{"id":764355,"date":"2018-08-02T12:56:43","date_gmt":"2018-08-02T16:56:43","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=764355"},"modified":"2026-03-09T18:36:03","modified_gmt":"2026-03-09T22:36:03","slug":"atv-loans","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/car-loans\/powersports-financing\/atv-loans","title":{"rendered":"Compare ATV and side-by-side loans"},"content":{"rendered":"<p>ATVing is one of the best ways to explore a new landscape, navigate difficult terrain or just have some good old-fashioned summer fun. But with price tags for ATV and side-by-sides in the thousands, it\u2019s an expensive hobby.<\/p><p>There are several ways to finance an ATV in Canada, including ATV manufacturers and dealers, banks, credit unions and online lenders. Keep reading to explore your ATV financing options and find out how to get funded.<\/p><h3 id=\"compare\">Compare ATV financing options<\/h3><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\nvar getEventToListenTo = () => {\n  if (window.matchMedia('(any-hover:none)').matches) {\n    if (window.matchMedia('(max-width: 450px)').matches) {\n      return \"scroll\";\n    }\n  }\n  return \"DOMContentLoaded\";\n};\nvar eventToWatch = getEventToListenTo();\nconst loadFinderScoreModalcafcl = () => {\n  setTimeout(function(){\n   window.loadOnTheFly.html(\n      'partial', {\n          id: 'finder-score-cafcl-modal-optimized',\n      },\n      function (response) {\n          document.getElementsByTagName(\"body\")[0].appendChild(response);\n          var modal = document.getElementById('finderScoreModal-cafcl');\n          var closeButton = modal.querySelector(\"#closeButton\");\n          closeButton.onclick = function (event) {\n            modal.classList.add(\"elementHidden\");\n          };\n          var btnReadMethodology = modal.querySelector(\"#btnReadMethodology\");\n          btnReadMethodology.addEventListener(\"click\", function(e) {\n            modal.classList.add(\"elementHidden\");\n          });\n          window.onclick = function (event) {\n            if (event.target == modal) {\n              modal.classList.add(\"elementHidden\");\n            }\n          };\n      }\n  );\n  },1000);\n  window.removeEventListener(eventToWatch, loadFinderScoreModalcafcl);\n};\nwindow.addEventListener(eventToWatch, loadFinderScoreModalcafcl);\nvar showFinderScoreModal = (niche) => {\n  var existCondition = setInterval(function() {\n    const modalLoaded = document.getElementById('finderScoreModal-cafcl');\n    if (modalLoaded) {\n      clearInterval(existCondition);\n      modalLoaded.classList.remove('elementHidden');\n    }\n  }, 500); \/\/ check every 0.5s\n}\n<\/script><div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"3fa173d4-4723-48b3-ac3b-26a9e9574cd3\" data-template=\"comparison\" data-niche=\"CAFCL\" data-site=\"CAFCL\" data-auto-recalculate=\"true\" data-post-country=\"ca\" data-fieldset=\"cafcl-generic\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"764355\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"CAFCL\",\"fieldset\":\"cafcl-generic\",\"template\":\"comparison\",\"category_id\":\"3fa173d4-4723-48b3-ac3b-26a9e9574cd3\",\"category_name\":\"ATV Financing\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778311997}' data-disable-alternative-products=\"true\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"mobileSort__root\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col \"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-3fa173d4-4723-48b3-ac3b-26a9e9574cd3\">4 of 8 results<\/span><\/small><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"CAFCL\" data-site=\"CAFCL\" data-table-id=\"1266\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-leadform-modal=\"\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"CAFCL\",\"fieldset\":\"cafcl-generic\",\"template\":\"comparison\",\"category_id\":\"3fa173d4-4723-48b3-ac3b-26a9e9574cd3\",\"category_name\":\"ATV Financing\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778311997}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"cafcl\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"4\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"4\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"8\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"b2a580035d0a266aff6fef77008c9c8a0e79f1fd4d2fe9ecc6e3cfe368bfa6d4\" data-table-record-type=\"product\" data-table-record-ids='[\"d6f8dda3-6048-4cea-abf3-47379090e540\",\"1da9bc21-ff96-4fe6-8374-0e3fbbcb8f7b\",\"38562db8-b397-4105-b150-920110cf67fb\",\"3d6cc459-47ad-47a6-826a-b65d93950833\"]' data-total-data=\"4\" data-enable-top-filters=\"false\" data-total-product-count=\"8\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-4\"><th data-mobile=\"hide\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"finder_score\" data-ajax-table-sorter-default-direction=\"DESCENDING\"><span class=\"comparison-table__nameTooltip\" rel=\"popover\" data-tooltip-type=\"Finder Score\" data-content=\"The Finder Score is designed to make it easier to compare loans.\">\n                    Finder Score\n                    <svg class=\"luna-icon\"><use xlink:href=\"#info\"><\/use><\/svg><\/span><svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"CAFCL.PRODUCT.DATAPOINT_CAFCL_APR_LARGE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"apr_range\">\n                                                        APR Range\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"CAFCL.PRODUCT.DATAPOINT_CAFCL_LOAN_AMOUNT_RANGE_LARGE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"loan_amount\">\n                                                        Loan Amount\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"CAFCL.PRODUCT.DATAPOINT_CAFCL_LOAN_TERM_LARGE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"loan_term\">\n                                                        Loan Term\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th class=\"comparison-table__feature comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false  \" data-field-targetable=\"\" data-sorter-title=\"requirements\">\n                                                        Requirements\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.GENERAL.BROKER_COMPLIANCE\" class=\"comparison-table__feature comparison-table__feature--longtext margin-bottom padding-bottom no-padding-top tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"broker_compliance\">\n                                                        Broker Compliance\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><\/tr><\/thead><tbody><style>\n\t.rewards-infobox .deals-banner { display:flex; flex-direction: row; border-radius: 16px; border:1px solid #000; overflow: hidden; }\n\t.rewards-infobox .deals-left { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); display:flex; flex-direction: column; align-items:center; justify-content:space-between; position: relative; width: 110px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-left { width: 110px; } 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#FFD238;\n\t\tcolor: #000;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\ttext-align: center;\n\t\tfont-style: italic;\n\t\tmin-width: 24px;\n\t\tmin-height: 14px;\n\t\tline-height: 100%;\n\t\tletter-spacing: -0.025em;\n\t\tfont-feature-settings: 'tnum' on, 'lnum' on;\n\t\tpadding: 2px;\n\t}\n\n\t.rewards-infobox .deals-countdown__separator {\n\t\tcolor: #fff;\n\t\tfont-size: 16px;\n\t\tfont-weight: 600;\n\t}\n\n\t@media (max-width: 600px) {\n\t\t.rewards-infobox .deals-countdown__value {\n\t\t\tpadding: 2px;\n\t\t}\n\t}\n\n\t\ttd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width: 100%; }\n\n\t\t@media (max-width: 600px) {\n\t\t.reward-col-order-3 { grid-row: 3 !important; }\n\t\t.reward-col-order-4 { grid-row: 4 !important; }\n\t\t.reward-col-order-5 { grid-row: 5 !important; }\n\t\t.reward-col-order-6 { grid-row: 6 !important; }\n\t\t.reward-col-order-7 { grid-row: 7 !important; }\n\t\t.reward-col-order-8 { grid-row: 8 !important; }\n\t\t.reward-col-order-neg-3 { grid-row: -3 !important; }\n\t\t.reward-col-order-neg-4 { grid-row: -4 !important; }\n\t\t.reward-col-order-neg-5 { grid-row: -5 !important; }\n\t\t.reward-col-order-neg-6 { grid-row: -6 !important; }\n\t\t.reward-col-order-neg-7 { grid-row: -7 !important; }\n\t\t.reward-col-order-neg-8 { grid-row: -8 !important; }\n\t}\n<\/style><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: unset;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      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22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  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nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n<\/style><tr data-product-id=\"d6f8dda3-6048-4cea-abf3-47379090e540\" data-provider-id=\"0a97dc4f-7c12-41c3-81be-8e90f58eb3d1\" data-product-name=\"My Auto Approval Powersport\/RV Loan\" data-provider-name=\"My Auto Approval\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/my-auto-approval-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/678e9c126928c.png\" alt=\"My Auto Approval logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/678e9c126928c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/678e9c126928c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/678e9c126928c.