{"id":762192,"date":"2024-09-09T17:20:24","date_gmt":"2024-09-09T21:20:24","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=762192"},"modified":"2026-01-16T17:50:54","modified_gmt":"2026-01-16T22:50:54","slug":"how-to-pay-off-an-overseas-debt","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/international-money-transfers\/how-to-pay-off-an-overseas-debt","title":{"rendered":"How to pay off an overseas debt"},"content":{"rendered":"<p>Your debt doesn\u2019t just disappear when you cross an ocean. So if you\u2019re ready to live life in another country, you may need to jump through a few extra hoops to get your finances in order first.<\/p><div class=\"keyTakeaways\">\n  <div class=\"keyTakeaways__header\">\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"21\" viewbox=\"0 0 314.16 201.03\" fill=\"none\">\n  <path d=\"M212.32,190.62c-19.66,0-38.8-6.44-54.42-18.24-15.63,11.79-34.77,18.24-54.42,18.24-49.84,0-90.39-40.55-90.39-90.39V9.83h199.24c49.84,0,90.39,40.55,90.39,90.39s-40.55,90.39-90.39,90.39Z\" fill=\"white\"><\/path>\n  <path d=\"M212.32,15.9c46.57,0,84.33,37.75,84.33,84.33h0c0,46.57-37.75,84.33-84.33,84.33h0c-20.75,0-39.74-7.51-54.42-19.94-14.69,12.43-33.68,19.94-54.42,19.94h0c-46.57,0-84.33-37.75-84.33-84.33V15.9h193.18M212.32,3.76H7.01v96.46c0,53.19,43.27,96.46,96.46,96.46,19.47,0,38.46-5.92,54.43-16.84,15.96,10.91,34.95,16.84,54.42,16.84,53.19,0,96.46-43.27,96.46-96.46S265.51,3.76,212.32,3.76h0Z\" fill=\"#232320\"><\/path>\n  <path d=\"M216.34,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n  <path d=\"M105.92,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n<\/svg>        <h3 data-toc=\"false\">Key takeaways<\/h3>\n  <\/div>\n\n    <ul>\n          <li>To pay off overseas debt, send an international transfer through a bank, cash transfer service or online transfer provider.<\/li>\n          <li>Banks are convenient, but online transfer services often offer better exchange rates and fees.<\/li>\n          <li>When choosing a provider, consider rates, fees, transfer methods, speed and currencies.<\/li>\n          <li>You can move abroad with debt, but it must still be paid or your credit history could be harmed.<\/li>\n      <\/ul>\n\n      <div class=\"keyTakeaways__footer\">\n      <div class=\"keyTakeaways__footer-cta-text\">Ready to send funds?<\/div>\n      <a class=\"luna-button luna-button--primary\" href=\"#compare\">Compare money transfer services<\/a>\n    <\/div>\n  \n  <\/div>\n<h3 id=\"4\">How to pay off an overseas debt<\/h3><p>Sending money overseas to your creditors is actually quite easy.<\/p><p>To get the necessary funds back to your home country, you\u2019ll need to send an international money transfer. There are three main ways to do this:<\/p><h4>Through your bank<\/h4><p>Send the money from your foreign bank account to an account in your home country. This is usually the most convenient option (because you\u2019ll already have an account set up and ready to go), but in many cases, it will also be the most expensive.<\/p><h4>Through a cash transfer provider<\/h4><p>Companies such as <a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/western-union-international-money-transfer\">Western Union<\/a> and <a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/moneygram-money-transfers\">MoneyGram<\/a> offer fast cash transfers from the US to hundreds of thousands of agent locations around the world. These are good options if cash is an accepted form of payment for your recipient and you need to pay off your debt as quickly as possible.<\/p><h4>Through an online transfer provider<\/h4><p>These companies like <a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/ofx\">OFX<\/a> and <a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/wise\">Wise<\/a> specialize in sending international money transfers and tend to offer the best exchange rates and lowest transfer fees.<\/p><p>If you want to find the most cost-effective way to transfer money overseas, specialist online transfer companies will usually win out. However, you\u2019ll need to compare international money transfer providers to find the best exchange rates and lowest transfer fees.<\/p><h3 id=\"5\">How to choose a money transfer provider<\/h3><p>There are several factors you need to consider when choosing a company to handle your international money transfer, including:<\/p><ul class=\"list-1\"><li><strong>Exchange rate.<\/strong> A minor difference in the exchange rate can make a huge difference in the affordability of your transaction. Shop around for a company that offers the best exchange rates, but make sure those great rates don\u2019t come with high transfer fees attached.<\/li><li><strong>Transfer fee.<\/strong> Compare the fee that each provider charges per transfer. Depending on the amount you send and where you\u2019re sending it, fees could be as low as a few dollars or as high as $50+. Some providers will waive fees for large transfers.<\/li><li><strong>Transfer options.<\/strong> Can you send your transfer online, over the phone and\/or by visiting a branch? Is there a smartphone transfer app?<\/li><li><strong>Transfer methods.<\/strong> If you need to make regular repayments to your creditors, check to see if the transfer provider lets you set up a recurring payment schedule. Other transfer options, such as forward contracts and limit orders, can also be used to help you save time and money. But not every provider offers these options.<\/li><li><strong>Processing time.<\/strong> Compare how long it will take each provider to complete your transfer. Some companies like Western Union offer cash transfers that are completed within minutes, while other transfer options can take as long as several business days.<\/li><li><strong>Available currencies.<\/strong> Hopefully you only have overseas debt in one country, but if you owe money in multiple countries, then you will need to make sure that your transfer provider supports all the relevant currencies.<\/li><li><strong>Customer support.<\/strong> If you have a problem with your transfer or need help, can you access the assistance you need over the phone, via email or through live chat?<\/li><\/ul><h3 id=\"compare\">Compare international money transfers to pay off your overseas debt<\/h3><p>Our table lets you compare services for sending money abroad. Look at transfer speed and fees, then select <strong>Go to site<\/strong> when you\u2019re ready to send.<\/p><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__sidebarFilter tableWithFilters__sidebarFilter--stickyAndScrollable\" data-niche-short-code=\"CAFMT\">\n        <div class=\"tableWithFilters__filter f1\"><\/div>\n    <\/div>\n        <div class=\"tableWithFilters__table content\">\n        <div class=\"customTableFiltersConfig tableFiltersConfig__main\" style=\"display: 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comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"filter_values\">\n                                                        Filter Values\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"CAFMT.PRODUCT.TRANSFER_SPEED_COL1\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"fastest_transfer_speed\">\n                                                        Fastest Transfer Speed\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use 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{ font-size: 12px; }\n\t\n\t\t.rewards-infobox .deals-countdown {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tmargin-top: 8px;\n\t\tflex-wrap: wrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__label {\n\t\tcolor: #fff;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\tpadding-right: 6px;\n\t\twhite-space: nowrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__timer {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tgap: 4px;\n\t}\n\n\t.rewards-infobox .deals-countdown__unit {\n\t\tdisplay: inline-flex;\n\t\talign-items: center;\n\t}\n\n\t.rewards-infobox .deals-countdown__value {\n\t\tbackground: #FFD238;\n\t\tcolor: #000;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\ttext-align: center;\n\t\tfont-style: italic;\n\t\tmin-width: 24px;\n\t\tmin-height: 14px;\n\t\tline-height: 100%;\n\t\tletter-spacing: -0.025em;\n\t\tfont-feature-settings: 'tnum' on, 'lnum' on;\n\t\tpadding: 2px;\n\t}\n\n\t.rewards-infobox .deals-countdown__separator {\n\t\tcolor: #fff;\n\t\tfont-size: 16px;\n\t\tfont-weight: 600;\n\t}\n\n\t@media (max-width: 600px) {\n\t\t.rewards-infobox .deals-countdown__value {\n\t\t\tpadding: 2px;\n\t\t}\n\t}\n\n\t\ttd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width: 100%; }\n\n\t\t@media (max-width: 600px) {\n\t\t.reward-col-order-3 { grid-row: 3 !important; }\n\t\t.reward-col-order-4 { grid-row: 4 !important; }\n\t\t.reward-col-order-5 { grid-row: 5 !important; }\n\t\t.reward-col-order-6 { grid-row: 6 !important; }\n\t\t.reward-col-order-7 { grid-row: 7 !important; }\n\t\t.reward-col-order-8 { grid-row: 8 !important; }\n\t\t.reward-col-order-neg-3 { grid-row: -3 !important; }\n\t\t.reward-col-order-neg-4 { grid-row: -4 !important; }\n\t\t.reward-col-order-neg-5 { grid-row: -5 !important; }\n\t\t.reward-col-order-neg-6 { grid-row: -6 !important; }\n\t\t.reward-col-order-neg-7 { grid-row: -7 !important; }\n\t\t.reward-col-order-neg-8 { grid-row: -8 !important; }\n\t}\n<\/style><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: unset;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n<\/style><tr data-product-id=\"64be5c5b-da28-460f-9aa0-ca51052cbe18\" data-provider-id=\"c1c0da2a-40fe-4f5d-be8b-7fe6cf6fd34e\" data-product-name=\"Wise (TransferWise)\" data-provider-name=\"Wise\" class=\"grid-column-count-2  mobile-column-count-2 mobile-row-count-5  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/wise\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6407e1696b367.png\" alt=\"Wise logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6407e1696b367.