{"id":735040,"date":"2018-05-01T20:39:22","date_gmt":"2018-05-02T00:39:22","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?page_id=735040"},"modified":"2026-10-27T18:08:36","modified_gmt":"2026-10-27T22:08:36","slug":"travel-rewards-credit-cards","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/credit-cards\/travel-rewards-credit-cards","title":{"rendered":"Travel rewards credit cards in Canada"},"content":{"rendered":"<p>With a powerful travel rewards credit card, you can be rewarded for your spending and earn points so you can travel for free sooner. As well as points, some travel credit cards offer other travel perks, including free travel insurance, free airport lounge access and flight vouchers for your traveling companion.<\/p><p>But which travel rewards credit card are popular? Find out how credit cards with travel rewards work in this comprehensive guide and compare travel credit cards in Canada.<\/p><h3 data-toc=\"false\">Popular travel rewards credit cards in Canada by category<\/h3><p>The best travel credit cards allow you to quickly earn rewards so you can take your next trip sooner. They\u2019ll also come with low (or no) annual fees and little or no foreign exchange fee. Here are some popular travel rewards credit cards by category.<\/p><ul class=\"luna-accordionGroup accordionGroup\"><\/ul><table class=\"luna-table luna-table--responsiveList luna-table--fixedColumns\"><thead class=\"luna-table__header\"><tr><th style=\"text-align: center;\" scope=\"col\">Travel credit card<\/th><th style=\"text-align: center;\" scope=\"col\">Travel points<\/th><th style=\"text-align: center;\" scope=\"col\">Apply and learn more<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><img decoding=\"async\" class=\" wp-image-749776 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/10\/american-express-cobalt-featured-image.jpg\" alt=\"Picture not describedAmerican Express Cobalt Card\" width=\"169\" height=\"169\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/10\/american-express-cobalt-featured-image.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/10\/american-express-cobalt-featured-image.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/10\/american-express-cobalt-featured-image.jpg?fit=507 507w\" sizes=\"(max-width: 507px) 100vw, 507px\" loading=\"lazy\"><div class=\"has-padding-xsmall\"><\/div>American Express Cobalt Card<\/td><td>Earn 5x the points on eligible groceries, dining, drinks and food delivery in Canada (spend cap applies), 3x the points on eligible streaming subscriptions, 2x points on eligible ride shares, transit &amp; gas, 1x point for every other dollar spent and 1 extra point per dollar spent on eligible hotel and car rental bookings via the American Express Travel website (conditions apply).<\/td><td style=\"text-align: center;\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-cobalt-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22CACCF%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-small%22%2C%22offer_id%22%3A%229289%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%2285331120-bbda-48bc-b1ad-d0e17b8e76a5%22%2C%22product_name%22%3A%22American%2BExpress%2BCobalt%2BCard%22%2C%22provider_id%22%3A%22795613d6-853c-4c46-b357-d7499b9dafa4%22%2C%22provider_name%22%3A%22American%2BExpress%22%2C%22post_id%22%3A%22735040%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-rewards-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--fluid luna-button--success luna-button--fluid has-margin-top-small\">Go to site<\/a><div class=\"has-padding-xsmall\"><\/div><p><a class=\"luna-button luna-button--primary luna-button--fluid\" role=\"button\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-cobalt-card\" rel=\"noopener noreferrer\">Read Review<\/a><\/p><\/td><\/tr><tr><td>\u00a0<p><img decoding=\"async\" class=\" wp-image-1008811 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/02\/ScotiabankAmericanExpress_Supplied_250x156.jpg\" alt=\"Picture not described\" width=\"171\" height=\"107\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/02\/ScotiabankAmericanExpress_Supplied_250x156.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/02\/ScotiabankAmericanExpress_Supplied_250x156.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/02\/ScotiabankAmericanExpress_Supplied_250x156.jpg?fit=513 513w\" sizes=\"(max-width: 513px) 100vw, 513px\" loading=\"lazy\"><\/p><div class=\"has-padding-xsmall\"><\/div>Scotiabank American Express Card<\/td><td>Earn 3x Scene+ points on every $1 you spend at Sobeys, Safeway, FreshCo and more, 2x Scene+ points for every $1 you spend on dining, entertainment, other eligible grocery stores, gas and transit, streaming services, and food delivery services and subscriptions. Plus, earn 1 Scene+ point for every $1 spent on everything else. Use your Card and book travel through the full-service travel agency, Scotia Rewards Travel Service. Plus, get special travel offers through Scotia Rewards Travel Advantage.<\/td><td style=\"text-align: center;\"><div class=\"has-padding-xsmall\"><\/div><p><a class=\"luna-button luna-button--primary luna-button--fluid\" role=\"button\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-american-express-credit-card\" rel=\"noopener noreferrer\">Read Review<\/a><\/p><\/td><\/tr><tr><td><img decoding=\"async\" class=\" wp-image-887098 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/10\/ScotiabankGoldAmericanExpressCard_Supplied_240x152.jpg\" alt=\"Scotiabank Gold American Express Card\" width=\"171\" height=\"108\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/10\/ScotiabankGoldAmericanExpressCard_Supplied_240x152.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/10\/ScotiabankGoldAmericanExpressCard_Supplied_240x152.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/10\/ScotiabankGoldAmericanExpressCard_Supplied_240x152.jpg?fit=513 513w\" sizes=\"(max-width: 513px) 100vw, 513px\" loading=\"lazy\"><div class=\"has-padding-xsmall\"><\/div>Scotiabank Gold American Express Card<\/td><td>Earn 6 Scene+ points per $1 at participating grocery stores (Sobeys, Safeway, FreshCo, Foodland and more), 5 Scene+ points per $1 on other eligible grocery stores, dining, food delivery, food subscriptions and eligible entertainment (including movies, theatre and ticket agencies), 1 Scene+ point per $1 on eligible travel (plus an extra 3 Scene+ points per $1 on hotels and car rentals booked through Scene+ Travel, Powered by Expedia), 3 Scene+ points per $1 on eligible gas, transit and streaming services and 1 Scene+ point per $1 on all other eligible purchases.<\/td><td style=\"text-align: center;\"><div class=\"rewards--element-container rewards--container\" data-product-id=\"884ed514-da14-4f30-a480-297dad67d7b4\" data-niche=\"CACCF\" data-product-name=\"Scotiabank Gold American Express Card\" data-provider-name=\"Scotiabank\" data-rewards-campaign-name=\"scotiabank|gold|nov-2026~caccf\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"scotiabank|gold|nov-2026~caccf\"] = {\"startDate\":\"2026-11-05T16:00:00.000Z\",\"endDate\":\"2026-12-31T04:59:59.000Z\",\"showVisaLogo\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"isTieredReward\":false,\"rewardCopy\":\"Join Finder then apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026.\",\"hasEligibilityCriteria\":true,\"offerStacking\":true,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get a $150 digital Visa card\",\"titleHighlight\":\"$150\",\"copyText\":\"Become a Finder member, apply through Finder and get approved for a Scotiabank Gold American Express Card as a new customer to receive a $150 digital Visa card from Finder + earn up to $1,100 in first-year value from Scotiabank. Keep the account open until February 22, 2027. Offer ends December 30, 2026.\",\"termsText\":\"T\\u0026Cs apply.\",\"ctaText\":\"SIGN UP \\u0026 GET $150\",\"nicheText\":\"Credit Cards\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/niche-builder\\\/6709955f948ad.png\",\"nicheCode\":\"CACCF\",\"value\":\"150\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/scotiabank-gold-american-express-card-promotion\",\"validationDate\":\"2027-01-29T05:00:00.000Z\",\"fulfillmentDate\":\"2027-02-23T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-scotiabank-gold-american-express-card-reward-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":true,\"title\":\"Get a $150 digital Visa card\",\"subtitleText\":\"Scotiabank Gold American Express Card\",\"items\":[{\"icon\":\"shopping-bag\",\"text\":\"Become a Finder Member and log in to your Finder account\"},{\"icon\":\"user\",\"text\":\"Click through to Scotiabank via the Finder promotional link\"},{\"icon\":\"confetti\",\"text\":\"Apply and get approved for a new Scotiabank Gold American Express Card and keep it open and in good standing\"},{\"icon\":\"gift\",\"text\":\"Receive your $150 digital Visa card from Finder on or before February 22nd, 2027\"}],\"heading\":\"Get your $150 Visa gift card\",\"membersHeading\":\"\",\"text\":\"Enter your email to get your reward when you sign up to Scotiabank\",\"membersText\":\"Claim your reward when you sign up to Scotiabank\",\"emailCaption\":\"Your details must match your new Scotiabank account\",\"badgeText\":\"\\u003Creward_value\\u003E REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within \\u003Cfulfillment_days\\u003E days of signup or purchase.\",\"legalText\":\"By submitting your details you agree to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"softAccountLegalText\":\"By entering your email address, you agree to create a Finder account subject to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"CLAIM $150\",\"abortText\":\"CONTINUE WITHOUT REWARD\",\"copyText\":\"November 5th, 2026 - December 30th, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/niche-builder\\\/6709955f948ad.png\",\"nicheCode\":\"CACCF\",\"value\":\"150\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/scotiabank-gold-american-express-card-promotion\",\"validationDate\":\"2027-01-29T05:00:00.000Z\",\"fulfillmentDate\":\"2027-02-23T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-scotiabank-gold-american-express-card-reward-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null,\"criteriaText\":\"Join Finder then apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026.\",\"membersCriteriaText\":\"Apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026.\"}};<\/script> <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-gold-american-express-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22CACCF%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-small%22%2C%22offer_id%22%3A%2224029%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22884ed514-da14-4f30-a480-297dad67d7b4%22%2C%22product_name%22%3A%22Scotiabank%2BGold%2BAmerican%2BExpress%2BCard%22%2C%22provider_id%22%3A%22a27ab6c4-fb8f-4d55-bd26-eeb5240893fa%22%2C%22provider_name%22%3A%22Scotiabank%22%2C%22post_id%22%3A%22735040%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-rewards-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--fluid luna-button--success luna-button--fluid has-margin-top-small rewards--cta\">Go to site<\/a><\/div><div class=\"has-padding-xsmall\"><\/div><p><a class=\"luna-button luna-button--primary luna-button--fluid\" role=\"button\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-gold-american-express-credit-card\" rel=\"noopener noreferrer\">Read Review<\/a><\/p><\/td><\/tr><tr><th style=\"border-top: none !important; padding-top: 0 !important; font-weight: normal !important;\" colspan=\"3\"><article class=\"luna-card--border luna-card--alt\"><div class=\"luna-card__block\"><span class=\"gx-badge__body hasPopover\" style=\"margin-right: 2rem\" rel=\"popover\" data-content=\"\" data-html=\"true\" data-original-title=\"\" title=\"\">Exclusive<\/span><div class=\"has-padding-xsmall\"><\/div><div class=\"u-grid u-grid--alignStretch\"><div class=\"u-grid__col u-4\/5@s u-1\/1\"><p style=\"font-size: 110%;\"><b>Get $150 from Finder<\/b> when you apply and are approved for a new Scotiabank Gold American Express Card through Finder and keep the account open and in good standing until February 22, 2027. Separate T&amp;Cs apply. T&amp;Cs apply.<\/p><\/div><div class=\"u-grid__col u-1\/5@s u-1\/1\" style=\"display: flex; justify-content: center;\"><p style=\"text-align: center;\"><\/p><div class=\"rewards--element-container rewards--container\" data-product-id=\"884ed514-da14-4f30-a480-297dad67d7b4\" data-niche=\"CACCF\" data-product-name=\"Scotiabank Gold American Express Card\" data-provider-name=\"Scotiabank\" data-rewards-campaign-name=\"scotiabank|gold|nov-2026~caccf\"><script type=\"text\/javascript\">window.rewardsConfigs = window.rewardsConfigs || {};window.rewardsConfigs[\"scotiabank|gold|nov-2026~caccf\"] = {\"startDate\":\"2026-11-05T16:00:00.000Z\",\"endDate\":\"2026-12-31T04:59:59.000Z\",\"showVisaLogo\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"isTieredReward\":false,\"rewardCopy\":\"Join Finder then apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026.\",\"hasEligibilityCriteria\":true,\"offerStacking\":true,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get a $150 digital Visa card\",\"titleHighlight\":\"$150\",\"copyText\":\"Become a Finder member, apply through Finder and get approved for a Scotiabank Gold American Express Card as a new customer to receive a $150 digital Visa card from Finder + earn up to $1,100 in first-year value from Scotiabank. Keep the account open until February 22, 2027. Offer ends December 30, 2026.\",\"termsText\":\"T\\u0026Cs apply.\",\"ctaText\":\"SIGN UP \\u0026 GET $150\",\"nicheText\":\"Credit Cards\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/niche-builder\\\/6709955f948ad.png\",\"nicheCode\":\"CACCF\",\"value\":\"150\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/scotiabank-gold-american-express-card-promotion\",\"validationDate\":\"2027-01-29T05:00:00.000Z\",\"fulfillmentDate\":\"2027-02-23T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-scotiabank-gold-american-express-card-reward-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":true,\"title\":\"Get a $150 digital Visa card\",\"subtitleText\":\"Scotiabank Gold American Express Card\",\"items\":[{\"icon\":\"shopping-bag\",\"text\":\"Become a Finder Member and log in to your Finder account\"},{\"icon\":\"user\",\"text\":\"Click through to Scotiabank via the Finder promotional link\"},{\"icon\":\"confetti\",\"text\":\"Apply and get approved for a new Scotiabank Gold American Express Card and keep it open and in good standing\"},{\"icon\":\"gift\",\"text\":\"Receive your $150 digital Visa card from Finder on or before February 22nd, 2027\"}],\"heading\":\"Get your $150 Visa gift card\",\"membersHeading\":\"\",\"text\":\"Enter your email to get your reward when you sign up to Scotiabank\",\"membersText\":\"Claim your reward when you sign up to Scotiabank\",\"emailCaption\":\"Your details must match your new Scotiabank account\",\"badgeText\":\"\\u003Creward_value\\u003E REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within \\u003Cfulfillment_days\\u003E days of signup or purchase.\",\"legalText\":\"By submitting your details you agree to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"softAccountLegalText\":\"By entering your email address, you agree to create a Finder account subject to our \\u003Cterms_of_service_link\\u003E and \\u003Cprivacy_policy_link\\u003E.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"CLAIM $150\",\"abortText\":\"CONTINUE WITHOUT REWARD\",\"copyText\":\"November 5th, 2026 - December 30th, 2026\",\"termsText\":\"T\\u0026Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/niche-builder\\\/6709955f948ad.png\",\"nicheCode\":\"CACCF\",\"value\":\"150\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/scotiabank-gold-american-express-card-promotion\",\"validationDate\":\"2027-01-29T05:00:00.000Z\",\"fulfillmentDate\":\"2027-02-23T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-scotiabank-gold-american-express-card-reward-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null,\"criteriaText\":\"Join Finder then apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026.\",\"membersCriteriaText\":\"Apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026.\"}};<\/script> <a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-gold-american-express-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Get%2Boffer%22%2C%22site%22%3A%22CACCF%22%2C%22class%22%3A%22luna-button%2Bluna-button--success%22%2C%22offer_id%22%3A%2224029%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22884ed514-da14-4f30-a480-297dad67d7b4%22%2C%22product_name%22%3A%22Scotiabank%2BGold%2BAmerican%2BExpress%2BCard%22%2C%22provider_id%22%3A%22a27ab6c4-fb8f-4d55-bd26-eeb5240893fa%22%2C%22provider_name%22%3A%22Scotiabank%22%2C%22post_id%22%3A%22735040%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-rewards-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success rewards--cta\">Get offer<\/a><\/div><\/div><\/div><\/div><\/article><\/th><\/tr><tr><td><img decoding=\"async\" class=\" wp-image-1008813 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/02\/BMOAscendWorldElite_Supplied_250x156.jpg\" alt=\"BMO Ascend World Elite\" width=\"170\" height=\"106\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/02\/BMOAscendWorldElite_Supplied_250x156.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/02\/BMOAscendWorldElite_Supplied_250x156.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2023\/02\/BMOAscendWorldElite_Supplied_250x156.jpg?fit=510 510w\" sizes=\"(max-width: 510px) 100vw, 510px\" loading=\"lazy\"><div class=\"has-padding-xsmall\"><\/div>BMO Ascend World Elite Mastercard<\/td><td>Get 5 BMO Rewards points per $1 spent on eligible travel purchases, 3 points per $1 spent on eligible dining and entertainment purchases, and 1 point per $1 spent on all other eligible purchases.<\/td><td style=\"text-align: center;\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-ascend-world-elite-mastercard-secure-ca.