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<\/div>\r\n ![\"Journey](\"https:\/\/www.finder.com\/niche-builder\/660ad4984d01d.png\")
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\r\n \r\n\r\n \r\n \r\n \r\n \r\n \r\n 8.6<\/span>\r\n <\/span>\r\n \r\n Great\r\n <\/span>\r\n <\/a>\r\n \r\n<\/div> \r\n <\/center>\r\nGo to site<\/a>\r\n
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\r\n $10,000 \u2013 $500,000\r\n \r\n <\/span>\r\n
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\r\n 8% \u2013 29%\r\n \r\n <\/span>\r\n
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\r\n 4 - 24 months\r\n\r\n <\/span>\r\n
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- Key Facts<\/a><\/li>\r\n \r\n
- Pros + Cons<\/a><\/li>\r\n\r\n
- Details<\/a><\/li>\r\n <\/ul>\r\n \r\n
\r\n \r\n\r\n\r\n<\/div>\r\n Journey Capital is an online business lender that is headquartered in New York City, but it also has Canadian offices in Toronto and Montreal. It takes about 10 minutes to fill out an online application, and loan options include business term loans, business lines of credit and flex funds advances (small business advances with flexible terms and daily payments). However, it's worth noting that Journey Capital may be less flexible than some other lenders on this list because you'll need a credit score of at least 600 to apply for financing. Full Review<\/a>\r\n \r\n <\/div>\r\n <\/div>\r\n \r\n \r\n\r\n\r\n<\/div>\r\n\r\n\r\n \r\n- \r\n \r\n
- Easy application process<\/li>\r\n \r\n
- Get money within 24 hours once approved<\/li>\r\n \r\n
- No personal collateral needed to apply for a loan.<\/li>\r\n \r\n <\/ul>\r\n \r\n <\/div>\r\n \r\n \r\n
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- Must have a minimum credit score of 600<\/li>\r\n \r\n
- High business revenue requirements<\/li>\r\n \r\n
- Not suitable for startups.<\/li>\r\n \r\n <\/ul>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n \r\n\r\n\r\n
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\r\n APR<\/span><\/th>\r\n 8% - 29%<\/span><\/span>\r\n <\/td>\r\n <\/tr>\r\n\r\n \r\n \r\n Loan Amount<\/span><\/th>\r\n $10,000 - $500,000<\/span>\r\n <\/td>\r\n <\/tr>\r\n\r\n\r\n \r\n Loan Term<\/span><\/th>\r\n 4 - 24 months<\/span>\r\n <\/td>\r\n <\/tr>\r\n\r\n\r\n \r\n Loans Offered<\/span><\/th>\r\n Secured Term
Line of credit
Merchant cash advance
<\/span>\r\n <\/td>\r\n <\/tr>\r\n\r\n \r\n\r\n Min. Credit Score<\/span><\/th>\r\n 600<\/span>\r\n <\/td>\r\n <\/tr>\r\n\r\n\r\n \r\n Turnaround Time<\/span><\/th>\r\n in as little as 24 hours<\/span>\r\n <\/td>\r\n <\/tr>\r\n\r\n\r\n \r\n Serviced Provinces\/Territories<\/span><\/th>\r\n All provinces and territories<\/span>\r\n <\/td>\r\n <\/tr>\r\n\r\n\r\n \r\n Requirements<\/span><\/th>\r\n - 6 months in business
- Minimum $120,000 annual gross revenue
- 600+ credit score<\/span>\r\n <\/td>\r\n <\/tr>\r\n\r\n <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div> \r\n<\/div>\r\n<\/div>\r\n\r\n <\/div>\r\n <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n
- Pros + Cons<\/a><\/li>\r\n\r\n