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6407e1696b367.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6407e1696b367.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6407e1696b367.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6407e1696b367.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/wise\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Wise (TransferWise)<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body awards-badge__body hasPopover\" rel=\"popover\" data-content=\"Wise was a winner in the &lt;a href='https:\/\/www.finder.com\/ca\/finder-international-money-transfer-awards-2023'&gt;Finder Money Transfer Awards 2023&lt;\/a&gt;.\" data-html=\"true\"><span class=\"badge-text\">Finder Award<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        \" data-mobile=\"hide\" data-desktop=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafmt.product.filter_values\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Filter Values\"><script class=\"template-table-filters__productValues is-hidden\" type=\"application\/json\">{     \"under10000\": true  ,         \"over10000\": false  ,         \"Business\": false    }<\/script><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafmt.product.transfer_speed_col1\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fastest Transfer Speed\"><span class=\"text-xxx-large\">24 hours<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafmt.product.big_fee_text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fees (Pay by Bank Transfer)\"><span class=\"text-xxx-large fmt-fee\">From 0.48%<\/span><span class=\"table-popover has-padding-left-xsmall\" rel=\"popover\" data-content=\"Always look at both the exchange rate and fees when comparing transfer costs. Paying by bank transfer is often cheapest but slowest.\" title=\"\" data-original-title=\"\" style=\"vertical-align: top;\"><\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\"><strong>Wise<\/strong> uses the mid-market rate and transparent fees to help you send money in 45+ currencies.\n                  <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-2 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"64be5c5b-da28-460f-9aa0-ca51052cbe18\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/money-transfer\/wise-money-transfers-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CAFMT%22%2C%22fieldset%22%3A%22homepage-table%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22604c8b1c-9735-4c07-96d3-f448869887fa%22%2C%22category_name%22%3A%22Home%2Bpage%2B%2528CA%2529%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778350809%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2214677%22%2C%22niche_code%22%3A%22CAFMT%22%2C%22product_id%22%3A%2264be5c5b-da28-460f-9aa0-ca51052cbe18%22%2C%22product_name%22%3A%22Wise%2B%2528TransferWise%2529%22%2C%22post_id%22%3A%22762192%22%2C%22post_path%22%3A%22international-money-transfers%252Fhow-to-pay-off-an-overseas-debt%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Wise's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Wise (TransferWise)\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"64be5c5b-da28-460f-9aa0-ca51052cbe18\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-64be5c5b-da28-460f-9aa0-ca51052cbe18\" value=\"64be5c5b-da28-460f-9aa0-ca51052cbe18\" name=\"productID\" _productname=\"                            Wise (TransferWise)Finder Award            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"64be5c5b-da28-460f-9aa0-ca51052cbe18\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-64be5c5b-da28-460f-9aa0-ca51052cbe18\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"25672862-d72a-4f38-a464-a62ea9dec40d\" data-provider-id=\"6cd51c65-2bc1-4027-9102-3516ff672016\" data-product-name=\"RemitBee\" data-provider-name=\"RemitBee\" class=\"grid-column-count-2  mobile-column-count-2 mobile-row-count-5  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/remitbee\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/65149b0e0525d.png\" alt=\"RemitBee logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/65149b0e0525d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/65149b0e0525d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/65149b0e0525d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/65149b0e0525d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/65149b0e0525d.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/remitbee\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">RemitBee<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        \" data-mobile=\"hide\" data-desktop=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafmt.product.filter_values\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Filter Values\"><script class=\"template-table-filters__productValues is-hidden\" type=\"application\/json\">{     \"under10000\": true  ,         \"over10000\": true  ,         \"Business\": true    }<\/script><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafmt.product.transfer_speed_col1\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fastest Transfer Speed\"><span class=\"text-xxx-large\">Within minutes<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafmt.product.big_fee_text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fees (Pay by Bank Transfer)\"><span class=\"text-xxx-large fmt-fee\">From $0<\/span><span class=\"table-popover has-padding-left-xsmall\" rel=\"popover\" data-content=\"Always look at both the exchange rate and fees when comparing transfer costs. Paying by bank transfer is often cheapest but slowest.\" title=\"\" data-original-title=\"\" style=\"vertical-align: top;\"><\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-2 \"><div class=\"comparison-table__cellWrapper\"><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about RemitBee\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"25672862-d72a-4f38-a464-a62ea9dec40d\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-25672862-d72a-4f38-a464-a62ea9dec40d\" value=\"25672862-d72a-4f38-a464-a62ea9dec40d\" name=\"productID\" _productname=\"                            RemitBee            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"25672862-d72a-4f38-a464-a62ea9dec40d\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-25672862-d72a-4f38-a464-a62ea9dec40d\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"e814a913-a863-4513-98e7-e7daa6bf953d\" data-provider-id=\"ad694ba2-8c5e-4e8b-87b3-b66de7580c8d\" data-product-name=\"Xe Money Transfers \" data-provider-name=\"Xe\" class=\"grid-column-count-2  mobile-column-count-2 mobile-row-count-5  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/xe\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/668c35583c924.jpg\" alt=\"Xe logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/668c35583c924.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/668c35583c924.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/668c35583c924.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/668c35583c924.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/668c35583c924.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/xe\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Xe Money Transfers <\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body awards-badge__body hasPopover\" rel=\"popover\" data-content=\"Xe was a winner in the &lt;a href='https:\/\/www.finder.com\/ca\/finder-international-money-transfer-awards-2023'&gt;Finder Money Transfer Awards 2023&lt;\/a&gt;.