{"id":755181,"date":"2018-11-25T18:43:05","date_gmt":"2018-11-25T23:43:05","guid":{"rendered":""},"modified":"2026-05-01T15:41:45","modified_gmt":"2026-05-01T19:41:45","slug":"scotiabank-passport-visa-infinite-credit-card","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-passport-visa-infinite-credit-card","title":{"rendered":"Scotiabank Passport Visa Infinite + Card Review"},"content":{"rendered":"<h3>The perks<\/h3><ul class=\"list-4\"><li><strong>Signup bonus.<\/strong> Earn up to 60,000 bonus Scene+ points (that\u2019s up to $1,500 in value in the first 12 months). <b>Apply by July 1, 2026.<\/b> Earn 40,000 bonus Scene+ points by making at least $2,000 in purchases in your first 3 months and earn 10,000 Scene+ points when you spend at least $40,000 in your first 6 months. Plus, earn an annual 10,000 Scene+ points when you spend at least $40,000 in purchases annually.<\/li><li><strong>Rewards points.<\/strong> Earn up to 4 points on travel. Earn 1 Scene+ point for every $1 you spend on eligible travel purchases. Plus, earn an extra 3 Scene+ points for every $1 you spend on hotels and car rentals when you book through Scene+ Travel, Powered by Expedia. Earn 3x Scene+ points for every $1 you spend at select grocery stores like Sobeys, Safeway, FreshCo and Foodland; 2x Scene+ points per $1 spent at other eligible grocery stores and dining, entertainment and transit purchases and 1 Scene+ point per $1 spent on all other eligible purchases.<\/li><li><strong>No foreign currency conversion fee.<\/strong> Avoid paying extra on top of the exchange rate when you make in-store or online purchases outside of Canada.<\/li><li><strong>Complimentary airport lounge access.<\/strong> Enjoy six complimentary lounge visits and access to 1,200 airport lounges with the Visa Airport Companion Program.<\/li><li><strong>Purchase insurance &amp; extended warranty coverage.<\/strong> Get extended warranty and insurance coverage to cover theft, loss or damage on most new items purchased with your card (for 90 days from purchase date).<\/li><li><strong>Travel insurance.<\/strong> Get up to $2,000,000 in Emergency Medical Insurance. Plus, get trip cancellation, trip interruption and travel accident insurance for free when you charge at least 75% of your trip costs to your card. Benefits also include coverage for flight delays, rental car collision loss\/damage, hotel\/motel burglaries and delayed or lost baggage.<\/li><li><strong>Save on car rentals.<\/strong> Get up to 25% car rental discount + complimentary upgrades for Avis Preferred Plus members at participating Avis locations in Canada and the US. Plus get Rental Car Collision\/Loss Damage Insurance coverage (up to $65,000).<br \/><\/li><li><strong>World class service.<\/strong> Contact customer service 24\/7 to report issues with your account and troubleshoot problems by speaking directly to an agent.<\/li><\/ul><div class=\"has-padding-xsmall\"><\/div><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block\"><h3>Visa Infinite benefits<\/h3><p>Visa Infinite is renowned for its exclusive offers on dining, entertainment and accommodation. You can tap into prestigious programs with you card, including the Visa Infinite Concierge, Luxury Hotel Collection and the Dining and Wine Country program.<\/p><\/div><\/article><h3>What to watch out for<\/h3><ul class=\"list-3\"><li><b>High annual fee. <\/b>You have to pay an annual fee of $150 for the card. Your first supplementary card is free, but each additional card costs $50 annually.<\/li><li><strong>High minimum income. <\/strong>You must have a minimum annual income of $60,000 or a minimum household income of $100,000 to qualify for this card.<\/li><li><strong>High minimum credit limit.<\/strong> The minimum credit limit is $5,000 which is higher than many other credit cards.<\/li><\/ul><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\" style=\"text-decoration:underline; font-size:0.9em;\">Explore more Scotiabank credit cards<\/a>\n<\/div>\n<\/article><h3>Scotiabank Passport Visa Infinite + Card interest rates<\/h3><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"width: 50%; text-align: left;\" scope=\"col\"><b>Interest Type<\/b><\/th><th style=\"width: 50%; text-align: left;\" scope=\"col\"><b>Interest Rate<\/b><\/th><\/tr><\/thead><tbody><tr><td>Purchase interest rate<\/td><td>20.99%<\/td><\/tr><tr><td>Cash advance rate<\/td><td>22.99%<\/td><\/tr><tr><td>Standard balance transfer rate<\/td><td>22.99%<\/td><\/tr><\/tbody><\/table><h3>What do other customers say?