{"id":744148,"date":"2018-08-14T20:26:21","date_gmt":"2018-08-15T00:26:21","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=744148"},"modified":"2025-11-18T11:55:45","modified_gmt":"2025-11-18T16:55:45","slug":"low-interest-personal-loan","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/personal-loans\/low-interest-personal-loan","title":{"rendered":"Compare low interest loans in Canada"},"content":{"rendered":"

Applying for low interest loans in Canada can save you a lot of money over time as more money goes towards the principal. That\u2019s why it\u2019s always worth comparing your options to make sure you\u2019re getting the best rates for you. In most cases, you\u2019ll need to have a good to excellent credit score to qualify for the lowest personal loan rates.<\/p>

Keep reading to compare low interest personal loan options from Canadian banks, credit unions and online financial institutions in our curated list below.<\/p>

Compare current low interest loans in Canada<\/h3>

Browse personal loans with low interest from a range of lenders.<\/p>

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12 of 12 results<\/span><\/small><\/div><\/div>
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\n APR Range\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Loan Amount\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Loan Term\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Requirements\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Broker Compliance\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Key Features\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th><\/tr><\/thead>
9.99% - 34.95%<\/span><\/span><\/div><\/td>
$500 - $35,000 <\/span><\/div><\/td>
6 - 84 months<\/span><\/div><\/td>
Min. income of $2,000 \/month, 3+ months employed<\/span><\/div><\/td>
Key features: Fast online personal loans<\/b><\/div><\/td>
Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
Compare product selection<\/legend>
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8.99% - 35.00%<\/span><\/span><\/div><\/td>
$500 - $60,000 <\/span><\/div><\/td>
3 - 120 months<\/span><\/div><\/td>
Current debts must total less than 60% of income<\/span><\/div><\/td>
\n Note: LoanConnect is a loan search platform with access to multiple lenders. Applicants will be matched with a suitable lender based on credit history and borrowing requirements.\n <\/div><\/td>
Key features: Loan search platform for all credit scores<\/b><\/div><\/td>
Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
Compare product selection<\/legend>
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9.99% - 35.00%<\/span><\/span><\/div><\/td>
$500 - $35,000 <\/span><\/div><\/td>
6 - 60 months<\/span><\/div><\/td>
Steady source of income<\/span><\/div><\/td>
\n Note: Loans Canada is a loan search platform. Apply once to get matched with lenders based on your credit and borrowing requirements.\n <\/div><\/td>
Key features: Loan search platform with the largest lender network<\/b><\/div><\/td>
Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
Compare product selection<\/legend>
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\"Fig<\/a>
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Fig Personal Loan<\/a><\/span><\/div><\/td>
8.99% - 29.49%<\/span><\/span><\/div><\/td>
$2,000 - $35,000 <\/span><\/div><\/td>
24 - 84 months<\/span><\/div><\/td>
Min. income $5,000\/month, 6+ months employed, min. credit score 700<\/span><\/div><\/td>
Key features: Competitive online personal loans for good credit only<\/b><\/div><\/td>
Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
Compare product selection<\/legend>
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\"goPeer<\/a>
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goPeer Personal Loan<\/a><\/span><\/div><\/td>
8.99% - 34.99%<\/span><\/span><\/div><\/td>
$1,000 - $35,000 <\/span><\/div><\/td>
36 or 60 months<\/span><\/div><\/td>
Min. income of $35,000\/year<\/span><\/div><\/td>
Key features: P2P loans with competitive rates<\/b><\/div><\/td>
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\"RBC<\/a>
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RBC Personal Loans<\/a><\/span><\/div><\/td>
Varies<\/span><\/div><\/td>
Undisclosed <\/span><\/div><\/td>
1 - 5 years<\/span><\/div><\/td>
Credit score typically of 650 or above<\/span><\/div><\/td>
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\"Innovation<\/a>
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Innovation Credit Union Personal Loan<\/a><\/span><\/div><\/td>
Prime + 1.5% to Prime + 15%<\/span><\/span><\/div><\/td>
$5,000 - $50,000 <\/span><\/div><\/td>
12 - 120 months<\/span><\/div><\/td>
N\/A<\/span><\/div><\/td>
Key features: Completely online, competitive rates. Prime is currently 4.45%.<\/b><\/div><\/td>
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\"Kindred<\/a>
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Kindred Credit Union Personal Loan<\/a><\/span><\/div><\/td>
5.45% - 13.70%<\/span><\/span><\/div><\/td>
$5,000 - $35,000 <\/span><\/div><\/td>
1 - 5 years<\/span><\/div><\/td>
N\/A<\/span><\/div><\/td>
Key features: Credit union loan with flexible terms, pre-approval available<\/b><\/div><\/td>
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\"Vancity<\/a>
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Vancity Personal Loan<\/a><\/span><\/div><\/td>
From Vancity Prime (4.45%) + Increment <\/span><\/span><\/div><\/td>
$5,000 - $50,000 <\/span><\/div><\/td>
6 months - 7 years<\/span><\/div><\/td>
Stable income, credit score over 680, Vancity membership<\/span><\/div><\/td>
\n Small no credit check loan, fast funding\n <\/div><\/td>
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\"ATB<\/a>
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ATB Personal Loan<\/a><\/span><\/div><\/td>
7.20% - 14.20%<\/span><\/span><\/div><\/td>
Undisclosed <\/span><\/div><\/td>
1 - 5 years<\/span><\/div><\/td>
Submit income and employment details<\/span><\/div><\/td>
Key features: Competitive rates, early repayment allowed<\/b><\/div><\/td>
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\"WFCU
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WFCU Personal Loan<\/span><\/span><\/div><\/td>
From 7.99%<\/span><\/span><\/div><\/td>
Undisclosed <\/span><\/div><\/td>
12 - 60 months<\/span><\/div><\/td>
Stable income, 625+ credit score, WFCU membership, DTI ratio of 50% or less<\/span><\/div><\/td>
Key features: Credit union loan with competitive rates, flexible terms, no prepayment penalties<\/b><\/div><\/td>
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\"Kawartha
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Kawartha Credit Union Personal Loan<\/span><\/span><\/div><\/td>
7.99%<\/span> limited time offer<\/span><\/div><\/td>
Up to $25,000 <\/span><\/div><\/td>
1 - 5 years<\/span><\/div><\/td>
Stable income, home equity, credit score over 680, Kawartha membership<\/span><\/div><\/td>
<\/use><\/svg>\n Special offer: 7.99% for home improvement loans. Limited time offer. T&Cs apply.\n <\/span><\/div><\/td>
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