{"id":742879,"date":"2018-08-01T04:03:52","date_gmt":"2018-08-01T08:03:52","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?page_id=742879"},"modified":"2026-03-09T18:36:08","modified_gmt":"2026-03-09T22:36:08","slug":"credit-cards-temporary-residents","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents","title":{"rendered":"Credit cards for temporary residents in Canada"},"content":{"rendered":"<p>Can a non-resident get a credit card in Canada? Yes, there are Canadian credit cards for work permit holders, non-residents and new immigrants, plus the Big Six banks in Canada all offer special banking programs with discounts for newcomers to Canada. Find the best credit card for temporary residents in Canada, and apply online today.<\/p><ul><li><a class=\"scroll\" href=\"#cc\">Get a regular credit card for temporary residents<\/a><\/li><li><a class=\"scroll\" href=\"#secured\">Get a secured credit card for temporary residents<\/a><\/li><li><a class=\"scroll\" href=\"#prepaid\">Buy a prepaid credit card<\/a><\/li><\/ul><h3 id=\"cc\">1. Get a regular credit card for temporary residents in Canada<\/h3><p>Many big banks and some smaller financial institutions might allow you to sign up for a newcomer credit card for temporary residents as part of a \u201cwelcome to Canada\u201d banking package. These credit cards are unsecured and can help you build credit.<\/p><h4 id=\"compare\">What is the best credit card for temporary residents in Canada?<\/h4><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"d3ec153f-d7ec-4fbc-865d-525ce0d500f2\" data-template=\"comparison\" data-niche=\"CACCF\" data-site=\"CACCF\" data-auto-recalculate=\"true\" data-post-country=\"ca\" data-fieldset=\"caccf-default\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"742879\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"CACCF\",\"fieldset\":\"caccf-default\",\"template\":\"comparison\",\"category_id\":\"d3ec153f-d7ec-4fbc-865d-525ce0d500f2\",\"category_name\":\"Temporary Residents Unsecured Cards\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778298827}' data-disable-alternative-products=\"true\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"mobileSort__root\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col \"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-d3ec153f-d7ec-4fbc-865d-525ce0d500f2\">5 of 5 results<\/span><\/small><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"CACCF\" data-site=\"CACCF\" data-table-id=\"702\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-leadform-modal=\"\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"CACCF\",\"fieldset\":\"caccf-default\",\"template\":\"comparison\",\"category_id\":\"d3ec153f-d7ec-4fbc-865d-525ce0d500f2\",\"category_name\":\"Temporary Residents Unsecured Cards\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1778298827}'><div class=\"comparisonHistory__root\"><\/div><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"caccf\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"5\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"7ffdf1c9e627fce577949efa7b0e80c865234473c3e8c92e592ccb539e16820d\" data-table-record-type=\"product\" data-table-record-ids='[\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\",\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\",\"f49ed730-e748-4a33-9b07-53e67e4020b7\",\"de027525-4f1d-455e-8fdd-81f5b4e1fa92\",\"95b72990-683f-4cae-b508-25e3ba050c22\"]' data-total-data=\"5\" data-enable-top-filters=\"false\" data-total-product-count=\"5\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-4\"><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_BONUS_POINTS_TABLE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"welcome_offer\">\n                                                        Welcome Offer\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_TABLE_REWARDS_POINT_VALUE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"rewards\">\n                                                        Rewards\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_PURCHASE_INTEREST_RATE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"purchase_interest_rate\">\n                                                        Purchase Interest Rate\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.FEE_ANNUAL\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"annual_fee\">\n                                                        Annual Fee\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><th data-ajax-table-sorter-column=\"PRODUCT.GENERAL.SHORT_DESCRIPTION\" class=\"comparison-table__feature fin-text-blue comparison-table__feature--longtext tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"min._credit_score\">\n                                                        Min. Credit Score\n                                                      <svg class=\"luna-icon comparison-table__sortIcon\"><use href=\"#chevron-up-down\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--asc luna-icon\"><use href=\"#arrow-up\"><\/use><\/svg><svg class=\"comparison-table__sortIcon--desc luna-icon\"><use href=\"#arrow-down\"><\/use><\/svg><\/th><\/tr><\/thead><tbody><style>\n\t.rewards-infobox .deals-banner { display:flex; flex-direction: row; border-radius: 16px; border:1px solid #000; overflow: hidden; }\n\t.rewards-infobox .deals-left { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); display:flex; flex-direction: column; align-items:center; justify-content:space-between; position: relative; width: 110px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-left { width: 110px; } }\n\t.rewards-infobox .deals-right { background:#1a50ff; color:#fff; padding: 8px; display:flex; flex-direction: column; gap:2px; justify-content:center; flex: 1; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-right { padding: 8px; } }\n\t.rewards-infobox .deals-phone { position: absolute; top: 8px; left: 12px; }\n\t.rewards-infobox .deals-ends { color:#000; font-weight:800; font-size:12px; line-height:12px; padding:6px 10px; font-style: italic; border-radius: 9999px; display:inline-flex; align-items:center; text-transform: uppercase; display: none; }\n\t.rewards-infobox .deals-ends-text { padding-top: 2px; }\n\t.rewards-infobox .deals-header { display:flex; align-items:center; flex-wrap: nowrap; gap:4px; cursor:pointer; }\n\t.rewards-infobox .deals-amount { background:linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%); color:#232320; font-size:32px; line-height:28px; letter-spacing: -0.75px; text-transform: uppercase; padding: 2px 4px 0 2px; border-radius: 4px; font-style: italic; font-weight: bold; font-size: 30px; }\n\t.rewards-infobox .deals-title { color: white; text-transform: uppercase; font-style:italic; font-weight:bold; font-size:16px; flex: 1; }\n\t.rewards-infobox .deals-list { display:flex; flex-direction: column; flex-wrap: wrap; gap:2px; margin: 4px 0 2px; cursor:pointer; }\n\t@media (min-width: 768px) { .rewards-infobox .deals-list { flex-direction: row; row-gap: 4px; column-gap: 20px; } }\n\t.rewards-infobox .deals-step { display:flex; align-items: baseline; gap:4px; }\n\t.rewards-infobox .deals-step-num { background:#FFD23B; color:#000; display:inline-flex; align-items:center; justify-content:center; font-weight:bold; font-style: italic; border-radius:2px; font-size:12px; margin-top:2px; line-height: 12px; padding-top: 2px; min-width: 11px; }\n\t.rewards-infobox .deals-step-text { color:#fff; font-size:12px; line-height:16px; font-weight: bold; }\n\t.rewards-infobox .deals-disclaimer { color:#E8EEFF; font-size:12px; margin-top: 4px; width: fit-content; }\n\t.rewards-infobox .deals-disclaimer a { color:#BFD0FF; text-decoration: underline; font-size: 12px; }\n\t.rewards-infobox .rewards-end-date { font-size: 12px; }\n\t\n\t\t.rewards-infobox .deals-countdown {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tmargin-top: 8px;\n\t\tflex-wrap: wrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__label {\n\t\tcolor: #fff;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\tpadding-right: 6px;\n\t\twhite-space: nowrap;\n\t}\n\n\t.rewards-infobox .deals-countdown__timer {\n\t\tdisplay: flex;\n\t\talign-items: center;\n\t\tgap: 4px;\n\t}\n\n\t.rewards-infobox .deals-countdown__unit {\n\t\tdisplay: inline-flex;\n\t\talign-items: center;\n\t}\n\n\t.rewards-infobox .deals-countdown__value {\n\t\tbackground: #FFD238;\n\t\tcolor: #000;\n\t\tfont-size: 12px;\n\t\tfont-weight: 800;\n\t\ttext-align: center;\n\t\tfont-style: italic;\n\t\tmin-width: 24px;\n\t\tmin-height: 14px;\n\t\tline-height: 100%;\n\t\tletter-spacing: -0.025em;\n\t\tfont-feature-settings: 'tnum' on, 'lnum' on;\n\t\tpadding: 2px;\n\t}\n\n\t.rewards-infobox .deals-countdown__separator {\n\t\tcolor: #fff;\n\t\tfont-size: 16px;\n\t\tfont-weight: 600;\n\t}\n\n\t@media (max-width: 600px) {\n\t\t.rewards-infobox .deals-countdown__value {\n\t\t\tpadding: 2px;\n\t\t}\n\t}\n\n\t\ttd.comparison-table__feature--longtext div.comparison-table__cellWrapper { width: 100%; }\n\n\t\t@media (max-width: 600px) {\n\t\t.reward-col-order-3 { grid-row: 3 !important; }\n\t\t.reward-col-order-4 { grid-row: 4 !important; }\n\t\t.reward-col-order-5 { grid-row: 5 !important; }\n\t\t.reward-col-order-6 { grid-row: 6 !important; }\n\t\t.reward-col-order-7 { grid-row: 7 !important; }\n\t\t.reward-col-order-8 { grid-row: 8 !important; }\n\t\t.reward-col-order-neg-3 { grid-row: -3 !important; }\n\t\t.reward-col-order-neg-4 { grid-row: -4 !important; }\n\t\t.reward-col-order-neg-5 { grid-row: -5 !important; }\n\t\t.reward-col-order-neg-6 { grid-row: -6 !important; }\n\t\t.reward-col-order-neg-7 { grid-row: -7 !important; }\n\t\t.reward-col-order-neg-8 { grid-row: -8 !important; }\n\t}\n<\/style><style>\n  \/* Gold gradient on minimal UX reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-minimal-ux=\"true\"][data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: unset;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n<\/style><tr data-product-id=\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\" data-provider-id=\"a986f531-cda0-4772-b09a-fac68eadda11\" data-product-name=\"RBC Cash Back Mastercard\" data-provider-name=\"RBC\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-cash-back-mastercard-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6179baad55db7.png\" alt=\"RBC Cash Back Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6179baad55db7.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6179baad55db7.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6179baad55db7.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6179baad55db7.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6179baad55db7.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-cash-back-mastercard-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">RBC Cash Back Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        N\/A<span class=\"table-popover\" rel=\"popover\" data-content=\"N\/A\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 2% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Get up to 2% cash back on grocery store purchases and up to 1% cash back on all other qualifying purchases and pre-authorized bill payments.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        20.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 650<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/rbc-cash-back-mastercard-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22d3ec153f-d7ec-4fbc-865d-525ce0d500f2%22%2C%22category_name%22%3A%22Temporary%2BResidents%2BUnsecured%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778298827%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2221769%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%225ae93a81-6fcb-4c55-b1d4-a3b2064bc52c%22%2C%22product_name%22%3A%22RBC%2BCash%2BBack%2BMastercard%22%2C%22post_id%22%3A%22742879%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-cards-temporary-residents%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to RBC's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about RBC Cash Back Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\" value=\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\" name=\"productID\" _productname=\"                            RBC Cash Back Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\" data-provider-id=\"d2c47712-e4ff-4630-af29-f39e3997f320\" data-product-name=\"BMO CashBack Mastercard\" data-provider-name=\"BMO\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-mastercard\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/66350653d6958.png\" alt=\"BMO CashBack Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-mastercard\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO CashBack Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        5% cashback<span class=\"table-popover\" rel=\"popover\" data-content=\"Get up to 5% cashback in your first 3 months.