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/678e9c126928c.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/678e9c126928c.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"finder-score-detail-heading\">  Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafcl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">        Excellent      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/car-loans\/my-auto-approval-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">My Auto Approval Powersport\/RV Loan<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafcl.product.datapoint_cafcl_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"finder-score-detail-heading\">  Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafcl')\"><span class=\"score__badge score__badge--excellent\"><span class=\"score__value\">9<\/span><\/span><span class=\"score__text-wrapper score__text score__text--excellent\">        Excellent      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafcl.product.datapoint_cafcl_apr_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"APR Range\"><span class=\"detail-highlight\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_amount_range_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Amount\"><span class=\"detail-highlight\">$5,000 - $75,000<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_term_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Term\"><span class=\"detail-highlight\">3 - 60 months<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Requirements: {{DETAILS.REQUIREMENTS}}\" data-column-index=\"5\" data-decorator=\"text,cafcl.value.misc_table_offer_cafcl\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Requirements\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xxsmall\" style=\"width: 100%; background-color: #F5F4EF; color: #; font-weight: 600; padding: 0.85em !important; border-radius: 3px; line-height: 18px;\">Requirements: Min. income of $1,800 \/month, 3+ months employed<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext margin-bottom padding-bottom no-padding-top\" data-sortvalue=\"My Auto Approval is a loan search platform. Get matched with a suitable dealer based on your credit history and borrowing requirements.\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Broker Compliance\">\n                        My Auto Approval is a loan search platform. Get matched with a suitable dealer based on your credit history and borrowing requirements.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"d6f8dda3-6048-4cea-abf3-47379090e540\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/car-loans\/myautoapproval-loans-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CAFCL%22%2C%22fieldset%22%3A%22cafcl-generic%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%223fa173d4-4723-48b3-ac3b-26a9e9574cd3%22%2C%22category_name%22%3A%22ATV%2BFinancing%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778311997%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2225814%22%2C%22niche_code%22%3A%22CAFCL%22%2C%22product_id%22%3A%22d6f8dda3-6048-4cea-abf3-47379090e540%22%2C%22product_name%22%3A%22My%2BAuto%2BApproval%2BPowersport%252FRV%2BLoan%22%2C%22post_id%22%3A%22764355%22%2C%22post_path%22%3A%22car-loans%252Fpowersports-financing%252Fatv-loans%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to My Auto Approval's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about My Auto Approval Powersport\/RV Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"d6f8dda3-6048-4cea-abf3-47379090e540\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-d6f8dda3-6048-4cea-abf3-47379090e540\" value=\"d6f8dda3-6048-4cea-abf3-47379090e540\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}    Finder score                      \t               9                    Excellent                                          My Auto Approval Powersport\/RV Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":9,\"badges\":[],\"productId\":\"d6f8dda3-6048-4cea-abf3-47379090e540\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-d6f8dda3-6048-4cea-abf3-47379090e540\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"1da9bc21-ff96-4fe6-8374-0e3fbbcb8f7b\" data-provider-id=\"9d03116f-6974-4855-b415-937e16690e13\" data-product-name=\"LMG Finance Powersport Vehicle Loan\" data-provider-name=\"LMG Finance\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/67c4f746d0d17.png\" alt=\"LMG Finance logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67c4f746d0d17.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67c4f746d0d17.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67c4f746d0d17.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67c4f746d0d17.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67c4f746d0d17.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"finder-score-detail-heading\">  Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">  Not scored yet  <\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>LMG Finance Powersport Vehicle Loan<\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafcl.product.datapoint_cafcl_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"finder-score-detail-heading\">  Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">  Not scored yet  <\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafcl.product.datapoint_cafcl_apr_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"APR Range\"><span class=\"detail-highlight\">Undisclosed<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_amount_range_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Amount\"><span class=\"detail-highlight\">Varies<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_term_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Term\"><span class=\"detail-highlight\">Undisclosed<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Requirements: {{DETAILS.REQUIREMENTS}}\" data-column-index=\"5\" data-decorator=\"text,cafcl.value.misc_table_offer_cafcl\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Requirements\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xxsmall\" style=\"width: 100%; background-color: #F5F4EF; color: #; font-weight: 600; padding: 0.85em !important; border-radius: 3px; line-height: 18px;\">Requirements: Steady income, employed<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext margin-bottom padding-bottom no-padding-top\" data-sortvalue=\"LMG Finance offers a range of powersports financing options for powersports, marine, RVs and equipment.\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Broker Compliance\">\n                        LMG Finance offers a range of powersports financing options for powersports, marine, RVs and equipment.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about LMG Finance Powersport Vehicle Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"1da9bc21-ff96-4fe6-8374-0e3fbbcb8f7b\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-1da9bc21-ff96-4fe6-8374-0e3fbbcb8f7b\" value=\"1da9bc21-ff96-4fe6-8374-0e3fbbcb8f7b\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}    Finder score  Not scored yet                              LMG Finance Powersport Vehicle Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"1da9bc21-ff96-4fe6-8374-0e3fbbcb8f7b\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-1da9bc21-ff96-4fe6-8374-0e3fbbcb8f7b\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"38562db8-b397-4105-b150-920110cf67fb\" data-provider-id=\"f9b1d906-5b93-4a66-af05-55f8e30252d4\" data-product-name=\"Financeit Powersport Vehicle Loan\" data-provider-name=\"Financeit\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/66c4f674cf23c.png\" alt=\"Financeit logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66c4f674cf23c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66c4f674cf23c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66c4f674cf23c.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/66c4f674cf23c.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/66c4f674cf23c.