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22CACCF%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-small%22%2C%22offer_id%22%3A%2221489%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22e4db323e-258b-44c6-9b0d-a7e29c1774e7%22%2C%22product_name%22%3A%22BMO%2BAscend%2BWorld%2BElite%2BMastercard%22%2C%22provider_id%22%3A%22d2c47712-e4ff-4630-af29-f39e3997f320%22%2C%22provider_name%22%3A%22BMO%22%2C%22post_id%22%3A%22735040%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-rewards-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--fluid luna-button--success luna-button--fluid has-margin-top-small\">Go to site<\/a><div class=\"has-padding-xsmall\"><\/div><p><a class=\"luna-button luna-button--primary luna-button--fluid\" role=\"button\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-ascend-world-elite-mastercard\" rel=\"noopener noreferrer\">Read Review<\/a><\/p><\/td><\/tr><tr><td><img decoding=\"async\" class=\" wp-image-888201 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/11\/AmericanExpressAeroplanReserveCard_Supplied_250x250-1.jpg\" alt=\"Picture not described\" width=\"171\" height=\"171\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/11\/AmericanExpressAeroplanReserveCard_Supplied_250x250-1.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/11\/AmericanExpressAeroplanReserveCard_Supplied_250x250-1.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/11\/AmericanExpressAeroplanReserveCard_Supplied_250x250-1.jpg?fit=513 513w\" sizes=\"(max-width: 513px) 100vw, 513px\" loading=\"lazy\"><div class=\"has-padding-xsmall\"><\/div>American Express Aeroplan Reserve Card<\/td><td>Earn 3x the points on eligible purchases made directly with Air Canada and Air Canada Vacations, 2x the points on eligible dining and food delivery purchases in Canada, and 1.25x the points on everything else.<\/td><td style=\"text-align: center;\"><a target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-aeroplan-reserve-card-secure-ca.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22product_link%22%2C%22title%22%3A%22Go%2Bto%2Bsite%22%2C%22site%22%3A%22CACCF%22%2C%22class%22%3A%22luna-button%2Bluna-button--fluid%2Bluna-button--success%2Bluna-button--fluid%2Bhas-margin-top-small%22%2C%22offer_id%22%3A%229289%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22d520749b-3d07-40a3-b3bf-8649ed017350%22%2C%22product_name%22%3A%22American%2BExpress%2BAeroplan%2BReserve%2BCard%22%2C%22provider_id%22%3A%22795613d6-853c-4c46-b357-d7499b9dafa4%22%2C%22provider_name%22%3A%22American%2BExpress%22%2C%22post_id%22%3A%22735040%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-rewards-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--fluid luna-button--success luna-button--fluid has-margin-top-small\">Go to site<\/a><div class=\"has-padding-xsmall\"><\/div><p><a class=\"luna-button luna-button--primary luna-button--fluid\" role=\"button\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-aeroplan-reserve-card-review\" rel=\"noopener noreferrer\">Read Review<\/a><\/p><\/td><\/tr><\/tbody><\/table><p>\u00a0<\/p><h3 id=\"howdo\">How do travel credit cards with rewards work?<\/h3><p>Travel rewards credit cards give you a way to earn points on your everyday spending by offering a set number of points for every dollar spent (such as 1 point for $1 spent or 1 point for $2 spent) on eligible purchases. This means the more you spend, the more points you can rack up. There are different ways to earn and redeem reward points depending on the type of credit card you choose and the rewards offered by the provider.<\/p><p>Some travel points credit cards send points directly to your account and other <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rewards-credit-cards\" rel=\"noopener noreferrer\">rewards credit cards<\/a> allow you to transfer points to a variety of other eligible travel reward accounts. Your card may also have tiered earn rates \u2013 different earn rates depending on the type of purchase \u2013 and points caps that reduce or limit points earnings after you spend a certain amount each statement period. As your points are debited to your account, you can redeem them for a variety of rewards including flights, upgrades, accommodation and plenty of other perks.<\/p><p>When you\u2019re searching for the best travel rewards credit cards, there are two different options to consider:<\/p><div class=\"u-grid\"> <div class=\"u-grid__col u-1\/2@s\"> <b>1. Direct earn cards.<\/b> These credit cards partner with a single airline rewards program and earn points that are credited directly to your linked travel rewards account. Direct earn cards generally have a better earn rate than other options, so you could potentially get more rewards for your spending if you\u2019re loyal to one travel rewards program. <\/div> <div class=\"u-grid__col u-1\/2@s\"> <b>2. Indirect earn cards.<\/b> These reward credit cards earn points that can be transferred to a wide range of travel rewards programs. Unlike direct earn travel rewards credit cards, the value of the points you earn on these types of cards may differ when transferred to a travel rewards account. <\/div> <\/div><h3>How to compare the <span class=\"\">best credit cards for travel rewards<\/span><\/h3><p>With a large variety of travel points credit cards in Canada, you have plenty of options to discover a card that suits your travel goals and financial circumstances. You should compare the following key factors when choosing the best travel rewards credit card for you:<\/p><ul class=\"list-10\"><li><strong>The travel credit card rewards program. <\/strong>Choosing a credit card that earns points for a specific travel program you already use will help you maximize your rewards. For example, if you exclusively fly with WestJet, you wouldn\u2019t get as much value from a card that offered British Airways points. If you don\u2019t belong to a program yet, think about which airline(s) you travel with the most and look at their loyalty program options.<\/li><li><strong>Points earning rate.<\/strong> Check the standard rate of points you\u2019ll earn for each dollar spent on the card. Be aware that a different earn rate could apply for certain types of spending, such as overseas purchases. There are usually some transactions that won\u2019t earn points \u2013 such as cash advances and gambling transactions \u2013 and there may be a limit to the points you can earn each month or year, so make sure you check restrictions for the cards you\u2019re comparing.<\/li><li><strong>Reward values. <\/strong>Consider the types of rewards you want to claim, the number of points you\u2019ll need and how much you\u2019d have to spend to redeem your preferred reward. Check how these values measure up between programs, so you can apply for the card that offers the greatest value based on your spending and reward goals.<\/li><li><strong>Annual fee. <\/strong>Ideally, the card\u2019s annual fee should cost less than the rewards and any complimentary extras that you intend to use. If you don\u2019t reap these rewards, it may not be worth paying a high annual fee for the card.<\/li><li><strong>Promotional rates and features. <\/strong>Travel rewards credit cards sometimes have promotions for new customers, such as bonus points, 0% purchase rates or no annual fee for the first year. These benefits can add value to the card that you choose, but make sure you read the terms and conditions and confirm the length of the introductory period so that these offers work for you.<\/li><li><strong>Complimentary extras.<\/strong> Travel rewards credit cards often come with a selection of complimentary extras such as international travel insurance, extended warranties, concierge services and airline lounge access. The value of these perks can be used to offset the cost of the annual fee of the credit card, as long as you know you will actually use them.<\/li><li><b>Foreign transaction fee.<\/b><br>The best travel credit cards may come with no foreign transaction fees. Skipping this fee means saving around 2.5% on every purchase made abroad and with foreign online merchants.<\/li><li><b>Secured vs. unsecured.<\/b><br>You\u2019ll need to put down a security deposit to open a secured card, but you might have more products to choose from. Meanwhile, you don\u2019t need a security deposit for an unsecured card, but you might have fewer options.<\/li><\/ul><h3 id=\"prosandcons\">Why get a travel credit card?<\/h3><p>If you\u2019re interested in getting a travel rewards credit card, weigh up these pros and cons to decide if it will be worth it for you:<\/p><h4><strong>Pros<\/strong><\/h4><ul class=\"list-1\"><li><strong>Redeem flights and travel upgrades faster. <\/strong>If you\u2019re earning points every time you spend with your credit card, you can maximize the number of points you\u2019re earning and reach your reward goals faster. Points can likely be used toward both domestic and international flights, as well as perks like business class upgrades, seat upgrades, dining upgrades and airport lounge access.<\/li><li><strong>Sign-up bonus points. <\/strong>Some credit cards offer introductory bonus points as an incentive for new customers to sign up. Depending on the card, you could earn up to 100,000 bonus points (or more) when you meet the spend requirement. Not only will this give your points balance a boost, but it\u2019s also another way you can redeem rewards more quickly.<\/li><li><strong>Large range of rewards. <\/strong>The best travel rewards credit cards let you redeem the points you earn for rewards including flights with your preferred airline and its partners, hotels, online shopping and more.<\/li><li><strong>Travel perks. <\/strong>Designed to suit frequent flyers and travellers, these cards often come with extra features such as flight vouchers, airport lounge passes and 24\/7 concierge services.<\/li><li><strong>Complimentary insurance. <\/strong>Many travel rewards credit cards come with complimentary travel insurance, which can help you save on stand-alone insurance costs when you\u2019re travelling.<\/li><\/ul><h4>Cons<\/h4><ul class=\"list-12\"><li><strong>High interest rates. <\/strong>Travel rewards credit cards often come with less competitive interest rates than other cards and are suited to cardholders who consistently pay off their balance each month and can avoid the high interest charges.<\/li><li><strong>Expensive annual fees. <\/strong>Travel rewards credit cards typically come with higher annual fees than standard credit card options. Make sure that the value of the points you can earn and the extra features of the card outweigh the annual fee.<\/li><li><b>Temptation to spend. <\/b>If you struggle to repay your credit card on time each month or you need to consolidate debt, a travel rewards credit card might tempt you to spend for the sake of receiving points. If you are struggling to pay off existing debt, you might want to consider <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/balance-transfer-credit-cards\" rel=\"noopener noreferrer\">a card designed for balance transfers<\/a> instead.<\/li><li><b>Airline and flight restrictions. <\/b>If you want to use points for flights or upgrades, you will likely be limited to a specific airline or alliance of airlines. There may also be blackout dates or limited availability for reward flights and upgrades.<\/li><li><strong>Offer requirements. <\/strong>Travel rewards credit cards that come with introductory offers or complimentary insurance may have specific spending requirements you need to meet to enjoy these benefits. Make sure that the spend requirement is realistic with your budget and monthly spending.<\/li><\/ul><h3 id=\"compare\">Compare more travel rewards credit cards<\/h3><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\" data-niche=\"CACCF\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__sidebarFilter tableWithFilters__sidebarFilter--stickyAndScrollable\" data-niche-short-code=\"CACCF\">\n        <div class=\"tableWithFilters__filter f1\"><\/div>\n    <\/div>\n        <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\nwindow.rewardsConfigs = window.rewardsConfigs || {};\n    window.rewardsConfigs[\"scotiabank|gold|nov-2026~caccf\"] = {\"startDate\":\"2026-11-05T16:00:00.000Z\",\"endDate\":\"2026-12-31T04:59:59.000Z\",\"showVisaLogo\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"isTieredReward\":false,\"rewardCopy\":\"Join Finder then apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. 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exclusives&quot;},{&quot;value&quot;:&quot;all_offers&quot;,&quot;label&quot;:&quot;All offers&quot;}],&quot;urlExample&quot;:&quot;?special-offers=rewards_exclusive&quot;},{&quot;id&quot;:&quot;general-provider-id&quot;,&quot;label&quot;:&quot;Card Provider&quot;,&quot;type&quot;:&quot;provider&quot;,&quot;queryParam&quot;:&quot;general-provider-id&quot;,&quot;urlExample&quot;:&quot;?general-provider-id=&lt;uuid&gt;,&lt;uuid&gt;&quot;}],&quot;sorts&quot;:[{&quot;field&quot;:&quot;CACCF.PRODUCT.CACCF_BONUS_POINTS_TABLE&quot;,&quot;label&quot;:&quot;Welcome Offer&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=CACCF.PRODUCT.CACCF_BONUS_POINTS_TABLE ASCENDING&quot;},{&quot;field&quot;:&quot;CACCF.PRODUCT.CACCF_TABLE_REWARDS_POINT_VALUE&quot;,&quot;label&quot;:&quot;Rewards&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=CACCF.PRODUCT.CACCF_TABLE_REWARDS_POINT_VALUE ASCENDING&quot;},{&quot;field&quot;:&quot;CACCF.PRODUCT.CACCF_PURCHASE_INTEREST_RATE&quot;,&quot;label&quot;:&quot;Purchase Interest Rate&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=CACCF.PRODUCT.CACCF_PURCHASE_INTEREST_RATE ASCENDING&quot;},{&quot;field&quot;:&quot;CACCF.PRODUCT.FEE_ANNUAL&quot;,&quot;label&quot;:&quot;Annual Fee&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=CACCF.PRODUCT.FEE_ANNUAL ASCENDING&quot;},{&quot;field&quot;:&quot;PRODUCT.GENERAL.SHORT_DESCRIPTION&quot;,&quot;label&quot;:&quot;Min. Credit Score&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=PRODUCT.GENERAL.SHORT_DESCRIPTION ASCENDING&quot;}]}<\/script><div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"54bdf72b-37b9-4657-866a-084ee90af4ca\" data-template=\"comparison\" data-niche=\"CACCF\" data-site=\"CACCF\" data-auto-recalculate=\"true\" data-post-country=\"ca\" data-fieldset=\"caccf-default\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"735040\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"CACCF\",\"fieldset\":\"caccf-default\",\"template\":\"comparison\",\"category_id\":\"54bdf72b-37b9-4657-866a-084ee90af4ca\",\"category_name\":\"Travel Rewards Credit Cards\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793982422}' data-disable-alternative-products=\"true\" data-post-redirect-alternative-products-enabled=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"comparison-actions__filterAndSort\"><div id=\"portal-table-sort-button-mobile\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile\" class=\"comparison-actions__filter\"><\/div><\/div><div id=\"portal-tableWithFilters__table\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col \"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-54bdf72b-37b9-4657-866a-084ee90af4ca\">10 of 20 results<\/span><\/small><\/div><\/div><div class=\"comparison-actions__filterAndSort--sticky\"><div id=\"portal-table-sort-button-mobile-sticky\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile-sticky\" class=\"comparison-actions__filter\"><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"CACCF\" data-site=\"CACCF\" data-table-id=\"702\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"CACCF\",\"fieldset\":\"caccf-default\",\"template\":\"comparison\",\"category_id\":\"54bdf72b-37b9-4657-866a-084ee90af4ca\",\"category_name\":\"Travel Rewards Credit Cards\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793982422}'><div class=\"comparisonHistory__root\"><\/div><style>\n  \/* Gold gradient on reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n    margin-bottom: 12px;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: center;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: left;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  \/* &#9472;&#9472; Responsive T&C: inline (inside pill) vs below (outside pill) &#9472;&#9472; *\/\n  .rewards-pill__tc--below {\n    display: none;\n  }\n\n  .rewards-pill__icon-svg--compact {\n    display: none;\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill__tc--inline {\n      display: none;\n    }\n\n    .rewards-pill__tc--below {\n      display: block;\n    }\n\n    \/* Swap to compact icon on mobile\/tablet *\/\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--compact {\n      display: block;\n    }\n\n    \/* Revert pill to compact size when T&C moves outside *\/\n    .rewards-pill[data-show-tc=\"true\"] {\n      height: 24px;\n      padding: 0px 8px 0px 2px;\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n      top: 55%;\n      left: 3%;\n      margin-top: -19px;\n      margin-left: -6px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n      text-transform: uppercase;\n      font-size: 16px;\n      line-height: 24px;\n    }\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n  \/* Partner card (stacked rewards design) *\/\n  .rewards-pill__partner--large {\n    display: flex;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__partner--compact {\n    display: none;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__plus {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-size: 14px;\n    color: #232320;\n    z-index: 1;\n    line-height: 1;\n  }\n\n  .rewards-pill__partner-svg {\n    width: 68px;\n    height: 48px;\n    filter: drop-shadow(0px 0px 6.2px rgba(0, 0, 0, 0.15));\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--compact {\n      display: flex;\n    }\n  }\n\n<\/style><style>\n    .comparison-table__feature--offer.comparison-table__feature--offer-stacked {\n    display: flex;\n    flex-direction: column;\n  }\n\n    .comparison-table__feature.comparison-table__feature--reward-criteria {\n    padding-top: 16px;\n  }\n\n  .finder-reward-criteria,\n  .finder-reward-stack {\n    position: relative;\n    box-sizing: border-box;\n    width: 100%;\n    margin-top: 8px;\n  }\n\n  .finder-reward-criteria,\n  .finder-reward-stack__reward {\n    padding: 24px 16px 8px;\n    border: 1px solid #e6b40f;\n    border-radius: 12px;\n    background: linear-gradient(162deg, rgba(255, 210, 59, 0.5) 9.47%, rgba(255, 216, 53, 0.5) 16.17%, rgba(254, 218, 61, 0.5) 21.75%, rgba(254, 224, 83, 0.5) 29.57%, rgba(254, 234, 119, 0.5) 39.61%, rgba(253, 247, 169, 0.5) 50.78%, rgba(253, 255, 196, 0.5) 56.36%, rgba(253, 248, 172, 0.5) 58.59%, rgba(253, 238, 136, 0.5) 61.94%, rgba(254, 230, 105, 0.5) 65.29%, rgba(254, 224, 82, 0.5) 68.64%, rgba(254, 219, 65, 0.5) 73.1%, rgba(254, 216, 56, 0.5) 77.57%, rgba(255, 216, 53, 0.5) 83.15%, rgba(255, 210, 59, 0.5) 89.85%), #ffffff;\n  }\n\n  .comparison-table__feature--offer-stacked .finder-reward-stack {\n    display: flex;\n    flex-direction: column;\n    padding: 0;\n    background: none;\n    border: 0;\n  }\n\n  .finder-reward-stack__reward {\n    border-bottom-left-radius: 0;\n    border-bottom-right-radius: 0;\n  }\n\n  .finder-reward-stack__offer {\n    display: flex;\n    align-items: flex-start;\n    gap: 8px;\n    margin-top: -1px;\n    padding: 12px 16px;\n    border: 1px solid #e6b40f;\n    border-radius: 0 0 12px 12px;\n    background: #fff9e5;\n    color: #232320;\n    font-size: 14px;\n    line-height: 1.25;\n  }\n\n  .finder-reward-stack__offer .luna-icon {\n    --fill: #1dd751;\n    flex-shrink: 0;\n    width: 20px;\n    height: 20px;\n  }\n\n  .finder-reward-stack__plus {\n    display: block;\n    align-self: center;\n    box-sizing: border-box;\n    width: 20px;\n    height: 20px;\n    margin: -10px auto;\n    position: relative;\n    z-index: 2;\n    border-radius: 9999px;\n    border: 1px solid #e6b40f;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n  }\n\n    .finder-reward-stack__plus::before,\n  .finder-reward-stack__plus::after {\n    content: '';\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    width: 8px;\n    height: 2px;\n    background: #092673;\n    transform: translate(-50%, -50%);\n  }\n\n  .finder-reward-stack__plus::after {\n    transform: translate(-50%, -50%) rotate(90deg);\n  }\n\n    .finder-reward-badge {\n    position: absolute;\n    top: -8px;\n    left: 12px;\n    z-index: 1;\n    display: inline-flex;\n    align-items: center;\n    gap: 2px;\n    box-sizing: border-box;\n    height: 24px;\n    padding: 0 10px 0 4px;\n    border: 1px solid #e6b40f;\n    border-radius: 12px 999px 999px 80px;\n    background: linear-gradient(148.12deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n  }\n\n  .finder-reward-badge .finder-reward-badge__card {\n    width: 44px;\n    height: 31px;\n    margin: -4px 0 -4px -10px;\n  }\n\n    .finder-reward-badge .finder-reward-badge__card text {\n    font: italic 900 10px 'Modern Era', Arial, Helvetica, sans-serif;\n  }\n\n    .finder-reward-badge__text {\n    text-box: trim-both cap alphabetic;\n    color: #092673;\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n\n  .finder-reward-criteria__text {\n    margin: 0;\n    color: #232320;\n    font-size: 14px;\n    line-height: 1.25;\n  }\n\n  .finder-reward-criteria__text strong {\n    font-weight: 700;\n  }\n\n    .finder-reward-criteria__tc,\n  .finder-reward-criteria__tc:visited {\n    color: inherit;\n    font-weight: inherit;\n    text-decoration: underline;\n    text-underline-position: auto;\n    white-space: nowrap;\n  }\n\n    @media (max-width: 600px) {\n        table.has-combined-column-header tr.mobile-two-columns td.comparison-table__feature.comparison-table__feature--offer-stacked,\n    table.has-combined-column-header tr.mobile-two-columns td.comparison-table__feature.comparison-table__feature--reward-criteria {\n      padding-left: 16px !important;\n      padding-right: 16px !important;\n    }\n  }\n\n  .finder-reward-stack,\n  .finder-reward-criteria {\n    text-align: left;\n  }\n<\/style><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"caccf\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"10\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"10\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"20\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-user-filters data-table-filter-presets=\"e0b0ef1fa64ebe051a9077ec2c629e5452f4d4c84f3ad9f3e7dfe7130f3b87a3\" data-table-record-type=\"product\" data-table-record-ids='[\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\",\"2e8ef6a8-3ef6-4a52-921c-56a70daa4118\",\"4f3ecaff-2455-4ea9-a8d3-e1837d011ef8\",\"884ed514-da14-4f30-a480-297dad67d7b4\",\"ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e\",\"9e5c616b-be2c-4329-8255-ee26dc55ef07\",\"e4db323e-258b-44c6-9b0d-a7e29c1774e7\",\"7556fabe-2ef6-470d-9787-6787bcc464f7\",\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\",\"b894e5f3-7e91-4f9f-9996-8c2fcd463157\"]' data-total-data=\"10\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"20\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-4\"><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_BONUS_POINTS_TABLE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"welcome_offer\">\n                                                        Welcome Offer\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_TABLE_REWARDS_POINT_VALUE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"rewards\">\n                                                        Rewards\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_PURCHASE_INTEREST_RATE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"purchase_interest_rate\">\n                                                        Purchase Interest Rate\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.FEE_ANNUAL\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"annual_fee\">\n                                                        Annual Fee\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.GENERAL.SHORT_DESCRIPTION\" class=\"comparison-table__feature fin-text-blue comparison-table__feature--longtext tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"min._credit_score\">\n                                                        Min. Credit Score\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><\/tr><\/thead><tbody><tr data-product-id=\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\" data-provider-id=\"795613d6-853c-4c46-b357-d7499b9dafa4\" data-product-name=\"American Express Cobalt Card\" data-provider-name=\"American Express\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-cobalt-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/611af3f653608.png\" alt=\"American Express Cobalt Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-cobalt-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">American Express Cobalt Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        15,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That\u2019s up to $150 towards a weekend getaway or concert tickets.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 5x points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 5x the points on eligible groceries, dining, drinks and food delivery in Canada (spend cap applies), 3x the points on eligible streaming subscriptions, 2x points on eligible ride shares, transit &amp; gas, 1x point for every other dollar spent and 1 extra point per dollar spent on eligible hotel and car rental bookings via the American Express Travel website (conditions apply).\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $191.88\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That\u2019s up to $150 towards a weekend getaway or shopping trip. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Annual fee: $15.99\/month ($191.88 annually). Quebec residents: $191.88\/year.&lt;\/b&gt;&lt;div&gt;&lt;\/div&gt;&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Annual fee: $15.99\/month ($191.88 annually). Quebec residents: $191.88\/year.<\/b><br><div><\/div><br><b>Min. recommended credit score: 700<br><\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-cobalt-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2254bdf72b-37b9-4657-866a-084ee90af4ca%22%2C%22category_name%22%3A%22Travel%2BRewards%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793982422%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%229289%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%2285331120-bbda-48bc-b1ad-d0e17b8e76a5%22%2C%22product_name%22%3A%22American%2BExpress%2BCobalt%2BCard%22%2C%22post_id%22%3A%22735040%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-rewards-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to American Express's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about American Express Cobalt Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-85331120-bbda-48bc-b1ad-d0e17b8e76a5\" value=\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\" name=\"productID\" _productname=\"                            American Express Cobalt Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-85331120-bbda-48bc-b1ad-d0e17b8e76a5\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"2e8ef6a8-3ef6-4a52-921c-56a70daa4118\" data-provider-id=\"a986f531-cda0-4772-b09a-fac68eadda11\" data-product-name=\"RBC ION Visa\" data-provider-name=\"RBC\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-ion-visa-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/63238c5e70ce0.png\" alt=\"RBC ION Visa image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/63238c5e70ce0.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/63238c5e70ce0.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/63238c5e70ce0.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/63238c5e70ce0.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/63238c5e70ce0.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-ion-visa-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">RBC ION Visa<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 7,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"&lt;b&gt;Get up to 7,000 Avion points&lt;\/b&gt; when you apply for an RBC ION Visa credit card between November 5, 2026 and January 12, 2027. &lt;br \/&gt;&lt;br \/&gt;You\u2019ll receive 3,500 Avion points within sixty (60) days after your application has been approved, provided that your RBC ION Visa credit card account remains open and in good standing at the time the Welcome points are credited to your account.&lt;br \/&gt;&lt;br \/&gt;Earn an additional 3,500 Avion points when you spend at least $500 in eligible purchases within sixty (60) days of opening your account.&lt;br \/&gt;&lt;br \/&gt;T&amp;Cs apply.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 1.5X Avion points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 1.5X Avion points for every $1 spent on groceries, gas, rideshares, streaming services, and more. Earn 1X Avion point for every $1 spent on all other qualifying purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        20.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get up to 7,000 Avion points. That's up to $50 of value in gift cards. <b>Apply by January 12, 2027<\/b>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 660<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"2e8ef6a8-3ef6-4a52-921c-56a70daa4118\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/rbc-ion-visa-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2254bdf72b-37b9-4657-866a-084ee90af4ca%22%2C%22category_name%22%3A%22Travel%2BRewards%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793982422%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2221769%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%222e8ef6a8-3ef6-4a52-921c-56a70daa4118%22%2C%22product_name%22%3A%22RBC%2BION%2BVisa%22%2C%22post_id%22%3A%22735040%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-rewards-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to RBC's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about RBC ION Visa\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"2e8ef6a8-3ef6-4a52-921c-56a70daa4118\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-2e8ef6a8-3ef6-4a52-921c-56a70daa4118\" value=\"2e8ef6a8-3ef6-4a52-921c-56a70daa4118\" name=\"productID\" _productname=\"                            RBC ION Visa            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"2e8ef6a8-3ef6-4a52-921c-56a70daa4118\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-2e8ef6a8-3ef6-4a52-921c-56a70daa4118\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"4f3ecaff-2455-4ea9-a8d3-e1837d011ef8\" data-provider-id=\"d2c47712-e4ff-4630-af29-f39e3997f320\" data-product-name=\"BMO eclipse rise Visa Card\" data-provider-name=\"BMO\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-eclipse-rise-visa-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6567e8617cb63.png\" alt=\"BMO eclipse rise Visa Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6567e8617cb63.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6567e8617cb63.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6567e8617cb63.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6567e8617cb63.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6567e8617cb63.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-eclipse-rise-visa-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO eclipse rise Visa Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 25,000 bonus points<span class=\"table-popover\" rel=\"popover\" data-content=\"Get up to 25,000 welcome points and 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee. &lt;strong&gt;Apply by October 31, 2027.&lt;\/strong&gt; Plus, earn up to 5,000 bonus points every year.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 5 points per $2 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn five times the BMO Rewards points for every $2 you spend on recurring bill payments, groceries, dining and takeout. You also earn 1 point for every $2 spent on everything else.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get up to 25,000 welcome points and 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee. <strong>Apply by October 31, 2027.<\/strong> Plus, earn up to 5,000 bonus points every year. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: 660&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 660<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"4f3ecaff-2455-4ea9-a8d3-e1837d011ef8\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-eclipse-rise-visa-card-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2254bdf72b-37b9-4657-866a-084ee90af4ca%22%2C%22category_name%22%3A%22Travel%2BRewards%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793982422%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2224251%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%224f3ecaff-2455-4ea9-a8d3-e1837d011ef8%22%2C%22product_name%22%3A%22BMO%2Beclipse%2Brise%2BVisa%2BCard%22%2C%22post_id%22%3A%22735040%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-rewards-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to BMO's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO eclipse rise Visa Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"4f3ecaff-2455-4ea9-a8d3-e1837d011ef8\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-4f3ecaff-2455-4ea9-a8d3-e1837d011ef8\" value=\"4f3ecaff-2455-4ea9-a8d3-e1837d011ef8\" name=\"productID\" _productname=\"                            BMO eclipse rise Visa Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"4f3ecaff-2455-4ea9-a8d3-e1837d011ef8\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-4f3ecaff-2455-4ea9-a8d3-e1837d011ef8\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"884ed514-da14-4f30-a480-297dad67d7b4\" data-provider-id=\"a27ab6c4-fb8f-4d55-bd26-eeb5240893fa\" data-product-name=\"Scotiabank Gold American Express Card\" data-provider-name=\"Scotiabank\" data-rewards-campaign-name=\"scotiabank|gold|nov-2026~caccf\" data-should-show-rewards=\"true\" data-eligibility-criteria-shown=\"true\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row   rewards--element-container\"><td class=\"comparison-table__name combined-column-header  rewards-row f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-gold-american-express-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png\" alt=\"Scotiabank Gold American Express Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-gold-american-express-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Scotiabank Gold American Express Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        65,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 65,000 bonus Scene+ points. &lt;b&gt;Apply by January 3, 2027.&lt;\/b&gt; To qualify for the 65,000 bonus Scene+ points offer, earn 40,000 bonus Scene+ points by making at least $2,000 in purchases in your first 3 months. Plus, earn 25,000 bonus Scene+ points when you spend at least $7,500 in purchases in your first year.