{"id":743063,"date":"2018-07-27T01:39:53","date_gmt":"2018-07-27T05:39:53","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?page_id=743063"},"modified":"2026-02-18T10:09:34","modified_gmt":"2026-02-18T15:09:34","slug":"pc-financial","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/credit-cards\/pc-financial","title":{"rendered":"PC Financial credit cards"},"content":{"rendered":"
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Choose from two Mastercard credit cards with PC Financial. Earn PC Optimum points across specific locations and redeem your points in-store at Loblaws, Shoppers Drug Mart, Joe Fresh, and a number of other stores, for groceries and other products sold in-stores. President\u2019s Choice Financial is a part of Loblaw Companies Limited and prides itself on offering rewards and convenience.<\/p>

Compare President\u2019s Choice Credit Cards<\/h3>
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\n Welcome Offer\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Rewards\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Annual Fee\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th><\/tr><\/thead>\"PC
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PC Financial Mastercard<\/span><\/span><\/div><\/td>
\n 20,000<\/span><\/div><\/td>
\n Up to 30 points per $1 spent <\/span><\/div><\/td>
\n $0\n <\/div><\/td>
<\/use><\/svg>\n Get up to 20,000 bonus PC Optimum points (a value of $20). T&Cs apply.\n <\/span><\/div><\/td>
<\/use><\/svg>View details<\/span><\/a>
Compare product selection<\/legend>
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Why we like it<\/h4>

The PC Financial Mastercard offers a welcome bonus of up to 20,000 bonus Optimum Points. It has no annual fee and you can earn a decent number of PC Optimum points on your grocery, beauty and fuel spend. You\u2019ll earn up to 25 points per $1 spent at Shoppers Drug Mart, up to 10 points per $1 spent at Joe Fresh and Loblaw stores, 30 points per litre when you fuel up at Esso and Mobil gas stations, and 10 points per $1 spent everywhere else.<\/p><\/div>

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PC Financial Insiders World Elite Mastercard<\/span><\/span><\/div><\/td>
\n 50,000 points<\/span><\/div><\/td>
\n Up to 70 points per $1 spent <\/span><\/div><\/td>
\n $0 annual fee for the first year ($120 thereafter)\n <\/div><\/td>
<\/use><\/svg>\n Earn 50,000 PC Optimum points after you make a minimum of $3,000 in total qualifying purchases with your new PC Insiders World Elite Mastercard. T&Cs apply.\n <\/span><\/div><\/td>
<\/use><\/svg>View details<\/span><\/a>
Compare product selection<\/legend>
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Why we like it<\/h4>

If you're looking to accelerate your Optimum points earn at stores, the PC Financial Insiders World Elite Mastercard will help you do that quicker. Earn 50,000 PC Optimum points after you make a minimum of $3,000 in total qualifying purchases with your new PC Insiders World Elite Mastercard. Plus, no annual fee for your first year. With an annual fee of $120, you'll want to be sure you shop mostly at Loblaws, Joe Fresh, Shoppers Drug Mart and associated stores to get the best bang for your buck.<\/p><\/div>