{"id":725028,"date":"2018-04-15T22:52:56","date_gmt":"2018-04-16T02:52:56","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?page_id=725028"},"modified":"2026-06-01T09:05:07","modified_gmt":"2026-06-01T13:05:07","slug":"best-credit-cards","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards","title":{"rendered":"16 best credit cards in Canada"},"content":{"rendered":"<p>Which is the best credit card in Canada? The reality is that the <em>best credit card<\/em> for you will depend on your spending habits, the features and rewards you want and your credit rating.<\/p><p>The vast majority of Canadians own a credit card, and around half of goods and services in Canada are purchased via credit card. To help you find your best credit card, we researched and analyzed over 150 Canadian credit cards from over 30 credit card issuers in Canada, and we\u2019ve chosen a \u201cbest credit card in Canada\u201d pick for each major category.<\/p><h3 id=\"best\">Finder\u2019s best credit cards in Canada by category<\/h3><ul>\n<li><strong>Best credit card welcome offer: <\/strong><a href=\"#best-credit-card-welcome-offer\">BMO CashBack World Elite Mastercard<\/a><\/li>\n<li><strong>Best credit card for travel: <\/strong><a href=\"#best-credit-card-for-travel\">Scotiabank Gold American Express Card<\/a><\/li>\n<li><strong>Best credit card for earning rewards: <\/strong><a href=\"#best-credit-card-for-earning-rewards\">American Express Cobalt Card<\/a><\/li>\n<li><strong>Best credit card for no annual fee: <\/strong><a href=\"#best-credit-card-for-no-annual-fee\">RBC Cash Back Mastercard<\/a><\/li>\n<li><strong>Best credit card for groceries and gas: <\/strong><a href=\"#best-credit-card-for-groceries-and-gas\">Tangerine Money-Back Credit Card<\/a><\/li>\n<li><strong>Best Aeroplan card: <\/strong><a href=\"#best-aeroplan-card\">American Express Aeroplan Reserve Card<\/a><\/li>\n<li><strong>Best premium credit card: <\/strong><a href=\"#best-premium-credit-card\">The Platinum Card from American Express<\/a><\/li>\n<li><strong>Best for no foreign transaction fees: <\/strong><a href=\"#best-for-no-foreign-transaction-fees\">Scotiabank Passport Visa Infinite + Card<\/a><\/li>\n<li><strong>Best overall cash back card: <\/strong><a href=\"#best-overall-cash-back-card\">BMO CashBack Mastercard<\/a><\/li>\n<li><strong>Best no credit check card for bad credit: <\/strong><a href=\"#best-no-credit-check-card-for-bad-credit\">Neo Secured Mastercard<\/a><\/li>\n<li><strong>Best credit card for entertainment: <\/strong><a href=\"#best-credit-card-for-entertainment\">Scotiabank Scene+ Visa Card<\/a><\/li>\n<li><strong>Best hotel card: <\/strong><a href=\"#best-hotel-card\">Marriott Bonvoy American Express Card<\/a><\/li>\n<li><strong>Best student credit card: <\/strong><a href=\"#best-student-credit-card\">BMO CashBack Mastercard For Students <\/a><\/li>\n<li><strong>Best business card: <\/strong><a href=\"#best-business-card\">American Express Business Gold Rewards Card<\/a><\/li>\n<li><strong>Best Mastercard: <\/strong><a href=\"#best-mastercard\">Tangerine Money-Back World Mastercard<\/a><\/li>\n<li><strong>Best Visa card: <\/strong><a href=\"#best-visa-card\">Scotia Momentum Visa Infinite + Card <\/a><\/li>\n<\/ul>\n<script type=\"application\/ld+json\">\n{\n    \"@context\": \"https:\/\/schema.org\",\n    \"@type\": \"ItemList\",\n    \"itemListElement\": [\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 1,\n            \"name\": \"BMO CashBack World Elite Mastercard\",\n            \"description\": \"Best credit card welcome offer\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-world-elite-mastercard\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 2,\n            \"name\": \"Scotiabank Gold American Express Card\",\n            \"description\": \"Best credit card for travel\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-gold-american-express-credit-card\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 3,\n            \"name\": \"American Express Cobalt Card\",\n            \"description\": \"Best credit card for earning rewards\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-cobalt-card\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 4,\n            \"name\": \"RBC Cash Back Mastercard\",\n            \"description\": \"Best credit card for no annual fee\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-cash-back-mastercard-review\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 5,\n            \"name\": \"Tangerine Money-Back Credit Card\",\n            \"description\": \"Best credit card for groceries and gas\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine-credit-cards\/tangerine-money-back-credit-card\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 6,\n            \"name\": \"American Express Aeroplan Reserve Card\",\n            \"description\": \"Best Aeroplan card\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-aeroplan-reserve-card-review\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 7,\n            \"name\": \"The Platinum Card from American Express\",\n            \"description\": \"Best premium credit card\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-platinum-card\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 8,\n            \"name\": \"Scotiabank Passport Visa Infinite + Card\",\n            \"description\": \"Best for no foreign transaction fees\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-passport-visa-infinite-credit-card\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 9,\n            \"name\": \"BMO CashBack Mastercard\",\n            \"description\": \"Best overall cash back card\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-mastercard\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 10,\n            \"name\": \"Neo Secured Mastercard\",\n            \"description\": \"Best no credit check card for bad credit\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/neo-secured-card-review\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 11,\n            \"name\": \"Scotiabank Scene+ Visa Card\",\n            \"description\": \"Best credit card for entertainment\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scene-visa-credit-card\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 12,\n            \"name\": \"Marriott Bonvoy American Express Card\",\n            \"description\": \"Best hotel card\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/marriott-bonvoy-american-express-card\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 13,\n            \"name\": \"BMO CashBack Mastercard For Students \",\n            \"description\": \"Best student credit card\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-mastercard-for-students\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 14,\n            \"name\": \"American Express Business Gold Rewards Card\",\n            \"description\": \"Best business card\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-business-gold-rewards-card\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 15,\n            \"name\": \"Tangerine Money-Back World Mastercard\",\n            \"description\": \"Best Mastercard\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine-credit-cards\/tangerine-world-mastercard-review\"\n        },\n        {\n            \"@type\": \"ListItem\",\n            \"position\": 16,\n            \"name\": \"Scotia Momentum Visa Infinite + Card \",\n            \"description\": \"Best Visa card\",\n            \"url\": \"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotia-momentum-visa-infinite-credit-card\"\n        }\n    ]\n}\n<\/script><div class=\"content tableWithFilters\n        \n        \n         best-cards-table-container\" id=\"comparison-table\" data-section=\"table\" data-niche=\"CACCF\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__sidebarFilter tableWithFilters__sidebarFilter--stickyAndScrollable\" data-niche-short-code=\"CACCF\">\n        <div class=\"tableWithFilters__filter f1\"><\/div>\n    <\/div>\n        <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\nwindow.rewardsConfigs = window.rewardsConfigs || {};\n    window.rewardsConfigs[\"scotiabank|gold|nov-2026~caccf\"] = {\"startDate\":\"2026-11-05T16:00:00.000Z\",\"endDate\":\"2026-12-31T04:59:59.000Z\",\"showVisaLogo\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"isTieredReward\":false,\"rewardCopy\":\"Join Finder then apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026.\",\"hasEligibilityCriteria\":true,\"offerStacking\":true,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get a $150 digital Visa card\",\"titleHighlight\":\"$150\",\"copyText\":\"Become a Finder member, apply through Finder and get approved for a Scotiabank Gold American Express Card as a new customer to receive a $150 digital Visa card from Finder + earn up to $1,100 in first-year value from Scotiabank. Keep the account open until February 22, 2027. Offer ends December 30, 2026.\",\"termsText\":\"T&Cs apply.\",\"ctaText\":\"SIGN UP & GET $150\",\"nicheText\":\"Credit Cards\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/niche-builder\\\/6709955f948ad.png\",\"nicheCode\":\"CACCF\",\"value\":\"150\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/scotiabank-gold-american-express-card-promotion\",\"validationDate\":\"2027-01-29T05:00:00.000Z\",\"fulfillmentDate\":\"2027-02-23T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-scotiabank-gold-american-express-card-reward-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":true,\"title\":\"Get a $150 digital Visa card\",\"subtitleText\":\"Scotiabank Gold American Express Card\",\"items\":[{\"icon\":\"shopping-bag\",\"text\":\"Become a Finder Member and log in to your Finder account\"},{\"icon\":\"user\",\"text\":\"Click through to Scotiabank via the Finder promotional link\"},{\"icon\":\"confetti\",\"text\":\"Apply and get approved for a new Scotiabank Gold American Express Card and keep it open and in good standing\"},{\"icon\":\"gift\",\"text\":\"Receive your $150 digital Visa card from Finder on or before February 22nd, 2027\"}],\"heading\":\"Get your $150 Visa gift card\",\"membersHeading\":\"\",\"text\":\"Enter your email to get your reward when you sign up to Scotiabank\",\"membersText\":\"Claim your reward when you sign up to Scotiabank\",\"emailCaption\":\"Your details must match your new Scotiabank account\",\"badgeText\":\"<reward_value> REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within <fulfillment_days> days of signup or purchase.\",\"legalText\":\"By submitting your details you agree to our <terms_of_service_link> and <privacy_policy_link>.\",\"softAccountLegalText\":\"By entering your email address, you agree to create a Finder account subject to our <terms_of_service_link> and <privacy_policy_link>.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"CLAIM $150\",\"abortText\":\"CONTINUE WITHOUT REWARD\",\"copyText\":\"November 5th, 2026 - December 30th, 2026\",\"termsText\":\"T&Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/niche-builder\\\/6709955f948ad.png\",\"nicheCode\":\"CACCF\",\"value\":\"150\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/scotiabank-gold-american-express-card-promotion\",\"validationDate\":\"2027-01-29T05:00:00.000Z\",\"fulfillmentDate\":\"2027-02-23T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-scotiabank-gold-american-express-card-reward-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null,\"criteriaText\":\"Join Finder then apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026.\",\"membersCriteriaText\":\"Apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026.\"}};\n<\/script><div class=\"customTableFiltersConfig tableFiltersConfig__main\" style=\"display: none\">{\"userFilters\":[{\"config\":{\"MULTISELECT\":true,\"VALUES\":\"Rewards, Cash Back, Low Interest, No Annual Fee, Balance Transfer\"},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"DETAILS.CARD_TYPE_FILTER\"},\"dataType\":\"TEXT\",\"label\":\"Card Type\",\"order\":1},{\"config\":{\"MULTISELECT\":true,\"VALUES\":\"Visa, Mastercard, American Express\"},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"DETAILS.CARD_BRAND_FILTER\"},\"dataType\":\"TEXT\",\"label\":\"Card brand\",\"order\":2},{\"dataSelector\":{\"recordType\":\"UI_FILTER_COMPONENT\",\"fieldCode\":\"SPECIAL_OFFERS\"},\"dataType\":\"BOOLEAN\",\"label\":\"Special offers\",\"componentType\":\"SpecialOffersFilter\",\"config\":{\"VALUES\":\"1\",\"fields\":[{\"value\":\"rewards_exclusive\",\"label\":\"Finder Rewards &amp; exclusives\"},{\"value\":\"all_offers\",\"label\":\"All offers\"}]},\"options\":{\"comparator\":\"eq\"},\"queryParameter\":\"special-offers\"},{\"config\":{},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"GENERAL.PROVIDER_ID\"},\"dataType\":\"UUID\",\"label\":\"Card Provider\",\"order\":3}],\"niche\":{\"currencySymbol\":\"$\",\"decimalPoint\":\".\",\"decimalPlaces\":\"2\",\"thousandsSeparator\":\",\",\"filterBoundsMap\":{\"product.DETAILS.CARD_TYPE_FILTER\":null,\"product.DETAILS.CARD_BRAND_FILTER\":null,\"product.GENERAL.PROVIDER_ID\":null}},\"prefilled\":false,\"experimental\":false}<\/div><script type=\"application\/json\" class=\"js-inline-filter-options\">{\"providers\":[{\"request\":{\"niche\":\"CACCF\"},\"response\":{\"count\":17,\"items\":[{\"id\":\"795613d6-853c-4c46-b357-d7499b9dafa4\",\"name\":\"American Express\"},{\"id\":\"d2c47712-e4ff-4630-af29-f39e3997f320\",\"name\":\"BMO\"},{\"id\":\"2dc71709-2eea-440c-aca0-65d90109b057\",\"name\":\"Capital One\"},{\"id\":\"1db73f4a-5d6b-47a2-b816-aef688012b70\",\"name\":\"CIBC\"},{\"id\":\"118a1a26-c23c-4ea6-947a-6407bbbd3be3\",\"name\":\"Home Trust\"},{\"id\":\"c2ef6782-133f-496f-a590-f11f1e408e82\",\"name\":\"Loop\"},{\"id\":\"f64c9da3-c827-4b1d-b10d-f44627d2b161\",\"name\":\"MBNA\"},{\"id\":\"dd309337-1cc7-41b3-b99d-2c495fe53daa\",\"name\":\"Neo Financial\"},{\"id\":\"6890ad73-6ec8-4370-9fdf-2bf21fe0c879\",\"name\":\"PC Financial\"},{\"id\":\"5fab21a9-5855-4883-9fb9-e77fa3341767\",\"name\":\"President&rsquo;s Choice Financial\"},{\"id\":\"a986f531-cda0-4772-b09a-fac68eadda11\",\"name\":\"RBC\"},{\"id\":\"2ecf066e-2155-4542-8f0f-b4f32230478e\",\"name\":\"Rogers\"},{\"id\":\"a27ab6c4-fb8f-4d55-bd26-eeb5240893fa\",\"name\":\"Scotiabank\"},{\"id\":\"9f5e8445-deb1-424a-a1df-afdc3cb88279\",\"name\":\"Simplii Financial \"},{\"id\":\"c11c71f1-61cb-4875-8b9b-69baa75b5e0b\",\"name\":\"Tangerine\"},{\"id\":\"32832a08-f936-4470-b09b-7de24579f9c6\",\"name\":\"TD Bank\"},{\"id\":\"63a81c74-aa08-4829-b3bc-7134560ccafb\",\"name\":\"Walmart\"}],\"success\":true}}]}<\/script><script type=\"application\/json\" class=\"comparison-platform-schema\" style=\"display: none\">{&quot;page&quot;:&quot;\/ca\/wp-json\/wp\/v2\/posts\/725028&quot;,&quot;niche&quot;:&quot;CACCF&quot;,&quot;filters&quot;:[{&quot;id&quot;:&quot;special-offers&quot;,&quot;label&quot;:&quot;Special offers&quot;,&quot;type&quot;:&quot;special-offers&quot;,&quot;queryParam&quot;:&quot;special-offers&quot;,&quot;options&quot;:[{&quot;value&quot;:&quot;rewards_exclusive&quot;,&quot;label&quot;:&quot;Finder Rewards &amp; exclusives&quot;},{&quot;value&quot;:&quot;all_offers&quot;,&quot;label&quot;:&quot;All offers&quot;}],&quot;urlExample&quot;:&quot;?special-offers=rewards_exclusive&quot;},{&quot;id&quot;:&quot;general-provider-id&quot;,&quot;label&quot;:&quot;Card Provider&quot;,&quot;type&quot;:&quot;provider&quot;,&quot;queryParam&quot;:&quot;general-provider-id&quot;,&quot;urlExample&quot;:&quot;?general-provider-id=&lt;uuid&gt;,&lt;uuid&gt;&quot;}],&quot;sorts&quot;:[{&quot;field&quot;:&quot;CACCF.PRODUCT.CACCF_BONUS_POINTS_TABLE&quot;,&quot;label&quot;:&quot;Welcome Offer&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=CACCF.PRODUCT.CACCF_BONUS_POINTS_TABLE ASCENDING&quot;},{&quot;field&quot;:&quot;CACCF.PRODUCT.CACCF_TABLE_REWARDS_POINT_VALUE&quot;,&quot;label&quot;:&quot;Rewards&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=CACCF.PRODUCT.CACCF_TABLE_REWARDS_POINT_VALUE ASCENDING&quot;},{&quot;field&quot;:&quot;CACCF.PRODUCT.FEE_ANNUAL&quot;,&quot;label&quot;:&quot;Annual Fee&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=CACCF.PRODUCT.FEE_ANNUAL ASCENDING&quot;}]}<\/script><div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"9f5bc120-fb0b-4d4a-91ee-2fba5ad35c11\" data-template=\"comparison\" data-niche=\"CACCF\" data-site=\"CACCF\" data-auto-recalculate=\"true\" data-post-country=\"ca\" data-fieldset=\"Best_CA_Credit_Cards\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"725028\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"best-card\",\"site\":\"CACCF\",\"fieldset\":\"Best_CA_Credit_Cards\",\"template\":\"comparison\",\"category_id\":\"9f5bc120-fb0b-4d4a-91ee-2fba5ad35c11\",\"category_name\":\"Best cards - Best credit cards\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1794102944}' data-disable-alternative-products=\"true\" data-post-redirect-alternative-products-enabled=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"CACCF\" data-site=\"CACCF\" data-table-id=\"3714\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"best-card\",\"site\":\"CACCF\",\"fieldset\":\"Best_CA_Credit_Cards\",\"template\":\"comparison\",\"category_id\":\"9f5bc120-fb0b-4d4a-91ee-2fba5ad35c11\",\"category_name\":\"Best cards - Best credit cards\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1794102944}'><div class=\"comparisonHistory__root\"><\/div><style>\n  \/* Gold gradient on reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n    margin-bottom: 12px;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: center;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: left;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  \/* &#9472;&#9472; Responsive T&C: inline (inside pill) vs below (outside pill) &#9472;&#9472; *\/\n  .rewards-pill__tc--below {\n    display: none;\n  }\n\n  .rewards-pill__icon-svg--compact {\n    display: none;\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill__tc--inline {\n      display: none;\n    }\n\n    .rewards-pill__tc--below {\n      display: block;\n    }\n\n    \/* Swap to compact icon on mobile\/tablet *\/\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--compact {\n      display: block;\n    }\n\n    \/* Revert pill to compact size when T&C moves outside *\/\n    .rewards-pill[data-show-tc=\"true\"] {\n      height: 24px;\n      padding: 0px 8px 0px 2px;\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n      top: 55%;\n      left: 3%;\n      margin-top: -19px;\n      margin-left: -6px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n      text-transform: uppercase;\n      font-size: 16px;\n      line-height: 24px;\n    }\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n  \/* Partner card (stacked rewards design) *\/\n  .rewards-pill__partner--large {\n    display: flex;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__partner--compact {\n    display: none;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__plus {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-size: 14px;\n    color: #232320;\n    z-index: 1;\n    line-height: 1;\n  }\n\n  .rewards-pill__partner-svg {\n    width: 68px;\n    height: 48px;\n    filter: drop-shadow(0px 0px 6.2px rgba(0, 0, 0, 0.15));\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--compact {\n      display: flex;\n    }\n  }\n\n<\/style><style>\n    .comparison-table__feature--offer.comparison-table__feature--offer-stacked {\n    display: flex;\n    flex-direction: column;\n  }\n\n    .comparison-table__feature.comparison-table__feature--reward-criteria {\n    padding-top: 16px;\n  }\n\n  .finder-reward-criteria,\n  .finder-reward-stack {\n    position: relative;\n    box-sizing: border-box;\n    width: 100%;\n    margin-top: 8px;\n  }\n\n  .finder-reward-criteria,\n  .finder-reward-stack__reward {\n    padding: 24px 16px 8px;\n    border: 1px solid #e6b40f;\n    border-radius: 12px;\n    background: linear-gradient(162deg, rgba(255, 210, 59, 0.5) 9.47%, rgba(255, 216, 53, 0.5) 16.17%, rgba(254, 218, 61, 0.5) 21.75%, rgba(254, 224, 83, 0.5) 29.57%, rgba(254, 234, 119, 0.5) 39.61%, rgba(253, 247, 169, 0.5) 50.78%, rgba(253, 255, 196, 0.5) 56.36%, rgba(253, 248, 172, 0.5) 58.59%, rgba(253, 238, 136, 0.5) 61.94%, rgba(254, 230, 105, 0.5) 65.29%, rgba(254, 224, 82, 0.5) 68.64%, rgba(254, 219, 65, 0.5) 73.1%, rgba(254, 216, 56, 0.5) 77.57%, rgba(255, 216, 53, 0.5) 83.15%, rgba(255, 210, 59, 0.5) 89.85%), #ffffff;\n  }\n\n  .comparison-table__feature--offer-stacked .finder-reward-stack {\n    display: flex;\n    flex-direction: column;\n    padding: 0;\n    background: none;\n    border: 0;\n  }\n\n  .finder-reward-stack__reward {\n    border-bottom-left-radius: 0;\n    border-bottom-right-radius: 0;\n  }\n\n  .finder-reward-stack__offer {\n    display: flex;\n    align-items: flex-start;\n    gap: 8px;\n    margin-top: -1px;\n    padding: 12px 16px;\n    border: 1px solid #e6b40f;\n    border-radius: 0 0 12px 12px;\n    background: #fff9e5;\n    color: #232320;\n    font-size: 14px;\n    line-height: 1.25;\n  }\n\n  .finder-reward-stack__offer .luna-icon {\n    --fill: #1dd751;\n    flex-shrink: 0;\n    width: 20px;\n    height: 20px;\n  }\n\n  .finder-reward-stack__plus {\n    display: block;\n    align-self: center;\n    box-sizing: border-box;\n    width: 20px;\n    height: 20px;\n    margin: -10px auto;\n    position: relative;\n    z-index: 2;\n    border-radius: 9999px;\n    border: 1px solid #e6b40f;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n  }\n\n    .finder-reward-stack__plus::before,\n  .finder-reward-stack__plus::after {\n    content: '';\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    width: 8px;\n    height: 2px;\n    background: #092673;\n    transform: translate(-50%, -50%);\n  }\n\n  .finder-reward-stack__plus::after {\n    transform: translate(-50%, -50%) rotate(90deg);\n  }\n\n    .finder-reward-badge {\n    position: absolute;\n    top: -8px;\n    left: 12px;\n    z-index: 1;\n    display: inline-flex;\n    align-items: center;\n    gap: 2px;\n    box-sizing: border-box;\n    height: 24px;\n    padding: 0 10px 0 4px;\n    border: 1px solid #e6b40f;\n    border-radius: 12px 999px 999px 80px;\n    background: linear-gradient(148.12deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n  }\n\n  .finder-reward-badge .finder-reward-badge__card {\n    width: 44px;\n    height: 31px;\n    margin: -4px 0 -4px -10px;\n  }\n\n    .finder-reward-badge .finder-reward-badge__card text {\n    font: italic 900 10px 'Modern Era', Arial, Helvetica, sans-serif;\n  }\n\n    .finder-reward-badge__text {\n    text-box: trim-both cap alphabetic;\n    color: #092673;\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n\n  .finder-reward-criteria__text {\n    margin: 0;\n    color: #232320;\n    font-size: 14px;\n    line-height: 1.25;\n  }\n\n  .finder-reward-criteria__text strong {\n    font-weight: 700;\n  }\n\n    .finder-reward-criteria__tc,\n  .finder-reward-criteria__tc:visited {\n    color: inherit;\n    font-weight: inherit;\n    text-decoration: underline;\n    text-underline-position: auto;\n    white-space: nowrap;\n  }\n\n    @media (max-width: 600px) {\n        table.has-combined-column-header tr.mobile-two-columns td.comparison-table__feature.comparison-table__feature--offer-stacked,\n    table.has-combined-column-header tr.mobile-two-columns td.comparison-table__feature.comparison-table__feature--reward-criteria {\n      padding-left: 16px !important;\n      padding-right: 16px !important;\n    }\n  }\n\n  .finder-reward-stack,\n  .finder-reward-criteria {\n    text-align: left;\n  }\n<\/style><h3 id=\"best-credit-card-welcome-offer\" class=\"best-card__header\">Best credit card welcome offer<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"caccf\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"16\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-user-filters data-table-filter-presets=\"405ea94705b50078ec0429400488b4eed2a9dd03ae1e95fbd88d03e095fe8861\" data-table-record-type=\"product\" data-table-record-ids='[\"a88ca019-a04c-4f30-b97f-31bd4cf013f2\",\"884ed514-da14-4f30-a480-297dad67d7b4\",\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\",\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\",\"f49ed730-e748-4a33-9b07-53e67e4020b7\",\"d520749b-3d07-40a3-b3bf-8649ed017350\",\"89a7849e-e5ef-46a9-9b2d-7f6d1bc2549d\",\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\",\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\",\"d07a3780-7217-4fef-81bb-ee48362b10bd\",\"b894e5f3-7e91-4f9f-9996-8c2fcd463157\",\"4b3b4b43-b121-48b2-b026-9f79b2e17aba\",\"8d80c8e2-4f5e-4c54-938f-0a13142a30be\",\"e5de4ec6-a645-47eb-beab-1dac4dd28115\",\"ebc96dcb-d5d4-4e3b-add3-97bf2bc57e88\",\"433a7891-03de-440f-a886-a6eb42465eea\"]' data-total-data=\"16\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"16\" data-sponsored-placements=\"0\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\" data-override-table-position-configuration=\"false\"><tbody><tr data-product-id=\"a88ca019-a04c-4f30-b97f-31bd4cf013f2\" data-provider-id=\"d2c47712-e4ff-4630-af29-f39e3997f320\" data-product-name=\"BMO CashBack World Elite Mastercard\" data-provider-name=\"BMO\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-world-elite-mastercard\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/62bdcdd47a93f.png\" alt=\"BMO CashBack World Elite Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/62bdcdd47a93f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/62bdcdd47a93f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/62bdcdd47a93f.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/62bdcdd47a93f.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/62bdcdd47a93f.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-world-elite-mastercard\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO CashBack World Elite Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Get up to $650 in value<span class=\"table-popover\" rel=\"popover\" data-content=\"Get $40 cash back each month when you spend a minimum of $2,000 in your first year and get the $139 annual fee waived in the first year. Also, get $75 market value Roadside Assistance. That's up to $650 in value. &lt;strong&gt;Apply by October 31, 2027&lt;\/strong&gt;. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 5% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 5% cash back on groceries (up to a maximum of $500 per statement cycle period\u20141% unlimited cash back thereafter), 4% on transit including ride sharing, taxis and public transportation (up to a maximum of $300 per statement cycle period\u20141% unlimited cash back thereafter), 3% on gas and electric vehicle charging (up to a maximum of $300 per statement cycle period\u20141% unlimited cash back thereafter), 2% on recurring bill payments (up to a maximum of $500 per statement cycle period\u20141% unlimited cash back thereafter) and 1% unlimited cash back on all eligible purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0 annual fee for the first year ($139 thereafter)\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get $40 cash back each month when you spend a minimum of $2,000 in your first year and get the $139 annual fee waived in the first year. Also, get $75 market value Roadside Assistance. That's up to $650 in value. <strong>Apply by October 31, 2027<\/strong>. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"a88ca019-a04c-4f30-b97f-31bd4cf013f2\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-cashback-world-elite-mastercard-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%229f5bc120-fb0b-4d4a-91ee-2fba5ad35c11%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BBest%2Bcredit%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102944%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2221489%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22a88ca019-a04c-4f30-b97f-31bd4cf013f2%22%2C%22product_name%22%3A%22BMO%2BCashBack%2BWorld%2BElite%2BMastercard%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to BMO's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO CashBack World Elite Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"a88ca019-a04c-4f30-b97f-31bd4cf013f2\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-a88ca019-a04c-4f30-b97f-31bd4cf013f2\" value=\"a88ca019-a04c-4f30-b97f-31bd4cf013f2\" name=\"productID\" _productname=\"                            BMO CashBack World Elite Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"a88ca019-a04c-4f30-b97f-31bd4cf013f2\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-a88ca019-a04c-4f30-b97f-31bd4cf013f2\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">This card offers a wide range of benefits including an attractive signup bonus and the chance to earn cash back on eligible everyday purchases. Get $40 cash back each month when you spend a minimum of $2,000 in your first year and get the $139 annual fee waived in the first year. Also, get $75 market value Roadside Assistance. That's up to $650 in value. <strong>Apply by October 31, 2027<\/strong>. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee. After the promotional period ends, continue to enjoy rewards at the regular rate. Earn 5% cash back on groceries (up to a maximum of $500 per statement cycle period\u20141% unlimited cash back thereafter), 4% on transit including ride sharing, taxis and public transportation (up to a maximum of $300 per statement cycle period\u20141% unlimited cash back thereafter), 3% on gas and electric vehicle charging (up to a maximum of $300 per statement cycle period\u20141% unlimited cash back thereafter), 2% on recurring bill payments (up to a maximum of $500 per statement cycle period\u20141% unlimited cash back thereafter) and 1% unlimited cash back on all eligible purchases. Plus, cardholders can enjoy a host of travel and entertainment perks.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__a88ca019-a04c-4f30-b97f-31bd4cf013f2\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__a88ca019-a04c-4f30-b97f-31bd4cf013f2\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tGet $40 cash back each month when you spend a minimum of $2,000 in your first year and get the $139 annual fee waived in the first year. Also, get $75 market value Roadside Assistance. That's up to $650 in value. <strong>Apply by October 31, 2027<\/strong>. Plus, get a 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 5% cash back on groceries (up to a maximum of $500 per statement cycle period\u20141% unlimited cash back thereafter), 4% on transit including ride sharing, taxis and public transportation (up to a maximum of $300 per statement cycle period\u20141% unlimited cash back thereafter), 3% on gas and electric vehicle charging (up to a maximum of $300 per statement cycle period\u20141% unlimited cash back thereafter), 2% on recurring bill payments (up to a maximum of $500 per statement cycle period\u20141% unlimited cash back thereafter) and 1% unlimited cash back on all eligible purchases.