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"finder-score-detail-heading\">  Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">  Not scored yet  <\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>Financeit Powersport Vehicle Loan<\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafcl.product.datapoint_cafcl_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"finder-score-detail-heading\">  Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">  Not scored yet  <\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafcl.product.datapoint_cafcl_apr_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"APR Range\"><span class=\"detail-highlight\">8.99% - 14.99%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_amount_range_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Amount\"><span class=\"detail-highlight\">$500 - $100,000<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_term_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Term\"><span class=\"detail-highlight\">Undisclosed<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Requirements: {{DETAILS.REQUIREMENTS}}\" data-column-index=\"5\" data-decorator=\"text,cafcl.value.misc_table_offer_cafcl\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Requirements\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xxsmall\" style=\"width: 100%; background-color: #F5F4EF; color: #; font-weight: 600; padding: 0.85em !important; border-radius: 3px; line-height: 18px;\">Requirements: Steady income, employed<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext margin-bottom padding-bottom no-padding-top\" data-sortvalue=\"Explore recreational vehicle financing options to pay for RVs, trailers, marine and powersport vehicles of all ages.\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Broker Compliance\">\n                        Explore recreational vehicle financing options to pay for RVs, trailers, marine and powersport vehicles of all ages.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Financeit Powersport Vehicle Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"38562db8-b397-4105-b150-920110cf67fb\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-38562db8-b397-4105-b150-920110cf67fb\" value=\"38562db8-b397-4105-b150-920110cf67fb\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}    Finder score  Not scored yet                              Financeit Powersport Vehicle Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"38562db8-b397-4105-b150-920110cf67fb\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-38562db8-b397-4105-b150-920110cf67fb\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"3d6cc459-47ad-47a6-826a-b65d93950833\" data-provider-id=\"73860d9a-a47f-4608-bb1d-0aa8b8e1d1e2\" data-product-name=\"LendCare Powersport Vehicle Loan\" data-provider-name=\"LendCare\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/67c50b27877ef.png\" alt=\"LendCare logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67c50b27877ef.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67c50b27877ef.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67c50b27877ef.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67c50b27877ef.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67c50b27877ef.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"finder-score-detail-heading\">  Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">  Not scored yet  <\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>LendCare Powersport Vehicle Loan<\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafcl.product.datapoint_cafcl_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"finder-score-detail-heading\">  Finder score<\/div><div class=\"detail-info \" style=\"cursor: pointer;\">  Not scored yet  <\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafcl.product.datapoint_cafcl_apr_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"APR Range\"><span class=\"detail-highlight\">Undisclosed<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_amount_range_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Amount\"><span class=\"detail-highlight\">Varies<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafcl.product.datapoint_cafcl_loan_term_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Term\"><span class=\"detail-highlight\">Up to 180 months<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext no-margin-bottom no-padding-bottom sorter-false\" data-sortvalue=\"Requirements: {{DETAILS.REQUIREMENTS}}\" data-column-index=\"5\" data-decorator=\"text,cafcl.value.misc_table_offer_cafcl\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Requirements\"><style>td.comparison-table__feature--longtext div.comparison-table__cellWrapper { width:  100%; }<\/style><div class=\"has-margin-bottom-xxsmall\" style=\"width: 100%; background-color: #F5F4EF; color: #; font-weight: 600; padding: 0.85em !important; border-radius: 3px; line-height: 18px;\">Requirements: Steady income, employed<\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext margin-bottom padding-bottom no-padding-top\" data-sortvalue=\"Get financing for new and used ATV's, dirtbikes, UTV's, skidoos and many other powersport vehicles.\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Broker Compliance\">\n                        Get financing for new and used ATV's, dirtbikes, UTV's, skidoos and many other powersport vehicles.\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about LendCare Powersport Vehicle Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"3d6cc459-47ad-47a6-826a-b65d93950833\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-3d6cc459-47ad-47a6-826a-b65d93950833\" value=\"3d6cc459-47ad-47a6-826a-b65d93950833\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}    Finder score  Not scored yet                              LendCare Powersport Vehicle Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":0,\"badges\":[],\"productId\":\"3d6cc459-47ad-47a6-826a-b65d93950833\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-3d6cc459-47ad-47a6-826a-b65d93950833\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n\n      try {\n        const url = new URL(redirectUrl);\n        const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n\n        if (!rawParams) return;\n        const decoded = decodeURIComponent(rawParams);\n        const parsed = JSON.parse(decoded);\n        const { offer_id, niche_code, site, product_name, product_id } = parsed;\n\n        return {\n          redirectUrl,\n          offerId: offer_id,\n          niche: niche_code || site,\n          productName: product_name,\n          productId: product_id,\n        };\n      } catch (e) {\n        console.error(\"Failed to parse redirect_tracking_params\", e);\n      }\n    }\n\n    function initCountdownTimer(rewardsProduct, endDateStr) {\n      const countdownEl = rewardsProduct.querySelector(\".deals-countdown\");\n      \n      if (!countdownEl || !endDateStr) return;\n\n      const daysEl = countdownEl.querySelector(\"[data-countdown-days]\");\n      const hoursEl = countdownEl.querySelector(\"[data-countdown-hours]\");\n      const minutesEl = countdownEl.querySelector(\"[data-countdown-minutes]\");\n      const secondsEl = countdownEl.querySelector(\"[data-countdown-seconds]\");\n\n      let countdownInterval;\n\n      const updateCountdown = () => {\n        const now = new Date().getTime();\n        const endTime = new Date(endDateStr).getTime();\n        const distance = endTime - now;\n\n        if (distance < 0) {\n          \/\/ Countdown finished\n          if (daysEl) daysEl.textContent = \"00d\";\n          if (hoursEl) hoursEl.textContent = \"00h\";\n          if (minutesEl) minutesEl.textContent = \"00m\";\n          if (secondsEl) secondsEl.textContent = \"00s\";\n          if (countdownInterval) {\n            clearInterval(countdownInterval);\n          }\n          return;\n        }\n\n        const days = Math.floor(distance \/ (1000 * 60 * 60 * 24));\n        const hours = Math.floor((distance % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n        const minutes = Math.floor((distance % (1000 * 60 * 60)) \/ (1000 * 60));\n        const seconds = Math.floor((distance % (1000 * 60)) \/ 1000);\n\n        if (daysEl) daysEl.textContent = days.toString().padStart(2, \"0\") + \"d\";\n        if (hoursEl) hoursEl.textContent = hours.toString().padStart(2, \"0\") + \"h\";\n        if (minutesEl) minutesEl.textContent = minutes.toString().padStart(2, \"0\") + \"m\";\n        if (secondsEl) secondsEl.textContent = seconds.toString().padStart(2, \"0\") + \"s\";\n      };\n\n      \/\/ Update immediately\n      updateCountdown();\n\n      \/\/ Update every second\n      countdownInterval = setInterval(updateCountdown, 1000);\n\n      \/\/ Store interval ID to clear it later if needed\n      rewardsProduct.dataset.countdownInterval = countdownInterval;\n    }\n\n    const initRewards = (table) => {\n      if (!table) return;\n\n      const recordIdsAttr = table.getAttribute(\"data-table-record-ids\");\n      if (!recordIdsAttr) return;\n\n      let productIds = [];\n      try {\n        const decoded = recordIdsAttr.replace(\/&quot;\/g, '\"');\n        productIds = JSON.parse(decoded);\n      } catch (e) {\n        return;\n      }\n\n      if (!productIds.length) return;\n\n      productIds.forEach((productId) => {\n        \/\/ Handle pill clicks (minimal UX variant) - independent of infobox\n        const pill = table.querySelector(\n          `tr[data-product-id=\"${productId}\"] .rewards-pill`\n        );\n        if (pill && !pill.dataset.bound) {\n          pill.dataset.bound = \"true\";\n          pill.addEventListener(\"click\", () => {\n            const row = pill.closest(\"tr\");\n            if (!row) return;\n\n            const cta = row.querySelector(\".rewards--cta\");\n            if (!cta) return;\n\n            const linkParams = getLinkParams(cta);\n            if (!linkParams) return;\n\n            const pillModalParams = {\n              productId: linkParams.productId,\n              campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n              redirectUrl: linkParams.redirectUrl,\n              productName: linkParams.productName,\n              providerName: row.getAttribute(\"data-provider-name\") || \"\",\n              niche: linkParams.niche,\n              offerId: linkParams.offerId,\n              component: \"infobox\",\n            };\n\n            if (\n              window.rewards &&\n              typeof window.rewards.displayModal === \"function\"\n            ) {\n              window.rewards.displayModal(pillModalParams, false, cta);\n            }\n          });\n        }\n\n        const rewardsProduct = table.querySelector(\n          `div[data-rewards-product-id=\"${productId}\"]:not([data-rewards-banner-attached])`\n        );\n        if (!rewardsProduct) return;\n\n        const endDateStr = rewardsProduct.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        \/\/ Format date for Australian locale (dd MMM yyyy)\n        const formattedDate = new Intl.DateTimeFormat(\"en-AU\", {\n          day: \"2-digit\",\n          month: \"short\",\n          year: \"numeric\",\n        }).format(new Date(endDateStr));\n\n        const endDateEl = rewardsProduct.querySelector(\".rewards-end-date\");\n        if (endDateEl && endDateEl.textContent !== formattedDate) {\n          endDateEl.textContent = ` ${formattedDate}`;\n        }\n\n        \/\/ Calculate days remaining\n        const days = Math.ceil((new Date(endDateStr) - new Date()) \/ 86400000);\n\n        \/\/ Show \"Ends Soon\" badge if campaign ends within 7 days\n        if (days <= 7 && days > 0) {\n          const dealsEndsEl = rewardsProduct.querySelector(\".deals-ends\");\n          const dealsPhoneEl = rewardsProduct.querySelector(\".deals-phone\");\n\n          if (dealsEndsEl && dealsEndsEl.style.display !== \"inline-flex\") {\n            dealsEndsEl.style.display = \"inline-flex\";\n          }\n          if (dealsPhoneEl && dealsPhoneEl.style.top !== \"23px\") {\n            dealsPhoneEl.style.top = \"23px\";\n          }\n        }\n\n        \/\/ Initialize countdown timer\n        initCountdownTimer(rewardsProduct, endDateStr);\n\n        const dealsLeftEl = rewardsProduct.querySelector(\".deals-left\");\n        const dealsList = rewardsProduct.querySelector(\".deals-list\");\n        const dealsHeader = rewardsProduct.querySelector(\".deals-header\");\n\n        const handleClick = (triggerEl) => {\n          const row = triggerEl.closest(\"tr\");\n\n          if (!row) return;\n\n          const cta = row.querySelector(\".rewards--cta\");\n\n          if (!cta) return;\n\n          const linkParams = getLinkParams(cta);\n          if (!linkParams) return;\n\n          const { productId, redirectUrl, productName, niche, offerId } = linkParams;\n\n          const modalParams = {\n            productId,\n            campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n            redirectUrl,\n            productName,\n            providerName: row.getAttribute(\"data-provider-name\") || \"\",\n            niche,\n            offerId,\n            component: \"infobox\",\n          };\n\n          if (\n            window.rewards &&\n            typeof window.rewards.displayModal === \"function\"\n          ) {\n            window.rewards.displayModal(modalParams, false, cta);\n          }\n        };\n\n        if (dealsLeftEl && !dealsLeftEl.dataset.bound) {\n          dealsLeftEl.dataset.bound = \"true\";\n          dealsLeftEl.addEventListener(\"click\", () => handleClick(dealsLeftEl));\n        }\n\n        if (dealsList && !dealsList.dataset.bound) {\n          dealsList.dataset.bound = \"true\";\n          dealsList.addEventListener(\"click\", () => handleClick(dealsList));\n        }\n\n        if (dealsHeader && !dealsHeader.dataset.bound) {\n          dealsHeader.dataset.bound = \"true\";\n          dealsHeader.addEventListener(\"click\", () => handleClick(dealsHeader));\n        }\n\n        rewardsProduct.dataset.rewardsBannerAttached = \"true\";\n      });\n    };\n\n    const tables = document.querySelectorAll(\n      \"table.rewards--container[data-table-record-ids]\"\n    );\n\n    tables.forEach((table) => {\n      const tableObserver = new MutationObserver(() => {\n        setTimeout(() => initRewards(table), 0);\n      });\n\n      tableObserver.observe(table, {\n        childList: true,\n        subtree: true,\n      });\n\n      initRewards(table);\n    });\n\n    \/\/ Pill countdown timers (minimal UX)\n    function initPillCountdowns() {\n      const countdowns = document.querySelectorAll(\"[data-rewards-pill-countdown]:not([data-pill-countdown-bound])\");\n\n      countdowns.forEach((el) => {\n        el.dataset.pillCountdownBound = \"true\";\n        const endDateStr = el.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        const endTime = new Date(endDateStr).getTime();\n        if (Number.isNaN(endTime)) return;\n        const now = new Date().getTime();\n        const distance = endTime - now;\n        const sevenDaysMs = 7 * 24 * 60 * 60 * 1000;\n\n        if (distance <= 0) {\n          const wrapper = el.closest(\".rewards-pill-wrapper\");\n          if (wrapper) wrapper.style.display = \"none\";\n          return;\n        }\n\n        if (distance > sevenDaysMs) {\n          return;\n        }\n\n        el.removeAttribute(\"hidden\");\n\n        const daysEl = el.querySelector(\"[data-pill-countdown-days]\");\n        const hoursEl = el.querySelector(\"[data-pill-countdown-hours]\");\n        const minutesEl = el.querySelector(\"[data-pill-countdown-minutes]\");\n        const secondsEl = el.querySelector(\"[data-pill-countdown-seconds]\");\n\n        let interval;\n        const updatePillCountdown = () => {\n          if (!el.isConnected) {\n            if (interval) clearInterval(interval);\n            return;\n          }\n\n          const remaining = endTime - new Date().getTime();\n\n          if (remaining <= 0) {\n            if (daysEl) daysEl.textContent = \"0d\";\n            if (hoursEl) hoursEl.textContent = \"0h\";\n            if (minutesEl) minutesEl.textContent = \"0m\";\n            if (secondsEl) secondsEl.textContent = \"0s\";\n            if (interval) clearInterval(interval);\n            \/\/ Hide pill wrapper on expiry\n            const wrapper = el.closest(\".rewards-pill-wrapper\");\n            if (wrapper) wrapper.style.display = \"none\";\n            return;\n          }\n\n          const days = Math.floor(remaining \/ (1000 * 60 * 60 * 24));\n          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class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer \"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"4\">Load More<\/button><div class=\"js-show-more-data_count-3fa173d4-4723-48b3-ac3b-26a9e9574cd3 comparison-table__dataCount\">Showing\n\t\t\t4\n\t\t\tof\n\t\t\t8\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CAFCL\" data-rewards-component=\"compare-products\"><\/div><div class=\"finder-score-methodology\"><h3 data-toc=\"false\" id=\"finder-score-methodology\">Finder Score for car loans<\/h3>\n\n<p>To make comparing even easier, we came up with the <a href=\"https:\/\/www.finder.com\/ca\/finder-score\">Finder Score<\/a>. Interest rates, fees and features across 20+ car loans are all weighted and scaled to produce a score out of 10. The higher the score the better the loan\u2014simple.<\/p>\n\n<p style=\"text-align: center;\"><a class=\"luna-button luna-button--primary\" href=\"https:\/\/www.finder.com\/ca\/car-loans\/car-loan-ratings-methodology\">Read the full methodology<\/a><\/p><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3>Where can I get ATV financing in Canada?