{"id":724198,"date":"2018-04-15T21:16:43","date_gmt":"2018-04-16T01:16:43","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?page_id=724198"},"modified":"2026-05-26T09:04:53","modified_gmt":"2026-05-26T13:04:53","slug":"no-foreign-transaction-fee-credit-cards","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/credit-cards\/no-foreign-transaction-fee-credit-cards","title":{"rendered":"No foreign transaction fee credit cards"},"content":{"rendered":"<p>When you\u2019re travelling internationally or shopping online with overseas retailers, you may be subject to a fee on every credit card purchase you make. Known as a foreign transaction fee, this fee increases the cost of using your credit card on international purchases without providing any extra benefits. However, using a no-foreign-transaction-fee credit card can eliminate this extra fee and save you hundreds of dollars in the long run.<\/p><p>By choosing the right credit card with no foreign transaction fees, you could save on foreign transaction and ATM withdrawal fees and enjoy features such as credit card travel insurance, reward points, or access to airport lounges. Use our guide to compare your options and find the right no-foreign-transaction-fee credit card for you.<\/p><h3 id=\"compare\">Compare cards with no foreign transaction fees<\/h3><div class=\"content tableWithFilters\n        \n        \n         -table-container\" id=\"comparison-table\" data-section=\"table\" data-niche=\"CACCF\">\n    <div class=\"tableWithFilters__tableTop\">\n            <\/div>\n            <div class=\"contentWrapper tableWithFilters__contentWrapper \">\n        <div class=\"tableWithFilters__table content\">\n        <script type=\"text\/javascript\">\nwindow.rewardsConfigs = window.rewardsConfigs || {};\n    window.rewardsConfigs[\"scotiabank|gold|nov-2026~caccf\"] = {\"startDate\":\"2026-11-05T16:00:00.000Z\",\"endDate\":\"2026-12-31T04:59:59.000Z\",\"showVisaLogo\":true,\"countryCode\":\"CA\",\"isAlwaysOn\":false,\"isTieredReward\":false,\"rewardCopy\":\"Join Finder then apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026.\",\"hasEligibilityCriteria\":true,\"offerStacking\":true,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"bannerConfig\":{\"badgeText\":\"FINDER REWARDS EXCLUSIVE\",\"title\":\"Get a $150 digital Visa card\",\"titleHighlight\":\"$150\",\"copyText\":\"Become a Finder member, apply through Finder and get approved for a Scotiabank Gold American Express Card as a new customer to receive a $150 digital Visa card from Finder + earn up to $1,100 in first-year value from Scotiabank. Keep the account open until February 22, 2027. Offer ends December 30, 2026.\",\"termsText\":\"T&Cs apply.\",\"ctaText\":\"SIGN UP & GET $150\",\"nicheText\":\"Credit Cards\",\"mode\":\"modal\",\"metaData\":{\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"},\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/niche-builder\\\/6709955f948ad.png\",\"nicheCode\":\"CACCF\",\"value\":\"150\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/scotiabank-gold-american-express-card-promotion\",\"validationDate\":\"2027-01-29T05:00:00.000Z\",\"fulfillmentDate\":\"2027-02-23T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-scotiabank-gold-american-express-card-reward-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null},\"modalConfig\":{\"requireName\":true,\"title\":\"Get a $150 digital Visa card\",\"subtitleText\":\"Scotiabank Gold American Express Card\",\"items\":[{\"icon\":\"shopping-bag\",\"text\":\"Become a Finder Member and log in to your Finder account\"},{\"icon\":\"user\",\"text\":\"Click through to Scotiabank via the Finder promotional link\"},{\"icon\":\"confetti\",\"text\":\"Apply and get approved for a new Scotiabank Gold American Express Card and keep it open and in good standing\"},{\"icon\":\"gift\",\"text\":\"Receive your $150 digital Visa card from Finder on or before February 22nd, 2027\"}],\"heading\":\"Get your $150 Visa gift card\",\"membersHeading\":\"\",\"text\":\"Enter your email to get your reward when you sign up to Scotiabank\",\"membersText\":\"Claim your reward when you sign up to Scotiabank\",\"emailCaption\":\"Your details must match your new Scotiabank account\",\"badgeText\":\"<reward_value> REWARD\",\"tieredValuePrefix\":\"Up to \",\"firstNameLabel\":\"First name\",\"lastNameLabel\":\"Last name\",\"emailLabel\":\"Email address\",\"emailPlaceholder\":\"email@example.com\",\"firstNameErrorText\":\"Invalid first name\",\"lastNameErrorText\":\"Invalid last name\",\"emailErrorText\":\"Invalid email address\",\"paymentTimelineText\":\"Payment within <fulfillment_days> days of signup or purchase.\",\"legalText\":\"By submitting your details you agree to our <terms_of_service_link> and <privacy_policy_link>.\",\"softAccountLegalText\":\"By entering your email address, you agree to create a Finder account subject to our <terms_of_service_link> and <privacy_policy_link>.\",\"termsOfServiceLinkText\":\"terms of service\",\"privacyPolicyLinkText\":\"privacy policy\",\"continueText\":\"CLAIM $150\",\"abortText\":\"CONTINUE WITHOUT REWARD\",\"copyText\":\"November 5th, 2026 - December 30th, 2026\",\"termsText\":\"T&Cs apply\",\"logoUrl\":\"https:\\\/\\\/www.finder.com\\\/niche-builder\\\/6709955f948ad.png\",\"nicheCode\":\"CACCF\",\"value\":\"150\",\"faqUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/credit-cards\\\/scotiabank-gold-american-express-card-promotion\",\"validationDate\":\"2027-01-29T05:00:00.000Z\",\"fulfillmentDate\":\"2027-02-23T04:59:59.000Z\",\"termsAndConditionsUrl\":\"https:\\\/\\\/www.finder.com\\\/ca\\\/finder-rewards\\\/finder-scotiabank-gold-american-express-card-reward-promotion-terms-and-conditions\",\"isAlwaysOn\":false,\"validationDaysAfterEntry\":null,\"fulfillmentDaysAfterEntry\":null,\"referAFriendValue\":\"25\",\"partnerRewardValue\":null,\"criteriaText\":\"Join Finder then apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026.\",\"membersCriteriaText\":\"Apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026.\"}};\n<\/script><div class=\"js-comparison-calculator comparison-calculator comparison-calculator--paginationNav f1   \" data-category=\"adb95d27-e259-4aa3-81cc-593d75893408\" data-template=\"comparison\" data-niche=\"CACCF\" data-site=\"CACCF\" data-auto-recalculate=\"true\" data-post-country=\"ca\" data-fieldset=\"caccf-default\" data-compare-fieldset=\"compareInfobox\" data-post-id=\"724198\" data-mobile-template=\"\" data-origin=\"straightforward-niche\" data-side-filters=\"false\" data-sort=\"\" data-enable-top-filters=\"false\" data-mobile-data-layout=\"grid\" data-redirect-tracking-params='{\"placement_type\":\"table\",\"site\":\"CACCF\",\"fieldset\":\"caccf-default\",\"template\":\"comparison\",\"category_id\":\"adb95d27-e259-4aa3-81cc-593d75893408\",\"category_name\":\"No Foreign Fees Credit Cards\",\"is_sorted\":0,\"is_filtered\":0,\"cta_render_ts\":1793921934}' data-disable-alternative-products=\"true\" 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0.75);\n    }\n  }\n\n  .rewards-pill__shimmer {\n    position: absolute;\n    top: 0;\n    left: 0;\n    right: 0;\n    width: 100%;\n    height: 100%;\n    border-radius: 4px 20px 20px 20px;\n    overflow: hidden;\n    pointer-events: none;\n  }\n\n  .rewards-pill__shimmer::after {\n    content: '';\n    position: absolute;\n    top: 0;\n    width: 50%;\n    height: 100%;\n    background: linear-gradient(\n      90deg,\n      transparent 0%,\n      rgba(255, 255, 255, 0.5) 50%,\n      transparent 100%\n    );\n    animation: rewards-pill-shimmer 4s infinite;\n  }\n\n  .rewards-pill__icon {\n    z-index: 2;\n    display: flex;\n    align-items: center;\n    flex-shrink: 0;\n    position: relative;\n  }\n\n  .rewards-pill__icon-svg {\n    width: 44px;\n    height: 27.75px;\n    overflow: visible;\n  }\n\n  .rewards-pill__star {\n    position: absolute;\n    z-index: 4;\n    opacity: 0;\n    pointer-events: none;\n    width: 22px;\n    height: 22px;\n    top: 55%;\n    left: 3%;\n    margin-top: -19px;\n    margin-left: -6px;\n    animation: rewards-pill-star-rotate 4s infinite;\n  }\n\n  .rewards-pill__text {\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    text-transform: uppercase;\n    letter-spacing: 0px;\n    color: #092673;\n    z-index: 1;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n  \/* &#9472;&#9472; New design overrides (data-show-tc=\"true\") &#9472;&#9472; *\/\n  .rewards-pill[data-show-tc=\"true\"] {\n    padding: 0px 10px 0px 4px;\n    border-radius: 4px 32px 32px 32px;\n    height: 38px;\n    align-items: center;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n    border-radius: 4px 32px 32px 32px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n    width: 68px;\n    height: 48px;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n    top: 0;\n    left: 0;\n    margin-top: 0;\n    margin-left: 0;\n  }\n\n  .