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tGet comprehensive travel insurance coverage and travel perks and discounts\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card has an annual fee of $139\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll need to accrue at least $50 in cash back before you can redeem\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card has a foreign transaction fee of 2.5%\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll need to earn a personal income of at least $80,000, or a combined household income of at least $150,000 annually to apply\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><h3 id=\"best-credit-card-for-travel\" class=\"best-card__header\">Best credit card for travel<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-2\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\"><tbody><tr data-product-id=\"884ed514-da14-4f30-a480-297dad67d7b4\" data-provider-id=\"a27ab6c4-fb8f-4d55-bd26-eeb5240893fa\" data-product-name=\"Scotiabank Gold American Express Card\" data-provider-name=\"Scotiabank\" data-rewards-campaign-name=\"scotiabank|gold|nov-2026~caccf\" data-should-show-rewards=\"true\" data-eligibility-criteria-shown=\"true\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row   rewards--element-container\"><td class=\"comparison-table__name combined-column-header  rewards-row f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-gold-american-express-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png\" alt=\"Scotiabank Gold American Express Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-gold-american-express-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Scotiabank Gold American Express Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        65,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 65,000 bonus Scene+ points. &lt;b&gt;Apply by January 3, 2027.&lt;\/b&gt; To qualify for the 65,000 bonus Scene+ points offer, earn 40,000 bonus Scene+ points by making at least $2,000 in purchases in your first 3 months. Plus, earn 25,000 bonus Scene+ points when you spend at least $7,500 in purchases in your first year.&lt;br \/&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 6x points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 6 Scene+ points per $1 at participating grocery stores (Sobeys, Safeway, FreshCo, Foodland and more), 5 Scene+ points per $1 on other eligible grocery stores, dining, food delivery, food subscriptions and eligible entertainment (including movies, theatre and ticket agencies), 1 Scene+ point per $1 on eligible travel (plus an extra 3 Scene+ points per $1 on hotels and car rentals booked through Scene+ Travel, Powered by Expedia), 3 Scene+ points per $1 on eligible gas, transit and streaming services and 1 Scene+ point per $1 on all other eligible purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $120\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer comparison-table__feature--offer-stacked sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper finder-reward-stack js-calculator-table-value\" data-heading=\"Default Offer\"><span class=\"finder-reward-badge\"><svg width=\"44\" height=\"31\" viewbox=\"0 0 44 31\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"rewards-pill__icon-svg finder-reward-badge__card\"><g clip-path=\"url(#pill_clip0_pill_compact_0000000003)\"><rect y=\"5.56738\" width=\"40\" height=\"25.2248\" rx=\"1.61564\" transform=\"rotate(-8 0 5.56738)\" fill=\"#2857FF\"><\/rect><path d=\"M20.897 2.22497C30.3741 0.893043 39.1368 7.49621 40.4687 16.9734C41.8007 26.4505 35.1975 35.2132 25.7203 36.5451C21.4981 37.1385 17.4196 36.1536 14.0749 34.0446C11.4411 36.9939 7.79204 39.0648 3.56982 39.6582C-5.90734 40.9901 -14.67 34.387 -16.002 24.9098L-18.4137 7.74972L20.897 2.22497ZM20.554 -0.215411L-21.1973 5.65234L-18.4426 25.2531C-18.2559 26.5813 -17.9353 27.8906 -17.4896 29.1448C-17.0548 30.3681 -16.4961 31.5532 -15.8289 32.6667C-15.1742 33.7597 -14.4085 34.7947 -13.5532 35.7431C-12.7065 36.6819 -11.7646 37.5443 -10.7538 38.3061C-9.74286 39.068 -8.65435 39.7355 -7.51849 40.2905C-6.37103 40.8513 -5.16513 41.3018 -3.93404 41.6301C-2.67972 41.9646 -1.38652 42.175 -0.0907461 42.2557C1.23767 42.3385 2.58468 42.2858 3.91287 42.0991C6.2699 41.7678 8.51796 41.0282 10.594 39.9012C12.0108 39.1321 13.3207 38.1975 14.506 37.112C15.9446 37.8288 17.4613 38.3661 19.0353 38.7149C21.3418 39.2262 23.7064 39.3173 26.0634 38.986C27.3916 38.7994 28.7009 38.4788 29.9551 38.0331C31.1784 37.5983 32.3635 37.0396 33.4771 36.3723C34.57 35.7177 35.605 34.952 36.5534 34.0966C37.4923 33.25 38.3546 32.308 39.1164 31.2973C39.8783 30.2863 40.5458 29.1978 41.1009 28.062C41.6617 26.9145 42.1122 25.7086 42.4404 24.4775C42.7749 23.2232 42.9853 21.93 43.066 20.6342C43.1488 19.3058 43.0961 17.9588 42.9094 16.6306C42.7227 15.3024 42.4022 13.9931 41.9564 12.7389C41.5216 11.5156 40.963 10.3305 40.2957 9.21694C39.6411 8.12399 38.8754 7.08902 38.02 6.14059C37.1734 5.20173 36.2314 4.33942 35.2207 3.57755C34.2097 2.81573 33.1212 2.14821 31.9853 1.59314C30.8379 1.03233 29.632 0.581832 28.4009 0.253555C27.1466 -0.0809291 25.8534 -0.291272 24.5576 -0.372047C23.2292 -0.454812 21.8822 -0.402075 20.554 -0.215411Z\" fill=\"#214BFE\"><\/path><path d=\"M23.8385 17.2401C23.8288 16.8914 24.1147 16.6064 24.4638 16.6136C26.9443 16.6665 28.8169 14.4863 28.151 11.9285C27.9473 11.1418 27.4999 10.6612 26.9835 10.1609C26.7311 9.91722 26.7365 9.5027 27.0062 9.27628C29.903 6.8322 33.3932 7.98203 35.6878 10.8105C38.5012 14.2784 39.3834 20.067 37.6804 24.204C35.2952 29.9916 29.6166 30.2045 26.1863 25.1902C24.5972 22.8649 23.9104 20.0357 23.8413 17.2422L23.8385 17.2401Z\" fill=\"#214BFE\"><\/path><path d=\"M1.36248 20.3983C1.35268 20.0496 1.63862 19.7646 1.98769 19.7718C4.46824 19.8247 6.34083 17.6446 5.67496 15.0867C5.47126 14.3 5.0238 13.8194 4.50739 13.3191C4.255 13.0754 4.26048 12.6609 4.53014 12.4345C7.42694 9.9904 10.9171 11.1402 13.2117 13.9687C16.0252 17.4366 16.9073 23.2252 15.2044 27.3622C12.8191 33.1498 7.14051 33.3627 3.71022 28.3484C2.12112 26.0231 1.43428 23.1939 1.36521 20.4004L1.36248 20.3983Z\" fill=\"#214BFE\"><\/path><text x=\"3\" y=\"28\" fill=\"white\" font-size=\"10\" font-weight=\"900\" font-style=\"italic\" font-family=\"'Modern Era', Arial, Helvetica, sans-serif\" transform=\"rotate(-8 0 5.56738)\">$150<\/text><path d=\"M38.2863 2.95925C38.6706 3.24889 38.9446 3.68537 39.0169 4.19967C39.1614 5.228 38.4446 6.17923 37.4163 6.32375L29.2061 7.47761C28.1778 7.62213 27.2266 6.90533 27.082 5.877L26.8654 4.3354C26.8405 4.15812 26.964 3.99445 27.1413 3.96953L36.8925 2.59909C37.4066 2.52685 37.9014 2.66993 38.286 2.95928L38.2863 2.95925Z\" fill=\"#092673\"><\/path><path d=\"M36.8106 5.82367C37.8472 5.67799 38.5698 4.7191 38.4241 3.68252C38.3512 3.16409 38.0752 2.72396 37.6876 2.43213C37.3 2.14056 36.8011 1.99622 36.2829 2.06904L26.4522 3.45065C26.2739 3.47571 26.1492 3.6406 26.1743 3.81943L26.3927 5.37341C26.5384 6.41 27.4973 7.13257 28.5339 6.98689L36.8106 5.82367Z\" fill=\"url(#pill_paint0_pill_compact_0000000003)\"><\/path><path d=\"M36.8106 5.82367C37.8472 5.67799 38.5698 4.7191 38.4241 3.68252C38.3512 3.16409 38.0752 2.72396 37.6876 2.43213C37.3 2.14056 36.8011 1.99622 36.2829 2.06904L26.4522 3.45065C26.2739 3.47571 26.1492 3.6406 26.1743 3.81943L26.3927 5.37341C26.5384 6.41 27.4973 7.13257 28.5339 6.98689L36.8106 5.82367Z\" stroke=\"#E6B40F\" stroke-width=\"0.171987\" stroke-miterlimit=\"10\"><\/path><path d=\"M27.2411 4.02184L27.976 3.91856C28.0843 3.90335 28.1813 3.91142 28.2672 3.9428C28.3548 3.97392 28.4252 4.02377 28.4783 4.09233C28.5329 4.15887 28.5667 4.2383 28.5796 4.3306C28.5981 4.46195 28.5787 4.59411 28.5213 4.72706C28.464 4.86002 28.3735 4.96324 28.2499 5.03672L28.6213 5.72847L28.1394 5.7962L27.8116 5.16349L27.6385 5.18781L27.6149 5.86992L27.1729 5.93204L27.2411 4.02184ZM27.9091 4.75609C27.9783 4.74636 28.0303 4.72366 28.0651 4.688C28.0997 4.65056 28.1213 4.61132 28.13 4.57027C28.1405 4.52898 28.1439 4.49501 28.1402 4.46839C28.1334 4.42046 28.1128 4.38353 28.0784 4.3576C28.044 4.33166 27.9931 4.32344 27.9256 4.33292L27.6674 4.36921L27.6535 4.79201L27.9091 4.75609ZM29.0871 5.1064L29.0886 5.11705C29.0986 5.17538 29.1298 5.22349 29.1822 5.26138C29.2344 5.29749 29.2986 5.31019 29.3749 5.29946C29.4459 5.28948 29.5022 5.26527 29.5439 5.22684C29.5873 5.18815 29.6172 5.14956 29.6335 5.11107L29.9889 5.16701C29.9377 5.30454 29.8628 5.41553 29.7642 5.49997C29.6657 5.58442 29.5365 5.63787 29.3768 5.66032C29.2667 5.67578 29.1623 5.66693 29.0635 5.63375C28.9662 5.59855 28.884 5.54132 28.8167 5.46208C28.7513 5.38259 28.7103 5.28426 28.6938 5.16711C28.6744 5.02866 28.69 4.88889 28.7408 4.74781C28.7915 4.60672 28.8732 4.48574 28.9857 4.38485C29.1 4.28371 29.2362 4.22204 29.3941 4.19984C29.5663 4.17564 29.7074 4.20739 29.8175 4.2951C29.9294 4.38256 29.9969 4.50882 30.0201 4.6739C30.0286 4.73425 30.0316 4.78813 30.0292 4.83553L30.0243 4.97469L29.0871 5.1064ZM29.6583 4.74647C29.6596 4.74267 29.6595 4.73544 29.658 4.72479C29.6512 4.67687 29.6269 4.63232 29.5849 4.59116C29.5447 4.54975 29.4829 4.53491 29.3994 4.54663C29.316 4.55836 29.249 4.5904 29.1985 4.64276C29.1479 4.69512 29.1148 4.75588 29.0992 4.82505L29.6583 4.74647ZM32.2115 3.8419L31.739 5.29032L31.297 5.35244L31.1276 4.59156L30.8976 5.40857L30.4556 5.47068L30.0814 4.14126L30.5154 4.08027L30.7044 4.92256L30.9601 4.01777L31.3381 3.96464L31.529 4.80123L31.7775 3.90289L32.2115 3.8419ZM32.9278 5.16125C32.8249 5.17572 32.7265 5.1651 32.6328 5.1294C32.5389 5.09192 32.4598 5.03154 32.3956 4.94824C32.3314 4.86495 32.2911 4.76473 32.2746 4.64757C32.2544 4.5038 32.2699 4.36314 32.3212 4.22561C32.374 4.08605 32.4552 3.96874 32.565 3.87368C32.6747 3.77861 32.8023 3.72085 32.9479 3.70039C33.0331 3.68842 33.1082 3.69505 33.1733 3.7203C33.2402 3.74529 33.2879 3.77569 33.3165 3.8115L33.3205 3.68603L33.7572 3.62466L33.7107 5.01321L33.3539 5.06335L33.3006 4.93509C33.203 5.06466 33.0787 5.14004 32.9278 5.16125ZM32.9949 4.74998C33.0624 4.7405 33.1201 4.71338 33.1681 4.66862C33.2179 4.62361 33.2536 4.56881 33.2753 4.50421C33.297 4.43962 33.3034 4.37537 33.2944 4.31147C33.2837 4.23515 33.252 4.17715 33.1994 4.13748C33.1485 4.09757 33.0876 4.0826 33.0166 4.09258C32.9562 4.10106 32.9001 4.12705 32.8483 4.17053C32.798 4.21199 32.7593 4.2645 32.732 4.32807C32.7065 4.39138 32.6987 4.45854 32.7087 4.52954C32.7194 4.60587 32.7513 4.66475 32.8041 4.70619C32.8586 4.74561 32.9221 4.7602 32.9949 4.74998ZM34.0258 3.58692L34.3825 3.53678L34.4393 3.66999C34.4698 3.61683 34.5111 3.56939 34.5632 3.52768C34.615 3.4842 34.6782 3.45722 34.7527 3.44674C34.8379 3.43476 34.9109 3.44532 34.9717 3.47842L34.8209 3.8933C34.7834 3.87141 34.7363 3.86446 34.6795 3.87245C34.6103 3.88218 34.5539 3.91272 34.5105 3.96408C34.467 4.01544 34.4436 4.08751 34.4404 4.18028L34.4132 4.91447L33.9766 4.97584L34.0258 3.58692ZM35.6529 4.77827C35.5499 4.79274 35.4516 4.78212 35.3579 4.74642C35.2639 4.70894 35.1848 4.64856 35.1206 4.56526C35.0564 4.48197 35.0161 4.38175 34.9996 4.2646C34.9794 4.12082 34.9949 3.98016 35.0462 3.84263C35.099 3.70307 35.1803 3.58576 35.29 3.4907C35.3997 3.39563 35.5273 3.33787 35.6729 3.31741C35.7581 3.30544 35.8333 3.31208 35.8983 3.33732C35.9652 3.36231 36.0129 3.39271 36.0415 3.42852L36.0673 2.7814L36.504 2.72004L36.4357 4.63023L36.079 4.68037L36.0256 4.55211C35.928 4.68168 35.8037 4.75706 35.6529 4.77827ZM35.72 4.367C35.7874 4.35752 35.8451 4.3304 35.8931 4.28564C35.9429 4.24063 35.9787 4.18583 36.0004 4.12124C36.0221 4.05664 36.0284 3.9924 36.0194 3.92849C36.0087 3.85217 35.977 3.79417 35.9244 3.75451C35.8735 3.71459 35.8126 3.69962 35.7416 3.7096C35.6812 3.71808 35.6252 3.74407 35.5734 3.78755C35.5231 3.82901 35.4843 3.88152 35.457 3.94509C35.4315 4.00841 35.4238 4.07556 35.4337 4.14657C35.4445 4.22289 35.4763 4.28178 35.5292 4.32322C35.5836 4.36263 35.6472 4.37723 35.72 4.367ZM37.2473 4.55419C37.0946 4.57564 36.9653 4.55671 36.8592 4.49741C36.7529 4.43633 36.6872 4.34872 36.6621 4.23459L37.0187 4.06771C37.0308 4.12757 37.0558 4.17021 37.0937 4.19565C37.1317 4.22108 37.1782 4.22993 37.2332 4.2222C37.29 4.21422 37.333 4.19822 37.3622 4.1742C37.3914 4.15019 37.4072 4.12082 37.4096 4.08609C37.4107 4.05517 37.3942 4.03485 37.3603 4.02514C37.3279 4.01341 37.2825 4.00621 37.2242 4.00354C37.0769 3.9989 36.9573 3.97226 36.8654 3.92363C36.7733 3.87323 36.7197 3.79478 36.7047 3.68828C36.6905 3.5871 36.7047 3.49461 36.7472 3.4108C36.7897 3.32698 36.8543 3.25818 36.9408 3.20438C37.0289 3.14856 37.1315 3.11242 37.2487 3.09595C37.3818 3.07724 37.4966 3.0955 37.5931 3.15073C37.6913 3.20571 37.7532 3.29203 37.7788 3.40972L37.4359 3.55837C37.4208 3.51524 37.4007 3.48186 37.3756 3.45823C37.3506 3.4346 37.3123 3.4264 37.2609 3.43364C37.2165 3.43987 37.1794 3.45322 37.1497 3.47369C37.1216 3.49213 37.1059 3.51605 37.1028 3.54545C37.103 3.57257 37.1175 3.59225 37.1464 3.60449C37.1753 3.61672 37.2289 3.62457 37.3072 3.62805C37.6134 3.64294 37.7804 3.74978 37.8084 3.94859C37.8214 4.04089 37.8095 4.13035 37.7728 4.21696C37.7376 4.30155 37.6755 4.37454 37.5864 4.43594C37.497 4.49556 37.384 4.53498 37.2473 4.55419Z\" fill=\"#092673\"><\/path><path d=\"M9.36636 5.63725L11.391 5.3527C11.4834 5.33972 11.5653 5.41295 11.5628 5.50618L11.5462 6.10297C11.5442 6.17641 11.4894 6.23779 11.4163 6.24806L10.2832 6.4073C10.2115 6.41739 10.157 6.47715 10.1535 6.54974L10.133 6.99918C10.1286 7.09348 10.211 7.16848 10.3047 7.15531L11.3224 7.01228C11.4151 6.99926 11.4973 7.07297 11.4941 7.16656L11.4765 7.70822C11.4742 7.78144 11.4194 7.84257 11.3469 7.85276L10.2225 8.01077C10.1503 8.02092 10.0956 8.0815 10.0928 8.15453L10.0477 9.35818C10.0451 9.43118 9.99044 9.49175 9.91792 9.50194L9.2777 9.59192C9.1848 9.60498 9.10257 9.53101 9.10595 9.43712L9.23664 5.78153C9.23927 5.70853 9.29388 5.6477 9.36639 5.63751L9.36636 5.63725Z\" fill=\"white\"><\/path><path d=\"M12.1153 6.32645L12.657 6.25033C12.7685 6.23466 12.867 6.32344 12.863 6.43583L12.7742 8.94927C12.771 9.03708 12.7055 9.10998 12.6185 9.1222L12.0769 9.19832C11.9654 9.21399 11.8669 9.12521 11.8708 9.01282L11.9596 6.49938C11.9628 6.41157 12.0284 6.33867 12.1153 6.32645ZM12.1226 5.89913C12.0258 5.82457 11.9689 5.72653 11.9518 5.60499C11.9332 5.47235 11.9675 5.34938 12.0547 5.23581C12.1419 5.12224 12.2518 5.05601 12.3844 5.03737C12.5096 5.01978 12.6205 5.04918 12.7179 5.12576C12.8149 5.20212 12.872 5.3012 12.8891 5.42274C12.9062 5.54428 12.8721 5.66353 12.7873 5.78046C12.7024 5.89764 12.5935 5.96531 12.4611 5.98392C12.3287 6.00252 12.2194 5.97368 12.1226 5.89913Z\" fill=\"white\"><\/path><path d=\"M13.4075 6.14444L13.9598 6.06682C14.0134 6.05928 14.0652 6.09017 14.0841 6.14092C14.1137 6.22019 14.2148 6.24124 14.2746 6.18152C14.4589 5.9972 14.6738 5.8878 14.9189 5.85334C15.2134 5.81196 15.4446 5.85472 15.6127 5.9811C15.7805 6.10778 15.8861 6.32371 15.929 6.62924C15.9471 6.75827 15.9539 6.91284 15.9493 7.09374L15.8971 8.56471C15.8952 8.62075 15.8533 8.66717 15.7978 8.67496L15.1241 8.76966C15.0531 8.77963 14.9902 8.72321 14.9927 8.65128L15.0397 7.27211C15.0404 7.197 15.0368 7.13173 15.029 7.07651C14.9943 6.82981 14.8611 6.72275 14.6291 6.75535C14.3347 6.79673 14.1823 7.00788 14.1718 7.38829L14.1191 8.81432C14.1169 8.87015 14.0753 8.91653 14.0198 8.92432L13.3463 9.01898C13.2751 9.02899 13.2124 8.97228 13.2149 8.90061L13.3085 6.2544C13.3104 6.19835 13.3523 6.15194 13.4078 6.14414L13.4075 6.14444Z\" fill=\"white\"><\/path><path d=\"M17.0041 8.42965C16.8095 8.35384 16.6457 8.2295 16.5125 8.05665C16.3792 7.8838 16.2956 7.6761 16.2614 7.43301C16.2195 7.13471 16.2526 6.84217 16.3603 6.55467C16.4681 6.26743 16.6359 6.02518 16.8637 5.8279C17.0912 5.63067 17.356 5.51084 17.6579 5.46841C17.8346 5.44356 17.9913 5.45733 18.1284 5.50939C18.174 5.52692 18.2155 5.54555 18.2525 5.56535C18.3319 5.60788 18.4282 5.55488 18.4319 5.46515L18.4721 4.45744C18.4744 4.39921 18.5179 4.351 18.5757 4.34287L19.2394 4.2496C19.3137 4.23915 19.3792 4.29838 19.3765 4.37322L19.2437 8.09042C19.2417 8.14886 19.1979 8.19737 19.1401 8.20549L18.5926 8.28245C18.5381 8.2901 18.4855 8.26013 18.4647 8.20938C18.4313 8.12933 18.3279 8.11045 18.2668 8.17193C18.0861 8.35416 17.8692 8.46279 17.6166 8.49829C17.403 8.52832 17.199 8.50542 17.0043 8.42935L17.0041 8.42965ZM18.1174 7.47637C18.2188 7.38318 18.2921 7.26973 18.3369 7.13579C18.3818 7.00186 18.3952 6.86867 18.3765 6.73603C18.3543 6.57785 18.2895 6.45749 18.1821 6.37469C18.0747 6.29216 17.9475 6.26136 17.8001 6.28206C17.675 6.29965 17.5595 6.35246 17.4535 6.44052C17.3477 6.52854 17.2674 6.63851 17.2127 6.76987C17.158 6.9015 17.141 7.04098 17.1617 7.18807C17.184 7.34652 17.2507 7.4674 17.3619 7.55123C17.4732 7.63506 17.6042 7.66639 17.7551 7.64518C17.895 7.62552 18.0157 7.56908 18.1171 7.47614L18.1174 7.47637Z\" fill=\"white\"><\/path><path d=\"M20.4235 6.87093L20.4266 6.89312C20.4473 7.01415 20.5119 7.11295 20.6203 7.18956C20.7288 7.26642 20.862 7.29348 21.0205 7.27121C21.1676 7.25054 21.2855 7.20028 21.3737 7.12025C21.4423 7.05798 21.4944 6.99593 21.5301 6.9338C21.5481 6.90259 21.5824 6.88461 21.6179 6.89015L22.2003 6.98172C22.2487 6.98939 22.2775 7.0406 22.2583 7.08567C22.154 7.33006 22.0106 7.53047 21.8278 7.68694C21.6235 7.86196 21.3557 7.97302 21.0243 8.01958C20.796 8.05168 20.5803 8.03225 20.377 7.96136C20.1736 7.89047 20.0031 7.77286 19.8655 7.608C19.7279 7.4434 19.6419 7.2397 19.6077 6.99662C19.5674 6.70941 19.5998 6.4196 19.7052 6.1269C19.8104 5.83423 19.9809 5.58318 20.2159 5.37384C20.4512 5.16446 20.7325 5.03652 21.0602 4.99046C21.4173 4.94027 21.7108 5.00612 21.941 5.1877C22.171 5.36932 22.3102 5.63133 22.3583 5.97376C22.3759 6.09891 22.3822 6.21066 22.3773 6.30898L22.3713 6.48165C22.3689 6.54883 22.3188 6.60455 22.2523 6.6139L20.4235 6.87093ZM21.4587 5.80179C21.3735 5.71613 21.2442 5.68562 21.0713 5.70992C20.8984 5.73422 20.7594 5.80086 20.6543 5.9093C20.5868 5.97932 20.5342 6.05644 20.4966 6.14093C20.4679 6.20576 20.5208 6.27727 20.591 6.2674L21.5148 6.13757C21.5708 6.1297 21.6068 6.07281 21.5889 6.019C21.5423 5.87977 21.4587 5.80179 21.4587 5.80179Z\" fill=\"white\"><\/path><path d=\"M22.8252 4.8209L23.3771 4.74333C23.43 4.73589 23.4815 4.76497 23.5023 4.81415C23.5365 4.8946 23.643 4.91094 23.7006 4.84496C23.7423 4.79726 23.7891 4.752 23.8413 4.70915C23.9488 4.62087 24.0801 4.56585 24.2349 4.5441C24.3616 4.52629 24.4754 4.53266 24.5762 4.56271C24.6402 4.58187 24.6733 4.65274 24.6505 4.71541L24.4173 5.35711C24.3968 5.41367 24.3373 5.44519 24.2788 5.43157C24.2211 5.4181 24.1559 5.41647 24.0831 5.4267C23.9397 5.44687 23.8226 5.51043 23.7325 5.61676C23.6422 5.72339 23.594 5.8728 23.5871 6.06508L23.5346 7.48898C23.5324 7.54613 23.4896 7.59372 23.4328 7.6017L22.7647 7.69559C22.6919 7.70582 22.6275 7.64778 22.63 7.57426L22.7236 4.93359C22.7256 4.87621 22.7686 4.82858 22.8254 4.82061L22.8252 4.8209Z\" fill=\"white\"><\/path><path d=\"M6.41567 10.0419C5.98602 10.1023 5.54792 10.0202 5.17029 9.81041C4.86486 10.1162 4.46662 10.3159 4.03696 10.3763C2.94773 10.5293 1.93705 9.76773 1.78397 8.6785L1.50635 6.70312L5.86069 6.09116C6.94992 5.93808 7.9606 6.69969 8.11368 7.78892C8.26677 8.87815 7.50516 9.88883 6.41593 10.0419L6.41567 10.0419Z\" fill=\"white\"><\/path><path d=\"M5.87924 6.22354C6.89699 6.0805 7.83792 6.78955 7.98096 7.8073C8.12399 8.82505 7.41495 9.76598 6.3972 9.90901C5.94381 9.97273 5.5058 9.86693 5.14663 9.64058C4.8638 9.95742 4.47189 10.1796 4.01849 10.2433C3.00074 10.3864 2.05981 9.67731 1.91678 8.65956L1.6578 6.81682L5.8795 6.2235M5.84196 5.95826L1.35498 6.58887L1.65124 8.69688C1.81462 9.8594 2.89326 10.672 4.05552 10.5086C4.48104 10.4488 4.87778 10.261 5.19315 9.9735C5.57555 10.1629 6.0087 10.2341 6.43422 10.1743C7.59674 10.0109 8.40932 8.93231 8.24598 7.77005C8.08263 6.60779 7.00396 5.79495 5.8417 5.9583L5.84196 5.95826Z\" fill=\"#232021\"><\/path><path d=\"M6.19491 7.83566C6.19386 7.79818 6.22455 7.76755 6.26203 7.76833C6.52835 7.77406 6.72936 7.53977 6.65782 7.26483C6.63594 7.18028 6.58789 7.12861 6.53244 7.07483C6.50534 7.04864 6.50592 7.00409 6.53487 6.97976C6.84584 6.71711 7.22057 6.84076 7.46697 7.1448C7.76909 7.51758 7.8639 8.13976 7.68114 8.58438C7.42515 9.20638 6.81548 9.22917 6.44711 8.69018C6.27646 8.44023 6.20267 8.13613 6.19521 7.83588L6.19491 7.83566Z\" fill=\"#232021\"><\/path><path d=\"M3.78134 8.17453C3.78028 8.13704 3.81098 8.10642 3.84845 8.1072C4.11477 8.11293 4.31578 7.87863 4.24425 7.6037C4.22237 7.51915 4.17432 7.46748 4.11887 7.4137C4.09177 7.38751 4.09235 7.34295 4.12129 7.31862C4.43226 7.05598 4.80699 7.17962 5.0534 7.48366C5.35552 7.85645 5.45033 8.47863 5.26756 8.92324C5.01157 9.54525 4.4019 9.56804 4.03353 9.02905C3.86288 8.77909 3.7891 8.475 3.78163 8.17475L3.78134 8.17453Z\" fill=\"#232021\"><\/path><path d=\"M39.3595 21.3505C40.1366 21.2413 40.8577 21.7847 40.9669 22.5618C41.0761 23.3389 40.5327 24.0599 39.7556 24.1691L39.7554 24.1692C39.4489 24.2122 39.1363 24.1537 38.8669 24.004C38.649 24.2221 38.3649 24.3646 38.0584 24.4077C37.2813 24.5169 36.5602 23.9735 36.451 23.1964L36.2529 21.7871L39.3595 21.3505ZM38.7838 22.344C38.608 22.1271 38.3407 22.0389 38.1188 22.2263C38.0982 22.2436 38.0978 22.2754 38.1171 22.2941C38.1567 22.3325 38.1909 22.3693 38.2065 22.4297C38.2576 22.6258 38.1142 22.793 37.9242 22.7889C37.8974 22.7883 37.8756 22.8102 37.8763 22.8369L37.8765 22.8371C37.8818 23.0513 37.9345 23.2682 38.0562 23.4466C38.319 23.8311 38.754 23.8148 38.9366 23.3711C39.067 23.0539 38.9994 22.61 38.7838 22.344ZM40.5056 22.1021C40.3298 21.8851 40.0624 21.7969 39.8406 21.9843C39.8199 22.0017 39.8195 22.0334 39.8388 22.0521C39.8784 22.0905 39.9127 22.1274 39.9283 22.1877C39.9793 22.3838 39.8359 22.551 39.6459 22.5469C39.6192 22.5463 39.5973 22.5682 39.598 22.5949L39.5982 22.5951C39.6036 22.8093 39.6562 23.0263 39.7779 23.2046C40.0408 23.5891 40.4757 23.5729 40.6584 23.1291C40.7888 22.8119 40.7211 22.368 40.5056 22.1021Z\" fill=\"url(#pill_paint1_pill_compact_0000000003)\"><\/path><\/g><defs><lineargradient id=\"pill_paint0_pill_compact_0000000003\" x1=\"25.2019\" y1=\"2.56791\" x2=\"36.7429\" y2=\"9.19153\" gradientunits=\"userSpaceOnUse\"><stop offset=\"0.18\" stop-color=\"#FFD23B\"><\/stop><stop offset=\"0.24\" stop-color=\"#FFD835\"><\/stop><stop offset=\"0.29\" stop-color=\"#FEDA3D\"><\/stop><stop offset=\"0.36\" stop-color=\"#FEE053\"><\/stop><stop offset=\"0.45\" stop-color=\"#FEEA77\"><\/stop><stop offset=\"0.55\" stop-color=\"#FDF7A9\"><\/stop><stop offset=\"0.6\" stop-color=\"#FDFFC4\"><\/stop><stop offset=\"0.62\" stop-color=\"#FDF8AC\"><\/stop><stop offset=\"0.65\" stop-color=\"#FDEE88\"><\/stop><stop offset=\"0.68\" stop-color=\"#FEE669\"><\/stop><stop offset=\"0.71\" stop-color=\"#FEE052\"><\/stop><stop offset=\"0.75\" stop-color=\"#FEDB41\"><\/stop><stop offset=\"0.79\" stop-color=\"#FED838\"><\/stop><stop offset=\"0.84\" stop-color=\"#FFD835\"><\/stop><stop offset=\"0.9\" stop-color=\"#FFD23B\"><\/stop><\/lineargradient><radialgradient id=\"pill_paint1_pill_compact_0000000003\" cx=\"0\" cy=\"0\" r=\"1\" gradientunits=\"userSpaceOnUse\" gradienttransform=\"translate(40.4043 24.2693) rotate(-172.006) scale(4.25594 5.99724)\"><stop offset=\"0.4\" stop-color=\"#EDEEF8\"><\/stop><stop offset=\"0.45\" stop-color=\"#F5F2E1\"><\/stop><stop offset=\"0.5\" stop-color=\"#F9CBD3\"><\/stop><stop offset=\"0.6\" stop-color=\"#DCECF6\"><\/stop><stop offset=\"0.7\" stop-color=\"#CAC5FE\"><\/stop><stop offset=\"0.9\" stop-color=\"#CBE9F3\"><\/stop><stop offset=\"1\" stop-color=\"#F9E9D0\"><\/stop><\/radialgradient><clippath id=\"pill_clip0_pill_compact_0000000003\"><rect y=\"5.56738\" width=\"40\" height=\"25.2248\" rx=\"1.61564\" transform=\"rotate(-8 0 5.56738)\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg><span class=\"finder-reward-badge__text\">$150 Reward<\/span><\/span><div class=\"finder-reward-stack__reward\"><p class=\"finder-reward-criteria__text\"><strong>Finder Rewards: <\/strong>Join Finder then apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026. <a class=\"finder-reward-criteria__tc\" href=\"https:\/\/www.finder.com\/ca\/finder-rewards\/finder-scotiabank-gold-american-express-card-reward-promotion-terms-and-conditions\" target=\"_blank\" rel=\"noopener noreferrer\">T&amp;Cs apply<\/a>.<\/p><\/div><span class=\"finder-reward-stack__plus\" aria-hidden=\"true\"><\/span><div class=\"finder-reward-stack__offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n            Earn up to $1,100 in first-year value, including up to 65,000 bonus Scene+ points. <b>Apply by January 3, 2027<\/b>. T&amp;Cs apply.\n        <\/span><\/div><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-gold-american-express-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%229f5bc120-fb0b-4d4a-91ee-2fba5ad35c11%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BBest%2Bcredit%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102944%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2224029%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22884ed514-da14-4f30-a480-297dad67d7b4%22%2C%22product_name%22%3A%22Scotiabank%2BGold%2BAmerican%2BExpress%2BCard%22%2C%22finder_reward%22%3A%221%22%2C%22finder_reward_campaign_name%22%3A%22scotiabank%257Cgold%257Cnov-2026%257Ecaccf%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall rewards--cta rewards--record-id-884ed514-da14-4f30-a480-297dad67d7b4 button--cta\" title=\"Go to Scotiabank's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Scotiabank Gold American Express Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-884ed514-da14-4f30-a480-297dad67d7b4\" value=\"884ed514-da14-4f30-a480-297dad67d7b4\" name=\"productID\" _productname=\"                            Scotiabank Gold American Express Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-884ed514-da14-4f30-a480-297dad67d7b4\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The Scotiabank Gold American Express Card won a Finder Credit Card Award for Best Travel Credit Card.  Enjoy peace of mind with a broad array of travel insurance options.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__884ed514-da14-4f30-a480-297dad67d7b4\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__884ed514-da14-4f30-a480-297dad67d7b4\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn up to $1,100 in first-year value, including up to 65,000 bonus Scene+ points. <b>Apply by January 3, 2027<\/b><\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 6 Scene+ points per $1 at participating grocery stores (Sobeys, Safeway, FreshCo, Foodland and more), 5 Scene+ points per $1 on other eligible grocery stores, dining, food delivery, food subscriptions and eligible entertainment (including movies, theatre and ticket agencies), 1 Scene+ point per $1 on eligible travel (plus an extra 3 Scene+ points per $1 on hotels and car rentals booked through Scene+ Travel, Powered by Expedia), 3 Scene+ points per $1 on eligible gas, transit and streaming services and 1 Scene+ point per $1 on all other eligible purchases.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAccess a broad array of travel insurance\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card has an annual fee of $120\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll need to earn a minimum income of $12,000 a year to be eligible for this card\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card comes with a 0% foreign transaction fee\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><h3 id=\"best-credit-card-for-earning-rewards\" class=\"best-card__header\">Best credit card for earning rewards<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-3\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\"><tbody><tr data-product-id=\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\" data-provider-id=\"795613d6-853c-4c46-b357-d7499b9dafa4\" data-product-name=\"American Express Cobalt Card\" data-provider-name=\"American Express\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-cobalt-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/611af3f653608.png\" alt=\"American Express Cobalt Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-cobalt-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">American Express Cobalt Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        15,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That\u2019s up to $150 towards a weekend getaway or concert tickets.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 5x points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 5x the points on eligible groceries, dining, drinks and food delivery in Canada (spend cap applies), 3x the points on eligible streaming subscriptions, 2x points on eligible ride shares, transit &amp; gas, 1x point for every other dollar spent and 1 extra point per dollar spent on eligible hotel and car rental bookings via the American Express Travel website (conditions apply).\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $191.88\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That\u2019s up to $150 towards a weekend getaway or shopping trip. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-cobalt-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%229f5bc120-fb0b-4d4a-91ee-2fba5ad35c11%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BBest%2Bcredit%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102944%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%229289%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%2285331120-bbda-48bc-b1ad-d0e17b8e76a5%22%2C%22product_name%22%3A%22American%2BExpress%2BCobalt%2BCard%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to American Express's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about American Express Cobalt Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-85331120-bbda-48bc-b1ad-d0e17b8e76a5\" value=\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\" name=\"productID\" _productname=\"                            American Express Cobalt Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-85331120-bbda-48bc-b1ad-d0e17b8e76a5\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The American Express Cobalt Card offers a generous return on points for everyday purchases. You can collect  points for every dollar you spend on dining out plus 2 points for gas and transit purchases and 1 point for everything else. This card also comes with up to a 15,000 points welcome bonus if you spend a certain amount of money each month. You'll also get a full suite of travel insurance and purchase protection when you sign up.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__85331120-bbda-48bc-b1ad-d0e17b8e76a5\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__85331120-bbda-48bc-b1ad-d0e17b8e76a5\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That\u2019s up to $150 towards a weekend getaway or shopping trip.