_450x250.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/03\/CIBCLogo_Supplied_450x250.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/03\/CIBCLogo_Supplied_450x250.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/03\/CIBCLogo_Supplied_450x250.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/03\/CIBCLogo_Supplied_450x250.png?fit=1080 1080w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" loading=\"lazy\"><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/cibc-chequing\" target=\"_blank\" rel=\"noopener noreferrer\"><button class=\"btn btn-success\">CIBC chequing accounts review<\/button><\/a><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/cibc-savings\" target=\"_blank\" rel=\"noopener noreferrer\"><button class=\"btn btn-success\">CIBC savings accounts review<\/button><\/a><\/p><\/div><div class=\"u-grid__col u-2\/3@m\"><h4 id=\"5\" class=\"luna-sectionTitle\">#5 CIBC Mobile Banking App<\/h4><p>The CIBC mobile app is available for Apple and Android devices. It lets you perform a wide range of everyday banking activities from your mobile or tablet, including paying bills, managing your credit card and transferring money. This award-winning app also offers alerts to remind you when a payment is due or warn you of suspicious transactions and features the CIBC Smart Planner tool to help you better manage your money.<\/p><h5>Ratings<\/h5><ul class=\"list-9\"><li>Apple App Store rating: \n\n\n\n\n\n\n\n\n    \n    \n<strong>4.3<\/strong> \u2013 \n<span class=\"luna-stars luna-stars__fill--85 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><br>\n27K reviews\n<span class=\"table-popover\" rel=\"popover\" data-content=\"Ratings for the CIBC app on the Apple App Store were last verified on January 07, 2026.\" title=\"\" data-original-title=\"More info\"><\/span>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"MobileApplication\",\n  \"name\": \"CIBC\",\n  \"applicationCategory\": \"FinanceApplication\",\n  \"operatingSystem\": \"iOS\",\n  \"offers\": {\n    \"@type\": \"Offer\",\n    \"price\": \"0.00\",\n    \"priceCurrency\": \"CAD\"\n  },\n  \"aggregateRating\": {\n    \"@type\": \"AggregateRating\",\n    \"ratingValue\": \"4.3\",\n    \"bestRating\": \"5\",\n    \"worstRating\": \"1\",\n    \"reviewCount\": 27000\n  }\n}\n<\/script>\n<\/li><li>Google Play Store rating: \n\n\n\n\n\n\n\n\n    \n    \n<strong>4.0<\/strong> \u2013 \n<span class=\"luna-stars luna-stars__fill--80 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><br>\n53K reviews\n<span class=\"table-popover\" rel=\"popover\" data-content=\"Ratings for the CIBC app on the Google Play Store were last verified on January 07, 2026.\" title=\"\" data-original-title=\"More info\"><\/span>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"MobileApplication\",\n  \"name\": \"CIBC\",\n  \"applicationCategory\": \"FinanceApplication\",\n  \"operatingSystem\": \"Android\",\n  \"offers\": {\n    \"@type\": \"Offer\",\n    \"price\": \"0.00\",\n    \"priceCurrency\": \"CAD\"\n  },\n  \"aggregateRating\": {\n    \"@type\": \"AggregateRating\",\n    \"ratingValue\": \"4.0\",\n    \"bestRating\": \"5\",\n    \"worstRating\": \"1\",\n    \"reviewCount\": 53000\n  }\n}\n<\/script>\n<\/li><\/ul><\/div><\/div><\/div><\/article><article class=\"luna-card luna-card--shadow\"><div class=\"luna-card__block\"><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@m\"><p><img decoding=\"async\" class=\"aligncenter size-full wp-image-768179\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/03\/RBC-content-Image.png\" alt=\"RBC logoRBC logo\" width=\"450\" height=\"250\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/03\/RBC-content-Image.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/03\/RBC-content-Image.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/03\/RBC-content-Image.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/03\/RBC-content-Image.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/03\/RBC-content-Image.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/03\/RBC-content-Image.png?fit=1350 1350w\" sizes=\"(max-width: 1350px) 100vw, 1350px\" loading=\"lazy\"><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/rbc-chequing\" target=\"_blank\" rel=\"noopener noreferrer\"><button class=\"btn btn-success\">RBC chequing accounts review<\/button><\/a><\/p><p><a href=\"https:\/\/www.finder.com\/ca\/savings-accounts\/rbc-savings\" target=\"_blank\" rel=\"noopener noreferrer\"><button class=\"btn btn-success\">RBC savings accounts review<\/button><\/a><\/p><\/div><div class=\"u-grid__col u-2\/3@m\"><h4 id=\"4\" class=\"luna-sectionTitle\">#6 RBC Mobile Banking<\/h4><p>The RBC mobile app is designed to make saving, spending and managing your money as easy as possible. You can check your account and Avion rewards point balances in the same place, and enjoy fast access to everyday transactions like bill payments, e-Transfers and moving money between your accounts. Biometric access helps ensure the security of your account, while personalized tips for spending and saving are provided by the NOMI tool.