{"id":1085310,"date":"2026-10-29T15:30:08","date_gmt":"2026-10-29T19:30:08","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=1085310"},"modified":"2026-10-30T11:16:13","modified_gmt":"2026-10-30T15:16:13","slug":"hilton-honors-american-express-card-review","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/credit-cards\/american-express\/hilton-honors-american-express-card-review","title":{"rendered":"Hilton Honors American Express Card Review"},"content":{"rendered":"

Pros of the Hilton Honors American Express Card<\/h3>

Sign-up bonus<\/h4>Earn up to 70,000 Hilton Honors Points and a Free Night Reward. New Hilton Honors American Express cardmembers can earn 60,000 Points and a Free Night Reward when you spend $3,000 on your card in your first 3 months. Plus, earn 10,000 points when you spend $500 on your card in your 13th month of cardmembership. Offer ends January 11, 2027.<\/b>

Additionally, you'll enjoy complimentary Hilton Honors Gold status, and get upgraded to Diamond status after you charge $40,000 in net purchases to your card each year.
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\nMust read: <\/span>Earn money with these credit card bonuses<\/a>\n<\/div>\n<\/article>

Earn up to 6 points per $1 spent<\/h4>

You get 6 points for every $1 you spend on eligible purchases at participating Hilton brands, plus the points you already earn as a Hilton Honors Member.<\/p>

2 \u2013 4 points on other purchases<\/h4>

You also earn 4 points per dollar spent on gas, groceries and restaurant dining, plus points per $1 spent on everything else.<\/p>

Additional annual bonus<\/h4>If you spend at least $12,000 per calendar year on your card, you get an annual bonus of 50,000 points.

Hilton Honors Gold status<\/h4>

Cardholders are granted complimentary Hilton Honors Gold status, which includes perks like 80% bonus points on stays, room upgrades, and a daily food and beverage credit or continental breakfast.<\/p>

Upgrade to Diamond status<\/h4>

If you charge $40,000 in net purchases to your card each year, you\u2019ll be upgraded to Hilton Honors Diamond status. This adds perks like extra bonus points on stays, executive lounge access and premium wi-fi.<\/p>

Additional card fee is $0<\/h4>

Save money since the annual fee for additional cards is $0.<\/p>

Instant decision<\/h4>

You can get an instant decision online about whether you qualify for this card without affecting your credit score.<\/p>

Cons<\/h3>

$150 annual fee<\/h4>

This card costs $150 per year, so you\u2019ll need to make sure you can get enough value out of the card each year to justify its cost. If you prefer not to pay annual fees, explore your options.<\/a><\/p>

Foreign transaction fee<\/h4>

A 2.5% currency conversion fee applies when you make a purchase in a foreign currency. Want to avoid this? Compare cards with no FX fees.<\/a><\/p>

Good to excellent credit required<\/h4>

A minimum 700 credit score is recommended to qualify for this card. Have low credit? Check out credit cards for bad credit.<\/a><\/p>

No ongoing Free Night Reward<\/h4>

While a Free Night Reward is included in the sign-up bonus, this card doesn\u2019t offer a free night each year.<\/p>

Amex acceptance<\/h4>

Though generally accepted across Canada, American Express cards<\/a> don’t have the same widespread acceptance as Visa<\/a> and Mastercard credit cards.<\/p>

How does it compare with other hotel credit cards in Canada?<\/h3>

The Marriott Bonvoy American Express Card is the other main co-branded hotel credit card in Canada. You can also access a range of hotel and travel benefits with the American Express Platinum Card, so we’ve included both cards in the table below to see how they stack up against the Hilton Honors Amex.<\/p>
<\/th>Hilton Honors American Express Card<\/strong><\/th>Marriott Bonvoy American Express Card<\/strong><\/th>The Platinum Card from American Express<\/strong><\/th><\/tr><\/thead>
Annual fee<\/strong><\/td>$150<\/td>$120<\/td>$799<\/td><\/tr>
Purchase interest rate<\/strong><\/td>21.99%<\/td>21.99%<\/td>N\/A<\/td><\/tr>
Welcome offer<\/strong><\/td>Earn up to 70,000 Hilton Honors Points and a Free Night Reward. New Hilton Honors American Express cardmembers can earn 60,000 Points and a Free Night Reward when you spend $3,000 on your card in your first 3 months. Plus, earn 10,000 points when you spend $500 on your card in your 13th month of cardmembership. Offer ends January 11, 2027.<\/b>

Additionally, you'll enjoy complimentary Hilton Honors Gold status, and get upgraded to Diamond status after you charge $40,000 in net purchases to your card each year.<\/td>		New cardmembers can earn up to 70,000 bonus Marriott Bonvoy points. Earn 60,000 bonus Marriott Bonvoy Points after you spend $3,000 on your card in your first 3 months of cardmembership. Plus, earn 10,000 points after you spend $500 on your card in your 13th month of cardmembership.<\/td>Earn up to 100,000 Membership Rewards points\u2014that\u2019s up to $1,000 towards a weekend away. Earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases to your card in your first 3 months of cardmembership. Plus, earn 30,000 points when you make a purchase between 15 and 17 months of cardmembership. T&Cs apply.<\/b><\/td><\/tr>
Points earn rate<\/strong><\/td>
  • 6 points per $1 spent on purchases at participating Hilton brands<\/li>
  • 4 points per $1 spent on groceries, gas and restaurants<\/li>
  • 2 points per $1 spent on everything else<\/li><\/ul><\/td>
  • 5 points per $1 spent on purchases at participating Marriott Bonvoy hotels<\/li>
  • 2 points per $1 spent on everything else<\/li><\/ul><\/td>
  • 2 points per $1 spent on dining, food delivery and travel<\/li>
  • 1 point per $1 spent on everything else<\/li><\/ul><\/td><\/tr>
Perks<\/strong><\/td>
  • Complimentary Hilton Honors Gold status<\/li>
  • If you spend at least $12,000 per calendar year on your card, you get an annual bonus of 50,000 points.<\/li><\/ul><\/td>
  • One Free Night Award each year<\/li>
  • Complimentary Marriott Bonvoy Silver Elite status<\/li>
  • 15 Elite Night Credits per calendar year<\/li><\/ul><\/td>
  • $200 annual travel credit<\/li>
  • American Express Global Lounge Collection access<\/li>
  • $100 NEXUS card statement credit<\/li>
  • $200 annual dining credit<\/li>
  • Up to $240 Instacart statement credits<\/li><\/ul><\/td><\/tr>
<\/td>Go to site<\/a><\/td>Go to site<\/a><\/td>Go to site<\/a><\/td><\/tr><\/tbody><\/table>

Hilton Honors American Express Card interest rates<\/h3>
Purchase interest rate<\/td>21.99%<\/td><\/tr>
Cash advance rate<\/td>21.99%<\/td><\/tr>
Balance transfer rate<\/td>N\/A<\/td><\/tr><\/tbody><\/table>

What are the eligibility requirements?<\/h3>

To qualify for the Hilton Honors American Express Card you need to:<\/p>