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 5x the points on eligible groceries, dining, drinks and food delivery in Canada (spend cap applies), 3x the points on eligible streaming subscriptions, 2x points on eligible ride shares, transit &amp; gas, 1x point for every other dollar spent and 1 extra point per dollar spent on eligible hotel and car rental bookings via the American Express Travel website (conditions apply).\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAccess travel insurance coverage\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll have to pay $191.88 per year to maintain this card\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card has a foreign transaction fee of 2.5%\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><h3 id=\"best-credit-card-for-no-annual-fee\" class=\"best-card__header\">Best credit card for no annual fee<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-4\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\"><tbody><tr data-product-id=\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\" data-provider-id=\"a986f531-cda0-4772-b09a-fac68eadda11\" data-product-name=\"RBC Cash Back Mastercard\" data-provider-name=\"RBC\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-cash-back-mastercard-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6aea063c4abb9.png\" alt=\"RBC Cash Back Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6aea063c4abb9.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6aea063c4abb9.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6aea063c4abb9.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6aea063c4abb9.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6aea063c4abb9.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-cash-back-mastercard-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">RBC Cash Back Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 5% cash back<span class=\"table-popover\" rel=\"popover\" data-content=\"Get 5% extra cash back on your first $2,000 in spend for 6 months. &lt;b&gt;Apply by February 2, 2027.&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 2% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 2% cash back on groceries, 1% cash back on gas, EV charging, transit, and rideshare and 0.5% cash back on all your other everyday purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get 5% extra cash back on your first $2,000 in spend for 6 months. <strong>Apply by February 2, 2027.<\/strong>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/rbc-cash-back-mastercard-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%229f5bc120-fb0b-4d4a-91ee-2fba5ad35c11%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BBest%2Bcredit%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102944%22%2C%22position%22%3A%224%22%2C%22offer_id%22%3A%2221769%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%225ae93a81-6fcb-4c55-b1d4-a3b2064bc52c%22%2C%22product_name%22%3A%22RBC%2BCash%2BBack%2BMastercard%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to RBC's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about RBC Cash Back Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\" value=\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\" name=\"productID\" _productname=\"                            RBC Cash Back Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The RBC Cash Back Mastercard is a no-fuss card that allows you to earn cash back on everyday purchases. Earn 2% cash back on groceries, 1% cash back on gas, EV charging, transit, and rideshare and 0.5% cash back on all your other everyday purchases. This card also lets you earn more rewards at Petro Canada and save on DoorDash delivery fees.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$0 annual fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tGet 5% extra cash back on your first $2,000 in spend for 6 months. <strong>Apply by February 2, 2027.<\/strong><\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 2% cash back on groceries, 1% cash back on gas, EV charging, transit, and rideshare and 0.5% cash back on all your other everyday purchases.\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card has tiered cashback, so you won't earn as much cashback on some categories.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card has a foreign transaction fee of 2.5%\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><h3 id=\"best-credit-card-for-groceries-and-gas\" class=\"best-card__header\">Best credit card for groceries and gas<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-5\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\"><tbody><tr data-product-id=\"f49ed730-e748-4a33-9b07-53e67e4020b7\" data-provider-id=\"c11c71f1-61cb-4875-8b9b-69baa75b5e0b\" data-product-name=\"Tangerine Money-Back Credit Card\" data-provider-name=\"Tangerine\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine-credit-cards\/tangerine-money-back-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/632df41073983.png\" alt=\"Tangerine Money-Back Credit Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/632df41073983.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine-credit-cards\/tangerine-money-back-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Tangerine Money-Back Credit Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Bonus 10% cash back<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. &lt;b&gt;Valid until November 30, 2026.&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 2% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 2% cash back in two Tangerine credit card categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account) and 0.5% cash back on everything else.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. <b>Valid until November 30, 2026<\/b>. Plus, get a 1.95% interest rate on balance transfers for the first 6 months. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Tangerine Money-Back Credit Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f49ed730-e748-4a33-9b07-53e67e4020b7\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-f49ed730-e748-4a33-9b07-53e67e4020b7\" value=\"f49ed730-e748-4a33-9b07-53e67e4020b7\" name=\"productID\" _productname=\"                            Tangerine Money-Back Credit Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f49ed730-e748-4a33-9b07-53e67e4020b7\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-f49ed730-e748-4a33-9b07-53e67e4020b7\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">As a cash back credit card, the Tangerine Money-Back Credit Card helps you earn cash rewards on your everyday purchases, with accelerated rewards where you spend the most. Earn 2% cash back in two Tangerine credit card categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account) and 0.5% cash back on everything else. Categories include groceries, gas, restaurants, hotels, recurring bill payments, drug store, home improvement and entertainment. Plus, get access to a 1.95% interest rate on a balance transfer for the first 6 months.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__f49ed730-e748-4a33-9b07-53e67e4020b7\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__f49ed730-e748-4a33-9b07-53e67e4020b7\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. <b>Valid until November 30, 2026<\/b>. Plus, get a 1.95% interest rate on balance transfers for the first 6 months.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 2% cash back in two Tangerine credit card categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account) and 0.5% cash back on everything else.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$0 annual fee\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tReceive only 0.5 cash back on all other categories of spending\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll pay a foreign transaction fee of 2.5% on all overseas purchases\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll pay a balance transfer fee of 1% of the total transferred amount or $5, whichever is greater\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><h3 id=\"best-aeroplan-card\" class=\"best-card__header\">Best Aeroplan card<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-6\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\"><tbody><tr data-product-id=\"d520749b-3d07-40a3-b3bf-8649ed017350\" data-provider-id=\"795613d6-853c-4c46-b357-d7499b9dafa4\" data-product-name=\"American Express Aeroplan Reserve Card\" data-provider-name=\"American Express\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-aeroplan-reserve-card-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5fa439ee92eed.png\" alt=\"American Express Aeroplan Reserve Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5fa439ee92eed.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5fa439ee92eed.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5fa439ee92eed.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5fa439ee92eed.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5fa439ee92eed.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-aeroplan-reserve-card-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">American Express Aeroplan Reserve Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 85,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 85,000 Aeroplan points. Earn 60,000 Aeroplan points after spending $7,500 in purchases on your Card within the first 3 months. Plus, earn an additional 25,000 Aeroplan points when you spend $2,500 in purchases in month 13. When you combine the Welcome Bonus offer of up to $1,700 in value, your earn potential in accelerated and everyday spend earn rate categories with approximately $1,760 in value, and the $1,000 in value you get from exceptional benefits, you can earn up to $4,400 or more in value within your first 13 months. &lt;b&gt;T&amp;Cs apply.&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 3x points <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 3x the points on eligible purchases made directly with Air Canada and Air Canada Vacations, 2x the points on eligible dining and food delivery purchases in Canada, and 1.25x the points on everything else.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $599\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn up to 85,000 Aeroplan points. Plus, you could earn up to $4,400 in value within your first 13 months. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"d520749b-3d07-40a3-b3bf-8649ed017350\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-aeroplan-reserve-card-secure-ca.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%229f5bc120-fb0b-4d4a-91ee-2fba5ad35c11%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BBest%2Bcredit%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102944%22%2C%22position%22%3A%226%22%2C%22offer_id%22%3A%229289%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22d520749b-3d07-40a3-b3bf-8649ed017350%22%2C%22product_name%22%3A%22American%2BExpress%2BAeroplan%2BReserve%2BCard%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to American Express's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about American Express Aeroplan Reserve Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"d520749b-3d07-40a3-b3bf-8649ed017350\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-d520749b-3d07-40a3-b3bf-8649ed017350\" value=\"d520749b-3d07-40a3-b3bf-8649ed017350\" name=\"productID\" _productname=\"                            American Express Aeroplan Reserve Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"d520749b-3d07-40a3-b3bf-8649ed017350\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-d520749b-3d07-40a3-b3bf-8649ed017350\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The American Express Aeroplan Reserve Card tops our our list of best Aeroplan credit cards in Canada. It's a premium Aeroplan rewards card that comes with lots of perks and accelerated rewards. Earn 3x the points on eligible purchases made directly with Air Canada and Air Canada Vacations, 2x the points on eligible dining and food delivery purchases in Canada, and 1.25x the points on everything else. Earn up to 85,000 Aeroplan points. Plus, you could earn up to $4,400 in value within your first 13 months This card also comes with a host of travel perks and coverage, including travel medical, trip cancellation and interruption, hotel burglary, car rental and common carrier coverage.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__d520749b-3d07-40a3-b3bf-8649ed017350\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__d520749b-3d07-40a3-b3bf-8649ed017350\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn up to 85,000 Aeroplan points. Plus, you could earn up to $4,400 in value within your first 13 months\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 3x the points on eligible purchases made directly with Air Canada and Air Canada Vacations, 2x the points on eligible dining and food delivery purchases in Canada, and 1.25x the points on everything else.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tReach Aeroplan elite status more easily\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tGet travel insurance coverage and travel perks\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card comes as an exclusive, precision cut and engraved 13g metal card\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card comes with a hefty yearly fee of $599, so you'll need to make sure you plan to use the card enough to earn enough rewards to justify the fee\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><h3 id=\"best-premium-credit-card\" class=\"best-card__header\">Best premium credit card<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-7\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\"><tbody><tr data-product-id=\"89a7849e-e5ef-46a9-9b2d-7f6d1bc2549d\" data-provider-id=\"795613d6-853c-4c46-b357-d7499b9dafa4\" data-product-name=\"The Platinum Card from American Express\" data-provider-name=\"American Express\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-platinum-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5e67f37808abf.png\" alt=\"The Platinum Card from American Express image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5e67f37808abf.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5e67f37808abf.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5e67f37808abf.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5e67f37808abf.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5e67f37808abf.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-platinum-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">The Platinum Card from American Express<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 100,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 100,000 Membership Rewards points\u2014that\u2019s up to $1,000 towards a weekend away. Earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases to your card in your first 3 months of cardmembership. Plus, earn 30,000 points when you make a purchase between 15 and 17 months of cardmembership. &lt;b&gt;T&amp;Cs apply.&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 2x points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 2 points for every $1 spent on eligible dining and food delivery in Canada, 2 points for every $1 spent on eligible travel (plus 1 extra point when you book through Amex Travel Online) and 1 point for every $1 spent elsewhere.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $799\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn up to 100,000 Membership Rewards points\u2014that\u2019s up to $1,000 towards a weekend away. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"89a7849e-e5ef-46a9-9b2d-7f6d1bc2549d\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-platinum-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%229f5bc120-fb0b-4d4a-91ee-2fba5ad35c11%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BBest%2Bcredit%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102944%22%2C%22position%22%3A%227%22%2C%22offer_id%22%3A%229289%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%2289a7849e-e5ef-46a9-9b2d-7f6d1bc2549d%22%2C%22product_name%22%3A%22The%2BPlatinum%2BCard%2Bfrom%2BAmerican%2BExpress%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to American Express's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about The Platinum Card from American Express\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"89a7849e-e5ef-46a9-9b2d-7f6d1bc2549d\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-89a7849e-e5ef-46a9-9b2d-7f6d1bc2549d\" value=\"89a7849e-e5ef-46a9-9b2d-7f6d1bc2549d\" name=\"productID\" _productname=\"                            The Platinum Card from American Express            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"89a7849e-e5ef-46a9-9b2d-7f6d1bc2549d\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-89a7849e-e5ef-46a9-9b2d-7f6d1bc2549d\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The Platinum Card from American Express is an engraved metal card with a hefty annual fee of $799\u2013 but the benefits can far outweigh the costs. Earn 2 points for every $1 in card purchases on eligible travel. Plus, enjoy complimentary access to airport lounges worldwide. N\/A<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__89a7849e-e5ef-46a9-9b2d-7f6d1bc2549d\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__89a7849e-e5ef-46a9-9b2d-7f6d1bc2549d\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn up to 100,000 Membership Rewards points\u2014that\u2019s up to $1,000 towards a weekend away\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 2 points for every $1 spent on eligible dining and food delivery in Canada, 2 points for every $1 spent on eligible travel (plus 1 extra point when you book through Amex Travel Online) and 1 point for every $1 spent elsewhere.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEnjoy travel insurance coverage and travel perks\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo late payment fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card comes in precision-cut, engraved metal, which makes it incredibly durable\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThe annual fee for this card is $799\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tWhen you spend overseas, you'll face a foreign transaction fee of 2.5%\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><h3 id=\"best-for-no-foreign-transaction-fees\" class=\"best-card__header\">Best for no foreign transaction fees<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-8\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\"><tbody><tr data-product-id=\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\" data-provider-id=\"a27ab6c4-fb8f-4d55-bd26-eeb5240893fa\" data-product-name=\"Scotiabank Passport Visa Infinite + Card\" data-provider-name=\"Scotiabank\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-passport-visa-infinite-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png\" alt=\"Scotiabank Passport Visa Infinite + Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-passport-visa-infinite-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Scotiabank Passport Visa Infinite + Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        45,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 45,000 bonus Scene+ points (that\u2019s up to $1,350 in value in the first 12 months). &lt;b&gt;Apply by January 3, 2027.&lt;\/b&gt; Earn 15,000 bonus Scene+ points by making at least $3,000 in purchases in your first 3 months. Earn 20,000 bonus Scene+ points by spending at $10,000  in purchases within the first 6 months. Plus, earn an annual 10,000 Scene+ points when you spend at least $40,000 in purchases annually.&lt;br \/&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 4x points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 4 points on travel. Earn 1 Scene+ point for every $1 you spend on eligible travel purchases. Plus, earn an extra 3 Scene+ points for every $1 you spend on hotels and car rentals when you book through Scene+ Travel, Powered by Expedia. Earn 3x Scene+ points for every $1 you spend at select grocery stores like Sobeys, Safeway, FreshCo and Foodland; 2x Scene+ points per $1 spent at other eligible grocery stores and dining, entertainment and transit purchases and 1 Scene+ point per $1 spent on all other eligible purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $150\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn up to 45,000 bonus Scene+ points (that\u2019s up to $1,350 in value in the first 12 months). <b>Apply by January 3, 2027<\/b>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-passport-visa-infinite-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%229f5bc120-fb0b-4d4a-91ee-2fba5ad35c11%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BBest%2Bcredit%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102944%22%2C%22position%22%3A%228%22%2C%22offer_id%22%3A%2224032%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22f03ed9b6-b98b-48a5-858c-1683a77bf3ec%22%2C%22product_name%22%3A%22Scotiabank%2BPassport%2BVisa%2BInfinite%2B%252B%2BCard%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Scotiabank's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Scotiabank Passport Visa Infinite + Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-f03ed9b6-b98b-48a5-858c-1683a77bf3ec\" value=\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\" name=\"productID\" _productname=\"                            Scotiabank Passport Visa Infinite + Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-f03ed9b6-b98b-48a5-858c-1683a77bf3ec\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">In addition to no foreign transactions fees, the Scotiabank Passport Visa Infinite + Card offers a sizeable welcome bonus along with a high rewards point earn rate. Earn up to 45,000 bonus Scene+ points (that\u2019s up to $1,350 in value in the first 12 months). <b>Apply by January 3, 2027.<\/b> Earn 15,000 bonus Scene+ points by making at least $3,000 in purchases in your first 3 months. Earn 20,000 bonus Scene+ points by spending at $10,000  in purchases within the first 6 months. Plus, earn an annual 10,000 Scene+ points when you spend at least $40,000 in purchases annually.<br> This card also comes with a full suite of travel insurance, and other travel related perks including a complimentary DragonPass membership plus 6 free visits per year to over 1,000 airport lounges around the world.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__f03ed9b6-b98b-48a5-858c-1683a77bf3ec\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__f03ed9b6-b98b-48a5-858c-1683a77bf3ec\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn up to 45,000 bonus Scene+ points (that\u2019s up to $1,350 in value in the first 12 months). <b>Apply by January 3, 2027<\/b><\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn up to 4 points on travel. Earn 1 Scene+ point for every $1 you spend on eligible travel purchases. Plus, earn an extra 3 Scene+ points for every $1 you spend on hotels and car rentals when you book through Scene+ Travel, Powered by Expedia. Earn 3x Scene+ points for every $1 you spend at select grocery stores like Sobeys, Safeway, FreshCo and Foodland; 2x Scene+ points per $1 spent at other eligible grocery stores and dining, entertainment and transit purchases and 1 Scene+ point per $1 spent on all other eligible purchases.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tGet travel insurance coverage\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tReceive complimentary membership in the Visa Airport Companion Program plus 6 free visits per year to over 1,200 airport lounges around the world.\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card has an annual fee of $150\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll need a minimum income of at least $60,000, or combined household income of $100,000, to qualify for this card\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><h3 id=\"best-overall-cash-back-card\" class=\"best-card__header\">Best overall cash back card<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-9\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\"><tbody><tr data-product-id=\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\" data-provider-id=\"d2c47712-e4ff-4630-af29-f39e3997f320\" data-product-name=\"BMO CashBack Mastercard\" data-provider-name=\"BMO\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-mastercard\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/66350653d6958.png\" alt=\"BMO CashBack Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/66350653d6958.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-mastercard\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO CashBack Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 5% cash back<span class=\"table-popover\" rel=\"popover\" data-content=\"Get 5% cash back on all eligible purchases in the first three months of card membership (up to a maximum spend of $2,500) when you &lt;strong&gt;apply by October 31, 2027&lt;\/strong&gt;. Then earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases thereafter. Plus, get a rate of 0.99% on balance transfers with a 2% balance transfer fee for nine months.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 3% cashback <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn cash back at a standard rate of 3% on groceries (up to a maximum of $500 per statement cycle period), earn 1% on recurring bill payments (up to a maximum of $500 per statement cycle period) and earn 0.5% on all other eligible purchases (unlimited).\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get 5% cash back on all eligible purchases in the first three months of card membership (up to a maximum spend of $2,500) when you <strong>apply by October 31, 2027<\/strong>. Then earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases thereafter. Plus, get a rate of 0.99% on balance transfers with a 2% balance transfer fee for nine months. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-cashback-mastercard-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%229f5bc120-fb0b-4d4a-91ee-2fba5ad35c11%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BBest%2Bcredit%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102944%22%2C%22position%22%3A%229%22%2C%22offer_id%22%3A%2221489%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22bd82ba92-36f3-45a7-9c9d-fa0ea5815e34%22%2C%22product_name%22%3A%22BMO%2BCashBack%2BMastercard%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to BMO's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO CashBack Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\" value=\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\" name=\"productID\" _productname=\"                            BMO CashBack Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The BMO CashBack Mastercard helps you earn rewards points fast, which is why it won the 2021 Finder Credit Card Award for Best Cash Back Credit Card. Earn cash back at a standard rate of 3% on groceries (up to a maximum of $500 per statement cycle period), earn 1% on recurring bill payments (up to a maximum of $500 per statement cycle period) and earn 0.5% on all other eligible purchases (unlimited). Get 5% cash back on all eligible purchases in the first three months of card membership (up to a maximum spend of $2,500) when you <strong>apply by October 31, 2027<\/strong>. Then earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases thereafter. Plus, get a rate of 0.99% on balance transfers with a 2% balance transfer fee for nine months. All of these perks are available for a $0 annual fee.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__bd82ba92-36f3-45a7-9c9d-fa0ea5815e34\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tGet 5% cash back on all eligible purchases in the first three months of card membership (up to a maximum spend of $2,500) when you <strong>apply by October 31, 2027<\/strong>. Then earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases thereafter. Plus, get a rate of 0.99% on balance transfers with a 2% balance transfer fee for nine months.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn cash back at a standard rate of 3% on groceries (up to a maximum of $500 per statement cycle period), earn 1% on recurring bill payments (up to a maximum of $500 per statement cycle period) and earn 0.5% on all other eligible purchases (unlimited).\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$0 annual fee\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tWhen you spend overseas, you'll face a foreign transaction fee of 2.5%\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThe BMO CashBack Mastercard doesn't come with travel insurance coverage like some of its competitors do\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><h3 id=\"best-no-credit-check-card-for-bad-credit\" class=\"best-card__header\">Best no credit check card for bad credit<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-10\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\"><tbody><tr data-product-id=\"d07a3780-7217-4fef-81bb-ee48362b10bd\" data-provider-id=\"dd309337-1cc7-41b3-b99d-2c495fe53daa\" data-product-name=\"Neo Secured Mastercard\" data-provider-name=\"Neo Financial\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/neo-secured-card-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6834e5da49ca7.png\" alt=\"Neo Secured Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6834e5da49ca7.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6834e5da49ca7.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6834e5da49ca7.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6834e5da49ca7.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6834e5da49ca7.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/neo-secured-card-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Neo Secured Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        N\/A<span class=\"table-popover\" rel=\"popover\" data-content=\"N\/A\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        up to 15% boosted cashback at thousands of partners across Canada <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 15% boosted cash back at local and national Neo partners including food, clothing, footwear and homeware retailers. Grow members get all this plus premium support and FX fee rebates on the first $10,000 CAD spent in foreign currency.