<\/p><h5>Ratings<\/h5><ul class=\"list-9\"><li>Apple App Store rating: \n\n\n\n\n\n\n\n\n    \n    \n<strong>4.7<\/strong> \u2013 \n<span class=\"luna-stars luna-stars__fill--95 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><br>\n210K reviews\n<span class=\"table-popover\" rel=\"popover\" data-content=\"Ratings for the RBC app on the Apple App Store were last verified on January 07, 2026.\" title=\"\" data-original-title=\"More info\"><\/span>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"MobileApplication\",\n  \"name\": \"RBC\",\n  \"applicationCategory\": \"FinanceApplication\",\n  \"operatingSystem\": \"iOS\",\n  \"offers\": {\n    \"@type\": \"Offer\",\n    \"price\": \"0.00\",\n    \"priceCurrency\": \"CAD\"\n  },\n  \"aggregateRating\": {\n    \"@type\": \"AggregateRating\",\n    \"ratingValue\": \"4.7\",\n    \"bestRating\": \"5\",\n    \"worstRating\": \"1\",\n    \"reviewCount\": 210000\n  }\n}\n<\/script>\n<\/li><li>Google Play Store rating: \n\n\n\n\n\n\n\n\n    \n    \n<strong>4.3<\/strong> \u2013 \n<span class=\"luna-stars luna-stars__fill--85 luna-stars--primary\">\u2605\u2605\u2605\u2605\u2605<\/span><br>\n46.8K reviews\n<span class=\"table-popover\" rel=\"popover\" data-content=\"Ratings for the RBC app on the Google Play Store were last verified on January 07, 2026.\" title=\"\" data-original-title=\"More info\"><\/span>\n\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\",\n  \"@type\": \"MobileApplication\",\n  \"name\": \"RBC\",\n  \"applicationCategory\": \"FinanceApplication\",\n  \"operatingSystem\": \"Android\",\n  \"offers\": {\n    \"@type\": \"Offer\",\n    \"price\": \"0.00\",\n    \"priceCurrency\": \"CAD\"\n  },\n  \"aggregateRating\": {\n    \"@type\": \"AggregateRating\",\n    \"ratingValue\": \"4.3\",\n    \"bestRating\": \"5\",\n    \"worstRating\": \"1\",\n    \"reviewCount\": 46800\n  }\n}\n<\/script>\n<\/li><\/ul><p>\u00a0<\/p><\/div><\/div><\/div><\/article><article class=\"luna-card luna-card--primary\"><div class=\"luna-card__block\"><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Methodology: How we picked the best mobile banking apps in Canada<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>We chose the best mobile banking based on several factors, including:<\/p><ul><li><strong>Ease of use.<\/strong> How user-friendly and easy to navigate is the app interface?<\/li><li><strong>Features.<\/strong> Can you perform all your essential daily transactions through the app, including useful features such as mobile cheque deposits? Are there other handy inclusions like spending trackers and money management tools?<\/li><li><strong>App store ratings and reviews.<\/strong> Does the app have positive customer reviews and few reports of issues or problems? App store ratings are accurate as of June 14, 2023.<\/li><li><strong>Security features.<\/strong> What measures are in place to protect your funds and your personal details?<\/li><li><strong>Customer support.<\/strong> How accessible is support if you have any problems?<\/li><\/ul><\/div>\n  <\/div>\n<\/li><\/ul><\/div><\/article><h3 id=\"howto\">How to choose the best mobile banking app for you<\/h3><p>While it\u2019s nice to have a bank account with a user-friendly mobile app, it\u2019s not the number-one priority for most people. You may prefer to choose your bank based on its savings account interest rates, low fees, rewards and customer service offered instead.<\/p><p>With that said, here are the factors you should consider when searching for the best mobile banking app for your needs.<\/p><ul><li><strong>Ease of use.<\/strong> The best mobile banking apps are simple and straightforward. They make it quick and easy to log in, navigate to where you want and perform day-to-day banking transactions with a minimum of fuss.<\/li><li><strong>Features.<\/strong> The app should allow you to do all your essential banking tasks, like paying bills, sending e-Transfers and checking your balance. But it should also offer extra features. Most apps support mobile cheque deposits in Canada, while many also allow you to track your spending and budget, open new accounts and monitor your <a href=\"https:\/\/www.finder.com\/ca\/credit-score\">credit score<\/a>.