&lt;br \/&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 6x points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 6 Scene+ points per $1 at participating grocery stores (Sobeys, Safeway, FreshCo, Foodland and more), 5 Scene+ points per $1 on other eligible grocery stores, dining, food delivery, food subscriptions and eligible entertainment (including movies, theatre and ticket agencies), 1 Scene+ point per $1 on eligible travel (plus an extra 3 Scene+ points per $1 on hotels and car rentals booked through Scene+ Travel, Powered by Expedia), 3 Scene+ points per $1 on eligible gas, transit and streaming services and 1 Scene+ point per $1 on all other eligible purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $120\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer comparison-table__feature--offer-stacked sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper finder-reward-stack js-calculator-table-value\" data-heading=\"Default Offer\"><span class=\"finder-reward-badge\"><svg width=\"44\" height=\"31\" viewbox=\"0 0 44 31\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"rewards-pill__icon-svg finder-reward-badge__card\"><g clip-path=\"url(#pill_clip0_pill_compact_0000000003)\"><rect y=\"5.56738\" width=\"40\" height=\"25.2248\" rx=\"1.61564\" transform=\"rotate(-8 0 5.56738)\" fill=\"#2857FF\"><\/rect><path d=\"M20.897 2.22497C30.3741 0.893043 39.1368 7.49621 40.4687 16.9734C41.8007 26.4505 35.1975 35.2132 25.7203 36.5451C21.4981 37.1385 17.4196 36.1536 14.0749 34.0446C11.4411 36.9939 7.79204 39.0648 3.56982 39.6582C-5.90734 40.9901 -14.67 34.387 -16.002 24.9098L-18.4137 7.74972L20.897 2.22497ZM20.554 -0.215411L-21.1973 5.65234L-18.4426 25.2531C-18.2559 26.5813 -17.9353 27.8906 -17.4896 29.1448C-17.0548 30.3681 -16.4961 31.5532 -15.8289 32.6667C-15.1742 33.7597 -14.4085 34.7947 -13.5532 35.7431C-12.7065 36.6819 -11.7646 37.5443 -10.7538 38.3061C-9.74286 39.068 -8.65435 39.7355 -7.51849 40.2905C-6.37103 40.8513 -5.16513 41.3018 -3.93404 41.6301C-2.67972 41.9646 -1.38652 42.175 -0.0907461 42.2557C1.23767 42.3385 2.58468 42.2858 3.91287 42.0991C6.2699 41.7678 8.51796 41.0282 10.594 39.9012C12.0108 39.1321 13.3207 38.1975 14.506 37.112C15.9446 37.8288 17.4613 38.3661 19.0353 38.7149C21.3418 39.2262 23.7064 39.3173 26.0634 38.986C27.3916 38.7994 28.7009 38.4788 29.9551 38.0331C31.1784 37.5983 32.3635 37.0396 33.4771 36.3723C34.57 35.7177 35.605 34.952 36.5534 34.0966C37.4923 33.25 38.3546 32.308 39.1164 31.2973C39.8783 30.2863 40.5458 29.1978 41.1009 28.062C41.6617 26.9145 42.1122 25.7086 42.4404 24.4775C42.7749 23.2232 42.9853 21.93 43.066 20.6342C43.1488 19.3058 43.0961 17.9588 42.9094 16.6306C42.7227 15.3024 42.4022 13.9931 41.9564 12.7389C41.5216 11.5156 40.963 10.3305 40.2957 9.21694C39.6411 8.12399 38.8754 7.08902 38.02 6.14059C37.1734 5.20173 36.2314 4.33942 35.2207 3.57755C34.2097 2.81573 33.1212 2.14821 31.9853 1.59314C30.8379 1.03233 29.632 0.581832 28.4009 0.253555C27.1466 -0.0809291 25.8534 -0.291272 24.5576 -0.372047C23.2292 -0.454812 21.8822 -0.402075 20.554 -0.215411Z\" fill=\"#214BFE\"><\/path><path d=\"M23.8385 17.2401C23.8288 16.8914 24.1147 16.6064 24.4638 16.6136C26.9443 16.6665 28.8169 14.4863 28.151 11.9285C27.9473 11.1418 27.4999 10.6612 26.9835 10.1609C26.7311 9.91722 26.7365 9.5027 27.0062 9.27628C29.903 6.8322 33.3932 7.98203 35.6878 10.8105C38.5012 14.2784 39.3834 20.067 37.6804 24.204C35.2952 29.9916 29.6166 30.2045 26.1863 25.1902C24.5972 22.8649 23.9104 20.0357 23.8413 17.2422L23.8385 17.2401Z\" fill=\"#214BFE\"><\/path><path d=\"M1.36248 20.3983C1.35268 20.0496 1.63862 19.7646 1.98769 19.7718C4.46824 19.8247 6.34083 17.6446 5.67496 15.0867C5.47126 14.3 5.0238 13.8194 4.50739 13.3191C4.255 13.0754 4.26048 12.6609 4.53014 12.4345C7.42694 9.9904 10.9171 11.1402 13.2117 13.9687C16.0252 17.4366 16.9073 23.2252 15.2044 27.3622C12.8191 33.1498 7.14051 33.3627 3.71022 28.3484C2.12112 26.0231 1.43428 23.1939 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22.3693 38.2065 22.4297C38.2576 22.6258 38.1142 22.793 37.9242 22.7889C37.8974 22.7883 37.8756 22.8102 37.8763 22.8369L37.8765 22.8371C37.8818 23.0513 37.9345 23.2682 38.0562 23.4466C38.319 23.8311 38.754 23.8148 38.9366 23.3711C39.067 23.0539 38.9994 22.61 38.7838 22.344ZM40.5056 22.1021C40.3298 21.8851 40.0624 21.7969 39.8406 21.9843C39.8199 22.0017 39.8195 22.0334 39.8388 22.0521C39.8784 22.0905 39.9127 22.1274 39.9283 22.1877C39.9793 22.3838 39.8359 22.551 39.6459 22.5469C39.6192 22.5463 39.5973 22.5682 39.598 22.5949L39.5982 22.5951C39.6036 22.8093 39.6562 23.0263 39.7779 23.2046C40.0408 23.5891 40.4757 23.5729 40.6584 23.1291C40.7888 22.8119 40.7211 22.368 40.5056 22.1021Z\" fill=\"url(#pill_paint1_pill_compact_0000000003)\"><\/path><\/g><defs><lineargradient id=\"pill_paint0_pill_compact_0000000003\" x1=\"25.2019\" y1=\"2.56791\" x2=\"36.7429\" y2=\"9.19153\" gradientunits=\"userSpaceOnUse\"><stop offset=\"0.18\" stop-color=\"#FFD23B\"><\/stop><stop offset=\"0.24\" stop-color=\"#FFD835\"><\/stop><stop offset=\"0.29\" stop-color=\"#FEDA3D\"><\/stop><stop offset=\"0.36\" stop-color=\"#FEE053\"><\/stop><stop offset=\"0.45\" stop-color=\"#FEEA77\"><\/stop><stop offset=\"0.55\" stop-color=\"#FDF7A9\"><\/stop><stop offset=\"0.6\" stop-color=\"#FDFFC4\"><\/stop><stop offset=\"0.62\" stop-color=\"#FDF8AC\"><\/stop><stop offset=\"0.65\" stop-color=\"#FDEE88\"><\/stop><stop offset=\"0.68\" stop-color=\"#FEE669\"><\/stop><stop offset=\"0.71\" stop-color=\"#FEE052\"><\/stop><stop offset=\"0.75\" stop-color=\"#FEDB41\"><\/stop><stop offset=\"0.79\" stop-color=\"#FED838\"><\/stop><stop offset=\"0.84\" stop-color=\"#FFD835\"><\/stop><stop offset=\"0.9\" stop-color=\"#FFD23B\"><\/stop><\/lineargradient><radialgradient id=\"pill_paint1_pill_compact_0000000003\" cx=\"0\" cy=\"0\" r=\"1\" gradientunits=\"userSpaceOnUse\" gradienttransform=\"translate(40.4043 24.2693) rotate(-172.006) scale(4.25594 5.99724)\"><stop offset=\"0.4\" stop-color=\"#EDEEF8\"><\/stop><stop offset=\"0.45\" stop-color=\"#F5F2E1\"><\/stop><stop offset=\"0.5\" stop-color=\"#F9CBD3\"><\/stop><stop offset=\"0.6\" stop-color=\"#DCECF6\"><\/stop><stop offset=\"0.7\" stop-color=\"#CAC5FE\"><\/stop><stop offset=\"0.9\" stop-color=\"#CBE9F3\"><\/stop><stop offset=\"1\" stop-color=\"#F9E9D0\"><\/stop><\/radialgradient><clippath id=\"pill_clip0_pill_compact_0000000003\"><rect y=\"5.56738\" width=\"40\" height=\"25.2248\" rx=\"1.61564\" transform=\"rotate(-8 0 5.56738)\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg><span class=\"finder-reward-badge__text\">$150 Reward<\/span><\/span><div class=\"finder-reward-stack__reward\"><p class=\"finder-reward-criteria__text\"><strong>Finder Rewards: <\/strong>Join Finder then apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026. <a class=\"finder-reward-criteria__tc\" href=\"https:\/\/www.finder.com\/ca\/finder-rewards\/finder-scotiabank-gold-american-express-card-reward-promotion-terms-and-conditions\" target=\"_blank\" rel=\"noopener noreferrer\">T&amp;Cs apply<\/a>.<\/p><\/div><span class=\"finder-reward-stack__plus\" aria-hidden=\"true\"><\/span><div class=\"finder-reward-stack__offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n            Earn up to $1,100 in first-year value, including up to 65,000 bonus Scene+ points. <b>Apply by January 3, 2027<\/b>. T&amp;Cs apply.\n        <\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 700<br><\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-gold-american-express-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2254bdf72b-37b9-4657-866a-084ee90af4ca%22%2C%22category_name%22%3A%22Travel%2BRewards%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793982422%22%2C%22position%22%3A%224%22%2C%22offer_id%22%3A%2224029%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22884ed514-da14-4f30-a480-297dad67d7b4%22%2C%22product_name%22%3A%22Scotiabank%2BGold%2BAmerican%2BExpress%2BCard%22%2C%22finder_reward%22%3A%221%22%2C%22finder_reward_campaign_name%22%3A%22scotiabank%257Cgold%257Cnov-2026%257Ecaccf%22%2C%22post_id%22%3A%22735040%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-rewards-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall rewards--cta rewards--record-id-884ed514-da14-4f30-a480-297dad67d7b4 button--cta\" title=\"Go to Scotiabank's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Scotiabank Gold American Express Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-884ed514-da14-4f30-a480-297dad67d7b4\" value=\"884ed514-da14-4f30-a480-297dad67d7b4\" name=\"productID\" _productname=\"                            Scotiabank Gold American Express Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-884ed514-da14-4f30-a480-297dad67d7b4\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e\" data-provider-id=\"a986f531-cda0-4772-b09a-fac68eadda11\" data-product-name=\"RBC ION+ Visa\" data-provider-name=\"RBC\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-ion-plus-visa-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/63239222ddc75.png\" alt=\"RBC ION+ Visa image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/63239222ddc75.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/63239222ddc75.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/63239222ddc75.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/63239222ddc75.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/63239222ddc75.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-ion-plus-visa-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">RBC ION+ Visa<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 14,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"New cardholder can get &lt;b&gt;up to 14,000 points, equivalent to $100 in gift cards&lt;\/b&gt; when applying for a new RBC ION+ Visa credit card between November 5, 2026 and January 12, 2027.&lt;br \/&gt;&lt;br \/&gt;You\u2019ll receive 14,000 Welcome Avion points within sixty (60) days after your application has been approved, provided that your RBC ION+ Visa card remains open and in good standing at the time the Welcome points are credited to your account.&lt;br \/&gt;&lt;br \/&gt;T&amp;Cs apply.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 3X Avion points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rideshares, streaming, subscriptions, digital gaming and more. Earn 1X Avion point for every $1 spent on all other qualifying purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        20.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $48\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get up to 14,000 Avion points. That's up to $100 of value in gift cards. <b>Apply by January 12, 2027<\/b>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 660<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/rbc-ionplus-visa-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2254bdf72b-37b9-4657-866a-084ee90af4ca%22%2C%22category_name%22%3A%22Travel%2BRewards%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793982422%22%2C%22position%22%3A%225%22%2C%22offer_id%22%3A%2221769%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e%22%2C%22product_name%22%3A%22RBC%2BION%252B%2BVisa%22%2C%22post_id%22%3A%22735040%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-rewards-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to RBC's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about RBC ION+ Visa\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e\" value=\"ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e\" name=\"productID\" _productname=\"                            RBC ION+ Visa            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-ea4b9bde-bb32-40cc-ade7-a8ac25ed1a5e\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"9e5c616b-be2c-4329-8255-ee26dc55ef07\" data-provider-id=\"795613d6-853c-4c46-b357-d7499b9dafa4\" data-product-name=\"Hilton Honors American Express Card\" data-provider-name=\"American Express\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/hilton-honors-american-express-card-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6adfa45d50320.png\" alt=\"Hilton Honors American Express Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6adfa45d50320.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6adfa45d50320.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6adfa45d50320.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6adfa45d50320.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6adfa45d50320.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/hilton-honors-american-express-card-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Hilton Honors American Express Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 70,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 70,000 Hilton Honors Points and a Free Night Reward. New Hilton Honors American Express cardmembers can earn 60,000 Points and a Free Night Reward when you spend $3,000 on your card in your first 3 months. Plus, earn 10,000 points when you spend $500 on your card in your 13th month of cardmembership. &lt;b&gt;Offer ends January 11, 2027.&lt;\/b&gt;&lt;br \/&gt;&lt;br \/&gt;Additionally, you'll enjoy complimentary Hilton Honors Gold status, and get upgraded to Diamond status after you charge $40,000 in net purchases to your card each year.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 6x points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 6 Points for every $1 spent on eligible purchases at participating Hilton brands, plus the Points you already earn as a Hilton Honors Member, earn 4 Points for every $1 spent on eligible purchases at gas stations, grocery stores, and restaurants in Canada, and earn 2 Points for every $1 spent on all other purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $150\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn up to 70,000 Hilton Honors Points and a Free Night Reward. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 700<br><\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"9e5c616b-be2c-4329-8255-ee26dc55ef07\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-hilton-honors-card-secure-ca.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2254bdf72b-37b9-4657-866a-084ee90af4ca%22%2C%22category_name%22%3A%22Travel%2BRewards%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793982422%22%2C%22position%22%3A%226%22%2C%22offer_id%22%3A%229289%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%229e5c616b-be2c-4329-8255-ee26dc55ef07%22%2C%22product_name%22%3A%22Hilton%2BHonors%2BAmerican%2BExpress%2BCard%22%2C%22post_id%22%3A%22735040%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-rewards-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to American Express's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Hilton Honors American Express Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"9e5c616b-be2c-4329-8255-ee26dc55ef07\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-9e5c616b-be2c-4329-8255-ee26dc55ef07\" value=\"9e5c616b-be2c-4329-8255-ee26dc55ef07\" name=\"productID\" _productname=\"                            Hilton Honors American Express Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"9e5c616b-be2c-4329-8255-ee26dc55ef07\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-9e5c616b-be2c-4329-8255-ee26dc55ef07\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"e4db323e-258b-44c6-9b0d-a7e29c1774e7\" data-provider-id=\"d2c47712-e4ff-4630-af29-f39e3997f320\" data-product-name=\"BMO Ascend World Elite Mastercard\" data-provider-name=\"BMO\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-ascend-world-elite-mastercard\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6272a269f1804.jpg\" alt=\"BMO Ascend World Elite Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6272a269f1804.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6272a269f1804.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6272a269f1804.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6272a269f1804.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6272a269f1804.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-ascend-world-elite-mastercard\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO Ascend World Elite Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        115,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Limited time offer: Get up to 115,000 points, Mastercard Travel Pass &amp; 4 Complimentary Lounge Passes, NEXUS Statement Credit and get the $150 annual fee waived in the first year.  That's up to $1,900 in value. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 5x points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Get 5 BMO Rewards points per $1 spent on eligible travel purchases, 3 points per $1 spent on eligible dining and entertainment purchases, and 1 point per $1 spent on all other eligible purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0 annual fee for the first year ($150 thereafter)\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Limited Time Offer: Get up to 115,000 points, Mastercard Travel Pass &amp; 4 Complimentary Lounge Passes, NEXUS Statement Credit and get the $150 annual fee waived in the first year.  That's up to $1,900 in value. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: 760&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 760<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"e4db323e-258b-44c6-9b0d-a7e29c1774e7\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-ascend-world-elite-mastercard-secure-ca.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2254bdf72b-37b9-4657-866a-084ee90af4ca%22%2C%22category_name%22%3A%22Travel%2BRewards%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793982422%22%2C%22position%22%3A%227%22%2C%22offer_id%22%3A%2221489%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22e4db323e-258b-44c6-9b0d-a7e29c1774e7%22%2C%22product_name%22%3A%22BMO%2BAscend%2BWorld%2BElite%2BMastercard%22%2C%22post_id%22%3A%22735040%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-rewards-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to BMO's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO Ascend World Elite Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"e4db323e-258b-44c6-9b0d-a7e29c1774e7\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-e4db323e-258b-44c6-9b0d-a7e29c1774e7\" value=\"e4db323e-258b-44c6-9b0d-a7e29c1774e7\" name=\"productID\" _productname=\"                            BMO Ascend World Elite Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"e4db323e-258b-44c6-9b0d-a7e29c1774e7\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-e4db323e-258b-44c6-9b0d-a7e29c1774e7\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"7556fabe-2ef6-470d-9787-6787bcc464f7\" data-provider-id=\"d2c47712-e4ff-4630-af29-f39e3997f320\" data-product-name=\"BMO eclipse Visa Infinite Privilege\" data-provider-name=\"BMO\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-eclipse-visa-infinite-privilege-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5faadc8206be4.png\" alt=\"BMO eclipse Visa Infinite Privilege image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5faadc8206be4.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5faadc8206be4.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5faadc8206be4.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5faadc8206be4.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5faadc8206be4.