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $119.88\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get $25 when you're approved for the Neo Secured Mastercard. <b>Offer ends December 31, 2027<\/b>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"d07a3780-7217-4fef-81bb-ee48362b10bd\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/neo-secured-card-review-ca-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%229f5bc120-fb0b-4d4a-91ee-2fba5ad35c11%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BBest%2Bcredit%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102944%22%2C%22position%22%3A%2210%22%2C%22offer_id%22%3A%2223459%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22d07a3780-7217-4fef-81bb-ee48362b10bd%22%2C%22product_name%22%3A%22Neo%2BSecured%2BMastercard%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Neo Financial's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Neo Secured Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"d07a3780-7217-4fef-81bb-ee48362b10bd\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-d07a3780-7217-4fef-81bb-ee48362b10bd\" value=\"d07a3780-7217-4fef-81bb-ee48362b10bd\" name=\"productID\" _productname=\"                            Neo Secured Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"d07a3780-7217-4fef-81bb-ee48362b10bd\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-d07a3780-7217-4fef-81bb-ee48362b10bd\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Build up your credit score and control your monthly spending with the Neo Secured Mastercard. With no annual fee, you can focus on rebuilding your credit score while getting access to a monthly credit limit between Min. $50. This card also comes with a standard interest rate of .<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__d07a3780-7217-4fef-81bb-ee48362b10bd\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__d07a3780-7217-4fef-81bb-ee48362b10bd\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tNo credit check is required for approval of this secured credit card\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$119.88 annual fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tBuild your credit score with this secured card - timely repayments will be reported to the credit bureau\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYour monthly credit limit is determined by the amount of your security deposit - credit limits start from a minimum of $50 to a maximum of $10,000\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll need to put down a security deposit that will serve as your credit limit\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tIf you don't pay your balance in full by the end of the month, you'll be charged a  interest rate\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><h3 id=\"best-credit-card-for-entertainment\" class=\"best-card__header\">Best credit card for entertainment<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-11\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\"><tbody><tr data-product-id=\"b894e5f3-7e91-4f9f-9996-8c2fcd463157\" data-provider-id=\"a27ab6c4-fb8f-4d55-bd26-eeb5240893fa\" data-product-name=\"Scotiabank Scene+ Visa Card\" data-provider-name=\"Scotiabank\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scene-visa-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/61c67605acb42.png\" alt=\"Scotiabank Scene+ Visa Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/61c67605acb42.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/61c67605acb42.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/61c67605acb42.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/61c67605acb42.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/61c67605acb42.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scene-visa-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Scotiabank Scene+ Visa Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        10,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 10,000 Scene+ points in the first 3 months. &lt;b&gt;Apply by April 30, 2027.&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 4 points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 4 Scene+ points per $1 spent on eligible travel purchases. Earn 2x Scene+ points on every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating Co-ops, Freshco, Cineplex theatres, cineplex.com, Home Hardware, Home Building Centres in Canada and homehardware.ca. Earn 1 Scene+ point per $1 on all other eligible everyday purchases.&lt;br \/&gt;&lt;br \/&gt;Plus, get up to 10\u00a2\/L in value on fuel purchases at Shell stations.&lt;br \/&gt;\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn up to 10,000 Scene+ points in the first 3 months. <b>Apply by April 30, 2027<\/b> Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (with a 2% fee per cash advance). T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"b894e5f3-7e91-4f9f-9996-8c2fcd463157\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-scene-visa-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%229f5bc120-fb0b-4d4a-91ee-2fba5ad35c11%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BBest%2Bcredit%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102944%22%2C%22position%22%3A%2211%22%2C%22offer_id%22%3A%2224027%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22b894e5f3-7e91-4f9f-9996-8c2fcd463157%22%2C%22product_name%22%3A%22Scotiabank%2BScene%252B%2BVisa%2BCard%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Scotiabank's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Scotiabank Scene+ Visa Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"b894e5f3-7e91-4f9f-9996-8c2fcd463157\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-b894e5f3-7e91-4f9f-9996-8c2fcd463157\" value=\"b894e5f3-7e91-4f9f-9996-8c2fcd463157\" name=\"productID\" _productname=\"                            Scotiabank Scene+ Visa Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"b894e5f3-7e91-4f9f-9996-8c2fcd463157\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-b894e5f3-7e91-4f9f-9996-8c2fcd463157\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">If you've have no credit history and are looking for a rewards card with a $0 annual fee, the Scotiabank Scene+ Visa Card is worth taking a look at \u2013 especially if you're a big movie buff. Earn up to 4 Scene+ points per $1 spent on eligible travel purchases\u2014receive 1 point per $1 on travel, plus an extra 3 points per $1 CAD on hotels and car rentals booked through Scene+ Travel, powered by Expedia. Earn 2 points per $1 at Sobeys, Safeway, Foodland, participating IGA locations and co-ops, Cineplex theatres, cineplex.com, Home Hardware, Home Building Centres in Canada and homehardware.ca. Earn 1 Scene+ point per $1 on all other eligible everyday purchases. Redeem your SCENE points for movie tickets or take advantage of discounts at participating restaurants.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__b894e5f3-7e91-4f9f-9996-8c2fcd463157\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__b894e5f3-7e91-4f9f-9996-8c2fcd463157\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$0 annual fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn up to 10,000 Scene+ points in the first 3 months. <b>Apply by April 30, 2027<\/b> Plus, get a 0.99% introductory interest rate on balance transfers for the first 9 months (with a 2% fee per cash advance)\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn up to 4 points per $1 spent\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tRedeem points for free movies and discounts at participating restaurants\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll be charged a  rate on any missed payments\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEvery time you charge a purchase to your card in a foreign currency, you'll incur a 2.5% fee\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><h3 id=\"best-hotel-card\" class=\"best-card__header\">Best hotel card<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-12\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\"><tbody><tr data-product-id=\"4b3b4b43-b121-48b2-b026-9f79b2e17aba\" data-provider-id=\"795613d6-853c-4c46-b357-d7499b9dafa4\" data-product-name=\"Marriott Bonvoy American Express Card\" data-provider-name=\"American Express\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/marriott-bonvoy-american-express-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5c7624d6a5538.jpg\" alt=\"Marriott Bonvoy American Express Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5c7624d6a5538.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5c7624d6a5538.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5c7624d6a5538.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5c7624d6a5538.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5c7624d6a5538.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/marriott-bonvoy-american-express-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Marriott Bonvoy American Express Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 70,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"New cardmembers can earn up to 70,000 bonus Marriott Bonvoy points. Earn 60,000 bonus Marriott Bonvoy Points after you spend $3,000 on your card in your first 3 months of cardmembership. Plus, earn 10,000 points after you spend $500 on your card in your 13th month of cardmembership.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 5x points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 5 points per $1 spent at hotels participating in Marriott Bonvoy, and 2 points per $1 spent elsewhere.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $120\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn up to 70,000 bonus Marriott Bonvoy points. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"4b3b4b43-b121-48b2-b026-9f79b2e17aba\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-marriott-bonvoy-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%229f5bc120-fb0b-4d4a-91ee-2fba5ad35c11%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BBest%2Bcredit%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102944%22%2C%22position%22%3A%2212%22%2C%22offer_id%22%3A%229289%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%224b3b4b43-b121-48b2-b026-9f79b2e17aba%22%2C%22product_name%22%3A%22Marriott%2BBonvoy%2BAmerican%2BExpress%2BCard%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to American Express's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Marriott Bonvoy American Express Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"4b3b4b43-b121-48b2-b026-9f79b2e17aba\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-4b3b4b43-b121-48b2-b026-9f79b2e17aba\" value=\"4b3b4b43-b121-48b2-b026-9f79b2e17aba\" name=\"productID\" _productname=\"                            Marriott Bonvoy American Express Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"4b3b4b43-b121-48b2-b026-9f79b2e17aba\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-4b3b4b43-b121-48b2-b026-9f79b2e17aba\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Experience discounts at a variety of luxurious hotel chains around the world with the Marriott Bonvoy American Express Card. Even though this card has an annual fee of $120, the rewards can quickly outpace the cost if you frequently visit Marriott Bonvoy hotels and their partners. The signup bonus alone is worth more than the annual fee of the card. New cardmembers can earn up to 70,000 bonus Marriott Bonvoy points. Earn 60,000 bonus Marriott Bonvoy Points after you spend $3,000 on your card in your first 3 months of cardmembership. Plus, earn 10,000 points after you spend $500 on your card in your 13th month of cardmembership.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__4b3b4b43-b121-48b2-b026-9f79b2e17aba\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__4b3b4b43-b121-48b2-b026-9f79b2e17aba\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn up to 70,000 bonus Marriott Bonvoy points.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 5 points per $1 spent at hotels participating in Marriott Bonvoy, and 2 points per $1 spent elsewhere.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tGet travel insurance coverage and car rental perks\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card comes with an annual fee of $120\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tWhen you spend overseas, you'll face a foreign transaction fee of 2.5%\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><h3 id=\"best-student-credit-card\" class=\"best-card__header\">Best student credit card<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-13\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\"><tbody><tr data-product-id=\"8d80c8e2-4f5e-4c54-938f-0a13142a30be\" data-provider-id=\"d2c47712-e4ff-4630-af29-f39e3997f320\" data-product-name=\"BMO CashBack Mastercard For Students \" data-provider-name=\"BMO\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-mastercard-for-students\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6635069b93a5d.png\" alt=\"BMO CashBack Mastercard For Students  image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6635069b93a5d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6635069b93a5d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6635069b93a5d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6635069b93a5d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6635069b93a5d.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-mastercard-for-students\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO CashBack Mastercard For Students <\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        5% cash back<span class=\"table-popover\" rel=\"popover\" data-content=\"Get up to 5% cash back in the first three months up to a maximum spend of $2,500 (&lt;strong&gt;apply by October 31, 2027&lt;\/strong&gt;). Earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases thereafter.&lt;br \/&gt;&lt;br \/&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 3% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn cash back at a standard rate of 3% on groceries (up to a maximum of $500 per statement cycle period), earn 1% on recurring bill payments (up to a maximum of $500 per statement cycle period) and earn 0.5% on all other eligible purchases (unlimited).\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get up to 5% cash back in the first three months (up to max. spend of $2,500). <strong>Apply by October 31, 2027<\/strong>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"8d80c8e2-4f5e-4c54-938f-0a13142a30be\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-cashback-mastercard-student-variation-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%229f5bc120-fb0b-4d4a-91ee-2fba5ad35c11%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BBest%2Bcredit%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102944%22%2C%22position%22%3A%2213%22%2C%22offer_id%22%3A%2221489%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%228d80c8e2-4f5e-4c54-938f-0a13142a30be%22%2C%22product_name%22%3A%22BMO%2BCashBack%2BMastercard%2BFor%2BStudents%2B%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to BMO's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO CashBack Mastercard For Students \" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"8d80c8e2-4f5e-4c54-938f-0a13142a30be\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-8d80c8e2-4f5e-4c54-938f-0a13142a30be\" value=\"8d80c8e2-4f5e-4c54-938f-0a13142a30be\" name=\"productID\" _productname=\"                            BMO CashBack Mastercard For Students             \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"8d80c8e2-4f5e-4c54-938f-0a13142a30be\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-8d80c8e2-4f5e-4c54-938f-0a13142a30be\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">The BMO CashBack Mastercard For Students is cash back credit card designed specifically for students. Earn cash back at a standard rate of 3% on groceries (up to a maximum of $500 per statement cycle period), earn 1% on recurring bill payments (up to a maximum of $500 per statement cycle period) and earn 0.5% on all other eligible purchases (unlimited). You'll earn even more with its sign up bonus. Get up to 5% cash back in the first three months up to a maximum spend of $2,500 (<strong>apply by October 31, 2027<\/strong>). Earn 3% cash back on groceries, 1% on recurring bill payments and 0.5% on all other eligible purchases thereafter.<br><br> All that comes with a $0 annual fee.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__8d80c8e2-4f5e-4c54-938f-0a13142a30be\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__8d80c8e2-4f5e-4c54-938f-0a13142a30be\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$0 annual fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tGet up to 5% cash back in the first three months (up to max. spend of $2,500). <strong>Apply by October 31, 2027<\/strong>.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn cash back at a standard rate of 3% on groceries (up to a maximum of $500 per statement cycle period), earn 1% on recurring bill payments (up to a maximum of $500 per statement cycle period) and earn 0.5% on all other eligible purchases (unlimited).\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll only receive 0.5 cash back on all other categories of spending\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll have to pay a foreign transaction fee of 2.5% on any overseas purchases\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><h3 id=\"best-business-card\" class=\"best-card__header\">Best business card<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-14\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\"><tbody><tr data-product-id=\"e5de4ec6-a645-47eb-beab-1dac4dd28115\" data-provider-id=\"795613d6-853c-4c46-b357-d7499b9dafa4\" data-product-name=\"American Express Business Gold Rewards Card\" data-provider-name=\"American Express\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-business-gold-rewards-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/615f31f51d527.jpg\" alt=\"American Express Business Gold Rewards Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/615f31f51d527.jpg?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/615f31f51d527.jpg?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/615f31f51d527.jpg?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/615f31f51d527.jpg?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/615f31f51d527.jpg?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-business-gold-rewards-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">American Express Business Gold Rewards Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        70,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn a welcome bonus of up to 70,000 Membership Rewards points in your first year. Earn 50,000 Membership Rewards points after spending $7,500 in purchases within the first 3 months of Cardmembership. Plus, earn an additional 20,000 points after spending $30,000 on your Card in your first 12 months of Cardmembership. That's up to $700 in statement credits to reinvest in your business.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        1 point per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 1 Membership Rewards point for every $1 spent on purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $199\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn a welcome bonus of up to 70,000 Membership Rewards points in your first year. That's up to $700 in statement credits to reinvest in your business. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"e5de4ec6-a645-47eb-beab-1dac4dd28115\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-business-gold-rewards-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%229f5bc120-fb0b-4d4a-91ee-2fba5ad35c11%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BBest%2Bcredit%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102944%22%2C%22position%22%3A%2214%22%2C%22offer_id%22%3A%2223016%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22e5de4ec6-a645-47eb-beab-1dac4dd28115%22%2C%22product_name%22%3A%22American%2BExpress%2BBusiness%2BGold%2BRewards%2BCard%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to American Express's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about American Express Business Gold Rewards Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"e5de4ec6-a645-47eb-beab-1dac4dd28115\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-e5de4ec6-a645-47eb-beab-1dac4dd28115\" value=\"e5de4ec6-a645-47eb-beab-1dac4dd28115\" name=\"productID\" _productname=\"                            American Express Business Gold Rewards Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"e5de4ec6-a645-47eb-beab-1dac4dd28115\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-e5de4ec6-a645-47eb-beab-1dac4dd28115\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Although the American Express Business Gold Rewards Card has an annual fee of $199, it comes with a range of valuable benefits for business owners including purchase protection, travel benefits, Employee Card Misuse Protection and rewards points on all business purchases. Earn 1 Membership Rewards point for every $1 spent on purchases.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__e5de4ec6-a645-47eb-beab-1dac4dd28115\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__e5de4ec6-a645-47eb-beab-1dac4dd28115\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn a welcome bonus of up to 70,000 Membership Rewards points in your first year. That's up to $700 in statement credits to reinvest in your business.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 1 Membership Rewards point for every $1 spent on purchases.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tTravel insurance coverage and car rental perks\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAccess business tools and Expense Management Reports that make it simpler to track expenses and prepare taxes\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card has an annual fee of $199\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tPay 2.5% for transactions conducted in a foreign currency\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><h3 id=\"best-mastercard\" class=\"best-card__header\">Best Mastercard<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-15\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\"><tbody><tr data-product-id=\"ebc96dcb-d5d4-4e3b-add3-97bf2bc57e88\" data-provider-id=\"c11c71f1-61cb-4875-8b9b-69baa75b5e0b\" data-product-name=\"Tangerine Money-Back World Mastercard\" data-provider-name=\"Tangerine\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine-credit-cards\/tangerine-world-mastercard-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6902656438c68.png\" alt=\"Tangerine Money-Back World Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6902656438c68.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6902656438c68.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6902656438c68.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6902656438c68.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6902656438c68.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine-credit-cards\/tangerine-world-mastercard-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Tangerine Money-Back World Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Get $120<span class=\"table-popover\" rel=\"popover\" data-content=\"Get $120 with a Money-Back World Mastercard when you spend $1,500 in the first 3 months. &lt;b&gt;Valid until November 30, 2026&lt;\/b&gt;.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 2% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn unlimited 2% cash back in two Tangerine credit card categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account) and unlimited 0.5% cash back on everything else. Conditions apply.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get $120 with a Money-Back World Mastercard when you spend $1,500 in the first 3 months. <b>Valid until November 30, 2026<\/b>. Plus, get a 1.95% interest rate on balance transfers for the first 6 months. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Tangerine Money-Back World Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"ebc96dcb-d5d4-4e3b-add3-97bf2bc57e88\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-ebc96dcb-d5d4-4e3b-add3-97bf2bc57e88\" value=\"ebc96dcb-d5d4-4e3b-add3-97bf2bc57e88\" name=\"productID\" _productname=\"                            Tangerine Money-Back World Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"ebc96dcb-d5d4-4e3b-add3-97bf2bc57e88\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-ebc96dcb-d5d4-4e3b-add3-97bf2bc57e88\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">If you're looking for a $0 annual fee credit card with unlimited cash back rewards and a competitive balance transfer offer, then the Tangerine World Mastercard could be right for you. Earn unlimited 2% cash back in two Tangerine credit card categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account) and unlimited 0.5% cash back on everything else. Conditions apply. Get $120 with a Money-Back World Mastercard when you spend $1,500 in the first 3 months. <b>Valid until November 30, 2026<\/b>.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__ebc96dcb-d5d4-4e3b-add3-97bf2bc57e88\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__ebc96dcb-d5d4-4e3b-add3-97bf2bc57e88\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\t$0 annual fee\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tGet $120 with a Money-Back World Mastercard when you spend $1,500 in the first 3 months. <b>Valid until November 30, 2026<\/b>. Plus, get a 1.95% interest rate on balance transfers for the first 6 months.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn unlimited 2% cash back in two Tangerine credit card categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account) and unlimited 0.5% cash back on everything else. Conditions apply.\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tAccess travel perks including airport lounge access discounts, and dining and retail offers\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou need a minimum personal income of $50,000 or a combined household income of at least $80,000 to apply for this card\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tYou'll face a foreign transaction fee of 2.5% every time you use your card overseas\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><h3 id=\"best-visa-card\" class=\"best-card__header\">Best Visa card<\/h3><table class=\"best-cards-table comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000-16\" data-has-sidepeek=\"true\" data-rendered-as=\"best-cards\" data-niche=\"caccf\" data-table-record-type=\"product\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\"><tbody><tr data-product-id=\"433a7891-03de-440f-a886-a6eb42465eea\" data-provider-id=\"a27ab6c4-fb8f-4d55-bd26-eeb5240893fa\" data-product-name=\"Scotia Momentum Visa Infinite + Card \" data-provider-name=\"Scotiabank\" class=\"grid-column-count-3  mobile-column-count-3 mobile-row-count-3  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotia-momentum-visa-infinite-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/69f4fb9e7aa7f.png\" alt=\"Scotia Momentum Visa Infinite + Card  image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/69f4fb9e7aa7f.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/69f4fb9e7aa7f.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/69f4fb9e7aa7f.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/69f4fb9e7aa7f.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/69f4fb9e7aa7f.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotia-momentum-visa-infinite-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Scotia Momentum Visa Infinite + Card <\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                rounded-bottom-left\n                                                                                                                                            first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        10% cash back<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get a 0% introductory interest rate on balance transfers for the first 12 months. And, pay no annual fee in the first year. &lt;b&gt;Apply by April 30, 2027.&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 4% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 4% cash back for every $1 spent on eligible grocery purchases &amp; recurring payments, 2% per $1 spent on eligible gas, daily transit purchases &amp; food delivery and 1% per $1 spent on everything else. Plus, get up to 7\u00a2\/L in value on fuel purchases at Shell stations\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                rounded-bottom-right\n                                                                                                                                                                                                                                                                                                    \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0 annual fee for the first year ($120 thereafter)\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get a 0% introductory interest rate on balance transfers for the first 12 months. And, pay no annual fee in the first year. <b>Apply by April 30, 2027<\/b>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-3 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"433a7891-03de-440f-a886-a6eb42465eea\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotia-momentum-visa-infinite-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22best-card%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22Best_CA_Credit_Cards%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%229f5bc120-fb0b-4d4a-91ee-2fba5ad35c11%22%2C%22category_name%22%3A%22Best%2Bcards%2B-%2BBest%2Bcredit%2Bcards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102944%22%2C%22position%22%3A%2216%22%2C%22offer_id%22%3A%2224028%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22433a7891-03de-440f-a886-a6eb42465eea%22%2C%22product_name%22%3A%22Scotia%2BMomentum%2BVisa%2BInfinite%2B%252B%2BCard%2B%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Scotiabank's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Scotia Momentum Visa Infinite + Card \" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"433a7891-03de-440f-a886-a6eb42465eea\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-433a7891-03de-440f-a886-a6eb42465eea\" value=\"433a7891-03de-440f-a886-a6eb42465eea\" name=\"productID\" _productname=\"                            Scotia Momentum Visa Infinite + Card             \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"433a7891-03de-440f-a886-a6eb42465eea\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-433a7891-03de-440f-a886-a6eb42465eea\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><td class=\"best-card__container\"><div class=\"best-card__content\"><div class=\"why-we-like-it\"><h4 class=\"why-we-like-it__heading\">Why we like it<\/h4><p class=\"why-we-like-it__content\">Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get a 0% introductory interest rate on balance transfers for the first 12 months. And, pay no annual fee in the first year. <b>Apply by April 30, 2027.