{"id":801654,"date":"2025-07-25T19:40:07","date_gmt":"2025-07-25T23:40:07","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=801654"},"modified":"2026-01-16T17:25:06","modified_gmt":"2026-01-16T22:25:06","slug":"farm-financing","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/business-loans\/farm-financing","title":{"rendered":"Get a farm loan: Agriculture financing and beginning farmer loans"},"content":{"rendered":"<p>If you\u2019re in agriculture, you probably thought most of your time would be spent farming, not getting farm financing. For new farmers with no business background, it\u2019s important not to let the never-ending list of expenses discourage you.<\/p><p>Getting a farm loan isn\u2019t as difficult as it seems. You have private and public options to help finance your farm and keep doing what you love.<\/p><script id=\"toppicks-datalayer\">\n  window.dataLayerState = [{\"TopPicksData_cardType\":\"Promoted for\",\"TopPicksData_cardTypeLabel\":\"Fast Financing\",\"TopPicksData_providerLabel\":\"Journey Capital Business Loan\",\"TopPicksData_primaryCta\":\"true\",\"TopPicksData_secondaryCta\":\"true\",\"TopPicksData_position\":1},{\"TopPicksData_cardType\":\"Promoted for\",\"TopPicksData_cardTypeLabel\":\"Term Loans\",\"TopPicksData_providerLabel\":\"Advance Funds Network Business Loan\",\"TopPicksData_primaryCta\":\"true\",\"TopPicksData_secondaryCta\":\"true\",\"TopPicksData_position\":2},{\"TopPicksData_cardType\":\"Promoted for\",\"TopPicksData_cardTypeLabel\":\"Flexible Loans\",\"TopPicksData_providerLabel\":\"Merchant Growth Business Loan\",\"TopPicksData_primaryCta\":\"true\",\"TopPicksData_secondaryCta\":\"true\",\"TopPicksData_position\":3}];\n<\/script>\n\n  <div class=\"topPicks 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      <\/article>\n          <\/div>\n              <\/div>\n    <\/div>\n  <\/div>\n  <div id=\"toppicks-methodology\" class=\"topPicksMethodology--shortcode luna-accordionGroup accordionGroup\">\n\t<div class=\"luna-accordion\" data-accordion=\"accordion\">\n\t\t<div class=\"luna-accordion__summary\">\n\t\t\t<h4 class=\"luna-accordion__heading\">\n\t\t\t\t<button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"methodology-expander-0000000000\" data-toggle=\"collapse\" data-target=\"#methodology-expander-0000000000\">\n\t\t\t\t\t<span class=\"luna-accordion__title\">About our promoted products<\/span>\n\t\t\t\t\t<svg class=\"luna-icon topPicksMethodology__toggleIcon\" aria-hidden=\"true\">\n\t\t\t\t\t\t<use xlink:href=\"#chevron-down\" data-toggle-icon=\"show\" class=\"topPicksMethodology__toggleIcon-down\"><\/use>\n\t\t\t\t\t\t<use xlink:href=\"#chevron-up\" data-toggle-icon=\"hide\" class=\"topPicksMethodology__toggleIcon-up 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Promoted products are not a recommendation, an indication a product is the best in its category, nor represent all products in the market. It is important to compare your options and find the right product for you.<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<article class=\"luna-card luna-card--primary\"><div class=\"luna-card__block\"><h4>Representative example: Elijah buys a farm<\/h4><p>Elijah wants to buy his neighbour\u2019s farm in Ontario\u2014including all its property and assets\u2014for $4.9 million. After cashing in some personal savings, securing several agricultural grants and getting funding from outside investors, Elijah is still $250,000.00 short of the money he needs.<\/p><p>He applies for farm financing and is approved with competitive terms, thanks to his solid credit history.