{"id":725344,"date":"2018-04-15T20:24:49","date_gmt":"2018-04-16T00:24:49","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=725344"},"modified":"2026-03-17T09:02:38","modified_gmt":"2026-03-17T13:02:38","slug":"guaranteed-approval-credit-cards","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/credit-cards\/guaranteed-approval-credit-cards","title":{"rendered":"Guaranteed Approval Credit Cards & Alternatives"},"content":{"rendered":"

If you\u2019ve got bad credit, it\u2019s very hard to qualify for a regular credit card or loan. But the good news is that there are options available in the form of guaranteed approval credit cards and cash advance apps.<\/p>

Keep reading to compare instant guaranteed approval credit cards with cash advance providers and find funding that\u2019s right for you.<\/p>

Guaranteed approval credit cards<\/h3>
\n
\n <\/div>\n
\n
\n
<\/div>
\n Welcome Offer\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Rewards\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Annual Fee\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th><\/tr><\/thead>\"Neo<\/a>
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Neo Secured Mastercard<\/a><\/span><\/div><\/td>
\n N\/A<\/span><\/div><\/td>
\n Average of 5% cash back <\/span><\/div><\/td>
\n $95.88\n <\/div><\/td>
Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
Compare product selection<\/legend>
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Why we like it<\/h4>

The Neo Secured Mastercard is one of the best instant guaranteed approval credit cards in Canada. You can apply online and get approved instantly, then provide a security deposit (minimum $50) to set your credit limit. You'll get an instant virtual card so you can start spending straight away, and you can earn 1% cashback on gas and groceries as well as offer special cashback offers from Neo's retail partners. Best of all, Neo reports your payment history to the credit bureaus, so paying your credit card bill on time could help boost your credit score.<\/p><\/div>

\"Capital<\/a>
<\/div>
Capital One Guaranteed Secured Mastercard<\/a><\/span><\/div><\/td>
\n N\/A\n <\/div><\/td>
\n N\/A <\/span><\/div><\/td>
\n $0\n <\/div><\/td>
<\/use><\/svg>View details<\/span><\/a>
Compare product selection<\/legend>
<\/div>

Why we like it<\/h4>

As its name suggests, the Capital One Guaranteed Mastercard comes with guaranteed approval\u2014provided that you can meet a few simple conditions. Once you've provided a security deposit to set a credit limit of up to $2,500, you can use your card just like a normal credit card. Capital One reports your payment behaviour to the credit bureaus too, so making on-time payments could help improve your credit score. And if you ever need help with your account, live support is available 24\/7.<\/p><\/div>

\"Home<\/a>
<\/div>
Home Trust Secured Visa<\/a><\/span><\/div><\/td>
\n N\/A<\/span><\/div><\/td>
\n N\/A <\/span><\/div><\/td>
\n $0\n <\/div><\/td>
<\/use><\/svg>View details<\/span><\/a>
Compare product selection<\/legend>
<\/div>

Why we like it<\/h4>

If you're searching for guaranteed approval credit cards for bad credit in Canada, there's a lot to like about the Home Trust Secured Visa. You can apply for this secured credit card online without a credit check, and then provide a security deposit to set a credit limit of between $500 and $10,000. In standard form, the card comes with a 19.99% interest rate and $0 annual fee. But if you want an even lower rate, you can access it by paying a monthly fee.<\/p><\/div>