<\/h3><p>It seems that the most popular perks of the Scotiabank Passport Visa Infinite + Card are its waived foreign exchange fees and six free annual airport lounge passes. However, the card draws some criticism as a daily use card, with some reviewers highlighting its less-than-impressive rewards rate.<\/p><p>Many Scotiabank Passport Visa Infinite + Card reviews focus on people&#8217;s experiences using it when travelling. But reviews are split, with some customers saying they&#8217;ve had no issues using the card abroad and others complaining that their cards haven&#8217;t work internationally or have triggered false security flags.<\/p><h3>What should I know before I apply<\/h3><h4>Application criteria:<\/h4><ul class=\"list-7\"><li>Canadian citizen or permanent resident<\/li><li>Age of majority in the province\/territory of residence<\/li><li>Have an annual gross income of at least $60,000 (or a household income of $100,000)<\/li><\/ul><h4>Required documents and information<\/h4><ul class=\"list-7\"><li>Your name, residential status and contact information<\/li><li>Your Social Insurance Number (SIN) and date of birth<\/li><li>Your email address and phone number<\/li><\/ul><h3>How to apply<\/h3><ol><li><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-passport-visa-infinite-card-secure.html?nb=1&src_country=ca&redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Visit%2BScotiabank%2527s%2Bwebsite%22%2C%22site%22%3A%22CACCF%22%2C%22offer_id%22%3A%2224032%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22f03ed9b6-b98b-48a5-858c-1683a77bf3ec%22%2C%22product_name%22%3A%22Scotiabank%2BPassport%2BVisa%2BInfinite%2B%252B%2BCard%22%2C%22provider_id%22%3A%22a27ab6c4-fb8f-4d55-bd26-eeb5240893fa%22%2C%22provider_name%22%3A%22Scotiabank%22%2C%22post_id%22%3A%22755181%22%2C%22post_path%22%3A%22credit-cards%252Fscotiabank-credit-cards%252Fscotiabank-passport-visa-infinite-credit-card%22%2C%22post_country%22%3A%22ca%22%7D\">Visit Scotiabank's website<\/a> and select <strong>Apply now<\/strong> to begin a Scotiabank Passport Visa Infinite + Card application.<\/li><li>If you&#8217;re already a Scotiabank customer, sign in to online banking to apply. If you&#8217;re a new customer, complete an application with details like your name, email address, social insurance number and birth date.<\/li><li>Review and submit your application.<\/li><\/ol><h3>Bottom line<\/h3><p>The Scotiabank Passport Visa Infinite + Card provides a wide suite of travel and purchase insurance, along with some high-end extras like complimentary airport lounge access, no foreign currency fees, 24\/7 concierge services, Avis car rental discounts and more.<\/p><p>If you travel frequently and don&#8217;t mind the annual fee, then this card might be right up your alley. <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\">Check out other credit cards<\/a> if you want to keep your annual fee low or you prefer a different type of rewards system like cash back.<\/p><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">How do I check my Scotiabank Passport Visa Infinite Card points balance?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p><p>You can view your points balance by logging in to Scotia OnLine or Mobile Banking, where you can also check your balance, view your account history, pay credit card bills from your bank account and more.<\/p><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">Does the Scotiabank Passport Visa Infinite Card come with a welcome bonus offer?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p><p>Yes, depending on when you signup. Earn up to 60,000 bonus Scene+ points (that\u2019s up to $1,500 in value in the first 12 months). <b>Apply by July 1, 2026.<\/b> Earn 40,000 bonus Scene+ points by making at least $2,000 in purchases in your first 3 months and earn 10,000 Scene+ points when you spend at least $40,000 in your first 6 months. Plus, earn an annual 10,000 Scene+ points when you spend at least $40,000 in purchases annually.