\" data-html=\"true\"><span class=\"badge-text\">Finder Award<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        \" data-mobile=\"hide\" data-desktop=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafmt.product.filter_values\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Filter Values\"><script class=\"template-table-filters__productValues is-hidden\" type=\"application\/json\">{     \"under10000\": true  ,         \"over10000\": false  ,         \"Business\": false    }<\/script><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafmt.product.transfer_speed_col1\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fastest Transfer Speed\"><span class=\"text-xxx-large\">Within minutes<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafmt.product.big_fee_text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fees (Pay by Bank Transfer)\"><span class=\"text-xxx-large fmt-fee\">$0<\/span><span class=\"table-popover has-padding-left-xsmall\" rel=\"popover\" data-content=\"Always look at both the exchange rate and fees when comparing transfer costs. Paying by bank transfer is often cheapest but slowest.\" title=\"\" data-original-title=\"\" style=\"vertical-align: top;\"><\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\"><strong>Xe<\/strong> has fast transfers with low fees and a range of foreign currency tools.\n                  <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-2 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"e814a913-a863-4513-98e7-e7daa6bf953d\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/money-transfer\/xe-small-transfer-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CAFMT%22%2C%22fieldset%22%3A%22homepage-table%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22604c8b1c-9735-4c07-96d3-f448869887fa%22%2C%22category_name%22%3A%22Home%2Bpage%2B%2528CA%2529%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778350809%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2219045%22%2C%22niche_code%22%3A%22CAFMT%22%2C%22product_id%22%3A%22e814a913-a863-4513-98e7-e7daa6bf953d%22%2C%22product_name%22%3A%22Xe%2BMoney%2BTransfers%2B%22%2C%22post_id%22%3A%22762192%22%2C%22post_path%22%3A%22international-money-transfers%252Fhow-to-pay-off-an-overseas-debt%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Xe's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Xe Money Transfers \" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"e814a913-a863-4513-98e7-e7daa6bf953d\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-e814a913-a863-4513-98e7-e7daa6bf953d\" value=\"e814a913-a863-4513-98e7-e7daa6bf953d\" name=\"productID\" _productname=\"                            Xe Money Transfers Finder Award            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"e814a913-a863-4513-98e7-e7daa6bf953d\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-e814a913-a863-4513-98e7-e7daa6bf953d\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"810e4815-db5f-4218-9833-9fd2e03b71a3\" data-provider-id=\"21f0e18e-824b-4d8f-98e7-bda8ef7c5fe2\" data-product-name=\"Instarem\" data-provider-name=\"InstaReM\" class=\"grid-column-count-2  mobile-column-count-2 mobile-row-count-5  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/60766f2d0cde7.png\" alt=\"InstaReM logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/60766f2d0cde7.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/60766f2d0cde7.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/60766f2d0cde7.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/60766f2d0cde7.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/60766f2d0cde7.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><span>Instarem<\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        \" data-mobile=\"hide\" data-desktop=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafmt.product.filter_values\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Filter Values\"><script class=\"template-table-filters__productValues is-hidden\" type=\"application\/json\">{     \"under10000\": true  ,         \"over10000\": false  ,         \"Business\": false    }<\/script><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafmt.product.transfer_speed_col1\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fastest Transfer Speed\"><span class=\"text-xxx-large\">Within minutes<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafmt.product.big_fee_text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fees (Pay by Bank Transfer)\"><span class=\"text-xxx-large fmt-fee\">From $0<\/span><span class=\"table-popover has-padding-left-xsmall\" rel=\"popover\" data-content=\"Always look at both the exchange rate and fees when comparing transfer costs. Paying by bank transfer is often cheapest but slowest.\" title=\"\" data-original-title=\"\" style=\"vertical-align: top;\"><\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Enjoy a special exchange rate and zero fees on your first transfer between 50 CAD and 2,500 CAD. <b>Valid until June 30, 2026.<\/b>. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\"><strong>Instarem<\/strong> offers zero transfer fees on all transfers.\n                  <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-2 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"810e4815-db5f-4218-9833-9fd2e03b71a3\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/money-transfer\/instarem-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CAFMT%22%2C%22fieldset%22%3A%22homepage-table%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22604c8b1c-9735-4c07-96d3-f448869887fa%22%2C%22category_name%22%3A%22Home%2Bpage%2B%2528CA%2529%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778350809%22%2C%22position%22%3A%224%22%2C%22offer_id%22%3A%2214520%22%2C%22niche_code%22%3A%22CAFMT%22%2C%22product_id%22%3A%22810e4815-db5f-4218-9833-9fd2e03b71a3%22%2C%22product_name%22%3A%22Instarem%22%2C%22post_id%22%3A%22762192%22%2C%22post_path%22%3A%22international-money-transfers%252Fhow-to-pay-off-an-overseas-debt%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to InstaReM's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Instarem\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"810e4815-db5f-4218-9833-9fd2e03b71a3\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-810e4815-db5f-4218-9833-9fd2e03b71a3\" value=\"810e4815-db5f-4218-9833-9fd2e03b71a3\" name=\"productID\" _productname=\"                            Instarem            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"810e4815-db5f-4218-9833-9fd2e03b71a3\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-810e4815-db5f-4218-9833-9fd2e03b71a3\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"aa8b9cfa-1d1c-430f-8520-b40094c48bb3\" data-provider-id=\"ea3936a0-c130-4546-9f80-ce482d82836f\" data-product-name=\"Africhange\" data-provider-name=\"Africhange\" class=\"grid-column-count-2  mobile-column-count-2 mobile-row-count-5  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/africhange-money-transfers\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/62303894a22cf.png\" alt=\"Africhange logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/62303894a22cf.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/62303894a22cf.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/62303894a22cf.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/62303894a22cf.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/62303894a22cf.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/africhange-money-transfers\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Africhange<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        \" data-mobile=\"hide\" data-desktop=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafmt.product.filter_values\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Filter Values\"><script class=\"template-table-filters__productValues is-hidden\" type=\"application\/json\">{     \"under10000\": true  ,         \"over10000\": false  ,         \"Business\": false    }<\/script><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafmt.product.transfer_speed_col1\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fastest Transfer Speed\"><span class=\"text-xxx-large\">Within minutes<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafmt.product.big_fee_text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fees (Pay by Bank Transfer)\"><span class=\"text-xxx-large fmt-fee\">From $0<\/span><span class=\"table-popover has-padding-left-xsmall\" rel=\"popover\" data-content=\"Always look at both the exchange rate and fees when comparing transfer costs. Paying by bank transfer is often cheapest but slowest.\" title=\"\" data-original-title=\"\" style=\"vertical-align: top;\"><\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\">\n                      Send money in CAD to Africa on this blockchain and P2P powered provider.