{"id":753352,"date":"2018-11-15T23:04:49","date_gmt":"2018-11-16T04:04:49","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=753352"},"modified":"2026-09-28T19:36:24","modified_gmt":"2026-09-28T23:36:24","slug":"scene-visa-credit-card","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scene-visa-credit-card","title":{"rendered":"Scotiabank Scene+ Visa Card review"},"content":{"rendered":"<h3>Scotiabank Scene+ Visa Card perks<\/h3><ul class=\"list-1\"><li><strong>No annual fee.<\/strong> The Scotiabank Scene+ Visa Card comes with a $0 annual fee for the primary cardholder and a $0 annual fee for additional cardholders.<\/li><li><strong>Welcome offer.<\/strong> Earn up to 10,000 Scene+ points in the first 3 months. <b>Apply by April 30, 2027.<\/b><\/li><li><strong>Earn Scene+ rewards points.<\/strong> Earn up to 4 Scene+ points per $1 spent on eligible travel purchases. Earn 2x Scene+ points on every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating Co-ops, Freshco, Cineplex theatres, cineplex.com, Home Hardware, Home Building Centres in Canada and homehardware.ca. Earn 1 Scene+ point per $1 on all other eligible everyday purchases.<br \/><br \/>Plus, get up to 10\u00a2\/L in value on fuel purchases at Shell stations.<br \/><\/li><li><strong>Save on car rentals.<\/strong> Get a discount of up to 25% off at participating Budget and Avis car rental locations in Canada and the US.<\/li><li><strong>Mobile app features.<\/strong> The Scotia mobile app (available for Android and iOS) lets you view your card balance and transactions, check your TransUnion credit score for free and lock your card in the event of loss or unauthorized access.<\/li><li><strong>Low-interest payment plans.<\/strong> Split $100+ purchases into low-interest payments with Scotia SelectPay.<\/li><li><strong>Shell gas savings.<\/strong> Link your card to your Shell Go+ account to save up to 10\u00a2\/L on gas.<\/li><\/ul><p><a class=\"more-link-arrow\" title=\"Related\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\">Compare the best Scotiabank credit cards<\/a><\/p><h3>What to watch out for<\/h3><ul class=\"list-3\"><li><strong>Limited perks.<\/strong> The Scotiabank Scene+ Visa Card doesn&#8217;t come with cash back rewards, complimentary travel insurance or discounted airport lounge access. To get more benefits, you&#8217;ll need to <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rewards-credit-cards\">explore rewards credit cards<\/a> and likely pay an annual fee.<\/li><li><strong>Minimum income and credit score requirements.<\/strong> You need to earn at least $12,000 and have a 660 + credit score for a decent chance at qualifying for the Scotiabank Scene+ Visa Card.<\/li><\/ul><h3>Scotiabank Scene+ Visa interest rates<\/h3><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th style=\"width: 50%; text-align: left;\" scope=\"col\"><b>Interest Type<\/b><\/th><th style=\"width: 50%; text-align: left;\" scope=\"col\"><b>Interest Rate<\/b><\/th><\/tr><\/thead><tbody><tr><td>Purchase rate<\/td><td>21.99%<\/td><\/tr><tr><td>Cash advances &amp; balance transfers<\/td><td>22.99% (plus a per-transaction fee equal to the greater of $5.00 or 1%)<\/td><\/tr><tr><td>Currency conversion fee<\/td><td>2.5%<\/td><\/tr><\/tbody><\/table><p><a class=\"more-link-arrow\" title=\"Related\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/no-annual-fee-credit-cards\">Browse no annual fee credit cards<\/a><\/p><h3>What should I know before I apply for the Scotiabank Scene+ Card?<\/h3><p>Want to apply for the Scotiabank Scene+ Visa Card in Canada? Here&#8217;s what you should know.<\/p><h4>Eligibility requirements<\/h4><ul><li>Be a resident of Canada<\/li><li>Be at least the age of majority in your province or territory (18 or 19 years old)<\/li><li>Have an income of $12,000 or higher<\/li><li>Have a credit score of 640 or higher (recommended)<\/li><\/ul><h4>Required documents and information<\/h4><ul class=\"list-7\"><li>Valid ID like a passport or driver&#8217;s licence<\/li><li>Proof of income like an employment letter, salary slips, filed tax returns or financial statements for the past 12 months<\/li><li>Your financial information, including any debts and assets<\/li><\/ul><h3>How to apply for the Scotiabank Scene+ Visa Card<\/h3><ol><li><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-scene-visa-card-secure.html?nb=1&src_country=ca&redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Visit%2BScotiabank%2527s%2Bwebsite%22%2C%22site%22%3A%22CACCF%22%2C%22offer_id%22%3A%2224027%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22b894e5f3-7e91-4f9f-9996-8c2fcd463157%22%2C%22product_name%22%3A%22Scotiabank%2BScene%252B%2BVisa%2BCard%22%2C%22provider_id%22%3A%22a27ab6c4-fb8f-4d55-bd26-eeb5240893fa%22%2C%22provider_name%22%3A%22Scotiabank%22%2C%22post_id%22%3A%22753352%22%2C%22post_path%22%3A%22credit-cards%252Fscotiabank-credit-cards%252Fscene-visa-credit-card%22%2C%22post_country%22%3A%22ca%22%7D\">Visit Scotiabank's website<\/a> and select <strong>Apply now<\/strong>.