<\/p><table class=\"luna-table luna-table--responsiveList\"><tbody><tr><td style=\"background: #ffffff;\"><strong>Cost of purchasing a farm<\/strong><\/td><td style=\"background: #ffffff;\">$4,900,000.00<\/td><\/tr><tr><td style=\"background: #ffffff;\"><strong>Loan type<\/strong><\/td><td style=\"background: #ffffff;\">Business loan (term loan)<\/td><\/tr><tr><td style=\"background: #ffffff;\"><strong>Loan amount<\/strong><\/td><td style=\"background: #ffffff;\">$250,000.00<\/td><\/tr><tr><td style=\"background: #ffffff;\"><strong>Interest rate (APR)<\/strong><\/td><td style=\"background: #ffffff;\">7.99%<\/td><\/tr><tr><td style=\"background: #ffffff;\"><strong>Loan term<\/strong><\/td><td style=\"background: #ffffff;\">7 years<\/td><\/tr><tr><td style=\"background: #ffffff;\"><strong>Additional fees<\/strong><\/td><td style=\"background: #ffffff;\">Origination fee of 3.00% ($7,500.00)<br>Application fee of $0.00 (waived by lender)<\/td><\/tr><tr><td style=\"background: #ffffff;\"><strong>Monthly payment<\/strong><\/td><td style=\"background: #ffffff;\">$3,895.31<\/td><\/tr><tr><td style=\"background: #ffffff;\"><strong>Total loan cost<\/strong><\/td><td style=\"background: #ffffff;\">$327,205.89<\/td><\/tr><\/tbody><\/table><p>Both Elijah and the former farm owner forfeit sales tax on the transaction by signing Form GST44, which can be done because both parties are GST\/HST registrants. Had they not signed this form, Elijah would\u2019ve had to pay 13% HST ($637,000.00) on the sale price. In that case, he could\u2019ve treated the HST as tax deductible on his next business tax return.<\/p><p><small>*The information in this example, including rates, fees and terms, is provided as a representative transaction. The actual cost of the product may vary depending on the retailer, the product specs and other factors.<\/small><\/p><\/div><\/article><h3 id=\"types\">What types of farm loans are available?<\/h3><p>New farmers face a challenge: lenders aren\u2019t crazy about providing large loans to businesses that haven\u2019t been around very long. But you\u2019re not out of luck. There are a few farm financing options available for those who are just starting out.<\/p><ul class=\"list-10\"><li><b>Direct operating loans<\/b>. New farmers need to <a href=\"https:\/\/www.finder.com\/ca\/business-loans\/equipment-finance\" rel=\"noopener noreferrer\">buy equipment<\/a>, livestock, fuel and other items to run a farm. Though small, these loans can help you purchase what you need while building trust with lenders, which could lead to larger real estate loans down the line.<\/li><li><a id=\"fcc\"><\/a><b>FCC loans and other loans for young and beginning farmers<\/b>. <a href=\"https:\/\/www.fcc-fac.ca\/en\/financing\/agriculture\/young-farmers#6L7rgub=0\" target=\"_blank\" rel=\"noopener noreferrer\">Farm Credit Canada (FCC)<\/a> offers custom financing through the Starter Loan and Young Farmer Loan programs. As of the time of writing, Starter Loans with fixed rates and no loan processing fees are available for 18-25 year olds. Farmers under 40 years old can use a Young Farmer Loan to purchase up to $2,000,000 in agricultural assets; rates are fixed or variable rates, and there are no loan processing fees.<\/li><li><b>Small loans from private lenders.<\/b> Starting a rooftop apiary or perhaps a hydroponic vegetable garden? Or do you simply need a little extra funding to cover an unexpected expense or shortfall? Getting a small loan through a private lender could help you cover niche expenses.<\/li><li><strong><a class=\"scroll\" href=\"#cala\">CALA loans<\/a> (and <a class=\"scroll\" href=\"#gov\">other forms of financial assistance<\/a> from the Government of Canada).<\/strong> These government-guaranteed loans are good for helping beginner and small farmers who need extra cash to buy equipment, construct or maintain buildings or cover occasional shortfalls.<\/li><li><b>Venture capital and angel investors<\/b>. Wealthy groups and individuals are willing to <a href=\"https:\/\/www.finder.com\/ca\/business-angel-investors\" rel=\"noopener noreferrer\">give promising businesses money<\/a> in the hopes of reaping capital gains down the line.<\/li><\/ul><h3>Can I get a farm loan for my agribusiness?