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 3% cashback <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn cash back at a standard rate of 3% on groceries (up to a maximum of $500 per statement cycle period), earn 1% on recurring bill payments (up to a maximum of $500 per statement cycle period) and earn 0.5% on all other eligible purchases (unlimited).\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Get up to 5% cash back in your first 3 months. Plus, get a rate of 0.99% on balance transfers for 9 months. A 2% fee applies to transferred balances. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: 660&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 660<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-cashback-mastercard-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22d3ec153f-d7ec-4fbc-865d-525ce0d500f2%22%2C%22category_name%22%3A%22Temporary%2BResidents%2BUnsecured%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778298827%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2221489%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22bd82ba92-36f3-45a7-9c9d-fa0ea5815e34%22%2C%22product_name%22%3A%22BMO%2BCashBack%2BMastercard%22%2C%22post_id%22%3A%22742879%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-cards-temporary-residents%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to BMO's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO CashBack Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\" value=\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\" name=\"productID\" _productname=\"                            BMO CashBack Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"f49ed730-e748-4a33-9b07-53e67e4020b7\" data-provider-id=\"c11c71f1-61cb-4875-8b9b-69baa75b5e0b\" data-product-name=\"Tangerine Money-Back Credit Card\" data-provider-name=\"Tangerine\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine-credit-cards\/tangerine-money-back-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/632df41073983.png\" alt=\"Tangerine Money-Back Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine-credit-cards\/tangerine-money-back-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Tangerine Money-Back Credit Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Bonus 10% cash back<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. &lt;b&gt;Valid until September 30, 2026.&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 2% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 2% cash back in two Tangerine credit card categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account) and 0.5% cash back on everything else.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        20.95%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. <b>Valid until September 30, 2026<\/b>. Plus, get a 1.95% interest rate on balance transfers for the first 6 months. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 600<br><\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f49ed730-e748-4a33-9b07-53e67e4020b7\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/tangerine-money-back-credit-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22d3ec153f-d7ec-4fbc-865d-525ce0d500f2%22%2C%22category_name%22%3A%22Temporary%2BResidents%2BUnsecured%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778298827%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%229781%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22f49ed730-e748-4a33-9b07-53e67e4020b7%22%2C%22product_name%22%3A%22Tangerine%2BMoney-Back%2BCredit%2BCard%22%2C%22post_id%22%3A%22742879%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-cards-temporary-residents%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Tangerine's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Tangerine Money-Back Credit Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f49ed730-e748-4a33-9b07-53e67e4020b7\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-f49ed730-e748-4a33-9b07-53e67e4020b7\" value=\"f49ed730-e748-4a33-9b07-53e67e4020b7\" name=\"productID\" _productname=\"                            Tangerine Money-Back Credit Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f49ed730-e748-4a33-9b07-53e67e4020b7\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-f49ed730-e748-4a33-9b07-53e67e4020b7\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"de027525-4f1d-455e-8fdd-81f5b4e1fa92\" data-provider-id=\"a27ab6c4-fb8f-4d55-bd26-eeb5240893fa\" data-product-name=\"Scotiabank Value Visa Card\" data-provider-name=\"Scotiabank\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-value-visa-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/68b734d15de01.png\" alt=\"Scotiabank Value Visa Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/68b734d15de01.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/68b734d15de01.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/68b734d15de01.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/68b734d15de01.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/68b734d15de01.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-value-visa-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Scotiabank Value Visa Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        0.99% on balance transfers for 9 months<span class=\"table-popover\" rel=\"popover\" data-content=\"Get a 0.99% introductory interest rate on balance transfers for the first 9 months. Plus, pay no annual fee in the first year. &lt;b&gt;Apply by October 31, 2026.&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        N\/A <span class=\"table-popover\" rel=\"popover\" data-content=\"Get an on-going low interest rate of 13.99% on eligible purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        13.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0 annual fee for the first year ($29 thereafter)\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Get a 0.99% introductory interest rate on balance transfers for the first 9 months. Plus, pay no annual fee in the first year. <b>Apply by October 31, 2026.<\/b>. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 670<br><\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"de027525-4f1d-455e-8fdd-81f5b4e1fa92\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-value-visa-credit-card.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22d3ec153f-d7ec-4fbc-865d-525ce0d500f2%22%2C%22category_name%22%3A%22Temporary%2BResidents%2BUnsecured%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778298827%22%2C%22position%22%3A%224%22%2C%22offer_id%22%3A%2224025%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22de027525-4f1d-455e-8fdd-81f5b4e1fa92%22%2C%22product_name%22%3A%22Scotiabank%2BValue%2BVisa%2BCard%22%2C%22post_id%22%3A%22742879%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-cards-temporary-residents%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Scotiabank's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Scotiabank Value Visa Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"de027525-4f1d-455e-8fdd-81f5b4e1fa92\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-de027525-4f1d-455e-8fdd-81f5b4e1fa92\" value=\"de027525-4f1d-455e-8fdd-81f5b4e1fa92\" name=\"productID\" _productname=\"                            Scotiabank Value Visa Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"de027525-4f1d-455e-8fdd-81f5b4e1fa92\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-de027525-4f1d-455e-8fdd-81f5b4e1fa92\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"95b72990-683f-4cae-b508-25e3ba050c22\" data-provider-id=\"a27ab6c4-fb8f-4d55-bd26-eeb5240893fa\" data-product-name=\"Scotia Momentum No-Fee Visa Card\" data-provider-name=\"Scotiabank\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotia-momentum-no-fee-visa-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6980f78fc92cd.png\" alt=\"Scotia Momentum No-Fee Visa Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6980f78fc92cd.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6980f78fc92cd.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6980f78fc92cd.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6980f78fc92cd.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6980f78fc92cd.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotia-momentum-no-fee-visa-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Scotia Momentum No-Fee Visa Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 10% cash back<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 10% cash back on all purchases for the first 3 months (up to $2,000 spend). Plus, get a 0% introductory interest rate on balance transfers for the first 6 months. &lt;b&gt;Apply by July 1, 2026.&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        1% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Get 1% cash back on all eligible gas station, grocery store, drug store purchases, transit, rideshare, food delivery and recurring bill payments, and get 0.5% cash back on all other eligible purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        20.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n        Earn 10% cash back on all purchases for the first 3 months (up to $2,000 spend). Plus, get a 0% introductory interest rate on balance transfers for the first 6 months. <b>Apply by July 1, 2026.<\/b>. T&amp;Cs apply.\n      <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 650<br><\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"95b72990-683f-4cae-b508-25e3ba050c22\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotia-momentum-no-fee-visa-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22d3ec153f-d7ec-4fbc-865d-525ce0d500f2%22%2C%22category_name%22%3A%22Temporary%2BResidents%2BUnsecured%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221778298827%22%2C%22position%22%3A%225%22%2C%22offer_id%22%3A%2224024%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%2295b72990-683f-4cae-b508-25e3ba050c22%22%2C%22product_name%22%3A%22Scotia%2BMomentum%2BNo-Fee%2BVisa%2BCard%22%2C%22post_id%22%3A%22742879%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-cards-temporary-residents%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Scotiabank's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Scotia Momentum No-Fee Visa Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"95b72990-683f-4cae-b508-25e3ba050c22\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-95b72990-683f-4cae-b508-25e3ba050c22\" value=\"95b72990-683f-4cae-b508-25e3ba050c22\" name=\"productID\" _productname=\"                            Scotia Momentum No-Fee Visa Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"95b72990-683f-4cae-b508-25e3ba050c22\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-95b72990-683f-4cae-b508-25e3ba050c22\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><script>\n(function () {\n  window.isInfoBoxMutationObserverInitialized ??