<\/b> As one of the best credit cards in Canada, the Scotia Momentum Visa Infinite + Card also offers a great suite of travel insurance benefits, an introductory balance transfer rate and exclusive offers on dining and entertainment \u2013 just watch out for the annual fee of $120.<\/p><\/div><div class=\"pros-cons\"><button class=\"pros-cons__summary\" type=\"button\" aria-expanded=\"false\" aria-controls=\"pros-cons__433a7891-03de-440f-a886-a6eb42465eea\">\n\t\t\tPros &amp; cons\n\t\t\t<svg class=\"luna-icon pros-cons__indicator\" aria-hidden=\"true\"><use href=\"#chevron-down\"><\/use><\/svg><\/button><div class=\"pros-cons__details\" id=\"pros-cons__433a7891-03de-440f-a886-a6eb42465eea\"><div><h4 class=\"pros-cons__heading\">Pros<\/h4><ul class=\"pros-cons__list pros-cons__list--pros\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get a 0% introductory interest rate on balance transfers for the first 12 months. And, pay no annual fee in the first year. <b>Apply by April 30, 2027<\/b><\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tEarn 4% cash back for every $1 spent on eligible grocery purchases &amp; recurring payments, 2% per $1 spent on eligible gas, daily transit purchases &amp; food delivery and 1% per $1 spent on everything else. Plus, get up to 7\u00a2\/L in value on fuel purchases at Shell stations\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tGet travel insurance coverage\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><div><h4 class=\"pros-cons__heading\">Cons<\/h4><ul class=\"pros-cons__list pros-cons__list--cons\"><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tThis card has an annual fee of $120\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tWhen you spend overseas, you'll face a foreign transaction fee of 2.5%\n\t\t\t\t\t\t\t<\/li><li class=\"pros-cons__list-item\">\n\t\t\t\t\t\t\t\tIn order to qualify for this card you must have a personal income of at least $60,000 or a household income of $100,000 or higher\n\t\t\t\t\t\t\t<\/li><\/ul><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CACCF\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><h4>Methodology: How we chose Canada\u2019s best credit cards for 2026<\/h4><p>We\u2019ve chosen the best credit cards in Canada based on the providers available through Finder. These cards are not representative of the entire market. Our top credit cards generally offer a high value of rewards points, miles or cash back, exclusive perks such as comprehensive travel insurance coverage, a signup bonus and many other benefits.<\/p><p>We\u2019ve also considered annual fees, interest rates, any penalty interest rates, minimum income requirements and more factors. Some cards that were chosen as a best pick for one category may also be contenders as best picks for other categories. But in order to give you a variety of options, wherever possible we avoided listing the same card multiple times on our list. No single credit card will be the best choice for everyone, so compare your options before picking your new card.<\/p><\/div><\/article><h3 id=\"learnmore\">What\u2019s the best credit card in Canada for me?<\/h3><p>To choose the best credit card in Canada, you need to look at how you plan to use the card as well as your current and prospective financial situation. If you want a credit card that offers rewards and perks, look at <a class=\"scroll\" href=\"#five\">travel rewards<\/a> cards or <a class=\"scroll\" href=\"#six\">cash back<\/a> options. Or, if you want a card to help manage your expenses, look into a <a class=\"scroll\" href=\"#one\">low interest<\/a> option or <a class=\"scroll\" href=\"#four\">balance transfer<\/a> card.<\/p><h4>Balance transfer credit cards<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/balance-transfer-credit-cards\">Balance transfer credit cards<\/a> let you pay off an existing debt from a credit card with low or 0% interest for a set period of time (usually up to 10 months). You might also be able to consolidate other debts with a <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/balance-transfer-credit-cards\/balance-transfer-a-personal-loan-to-a-credit-card\" rel=\"noopener noreferrer\">balance transfer card, such as personal loans<\/a>. If you have existing credit card debt that\u2019s accumulating high interest, a balance transfer can help you pay off that debt faster. Check out our pick of the best credit card in Canada for <a class=\"scroll\" href=\"#four\">balance transfers above<\/a>.<\/p><h4>Travel rewards credit cards<\/h4><p>Travel rewards credit cards, otherwise known as frequent flyer credit cards, help you earn points or miles on everyday purchases, which can then be used for a variety of different rewards including travel and merchandise. Anyone who wants to maximize their points or miles to enjoy free flights, hotels and other benefits. You can see our pick of the best credit card in Canada for <a class=\"scroll\" href=\"#five\">travel above<\/a>.<\/p><h4>Low interest rate cards<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/low-interest-credit-cards\">These credit cards offer a lower<\/a> ongoing, variable interest rate on purchases when compared to other cards. If you plan on paying off purchases over time and want to keep your interest charges to a minimum, a low rate credit card could be a good option. See our top <a class=\"scroll\" href=\"#one\">low interest rate card<\/a> pick above in our list of the best credit cards in Canada.<\/p><h4>Rewards credit cards<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rewards-credit-cards\">Rewards credit cards<\/a> offer reward points (or rewards miles) based on the amount you spend. You can redeem your points for shopping, travel, gift vouchers and many other rewards. Frequent credit card users who want to maximize points or miles for everyday spending without being tied to a single airline rewards scheme. See our pick above for best credit card in Canada for <a class=\"scroll\" href=\"#two\">earning rewards<\/a>.<\/p><h4>Premium credit cards<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/what-is-the-most-prestigious-credit-card\">Premium credit cards<\/a> provide access to luxury features such as complimentary insurance and concierge services. Black cards are considered the highest tier of credit cards and are typically invitation-only in Canada, with the highest earners and biggest spenders in the country swiping them. Still, there are plenty of premium credit cards that come with a host of perks that you can apply for. Check out our pick above for best credit card in Canada for <a class=\"scroll\" href=\"#sixteen\">premium benefits<\/a>.<\/p><h4>No annual fee credit cards<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/no-annual-fee-credit-cards\">No annual fee credit cards<\/a> have low or no fees, often $0 to $39 annually. This gives you the convenience of a credit card without high costs. If you regularly pay off your balance each month, a low fee card will be your cheapest option. This type of card is also practical if you rarely pay with plastic. You can see our top <a class=\"scroll\" href=\"#three\">no annual fee card<\/a> pick in our list of the best credit cards in Canada above.<\/p><h4>Business credit cards<\/h4><p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/business-credit-cards\">Business credit cards<\/a> give your business access to a convenient line of credit to help you manage fluctuations in your cash flow. Additional cards and spending caps also mean you can manage your employees\u2019 spending. There are business credit cards for individuals, small businesses and corporations that provide access to credit to help manage finances. Check out our top pick above for the best credit card in Canada for business.<\/p><h3>Popular credit card providers in Canada<\/h3><p>When choosing the best credit card in Canada for your needs it can help to compare offerings from some of the most popular credit card providers in Canada. For a full list, here\u2019s our of <a href=\"https:\/\/www.finder.com\/ca\/credit-cards#list\">A-Z list of credit card providers<\/a> in Canada.<\/p><table class=\"luna-table luna-table--responsiveList\"><tbody class=\"luna-table__body\"><tr><td scope=\"col\"><img decoding=\"async\" class=\"wp-image-124473 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/08\/americanexpress_250_250.png\" alt=\"American Express logoAmerican Express\" width=\"49\" height=\"49\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/3\/2018\/08\/americanexpress_250_250.png?fit=147 147w\" sizes=\"(max-width: 147px) 100vw, 147px\" loading=\"lazy\"><\/td><td scope=\"col\">American Express has cards for all types of customers, including some of the best credit cards in Canada. It also offers its exclusive Experiences rewards program.<\/td><td scope=\"col\"><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\" type=\"button\">Best Amex cards<\/a><\/td><\/tr><tr><td scope=\"col\"><img decoding=\"async\" class=\"wp-image-124473 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/BMOLogo_Supplied_250x250.jpg\" alt=\"BMO logo\" width=\"78\" height=\"78\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/BMOLogo_Supplied_250x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/BMOLogo_Supplied_250x250.jpg?fit=234 234w\" sizes=\"(max-width: 234px) 100vw, 234px\" loading=\"lazy\"><\/td><td scope=\"col\">As one of Canada\u2019s Big Five banks, BMO has some of the best balance transfer and low rate credit card options, as well as a range of travel, cash back and rewards cards.<\/td><td scope=\"col\"><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\">Best BMO credit cards<\/a><\/td><\/tr><tr><td scope=\"col\"><img decoding=\"async\" class=\"wp-image-124473 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/TangerineLogo_Supplied_250x250.jpg\" alt=\"Tangerine logo\" width=\"99\" height=\"100\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/TangerineLogo_Supplied_250x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/TangerineLogo_Supplied_250x250.jpg?fit=297 297w\" sizes=\"(max-width: 297px) 100vw, 297px\" loading=\"lazy\"><\/td><td scope=\"col\">Tangerine Bank is a subsidiary of Scotiabank offering popular cash back credit cards that typically come with sign-up bonuses and insurance coverage.<\/td><td scope=\"col\"><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/tangerine-credit-cards\">Best Tangerine credit cards<\/a><\/td><\/tr><tr><td scope=\"col\"><img decoding=\"async\" class=\"wp-image-124473 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2021\/06\/cibc_supplied_250x250.png\" alt=\"CIBC logo\" width=\"80\" height=\"80\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2021\/06\/cibc_supplied_250x250.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2021\/06\/cibc_supplied_250x250.png?fit=240 240w\" sizes=\"(max-width: 240px) 100vw, 240px\" loading=\"lazy\"><\/td><td scope=\"col\">One of the Big Five banks, CIBC has a wide variety of credit card products, with rewards, cash back, student and business cards.<\/td><td scope=\"col\"><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/cibc-credit-cards\">Best CIBC credit cards<\/a><\/td><\/tr><tr><td scope=\"col\"><img decoding=\"async\" class=\"wp-image-124473 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/06\/Scotiabanklogo_Supplied_250x250.jpg\" alt=\"Scotiabank logo\" width=\"101\" height=\"101\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/06\/Scotiabanklogo_Supplied_250x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2020\/06\/Scotiabanklogo_Supplied_250x250.jpg?fit=303 303w\" sizes=\"(max-width: 303px) 100vw, 303px\" loading=\"lazy\"><\/td><td scope=\"col\">Scotiabank is a Big Five bank that offers a suite of credit cards including travel, rewards, cash back, balance transfer and low rate cards.<\/td><td scope=\"col\"><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\">Best Scotiabnk credit cards<\/a><\/td><\/tr><tr><td scope=\"col\"><img decoding=\"async\" class=\"wp-image-124473 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/06\/MBNA250x250.png\" alt=\"MBNA logo\" width=\"62\" height=\"62\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/06\/MBNA250x250.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/06\/MBNA250x250.png?fit=186 186w\" sizes=\"(max-width: 186px) 100vw, 186px\" loading=\"lazy\"><\/td><td scope=\"col\">A subsidiary of TD, MBNA offers a wide range of credit cards including co-branded cards, rewards, travel, low rate, balance transfer and cash back cards.<\/td><td scope=\"col\"><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/mbna\">MBNA credit cards<\/a><\/td><\/tr><tr><td scope=\"col\"><img decoding=\"async\" class=\"wp-image-124473 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/07\/PC-Financial-featured.png\" alt=\"PC Financial logo\" width=\"85\" height=\"85\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/07\/PC-Financial-featured.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/07\/PC-Financial-featured.png?fit=255 255w\" sizes=\"(max-width: 255px) 100vw, 255px\" loading=\"lazy\"><\/td><td scope=\"col\">President\u2019s Choice Bank powers the President\u2019s Choice Financial Mastercard. Earn and redeem PC Optimum points at 4,500 locations across Canada including Shoppers Drug Mart and Loblaws.<\/td><td scope=\"col\"><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/pc-financial\">PC Financial credit cards<\/a><\/td><\/tr><tr><td scope=\"col\"><img decoding=\"async\" class=\"wp-image-124473 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/RBCLogo_Supplied_250x250.jpg\" alt=\"RBC logo\" width=\"49\" height=\"49\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/12\/RBCLogo_Supplied_250x250.jpg?fit=147 147w\" sizes=\"(max-width: 147px) 100vw, 147px\" loading=\"lazy\"><\/td><td scope=\"col\">RBC is the largest of the Big Five banks in Canada by market capitalization. RBC offers a range of credit cards including rewards, travel, cash back, balance transfer, no annual fee, business and low rate cards.<\/td><td scope=\"col\"><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\">Best RBC credit cards<\/a><\/td><\/tr><tr><td scope=\"col\"><img decoding=\"async\" class=\"wp-image-124473 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/08\/TDLogo_Supplied_250x250.jpg\" alt=\"TD logo\" width=\"40\" height=\"40\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/08\/TDLogo_Supplied_250x250.jpg?fit=120 120w\" sizes=\"(max-width: 120px) 100vw, 120px\" loading=\"lazy\"><\/td><td scope=\"col\">TD Canada Trust is a Big Five bank offering a range of credit cards including travel, rewards, cash back, low rate and balance transfer cards.<\/td><td scope=\"col\"><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/td-credit-cards\">Best TD credit cards<\/a><\/td><\/tr><tr><td scope=\"col\"><img decoding=\"async\" class=\"wp-image-124473 aligncenter\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/10\/Capital-One-logo_supplied_250x250.jpg\" alt=\"Capital One logo\" width=\"69\" height=\"69\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/10\/Capital-One-logo_supplied_250x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/10\/Capital-One-logo_supplied_250x250.jpg?fit=207 207w\" sizes=\"(max-width: 207px) 100vw, 207px\" loading=\"lazy\"><\/td><td scope=\"col\">Capital One offers competitive rewards cards and credit-builder cards for those looking to improve their credit score.<\/td><td scope=\"col\"><a class=\"luna-button luna-button--primary luna-button--ghost luna-button--fluid\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/capital-one\">Capital One cards<\/a><\/td><\/tr><\/tbody><\/table><article class=\"luna-card luna-card--primary luna-card--border\">\n  <div class=\"luna-card__block\" style=\"padding:0.7em\">\n<span style=\"font-size:0.9em; font-weight: 800; font-style: italic; text-transform: uppercase;\">Related: <\/span><a href=\"https:\/\/www.finder.com\/ca\/banking\/big-five-banks\" style=\"text-decoration:underline; font-size:0.9em;\">Compare Canada's big 5 banks<\/a>\n<\/div>\n<\/article><h3>How to choose the best cards for veterans<\/h3><p>Finding the right card may seem daunting, but to choose the best card for your situation, consider the following:<\/p><ul class=\"list-7\"><li><b>Do you need to rebuild your credit?<\/b><br>Fighting through financial difficulties is made easy with a <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/secured-credit-cards\">secured credit card<\/a>. These are often better options than the standard, bank-issued cards, because of the lower interest rates and fewer fees.<\/li><li><b>Where do you spend most of your money?<\/b><br>The <a class=\"scroll\" href=\"#twelve\">Tangerine Money-Back Credit Card<\/a> is a no-annual-fee rewards credit card that lets you earn cash back on many everyday expenses. Check out other cards if you\u2019re looking for travel rewards or flat rewards on all purchases.<\/li><\/ul><h4>Other credit options for veterans<\/h4><p>Unfortunately, there\u2019s no one-size-fits-all option. But as a veteran, you have access to special military benefits like preferred banking plans with BMO and preferred pricing on BMO lines of credit and mortgages.<\/p><p>Bear in mind that if you have a good credit score, a healthy <a href=\"https:\/\/www.finder.com\/ca\/personal-loans\/debt-to-income-ratio\">debt-to-income ratio<\/a> and regularly pay your balance before it\u2019s due, you can safely apply for any credit card you want, regardless of the card issuer. You\u2019ll likely be able to qualify for a wide range of cards, assuming all other aspects of your application meet the issuer\u2019s requirements.<\/p><h3>Compare the best credit cards for veterans<\/h3><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\" data-niche=\"CACCF\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__sidebarFilter tableWithFilters__sidebarFilter--stickyAndScrollable\" data-niche-short-code=\"CACCF\">\n        <div class=\"tableWithFilters__filter f1\"><\/div>\n    <\/div>\n        <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\nwindow.rewardsConfigs = window.rewardsConfigs || {};\n    window.rewardsConfigs[\"scotiabank|gold|nov-2026~caccf\"] = {\"startDate\":\"2026-11-05T16:00:00.000Z\",\"endDate\":\"2026-12-31T04:59:59.000Z\",\"showVisaLogo\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"isTieredReward\":false,\"rewardCopy\":\"Join Finder then apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026.\",\"hasEligibilityCriteria\":true,\"offerStacking\":true,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get a $150 digital Visa card\",\"titleHighlight\":\"$150\",\"copyText\":\"Become a Finder member, apply through Finder and get approved for a Scotiabank Gold American Express Card as a new customer to receive a $150 digital Visa card from Finder + earn up to $1,100 in first-year value from Scotiabank. Keep the account open until February 22, 2027. Offer ends December 30, 2026.\",\"termsText\":\"T&Cs apply.\",\"ctaText\":\"SIGN UP & GET $150\",\"nicheText\":\"Credit Cards\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/niche-builder\\\/6709955f948ad.png\",\"nicheCode\":\"CACCF\",\"value\":\"150\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/scotiabank-gold-american-express-card-promotion\",\"validationDate\":\"2027-01-29T05:00:00.000Z\",\"fulfillmentDate\":\"2027-02-23T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-scotiabank-gold-american-express-card-reward-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":true,\"title\":\"Get a $150 digital Visa card\",\"subtitleText\":\"Scotiabank Gold American Express Card\",\"items\":[{\"icon\":\"shopping-bag\",\"text\":\"Become a Finder Member and log in to your Finder account\"},{\"icon\":\"user\",\"text\":\"Click through to Scotiabank via the Finder promotional link\"},{\"icon\":\"confetti\",\"text\":\"Apply and get approved for a new Scotiabank Gold American Express Card and keep it open and in good standing\"},{\"icon\":\"gift\",\"text\":\"Receive your $150 digital Visa card from Finder on or before February 22nd, 2027\"}],\"heading\":\"Get your $150 Visa gift card\",\"membersHeading\":\"\",\"text\":\"Enter your email to get your reward when you sign up to Scotiabank\",\"membersText\":\"Claim your reward when you sign up to Scotiabank\",\"emailCaption\":\"Your details must match your new Scotiabank account\",\"badgeText\":\"<reward_value> REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within <fulfillment_days> days of signup or purchase.\",\"legalText\":\"By submitting your details you agree to our <terms_of_service_link> and <privacy_policy_link>.\",\"softAccountLegalText\":\"By entering your email address, you agree to create a Finder account subject to our <terms_of_service_link> and <privacy_policy_link>.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"CLAIM $150\",\"abortText\":\"CONTINUE WITHOUT REWARD\",\"copyText\":\"November 5th, 2026 - December 30th, 2026\",\"termsText\":\"T&Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/niche-builder\\\/6709955f948ad.png\",\"nicheCode\":\"CACCF\",\"value\":\"150\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/scotiabank-gold-american-express-card-promotion\",\"validationDate\":\"2027-01-29T05:00:00.000Z\",\"fulfillmentDate\":\"2027-02-23T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-scotiabank-gold-american-express-card-reward-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null,\"criteriaText\":\"Join Finder then apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026.\",\"membersCriteriaText\":\"Apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026.\"}};\n<\/script><div class=\"customTableFiltersConfig tableFiltersConfig__main\" style=\"display: none\">{\"userFilters\":[{\"config\":{\"MULTISELECT\":true,\"VALUES\":\"Rewards, Cash Back, Low Interest, No Annual Fee, Balance Transfer\"},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"DETAILS.CARD_TYPE_FILTER\"},\"dataType\":\"TEXT\",\"label\":\"Card Type\",\"order\":1},{\"config\":{\"MULTISELECT\":true,\"VALUES\":\"Visa, Mastercard, American Express\"},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"DETAILS.CARD_BRAND_FILTER\"},\"dataType\":\"TEXT\",\"label\":\"Card brand\",\"order\":2},{\"dataSelector\":{\"recordType\":\"UI_FILTER_COMPONENT\",\"fieldCode\":\"SPECIAL_OFFERS\"},\"dataType\":\"BOOLEAN\",\"label\":\"Special offers\",\"componentType\":\"SpecialOffersFilter\",\"config\":{\"VALUES\":\"1\",\"fields\":[{\"value\":\"rewards_exclusive\",\"label\":\"Finder Rewards &amp; exclusives\"},{\"value\":\"all_offers\",\"label\":\"All offers\"}]},\"options\":{\"comparator\":\"eq\"},\"queryParameter\":\"special-offers\"},{\"config\":{},\"dataSelector\":{\"recordType\":\"product\",\"fieldCode\":\"GENERAL.PROVIDER_ID\"},\"dataType\":\"UUID\",\"label\":\"Card Provider\",\"order\":3}],\"niche\":{\"currencySymbol\":\"$\",\"decimalPoint\":\".\",\"decimalPlaces\":\"2\",\"thousandsSeparator\":\",\",\"filterBoundsMap\":{\"product.DETAILS.CARD_TYPE_FILTER\":null,\"product.DETAILS.CARD_BRAND_FILTER\":null,\"product.GENERAL.PROVIDER_ID\":null}},\"prefilled\":false,\"experimental\":false}<\/div><script type=\"application\/json\" class=\"js-inline-filter-options\">{\"providers\":[{\"request\":{\"niche\":\"CACCF\"},\"response\":{\"count\":17,\"items\":[{\"id\":\"795613d6-853c-4c46-b357-d7499b9dafa4\",\"name\":\"American Express\"},{\"id\":\"d2c47712-e4ff-4630-af29-f39e3997f320\",\"name\":\"BMO\"},{\"id\":\"2dc71709-2eea-440c-aca0-65d90109b057\",\"name\":\"Capital One\"},{\"id\":\"1db73f4a-5d6b-47a2-b816-aef688012b70\",\"name\":\"CIBC\"},{\"id\":\"118a1a26-c23c-4ea6-947a-6407bbbd3be3\",\"name\":\"Home Trust\"},{\"id\":\"c2ef6782-133f-496f-a590-f11f1e408e82\",\"name\":\"Loop\"},{\"id\":\"f64c9da3-c827-4b1d-b10d-f44627d2b161\",\"name\":\"MBNA\"},{\"id\":\"dd309337-1cc7-41b3-b99d-2c495fe53daa\",\"name\":\"Neo Financial\"},{\"id\":\"6890ad73-6ec8-4370-9fdf-2bf21fe0c879\",\"name\":\"PC Financial\"},{\"id\":\"5fab21a9-5855-4883-9fb9-e77fa3341767\",\"name\":\"President&rsquo;s Choice Financial\"},{\"id\":\"a986f531-cda0-4772-b09a-fac68eadda11\",\"name\":\"RBC\"},{\"id\":\"2ecf066e-2155-4542-8f0f-b4f32230478e\",\"name\":\"Rogers\"},{\"id\":\"a27ab6c4-fb8f-4d55-bd26-eeb5240893fa\",\"name\":\"Scotiabank\"},{\"id\":\"9f5e8445-deb1-424a-a1df-afdc3cb88279\",\"name\":\"Simplii Financial \"},{\"id\":\"c11c71f1-61cb-4875-8b9b-69baa75b5e0b\",\"name\":\"Tangerine\"},{\"id\":\"32832a08-f936-4470-b09b-7de24579f9c6\",\"name\":\"TD Bank\"},{\"id\":\"63a81c74-aa08-4829-b3bc-7134560ccafb\",\"name\":\"Walmart\"}],\"success\":true}}]}<\/script><script type=\"application\/json\" class=\"comparison-platform-schema\" style=\"display: none\">{&quot;page&quot;:&quot;\/ca\/wp-json\/wp\/v2\/posts\/725028&quot;,&quot;niche&quot;:&quot;CACCF&quot;,&quot;filters&quot;:[{&quot;id&quot;:&quot;special-offers&quot;,&quot;label&quot;:&quot;Special offers&quot;,&quot;type&quot;:&quot;special-offers&quot;,&quot;queryParam&quot;:&quot;special-offers&quot;,&quot;options&quot;:[{&quot;value&quot;:&quot;rewards_exclusive&quot;,&quot;label&quot;:&quot;Finder Rewards &amp; exclusives&quot;},{&quot;value&quot;:&quot;all_offers&quot;,&quot;label&quot;:&quot;All offers&quot;}],&quot;urlExample&quot;:&quot;?special-offers=rewards_exclusive&quot;},{&quot;id&quot;:&quot;general-provider-id&quot;,&quot;label&quot;:&quot;Card Provider&quot;,&quot;type&quot;:&quot;provider&quot;,&quot;queryParam&quot;:&quot;general-provider-id&quot;,&quot;urlExample&quot;:&quot;?general-provider-id=&lt;uuid&gt;,&lt;uuid&gt;&quot;}],&quot;sorts&quot;:[{&quot;field&quot;:&quot;CACCF.PRODUCT.CACCF_BONUS_POINTS_TABLE&quot;,&quot;label&quot;:&quot;Welcome Offer&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=CACCF.PRODUCT.CACCF_BONUS_POINTS_TABLE ASCENDING&quot;},{&quot;field&quot;:&quot;CACCF.PRODUCT.CACCF_TABLE_REWARDS_POINT_VALUE&quot;,&quot;label&quot;:&quot;Rewards&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=CACCF.PRODUCT.CACCF_TABLE_REWARDS_POINT_VALUE ASCENDING&quot;},{&quot;field&quot;:&quot;CACCF.PRODUCT.CACCF_PURCHASE_INTEREST_RATE&quot;,&quot;label&quot;:&quot;Purchase Interest Rate&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=CACCF.PRODUCT.CACCF_PURCHASE_INTEREST_RATE ASCENDING&quot;},{&quot;field&quot;:&quot;CACCF.PRODUCT.FEE_ANNUAL&quot;,&quot;label&quot;:&quot;Annual Fee&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=CACCF.PRODUCT.FEE_ANNUAL ASCENDING&quot;},{&quot;field&quot;:&quot;PRODUCT.GENERAL.SHORT_DESCRIPTION&quot;,&quot;label&quot;:&quot;Min. Credit Score&quot;,&quot;directions&quot;:[&quot;ASCENDING&quot;,&quot;DESCENDING&quot;],&quot;urlExample&quot;:&quot;?sort=PRODUCT.GENERAL.SHORT_DESCRIPTION ASCENDING&quot;}]}<\/script><div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"aff8470a-4a49-4723-aeb4-0cc8bdb8d613\" data-template=\"comparison\" data-niche=\"CACCF\" data-site=\"CACCF\" data-auto-recalculate=\"true\" data-post-country=\"ca\" data-fieldset=\"caccf-default\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"725028\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"CACCF\",\"fieldset\":\"caccf-default\",\"template\":\"comparison\",\"category_id\":\"aff8470a-4a49-4723-aeb4-0cc8bdb8d613\",\"category_name\":\"All Credit Cards\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1794102945}' data-disable-alternative-products=\"true\" data-post-redirect-alternative-products-enabled=\"false\" data-force-enable-alternative-products=\"false\" data-niche-default-category=\"\" data-niche-default-path=\"\" data-experiment-flags=\"\"><section class=\"comparison-calculator--container\"><div class=\"comparison-actions\"><div class=\"comparison-actions__filterAndSort\"><div id=\"portal-table-sort-button-mobile\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile\" class=\"comparison-actions__filter\"><\/div><\/div><div id=\"portal-tableWithFilters__table\"><\/div><div class=\"u-grid u-grid--gutterCollapse templateTable__dateAndCounterContainer\"><div class=\"u-grid__col \"><small class=\"templateTable__counterContainer\"><span id=\"js-current_product_count-aff8470a-4a49-4723-aeb4-0cc8bdb8d613\">6 of 38 results<\/span><\/small><\/div><\/div><div class=\"comparison-actions__filterAndSort--sticky\"><div id=\"portal-table-sort-button-mobile-sticky\" class=\"comparison-actions__tablesort\"><\/div><div id=\"portal-table-filter-button-mobile-sticky\" class=\"comparison-actions__filter\"><\/div><\/div><\/div><form action=\"\" name=\"compareForm\" method=\"post\" class=\"js-compare-bar\" data-compareinfobox=\"\" data-compare-fieldset=\"compareInfobox\" data-niche=\"CACCF\" data-site=\"CACCF\" data-table-id=\"702\" data-origin=\"straightforward-niche\" data-record-type=\"product\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"CACCF\",\"fieldset\":\"caccf-default\",\"template\":\"comparison\",\"category_id\":\"aff8470a-4a49-4723-aeb4-0cc8bdb8d613\",\"category_name\":\"All Credit Cards\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1794102945}'><div class=\"comparisonHistory__root\"><\/div><style>\n  \/* Gold gradient on reward rows (desktop only) *\/\n  @media (min-width: 601px) {\n    tr[data-should-show-rewards=\"true\"] {\n      background: linear-gradient(45deg, rgba(255, 210, 59, 0) 76%, rgba(255, 210, 59, 0.5) 100%), #fff;\n      background-repeat: no-repeat;\n      background-size: 50% 50%;\n      background-position: top right;\n    }\n  }\n\n  tr[data-should-show-rewards=\"true\"] > td.comparison-table__cta {\n    gap: 4px;\n    margin-top: 0 !important;\n  }\n\n  \/* Pill wrapper centered in CTA cell (td is display:grid with 3 columns) *\/\n  .rewards-pill-wrapper {\n    z-index: 3;\n    align-self: flex-end;\n    justify-self: flex-end;\n    margin-bottom: 12px;\n\n    @media (max-width: 600px) {\n      grid-column: 1 \/ -1;\n      text-align: center;\n      justify-self: center;\n    }\n  }\n\n  \/* &#9472;&#9472; Base pill styles (original compact design) &#9472;&#9472; *\/\n  .rewards-pill {\n    display: inline-flex;\n    align-items: center;\n    gap: 6px;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n    border: 1px solid #E6B40F;\n    border-radius: 4px 20px 20px 20px;\n    padding: 0px 8px 0px 2px;\n    cursor: pointer;\n    position: relative;\n    overflow: visible;\n    transition: filter 0.15s ease;\n    height: 24px;\n    