<\/h3><p>There are four ways to finance an ATV or side-by-side in Canada:<\/p><ol><li>Get ATV financing through a <a href=\"#platform\" class=\"scroll\">loan search platform<\/a><\/li><li>Get ATV financing through the <a href=\"#dealer\" class=\"scroll\">dealer<\/a><\/li><li>Get an ATV loan directly from a <a href=\"#bank\" class=\"scroll\">bank or credit union<\/a><\/li><li>Get a <a href=\"#loan\" class=\"scroll\">personal loan<\/a><\/li><\/ol><h3 id=\"platform\">1. Get ATV financing through a loan search platform<\/h3><h4>How it works<\/h4><p>Loan search platforms like <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/loans-canada-personal-loan-review\">Loans Canada<\/a> and My Auto Approval make it easy to compare loan offers from a network of lenders. Once you fill out an online application with your details and borrowing needs, you can compare offers.<\/p><p>These platforms can connect you with lenders who work with good and bad credit borrowers, and there\u2019s a wide range of loan amounts and terms available. Loan search platforms are also typically free to use, and if you get an offer that matches your needs, you can then apply directly with the lender you choose.<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><h4>Pros of getting ATV financing through a loan search platform<\/h4><ul class=\"list-1\"><li>Fill out a single application to compare multiple offers<\/li><li>Easy to compare lenders and shop around<\/li><li>All types of credit accepted<\/li><li>Free to use<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><h4>What to watch out for<\/h4><div class=\"hide-mobile\" style=\"padding-top: 18pt;\"><\/div><ul class=\"list-12\"><li>High rates if you have bad credit<\/li><li>You may find a better offer from outside the network of lenders<\/li><li>Platforms are not direct lenders<\/li><\/ul><\/div><\/div><h3 id=\"dealer\">2. Get ATV financing through the dealer<\/h3><h4>How it works<\/h4><p>Getting a loan through your ATV dealer or manufacturer is another way to finance an ATV in Canada. It\u2019s also one of the most convenient and straightforward options, but you\u2019ll still need to shop around to make sure you\u2019re getting the best rate.<\/p><p>ATV dealers may either provide in-house financing or partner with a third-party lender, such as a bank or alternative lender, to finance your ATV loan. The minimum credit score requirement will vary based on who is providing the financing, but you\u2019ll often find special financing promo offers\u2014potentially as low as 0%\u2014to help sweeten the deal for ATV buyers.<\/p><p>Some ATV manufacturers also offer financing through a third-party lender like a bank, and they can offer promotions like cash rebates or a low interest rate for a limited period of time.<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><h4>Pros of getting ATV financing through a dealer<\/h4><ul class=\"list-1\"><li>Convenient ATV financing option<\/li><li>You can take advantage of promo offers such as 0% financing<\/li><li>Fast access to funds<\/li><li>Easy to apply through the dealership<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><h4>What to watch out for<\/h4><div class=\"hide-mobile\" style=\"padding-top: 18pt;\"><\/div><ul class=\"list-12\"><li>Make sure you compare other loan offers first<\/li><li>High rates for bad credit<\/li><li>Don\u2019t get pressured into applying for dealer financing<\/li><\/ul><\/div><\/div><h4>Popular dealers and manufacturers who finance ATVs in Canada<\/h4><p>Here are some popular ATV brands and dealers across Canada who have their own financing programs:<\/p><ul><li>Can-Am<\/li><li>CFMOTO Canada<\/li><li>Honda<\/li><li>J&amp;R Cycle<\/li><li>Kawasaki<\/li><li>Polaris<\/li><li>Powersports Canada<\/li><li>Suzuki<\/li><li>Westshore Marine &amp; Leisure<\/li><li>Yamaha<\/li><\/ul><h3 id=\"bank\">3. Get an ATV loan directly from a bank or credit union<\/h3><h4>How it works<\/h4><p>Some banks and credit unions offer ATV financing loans, which are often referred to as \u201cpowersport\u201d or \u201cleisure vehicle\u201d loans. This is a solid option if you have good to excellent credit above 660, and these traditional lenders offer competitive interest rates.<\/p><p>The loan may be unsecured or secured. If the loan is secured, then your ATV will act as collateral, and the lender can repossess it if you do not make your repayments. If it\u2019s unsecured, the loan has no collateral but will typically have a higher interest rate. Terms of up to seven years may be available.<\/p><p>But if you have bad credit, you\u2019ll probably need to consider alternative ATV, side-by-side and quad financing options.<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><h4>Pros of getting ATV financing from a bank or credit union<\/h4><ul class=\"list-1\"><li>Competitive rates if you have strong credit<\/li><li>Deal with a trusted lender<\/li><li>No prepayment penalties<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><h4>What to watch out for<\/h4><div class=\"hide-mobile\" style=\"padding-top: 18pt;\"><\/div><ul class=\"list-12\"><li>You won\u2019t get approved if you have bad credit<\/li><li>Slower approval process<\/li><\/ul><\/div><\/div><h3 id=\"loan\">4. Get a personal loan<\/h3><h4>How it works<\/h4><p>The next option is to use a personal loan to buy an ATV. Personal loan funds can be used for any legitimate purpose, with loans of up to $50,000 commonly available and terms of up to five or seven years. The loan can be secured or unsecured, and you often have the choice of a fixed or variable rate.<\/p><p>If you have good to excellent credit, you\u2019ll be eligible for more competitive rates as low as 6.99%.<\/p><p>If you have fair or bad credit, you will have a better chance of getting approved by online lenders than banks or credit unions. Keep an eye on interest rates if you have bad credit, since they can get as high 35% for unsecured loans. Because lenders view bad credit borrowers as higher risk, they charge higher rates.<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><h4>Pros of personal loans from financial institutions or alternative lenders<\/h4><ul class=\"list-1\"><li>Lenient eligibility criteria<\/li><li>Easy to apply online<\/li><li>Get funded fast<\/li><li>Plenty of options available<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><h4>What to watch out for<\/h4><div class=\"hide-mobile\" style=\"padding-top: 18pt;\"><\/div><ul class=\"list-12\"><li>High rates if you have bad credit<\/li><li>Illegitimate lenders<\/li><li>Loan fees<\/li><\/ul><\/div><\/div><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\" style=\"text-decoration:underline; font-size:0.9em;\">Our detailed guide to personal loans<\/a>\n<\/div>\n<\/article><h3>Eligibility requirements for ATV loans<\/h3><p>Eligibility varies among lenders, but you typically need to meet the following criteria to finance an ATV:<\/p><ul><li><strong>Regular income.<\/strong> Steady, stable income from employment is preferred over irregular, seasonal or self-employment income.<\/li><li><strong>Age of majority.<\/strong> The minimum age to take out a loan is either 18 or 19, depending on where you live.<\/li><li><strong>Canadian resident.<\/strong> Most lenders require that you be a resident of Canada with a valid, permanent Canadian address.<\/li><li><strong>Credit score requirement.<\/strong> You\u2019ll typically need a credit score of 660 or higher to finance an ATV through a bank or credit union, but online and alternative lenders may accept borrowers with lower credit scores.<\/li><\/ul><h3>How to compare ATV and side-by-side financing options<\/h3><p>Keep the following factors in mind when searching for ATV financing in Canada.<\/p><h4>Interest rates<\/h4><p>Compare loan interest rates to find the most affordable options. But be aware that many dealers and finance providers only advertise the lowest possible rate on their websites, which only the most creditworthy borrowers actually qualify for.<\/p><p>Many dealers, manufacturers and online lenders allow you to pre-qualify for financing. This gives you an estimate of the rates and loan amounts you are eligible for without impacting your credit or requiring you to submit a full loan application.<\/p><h4>Fees<\/h4><p>Check the loan agreement for details of any fees that may apply, such as admin or origination fees. Remember to look at the APR (annual percentage rate) when comparing loans\u2014this takes into account the interest rate as well as financing fees to show you the true cost of a loan.