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-eclipse-visa-infinite-privilege-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO eclipse Visa Infinite Privilege<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        200,000<span class=\"table-popover\" rel=\"popover\" data-content=\"Get up to 200,000 welcome points, 10 lounge passes and a $200 annual Travel Credit. That's up to $2,700 in value. &lt;strong&gt;Apply by October 31, 2027.&lt;\/strong&gt;&lt;br \/&gt;&lt;br \/&gt;Earn up to 80,000 points when you spend $10,000 in the first 110 days. Get 40,000 points when you spend at least $20,000 in the first 6 months. Receive an additional 80,000 points when you spend at least $40,000 in the first year.&lt;br \/&gt;&lt;br \/&gt;Plus, get 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        5 points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 5x the BMO Points for every $1 spent on groceries, dining in and out, health &amp; wellness, gas and travel purchases. You'll earn 1 point per $1 spent on everything else.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $599\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get up to 200,000 welcome points, 10 lounge passes and a $200 annual Travel Credit. That's up to $2,700 in value. <strong>Apply by October 31, 2027.<\/strong><br>Plus, get 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: 760&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 760<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"7556fabe-2ef6-470d-9787-6787bcc464f7\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-eclipse-visa-infinite-privilege-ca-credit-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2254bdf72b-37b9-4657-866a-084ee90af4ca%22%2C%22category_name%22%3A%22Travel%2BRewards%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793982422%22%2C%22position%22%3A%228%22%2C%22offer_id%22%3A%2221488%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%227556fabe-2ef6-470d-9787-6787bcc464f7%22%2C%22product_name%22%3A%22BMO%2Beclipse%2BVisa%2BInfinite%2BPrivilege%22%2C%22post_id%22%3A%22735040%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-rewards-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to BMO's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO eclipse Visa Infinite Privilege\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"7556fabe-2ef6-470d-9787-6787bcc464f7\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-7556fabe-2ef6-470d-9787-6787bcc464f7\" value=\"7556fabe-2ef6-470d-9787-6787bcc464f7\" name=\"productID\" _productname=\"                            BMO eclipse Visa Infinite Privilege            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"7556fabe-2ef6-470d-9787-6787bcc464f7\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-7556fabe-2ef6-470d-9787-6787bcc464f7\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\" data-provider-id=\"a27ab6c4-fb8f-4d55-bd26-eeb5240893fa\" data-product-name=\"Scotiabank Passport Visa Infinite + Card\" data-provider-name=\"Scotiabank\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-passport-visa-infinite-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png\" alt=\"Scotiabank Passport Visa Infinite + Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-passport-visa-infinite-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Scotiabank Passport Visa Infinite + Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        45,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 45,000 bonus Scene+ points (that\u2019s up to $1,350 in value in the first 12 months). &lt;b&gt;Apply by January 3, 2027.&lt;\/b&gt; Earn 15,000 bonus Scene+ points by making at least $3,000 in purchases in your first 3 months. Earn 20,000 bonus Scene+ points by spending at $10,000  in purchases within the first 6 months. Plus, earn an annual 10,000 Scene+ points when you spend at least $40,000 in purchases annually.&lt;br \/&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 4x points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 4 points on travel. Earn 1 Scene+ point for every $1 you spend on eligible travel purchases. Plus, earn an extra 3 Scene+ points for every $1 you spend on hotels and car rentals when you book through Scene+ Travel, Powered by Expedia. Earn 3x Scene+ points for every $1 you spend at select grocery stores like Sobeys, Safeway, FreshCo and Foodland; 2x Scene+ points per $1 spent at other eligible grocery stores and dining, entertainment and transit purchases and 1 Scene+ point per $1 spent on all other eligible purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        20.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $150\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn up to 45,000 bonus Scene+ points (that\u2019s up to $1,350 in value in the first 12 months). <b>Apply by January 3, 2027<\/b>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 700<br><\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-passport-visa-infinite-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2254bdf72b-37b9-4657-866a-084ee90af4ca%22%2C%22category_name%22%3A%22Travel%2BRewards%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793982422%22%2C%22position%22%3A%229%22%2C%22offer_id%22%3A%2224032%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22f03ed9b6-b98b-48a5-858c-1683a77bf3ec%22%2C%22product_name%22%3A%22Scotiabank%2BPassport%2BVisa%2BInfinite%2B%252B%2BCard%22%2C%22post_id%22%3A%22735040%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-rewards-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Scotiabank's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Scotiabank Passport Visa Infinite + Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-f03ed9b6-b98b-48a5-858c-1683a77bf3ec\" value=\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\" name=\"productID\" _productname=\"                            Scotiabank Passport Visa Infinite + Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-f03ed9b6-b98b-48a5-858c-1683a77bf3ec\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"b894e5f3-7e91-4f9f-9996-8c2fcd463157\" data-provider-id=\"a27ab6c4-fb8f-4d55-bd26-eeb5240893fa\" data-product-name=\"Scotiabank Scene+ Visa Card\" data-provider-name=\"Scotiabank\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scene-visa-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/61c67605acb42.png\" alt=\"Scotiabank Scene+ Visa Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61c67605acb42.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61c67605acb42.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61c67605acb42.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/61c67605acb42.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/61c67605acb42.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scene-visa-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Scotiabank Scene+ Visa Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        10,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 10,000 Scene+ points in the first 3 months. &lt;b&gt;Apply by April 30, 2027.&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 4 points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 4 Scene+ points per $1 spent on eligible travel purchases. Earn 2x Scene+ points on every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating Co-ops, Freshco, Cineplex theatres, cineplex.com, Home Hardware, Home Building Centres in Canada and homehardware.ca. Earn 1 Scene+ point per $1 on all other eligible everyday purchases.&lt;br \/&gt;&lt;br \/&gt;Plus, get up to 10\u00a2\/L in value on fuel purchases at Shell stations.&lt;br \/&gt;\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn up to 10,000 Scene+ points in the first 3 months. <b>Apply by April 30, 2027<\/b> Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (with a 2% fee per cash advance). T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 660<br><\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"b894e5f3-7e91-4f9f-9996-8c2fcd463157\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-scene-visa-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%2254bdf72b-37b9-4657-866a-084ee90af4ca%22%2C%22category_name%22%3A%22Travel%2BRewards%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793982422%22%2C%22position%22%3A%2210%22%2C%22offer_id%22%3A%2224027%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22b894e5f3-7e91-4f9f-9996-8c2fcd463157%22%2C%22product_name%22%3A%22Scotiabank%2BScene%252B%2BVisa%2BCard%22%2C%22post_id%22%3A%22735040%22%2C%22post_path%22%3A%22credit-cards%252Ftravel-rewards-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Scotiabank's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Scotiabank Scene+ Visa Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"b894e5f3-7e91-4f9f-9996-8c2fcd463157\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-b894e5f3-7e91-4f9f-9996-8c2fcd463157\" value=\"b894e5f3-7e91-4f9f-9996-8c2fcd463157\" name=\"productID\" _productname=\"                            Scotiabank Scene+ Visa Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"b894e5f3-7e91-4f9f-9996-8c2fcd463157\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-b894e5f3-7e91-4f9f-9996-8c2fcd463157\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer \"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"10\">Load More<\/button><div class=\"js-show-more-data_count-54bdf72b-37b9-4657-866a-084ee90af4ca comparison-table__dataCount\">Showing\n\t\t\t10\n\t\t\tof\n\t\t\t20\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CACCF\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3>The 3 types of travel points programs offering credit cards in Canada<\/h3><p>There are three main types of travel rewards programs in Canada that offer credit cards. The one that\u2019s the right fit for you will depend on how many miles you want to earn and what you\u2019re looking to get out of the program.<\/p><h4>1. Standalone travel rewards programs<\/h4><p>Standalone programs require a membership to participate and let you earn miles when you shop with partners and online retailers. You can also use your program-affiliated credit card to earn travel rewards.<\/p><h4>2. Bank-affiliated travel credit card rewards programs<\/h4><p>Bank-affiliated programs are linked to a specific bank and don\u2019t require a membership to participate. These programs don\u2019t tend to have partners, so you\u2019ll only be able to earn travel rewards when you shop with your bank-affiliated credit card.<\/p><ul class=\"list-10\"><li><strong>Aventura.<\/strong> Aventura is tied exclusively to the Canadian Imperial Bank of Commerce (CIBC). It doesn\u2019t have any partners, so it can take more time to earn points for purchases. The selling point of this program is that your points will be more flexible and you may get better customer service if you run into issues with your account.<\/li><li><strong>Avion.<\/strong> <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/avion-credit-cards\">Avion is operated by the Royal Bank of Canada (RBC)<\/a> and doesn\u2019t require a membership to participate. Instead, you have to sign up for an Avion credit card to earn points for making everyday purchases. One of the best features of this program is that the rewards are fairly flexible and RBC offers a decent level of customer service.<\/li><\/ul><h4>3. Airline-affiliated travel rewards programs<\/h4><p>Airline-specific cards are affiliated directly with certain airlines and don\u2019t require a membership to participate. However, you will need to have a program-affiliated credit card to earn points.<\/p><ul class=\"list-10\"><li><strong>Aeroplan.<\/strong> <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/aeroplan-rewards-program\">The Aeroplan travel rewards program<\/a> is owned by Air Canada, and is one of the most popular travel points programs in Canada. It offers the chance for members to earn more miles on travel-related purchases or for merchandise in Aeroplan\u2019s eStore. It currently works with banking partners CIBC, TD and Amex to offer a wide range of <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/aeroplan-rewards-program\/aeroplan-credit-cards\">Aeroplan credit cards.<\/a><\/li><li><strong>Other airline-specific programs.<\/strong> There are a number of other frequent flyer programs that work with specific airlines such as WestJet and Alaska Airlines. You\u2019ll need a program-specific credit card to earn points with these programs. You\u2019ll typically only be able to cash your points in for flights and other travel-related rewards, but you\u2019ll often get a nice suite of travel perks to use with the airline itself.<\/li><\/ul><h3>Compare travel points credit cards from popular rewards programs<\/h3><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th><\/th><th>Credit card<\/th><th>Annual fee<\/th><th>Best features<\/th><th>What to watch out for<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td style=\"text-align: left; background-color: #e6e6e6;\"><strong>Aeroplan credit cards<\/strong><\/td><td style=\"text-align: left;\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\/cibc-aeroplan-visa-card-review\">CIBC Aeroplan Visa Card<\/a><\/td><td style=\"text-align: center;\">$0<\/td><td style=\"text-align: left;\">Low fee, welcome bonus, travel insurance<\/td><td style=\"text-align: left;\">Lower earn rate, no comprehensive travel insurance<\/td><\/tr><tr><td style=\"border: 0 none;\"><\/td><td style=\"text-align: left;\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-aeroplan-card-review\">American Express Aeroplan Card<\/a><\/td><td style=\"text-align: center;\">$120<\/td><td style=\"text-align: left;\">Good points per dollar value and welcome bonus<\/td><td style=\"text-align: left;\">Steep annual fee, limited travel coverage<\/td><\/tr><tr><td style=\"text-align: left; background-color: #e6e6e6;\"><strong>Avion<\/strong><\/td><td style=\"text-align: left;\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-avion-visa-platinum-card-review\">RBC Avion Visa Platinum Card<\/a><\/td><td style=\"text-align: center;\">$120<\/td><td style=\"text-align: left;\">Decent earn rate, welcome offer, fuel discounts, travel coverage, optional insurance, flexible points<\/td><td style=\"text-align: left;\">Higher annual fee, no travel medical<\/td><\/tr><tr><td style=\"border: 0 none;\"><\/td><td style=\"text-align: left;\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-avion-visa-infinite-card-review\">RBC Avion Visa Infinite<\/a><\/td><td style=\"text-align: center;\">$120<\/td><td style=\"text-align: left;\">Decent earn rate, welcome bonus, fuel discounts, mobile phone insurance, travel medical<\/td><td style=\"text-align: left;\">Higher annual fee<\/td><\/tr><tr><td style=\"text-align: left; background-color: #e6e6e6;\"><strong>Aventura<\/strong><\/td><td style=\"text-align: left;\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\/cibc-aventura-visa-card-review\">CIBC Aventura Visa Card<\/a><\/td><td style=\"text-align: center;\">$0<\/td><td style=\"text-align: left;\">No fee, purchase protection, common carrier insurance, easy to qualify<\/td><td style=\"text-align: left;\">Low return on points, limited benefits<\/td><\/tr><tr><td style=\"border: 0 none;\"><\/td><td style=\"text-align: left;\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\/cibc-aventura-gold-visa-card-review\">CIBC Aventura Gold Visa Card<\/a><\/td><td style=\"text-align: center;\">$139<\/td><td style=\"text-align: left;\">Decent return, welcome bonus, lounge access, travel insurance, mobile phone insurance<\/td><td style=\"text-align: left;\">Higher annual fee, points are worth less than other programs<\/td><\/tr><tr><td style=\"border: 0 none;\"><\/td><td style=\"text-align: left;\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/westjet-rbc-world-elite-mastercard-review\" target=\"_blank\" rel=\"noopener noreferrer\">WestJet RBC World Elite Mastercard<\/a><\/td><td style=\"text-align: center;\">$139<\/td><td style=\"text-align: left;\">Companion vouchers, gas discounts, travel insurance, welcome bonus<\/td><td style=\"text-align: left;\">Higher annual fee, high minimum income requirements<\/td><\/tr><\/tbody><\/table><h3>How to decide which travel rewards program to join<\/h3><p>Before you decide which travel points program to join, it makes sense to think about the following features to make sure you pick the best fit for you:<\/p><ul class=\"list-2\"><li><strong>Earn rate.<\/strong> Find out how many miles you\u2019ll earn for spending money on your card, and try to track down a program that offers double the miles for shopping with partners.<\/li><li><strong>Value of miles.<\/strong> Think about how much each mile is worth with each program and calculate the value in relation to your earn rate. Learn more in our guide to calculating the value of credit card reward points.<\/li><li><strong>More chances to earn.<\/strong> Aim to choose a program that offers special promotions and a wider network of partners to help you earn miles.<\/li><li><strong>Types of rewards.<\/strong> Look at each program\u2019s \u201crewards store\u201d to find out what you can use your miles to purchase.<\/li><li><strong>Available credit cards.<\/strong> Take time to compare the credit cards affiliated with each program to make sure you pick the best fit for you.<\/li><li><strong>Customer service.<\/strong> Consider customer reviews for each program to figure out which one offers the highest level of customer service.<\/li><\/ul><h3>How to compare credit cards with travel points<\/h3><p>If you\u2019ve settled on a travel points program and you\u2019re ready to pick a card, be sure to ask the following questions before making your choice.<\/p><ul class=\"list-11\"><li><strong>How many miles will I earn?<\/strong> Think about how many miles you\u2019ll get for each purchase and pick the card that will give you the highest return for the most affordable fee.<\/li><li><strong>How big is the welcome bonus?<\/strong> Sign up for the card that gives you the best welcome bonus, with an annual fee that matches your budget.<\/li><li><strong>Will I get the benefits I want?<\/strong> Think about what kind of perks and benefits you think you\u2019ll use most frequently and get the card that offers the most practical options.