\n                  <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-2 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"aa8b9cfa-1d1c-430f-8520-b40094c48bb3\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/money-transfer\/africhange-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CAFMT%22%2C%22fieldset%22%3A%22homepage-table%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22604c8b1c-9735-4c07-96d3-f448869887fa%22%2C%22category_name%22%3A%22Home%2Bpage%2B%2528CA%2529%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778350809%22%2C%22position%22%3A%225%22%2C%22offer_id%22%3A%2221314%22%2C%22niche_code%22%3A%22CAFMT%22%2C%22product_id%22%3A%22aa8b9cfa-1d1c-430f-8520-b40094c48bb3%22%2C%22product_name%22%3A%22Africhange%22%2C%22post_id%22%3A%22762192%22%2C%22post_path%22%3A%22international-money-transfers%252Fhow-to-pay-off-an-overseas-debt%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Africhange's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Africhange\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"aa8b9cfa-1d1c-430f-8520-b40094c48bb3\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-aa8b9cfa-1d1c-430f-8520-b40094c48bb3\" value=\"aa8b9cfa-1d1c-430f-8520-b40094c48bb3\" name=\"productID\" _productname=\"                            Africhange            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"aa8b9cfa-1d1c-430f-8520-b40094c48bb3\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-aa8b9cfa-1d1c-430f-8520-b40094c48bb3\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"7acee723-e431-4a24-aad5-60c9213888fe\" data-provider-id=\"06799ec5-e00d-40e2-b292-86059a555b42\" data-product-name=\"Remitly\" data-provider-name=\"Remitly\" class=\"grid-column-count-2  mobile-column-count-2 mobile-row-count-5  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/remitly-money-transfers\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5e1d2a22d3b98.png\" alt=\"Remitly logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5e1d2a22d3b98.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5e1d2a22d3b98.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5e1d2a22d3b98.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5e1d2a22d3b98.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5e1d2a22d3b98.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/remitly-money-transfers\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Remitly<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body awards-badge__body hasPopover\" rel=\"popover\" data-content=\"Remitly was a winner in the &lt;a href='https:\/\/www.finder.com\/ca\/finder-international-money-transfer-awards-2023'&gt;Finder Money Transfer Awards 2023&lt;\/a&gt;.\" data-html=\"true\"><span class=\"badge-text\">Finder Award<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        \" data-mobile=\"hide\" data-desktop=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafmt.product.filter_values\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Filter Values\"><script class=\"template-table-filters__productValues is-hidden\" type=\"application\/json\">{     \"under10000\": true  ,         \"over10000\": false  ,         \"Business\": false    }<\/script><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafmt.product.transfer_speed_col1\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fastest Transfer Speed\"><span class=\"text-xxx-large\">Within minutes<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafmt.product.big_fee_text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fees (Pay by Bank Transfer)\"><span class=\"text-xxx-large fmt-fee\">From $0<\/span><span class=\"table-popover has-padding-left-xsmall\" rel=\"popover\" data-content=\"Always look at both the exchange rate and fees when comparing transfer costs. Paying by bank transfer is often cheapest but slowest.\" title=\"\" data-original-title=\"\" style=\"vertical-align: top;\"><\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        New customers can access special offers like free transfers and better exchange rates. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\"><span style=\"color:#CC0000;\"><strong>Special offers like free transfers and better exchange rates available for new customers.<\/strong><\/span><br><strong>Remitly<\/strong> has quick, affordable transfers around the world, with both express and economy options.\n                  <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-2 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"7acee723-e431-4a24-aad5-60c9213888fe\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/money-transfer\/remitly-money-transfers-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CAFMT%22%2C%22fieldset%22%3A%22homepage-table%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22604c8b1c-9735-4c07-96d3-f448869887fa%22%2C%22category_name%22%3A%22Home%2Bpage%2B%2528CA%2529%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778350809%22%2C%22position%22%3A%226%22%2C%22offer_id%22%3A%2215536%22%2C%22niche_code%22%3A%22CAFMT%22%2C%22product_id%22%3A%227acee723-e431-4a24-aad5-60c9213888fe%22%2C%22product_name%22%3A%22Remitly%22%2C%22post_id%22%3A%22762192%22%2C%22post_path%22%3A%22international-money-transfers%252Fhow-to-pay-off-an-overseas-debt%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Remitly's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Remitly\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"7acee723-e431-4a24-aad5-60c9213888fe\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-7acee723-e431-4a24-aad5-60c9213888fe\" value=\"7acee723-e431-4a24-aad5-60c9213888fe\" name=\"productID\" _productname=\"                            RemitlyFinder Award            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"7acee723-e431-4a24-aad5-60c9213888fe\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-7acee723-e431-4a24-aad5-60c9213888fe\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"7c013ffe-c01a-4dbd-b751-1bcb943869e9\" data-provider-id=\"fa34ddc4-d801-4aef-b80b-183a4a0030fd\" data-product-name=\"MoneyGram\" data-provider-name=\"MoneyGram\" class=\"grid-column-count-2  mobile-column-count-2 mobile-row-count-5  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/moneygram-money-transfers\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/696f9ed844def.png\" alt=\"MoneyGram logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/696f9ed844def.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/696f9ed844def.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/696f9ed844def.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/696f9ed844def.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/696f9ed844def.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/moneygram-money-transfers\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">MoneyGram<\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body awards-badge__body hasPopover\" rel=\"popover\" data-content=\"MoneyGram was a winner in the &lt;a href='https:\/\/www.finder.com\/ca\/finder-international-money-transfer-awards-2023'&gt;Finder Money Transfer Awards 2023&lt;\/a&gt;.\" data-html=\"true\"><span class=\"badge-text\">Finder Award<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        \" data-mobile=\"hide\" data-desktop=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafmt.product.filter_values\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Filter Values\"><script class=\"template-table-filters__productValues is-hidden\" type=\"application\/json\">{     \"under10000\": true  ,         \"over10000\": false  ,         \"Business\": false    }<\/script><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafmt.product.transfer_speed_col1\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fastest Transfer Speed\"><span class=\"text-xxx-large\">Within minutes<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafmt.product.big_fee_text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fees (Pay by Bank Transfer)\"><span class=\"text-xxx-large fmt-fee\">From $0<\/span><span class=\"table-popover has-padding-left-xsmall\" rel=\"popover\" data-content=\"Always look at both the exchange rate and fees when comparing transfer costs. Paying by bank transfer is often cheapest but slowest.\" title=\"\" data-original-title=\"\" style=\"vertical-align: top;\"><\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        For a limited time, get $0 fees on your first money transfer from Canada. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-2 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"7c013ffe-c01a-4dbd-b751-1bcb943869e9\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/money-transfer\/moneygram-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CAFMT%22%2C%22fieldset%22%3A%22homepage-table%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22604c8b1c-9735-4c07-96d3-f448869887fa%22%2C%22category_name%22%3A%22Home%2Bpage%2B%2528CA%2529%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778350809%22%2C%22position%22%3A%227%22%2C%22offer_id%22%3A%2223478%22%2C%22niche_code%22%3A%22CAFMT%22%2C%22product_id%22%3A%227c013ffe-c01a-4dbd-b751-1bcb943869e9%22%2C%22product_name%22%3A%22MoneyGram%22%2C%22post_id%22%3A%22762192%22%2C%22post_path%22%3A%22international-money-transfers%252Fhow-to-pay-off-an-overseas-debt%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to MoneyGram's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about MoneyGram\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"7c013ffe-c01a-4dbd-b751-1bcb943869e9\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-7c013ffe-c01a-4dbd-b751-1bcb943869e9\" value=\"7c013ffe-c01a-4dbd-b751-1bcb943869e9\" name=\"productID\" _productname=\"                            MoneyGramFinder Award            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"7c013ffe-c01a-4dbd-b751-1bcb943869e9\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-7c013ffe-c01a-4dbd-b751-1bcb943869e9\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"4d71478f-e982-4293-8882-cbe1e857be32\" data-provider-id=\"c8ec83ec-b40a-4780-a58d-83b0507842ea\" data-product-name=\"OFX \" data-provider-name=\"OFX \" class=\"grid-column-count-2  mobile-column-count-2 mobile-row-count-5  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/ofx-international-money-transfers\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/652d8d4485d6c.png\" alt=\"OFX  logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/652d8d4485d6c.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/652d8d4485d6c.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/652d8d4485d6c.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/652d8d4485d6c.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/652d8d4485d6c.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/ofx-international-money-transfers\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">OFX <\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body awards-badge__body hasPopover\" rel=\"popover\" data-content=\"OFX was a winner in the &lt;a href='https:\/\/www.finder.com\/ca\/finder-international-money-transfer-awards-2023'&gt;Finder Money Transfer Awards 2023&lt;\/a&gt;.\" data-html=\"true\"><span class=\"badge-text\">Finder Award<\/span><\/span><span class=\"gx-badge__body\"><span class=\"badge-text\">Exclusive<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        \" data-mobile=\"hide\" data-desktop=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafmt.product.filter_values\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Filter Values\"><script class=\"template-table-filters__productValues is-hidden\" type=\"application\/json\">{     \"under10000\": false  ,         \"over10000\": true  ,         \"Business\": true    }<\/script><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafmt.product.transfer_speed_col1\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fastest Transfer Speed\"><span class=\"text-xxx-large\">24 hours<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafmt.product.big_fee_text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fees (Pay by Bank Transfer)\"><span class=\"text-xxx-large fmt-fee\">From $0<\/span><span class=\"table-popover has-padding-left-xsmall\" rel=\"popover\" data-content=\"Always look at both the exchange rate and fees when comparing transfer costs. Paying by bank transfer is often cheapest but slowest.\" title=\"\" data-original-title=\"\" style=\"vertical-align: top;\"><\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\"><strong>Finder exclusive:<\/strong> Discounted exchange rates for your first and ongoing transactions. $0 transfer fee. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\"><span style=\"color:#CC0000;\"><strong>Exclusive offer: Discounted exchange rates for your first and ongoing transactions. $0 transfer fee.<\/strong><\/span><br><strong>OFX<\/strong> has no maximum limit transfers, with competitive exchange rates for 45+ currencies.\n                  <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-2 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\",\"exclusive\"],\"productId\":\"4d71478f-e982-4293-8882-cbe1e857be32\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/money-transfer\/ofx-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CAFMT%22%2C%22fieldset%22%3A%22homepage-table%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22604c8b1c-9735-4c07-96d3-f448869887fa%22%2C%22category_name%22%3A%22Home%2Bpage%2B%2528CA%2529%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778350809%22%2C%22position%22%3A%228%22%2C%22offer_id%22%3A%2225158%22%2C%22niche_code%22%3A%22CAFMT%22%2C%22product_id%22%3A%224d71478f-e982-4293-8882-cbe1e857be32%22%2C%22product_name%22%3A%22OFX%2B%22%2C%22post_id%22%3A%22762192%22%2C%22post_path%22%3A%22international-money-transfers%252Fhow-to-pay-off-an-overseas-debt%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to OFX 's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about OFX \" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\",\"exclusive\"],\"productId\":\"4d71478f-e982-4293-8882-cbe1e857be32\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-4d71478f-e982-4293-8882-cbe1e857be32\" value=\"4d71478f-e982-4293-8882-cbe1e857be32\" name=\"productID\" _productname=\"                            OFX Finder AwardExclusive            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\",\"exclusive\"],\"productId\":\"4d71478f-e982-4293-8882-cbe1e857be32\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-4d71478f-e982-4293-8882-cbe1e857be32\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"e6654df2-c809-426d-a608-9f74b3a6ab05\" data-provider-id=\"ad694ba2-8c5e-4e8b-87b3-b66de7580c8d\" data-product-name=\"Xe Money Transfers \" data-provider-name=\"Xe\" class=\"grid-column-count-2  mobile-column-count-2 mobile-row-count-5  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/xe\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/668c354a40797.jpg\" alt=\"Xe logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/668c354a40797.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/668c354a40797.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/668c354a40797.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/668c354a40797.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/668c354a40797.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/xe\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Xe Money Transfers <\/a><\/span><div class=\"gx-badge\"><span class=\"gx-badge__body awards-badge__body hasPopover\" rel=\"popover\" data-content=\"Xe was a winner in the &lt;a href='https:\/\/www.finder.com\/ca\/finder-international-money-transfer-awards-2023'&gt;Finder Money Transfer Awards 2023&lt;\/a&gt;.\" data-html=\"true\"><span class=\"badge-text\">Finder Award<\/span><\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        \" data-mobile=\"hide\" data-desktop=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafmt.product.filter_values\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Filter Values\"><script class=\"template-table-filters__productValues is-hidden\" type=\"application\/json\">{     \"under10000\": false  ,         \"over10000\": true  ,         \"Business\": false    }<\/script><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafmt.product.transfer_speed_col1\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fastest Transfer Speed\"><span class=\"text-xxx-large\">Within minutes<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafmt.product.big_fee_text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fees (Pay by Bank Transfer)\"><span class=\"text-xxx-large fmt-fee\">$0<\/span><span class=\"table-popover has-padding-left-xsmall\" rel=\"popover\" data-content=\"Always look at both the exchange rate and fees when comparing transfer costs. Paying by bank transfer is often cheapest but slowest.\" title=\"\" data-original-title=\"\" style=\"vertical-align: top;\"><\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--description comparison-table__feature--longtext sorter-false \" data-sortvalue=\"\" data-mobile=\"\" data-desktop=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-description js-calculator-table-value\" data-heading=\"Product Description\"><strong>Xe<\/strong> has fast transfers with low fees and a range of foreign currency tools.