{"id":748738,"date":"2018-10-12T05:00:39","date_gmt":"2018-10-12T09:00:39","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=748738"},"modified":"2026-08-21T09:47:12","modified_gmt":"2026-08-21T13:47:12","slug":"credit-cards-bad-credit","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-bad-credit","title":{"rendered":"Credit Cards for Bad Credit & Alternatives"},"content":{"rendered":"

Have a low credit score? It\u2019s still possible to access credit. There are a few credit cards for bad credit you may qualify for, while cash advance apps also offer fast funding and lenient eligibility requirements.<\/p>

Let\u2019s take a look at your options.<\/p>

Credit cards for bad credit in Canada and alternatives<\/h3>
Provider<\/th>How much you can borrow<\/th>Interest rate<\/th>Deposit required?<\/th><\/th><\/tr><\/thead>
Neo Secured Mastercard<\/a><\/td>Up to $10,000<\/td>19.99%\u201329.99% (up to 24.99% in QC)<\/td>Yes, $50 \u2013 $10,000<\/td>Go to site<\/a><\/td><\/tr>
Capital One Guaranteed Secured Mastercard<\/a><\/td>Up to $2,500<\/td>29.9% (21.9% in Quebec)<\/td>Yes, $75 \u2013 $2,500<\/td><\/td><\/tr>
Home Trust Secured Visa<\/a><\/td>Up to $10,000<\/td>19.99% ($0 annual fee) or 14.9% ($59 annual fee)<\/td>Yes, $500 \u2013 $10,000<\/td><\/td><\/tr>
Nyble Credit Line<\/a><\/td>Up to $250<\/td>0%<\/span><\/td>No<\/td>Go to site<\/a><\/td><\/tr>
KOHO Cover<\/a><\/td>Up to $250<\/td>0%<\/td>No<\/td>