= false;\n  if (window.isInfoBoxMutationObserverInitialized) return;\n  window.isInfoBoxMutationObserverInitialized = true;\n\n  document.addEventListener(\"DOMContentLoaded\", () => {\n    function getLinkParams(anchor) {\n      const redirectUrl =\n        anchor.getAttribute(\"data-redirect-url\") || anchor.href || \"\";\n\n      try {\n        const url = new URL(redirectUrl);\n        const rawParams = url.searchParams.get(\"redirect_tracking_params\");\n\n        if (!rawParams) return;\n        const decoded = decodeURIComponent(rawParams);\n        const parsed = JSON.parse(decoded);\n        const { offer_id, niche_code, site, product_name, product_id } = parsed;\n\n        return {\n          redirectUrl,\n          offerId: offer_id,\n          niche: niche_code || site,\n          productName: product_name,\n          productId: product_id,\n        };\n      } catch (e) {\n        console.error(\"Failed to parse redirect_tracking_params\", e);\n      }\n    }\n\n    function initCountdownTimer(rewardsProduct, endDateStr) {\n      const countdownEl = rewardsProduct.querySelector(\".deals-countdown\");\n      \n      if (!countdownEl || !endDateStr) return;\n\n      const daysEl = countdownEl.querySelector(\"[data-countdown-days]\");\n      const hoursEl = countdownEl.querySelector(\"[data-countdown-hours]\");\n      const minutesEl = countdownEl.querySelector(\"[data-countdown-minutes]\");\n      const secondsEl = countdownEl.querySelector(\"[data-countdown-seconds]\");\n\n      let countdownInterval;\n\n      const updateCountdown = () => {\n        const now = new Date().getTime();\n        const endTime = new Date(endDateStr).getTime();\n        const distance = endTime - now;\n\n        if (distance < 0) {\n          \/\/ Countdown finished\n          if (daysEl) daysEl.textContent = \"00d\";\n          if (hoursEl) hoursEl.textContent = \"00h\";\n          if (minutesEl) minutesEl.textContent = \"00m\";\n          if (secondsEl) secondsEl.textContent = \"00s\";\n          if (countdownInterval) {\n            clearInterval(countdownInterval);\n          }\n          return;\n        }\n\n        const days = Math.floor(distance \/ (1000 * 60 * 60 * 24));\n        const hours = Math.floor((distance % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n        const minutes = Math.floor((distance % (1000 * 60 * 60)) \/ (1000 * 60));\n        const seconds = Math.floor((distance % (1000 * 60)) \/ 1000);\n\n        if (daysEl) daysEl.textContent = days.toString().padStart(2, \"0\") + \"d\";\n        if (hoursEl) hoursEl.textContent = hours.toString().padStart(2, \"0\") + \"h\";\n        if (minutesEl) minutesEl.textContent = minutes.toString().padStart(2, \"0\") + \"m\";\n        if (secondsEl) secondsEl.textContent = seconds.toString().padStart(2, \"0\") + \"s\";\n      };\n\n      \/\/ Update immediately\n      updateCountdown();\n\n      \/\/ Update every second\n      countdownInterval = setInterval(updateCountdown, 1000);\n\n      \/\/ Store interval ID to clear it later if needed\n      rewardsProduct.dataset.countdownInterval = countdownInterval;\n    }\n\n    const initRewards = (table) => {\n      if (!table) return;\n\n      const recordIdsAttr = table.getAttribute(\"data-table-record-ids\");\n      if (!recordIdsAttr) return;\n\n      let productIds = [];\n      try {\n        const decoded = recordIdsAttr.replace(\/&quot;\/g, '\"');\n        productIds = JSON.parse(decoded);\n      } catch (e) {\n        return;\n      }\n\n      if (!productIds.length) return;\n\n      productIds.forEach((productId) => {\n        \/\/ Handle pill clicks (minimal UX variant) - independent of infobox\n        const pill = table.querySelector(\n          `tr[data-product-id=\"${productId}\"] .rewards-pill`\n        );\n        if (pill && !pill.dataset.bound) {\n          pill.dataset.bound = \"true\";\n          pill.addEventListener(\"click\", () => {\n            const row = pill.closest(\"tr\");\n            if (!row) return;\n\n            const cta = row.querySelector(\".rewards--cta\");\n            if (!cta) return;\n\n            const linkParams = getLinkParams(cta);\n            if (!linkParams) return;\n\n            const pillModalParams = {\n              productId: linkParams.productId,\n              campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n              redirectUrl: linkParams.redirectUrl,\n              productName: linkParams.productName,\n              providerName: row.getAttribute(\"data-provider-name\") || \"\",\n              niche: linkParams.niche,\n              offerId: linkParams.offerId,\n              component: \"infobox\",\n            };\n\n            if (\n              window.rewards &&\n              typeof window.rewards.displayModal === \"function\"\n            ) {\n              window.rewards.displayModal(pillModalParams, false, cta);\n            }\n          });\n        }\n\n        const rewardsProduct = table.querySelector(\n          `div[data-rewards-product-id=\"${productId}\"]:not([data-rewards-banner-attached])`\n        );\n        if (!rewardsProduct) return;\n\n        const endDateStr = rewardsProduct.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        \/\/ Format date for Australian locale (dd MMM yyyy)\n        const formattedDate = new Intl.DateTimeFormat(\"en-AU\", {\n          day: \"2-digit\",\n          month: \"short\",\n          year: \"numeric\",\n        }).format(new Date(endDateStr));\n\n        const endDateEl = rewardsProduct.querySelector(\".rewards-end-date\");\n        if (endDateEl && endDateEl.textContent !== formattedDate) {\n          endDateEl.textContent = ` ${formattedDate}`;\n        }\n\n        \/\/ Calculate days remaining\n        const days = Math.ceil((new Date(endDateStr) - new Date()) \/ 86400000);\n\n        \/\/ Show \"Ends Soon\" badge if campaign ends within 7 days\n        if (days <= 7 && days > 0) {\n          const dealsEndsEl = rewardsProduct.querySelector(\".deals-ends\");\n          const dealsPhoneEl = rewardsProduct.querySelector(\".deals-phone\");\n\n          if (dealsEndsEl && dealsEndsEl.style.display !== \"inline-flex\") {\n            dealsEndsEl.style.display = \"inline-flex\";\n          }\n          if (dealsPhoneEl && dealsPhoneEl.style.top !== \"23px\") {\n            dealsPhoneEl.style.top = \"23px\";\n          }\n        }\n\n        \/\/ Initialize countdown timer\n        initCountdownTimer(rewardsProduct, endDateStr);\n\n        const dealsLeftEl = rewardsProduct.querySelector(\".deals-left\");\n        const dealsList = rewardsProduct.querySelector(\".deals-list\");\n        const dealsHeader = rewardsProduct.querySelector(\".deals-header\");\n\n        const handleClick = (triggerEl) => {\n          const row = triggerEl.closest(\"tr\");\n\n          if (!row) return;\n\n          const cta = row.querySelector(\".rewards--cta\");\n\n          if (!cta) return;\n\n          const linkParams = getLinkParams(cta);\n          if (!linkParams) return;\n\n          const { productId, redirectUrl, productName, niche, offerId } = linkParams;\n\n          const modalParams = {\n            productId,\n            campaignName: row.getAttribute(\"data-rewards-campaign-name\") || \"\",\n            redirectUrl,\n            productName,\n            providerName: row.getAttribute(\"data-provider-name\") || \"\",\n            niche,\n            offerId,\n            component: \"infobox\",\n          };\n\n          if (\n            window.rewards &&\n            typeof window.rewards.displayModal === \"function\"\n          ) {\n            window.rewards.displayModal(modalParams, false, cta);\n          }\n        };\n\n        if (dealsLeftEl && !dealsLeftEl.dataset.bound) {\n          dealsLeftEl.dataset.bound = \"true\";\n          dealsLeftEl.addEventListener(\"click\", () => handleClick(dealsLeftEl));\n        }\n\n        if (dealsList && !dealsList.dataset.bound) {\n          dealsList.dataset.bound = \"true\";\n          dealsList.addEventListener(\"click\", () => handleClick(dealsList));\n        }\n\n        if (dealsHeader && !dealsHeader.dataset.bound) {\n          dealsHeader.dataset.bound = \"true\";\n          dealsHeader.addEventListener(\"click\", () => handleClick(dealsHeader));\n        }\n\n        rewardsProduct.dataset.rewardsBannerAttached = \"true\";\n      });\n    };\n\n    const tables = document.querySelectorAll(\n      \"table.rewards--container[data-table-record-ids]\"\n    );\n\n    tables.forEach((table) => {\n      const tableObserver = new MutationObserver(() => {\n        setTimeout(() => initRewards(table), 0);\n      });\n\n      tableObserver.observe(table, {\n        childList: true,\n        subtree: true,\n      });\n\n      initRewards(table);\n    });\n\n    \/\/ Pill countdown timers (minimal UX)\n    function initPillCountdowns() {\n      const countdowns = document.querySelectorAll(\"[data-rewards-pill-countdown]:not([data-pill-countdown-bound])\");\n\n      countdowns.forEach((el) => {\n        el.dataset.pillCountdownBound = \"true\";\n        const endDateStr = el.getAttribute(\"data-end-date\");\n        if (!endDateStr) return;\n\n        const endTime = new Date(endDateStr).getTime();\n        if (Number.isNaN(endTime)) return;\n        const now = new Date().getTime();\n        const distance = endTime - now;\n        const sevenDaysMs = 7 * 24 * 60 * 60 * 1000;\n\n        if (distance <= 0) {\n          const wrapper = el.closest(\".rewards-pill-wrapper\");\n          if (wrapper) wrapper.style.display = \"none\";\n          return;\n        }\n\n        if (distance > sevenDaysMs) {\n          return;\n        }\n\n        el.removeAttribute(\"hidden\");\n\n        const daysEl = el.querySelector(\"[data-pill-countdown-days]\");\n        const hoursEl = el.querySelector(\"[data-pill-countdown-hours]\");\n        const minutesEl = el.querySelector(\"[data-pill-countdown-minutes]\");\n        const secondsEl = el.querySelector(\"[data-pill-countdown-seconds]\");\n\n        let interval;\n        const updatePillCountdown = () => {\n          if (!el.isConnected) {\n            if (interval) clearInterval(interval);\n            return;\n          }\n\n          const remaining = endTime - new Date().getTime();\n\n          if (remaining <= 0) {\n            if (daysEl) daysEl.textContent = \"0d\";\n            if (hoursEl) hoursEl.textContent = \"0h\";\n            if (minutesEl) minutesEl.textContent = \"0m\";\n            if (secondsEl) secondsEl.textContent = \"0s\";\n            if (interval) clearInterval(interval);\n            \/\/ Hide pill wrapper on expiry\n            const wrapper = el.closest(\".rewards-pill-wrapper\");\n            if (wrapper) wrapper.style.display = \"none\";\n            return;\n          }\n\n          const days = Math.floor(remaining \/ (1000 * 60 * 60 * 24));\n          const hours = Math.floor((remaining % (1000 * 60 * 60 * 24)) \/ (1000 * 60 * 60));\n          const minutes = Math.floor((remaining % (1000 * 60 * 60)) \/ (1000 * 60));\n          const seconds = Math.floor((remaining % (1000 * 60)) \/ 1000);\n\n          if (daysEl) daysEl.textContent = days + \"d\";\n          if (hoursEl) hoursEl.textContent = hours + \"h\";\n          if (minutesEl) minutesEl.textContent = minutes + \"m\";\n          if (secondsEl) secondsEl.textContent = seconds + \"s\";\n        };\n\n        updatePillCountdown();\n        interval = setInterval(updatePillCountdown, 1000);\n      });\n    }\n\n    initPillCountdowns();\n\n    const allTables = document.querySelectorAll(\"table\");\n    allTables.forEach((table) => {\n      const observer = new MutationObserver(() => {\n        setTimeout(initPillCountdowns, 0);\n      });\n      observer.observe(table, { childList: true, subtree: true });\n    });\n  });\n})();\n<\/script><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer hide-comparison-table__paginationContainer\"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"\">Load More<\/button><div class=\"js-show-more-data_count-d3ec153f-d7ec-4fbc-865d-525ce0d500f2 comparison-table__dataCount\">Showing\n\t\t\t5\n\t\t\tof\n\t\t\t5\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CACCF\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3 id=\"secured\">2. Get a secured credit card for temporary residents<\/h3><p>Secured credit cards for temporary residents require you to put money down in advance as collateral to secure the money you borrow. This deposit can be used by your provider to pay off your balance if you default on your payments. You\u2019ll pay interest on any money you borrow with a secured card and your credit score can go up or down depending on how often you make regular payments.