{"id":755211,"date":"2018-11-25T18:30:38","date_gmt":"2018-11-25T23:30:38","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=755211"},"modified":"2025-04-21T20:14:15","modified_gmt":"2025-04-22T00:14:15","slug":"scotiabank-platinum-american-express-credit-card","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-platinum-american-express-credit-card","title":{"rendered":"Scotiabank Platinum American Express Card review"},"content":{"rendered":"<h4>30-second take<\/h4><ul class=\"list-1\"><li>Get this card if you want the chance to earn quadruple the Scene+ points on daily purchases.<\/li><\/ul><ul class=\"list-12\"><li>Choose something else if you&#8217;re not a frequent traveler or would rather not pay an annual fee.<\/li><\/ul><ul class=\"list-3\"><li>You must have a minimum annual income of $12,000.<\/li><\/ul><div class=\"has-overflow-auto\"><\/div><h3>The basics<\/h3><\/h3><p>If you enjoy luxury travel at a fraction of the cost and you&#8217;re looking for a top-rated travel rewards card with all the bells and whistles, then the Scotiabank Platinum American Express Card might be just the ticket.<\/p>Earn 2x Scene+ points for every $1 you spend on all your eligible purchases. Get up to 80,000 bonus Scene+ points in the first 14 months. <b>Apply by July 1, 2026.<\/b><div class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><h4>Beyond travel rewards<\/h4> If you&#8217;re not planning to travel in the near future but you want to redeem your rewards, you can choose from a wide selection of merchandise and gifts offered by Scene+.<\/div><\/div><h3>The perks<\/h3><ul class=\"list-1\"><li><strong>No blackout dates. <\/strong>Redeem your Scene+ for travel anytime, anywhere, with no travel restrictions.<\/li><li><strong>Exclusive benefits.<\/strong> Access complimentary concierge services and other travel services.<\/li><li><strong>Airport Lounge Access. <\/strong>Enjoy Priority Pass membership plus 10 free visits to over 1200+ VIP airport lounges worldwide.<\/li><li><strong>Hertz #1 Club Gold Member. <\/strong> Enjoy special privileges and benefits at over 8,500 Hertz car rental locations across 147 countries.<\/li><li><strong>Price Protection Service.<\/strong> File a claim if your recent purchase drops in price within 60 days and receive the price difference up to $100 per item and $500 per calendar year.<\/li><li><strong>Purchase insurance.<\/strong> Get extended warranty and insurance coverage to cover theft, loss or damage on most items purchased with your card (for 90 days from purchase date).<\/li><li><strong>Travel insurance. <\/strong>Take advantage of comprehensive travel insurance to cover car rental theft or collision, flight cancellations\/interruptions, baggage delays or lost luggage, hotel burglaries and other incidentals. This comes on top of Travel Emergency Medical Insurance and Travel Accident Insurance coverage.<\/li><li><strong>World class service.<\/strong> Contact customer service 24\/7 to report issues with your account and troubleshoot problems by speaking directly to an agent.<\/li><\/ul><div class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><h4>American Express benefits<\/h4> American Express offers cardholders front-of-the-line access to in-demand music, sports, dining, entertainment, fashion experiences and more. Get exclusive access to an array of unique experiences complete with red carpet treatment with your Platinum VIP Pass. <\/div><\/div><h3>What to watch out for<\/h3><ul class=\"list-3\"><li><b>Not as widely accepted overseas.<\/b>The Scotiabank Platinum American Express Card may not be accepted in certain location overseas.<\/li><li><b>High annual fee. <\/b>You have to pay an annual fee of $399 for the card, with each additional card costing $99.<\/li><li><strong>High minimum credit limit.<\/strong> The minimum credit limit is $10,000 which is higher than many other credit cards.<\/li><\/ul><h3>Scotiabank Platinum American Express Card interest rates<\/h3><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"width: 50%; text-align: left;\" scope=\"col\"><b>Interest Type<\/b><\/th><th style=\"width: 50%; text-align: left;\" scope=\"col\"><b>Interest Rate<\/b><\/th><\/tr><\/thead><tbody><tr><td>Purchase interest rate<\/td><td>9.99%<\/td><\/tr><tr><td>Cash advance rate<\/td><td>9.99%<\/td><\/tr><tr><td>Standard balance transfer rate<\/td><td>9.99%<\/td><\/tr><\/tbody><\/table><h3>What do other customers say?<\/h3><p>Many customers are pleased with the rewards point earn offered by the Scotiabank Platinum American Express Card. Flexible rewards are a big draw for some cardholders. Those who travel frequently are happy to take full of advantage of perks like free airport lounge access, comprehensive travel insurance and Platinum VIP status. However, some customers prefer to opt for a fee-free or low-fee card instead of shelling out the $399 annual fee for the Scotiabank Platinum American Express Card.<\/p><h3>What should I know before I apply<\/h3><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">Eligibility requirements<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><p>To apply for the Scotiabank Platinum American Express Card you need to:<\/p><ul class=\"list-7\"><li data-bind=\"html: $data\">Be a Canadian citizen or permanent resident.<\/li><li data-bind=\"html: $data\">Be the age of majority in the province or territory where you live.<\/li><li data-bind=\"html: $data\">Have an annual gross income of at least $12,000 without declaring bankruptcy in the past 7 years.