{"id":745367,"date":"2019-07-10T05:20:58","date_gmt":"2019-07-10T09:20:58","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=745367"},"modified":"2026-06-01T09:54:08","modified_gmt":"2026-06-01T13:54:08","slug":"personal-loans-with-cosigners","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/personal-loans\/personal-loans-with-cosigners","title":{"rendered":"Personal loans you can get with a cosigner or guarantor"},"content":{"rendered":"<p>Many lenders in Canada offer personal loans with a cosigner or guarantor because it reduces their risk if you default on a loan. In turn, cosigners or guarantors can help the borrower get approved, typically at a lower rate. While using a cosigner or guarantor can seem like a no-brainer, there are some risks to consider before proceeding.<\/p><p>Keep reading to learn how getting a personal loan with a cosigner in Canada works, and compare lenders that accept cosigners or guarantors.<\/p><h3 id=\"compare\">Personal loans you can apply for with a cosigner or guarantor<\/h3><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\" data-niche=\"CAFPL\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\n(function () {\n  const fsniche = \"cafpl\";\n  const getEventToListenTo = () => {\n    if (window.matchMedia('(any-hover:none)').matches) {\n      if (window.matchMedia('(max-width: 450px)').matches) {\n        return \"scroll\";\n      }\n    }\n    return \"DOMContentLoaded\";\n  };\n  const eventToWatch = getEventToListenTo();\n  const waitForLoadOnTheFly = (callback, maxAttempts = 50) => {\n    let attempts = 0;\n    const checkAndExecute = () => {\n      attempts++;\n      if (window.loadOnTheFly && window.loadOnTheFly.html) {\n        callback();\n      } else if (attempts < maxAttempts) {\n        setTimeout(checkAndExecute, 100);\n      } else {\n        console.error('loadOnTheFly.html not available after maximum attempts');\n      }\n    };\n    checkAndExecute();\n  };\n  \/\/ Two tables of the same niche output this script twice; load that niche's modal once.\n  window.finderScoreModalsRequested = window.finderScoreModalsRequested || {};\n  const loadFinderScoreModal = () => {\n    window.removeEventListener(eventToWatch, loadFinderScoreModal);\n    if (window.finderScoreModalsRequested[fsniche]) return;\n    window.finderScoreModalsRequested[fsniche] = true;\n    setTimeout(function () {\n      var partialId = \"\" || 'finder-score-' + fsniche + '-modal-optimized';\n      waitForLoadOnTheFly(() => {\n        window.loadOnTheFly.html('partial', { id: partialId }, function (response) {\n          document.getElementsByTagName(\"body\")[0].appendChild(response);\n          var modal = document.getElementById('finderScoreModal-' + fsniche);\n          var closeButton = modal.querySelector(\"#closeButton\");\n          closeButton.onclick = function () { modal.classList.add(\"elementHidden\"); };\n          var btnReadMethodology = modal.querySelector(\"#btnReadMethodology\");\n          btnReadMethodology.addEventListener(\"click\", function () { modal.classList.add(\"elementHidden\"); 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    }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}\\u003C\/style\\u003E  \\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E                      \\t\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('cafpl')\\\"\\u003E       \\u003Cspan class=\\\"score__badge score__badge--great\\\"\\u003E        \\u003Cspan class=\\\"score__value\\\"\\u003E8.6\\u003C\/span\\u003E      \\u003C\/span\\u003E      \\u003Cspan class=\\\"score__text-wrapper score__text score__text--great\\\"\\u003E        Great      \\u003C\/span\\u003E    \\u003C\/a\\u003E    \\u003C\/div\\u003E\\u003C\/div\\u003E            \\u003Cdiv class=\\\"product-info_name combined-column-header\\\"\\u003E                \\u003Cspan class=\\\"nameLink\\\"\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/ca\/personal-loans\/loans-canada-personal-loan-review\\\" target=\\\"_blank\\\" data-component-id=\\\"1014\\\" data-component-version=\\\"1\\\"\\u003ELoans Canada Personal Loan\\u003C\/a\\u003E\\u003C\/span\\u003E            \\u003C\/div\\u003E\\n\\n                          \\n                                                        \\u003C\/td\\u003E\\n\\n                                \\n                                                            \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                            first-row\\n                                                                                                                        default-sort-descending\\\" data-mobile=\\\"hide\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"1\\\" data-decorator=\\\"text,cafpl.product.datapoint_cafpl_finder_score\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Finder Score\\\"\\u003E\\n                        \\u003Cstyle\\u003E@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}\\u003C\/style\\u003E  \\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E                      \\t\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('cafpl')\\\"\\u003E       \\u003Cspan class=\\\"score__badge score__badge--great\\\"\\u003E        \\u003Cspan class=\\\"score__value\\\"\\u003E8.6\\u003C\/span\\u003E      \\u003C\/span\\u003E      \\u003Cspan class=\\\"score__text-wrapper score__text score__text--great\\\"\\u003E        Great      \\u003C\/span\\u003E    \\u003C\/a\\u003E    \\u003C\/div\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                rounded-bottom-left\\n                                                                                                                                                                                                                            \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"2\\\" data-decorator=\\\"text,cafpl.product.datapoint_cafpl_apr_large\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"APR Range\\\"\\u003E\\n                        \\u003Cspan class=\\\"detail-highlight\\\"\\u003E9.99% - 35.00%\\u003Cspan class=\\\"table-popover\\\" rel=\\\"popover\\\" data-content=\\\"Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender&rsquo;s terms and conditions and credit criteria.\\\" title=\\\"\\\" data-original-title=\\\"\\\"\\u003E\\u003C\/span\\u003E\\u003C\/span\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                                                                                                                                                                                  bottom-order-3\\n                                                                                \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"3\\\" data-decorator=\\\"text,cafpl.product.datapoint_cafpl_loan_amount_large\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Loan Amount\\\"\\u003E\\n                        \\u003Cspan class=\\\"detail-highlight\\\"\\u003E                  $500                   - $50,000      \\u003C\/span\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                rounded-top-right\\n                                                                                rounded-bottom-right\\n                                                                                                                                                                                                                                                                                                    \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"4\\\" data-decorator=\\\"text,cafpl.product.datapoint_cafpl_loan_term_large\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Loan Term\\\"\\u003E\\n                        \\u003Cspan class=\\\"detail-highlight\\\"\\u003E3 - 60 months\\u003C\/span\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext margin-bottom padding-bottom no-padding-top\\\" data-sortvalue=\\\"Note: Loans Canada is a loan search platform. Apply once to get matched with lenders based on your credit and borrowing requirements.\\\" data-column-index=\\\"5\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Broker Compliance\\\"\\u003E\\n                        Note: Loans Canada is a loan search platform. Apply once to get matched with lenders based on your credit and borrowing requirements.