\n                  <\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-2 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"e6654df2-c809-426d-a608-9f74b3a6ab05\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/money-transfer\/xe-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CAFMT%22%2C%22fieldset%22%3A%22homepage-table%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22604c8b1c-9735-4c07-96d3-f448869887fa%22%2C%22category_name%22%3A%22Home%2Bpage%2B%2528CA%2529%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778350809%22%2C%22position%22%3A%229%22%2C%22offer_id%22%3A%2219045%22%2C%22niche_code%22%3A%22CAFMT%22%2C%22product_id%22%3A%22e6654df2-c809-426d-a608-9f74b3a6ab05%22%2C%22product_name%22%3A%22Xe%2BMoney%2BTransfers%2B%22%2C%22post_id%22%3A%22762192%22%2C%22post_path%22%3A%22international-money-transfers%252Fhow-to-pay-off-an-overseas-debt%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Xe's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Xe Money Transfers \" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"e6654df2-c809-426d-a608-9f74b3a6ab05\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-e6654df2-c809-426d-a608-9f74b3a6ab05\" value=\"e6654df2-c809-426d-a608-9f74b3a6ab05\" name=\"productID\" _productname=\"                            Xe Money Transfers Finder Award            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[\"finder_awards\"],\"productId\":\"e6654df2-c809-426d-a608-9f74b3a6ab05\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-e6654df2-c809-426d-a608-9f74b3a6ab05\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"db70e96b-2dc9-4195-9d44-4c671157c865\" data-provider-id=\"7c655d5c-94e5-46b6-be87-b3e3bc2c4d1f\" data-product-name=\"Airwallex\" data-provider-name=\"Airwallex\" class=\"grid-column-count-2  mobile-column-count-2 mobile-row-count-5  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/business-transfers\/airwallex-business-transfers\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/66a934476d044.png\" alt=\"Airwallex logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66a934476d044.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66a934476d044.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66a934476d044.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/66a934476d044.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/66a934476d044.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/business-transfers\/airwallex-business-transfers\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Airwallex<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        \" data-mobile=\"hide\" data-desktop=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafmt.product.filter_values\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Filter Values\"><script class=\"template-table-filters__productValues is-hidden\" type=\"application\/json\">{     \"under10000\": false  ,         \"over10000\": false  ,         \"Business\": true    }<\/script><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafmt.product.transfer_speed_col1\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fastest Transfer Speed\"><span class=\"text-xxx-large\">Within an hour<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafmt.product.big_fee_text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Fees (Pay by Bank Transfer)\"><span class=\"text-xxx-large fmt-fee\">$0 - $35<\/span><span class=\"table-popover has-padding-left-xsmall\" rel=\"popover\" data-content=\"Always look at both the exchange rate and fees when comparing transfer costs. Paying by bank transfer is often cheapest but slowest.\" title=\"\" data-original-title=\"\" style=\"vertical-align: top;\"><\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Get up to $500 in FX fees refunded for international money transfers sent within the first 3 months of opening a new account. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-2 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"db70e96b-2dc9-4195-9d44-4c671157c865\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/money-transfer\/airwallex-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CAFMT%22%2C%22fieldset%22%3A%22homepage-table%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22604c8b1c-9735-4c07-96d3-f448869887fa%22%2C%22category_name%22%3A%22Home%2Bpage%2B%2528CA%2529%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778350809%22%2C%22position%22%3A%2210%22%2C%22offer_id%22%3A%2225170%22%2C%22niche_code%22%3A%22CAFMT%22%2C%22product_id%22%3A%22db70e96b-2dc9-4195-9d44-4c671157c865%22%2C%22product_name%22%3A%22Airwallex%22%2C%22post_id%22%3A%22762192%22%2C%22post_path%22%3A%22international-money-transfers%252Fhow-to-pay-off-an-overseas-debt%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Airwallex's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Airwallex\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"db70e96b-2dc9-4195-9d44-4c671157c865\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-db70e96b-2dc9-4195-9d44-4c671157c865\" value=\"db70e96b-2dc9-4195-9d44-4c671157c865\" name=\"productID\" _productname=\"                            Airwallex            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"db70e96b-2dc9-4195-9d44-4c671157c865\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-db70e96b-2dc9-4195-9d44-4c671157c865\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n\n      try {\n        const url = new URL(redirectUrl);\n        const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n\n        if (!rawParams) return;\n        const decoded = decodeURIComponent(rawParams);\n        const parsed = JSON.parse(decoded);\n        const { offer_id, niche_code, site, product_name, product_id } = parsed;\n\n        return {\n          redirectUrl,\n          offerId: offer_id,\n          niche: niche_code || site,\n          productName: product_name,\n          productId: product_id,\n        };\n      } catch (e) {\n        console.error(\"Failed to parse redirect_tracking_params\", e);\n      }\n    }\n\n    function initCountdownTimer(rewardsProduct, endDateStr) {\n      const countdownEl = rewardsProduct.querySelector(\".deals-countdown\");\n      \n      if (!countdownEl || !endDateStr) return;\n\n      const daysEl = countdownEl.querySelector(\"[data-countdown-days]\");\n      const hoursEl = countdownEl.querySelector(\"[data-countdown-hours]\");\n      const minutesEl = countdownEl.querySelector(\"[data-countdown-minutes]\");\n      const secondsEl = countdownEl.querySelector(\"[data-countdown-seconds]\");\n\n      let countdownInterval;\n\n      const updateCountdown = () => {\n        const now = new Date().getTime();\n        const endTime = new Date(endDateStr).getTime();\n        const distance = endTime - now;\n\n        if (distance < 0) {\n          \/\/ Countdown finished\n          if (daysEl) daysEl.textContent = \"00d\";\n          if (hoursEl) hoursEl.textContent = \"00h\";\n          if (minutesEl) minutesEl.textContent = \"00m\";\n          if (secondsEl) secondsEl.textContent = \"00s\";\n          if (countdownInterval) {\n            clearInterval(countdownInterval);\n          }\n          return;\n        }\n\n        const days = Math.floor(distance \/ (1000 * 60 * 60 * 24));\n        const hours = Math.floor((distance % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n        const minutes = Math.floor((distance % (1000 * 60 * 60)) \/ (1000 * 60));\n        const seconds = Math.floor((distance % (1000 * 60)) \/ 1000);\n\n        if (daysEl) daysEl.textContent = days.toString().padStart(2, \"0\") + \"d\";\n        if (hoursEl) hoursEl.textContent = hours.toString().padStart(2, \"0\") + \"h\";\n        if (minutesEl) minutesEl.textContent = minutes.toString().padStart(2, \"0\") + \"m\";\n        if (secondsEl) secondsEl.textContent = seconds.toString().padStart(2, \"0\") + \"s\";\n      };\n\n      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window.rewards.displayModal(pillModalParams, false, cta);\n            }\n          });\n        }\n\n        const rewardsProduct = table.querySelector(\n          `div[data-rewards-product-id=\"${productId}\"]:not([data-rewards-banner-attached])`\n        );\n        if (!rewardsProduct) return;\n\n        const endDateStr = rewardsProduct.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        \/\/ Format date for Australian locale (dd MMM yyyy)\n        const formattedDate = new Intl.DateTimeFormat(\"en-AU\", {\n          day: \"2-digit\",\n          month: \"short\",\n          year: \"numeric\",\n        }).format(new Date(endDateStr));\n\n        const endDateEl = rewardsProduct.querySelector(\".rewards-end-date\");\n        if (endDateEl && endDateEl.textContent !== formattedDate) {\n          endDateEl.textContent = ` ${formattedDate}`;\n        }\n\n        \/\/ Calculate days remaining\n        const days = Math.ceil((new Date(endDateStr) - new Date()) \/ 86400000);\n\n        \/\/ Show \"Ends Soon\" badge if campaign ends within 7 days\n        if (days <= 7 && days > 0) {\n          const dealsEndsEl = rewardsProduct.querySelector(\".deals-ends\");\n          const dealsPhoneEl = rewardsProduct.querySelector(\".deals-phone\");\n\n          if (dealsEndsEl && dealsEndsEl.style.display !