{"id":240816,"date":"2014-10-28T15:32:01","date_gmt":"2014-10-28T04:32:01","guid":{"rendered":"http:\/\/www.finder.com\/ca\/?p=240816"},"modified":"2026-07-30T15:58:28","modified_gmt":"2026-07-30T19:58:28","slug":"send-money-to-pakistan","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/international-money-transfers\/send-money-internationally\/send-money-to-pakistan","title":{"rendered":"Best, Cheap Ways to Send Money to Pakistan"},"content":{"rendered":"

There\u2019s no such thing as a money transfer app that\u2019s best for all. Some apps are highly competitive for certain countries but fall behind in others. That\u2019s why we tested 15+ apps specifically for transfers from Canada to Pakistan. To keep things fair, we conducted the test on the same afternoon and used standard rates rather than one-time promo offers.<\/p>

What are the cheapest apps to send money to Pakistan?<\/h3>

Here are the results for a $200 transfer to Pakistan. Keep in mind that rates fluctuate and providers will not always provide the best rates, so we recommend downloading 3 to 4 of your favourite apps to compare rates before you send.<\/p>
Provider<\/th>Total cost markup<\/th><\/th><\/tr><\/thead>
Wise<\/a><\/td>1.83%<\/td>Go to site<\/a><\/td><\/tr>
Remitly<\/a><\/td>2.33%<\/td>Go to site<\/a><\/td><\/tr>
MoneyGram<\/a><\/td>1.20%<\/td>Go to site<\/a><\/td><\/tr>
Xe<\/a><\/td>2.30%<\/td>Go to site<\/a><\/td><\/tr>
Remitbee<\/a><\/td>1.59%<\/td>Learn more<\/a><\/td><\/tr>
WorldRemit<\/a><\/td>2.25%<\/td>Learn more<\/a><\/td><\/tr>
Western Union<\/a><\/td>0.45%<\/td>Learn more<\/a><\/td><\/tr>
Taptap Send<\/a><\/td>0.50%<\/td>Learn more<\/a><\/td><\/tr>
Sendwave<\/td>0.44%<\/td><\/td><\/tr>
Paysend<\/a><\/td>1.59%<\/td>Learn more<\/a><\/td><\/tr>
Ria Money Transfer<\/a><\/td>1.73%<\/td>Learn more<\/a><\/td><\/tr>
Simplii Financial Global Money Transfer<\/a><\/td>3.59%<\/td>Learn more<\/a><\/td><\/tr>
Skrill<\/a><\/td>3.81%<\/td>Learn more<\/a><\/td><\/tr>
EQ Bank<\/td>1.89%<\/td><\/td><\/tr><\/tbody><\/table>

Data based on a test conducted in July 2026. Actual rates and fees fluctuate and are not guaranteed.<\/small><\/p>

The verdict<\/h4>

The cheapest apps to send money to Pakistan from Canada are Western Union<\/strong>, Taptap Send<\/strong> and Sendwave<\/strong>, based on this test.<\/p>

Which apps are best overall for sending money to Pakistan?<\/h3>

We didn\u2019t focus only on cost in our quest to find the best money transfer apps in Canada<\/a>. We looked at a wide variety of features, such as transfer limits, user experience, delivery methods, payment methods, customer support and time in business.<\/p>

After weighing the various features, here are the best apps for sending money to Pakistan.<\/p>
Provider<\/th>Finder Score for the Pakistan route<\/th>Google Play Store rating<\/th>Apple App Store rating<\/th><\/tr><\/thead>
Western Union<\/td>9.9<\/td>4.3 stars, based on 22,000+ reviews<\/td>4.6 stars, based on 45,000+ reviews<\/td><\/tr>
Ria<\/td>9.2<\/td>4.8 out of 5 stars, based on 240,000+ reviews<\/td>4.8 out of 5 stars, based on 23,000+ reviews<\/td><\/tr>
Wise<\/td>9.1<\/td>4.7 stars, based on 1.8m+ reviews<\/td>4.7 stars, based on 33,000+ reviews<\/td><\/tr>
Taptap Send<\/td>9.1<\/td>4.8 out of 5 stars, based on 298,000+ reviews<\/td>4.8 out of 5 stars, based on 72,000+ reviews<\/td><\/tr>
Paysend<\/td>9.1<\/td>4.6 stars, based on 170,000+ reviews<\/td>4.8 stars, based on 28,000+ reviews<\/td><\/tr><\/tbody><\/table>
\n
\nRelated: <\/span>Our methodology for money transfer apps<\/a>\n<\/div>\n<\/article>

Which apps do not send transfers to Pakistan?<\/h3>

Based on our test, these apps don\u2019t offer money transfer services from Canada to Pakistan at the time of writing, so it\u2019s best to avoid them:<\/p>

  • OFX<\/li>
  • Pesa<\/li>
  • Wealthsimple<\/li>
  • Panda Remit<\/li>
  • Instarem<\/li>
  • CurrencyFair<\/li>
  • Africhange<\/li><\/ul>

    Tips to send the cheapest transfers to Pakistan<\/h3>

    Picking a money transfer app that provides the best exchange rate is your top priority, but here are other things you can do:<\/p>

    • Deliver via bank transfer.<\/strong> Other methods, such as cash pickup, incur additional fees or worse exchange rates.<\/li>
    • Pay with the cheapest payment method. <\/strong>Paying by debit card or e-Transfer, for example, is cheaper than paying by credit card.<\/li>
    • Set alerts.<\/strong> Instead of constantly tracking the markets, you can use apps like Wise, Xe and Western Union to trigger instant alerts the moment exchange rates shift in your favour.<\/li><\/ul>

      What payment methods are available?<\/h3>

      Here are the ways you can pay for your money transfer:<\/p>

      • Debit card<\/li>
      • Credit card<\/li>
      • e-Transfer<\/li>
      • Bank account<\/li>
      • Google\/Apple Pay<\/li>
      • Cash in-store<\/li><\/ul>

        What delivery methods are available?<\/h3>

        Your recipient can receive the money in the following ways:<\/p>

        • Cash pickup<\/li>
        • Bank account<\/li>
        • Mobile wallet<\/li>
        • Debit\/credit card<\/li><\/ul>

          Exchange rates vs. transfer fees<\/h3>

          When you\u2019re hunting down the cheapest ways to send money to Pakistan, it\u2019s more important to look at the overall cost of your transfer. This has a couple of elements:<\/p>

          • Transfer fees.<\/strong> While still cheaper than your Canadian bank, some money transfer services charge either a fixed or percentage-based fee for making your transfer.<\/li>
          • Exchange rates.<\/strong> Another way money transfer providers make money is to add a margin to the mid-market CAD\/PKR exchange rate.<\/li><\/ul>

            Some providers may charge the mid-market rate but add fees on top. Others may have very low fees but apply a markup on the exchange rate. This means it is important to compare exactly how many Pakistani rupees your recipient will end up with.<\/p>

            How do I send money to Pakistan fast?<\/h3>

            Have an emergency? You can send money to Pakistan quickly using money transfer apps that prioritize instant delivery. Examples:<\/p>

            • Remitly<\/li>
            • Western Union<\/li>
            • Wise<\/li><\/ul>

              Paying by bank account is typically the slowest option (3 to 5 business days), so avoid paying with this method if you want to send money ASAP.<\/p>

              CAD to PKR: What\u2019s the exchange rate?<\/h3>\n
              <\/div>\n