<\/p><p><strong>Example:<\/strong> Capital One Secured Credit Card<\/p><h3 id=\"prepaid\">3. Buy a prepaid credit card for non-residents in Canada<\/h3><p>You need to load money onto a prepaid credit card for temporary residents to use it. Buy these cards from grocery stores, or apply at your bank or financial institution. Prepaid cards come with a 0% interest rate and don\u2019t affect your credit score.<\/p><p><strong>Example:<\/strong> <a href=\"https:\/\/www.finder.com\/ca\/banking\/neo-financial\">Neo Money Account Prepaid Card<\/a><\/p><h3 id=\"debit\">Alternative to credit cards: Use a Visa Debit or Debit Mastercard<\/h3><p>If you need a credit card to shop online or pay bills, you may be able to get by with a Visa Debit or Debit Mastercard. These are debit cards that are affiliated with a credit card but only allow you to spend money out of your bank account.<\/p><p><strong>Examples:<\/strong> <a href=\"https:\/\/www.finder.com\/ca\/banking\/debit-cards\/scotiabank-debit-card-review\">ScotiaCard Visa Debit<\/a> (earn Scene+ rewards points on your purchases) and the <a href=\"https:\/\/www.finder.com\/ca\/chequing-accounts\/bmo-chequing\/bmo-debit-card-review\">BMO Debit Mastercard<\/a><\/p><div class=\"keyTakeaways\">\n  <div class=\"keyTakeaways__header\">\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"21\" viewbox=\"0 0 314.16 201.03\" fill=\"none\">\n  <path d=\"M212.32,190.62c-19.66,0-38.8-6.44-54.42-18.24-15.63,11.79-34.77,18.24-54.42,18.24-49.84,0-90.39-40.55-90.39-90.39V9.83h199.24c49.84,0,90.39,40.55,90.39,90.39s-40.55,90.39-90.39,90.39Z\" fill=\"white\"><\/path>\n  <path d=\"M212.32,15.9c46.57,0,84.33,37.75,84.33,84.33h0c0,46.57-37.75,84.33-84.33,84.33h0c-20.75,0-39.74-7.51-54.42-19.94-14.69,12.43-33.68,19.94-54.42,19.94h0c-46.57,0-84.33-37.75-84.33-84.33V15.9h193.18M212.32,3.76H7.01v96.46c0,53.19,43.27,96.46,96.46,96.46,19.47,0,38.46-5.92,54.43-16.84,15.96,10.91,34.95,16.84,54.42,16.84,53.19,0,96.46-43.27,96.46-96.46S265.51,3.76,212.32,3.76h0Z\" fill=\"#232320\"><\/path>\n  <path d=\"M216.34,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n  <path d=\"M105.92,90.21c.19-1.69,1.76-2.87,3.43-2.6,11.91,1.94,22.41-7.31,20.93-20.1-.45-3.93-2.28-6.56-4.43-9.31-1.05-1.35-.74-3.34.71-4.26,15.6-9.82,31.64-1.91,40.78,13.29,11.21,18.64,11.54,47.15.53,65.94-15.41,26.3-42.91,23.48-56.04-3.04-6.09-12.29-7.47-26.4-5.92-39.93Z\" fill=\"#232320\"><\/path>\n<\/svg>        <h3 data-toc=\"false\">Key takeaways<\/h3>\n  <\/div>\n\n    <ul>\n          <li>Credit card options for temporary residents in Canada include regular credit cards, secured credit cards and prepaid cards. Non-credit alternatives include Visa Debit and Debit Mastercard.<\/li>\n          <li>To qualify, be prepared to show proof of residency, such as a work or study permit.<\/li>\n          <li>BMO, CIBC, National Bank, RBC, Scotiabank and TD offer banking discounts and special perks for newcomers to Canada.<\/li>\n          <li>A regular or secured credit card can help you establish a credit history in Canada and qualify for other credit products like loans and mortgages.<\/li>\n      <\/ul>\n\n  \n  <\/div>\n<h3>Explore discounted banking plans for newcomers to Canada<\/h3><p>All six of Canada\u2019s major banks offer banking programs designed to help newcomers manage their money and access credit. Perks of these programs typically include discounted account fees and opportunities to sign up for rewards credit cards. Here\u2019s what you need to qualify.<\/p><h4 style=\"text-align: center;\"><a href=\"https:\/\/www.bmo.com\/main\/personal\/newcomers-to-canada\/\" target=\"_blank\" rel=\"noopener\">BMO NewStart Program<\/a><\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-1007369\" title=\"Image: BMO\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/02\/BMOlogo_Supplied_450x250-1.jpg\" alt=\"BMO\" width=\"225\" height=\"125\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/02\/BMOlogo_Supplied_450x250-1.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/02\/BMOlogo_Supplied_450x250-1.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/02\/BMOlogo_Supplied_450x250-1.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/02\/BMOlogo_Supplied_450x250-1.jpg?fit=675 675w\" sizes=\"(max-width: 675px) 100vw, 675px\" loading=\"lazy\"><\/a><\/p><div class=\"u-grid\"><div class=\"u-grid__col u-2\/3@s\"><strong>Eligibility requirements<\/strong><div class=\"has-padding-xsmall\"><\/div><ul class=\"list-1\"><li>Must have arrived in Canada within the last five years<\/li><li>Deposit required (for a secured credit card) if you have no credit history<\/li><li>Proof of your status like your Canadian Permanent Resident Card, confirmation of permanent residency or your work or study permit (IMM 1442)<\/li><li>Two pieces of ID<\/li><li>SIN number may be required<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/3@s\"><strong>Credit card examples<\/strong><div class=\"has-padding-xsmall\"><\/div><ul><li><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-cashback-mastercard-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22BMO%2BCashBack%2BMastercard%22%2C%22site%22%3A%22CACCF%22%2C%22offer_id%22%3A%2221489%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22bd82ba92-36f3-45a7-9c9d-fa0ea5815e34%22%2C%22product_name%22%3A%22BMO%2BCashBack%2BMastercard%22%2C%22provider_id%22%3A%22d2c47712-e4ff-4630-af29-f39e3997f320%22%2C%22provider_name%22%3A%22BMO%22%2C%22post_id%22%3A%22742879%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-cards-temporary-residents%22%2C%22post_country%22%3A%22ca%22%7D\">BMO CashBack Mastercard<\/a><\/li><li><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-eclipse-rise-visa-card-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22BMO%2Beclipse%2Brise%2BVisa%2BCard%22%2C%22site%22%3A%22CACCF%22%2C%22offer_id%22%3A%2224251%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%224f3ecaff-2455-4ea9-a8d3-e1837d011ef8%22%2C%22product_name%22%3A%22BMO%2Beclipse%2Brise%2BVisa%2BCard%22%2C%22provider_id%22%3A%22d2c47712-e4ff-4630-af29-f39e3997f320%22%2C%22provider_name%22%3A%22BMO%22%2C%22post_id%22%3A%22742879%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-cards-temporary-residents%22%2C%22post_country%22%3A%22ca%22%7D\">BMO eclipse rise Visa Card<\/a><\/li><\/ul><\/div><\/div><hr><h4 style=\"text-align: center;\"><a href=\"https:\/\/www.cibc.com\/en\/journeys\/banking-offers-for-newcomers\/banking-for-foreign-workers.html\" target=\"_blank\" rel=\"noopener\">CIBC Banking for Foreign Workers<\/a><\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-1006079\" title=\"Image: CIBC\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/01\/CIBClogo_Supplied_450x250-1.jpg\" alt=\"CIBC\" width=\"180\" height=\"100\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/01\/CIBClogo_Supplied_450x250-1.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/01\/CIBClogo_Supplied_450x250-1.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/01\/CIBClogo_Supplied_450x250-1.jpg?fit=540 540w\" sizes=\"(max-width: 540px) 100vw, 540px\" loading=\"lazy\"><\/a><\/p><div class=\"u-grid\"><div class=\"u-grid__col u-2\/3@s\"><strong>Eligibility requirements<\/strong><div class=\"has-padding-xsmall\"><\/div><ul class=\"list-1\"><li>Must show proof of entry into Canada with supporting documents, such as landing papers, a permanent resident card or a Canadian work permit<\/li><li>Must have received landed immigrant status or permanent residency in the last five years or have a Canadian work permit for at least a 12-month term<\/li><li>Government-issued photo ID<\/li><li>Must be the age of majority in your province or territory<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/3@s\"><strong>Credit card examples<\/strong><div class=\"has-padding-xsmall\"><\/div><ul><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/cibc\/cibc-aventura-gold-visa-card-review\">CIBC Aventura Gold Visa Card<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/cibc\/cibc-aventura-visa-card-review\">CIBC Aventura Visa Card<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/cibc\/cibc-dividend-visa-card-review\">CIBC Dividend Visa Card<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/cibc\/cibc-dividend-platinum-visa-card-review\">CIBC Dividend Platinum Visa Card<\/a><\/li><\/ul><\/div><\/div><hr><h4 style=\"text-align: center;\"><a href=\"https:\/\/www.nbc.ca\/personal\/accounts\/newcomers.html\" target=\"_blank\" rel=\"noopener\">National Bank\u2019s newcomer offers<\/a><\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/national-bank\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-1057501\" title=\"Image: National Bank\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/08\/NationalBank_Supplied_450x250.jpg\" alt=\"National Bank\" width=\"225\" height=\"125\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/08\/NationalBank_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/08\/NationalBank_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/08\/NationalBank_Supplied_450x250.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/08\/NationalBank_Supplied_450x250.jpg?fit=675 675w\" sizes=\"(max-width: 675px) 100vw, 675px\" loading=\"lazy\"><\/a><\/p><div class=\"u-grid\"><div class=\"u-grid__col u-2\/3@s\"><strong>Eligibility requirements<\/strong><div class=\"has-padding-xsmall\"><\/div><ul class=\"list-1\"><li>Available to permanent residents, temporary workers and international students<\/li><li>Be 18+ years old<\/li><li>Be the only person using the account<\/li><li>Can open an account from 90 days before arrival up to five years after arrival in Canada<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/3@s\"><strong>Credit card examples<\/strong><div class=\"has-padding-xsmall\"><\/div><ul><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/national-bank\/national-bank-platinum-mastercard\">National Bank Platinum Mastercard<\/a><\/li><li>National Bank World Elite Mastercard<\/li><li>National Bank World Mastercard<\/li><\/ul><\/div><\/div><hr><h4 style=\"text-align: center;\"><a href=\"https:\/\/www.rbcroyalbank.com\/en-ca\/new-to-canada\/bank-offers-for-permanent-resident-and-foreign-worker-newcomers\/\" target=\"_blank\" rel=\"noopener\">RBC Newcomer Advantage<\/a><\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-1008524\" title=\"Image: RBC\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/02\/RBCRoyalBankofCanadalogo_Supplied_450x250.jpg\" alt=\"RBC\" width=\"225\" height=\"125\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/02\/RBCRoyalBankofCanadalogo_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/02\/RBCRoyalBankofCanadalogo_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/02\/RBCRoyalBankofCanadalogo_Supplied_450x250.