== \"inline-flex\") {\n            dealsEndsEl.style.display = \"inline-flex\";\n          }\n          if (dealsPhoneEl && dealsPhoneEl.style.top !== \"23px\") {\n            dealsPhoneEl.style.top = \"23px\";\n          }\n        }\n\n        \/\/ Initialize countdown timer\n        initCountdownTimer(rewardsProduct, endDateStr);\n\n        const dealsLeftEl = rewardsProduct.querySelector(\".deals-left\");\n        const dealsList = rewardsProduct.querySelector(\".deals-list\");\n        const dealsHeader = rewardsProduct.querySelector(\".deals-header\");\n\n        const handleClick = (triggerEl) => {\n          const row = triggerEl.closest(\"tr\");\n\n          if (!row) return;\n\n          const cta = row.querySelector(\".rewards--cta\");\n\n          if (!cta) return;\n\n          const linkParams = getLinkParams(cta);\n          if (!linkParams) return;\n\n          const { productId, redirectUrl, productName, niche, offerId } = linkParams;\n\n          const modalParams = {\n            productId,\n            campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n            redirectUrl,\n            productName,\n            providerName: row.getAttribute(\"data-provider-name\") || \"\",\n            niche,\n            offerId,\n            component: \"infobox\",\n          };\n\n          if (\n            window.rewards &&\n            typeof window.rewards.displayModal === \"function\"\n          ) {\n            window.rewards.displayModal(modalParams, false, cta);\n          }\n        };\n\n        if (dealsLeftEl && !dealsLeftEl.dataset.bound) {\n          dealsLeftEl.dataset.bound = \"true\";\n          dealsLeftEl.addEventListener(\"click\", () => handleClick(dealsLeftEl));\n        }\n\n        if (dealsList && !dealsList.dataset.bound) {\n          dealsList.dataset.bound = \"true\";\n          dealsList.addEventListener(\"click\", () => handleClick(dealsList));\n        }\n\n        if (dealsHeader && !dealsHeader.dataset.bound) {\n          dealsHeader.dataset.bound = \"true\";\n          dealsHeader.addEventListener(\"click\", () => handleClick(dealsHeader));\n        }\n\n        rewardsProduct.dataset.rewardsBannerAttached = \"true\";\n      });\n    };\n\n    const tables = document.querySelectorAll(\n      \"table.rewards--container[data-table-record-ids]\"\n    );\n\n    tables.forEach((table) => {\n      const tableObserver = new MutationObserver(() => {\n        setTimeout(() => initRewards(table), 0);\n      });\n\n      tableObserver.observe(table, {\n        childList: true,\n        subtree: true,\n      });\n\n      initRewards(table);\n    });\n\n    \/\/ Pill countdown timers (minimal UX)\n    function initPillCountdowns() {\n      const countdowns = document.querySelectorAll(\"[data-rewards-pill-countdown]:not([data-pill-countdown-bound])\");\n\n      countdowns.forEach((el) => {\n        el.dataset.pillCountdownBound = \"true\";\n        const endDateStr = el.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        const endTime = new Date(endDateStr).getTime();\n        if (Number.isNaN(endTime)) return;\n        const now = new Date().getTime();\n        const distance = endTime - now;\n        const sevenDaysMs = 7 * 24 * 60 * 60 * 1000;\n\n        if (distance <= 0) {\n          const wrapper = el.closest(\".rewards-pill-wrapper\");\n          if (wrapper) wrapper.style.display = \"none\";\n          return;\n        }\n\n        if (distance > sevenDaysMs) {\n          return;\n        }\n\n        el.removeAttribute(\"hidden\");\n\n        const daysEl = el.querySelector(\"[data-pill-countdown-days]\");\n        const hoursEl = el.querySelector(\"[data-pill-countdown-hours]\");\n        const minutesEl = el.querySelector(\"[data-pill-countdown-minutes]\");\n        const secondsEl = el.querySelector(\"[data-pill-countdown-seconds]\");\n\n        let interval;\n        const updatePillCountdown = () => {\n          if (!el.isConnected) {\n            if (interval) clearInterval(interval);\n            return;\n          }\n\n          const remaining = endTime - new Date().getTime();\n\n          if (remaining <= 0) {\n            if (daysEl) daysEl.textContent = \"0d\";\n            if (hoursEl) hoursEl.textContent = \"0h\";\n            if (minutesEl) minutesEl.textContent = \"0m\";\n            if (secondsEl) secondsEl.textContent = \"0s\";\n            if (interval) clearInterval(interval);\n            \/\/ Hide pill wrapper on expiry\n            const wrapper = el.closest(\".rewards-pill-wrapper\");\n            if (wrapper) wrapper.style.display = \"none\";\n            return;\n          }\n\n          const days = Math.floor(remaining \/ (1000 * 60 * 60 * 24));\n          const hours = Math.floor((remaining % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n          const minutes = Math.floor((remaining % (1000 * 60 * 60)) \/ (1000 * 60));\n          const seconds = Math.floor((remaining % (1000 * 60)) \/ 1000);\n\n          if (daysEl) daysEl.textContent = days + \"d\";\n          if (hoursEl) hoursEl.textContent = hours + \"h\";\n          if (minutesEl) minutesEl.textContent = minutes + \"m\";\n          if (secondsEl) secondsEl.textContent = seconds + \"s\";\n        };\n\n        updatePillCountdown();\n        interval = setInterval(updatePillCountdown, 1000);\n      });\n    }\n\n    initPillCountdowns();\n\n    const allTables = document.querySelectorAll(\"table\");\n    allTables.forEach((table) => {\n      const observer = new MutationObserver(() => {\n        setTimeout(initPillCountdowns, 0);\n      });\n      observer.observe(table, { childList: true, subtree: true });\n    });\n  });\n})();\n<\/script><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer hide-comparison-table__paginationContainer\"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"\">Load More<\/button><div class=\"js-show-more-data_count-604c8b1c-9735-4c07-96d3-f448869887fa comparison-table__dataCount\">Showing\n\t\t\t10\n\t\t\tof\n\t\t\t10\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CAFMT\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<div class=\"luna-card--shadow\" style=\"background-color: #0070dc;\">\n<div class=\"column_wrapper has-padding-small\">\n<div class=\"u-grid u-grid--alignStretch u-grid--gutterSmall\">\n<div class=\"u-grid__col u-1\/2@s\"><article class=\"luna-card luna-card--border luna-card--stretch\">\n<div class=\"luna-card__block\">\n<div class=\"u-grid u-grid--gutterCollapse\">\n<div class=\"u-grid__col u-1\/5\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-1876360\" title=\"Image: Infogram\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2019\/07\/Padlock-Icon_Infogram_58x38.png\" alt=\"Blue icon of a padlock\" width=\"58\" height=\"38\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2019\/07\/Padlock-Icon_Infogram_58x38.png?fit=174 174w\" sizes=\"(max-width: 174px) 100vw, 174px\" loading=\"lazy\"><\/div>\n<div class=\"u-grid__col u-4\/5\">We only list services that are overseen by a government regulator.<\/div>\n<\/div>\n<\/div>\n<\/article><\/div>\n<div class=\"u-grid__col u-1\/2@s\"><article class=\"luna-card luna-card--border luna-card--stretch\">\n<div class=\"luna-card__block\">\n<div class=\"u-grid u-grid--gutterCollapse\">\n<div class=\"u-grid__col u-1\/5\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-1876354\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2019\/07\/FinderLogo_Supplied_58x38.png\" alt=\"Finder's logo\" width=\"58\" height=\"38\" srcset=\"https:\/\/www.finder.com\/finder-au\/wp-uploads\/2019\/07\/FinderLogo_Supplied_58x38.png?fit=174 174w\" sizes=\"(max-width: 174px) 100vw, 174px\" loading=\"lazy\"><\/div>\n<div class=\"u-grid__col u-4\/5\">Every service we compare has been assessed and reviewed by our editorial team.<\/div>\n<\/div>\n<\/div>\n<\/article><\/div>\n<\/div>\n<\/div>\n<\/div><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/international-money-transfer-apps\" style=\"text-decoration:underline; font-size:0.9em;\">Explore the best money transfer apps<\/a>\n<\/div>\n<\/article><h3 id=\"1\">Common overseas debts<\/h3><p>Because debt is such a widespread part of life for many people, it\u2019s not unusual for people to owe money when they move overseas. Some of the most common outstanding debts you might be facing include:<\/p><div class=\"u-grid u-grid--gutterCollapse\"><div class=\"u-grid__col u-1\/2@s u-1\/1\"><ul class=\"list-10\"><li>Credit card debt<\/li><li>Student loans and education fees<\/li><li>Car loans<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s u-1\/1\"><ul class=\"list-10\"><li>Personal loans<\/li><li>Home loans<\/li><li>Tax debt<\/li><\/ul><\/div><\/div><div class=\"has-padding-xsmall\"><\/div><p>But despite the fact that you still owe money, sometimes life changes and you decide to move abroad. Whether it\u2019s your career, romance or even a simple desire for adventure that prompts you to move to Canada, you can still do so even if you are in debt.