<\/h3><p>Because \u201cagribusiness\u201d refers to any business that earns most or all of its revenue from agriculture, many farm financing options will be available for an agribusiness operation.<\/p><p>You can finance just about anything you need, from purchasing new breeding stock to buying farm machinery to expanding your farm\u2019s staff. That\u2019s because \u201cagribusiness\u201d is a huge umbrella term that encompasses every step of agricultural production. Banks, credit unions and other lenders all administer in-house loan programs as well as government loan programs\u2014such as CALA loans\u2014to help your agribusiness.<\/p><p>Like any business or farm loan, you\u2019ll need to supply your agribusiness\u2019s financial statements and submit a strong application. Target lenders that have previously worked with farmers in your niche. You should also know exactly what you plan on using the loan for, as this will help you find approval.<\/p><h4>How do I know if I\u2019m a young, beginner or small farmer?<\/h4><p>Different lenders use these terms to refer to slightly different categories of eligibility, so you\u2019ll want to confirm where you fit in with specific lenders. However, many lenders agree on these rough definitions:<\/p><ul class=\"list-9\"><li>A <b>young farmer<\/b> is between 18 and 39 years old.<\/li><li>A <b>beginning farmer<\/b> has less than 6 years of agricultural experience.<\/li><li>A <b>small farmer <\/b>operates on $250,000 or less of yearly revenue and\/or may farm roughly 2 hectares of land (0.02 sq km) or less.<\/li><\/ul><h3 id=\"gov\">Canadian government farm financing for beginners<\/h3><p>Unlike many small business owners, farmers are not eligible for loans under the Canada Small Business Financing Program (CSBFP). But not to worry. There are still many options for startup agriculturalists.<\/p><p>Agriculture and Agri-Food Canada is one of the first places a new farmer should turn to for financing. The Canadian government actively supports farmers through lending programs and initiatives aimed at increasing the stability and viability of farming\u2014especially for upcoming generations. Here are just some of the programs offered.<\/p><h4>Examples of Agriculture and Agri-Food Canada (AAFC) financing options<\/h4><h5 id=\"cala\">CALA loan program<\/h5><p>Under the Canadian Agricultural Loans Act program, eligible farmers may receive up to $500,000 for any single farm operation, or up to $3 million with special approval. The government guarantees 95% of the loan, which may be put towards the cost of land, building construction or improvement, loan consolidation or refinancing and other purposes.<\/p><h5>Advance Payments Program<\/h5><p>Farmers can receive cash advances of up to $1 million based on the value of their agricultural products, and the government will cover interest payments on the first $100,000 ($250,000 for 2024 and 2025). Farmers have up to 18 months to repay the loan or 24 months for cattle and bison.<\/p><h5>Price Pooling Program<\/h5><p>Designed to protect food producers from dramatic price drops, this program guarantees the prices of particular foods based on similar grades, varieties and types. Any cooperative, corporation, partnership, association, marketing board or similar group of food producers may submit an application to fix an agricultural product\u2019s price as agreed by the group\u2019s members.<\/p><h5>AgriInsurance, AgriStability and AgriInvest<\/h5><p>These programs help protect farmers against losses that are out of their control. AgriInsurance covers losses due to disasters like floods, drought, hail and disease. AgriStability helps cover shortfalls due to low prices, rising input costs and production losses. AgriInvest is a government-matching account that lets farmers save money and earn interest to cover future drops in income.