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3><div class=\"sources sources__f1\" >\n    <link rel=\"stylesheet\" href=\"https:\/\/www.finder.com\/parent-theme\/shortcodes\/article-source\/prod\/article-source.87684078d471e76125dd.css\">\n    \n  <ul class=\"luna-accordionGroup accordionGroup\">\n    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n      <div class=\"luna-accordion__summary\">\n        <h3 class=\"luna-accordion__heading\">\n          <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"sources_1219943736\" data-toggle=\"collapse\" data-target=\"#sources_1219943736\">\n            <span class=\"luna-accordion__title u-text--lg u-font--bold\">Sources<\/span>\n            <svg class=\"luna-icon\" aria-hidden=\"true\">\n              <use href=\"#chevron-down\" data-accordion-icon=\"show\" ><\/use>\n              <use href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n            <\/svg>\n          <\/button>\n        <\/h3>\n      <\/div>\n      <div class=\"luna-accordion__details collapse \" aria-hidden=\"true\" id=\"sources_1219943736\" data-accordion=\"details\" >\n        <div class=\"accordionContent\">\n          <p class=\"sources__description\">Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are <a href=\"https:\/\/www.finder.com\/ca\/why-trust-us\">fact checked<\/a> in line with our <a href=\"https:\/\/www.finder.com\/ca\/editorial-guidelines\">editorial guidelines<\/a>.<\/p>\n          <ol class=\"u-pl--0 u-text--lg u-font--medium\">\n                                          <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.scotiabank.com\/ca\/en\/personal\/credit-cards\/visa\/passport-infinite-card.html\" target=\"_blank\">Scotiabank: Scotiabank Passport Visa Infinite Card, Accessed June 20, 2025<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.reddit.com\/r\/PersonalFinanceCanada\/comments\/sbzlob\/review_of_scotia_passport_visa_infinite_card\/\" target=\"_blank\">Reddit: Review of Scotia Passport Visa Infinite Card, Accessed June 20, 2025<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.reddit.com\/r\/Scotiabank\/comments\/1ae6sfn\/my_experience_travelling_with_scotiabank_passport\/\" target=\"_blank\">Reddit: My experience travelling with Scotiabank Passport Infinite Visa, Accessed June 20, 2025<\/a><\/li>\n                                    <\/ol>\n        <\/div>\n      <\/div>\n    <\/li>\n  <\/ul>\n    <script defer src=\"https:\/\/www.finder.com\/parent-theme\/shortcodes\/article-source\/prod\/article-source.de087a0da9824e407767.js\"><\/script>\n  <\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Earn Scene+ rewards and enjoy loads of travel benefits with the Scotiabank Passport Visa Infinite Card\u2014but watch out for the annual fee.<\/p>\n","protected":false},"author":474,"featured_media":1077010,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[5739],"tags":[],"asset_tag":[],"class_list":["post-755181","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-scotiabank-credit-cards"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Scotiabank Passport Visa Infinite Card Review | Finder Canada<\/title>\n<meta name=\"description\" content=\"In our Scotiabank Passport Visa\u00a0Infinite Card review, we break down the perks and drawbacks of this premium travel card.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-passport-visa-infinite-credit-card\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Scotiabank Passport Visa Infinite Card Review | Finder Canada\" \/>\n<meta property=\"og:description\" content=\"In our Scotiabank Passport Visa\u00a0Infinite Card review, we break down the perks and drawbacks of this premium travel card.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-passport-visa-infinite-credit-card\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2018-11-25T23:43:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2018\/11\/ScotiabankPassportVisaInfinite_Supplied_1800x1000.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Claire Horwood\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Claire Horwood\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" 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