\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\\\" data-sortvalue=\\\"&lt;b&gt;Key features: Loan search platform with the largest lender network&lt;\/b&gt;\\\" data-column-index=\\\"6\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Key Features\\\"\\u003E\\n                        \\u003Cb\\u003EKey features: Loan search platform with the largest lender network\\u003C\/b\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                              \\n        \\n\\n        \\n                  \\n                \\n                \\n                                      \\n          \\n          \\n          \\u003Ctd class=\\\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\\\"\\u003E\\n            \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n                                              \\u003Cbutton type=\\\"button\\\" class=\\\"js-comparison-table__save-button comparison-table__save-button\\\" aria-label=\\\"Save\\\" aria-pressed=\\\"false\\\" title=\\\"Save\\\"\\u003E\\u003C\/button\\u003E\\n                            \\u003Ca data-component-props='{\\\"finderScore\\\":8.6,\\\"badges\\\":[],\\\"productId\\\":\\\"93a41e3b-0889-4fb6-8474-4a164deb7b8a\\\"}' data-component-id=\\\"1026\\\" data-component-version=\\\"1\\\" target=\\\"_blank\\\" rel=\\\"sponsored\\\" href=\\\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/loans-canada-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22template%22%3A%22comparison%22%2C%22site%22%3A%22CAFPL%22%2C%22fieldset%22%3A%22CAFPL%2BTable%22%2C%22category_id%22%3A%221f0709ba-ca3d-41fc-af48-a454d197f7a1%22%2C%22category_name%22%3A%22Guarantor%2BLoans%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793993688%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2217711%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22product_id%22%3A%2293a41e3b-0889-4fb6-8474-4a164deb7b8a%22%2C%22product_name%22%3A%22Loans%2BCanada%2BPersonal%2BLoan%22%2C%22post_id%22%3A%22745367%22%2C%22post_path%22%3A%22personal-loans%252Fpersonal-loans-with-cosigners%22%2C%22post_country%22%3A%22ca%22%7D\\\" class=\\\"luna-button luna-button--success luna-button--medium button--cta\\\" title=\\\"Go to Loans Canada's site\\\"\\u003EGo to site\\u003C\/a\\u003E\\u003Ca href=\\\"#\\\" class=\\\"js-comparison-table__view-details-button comparison-table__view-details-button\\\" title=\\\"Read more about Loans Canada Personal Loan\\\" data-component-id=\\\"1003\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":8.6,\\\"badges\\\":[],\\\"productId\\\":\\\"93a41e3b-0889-4fb6-8474-4a164deb7b8a\\\"}'\\u003E                    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E View details                \\u003C\/a\\u003E\\n                                                                                \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000004-93a41e3b-0889-4fb6-8474-4a164deb7b8a\\\" value=\\\"93a41e3b-0889-4fb6-8474-4a164deb7b8a\\\" name=\\\"productID\\\" _productname=\\\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \\t               8.6                    Great                                          Loans Canada Personal Loan            \\\" _productimg=\\\"\/product\/\\\" data-custom-event-active=\\\"true\\\" data-component-id=\\\"1004\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":8.6,\\\"badges\\\":[],\\\"productId\\\":\\\"93a41e3b-0889-4fb6-8474-4a164deb7b8a\\\"}'\\u003E\\n        \\u003Clabel class=\\\"luna-label\\\" for=\\\"compare-product-0000000004-93a41e3b-0889-4fb6-8474-4a164deb7b8a\\\"\\u003ECompare\\u003C\/label\\u003E\\n    \\u003C\/fieldset\\u003E\\n\\u003C\/div\\u003E\\n\\n                                          \\u003C\/div\\u003E\\n          \\u003C\/td\\u003E\\n        \\n        \\n                  \\u003Ctd class=\\\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\\\" aria-hidden=\\\"true\\\"\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__overlay\\\"\\u003E\\u003C\/div\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__content\\\"\\u003E\\n    \\n    \\u003Cdiv class=\\\"sidepeek-modal-slider__close-wrapper\\\"\\u003E\\n      \\u003Cbutton type=\\\"button\\\" class=\\\"sidepeek-modal-slider__close js-expander-trigger\\\" aria-label=\\\"Close modal\\\"\\u003E\\n          \\u003Csvg class=\\\"luna-icon sidepeek-modal-slider__close-icon\\\"\\u003E\\n            \\u003Cuse href=\\\"#x\\\"\\u003E\\u003C\/use\\u003E\\n          \\u003C\/svg\\u003E\\n      \\u003C\/button\\u003E\\n    \\u003C\/div\\u003E\\n\\n    \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n      \\n      \\u003Cdiv class=\\\"comparison-table__expander--fetching center-over\\\"\\u003E\\n        \\u003Cdiv class=\\\"relativeloading-pulse__box loading-pulse__box-notext\\\"\\u003E\\n          \\u003Cspan class=\\\"loading-pulse loading-pulse--medium loading-pulse--primary\\\"\\u003Eloading\\u003C\/span\\u003E\\n        \\u003C\/div\\u003E\\n      \\u003C\/div\\u003E\\n\\n    \\u003C\/div\\u003E\\n  \\u003C\/div\\u003E\\n\\u003C\/td\\u003E \\n        \\n        \\n              \\u003C\/tr\\u003E\\n\\n                                                                                                                                                    \\n                        \\n                  \\n      \\n      \\u003Ctr data-product-id=\\\"7fd7d7fc-e864-45a9-b585-bfadfd222da4\\\" data-provider-id=\\\"a95b0463-1871-4f05-98ce-2bd750cc8d80\\\" data-product-name=\\\"LoanConnect Personal Loan\\\" data-provider-name=\\\"LoanConnect\\\" class=\\\"grid-column-count-4  mobile-column-count-3 mobile-row-count-8  js-comparison-table__row  \\\"\\u003E\\n        \\u003Ctd class=\\\"comparison-table__name combined-column-header   f1-clarity-header\\\"\\u003E\\n                                                          \\u003Ca href=\\\"https:\/\/www.finder.com\/ca\/personal-loans\/loanconnect-personal-loan\\\" data-component-id=\\\"1003\\\" data-component-version=\\\"1\\\"\\u003E\\u003Cimg border=\\\"0\\\" src=\\\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\\\" data-src=\\\"https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png\\\" alt=\\\"LoanConnect logo\\\" class=\\\"lazysizes\\\" srcset=\\\"https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=1200 1200w\\\" sizes=\\\"(max-width: 1200px) 100vw, 1200px\\\" loading=\\\"lazy\\\"\\u003E\\u003C\/a\\u003E\\u003Cdiv class=\\\"finder-score-container\\\"\\u003E\\u003Cstyle\\u003E@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}\\u003C\/style\\u003E  \\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E                      \\t\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('cafpl')\\\"\\u003E       \\u003Cspan class=\\\"score__badge score__badge--great\\\"\\u003E        \\u003Cspan class=\\\"score__value\\\"\\u003E8.8\\u003C\/span\\u003E      \\u003C\/span\\u003E      \\u003Cspan class=\\\"score__text-wrapper score__text score__text--great\\\"\\u003E        Great      \\u003C\/span\\u003E    \\u003C\/a\\u003E    \\u003C\/div\\u003E\\u003C\/div\\u003E            \\u003Cdiv class=\\\"product-info_name combined-column-header\\\"\\u003E                \\u003Cspan class=\\\"nameLink\\\"\\u003E\\u003Ca href=\\\"https:\/\/www.finder.com\/ca\/personal-loans\/loanconnect-personal-loan\\\" target=\\\"_blank\\\" data-component-id=\\\"1014\\\" data-component-version=\\\"1\\\"\\u003ELoanConnect Personal Loan\\u003C\/a\\u003E\\u003C\/span\\u003E            \\u003C\/div\\u003E\\n\\n                          \\n                                                        \\u003C\/td\\u003E\\n\\n                                \\n                                                            \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                            first-row\\n                                                                                                                        default-sort-descending\\\" data-mobile=\\\"hide\\\" data-sortvalue=\\\"\\\" data-column-index=\\\"1\\\" data-decorator=\\\"text,cafpl.product.datapoint_cafpl_finder_score\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Finder Score\\\"\\u003E\\n                        \\u003Cstyle\\u003E@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}\\u003C\/style\\u003E  \\u003Cdiv class=\\\"detail-info \\\" style=\\\"cursor: pointer;\\\"\\u003E                      \\t\\u003Ca class=\\\"scoreCombined score__container finder-score\\\" onclick=\\\"showFinderScoreModal('cafpl')\\\"\\u003E       \\u003Cspan class=\\\"score__badge score__badge--great\\\"\\u003E        \\u003Cspan class=\\\"score__value\\\"\\u003E8.8\\u003C\/span\\u003E      \\u003C\/span\\u003E      \\u003Cspan class=\\\"score__text-wrapper score__text score__text--great\\\"\\u003E        Great      \\u003C\/span\\u003E    \\u003C\/a\\u003E    \\u003C\/div\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                                                rounded-top-left\\n                                                                                rounded-bottom-left\\n                                                                                                                                                                                                                            \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"2\\\" data-decorator=\\\"text,cafpl.product.datapoint_cafpl_apr_large\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"APR Range\\\"\\u003E\\n                        \\u003Cspan class=\\\"detail-highlight\\\"\\u003E8.99% - 35.00%\\u003Cspan class=\\\"table-popover\\\" rel=\\\"popover\\\" data-content=\\\"Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender&rsquo;s terms and conditions and credit criteria.