<\/li><li><strong>What will my interest rates be?<\/strong> Calculate what you\u2019ll have to pay in interest on outstanding balances and avoid paying more than 19.99%.<\/li><li><strong>Will I have to pay an annual fee?<\/strong> Find out how much you\u2019ll have to pay for your card and read the fine print to see if there are any other fees you should be aware of. Make sure you use your card enough to earn enough points or miles to justify the annual fee.<\/li><\/ul><h3 id=\"redeem\">How to redeem travel rewards points<\/h3><p>Once you\u2019ve earned enough points, you can redeem them for a variety of rewards, depending on the provider. Popular rewards you could redeem with your travel rewards program include flights, gift vouchers and hotels. The number of points you need for a reward varies depending on the travel rewards program and the type of reward you choose.<\/p><ul class=\"luna-accordionGroup accordionGroup\"> <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000000\" data-toggle=\"collapse\" data-target=\"#accordion0000000000\">\n        <span class=\"luna-accordion__title\">How do I redeem points?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000000\" data-accordion=\"details\">\n    <div class=\"accordionContent\"> While credit card and airline reward programs all have their own specific steps for redeeming or transferring points, you can use the following steps as a guide for most online reward point redemptions:<ol><li>Log in to your rewards account<\/li><li>Check your point balance to see how many points you have to use<\/li><li>Select the \u201cRedeem\u201d option<\/li><li>Choose the type of redemption you want to make (e.g. \u201cflights\u201d)<\/li><li>Select the specific option you want (e.g. single flight from Toronto to Montreal)<\/li><li>Follow the prompts to book or secure the reward<\/li><li>Confirm the redemption<\/li><\/ol><p>Some travel rewards credit cards also give you a \u201cpoints plus pay\u201d option, which means you can use a combination of points and cash to redeem your reward. <\/p><\/div>\n  <\/div>\n<\/li> <\/ul><h3 id=\"redeem\">How to recover travel miles or points with frequent flyer programs<\/h3><p>There are four main frequent flyer programs in Canada and each one has a different policy when dealing with the recovery of points or frequent flyer programs.<\/p><ul><li>Aeroplan<\/li><li>Avion<\/li><li>Aventura<\/li><\/ul><ul class=\"luna-accordionGroup accordionGroup\"> <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000001\" data-toggle=\"collapse\" data-target=\"#accordion0000000001\">\n        <span class=\"luna-accordion__title\">How to recover travel miles with airlines<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000001\" data-accordion=\"details\">\n    <div class=\"accordionContent\"> Most airlines will not allow you to recover your miles or points directly, but most loyalty programs allow you to change your booking or receive a flight credit for future travel.<\/div>\n  <\/div>\n<\/li> <\/ul><ul class=\"luna-accordionGroup accordionGroup\"> <li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000002\" data-toggle=\"collapse\" data-target=\"#accordion0000000002\">\n        <span class=\"luna-accordion__title\">How to recover points or miles with hotels<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000002\" data-accordion=\"details\">\n    <div class=\"accordionContent\"> Getting a refund on hotel stays booked with points is not common and, in most cases, there are explicit policies that deny loyalty point holders this option. However, most loyalty programs and hotels will try and accommodate cancellations and rebookings, within reason. For more information, content your loyalty point program or the hotel where the booking was made.<\/div>\n  <\/div>\n<\/li> <\/ul><h4>What credit card transactions don\u2019t earn points?<\/h4><p>The list of transactions that do and don\u2019t earn points when you use a travel rewards credit card varies between providers and products. The following are some of the most common exclusions:<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/2@s\"><ul class=\"list-7\"><li>Cash advance transactions<\/li><li>Balance transfers<\/li><li>Gambling charges<\/li><li>Purchasing foreign currency<\/li><\/ul><\/div><div class=\"u-grid__col u-1\/2@s\"><ul class=\"list-7\"><li>Account fees<\/li><li>Reversed transactions<\/li><li>Government payments<\/li><li>Some monthly bills<\/li><\/ul><\/div><\/div>Keep in mind that not all cards have the same exclusions, so it\u2019s important to check the terms and conditions or product disclosure statement for full details of what individual travel rewards credit cards do and don\u2019t count as an \u201celigible transaction\u201d.<h3>How can I get a companion certificate or travel credit?<\/h3><p>This depends on the card, and they usually have these perks listed in the terms and conditions. You can also call to find out how your card distributes companion certificates or travel credits. Possible ways include:<\/p><ul class=\"list-9\"><li><b>An annual benefit.<\/b> Many credit cards give you up until 12 months or the end of the calendar year to redeem travel credits. That means these benefits can\u2019t be rolled over to be used the next year.<\/li><li><b>An earned perk.<\/b> In some cases, you have to meet a spending requirement, usually thousands of dollars a year, before you can use your flight or travel credit.<\/li><li><b>By request.<\/b> You may have to request a companion certificate before you can use it. This could take time, so make sure you make your request before the certificate expires.<\/li><li><b>To use with an eligible travel partner.<\/b> Read the fine print to see if your travel credit or companion certificate is limited to a specific airline.<\/li><\/ul><h3><a id=\"consider\"><\/a>What else should I consider when using a travel credit card?<\/h3><ul class=\"list-7\"><li><b>Beware of currency conversion fees. <\/b>Currency conversion fees, also known as a Dynamic currency conversion (or DCC), can easily be avoided by always paying in the local currency instead of having the merchant charge you in Canadian dollars. Paying in the local currency could mean you\u2019ll face a poor exchange rate and additional fees.<\/li><li><strong>Avoid ATM withdrawals with your credit card. <\/strong>Carrying cash while travelling comes with its own risks, so storing your funds on a card can be handy. However, using a regular card can come at a cost of up to $5 per ATM withdrawal \u2013 not to mention the excruciatingly high interest rate you\u2019ll be charged from the day you withdraw the money. Using your debit card means you can avoid paying interest. To avoid the withdrawal fee, search for a debit card that waives this charge or look for a card that is a member of an international ATM alliance such as <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\" target=\"_blank\" rel=\"noopener noreferrer\">Scotiabank<\/a>.<\/li><li><b>Protect yourself. <\/b>Currency fluctuations can have either a positive or negative impact on your balance. If you\u2019re worried about losing money due to fluctuating exchange rates, you can withdraw cash and exchange your funds to the local currency when it\u2019s at a beneficial rate.<\/li><li><b>Know the relevant fees and charges. <\/b>Carefully consider the fees and charges associated with a credit card before applying like foreign transaction, annual fees and overlimit fees. You should also consider any terms and conditions or exclusions and limits associated with complimentary insurances before travelling.<\/li><li><b>Notify your bank. <\/b>In case your bank misjudges your overseas transactions as fraudulent activity, you should always call and inform your provider of your travel plans before leaving. Otherwise, you may find that your card is blocked and you no longer have access to your funds while overseas. Some banks allow you to notify them of your travel plans via online banking.<\/li><li><b>Beware of geographical sanctions. <\/b>Some providers place financial sanctions on certain regions due to political instability or illegal activity. If you\u2019re unsure, contact your provider or read the relevant Product Disclosure Statement to confirm whether you can use your card on your next trip.<\/li><\/ul><h3>What is trip delay insurance?<\/h3><p>Trip insurance offers reimbursement for reasonable expenses incurred during delays on eligible forms of transportation. For example, if your flight is unexpectedly delayed until the following day, you could be reimbursed for hotel costs, meals and whatever personal items you might need to wait out the delay up to a maximum amount.<\/p><h4>What\u2019s the difference between trip delays, trip cancellations and trip interruptions?<\/h4><p>Trip delays, cancellations and interruptions are not treated the same way by insurance providers. Most credit card providers split up the details of these types of coverage under 3 separate sections of its policies.<\/p><ul class=\"list-6\"><li><strong>Trip delay.<\/strong> Covers expenses incurred from flight delays that last longer than a certain number of hours, assuming no reasonable alternative form of transportation exists.<\/li><li><strong>Trip cancellation.<\/strong> Covers expenses incurred when you have to cancel a trip due to an emergency. Eligible emergencies could include severe illness or death of the insured or his\/her travel companion, missed flight connections, business meeting cancellations or travel warnings issued by the Government of Canada.<\/li><li><strong>Trip interruption.<\/strong> Covers expenses incurred from having to return home from a trip unexpectedly due to an emergency such as the insured or his\/her travel companion getting sick or passing away.<\/li><\/ul><p>Exact coverage and eligible expenses will vary depending on the card issuer, the specific credit card and other factors. Check with a provider to find out this information before registering for any card.<\/p><h4>What expenses does trip delay insurance cover?<\/h4><p>Here are common items that trip delay insurance might reimburse you for. <strong>Eligible expenses vary by provider.<\/strong> Check your card\u2019s benefits guide to confirm.<\/p><table class=\"luna-table luna-table--responsiveList\"><thead class=\"luna-table__header\"><tr><th scope=\"col\">What may be covered<\/th><th scope=\"col\">What may not be covered<\/th><\/tr><\/thead><tbody class=\"luna-table__body\"><tr><td><ul class=\"list-4\"><li>Meals<\/li><li>Lodging<\/li><li>Toiletries<\/li><li>Medication<\/li><li>Ground transportation<\/li><\/ul><\/td><td><ul class=\"list-13\"><li>Prepaid expenses<\/li><li>Airline vouchers for vacating<\/li><li>overbooked flights<\/li><\/ul><\/td><\/tr><\/tbody><\/table><h4>What you should know about trip delay insurance<\/h4><ul class=\"list-9\"><li><b>Pay for your fare with your credit card.<\/b><br>With most providers, you\u2019ll qualify if you pay for at least a portion of your fare with your card. Some providers require you to pay for your entire fare with your card.<\/li><li><b>It\u2019s valid for common-carrier travel.<\/b><br>Typically this term refers to major public transportation that requires a purchased ticket. It might not include taxis, rental vehicles or limousines. And your provider might bar other forms of transportation such as commuter buses.<\/li><li><b>There will be a maximum amount of coverage per purchased ticket.<\/b><br>This is often $500, but could be as high as several thousand dollars depending on the card.<\/li><li><b>Your travel must be delayed for a covered reason.<\/b><br>Reasons might include poor weather, equipment failure or labor strikes. But it doesn\u2019t include mishaps such as oversleeping or getting stuck in traffic.<\/li><li><b>Your travel must be delayed by a significant amount of time.<\/b><br>This usually means it\u2019s delayed by more than 4-12 hours or you\u2019re grounded overnight.<\/li><li><strong>Your travel companion(s) may be covered as well.<\/strong><br>Some policies allow you to insure the people you\u2019re travelling with, so that coverage extends to them as well. However, not all cards offer this option or it may cost extra.<\/li><\/ul><h3>How to get trip delay insurance<\/h3><p>Travel insurance providers offer policies that cover trip delays. But you can get trip delay insurance at no additional cost with certain credit cards such as: <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/marriott-bonvoy-business-american-express-card\" target=\"_blank\" rel=\"noopener noreferrer\">Marriott Bonvoy Business American Express Card<\/a>, <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/marriott-bonvoy-business-american-express-card\" target=\"_blank\" rel=\"noopener noreferrer\">Marriott Bonvoy Business American Express Card<\/a>, <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/marriott-bonvoy-business-american-express-card\" target=\"_blank\" rel=\"noopener noreferrer\">Marriott Bonvoy Business American Express Card<\/a>, <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/marriott-bonvoy-business-american-express-card\" target=\"_blank\" rel=\"noopener noreferrer\">Marriott Bonvoy Business American Express Card<\/a>, and <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/marriott-bonvoy-business-american-express-card\" target=\"_blank\" rel=\"noopener noreferrer\">Marriott Bonvoy Business American Express Card<\/a> to name a few.<\/p><h3 id=\"bonus\">How to get bonus points with a travel credit card<\/h3><p>Many travel rewards credit cards will offer introductory bonus points in order to get you to sign-up for the card. Some cards will offer 50,000 or even 100,000 bonus points as an introductory bonus, which can sometimes be enough to get you to another continent by only using your points. While this may sound like a great offer, you typically have to spend a certain amount of money within a given time period in order to qualify for the full set of points.<\/p><p>For example, if you read the fine print of the offer, you may discover that you must spend $5,000 in one month in order to qualify for the points. Although you may manage to spend this in one month, you may also discover that only \u201celigible purchases\u201d qualify for the points. So while everyday purchases like groceries, gas and clothes may count towards the $5,000 total, other purchases like cash advances or payments for certain bills via your credit card may not count. Always be aware of the terms and conditions of a credit card before you commit to a new card.<\/p><ul class=\"luna-accordionGroup accordionGroup\"><li class=\"luna-accordion\" data-accordion=\"accordion\">\n  <div class=\"luna-accordion__summary\">\n    <h4 class=\"luna-accordion__heading\">\n      <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"accordion0000000003\" data-toggle=\"collapse\" data-target=\"#accordion0000000003\">\n        <span class=\"luna-accordion__title\">How do bonus point offers work?<\/span>\n        <svg class=\"luna-icon\" aria-hidden=\"true\">\n          <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n          <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n        <\/svg>\n      <\/button>\n    <\/h4>\n  <\/div>\n  <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"accordion0000000003\" data-accordion=\"details\">\n    <div class=\"accordionContent\"> The details of bonus points offers available on travel rewards credit cards vary, depending on the specific promotion. However, some of the most common requirements include the following:<ul class=\"list-10\"><li><strong>New customers.<\/strong> Most offers of bonus points apply to people who don\u2019t have existing credit cards with the provider. Some providers also specify that you must not have had an active account with them in the past 12 months to be classified as a \u201cnew customer\u201d who is eligible for a bonus points offer.<\/li><li><strong>Promotional period.<\/strong> You usually have to apply for the card by an offer end date in order to be eligible for bonus points.<\/li><li><strong>Spending requirement.<\/strong> If you\u2019re approved for a card with a bonus point offer, you may be required to spend a certain amount on the card within a given period of time. For example, $5,000 of purchases within three months of card approval.<\/li><\/ul><\/div>\n  <\/div>\n<\/li><\/ul><article class=\"luna-card luna-card--alt luna-card--shadow\"><div class=\"luna-card__block\"><h3>4 tips to maximize travel rewards credit card perks for vacation<\/h3><div class=\"has-padding-xsmall\"><\/div><h4>1. Redeem your travel card rewards points<\/h4><p>If you have a travel points credit card, you can redeem your points for things like flights, accommodation, car rentals and even vacation packages. Just make sure you check the rewards program\u2019s terms and conditions for point expiry and blackout periods. If don\u2019t have enough points to redeem for a flight, consider using your miles to upgrade your airfare instead. Even if your rewards credit card doesn\u2019t directly earn airline miles, you may have the option of transferring rewards points to your frequent flyer account and then using them for an upgrade.<\/p><h4>2. Enjoy airport lounge access<\/h4><p>Many premium credit cards offer complimentary airport lounge access. This perk allows you to escape the usual airport craziness for some relaxation and pampering before your long weekend flights. Some example credit cards in Canada offering lounge access include the <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-passport-visa-infinite-credit-card\" rel=\"_noopener noopener noreferrer\">Scotiabank Passport Visa Infinite + Card<\/a>.<\/p><h4>3. Use a companion voucher<\/h4><p>Some credit cards offer a companion voucher as an annual account benefit or as a reward you can earn, giving your companion a way to fly without paying for the airfare (usually except for fees and taxes) or for a very reduced price. A card that provides this complimentary extra is TD Aeroplan Visa Infinite Privilege Card. Note that most of these cards are premium credit cards and they have specific eligibility requirements for claiming your companion voucher.