<\/li><li>If you already have a Scotiabank account, sign in to online banking. If not, you&#8217;ll need to apply as a new customer.<\/li><li>Once you&#8217;ve logged in to your account, go to <strong>Products &amp; Services<\/strong>, then select <strong>Credit cards<\/strong> and choose the <strong>Scotiabank Scene+ Visa Card<\/strong>.<\/li><li>Read through the customer information provided and select <b>Agree and continue<\/b>.<\/li><li>Provide personal, contact, employment, financial and housing information. Set up a security question. Choose whether you want to receive paper or electronic statements, and add an additional cardholder if necessary.<\/li><li>Review your application information and select <strong>Continue<\/strong>. Review and agree to the terms and conditions and submit your application.<\/li><li>If approved, it could take up to 7\u201310 business days to receive your new card in the mail. To begin using it, you&#8217;ll need to activate the card online or by making an in-store purchase.<\/li><\/ol><p style=\"text-align: center;\"><section class=\"hero-rates__cta\">\r\n        <div class=\"applylinks CACCF has-margin-top-small\">\r\n          <a\r\n            class=\"luna-button luna-button--success luna-button--cta has-margin-bottom-xsmall\"\r\n            rel=\"nofollow\"\r\n            href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-scene-visa-card-secure.html?nb=1&src_country=ca&redirect_tracking_params=%7B%22placement_type%22%3A%22nb-product%22%2C%22product_id%22%3A%22b894e5f3-7e91-4f9f-9996-8c2fcd463157%22%2C%22product_name%22%3A%22Scotiabank%2BScene%252B%2BVisa%2BCard%22%2C%22offer_id%22%3A%2224027%22%2C%22decorator%22%3A%22GLOBAL.PRODUCT.HERO_BUTTON_DYNAMIC_CTA%22%2C%22niche_code%22%3A%22CACCF%22%2C%22post_id%22%3A%22753352%22%2C%22post_path%22%3A%22credit-cards%252Fscotiabank-credit-cards%252Fscene-visa-credit-card%22%2C%22post_country%22%3A%22ca%22%7D\"\r\n            target=\"_blank\">\r\n            Go to site\r\n          <\/a>\r\n\r\n        <\/div>\r\n      <\/section><h3>How safe is the Scotiabank Scene+ Visa Card?<\/h3><p>One of Canada&#8217;s Big Banks, Scotiabank is regulated by the Office of the Superintendent of Financial Institutions Canada and is registered as a Money Services Business with FINTRAC (the Financial Transactions and Reports Analysis Centre of Canada).<\/p><p>Encryption, firewalls, multifactor authentication, account timeouts, fraud alerts, partially masked account numbers and the ability to lock your card via mobile app are some of the ways Scotiabank safeguards customers&#8217; data and money.<br \/><a class=\"more-link-arrow\" title=\"Related\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards\">What are the best credit cards in Canada?<\/a><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000000\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000000\">\n                <span class=\"luna-accordion__title\">Is the Scotiabank Scene+ Visa Card a credit card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000000\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. The Scotiabank Scene+ Visa Card is a credit card, not a debit card. You can use it to make purchases online and in store where Visa is accepted. Earn Scene+ rewards points on your spending, and redeem for groceries, dining, entertainment, travel, gift cards, home improvement and account credit.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000001\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000001\">\n                <span class=\"luna-accordion__title\">How do I activate my Scotiabank Scene+ Visa Card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000001\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Your new Scotiabank Scene+ Visa Card will arrive in the mail within 7\u201310 business days. You can activate it by making an in-store purchase or going Scotiabank's website and navigating to <strong>Credit Cards > Services > Activate your credit card<\/strong>.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000002\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000002\">\n                <span class=\"luna-accordion__title\">How do I make a payment on my Scotiabank Scene+ Visa Card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000002\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p><p>To make a payment on your Scotiabank Scene+ Visa Card:<ol><li>Login to Scotiabank online banking.