{"id":764282,"date":"2019-03-12T03:09:50","date_gmt":"2019-03-12T07:09:50","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=764282"},"modified":"2026-03-09T18:34:28","modified_gmt":"2026-03-09T22:34:28","slug":"how-can-hackers-steal-your-credit-card-cvv-number","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/credit-cards\/how-can-hackers-steal-your-credit-card-cvv-number","title":{"rendered":"How can hackers steal your credit card CVV number?"},"content":{"rendered":"<p>You\u2019ve probably been asked for your CVV number when shopping online. This number, also known as the CVC (card verification code), is used to protect you from fraud when making purchases online and over the phone.<\/p><p>However, if a hacker gets hold of your CVV number, they can use your credit card details to make fraudulent transactions. Given that online credit card fraud is on the rise worldwide, it\u2019s important to understand how hackers can get this number \u2013 and how you can keep your finances safe.<\/p><h3><a id=\"what\"><\/a>What is a CVV number?<\/h3><p>Your CVV number, or card verification value, is a three or four-digit number located on your <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\" target=\"_blank\" rel=\"noopener\">credit card<\/a>. You can typically find it on the back of your card, to the right of your signature box.<\/p><p>The CVV number is an anti-fraud measure used when you\u2019re making a purchase but aren\u2019t required to enter a PIN or sign a receipt. This is why you\u2019re often asked to enter your CVV number if you\u2019re shopping online or making a purchase over the phone. This is so the merchant or payee can verify that you are indeed the cardholder, which can avoid people using your card for fraudulent transactions.<\/p><p><img decoding=\"async\" class=\"aligncenter size-full wp-image-240923\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/11\/credit-card-cvv-graphic.png\" alt=\"What is a credit card CCV \/ CVC number image\" width=\"600\" height=\"290\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/11\/credit-card-cvv-graphic.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/11\/credit-card-cvv-graphic.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/11\/credit-card-cvv-graphic.png?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/11\/credit-card-cvv-graphic.png?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/11\/credit-card-cvv-graphic.png?fit=1200 1200w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/11\/credit-card-cvv-graphic.png?fit=1800 1800w\" sizes=\"(max-width: 1800px) 100vw, 1800px\" loading=\"lazy\"><\/p><h3><a id=\"how\"><\/a>How can a hacker get my CVV number?<\/h3><p>There are two main ways that hackers can get your CVV number. The first is by phishing and the second is by using a web-based keylogger.<\/p><ul class=\"list-3\"><li><strong>Phishing. <\/strong>This is a form of online security theft where sensitive information is stolen, such as your credit card details. Phishing can include tricky links (URLs that look legitimate but redirect you to the phisher\u2019s website), DNS cache poisoning (which involves a phisher changing the DNS server information so that everyone who accesses the site is redirected to another site) and screen capture malware (used to record and report information to the phisher).<\/li><\/ul><div class=\"must-read\"><div class=\"info-box-special-header\">How does phishing work?<\/div><p>Have you ever received an email that looked like it might have been sent by your bank but it had a few suspicious details? Maybe there were tons of typos, the return email address wasn\u2019t the official address you usually receive correspondence from or perhaps there was a link to an unfamiliar website. If any of these apply, it\u2019s likely that this was a phishing email.<\/p><\/div><ul class=\"list-3\"><li><strong>Keylogger. <\/strong>A keylogger can be illegally installed on an online website so that all of the data customers submit to the site is duplicated and forwarded to the attacker\u2019s server. They do this by form grabbing: taking form data submitted by users (such as your name, address, credit card number and, of course, your CVV number). The keylogger is designed to capture your data entered in the form field before it\u2019s encrypted and submitted to the site.<\/li><\/ul><div class=\"did-you-know\"><div class=\"info-box-special-header\">Did you know?<\/div><div class=\"info-box\"><p>Most fraudsters don\u2019t gather this information themselves. Instead, they purchase packages of cardholder data, including account names, full card numbers, expiration dates, CVV numbers and addresses.<\/p><\/div><\/div><h3><a id=\"protect\"><\/a>How can I protect my CVV and finances?<\/h3><p>Even though online transactions are becoming more secure as technology develops, there are some simple steps you should take to reduce your chances of becoming a victim of online credit card fraud.<\/p><ul class=\"list-4\"><li><strong>Use anti-virus software.<\/strong> Install anti-virus software and firewalls to protect your finances and other personal information when shopping or browsing online.<\/li><li><strong>Look for the signs.<\/strong> Whenever you receive an email, especially if it\u2019s requesting any type of personal or financial information, look out for telltale signs such as generic greetings, threats to your account that call for immediate action, suspicious links and email addresses, and misspelling and poor grammar.<\/li><li><strong>Check the site\u2019s SSL certificate.<\/strong> SSL certificates are small data files that, when installed on a web browser, activate a padlock symbol and the https protocol which ensures secure connections from a web server to a browser. So, typically, if you see that padlock symbol as well as the \u201cs\u201d after http, the site is safe.<\/li><li><strong>Use services like PayPal.<\/strong> If you don\u2019t want to enter your credit card details, use secure <a target=\"_blank\" rel=\"noopener\">services such as PayPal<\/a> which don\u2019t require you to enter your details when you\u2019re making a purchase. Instead, you create a PayPal account, enter your details there and then all payments are made through your secure PayPal account.<\/li><\/ul><h3><a id=\"fraud\"><\/a>If you\u2019re the victim of fraud\u2026<\/h3><p>Unfortunately, credit card scams are becoming more common, not only in Canada, but worldwide. However, there are some simple precautions you can take to protect your money.<\/p><p>If you suspect that you\u2019ve been the victim of a credit card scam or if you\u2019ve identified fraudulent transactions on your account:<\/p><ul class=\"list-4\"><li>Contact your bank or credit card provider immediately.<\/li><li>Place a fraud warning on your credit report by contacting the two credit bureaus, Equifax and TransUnion.<\/li><li>Report a scam to the <a href=\"http:\/\/www.antifraudcentre-centreantifraude.ca\/reportincident-signalerincident\/index-eng.htm\" target=\"_blank\" rel=\"noopener\">Canadian Anti-Fraud Centre (CAFC) via its website<\/a> or by phone (1-888-495-8501).<\/li><\/ul><h3><a id=\"faq\"><\/a>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Where is my CVV \/ CVC number located?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>Your CVV number, which is usually three or four digits long, is usually located on the back side of your credit card. It can typically be found to the right of your signature box. Some credit cards, such as American Express, may put the CVV number on the front of the card.<\/p><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">What's the difference between a CVV and a CVC number?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>There is no difference! Sometimes the number will be referred to as the CVV (card verification value), the CVC (card verification code) and other times it may be referred to as the CVC2 or CVV2 number. In Canada, CVV is more commonly used.<\/p><\/div>\n  <\/div>\n<\/li><\/ul>","protected":false},"excerpt":{"rendered":"<p>Find out how hackers can steal your CVV number and learn how to safeguard your credit card details.<\/p>\n","protected":false},"author":327,"featured_media":797113,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[91],"tags":[5439],"asset_tag":[],"class_list":["post-764282","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-latest-3"],"apple_news_notices":[],"yoast_head":"<!-- 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