<\/p><h4>4. Get insider info from a concierge<\/h4><p>A popular feature of <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\">premium credit cards, concierge services<\/a> can provide you with ideas for everything from holiday bookings to restaurant reservations, entertainment tickets and shopping recommendations. These services can usually be accessed at any time, anywhere in the world. So even if you\u2019re planning a staycation, taking advantage of concierge services could help plan your fun and provide exclusive invitations to events you might have otherwise missed out on.<\/p><\/div><\/article><h3 id=\"consider\">What else should I consider when using a travel credit card?<\/h3><ul class=\"list-7\"><li><b>Beware of currency conversion fees. <\/b>Currency conversion fees, also known as a Dynamic currency conversion (or DCC), can easily be avoided by always paying in the local currency instead of having the merchant charge you in Canadian dollars. Paying in the local currency could mean you\u2019ll face a poor exchange rate and additional fees.<\/li><li><strong>Avoid ATM withdrawals with your credit card. <\/strong>Carrying cash while travelling comes with its own risks, so storing your funds on a card can be handy. However, using a regular card can come at a cost of up to $5 per ATM withdrawal \u2013 not to mention the excruciatingly high interest rate you\u2019ll be charged from the day you withdraw the money. Using your debit card means you can avoid paying interest. To avoid the withdrawal fee, search for a debit card that waives this charge or look for a card that is a member of an international ATM alliance such as <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\" target=\"_blank\" rel=\"noopener noreferrer\">Scotiabank<\/a>.<\/li><li><b>Protect yourself. <\/b>Currency fluctuations can have either a positive or negative impact on your balance. If you\u2019re worried about losing money due to fluctuating exchange rates, you can withdraw cash and exchange your funds to the local currency when it\u2019s at a beneficial rate.<\/li><li><b>Know the relevant fees and charges. <\/b>Carefully consider the fees and charges associated with a credit card before applying like foreign transaction, annual fees and overlimit fees. You should also consider any terms and conditions or exclusions and limits associated with complimentary insurances before travelling.<\/li><li><b>Notify your bank. <\/b>In case your bank misjudges your overseas transactions as fraudulent activity, you should always call and inform your provider of your travel plans before leaving. Otherwise, you may find that your card is blocked and you no longer have access to your funds while overseas. Some banks allow you to notify them of your travel plans via online banking.<\/li><li><b>Beware of geographical sanctions. <\/b>Some providers place financial sanctions on certain regions due to political instability or illegal activity. If you\u2019re unsure, contact your provider or read the relevant Product Disclosure Statement to confirm whether you can use your card on your next trip.<\/li><\/ul><h3>Bottom line<\/h3><p>There\u2019s a wide range of basic and premium travel credit cards offering travel rewards for you to choose from. These cards are designed to help you save money on flights and other travel-related rewards. One way to earn more miles is to pay a higher annual fee on your credit card. Another is to<a href=\"https:\/\/www.finder.com\/ca\/credit-cards\" rel=\"noopener noreferrer\"> shop around for a credit card<\/a> that offers the best combination of features to suit your unique set of needs and lifestyle.<\/p><h3 class=\"css-a5m6co-text css-p8ym46-fontFamily css-11397xj-fontSize css-15qzf5r-display css-7bji7i-wordBreak\"><span class=\"\">Best travel credit cards <\/span>FAQs<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">Are credit cards worth it for travel points?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>It depends on how you use your card. If you only use your card for occasional purchases, or if you don't pay off your balance in full each month, you may not earn enough travel points to justify the card's annual fee and high interest rate. But if you find a card with a high rewards earn rate and use it for a wide range of regular purchases, and also make sure to pay your full balance each month, travel rewards cards can definitely be worth it.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">How do points caps work?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Some cards come with spend caps, meaning you might be able to only earn a certain number of points per statement period. For example, you may only be able to earn up to 7,500 points per statement period. After you have reached this cap, you'll either continue to earn points at a reduced earn rate or will be unable to earn points until the next statement period.<\/p><p>Check your credit card's terms and conditions for details of points caps and consider whether it could impact your points earning potential. For example, if you have a card that earns 1 point per $1 up to 7,500 points per month, you would only be affected by the cap if you spend over $7,500 each month.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000006\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000006\">\n                <span class=\"luna-accordion__title\">Can I cancel my travel credit card after receiving a bonus points offer?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000006\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p> In most cases, you can cancel the credit card with no additional fees or charges after receiving your bonus points so long as you have paid off your balance in full. However, you may be charged the annual fee or a percentage of that fee based on how long the account has been active. If your credit card has $0 annual fee for the first year and you cancel within the first 12 months, you may be able to avoid this. Check with your provider to find out if fees will apply.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000007\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000007\">\n                <span class=\"luna-accordion__title\">Can I earn points across different travel rewards programs?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000007\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p> This is possible with a credit card reward program that allows you to transfer reward points into travel rewards points. Make sure you check the transfer rate for these cards though as you may \"lose\" points when exchanging them to different travel rewards programs. Alternatively, if you have a direct earn travel rewards card, the associated airline partners and alliances let you use your points to travel with other airline partners. [\/fin_accordion]<\/p><p>As a general rule, most travel reward points cannot be redeemed after they have expired. Some will expire after a certain amount of time, whereas others will expire if your rewards account has remained inactive (meaning you haven't earned or redeemed any points) over a particular period of time. Check with the travel rewards program to confirm when and how your points expire so you can use them while they're still valid.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000008\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000008\">\n                <span class=\"luna-accordion__title\">How do I get complimentary access to lounges?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000008\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>A selection of premium credit cards offer access to airport lounges, including most travel rewards credit cards.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000009\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000009\">\n                <span class=\"luna-accordion__title\">What is the best credit card for travelling?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000009\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>There's no best credit card to earn points for travel for every person. This is because everyone has a unique set of needs and lifestyle that will demand different features in a credit card. The best card for you will be one that fits your budget, offers practical benefits and gives you a decent return on points.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000010\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000010\">\n                <span class=\"luna-accordion__title\">How do I get the most travel rewards?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000010\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Start by looking for the travel rewards credit card with the highest earn rate and check the value of the points you earn. Then it's a matter of using your card for your regular purchases as well as any other eligible purchases that let you earn points at an accelerated rate. At the same time, you need to be careful not to fall into the trap of overspending with your card.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000011\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000011\">\n                <span class=\"luna-accordion__title\">Is it worth getting a prepaid travel card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000011\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Prepaid travel cards are well worth considering if you're planning an overseas vacation, but they have a mix of pros and cons. On the plus side, they're an easy and safe alternative to carrying a large amount of cash, you can load them with multiple currencies, and they can help you secure a better exchange rate before your trip. However, you'll need to watch out for card fees and transaction fees, and make sure you have enough funds loaded to your card to cover all your travel expenses.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000012\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000012\">\n                <span class=\"luna-accordion__title\">Which frequent flyer program should I get my credit card with? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000012\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Only you can know which frequent flyer program best suits your needs. As a starting point, you could try to think about what you want to get out of the program.<\/p><p>For example, do you want to earn double the miles on your purchases? Then it could make sense to go with Aeroplan. Do you want more flexible rewards? Then a bank-affiliated program like Avion or Aventura might be a better fit. Are you looking to earn miles with a specific airline? Perhaps an airline-affiliated card is the right choice for you.<\/p><p>Think about what's most important to you to help determine which program is the best fit.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000013\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000013\">\n                <span class=\"luna-accordion__title\">Can I apply for a travel rewards credit card online? <\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000013\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Yes. You can apply online for <a class=\"scroll\" href=\"#compare\">one of the credit cards in the table above<\/a> by clicking \"Go to Site\" next to the card you're interested in. These cards don't represent all of the credit cards with airline miles on the market, but they are popular options.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000014\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000014\">\n                <span class=\"luna-accordion__title\">Should I get a travel card now or wait until my credit score is better?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000014\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>There are actually few high-perk travel cards for consumers with fair credit, so you might have a hard time finding the right product. In that case, there's no shame in waiting until your credit score improves. Once you have a good to excellent score, you'll have access to many stronger cards. Ultimately, the decision rests with you, and it depends on what you're looking for right now.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000015\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000015\">\n                <span class=\"luna-accordion__title\">Is trip delay insurance worth it?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000015\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>There's no hard-and-fast answer to this. Trip delay insurance is probably most useful if you're a frequent traveler, as there will be more instances in which your trips might be delayed. At the same time, you might find insurance valuable just for peace of mind on an occasional trip.<\/p><p>If you're willing to shop around, there are travel credit cards with annual fees under $100\/year that come with trip delay insurance. However, keep in mind that the most comprehensive insurance policies usually come with premium cards that charge higher annual fees.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000016\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000016\">\n                <span class=\"luna-accordion__title\">Will I earn rewards for a balance transfer to my travel card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000016\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>No. You'll only earn rewards points or miles for eligible purchases.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000017\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000017\">\n                <span class=\"luna-accordion__title\">Do all travel credit cards have annual fees?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000017\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>No. You'll find a few no annual fee travel cards, but for the best rewards and benefits, however, you'll need to pay an annual fee \u2014 typically $99 and up. Some of these travel cards do come with perks such as travel and baggage insurance, trip delay and car rental insurance and free checked bags.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000018\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000018\">\n                <span class=\"luna-accordion__title\">Will my travel rewards expire?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000018\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>It depends on the rewards program. Rewards are more likely to expire for hotel and airline cards. Check your cards terms and conditions to learn about your specific rewards program.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div style=\"text-align: center;\"><a class=\"btn btn-success has-margin-bottom scroll\" style=\"font-weight: 600; color: #ffffff;\" href=\"#compare\">Compare travel rewards credit cards<\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>With a travel rewards credit card you can earn points for your spending and get complimentary extras such as travel insurance or airport lounge access.<\/p>\n","protected":false},"author":373,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"Travel Rewards Credit Cards","_yoast_wpseo_title":"6 Popular Travel Rewards Credit Cards | Finder Canada","_yoast_wpseo_metadesc":"The best travel rewards credit cards in Canada let you earn free flights quickly and come with lots of perks. Compare popular travel cards.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"452","post_co_author_date":"2026-10-27T18:08:46","post_co_author_manual_date_checked":"false","post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":"false","post_editor":"-1","post_editor_date":null,"post_author_date":"","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2023-11-25 23:27:58\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"Updated to include general point recovery and booking cancellation policies. \"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":""},"categories":[91],"tags":[38353,5475],"asset_tag":[],"class_list":["post-735040","post","type-post","status-publish","format-standard","hentry","category-credit-cards","tag-reward-credit-cards","tag-travel-credit-cards"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>6 Popular Travel Rewards Credit Cards | Finder Canada<\/title>\n<meta name=\"description\" content=\"The best travel rewards credit cards in Canada let you earn free flights quickly and come with lots of perks. Compare popular travel cards.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/travel-rewards-credit-cards\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Travel rewards credit cards in Canada\" \/>\n<meta property=\"og:description\" content=\"The best travel rewards credit cards in Canada let you earn free flights quickly and come with lots of perks. Compare popular travel cards.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/credit-cards\/travel-rewards-credit-cards\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2018-05-02T00:39:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2018\/10\/american-express-cobalt-featured-image.