<\/p><h5>Canada Brand<\/h5><p>Members of this program can use a number of free tools to design marketing and informational materials for their agricultural business. Benefits include access to high-quality photos, videos, logos, graphics and branded taglines as well as opportunities to promote your business.<\/p><h5>Sustainable Canadian Agricultural Partnership (Sustainable CAP)<\/h5><p>This five-year partnership brings together the federal and provincial\/territorial governments to support Canada\u2019s agricultural sector. A number of initiatives operate under the program\u2019s umbrella, and you may be eligible for funding through your provincial\/territorial government.<\/p><p>One such initiative is AgriDiversity, a $5 million program that gives non-repayable contributions to underrepresented groups, such as women, youth, people with disabilities and Indigenous people, to help them enter the agricultural industry. (AgriDiversity runs through March 31, 2028.)<article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/business-loans\/business-loans-for-tariff-impacted-companies\" style=\"text-decoration:underline; font-size:0.9em;\">Compare loans for tariff-impacted businesses<\/a>\n<\/div>\n<\/article><\/p><h3>How do I compare my loan options?<\/h3><p>Choosing the right type of farm financing is a first steps to getting funding. When comparing your options, weigh these important elements against your needs:<\/p><ul><li><b>Loan amount.<\/b> Think about how much you want to borrow. Avoid taking on unnecessary debt by only borrowing what you need.<\/li><li><b>Loan term.<\/b> If you want to pay off your loan over a number of years, consider a fixed-term loan. If you can pay it back in a few months, short-term options could be a better choice, while a line of credit gives you revolving access to funds.<\/li><li><b>Eligibility.<\/b> Loans come with eligibility criteria, including age, years of farming experience and citizenship, among other factors.<\/li><li><b>Interest rate.<\/b> <a href=\"https:\/\/www.finder.com\/ca\/business-loans\/business-loan-interest-rates\">Interest rates<\/a> vary depending on how much you want to borrow and how long you need to pay it back. Options aimed at beginning farmers tend to come with lower interest rates.<\/li><li><b>Fees and costs.<\/b> Application and origination fees can add up when you\u2019re applying for a loan. Ask about prepayment penalties that could discourage you from paying off your loan ahead of time.<\/li><li><b>Loan type.<\/b> Government-funded options like CALA and FCC loans could offer advantages over venture capital investments and traditional loans depending on your needs.<\/li><\/ul><h3 id=\"require\">What do I need to apply?<\/h3><p>The information you\u2019ll need to submit will differ by lender. For instance, short-term lenders typically require less documentation than governments or banks. In general, you\u2019ll typically need to provide:<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><ul><li>Personal contact information<\/li><li>Your date of birth and Social Insurance Number<\/li><li><a href=\"https:\/\/www.finder.com\/ca\/business-loans\/credit-score-for-business-loans\">Your personal credit score<\/a><\/li><li>Proof of residency<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><ul><li>Thorough business plan<\/li><li>Business bank statements and\/or recent CRA Notices of Assessment<\/li><li>List of your other creditors<\/li><\/ul><\/div><\/div><div class=\"box has-shadow\"><h3 id=\"checklist\">Your farm financing preparation checklist<\/h3><ul class=\"list-1\"><li><b>Educate yourself<\/b>. Take classes and go to conferences and workshops for beginner farmers. Besides learning how to run a farm, you may pick up useful tips for getting funding.<\/li><li><b>Diversify<\/b>. Chances are, you won\u2019t be able to fund your new farm through one source. You\u2019re more likely to succeed if you apply for different loans and grants.