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-style: italic;\n    font-size: 16px;\n    line-height: 18px;\n    letter-spacing: 0;\n    text-align: center;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #092673;\n    white-space: nowrap;\n    text-transform: none;\n  }\n\n  .rewards-pill__content {\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    z-index: 1;\n    height: 100%;\n    padding: 2px 0;\n    box-sizing: border-box;\n  }\n\n  .rewards-pill__tc {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 400;\n    font-style: normal;\n    font-size: 10px;\n    line-height: 130%;\n    letter-spacing: 0;\n    text-align: left;\n    font-variant-numeric: lining-nums tabular-nums;\n    text-decoration: underline;\n    text-decoration-style: solid;\n    color: #092673;\n    white-space: nowrap;\n  }\n\n  .rewards-pill__tc:hover {\n    opacity: 0.8;\n  }\n\n  \/* &#9472;&#9472; Responsive T&C: inline (inside pill) vs below (outside pill) &#9472;&#9472; *\/\n  .rewards-pill__tc--below {\n    display: none;\n  }\n\n  .rewards-pill__icon-svg--compact {\n    display: none;\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill__tc--inline {\n      display: none;\n    }\n\n    .rewards-pill__tc--below {\n      display: block;\n    }\n\n    \/* Swap to compact icon on mobile\/tablet *\/\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__icon-svg--compact {\n      display: block;\n    }\n\n    \/* Revert pill to compact size when T&C moves outside *\/\n    .rewards-pill[data-show-tc=\"true\"] {\n      height: 24px;\n      padding: 0px 8px 0px 2px;\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__shimmer {\n      border-radius: 4px 20px 20px 20px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__star {\n      top: 55%;\n      left: 3%;\n      margin-top: -19px;\n      margin-left: -6px;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__text {\n      text-transform: uppercase;\n      font-size: 16px;\n      line-height: 24px;\n    }\n  }\n\n  @keyframes rewards-pill-shimmer {\n    0% {\n      transform: translateX(100%);\n    }\n    20% {\n      transform: translateX(-100%);\n    }\n    100% {\n      transform: translateX(-100%);\n    }\n  }\n\n  @keyframes rewards-pill-star-rotate {\n    0% {\n      opacity: 0;\n      transform: rotate(0deg) scale(0);\n    }\n    5% {\n      opacity: 1;\n      transform: rotate(45deg) scale(1);\n    }\n    15% {\n      opacity: 1;\n      transform: rotate(135deg) scale(1);\n    }\n    20% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n    100% {\n      opacity: 0;\n      transform: rotate(180deg) scale(0);\n    }\n  }\n\n  \/* Rewards Pill Countdown - wrapper layout for countdown + pill *\/\n  .rewards-pill-wrapper:has(.rewards-pill-countdown:not([hidden])) {\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      flex-direction: row;\n      gap: 10px;\n      margin-bottom: 6px;\n    }\n\n    @media (max-width: 600px) {\n      flex-direction: column;\n      gap: 12px;\n    }\n  }\n\n  .rewards-pill-countdown[hidden] {\n    display: none !important;\n  }\n\n  .rewards-pill-countdown {\n    font-family: 'Modern Era', Arial, sans-serif;\n    font-weight: 800;\n    font-size: 12px;\n    line-height: 100%;\n    letter-spacing: -0.025em;\n    font-variant-numeric: lining-nums tabular-nums;\n    color: #232320;\n    white-space: nowrap;\n    display: flex;\n    align-items: center;\n\n    @media (min-width: 601px) {\n      order: -1;\n    }\n\n    @media (max-width: 600px) {\n      justify-content: center;\n      margin-bottom: 8px;\n    }\n  }\n\n  .rewards-pill-countdown__timer {\n    display: inline;\n  }\n\n  .rewards-pill-countdown__sep {\n    margin: 0 1px;\n  }\n\n  \/* Partner card (stacked rewards design) *\/\n  .rewards-pill__partner--large {\n    display: flex;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__partner--compact {\n    display: none;\n    align-items: center;\n    gap: 2px;\n  }\n\n  .rewards-pill__plus {\n    font-family: 'Modern Era', Arial, Helvetica, sans-serif;\n    font-weight: 900;\n    font-size: 14px;\n    color: #232320;\n    z-index: 1;\n    line-height: 1;\n  }\n\n  .rewards-pill__partner-svg {\n    width: 68px;\n    height: 48px;\n    filter: drop-shadow(0px 0px 6.2px rgba(0, 0, 0, 0.15));\n  }\n\n  @media (max-width: 960px) {\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--large {\n      display: none;\n    }\n\n    .rewards-pill[data-show-tc=\"true\"] .rewards-pill__partner--compact {\n      display: flex;\n    }\n  }\n\n<\/style><style>\n    .comparison-table__feature--offer.comparison-table__feature--offer-stacked {\n    display: flex;\n    flex-direction: column;\n  }\n\n    .comparison-table__feature.comparison-table__feature--reward-criteria {\n    padding-top: 16px;\n  }\n\n  .finder-reward-criteria,\n  .finder-reward-stack {\n    position: relative;\n    box-sizing: border-box;\n    width: 100%;\n    margin-top: 8px;\n  }\n\n  .finder-reward-criteria,\n  .finder-reward-stack__reward {\n    padding: 24px 16px 8px;\n    border: 1px solid #e6b40f;\n    border-radius: 12px;\n    background: linear-gradient(162deg, rgba(255, 210, 59, 0.5) 9.47%, rgba(255, 216, 53, 0.5) 16.17%, rgba(254, 218, 61, 0.5) 21.75%, rgba(254, 224, 83, 0.5) 29.57%, rgba(254, 234, 119, 0.5) 39.61%, rgba(253, 247, 169, 0.5) 50.78%, rgba(253, 255, 196, 0.5) 56.36%, rgba(253, 248, 172, 0.5) 58.59%, rgba(253, 238, 136, 0.5) 61.94%, rgba(254, 230, 105, 0.5) 65.29%, rgba(254, 224, 82, 0.5) 68.64%, rgba(254, 219, 65, 0.5) 73.1%, rgba(254, 216, 56, 0.5) 77.57%, rgba(255, 216, 53, 0.5) 83.15%, rgba(255, 210, 59, 0.5) 89.85%), #ffffff;\n  }\n\n  .comparison-table__feature--offer-stacked .finder-reward-stack {\n    display: flex;\n    flex-direction: column;\n    padding: 0;\n    background: none;\n    border: 0;\n  }\n\n  .finder-reward-stack__reward {\n    border-bottom-left-radius: 0;\n    border-bottom-right-radius: 0;\n  }\n\n  .finder-reward-stack__offer {\n    display: flex;\n    align-items: flex-start;\n    gap: 8px;\n    margin-top: -1px;\n    padding: 12px 16px;\n    border: 1px solid #e6b40f;\n    border-radius: 0 0 12px 12px;\n    background: #fff9e5;\n    color: #232320;\n    font-size: 14px;\n    line-height: 1.25;\n  }\n\n  .finder-reward-stack__offer .luna-icon {\n    --fill: #1dd751;\n    flex-shrink: 0;\n    width: 20px;\n    height: 20px;\n  }\n\n  .finder-reward-stack__plus {\n    display: block;\n    align-self: center;\n    box-sizing: border-box;\n    width: 20px;\n    height: 20px;\n    margin: -10px auto;\n    position: relative;\n    z-index: 2;\n    border-radius: 9999px;\n    border: 1px solid #e6b40f;\n    background: linear-gradient(103.63deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n  }\n\n    .finder-reward-stack__plus::before,\n  .finder-reward-stack__plus::after {\n    content: '';\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    width: 8px;\n    height: 2px;\n    background: #092673;\n    transform: translate(-50%, -50%);\n  }\n\n  .finder-reward-stack__plus::after {\n    transform: translate(-50%, -50%) rotate(90deg);\n  }\n\n    .finder-reward-badge {\n    position: absolute;\n    top: -8px;\n    left: 12px;\n    z-index: 1;\n    display: inline-flex;\n    align-items: center;\n    gap: 2px;\n    box-sizing: border-box;\n    height: 24px;\n    padding: 0 10px 0 4px;\n    border: 1px solid #e6b40f;\n    border-radius: 12px 999px 999px 80px;\n    background: linear-gradient(148.12deg, #FFD23B 9.47%, #FFD835 16.17%, #FEDA3D 21.75%, #FEE053 29.57%, #FEEA77 39.61%, #FDF7A9 50.78%, #FDFFC4 56.36%, #FDF8AC 58.59%, #FDEE88 61.94%, #FEE669 65.29%, #FEE052 68.64%, #FEDB41 73.1%, #FED838 77.57%, #FFD835 83.15%, #FFD23B 89.85%);\n  }\n\n  .finder-reward-badge .finder-reward-badge__card {\n    width: 44px;\n    height: 31px;\n    margin: -4px 0 -4px -10px;\n  }\n\n    .finder-reward-badge .finder-reward-badge__card text {\n    font: italic 900 10px 'Modern Era', Arial, Helvetica, sans-serif;\n  }\n\n    .finder-reward-badge__text {\n    text-box: trim-both cap alphabetic;\n    color: #092673;\n    font-size: 16px;\n    font-style: italic;\n    font-weight: 900;\n    line-height: 24px;\n    white-space: nowrap;\n  }\n\n\n  .finder-reward-criteria__text {\n    margin: 0;\n    color: #232320;\n    font-size: 14px;\n    line-height: 1.25;\n  }\n\n  .finder-reward-criteria__text strong {\n    font-weight: 700;\n  }\n\n    .finder-reward-criteria__tc,\n  .finder-reward-criteria__tc:visited {\n    color: inherit;\n    font-weight: inherit;\n    text-decoration: underline;\n    text-underline-position: auto;\n    white-space: nowrap;\n  }\n\n    @media (max-width: 600px) {\n        table.has-combined-column-header tr.mobile-two-columns td.comparison-table__feature.comparison-table__feature--offer-stacked,\n    table.has-combined-column-header tr.mobile-two-columns td.comparison-table__feature.comparison-table__feature--reward-criteria {\n      padding-left: 16px !important;\n      padding-right: 16px !important;\n    }\n  }\n\n  .finder-reward-stack,\n  .finder-reward-criteria {\n    text-align: left;\n  }\n<\/style><table class=\"comparison-table f1-clarity-header has-sidepeek js-paginated-table-sorter paginated-table-sorter    has-combined-column-header  combined-column-header-grid js-calculator-table rewards--container loyalty-rewards--container\" id=\"comparison-table-0000000000\" data-has-sidepeek=\"true\" data-rendered-as=\"table\" data-loadmore=\"true\" data-loadmore-version=\"1\" data-loadmore-id=\"1009\" data-niche=\"caccf\" data-sorted=\"false\" data-sorting=\"\" data-pagination-nav=\"20\" data-pagination-nav-offset=\"0\" data-pagination-nav-next-offset=\"\" data-pagination-nav-prev-offset=\"0\" data-product-count=\"4\" data-manual-sponsored-count=\"\" data-include-inactive=\"false\" data-table-filter-presets=\"eb55b5709b9d0cf91cf851c682f32f37c0d20ce941f67da6b373c7f83a43db6c\" data-table-record-type=\"product\" data-table-record-ids='[\"4bc4e6b2-2bc2-4801-aeff-424510d76c59\",\"884ed514-da14-4f30-a480-297dad67d7b4\",\"7556fabe-2ef6-470d-9787-6787bcc464f7\",\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\"]' data-total-data=\"4\" data-enable-top-filters=\"false\" data-gte-enabled-variants=\"table_share_pill_1\" data-total-product-count=\"4\" data-sponsored-placements=\"3\" data-sponsored-field-code=\"DERIVED.AD_RANK\" data-sponsored-max-per-provider=\"1\" data-rewards-campaign-names=\"scotiabank|gold|nov-2026~caccf\" data-rewards-component=\"template-products\" data-override-table-position-configuration=\"false\"><thead