box-sizing: border-box;\n\n    @media (max-width: 600px) {\n      box-shadow: 0 0 24px 0 rgba(255, 210, 59, 0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: left;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  \/* &#9472;&#9472; Responsive T&C: inline (inside pill) vs below (outside pill) &#9472;&#9472; *\/\n  .rewards-pill__tc--below {\n    display: none;\n  }\n\n  .rewards-pill__icon-svg--compact {\n    display: none;\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill__tc--inline {\n      display: none;\n    }\n\n    .rewards-pill__tc--below {\n      display: block;\n    }\n\n    \/* Swap to compact icon on mobile\/tablet *\/\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--compact {\n      display: block;\n    }\n\n    \/* Revert pill to compact size when T&C moves outside *\/\n    .rewards-pill[data-show-tc=\"true\"] {\n      height: 24px;\n      padding: 0px 8px 0px 2px;\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n      top: 55%;\n      left: 3%;\n      margin-top: -19px;\n      margin-left: -6px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n      text-transform: uppercase;\n      font-size: 16px;\n      line-height: 24px;\n    }\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n  \/* Partner card (stacked rewards design) *\/\n  .rewards-pill__partner--large {\n    display: flex;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__partner--compact {\n    display: none;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__plus {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-size: 14px;\n    color: #232320;\n    z-index: 1;\n    line-height: 1;\n  }\n\n  .rewards-pill__partner-svg {\n    width: 68px;\n    height: 48px;\n    filter: drop-shadow(0px 0px 6.2px rgba(0, 0, 0, 0.15));\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--compact {\n      display: flex;\n    }\n  }\n\n<\/style><style>\n    .comparison-table__feature--offer.comparison-table__feature--offer-stacked {\n    display: flex;\n    flex-direction: column;\n  }\n\n    .comparison-table__feature.comparison-table__feature--reward-criteria {\n    padding-top: 16px;\n  }\n\n  .finder-reward-criteria,\n  .finder-reward-stack {\n    position: relative;\n    box-sizing: border-box;\n    width: 100%;\n    margin-top: 8px;\n  }\n\n  .finder-reward-criteria,\n  .finder-reward-stack__reward {\n    padding: 24px 16px 8px;\n    border: 1px solid #e6b40f;\n    border-radius: 12px;\n    background: linear-gradient(162deg, rgba(255, 210, 59, 0.5) 9.47%, rgba(255, 216, 53, 0.5) 16.17%, rgba(254, 218, 61, 0.5) 21.75%, rgba(254, 224, 83, 0.5) 29.57%, rgba(254, 234, 119, 0.5) 39.61%, rgba(253, 247, 169, 0.5) 50.78%, rgba(253, 255, 196, 0.5) 56.36%, rgba(253, 248, 172, 0.5) 58.59%, rgba(253, 238, 136, 0.5) 61.94%, rgba(254, 230, 105, 0.5) 65.29%, rgba(254, 224, 82, 0.5) 68.64%, rgba(254, 219, 65, 0.5) 73.1%, rgba(254, 216, 56, 0.5) 77.57%, rgba(255, 216, 53, 0.5) 83.15%, rgba(255, 210, 59, 0.5) 89.85%), #ffffff;\n  }\n\n  .comparison-table__feature--offer-stacked .finder-reward-stack {\n    display: flex;\n    flex-direction: column;\n    padding: 0;\n    background: none;\n    border: 0;\n  }\n\n  .finder-reward-stack__reward {\n    border-bottom-left-radius: 0;\n    border-bottom-right-radius: 0;\n  }\n\n  .finder-reward-stack__offer {\n    display: flex;\n    align-items: flex-start;\n    gap: 8px;\n    margin-top: -1px;\n    padding: 12px 16px;\n    border: 1px solid #e6b40f;\n    border-radius: 0 0 12px 12px;\n    background: #fff9e5;\n    color: #232320;\n    font-size: 14px;\n    line-height: 1.25;\n  }\n\n  .finder-reward-stack__offer .luna-icon {\n    --fill: #1dd751;\n    flex-shrink: 0;\n    width: 20px;\n    height: 20px;\n  }\n\n  .finder-reward-stack__plus {\n    display: block;\n    align-self: center;\n    box-sizing: border-box;\n    width: 20px;\n    height: 20px;\n    margin: -10px auto;\n    position: relative;\n    z-index: 2;\n    border-radius: 9999px;\n    border: 1px solid #e6b40f;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n  }\n\n    .finder-reward-stack__plus::before,\n  .finder-reward-stack__plus::after {\n    content: '';\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    width: 8px;\n    height: 2px;\n    background: #092673;\n    transform: translate(-50%, -50%);\n  }\n\n  .finder-reward-stack__plus::after {\n    transform: translate(-50%, -50%) rotate(90deg);\n  }\n\n    .finder-reward-badge {\n    position: absolute;\n    top: -8px;\n    left: 12px;\n    z-index: 1;\n    display: inline-flex;\n    align-items: center;\n    gap: 2px;\n    box-sizing: border-box;\n    height: 24px;\n    padding: 0 10px 0 4px;\n    border: 1px solid #e6b40f;\n    border-radius: 12px 999px 999px 80px;\n    background: linear-gradient(148.12deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n  }\n\n  .finder-reward-badge .finder-reward-badge__card {\n    width: 44px;\n    height: 31px;\n    margin: -4px 0 -4px -10px;\n  }\n\n    .finder-reward-badge .finder-reward-badge__card text {\n    font: italic 900 10px 'Modern Era', Arial, Helvetica, sans-serif;\n  }\n\n    .finder-reward-badge__text {\n    text-box: trim-both cap alphabetic;\n    color: #092673;\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n\n  .finder-reward-criteria__text {\n    margin: 0;\n    color: #232320;\n    font-size: 14px;\n    line-height: 1.25;\n  }\n\n  .finder-reward-criteria__text strong {\n    font-weight: 700;\n  }\n\n    .finder-reward-criteria__tc,\n  .finder-reward-criteria__tc:visited {\n    color: inherit;\n    font-weight: inherit;\n    text-decoration: underline;\n    text-underline-position: auto;\n    white-space: nowrap;\n  }\n\n    @media (max-width: 600px) {\n        table.has-combined-column-header tr.mobile-two-columns td.comparison-table__feature.comparison-table__feature--offer-stacked,\n    table.has-combined-column-header tr.mobile-two-columns td.comparison-table__feature.comparison-table__feature--reward-criteria {\n      padding-left: 16px !important;\n      padding-right: 16px !important;\n    }\n  }\n\n  .finder-reward-stack,\n  .finder-reward-criteria {\n    text-align: left;\n  }\n<\/style><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000004\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"caccf\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"6\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"6\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"38\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-user-filters data-table-filter-presets=\"aecf6496af3a1a386b162b9f724d02c9ee597540cc08e0cfc1a026066bd40320\" data-table-record-type=\"product\" data-table-record-ids='[\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\",\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\",\"4f3ecaff-2455-4ea9-a8d3-e1837d011ef8\",\"884ed514-da14-4f30-a480-297dad67d7b4\",\"061f95ac-7190-492c-b98b-0d085d3d99bc\",\"674a53da-fbc2-4559-8bac-58526de20b30\"]' data-total-data=\"6\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"38\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-4\"><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_BONUS_POINTS_TABLE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"welcome_offer\">\n                                                        Welcome Offer\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_TABLE_REWARDS_POINT_VALUE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"rewards\">\n                                                        Rewards\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_PURCHASE_INTEREST_RATE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"purchase_interest_rate\">\n                                                        Purchase Interest Rate\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.FEE_ANNUAL\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"annual_fee\">\n                                                        Annual Fee\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.GENERAL.SHORT_DESCRIPTION\" class=\"comparison-table__feature fin-text-blue comparison-table__feature--longtext tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"min._credit_score\">\n                                                        Min. Credit Score\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><\/tr><\/thead><tbody><tr data-product-id=\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\" data-provider-id=\"795613d6-853c-4c46-b357-d7499b9dafa4\" data-product-name=\"American Express Cobalt Card\" data-provider-name=\"American Express\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-cobalt-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/611af3f653608.png\" alt=\"American Express Cobalt Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/611af3f653608.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/american-express-cobalt-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">American Express Cobalt Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        15,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That\u2019s up to $150 towards a weekend getaway or concert tickets.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 5x points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 5x the points on eligible groceries, dining, drinks and food delivery in Canada (spend cap applies), 3x the points on eligible streaming subscriptions, 2x points on eligible ride shares, transit &amp; gas, 1x point for every other dollar spent and 1 extra point per dollar spent on eligible hotel and car rental bookings via the American Express Travel website (conditions apply).\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $191.88\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn up to 15,000 Membership Rewards points in your first year. Earn 1,250 Membership Rewards points for each monthly billing period in which you spend $750 in purchases. That\u2019s up to $150 towards a weekend getaway or shopping trip. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Annual fee: $15.99\/month ($191.88 annually). Quebec residents: $191.88\/year.&lt;\/b&gt;&lt;div&gt;&lt;\/div&gt;&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Annual fee: $15.99\/month ($191.88 annually). Quebec residents: $191.88\/year.<\/b><br><div><\/div><br><b>Min. recommended credit score: 700<br><\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/american-express-cobalt-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22aff8470a-4a49-4723-aeb4-0cc8bdb8d613%22%2C%22category_name%22%3A%22All%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102945%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%229289%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%2285331120-bbda-48bc-b1ad-d0e17b8e76a5%22%2C%22product_name%22%3A%22American%2BExpress%2BCobalt%2BCard%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to American Express's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about American Express Cobalt Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000006-85331120-bbda-48bc-b1ad-d0e17b8e76a5\" value=\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\" name=\"productID\" _productname=\"                            American Express Cobalt Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"85331120-bbda-48bc-b1ad-d0e17b8e76a5\"}'><label class=\"luna-label\" for=\"compare-product-0000000006-85331120-bbda-48bc-b1ad-d0e17b8e76a5\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\" data-provider-id=\"a986f531-cda0-4772-b09a-fac68eadda11\" data-product-name=\"RBC Cash Back Mastercard\" data-provider-name=\"RBC\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-cash-back-mastercard-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6aea063c4abb9.png\" alt=\"RBC Cash Back Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6aea063c4abb9.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6aea063c4abb9.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6aea063c4abb9.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6aea063c4abb9.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6aea063c4abb9.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-cash-back-mastercard-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">RBC Cash Back Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 5% cash back<span class=\"table-popover\" rel=\"popover\" data-content=\"Get 5% extra cash back on your first $2,000 in spend for 6 months. &lt;b&gt;Apply by February 2, 2027.&lt;\/b&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 2% cash back <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 2% cash back on groceries, 1% cash back on gas, EV charging, transit, and rideshare and 0.5% cash back on all your other everyday purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get 5% extra cash back on your first $2,000 in spend for 6 months. <strong>Apply by February 2, 2027.<\/strong>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 650<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/rbc-cash-back-mastercard-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22aff8470a-4a49-4723-aeb4-0cc8bdb8d613%22%2C%22category_name%22%3A%22All%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102945%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2221769%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%225ae93a81-6fcb-4c55-b1d4-a3b2064bc52c%22%2C%22product_name%22%3A%22RBC%2BCash%2BBack%2BMastercard%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to RBC's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about RBC Cash Back Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000006-5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\" value=\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\" name=\"productID\" _productname=\"                            RBC Cash Back Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\"}'><label class=\"luna-label\" for=\"compare-product-0000000006-5ae93a81-6fcb-4c55-b1d4-a3b2064bc52c\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"4f3ecaff-2455-4ea9-a8d3-e1837d011ef8\" data-provider-id=\"d2c47712-e4ff-4630-af29-f39e3997f320\" data-product-name=\"BMO eclipse rise Visa Card\" data-provider-name=\"BMO\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-eclipse-rise-visa-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6567e8617cb63.png\" alt=\"BMO eclipse rise Visa Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6567e8617cb63.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6567e8617cb63.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6567e8617cb63.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6567e8617cb63.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6567e8617cb63.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-eclipse-rise-visa-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO eclipse rise Visa Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 25,000 bonus points<span class=\"table-popover\" rel=\"popover\" data-content=\"Get up to 25,000 welcome points and 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee. &lt;strong&gt;Apply by October 31, 2027.&lt;\/strong&gt; Plus, earn up to 5,000 bonus points every year.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 5 points per $2 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn five times the BMO Rewards points for every $2 you spend on recurring bill payments, groceries, dining and takeout. You also earn 1 point for every $2 spent on everything else.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get up to 25,000 welcome points and 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee. <strong>Apply by October 31, 2027.<\/strong> Plus, earn up to 5,000 bonus points every year. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: 660&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 660<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"4f3ecaff-2455-4ea9-a8d3-e1837d011ef8\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-eclipse-rise-visa-card-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22aff8470a-4a49-4723-aeb4-0cc8bdb8d613%22%2C%22category_name%22%3A%22All%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102945%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2224251%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%224f3ecaff-2455-4ea9-a8d3-e1837d011ef8%22%2C%22product_name%22%3A%22BMO%2Beclipse%2Brise%2BVisa%2BCard%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to BMO's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO eclipse rise Visa Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"4f3ecaff-2455-4ea9-a8d3-e1837d011ef8\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000006-4f3ecaff-2455-4ea9-a8d3-e1837d011ef8\" value=\"4f3ecaff-2455-4ea9-a8d3-e1837d011ef8\" name=\"productID\" _productname=\"                            BMO eclipse rise Visa Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"4f3ecaff-2455-4ea9-a8d3-e1837d011ef8\"}'><label class=\"luna-label\" for=\"compare-product-0000000006-4f3ecaff-2455-4ea9-a8d3-e1837d011ef8\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"884ed514-da14-4f30-a480-297dad67d7b4\" data-provider-id=\"a27ab6c4-fb8f-4d55-bd26-eeb5240893fa\" data-product-name=\"Scotiabank Gold American Express Card\" data-provider-name=\"Scotiabank\" data-rewards-campaign-name=\"scotiabank|gold|nov-2026~caccf\" data-should-show-rewards=\"true\" data-eligibility-criteria-shown=\"true\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row   rewards--element-container\"><td class=\"comparison-table__name combined-column-header  rewards-row f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-gold-american-express-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png\" alt=\"Scotiabank Gold American Express Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-gold-american-express-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Scotiabank Gold American Express Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        65,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 65,000 bonus Scene+ points. &lt;b&gt;Apply by January 3, 2027.&lt;\/b&gt; To qualify for the 65,000 bonus Scene+ points offer, earn 40,000 bonus Scene+ points by making at least $2,000 in purchases in your first 3 months. Plus, earn 25,000 bonus Scene+ points when you spend at least $7,500 in purchases in your first year.&lt;br \/&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 6x points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 6 Scene+ points per $1 at participating grocery stores (Sobeys, Safeway, FreshCo, Foodland and more), 5 Scene+ points per $1 on other eligible grocery stores, dining, food delivery, food subscriptions and eligible entertainment (including movies, theatre and ticket agencies), 1 Scene+ point per $1 on eligible travel (plus an extra 3 Scene+ points per $1 on hotels and car rentals booked through Scene+ Travel, Powered by Expedia), 3 Scene+ points per $1 on eligible gas, transit and streaming services and 1 Scene+ point per $1 on all other eligible purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $120\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer comparison-table__feature--offer-stacked sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper finder-reward-stack js-calculator-table-value\" data-heading=\"Default Offer\"><span class=\"finder-reward-badge\"><svg width=\"44\" height=\"31\" viewbox=\"0 0 44 31\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"rewards-pill__icon-svg finder-reward-badge__card\"><g clip-path=\"url(#pill_clip0_pill_compact_0000000007)\"><rect y=\"5.56738\" width=\"40\" height=\"25.2248\" rx=\"1.61564\" transform=\"rotate(-8 0 5.56738)\" fill=\"#2857FF\"><\/rect><path d=\"M20.897 2.22497C30.3741 0.893043 39.1368 7.49621 40.4687 16.9734C41.8007 26.4505 35.1975 35.2132 25.7203 36.5451C21.4981 37.1385 17.4196 36.1536 14.0749 34.0446C11.4411 36.9939 7.79204 39.0648 3.56982 39.6582C-5.90734 40.9901 -14.67 34.387 -16.002 24.9098L-18.4137 7.74972L20.897 2.22497ZM20.554 -0.215411L-21.1973 5.65234L-18.4426 25.2531C-18.2559 26.5813 -17.9353 27.8906 -17.4896 29.1448C-17.0548 30.3681 -16.4961 31.5532 -15.8289 32.6667C-15.1742 33.7597 -14.4085 34.7947 -13.5532 35.7431C-12.7065 36.6819 -11.7646 37.5443 -10.7538 38.3061C-9.74286 39.068 -8.65435 39.7355 -7.51849 40.2905C-6.37103 40.8513 -5.16513 41.3018 -3.93404 41.6301C-2.67972 41.9646 -1.38652 42.175 -0.0907461 42.2557C1.23767 42.3385 2.58468 42.2858 3.91287 42.0991C6.2699 41.7678 8.51796 41.0282 10.594 39.9012C12.0108 39.1321 13.3207 38.1975 14.506 37.112C15.9446 37.8288 17.4613 38.3661 19.0353 38.7149C21.3418 39.2262 23.7064 39.3173 26.0634 38.986C27.3916 38.7994 28.7009 38.4788 29.9551 38.0331C31.1784 37.5983 32.3635 37.0396 33.4771 36.3723C34.57 35.7177 35.605 34.952 36.5534 34.0966C37.4923 33.25 38.3546 32.308 39.1164 31.2973C39.8783 30.2863 40.5458 29.1978 41.1009 28.062C41.6617 26.9145 42.1122 25.7086 42.4404 24.4775C42.7749 23.2232 42.9853 21.93 43.066 20.6342C43.1488 19.3058 43.0961 17.9588 42.9094 16.6306C42.7227 15.3024 42.4022 13.9931 41.9564 12.7389C41.5216 11.5156 40.963 10.3305 40.2957 9.21694C39.6411 8.12399 38.8754 7.08902 38.02 6.14059C37.1734 5.20173 36.2314 4.33942 35.2207 3.57755C34.2097 2.81573 33.1212 2.14821 31.9853 1.59314C30.8379 1.03233 29.632 0.581832 28.4009 0.253555C27.1466 -0.0809291 25.8534 -0.291272 24.5576 -0.372047C23.2292 -0.454812 21.8822 -0.402075 20.554 -0.215411Z\" fill=\"#214BFE\"><\/path><path d=\"M23.8385 17.2401C23.8288 16.8914 24.1147 16.6064 24.4638 16.6136C26.9443 16.6665 28.8169 14.4863 28.151 11.9285C27.9473 11.1418 27.4999 10.6612 26.9835 10.1609C26.7311 9.91722 26.7365 9.5027 27.0062 9.27628C29.903 6.8322 33.3932 7.98203 35.6878 10.8105C38.5012 14.2784 39.3834 20.067 37.6804 24.204C35.2952 29.9916 29.6166 30.2045 26.1863 25.1902C24.5972 22.8649 23.9104 20.0357 23.8413 17.2422L23.8385 17.2401Z\" fill=\"#214BFE\"><\/path><path d=\"M1.36248 20.3983C1.35268 20.0496 1.63862 19.7646 1.98769 19.7718C4.46824 19.8247 6.34083 17.6446 5.67496 15.0867C5.47126 14.3 5.0238 13.8194 4.50739 13.3191C4.255 13.0754 4.26048 12.6609 4.53014 12.4345C7.42694 9.9904 10.9171 11.1402 13.2117 13.9687C16.0252 17.4366 16.9073 23.2252 15.2044 27.3622C12.8191 33.1498 7.14051 33.3627 3.71022 28.3484C2.12112 26.0231 1.43428 23.1939 1.36521 20.4004L1.36248 20.3983Z\" fill=\"#214BFE\"><\/path><text x=\"3\" y=\"28\" fill=\"white\" font-size=\"10\" font-weight=\"900\" font-style=\"italic\" font-family=\"'Modern Era', Arial, Helvetica, sans-serif\" transform=\"rotate(-8 0 5.56738)\">$150<\/text><path d=\"M38.2863 2.95925C38.6706 3.24889 38.9446 3.68537 39.0169 4.19967C39.1614 5.228 38.4446 6.17923 37.4163 6.32375L29.2061 7.47761C28.1778 7.62213 27.2266 6.90533 27.082 5.877L26.8654 4.3354C26.8405 4.15812 26.964 3.99445 27.1413 3.96953L36.8925 2.59909C37.4066 2.52685 37.9014 2.66993 38.286 2.95928L38.2863 2.95925Z\" fill=\"#092673\"><\/path><path d=\"M36.8106 5.82367C37.8472 5.67799 38.5698 4.7191 38.4241 3.68252C38.3512 3.16409 38.0752 2.72396 37.6876 2.43213C37.3 2.14056 36.8011 1.99622 36.2829 2.06904L26.4522 3.45065C26.2739 3.47571 26.1492 3.6406 26.1743 3.81943L26.3927 5.37341C26.5384 6.41 27.4973 7.13257 28.5339 6.98689L36.8106 5.82367Z\" fill=\"url(#pill_paint0_pill_compact_0000000007)\"><\/path><path d=\"M36.8106 5.82367C37.8472 5.67799 38.5698 4.7191 38.4241 3.68252C38.3512 3.16409 38.0752 2.72396 37.6876 2.43213C37.3 2.14056 36.8011 1.99622 36.2829 2.06904L26.4522 3.45065C26.2739 3.47571 26.1492 3.6406 26.1743 3.81943L26.3927 5.37341C26.5384 6.41 27.4973 7.13257 28.5339 6.98689L36.8106 5.82367Z\" stroke=\"#E6B40F\" stroke-width=\"0.171987\" stroke-miterlimit=\"10\"><\/path><path d=\"M27.2411 4.02184L27.976 3.91856C28.0843 3.90335 28.1813 3.91142 28.2672 3.9428C28.3548 3.97392 28.4252 4.02377 28.4783 4.09233C28.5329 4.15887 28.5667 4.2383 28.5796 4.3306C28.5981 4.46195 28.5787 4.59411 28.5213 4.72706C28.464 4.86002 28.3735 4.96324 28.2499 5.03672L28.6213 5.72847L28.1394 5.7962L27.8116 5.16349L27.6385 5.18781L27.6149 5.86992L27.1729 5.93204L27.2411 4.02184ZM27.9091 4.75609C27.9783 4.74636 28.0303 4.72366 28.0651 4.688C28.0997 4.65056 28.1213 4.61132 28.13 4.57027C28.1405 4.52898 28.1439 4.49501 28.1402 4.46839C28.1334 4.42046 28.1128 4.38353 28.0784 4.3576C28.044 4.33166 27.9931 4.32344 27.9256 4.33292L27.6674 4.36921L27.6535 4.79201L27.9091 4.75609ZM29.0871 5.1064L29.0886 5.11705C29.0986 5.17538 29.1298 5.22349 29.1822 5.26138C29.2344 5.29749 29.2986 5.31019 29.3749 5.29946C29.4459 5.28948 29.5022 5.26527 29.5439 5.22684C29.5873 5.18815 29.6172 5.14956 29.6335 5.11107L29.9889 5.16701C29.9377 5.30454 29.8628 5.41553 29.7642 5.49997C29.6657 5.58442 29.5365 5.63787 29.3768 5.66032C29.2667 5.67578 29.1623 5.66693 29.0635 5.63375C28.9662 5.59855 28.884 5.54132 28.8167 5.46208C28.7513 5.38259 28.7103 5.28426 28.6938 5.16711C28.6744 5.02866 28.69 4.88889 28.7408 4.74781C28.7915 4.60672 28.8732 4.48574 28.9857 4.38485C29.1 4.28371 29.2362 4.22204 29.3941 4.19984C29.5663 4.17564 29.7074 4.20739 29.8175 4.2951C29.9294 4.38256 29.9969 4.50882 30.0201 4.6739C30.0286 4.73425 30.0316 4.78813 30.0292 4.83553L30.0243 4.97469L29.0871 5.1064ZM29.6583 4.74647C29.6596 4.74267 29.6595 4.73544 29.658 4.72479C29.6512 4.67687 29.6269 4.63232 29.5849 4.59116C29.5447 4.54975 29.4829 4.53491 29.3994 4.54663C29.316 4.55836 29.249 4.5904 29.1985 4.64276C29.1479 4.69512 29.1148 4.75588 29.0992 4.82505L29.6583 4.74647ZM32.2115 3.8419L31.739 5.29032L31.297 5.35244L31.1276 4.59156L30.8976 5.40857L30.4556 5.47068L30.0814 4.14126L30.5154 4.08027L30.7044 4.92256L30.9601 4.01777L31.3381 3.96464L31.529 4.80123L31.7775 3.90289L32.2115 3.8419ZM32.9278 5.16125C32.8249 5.17572 32.7265 5.1651 32.6328 5.1294C32.5389 5.09192 32.4598 5.03154 32.3956 4.94824C32.3314 4.86495 32.2911 4.76473 32.2746 4.64757C32.2544 4.5038 32.2699 4.36314 32.3212 4.22561C32.374 4.08605 32.4552 3.96874 32.565 3.87368C32.6747 3.77861 32.8023 3.72085 32.9479 3.70039C33.0331 3.68842 33.1082 3.69505 33.1733 3.7203C33.2402 3.74529 33.2879 3.77569 33.3165 3.8115L33.3205 3.68603L33.7572 3.62466L33.7107 5.01321L33.3539 5.06335L33.3006 4.93509C33.203 5.06466 33.0787 5.14004 32.9278 5.16125ZM32.9949 4.74998C33.0624 4.7405 33.1201 4.71338 33.1681 4.66862C33.2179 4.62361 33.2536 4.56881 33.2753 4.50421C33.297 4.43962 33.3034 4.37537 33.2944 4.31147C33.2837 4.23515 33.252 4.17715 33.1994 4.13748C33.1485 4.09757 33.0876 4.0826 33.0166 4.09258C32.9562 4.10106 32.9001 4.12705 32.8483 4.17053C32.798 4.21199 32.7593 4.2645 32.732 4.32807C32.7065 4.39138 32.6987 4.45854 32.7087 4.52954C32.7194 4.60587 32.7513 4.66475 32.8041 4.70619C32.8586 4.74561 32.9221 4.7602 32.9949 4.74998ZM34.0258 3.58692L34.3825 3.53678L34.4393 3.66999C34.4698 3.61683 34.5111 3.56939 34.5632 3.52768C34.615 3.4842 34.6782 3.45722 34.7527 3.44674C34.8379 3.43476 34.9109 3.44532 34.9717 3.47842L34.8209 3.8933C34.7834 3.87141 34.7363 3.86446 34.6795 3.87245C34.6103 3.88218 34.5539 3.91272 34.5105 3.96408C34.467 4.01544 34.4436 4.08751 34.4404 4.18028L34.4132 4.91447L33.9766 4.97584L34.0258 3.58692ZM35.6529 4.77827C35.5499 4.79274 35.4516 4.78212 35.3579 4.74642C35.2639 4.70894 35.1848 4.64856 35.1206 4.56526C35.0564 4.48197 35.0161 4.38175 34.9996 4.2646C34.9794 4.12082 34.9949 3.98016 35.0462 3.84263C35.099 3.70307 35.1803 3.58576 35.29 3.4907C35.3997 3.39563 35.5273 3.33787 35.6729 3.31741C35.7581 3.30544 35.8333 3.31208 35.8983 3.33732C35.9652 3.36231 36.0129 3.39271 36.0415 3.42852L36.0673 2.7814L36.504 2.72004L36.4357 4.63023L36.079 4.68037L36.0256 4.55211C35.928 4.68168 35.8037 4.75706 35.6529 4.77827ZM35.72 4.367C35.7874 4.35752 35.8451 4.3304 35.8931 4.28564C35.9429 4.24063 35.9787 4.18583 36.0004 4.12124C36.0221 4.05664 36.0284 3.9924 36.0194 3.92849C36.0087 3.85217 35.977 3.79417 35.9244 3.75451C35.8735 3.71459 35.8126 3.69962 35.7416 3.7096C35.6812 3.71808 35.6252 3.74407 35.5734 3.78755C35.5231 3.82901 35.4843 3.88152 35.457 3.94509C35.4315 4.00841 35.4238 4.07556 35.4337 4.14657C35.4445 4.22289 35.4763 4.28178 35.5292 4.32322C35.5836 4.36263 35.6472 4.37723 35.72 4.367ZM37.2473 4.55419C37.0946 4.57564 36.9653 4.55671 36.8592 4.49741C36.7529 4.43633 36.6872 4.34872 36.6621 4.23459L37.0187 4.06771C37.0308 4.12757 37.0558 4.17021 37.0937 4.19565C37.1317 4.22108 37.1782 4.22993 37.2332 4.2222C37.29 4.21422 37.333 4.19822 37.3622 4.1742C37.3914 4.15019 37.4072 4.12082 37.4096 4.08609C37.4107 4.05517 37.3942 4.03485 37.3603 4.02514C37.3279 4.01341 37.2825 4.00621 37.2242 4.00354C37.0769 3.9989 36.9573 3.97226 36.8654 3.92363C36.7733 3.87323 36.7197 3.79478 36.7047 3.68828C36.6905 3.5871 36.7047 3.49461 36.7472 3.4108C36.7897 3.32698 36.8543 3.25818 36.9408 3.20438C37.0289 3.14856 37.1315 3.11242 37.2487 3.09595C37.3818 3.07724 37.4966 3.0955 37.5931 3.15073C37.6913 3.20571 37.7532 3.29203 37.7788 3.40972L37.4359 3.55837C37.4208 3.51524 37.4007 3.48186 37.3756 3.45823C37.3506 3.4346 37.3123 3.4264 37.2609 3.43364C37.2165 3.43987 37.1794 3.45322 37.1497 3.47369C37.1216 3.49213 37.1059 3.51605 37.1028 3.54545C37.103 3.57257 37.1175 3.59225 37.1464 3.60449C37.1753 3.61672 37.2289 3.62457 37.3072 3.62805C37.6134 3.64294 37.7804 3.74978 37.8084 3.94859C37.8214 4.04089 37.8095 4.13035 37.7728 4.21696C37.7376 4.30155 37.6755 4.37454 37.5864 4.43594C37.497 4.49556 37.384 4.53498 37.2473 4.55419Z\" fill=\"#092673\"><\/path><path d=\"M9.36636 5.63725L11.391 5.3527C11.4834 5.33972 11.5653 5.41295 11.5628 5.50618L11.5462 6.10297C11.5442 6.17641 11.4894 6.23779 11.4163 6.24806L10.2832 6.4073C10.2115 6.41739 10.157 6.47715 10.1535 6.54974L10.133 6.99918C10.1286 7.09348 10.211 7.16848 10.3047 7.15531L11.3224 7.01228C11.4151 6.99926 11.4973 7.07297 11.4941 7.16656L11.4765 7.70822C11.4742 7.78144 11.4194 7.84257 11.3469 7.85276L10.2225 8.01077C10.1503 8.02092 10.0956 8.0815 10.0928 8.15453L10.0477 9.35818C10.0451 9.43118 9.99044 9.49175 9.91792 9.50194L9.2777 9.59192C9.1848 9.60498 9.10257 9.53101 9.10595 9.43712L9.23664 5.78153C9.23927 5.70853 9.29388 5.6477 9.36639 5.63751L9.36636 5.63725Z\" fill=\"white\"><\/path><path d=\"M12.1153 6.32645L12.657 6.25033C12.7685 6.23466 12.867 6.32344 12.863 6.43583L12.7742 8.94927C12.771 9.03708 12.7055 9.10998 12.6185 9.1222L12.0769 9.19832C11.9654 9.21399 11.8669 9.12521 11.8708 9.01282L11.9596 6.49938C11.9628 6.41157 12.0284 6.33867 12.1153 6.32645ZM12.1226 5.89913C12.0258 5.82457 11.9689 5.72653 11.9518 5.60499C11.9332 5.47235 11.9675 5.34938 12.0547 5.23581C12.1419 5.12224 12.2518 5.05601 12.3844 5.03737C12.5096 5.01978 12.6205 5.04918 12.7179 5.12576C12.8149 5.20212 12.872 5.3012 12.8891 5.42274C12.9062 5.54428 12.8721 5.66353 12.7873 5.78046C12.7024 5.89764 12.5935 5.96531 12.4611 5.98392C12.3287 6.00252 12.2194 5.97368 12.1226 5.89913Z\" fill=\"white\"><\/path><path d=\"M13.4075 6.14444L13.9598 6.06682C14.0134 6.05928 14.0652 6.09017 14.0841 6.14092C14.1137 6.22019 14.2148 6.24124 14.2746 6.18152C14.4589 5.9972 14.6738 5.8878 14.9189 5.85334C15.2134 5.81196 15.4446 5.85472 15.6127 