<\/li><li><strong>Security.<\/strong> Next, check what security measures the mobile app has in place to protect your funds. For example, does it use high-level encryption? Can you set up two-factor or multi-factor authentication as an added layer of protection?<\/li><li><strong>Customer support.<\/strong> Check to see whether you can access the bank\u2019s customer support team through the app. During which hours are they available? Can you chat with a real person rather than a bot?<\/li><li><strong>Customer reviews.<\/strong> Head to the relevant app store for your smartphone and check the average customer rating. Read some reviews to find out if there are any commonly reported issues or whether people say the app is user-friendly.<\/li><\/ul><p>Looking beyond the mobile app, it\u2019s also a good idea to consider other features that will influence your choice of bank, such as:<\/p><ul><li><strong>Branch access.<\/strong> If you like to have the option of face-to-face banking in a branch, check whether the bank has locations convenient to you. Some of the top apps are produced by online-only banks, so if you want access to a local branch, you\u2019ll have to avoid these apps.<\/li><li><strong>ATM network.<\/strong> How extensive is the bank\u2019s ATM network so you can access fee-free withdrawals? Does it have many ATMs located close to you?<\/li><li><strong>Account features.<\/strong> You\u2019ll also need to check that the bank offers accounts that suit your needs. This could include a chequing account with unlimited transactions or a low monthly fee, or a savings account with a high interest rate.<\/li><\/ul><h3>Where can I download mobile banking apps?<\/h3><p>It\u2019s easy to download mobile banking apps from the relevant app store for your smartphone\u2019s operating system.<\/p><p>If you\u2019re on an Android phone, you can find mobile banking apps in the Google Play store. If you have an iPhone, you\u2019ll find iOS apps in Apple\u2019s App Store.<\/p><p>However, rather than going directly to an online store and searching for the app, it\u2019s recommended that you follow a link from your bank\u2019s website to the app store. This will ensure that you download the correct app and don\u2019t get caught out by a scam.<\/p><h4>Are mobile banking apps free?<\/h4><p>Yes, banks and other mobile institutions offer free mobile banking in Canada. Just remember that while the app may be free, the bank account you manage via the app may charge a monthly fee.<\/p><p>But you typically don\u2019t have to pay anything to download a mobile banking app from an app store. You simply have to download and install the app onto your smartphone, then open the app and enter your account details to register.<\/p><p>It\u2019s also usually possible to sign up via the bank\u2019s online banking portal.<\/p><h3>What are the advantages of mobile banking?<\/h3><p>Why sign up for mobile banking? There are plenty of reasons why it\u2019s a good idea to manage your money via mobile:<\/p><ul class=\"list-1\"><li><strong>Saves you time.<\/strong> Mobile banking is quick and easy. Most of us already take our phones with us everywhere and mobile banking apps allow you to perform a host of everyday transactions with just a few taps. These days you can use mobile banking to e-transfer money, deposit a cheque (through mobile cheque deposit), check your account balance and set up bill payments.<\/li><li><strong>Do your banking 24\/7.<\/strong> Mobile banking apps let you do your banking on a smartphone or tablet whenever and wherever it suits you, without having to worry about bank business hours. You can even manage your finances anywhere in the world, regardless of whether there\u2019s a branch nearby or not.<\/li><li><strong>Money management tools.<\/strong> The best mobile banking services offer tools to help you stick to a budget, track your spending and set savings goals. The end result is a simpler and more effective way to manage your money.<\/li><li><strong>Widely available.<\/strong> Every major bank, credit union and financial institution in Canada offers mobile banking. From the \u201cBig Six Banks\u201d like the RBC online banking app and CIBC mobile app, to apps from online-only banks like Tangerine and EQ Bank, plenty of choices are available.<\/li><\/ul><h3>What are the disadvantages of mobile banking?<\/h3><p>But there are a few issues to be aware of with mobile banking in Canada:<\/p><ul class=\"list-12\"><li><strong>Not face-to-face.