class=\"u-bg--background-secondary u-color--foreground-main\"><tr class=\"grid-column-count-4\"><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_BONUS_POINTS_TABLE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable th-combined-column-header\" data-field-targetable=\"\" data-sorter-title=\"welcome_offer\">\n                                                        Welcome Offer\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_TABLE_REWARDS_POINT_VALUE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"rewards\">\n                                                        Rewards\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.CACCF_PURCHASE_INTEREST_RATE\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"purchase_interest_rate\">\n                                                        Purchase Interest Rate\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"CACCF.PRODUCT.FEE_ANNUAL\" class=\"comparison-table__feature  tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"annual_fee\">\n                                                        Annual Fee\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><th data-ajax-table-sorter-column=\"PRODUCT.GENERAL.SHORT_DESCRIPTION\" class=\"comparison-table__feature fin-text-blue comparison-table__feature--longtext tablesorter-header tablesorter-headerUnSorted comparison-table__sortable \" data-field-targetable=\"\" data-sorter-title=\"min._credit_score\">\n                                                        Min. Credit Score\n                                                      <span class=\"comparison-table__sortIcon\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--asc\" aria-hidden=\"true\"><\/span><span class=\"comparison-table__sortIcon--desc\" aria-hidden=\"true\"><\/span><\/th><\/tr><\/thead><tbody><tr data-product-id=\"4bc4e6b2-2bc2-4801-aeff-424510d76c59\" data-provider-id=\"d2c47712-e4ff-4630-af29-f39e3997f320\" data-product-name=\"BMO U.S. Dollar Mastercard\" data-provider-name=\"BMO\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  heroInTable__featuredProduct heroInTable__featuredProduct--yellow\"><td class=\"comparison-table__name combined-column-header sponsored-row  f1-clarity-header\"><div class=\"table-disclaimer__cellWrapper\"><button class=\"table-disclaimer\" data-target=\"#disclaimer_popup\" data-toggle=\"modal\" title=\"Important information about this website\" type=\"button\"><span class=\"table-disclaimer__text\"><span class=\"badge-text\">Promoted<\/span><\/span><svg class=\"luna-icon\" aria-hidden=\"true\"><use xlink:href=\"#info\"><\/use><\/svg><\/button><\/div><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-us-dollar-mastercard\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/66350658a7f1d.png\" alt=\"BMO U.S. Dollar Mastercard image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/66350658a7f1d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/66350658a7f1d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/66350658a7f1d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/66350658a7f1d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/66350658a7f1d.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-us-dollar-mastercard\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO U.S. Dollar Mastercard<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        N\/A<span class=\"table-popover\" rel=\"popover\" data-content=\"\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        N\/A <span class=\"table-popover\" rel=\"popover\" data-content=\"\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $49 USD\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                When your purchases total US$3,000 or more in a year, the next year's annual fee (US$49) is rebated to your card. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: 725&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 725<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"4bc4e6b2-2bc2-4801-aeff-424510d76c59\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-us-dollar-mastercard-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22adb95d27-e259-4aa3-81cc-593d75893408%22%2C%22category_name%22%3A%22No%2BForeign%2BFees%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793921934%22%2C%22sponsored%22%3A%221%22%2C%22position%22%3A%221%22%2C%22offer_id%22%3A%2221489%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%224bc4e6b2-2bc2-4801-aeff-424510d76c59%22%2C%22product_name%22%3A%22BMO%2BU.S.%2BDollar%2BMastercard%22%2C%22post_id%22%3A%22724198%22%2C%22post_path%22%3A%22credit-cards%252Fno-foreign-transaction-fee-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to BMO's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO U.S. Dollar Mastercard\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"4bc4e6b2-2bc2-4801-aeff-424510d76c59\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-4bc4e6b2-2bc2-4801-aeff-424510d76c59\" value=\"4bc4e6b2-2bc2-4801-aeff-424510d76c59\" name=\"productID\" _productname=\"                            BMO U.S. Dollar Mastercard            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"4bc4e6b2-2bc2-4801-aeff-424510d76c59\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-4bc4e6b2-2bc2-4801-aeff-424510d76c59\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"884ed514-da14-4f30-a480-297dad67d7b4\" data-provider-id=\"a27ab6c4-fb8f-4d55-bd26-eeb5240893fa\" data-product-name=\"Scotiabank Gold American Express Card\" data-provider-name=\"Scotiabank\" data-rewards-campaign-name=\"scotiabank|gold|nov-2026~caccf\" data-should-show-rewards=\"true\" data-eligibility-criteria-shown=\"true\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row   rewards--element-container\"><td class=\"comparison-table__name combined-column-header  rewards-row f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-gold-american-express-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png\" alt=\"Scotiabank Gold American Express Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/6984e5861a6ef.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-gold-american-express-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Scotiabank Gold American Express Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        65,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 65,000 bonus Scene+ points. &lt;b&gt;Apply by January 3, 2027.&lt;\/b&gt; To qualify for the 65,000 bonus Scene+ points offer, earn 40,000 bonus Scene+ points by making at least $2,000 in purchases in your first 3 months. Plus, earn 25,000 bonus Scene+ points when you spend at least $7,500 in purchases in your first year.&lt;br \/&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 6x points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 6 Scene+ points per $1 at participating grocery stores (Sobeys, Safeway, FreshCo, Foodland and more), 5 Scene+ points per $1 on other eligible grocery stores, dining, food delivery, food subscriptions and eligible entertainment (including movies, theatre and ticket agencies), 1 Scene+ point per $1 on eligible travel (plus an extra 3 Scene+ points per $1 on hotels and car rentals booked through Scene+ Travel, Powered by Expedia), 3 Scene+ points per $1 on eligible gas, transit and streaming services and 1 Scene+ point per $1 on all other eligible purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $120\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer comparison-table__feature--offer-stacked sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper finder-reward-stack js-calculator-table-value\" 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23.5023 4.81415C23.5365 4.8946 23.643 4.91094 23.7006 4.84496C23.7423 4.79726 23.7891 4.752 23.8413 4.70915C23.9488 4.62087 24.0801 4.56585 24.2349 4.5441C24.3616 4.52629 24.4754 4.53266 24.5762 4.56271C24.6402 4.58187 24.6733 4.65274 24.6505 4.71541L24.4173 5.35711C24.3968 5.41367 24.3373 5.44519 24.2788 5.43157C24.2211 5.4181 24.1559 5.41647 24.0831 5.4267C23.9397 5.44687 23.8226 5.51043 23.7325 5.61676C23.6422 5.72339 23.594 5.8728 23.5871 6.06508L23.5346 7.48898C23.5324 7.54613 23.4896 7.59372 23.4328 7.6017L22.7647 7.69559C22.6919 7.70582 22.6275 7.64778 22.63 7.57426L22.7236 4.93359C22.7256 4.87621 22.7686 4.82858 22.8254 4.82061L22.8252 4.8209Z\" fill=\"white\"><\/path><path d=\"M6.41567 10.0419C5.98602 10.1023 5.54792 10.0202 5.17029 9.81041C4.86486 10.1162 4.46662 10.3159 4.03696 10.3763C2.94773 10.5293 1.93705 9.76773 1.78397 8.6785L1.50635 6.70312L5.86069 6.09116C6.94992 5.93808 7.9606 6.69969 8.11368 7.78892C8.26677 8.87815 7.50516 9.88883 6.41593 10.0419L6.41567 10.0419Z\" fill=\"white\"><\/path><path d=\"M5.87924 6.22354C6.89699 6.0805 7.83792 6.78955 7.98096 7.8073C8.12399 8.82505 7.41495 9.76598 6.3972 9.90901C5.94381 9.97273 5.5058 9.86693 5.14663 9.64058C4.8638 9.95742 4.47189 10.1796 4.01849 10.2433C3.00074 10.3864 2.05981 9.67731 1.91678 8.65956L1.6578 6.81682L5.8795 6.2235M5.84196 5.95826L1.35498 6.58887L1.65124 8.69688C1.81462 9.8594 2.89326 10.672 4.05552 10.5086C4.48104 10.4488 4.87778 10.261 5.19315 9.9735C5.57555 10.1629 6.0087 10.2341 6.43422 10.1743C7.59674 10.0109 8.40932 8.93231 8.24598 7.77005C8.08263 6.60779 7.00396 5.79495 5.8417 5.9583L5.84196 5.95826Z\" fill=\"#232021\"><\/path><path d=\"M6.19491 7.83566C6.19386 7.79818 6.22455 7.76755 6.26203 7.76833C6.52835 7.77406 6.72936 7.53977 6.65782 7.26483C6.63594 7.18028 6.58789 7.12861 6.53244 7.07483C6.50534 7.04864 6.50592 7.00409 6.53487 