5.9811C15.7805 6.10778 15.8861 6.32371 15.929 6.62924C15.9471 6.75827 15.9539 6.91284 15.9493 7.09374L15.8971 8.56471C15.8952 8.62075 15.8533 8.66717 15.7978 8.67496L15.1241 8.76966C15.0531 8.77963 14.9902 8.72321 14.9927 8.65128L15.0397 7.27211C15.0404 7.197 15.0368 7.13173 15.029 7.07651C14.9943 6.82981 14.8611 6.72275 14.6291 6.75535C14.3347 6.79673 14.1823 7.00788 14.1718 7.38829L14.1191 8.81432C14.1169 8.87015 14.0753 8.91653 14.0198 8.92432L13.3463 9.01898C13.2751 9.02899 13.2124 8.97228 13.2149 8.90061L13.3085 6.2544C13.3104 6.19835 13.3523 6.15194 13.4078 6.14414L13.4075 6.14444Z\" fill=\"white\"><\/path><path d=\"M17.0041 8.42965C16.8095 8.35384 16.6457 8.2295 16.5125 8.05665C16.3792 7.8838 16.2956 7.6761 16.2614 7.43301C16.2195 7.13471 16.2526 6.84217 16.3603 6.55467C16.4681 6.26743 16.6359 6.02518 16.8637 5.8279C17.0912 5.63067 17.356 5.51084 17.6579 5.46841C17.8346 5.44356 17.9913 5.45733 18.1284 5.50939C18.174 5.52692 18.2155 5.54555 18.2525 5.56535C18.3319 5.60788 18.4282 5.55488 18.4319 5.46515L18.4721 4.45744C18.4744 4.39921 18.5179 4.351 18.5757 4.34287L19.2394 4.2496C19.3137 4.23915 19.3792 4.29838 19.3765 4.37322L19.2437 8.09042C19.2417 8.14886 19.1979 8.19737 19.1401 8.20549L18.5926 8.28245C18.5381 8.2901 18.4855 8.26013 18.4647 8.20938C18.4313 8.12933 18.3279 8.11045 18.2668 8.17193C18.0861 8.35416 17.8692 8.46279 17.6166 8.49829C17.403 8.52832 17.199 8.50542 17.0043 8.42935L17.0041 8.42965ZM18.1174 7.47637C18.2188 7.38318 18.2921 7.26973 18.3369 7.13579C18.3818 7.00186 18.3952 6.86867 18.3765 6.73603C18.3543 6.57785 18.2895 6.45749 18.1821 6.37469C18.0747 6.29216 17.9475 6.26136 17.8001 6.28206C17.675 6.29965 17.5595 6.35246 17.4535 6.44052C17.3477 6.52854 17.2674 6.63851 17.2127 6.76987C17.158 6.9015 17.141 7.04098 17.1617 7.18807C17.184 7.34652 17.2507 7.4674 17.3619 7.55123C17.4732 7.63506 17.6042 7.66639 17.7551 7.64518C17.895 7.62552 18.0157 7.56908 18.1171 7.47614L18.1174 7.47637Z\" fill=\"white\"><\/path><path d=\"M20.4235 6.87093L20.4266 6.89312C20.4473 7.01415 20.5119 7.11295 20.6203 7.18956C20.7288 7.26642 20.862 7.29348 21.0205 7.27121C21.1676 7.25054 21.2855 7.20028 21.3737 7.12025C21.4423 7.05798 21.4944 6.99593 21.5301 6.9338C21.5481 6.90259 21.5824 6.88461 21.6179 6.89015L22.2003 6.98172C22.2487 6.98939 22.2775 7.0406 22.2583 7.08567C22.154 7.33006 22.0106 7.53047 21.8278 7.68694C21.6235 7.86196 21.3557 7.97302 21.0243 8.01958C20.796 8.05168 20.5803 8.03225 20.377 7.96136C20.1736 7.89047 20.0031 7.77286 19.8655 7.608C19.7279 7.4434 19.6419 7.2397 19.6077 6.99662C19.5674 6.70941 19.5998 6.4196 19.7052 6.1269C19.8104 5.83423 19.9809 5.58318 20.2159 5.37384C20.4512 5.16446 20.7325 5.03652 21.0602 4.99046C21.4173 4.94027 21.7108 5.00612 21.941 5.1877C22.171 5.36932 22.3102 5.63133 22.3583 5.97376C22.3759 6.09891 22.3822 6.21066 22.3773 6.30898L22.3713 6.48165C22.3689 6.54883 22.3188 6.60455 22.2523 6.6139L20.4235 6.87093ZM21.4587 5.80179C21.3735 5.71613 21.2442 5.68562 21.0713 5.70992C20.8984 5.73422 20.7594 5.80086 20.6543 5.9093C20.5868 5.97932 20.5342 6.05644 20.4966 6.14093C20.4679 6.20576 20.5208 6.27727 20.591 6.2674L21.5148 6.13757C21.5708 6.1297 21.6068 6.07281 21.5889 6.019C21.5423 5.87977 21.4587 5.80179 21.4587 5.80179Z\" fill=\"white\"><\/path><path d=\"M22.8252 4.8209L23.3771 4.74333C23.43 4.73589 23.4815 4.76497 23.5023 4.81415C23.5365 4.8946 23.643 4.91094 23.7006 4.84496C23.7423 4.79726 23.7891 4.752 23.8413 4.70915C23.9488 4.62087 24.0801 4.56585 24.2349 4.5441C24.3616 4.52629 24.4754 4.53266 24.5762 4.56271C24.6402 4.58187 24.6733 4.65274 24.6505 4.71541L24.4173 5.35711C24.3968 5.41367 24.3373 5.44519 24.2788 5.43157C24.2211 5.4181 24.1559 5.41647 24.0831 5.4267C23.9397 5.44687 23.8226 5.51043 23.7325 5.61676C23.6422 5.72339 23.594 5.8728 23.5871 6.06508L23.5346 7.48898C23.5324 7.54613 23.4896 7.59372 23.4328 7.6017L22.7647 7.69559C22.6919 7.70582 22.6275 7.64778 22.63 7.57426L22.7236 4.93359C22.7256 4.87621 22.7686 4.82858 22.8254 4.82061L22.8252 4.8209Z\" fill=\"white\"><\/path><path d=\"M6.41567 10.0419C5.98602 10.1023 5.54792 10.0202 5.17029 9.81041C4.86486 10.1162 4.46662 10.3159 4.03696 10.3763C2.94773 10.5293 1.93705 9.76773 1.78397 8.6785L1.50635 6.70312L5.86069 6.09116C6.94992 5.93808 7.9606 6.69969 8.11368 7.78892C8.26677 8.87815 7.50516 9.88883 6.41593 10.0419L6.41567 10.0419Z\" fill=\"white\"><\/path><path d=\"M5.87924 6.22354C6.89699 6.0805 7.83792 6.78955 7.98096 7.8073C8.12399 8.82505 7.41495 9.76598 6.3972 9.90901C5.94381 9.97273 5.5058 9.86693 5.14663 9.64058C4.8638 9.95742 4.47189 10.1796 4.01849 10.2433C3.00074 10.3864 2.05981 9.67731 1.91678 8.65956L1.6578 6.81682L5.8795 6.2235M5.84196 5.95826L1.35498 6.58887L1.65124 8.69688C1.81462 9.8594 2.89326 10.672 4.05552 10.5086C4.48104 10.4488 4.87778 10.261 5.19315 9.9735C5.57555 10.1629 6.0087 10.2341 6.43422 10.1743C7.59674 10.0109 8.40932 8.93231 8.24598 7.77005C8.08263 6.60779 7.00396 5.79495 5.8417 5.9583L5.84196 5.95826Z\" fill=\"#232021\"><\/path><path d=\"M6.19491 7.83566C6.19386 7.79818 6.22455 7.76755 6.26203 7.76833C6.52835 7.77406 6.72936 7.53977 6.65782 7.26483C6.63594 7.18028 6.58789 7.12861 6.53244 7.07483C6.50534 7.04864 6.50592 7.00409 6.53487 6.97976C6.84584 6.71711 7.22057 6.84076 7.46697 7.1448C7.76909 7.51758 7.8639 8.13976 7.68114 8.58438C7.42515 9.20638 6.81548 9.22917 6.44711 8.69018C6.27646 8.44023 6.20267 8.13613 6.19521 7.83588L6.19491 7.83566Z\" fill=\"#232021\"><\/path><path d=\"M3.78134 8.17453C3.78028 8.13704 3.81098 8.10642 3.84845 8.1072C4.11477 8.11293 4.31578 7.87863 4.24425 7.6037C4.22237 7.51915 4.17432 7.46748 4.11887 7.4137C4.09177 7.38751 4.09235 7.34295 4.12129 7.31862C4.43226 7.05598 4.80699 7.17962 5.0534 7.48366C5.35552 7.85645 5.45033 8.47863 5.26756 8.92324C5.01157 9.54525 4.4019 9.56804 4.03353 9.02905C3.86288 8.77909 3.7891 8.475 3.78163 8.17475L3.78134 8.17453Z\" fill=\"#232021\"><\/path><path d=\"M39.3595 21.3505C40.1366 21.2413 40.8577 21.7847 40.9669 22.5618C41.0761 23.3389 40.5327 24.0599 39.7556 24.1691L39.7554 24.1692C39.4489 24.2122 39.1363 24.1537 38.8669 24.004C38.649 24.2221 38.3649 24.3646 38.0584 24.4077C37.2813 24.5169 36.5602 23.9735 36.451 23.1964L36.2529 21.7871L39.3595 21.3505ZM38.7838 22.344C38.608 22.1271 38.3407 22.0389 38.1188 22.2263C38.0982 22.2436 38.0978 22.2754 38.1171 22.2941C38.1567 22.3325 38.1909 22.3693 38.2065 22.4297C38.2576 22.6258 38.1142 22.793 37.9242 22.7889C37.8974 22.7883 37.8756 22.8102 37.8763 22.8369L37.8765 22.8371C37.8818 23.0513 37.9345 23.2682 38.0562 23.4466C38.319 23.8311 38.754 23.8148 38.9366 23.3711C39.067 23.0539 38.9994 22.61 38.7838 22.344ZM40.5056 22.1021C40.3298 21.8851 40.0624 21.7969 39.8406 21.9843C39.8199 22.0017 39.8195 22.0334 39.8388 22.0521C39.8784 22.0905 39.9127 22.1274 39.9283 22.1877C39.9793 22.3838 39.8359 22.551 39.6459 22.5469C39.6192 22.5463 39.5973 22.5682 39.598 22.5949L39.5982 22.5951C39.6036 22.8093 39.6562 23.0263 39.7779 23.2046C40.0408 23.5891 40.4757 23.5729 40.6584 23.1291C40.7888 22.8119 40.7211 22.368 40.5056 22.1021Z\" fill=\"url(#pill_paint1_pill_compact_0000000007)\"><\/path><\/g><defs><lineargradient id=\"pill_paint0_pill_compact_0000000007\" x1=\"25.2019\" y1=\"2.56791\" x2=\"36.7429\" y2=\"9.19153\" gradientunits=\"userSpaceOnUse\"><stop offset=\"0.18\" stop-color=\"#FFD23B\"><\/stop><stop offset=\"0.24\" stop-color=\"#FFD835\"><\/stop><stop offset=\"0.29\" stop-color=\"#FEDA3D\"><\/stop><stop offset=\"0.36\" stop-color=\"#FEE053\"><\/stop><stop offset=\"0.45\" stop-color=\"#FEEA77\"><\/stop><stop offset=\"0.55\" stop-color=\"#FDF7A9\"><\/stop><stop offset=\"0.6\" stop-color=\"#FDFFC4\"><\/stop><stop offset=\"0.62\" stop-color=\"#FDF8AC\"><\/stop><stop offset=\"0.65\" stop-color=\"#FDEE88\"><\/stop><stop offset=\"0.68\" stop-color=\"#FEE669\"><\/stop><stop offset=\"0.71\" stop-color=\"#FEE052\"><\/stop><stop offset=\"0.75\" stop-color=\"#FEDB41\"><\/stop><stop offset=\"0.79\" stop-color=\"#FED838\"><\/stop><stop offset=\"0.84\" stop-color=\"#FFD835\"><\/stop><stop offset=\"0.9\" stop-color=\"#FFD23B\"><\/stop><\/lineargradient><radialgradient id=\"pill_paint1_pill_compact_0000000007\" cx=\"0\" cy=\"0\" r=\"1\" gradientunits=\"userSpaceOnUse\" gradienttransform=\"translate(40.4043 24.2693) rotate(-172.006) scale(4.25594 5.99724)\"><stop offset=\"0.4\" stop-color=\"#EDEEF8\"><\/stop><stop offset=\"0.45\" stop-color=\"#F5F2E1\"><\/stop><stop offset=\"0.5\" stop-color=\"#F9CBD3\"><\/stop><stop offset=\"0.6\" stop-color=\"#DCECF6\"><\/stop><stop offset=\"0.7\" stop-color=\"#CAC5FE\"><\/stop><stop offset=\"0.9\" stop-color=\"#CBE9F3\"><\/stop><stop offset=\"1\" stop-color=\"#F9E9D0\"><\/stop><\/radialgradient><clippath id=\"pill_clip0_pill_compact_0000000007\"><rect y=\"5.56738\" width=\"40\" height=\"25.2248\" rx=\"1.61564\" transform=\"rotate(-8 0 5.56738)\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg><span class=\"finder-reward-badge__text\">$150 Reward<\/span><\/span><div class=\"finder-reward-stack__reward\"><p class=\"finder-reward-criteria__text\"><strong>Finder Rewards: <\/strong>Join Finder then apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026. <a class=\"finder-reward-criteria__tc\" href=\"https:\/\/www.finder.com\/ca\/finder-rewards\/finder-scotiabank-gold-american-express-card-reward-promotion-terms-and-conditions\" target=\"_blank\" rel=\"noopener noreferrer\">T&amp;Cs apply<\/a>.<\/p><\/div><span class=\"finder-reward-stack__plus\" aria-hidden=\"true\"><\/span><div class=\"finder-reward-stack__offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n            Earn up to $1,100 in first-year value, including up to 65,000 bonus Scene+ points. <b>Apply by January 3, 2027<\/b>. T&amp;Cs apply.\n        <\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 700<br><\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-gold-american-express-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22aff8470a-4a49-4723-aeb4-0cc8bdb8d613%22%2C%22category_name%22%3A%22All%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102945%22%2C%22position%22%3A%224%22%2C%22offer_id%22%3A%2224029%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22884ed514-da14-4f30-a480-297dad67d7b4%22%2C%22product_name%22%3A%22Scotiabank%2BGold%2BAmerican%2BExpress%2BCard%22%2C%22finder_reward%22%3A%221%22%2C%22finder_reward_campaign_name%22%3A%22scotiabank%257Cgold%257Cnov-2026%257Ecaccf%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall rewards--cta rewards--record-id-884ed514-da14-4f30-a480-297dad67d7b4 button--cta\" title=\"Go to Scotiabank's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Scotiabank Gold American Express Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000006-884ed514-da14-4f30-a480-297dad67d7b4\" value=\"884ed514-da14-4f30-a480-297dad67d7b4\" name=\"productID\" _productname=\"                            Scotiabank Gold American Express Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"}'><label class=\"luna-label\" for=\"compare-product-0000000006-884ed514-da14-4f30-a480-297dad67d7b4\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"061f95ac-7190-492c-b98b-0d085d3d99bc\" data-provider-id=\"dd309337-1cc7-41b3-b99d-2c495fe53daa\" data-product-name=\"Neo Mastercard\" data-provider-name=\"Neo Financial\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/neo-financial-credit-card-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/679da71a1bcc9.png\" alt=\"Neo Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/679da71a1bcc9.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/679da71a1bcc9.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/679da71a1bcc9.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/679da71a1bcc9.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/679da71a1bcc9.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/neo-financial-credit-card-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Neo Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        N\/A<span class=\"table-popover\" rel=\"popover\" data-content=\"N\/A\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        up to 15% boosted cashback at thousands of partners across Canada <span class=\"table-popover\" rel=\"popover\" data-content=\"With the Neo Mastercard, earn up to 15% boosted cash back at local and national Neo partners, including food, clothing, footwear and homeware retailers. With a Build membership, you'll get credit score improvement tools, access to secured credit and Neo Money ATM fee reimbursements. Grow members get all this plus premium support and FX fee rebates on the first $10,000 CAD spent.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        19.99% - 29.99% (up to 24.99% in Quebec)\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $0\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                                                                                                                                                                                                                                                                                            fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 640<br><\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"061f95ac-7190-492c-b98b-0d085d3d99bc\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/neo-financial-credit-card-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22aff8470a-4a49-4723-aeb4-0cc8bdb8d613%22%2C%22category_name%22%3A%22All%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102945%22%2C%22position%22%3A%225%22%2C%22offer_id%22%3A%2223457%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22061f95ac-7190-492c-b98b-0d085d3d99bc%22%2C%22product_name%22%3A%22Neo%2BMastercard%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Neo Financial's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Neo Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"061f95ac-7190-492c-b98b-0d085d3d99bc\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000006-061f95ac-7190-492c-b98b-0d085d3d99bc\" value=\"061f95ac-7190-492c-b98b-0d085d3d99bc\" name=\"productID\" _productname=\"                            Neo Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"061f95ac-7190-492c-b98b-0d085d3d99bc\"}'><label class=\"luna-label\" for=\"compare-product-0000000006-061f95ac-7190-492c-b98b-0d085d3d99bc\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"674a53da-fbc2-4559-8bac-58526de20b30\" data-provider-id=\"a986f531-cda0-4772-b09a-fac68eadda11\" data-product-name=\"RBC Avion Visa Infinite\" data-provider-name=\"RBC\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-avion-visa-infinite-card-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/620ac431c8aee.png\" alt=\"RBC Avion Visa Infinite image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/620ac431c8aee.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/620ac431c8aee.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/620ac431c8aee.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/620ac431c8aee.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/620ac431c8aee.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rbc-credit-cards\/rbc-avion-visa-infinite-card-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">RBC Avion Visa Infinite<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        Up to 70,000 Avion points<span class=\"table-popover\" rel=\"popover\" data-content=\"Get up to 70,000 Avion Points. &lt;b&gt;Apply by November 25, 2026.&lt;\/b&gt; Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. Plus, get 15,000 one-time anniversary bonus points.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 1.25 Avion points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 1.25 Avion points on travel related purchases and 1 Avion point on all other eligible purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        20.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $120\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get up to 70,000 Avion Points. That\u2019s up to $1,500 in travel value. <b>Apply by November 25, 2026<\/b>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 650<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"674a53da-fbc2-4559-8bac-58526de20b30\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/rbc-avion-visa-infinite-card-ca-credit-cards-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22aff8470a-4a49-4723-aeb4-0cc8bdb8d613%22%2C%22category_name%22%3A%22All%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221794102945%22%2C%22position%22%3A%226%22%2C%22offer_id%22%3A%2221769%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22674a53da-fbc2-4559-8bac-58526de20b30%22%2C%22product_name%22%3A%22RBC%2BAvion%2BVisa%2BInfinite%22%2C%22post_id%22%3A%22725028%22%2C%22post_path%22%3A%22credit-cards%252Fbest-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to RBC's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about RBC Avion Visa Infinite\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"674a53da-fbc2-4559-8bac-58526de20b30\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000006-674a53da-fbc2-4559-8bac-58526de20b30\" value=\"674a53da-fbc2-4559-8bac-58526de20b30\" name=\"productID\" _productname=\"                            RBC Avion Visa Infinite            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"674a53da-fbc2-4559-8bac-58526de20b30\"}'><label class=\"luna-label\" for=\"compare-product-0000000006-674a53da-fbc2-4559-8bac-58526de20b30\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer \"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"6\">Load More<\/button><div class=\"js-show-more-data_count-aff8470a-4a49-4723-aeb4-0cc8bdb8d613 comparison-table__dataCount\">Showing\n\t\t\t6\n\t\t\tof\n\t\t\t38\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CACCF\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<h3>Perks &amp; benefits of the best credit cards in Canada<\/h3><p>The best credit cards in Canada tend to come with a suite of perks, most of which fall into 1 of 3 categories: travel, shopping or entertainment. The best credit card for you offers perks that match your spending habits and lifestyle. Frequent flyers may want a travel card that comes with travel insurance or airport lounge access. Online shoppers can benefit from cards with fraud protection.<\/p><p>Here are some of the popular perks you may get with a credit card. To learn more about your rights as a credit card holder, check out this <a href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/rights-responsibilities\/rights-credit-cards\/right-to-information.html\" target=\"_blank\" rel=\"noopener\">Government of Canada guide<\/a>.<\/p><div class=\"u-grid\"><div class=\"u-grid__col u-1\/3@s\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block\"><h4>Travel credit card rewards<\/h4><ul><li>Earn extra points on travel purchases<\/li><li>Concierge service<\/li><li>Rental car insurance<\/li><li>Lost or delayed baggage insurance<\/li><li>Trip cancellation, interruption and delay insurance<\/li><li>Travel accident insurance<\/li><li>Free checked bags<\/li><li>Priority boarding<\/li><li>Airport lounge access<\/li><li>Travel credit<\/li><li>Elite status on cobranded cards<\/li><\/ul><\/div><\/article><\/div><div class=\"u-grid__col u-1\/3@s\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block\"><h4>Shopping credit card perks<\/h4><ul class=\"list-10\"><li><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/credit-card-fraud-traps-and-scams-guide\">Fraud protection<\/a><\/li><li>Price protection<\/li><li>Purchase protection<\/li><li>Return protection<\/li><li>Extended warranty<\/li><li>Cell phone protection<\/li><li>Special offers<\/li><\/ul><\/div><\/article><\/div><div class=\"u-grid__col u-1\/3@s\"><article class=\"luna-card luna-card--border\"><div class=\"luna-card__block\"><h4>Entertainment credit card perks<\/h4><ul><li>Ticket presale<\/li><li>Preferred tickets<\/li><li>VIP packages<\/li><\/ul><\/div><\/article><\/div><\/div><h3>Why you can trust Finder's credit card experts<\/h3>\n\n<div class=\"u-grid\">\n<div class=\"u-grid__col u-1\/2@s u-1\/4@m\">\n<div class=\"gridExample\"><center><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/07\/slashed-dollar-free-no-money-icon_5_150x150.png\" alt=\"slashed dollar sign\" width=\"72\" height=\"72\" class=\"aligncenter size-full wp-image-2839142\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/07\/slashed-dollar-free-no-money-icon_5_150x150.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/07\/slashed-dollar-free-no-money-icon_5_150x150.png?fit=216 216w\" sizes=\"(max-width: 216px) 100vw, 216px\" loading=\"lazy\"><\/center>\n<h4><center>We're free<\/center><\/h4>\nOur comparison tables are completely free to use. We link you directly to the lender's secure application page. Sometimes, we have exclusive offers that you won't find on any other site.\n<\/div>\n<\/div>\n<div class=\"u-grid__col u-1\/2@s u-1\/4@m\">\n<div class=\"gridExample\"><center><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/07\/star-ribbon-winner-icon_150x150.png\" alt=\"winner star ribbon\" width=\"72\" height=\"72\" class=\"aligncenter size-full wp-image-2839143\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/07\/star-ribbon-winner-icon_150x150.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/07\/star-ribbon-winner-icon_150x150.png?fit=216 216w\" sizes=\"(max-width: 216px) 100vw, 216px\" loading=\"lazy\"><\/center>\n<h4><center>We're experts<\/center><\/h4>\nSince 2018, we've researched 150+ cards and published hundreds of financial guides. Major media outlets like The Globe and Mail, BNN Bloomberg and the Financial Post have referenced our work.<\/div><\/div>\n<div class=\"u-grid__col u-1\/2@s u-1\/4@m\">\n<div class=\"gridExample\"><center><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/07\/waving-flag-independence-icon_2_150x150.png\" alt=\"independence flag\" width=\"71\" height=\"71\" class=\"aligncenter size-full wp-image-2839144\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/07\/waving-flag-independence-icon_2_150x150.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/07\/waving-flag-independence-icon_2_150x150.png?fit=213 213w\" sizes=\"(max-width: 213px) 100vw, 213px\" loading=\"lazy\"><\/center>\n<h4><center>We're independent<\/center><\/h4>\nWe're not owned by a bank or lender. That means our opinions are our own, and you can compare a wide selection of Canadian credit cards on Finder.\n<\/div><\/div>\n<div class=\"u-grid__col u-1\/2@s u-1\/4@m\">\n<div class=\"gridExample\"><center><img decoding=\"async\" title=\"Image: Supplied\" src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/07\/raised-hand-help-support-icon.png\" alt=\"person raising hand to help\" width=\"72\" height=\"72\" class=\"aligncenter size-full wp-image-2839145\" srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/07\/raised-hand-help-support-icon.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2026\/07\/raised-hand-help-support-icon.png?fit=216 216w\" sizes=\"(max-width: 216px) 100vw, 216px\" loading=\"lazy\"><\/center>\n<h4><center>We're here to help<\/center><\/h4>\nWe've helped thousands of people compare offers and find a credit card. We'll never ask for your personal information. We're here to help you make a decision.<\/div>\n<\/div>\n<\/div><h3 id=\"accounts\">Are Canadians getting new credit cards? 2023 statistics<\/h3><p>In our January 2023, survey Finder asked more than 1,850 Canadians about their financial plans in 2023 and the types of financial products they were planning to open that year. Around 1 in 7 Canadians (14%) said they planned to open a new credit card account, while 3% planned to open a <a href=\"https:\/\/www.finder.com\/ca\/prepaid-cards\">prepaid credit card account<\/a>.<\/p><p>While men and women were equal in their intent to open a credit card account (14% and 14%, respectively), men were more interested in opening a prepaid credit card account (5%), compared to women (2%). Here are the other financial product accounts Canadians say they were considering opening in 2023.<\/p><iframe id=\"datawrapper-chart-BvYym\/1\/\" title=\"Type of banking products Canadians planned to open in 2023\" width=\"100%\" scrolling=\"no\" src=\"https:\/\/datawrapper.dwcdn.net\/BvYym\/1\/\" loading=\"lazy\"><\/iframe><h3>Bottom Line<\/h3><p>Canadian credit cards come with a broad range of features, perks, fees, and add-ons. Carefully comparing the best credit cards in Canada will help you find the right option for your needs. Check out our detailed <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\">credit card guide<\/a> to learn more. <\/p><h3 id=\"readmore\">Best credit card in Canada FAQs<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000008\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000008\">\n                <span class=\"luna-accordion__title\">What is the best credit card in Canada?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000008\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The best credit card for you depends on your financial needs and what type of credit card you want. To review all the Finder Credit Card Awards winners for best credit cards by category, <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/finder-credit-card-awards\">click on our guide here.<\/a><\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000009\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000009\">\n                <span class=\"luna-accordion__title\">What is the best cashback credit card in Canada?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000009\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Finder chose the BMO CashBack Mastercard as the best cashback credit card in Canada since it has the following earn rate: Earn cash back at a standard rate of 3% on groceries (up to a maximum of $500 per statement cycle period), earn 1% on recurring bill payments (up to a maximum of $500 per statement cycle period) and earn 0.5% on all other eligible purchases (unlimited).. For more read the whole <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-mastercard\">BMO Cashback Mastercard review here<\/a>.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000010\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000010\">\n                <span class=\"luna-accordion__title\">What is the best student credit card in Canada?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000010\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Our experts chose the BMO CashBack Mastercard for Students as the best student credit card in Canada since it has no fee, a high cashback earn rate and a great welcome bonus. For more, read the whole <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-mastercard-for-students\">BMO Cashback Mastercard for Students review here<\/a>.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000011\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000011\">\n                <span class=\"luna-accordion__title\">What credit score do I need to apply for a credit card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000011\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/minimum-credit-score-credit-card-approval\">Required credit scores can vary<\/a>. If you have a good or excellent score of 660 or higher, you may qualify for some of the best credit cards in Canada. If you have fair credit of 659 or lower, explore your options in our guide on <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards-for-fair-credit\">credit cards for fair credit<\/a>.<\/p><p>You may be limited to secured or prepaid cards if you have bad or nonexistent credit. These require initial deposits but will help you build your credit and qualify for a non-secured regular credit card if you make timely payments.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000012\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000012\">\n                <span class=\"luna-accordion__title\">How much are points and miles worth?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000012\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Loyalty program points and miles tend to change in value based on how you spend them and the individual program. Our full guide lets you get more information on how travel rewards credit cards work.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000013\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000013\">\n                <span class=\"luna-accordion__title\">What are the best credit card signup bonuses?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000013\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>The top credit card signup bonuses fluctuate monthly as providers introduce new offers. <\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000014\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000014\">\n                <span class=\"luna-accordion__title\">Should I get a basic or premium credit card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000014\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Basic credit cards often come with low-interest rates, low or no annual fees and little to no additional features. These are suitable for people who don't use their credit cards often or don't qualify for premium cards.<\/p><p>Premium credit cards such as gold and platinum cards typically have higher fees. Suitable for those who frequently use and pay off their cards, these come with more perks like discounted travel services, rewards points, complimentary insurance coverage and purchase protection.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>\n<div class=\"sources sources__f1\">\n    \n  <ul class=\"luna-accordionGroup accordionGroup\">\n    <li class=\"luna-accordion\" data-accordion=\"accordion\">\n      <div class=\"luna-accordion__summary\">\n        <h3 class=\"luna-accordion__heading\" data-toc-label=\"Sources\">\n          <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"sources_0000000015\" data-toggle=\"collapse\" data-target=\"#sources_0000000015\">\n            <span class=\"luna-accordion__title u-text--lg u-font--bold\">Sources<\/span>\n            <svg class=\"luna-icon\" aria-hidden=\"true\">\n              <use href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n              <use href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n            <\/svg>\n          <\/button>\n        <\/h3>\n      <\/div>\n      <div class=\"luna-accordion__details collapse \" aria-hidden=\"true\" id=\"sources_0000000015\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n          <p class=\"sources__description\">Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are <a href=\"https:\/\/www.finder.com\/ca\/why-trust-us\">fact checked<\/a> in line with our <a href=\"https:\/\/www.finder.com\/ca\/editorial-guidelines\">editorial guidelines<\/a>.