\\\" title=\\\"\\\" data-original-title=\\\"\\\"\\u003E\\u003C\/span\\u003E\\u003C\/span\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                                                                                                                                                                                  bottom-order-3\\n                                                                                \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"3\\\" data-decorator=\\\"text,cafpl.product.datapoint_cafpl_loan_amount_large\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Loan Amount\\\"\\u003E\\n                        \\u003Cspan class=\\\"detail-highlight\\\"\\u003E                  $500                   - $50,000      \\u003C\/span\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                        border-top\\n                                                            border-left\\n                                                                                rounded-top-right\\n                                                                                rounded-bottom-right\\n                                                                                                                                                                                                                                                                                                    \\\" data-sortvalue=\\\"\\\" data-column-index=\\\"4\\\" data-decorator=\\\"text,cafpl.product.datapoint_cafpl_loan_term_large\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Loan Term\\\"\\u003E\\n                        \\u003Cspan class=\\\"detail-highlight\\\"\\u003E3 - 120 months\\u003C\/span\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext margin-bottom padding-bottom no-padding-top\\\" data-sortvalue=\\\"Note: LoanConnect is a loan search platform with access to multiple lenders. Applicants will be matched with a suitable lender based on credit history and borrowing requirements.\\\" data-column-index=\\\"5\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Broker Compliance\\\"\\u003E\\n                        Note: LoanConnect is a loan search platform with access to multiple lenders. Applicants will be matched with a suitable lender based on credit history and borrowing requirements.\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                                              \\n                        \\n                                    \\n                                                            \\n                                                            \\n                                            \\u003Ctd class=\\\"comparison-table__feature\\n                                        \\n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\\\" data-sortvalue=\\\"&lt;b&gt;Key features: Loan search platform for all credit scores&lt;\/b&gt;\\\" data-column-index=\\\"6\\\" data-decorator=\\\"text\\\"\\u003E\\n                  \\u003Cdiv class=\\\"comparison-table__cellWrapper js-calculator-table-value\\n                                                            \\\" data-heading=\\\"Key Features\\\"\\u003E\\n                        \\u003Cb\\u003EKey features: Loan search platform for all credit scores\\u003C\/b\\u003E\\n                                          \\u003C\/div\\u003E\\n                \\u003C\/td\\u003E\\n                                                              \\n        \\n\\n        \\n                  \\n                \\n                \\n                                      \\n          \\n          \\n          \\u003Ctd class=\\\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\\\"\\u003E\\n            \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n                                              \\u003Cbutton type=\\\"button\\\" class=\\\"js-comparison-table__save-button comparison-table__save-button\\\" aria-label=\\\"Save\\\" aria-pressed=\\\"false\\\" title=\\\"Save\\\"\\u003E\\u003C\/button\\u003E\\n                            \\u003Ca data-component-props='{\\\"finderScore\\\":8.8,\\\"badges\\\":[],\\\"productId\\\":\\\"7fd7d7fc-e864-45a9-b585-bfadfd222da4\\\"}' data-component-id=\\\"1026\\\" data-component-version=\\\"1\\\" target=\\\"_blank\\\" rel=\\\"sponsored\\\" href=\\\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/loanconnect-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22template%22%3A%22comparison%22%2C%22site%22%3A%22CAFPL%22%2C%22fieldset%22%3A%22CAFPL%2BTable%22%2C%22category_id%22%3A%221f0709ba-ca3d-41fc-af48-a454d197f7a1%22%2C%22category_name%22%3A%22Guarantor%2BLoans%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793993688%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2215388%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22product_id%22%3A%227fd7d7fc-e864-45a9-b585-bfadfd222da4%22%2C%22product_name%22%3A%22LoanConnect%2BPersonal%2BLoan%22%2C%22post_id%22%3A%22745367%22%2C%22post_path%22%3A%22personal-loans%252Fpersonal-loans-with-cosigners%22%2C%22post_country%22%3A%22ca%22%7D\\\" class=\\\"luna-button luna-button--success luna-button--medium button--cta\\\" title=\\\"Go to LoanConnect's site\\\"\\u003EGo to site\\u003C\/a\\u003E\\u003Ca href=\\\"#\\\" class=\\\"js-comparison-table__view-details-button comparison-table__view-details-button\\\" title=\\\"Read more about LoanConnect Personal Loan\\\" data-component-id=\\\"1003\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":8.8,\\\"badges\\\":[],\\\"productId\\\":\\\"7fd7d7fc-e864-45a9-b585-bfadfd222da4\\\"}'\\u003E                    \\u003Csvg class=\\\"luna-icon\\\"\\u003E\\u003Cuse href=\\\"#info\\\"\\u003E\\u003C\/use\\u003E\\u003C\/svg\\u003E View details                \\u003C\/a\\u003E\\n                                                                                \\u003Cdiv class=\\\"luna-form__selection comparison-table__compareField\\\"\\u003E\\n    \\u003Cfieldset\\u003E\\n        \\u003Clegend class=\\\"compare-box__legend\\\"\\u003ECompare product selection\\u003C\/legend\\u003E\\n        \\u003Cinput class=\\\"luna-checkbox\\\" type=\\\"checkbox\\\" id=\\\"compare-product-0000000004-7fd7d7fc-e864-45a9-b585-bfadfd222da4\\\" value=\\\"7fd7d7fc-e864-45a9-b585-bfadfd222da4\\\" name=\\\"productID\\\" _productname=\\\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \\t               8.8                    Great                                          LoanConnect Personal Loan            \\\" _productimg=\\\"\/product\/\\\" data-custom-event-active=\\\"true\\\" data-component-id=\\\"1004\\\" data-component-version=\\\"1\\\" data-component-props='{\\\"finderScore\\\":8.8,\\\"badges\\\":[],\\\"productId\\\":\\\"7fd7d7fc-e864-45a9-b585-bfadfd222da4\\\"}'\\u003E\\n        \\u003Clabel class=\\\"luna-label\\\" for=\\\"compare-product-0000000004-7fd7d7fc-e864-45a9-b585-bfadfd222da4\\\"\\u003ECompare\\u003C\/label\\u003E\\n    \\u003C\/fieldset\\u003E\\n\\u003C\/div\\u003E\\n\\n                                          \\u003C\/div\\u003E\\n          \\u003C\/td\\u003E\\n        \\n        \\n                  \\u003Ctd class=\\\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\\\" aria-hidden=\\\"true\\\"\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__overlay\\\"\\u003E\\u003C\/div\\u003E\\n  \\u003Cdiv class=\\\"sidepeek-modal-slider__content\\\"\\u003E\\n    \\n    \\u003Cdiv class=\\\"sidepeek-modal-slider__close-wrapper\\\"\\u003E\\n      \\u003Cbutton type=\\\"button\\\" class=\\\"sidepeek-modal-slider__close js-expander-trigger\\\" aria-label=\\\"Close modal\\\"\\u003E\\n          \\u003Csvg class=\\\"luna-icon sidepeek-modal-slider__close-icon\\\"\\u003E\\n            \\u003Cuse href=\\\"#x\\\"\\u003E\\u003C\/use\\u003E\\n          \\u003C\/svg\\u003E\\n      \\u003C\/button\\u003E\\n    \\u003C\/div\\u003E\\n\\n    \\u003Cdiv class=\\\"comparison-table__cellWrapper\\\"\\u003E\\n      \\n      \\u003Cdiv class=\\\"comparison-table__expander--fetching center-over\\\"\\u003E\\n        \\u003Cdiv class=\\\"relativeloading-pulse__box loading-pulse__box-notext\\\"\\u003E\\n          \\u003Cspan class=\\\"loading-pulse loading-pulse--medium loading-pulse--primary\\\"\\u003Eloading\\u003C\/span\\u003E\\n        \\u003C\/div\\u003E\\n      \\u003C\/div\\u003E\\n\\n    \\u003C\/div\\u003E\\n  \\u003C\/div\\u003E\\n\\u003C\/td\\u003E \\n        \\n        \\n              \\u003C\/tr\\u003E\",\"rewardsParams\":[],\"loyaltyRewardsParams\":{\"campaignName\":null,\"flow\":null,\"showBanner\":false,\"isLoggedIn\":null},\"noResultsIntroText\":\"\",\"topPicksHtml\":\"\",\"totalProductCount\":2,\"pageSize\":3,\"productCount\":2,\"nextOffset\":null,\"prevOffset\":0},\"infobox\":[{\"request\":{\"site\":\"CAFPL\",\"origin\":\"straightforward-niche\",\"recordType\":\"product\",\"id\":\"93a41e3b-0889-4fb6-8474-4a164deb7b8a,7fd7d7fc-e864-45a9-b585-bfadfd222da4\",\"fieldset\":\"alternative_products\"},\"response\":[{\"title\":\"Product Name\",\"values\":[\"Loans Canada Personal Loan\",\"LoanConnect Personal Loan\"]},{\"title\":\"APR Range\",\"values\":[\"9.99% - 35.00%\\u003Cspan class=\\\"table-popover\\\" rel=\\\"popover\\\" data-content=\\\"Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender&rsquo;s terms and conditions and credit criteria.\\\" title=\\\"\\\" data-original-title=\\\"\\\"\\u003E\\u003C\/span\\u003E\",\"8.99% - 35.00%\\u003Cspan class=\\\"table-popover\\\" rel=\\\"popover\\\" data-content=\\\"Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender&rsquo;s terms and conditions and credit criteria.