<\/strong> If you\u2019re not particularly tech-savvy or you just prefer to do your banking face-to-face, mobile banking might not be for you.<\/li><li><strong>No personal relationships.<\/strong> If you feel more comfortable dealing with someone you know and building a relationship with a bank, the impersonal nature of mobile banking can take some getting used to.<\/li><li><strong>Bugs and glitches.<\/strong> While the best mobile banking apps offer a seamless user experience, others don\u2019t. Technical problems and app bugs can make banking via your smartphone a frustrating experience.<\/li><li><strong>Scams.<\/strong> While mobile banking is generally considered to be a safe and secure option, you still need to be aware of fake text message phishing scams and avoid downloading scam apps. It\u2019s also important to look for features such as multi-factor authentication to help protect your account.<\/li><\/ul><h4>How to set up mobile banking online<\/h4><p>The exact signup process for mobile banking varies between banks. However, there are two options available: sign up for mobile banking via a mobile app, or sign up through online banking on your computer.<\/p><h4>How to sign up for mobile banking via the app<\/h4><p>If your bank lets you sign up directly from your mobile app, then here are the eights steps to get you set up with mobile banking via the app:<\/p><ol><li>On your smartphone, navigate to your bank\u2019s website.<\/li><li>Find the link for its mobile banking app and click through to the corresponding store for your smartphone operating system.<\/li><li>Download and install the app on your smartphone.<\/li><li>Open the app and click \u201cRegister.\u201d<\/li><li>Enter any information as required, such as your name, debit card number or phone number.<\/li><li>You\u2019ll typically be sent a code by SMS that you will need to enter to verify your details.<\/li><li>Create a password or PIN.<\/li><li>Sign up and start banking.<\/li><\/ol><h4>How to sign up for mobile banking via your bank\u2019s website<\/h4><p>Some banks allow you to sign up for online and mobile banking, at the same time. Here\u2019s how:<\/p><ol><li>Visit your bank\u2019s website and follow the links to sign up for online and mobile banking.<\/li><li>Enter your debit or credit card information and your phone number.<\/li><li>You may also be asked to provide additional information such as your date of birth and postal code.<\/li><li>Enter the verification code you\u2019re sent by SMS.<\/li><li>Create your username and password.<\/li><li>On your smartphone, follow a link from your bank\u2019s website to their app in the relevant app store for your smartphone.<\/li><li>Download and install the app.<\/li><li>Open the app and complete any further steps required to register.<\/li><\/ol><h3>Is it safe to use mobile banking?<\/h3><p>Yes, it is safe to use a mobile banking app from a reputable financial institution. Security features like end-to-end encryption, multi-factor authentication and real-time account alerts are all used to help protect you against fraud.<\/p><p>But there are still several things you can do to help maximize the security of your funds, such as:<\/p><ul><li>Create a strong password and never share it with anyone<\/li><li>Set up multi-factor authentication on your account<\/li><li>Don\u2019t use public Wi-Fi networks<\/li><li>Make sure you only ever download mobile banking apps from official app stores like Google Play and Apple\u2019s App Store<\/li><li>When downloading a mobile banking app, follow a link from your bank\u2019s website to access the app download<\/li><li>Be extremely wary of unsolicited phone calls, emails and texts claiming to be from your bank<\/li><li>If you are contacted by someone claiming to be from your bank, don\u2019t share any sensitive information like your online or mobile banking password<\/li><li>Don\u2019t click on links or open attachments in any unsolicited emails or text messages<\/li><li>Make sure your mobile phone is locked via PIN, password or fingerprint login<\/li><\/ul><h3>Mobile banking FAQs<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">What is mobile banking?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Mobile banking is a system that lets the customer of a financial institution process transactions through an app on a smartphone or tablet. You can use a mobile banking app to pay bills, send money to other people, check your balance and even deposit cheques.<\/p><p>Mobile banking is not to be confused with contactless payments, which use Near Field Communications (NFC) technology to allow you to use your phone to pay for things by tapping it near another device.