<\/li><li><b>Keep an eye on the future<\/b>. Look out for grants and financing programs you may be eligible for later. Applications require planning and can take a long time to process. Knowing what lies ahead can help you stay on top of your finances.<\/li><li><b>Have a Plan B<\/b>. Things can go wrong on farms. Insects, droughts or floods can wipe out yields. You could apply for an emergency loan, but having crop insurance or an emergency fund can help you weather the low points.<\/li><li><b>Avoid applying for loans in the spring<\/b>. Spring is the busiest time for agriculture lenders.<\/li><\/ul><\/div><h3>How can I finance my farm without taking out a loan?<\/h3><p>You have options beyond borrowing from a lender. A few include:<\/p><p><b>Grants<\/b>. While your choices aren\u2019t many, you could find a grant through your city, region or country.<\/p><p><b>Private contracts<\/b>. Some property owners may enter into private contracts with new farmers to sell land and other assets. Building a relationship with those who want to pass on their land is one way to gradually gain ownership of a new farm without involving banks or the government.<\/p><p><b>Make your farm a CSA<\/b>. Through Community Supported Agriculture (CSA), consumers pay a fee at the start of your growing season to receive some of your harvest throughout a season or year. Fees give you income for the season and help mitigate risks like crop failure.<\/p><p><b>Crowdfunding<\/b>. Sites like Kickstarter, Indiegogo and GoFundMe are low-risk ways to raise money for a project. Even if you don\u2019t raise as much as you need, you can practice delivering your business pitch and get familiar with your target consumer.<\/p><div class=\"did-you-know u-bg--sky-subtle u-rounded--lg\" data-component=\"did-you-know\">\n        <div class=\"did-you-know__block\">\n        <h4 class=\"did-you-know__title\">\n            <span class=\"did-you-know__title-icon\">\n                <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <circle cx=\"16\" cy=\"16\" r=\"12\" fill=\"#00B2FF\"><\/circle>\n                    <path d=\"M17.5 22.5C17.5 22.7967 17.412 23.0867 17.2472 23.3334C17.0824 23.58 16.8481 23.7723 16.574 23.8858C16.2999 23.9993 15.9983 24.0291 15.7074 23.9712C15.4164 23.9133 15.1491 23.7704 14.9393 23.5607C14.7296 23.3509 14.5867 23.0836 14.5288 22.7926C14.471 22.5017 14.5007 22.2001 14.6142 21.926C14.7277 21.6519 14.92 21.4176 15.1667 21.2528C15.4133 21.088 15.7033 21 16 21C16.3978 21 16.7794 21.158 17.0607 21.4393C17.342 21.7206 17.5 22.1022 17.5 22.5ZM16 9C13.2425 9 11 11.0188 11 13.5V14C11 14.2652 11.1054 14.5196 11.2929 14.7071C11.4804 14.8946 11.7348 15 12 15C12.2652 15 12.5196 14.8946 12.7071 14.7071C12.8946 14.5196 13 14.2652 13 14V13.5C13 12.125 14.3463 11 16 11C17.6538 11 19 12.125 19 13.5C19 14.875 17.6538 16 16 16C15.7348 16 15.4804 16.1054 15.2929 16.2929C15.1054 16.4804 15 16.7348 15 17V18C15 18.2652 15.1054 18.5196 15.2929 18.7071C15.4804 18.8946 15.7348 19 16 19C16.2652 19 16.5196 18.8946 16.7071 18.7071C16.8946 18.5196 17 18.2652 17 18V17.91C19.28 17.4913 21 15.6725 21 13.5C21 11.0188 18.7575 9 16 9ZM29 16C29 18.5712 28.2376 21.0846 26.8091 23.2224C25.3807 25.3603 23.3503 27.0265 20.9749 28.0104C18.5995 28.9944 15.9856 29.2518 13.4638 28.7502C10.9421 28.2486 8.6257 27.0105 6.80762 25.1924C4.98953 23.3743 3.75141 21.0579 3.2498 18.5362C2.74819 16.0144 3.00563 13.4006 3.98957 11.0251C4.97351 8.64968 6.63975 6.61935 8.77759 5.1909C10.9154 3.76244 13.4288 3 16 3C19.4467 3.00364 22.7512 4.37445 25.1884 6.81163C27.6256 9.24882 28.9964 12.5533 29 16ZM27 16C27 13.8244 26.3549 11.6977 25.1462 9.88873C23.9375 8.07979 22.2195 6.66989 20.2095 5.83733C18.1995 5.00476 15.9878 4.78692 13.854 5.21136C11.7202 5.6358 9.76021 6.68345 8.22183 8.22183C6.68345 9.7602 5.63581 11.7202 5.21137 13.854C4.78693 15.9878 5.00477 18.1995 5.83733 20.2095C6.66989 22.2195 8.07979 23.9375 9.88873 25.1462C11.6977 26.3549 13.8244 27 16 27C18.9164 26.9967 21.7123 25.8367 23.7745 23.7745C25.8367 21.7123 26.9967 18.9164 27 16Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n            <\/span>\n            <span class=\"did-you-know__title-text\">4 tips for crowdfunding your farm<\/span>\n        <\/h4>\n        <div class=\"did-you-know__content\">\n            <ol><li><b>Plan, plan, plan<\/b>. Don\u2019t rush into your crowdfunding campaign without a solid business plan that concisely conveys who you are and what you want to do.