\\\" title=\\\"\\\" data-original-title=\\\"\\\"\\u003E\\u003C\/span\\u003E\"]},{\"title\":\"Loan Amount\",\"values\":[\"$500 - $50,000\",\"$500 - $50,000\"]},{\"title\":\"Loan Term\",\"values\":[\"3 - 60 months\",\"3 - 120 months\"]}]}]}<\/script><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"mobileSort__root\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col u-1\/2\"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-1f0709ba-ca3d-41fc-af48-a454d197f7a1\">2 of 2 results<\/span><\/small><\/div><div class=\"u-grid__col u-1\/2 templateTable__lastUpdatedWithCounterContainer\"><span><a aria-label=\"Data updated\" class=\"disclaimer_popup u-color--foreground-main horizontal-promo-box__popup finder-modal-trigger\" data-modal-id=\"data_updated_popup\"><svg class=\"luna-icon luna-icon--small luna-icon--primary\"><use xlink:href=\"#info-circle\"><\/use><\/svg><span class=\"u-pl--1\">Updated regularly<\/span><\/a><\/span><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"CAFPL\" data-site=\"CAFPL\" data-table-id=\"780\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"CAFPL\",\"fieldset\":\"CAFPL Table\",\"template\":\"comparison\",\"category_id\":\"1f0709ba-ca3d-41fc-af48-a454d197f7a1\",\"category_name\":\"Guarantor Loans\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793993688}'><div class=\"comparisonHistory__root\"><\/div><style>\n  \/* Gold gradient on reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n    margin-bottom: 12px;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: center;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: left;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  \/* &#9472;&#9472; Responsive T&C: inline (inside pill) vs below (outside pill) &#9472;&#9472; *\/\n  .rewards-pill__tc--below {\n    display: none;\n  }\n\n  .rewards-pill__icon-svg--compact {\n    display: none;\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill__tc--inline {\n      display: none;\n    }\n\n    .rewards-pill__tc--below {\n      display: block;\n    }\n\n    \/* Swap to compact icon on mobile\/tablet *\/\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--compact {\n      display: block;\n    }\n\n    \/* Revert pill to compact size when T&C moves outside *\/\n    .rewards-pill[data-show-tc=\"true\"] {\n      height: 24px;\n      padding: 0px 8px 0px 2px;\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n      top: 55%;\n      left: 3%;\n      margin-top: -19px;\n      margin-left: -6px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n      text-transform: uppercase;\n      font-size: 16px;\n      line-height: 24px;\n    }\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n  \/* Partner card (stacked rewards design) *\/\n  .rewards-pill__partner--large {\n    display: flex;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__partner--compact {\n    display: none;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__plus {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-size: 14px;\n    color: #232320;\n    z-index: 1;\n    line-height: 1;\n  }\n\n  .rewards-pill__partner-svg {\n    width: 68px;\n    height: 48px;\n    filter: drop-shadow(0px 0px 6.2px rgba(0, 0, 0, 0.15));\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--compact {\n      display: flex;\n    }\n  }\n\n<\/style><style>\n    .comparison-table__feature--offer.comparison-table__feature--offer-stacked {\n    display: flex;\n    flex-direction: column;\n  }\n\n    .comparison-table__feature.comparison-table__feature--reward-criteria {\n    padding-top: 16px;\n  }\n\n  .finder-reward-criteria,\n  .finder-reward-stack {\n    position: relative;\n    box-sizing: border-box;\n    width: 100%;\n    margin-top: 8px;\n  }\n\n  .finder-reward-criteria,\n  .finder-reward-stack__reward {\n    padding: 24px 16px 8px;\n    border: 1px solid #e6b40f;\n    border-radius: 12px;\n    background: linear-gradient(162deg, rgba(255, 210, 59, 0.5) 9.47%, rgba(255, 216, 53, 0.5) 16.17%, rgba(254, 218, 61, 0.5) 21.75%, rgba(254, 224, 83, 0.5) 29.57%, rgba(254, 234, 119, 0.5) 39.61%, rgba(253, 247, 169, 0.5) 50.78%, rgba(253, 255, 196, 0.5) 56.36%, rgba(253, 248, 172, 0.5) 58.59%, rgba(253, 238, 136, 0.5) 61.94%, rgba(254, 230, 105, 0.5) 65.29%, rgba(254, 224, 82, 0.5) 68.64%, rgba(254, 219, 65, 0.5) 73.1%, rgba(254, 216, 56, 0.5) 77.57%, rgba(255, 216, 53, 0.5) 83.15%, rgba(255, 210, 59, 0.5) 89.85%), #ffffff;\n  }\n\n  .comparison-table__feature--offer-stacked .finder-reward-stack {\n    display: flex;\n    flex-direction: column;\n    padding: 0;\n    background: none;\n    border: 0;\n  }\n\n  .finder-reward-stack__reward {\n    border-bottom-left-radius: 0;\n    border-bottom-right-radius: 0;\n  }\n\n  .finder-reward-stack__offer {\n    display: flex;\n    align-items: flex-start;\n    gap: 8px;\n    margin-top: -1px;\n    padding: 12px 16px;\n    border: 1px solid #e6b40f;\n    border-radius: 0 0 12px 12px;\n    background: #fff9e5;\n    color: #232320;\n    font-size: 14px;\n    line-height: 1.25;\n  }\n\n  .finder-reward-stack__offer .luna-icon {\n    --fill: #1dd751;\n    flex-shrink: 0;\n    width: 20px;\n    height: 20px;\n  }\n\n  .finder-reward-stack__plus {\n    display: block;\n    align-self: center;\n    box-sizing: border-box;\n    width: 20px;\n    height: 20px;\n    margin: -10px auto;\n    position: relative;\n    z-index: 2;\n    border-radius: 9999px;\n    border: 1px solid #e6b40f;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n  }\n\n    .finder-reward-stack__plus::before,\n  .finder-reward-stack__plus::after {\n    content: '';\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    width: 8px;\n    height: 2px;\n    background: #092673;\n    transform: translate(-50%, -50%);\n  }\n\n  .finder-reward-stack__plus::after {\n    transform: translate(-50%, -50%) rotate(90deg);\n  }\n\n    .finder-reward-badge {\n    position: absolute;\n    top: -8px;\n    left: 12px;\n    z-index: 1;\n    display: inline-flex;\n    align-items: center;\n    gap: 2px;\n    box-sizing: border-box;\n    height: 24px;\n    padding: 0 10px 0 4px;\n    border: 1px solid #e6b40f;\n    border-radius: 12px 999px 999px 80px;\n    background: linear-gradient(148.12deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n  }\n\n  .finder-reward-badge .finder-reward-badge__card {\n    width: 44px;\n    height: 31px;\n    margin: -4px 0 -4px -10px;\n  }\n\n    .finder-reward-badge .finder-reward-badge__card text {\n    font: italic 900 10px 'Modern Era', Arial, Helvetica, sans-serif;\n  }\n\n    .finder-reward-badge__text {\n    text-box: trim-both cap alphabetic;\n    color: #092673;\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n\n  .finder-reward-criteria__text {\n    margin: 0;\n    color: #232320;\n    font-size: 14px;\n    line-height: 1.25;\n  }\n\n  .finder-reward-criteria__text strong {\n    font-weight: 700;\n  }\n\n    .finder-reward-criteria__tc,\n  .finder-reward-criteria__tc:visited {\n    color: inherit;\n    font-weight: inherit;\n    text-decoration: underline;\n    text-underline-position: auto;\n    white-space: nowrap;\n  }\n\n    @media (max-width: 600px) {\n        table.has-combined-column-header tr.mobile-two-columns td.comparison-table__feature.comparison-table__feature--offer-stacked,\n    table.has-combined-column-header tr.mobile-two-columns td.comparison-table__feature.comparison-table__feature--reward-criteria {\n      padding-left: 16px !important;\n      padding-right: 16px !important;\n    }\n  }\n\n  .finder-reward-stack,\n  .finder-reward-criteria {\n    text-align: left;\n  }\n<\/style><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"cafpl\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"2\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"ffc6b532d9a3a4ee160e353742117813f884e614e223281ca39eab4a24a6d575\" data-table-record-type=\"product\" data-table-record-ids='[\"93a41e3b-0889-4fb6-8474-4a164deb7b8a\",\"7fd7d7fc-e864-45a9-b585-bfadfd222da4\"]' data-total-data=\"2\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"2\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-4\"><th data-mobile=\"hide\" data-ajax-table-sorter-column=\"CAFPL.PRODUCT.DATAPOINT_CAFPL_FINDER_SCORE\" class=\"comparison-table__feature default-sort-descending tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"finder_score\" data-ajax-table-sorter-default-direction=\"DESCENDING\"><span class=\"comparison-table__nameTooltip\" rel=\"popover\" data-tooltip-type=\"Finder Score\" data-content=\"The Finder Score is designed to make it easier to compare loans.