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/02\/RBCRoyalBankofCanadalogo_Supplied_450x250.jpg?fit=675 675w\" sizes=\"(max-width: 675px) 100vw, 675px\" loading=\"lazy\"><\/a><\/p><div class=\"u-grid\"><div class=\"u-grid__col u-2\/3@s\"><strong>Eligibility requirements<\/strong><div class=\"has-padding-xsmall\"><\/div><ul class=\"list-1\"><li>Proof of your status<\/li><li>Must have arrived in Canada within the past 12 months (for permanent residents and international students) or 48 months (for temporary resident workers)<\/li><li>If you don\u2019t qualify for an unsecured credit card, you might still qualify for a secured credit card (requires a deposit)<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/3@s\"><strong>Credit card examples<\/strong><div class=\"has-padding-xsmall\"><\/div><ul><li><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/rbc-cash-back-mastercard-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22RBC%2BCash%2BBack%2BMastercard%22%2C%22site%22%3A%22CACCF%22%2C%22offer_id%22%3A%2221769%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%225ae93a81-6fcb-4c55-b1d4-a3b2064bc52c%22%2C%22product_name%22%3A%22RBC%2BCash%2BBack%2BMastercard%22%2C%22provider_id%22%3A%22a986f531-cda0-4772-b09a-fac68eadda11%22%2C%22provider_name%22%3A%22RBC%22%2C%22post_id%22%3A%22742879%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-cards-temporary-residents%22%2C%22post_country%22%3A%22ca%22%7D\">RBC Cash Back Mastercard<\/a><\/li><li><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/rbc-ion-visa-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22RBC%2BION%2BVisa%22%2C%22site%22%3A%22CACCF%22%2C%22offer_id%22%3A%2221769%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%222e8ef6a8-3ef6-4a52-921c-56a70daa4118%22%2C%22product_name%22%3A%22RBC%2BION%2BVisa%22%2C%22provider_id%22%3A%22a986f531-cda0-4772-b09a-fac68eadda11%22%2C%22provider_name%22%3A%22RBC%22%2C%22post_id%22%3A%22742879%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-cards-temporary-residents%22%2C%22post_country%22%3A%22ca%22%7D\">RBC ION Visa<\/a><\/li><li>RBC Avion Visa Platinum Card<\/li><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc\/rbc-us-dollar-visa-gold-review\">RBC US Dollar Visa Gold<\/a><\/li><\/ul><\/div><\/div><hr><h4 style=\"text-align: center;\"><a href=\"https:\/\/startright.scotiabank.com\/newcomers.html\" target=\"_blank\" rel=\"noopener\">Scotiabank StartRight Program<\/a><\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-1037312\" title=\"Image: Scotiabank\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/05\/Scotiabank-Logo_Supplied_450x250.jpg\" alt=\"Scotiabank\" width=\"198\" height=\"110\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/05\/Scotiabank-Logo_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/05\/Scotiabank-Logo_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/05\/Scotiabank-Logo_Supplied_450x250.jpg?fit=594 594w\" sizes=\"(max-width: 594px) 100vw, 594px\" loading=\"lazy\"><\/a><\/p><div class=\"u-grid\"><div class=\"u-grid__col u-2\/3@s\"><strong>Eligibility requirements<\/strong><div class=\"has-padding-xsmall\"><\/div><ul class=\"list-1\"><li>Proof of your status. Must be an international student, foreign worker or permanent resident from 0\u20135 years in Canada<\/li><li>Other government-issued photo ID<\/li><li>Foreign worker must provide a letter from their Canadian employer stating their annual income<\/li><li>Must reside in Canada<\/li><li>Be the age of majority in your province or territory<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/3@s\"><strong>Credit card examples<\/strong><div class=\"has-padding-xsmall\"><\/div><ul><li><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-passport-visa-infinite-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Scotiabank%2BPassport%2BVisa%2BInfinite%2BCard%22%2C%22site%22%3A%22CACCF%22%2C%22offer_id%22%3A%2224032%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22f03ed9b6-b98b-48a5-858c-1683a77bf3ec%22%2C%22product_name%22%3A%22Scotiabank%2BPassport%2BVisa%2BInfinite%2B%252B%2BCard%22%2C%22provider_id%22%3A%22a27ab6c4-fb8f-4d55-bd26-eeb5240893fa%22%2C%22provider_name%22%3A%22Scotiabank%22%2C%22post_id%22%3A%22742879%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-cards-temporary-residents%22%2C%22post_country%22%3A%22ca%22%7D\">Scotiabank Passport Visa Infinite Card<\/a><\/li><li><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-scene-visa-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Scotiabank%2BSCENE%252B%2BVisa%2BCard%22%2C%22site%22%3A%22CACCF%22%2C%22offer_id%22%3A%2224027%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22b894e5f3-7e91-4f9f-9996-8c2fcd463157%22%2C%22product_name%22%3A%22Scotiabank%2BScene%252B%2BVisa%2BCard%22%2C%22provider_id%22%3A%22a27ab6c4-fb8f-4d55-bd26-eeb5240893fa%22%2C%22provider_name%22%3A%22Scotiabank%22%2C%22post_id%22%3A%22742879%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-cards-temporary-residents%22%2C%22post_country%22%3A%22ca%22%7D\">Scotiabank SCENE+ Visa Card<\/a><\/li><li><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotia-momentum-no-fee-visa-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Scotia%2BMomentum%2BNo-Fee%2BVisa%2BCard%22%2C%22site%22%3A%22CACCF%22%2C%22offer_id%22%3A%2224024%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%2295b72990-683f-4cae-b508-25e3ba050c22%22%2C%22product_name%22%3A%22Scotia%2BMomentum%2BNo-Fee%2BVisa%2BCard%22%2C%22provider_id%22%3A%22a27ab6c4-fb8f-4d55-bd26-eeb5240893fa%22%2C%22provider_name%22%3A%22Scotiabank%22%2C%22post_id%22%3A%22742879%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-cards-temporary-residents%22%2C%22post_country%22%3A%22ca%22%7D\">Scotia Momentum No-Fee Visa Card<\/a><\/li><\/ul><\/div><\/div><hr><h4 style=\"text-align: center;\"><a href=\"https:\/\/www.td.com\/ca\/en\/personal-banking\/solutions\/new-to-canada\/banking-options\" target=\"_blank\" rel=\"noopener\">TD\u2019s newcomer banking options<\/a><\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/td-credit-cards\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-1023133\" title=\"Image: TD Bank\/Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/10\/TD-Logo_Supplied_450x250.jpg\" alt=\"TD Canada Trust Bank\" width=\"153\" height=\"85\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/10\/TD-Logo_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/10\/TD-Logo_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/10\/TD-Logo_Supplied_450x250.jpg?fit=459 459w\" sizes=\"(max-width: 459px) 100vw, 459px\" loading=\"lazy\"><\/a><\/p><div class=\"u-grid\"><div class=\"u-grid__col u-2\/3@s\"><strong>Eligibility requirements<\/strong><div class=\"has-padding-xsmall\"><\/div><ul class=\"list-1\"><li>Be a permanent or temporary resident of Canada for five years or less<\/li><li>Proof of your status<\/li><li>Other government-issued ID<\/li><li>Be the age of majority in your province or territory<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/3@s\"><strong>Credit card examples<\/strong><div class=\"has-padding-xsmall\"><\/div><ul><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/td\/td-cash-back-visa-card\">TD Cash Back Visa Card<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/td\/td-rewards-visa-card\">TD Rewards Visa Card<\/a><\/li><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/td\/td-aeroplan-visa-platinum-card\">TD Aeroplan Visa Platinum Card<\/a><\/li><\/ul><\/div><\/div><hr><h3>What do foreign workers &amp; work permit holders need to apply for a credit card?<\/h3><div><\/div><h4>Eligibility requirements<\/h4><p>The eligibility criteria you\u2019ll need to meet to get a credit card for non-residents in Canada depends on the type of card you get.<\/p><ul class=\"list-7\"><li><strong>Newcomer to Canada credit card.<\/strong> You\u2019ll usually need to provide proof of residency and a Canadian bank account to qualify for these cards. You\u2019ll also need to be the age of majority in your province of residence.<\/li><li><strong>Prepaid credit card.<\/strong> Prepaid cards don\u2019t typically have eligibility requirements, since cardholders must provide a deposit that becomes your credit limit (you don\u2019t use borrowed funds). If you need a credit card for work permit holders in Canada, this can be a great option.<\/li><li><strong>Secured credit card.<\/strong> You typically need to show proof of residency and have a Canadian bank account to qualify. You also need enough money to secure your credit limit (usually between $500 and $10,000).<\/li><li><strong>Visa Debit or Debit Mastercard.<\/strong> Most Canadian banks issue a Visa Debit or Debit Mastercard when you open a bank account. So, you need to be eligible for a Canadian bank account to qualify for this type of card.<\/li><\/ul><h4>Required documents<\/h4><p>You may need some or all of the following documents to qualify for credit cards for temporary residents:<\/p><ul class=\"list-7\"><li><strong>Visa or residency permit.<\/strong> Provide a copy of your valid temporary, student or work visa.<\/li><li><strong>Passport.<\/strong> Supply your passport number and\/or a digital copy of your passport photo page.<\/li><li><strong>Address.<\/strong> You must have a valid Canadian address to apply for a credit card for temporary residents in Canada.<\/li><li><strong>School or employment details.<\/strong> You may need to provide information about your employment or school, including your expected income.<\/li><li><strong>Bank account information.<\/strong> Provide details of your Canadian bank account such as the transit (branch) number, institution number and account number.<\/li><\/ul><div class=\"did-you-know u-bg--sky-subtle u-rounded--lg\" data-component=\"did-you-know\">\n        <div class=\"did-you-know__block\">\n        <h4 class=\"did-you-know__title\">\n            <span class=\"did-you-know__title-icon\">\n                <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <circle cx=\"16\" cy=\"16\" r=\"12\" fill=\"#00B2FF\"><\/circle>\n                    <path d=\"M17.5 22.5C17.5 22.7967 17.412 23.0867 17.2472 23.3334C17.0824 23.58 16.8481 23.7723 16.574 23.8858C16.2999 23.9993 15.9983 24.0291 15.7074 23.9712C15.4164 23.9133 15.1491 23.7704 14.9393 23.5607C14.7296 23.3509 14.5867 23.0836 14.5288 22.7926C14.471 22.5017 14.5007 22.2001 14.6142 21.926C14.7277 21.6519 14.92 21.4176 15.1667 21.2528C15.4133 21.088 15.7033 21 16 21C16.3978 21 16.7794 21.158 17.0607 21.4393C17.342 21.7206 17.5 22.1022 17.5 22.5ZM16 9C13.2425 9 11 11.0188 11 13.5V14C11 14.2652 11.1054 14.5196 11.2929 14.7071C11.4804 14.8946 11.7348 15 12 15C12.2652 15 12.5196 14.8946 12.7071 14.7071C12.8946 14.5196 13 14.2652 13 14V13.5C13 12.125 14.3463 11 16 11C17.6538 11 19 12.125 19 13.5C19 14.875 17.6538 16 16 16C15.7348 16 15.4804 16.1054 15.2929 16.2929C15.1054 16.4804 15 16.7348 15 17V18C15 18.2652 15.1054 18.5196 15.2929 18.7071C15.4804 18.8946 15.7348 19 16 19C16.2652 19 16.5196 18.8946 16.7071 18.7071C16.8946 18.5196 17 18.2652 17 18V17.91C19.28 17.4913 21 15.6725 21 13.5C21 11.0188 18.7575 9 16 9ZM29 16C29 18.5712 28.2376 21.0846 26.8091 23.2224C25.3807 25.3603 23.3503 27.0265 20.9749 28.0104C18.5995 28.9944 15.9856 29.2518 13.4638 28.7502C10.9421 28.2486 8.6257 27.0105 6.80762 25.1924C4.98953 23.3743 3.75141 21.0579 3.2498 18.5362C2.74819 16.0144 3.00563 13.4006 3.98957 11.0251C4.97351 8.64968 6.63975 6.61935 8.77759 5.1909C10.9154 3.76244 13.4288 3 16 3C19.4467 3.00364 22.7512 4.37445 25.1884 6.81163C27.6256 9.24882 28.9964 12.5533 29 16ZM27 16C27 13.8244 26.3549 11.6977 25.1462 9.88873C23.9375 8.07979 22.2195 6.66989 20.2095 5.83733C18.1995 5.00476 15.9878 4.78692 13.854 5.21136C11.7202 5.6358 9.76021 6.68345 8.22183 8.22183C6.68345 9.7602 5.63581 11.7202 5.21137 13.854C4.78693 15.9878 5.00477 18.1995 5.83733 20.2095C6.66989 22.2195 8.07979 23.9375 9.88873 25.1462C11.6977 26.3549 13.8244 27 16 27C18.9164 26.9967 21.7123 25.8367 23.7745 23.7745C25.8367 21.7123 26.9967 18.9164 27 16Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n            <\/span>\n            <span class=\"did-you-know__title-text\">What is a temporary resident or work permit holder in Canada?<\/span>\n        <\/h4>\n        <div class=\"did-you-know__content\">\n            <p>A temporary resident is a non-citizen or non-permanent resident of Canada who is legally authorized to enter the country for work, study or tourism purposes. Most temporary residents have a work permit, visa or residency permit allowing them to stay in Canada for a specific time period ranging from one day to three years.<\/p>\n        <\/div>\n    <\/div>\n<\/div>\n<h3>Using a credit card to build your credit score in Canada<\/h3><p>Using a credit card for temporary residents in Canada can help you build your credit score as an immigrant. This makes it easier to get approved for low interest rates on future loans and mortgages. Building your Canadian credit history is important since banks will only look at this score\u2014not your credit score in your home country\u2014to determine your eligibility for financing in Canada.<\/p><p>If you have bad credit in your home country, this means you get a fresh start in Canada. But it can be a bad thing if you had good credit before coming to Canada, since you\u2019ll have to reestablish your credit score. If you have good credit at home, you may want to provide proof of this to your credit card issuer in case it increases your odds of approval.