{"id":724077,"date":"2018-04-15T20:20:40","date_gmt":"2018-04-16T00:20:40","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?page_id=724077"},"modified":"2026-03-09T18:37:00","modified_gmt":"2026-03-09T22:37:00","slug":"no-annual-fee-credit-cards","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/credit-cards\/no-annual-fee-credit-cards","title":{"rendered":"No annual fee credit cards"},"content":{"rendered":"

Are you looking for a no fee credit card with plenty of benefits and a solid return on points? We\u2019ve compiled a list of some of the best credit cards with no annual fee on the market. You can also use this post to find out more about how no fee credit cards work and why you might want to sign up for one.<\/p>

What is a no annual fee credit card?<\/strong><\/h3>

No annual fee credit cards (also known as fee-free credit cards) are credit cards with no annual fee. This means you won\u2019t have to pay anything extra to use them. It also means that they typically come with fewer benefits and a lower return on points or cashback in comparison to more premium cards.<\/p>

For example, credit cards with no annual fee come with basic benefits such as purchase protection and extended warranty. However, the majority won\u2019t offer extra perks such as mobile device protection, travel insurance or roadside assistance. It\u2019s also common for fee-free cards to give you a lower return on points than credit cards that come with an annual fee.<\/p>

Compare no annual fee credit cards for 2026<\/h3>
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5 of 13 results<\/span><\/small><\/div><\/div>
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\n Welcome Offer\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Rewards\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Purchase Interest Rate\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Annual Fee\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th>\n Min. Credit Score\n <\/use><\/svg><\/use><\/svg><\/use><\/svg><\/th><\/tr><\/thead>
\n N\/A<\/span><\/div><\/td>
\n Up to 2% cash back <\/span><\/div><\/td>
\n 20.99%\n <\/div><\/td>
\n $0\n <\/div><\/td>
Min. recommended credit score: 650<\/b><\/div><\/td>
Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
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\n N\/A<\/span><\/div><\/td>
\n Up to 2 points per $1 spent <\/span><\/div><\/td>
\n 30%\n <\/div><\/td>
\n $0\n <\/div><\/td>
Min. recommended credit score: 650<\/b><\/div><\/td>
Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
Compare product selection<\/legend>
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\n Up to $100 in bonus cash back<\/span><\/div><\/td>
\n Up to 2% cash back <\/span><\/div><\/td>
\n 21.99%\n <\/div><\/td>
\n $0\n <\/div><\/td>
<\/use><\/svg>\n In your first 3 months, earn a bonus 5% cash back on all purchases - on top of your everyday cash back earn rates (up to $2,000 in purchases). That\u2019s up to $100 in bonus cash back. T&Cs apply.\n <\/span><\/div><\/td>
Min. recommended credit score: 700
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Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
Compare product selection<\/legend>
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\"Tangerine<\/a>
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Tangerine Money-Back Credit Card<\/a><\/span><\/div><\/td>
\n Bonus 10% cash back<\/span><\/div><\/td>
\n Up to 2% cash back <\/span><\/div><\/td>
\n 20.95%\n <\/div><\/td>
\n $0\n <\/div><\/td>
<\/use><\/svg>\n Earn 10% cash back (up to $100) when you spend $1,000 in the first 2 months. Valid until September 30, 2026<\/b>. Plus, get a 1.95% interest rate on balance transfers for the first 6 months. T&Cs apply.\n <\/span><\/div><\/td>
Min. recommended credit score: 600
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Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
Compare product selection<\/legend>
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\"Tangerine<\/a>
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Tangerine Money-Back World Mastercard<\/a><\/span><\/div><\/td>
\n Get $100<\/span><\/div><\/td>
\n Up to 2% cash back <\/span><\/div><\/td>
\n 20.95%\n <\/div><\/td>
\n $0\n <\/div><\/td>
<\/use><\/svg>\n Get $100 with a Money-Back World Mastercard when you spend $1,500 in the first 3 months. Valid until September 30, 2026<\/b>. Plus, get a 1.95% interest rate on balance transfers for the first 6 months. T&Cs apply.\n <\/span><\/div><\/td>
Min. recommended credit score: 600<\/b><\/div><\/td>
Go to site<\/a><\/use><\/svg>View details<\/span><\/a>
Compare product selection<\/legend>
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