\">\n                    Finder Score\n                    <svg class=\"luna-icon\"><use xlink:href=\"#info\"><\/use><\/svg><\/span><span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"CAFPL.PRODUCT.DATAPOINT_CAFPL_APR_LARGE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"apr_range\">\n                                                        APR Range\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"CAFPL.PRODUCT.DATAPOINT_CAFPL_LOAN_AMOUNT_LARGE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"loan_amount\">\n                                                        Loan Amount\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"CAFPL.PRODUCT.DATAPOINT_CAFPL_LOAN_TERM_LARGE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"loan_term\">\n                                                        Loan Term\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.GENERAL.BROKER_COMPLIANCE\" class=\"comparison-table__feature comparison-table__feature--longtext margin-bottom padding-bottom no-padding-top tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"broker_compliance\">\n                                                        Broker Compliance\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.DESCRIPTIONS.TABLE_DEFAULT_KEY_FEATURES\" class=\"comparison-table__feature comparison-table__feature--longtext tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"key_features\">\n                                                        Key Features\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><\/tr><\/thead><tbody><tr data-product-id=\"93a41e3b-0889-4fb6-8474-4a164deb7b8a\" data-provider-id=\"22495a20-537f-4e7e-beec-8f771582bcb8\" data-product-name=\"Loans Canada Personal Loan\" data-provider-name=\"Loans Canada\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-8  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/loans-canada-personal-loan-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png\" alt=\"Loans Canada logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5f8f0c7f7fe9e.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafpl')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/loans-canada-personal-loan-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Loans Canada Personal Loan<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafpl.product.datapoint_cafpl_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafpl')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.6<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafpl.product.datapoint_cafpl_apr_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"APR Range\"><span class=\"detail-highlight\">9.99% - 35.00%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafpl.product.datapoint_cafpl_loan_amount_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Amount\"><span class=\"detail-highlight\">                  $500                   - $50,000      <\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafpl.product.datapoint_cafpl_loan_term_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Term\"><span class=\"detail-highlight\">3 - 60 months<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext margin-bottom padding-bottom no-padding-top\" data-sortvalue=\"Note: Loans Canada is a loan search platform. Apply once to get matched with lenders based on your credit and borrowing requirements.\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Broker Compliance\">\n                        Note: Loans Canada is a loan search platform. Apply once to get matched with lenders based on your credit and borrowing requirements.\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Key features: Loan search platform with the largest lender network&lt;\/b&gt;\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key Features\"><b>Key features: Loan search platform with the largest lender network<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":8.6,\"badges\":[],\"productId\":\"93a41e3b-0889-4fb6-8474-4a164deb7b8a\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/loans-canada-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CAFPL%22%2C%22fieldset%22%3A%22CAFPL%2BTable%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%221f0709ba-ca3d-41fc-af48-a454d197f7a1%22%2C%22category_name%22%3A%22Guarantor%2BLoans%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793993688%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2217711%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22product_id%22%3A%2293a41e3b-0889-4fb6-8474-4a164deb7b8a%22%2C%22product_name%22%3A%22Loans%2BCanada%2BPersonal%2BLoan%22%2C%22post_id%22%3A%22745367%22%2C%22post_path%22%3A%22personal-loans%252Fpersonal-loans-with-cosigners%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to Loans Canada's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about Loans Canada Personal Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.6,\"badges\":[],\"productId\":\"93a41e3b-0889-4fb6-8474-4a164deb7b8a\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-93a41e3b-0889-4fb6-8474-4a164deb7b8a\" value=\"93a41e3b-0889-4fb6-8474-4a164deb7b8a\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \t               8.6                    Great                                          Loans Canada Personal Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.6,\"badges\":[],\"productId\":\"93a41e3b-0889-4fb6-8474-4a164deb7b8a\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-93a41e3b-0889-4fb6-8474-4a164deb7b8a\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"7fd7d7fc-e864-45a9-b585-bfadfd222da4\" data-provider-id=\"a95b0463-1871-4f05-98ce-2bd750cc8d80\" data-product-name=\"LoanConnect Personal Loan\" data-provider-name=\"LoanConnect\" class=\"grid-column-count-4  mobile-column-count-3 mobile-row-count-8  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/loanconnect-personal-loan\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png\" alt=\"LoanConnect logo\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/67f6e86b65674.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafpl')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/loanconnect-personal-loan\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">LoanConnect Personal Loan<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                            first-row\n                                                                                                                        default-sort-descending\" data-mobile=\"hide\" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,cafpl.product.datapoint_cafpl_finder_score\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Finder Score\"><style>@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}<\/style><div class=\"detail-info \" style=\"cursor: pointer;\"><a class=\"scoreCombined score__container finder-score\" onclick=\"showFinderScoreModal('cafpl')\"><span class=\"score__badge score__badge--great\"><span class=\"score__value\">8.8<\/span><\/span><span class=\"score__text-wrapper score__text score__text--great\">        Great      <\/span><\/a><\/div><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,cafpl.product.datapoint_cafpl_apr_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"APR Range\"><span class=\"detail-highlight\">8.99% - 35.00%<span class=\"table-popover\" rel=\"popover\" data-content=\"Interest rates shown reflect the Annual Percentage Rate (APR) range currently advertised by the lender and are subject to change anytime, without notice. Finder does not guarantee that the figures shown will continue to be accurate or current. Figures shown are solely intended to be indicative and for general informational purposes only. Confirm the actual rates currently offered with the lender directly. Your exact rate, if any is offered to you, will be determined solely by the lender based on its assessment of your loan application, which is subject to the lender\u2019s terms and conditions and credit criteria.\" title=\"\" data-original-title=\"\"><\/span><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                  bottom-order-3\n                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,cafpl.product.datapoint_cafpl_loan_amount_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Amount\"><span class=\"detail-highlight\">                  $500                   - $50,000      <\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,cafpl.product.datapoint_cafpl_loan_term_large\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Loan Term\"><span class=\"detail-highlight\">3 - 120 months<\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext margin-bottom padding-bottom no-padding-top\" data-sortvalue=\"Note: LoanConnect is a loan search platform with access to multiple lenders. Applicants will be matched with a suitable lender based on credit history and borrowing requirements.\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Broker Compliance\">\n                        Note: LoanConnect is a loan search platform with access to multiple lenders. Applicants will be matched with a suitable lender based on credit history and borrowing requirements.