<\/li><li><b>Use a site that fits your needs<\/b>. Kickstarter has a wide audience, but it won\u2019t let you keep any of the money you raise unless you reach your goals. Indiegogo lets you keep everything you raise, but it has a smaller reach.<\/li><li><b>Offer rewards<\/b>. Whether crowing rooster GIF for $5 or a year\u2019s CSA subscription for $1,000, incentives help attract donations.<\/li><li><b>Make the first few days successful<\/b>. The first 48 hours can make or break your campaign, so you should reach out to your network for donations during this crucial period.<\/li><\/ol>\n        <\/div>\n    <\/div>\n<\/div>\n<h3>What can I do if I\u2019m struggling to repay my farm loan?<\/h3><p>If you\u2019re struggling with farm loan repayments, contact your creditors as soon as possible. They might be willing to rework your repayment plan, given the circumstances. Or, consider refinancing your loan with a different lender tog get more favourable rates and terms.<\/p><h3>Bottom line<\/h3><p>Running a new farm takes passion, dedication and hard work\u2014plus a lot of money. For farmers who are just starting out, there are a number of financing options from Agriculture and Agri-Food Canada, provincial\/territorial governments and private lenders. Carefully compare your options to find the right farm loan for your needs.<\/p><h4>Want to run a different type of business?<\/h4><ul><li><a href=\"https:\/\/www.finder.com\/ca\/business-loans\/franchise-financing\">Learn more about franchise financing<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/business-loans\/restaurant-loans\">Learn more about restaurant financing<\/a><\/li><\/ul><h3>FAQs about farm loans<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">Can I appeal the AAFC's decision if my loan application is denied?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Possibly. Each funding program under the AAFC has its own rules and regulations regarding appeals, so <a href=\"https:\/\/agriculture.canada.ca\/en\/contact\" target=\"_blank\" rel=\"noopener noreferrer\">contact the AAFC<\/a> for more details regarding your specific loan application.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">What are my options if I have a low credit score?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>If your have poor credit, you may be able to <a href=\"https:\/\/www.finder.com\/ca\/guarantor-loan\">apply for a loan with a cosigner<\/a>. Otherwise, venture capital investments, grants and private contracts could be viable options.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Can I reapply for a loan I\u2019m denied for?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, you can, as long as you can prove that you\u2019ve resolved the issues that caused your farm loan to be denied in the first place.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n\n<div id=\"lazy0000000004\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000004\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/embed-quiz\\\/embed-quiz.b5ffb885b83a983ecd42.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/embed-quiz\\\/embed-quiz.7649eef55f0e7ee87919.css\",\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/embed-quiz\\\/quiz-client-styles.df11d80c5b38fd45c157.css\"]}<\/script><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; 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