{"id":744524,"date":"2018-08-15T02:24:45","date_gmt":"2018-08-15T06:24:45","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=744524"},"modified":"2025-05-23T11:27:36","modified_gmt":"2025-05-23T15:27:36","slug":"dental-loans","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/personal-loans\/dental-loans","title":{"rendered":"7 dental financing options to pay for dental work"},"content":{"rendered":"

While dental work is a basic necessity, it doesn\u2019t come cheap. Without insurance, you may need to apply for dental financing in Canada to cover your costs, especially if you need urgent care. Keep reading to learn more about the different ways you can qualify for dental financing, even with bad credit.<\/p>

1. Get a dental personal loan<\/h3>

How it works<\/h4>

You can get secured or unsecured personal loans from a bank, credit union, online lender or peer-to-peer lending site. Compare and apply for pre-approval with multiple lenders to find the best dental financing, then pick the lender you like best and fill out an application. Your money should be deposited within 24 hours with many online lenders.<\/p>

Pros<\/h4>
  • There are dozens of lenders to choose from.<\/li>
  • You can use a broker to compare rates to find the best deal.<\/li>
  • It\u2019s possible to secure your loan with an asset or enlist a cosigner to increase your chances of approval.<\/li><\/ul><\/div>

    Cons<\/h4>
    • Interest rates are typically very high if you have bad credit.<\/li>
    • Lenders may have strict eligibility requirements (for example, minimum income criteria).<\/li>
    • Loans can come with additional fees.<\/li>
    • You may run into fraudulent lenders if shopping online, especially if it\u2019s for dental financing for bad credit in Canada.<\/li><\/ul><\/div><\/div>\n \n\n