\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Key features: Loan search platform for all credit scores&lt;\/b&gt;\" data-column-index=\"6\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Key Features\"><b>Key features: Loan search platform for all credit scores<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 bottom-order-4\"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":8.8,\"badges\":[],\"productId\":\"7fd7d7fc-e864-45a9-b585-bfadfd222da4\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/personal-loans\/loanconnect-personal-loan-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CAFPL%22%2C%22fieldset%22%3A%22CAFPL%2BTable%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%221f0709ba-ca3d-41fc-af48-a454d197f7a1%22%2C%22category_name%22%3A%22Guarantor%2BLoans%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793993688%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2215388%22%2C%22niche_code%22%3A%22CAFPL%22%2C%22product_id%22%3A%227fd7d7fc-e864-45a9-b585-bfadfd222da4%22%2C%22product_name%22%3A%22LoanConnect%2BPersonal%2BLoan%22%2C%22post_id%22%3A%22745367%22%2C%22post_path%22%3A%22personal-loans%252Fpersonal-loans-with-cosigners%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium button--cta\" title=\"Go to LoanConnect's site\">Go to site<\/a><a href=\"#\" class=\"js-comparison-table__view-details-button comparison-table__view-details-button\" title=\"Read more about LoanConnect Personal Loan\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.8,\"badges\":[],\"productId\":\"7fd7d7fc-e864-45a9-b585-bfadfd222da4\"}'><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg> View details                <\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-7fd7d7fc-e864-45a9-b585-bfadfd222da4\" value=\"7fd7d7fc-e864-45a9-b585-bfadfd222da4\" name=\"productID\" _productname=\"@media (max-width: 600px) {    .comparison-table tr td {        order: 3;     }     .comparison-table td.comparison-table__name {        order: 1 !important;         flex-basis: 100% !important;    }    .comparison-table td.comparison-table__product {        order: 2 !important;         flex-basis: 33.33% !important;        padding: .5rem .45rem;    }}                        \t               8.8                    Great                                          LoanConnect Personal Loan            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":8.8,\"badges\":[],\"productId\":\"7fd7d7fc-e864-45a9-b585-bfadfd222da4\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-7fd7d7fc-e864-45a9-b585-bfadfd222da4\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer hide-comparison-table__paginationContainer\"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"\">Load More<\/button><div class=\"js-show-more-data_count-1f0709ba-ca3d-41fc-af48-a454d197f7a1 comparison-table__dataCount\">Showing\n\t\t\t2\n\t\t\tof\n\t\t\t2\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CAFPL\" data-rewards-component=\"compare-products\"><\/div><div class=\"product-modal\"><section class=\"luna-modal is-invisible\" aria-hidden=\"false\" role=\"dialog\" id=\"alternative-products-modal\" aria-labelledby=\"alternative-products-modal-heading\" aria-describedby=\"modal-content\" tabindex=\"-1\"><div class=\"luna-modal__content\"><button class=\"luna-modal__close\" type=\"button\" aria-label=\"Close modal\"><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#x\"><\/use><\/svg><\/button><div class=\"luna-modal__body\" id=\"modal-content\"><div class=\"luna-modal__wrapper\"><div class=\"modal-heading\" id=\"alternative-products-modal-heading\">Compare other products<\/div><div class=\"cta-modal__body\"><p class=\"cta-modal__intro-text cta-modal__intro-text--active-cta\" style=\"display: none;\">Looking for other options? Check out these similar products.<\/p><div class=\"cta-modal__cards-container\"><\/div><span class=\"cta-modal__popover table-popover\" rel=\"popover\" data-placement=\"top\" data-content=\"This list shows products with some similar features to the one you selected. It is not a recommendation or suggestion to purchase any product. Always check details and get independent advice to make sure any product suits your own needs before applying.\">How we picked these<\/span><\/div><\/div><\/div><\/div><\/section><\/div><div class=\"finder-score-methodology\"><h3 data-toc=\"false\" id=\"finder-score-methodology\">Finder Score for personal loans<\/h3>\n\n<p>To make comparing even easier, we came up with the <a href=\"https:\/\/www.finder.com\/ca\/finder-score\">Finder Score<\/a>. Interest rates, fees and features across 40+ personal loans are all weighted and scaled to produce a score out of 10. The higher the score the better the loan\u2014simple.<\/p>\n\n<p style=\"text-align: center;\"><a class=\"luna-button luna-button--primary\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/personal-loans-rating-methodology\">Read the full methodology<\/a><\/p><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<div class=\"keyTakeaways\">\n  <div class=\"keyTakeaways__header\">\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"21\" viewbox=\"0 0 314.16 201.03\" fill=\"none\">\n  <path d=\"M212.32,190.62c-19.66,0-38.8-6.44-54.42-18.24-15.63,11.79-34.77,18.24-54.42,18.24-49.84,0-90.39-40.55-90.39-90.39V9.83h199.24c49.84,0,90.39,40.55,90.39,90.39s-40.55,90.39-90.39,90.39Z\" fill=\"white\"><\/path>\n  <path d=\"M212.32,15.9c46.57,0,84.33,37.75,84.33,84.33h0c0,46.57-37.75,84.33-84.33,84.33h0c-20.75,0-39.74-7.51-54.42-19.94-14.69,12.43-33.68,19.94-54.42,19.94h0c-46.57,0-84.33-37.75-84.33-84.33V15.9h193.18M212.32,3.76H7.01v96.46c0,53.19,43.27,96.46,96.46,96.46,19.47,0,38.46-5.92,54.43-16.84,15.96,10.91,34.95,16.84,54.42,16.84,53.19,0,96.46-43.27,96.46-96.46S265.51,3.76,212.32,3.76h0Z\" fill=\"#232320\"><\/path>\n  <path d=\"M216.34,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n  <path d=\"M105.92,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n<\/svg>        <h3 data-toc=\"false\">Key takeaways<\/h3>\n  <\/div>\n\n    <ul>\n          <li>A cosigner or guarantor helps a borrower get approved for a loan by committing to covering the repayments if the borrower stops paying them. The cosigner or guarantor assumes the risks but none of the benefits of the loan.<\/li>\n          <li>You can\u2019t get an unknown cosigner or guarantor online. They must be a close personal contact, such as a friend or family member.<\/li>\n          <li>The cosigner or guarantor will need to have good credit over 660, a stable income and a debt-to-income ratio under 40%.<\/li>\n      <\/ul>\n\n      <div class=\"keyTakeaways__footer\">\n      <div class=\"keyTakeaways__footer-cta-text\">Ready to get a loan?<\/div>\n      <a class=\"luna-button luna-button--primary\" href=\"#compare\">Compare lenders<\/a>\n    <\/div>\n  \n  <\/div>\n<h3>What is a cosigner on a loan?<\/h3><p>A cosigner on a loan is an individual who agrees to pay your debt if you fail to repay it. Your cosigner has to be someone who\u2019s financially independent from you and who meets the basic eligibility requirements for the loan. Because cosigned loans are less risky, they can help increase your chances of approval and get a lower rate.<\/p><h3>How do personal loans with cosigners work in Canada?<\/h3><p>In the eyes of the lender, a personal loan with a cosigner is less risky since the lender can collect funds from another person if the primary borrower stops making repayments.<\/p><p>The catch is that lenders will want the cosigner to have a strong credit score, usually higher than the primary borrower. During the application process, lenders will assess the cosigner\u2019s finances the same way they assess the primary borrower\u2019s finances.<\/p><p>Often, borrowers seek a cosigner because they may have trouble getting approved on their own. For example, a student with little to no credit history may ask their parents to cosign <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/student-loans\">their student loans<\/a>. Or, someone trying to rebuild their credit may ask a friend to cosign a personal loan.<\/p><h3>How are guarantor loans different?<\/h3><p>A guarantor personal loan is one where someone promises to pay only if you default, so they\u2019re a backup rather than equally responsible. A cosigned personal loan is one where the cosigner shares full responsibility from the start, and the lender can pursue them immediately if you don\u2019t pay.<\/p><h3>Benefits and drawbacks of cosigner or guarantor loans in Canada<\/h3><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><h4>Benefits<\/h4><ul class=\"list-1\"><li>Increases the chances of approval<\/li><li>Can help you qualify for a lower interest rate<\/li><li>Potential for more favourable repayment conditions<\/li><li>On-time payments can help improve your credit history, so you won\u2019t need a cosigner or guarantor in the future<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><h4>Drawbacks<\/h4><ul class=\"list-13\"><li>The loan could affect the cosigner\u2019s or guarantor\u2019s credit and borrowing capacity for their own loan<\/li><li>It can be hard to find someone trustworthy, able to fulfill the financial commitment and willing to cosign<\/li><li>If you miss payments, your friendships or family relationships could be strained<\/li><\/ul><\/div><\/div><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/how-to-remove-yourself-as-a-cosigner-on-a-loan\" style=\"text-decoration:underline; font-size:0.9em;\">Removing yourself as a cosigner<\/a>\n<\/div>\n<\/article><h3>Is it easier to get a personal loan with a cosigner or guarantor in Canada?<\/h3><p>In theory, yes, it\u2019s easier to obtain a personal loan with a cosigner or guarantor. Lenders like cosigners and guarantors because they have a second person to turn to if they have trouble collecting the debt.<\/p><p>However, if the cosigner or guarantor has bad credit, poor financial history or is otherwise perceived to be a risky borrower, your chances of getting approved won\u2019t increase.