<\/p><h3 id=\"#2\">Can I leave my debts behind?<\/h3><p>In many cases, your debt won\u2019t stop you from leaving your home country and heading somewhere else. But that doesn\u2019t mean you\u2019ll be able to leave those old debts behind and start over with a clean slate.<\/p><p>What happens to your debt depends on many factors like how much you owe, who you owe and debt repayment laws in your home country. There are several potential outcomes, including:<\/p><ul class=\"list-3\"><li><strong>Arrest.<\/strong> If you owe money to your home country\u2019s government, you could be arrested at the airport before you even depart. Alternatively, you may be refused permission to head overseas and have your passport seized.<\/li><li><strong>Your credit history will suffer.<\/strong> If you try to skip out on your debt or fail to make repayments on time, your credit file back home will take a hit. This could have devastating consequences in the future if you ever move back. Your credit history could also catch up with you if any lender you approach asks for foreign credit history details.<\/li><li><strong>You may face legal action.<\/strong> Your creditors may take legal action against you to recover their money. This might continue regardless of whether you\u2019re in the country and able to attend court. An overseas court might not be able to force you to pay debt internationally, but it could allow creditors to go after any assets you have in your home country.<\/li><li><strong>You could lose some of your salary.<\/strong> If you work overseas for a company based in your home country, your pay could be garnished or withheld.<\/li><li><strong>Your creditors could catch up with you<\/strong>. Banks or credit card providers may send debt collectors after you in your new country of residence to try to reclaim their debt.<\/li><\/ul><h3 id=\"#3\">How to deal with overseas debt collectors<\/h3><p>Dealing with debt collectors can be worrying and intimidating for many, but you may have to do it if you want to get your finances back on track. The best approach is to be proactive and work out a reasonable and affordable agreement to pay back the money you owe.<\/p><p>Showing that you are willing to work to pay off your debt as quickly as possible will take some of the sting out of the situation. It\u2019s also important to remember that, when dealing with debt collectors, you have rights and don\u2019t have to be harassed, intimidated or treated unfairly.<\/p><h3 id=\"#6\">Top tips for paying off overseas debt<\/h3><ul><li><strong>Keep an overseas bank account open.<\/strong> Consider keeping your existing bank account open when you move to another country. This will give you a destination for your international money transfer and allow you to manage debt payments online.<\/li><li><strong>Try to pay off debt before you leave.<\/strong> Paying off overseas debts leads to additional expenses for exchange rates and transfer fees. The longer you wait, the more interest you could pay if rates weaken. Try to pay off debt before leaving your home country\u2014can you use proceeds from selling your house, furniture or car?<\/li><li><strong>Don\u2019t expect debt collection agencies to be limited to one country.<\/strong> Moving overseas won\u2019t help you escape debt. Many debt collection agencies operate internationally, while other agencies can \u201coutsource\u201d your debt to other collectors.<\/li><\/ul><h3>Bottom line<\/h3><p>Managing debt while you\u2019re overseas is a little complicated, but it\u2019s not impossible. If you need to <a href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\">transfer money to creditors internationally<\/a>, do your research to find the most competitive exchange rates and the lowest fees. Then relax knowing that, even if it takes a while to pay down your debt, you\u2019ve got it under control.<\/p><h3>FAQs about overseas debt<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Should I pay my creditor with a credit card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>We don't recommend it. If you have an active credit card in your home country, you can use that to pay your creditors as long as they accept credit cards. However, you'll still need to pay off your credit card, which leaves you right back where you started.<\/p><p>If you have a Canadian credit card that you can easily pay off with funds from your bank account, you may be able to use it to pay your overseas creditors. But it's likely to come with an unfavorable exchange rate plus foreign transaction fees.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">How will my credit score affect me abroad?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>It depends. Every country has its own unique credit scoring system. However, your current credit file will remain in your home country if you ever return.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">When can a creditor take money out of my savings account?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Laws concerning debt vary wildly by country. To find out if your overseas creditor can take money out of your savings account in your home country, you'll need to look up your country's laws.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000006\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000006\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Paying off an overseas debt with an international money transfer can lead to huge savings on fees and interest.<\/p>\n","protected":false},"author":516,"featured_media":1044592,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[245],"tags":[],"asset_tag":[],"class_list":["post-762192","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-international-money-transfers"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How To Pay off Overseas Debt | Finder Canada<\/title>\n<meta name=\"description\" content=\"Pay off your debt faster with the right international money transfer. Compare your options for the best exchange rate with the lowest fees.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/international-money-transfers\/how-to-pay-off-an-overseas-debt\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How To Pay off Overseas Debt | Finder Canada\" \/>\n<meta property=\"og:description\" content=\"Pay off your debt faster with the right international money transfer. 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If you have an active credit card in your home country, you can use that to pay your creditors as long as they accept credit cards. However, you'll still need to pay off your credit card, which leaves you right back where you started.\r\rIf you have a Canadian credit card that you can easily pay off with funds from your bank account, you may be able to use it to pay your overseas creditors. But it's likely to come with an unfavorable exchange rate plus foreign transaction fees.\r"}},{"@type":"Question","name":"How will my credit score affect me abroad?","acceptedAnswer":{"@type":"Answer","text":"\rIt depends. Every country has its own unique credit scoring system. However, your current credit file will remain in your home country if you ever return.\r"}},{"@type":"Question","name":"When can a creditor take money out of my savings account?","acceptedAnswer":{"@type":"Answer","text":"\rLaws concerning debt vary wildly by country. To find out if your overseas creditor can take money out of your savings account in your home country, you'll need to look up your country's laws.\r"}}]}]},"article_modified_time":"2024-09-06T20:45:56+00:00"},"custom_fields":{"show_author_box":["yes"],"_content_type":["niche-content\/information\/how-to"],"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"_masthead_subheading":["{\"text\":\"Don&#039;t let your debt follow you around the world.\"}"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/762192"}],"collection":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/users\/516"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/comments?post=762192"}],"version-history":[{"count":6,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/762192\/revisions"}],"predecessor-version":[{"id":1070732,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/762192\/revisions\/1070732"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media\/1044592"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media?parent=762192"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/categories?post=762192"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/tags?post=762192"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/asset_tag?post=762192"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}