<\/p><h4>Loan amount<\/h4><p>Find out how much the lender will allow you to borrow. Maximum loan amounts of up to $50,000 are commonly available, and depending on your financial situation, you may be able to take out a loan with a $0 down payment.<\/p><h4>Loan term<\/h4><p>Maximum loan terms typically range from five to seven years. Choosing a longer loan term will allow you to make a smaller monthly payment, but it\u2019ll mean you\u2019ll pay more interest over the life of the loan.<\/p><h4>Repayment flexibility<\/h4><p>Choose a repayment plan that suits your income\u2014weekly, bi-weekly or monthly. Also, check if you can make extra repayments towards your loan, and even pay off the entire loan amount early, without being charged prepayment fees.<\/p><h3>What to watch out for with ATV loans<\/h3><p>Want to make sure your lender is legit? Watch out for these red flags when looking for ATV financing in Canada:<\/p><ul class=\"list-12\"><li><strong>Guarantees.<\/strong> No lender can guarantee that you\u2019ll be approved for a loan. If you come across one that does, there\u2019s a chance it\u2019s a scam.<\/li><li><strong>No credit check loans.<\/strong> Often these loans come with even higher rates compared to loans that require a credit check.<\/li><li><strong>Upfront payments.<\/strong> Any lender asking for money before you get your funds could be running a scam, especially if they\u2019re in the form of gift cards or money orders.<\/li><li><strong>Fees.<\/strong> Before signing, check the loan agreement closely for full details of any fees that apply.<\/li><\/ul><h4>How much does it cost to finance an ATV?<\/h4><p>The cost of ATV loans depends on the loan amount, interest rate and loan term. As a rule of thumb, you want to get the shortest loan term and lowest interest rate possible so you pay less interest overall. However, make sure you can still manage the monthly payments.<\/p><div class=\"has-padding-xsmall\"><\/div><p>Below is an example of how much an $11,000 ATV loan would cost at 5.99% APR based on varying term lengths:<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: left; width: 25%;\" scope=\"col\"><\/th><th style=\"text-align: left; width: 25%;\" scope=\"col\">36 months<\/th><th style=\"text-align: left; width: 25%;\" scope=\"col\">48 months<\/th><th style=\"text-align: left; width: 25%;\" scope=\"col\">72 months<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>Monthly payment<\/td><td>$334.59<\/td><td>$258.28<\/td><td>$182.25<\/td><\/tr><tr><td>Total interest paid<\/td><td>$1,045.29<\/td><td>$1,397.67<\/td><td>$2,121.99<\/td><\/tr><tr><td>Total cost<\/td><td>$12,045.29<\/td><td>$12,937.67<\/td><td>$13,121.99<\/td><\/tr><\/tbody><\/table><h3>ATV financing calculator<\/h3><p>Use this calculator to figure out your monthly payments based on loan term, APR and loan amount.<\/p><div class=\"monthlyRepayment_calculator_wrapper\">\n\t<div class=\"calc-header-outer\">\n\t<div class=\"calc-header-container\">\n\t\t<h3 class=\"calc-header\">ATV financing calculator<\/h3>\n\t\t<span>Calculate how much you could expect to pay each month when you finance an ATV.<\/span>\n\t<\/div>\n\t<\/div>\n\t<div class=\"u-grid\">\n\t\t<div class=\"u-grid__col u-grid__col u-1\/2@s calc-separator\">\n\t\t\t<table class=\"monthlyRepayment_calc-table\">\n\t\t\t\t<thead>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th scope=\"col\" class=\"calc-subheader\">\n\t\t\t\t\t\t\t<div class=\"calc-subheader-text\">Your loan<\/div>\n\t\t\t\t\t\t<\/th>\n\t\t\t\t\t<\/tr>\n\t\t\t\t<\/thead>\n\t\t\t\t<tbody>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th scope=\"col\" class=\"padding-top-small\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tLoan amount\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/th>\n\t\t\t\t\t<\/tr>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t<div class=\"luna-affix affix-padded\">\n\t\t\t\t\t\t\t\t<span class=\"luna-affix__label\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input data-id=\"0000000003\" type=\"number\" min=\"0\" class=\"luna-input calc-input monthlyLoan_amount\" title=\"Enter the loan amount you want to borrow\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th scope=\"col\">Loan terms (in years)<\/th>\n\t\t\t\t\t<\/tr>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t<div class=\"luna-affix affix-padded\">\n\t\t\t\t\t\t\t\t<input data-id=\"0000000003\" type=\"number\" min=\"0\" class=\"luna-input calc-input monthlyLoan_term\" title=\"Enter the number of years of your loan\">\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<th scope=\"col\">Interest rate<\/th>\n\t\t\t\t\t<\/tr>\n\t\t\t\t\t<tr>\n\t\t\t\t\t\t<td>\n\t\t\t\t\t\t\t<div class=\"luna-affix affix-padded\">\n\t\t\t\t\t\t\t\t<input data-id=\"0000000003\" type=\"number\" min=\"0\" step=\"0.1\" class=\"luna-input calc-input monthlyLoan_interest\" title=\"Enter the annual interest rate of your loan\">\n\t\t\t\t\t\t\t\t<span class=\"luna-affix__label\">%<\/span>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/td>\n\t\t\t\t\t<\/tr>\n\t\t\t\t<\/tbody>\n\t\t\t<\/table>\n\t\t\t<div class=\"button_wrapper\">\n\t\t\t\t<a class=\"luna-button luna-button--primary calc-button\" data-id=\"0000000003\" data-variant=\"loanAmount\">Calculate<\/a>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t<div class=\"u-grid__col u-grid__col u-1\/2@s\">\n\t\t\t<div class=\"monthlyRepayment_directions\" data-id=\"0000000003\">\n\t\t\t\t<h4 class=\"directions\">Fill out the form and click on \u201cCalculate\u201d to see your\n\t\t\t\t\t\t\t\t\t\t\t<strong>estimated monthly payment.<\/strong>\n\t\t\t\t\t\t\t\t\t<\/h4>\n\t\t\t\t<p class=\"margin-top-small\">or<\/p>\n\t\t\t\t<a class=\"luna-button luna-button--action luna-button--large\" href=\"#compare\" target=\"_self\" rel=\"noopener\">Compare ATV loans now<\/a>\n\t\t\t<\/div>\n\t\t\t<div class=\"savings-div monthlyRepayment_savings-div\" data-id=\"0000000003\">\n\t\t\t\t\t\t\t\t\tYou can expect to pay back\n\t\t\t\t\t<span class=\"monthlyCost_value\">\n\t\t\t\t\t\t$<span class=\"monthlyCost_cost\" data-id=\"0000000003\"><\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\tper month\n\t\t\t\t\n\t\t\t\t<h5>Based on your loan terms<\/h5>\n\t\t\t\t<table class=\"luna-table monthlyCost_breakdown\">\n\t\t\t\t\t<tbody class=\"luna-table__body\">\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th scope=\"row\">Principal<\/th>\n\t\t\t\t\t\t\t<td class=\"luna-table__numeric\">$<span class=\"monthlyCost_loanAmount\" data-id=\"0000000003\"><\/span>\n\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th scope=\"row\">Interest<\/th>\n\t\t\t\t\t\t\t<td class=\"luna-table__numeric\">$<span class=\"monthlyCost_interest\" data-id=\"0000000003\"><\/span>\n\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t\t<tr>\n\t\t\t\t\t\t\t<th scope=\"row\">Total Cost<\/th>\n\t\t\t\t\t\t\t<td class=\"luna-table__numeric\">$<span class=\"monthlyCost_totalCost\" data-id=\"0000000003\"><\/span>\n\t\t\t\t\t\t\t<\/td>\n\t\t\t\t\t\t<\/tr>\n\t\t\t\t\t<\/tbody>\n\t\t\t\t<\/table>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<h3>What credit score do you need to finance an ATV?<\/h3><p>You can usually find some form of ATV or side-by-side financing at nearly any credit score, but you\u2019ll be charged a higher interest rate the lower your credit score is. The table below shows what type of APR may be offered by lenders relative to different credit scores. Note that the actual APR you\u2019re offered may differ\u2014this is just a representative example.<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: left; width: 34%;\" scope=\"col\">Credit type<\/th><th style=\"text-align: left; width: 34%;\" scope=\"col\">Credit score<\/th><th style=\"text-align: left; width: 33%;\" scope=\"col\">Possible APR<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>Excellent<\/td><td>760 to 900<\/td><td>0% to 3%<\/td><\/tr><tr><td>Very good<\/td><td>725 to 759<\/td><td>3% to 5%<\/td><\/tr><tr><td>Good<\/td><td>660 to 724<\/td><td>5% to 8%<\/td><\/tr><tr><td>Fair<\/td><td>560 to 659<\/td><td>8% to 12%<\/td><\/tr><tr><td>Poor<\/td><td>300 to 559<\/td><td>12%+<\/td><\/tr><\/tbody><\/table><p>Lower credit can also affect the loan terms you qualify for. Generally, you\u2019ll need to have at least good credit to qualify for longer terms. Other factors like your debt-to-income ratio can also factor into your rate.<article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Dive deeper: <\/span><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/low-interest-personal-loan\" style=\"text-decoration:underline; font-size:0.9em;\">Have good credit? Learn about low interest personal loans<\/a>\n<\/div>\n<\/article><\/p><h3>Representative example: Nate buys a new ATV<\/h3><p>Nate, a resident of Ontario, wants to buy an ATV. After doing some research, he heads to a nearby dealership, where he finds a 2025 Kawasaki Brute Force 450 priced at $8,699. Nate heads to his bank to finance his ATV. Because he has a solid credit history, he is approved for an $8,699 ATV loan.