<\/p><p>On the other hand, if the cosigner or guarantor is perceived to be an excellent candidate for lending, they may eliminate part of the risk for the lender. The reduced risk can lead to better odds of approval, more favourable conditions and even a better interest rate.<\/p><h3>What requirements does a cosigner or guarantor need to meet?<\/h3><p>Eligibility requirements vary between lenders, but cosigners and guarantors usually need to meet the following:<\/p><ul class=\"list-7\"><li>Be the age of majority in their province or territory<\/li><li>Be a Canadian citizen or a permanent resident with a valid Canadian address<\/li><li>Have an established credit history and a credit score over 660<\/li><li>Have a debt-to-income ratio under 40%<\/li><li>Have a stable income<\/li><li>Have an active, open bank account in their name<\/li><li>Is financially independent from the primary borrower<\/li><\/ul><h3>How to apply for cosigner or guarantor loans in Canada<\/h3><h4><strong>1. Assess your financial situation<\/strong><\/h4><p>Start by assessing your own financial situation to determine whether you even need a cosigner or guarantor. If you have low or unstable income, a debt-to-income ratio over 40%, no credit history or a low credit score, you may only qualify for a loan with high interest rates.<\/p><p>In that case, getting a cosigner or guarantor may be the best option for you, but you still need to determine how much you need to borrow and what monthly payments you can afford to make.<\/p><h4><strong>2. Compare your options<\/strong><\/h4><p>Once you know the loan amount you need, you can compare different lenders and financial products. For every loan you come across, be sure that cosigners or guarantors are accepted.<\/p><h4><strong>3. Prepare documentation<\/strong><\/h4><p>In most cases, the primary borrower and the cosigner\/guarantor must provide the required documents to the lender. Government identification, proof of income and employment information are common requests. Be proactive in gathering this information from the cosigner to make the application process smoother.<\/p><h4><strong>4. Apply for financing<\/strong><\/h4><p>Now, you\u2019re ready to finalize your loan application online or in person. If the cosigner or guarantor is available, consider having them there with you when you apply, in case additional information is required.<\/p><h4>5. Review and sign the loan agreement<\/h4><p>Your chosen lender will review both of your credit profiles and financial details. If approved, the loan will be issued in your name, but the interest rates and terms will reflect your combined creditworthiness.<\/p><p>Review the agreement with your cosigner or guarantor and make sure you both understand the repayment schedule, interest rate and what happens in case of missed payments.<\/p><p style=\"text-align: center;\"><a class=\"luna-button luna-button--primary luna-button--primary scroll\" role=\"button\" href=\"#compare\">Get personal loans with a cosigner<\/a><\/p><h3>Is a cosigner different from a joint applicant or co-borrower?<\/h3><p>Yes, the two terms are different. A <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/joint-application-personal-loans\">joint applicant<\/a>, sometimes referred to as a co-borrower, is a borrower who applies for a loan alongside another borrower equally. All joint applicants equally share the burden and benefits of the debt, which means that both can access the loan funds and both are responsible for paying it back.<\/p><h3>Can you hire or find a cosigner or guarantor online in Canada?<\/h3><p>No. A cosigner or guarantor is a close personal contact, like a friend or family member, who\u2019s willing to manage your loan repayments on your behalf if you ever find yourself unable to pay. You can\u2019t find an unknown cosigner or guarantor online in Canada because there are lots of risk and no benefits to cosigning a loan.<\/p><h3>Can I get a bank personal loan with bad credit and a cosigner?<\/h3><p>If you have bad credit, it\u2019s unlikely you\u2019ll get approved for a bank personal loan even if you have a cosigner with a strong financial profile. Banks have strict requirements. To get approved as the primary borrower, you\u2019ll need to be an acceptable risk on your own. Instead, consider alternative online lenders.<\/p><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Must read: <\/span><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/bad-credit-personal-loans\/best-bad-credit-personal-loans\" style=\"text-decoration:underline; font-size:0.9em;\">Best bad credit loans in Canada<\/a>\n<\/div>\n<\/article><h3>What a cosigner means for different types of personal loans<\/h3><p>As a cosigner, you only assume the liability of the loan and none of the loan\u2019s benefits. If you want to assume the benefits of the loan too, you should be applying as joint applicants instead. The type of loan the primary borrower is seeking will affect the cosigner. In general, there are two main loan types: secured and unsecured. Consider the implications of each below.<\/p><h4><img decoding=\"async\" class=\"wp-image-1040609 alignleft\" title=\"Image: Finder\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Lock-Icon_Finder_500x500.png\" alt=\"Lock icon\" width=\"89\" height=\"89\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Lock-Icon_Finder_500x500.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/12\/Lock-Icon_Finder_500x500.png?fit=267 267w\" sizes=\"(max-width: 267px) 100vw, 267px\" loading=\"lazy\">Secured loan<\/h4><p>A secured loan requires collateral. A home, car or any asset with significant value could be used as collateral. Mortgages and car loans are common loans under this category. <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/secured-loans-canada\">Secured loans are generally safer<\/a> because the lender has an asset to seize if the borrower stops making payments or defaults.<\/p><p>With any loan, cosigners only assume the liability, but none of the benefits. This means if the primary borrower obtains a mortgage, car loan or other secured loan, the cosigner doesn\u2019t own or possess any benefits of the purchased asset or collateral.<\/p><p>The cosigner is simply responsible for repaying the debt if the borrower fails to pay or defaults. Keep in mind that secured loans are actually safer for cosigners because the lender may repossess the collateral instead of turning to the cosigner if the borrower fails to repay or defaults.<\/p><h4><img decoding=\"async\" class=\" wp-image-1042567 alignleft\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/06\/HoldingMoneyIconLoanAmount_Finder_250x250.png\" alt=\"Picture not described\" width=\"90\" height=\"90\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/06\/HoldingMoneyIconLoanAmount_Finder_250x250.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/06\/HoldingMoneyIconLoanAmount_Finder_250x250.png?fit=270 270w\" sizes=\"(max-width: 270px) 100vw, 270px\" loading=\"lazy\">Unsecured loan<\/h4><p>A <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/unsecured-loans-canada\">loan with no collateral is an unsecured loan<\/a>. These loans are perceived as riskier because the lender has nothing to seize if the borrower fails to pay or defaults. In addition, it\u2019s more risky to the cosigner because there\u2019s a greater chance that they will have to repay the loan in the worst-case scenario.<\/p><p>Similar to secured loans, the cosigner doesn\u2019t reap any benefits from an unsecured loan. The cosigner only assumes the obligation to pay the debt.<\/p><p>That means if the borrower used the loan to go to school or make improvements to their home, the cosigner has no ownership or rights to the products or services bought by the borrower.<\/p><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/cosigning-a-loan\" style=\"text-decoration:underline; font-size:0.9em;\">Cosigning a loan in Canada<\/a>\n<\/div>\n<\/article><h3>4 important questions to ask before becoming a cosigner or guarantor<\/h3><p>Money can cause a lot of strain on a relationship. Potential cosigners should ask the following questions before cosigning a loan:<\/p><ol><li style=\"padding-bottom: 14px;\"><strong>Am I ready to accept the responsibility? <\/strong>A potential cosigner should fully understand the implications of guaranteeing a loan. If they\u2019re not comfortable with the responsibility, it\u2019s best to withdraw support.<\/li><li style=\"padding-bottom: 14px;\"><strong>Do I need to seek legal advice before cosigning? <\/strong>Some lenders may require a potential cosigner to seek independent legal advice first, especially for high loan amounts.<\/li><li style=\"padding-bottom: 14px;\"><strong>What is the loan for?<\/strong> A potential cosigner will want assurance that the loan is for something reasonable and responsible.<\/li><li style=\"padding-bottom: 14px;\"><strong>How much is the loan amount?<\/strong> A small amount is easier to repay than a large amount. A lower amount is more attractive to a cosigner because default is less likely. Even if default occurs, less money is required from the cosigner to settle the debt.<\/li><\/ol><h3>I have no credit. Can I get a personal loan with no cosigner?