Beyond travel rewards<\/h4>
If you don’t plan to travel in the near future but you want to redeem your rewards, you can also choose from a wide selection of merchandise and gifts offered by Scene+. If you’re feeling particularly generous, you can even donate your points to charity. <\/div><\/div>
The perks<\/h3>- Welcome bonus. <\/strong>Earn up to 45,000 bonus Scene+ points. Apply by July 1, 2026.<\/b> To qualify for the 50,000 bonus Scene+ points offer, earn 25,000 bonus Scene+ points by making at least $2,000 in purchases in your first 3 months. Plus, earn a 20,000 Scene+ point bonus when you spend at least $7,500 in purchases in your first year.<\/li>
- High return on points.<\/strong> Earn 6x Scene+ points for every $1 you spend in Canada at Sobeys, Safeway, FreshCo, Foodland and more, 5x Scene+ points per $1 spent on eligible grocery, dining and entertainment purchases, earn up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia, 3x Scene+ points per $1 spent on eligible gas, transportation and select streaming services, and 1 Scene+ point per $1 spent on eligible purchases elsewhere.<\/li>
- No foreign transaction fees. <\/strong>Pay no foreign transaction fees every time you use your card overseas or online with an international retailer.<\/li>
- Travel perks. <\/b>Book and redeem any flight for any time through Scotia Rewards Travel Service, a full-service travel agency. Plus, take advantage of the Best Price Guarantee on airfare.<\/li>
- World class service.<\/strong> Contact customer service 24\/7 to report issues with your account and troubleshoot problems by speaking directly to an agent.<\/li><\/ul>
Comprehensive Insurance Package<\/h4>
The Scotiabank Gold American Express Card also offers extended purchase and travel insurance:<\/p>
- Purchase security and extended warranty insurance.<\/strong> Get extended warranty and insurance coverage to cover theft, loss or damage on most items purchased with your card. Covered in the first 90 days from date of purchase.<\/li>
- Purchase protection. <\/strong>With Scotiabank’s price protection service, you will get covered for up to $100 per claim or up to $500 per year when you charge your card on eligible purchase in Canada and spot the same item with a lower price within 60 days.<\/li>
- Travel insurance.<\/strong> Make use of a wide suite of travel insurance to cover car rentals, flight cancellations\/interruptions, baggage delays or lost luggage, hotel burglaries and other incidentals. This comes on top of $1,000,000 in Travel Emergency Medical Insurance and $500,000 in travel accident insurance.<\/li><\/ul><\/div><\/div>
What to watch out for with this Scotia Gold Amex<\/h3>- Annual fee.<\/strong> The annual fee for this card is $120, with an additional $29 charge for supplementary cards.<\/li>
- Not as widely accepted overseas. <\/b>The Scotiabank Gold American Express Card may not be accepted in as many locations as Visa and Mastercard branded cards.<\/li><\/ul>
Scotiabank Gold American Express Card interest rates<\/h3>