<\/p><h4>How do I check my Canadian credit score?<\/h4><p>You can request a free copy of your credit report each year from Canada\u2019s main credit bureaus, Equifax and TransUnion. Requests can be submitted by phone, email, online or by visiting an Equifax or TransUnion office.<\/p><p>Be prepared to provide two pieces of ID, including Canadian government-issued ID like a Permanent Resident Card, Certificate of Indian Status, Citizenship and Immigration form or a provincial ID card. At least one piece of ID must show your Canadian address.<\/p><div class=\"did-you-know u-bg--sky-subtle u-rounded--lg\" data-component=\"did-you-know\">\n        <div class=\"did-you-know__block\">\n        <h4 class=\"did-you-know__title\">\n            <span class=\"did-you-know__title-icon\">\n                <svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n                    <circle cx=\"16\" cy=\"16\" r=\"12\" fill=\"#00B2FF\"><\/circle>\n                    <path d=\"M17.5 22.5C17.5 22.7967 17.412 23.0867 17.2472 23.3334C17.0824 23.58 16.8481 23.7723 16.574 23.8858C16.2999 23.9993 15.9983 24.0291 15.7074 23.9712C15.4164 23.9133 15.1491 23.7704 14.9393 23.5607C14.7296 23.3509 14.5867 23.0836 14.5288 22.7926C14.471 22.5017 14.5007 22.2001 14.6142 21.926C14.7277 21.6519 14.92 21.4176 15.1667 21.2528C15.4133 21.088 15.7033 21 16 21C16.3978 21 16.7794 21.158 17.0607 21.4393C17.342 21.7206 17.5 22.1022 17.5 22.5ZM16 9C13.2425 9 11 11.0188 11 13.5V14C11 14.2652 11.1054 14.5196 11.2929 14.7071C11.4804 14.8946 11.7348 15 12 15C12.2652 15 12.5196 14.8946 12.7071 14.7071C12.8946 14.5196 13 14.2652 13 14V13.5C13 12.125 14.3463 11 16 11C17.6538 11 19 12.125 19 13.5C19 14.875 17.6538 16 16 16C15.7348 16 15.4804 16.1054 15.2929 16.2929C15.1054 16.4804 15 16.7348 15 17V18C15 18.2652 15.1054 18.5196 15.2929 18.7071C15.4804 18.8946 15.7348 19 16 19C16.2652 19 16.5196 18.8946 16.7071 18.7071C16.8946 18.5196 17 18.2652 17 18V17.91C19.28 17.4913 21 15.6725 21 13.5C21 11.0188 18.7575 9 16 9ZM29 16C29 18.5712 28.2376 21.0846 26.8091 23.2224C25.3807 25.3603 23.3503 27.0265 20.9749 28.0104C18.5995 28.9944 15.9856 29.2518 13.4638 28.7502C10.9421 28.2486 8.6257 27.0105 6.80762 25.1924C4.98953 23.3743 3.75141 21.0579 3.2498 18.5362C2.74819 16.0144 3.00563 13.4006 3.98957 11.0251C4.97351 8.64968 6.63975 6.61935 8.77759 5.1909C10.9154 3.76244 13.4288 3 16 3C19.4467 3.00364 22.7512 4.37445 25.1884 6.81163C27.6256 9.24882 28.9964 12.5533 29 16ZM27 16C27 13.8244 26.3549 11.6977 25.1462 9.88873C23.9375 8.07979 22.2195 6.66989 20.2095 5.83733C18.1995 5.00476 15.9878 4.78692 13.854 5.21136C11.7202 5.6358 9.76021 6.68345 8.22183 8.22183C6.68345 9.7602 5.63581 11.7202 5.21137 13.854C4.78693 15.9878 5.00477 18.1995 5.83733 20.2095C6.66989 22.2195 8.07979 23.9375 9.88873 25.1462C11.6977 26.3549 13.8244 27 16 27C18.9164 26.9967 21.7123 25.8367 23.7745 23.7745C25.8367 21.7123 26.9967 18.9164 27 16Z\" fill=\"#232320\"><\/path>\n                <\/svg>\n            <\/span>\n            <span class=\"did-you-know__title-text\">Does your credit score follow you to another country?<\/span>\n        <\/h4>\n        <div class=\"did-you-know__content\">\n            <p>Banks and credit card issuers in Canada only consider your Canadian credit history. Having an excellent (or bad) credit score overseas won\u2019t impact your application for a credit card in Canada.<\/p><p>But if you don\u2019t have many details on your Canadian credit file as a temporary resident, providing accurate details and additional documents will help support your application and your chance of approval. Learn more about <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/minimum-credit-score-credit-card-approval\">the credit score you need to get a credit card<\/a>.<\/p>\n        <\/div>\n    <\/div>\n<\/div>\n<h3>What to know about building credit as a new Canadian<\/h3><p>If you don\u2019t have permanent ties to Canada, you\u2019ll likely be seen by credit card issuers as a high-risk borrower. Before you apply for credit cards for temporary residents, consider the following:<\/p><ul class=\"list-3\"><li><b>You may be asked to provide reference checks. <\/b>For some applications, you\u2019ll be asked to supply names and contact information for Canadian residents who can confirm the details you provide on your application. This could include your landlord, employer or anyone else you have a financial relationship with.<\/li><li><b>Your first Canadian card will likely have a low credit limit. <\/b>As a temporary resident, you\u2019ll probably be granted a much lower credit card limit than you might expect. Use the card regularly and make repayments on time to apply for a credit limit increase in the future.<\/li><li><b>Pay your bills on time. <\/b>Your payment history with Canadian phone, internet and electric companies might be reviewed for signs of late payments or defaults. If you want to qualify for other credit products in Canada as a temporary resident, aim to have excellent credit while you\u2019re here.<\/li><li><b>You might not find out why your application was denied.<\/b> Card issuers might not explain why your application was rejected if you\u2019re a temporary resident applying for a credit card. This can also be true for applicants who are Canadian citizens or permanent residents.<\/li><\/ul><h3>Pros and cons of getting a card as a temporary resident, work permit holder or foreign worker in Canada<\/h3><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><h4>Pros<\/h4><ul class=\"list-1\"><li><b>Build your credit.<\/b> If you plan to become a permanent resident of Canada, getting a credit card as a temporary resident will help you build your Canadian credit history.<\/li><li><b>Flexible payments.<\/b> Credit cards for temporary residents allow you to make purchases in local stores using credit, which you can then pay off as you please.<\/li><li><b>Increased borrowing power.<\/b> It may be easier to get approval for loans or a mortgage if you already have a credit card issued by a Canadian bank and maintain a good credit history.<\/li><li><strong>Make bill payments.<\/strong> Getting a Canadian credit card for non-residents might make it easier for you to set up a mobile phone or utilities contract as you get settled in the country.<\/li><li><b>Rewards.<\/b> Some credit cards offer cash back, rewards points or special offers at specific retailers.<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><h4>Cons<\/h4><ul class=\"list-12\"><li><b>Limited availability. <\/b>Not all financial institutions offer credit cards to temporary residents, and those that do might only offer a limited selection of cards.<\/li><li><strong>Higher income requirements.<\/strong> You might need to meet high income requirements, since you don\u2019t have a credit score to prove your creditworthiness.<\/li><li><strong>Credit history.<\/strong> Your credit score in Canada could go down if you apply for a credit card and you\u2019re declined (since applying typically requires a hard credit check).<\/li><li><strong>Debt.<\/strong> If you don\u2019t pay off your balance promptly, you\u2019ll gain debt, pay interest and weaken your debt-to-income ratio, which could lower your credit score.<\/li><\/ul><\/div><\/div><h3>Bottom line<\/h3><p>If you\u2019re looking to find the best credit card for temporary residents in Canada, you have several options. These include signing up for a newcomer to Canada banking program credit card or using your Visa Debit or Debit Mastercard instead of a credit card.<\/p><p>You might also be eligible for a secured or prepaid credit card. <a class=\"scroll\" href=\"#compare\">Compare Canadian credit cards for non-residents<\/a> to find the best fit for your needs and budget.<\/p><h3>FAQs<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">Can a non-resident get a credit card in Canada?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. Non-residents can get a credit card in Canada if they sign up for a newcomers banking package or put money down to get a secured or prepaid card.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">Can I get a Canadian credit card as an American?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>A US citizen can get a Canadian credit card if they are living temporarily in Canada and can show proof of a Canadian address. They won't typically be eligible to apply if they're trying to get a Canadian credit card while living in the US.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">What's the best card for international students in Canada?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>That depends on whether you want access to credit or you would prefer to prepay your card. If you want to keep your interest rates down, you might like to choose the <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-value-visa-credit-card.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22%2BScotiabank%2BValue%2BVisa%2BCard%22%2C%22site%22%3A%22CACCF%22%2C%22offer_id%22%3A%2224025%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22de027525-4f1d-455e-8fdd-81f5b4e1fa92%22%2C%22product_name%22%3A%22Scotiabank%2BValue%2BVisa%2BCard%22%2C%22provider_id%22%3A%22a27ab6c4-fb8f-4d55-bd26-eeb5240893fa%22%2C%22provider_name%22%3A%22Scotiabank%22%2C%22post_id%22%3A%22742879%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-cards-temporary-residents%22%2C%22post_country%22%3A%22ca%22%7D\"> Scotiabank Value Visa Card<\/a>. To earn rewards, you could sign up for the TD Rewards Visa Card.<\/p><p>If you would prefer a prepaid or secured credit card for international students in Canada, you may want to look into the KOHO Prepaid Mastercard or the Home Trust Secured Card.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000006\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000006\">\n                <span class=\"luna-accordion__title\">What's the best credit card for work permit holders in Canada?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000006\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Similar to international students, the top credit card for work permit holders in Canada depends on the type of credit card you want. Your best bet is to compare credit cards and newcomer to Canada banking programs to find the best fit for you.<\/p><p>You can also explore secured or prepaid credit cards if you're having trouble qualifying for an unsecured card. The market in Canada for prepaid cards is expanding and there are now great pre-paid cards that come with rewards perks like credit cards.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000007\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000007\">\n                <span class=\"luna-accordion__title\">What happens if I default on my credit card and leave the country?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000007\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Collections proceedings will begin against you and will continue if you ever decide to return to Canada.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<h3>Why you can trust Finder's credit card experts<\/h3>\n\n<div class=\"u-grid\">\n<div class=\"u-grid__col u-1\/2@s u-1\/4@m\">\n<div class=\"gridExample\"><center><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/slasheddollarsignfree_Finder_150x150-1.png\" alt=\"slashed dollar sign\" width=\"72\" height=\"72\" class=\"aligncenter size-full wp-image-2839142\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/slasheddollarsignfree_Finder_150x150-1.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/slasheddollarsignfree_Finder_150x150-1.png?fit=216 216w\" sizes=\"(max-width: 216px) 100vw, 216px\" loading=\"lazy\"><\/center>\n<h4><center>We're free<\/center><\/h4>\nOur comparison tables are completely free to use. We link you directly to the lender's secure application page. Sometimes, we have exclusive offers that you won't find on any other site.