6.97976C6.84584 6.71711 7.22057 6.84076 7.46697 7.1448C7.76909 7.51758 7.8639 8.13976 7.68114 8.58438C7.42515 9.20638 6.81548 9.22917 6.44711 8.69018C6.27646 8.44023 6.20267 8.13613 6.19521 7.83588L6.19491 7.83566Z\" fill=\"#232021\"><\/path><path d=\"M3.78134 8.17453C3.78028 8.13704 3.81098 8.10642 3.84845 8.1072C4.11477 8.11293 4.31578 7.87863 4.24425 7.6037C4.22237 7.51915 4.17432 7.46748 4.11887 7.4137C4.09177 7.38751 4.09235 7.34295 4.12129 7.31862C4.43226 7.05598 4.80699 7.17962 5.0534 7.48366C5.35552 7.85645 5.45033 8.47863 5.26756 8.92324C5.01157 9.54525 4.4019 9.56804 4.03353 9.02905C3.86288 8.77909 3.7891 8.475 3.78163 8.17475L3.78134 8.17453Z\" fill=\"#232021\"><\/path><path d=\"M39.3595 21.3505C40.1366 21.2413 40.8577 21.7847 40.9669 22.5618C41.0761 23.3389 40.5327 24.0599 39.7556 24.1691L39.7554 24.1692C39.4489 24.2122 39.1363 24.1537 38.8669 24.004C38.649 24.2221 38.3649 24.3646 38.0584 24.4077C37.2813 24.5169 36.5602 23.9735 36.451 23.1964L36.2529 21.7871L39.3595 21.3505ZM38.7838 22.344C38.608 22.1271 38.3407 22.0389 38.1188 22.2263C38.0982 22.2436 38.0978 22.2754 38.1171 22.2941C38.1567 22.3325 38.1909 22.3693 38.2065 22.4297C38.2576 22.6258 38.1142 22.793 37.9242 22.7889C37.8974 22.7883 37.8756 22.8102 37.8763 22.8369L37.8765 22.8371C37.8818 23.0513 37.9345 23.2682 38.0562 23.4466C38.319 23.8311 38.754 23.8148 38.9366 23.3711C39.067 23.0539 38.9994 22.61 38.7838 22.344ZM40.5056 22.1021C40.3298 21.8851 40.0624 21.7969 39.8406 21.9843C39.8199 22.0017 39.8195 22.0334 39.8388 22.0521C39.8784 22.0905 39.9127 22.1274 39.9283 22.1877C39.9793 22.3838 39.8359 22.551 39.6459 22.5469C39.6192 22.5463 39.5973 22.5682 39.598 22.5949L39.5982 22.5951C39.6036 22.8093 39.6562 23.0263 39.7779 23.2046C40.0408 23.5891 40.4757 23.5729 40.6584 23.1291C40.7888 22.8119 40.7211 22.368 40.5056 22.1021Z\" fill=\"url(#pill_paint1_pill_compact_488260731)\"><\/path><\/g><defs><lineargradient id=\"pill_paint0_pill_compact_488260731\" x1=\"25.2019\" y1=\"2.56791\" x2=\"36.7429\" y2=\"9.19153\" gradientunits=\"userSpaceOnUse\"><stop offset=\"0.18\" stop-color=\"#FFD23B\"><\/stop><stop offset=\"0.24\" stop-color=\"#FFD835\"><\/stop><stop offset=\"0.29\" stop-color=\"#FEDA3D\"><\/stop><stop offset=\"0.36\" stop-color=\"#FEE053\"><\/stop><stop offset=\"0.45\" stop-color=\"#FEEA77\"><\/stop><stop offset=\"0.55\" stop-color=\"#FDF7A9\"><\/stop><stop offset=\"0.6\" stop-color=\"#FDFFC4\"><\/stop><stop offset=\"0.62\" stop-color=\"#FDF8AC\"><\/stop><stop offset=\"0.65\" stop-color=\"#FDEE88\"><\/stop><stop offset=\"0.68\" stop-color=\"#FEE669\"><\/stop><stop offset=\"0.71\" stop-color=\"#FEE052\"><\/stop><stop offset=\"0.75\" stop-color=\"#FEDB41\"><\/stop><stop offset=\"0.79\" stop-color=\"#FED838\"><\/stop><stop offset=\"0.84\" stop-color=\"#FFD835\"><\/stop><stop offset=\"0.9\" stop-color=\"#FFD23B\"><\/stop><\/lineargradient><radialgradient id=\"pill_paint1_pill_compact_488260731\" cx=\"0\" cy=\"0\" r=\"1\" gradientunits=\"userSpaceOnUse\" gradienttransform=\"translate(40.4043 24.2693) rotate(-172.006) scale(4.25594 5.99724)\"><stop offset=\"0.4\" stop-color=\"#EDEEF8\"><\/stop><stop offset=\"0.45\" stop-color=\"#F5F2E1\"><\/stop><stop offset=\"0.5\" stop-color=\"#F9CBD3\"><\/stop><stop offset=\"0.6\" stop-color=\"#DCECF6\"><\/stop><stop offset=\"0.7\" stop-color=\"#CAC5FE\"><\/stop><stop offset=\"0.9\" stop-color=\"#CBE9F3\"><\/stop><stop offset=\"1\" stop-color=\"#F9E9D0\"><\/stop><\/radialgradient><clippath id=\"pill_clip0_pill_compact_488260731\"><rect y=\"5.56738\" width=\"40\" height=\"25.2248\" rx=\"1.61564\" transform=\"rotate(-8 0 5.56738)\" fill=\"white\"><\/rect><\/clippath><\/defs><\/svg><span class=\"finder-reward-badge__text\">$150 Reward<\/span><\/span><div class=\"finder-reward-stack__reward\"><p class=\"finder-reward-criteria__text\"><strong>Finder Rewards: <\/strong>Join Finder then apply through Finder and get approved for a Scotiabank Gold American Express Card as a new Scotiabank customer to receive a $150 digital Visa gift card. Ends 30 Dec 2026. <a class=\"finder-reward-criteria__tc\" href=\"https:\/\/www.finder.com\/ca\/finder-rewards\/finder-scotiabank-gold-american-express-card-reward-promotion-terms-and-conditions\" target=\"_blank\" rel=\"noopener noreferrer\">T&amp;Cs apply<\/a>.<\/p><\/div><span class=\"finder-reward-stack__plus\" aria-hidden=\"true\"><\/span><div class=\"finder-reward-stack__offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n            Earn up to $1,100 in first-year value, including up to 65,000 bonus Scene+ points. <b>Apply by January 3, 2027<\/b>. T&amp;Cs apply.\n        <\/span><\/div><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 700<br><\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-gold-american-express-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22adb95d27-e259-4aa3-81cc-593d75893408%22%2C%22category_name%22%3A%22No%2BForeign%2BFees%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793921934%22%2C%22position%22%3A%222%22%2C%22offer_id%22%3A%2224029%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22884ed514-da14-4f30-a480-297dad67d7b4%22%2C%22product_name%22%3A%22Scotiabank%2BGold%2BAmerican%2BExpress%2BCard%22%2C%22finder_reward%22%3A%221%22%2C%22finder_reward_campaign_name%22%3A%22scotiabank%257Cgold%257Cnov-2026%257Ecaccf%22%2C%22post_id%22%3A%22724198%22%2C%22post_path%22%3A%22credit-cards%252Fno-foreign-transaction-fee-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall rewards--cta rewards--record-id-884ed514-da14-4f30-a480-297dad67d7b4 button--cta\" title=\"Go to Scotiabank's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Scotiabank Gold American Express Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-884ed514-da14-4f30-a480-297dad67d7b4\" value=\"884ed514-da14-4f30-a480-297dad67d7b4\" name=\"productID\" _productname=\"                            Scotiabank Gold American Express Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"884ed514-da14-4f30-a480-297dad67d7b4\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-884ed514-da14-4f30-a480-297dad67d7b4\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"7556fabe-2ef6-470d-9787-6787bcc464f7\" data-provider-id=\"d2c47712-e4ff-4630-af29-f39e3997f320\" data-product-name=\"BMO eclipse Visa Infinite Privilege\" data-provider-name=\"BMO\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-eclipse-visa-infinite-privilege-review\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/5faadc8206be4.png\" alt=\"BMO eclipse Visa Infinite Privilege image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/5faadc8206be4.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/5faadc8206be4.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/5faadc8206be4.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/5faadc8206be4.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/5faadc8206be4.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/bmo-credit-cards\/bmo-eclipse-visa-infinite-privilege-review\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">BMO eclipse Visa Infinite Privilege<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        200,000<span class=\"table-popover\" rel=\"popover\" data-content=\"Get up to 200,000 welcome points, 10 lounge passes and a $200 annual Travel Credit. That's up to $2,700 in value. &lt;strong&gt;Apply by October 31, 2027.&lt;\/strong&gt;&lt;br \/&gt;&lt;br \/&gt;Earn up to 80,000 points when you spend $10,000 in the first 110 days. Get 40,000 points when you spend at least $20,000 in the first 6 months. Receive an additional 80,000 points when you spend at least $40,000 in the first year.&lt;br \/&gt;&lt;br \/&gt;Plus, get 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee.\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        5 points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn 5x the BMO Points for every $1 spent on groceries, dining in and out, health &amp; wellness, gas and travel purchases. You'll earn 1 point per $1 spent on everything else.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        21.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $599\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Get up to 200,000 welcome points, 10 lounge passes and a $200 annual Travel Credit. That's up to $2,700 in value. <strong>Apply by October 31, 2027.<\/strong><br>Plus, get 0% introductory interest rate on balance transfers for 12 months with a 2% transfer fee. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: 760&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 760<\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"7556fabe-2ef6-470d-9787-6787bcc464f7\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/bmo-eclipse-visa-infinite-privilege-ca-credit-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22adb95d27-e259-4aa3-81cc-593d75893408%22%2C%22category_name%22%3A%22No%2BForeign%2BFees%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793921934%22%2C%22position%22%3A%223%22%2C%22offer_id%22%3A%2221488%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%227556fabe-2ef6-470d-9787-6787bcc464f7%22%2C%22product_name%22%3A%22BMO%2Beclipse%2BVisa%2BInfinite%2BPrivilege%22%2C%22post_id%22%3A%22724198%22%2C%22post_path%22%3A%22credit-cards%252Fno-foreign-transaction-fee-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to BMO's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about BMO eclipse Visa Infinite Privilege\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"7556fabe-2ef6-470d-9787-6787bcc464f7\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-7556fabe-2ef6-470d-9787-6787bcc464f7\" value=\"7556fabe-2ef6-470d-9787-6787bcc464f7\" name=\"productID\" _productname=\"                            BMO eclipse Visa Infinite Privilege            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"7556fabe-2ef6-470d-9787-6787bcc464f7\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-7556fabe-2ef6-470d-9787-6787bcc464f7\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><tr data-product-id=\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\" data-provider-id=\"a27ab6c4-fb8f-4d55-bd26-eeb5240893fa\" data-product-name=\"Scotiabank Passport Visa Infinite + Card\" data-provider-name=\"Scotiabank\" class=\"grid-column-count-4  mobile-column-count-4 mobile-row-count-7  js-comparison-table__row  \"><td class=\"comparison-table__name combined-column-header   f1-clarity-header\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-passport-visa-infinite-credit-card\" data-component-id=\"1003\" data-component-version=\"1\"><img decoding=\"async\" border=\"0\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5IiBoZWlnaHQ9IjUiIHN0eWxlPSJiYWNrZ3JvdW5kLWNvbG9yOiAjRjVGNkY3OyIvPg==\" data-src=\"https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png\" alt=\"Scotiabank Passport Visa Infinite + Card image\" class=\"lazysizes\" srcset=\"https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=180 180w, https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=360 360w, https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=600 600w, https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=900 900w, https:\/\/www.finder.com\/niche-builder\/69f5012a37f2d.png?fit=1200 1200w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" loading=\"lazy\"><\/a><div class=\"finder-score-container\"><\/div><div class=\"product-info_name combined-column-header\"><span class=\"nameLink\"><a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/scotiabank-credit-cards\/scotiabank-passport-visa-infinite-credit-card\" target=\"_blank\" data-component-id=\"1014\" data-component-version=\"1\">Scotiabank Passport Visa Infinite + Card<\/a><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                                                rounded-top-left\n                                                                                                                                                                                    first-row\n                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"1\" data-decorator=\"text,caccf.product.caccf_bonus_points_table\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Welcome Offer\">\n                        45,000 points<span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 45,000 bonus Scene+ points (that\u2019s up to $1,350 in value in the first 12 months). &lt;b&gt;Apply by January 3, 2027.&lt;\/b&gt; Earn 15,000 bonus Scene+ points by making at least $3,000 in purchases in your first 3 months. Earn 20,000 bonus Scene+ points by spending at $10,000  in purchases within the first 6 months. Plus, earn an annual 10,000 Scene+ points when you spend at least $40,000 in purchases annually.&lt;br \/&gt;\" title=\"Welcome Offer\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                                                                                                                                                                                                                        \" data-sortvalue=\"\" data-column-index=\"2\" data-decorator=\"text,caccf.product.caccf_table_rewards_point_value\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Rewards\">\n                        Up to 4x points per $1 spent <span class=\"table-popover\" rel=\"popover\" data-content=\"Earn up to 4 points on travel. Earn 1 Scene+ point for every $1 you spend on eligible travel purchases. Plus, earn an extra 3 Scene+ points for every $1 you spend on hotels and car rentals when you book through Scene+ Travel, Powered by Expedia. Earn 3x Scene+ points for every $1 you spend at select grocery stores like Sobeys, Safeway, FreshCo and Foodland; 2x Scene+ points per $1 spent at other eligible grocery stores and dining, entertainment and transit purchases and 1 Scene+ point per $1 spent on all other eligible purchases.\" title=\"Rewards\" data-original-title=\"\" tabindex=\"0\"><\/span><\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        border-top\n                                                            border-left\n                                                                                rounded-top-right\n                                                                                                                                                                                                                                                \" data-sortvalue=\"\" data-column-index=\"3\" data-decorator=\"text,caccf.product.caccf_purchase_interest_rate\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Purchase Interest Rate\">\n                        20.99%\n                                          <\/div><\/td><td class=\"comparison-table__feature\n                                        \n                                        span-last-row\n                                                                                                                        rounded-bottom-left\n                                                            rounded-bottom-right\n                                                                                                                                                                            span-2\n                                                                                                                                                                            \" data-sortvalue=\"\" data-column-index=\"4\" data-decorator=\"text,caccf.product.fee_annual\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                                                            \" data-heading=\"Annual Fee\">\n                        $150\n                                          <\/div><\/td><td class=\"comparison-table__feature comparison-table__feature--longtext comparison-table__feature--offer sorter-false \" data-sortvalue=\"\"><div class=\"comparison-table__cellWrapper comparison-table__product-offer js-calculator-table-value\" data-heading=\"Default Offer\"><svg class=\"luna-icon\" role=\"img\" aria-label=\"Special offer\"><use href=\"#gift\"><\/use><\/svg><span class=\"offer-content\">\n                Earn up to 45,000 bonus Scene+ points (that\u2019s up to $1,350 in value in the first 12 months). <b>Apply by January 3, 2027<\/b>. T&amp;Cs apply.\n            <\/span><\/div><\/td><td class=\"comparison-table__feature\n                    \n                                                                                                                                                      fin-text-blue comparison-table__feature--longtext\" data-sortvalue=\"&lt;b&gt;Min. recommended credit score: {{ DETAILS.CREDIT_SCORE_MIN }}&lt;\/b&gt;\" data-column-index=\"5\" data-decorator=\"text\"><div class=\"comparison-table__cellWrapper js-calculator-table-value\n                              \" data-heading=\"Min. Credit Score\"><b>Min. recommended credit score: 700<br><\/b><\/div><\/td><td class=\"comparison-table__feature comparison-table__cta coa-data cta-column-count-4 \"><div class=\"comparison-table__cellWrapper\"><button type=\"button\" class=\"js-comparison-table__save-button comparison-table__save-button\" aria-label=\"Save\" aria-pressed=\"false\" title=\"Save\"><\/button><a data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\"}' data-component-id=\"1026\" data-component-version=\"1\" target=\"_blank\" rel=\"sponsored\" href=\"https:\/\/www.finder.com\/redirect\/ca\/credit-cards\/scotiabank-passport-visa-infinite-card-secure.html?nb=1&amp;src_country=ca&amp;redirect_tracking_params=%7B%22placement_type%22%3A%22table%22%2C%22site%22%3A%22CACCF%22%2C%22fieldset%22%3A%22caccf-default%22%2C%22template%22%3A%22comparison%22%2C%22category_id%22%3A%22adb95d27-e259-4aa3-81cc-593d75893408%22%2C%22category_name%22%3A%22No%2BForeign%2BFees%2BCredit%2BCards%22%2C%22is_sorted%22%3A%220%22%2C%22is_filtered%22%3A%220%22%2C%22cta_render_ts%22%3A%221793921934%22%2C%22position%22%3A%224%22%2C%22offer_id%22%3A%2224032%22%2C%22niche_code%22%3A%22CACCF%22%2C%22product_id%22%3A%22f03ed9b6-b98b-48a5-858c-1683a77bf3ec%22%2C%22product_name%22%3A%22Scotiabank%2BPassport%2BVisa%2BInfinite%2B%252B%2BCard%22%2C%22post_id%22%3A%22724198%22%2C%22post_path%22%3A%22credit-cards%252Fno-foreign-transaction-fee-credit-cards%22%2C%22post_country%22%3A%22ca%22%7D\" class=\"luna-button luna-button--success luna-button--medium has-margin-bottom-xsmall button--cta\" title=\"Go to Scotiabank's site\">Go to site<\/a><a href=\"#\" class=\"comparison-table__more-button\" title=\"Read more about Scotiabank Passport Visa Infinite + Card\" data-component-id=\"1003\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\"}' data-custom-event-active=\"true\"><svg class=\"luna-icon\"><use href=\"#info\"><\/use><\/svg><span>View details<\/span><\/a><div class=\"luna-form__selection comparison-table__compareField\"><fieldset><legend class=\"compare-box__legend\">Compare product selection<\/legend><input class=\"luna-checkbox\" type=\"checkbox\" id=\"compare-product-0000000002-f03ed9b6-b98b-48a5-858c-1683a77bf3ec\" value=\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\" name=\"productID\" _productname=\"                            Scotiabank Passport Visa Infinite + Card            \" _productimg=\"\/product\/\" data-custom-event-active=\"true\" data-component-id=\"1004\" data-component-version=\"1\" data-component-props='{\"finderScore\":null,\"badges\":[],\"productId\":\"f03ed9b6-b98b-48a5-858c-1683a77bf3ec\"}'><label class=\"luna-label\" for=\"compare-product-0000000002-f03ed9b6-b98b-48a5-858c-1683a77bf3ec\">Compare<\/label><\/fieldset><\/div><\/div><\/td><td class=\"comparison-table__expander js-comparison-table__expander hide sidepeek-modal-slider\" aria-hidden=\"true\"><div class=\"sidepeek-modal-slider__overlay\"><\/div><div class=\"sidepeek-modal-slider__content\"><div class=\"sidepeek-modal-slider__close-wrapper\"><button type=\"button\" class=\"sidepeek-modal-slider__close js-expander-trigger\" aria-label=\"Close modal\"><svg class=\"luna-icon sidepeek-modal-slider__close-icon\"><use href=\"#x\"><\/use><\/svg><\/button><\/div><div class=\"comparison-table__cellWrapper\"><div class=\"comparison-table__expander--fetching center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><\/div><\/div><\/td><\/tr><\/tbody><\/table><div class=\"comparison-table__loadingIndicator center-over\"><div class=\"relativeloading-pulse__box loading-pulse__box-notext\"><span class=\"loading-pulse loading-pulse--medium loading-pulse--primary\">loading<\/span><\/div><\/div><div class=\"comparison-table__paginationContainer comparison-table__loadMoreContainer hide-comparison-table__paginationContainer\"><div class=\"comparison-table__loadMore comparison-table__paginationNav\"><button class=\"luna-button luna-button--primary js-comparison-table__showMore\" type=\"button\" data-offset=\"\">Load More<\/button><div class=\"js-show-more-data_count-adb95d27-e259-4aa3-81cc-593d75893408 comparison-table__dataCount\">Showing\n\t\t\t4\n\t\t\tof\n\t\t\t4\n\t\t\tresults\t\t<\/div><\/div><\/div><\/form><\/section><\/div><div id=\"compare-bar-v2\" class=\"compareBarV2__root rewards--container loyalty-rewards--container\" data-niche=\"CACCF\" data-rewards-component=\"compare-products\"><\/div>\n    <\/div>\n<\/div>\n    <\/div>\n<article class=\"luna-card luna-card--alt\"><div class=\"luna-card__block\"><h3>What is a foreign transaction exchange rate?<\/h3><p>A foreign exchange rate, also commonly referred to as a forex rate, is the cost to convert a charge on your credit card from your local currency to another country\u2019s currency.<\/p><p>For example, if you travel from Canada to Germany and use your credit card to purchase a meal, the charge will be converted from Canadian dollars to euros. The number of euros you get will depend on the foreign exchange rate between these two currencies at the time of purchase. If the exchange rate is 0.67, then you\u2019ll get 0.67 euro for every $1 Canadian dollar that you exchange. The foreign exchange rate differs from currency to currency and fluctuates frequently.<\/p><p>When you use your credit card overseas or make purchases online in a foreign currency, the exchange rate offered by your credit card provider is applied on top of the exchange rate conversion \u2014 a transaction fee that is typically 2.5% of the transaction amount. Foreign transaction fees can be avoided by using a credit card that charges no foreign transaction fees.<\/p><\/div><\/article><h3 id=\"learn\">What is a no foreign transaction fee credit card?<\/h3><p>A no foreign transaction fee credit card is one that doesn\u2019t charge a foreign transaction fee on purchases you make with international businesses. Using a no-foreign transaction fee credit card when you\u2019re travelling (or shopping online with international retailers) can save you hundreds of dollars in additional fees (over the lifetime of credit card use).<\/p><p>What\u2019s great about a no foreign transaction fee is that the savings are automatic. You don\u2019t have to make any redemption or take extra steps to have the foreign transaction fee waived; the fee simply isn\u2019t charged to you at all.<\/p><h3 id=\"want\">Why would I want to avoid a foreign transaction fee?<\/h3><p>A foreign transaction fee is usually a percentage \u2013 normally 2.5% \u2013 of the transaction in Canadian dollars. It\u2019s charged whenever you make a purchase from a company located in another country or a business that uses a credit card processor that\u2019s located outside of Canada. This means the fee can be charged when you travel abroad and use your credit card overseas or when you simply shop online with an international retailer from the comfort of your own home.<\/p><p>Foreign transaction fees aren\u2019t based on the type of currency and might be charged even when the purchase is made in Canadian dollars (such as shopping online with an international retailer or opting to pay in CAD when prompted on a debit\/credit machine overseas). The 2.5% fee may not sound like much, but it\u2019s $3.75 on a $150 transaction. If you go on a vacation and spend $5,000, that\u2019s $125 in foreign transaction fees.<\/p><h3 id=\"how\">How to choose a no foreign transaction fee credit card<\/h3><p>The lack of a foreign transaction fee itself is a great perk, but it\u2019s not the only thing that matters in a credit card. As you consider no foreign transaction fee credit cards, check out the other features of the credit card to choose the best one for you.<\/p><ul class=\"list-1\"><li><strong style=\"font-size: medium;\">Annual fee.<\/strong> While you avoid foreign transaction fees, you may want to minimize your credit card costs by <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/no-annual-fee-credit-cards\" target=\"_blank\" rel=\"noopener noreferrer\">avoiding annual fees.<\/a> Some no-foreign-transaction-fee credit cards charge annual fees. Before you choose a card with an annual fee, make sure the benefits are worth the additional cost.<\/li><li><strong style=\"font-size: medium;\">APR.<\/strong> The annual percentage rate (APR) on a credit card influences how much interest you pay whenever you do not pay your balance in full. If you carry a balance, a lower APR will minimize the amount you pay on balances you carry.<\/li><li><strong style=\"font-size: medium;\">Promotional rates. <\/strong>No-foreign-transaction-fee credit card vs. using cash Some no-foreign-transaction-fee credit cards offer 0% introductory interest rates on balance transfers or purchases, or both, for a limited period of time. You\u2019ll pay no interest during the promotional period as long as you make your payments on time. With a low promotional rate, you can use your credit card to book a trip and make purchases while you\u2019re travelling at no interest and with no foreign transaction fee. Consider also the length of the promotional rate and the interest rate after the promotion ends.<\/li><li><strong style=\"font-size: medium;\">Rewards.<\/strong> No foreign transaction fee credit cards commonly pay rewards that you can use toward future travel. With a credit card that pays rewards, pay close attention to the rewards you earn for each dollar you spend. Look for a credit card that pays the most rewards in the categories where you typically spend the most money. Be sure also that the rewards you earn are rewards you can use.<\/li><li><strong style=\"font-size: medium;\">Signup bonus.<\/strong> Many rewards credit cards offer a sign-up bonus, which is a lump sum of rewards that you can earn by spending a certain amount of money within the first few months of having the credit card. Compare signup bonuses based on the amount of the bonus you can earn and the amount you have to spend to earn the bonus. Keep in mind that your spending habits and credit limit will influence your ability to meet the spending requirement.<\/li><li><strong style=\"font-size: medium;\">Security features.<\/strong> Many credit cards now feature safer EMV chip technology, which makes it more difficult to copy or duplicate the credit card. Fortunately, many foreign countries already accept EMV chip credit cards. Look for a no foreign transaction fee credit card with EMV chip technology for safer transactions when you\u2019re travelling abroad.<\/li><li><strong style=\"font-size: medium;\">International credit card acceptance.<\/strong> Don\u2019t take for granted that your card will be accepted while you\u2019re travelling to other countries. Visa and Mastercards are widely accepted worldwide. However, Discover and American Express are not as widely accepted in other countries. Consider where you\u2019re likely to travel and research to learn whether the credit card network is widely accepted in that country.<\/li><li><strong style=\"font-size: medium;\">Other credit card perks.<\/strong> Many no-foreign-transaction-fee credit cards include other travel perks. These perks can make the credit card even more worth using. Benefits like travel insurance, waived baggage fees, or priority boarding are things that you should consider when you\u2019re choosing a no-foreign-transaction-fee credit card. Read the fine print of these perks to be sure they continue to apply when you travel internationally.<\/li><\/ul><h3 id=\"vs\">No-foreign-transaction-fee credit card vs using cash<\/h3><p>You might wonder if it\u2019s easier to carry cash as a way to avoid paying foreign transaction fees. While cash is universal and many currency exchange providers around the world accept Canadian dollars, a credit card is often a better choice. You should carry at least some cash for smaller purchases, but a credit card is a better option for the majority of your purchases.