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"250\" \/>\n\t<meta property=\"og:image:height\" content=\"250\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Sally McMullen\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Sally McMullen\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"36 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/travel-rewards-credit-cards#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/travel-rewards-credit-cards\"},\"author\":[{\"name\":\"Sally McMullen\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/person\\\/71ff890738346bbd2d337c6800b0ccdd\"},{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/person\\\/bfddbe38fd9e7ed027d3bd4980d7384f\"}],\"headline\":\"Travel rewards credit cards in Canada\",\"datePublished\":\"2018-05-02T00:39:22+00:00\",\"dateModified\":\"2023-11-25T18:27:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/travel-rewards-credit-cards\"},\"wordCount\":8694,\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/travel-rewards-credit-cards#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2018\\\/10\\\/american-express-cobalt-featured-image.jpg\",\"articleSection\":[\"Credit Cards\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/travel-rewards-credit-cards\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/travel-rewards-credit-cards\",\"name\":\"6 Popular Travel Rewards Credit Cards | Finder Canada\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/travel-rewards-credit-cards#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/travel-rewards-credit-cards#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2018\\\/10\\\/american-express-cobalt-featured-image.jpg\",\"datePublished\":\"2018-05-02T00:39:22+00:00\",\"dateModified\":\"2023-11-25T18:27:58+00:00\",\"description\":\"The best travel rewards credit cards in Canada let you earn free flights quickly and come with lots of perks. 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If you only use your card for occasional purchases, or if you don't pay off your balance in full each month, you may not earn enough travel points to justify the card's annual fee and high interest rate. But if you find a card with a high rewards earn rate and use it for a wide range of regular purchases, and also make sure to pay your full balance each month, travel rewards cards can definitely be worth it.\"}},{\"@type\":\"Question\",\"name\":\"How do points caps work?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Some cards come with spend caps, meaning you might be able to only earn a certain number of points per statement period. For example, you may only be able to earn up to 7,500 points per statement period. After you have reached this cap, you'll either continue to earn points at a reduced earn rate or will be unable to earn points until the next statement period. Check your credit card's terms and conditions for details of points caps and consider whether it could impact your points earning potential. For example, if you have a card that earns 1 point per $1 up to 7,500 points per month, you would only be affected by the cap if you spend over $7,500 each month.\"}},{\"@type\":\"Question\",\"name\":\"Can I cancel my travel credit card after receiving a bonus points offer?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In most cases, you can cancel the credit card with no additional fees or charges after receiving your bonus points so long as you have paid off your balance in full. However, you may be charged the annual fee or a percentage of that fee based on how long the account has been active. If your credit card has $0 annual fee for the first year and you cancel within the first 12 months, you may be able to avoid this. Check with your provider to find out if fees will apply.\"}},{\"@type\":\"Question\",\"name\":\"Can I earn points across different travel rewards programs?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"This is possible with a credit card reward program that allows you to transfer reward points into travel rewards points. Make sure you check the transfer rate for these cards though as you may \\\"lose\\\" points when exchanging them to different travel rewards programs. Alternatively, if you have a direct earn travel rewards card, the associated airline partners and alliances let you use your points to travel with other airline partners. [\\\/fin_accordion] [faq_question title=\\\"What happens if my travel rewards points expire?\\\"] As a general rule, most travel reward points cannot be redeemed after they have expired. Some will expire after a certain amount of time, whereas others will expire if your rewards account has remained inactive (meaning you haven't earned or redeemed any points) over a particular period of time. Check with the travel rewards program to confirm when and how your points expire so you can use them while they're still valid.\"}},{\"@type\":\"Question\",\"name\":\"How do I get complimentary access to lounges?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A selection of premium credit cards offer access to airport lounges, including most travel rewards credit cards.\"}},{\"@type\":\"Question\",\"name\":\"What is the best credit card for travelling?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"There's no best credit card to earn points for travel for every person. This is because everyone has a unique set of needs and lifestyle that will demand different features in a credit card. The best card for you will be one that fits your budget, offers practical benefits and gives you a decent return on points.\"}},{\"@type\":\"Question\",\"name\":\"How do I get the most travel rewards?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Start by looking for the travel rewards credit card with the highest earn rate and check the value of the points you earn. Then it's a matter of using your card for your regular purchases as well as any other eligible purchases that let you earn points at an accelerated rate. At the same time, you need to be careful not to fall into the trap of overspending with your card.\"}},{\"@type\":\"Question\",\"name\":\"Is it worth getting a prepaid travel card?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Prepaid travel cards are well worth considering if you're planning an overseas vacation, but they have a mix of pros and cons. On the plus side, they're an easy and safe alternative to carrying a large amount of cash, you can load them with multiple currencies, and they can help you secure a better exchange rate before your trip. However, you'll need to watch out for card fees and transaction fees, and make sure you have enough funds loaded to your card to cover all your travel expenses.\"}},{\"@type\":\"Question\",\"name\":\"Which frequent flyer program should I get my credit card with?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Only you can know which frequent flyer program best suits your needs. As a starting point, you could try to think about what you want to get out of the program. For example, do you want to earn double the miles on your purchases? Then it could make sense to go with Aeroplan. Do you want more flexible rewards? Then a bank-affiliated program like Avion or Aventura might be a better fit. Are you looking to earn miles with a specific airline? 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Once you have a good to excellent score, you'll have access to many stronger cards. Ultimately, the decision rests with you, and it depends on what you're looking for right now.\"}},{\"@type\":\"Question\",\"name\":\"Is trip delay insurance worth it?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"There's no hard-and-fast answer to this. Trip delay insurance is probably most useful if you're a frequent traveler, as there will be more instances in which your trips might be delayed. At the same time, you might find insurance valuable just for peace of mind on an occasional trip. If you're willing to shop around, there are travel credit cards with annual fees under $100\\\/year that come with trip delay insurance. However, keep in mind that the most comprehensive insurance policies usually come with premium cards that charge higher annual fees.\"}},{\"@type\":\"Question\",\"name\":\"Will I earn rewards for a balance transfer to my travel card?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. You'll only earn rewards points or miles for eligible purchases.\"}},{\"@type\":\"Question\",\"name\":\"Do all travel credit cards have annual fees?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. You'll find a few no annual fee travel cards, but for the best rewards and benefits, however, you'll need to pay an annual fee \u2014 typically $99 and up. Some of these travel cards do come with perks such as travel and baggage insurance, trip delay and car rental insurance and free checked bags.\"}},{\"@type\":\"Question\",\"name\":\"Will my travel rewards expire?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It depends on the rewards program. Rewards are more likely to expire for hotel and airline cards. Check your cards terms and conditions to learn about your specific rewards program.\"}}]}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2023-11-25T18:27:58+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"6 Popular Travel Rewards Credit Cards | Finder Canada","description":"The best travel rewards credit cards in Canada let you earn free flights quickly and come with lots of perks. Compare popular travel cards.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/ca\/credit-cards\/travel-rewards-credit-cards","og_locale":"en_US","og_type":"article","og_title":"Travel rewards credit cards in Canada","og_description":"The best travel rewards credit cards in Canada let you earn free flights quickly and come with lots of perks. 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If you only use your card for occasional purchases, or if you don't pay off your balance in full each month, you may not earn enough travel points to justify the card's annual fee and high interest rate. But if you find a card with a high rewards earn rate and use it for a wide range of regular purchases, and also make sure to pay your full balance each month, travel rewards cards can definitely be worth it."}},{"@type":"Question","name":"How do points caps work?","acceptedAnswer":{"@type":"Answer","text":"Some cards come with spend caps, meaning you might be able to only earn a certain number of points per statement period. For example, you may only be able to earn up to 7,500 points per statement period. After you have reached this cap, you'll either continue to earn points at a reduced earn rate or will be unable to earn points until the next statement period. Check your credit card's terms and conditions for details of points caps and consider whether it could impact your points earning potential. For example, if you have a card that earns 1 point per $1 up to 7,500 points per month, you would only be affected by the cap if you spend over $7,500 each month."}},{"@type":"Question","name":"Can I cancel my travel credit card after receiving a bonus points offer?","acceptedAnswer":{"@type":"Answer","text":"In most cases, you can cancel the credit card with no additional fees or charges after receiving your bonus points so long as you have paid off your balance in full. However, you may be charged the annual fee or a percentage of that fee based on how long the account has been active. If your credit card has $0 annual fee for the first year and you cancel within the first 12 months, you may be able to avoid this. Check with your provider to find out if fees will apply."}},{"@type":"Question","name":"Can I earn points across different travel rewards programs?","acceptedAnswer":{"@type":"Answer","text":"This is possible with a credit card reward program that allows you to transfer reward points into travel rewards points. Make sure you check the transfer rate for these cards though as you may \"lose\" points when exchanging them to different travel rewards programs. Alternatively, if you have a direct earn travel rewards card, the associated airline partners and alliances let you use your points to travel with other airline partners. [\/fin_accordion] [faq_question title=\"What happens if my travel rewards points expire?\"] As a general rule, most travel reward points cannot be redeemed after they have expired. Some will expire after a certain amount of time, whereas others will expire if your rewards account has remained inactive (meaning you haven't earned or redeemed any points) over a particular period of time. Check with the travel rewards program to confirm when and how your points expire so you can use them while they're still valid."}},{"@type":"Question","name":"How do I get complimentary access to lounges?","acceptedAnswer":{"@type":"Answer","text":"A selection of premium credit cards offer access to airport lounges, including most travel rewards credit cards."}},{"@type":"Question","name":"What is the best credit card for travelling?","acceptedAnswer":{"@type":"Answer","text":"There's no best credit card to earn points for travel for every person. This is because everyone has a unique set of needs and lifestyle that will demand different features in a credit card. The best card for you will be one that fits your budget, offers practical benefits and gives you a decent return on points."}},{"@type":"Question","name":"How do I get the most travel rewards?","acceptedAnswer":{"@type":"Answer","text":"Start by looking for the travel rewards credit card with the highest earn rate and check the value of the points you earn. Then it's a matter of using your card for your regular purchases as well as any other eligible purchases that let you earn points at an accelerated rate. At the same time, you need to be careful not to fall into the trap of overspending with your card."}},{"@type":"Question","name":"Is it worth getting a prepaid travel card?","acceptedAnswer":{"@type":"Answer","text":"Prepaid travel cards are well worth considering if you're planning an overseas vacation, but they have a mix of pros and cons. On the plus side, they're an easy and safe alternative to carrying a large amount of cash, you can load them with multiple currencies, and they can help you secure a better exchange rate before your trip. However, you'll need to watch out for card fees and transaction fees, and make sure you have enough funds loaded to your card to cover all your travel expenses."}},{"@type":"Question","name":"Which frequent flyer program should I get my credit card with?","acceptedAnswer":{"@type":"Answer","text":"Only you can know which frequent flyer program best suits your needs. As a starting point, you could try to think about what you want to get out of the program. For example, do you want to earn double the miles on your purchases? Then it could make sense to go with Aeroplan. Do you want more flexible rewards? Then a bank-affiliated program like Avion or Aventura might be a better fit. Are you looking to earn miles with a specific airline? Perhaps an airline-affiliated card is the right choice for you. Think about what's most important to you to help determine which program is the best fit."}},{"@type":"Question","name":"Can I apply for a travel rewards credit card online?","acceptedAnswer":{"@type":"Answer","text":"Yes. You can apply online for one of the credit cards in the table above by clicking \"Go to Site\" next to the card you're interested in. These cards don't represent all of the credit cards with airline miles on the market, but they are popular options."}},{"@type":"Question","name":"Should I get a travel card now or wait until my credit score is better?","acceptedAnswer":{"@type":"Answer","text":"There are actually few high-perk travel cards for consumers with fair credit, so you might have a hard time finding the right product. In that case, there's no shame in waiting until your credit score improves. Once you have a good to excellent score, you'll have access to many stronger cards. Ultimately, the decision rests with you, and it depends on what you're looking for right now."}},{"@type":"Question","name":"Is trip delay insurance worth it?","acceptedAnswer":{"@type":"Answer","text":"There's no hard-and-fast answer to this. Trip delay insurance is probably most useful if you're a frequent traveler, as there will be more instances in which your trips might be delayed. At the same time, you might find insurance valuable just for peace of mind on an occasional trip. If you're willing to shop around, there are travel credit cards with annual fees under $100\/year that come with trip delay insurance. However, keep in mind that the most comprehensive insurance policies usually come with premium cards that charge higher annual fees."}},{"@type":"Question","name":"Will I earn rewards for a balance transfer to my travel card?","acceptedAnswer":{"@type":"Answer","text":"No. You'll only earn rewards points or miles for eligible purchases."}},{"@type":"Question","name":"Do all travel credit cards have annual fees?","acceptedAnswer":{"@type":"Answer","text":"No. You'll find a few no annual fee travel cards, but for the best rewards and benefits, however, you'll need to pay an annual fee \u2014 typically $99 and up. Some of these travel cards do come with perks such as travel and baggage insurance, trip delay and car rental insurance and free checked bags."}},{"@type":"Question","name":"Will my travel rewards expire?","acceptedAnswer":{"@type":"Answer","text":"It depends on the rewards program. Rewards are more likely to expire for hotel and airline cards. Check your cards terms and conditions to learn about your specific rewards program."}}]}]},"article_modified_time":"2023-11-25T18:27:58+00:00"},"custom_fields":{"_wp_page_template":["default"],"show_author_box":["yes"],"_masthead_subheading":["{\"text\":\"The best travel rewards credit cards let you earn points with your everyday credit card spending and enjoy free flights, airport lounge access, upgrades and other perks.\"}"],"_content_type":["niche-content\/recommendation\/best-guide"],"_masthead_variant":["{\"id\":\"standard-image\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"custom_post_template":["single-masthead-two-column.php"]},"_links":{"self":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/735040","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/users\/373"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/comments?post=735040"}],"version-history":[{"count":22,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/735040\/revisions"}],"predecessor-version":[{"id":1085256,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/735040\/revisions\/1085256"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media?parent=735040"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/categories?post=735040"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/tags?post=735040"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/asset_tag?post=735040"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}