\n<\/div>\n<\/div>\n<div class=\"u-grid__col u-1\/2@s u-1\/4@m\">\n<div class=\"gridExample\"><center><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/starribbonwinner_Finder_150x150.png\" alt=\"winner ribbon\" width=\"72\" height=\"72\" class=\"aligncenter size-full wp-image-2839143\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/starribbonwinner_Finder_150x150.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/starribbonwinner_Finder_150x150.png?fit=216 216w\" sizes=\"(max-width: 216px) 100vw, 216px\" loading=\"lazy\"><\/center>\n<h4><center>We're experts<\/center><\/h4>\nWe've researched 150+ cards and published hundreds of financial guides. Our work has been referenced in major media outlets like The Globe and Mail, BNN Bloomberg and the Financial Post.<\/div><\/div>\n<div class=\"u-grid__col u-1\/2@s u-1\/4@m\">\n<div class=\"gridExample\"><center><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/independenceflag_Finder_150x150.png\" alt=\"independence flag\" width=\"72\" height=\"72\" class=\"aligncenter size-full wp-image-2839144\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/independenceflag_Finder_150x150.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/independenceflag_Finder_150x150.png?fit=216 216w\" sizes=\"(max-width: 216px) 100vw, 216px\" loading=\"lazy\"><\/center>\n<h4><center>We're independent<\/center><\/h4>\nWe're not owned by a bank or lender. That means our opinions are our own, and you can compare a wide selection of Canadian credit cards on Finder.\n<\/div><\/div>\n<div class=\"u-grid__col u-1\/2@s u-1\/4@m\">\n<div class=\"gridExample\"><center><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/raisedhandsvolunteer_Finder_150x150.png\" alt=\"raising hands to help\" width=\"72\" height=\"72\" class=\"aligncenter size-full wp-image-2839145\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/raisedhandsvolunteer_Finder_150x150.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/raisedhandsvolunteer_Finder_150x150.png?fit=216 216w\" sizes=\"(max-width: 216px) 100vw, 216px\" loading=\"lazy\"><\/center>\n<h4><center>We're here to help<\/center><\/h4>\nWe've helped thousands of people compare offers and find a credit card. We'll never ask for your personal information. We're here to help you make a decision.<\/div>\n<\/div>\n<\/div><div id=\"sources\" style=\"position: relative;\"><h3 style=\"position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;\">Sources<\/h3>\n<div id=\"lazy0000000008\"><\/div>\n<script type=\"application\/json\" id=\"lazyloaded-assets-json-lazy0000000008\" class=\"lazyloaded-assets-json\">{\"critical-scripts\":[],\"scripts\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.de087a0da9824e407767.js\"],\"styles\":[\"https:\\\/\\\/www.finder.com\\\/parent-theme\\\/shortcodes\\\/article-source\\\/prod\\\/article-source.87684078d471e76125dd.css\"]}<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Compare credit cards for temporary residents and learn how to apply for one in Canada.<\/p>\n","protected":false},"author":474,"featured_media":1032446,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"footnotes":""},"categories":[91],"tags":[1889],"asset_tag":[],"class_list":["post-742879","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards","tag-credit-card"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.9 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Credit Cards for Temporary Residents in Canada | Finder Canada<\/title>\n<meta name=\"description\" content=\"Immigrating to Canada or visiting the country soon? Explore some of the best credit cards for temporary residents &amp; work permit holders.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credit Cards for Temporary Residents in Canada | Finder Canada\" \/>\n<meta property=\"og:description\" content=\"Immigrating to Canada or visiting the country soon? Explore some of the best credit cards for temporary residents &amp; work permit holders.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2018-08-01T08:03:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/02\/maleimmigrantstudentworkertraveltoCanada_Supplied_Canva_1800x1000.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Claire Horwood\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Claire Horwood\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"11 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents\"},\"author\":{\"name\":\"Claire Horwood\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414\"},\"headline\":\"Credit cards for temporary residents in Canada\",\"datePublished\":\"2018-08-01T08:03:52+00:00\",\"dateModified\":\"2025-04-26T19:15:37+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents\"},\"wordCount\":3287,\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/02\/maleimmigrantstudentworkertraveltoCanada_Supplied_Canva_1800x1000.jpg\",\"articleSection\":[\"Credit Cards\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"editor\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/784654a651a2874261e8007614422c55\"},\"citation\":[{\"@type\":\"CreativeWork\",\"name\":\"Government of Canada: Guide 5554\u2014Applying to remain in Canada as a temporary resident permit holder, Last modified February 4, 2025\",\"url\":\"https:\/\/www.canada.ca\/en\/immigration-refugees-citizenship\/services\/application\/application-forms-guides\/guide-5554-applying-remain-canada-temporary-resident-permit-holder.html\"},{\"@type\":\"CreativeWork\",\"name\":\"Government of Canada: Work permit\u2014About the process, Last modified March 24, 2025\",\"url\":\"https:\/\/www.canada.ca\/en\/immigration-refugees-citizenship\/services\/work-canada\/permit\/temporary\/work-permit.html\"},{\"@type\":\"CreativeWork\",\"name\":\"Equifax: How Do I Get My Free Credit Report? Accessed April 26, 2025\",\"url\":\"https:\/\/www.consumer.equifax.ca\/personal\/education\/credit-report\/how-to-get-a-free-credit-report\"},{\"@type\":\"CreativeWork\",\"name\":\"TransUnion: Consumer Disclosure, Accessed April 26, 2025\",\"url\":\"https:\/\/www.transunion.ca\/product\/consumer-disclosure\"}],\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents\",\"url\":\"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents\",\"name\":\"Credit Cards for Temporary Residents in Canada | Finder Canada\",\"isPartOf\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents#primaryimage\"},\"thumbnailUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/02\/maleimmigrantstudentworkertraveltoCanada_Supplied_Canva_1800x1000.jpg\",\"datePublished\":\"2018-08-01T08:03:52+00:00\",\"dateModified\":\"2025-04-26T19:15:37+00:00\",\"description\":\"Immigrating to Canada or visiting the country soon? Explore some of the best credit cards for temporary residents & work permit holders.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents#primaryimage\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/02\/maleimmigrantstudentworkertraveltoCanada_Supplied_Canva_1800x1000.jpg\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/02\/maleimmigrantstudentworkertraveltoCanada_Supplied_Canva_1800x1000.jpg\",\"width\":1800,\"height\":1000},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"CA\",\"item\":\"https:\/\/www.finder.com\/ca\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Credit Cards\",\"item\":\"https:\/\/www.finder.com\/ca\/credit-cards\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Credit cards for temporary residents in Canada\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.finder.com\/ca\/#website\",\"url\":\"https:\/\/www.finder.com\/ca\/\",\"name\":\"Finder Canada\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.finder.com\/ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\",\"name\":\"Finder\",\"url\":\"https:\/\/www.finder.com\/ca\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/en.wikipedia.org\/wiki\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414\",\"name\":\"Claire Horwood\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png\",\"caption\":\"Claire Horwood\"},\"description\":\"Claire Horwood was a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate\u2019s Degree in Science from Camosun College. Much of Claire\u2019s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee.\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/clairehorwood\/\"],\"url\":\"https:\/\/www.finder.com\/ca\/author\/clairehorwood\",\"jobTitle\":\"Associate editor\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Banking\"},{\"@type\":\"Thing\",\"name\":\"Personal Loans\"},{\"@type\":\"Thing\",\"name\":\"Car Loans\"},{\"@type\":\"Thing\",\"name\":\"Business Loans\"},{\"@type\":\"Thing\",\"name\":\"Credit Cards\"}],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\",\"name\":\"Finder\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/784654a651a2874261e8007614422c55\",\"name\":\"Stacie Hurst\",\"description\":\"Stacie Hurst is an editor at Finder, specializing in loans, banking, investing and money transfers. She has a Bachelor of Arts in Psychology and Writing, and she has completed FP Canada Institute's Financial Management Course. Before working in the publishing industry, Stacie completed one year of law school in the United States. When not working, she can usually be found watching K-dramas or playing games with her friends and family.\",\"jobTitle\":\"Associate editor\",\"url\":\"https:\/\/www.finder.com\/ca\/author\/staciehurst\",\"sameAs\":[\"https:\/\/www.linkedin.com\/in\/stacie-hurst\"],\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Banking\"},{\"@type\":\"Thing\",\"name\":\"Stock Trading\"},{\"@type\":\"Thing\",\"name\":\"Cryptocurrency\"},{\"@type\":\"Thing\",\"name\":\"Personal Loans\"},{\"@type\":\"Thing\",\"name\":\"Car Loans\"},{\"@type\":\"Thing\",\"name\":\"Credit Cards\"}],\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/\/784654a651a2874261e8007614422c55\",\"url\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/StacieHurstF1_Finder_600x600.png\",\"contentUrl\":\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/StacieHurstF1_Finder_600x600.png\",\"caption\":\"Stacie Hurst\"},\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.finder.com\/ca\/#organization\",\"name\":\"Finder\"}},{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"name\":\"Frequently Asked Questions\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Can a non-resident get a credit card in Canada?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rYes. Non-residents can get a credit card in Canada if they sign up for a newcomers banking package or put money down to get a secured or prepaid card.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"Can I get a Canadian credit card as an American?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rA US citizen can get a Canadian credit card if they are living temporarily in Canada and can show proof of a Canadian address. They won't typically be eligible to apply if they're trying to get a Canadian credit card while living in the US.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"What's the best card for international students in Canada?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rThat depends on whether you want access to credit or you would prefer to prepay your card. If you want to keep your interest rates down, you might like to choose the <a target=\\\"_blank\\\" rel=\\\"sponsored\\\" href=\\\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-value-visa-credit-card.html?nb=1&src_country=ca&redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22%2BScotiabank%2BValue%2BVisa%2BCard%22%2C%22site%22%3A%22CACCF%22%2C%22offer_id%22%3A%2224025%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22de027525-4f1d-455e-8fdd-81f5b4e1fa92%22%2C%22product_name%22%3A%22Scotiabank%2BValue%2BVisa%2BCard%22%2C%22provider_id%22%3A%22a27ab6c4-fb8f-4d55-bd26-eeb5240893fa%22%2C%22provider_name%22%3A%22Scotiabank%22%2C%22post_id%22%3A%22742879%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-cards-temporary-residents%22%2C%22post_country%22%3A%22ca%22%7D\\\"> Scotiabank Value Visa Card<\/a>. To earn rewards, you could sign up for the TD Rewards Visa Card.