<\/p>\n          <ol class=\"u-pl--0 u-text--lg u-font--medium\">\n                                          <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/madeinca.ca\/credit-cards-canada-statistics\" target=\"_blank\">Made in CA: Credit Card Statistics In Canada, January 3, 2024<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/credit-cards\/choose-credit-card.html\" target=\"_blank\">Government of Canada: Choosing a credit card, Last modified June 2, 2023<\/a><\/li>\n                                                        <li class=\"u-leading--loose\"><a class=\"u-font--medium\" href=\"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/rights-responsibilities\/rights-credit-cards\/right-to-information.html\" target=\"_blank\">Government of Canada\u2014Getting a credit card: know your rights, Last modified January 4, 2023<\/a><\/li>\n                                    <\/ol>\n        <\/div>\n      <\/div>\n    <\/li>\n  <\/ul>\n  <\/div>\n<div class=\"contentFeed contentFeed--relatedPosts\">\n            <h3 class=\"contentFeed__title\">More credit card guides<\/h3>\n        <div class=\"contentFeed__carousel\" data-post-count=\"4\">\n                                    <div class=\"fin-carousels fin-carousels--multiple-items-in-view\" id=\"fin-carousel0000000000\" data-items-in-view=\"3\" style=\"--items-in-view: 3\">\n    <div class=\"fin-carousels__container\">\n        <div class=\"fin-carousels__slides\">\n                                <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/what-credit-cards-does-walmart-accept\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/12\/WomanTappingCreditCardAtCheckout_GettyImages_450x250.png?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/12\/WomanTappingCreditCardAtCheckout_GettyImages_450x250.png?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/12\/WomanTappingCreditCardAtCheckout_GettyImages_450x250.png?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/12\/WomanTappingCreditCardAtCheckout_GettyImages_450x250.png\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/12\/WomanTappingCreditCardAtCheckout_GettyImages_450x250.png?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/12\/WomanTappingCreditCardAtCheckout_GettyImages_450x250.png?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2018\/12\/WomanTappingCreditCardAtCheckout_GettyImages_450x250.png?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Credit Cards<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/what-credit-cards-does-walmart-accept\">What credit cards does Walmart accept?<\/a>            <\/p>        <\/header>        <p>Find out which payment options Walmart accepts, including Visa, MasterCard and American Express.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-with-no-credit-check\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/11\/creditcardswithnocreditcheck_Supplied_Canva_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/11\/creditcardswithnocreditcheck_Supplied_Canva_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/11\/creditcardswithnocreditcheck_Supplied_Canva_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/11\/creditcardswithnocreditcheck_Supplied_Canva_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/11\/creditcardswithnocreditcheck_Supplied_Canva_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/11\/creditcardswithnocreditcheck_Supplied_Canva_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/11\/creditcardswithnocreditcheck_Supplied_Canva_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Credit Cards<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/credit-cards-with-no-credit-check\">No credit check credit cards<\/a>            <\/p>        <\/header>        <p>Despite your credit history, it is possible to get a credit card without a credit check. Here\u2019s how.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-mastercard-for-students\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/BMOCashBackMastercard_Supplied_450x250.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/BMOCashBackMastercard_Supplied_450x250.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/BMOCashBackMastercard_Supplied_450x250.jpg?fit=450&amp;webp=1 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/BMOCashBackMastercard_Supplied_450x250.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/BMOCashBackMastercard_Supplied_450x250.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/BMOCashBackMastercard_Supplied_450x250.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/07\/BMOCashBackMastercard_Supplied_450x250.jpg?fit=450 450w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">BMO Credit Cards<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-cashback-mastercard-for-students\">Students BMO CashBack Mastercard review<\/a>            <\/p>        <\/header>        <p>Looking for a no annual fee credit card that rewards you with money for your spending? Find out if the BMO\u00ae CashBack\u00ae MasterCard\u00ae* for students is right for your needs.<\/p>                    <\/div>        <\/article>            \n<\/div>\n                    <div class=\"fin-carousel-item\">\n                <article class=\"luna-card luna-card--stretch\">        <figure class=\"luna-card__figure\">        <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/aeroplan-rewards-program\/aeroplan-credit-cards\">            <picture>                <source type=\"image\/webp\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/AeroplanCreditCards_GettyImages_1536x8641.jpg?fit=180&amp;webp=1 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/AeroplanCreditCards_GettyImages_1536x8641.jpg?fit=360&amp;webp=1 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/AeroplanCreditCards_GettyImages_1536x8641.jpg?fit=600&amp;webp=1 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/AeroplanCreditCards_GettyImages_1536x8641.jpg?fit=900&amp;webp=1 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/AeroplanCreditCards_GettyImages_1536x8641.jpg?fit=1536&amp;webp=1 1536w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\"><\/source>                <img decoding=\"async\" class=\"luna-image\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/AeroplanCreditCards_GettyImages_1536x8641.jpg\" data-srcset=\"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/AeroplanCreditCards_GettyImages_1536x8641.jpg?fit=180 180w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/AeroplanCreditCards_GettyImages_1536x8641.jpg?fit=360 360w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/AeroplanCreditCards_GettyImages_1536x8641.jpg?fit=600 600w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/AeroplanCreditCards_GettyImages_1536x8641.jpg?fit=900 900w, https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2019\/09\/AeroplanCreditCards_GettyImages_1536x8641.jpg?fit=1536 1536w\" data-sizes=\"(max-width: 600px) 100vw, 35vw\" alt=\"\" loading=\"lazy\">            <\/picture>        <\/a>    <\/figure>        <div class=\"luna-card__block\">                            <div class=\"contentFeed__pills\">                                                    <span class=\"contentFeed__pill contentFeed__pill--category\">Aeroplan<\/span>                            <\/div>                        <header>            <p class=\"luna-card__title luna-card__title--small\">                <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/aeroplan-rewards-program\/aeroplan-credit-cards\">Compare the best Aeroplan credit cards<\/a>            <\/p>        <\/header>        <p>Want to earn more Aeroplan points? Compare these providers of Aeroplan credit cards to get the highest return on rewards for the lowest fee.\u00a0<\/p>                    <\/div>        <\/article>            \n<\/div>\n                \n        <\/div>\n    <\/div>\n    <div class=\"fin-carousels__controls\">\n        <button class=\"fin-carousels__nav fin-carousels__nav--prev fin-carousels__nav--disabled\" aria-label=\"Previous slide\">\n            <svg class=\"luna-icon\" style=\"--fill: var(--color-background-main)\">\n                <use href=\"#chevron-left\"><\/use>\n            <\/svg>\n        <\/button>\n        <button class=\"fin-carousels__nav fin-carousels__nav--next fin-carousels__nav--disabled\" aria-label=\"Next slide\">\n            <svg class=\"luna-icon\" style=\"--fill: var(--color-background-main)\">\n                <use href=\"#chevron-right\"><\/use>\n            <\/svg>\n        <\/button>\n    <\/div>\n\n    <div class=\"fin-carousels__dots\" role=\"tablist\" aria-label=\"Carousel navigation\"><!-- Dots will be generated by JavaScript -->\n    <\/div>\n<\/div>\n\n    <\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Looking for the best credit card in Canada? Compare Canadian credit cards by category, including cash back, travel, no-fee cards and more.<\/p>\n","protected":false},"author":846,"featured_media":1030953,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"best credit cards","_yoast_wpseo_title":"Compare the 16 Best Credit Cards in Canada | Finder Canada","_yoast_wpseo_metadesc":"Our experts review the 16 best credit cards in Canada, including cashback, travel rewards, no-fee, low interest, balance transfer and more.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"Compare the 20 Best Credit Cards in Canada | Finder Canada","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/bestcreditcardsimage_Finder_1800x1000.jpg","_yoast_wpseo_opengraph-image-id":"1030953","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":"false","post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":"false","post_editor":"-1","post_editor_date":null,"post_author_date":"","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2024-01-25 22:37:06\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"We updated our details and FAQs on the best credit cards in Canada and added information on why you can trust Finder&#39;s credit card experts.\"}","_last_major_update":"{\"isOn\":true,\"date\":\"03\/11\/2019\"}","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":""},"categories":[91],"tags":[],"asset_tag":[],"class_list":["post-725028","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Compare the 16 Best Credit Cards in Canada | Finder Canada<\/title>\n<meta name=\"description\" content=\"Our experts review the 16 best credit cards in Canada, including cashback, travel rewards, no-fee, low interest, balance transfer and more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Compare the 20 Best Credit Cards in Canada | Finder Canada\" \/>\n<meta property=\"og:description\" content=\"Our experts review the 16 best credit cards in Canada, including cashback, travel rewards, no-fee, low interest, balance transfer and more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards\" \/>\n<meta property=\"og:site_name\" content=\"Finder Canada\" \/>\n<meta property=\"article:published_time\" content=\"2018-04-16T02:52:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/bestcreditcardsimage_Finder_1800x1000.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Chelsey Hurst\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Chelsey Hurst\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"32 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/best-credit-cards#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/best-credit-cards\"},\"author\":{\"name\":\"Chelsey Hurst\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/person\\\/be4dc313d3aa52c4aa2b45df5c899a1e\"},\"headline\":\"16 best credit cards in Canada\",\"datePublished\":\"2018-04-16T02:52:56+00:00\",\"dateModified\":\"2024-01-25T17:37:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/best-credit-cards\"},\"wordCount\":2532,\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/best-credit-cards#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2024\\\/01\\\/bestcreditcardsimage_Finder_1800x1000.jpg\",\"articleSection\":[\"Credit Cards\"],\"inLanguage\":{\"@type\":\"Language\",\"name\":\"English\",\"alternateName\":\"en\"},\"citation\":[{\"@type\":\"CreativeWork\",\"name\":\"Made in CA: Credit Card Statistics In Canada, January 3, 2024\",\"url\":\"https:\\\/\\\/madeinca.ca\\\/credit-cards-canada-statistics\"},{\"@type\":\"CreativeWork\",\"name\":\"Government of Canada: Choosing a credit card, Last modified June 2, 2023\",\"url\":\"https:\\\/\\\/www.canada.ca\\\/en\\\/financial-consumer-agency\\\/services\\\/credit-cards\\\/choose-credit-card.html\"},{\"@type\":\"CreativeWork\",\"name\":\"Government of Canada\u2014Getting a credit card: know your rights, Last modified January 4, 2023\",\"url\":\"https:\\\/\\\/www.canada.ca\\\/en\\\/financial-consumer-agency\\\/services\\\/rights-responsibilities\\\/rights-credit-cards\\\/right-to-information.html\"}],\"commentCount\":0},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/best-credit-cards\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/best-credit-cards\",\"name\":\"Compare the 16 Best Credit Cards in Canada | Finder Canada\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/best-credit-cards#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/best-credit-cards#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2024\\\/01\\\/bestcreditcardsimage_Finder_1800x1000.jpg\",\"datePublished\":\"2018-04-16T02:52:56+00:00\",\"dateModified\":\"2024-01-25T17:37:06+00:00\",\"description\":\"Our experts review the 16 best credit cards in Canada, including cashback, travel rewards, no-fee, low interest, balance transfer and more.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/best-credit-cards#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/best-credit-cards\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/best-credit-cards#primaryimage\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2024\\\/01\\\/bestcreditcardsimage_Finder_1800x1000.jpg\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2024\\\/01\\\/bestcreditcardsimage_Finder_1800x1000.jpg\",\"width\":1800,\"height\":1000},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/best-credit-cards#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"CA\",\"item\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Credit Cards\",\"item\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"16 best credit cards in Canada\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#website\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/\",\"name\":\"Finder Canada\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\",\"name\":\"Finder\",\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"contentUrl\":\"https:\\\/\\\/www.finder.com\\\/finder-us\\\/wp-uploads\\\/sites\\\/5\\\/2025\\\/05\\\/Finder-Logo-696x696-1.png\",\"width\":1392,\"height\":1392,\"caption\":\"Finder\"},\"image\":{\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/en.wikipedia.org\\\/wiki\\\/Finder_(website)\"],\"description\":\"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.\",\"email\":\"heythere@finder.com\",\"legalName\":\"Finder\",\"foundingDate\":\"2006-01-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#\\\/schema\\\/person\\\/be4dc313d3aa52c4aa2b45df5c899a1e\",\"name\":\"Chelsey Hurst\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/12\\\/ChelseyHurstF1_Finder_600x600.png\",\"url\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/12\\\/ChelseyHurstF1_Finder_600x600.png\",\"contentUrl\":\"https:\\\/\\\/cdn.finder.com.au\\\/finder-us\\\/wp-uploads\\\/2025\\\/12\\\/ChelseyHurstF1_Finder_600x600.png\",\"caption\":\"Chelsey Hurst\"},\"description\":\"Chelsey Hurst is a Growth Manager at Finder, specializing in banking and investments. She loves empowering people to avoid financial pitfalls and make better decisions with their money. Chelsey has a Bachelor of Science from Redeemer University, a Master of Science from McMaster University, and has won multiple awards for research communication. In her spare time, Chelsey enjoys cooking and taking long walks in nature.\",\"knowsAbout\":[{\"@type\":\"Thing\",\"name\":\"Banking\"},{\"@type\":\"Thing\",\"name\":\"Stock Trading\"},{\"@type\":\"Thing\",\"name\":\"Cryptocurrency\"}],\"url\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/author\\\/chelseyhurst\",\"jobTitle\":\"Growth Manager (Banking & Investments)\",\"sameAs\":[],\"worksFor\":{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/#organization\",\"name\":\"Finder\"}},{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"name\":\"Frequently Asked Questions\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the best credit card in Canada?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The best credit card for you depends on your financial needs and what type of credit card you want. To review all the Finder Credit Card Awards winners for best credit cards by category, click on our guide here.\"}},{\"@type\":\"Question\",\"name\":\"What is the best cashback credit card in Canada?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Finder chose the BMO CashBack Mastercard as the best cashback credit card in Canada since it has the following earn rate: Earn cash back at a standard rate of 3% on groceries (up to a maximum of $500 per statement cycle period), earn 1% on recurring bill payments (up to a maximum of $500 per statement cycle period) and earn 0.5% on all other eligible purchases (unlimited).. For more read the whole BMO Cashback Mastercard review here.\"}},{\"@type\":\"Question\",\"name\":\"What is the best student credit card in Canada?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Our experts chose the BMO CashBack Mastercard for Students as the best student credit card in Canada since it has no fee, a high cashback earn rate and a great welcome bonus. For more, read the whole BMO Cashback Mastercard for Students review here.\"}},{\"@type\":\"Question\",\"name\":\"What credit score do I need to apply for a credit card?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Required credit scores can vary. If you have a good or excellent score of 660 or higher, you may qualify for some of the best credit cards in Canada. If you have fair credit of 659 or lower, explore your options in our guide on credit cards for fair credit. You may be limited to secured or prepaid cards if you have bad or nonexistent credit. These require initial deposits but will help you build your credit and qualify for a non-secured regular credit card if you make timely payments.\"}},{\"@type\":\"Question\",\"name\":\"How much are points and miles worth?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Loyalty program points and miles tend to change in value based on how you spend them and the individual program. Our full guide lets you get more information on how travel rewards credit cards work.\"}},{\"@type\":\"Question\",\"name\":\"What are the best credit card signup bonuses?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The top credit card signup bonuses fluctuate monthly as providers introduce new offers.\"}},{\"@type\":\"Question\",\"name\":\"Should I get a basic or premium credit card?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Basic credit cards often come with low-interest rates, low or no annual fees and little to no additional features. These are suitable for people who don't use their credit cards often or don't qualify for premium cards. Premium credit cards such as gold and platinum cards typically have higher fees. Suitable for those who frequently use and pay off their cards, these come with more perks like discounted travel services, rewards points, complimentary insurance coverage and purchase protection.\"}}]}]}<\/script>\n<meta property=\"article:modified_time\" content=\"2024-01-25T17:37:06+00:00\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Compare the 16 Best Credit Cards in Canada | Finder Canada","description":"Our experts review the 16 best credit cards in Canada, including cashback, travel rewards, no-fee, low interest, balance transfer and more.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards","og_locale":"en_US","og_type":"article","og_title":"Compare the 20 Best Credit Cards in Canada | Finder Canada","og_description":"Our experts review the 16 best credit cards in Canada, including cashback, travel rewards, no-fee, low interest, balance transfer and more.","og_url":"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards","og_site_name":"Finder Canada","article_published_time":"2018-04-16T02:52:56+00:00","og_image":[{"width":1800,"height":1000,"url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/bestcreditcardsimage_Finder_1800x1000.jpg","type":"image\/jpeg"}],"author":"Chelsey Hurst","twitter_misc":{"Written by":"Chelsey Hurst","Est. reading time":"32 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards#article","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards"},"author":{"name":"Chelsey Hurst","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/be4dc313d3aa52c4aa2b45df5c899a1e"},"headline":"16 best credit cards in Canada","datePublished":"2018-04-16T02:52:56+00:00","dateModified":"2024-01-25T17:37:06+00:00","mainEntityOfPage":{"@id":"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards"},"wordCount":2532,"publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"image":{"@id":"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/bestcreditcardsimage_Finder_1800x1000.jpg","articleSection":["Credit Cards"],"inLanguage":{"@type":"Language","name":"English","alternateName":"en"},"citation":[{"@type":"CreativeWork","name":"Made in CA: Credit Card Statistics In Canada, January 3, 2024","url":"https:\/\/madeinca.ca\/credit-cards-canada-statistics"},{"@type":"CreativeWork","name":"Government of Canada: Choosing a credit card, Last modified June 2, 2023","url":"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/credit-cards\/choose-credit-card.html"},{"@type":"CreativeWork","name":"Government of Canada\u2014Getting a credit card: know your rights, Last modified January 4, 2023","url":"https:\/\/www.canada.ca\/en\/financial-consumer-agency\/services\/rights-responsibilities\/rights-credit-cards\/right-to-information.html"}],"commentCount":0},{"@type":"WebPage","@id":"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards","url":"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards","name":"Compare the 16 Best Credit Cards in Canada | Finder Canada","isPartOf":{"@id":"https:\/\/www.finder.com\/ca\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards#primaryimage"},"image":{"@id":"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards#primaryimage"},"thumbnailUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/bestcreditcardsimage_Finder_1800x1000.jpg","datePublished":"2018-04-16T02:52:56+00:00","dateModified":"2024-01-25T17:37:06+00:00","description":"Our experts review the 16 best credit cards in Canada, including cashback, travel rewards, no-fee, low interest, balance transfer and more.","breadcrumb":{"@id":"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards#primaryimage","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/bestcreditcardsimage_Finder_1800x1000.jpg","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/sites\/5\/2024\/01\/bestcreditcardsimage_Finder_1800x1000.jpg","width":1800,"height":1000},{"@type":"BreadcrumbList","@id":"https:\/\/www.finder.com\/ca\/credit-cards\/best-credit-cards#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"CA","item":"https:\/\/www.finder.com\/ca\/"},{"@type":"ListItem","position":2,"name":"Credit Cards","item":"https:\/\/www.finder.com\/ca\/credit-cards"},{"@type":"ListItem","position":3,"name":"16 best credit cards in Canada"}]},{"@type":"WebSite","@id":"https:\/\/www.finder.com\/ca\/#website","url":"https:\/\/www.finder.com\/ca\/","name":"Finder Canada","description":"","publisher":{"@id":"https:\/\/www.finder.com\/ca\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finder.com\/ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder","url":"https:\/\/www.finder.com\/ca\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/","url":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","contentUrl":"https:\/\/www.finder.com\/finder-us\/wp-uploads\/sites\/5\/2025\/05\/Finder-Logo-696x696-1.png","width":1392,"height":1392,"caption":"Finder"},"image":{"@id":"https:\/\/www.finder.com\/ca\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/en.wikipedia.org\/wiki\/Finder_(website)"],"description":"Every month more than 2 million unique visitors turn to Finder to save money and time, and to make important life choices. We compare everything from bank accounts, personal loans, investing platforms and much more.","email":"heythere@finder.com","legalName":"Finder","foundingDate":"2006-01-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/www.finder.com\/ca\/#\/schema\/person\/be4dc313d3aa52c4aa2b45df5c899a1e","name":"Chelsey Hurst","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/ChelseyHurstF1_Finder_600x600.png","url":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/ChelseyHurstF1_Finder_600x600.png","contentUrl":"https:\/\/cdn.finder.com.au\/finder-us\/wp-uploads\/2025\/12\/ChelseyHurstF1_Finder_600x600.png","caption":"Chelsey Hurst"},"description":"Chelsey Hurst is a Growth Manager at Finder, specializing in banking and investments. She loves empowering people to avoid financial pitfalls and make better decisions with their money. Chelsey has a Bachelor of Science from Redeemer University, a Master of Science from McMaster University, and has won multiple awards for research communication. In her spare time, Chelsey enjoys cooking and taking long walks in nature.","knowsAbout":[{"@type":"Thing","name":"Banking"},{"@type":"Thing","name":"Stock Trading"},{"@type":"Thing","name":"Cryptocurrency"}],"url":"https:\/\/www.finder.com\/ca\/author\/chelseyhurst","jobTitle":"Growth Manager (Banking & Investments)","sameAs":[],"worksFor":{"@type":"Organization","@id":"https:\/\/www.finder.com\/ca\/#organization","name":"Finder"}},{"@context":"https:\/\/schema.org","@type":"FAQPage","name":"Frequently Asked Questions","mainEntity":[{"@type":"Question","name":"What is the best credit card in Canada?","acceptedAnswer":{"@type":"Answer","text":"The best credit card for you depends on your financial needs and what type of credit card you want. To review all the Finder Credit Card Awards winners for best credit cards by category, click on our guide here."}},{"@type":"Question","name":"What is the best cashback credit card in Canada?","acceptedAnswer":{"@type":"Answer","text":"Finder chose the BMO CashBack Mastercard as the best cashback credit card in Canada since it has the following earn rate: Earn cash back at a standard rate of 3% on groceries (up to a maximum of $500 per statement cycle period), earn 1% on recurring bill payments (up to a maximum of $500 per statement cycle period) and earn 0.5% on all other eligible purchases (unlimited).. For more read the whole BMO Cashback Mastercard review here."}},{"@type":"Question","name":"What is the best student credit card in Canada?","acceptedAnswer":{"@type":"Answer","text":"Our experts chose the BMO CashBack Mastercard for Students as the best student credit card in Canada since it has no fee, a high cashback earn rate and a great welcome bonus. For more, read the whole BMO Cashback Mastercard for Students review here."}},{"@type":"Question","name":"What credit score do I need to apply for a credit card?","acceptedAnswer":{"@type":"Answer","text":"Required credit scores can vary. If you have a good or excellent score of 660 or higher, you may qualify for some of the best credit cards in Canada. If you have fair credit of 659 or lower, explore your options in our guide on credit cards for fair credit. You may be limited to secured or prepaid cards if you have bad or nonexistent credit. These require initial deposits but will help you build your credit and qualify for a non-secured regular credit card if you make timely payments."}},{"@type":"Question","name":"How much are points and miles worth?","acceptedAnswer":{"@type":"Answer","text":"Loyalty program points and miles tend to change in value based on how you spend them and the individual program. Our full guide lets you get more information on how travel rewards credit cards work."}},{"@type":"Question","name":"What are the best credit card signup bonuses?","acceptedAnswer":{"@type":"Answer","text":"The top credit card signup bonuses fluctuate monthly as providers introduce new offers."}},{"@type":"Question","name":"Should I get a basic or premium credit card?","acceptedAnswer":{"@type":"Answer","text":"Basic credit cards often come with low-interest rates, low or no annual fees and little to no additional features. These are suitable for people who don't use their credit cards often or don't qualify for premium cards. Premium credit cards such as gold and platinum cards typically have higher fees. Suitable for those who frequently use and pay off their cards, these come with more perks like discounted travel services, rewards points, complimentary insurance coverage and purchase protection."}}]}]},"article_modified_time":"2024-01-25T17:37:06+00:00"},"custom_fields":{"_wp_page_template":["default"],"show_author_box":["yes"],"_content_type":["niche-content\/recommendation\/best-guide"],"_masthead_variant":["{\"id\":\"standard-blue\",\"showFeaturedImage\":false,\"presetId\":\"\",\"shouldUsePrimaryCTAFieldName\":false,\"shouldUseSecondaryCTAFieldName\":false,\"primaryCTA\":null,\"secondaryCTA\":null,\"widgetShortcode\":\"\",\"widgetHeading\":\"\",\"widgetStats\":\"\",\"hasPrioritizedWidget\":false,\"hasMaximizedWidget\":false,\"shouldUseOverrideCTALabel\":false,\"overrideCTA\":null,\"cleanTopPicks\":\"\",\"tilesMenuId\":\"\"}"],"_masthead_subheading":["{\"text\":\"Compare the best Canadian credit cards from low interest offers and travel rewards to premium perks and no annual fees.\"}"],"custom_post_template":["single-masthead-two-column.php"]},"_links":{"self":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/725028","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/users\/846"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/comments?post=725028"}],"version-history":[{"count":15,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/725028\/revisions"}],"predecessor-version":[{"id":1079169,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/posts\/725028\/revisions\/1079169"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media\/1030953"}],"wp:attachment":[{"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/media?parent=725028"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/categories?post=725028"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/tags?post=725028"},{"taxonomy":"asset_tag","embeddable":true,"href":"https:\/\/www.finder.com\/ca\/wp-json\/wp\/v2\/asset_tag?post=725028"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}