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">Is there a difference between mobile and online banking? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The difference between mobile and online banking is that mobile banking is carried out using an app on a smartphone or tablet. Online banking does not involve the use of an app, but it allows you to perform banking transactions from any device that has an internet connection (including desktop computers, laptops and mobile devices). Rather than using an app, with online banking, you access your account through a web browser such as Google Chrome or Microsoft Edge.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">What are challenger banks?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The term \"challenger bank\" indicates a new bank that entered the Canadian banking space in the last few decades in an effort to challenge traditional banks. The goal of a challenger bank is to provide the customer with better access, or better products at better prices. For more on new banks read our digital banking guide.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Where can I download mobile banking apps in Canada?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Mobile apps are available from the iTunes App Store for iPhones or Google Play for Android devices. Some mobile banking apps aren't available for phones that use Windows or Blackberry operating systems, so check with your bank to find out which devices are compatible with its mobile app.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">I'm having trouble setting up mobile banking. Where do I go for help?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Please contact your bank directly via live chat, over the phone or by going to a branch. Sometimes the FAQ section on a bank's website can also have the information you need to finish setting up mobile banking.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n\n<div class=\"contentFeed contentFeed--relatedPosts\">\n            <h3 class=\"contentFeed__title\">More on digital banking<\/h3>\n        <div class=\"contentFeed__carousel\" data-post-count=\"3\">\n                                    <div class=\"fin-carousels fin-carousels--multiple-items-in-view\" id=\"fin-carousel0000000000\" data-items-in-view=\"3\" style=\"--items-in-view: 3\">\n    <div class=\"fin-carousels__container\">\n        <div class=\"fin-carousels__slides\">\n                                <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/etransfers\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/11\/E-transfer_Supplied_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/11\/E-transfer_Supplied_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/11\/E-transfer_Supplied_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/11\/E-transfer_Supplied_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/11\/E-transfer_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/11\/E-transfer_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/11\/E-transfer_Supplied_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"Man paying on the computer via E-transfer\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Digital Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/etransfers\">Interac e-Transfer: How does e-Transfer work?<\/a>            <\/p>        <\/header>        <p>Learn how e-Transfers work and compare e-Transfer limits across Canadian banks.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/open-bank-accounts-online-with-instant-access-canada\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/10\/OnlineBanking_Supplied_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/10\/OnlineBanking_Supplied_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/10\/OnlineBanking_Supplied_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/10\/OnlineBanking_Supplied_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/10\/OnlineBanking_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/10\/OnlineBanking_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/10\/OnlineBanking_Supplied_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"Online Banking\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Digital Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/open-bank-accounts-online-with-instant-access-canada\">Open a bank account online with instant access<\/a>            <\/p>        <\/header>        <p>How to open a bank account online and start managing your money straight away.