{"id":754931,"date":"2018-12-23T17:24:10","date_gmt":"2018-12-23T22:24:10","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?page_id=754931"},"modified":"2026-04-28T16:25:25","modified_gmt":"2026-04-28T20:25:25","slug":"instant-approval-credit-cards","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/credit-cards\/instant-approval-credit-cards","title":{"rendered":"Best credit cards in Canada with instant approval"},"content":{"rendered":"

When you apply online for an instant approval credit card in Canada, you can<\/em> be approved in under a minute. Some of these instant approval credit cards let you use the card right away. Compare popular credit cards in Canada with instant approval.<\/p>

7 credit cards in Canada with instant approval in 60 seconds or less<\/h3>
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7 of 7 results<\/span><\/small><\/div><\/div><\/div>
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\n Welcome Offer\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Rewards\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Purchase Interest Rate\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Annual Fee\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Min. Credit Score\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th><\/tr><\/thead>
\n N\/A<\/span><\/div><\/td>
\n Up to 2% cash back <\/span><\/div><\/td>
\n 20.99%\n <\/div><\/td>
\n $0\n <\/div><\/td>
Min. recommended credit score: 650<\/b><\/div><\/td>
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\n 15,000 points<\/span><\/div><\/td>
\n Up to 5x points per $1 spent <\/span><\/div><\/td>
\n 21.99%\n <\/div><\/td>
\n $191.88\n <\/div><\/td>
<\/use><\/svg>\n Earn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That\u2019s up to $150 towards a weekend getaway or shopping trip. T&Cs apply.\n <\/span><\/div><\/td>
Annual fee: $15.99\/month ($191.88 annually). Quebec residents: $191.88\/year.<\/b>
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Min. recommended credit score: 700
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\n 5% cashback<\/span><\/div><\/td>
\n Up to 3% cashback <\/span><\/div><\/td>
\n 21.99%\n <\/div><\/td>
\n $0\n <\/div><\/td>
<\/use><\/svg>\n Get up to 5% cash back in your first 3 months. Plus, get a rate of 0.99% on balance transfers for 9 months. A 2% fee applies to transferred balances. T&Cs apply.\n <\/span><\/div><\/td>
Min. recommended credit score: 660<\/b><\/div><\/td>
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\"Tangerine<\/a>
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Tangerine Money-Back Credit Card<\/a><\/span><\/div><\/td>
\n Bonus 10% cash back<\/span><\/div><\/td>
\n Up to 2% cash back <\/span><\/div><\/td>
\n 20.95%\n <\/div><\/td>
\n $0\n <\/div><\/td>
<\/use><\/svg>\n Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until September 30, 2026<\/b>. Plus, get a 1.95% interest rate on balance transfers for the first 6 months. T&Cs apply.\n <\/span><\/div><\/td>
Min. recommended credit score: 600
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\"Tangerine<\/a>
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Tangerine Money-Back World Mastercard<\/a><\/span><\/div><\/td>
\n Get $100<\/span><\/div><\/td>
\n Up to 2% cash back <\/span><\/div><\/td>
\n 20.95%\n <\/div><\/td>
\n $0\n <\/div><\/td>
<\/use><\/svg>\n Get $100 with a Money-Back World Mastercard when you spend $1,500 in the first 3 months. Valid until September 30, 2026<\/b>. Plus, get a 1.95% interest rate on balance transfers for the first 6 months. T&Cs apply.\n <\/span><\/div><\/td>
Min. recommended credit score: 600<\/b><\/div><\/td>
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\"Neo<\/a>
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Neo Mastercard<\/a><\/span><\/div><\/td>
\n N\/A<\/span><\/div><\/td>
\n An average of 5% cash back <\/span><\/div><\/td>
\n 19.99% - 29.99% (up to 24.99% in QC)\n <\/div><\/td>
\n $0\n <\/div><\/td>
Min. recommended credit score: 640
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\"BMO<\/a>
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BMO Preferred Rate Mastercard<\/a><\/span><\/div><\/td>
\n 0% rate on balance transfers for 9 months<\/span><\/div><\/td>
\n N\/A <\/span><\/div><\/td>
\n 13.99%\n <\/div><\/td>
\n $0 annual fee for the first year ($29 thereafter)\n <\/div><\/td>
<\/use><\/svg>\n Get a 0% introductory interest rate on balance transfers for 9 months with a 0.99% transfer fee. Plus, get the $29 annual fee waived for the first year. T&Cs apply.\n <\/span><\/div><\/td>
Min. recommended credit score: 660<\/b><\/div><\/td>
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