{"id":1076433,"date":"2026-05-22T13:58:58","date_gmt":"2026-05-22T17:58:58","guid":{"rendered":"https:\/\/www.finder.com\/ca\/?p=1076433"},"modified":"2026-05-24T16:46:52","modified_gmt":"2026-05-24T20:46:52","slug":"best-bank-in-ontario","status":"publish","type":"post","link":"https:\/\/www.finder.com\/ca\/banking\/best-bank-in-ontario","title":{"rendered":"Guide to the best banks in Ontario for 2026"},"content":{"rendered":"

Choosing a bank is one of the most important financial decisions you\u2019ll ever make. But from the Big Five to smaller banks, credit unions and online-only banks, how do you know which one is right for you?<\/p>

To help you decide, we\u2019ve put together this guide to the best banks in Ontario \u2014 no matter what your day-to-day banking needs may be.<\/p>

Best banks in Ontario<\/h3>

After looking at hundreds of data points for financial institutions operating in Ontario, we\u2019ve narrowed down our top picks for the best banks and fintechs in Ontario to the following:<\/p>\n\n\n\n\n\n\n
Bank<\/th>\nPopular account<\/th>\nAccount fee<\/th>\nPerks for Ontarians<\/th>\nGet started<\/th>\n<\/tr>\n<\/thead>\n
\"eq<\/td>\nPersonal Account<\/td>\n$0<\/td>\n\n
    \n\t
  • Unlimited transactions<\/li>\n\t
  • No minimum balance requirement<\/li>\n\t
  • Free withdrawals at any ATM in Canada<\/li>\n\t
  • Earn up to 2.75% interest<\/li>\n\t
  • 0.5% cash back on every purchase with the EQ Bank Card<\/li>\n<\/ul>\n<\/td>\n
\r\n
\r\n \r\n Go to site\r\n <\/a>\r\n\r\n <\/div>\r\n <\/section><\/td>\n<\/tr>\n\n
\"BMO\"<\/td>\nPerformance Chequing Account<\/td>\n$17.95 (can be waived)<\/td>\n\n
    \n\t
  • Up to $900 welcome bonus<\/li>\n\t
  • Unlimited transactions<\/li>\n\t
  • $40 credit card fee rebate<\/li>\n\t
  • 1 free non-BMO ATM withdrawal per month<\/li>\n\t
  • Large branch and ATM network in Ontario<\/li>\n<\/ul>\n<\/td>\n
<\/td>\n<\/tr>\n
\n\n
\n
\n Exclusive<\/span>\n
<\/div>\n
\n
\n

<\/p>

+ Get a $175 digital Visa Card<\/strong> when you open a BMO Performance Chequing Account<\/strong> through Finder\u2014stack with BMO's offer for a total $1075 bonus<\/strong>. Become a Finder Member in seconds for free to claim your reward. Offer ends June 30, 2026. T&Cs apply.<\/div>\n <\/div>\n
\n