<\/p><table class=\"luna-table luna-table--responsiveList\"><tbody class=\"luna-table__body\"><tr><td>Loan amount<\/td><td>$8,699.00<\/td><\/tr><tr><td>Loan type<\/td><td>Auto loan (term loan)<\/td><\/tr><tr><td>Interest rate (APR)<\/td><td>6.99%<\/td><\/tr><tr><td>Loan term<\/td><td>60 months<\/td><\/tr><tr><td>Additional fees<\/td><td>None<\/td><\/tr><tr><td>Payment<\/td><td>$172.21 monthly<\/td><\/tr><tr><td>Total loan cost<\/td><td>$10,332.58 (total interest of $1,633.58)<\/td><\/tr><\/tbody><\/table><h3>Common ATV types<\/h3><ul><li><strong>Sports ATV.<\/strong> These quads are designed for fun. They\u2019re faster, lighter and can absorb shock better than their counterparts. They\u2019re typically less expensive too.<\/li><li><strong>Utility ATV.<\/strong> If you\u2019re hauling cargo through rough terrain, a utility ATV is what you\u2019re looking for. It can handle a heavier load and is typically more stable than a sports ATV.<\/li><li><strong>Youth ATV.<\/strong> Designed to introduce children to ATVing, youth ATVs have reduced power (starting at around 50cc) compared to sports and utility ATVs. They\u2019re also smaller, lighter and have automatic transmissions to make them easy and safe for kids to ride.<\/li><li><strong>Three-wheeler.<\/strong> Also known as trikes and ATCs, three-wheelers are recreational vehicles that are less commonly available than other types of ATVs.<\/li><li><strong>Side-by-side.<\/strong> Also known as an SxS or UTV, this type of vehicle allows you to ride with another person or carry a heavier load. They have at least two seats and can sometimes carry four or more people.<\/li><\/ul><h3>Used vs new ATVs<\/h3><p>Before you buy a new ATV, consider whether you want a new or used vehicle. Both come with benefits and drawbacks.<\/p><h4>New ATVs<\/h4><p>New ATVs can be more expensive, but don\u2019t require as much upkeep in the beginning. They can come with lower APRs when you finance, and you don\u2019t risk having hidden damaged parts that could set you back. However, you could end up having to pay for major repairs on an already-expensive vehicle if it\u2019s involved in an accident.<\/p><h4>Used ATVs<\/h4><p>Used ATVs are generally much cheaper. Rather than paying a large sum upfront, it\u2019s possible to find used ATVs for around $3,000. While loan interest rates might be higher, you\u2019ll still end up paying less\u2014or you might not even need to get a loan to cover the upfront cost.<\/p><p>This means that if you damage your vehicle, it\u2019s less of a big deal. It could also be a good option for first-timers who don\u2019t know how much they\u2019re actually going to take their ATVs out. But there\u2019s a chance you\u2019ll need to replace some parts and spend some serious time in the garage.<\/p><h3>How much do ATVs cost?<\/h3><p>The table below shows the starting prices for a range of ATV models from popular brands to help you calculate your ATV and side-by-side financing needs.<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: left; width: 33%;\" scope=\"col\">Brand<\/th><th style=\"text-align: left; width: 34%;\" scope=\"col\">Cost for 2025 models (starting from)<\/th><th style=\"text-align: left; width: 34%;\" scope=\"col\">Series<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td>Polaris<\/td><td>$8,889-$59,569<\/td><td>Ranger, Sportsman, RZR, Xpedition, General<\/td><\/tr><tr><td>Honda<\/td><td>$4,702-$31,277<\/td><td>Rancher, Foreman, Rubicon, Sport, Pioneer 520, Pioneer 700, Pioneer 1000, Talon<\/td><\/tr><tr><td>Can-Am<\/td><td>$3,099-$35,499<\/td><td>Commander, Defender, Maverick Sport, Maverick Trail, Maverick R, Maverick X3, Outlander 500\/700, Outlander 850\/1000R, Outlander Pro, Renegade, Renegade EFI, DS<\/td><\/tr><tr><td>Yamaha<\/td><td>$9,399-$36,099<\/td><td>Grizzly, Kodiak 700, Kodiak 450, Wolverine RMAX4, Wolverine RMAX2, Wolverine X2, Wolverine X4, Viking<\/td><\/tr><tr><td>Kawasaki<\/td><td>$2,999-$48,699<\/td><td>KFX, Brute Force, Mule, Ridge, Teryx<\/td><\/tr><tr><td>Suzuki<\/td><td>$3,149-$14,499<\/td><td>QuadSport, KingQuad<\/td><\/tr><\/tbody><\/table><p><small>*Prices last verified in February 2025<\/small><\/p><h3>Bottom line<\/h3><p>From in-house financing to specialist powersport loans and personal loans from a bank, credit union or online lender, there are several ways to finance an ATV or side-by-side. If you have good credit, you may want to check with a bank or credit union first. If you need bad credit ATV financing, online lenders or dealer financing may be your best option.<\/p><h3>Frequently asked questions about ATV financing<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">What are my options for ATV financing in Ontario?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>There are four main ways to finance an ATV in Ontario. You can (1) apply for dealership financing, (2) get an ATV loan from a bank or credit union, (3) fund your purchase with a personal loan from a traditional or alternative lender or (4) compare ATV and side-by-side financing options via a loan search platform. Each option has its pros and cons, so check out the benefits and drawbacks of each in this guide.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">What's the minimum credit score for an ATV loan?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You can generally find ATV financing options for all credit score ranges. However, you'll usually get a better deal if your credit score is above 660\u2014what most lenders consider to be \"good credit.\" You'll have even more options if your score is 725 or higher. If you have bad credit, you can apply for ATV financing with an online lender or dealer, but expect steeper interest rates.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000006\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000006\">\n                <span class=\"luna-accordion__title\">What does MSRP mean?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000006\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>MSRP stands for manufacturer's suggested retail price. You've probably seen MSRP when checking out models on a manufacturer's site. Dealerships might charge a different price to the MSRP, but you can expect to pay something in that ballpark.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000007\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000007\">\n                <span class=\"luna-accordion__title\">Can you get no credit check ATV financing?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000007\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>In Canada, nearly every lender will pull your credit report before extending money, even if you're applying for a bad or no credit loan. For this reason, no credit check lending is going to be difficult to find. But then again, nothing is impossible. If you want your ATV sooner rather than later, you may want to consider working with a lender that does credit checks. In addition, you might face higher interest rates without a credit check because of the uncertainty and risk to the lender.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000008\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000008\">\n                <span class=\"luna-accordion__title\">Where can I get bad credit ATV financing?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000008\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>If you're searching for bad credit ATV financing, you may be able to get approved and funded for dealership financing or for a loan from an alternative lender. But if you're searching for ATV or side-by-side financing from a bank or credit union, you'll typically need good to excellent credit to qualify.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000009\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000009\">\n                <span class=\"luna-accordion__title\">Is Canada Powersports Financing legit?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000009\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Canada Powersports Financing offers powersports equipment (including ATVs), marine and RV financing across Canada. Established in 2012, it is based in Ottawa, lists phone and email contact details on its website and has an active social media presence. It is not Better Business Bureau accredited, but it has an A+ rating from the BBB.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000010\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000010\">\n                <span class=\"luna-accordion__title\">Can I get guaranteed ATV financing?