<\/li><li>Select your Scotiabank Scene+ Visa Card account.<\/li><li>Select <strong>Pay<\/strong> or <strong>Make a payment<\/strong>.<\/li><li>Choose an account to transfer the payment from. Input the payment amount and date.<\/li><li>Review the transaction details and follow the prompts to make the payment.<\/li><\/ol><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div class=\"sources sources__f1\" >\n    <link rel=\"stylesheet\" href=\"https:\/\/www.finder.com\/parent-theme\/shortcodes\/article-source\/prod\/article-source.87684078d471e76125dd.css\">\n    \n  <ul class=\"luna-accordionGroup accordionGroup\">\n    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n      <div class=\"luna-accordion__summary\">\n        <h3 class=\"luna-accordion__heading\" data-toc-label=\"Sources\">\n          <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"sources_0000000003\" data-toggle=\"collapse\" data-target=\"#sources_0000000003\">\n            <span class=\"luna-accordion__title u-text--lg u-font--bold\">Sources<\/span>\n            <svg class=\"luna-icon\" aria-hidden=\"true\">\n              <use href=\"#chevron-down\" data-accordion-icon=\"show\" ><\/use>\n              <use href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n            <\/svg>\n          <\/button>\n        <\/h3>\n      <\/div>\n      <div class=\"luna-accordion__details collapse \" aria-hidden=\"true\" id=\"sources_0000000003\" data-accordion=\"details\" >\n        <div class=\"accordionContent\">\n          <p class=\"sources__description\">Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are <a href=\"https:\/\/www.finder.com\/ca\/why-trust-us\">fact checked<\/a> in line with our <a href=\"https:\/\/www.finder.com\/ca\/editorial-guidelines\">editorial guidelines<\/a>.<\/p>\n          <ol class=\"u-pl--0 u-text--lg u-font--medium\">\n                                          <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.scotiabank.com\/ca\/en\/personal\/credit-cards\/visa\/scene-card.html\" target=\"_blank\">Scotiabank: Scotiabank Scene+ Visa Card<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/open.canada.ca\/data\/en\/dataset\/b27ec3ef-7338-4e76-a6fd-128339a92df5\/resource\/945045fa-2de0-47d4-aad2-144d69467824\" target=\"_blank\">Office of the Superintendent of Financial Institutions: Who we regulate<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/fintrac-canafe.canada.ca\/msb-esm\/msb-eng\" target=\"_blank\">FINTRAC: Money services businesses<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.scotiabank.com\/ca\/en\/security\/scotia-protects-you.html\" target=\"_blank\">Scotiabank: How Scotiabank protects you<\/a><\/li>\n                                    <\/ol>\n        <\/div>\n      <\/div>\n    <\/li>\n  <\/ul>\n    <script defer src=\"https:\/\/www.finder.com\/parent-theme\/shortcodes\/article-source\/prod\/article-source.de087a0da9824e407767.js\"><\/script>\n  <\/div>","protected":false},"excerpt":{"rendered":"<p>Join Scotiabank&#8217;s top-notch movie rewards program when you sign up for the no-annual-fee Scene+ Visa Card.<\/p>\n","protected":false},"author":685,"featured_media":1043395,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"scotiabank scene visa","_yoast_wpseo_title":"Scotiabank Scene+ Visa Card Review [date format=Y]: Is It Worth It?","_yoast_wpseo_metadesc":"This no-annual-fee credit card lets you earn rewards, but the perks are limited. Learn more in our Scotiabank Scene+ Visa Card review.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"Scotiabank Scene+ Visa Card Review: Is It Worth It?","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"474","post_co_author_date":"2026-09-28T19:36:33","post_co_author_manual_date_checked":"false","post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":"false","post_editor":"-1","post_editor_date":null,"post_author_date":"2024-08-15T16:03:15","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2026-09-28 23:34:32\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We updated our information on the Scotiabank Scene+ Visa Card, including rates, fees, benefits and drawbacks.\"}","_last_major_update":"{\"isOn\":false,\"date\":\"07\/11\/2018\"}","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":""},"categories":[5739],"tags":[],"asset_tag":[],"class_list":["post-753352","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-scotiabank-credit-cards"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Scotiabank Scene+ Visa Card Review 2026: Is It Worth It?<\/title>\n<meta name=\"description\" content=\"This no-annual-fee credit card lets you earn rewards, but the perks are limited. 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