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<\/div>\r\n ![\"easyfinancial](\"https:\/\/www.finder.com\/niche-builder\/5fd29e01bcf5b.png\")
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<\/center>\r\n \r\n\r\n \r\n\r\n \r\n \r\n \r\n \r\n \r\n 8.6<\/span>\r\n <\/span>\r\n \r\n Great\r\n <\/span>\r\n <\/a>\r\n \r\n<\/div> \r\n <\/center>\r\n\r\n Read review<\/a>\r\n \r\n
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\r\n $500 \u2013 $150,000\r\n \r\n <\/span>\r\n
\r\n Loan amount<\/span>\r\n <\/div>\r\n
\r\n Loan amount<\/span>\r\n <\/div>\r\n
\r\n \r\n\r\n\r\n 9.99% \u2013 35%\r\n <\/span>\r\n\r\n \r\n \r\n <\/span>\r\n
\r\n APR<\/span>\r\n <\/div>\r\n
\r\n APR<\/span>\r\n <\/div>\r\n
\r\n 9 - 240 months\r\n\r\n <\/span>\r\n
\r\n Term<\/span>\r\n <\/div>\r\n<\/div> \r\n\r\n\r\n\r\n
\r\n Term<\/span>\r\n <\/div>\r\n<\/div> \r\n\r\n\r\n\r\n
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- Our Take<\/a><\/li>\r\n \r\n
- Pros + Cons<\/a><\/li>\r\n\r\n
- Details<\/a><\/li>\r\n <\/ul>\r\n \r\n
\r\n \r\n\r\n\r\n<\/div>\r\n easyfinancial is one of the largest and most well-known alternative lenders in the country, offering personal loans to Canadians who can't access traditional financing because of their low credit score, low income or existing debts. You can apply for a loan with or without collateral. \r\n<\/div>\r\nWhy choose it<\/h4><\/div>\r\n
- Lenient eligibility requirements.<\/strong> If you have bad credit, or if you're a student or newcomer to Canada with a limited credit history, you can still apply for a loan with easyfinancial.<\/li>\r\n
- Fast access to funds.<\/strong> You can get approved within 30 minutes, then get your funds via e-Transfer as quickly as a few hours after applying.<\/li>\r\n
- Established lender.<\/strong> easyfinancial was founded in 2006 and operates over 400 branches across Canada.<\/li><\/ul><\/div>\r\n <\/div>\r\n <\/div>\r\n \r\n \r\n
\r\n\r\n<\/div>\r\n\r\n\r\n \r\n- \r\n \r\n
- Apply online or in person<\/li>\r\n \r\n
- High approval rate<\/li>\r\n \r\n
- Flexible repayment options<\/li>\r\n \r\n
- Repay early without penalty<\/li>\r\n \r\n
- Available across Canada<\/li>\r\n \r\n <\/ul>\r\n \r\n <\/div>\r\n \r\n \r\n
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- High interest rates<\/li>\r\n \r\n
- Watch out for additional fees<\/li>\r\n \r\n
- Some mixed customer reviews on Trustpilot<\/li>\r\n \r\n <\/ul>\r\n \r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n \r\n\r\n\r\n
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\r\n Loan Amount<\/span><\/th>\r\n $500 \u2013 $150,000\r\n <\/span>\r\n <\/td>\r\n <\/tr>\r\n \r\n APR Range<\/span><\/th>\r\n 9.99% \u2013 35%\r\n <\/span>\r\n <\/td>\r\n <\/tr>\r\n \r\n Loan Term<\/span><\/th>\r\n 9 - 240 months<\/span>\r\n <\/td>\r\n <\/tr>\r\n \r\n \r\n Serviced Provinces\/Territories<\/span><\/th>\r\n All provinces<\/span>\r\n <\/td>\r\n <\/tr>\r\n\r\n \r\n \r\n Turnaround Time<\/span><\/th>\r\n Approval within 30 minutes<\/span>\r\n <\/td>\r\n <\/tr>\r\n\r\n\r\n \r\n Min. Credit Score<\/span><\/th>\r\n 300<\/span>\r\n <\/td>\r\n <\/tr>\r\n \r\n\r\n \r\n Fees<\/span><\/th>\r\n Potential NSF fee, late payment fee, Credit Optimizer fee<\/span>\r\n <\/td>\r\n <\/tr>\r\n\r\n \r\n \r\n Requirements<\/span><\/th>\r\n Min. monthly income of $1,200, min. credit score of 300<\/span>\r\n <\/td>\r\n <\/tr>\r\n\r\n <\/tbody>\r\n<\/table>\r\n\r\n<\/div>\r\n<\/div> \r\n<\/div>\r\n<\/div>\r\n\r\n <\/div>\r\n <\/div> \r\n<\/div>\r\n<\/article>\r\n\r\n
- Fast access to funds.<\/strong> You can get approved within 30 minutes, then get your funds via e-Transfer as quickly as a few hours after applying.<\/li>\r\n
- Pros + Cons<\/a><\/li>\r\n\r\n