<\/li><\/ul><\/div>\n  <\/div>\n<\/li><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">Required documents and information<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"><ul class=\"list-7\"><li>Your name, residential status and contact information.<\/li><li>Your social insurance number and date of birth.<\/li><li>Your email address and phone number.<\/li><\/ul><\/div>\n  <\/div>\n<\/li><\/ul><h3>How to apply<\/h3><ol><li>Go to the Scotiabank website to start filling out the online application.<\/li><li>Read through the Disclosure Statement details and click <b>Accept &amp; continue.<\/b><\/li><li>Complete the application with details that include your name, email address, social insurance number and birth date.<\/li><li>Review and submit your application.<\/li><\/ol><h3>Bottom line<\/h3><p>The Scotiabank Platinum American Express Card offers hard-to-beat travel rewards points on eligible purchases. The card provides a full suite of travel and purchase insurance along with some high-end extras, including complimentary airport lounge access, exclusive access to in-demand dining and entertainment experiences and much more. If you&#8217;re looking for a comprehensive travel card and don&#8217;t mind paying the annual fee, then this card might be right up your alley.<\/p><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">How do I check my points balance with the Scotiabank Platinum American Express Card ?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Log in to your account on Scotiabank and navigate to the rewards page. You will be able to see your points balance once on this page.<\/p><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">Does the Scotiabank Platinum American Express Card come with a welcome bonus offer?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p><p>Yes, depending on when you signup. Get up to 80,000 bonus Scene+ points in the first 14 months. <b>Apply by July 1, 2026.<\/b><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<p><small>Pictures: scotiabank.com\/ca<\/small><\/p>","protected":false},"excerpt":{"rendered":"<p>Access Scotiabank&#8217;s top-notch travel rewards program when you sign up for the Scotiabank Platinum American Express Card.<\/p>\n","protected":false},"author":474,"featured_media":793428,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"nicheCode":"","productId":"","enableOptimizely":false,"_persistent_nav_menu_items":null,"blockTemplateId":"","_post_hreflang":"en","related_url":"\/scotiabank-platinum-american-express-credit-card","workflow-intro":"","workflow-faq":"","workflow-conclusion":"","workflow-benefits":"","workflow-overview":"","workflow-test":"","footnotes":""},"categories":[5739],"tags":[],"asset_tag":[],"class_list":["post-755211","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-scotiabank-credit-cards"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Scotiabank Platinum American Express Card Review | Finder<\/title>\n<meta name=\"description\" content=\"Our Scotiabank Platinum American Express Card review reveals the perks and drawbacks of this travel rewards card. Apply securely today.\" \/>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Scotiabank Platinum American Express Card review\" \/>\n<meta property=\"og:description\" content=\"Our Scotiabank Platinum American Express Card review reveals the perks and drawbacks of this travel rewards card. Apply securely today.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-platinum-american-express-credit-card\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2018-11-25T23:30:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/11\/ScotiabankPlatinumAmericanExpressCreditCard_Supplied_250x250.png\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Claire Horwood\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Claire Horwood\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-platinum-american-express-credit-card#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-platinum-american-express-credit-card\"},\"author\":{\"name\":\"Claire Horwood\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414\"},\"headline\":\"Scotiabank Platinum American Express Card review\",\"datePublished\":\"2018-11-25T23:30:38+00:00\",\"dateModified\":\"2023-01-24T12:20:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-platinum-american-express-credit-card\"},\"wordCount\":1298,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-platinum-american-express-credit-card#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2018\/11\/ScotiabankPlatinumAmericanExpressCreditCard_Supplied_250x250.png\",\"articleSection\":[\"Scotiabank Credit Cards\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-platinum-american-express-credit-card\",\"url\":\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-platinum-american-express-credit-card\",\"name\":\"Scotiabank Platinum American Express Card Review | Finder\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-platinum-american-express-credit-card#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-platinum-american-express-credit-card#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2018\/11\/ScotiabankPlatinumAmericanExpressCreditCard_Supplied_250x250.png\",\"datePublished\":\"2018-11-25T23:30:38+00:00\",\"dateModified\":\"2023-01-24T12:20:08+00:00\",\"description\":\"Our Scotiabank Platinum American Express Card review reveals the perks and drawbacks of this travel rewards card. 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