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/venmo-canada\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/07\/VenmoAlternatives_Supplied_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/07\/VenmoAlternatives_Supplied_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/07\/VenmoAlternatives_Supplied_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/07\/VenmoAlternatives_Supplied_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/07\/VenmoAlternatives_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/07\/VenmoAlternatives_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/07\/VenmoAlternatives_Supplied_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Digital Banking<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/digital-banking\/venmo-canada\">Venmo Canada money transfer &amp; banking alternatives<\/a>            <\/p>        <\/header>        <p>Compare top Venmo alternatives in Canada for fast payments and buying or selling crypto.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                \n        <\/div>\n    <\/div>\n    <div class=\"fin-carousels__controls\">\n        <button class=\"fin-carousels__nav fin-carousels__nav--prev fin-carousels__nav--disabled\" aria-label=\"Previous slide\">\n            <svg class=\"luna-icon\" style=\"--fill: var(--color-background-main)\">\n                <use href=\"#chevron-left\"><\/use>\n            <\/svg>\n        <\/button>\n        <button class=\"fin-carousels__nav fin-carousels__nav--next fin-carousels__nav--disabled\" aria-label=\"Next slide\">\n            <svg class=\"luna-icon\" style=\"--fill: var(--color-background-main)\">\n                <use href=\"#chevron-right\"><\/use>\n            <\/svg>\n        <\/button>\n    <\/div>\n\n    <div class=\"fin-carousels__dots\" role=\"tablist\" aria-label=\"Carousel navigation\"><!-- Dots will be generated by JavaScript -->\n    <\/div>\n<\/div>\n\n    <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>We&#8217;ve put together a list of the top banking apps in Canada to help you find the best mobile banking experience based on your needs. <\/p>\n","protected":false},"author":516,"featured_media":824373,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[5550],"tags":[1431,1517,1989,43119,5440,3043,104865],"asset_tag":[],"class_list":["post-824366","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking","tag-apps","tag-banking","tag-digital-banking","tag-finance-homepage-news","tag-latest-1","tag-mobile-apps","tag-mobile-banking"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>6 Best Free Mobile Banking Apps in Canada | Finder Canada<\/title>\n<meta name=\"description\" content=\"Mobile banking is convenient but features and costs can differ with each app. Here are six of the best free mobile banking apps in Canada.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/banking\/top-mobile-banking-apps\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 5 Mobile Banking Apps in Canada | Finder Canada\" \/>\n<meta property=\"og:description\" content=\"Mobile banking is convenient but features and costs can differ with each app. Here are six of the best free mobile banking apps in Canada.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/banking\/top-mobile-banking-apps\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2019-12-19T18:13:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/mobile-banking-professional_finder_250x250.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Tim Falk\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tim Falk\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"14 minutes\" \/>\n<script type=\"application\/ld+json\" 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You can use a mobile banking app to pay bills, send money to other people, check your balance and even deposit cheques.\\r\\rMobile banking is not to be confused with contactless payments, which use Near Field Communications (NFC) technology to allow you to use your phone to pay for things by tapping it near another device.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Is there a difference between mobile and online banking? \",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rThe difference between mobile and online banking is that mobile banking is carried out using an app on a smartphone or tablet. Online banking does not involve the use of an app, but it allows you to perform banking transactions from any device that has an internet connection (including desktop computers, laptops and mobile devices). 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