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000010\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Be wary of any lender that promises guaranteed financing, as this could indicate a scam. A reputable lender will always assess your income, employment and financial situation before deciding if you can afford to repay a loan. Learn more about potential red flags to watch out for in our guide to <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/personal-loan-scams\">personal loan scams<\/a>.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000011\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000011\">\n                <span class=\"luna-accordion__title\">What credit score do you need for a side-by-side?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000011\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>You'll typically need a good to excellent credit score (660 or higher) to qualify for side-by-side financing from a bank or credit union, but borrowers with bad credit will need to look elsewhere. You may be able to qualify for dealership financing or a side-by-side loan from an alternative lender if you have less-than-perfect credit, but you'll need to settle for a higher interest rate.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000012\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000012\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Learn how to finance an ATV or side-by-side in Canada and where to get a loan.<\/p>\n","protected":false},"author":516,"featured_media":1054106,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[107306],"tags":[105122,5832,5441],"asset_tag":[],"class_list":["post-764355","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-powersports-financing","tag-ca-general-email","tag-car-loans","tag-latest-2"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ATV &amp; Side-By-Side Financing: Compare Rates &amp; Terms | Finder<\/title>\n<meta name=\"description\" content=\"Searching for ATV or side-by-side financing in Canada? Compare 4 ATV financing options. Learn about rates &amp; funding eligibility requirements.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/car-loans\/powersports-financing\/atv-loans\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ATV &amp; Side-By-Side Financing: Compare Rates &amp; Terms | Finder\" \/>\n<meta property=\"og:description\" content=\"Searching for ATV or side-by-side financing in Canada? Compare 4 ATV financing options. 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Leanne holds a Bachelor of Arts (Honours) in English literature and creative writing from Western University.","jobTitle":"Senior Publisher","url":"https:\/\/www.finder.com\/ca\/author\/leanneescobal","sameAs":["https:\/\/www.linkedin.com\/in\/leanne-escobal\/"],"knowsAbout":[{"@type":"Thing","name":"Personal Loans"},{"@type":"Thing","name":"Car Loans"},{"@type":"Thing","name":"Business Loans"},{"@type":"Thing","name":"Short-Term Loans"},{"@type":"Thing","name":"International Money Transfers"},{"@type":"Thing","name":"Make Money Online"}],"image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/\/9d47eeda06b879b07a813536f2068c72","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/LeanneEscobalF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/LeanneEscobalF1_Finder_600x600.png","caption":"Leanne Escobal"},"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder"}},{"@context":"https:\/\/schema.org","@type":"FAQPage","name":"Frequently Asked Questions","mainEntity":[{"@type":"Question","name":"What are my options for ATV financing in Ontario?","acceptedAnswer":{"@type":"Answer","text":"\r\rThere are four main ways to finance an ATV in Ontario. You can (1) apply for dealership financing, (2) get an ATV loan from a bank or credit union, (3) fund your purchase with a personal loan from a traditional or alternative lender or (4) compare ATV and side-by-side financing options via a loan search platform. Each option has its pros and cons, so check out the benefits and drawbacks of each in this guide.\r\r"}},{"@type":"Question","name":"What's the minimum credit score for an ATV loan?","acceptedAnswer":{"@type":"Answer","text":"\r\rYou can generally find ATV financing options for all credit score ranges. However, you'll usually get a better deal if your credit score is above 660\u2014what most lenders consider to be \"good credit.\" You'll have even more options if your score is 725 or higher. If you have bad credit, you can apply for ATV financing with an online lender or dealer, but expect steeper interest rates.\r\r"}},{"@type":"Question","name":"What does MSRP mean?","acceptedAnswer":{"@type":"Answer","text":"\r\rMSRP stands for manufacturer's suggested retail price. You've probably seen MSRP when checking out models on a manufacturer's site. Dealerships might charge a different price to the MSRP, but you can expect to pay something in that ballpark.\r\r"}},{"@type":"Question","name":"Can you get no credit check ATV financing?","acceptedAnswer":{"@type":"Answer","text":"\r\rIn Canada, nearly every lender will pull your credit report before extending money, even if you're applying for a bad or no credit loan. For this reason, no credit check lending is going to be difficult to find. But then again, nothing is impossible. If you want your ATV sooner rather than later, you may want to consider working with a lender that does credit checks. In addition, you might face higher interest rates without a credit check because of the uncertainty and risk to the lender.\r\r"}},{"@type":"Question","name":"Where can I get bad credit ATV financing?","acceptedAnswer":{"@type":"Answer","text":"\r\rIf you're searching for bad credit ATV financing, you may be able to get approved and funded for dealership financing or for a loan from an alternative lender. But if you're searching for ATV or side-by-side financing from a bank or credit union, you'll typically need good to excellent credit to qualify.\r\r"}},{"@type":"Question","name":"Is Canada Powersports Financing legit?","acceptedAnswer":{"@type":"Answer","text":"\r\rCanada Powersports Financing offers powersports equipment (including ATVs), marine and RV financing across Canada. Established in 2012, it is based in Ottawa, lists phone and email contact details on its website and has an active social media presence. It is not Better Business Bureau accredited, but it has an A+ rating from the BBB.\r\r"}},{"@type":"Question","name":"Can I get guaranteed ATV financing?","acceptedAnswer":{"@type":"Answer","text":"\r\rBe wary of any lender that promises guaranteed financing, as this could indicate a scam. A reputable lender will always assess your income, employment and financial situation before deciding if you can afford to repay a loan. Learn more about potential red flags to watch out for in our guide to <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/personal-loan-scams\">personal loan scams<\/a>.\r\r"}},{"@type":"Question","name":"What credit score do you need for a side-by-side?","acceptedAnswer":{"@type":"Answer","text":"\r\rYou'll typically need a good to excellent credit score (660 or higher) to qualify for side-by-side financing from a bank or credit union, but borrowers with bad credit will need to look elsewhere. You may be able to qualify for dealership financing or a side-by-side loan from an alternative lender if you have less-than-perfect credit, but you'll need to settle for a higher interest rate.\r\r"}}]}]},"article_modified_time":"2025-03-04T23:17:17+00:00"},"custom_fields":{"show_author_box":["yes"],"_content_type":["niche-content\/information\/how-to"],"_masthead_subheading":["{\"text\":\"How and where to get ATV financing in Canada regardless of whether you have good or bad credit.\"}"],"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\"}"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/764355"}],"collection":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/users\/516"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/comments?post=764355"}],"version-history":[{"count":14,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/764355\/revisions"}],"predecessor-version":[{"id":1054706,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/764355\/revisions\/1054706"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media\/1054106"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media?parent=764355"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/categories?post=764355"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/tags?post=764355"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/asset_tag?post=764355"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}