\\r\\rIf you would prefer a prepaid or secured credit card for international students in Canada, you may want to look into the KOHO Prepaid Mastercard or the Home Trust Secured Card.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"What's the best credit card for work permit holders in Canada?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rSimilar to international students, the top credit card for work permit holders in Canada depends on the type of credit card you want. Your best bet is to compare credit cards and newcomer to Canada banking programs to find the best fit for you.\\r\\rYou can also explore secured or prepaid credit cards if you're having trouble qualifying for an unsecured card. The market in Canada for prepaid cards is expanding and there are now great pre-paid cards that come with rewards perks like credit cards.\\r\\r\"}},{\"@type\":\"Question\",\"name\":\"What happens if I default on my credit card and leave the country?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\r\\rCollections proceedings will begin against you and will continue if you ever decide to return to Canada.\\r\\r\"}}]}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2025-04-26T19:15:37+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Credit Cards for Temporary Residents in Canada | Finder Canada","description":"Immigrating to Canada or visiting the country soon? Explore some of the best credit cards for temporary residents & work permit holders.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents","og_locale":"en_US","og_type":"article","og_title":"Credit Cards for Temporary Residents in Canada | Finder Canada","og_description":"Immigrating to Canada or visiting the country soon? Explore some of the best credit cards for temporary residents & work permit holders.","og_url":"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents","og_site_name":"Finder Canada","article_published_time":"2018-08-01T08:03:52+00:00","og_image":[{"width":1800,"height":1000,"url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/02\/maleimmigrantstudentworkertraveltoCanada_Supplied_Canva_1800x1000.jpg","type":"image\/jpeg"}],"author":"Claire Horwood","twitter_misc":{"Written by":"Claire Horwood","Est. reading time":"11 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents#article","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents"},"author":{"name":"Claire Horwood","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414"},"headline":"Credit cards for temporary residents in Canada","datePublished":"2018-08-01T08:03:52+00:00","dateModified":"2025-04-26T19:15:37+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents"},"wordCount":3287,"publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/02\/maleimmigrantstudentworkertraveltoCanada_Supplied_Canva_1800x1000.jpg","articleSection":["Credit Cards"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"editor":{"@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/784654a651a2874261e8007614422c55"},"citation":[{"@type":"CreativeWork","name":"Government of Canada: Guide 5554\u2014Applying to remain in Canada as a temporary resident permit holder, Last modified February 4, 2025","url":"https:\/\/www.canada.ca\/en\/immigration-refugees-citizenship\/services\/application\/application-forms-guides\/guide-5554-applying-remain-canada-temporary-resident-permit-holder.html"},{"@type":"CreativeWork","name":"Government of Canada: Work permit\u2014About the process, Last modified March 24, 2025","url":"https:\/\/www.canada.ca\/en\/immigration-refugees-citizenship\/services\/work-canada\/permit\/temporary\/work-permit.html"},{"@type":"CreativeWork","name":"Equifax: How Do I Get My Free Credit Report? Accessed April 26, 2025","url":"https:\/\/www.consumer.equifax.ca\/personal\/education\/credit-report\/how-to-get-a-free-credit-report"},{"@type":"CreativeWork","name":"TransUnion: Consumer Disclosure, Accessed April 26, 2025","url":"https:\/\/www.transunion.ca\/product\/consumer-disclosure"}],"commentCount":0},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents","url":"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents","name":"Credit Cards for Temporary Residents in Canada | Finder Canada","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/02\/maleimmigrantstudentworkertraveltoCanada_Supplied_Canva_1800x1000.jpg","datePublished":"2018-08-01T08:03:52+00:00","dateModified":"2025-04-26T19:15:37+00:00","description":"Immigrating to Canada or visiting the country soon? Explore some of the best credit cards for temporary residents & work permit holders.","breadcrumb":{"@id":"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/02\/maleimmigrantstudentworkertraveltoCanada_Supplied_Canva_1800x1000.jpg","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/02\/maleimmigrantstudentworkertraveltoCanada_Supplied_Canva_1800x1000.jpg","width":1800,"height":1000},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-temporary-residents#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"CA","item":"https:\/\/www.finder.com\/ca\/"},{"@type":"ListItem","position":2,"name":"Credit Cards","item":"https:\/\/www.finder.com\/ca\/credit-cards"},{"@type":"ListItem","position":3,"name":"Credit cards for temporary residents in Canada"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/ca\/#website","url":"https:\/\/www.finder.com\/ca\/","name":"Finder Canada","description":"","publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/ca\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/252a43e10a819c05764a610c2b59e414","name":"Claire Horwood","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/ClaireHorwoodF1_Finder_600x600.png","caption":"Claire Horwood"},"description":"Claire Horwood was a writer at Finder, specializing in credit cards, loans and other financial products. She has a Bachelor of Arts in Gender Studies from the University of Victoria, and an Associate\u2019s Degree in Science from Camosun College. Much of Claire\u2019s coursework has focused on writing and statistics, with a healthy dose of social and cultural analysis mixed in for good measure. In her spare time, Claire enjoys rock climbing, travelling and drinking inordinate amounts of coffee.","sameAs":["https:\/\/www.linkedin.com\/in\/clairehorwood\/"],"url":"https:\/\/www.finder.com\/ca\/author\/clairehorwood","jobTitle":"Associate editor","knowsAbout":[{"@type":"Thing","name":"Banking"},{"@type":"Thing","name":"Personal Loans"},{"@type":"Thing","name":"Car Loans"},{"@type":"Thing","name":"Business Loans"},{"@type":"Thing","name":"Credit Cards"}],"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/784654a651a2874261e8007614422c55","name":"Stacie Hurst","description":"Stacie Hurst is an editor at Finder, specializing in loans, banking, investing and money transfers. She has a Bachelor of Arts in Psychology and Writing, and she has completed FP Canada Institute's Financial Management Course. Before working in the publishing industry, Stacie completed one year of law school in the United States. When not working, she can usually be found watching K-dramas or playing games with her friends and family.","jobTitle":"Associate editor","url":"https:\/\/www.finder.com\/ca\/author\/staciehurst","sameAs":["https:\/\/www.linkedin.com\/in\/stacie-hurst"],"knowsAbout":[{"@type":"Thing","name":"Banking"},{"@type":"Thing","name":"Stock Trading"},{"@type":"Thing","name":"Cryptocurrency"},{"@type":"Thing","name":"Personal Loans"},{"@type":"Thing","name":"Car Loans"},{"@type":"Thing","name":"Credit Cards"}],"image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/image\/\/784654a651a2874261e8007614422c55","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/StacieHurstF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/11\/StacieHurstF1_Finder_600x600.png","caption":"Stacie Hurst"},"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder"}},{"@context":"https:\/\/schema.org","@type":"FAQPage","name":"Frequently Asked Questions","mainEntity":[{"@type":"Question","name":"Can a non-resident get a credit card in Canada?","acceptedAnswer":{"@type":"Answer","text":"\r\rYes. Non-residents can get a credit card in Canada if they sign up for a newcomers banking package or put money down to get a secured or prepaid card.\r\r"}},{"@type":"Question","name":"Can I get a Canadian credit card as an American?","acceptedAnswer":{"@type":"Answer","text":"\r\rA US citizen can get a Canadian credit card if they are living temporarily in Canada and can show proof of a Canadian address. They won't typically be eligible to apply if they're trying to get a Canadian credit card while living in the US.\r\r"}},{"@type":"Question","name":"What's the best card for international students in Canada?","acceptedAnswer":{"@type":"Answer","text":"\r\rThat depends on whether you want access to credit or you would prefer to prepay your card. If you want to keep your interest rates down, you might like to choose the <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-value-visa-credit-card.html?nb=1&src_country=ca&redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22%2BScotiabank%2BValue%2BVisa%2BCard%22%2C%22site%22%3A%22CACCF%22%2C%22offer_id%22%3A%2224025%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22de027525-4f1d-455e-8fdd-81f5b4e1fa92%22%2C%22product_name%22%3A%22Scotiabank%2BValue%2BVisa%2BCard%22%2C%22provider_id%22%3A%22a27ab6c4-fb8f-4d55-bd26-eeb5240893fa%22%2C%22provider_name%22%3A%22Scotiabank%22%2C%22post_id%22%3A%22742879%22%2C%22post_path%22%3A%22credit-cards%252Fcredit-cards-temporary-residents%22%2C%22post_country%22%3A%22ca%22%7D\"> Scotiabank Value Visa Card<\/a>. To earn rewards, you could sign up for the TD Rewards Visa Card.\r\rIf you would prefer a prepaid or secured credit card for international students in Canada, you may want to look into the KOHO Prepaid Mastercard or the Home Trust Secured Card.\r\r"}},{"@type":"Question","name":"What's the best credit card for work permit holders in Canada?","acceptedAnswer":{"@type":"Answer","text":"\r\rSimilar to international students, the top credit card for work permit holders in Canada depends on the type of credit card you want. Your best bet is to compare credit cards and newcomer to Canada banking programs to find the best fit for you.\r\rYou can also explore secured or prepaid credit cards if you're having trouble qualifying for an unsecured card. The market in Canada for prepaid cards is expanding and there are now great pre-paid cards that come with rewards perks like credit cards.\r\r"}},{"@type":"Question","name":"What happens if I default on my credit card and leave the country?","acceptedAnswer":{"@type":"Answer","text":"\r\rCollections proceedings will begin against you and will continue if you ever decide to return to Canada.\r\r"}}]}]},"article_modified_time":"2025-04-26T19:15:37+00:00"},"custom_fields":{"_wp_page_template":["default"],"show_author_box":["yes"],"_content_type":["niche-content\/information\/how-to"],"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"_masthead_subheading":["{\"text\":\"Find out how you can get a credit card as a temporary resident, work permit holder or immigrant to Canada.\"}"],"custom_post_template":["single-masthead-two-column.php"]},"amp_enabled":false,"_links":{"self":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/742879"}],"collection":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/users\/474"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/comments?post=742879"}],"version-history":[{"count":16,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/742879\/revisions"}],"predecessor-version":[{"id":1057507,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/742879\/revisions\/1057507"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media\/1032446"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media?parent=742879"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/categories?post=742879"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/tags?post=742879"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/asset_tag?post=742879"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}