<\/h3><p>If you\u2019re looking for a personal loan and you have no credit and no cosigner, you can apply to alternative lenders that will shift their focus to other factors, such as your income and debt-to-income ratio.<\/p><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Must read: <\/span><a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/how-to-get-a-loan-with-no-credit-score\" style=\"text-decoration:underline; font-size:0.9em;\">Learn more about getting a loan with no credit history<\/a>\n<\/div>\n<\/article><h3>How to get a personal loan without a cosigner and bad credit?<\/h3><p>If you have bad credit and no cosigner, there are alternative lenders in Canada that specialize in <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/bad-credit-personal-loans\/best-bad-credit-personal-loans\">personal loans for bad credit<\/a>. However, they charge higher rates to offset the risk of borrowers without cosigners defaulting.<\/p><p>To increase your chances of approval, you\u2019ll need to show that your income can manage the loan repayments by providing recent bank statements and pay stubs. You also must have little to no non-sufficient funds (NSF) transactions in your bank account in the last 60-90 days or any active short-term loans.<\/p><p>Another alternative to getting a loan with a cosigner is to improve your odds of approval on your own by <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/secured-loans-canada\">getting a secured loan<\/a>.<\/p><h3>What do Canadians find the most important in a personal loan?<\/h3><p>In the <em>Finder: Consumer Sentiment Survey January 2024<\/em>, participants were asked to select up to three of the most important factors they consider when applying for a personal loan. Interestingly, 35% cited repayment flexibility as an important factor.<\/p><p>If you too are concerned about your ability to repay your loan, finding a trustworthy cosigner can help give you peace of mind.<\/p><iframe id=\"datawrapper-chart-VxdLB\/1\" title=\"Desired loan amounts for borrowers over the next 3 months\" width=\"100%\" scrolling=\"no\" src=\"https:\/\/datawrapper.dwcdn.net\/VxdLB\/1\/\" loading=\"lazy\"><\/iframe><h3>Bottom line<\/h3><p>Cosigners can help primary borrowers secure financing with better conditions and rates than if the borrower applied alone. This is especially true if the cosigner has great credit and an ideal financial position. However, as the risk for the lender decreases, the risk for the cosigner increases. The cosigner assumes a large financial responsibility when cosigning a loan \u2014 a decision that shouldn\u2019t be taken lightly.<\/p><h3>Frequently asked questions<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">Does cosigning hurt your credit?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Cosigning could hurt your credit score. That is because, as a cosigner, you are equally responsible for repaying the loan, so any missed or late payments will negatively impact your credit score. That said, cosigning could also help boost your credit score if the borrower makes on-time payments.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000006\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000006\">\n                <span class=\"luna-accordion__title\">Will I get approved for a personal loan if I have low credit but have a cosigner?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000006\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>A cosigner may increase your odds of approval, but it's not guaranteed. A lender will look at <em>both<\/em> of your finances and even if your cosigner's profile is strong, it can still deny you a loan if it determines that your personal financial situation is not an acceptable risk.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000007\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000007\">\n                <span class=\"luna-accordion__title\">Are same-day loans with a cosigner in Canada available?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000007\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes, same-day loans with a cosigner in Canada are available, but typically through non-traditional lenders rather than banks. Online lenders tend to offer smaller loan amounts and higher rates in exchange for faster funds and less strict eligibility requirements, though.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000008\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000008\">\n                <span class=\"luna-accordion__title\">Will my cosigner be able to make online payments if needed?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000008\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Depending on the lender, your cosigner may be able to pay on your behalf. You might want to check with the provider ahead of time if you think this could be an issue.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000009\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000009\">\n                <span class=\"luna-accordion__title\">Is there a cosigner service in Canada?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000009\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>No, there's no cosigner service in Canada where you can hire or pay an unknown person to cosign a loan with you. Cosigners are usually close friends or family members.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div class=\"sources sources__f1\">\n    \n  <ul class=\"luna-accordionGroup accordionGroup\">\n    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n      <div class=\"luna-accordion__summary\">\n        <h3 class=\"luna-accordion__heading\" data-toc-label=\"Sources\">\n          <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"sources_0000000010\" data-toggle=\"collapse\" data-target=\"#sources_0000000010\">\n            <span class=\"luna-accordion__title u-text--lg u-font--bold\">Sources<\/span>\n            <svg class=\"luna-icon\" aria-hidden=\"true\">\n              <use href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n              <use href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n            <\/svg>\n          <\/button>\n        <\/h3>\n      <\/div>\n      <div class=\"luna-accordion__details collapse \" aria-hidden=\"true\" id=\"sources_0000000010\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n          <p class=\"sources__description\">Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are <a href=\"https:\/\/www.finder.com\/ca\/why-trust-us\">fact checked<\/a> in line with our <a href=\"https:\/\/www.finder.com\/ca\/editorial-guidelines\">editorial guidelines<\/a>.<\/p>\n          <ol class=\"u-pl--0 u-text--lg u-font--medium\">\n                                          <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/loans\/personal-loans.html\" target=\"_blank\">Financial Consumer Agency of Canada: Personal loans<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.fcnb.ca\/en\/guides\/what-you-should-know-before-co-signing-a-loan\" target=\"_blank\">New Brunswick Financial and Consumer Services Commission: What you should know before co-signing a loan<\/a><\/li>\n                                    <\/ol>\n        <\/div>\n      <\/div>\n    <\/li>\n  <\/ul>\n  <\/div>","protected":false},"excerpt":{"rendered":"<p>Many lenders accept a personal loan with a cosigner because it reduces their risk. In turn, cosigners can help the borrower secure a lower interest rate and better financing conditions.<\/p>\n","protected":false},"author":986,"featured_media":1041490,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"personal loan with cosigner canada","_yoast_wpseo_title":"Personal Loans You Can Get With a Cosigner or Guarantor","_yoast_wpseo_metadesc":"Compare personal loans you can apply for online with a cosigner or guarantor and learn about eligibility requirements to get 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18:31:55\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We added key takeaways and updated the steps to getting a personal loan with a cosigner.\"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":""},"categories":[407],"tags":[107302],"asset_tag":[],"class_list":["post-745367","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-loans","tag-cst-research"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Personal Loans You Can Get With a Cosigner or Guarantor<\/title>\n<meta name=\"description\" content=\"Compare personal loans you can apply for online with a cosigner or guarantor and learn about eligibility requirements to get approved.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/personal-loans\/personal-loans-with-cosigners\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Personal loans you can get with a cosigner or guarantor\" \/>\n<meta property=\"og:description\" content=\"Compare personal loans you can apply for online with a cosigner or guarantor and learn about eligibility requirements to get approved.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/personal-loans\/personal-loans-with-cosigners\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" 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