<\/p><ul class=\"list-3\"><li><strong>Cash can get lost or stolen. <\/strong>Carrying cash is risky because of the increased presence of pickpockets. This is especially common in tourist-heavy areas of the world. If your cash is lost or stolen, you can\u2019t recoup your funds. On the other hand, your credit card issuer likely has a zero fraud liability policy that will eliminate your responsibility for charges made on a stolen credit card.<\/li><li><strong>Declaring cash. <\/strong>Carrying cash can make travelling more cumbersome, depending on the amount you\u2019re carrying. Some countries will require you to make a declaration if you carry cash through customs over a certain amount. Failing to declare your cash can result in stiff penalties. You don\u2019t face the same requirements if you carry a credit card.<\/li><\/ul><p>When withdrawing cash from an ATM, always use your debit card. Using a credit card to withdraw cash from an ATM can get incredibly expensive. You\u2019ll have to pay an ATM fee, a cash advance fee, and you\u2019ll start accruing interest on the withdrawal right away.<\/p><h3 id=\"drawbacks\">Drawbacks of no foreign transaction fee credit cards<\/h3><p>While the ability to avoid paying a foreign transaction fee is attractive to many credit card users, there are some drawbacks.<\/p><ul class=\"list-3\"><li><strong style=\"font-size: medium;\">There\u2019s a very limited number of credit cards to choose from.<\/strong> There are plenty of credit cards on the market, but only a small number of them are no foreign transaction fee credit cards. This means that you only have a select number of credit cards to choose from.<\/li><li><strong style=\"font-size: medium;\">They may not offer the best rewards.<\/strong> If you\u2019re looking for a no foreign transaction fee credit card to double as your main <a href=\"https:\/\/www.finder.com\/ca\/credit-cards\/rewards-credit-cards\" target=\"_blank\" rel=\"noopener noreferrer\">rewards credit card<\/a>, you may not be happy about your options. Many credit cards that fit this category require lots of spending to provide noticeable benefits.<\/li><li><strong style=\"font-size: medium;\">You may still pay fees.<\/strong> While a no-foreign-transaction-fee credit card lets you avoid paying foreign transaction fees, that doesn\u2019t mean that you are exempt from other fees. You can end up paying an annual fee, late fee or transactional fees like a cash advance fee on the credit card. Make sure you\u2019re aware of the fees your credit card charges and what you need to do to avoid paying these fees if you want to keep your credit card as close to free as possible.<\/li><\/ul><h3>How to choose the best credit card for overseas travel<\/h3><p>Most major banks and credit unions offer credit cards specifically designed for overseas travel. With a large range of travel cards on the market, here are some of the features you should compare to find the right one for you:<\/p><h4>International acceptance<\/h4><p>In your hunt for a credit card to use overseas, one of the first features to consider is international acceptance. Credit cards with affiliation to Visa or Mastercard are accepted in most countries around the world, at ATMs and credit machine terminals alike. Acceptance of American Express cards is not as widespread, and their use could attract higher fees or no use at all. Make sure the card that you\u2019re using isn\u2019t restricted to the country you plan to travel to.<\/p><h4>Credit card fees<\/h4><p>Before selecting a credit card, it\u2019s important to understand how much your card could cost you. Consider the following fees when comparing travel credit cards:<\/p><ul class=\"nav nav-tabs pb-tabs\"><li class=\"active\"><a href=\"#tab52\" data-toggle=\"tab\">Foreign transaction fees<\/a><\/li><li class=\"\"><a href=\"#tab6416\" data-toggle=\"tab\">Annual fees<\/a><\/li><li class=\"\"><a href=\"#tab3919\" data-toggle=\"tab\">ATM withdrawal fees<\/a><\/li><\/ul><div class=\"tab-content \"><div id=\"tab52\" class=\"tab-pane active \"><ul class=\"list-9\"><li>When you make an international purchase using your card, your Canadian dollars are converted to the local currency. When this happens, you\u2019re usually charged a conversion fee between 2-3%. If you want to avoid this fee each time you make a transaction overseas, consider a credit card that doesn\u2019t charge a foreign currency conversion fee.<\/li><\/ul><\/div><div id=\"tab6416\" class=\"tab-pane \"><ul class=\"list-9\"><li>If you have a card that\u2019s designed for overseas use and it comes with extra features, it\u2019s likely that it could also come with a higher annual fee. Before you apply, make sure the value you get from the card outweighs the cost. Some cards also come with no annual fees for a specified promotional period or for the life of the card, so you should also factor this into your comparison.<\/li><\/ul><\/div><div id=\"tab3919\" class=\"tab-pane \"><ul class=\"list-9\"><li>If you use your credit card to withdraw funds overseas, you might be charged a few different fees. Firstly, most credit cards charge a cash advance fee when you use your card for ATM withdrawals (whether you\u2019re in Canada or overseas). As well as the cash advance fee, you\u2019ll attract the cash advance interest rate, which is charged immediately. Secondly, many banks charge an overseas ATM withdrawal fee when using your card for withdrawals outside of Canada. Thirdly, the local ATM provider might also charge a withdrawal fee. If you want to avoid this last fee, consider using a credit card that belongs to an ATM alliance.<\/li><\/ul><\/div><\/div><b><\/b><h4>Complimentary insurance<\/h4><p>If you\u2019re travelling overseas, you\u2019re going to have to look into getting international travel insurance. Using a credit card that offers complimentary insurance can help you save the time and money you\u2019d otherwise spend on standalone travel insurance coverage. Depending on the card, the complimentary travel insurance usually includes overseas medical insurance, transit accident insurance and travel delay insurance, to name a few. The coverage might also extend to your spouse or any dependent children travelling with you. As well as travel insurance, some credit cards offer purchase security insurance and extended warranty \u2014 which extends the warranty on goods you purchase, such as laptops or TVs. so you can shop with extra peace of mind. Complimentary insurance is often a feature of platinum credit cards, so make sure the feature is worth the cost of the card before applying.<\/p><h4>Travel rewards<\/h4><p>Using a travel rewards credit card is an easy way to earn reward points \u2014 that can be used to defer travel-related costs or to purchase consumer goods. If your card is designed for overseas use, you could earn more points on foreign purchases. Compare travel rewards credit cards with no foreign transaction fees to earn points without paying any extra costs for using the card overseas.<\/p><h3>What to look our for when using a credit card overseas?<\/h3><ul class=\"list-3\"><li><b>Adding funds to your credit card. <\/b>Some travellers add funds to their credit cards accounts before they travel overseas, and they then make use of these funds through their card in the form of a debit card. By doing this, you can avoid paying interest. However, when you do this, credit card providers don\u2019t take any responsibility for funds you add to your credit card account. So, if your card is lost or stolen and used for unauthorized transactions, you likely won\u2019t be protected the same way you are if you used the card as a credit card.<\/li><li><b>Consider other options. <\/b>Using your credit card is not the only way you can spend money overseas. You can use traveller\u2019s cheques, travel money cards and you can even use a Mastercard or Visa debit card. In fact, it\u2019s wise to organize more than one travel money option before leaving for your trip to ensure you\u2019re not stranded without cash in case your card is lost or stolen.<\/li><li><b>Excessive debt. <\/b>A credit card may tempt you to overspend while on vacation. It\u2019s important to remember that you have to repay everything you purchase using your card (plus interest if you don\u2019t pay it back on time), so make sure that you\u2019re spending with a budget in mind so that your balance doesn\u2019t get out of control.<\/li><\/ul><h3>Pros and cons of using a credit card overseas<\/h3><div class=\"u-grid\"> <div class=\"u-grid__col u-1\/2@s\"><h4>Pros<\/h4><ul class=\"list-1\"><li><strong>Global acceptance. <\/strong>If you\u2019re using a Mastercard or Visa credit card, you\u2019ll be able to use your credit card in millions of locations around the world. American Express cards are also accepted worldwide, although in much fewer places than Visa or Mastercard.<\/li><li><strong>Travel perks. <\/strong>Credit cards designed for overseas use often come with travel-related benefits such as travel points rewards programs, complimentary insurance, concierge services and airline lounge passes.<\/li><li><b>Security of credit. <\/b>When you\u2019re travelling overseas, it\u2019s wise to have more than one way to access your cash. Even if you have a prepaid card or debit card organized for everyday spending, a credit card can be used as a backup in case of an emergency.<\/li><\/ul><\/div> <div class=\"u-grid__col u-1\/2@s\"><h4>Cons<\/h4><ul class=\"list-12\"><li><b>Fees. <\/b>Depending on the card, using your credit card overseas can come with many costs. Make sure you understand exactly what you\u2019ll pay when using your card for foreign transactions before you swipe it.<\/li><li><b>Limitations. <\/b>Some cards come with limitations, including eligibility requirements and restrictions on how and where you can use the card.<\/li><li><strong>Temptation to spend. <\/strong>While a line of credit can provide you with peace of mind, it might also tempt you to spend money that you don\u2019t really have. Remember that you\u2019ll have to pay back everything you purchase (plus interest if you don\u2019t pay your balance in full).<\/li><\/ul><\/div> <\/div><p>The best credit card you can use overseas is one that suits your spending needs and unique financial situation. Given the many options on offer in the marketplace, you should take some time to compare different cards in order to find the best one for your needs.<\/p><h3 id=\"faq\">No foreign transaction fee credit cards FAQs<\/h3><ul class=\"luna-accordionGroup accordionGroup\">\n\t<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000003\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000003\">\n                <span class=\"luna-accordion__title\">How will I know if a credit card is a no foreign transaction fee card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000003\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>If a credit card doesn't charge a foreign transaction fee, you can be sure that the credit card issuer markets this benefit prominently in its credit card offers. You can also check the credit card pricing disclosure to find out whether a card issuer charges a foreign transaction fee \u2013 it's usually located under the \"Other fees\" section. If you have trouble locating the foreign transaction fee for a credit card, call the credit card issuer to find out whether the card charges a foreign transaction fee or not.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000004\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000004\">\n                <span class=\"luna-accordion__title\">What do I need to know about travelling with a credit card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000004\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Before you travel internationally, give your credit card issuer a call to let them know that you're going to be making purchases in other countries. This way your credit card issuer won't flag your international purchases as fraud.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000005\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000005\">\n                <span class=\"luna-accordion__title\">Can the credit card issuer later add a foreign transaction fee?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000005\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>Your credit card issuer is allowed to change the terms of your credit card. This includes adding a foreign transaction fee. Fortunately, the credit card issuer isn't allowed to change the terms of the credit card without letting you know first.<\/p><p>If the credit card issuer decides to add a foreign transaction fee, you should receive a notification from the credit card issuer 45 days before the change is effective. You should also be given a chance to opt out of the change in terms, meaning that you reject the addition of a foreign transaction fee to your credit card. In response, your credit card issuer may decide to cancel your credit card account. You'll be allowed to pay off your balance under the current terms, but you won't be allowed to make additional purchases. If this happens to you, start looking for another no foreign transaction fee credit card.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000006\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000006\">\n                <span class=\"luna-accordion__title\">Can I get more than one no foreign transaction fee credit card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000006\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>There is no limit to the number of no foreign transaction fee credit cards you can have. You may choose to have multiple no foreign transaction fee credit cards to increase your spending ability or to take advantage of different rewards programs. As long as you meet the credit requirements, you can have as many no foreign transaction fee credit cards as you can be approved for. Be careful when you have multiple credit cards that you don't get into more debt than you can handle.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000007\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000007\">\n                <span class=\"luna-accordion__title\">What kind of credit do I need to qualify for a no foreign transaction fee credit card?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000007\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>There are several different no foreign transaction fee credit cards that you can apply for. You will typically need to have good to excellent credit to qualify for one of these credit cards, however some providers may offer credit cards to those with fair credit. The better your credit score, the more likely it is that you can qualify for a no foreign transaction fee credit card that has great perks and rewards.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n<li class=\"luna-accordion\" data-accordion=\"accordion\">\n    <div class=\"luna-accordion__summary\">\n        <h4 class=\"luna-accordion__heading\">\n            <button class=\"luna-accordion__action collapsed\" aria-expanded=\"false\" aria-controls=\"faq-builder-0000000008\" data-toggle=\"collapse\" data-target=\"#faq-builder-0000000008\">\n                <span class=\"luna-accordion__title\">What other fees should I be concerned about?<\/span>\n                <svg class=\"luna-icon\" aria-hidden=\"true\">\n                    <use xlink:href=\"#chevron-down\" data-accordion-icon=\"show\"><\/use>\n                    <use xlink:href=\"#chevron-up\" data-accordion-icon=\"hide\" class=\"is-hidden\"><\/use>\n                <\/svg>\n            <\/button>\n        <\/h4>\n    <\/div>\n    <div class=\"luna-accordion__details collapse\" aria-hidden=\"true\" id=\"faq-builder-0000000008\" data-accordion=\"details\">\n        <div class=\"accordionContent\">\n            <div>\n                <p>With a no foreign transaction fee credit card, you may be subject to other fees that are typical with a credit card. You may pay an annual fee, particularly if this card is a top tier rewards credit card. You are also subject to a late fee if you make your monthly payment after the due date, a balance transfer fee if you transfer a balance to the credit card, and a cash advance fee if you use your credit card to get cash or as overdraft protection for your checking account. Besides the annual fee, most other credit card fees can be avoided depending on how you use your credit card.<\/p>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/li>\n\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>A comprehensive guide explaining everything you need to know about the no foreign transaction fee for credit cards, including how to compare cards to find the right pick for you.<\/p>\n","protected":false},"author":452,"featured_media":749353,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"No Foreign Transaction Fee Credit Card","_yoast_wpseo_title":"Compare No Foreign Transaction Fee Credit Cards for Travel | Finder","_yoast_wpseo_metadesc":"No foreign transaction fee credit cards help you save money through a 0% transaction value on foreign purchases.","_yoast_wpseo_meta-robots-noindex":"","_yoast_wpseo_meta-robots-nofollow":"","_yoast_wpseo_canonical":"","_yoast_wpseo_opengraph-title":"","_yoast_wpseo_opengraph-description":"","_yoast_wpseo_opengraph-image":"","_yoast_wpseo_opengraph-image-id":"","apple_news_api_created_at":"","apple_news_api_id":"","apple_news_api_modified_at":"","apple_news_api_revision":"","apple_news_api_share_url":"","apple_news_cover_media_provider":"image","apple_news_coverimage":0,"apple_news_coverimage_caption":"","apple_news_cover_video_id":0,"apple_news_cover_video_url":"","apple_news_cover_embedwebvideo_url":"","apple_news_is_hidden":"","apple_news_is_paid":"","apple_news_is_preview":"","apple_news_is_sponsored":"","apple_news_maturity_rating":"","apple_news_metadata":"\"\"","apple_news_pullquote":"","apple_news_pullquote_position":"","apple_news_slug":"","apple_news_sections":[],"apple_news_suppress_video_url":false,"apple_news_use_image_component":false,"post_is_fact_checked":"false","post_co_author":"-1","post_co_author_date":null,"post_co_author_manual_date_checked":"false","post_reviewer":"-1","post_reviewer_date":"","post_reviewer_manual_date_checked":"false","post_editor":"1275","post_editor_date":"","post_author_date":"","post_author_manual_date_checked":"false","_last_updated_date_data":"{\"is_updated_date_published\":true,\"last_updated_date\":\"2023-12-18 03:37:07\",\"timezone_offset\":\" +00:00\",\"last_update_summary\":\"Added content to explain foreign transaction fees. \"}","_last_major_update":"","_search_priority":0,"feature_finder_bot_teaser_enabled":false,"feature_finder_bot_teaser_message":"","feature_finder_bot_teaser_placeholder":"","feature_finder_bot_teaser_suggestions":"","footnotes":"","_yoast_wpseo_twitter-title":"","_yoast_wpseo_twitter-description":"","_yoast_wpseo_twitter-image":"","_yoast_wpseo_twitter-image-id":""},"categories":[91],"tags":[],"asset_tag":[],"class_list":["post-724198","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards"],"apple_news_notices":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Compare No Foreign Transaction Fee Credit Cards for Travel | Finder<\/title>\n<meta name=\"description\" content=\"No foreign 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